PSB (PSBX) 10-Q 13 Nov 13 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Sep. 30, 2013	Oct. 31, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'PSB Holdings, Inc.	'
Entity Central Index Key	'0001293211	'
Trading Symbol	'psbh	'
Current Fiscal Year End Date	'--06-30	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	6,541,561
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from depository institutions	$5,038	$5,306
Interest-bearing demand deposits with other banks	2,410	7,487
Total cash and cash equivalents	7,448	12,793
Securities available-for-sale, at fair value	52,307	38,450
Securities held-to-maturity (fair value of $127,449 as of September 30, 2013 and $135,418 as of June 30, 2013)	127,182	134,989
Federal Home Loan Bank stock, at cost	6,953	6,953
Loans held-for-sale	180	1,037
Loans	233,017	234,864
Less: Allowance for loan losses	-2,573	-2,693
Net loans	230,444	232,171
Premises and equipment	4,172	4,237
Accrued interest receivable	1,081	1,013
Other real estate owned	1,762	1,665
Goodwill	6,912	6,912
Bank-owned life insurance	8,937	8,859
Deferred tax asset	2,891	2,903
Other assets	2,044	2,396
Total assets	452,313	454,378
Deposits	'	'
Non-interest-bearing	44,952	44,231
Interest-bearing	291,093	297,054
Total deposits	336,045	341,285
Mortgagors' escrow accounts	1,063	2,120
Federal Home Loan Bank advances	56,500	53,500
Securities sold under agreements to repurchase	5,925	4,849
Other liabilities	2,415	2,543
Total liabilities	401,948	404,297
Stockholders' Equity	'	'
Preferred stock, $0.10 par value, 1,000,000 shares authorized, no shares issued and outstanding	'	'
Common stock, $0.10 par value, 12,000,000 shares authorized, 6,943,125 shares issued, 6,541,561 shares outstanding at September 30, 2013 and June 30, 2013	694	694
Additional paid-in capital	30,602	30,602
Retained earnings	25,067	24,836
Accumulated other comprehensive loss	-501	-523
Unearned ESOP shares	-1,406	-1,437
Treasury stock, at cost (401,564 shares at September 30, 2013 and June 30, 2013)	-4,091	-4,091
Total stockholders' equity	50,365	50,081
Total liabilities and stockholders' equity	$452,313	$454,378

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parentheticals) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, except Share data, unless otherwise specified
Statement Of Financial Position [Abstract]	'	'
Investments in held-to-maturity securities, fair value (in dollars)	$127,449	$135,418
Preferred stock, par value (in dollars per share)	$0.10	$0.10
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	'	'
Preferred stock, shares outstanding	'	'
Common stock, par value (in dollars per share)	$0.10	$0.10
Common stock, shares authorized	12,000,000	12,000,000
Common stock, shares issued	6,943,125	6,943,125
Common stock, shares outstanding	6,541,561	6,541,561
Treasury stock, shares	401,564	401,564

Consolidated_Statements_of_Net

Consolidated Statements of Net Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Interest and dividend income:	'	'
Interest and fees on loans	$2,619	$3,054
Interest and dividends on investments	839	1,035
Total interest and dividend income	3,458	4,089
Interest expense:	'	'
Deposits and escrow	665	839
Borrowed funds	393	469
Total interest expense	1,058	1,308
Net interest and dividend income	2,400	2,781
Provision for loan losses	20	250
Net interest and dividend income after provision for loan losses	2,380	2,531
Non-interest income:	'	'
Total other-than-temporary impairment losses on debt securities	-11	-282
Portion of losses recognized in other comprehensive income	8	193
Net impairment losses recognized in earnings	-3	-89
Fees for services	443	438
Mortgage banking activities	26	39
Net commissions from brokerage service	27	35
Income from bank-owned life insurance	78	258
Other income	36	30
Total non-interest income	607	711
Non-interest expense:	'	'
Compensation and benefits	1,447	1,436
Occupancy and equipment	304	315
Data processing	189	164
LAN/WAN network expense	36	35
Advertising and marketing	43	35
OCC assessment	47	46
FDIC deposit insurance	152	145
Other real estate owned	23	40
Write-down of other real estate owned	66	48
Other non-interest expense	407	396
Total non-interest expense	2,714	2,660
Income before income tax expense	273	582
Income tax expense	30	79
NET INCOME	$243	$503
Earnings per common share:	'	'
Basic (in dollars per share)	$0.04	$0.08
Diluted (in dollars per share)	$0.04	$0.08

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012
Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]	'		'
Net Income	$243		$503
Other comprehensive income:	'		'
Net unrealized holding gains on available-for-sale securities	39		1,651
Reclassification adjustment for losses realized in income on available-for-sale securities	3	[1]	89	[1]
Non credit portion of other-than-temporary losses on available-for-sale securities	-8		-193
Other comprehensive income before tax	34		1,547
Income tax expense related to other comprehensive income	-12		-526
Other comprehensive income net of tax	22		1,021
Total comprehensive income	$265		$1,524
[1]	Amounts are included in net impairment losses recognized in earnings, in non-interest income on the consolidated statements of net income. Income tax expense associated with the reclassification adjustments was approximately $1,000 and $30,000 for the three months ended September 30, 2013 and 2012, respectively.

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Unaudited) (Paratheticals) (USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]	'	'
Income tax expense associated with reclassification adjustments	$1,000	$30,000

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Unearned ESOP Shares	Treasury Stock	Total
In Thousands, unless otherwise specified
Balance at Jun. 30, 2012	$694	$30,602	$23,630	($1,013)	($1,565)	($4,213)	$48,135
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Comprehensive income	'	'	503	1,021	'	'	1,524
ESOP shares committed to be released (3,195 shares)	'	'	-18	'	32	'	14
Balance at Sep. 30, 2012	694	30,602	24,115	8	-1,533	-4,213	49,673
Balance at Jun. 30, 2013	694	30,602	24,836	-523	-1,437	-4,091	50,081
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Comprehensive income	'	'	243	22	'	'	265
ESOP shares committed to be released (3,195 shares)	'	'	-12	'	31	'	19
Balance at Sep. 30, 2013	$694	$30,602	$25,067	($501)	($1,406)	($4,091)	$50,365

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Statement Of Stockholders' Equity [Abstract]	'	'
Number of ESOP shares committed to be released	3,195	3,195

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities	'	'
Net income	$243	$503
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Amortization of securities, net	398	329
Impairment losses on securities	3	89
Net decrease (increase) in loans held-for-sale	857	-1,254
Amortization of deferred loan costs, net	21	18
Provision for loan losses	20	250
Gain on sale of other real estate owned, net	-16	'
Write-down of other real estate owned	66	48
Loss on sale of premises and equipment	1	'
Depreciation and amortization	110	115
Decrease (increase) in accrued interest receivable and other assets	167	-107
Increase in cash surrender value of bank-owned life insurance	-78	-82
Bank-owned life insurance death benefit income	'	-176
Decrease in other liabilities	-128	-119
Deferred tax expense	92	141
Amortization of ESOP expense	19	14
Net cash provided by (used in) operating activities	1,775	-231
Cash flows from investing activities	'	'
Purchase of available-for-sale securities	-15,986	'
Proceeds from sales, calls, pay downs and maturities of available-for-sale securities	2,130	3,140
Purchase of held-to-maturity securities	-2,373	-19,708
Proceeds from calls, pay downs and maturities of held-to-maturity securities	9,812	10,551
Loan repayments net of originations	1,296	2,376
Recoveries of loans previously charged off	14	45
Proceeds from the surrender of bank-owned life insurance policy	'	386
Proceeds from sale of other real estate owned	229	'
Capital expenditures - premises and equipment	-21	-17
Net cash used in investing activities	-4,899	-3,227
Cash flows from financing activities	'	'
Net decrease in deposit accounts	-5,240	-5,164
Net decrease in mortgagors' escrow accounts	-1,057	-1,032
Change in short term FHLB advances, net	3,000	'
Net increase in securities sold under agreements to repurchase	1,076	2,569
Net cash used in financing activities	-2,221	-3,627
Decrease in cash and cash equivalents	-5,345	-7,085
Cash and cash equivalents at beginning of year	12,793	11,413
Cash and cash equivalents at end of period	7,448	4,328
Cash paid during the period for:	'	'
Interest	1,073	1,297
Income taxes paid (refunded), net	1	-62
Loans transferred to other real estate owned	376	230
Decrease in due from broker	'	$2,000

Organization

Organization	3 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation Of Financial Statements [Abstract]	'
Organization	'
	NOTE 1 – Organization
	PSB Holdings, Inc. (the “Company”) is a federally chartered holding company formed on May 27, 2003 for the purpose of acquiring all of the common stock of Putnam Bank (the “Bank”) concurrent with the Bank’s reorganization from a mutual savings institution to the mutual holding company form of organization.  No shares were offered to the public as part of this reorganization.
	On October 4, 2004, the Company issued 6,943,125 shares of common stock, 3,729,846 shares (53.7%) of which were issued to Putnam Bancorp, MHC and 3,089,691 shares (44.5%) of which were sold to eligible depositors of the Bank and others at $10.00 per share. In addition, the Company issued 123,588 shares (1.8%) to a charitable foundation established by the Bank.

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Basis of Presentation	'
	NOTE  2 – Basis of Presentation
	The accompanying unaudited consolidated interim financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial statements and the instructions to Form 10-Q, and accordingly do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.  In the opinion of management, the accompanying unaudited consolidated financial statements reflect all adjustments necessary, consisting of only normal recurring accruals and the elimination of all significant intercompany accounts, to present fairly the financial position, results of operations and cash flows of the Company for the periods presented.  The interim results of operations are not necessarily indicative of the operating results to be expected for future periods, including the year ending June 30, 2014.  These financial statements should be read in conjunction with the 2013 consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K filed with the Securities and Exchange Commission (SEC) on September 25, 2013.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2013
New Accounting Pronouncements and Changes In Accounting Principles [Abstract]	'
Recent Accounting Pronouncements	'
	NOTE 3 – Recent Accounting Pronouncements
	In July 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-11, Income Taxes (Topic 740):  Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.  This Update provides that an unrecognized tax benefit (or a portion of an unrecognized tax benefit) should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss or a tax credit carryforward if such settlement is required or expected in the event the uncertain tax position is disallowed. In situations where a net operating loss carryforward, a similar tax loss or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction or the tax law of the jurisdiction does not require, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. This Update is effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2013 with retrospective application and early adoption permitted. This Update is not expected to have a significant impact on the Company’s Consolidated Financial Statements.

Critical_Accounting_Policies

Critical Accounting Policies	3 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Critical Accounting Policies	'
	Note 4 - Critical Accounting Policies
	Critical accounting policies are those that involve significant judgments and assumptions by management that have, or could have, a material impact on our income or the carrying value of our assets.  Our critical accounting policies are those related to our loans, allowance for loan losses, income taxes, goodwill and the impairment of securities.
	Loans.  The Company’s loan portfolio includes residential real estate, commercial real estate, construction, commercial and consumer/other segments. Residential real estate loans include classes for one-to four-family owner occupied, second mortgages and equity lines of credit.  Consumer/other loans include personal loans.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
	The accrual of interest on all loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on non-accrual if collection of principal or interest is considered doubtful.  All interest accrued but not collected for loans that are placed on non-accrual is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Allowance for Loan Losses.  The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.  Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed.
	The allowance for loan losses is evaluated on a quarterly basis by management.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of general, specific and unallocated components, as further described below.
	General component
	The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction, commercial and consumer/other. Residential real estate loans include classes for one-to four-family owner occupied, second mortgages and equity lines of credit.  Consumer/other loans include personal loans.  Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment.  This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; concentrations; changes in lending policies and procedures; experience/ability/depth of lending management and staff; loan rating migration; the effect of other external factors; changes in the value of underlying collateral; changes in the loan review system and national and local economic trends and conditions.
	The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
	Residential real estate - The Company does not originate loans with a loan-to-value ratio greater than 100% and does not originate subprime loans. Loans originated with a loan-to-value ratio greater than 80% generally require private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial real estate - Loans in this segment are primarily income-producing properties throughout New England.  The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on the credit quality in this segment.  Management obtains rent rolls annually and continually monitors the cash flows of these loans.
	Construction – Loans in this segment primarily include speculative real estate development loans for which payment is derived from sale of the property.  Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.
	Commercial – Loans in this segment are made to businesses and are generally secured by assets of the business.  Repayment is expected from the cash flows of the business.  A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
	Consumer/other - Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
	Specific component
	The specific component relates to loans that are classified as impaired.  Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent or foreclosure is probable.  An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.  Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual consumer/other and residential real estate loans for impairment disclosures, unless such loans are 90 days or more past due or subject to a troubled debt restructuring (“TDR”) agreement.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	The Company periodically may agree to modify the contractual terms of loans.  When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a TDR.  All TDRs are initially classified as impaired.
	Unallocated component
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general reserves in the portfolio.
	Goodwill.  The Company’s goodwill was recorded as a result of business acquisitions and combinations.  The Company’s goodwill (the amount paid in excess of fair value of acquired net assets) is reviewed at least annually to ensure that there have been no events or circumstances resulting in an impairment of the recorded amount of excess purchase price.  Adverse changes in the economic environment, operations of the Company or other factors could result in a decline in projected fair values.  If the estimated fair value is less than the carrying amount, a loss would be recognized to reduce the carrying amount to implied fair value.
	Other-Than-Temporary Impairment of Securities.  Management periodically reviews all investment securities with significant declines in fair value for potential other-than-temporary impairment pursuant to the guidance provided by ASC 320-10 “Investments-Debt and Equity Securities”.  The guidance addresses the determination as to when an investment is considered impaired, whether the impairment is other-than-temporary, and the measurement of an impairment loss.  It also includes accounting considerations subsequent to the recognition of other-than-temporary impairment and requires certain disclosures about unrealized losses that have not been recognized as other-than-temporary impairments.  Management evaluates the Company’s investment portfolio on an ongoing basis and recorded $3,000 and $89,000 of other-than-temporary impairment charges through income during the three months ended September 30, 2013 and 2012, respectively.
	Income Taxes.  The Company recognizes income taxes under the asset and liability method.  Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company’s assets and liabilities at enacted rates expected to be in effect when the amounts related to such temporary differences are realized or settled.
	Management has discussed the development and selection of these critical accounting policies with the Audit Committee.

Earnings_Per_Share_EPS

Earnings Per Share (EPS)	3 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share (EPS)	'
	NOTE 5 – Earnings Per Share (EPS)
	As presented below, basic earnings per share is computed by dividing income available to common stockholders by the weighted average number of common shares outstanding for the period. If rights to dividends on unvested options/awards are non-forfeitable, these unvested awards/options are considered outstanding in the computation of basic earnings per share.  Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. For purposes of computing diluted EPS, the treasury stock method is used.
	The following information was used in the computation of EPS on both a basic and diluted basis for the three months ended September 30, 2013 and 2012:
		Three Months Ended		Three Months Ended
		30-Sep-13		30-Sep-12
	Net income	$	243,000	$	503,000
	Weighted average common shares applicable to EPS		6,397,826		6,372,349
	Effect of dilutive potential common shares (1)		-		-
	Weighted average common shares applicable to diluted EPS		6,397,826		6,372,349
	Earnings per share:
	Basic	$	0.04	$	0.08
	Diluted	$	0.04	$	0.08
	(1)      For the three months ended September 30, 2013 and 2012, options to purchase 199,106 and 222,921, respectively, shares of common stock were outstanding but not included in the computation of earnings per share because they were anti-dilutive.

Investment_Securities

Investment Securities	3 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Investment Securities	'
	NOTE 6 – Investment Securities
	The carrying value and estimated market values of investment securities by maturity are as follows:
		Amortized		Gross Unrealized					Fair
		Cost Basis		Gain		(Loss)			Value
		(in thousands)
	30-Sep-13
	Available-for-sale:
	Debt securities:
	U.S. government and government-sponsored securities:
	Due from five through ten years	$	1,000	$	-	$	(35	)	$	965
	Corporate bonds and other securities:
	Due after ten years		5,999		-		(1,189	)		4,810
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities:
	Due in one year or less		49		3		-			52
	From one through five years		995		55		-			1,050
	From five through ten years		13,280		124		-			13,404
	After ten years		14,458		470		(86	)		14,842
			28,782		652		(86	)		29,348
	Non-agency mortgage-backed securities:
	Due after ten years		7,287		286		(389	)		7,184
	Total debt securities		43,068		938		(1,699	)		42,307
	Equity securities:
	Auction rate preferred		10,000		-		-			10,000
	Total available-for-sale securities	$	53,068	$	938	$	(1,699	)	$	52,307
	Held-to-maturity:
	U.S. government and government-sponsored securities:
	Due from one through five years	$	5,258	$	-	$	(54	)	$	5,204
	From five through ten years		941		85		-			1,026
			6,199		85		(54	)		6,230
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities:
	Due in five through ten years		5,486		188		-			5,674
	After ten years		115,497		1,775		(1,727	)		115,545
			120,983		1,963		(1,727	)		121,219
	Total held-to-maturity securities	$	127,182	$	2,048	$	(1,781	)	$	127,449
		Amortized		Gross Unrealized					Fair
		Cost Basis		Gain		(Loss)			Value
		(in thousands)
	June 30, 2013:
	Available-for-sale:
	Debt securities:
	U.S. government and government-sponsored securities:
	Due from five through ten years	$	1,000	$	-	$	(39	)	$	961
	Corporate bonds and other securities:
	Due after ten years		5,999		-		(1,126	)		4,873
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities:
	Due in one year or less		21		1		-			22
	From one through five years		1,217		71		-			1,288
	From five through ten years		143		-		-			143
	After ten years		13,108		593		(89	)		13,612
			14,489		665		(89	)		15,065
	Non-agency mortgage-backed securities:
	Due after ten years		7,757		269		(475	)		7,551
	Total debt securities		29,245		934		(1,729	)		28,450
	Equity securities:
	Auction rate preferred		10,000		-		-			10,000
	Total available-for-sale securities	$	39,245	$	934	$	(1,729	)	$	38,450
	Held-to-maturity:
	U.S. government and government-sponsored securities:
	Due in one through five years	$	5,259	$	3	$	(76	)	$	5,186
	From five through ten years		939		96		-			1,035
		6,198		99		(76	)		6,221
U.S. Government-sponsored and guaranteed
mortgage-backed securities:
Due in five through ten years		4,652		133		-			4,785
After ten years		124,139		2,004		(1,731	)		124,412
		128,791		2,137		(1,731	)		129,197
Total held-to-maturity securities	$	134,989	$	2,236	$	(1,807	)	$	135,418
There were no realized gains or losses on sales of available-for-sale securities for the three months ended September 30, 2013 and September 30, 2012.  Gains and losses on the sales of securities are recorded on the trade date and are determined using the specific identification method.  There were other-than-temporary impairment charges on available-for-sale securities of $3,000 and $89,000 realized in income during the three months ended September 30, 2013 and 2012, respectively.  The write-downs of securities included total other-than-temporary impairment losses of $11,000 and $282,000, net of $8,000 and $193,000 recognized in other comprehensive income/loss for the three months ended September 30, 2013 and 2012, respectively, before taxes. See “Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations-Overview.”
The following is a summary of the estimated fair value and related unrealized losses segregated by category and length of time that individual securities have been in a continuous unrealized loss position at:
September 30, 2013:	Less than 12 months				12 months or more					Total
	Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
	Value		Losses		Value			Losses		Value		Losses
Available-for-sale:	(in thousands)
Debt securities:
Corporate bonds and other securities	$	-	$	-	$	4,810		$	1,189	$	4,810	$	1,189
U.S. Government and government-sponsored		965		35		-			-		965		35
securities
U.S. Government-sponsored and guaranteed
mortgage-backed securities		5,476		72		1,358			14		6,834		86
Total temporarily impaired available-for-sale		6,441		107		1,358			1,203		7,799		1,310
Held-to-maturity:
U.S. Government and government-sponsored		5,204		54		-			-		5,204		54
securities
U.S. Government-sponsored and guaranteed
mortgage-backed securities		57,768		1,501		6,304			226		64,072		1,727
Total temporarily impaired held-to-maturity		62,972		1,555		6,304			226		69,276		1,781
Other-than-temporarily impaired debt
securities (1):
Non-agency mortgage-backed securities		2,322		135		1,917			254		4,239		389
Total temporarily-impaired and other-
than-temporarily impaired securities	$	71,735	$	1,797	$	9,579		$	1,683	$	81,314	$	3,480
June 30, 2013:	Less than 12 months				12 months or more					Total
	Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
	Value		Losses		Value			Losses		Value		Losses
Available-for-sale:	(in thousands)
Debt securities:
Corporate bonds and other obligations	$	-	$	-	$	4,873		$	1,126	$	4,873	$	1,126
U.S. Government and government-sponsored securities		961		39		-			-		961		39
U.S. Government-sponsored and guaranteed
mortgage-backed securities		3,004		77		1,449			12		4,453		89
Total temporarily impaired available-for-sale		3,965		116		6,322			1,138		10,287		1,254
Held-to-maturity:
U.S. Government and government-sponsored		3,183		76		-			-		3,183		76
securities
U.S. Government-sponsored and guaranteed
mortgage-backed securities		68,663		1,731		-			-		68,663		1,731
Total temporarily impaired held-to-maturity		71,846		1,807		-			-		71,846		1,807
Other-than-temporarily impaired debt
securities (1):
Non-agency mortgage-backed securities		2,525		190		1,958			285		4,483		475
Total temporarily-impaired and other-
than-temporarily impaired securities	$	78,336	$	2,113	$	8,280		$	1,423	$	86,616	$	3,536
(1)  Includes other-than-temporary impaired available-for-sale debt securities in which a portion of the other-than-temporary impairment loss remains in accumulated other comprehensive income (loss).
Management evaluates securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation.
At September 30, 2013 and June 30, 2013, there were 52 and 36 individual investment securities, respectively, with aggregate depreciation of 3.9% at both periods from the Company’s amortized cost basis.  Management has the intent and ability to hold these securities until cost recovery occurs and considers these declines to be temporary.
The unrealized losses on the Company’s investment in U.S. Government-sponsored agency bonds and U.S. government guaranteed and government-sponsored residential mortgage-backed securities were primarily caused by interest rate fluctuations.  These investments are guaranteed or sponsored by the U.S. government or an agency thereof.  Accordingly, it is expected that the securities would not be settled at a price less than the par value of the investment.  Because the decline in market value is attributable to changes in interest rates and not to credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at September 30, 2013.
The Company’s unrealized losses on investments in corporate bonds and other securities relate to investments in companies within the financial services sector.  As of September 30, 2013, the Company had five investments in corporate single-issuer trust preferred securities (TRUPs) with a total book value of $6.0 million and total fair value of $4.8 million, all of which were classified as available-for-sale.   The single-issuer trust preferred investments are evaluated for other-than-temporary impairment by performing a present value of cash flows each quarter.  None of the issuers have deferred interest payments or announced the intention to defer interest payments.  The Company believes the decline in fair value is related to the spread over three month LIBOR, on which the quarterly interest payments are based, as the spread over LIBOR being received is significantly lower than current market spreads.  Management concluded the impairment of these investments was considered temporary and asserts that the Company does not have the intent to sell these investments and that it is more likely than not it will not have to sell the investments before recovery of their cost basis which may be at maturity.
For the quarter ended September 30, 2013, securities with other-than-temporary impairment losses recognized in earnings consisted of non-agency mortgage-backed securities.  For these debt securities, the Company estimated the portion of loss attributable to credit loss using a discounted cash flow model.  Significant inputs included the estimated cash flows of the underlying loans based on key assumptions, such as default rate, loss severity and prepayment rate.  Assumptions can vary widely from security to security, and are influenced by such factors as loan interest rate, geographical location of the borrower, borrower characteristics and collateral type.  The present value of the expected cash flows was compared to the Company’s amortized cost basis to determine the credit-related impairment loss.  Based on the expected cash flows derived from the model, the Company expects to recover the remaining unrealized losses on these securities.
The following table represents a roll-forward of the amount of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in other comprehensive income (in thousands):
Balance as of June 30, 2012	$	15,271
Credit losses on securities for which other-than-temporary impairment
was not previously recorded		-
Additional credit losses on securities for which an other-than-temporary
impairment charge was previously recorded		462
Reductions for securities sold during the period		-
Balance as of June 30, 2013		15,733
Credit losses on securities for which other-than-temporary impairment
was not previously recorded		-
Additional credit losses on securities for which an other-than-temporary
impairment charge was previously recorded		3
Reductions for securities sold during the period		-
Balance as of September 30, 2013	$	15,736

Loans

Loans	3 Months Ended
	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Loans	'
	NOTE 7 – Loans
	The following table sets forth the composition of our loan portfolio at September 30, 2013 and June 30, 2013:
		September 30,				June 30,
		2013				2013
		(in thousands)
	Real Estate:
	Residential (1)	$	186,263			$	187,116
	Commercial		42,158				43,423
	Residential construction		2,517				2,775
	Commercial		1,959				1,980
	Consumer and other		730				707
	Total loans		233,627				236,001
	Unadvanced construction loans		(1,230	)			(1,745	)
			232,397				234,256
	Net deferred loan costs		620				608
	Allowance for loan losses		(2,573	)			(2,693	)
	Loans, net	$	230,444			$	232,171
	(1) Residential real estate loans include one- to four-family mortgage loans, second mortgage loans, and home  equity  lines of credit.
	Credit Quality Information
	The Company utilizes a nine grade internal loan rating system as follows:
	Loans rated 1 -5 are considered “pass” rated loans with low to average risk.
	Loans rated 6 are considered “special mention.”  These loans are starting to show signs of potential weakness and are being closely monitored by management.
	Loans rated 7 are considered “substandard.”  Generally, a loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged.  There is a distinct possibility that the Company will sustain some loss if the weakness is not corrected.
	Loans rated 8 are considered “doubtful.”  Loans classified as doubtful have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.
	Loans rated 9 are considered uncollectible (“loss”) and of such little value that their continuance as loans is not warranted.
	On an annual basis, or more often if needed, the Company formally reviews the ratings on all commercial real estate, construction and commercial loans.  Annually, the Company engages an independent third-party to review a significant portion of loans within these segments.  Management uses the results of these reviews as part of its annual review process.  Credit quality for residential real estate and consumer/other loans is determined by monitoring loan payment history and ongoing communications with the borrower.
	The following table presents the Company’s loan segments by internally assigned grades at September 30, 2013 and June 30, 2013:
		Residential				Commercial			Residential					Consumer
	30-Sep-13	Real Estate				Real Estate			Construction			Commercial		and other		Total
		(in thousands)
	Grade:
	Pass	$	183,233			$	30,641		$	1,438		$	1,534	$	730	$	217,576
	Special Mention		326				4,052			-			348		-		4,726
	Substandard		2,535				5,653			-			77		-		8,265
	Doubtful		169				1,661			-			-		-		1,830
	Loss		-				-			-			-		-		-
	Total	$	186,263			$	42,007		$	1,438		$	1,959	$	730	$	232,397
		Residential				Commercial			Residential					Consumer
	30-Jun-13	Real Estate				Real Estate			Construction			Commercial		and other		Total
		(in thousands)
	Grade:
	Pass	$	183,403			$	30,477		$	1,706		$	1,667	$	707	$	217,960
	Special Mention		329				4,784			-			233		-		5,346
	Substandard		2,968				5,598			-			80		-		8,646
	Doubtful		416				1,888			-			-		-		2,304
	Loss		-				-			-			-		-		-
	Total	$	187,116			$	42,747		$	1,706		$	1,980	$	707	$	234,256
	The following table represents modifications that were deemed to be troubled debt restructures for the three months ended September 30, 2012.  There were no modifications deemed to be troubled debt restructures for the three months ended September 30, 2013.
	30-Sep-12					Pre-Modifcation			Post-Modification
						Outstanding			Outstanding
		Number of				Recorded			Recorded
		Contracts				Investment			Investment
						(Dollars in thousands)
	Real Estate:
	Commercial		1			$	80		$	113
	The modification provided a reduced rate for five years plus the capitalization of real estate taxes.  A tax escrow account has also been established.  Management performs a discounted cash flow calculation to determine the amount of impaired reserve required on each of the troubled debt restructures.  Any reserve required is recorded through the provision for loan losses.
	The following is a summary of troubled debt restructurings that have subsequently defaulted (defined as 30 or more days past due subsequent to restructuring) within one year of modification during the three months ended September 30, 2013 and September 30, 2012.
		Three months ended							Three months ended
		30-Sep-13							30-Sep-12
		Number of			Recorded				Number of		Recorded
		Contracts			Investment				Contracts		Investment
		(Dollars in thousands)
	Real Estate:
Residential		1			$	495			1		$	190
Commercial		-				-			1			222
		1				495			2		$	412
The defaults were the result of the borrower’s delinquent loan payments during the period.  The Company evaluates the levels/trends in delinquencies and non-accruals as part of the qualitative factors within the allowance for loan loss framework.

Nonperforming_Assets_Past_Due_

Non-performing Assets, Past Due and Impaired Loans	3 Months Ended
	Sep. 30, 2013
Non Performing Assets [Abstract]	'
Non-performing Assets, Past Due and Impaired Loans	'
	NOTE 8 – Non-performing Assets, Past Due and Impaired Loans
	The table below sets forth the amounts and categories of non-performing assets at the dates indicated:
		At September 30,			At June 30,
		2013			2013
		(Dollars in thousands)
	Non-accrual loans:
	Real Estate:
	Residential	$	2,704		$	2,865
	Commercial		3,120			3,365
	Total non-accrual loans		5,824			6,230
	Accruing loans past due 90 days or more:		-			112
	Total non-performing loans		5,824			6,342
	Other real estate owned		1,762			1,665
	Total non-performing assets	$	7,586		$	8,007
	Total non-performing loans to total loans		2.51	%		2.71	%
	Total non-performing assets to total assets		1.68	%		1.76	%
	The balance in non-performing loans is a direct correlation to the deterioration experienced in the real estate climate over the past several years.  Management is focused on working with borrowers and guarantors to resolve these trends by restructuring or liquidating assets when prudent. Many of our commercial relationships are secured by development loans, in particular condominiums which have experienced a significant reduction in demand. The Bank reviews the strength of the guarantors; requires face to face discussions and offers restructuring suggestions that provide the borrowers with short term relief and exit strategies. Overall, we expect to see improvement as solutions are identified and executed. The Bank obtains a current appraisal on all real estate secured loans that are 180 days or more past due if the appraisal on file is older than one year. If the determination is made that there is the potential for collateral shortfall, an allocated reserve will be assigned to the loan for the expected deficiency. It is the policy of the Bank to charge off or write down loans or other assets when, in the opinion of the Credit Committee and Loan Review, the ultimate amount recoverable is less than the carrying value, or the collection of the amount is expected to be unduly prolonged.  The level of non-performing assets is expected to fluctuate in response to changing economic and market conditions, and the relative sizes of the respective loan portfolios, along with management’s degree of success in resolving problem assets. Management takes a proactive approach with respect to the identification and resolution of problem loans.
	The following table sets forth information regarding past due loans at September 30, 2013 and June 30, 2013:
	Age Analysis of Past Due Financing Receivables
								90 days
		30–59 Days			60–89 Days			or greater		Total
	At September 30, 2013	Past Due			Past Due			Past Due		Past Due
		(in thousands)
	Real Estate:
	Residential	$	239		$	978		$	1,386	$	2,603
	Commercial		-			-			2,476		2,476
	Consumer and other		3			-			-		3
	Total	$	242		$	978		$	3,862	$	5,082
	At June 30, 2013
	Real Estate:
	Residential	$	447		$	195		$	1,844	$	2,486
	Commercial		-			-			2,876		2,876
	Commercial		9			-			-		9
	Consumer and other		4			-			-		4
	Total	$	460		$	195		$	4,720	$	5,375
	The following is a summary of information pertaining to impaired loans at September 30, 2013 and June 30, 2013:
		At September 30, 2013								At June 30, 2013
					Unpaid							Unpaid
		Recorded			Principal			Related		Recorded		Principal		Related
		Investment			Balance			Allowance		Investment		Balance		Allowance
	Impaired loans without a valuation allowance:	(in thousands)
	Real Estate:
	Residential	$	1,151		$	1,346				$	1,497	$	1,630
	Commercial		3,355			3,858					3,297		3,800
	Consumer and other		16			16					17		17
	Total impaired with no valuation allowance		4,522			5,220					4,811		5,447
	Impaired loans with a valuation allowance:
	Real Estate:
	Residential		2,498			2,646		$	139		2,515		2,663	$	156
	Commercial		176			176			2		180		180		2
	Total impaired with a valuation allowance		2,674			2,822			141		2,695		2,843		158
	Total Impaired Loans:
	Real Estate:
	Residential		3,649			3,992			139		4,012		4,293		156
	Commercial		3,531			4,034			2		3,477		3,980		2
	Consumer and other		16			16			-		17		17		-
	Total impaired loans	$	7,196		$	8,042		$	141	$	7,506	$	8,290	$	158
	The following is a summary of additional information pertaining to impaired loans:
		Three months ended								Three months ended
		30-Sep-13								30-Sep-12
		Average			Interest			Interest Income		Average		Interest		Interest Income
		Recorded			Income			Recognized		Recorded		Income		Recognized
		Investment			Recognized			on Cash Basis		Investment		Recognized		on Cash Basis
	(in thousands)
Real Estate:
Residential	$	3,831		$	19		$	7	$	4,826	$	31	$	17
Commercial		3,504			3			-		7,306		62		14
Residential Construction		-			-			-		426		-		-
Consumer and other		16			-			-		22		-		-
Total impaired loans	$	7,351		$	22		$	7	$	12,580	$	93	$	31

Allowance_for_Loan_Losses

Allowance for Loan Losses	3 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Allowance for Loan Losses	'
	NOTE 9 – Allowance for Loan Losses
	An analysis of the allowance for loan losses for the three months ended September 30, 2013 and 2012 is as follows:
	Three months ended
	30-Sep-13		Residential			Commercial			Residential						Consumer
			Real Estate			Real Estate			Construction			Commercial			and Other			Unallocated		Total
	Allowance for loan losses:	(in thousands)
	Beginning balance	$	1,201		$	1,315		$	22		$	17		$	36		$	102	$	2,693
	Charge-offs		(141	)		-			-			-			(13	)		-		(154	)
	Recoveries		3			-			3			3			5			-		14
	Provision (credit)		175			(151	)		(10	)		(1	)		1			6		20
	Ending Balance	$	1,238		$	1,164		$	15		$	19		$	29		$	108	$	2,573
	Three months ended
	30-Sep-12		Residential			Commercial			Residential						Consumer
			Real Estate			Real Estate			Construction		Commercial				and Other			Unallocated		Total
	Allowance for loan losses:	(in thousands)
	Beginning balance	$	1,485		$	1,347		$	20		$	17		$	37		$	7	$	2,913
	Charge-offs		(41	)		(123	)		-			-			(17	)		-		(181	)
	Recoveries		37			-			-			1			7			-		45
	Provision (credit)		55			5			(1	)		14			9			168		250
	Ending Balance	$	1,536		$	1,229		$	19		$	32		$	36		$	175	$	3,027
	Further information pertaining to the allowance for loan losses at September 30, 2013 and June 30, 2013 is as follows:
	At September 30, 2013	Residential			Commercial			Residential						Consumer
		Real Estate			Real Estate			Construction			Commercial			and Other			Unallocated		Total
	(in thousands)
	Ending balance: Amount of allowance for loan losses for impaired loans	$	139		$	2		$	-		$	-		$	-		$	-	$	141
	Ending balance: Amount of allowance for loan losses for non-impaired loans	$	1,099		$	1,162		$	15		$	19		$	29		$	108	$	2,432
	Ending balance: Impaired loans	$	3,649		$	3,531		$	-		$	-		$	16		$	-	$	7,196
	Ending balance: Non-impaired loans	$	182,614		$	38,476		$	1,438		$	1,959		$	714		$	-	$	225,201
	At June 30, 2013	Residential			Commercial			Residential						Consumer
		Real Estate			Real Estate			Construction			Commercial			and Other			Unallocated		Total
	(in thousands)
	Ending balance: Amount of allowance for loan losses for impaired loans	$	156		$	2		$	-		$	-		$	-		$	-	$	158
	Ending balance: Amount of allowance for loan losses for non-impaired loans	$	1,045		$	1,313		$	22		$	17		$	36		$	102	$	2,535
	Ending balance: Impaired loans	$	4,012		$	3,477		$	-		$	-		$	17		$	-	$	7,506
	Ending balance: Non-impaired loans	$	183,104		$	39,270		$	1,706		$	1,980		$	690		$	-	$	226,750

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss), Net Of Tax [Abstract]	'
Accumulated Other Comprehensive Income (Loss)	'
	NOTE 10 – Accumulated Other Comprehensive Income (Loss)
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income.  Although certain changes in assets and liabilities are reported as a separate component of the equity section of the consolidated balance sheets, such items are components of accumulated other comprehensive income (loss).
	The components of accumulated other comprehensive income (loss) and related tax effects are as follows:
		September 30,			June 30,
		2013			2013
		(in thousands)
	Net unrealized loss on securities available-for-sale	$	(761	)	$	(795	)
	Tax effect		260			272
	Accumulated other comprehensive loss	$	(501	)	$	(523	)

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
FAIR VALUE MEASURMENTS	'
	NOTE 11 – FAIR VALUE MEASUREMENTS
	The Company groups its assets measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value as follows:
	Level 1 – Valuations for assets traded in active exchange markets, such as the New York Stock Exchange.  Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
	Level 2 – Valuations for assets traded in less active dealer or broker markets.  Valuations are obtained from third party pricing services for identical or comparable assets or liabilities.
	Level 3 – Valuations for assets that are derived from other methodologies, including option pricing models, discounted cash flow models and similar techniques, and not based on market exchange, dealer, or broker traded transactions.  Level 3 valuations incorporate certain assumptions and projections in determining the fair value assigned to such assets and liabilities.
	A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.  These valuation methodologies were applied to all of the Company’s assets carried at fair value for September 30, 2013.
	The Company’s mortgage-backed securities and other debt securities available-for-sale are generally classified within Level 2 of the fair value hierarchy.  For these securities, we obtain fair value measurements from independent pricing services.  The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U. S. treasury yield curve, trading levels, market consensus prepayment speeds, credit information and the instrument’s terms and conditions.
	Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence.  In the absence of such evidence, management’s best estimate is used.  Subsequent to inception, management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalization and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows.
	The Company’s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral.  Collateral values are estimated using Level 3 inputs based upon appraisals of similar properties obtained from a third party.
	The Company did not have any transfers of assets between Levels 1 and 2 of the fair value hierarchy during the three months ended September 30, 2013.
	The following summarizes assets measured at fair value on a recurring basis at September 30, 2013 and June 30, 2013:
				Quoted Prices in		Significant		Significant
				Active Markets for		Other Observable		Unobservable
	At September 30, 2013	Total Fair		Identical Assets		Inputs		Inputs
	(in thousands)	Value		Level 1		Level 2		Level 3
	Securities available-for-sale:
	U.S. government and government-sponsored securities	$	965	$	-	$	965	$	-
	Corporate bonds and other securities		4,810		-		4,810		-
	U.S. Government-sponsored and guaranteed mortgage-backed securities		29,348		-		29,348		-
	Non-agency mortgage-backed securities		7,184		-		7,184		-
	Equity securities		10,000		-		-		10,000
	Total	$	52,307	$	-	$	42,307	$	10,000
				Quoted Prices in		Significant		Significant
				Active Markets for		Other Observable		Unobservable
	At June 30, 2013	Total Fair		Identical Assets		Inputs		Inputs
	(in thousands)	Value		Level 1		Level 2		Level 3
	Securities available-for-sale:
	U.S. government and government-sponsored securities	$	961	$	-	$	961	$	-
	Corporate bonds and other securities		4,873		-		4,873		-
	U.S. Government-sponsored and guaranteed mortgage-backed securities		15,065		-		15,065		-
	Non-agency mortgage-backed securities		7,551		-		7,551		-
	Equity securities		10,000		-		-		10,000
	Total	$	38,450	$	-	$	28,450	$	10,000
	The table below represents the changes in level 3 assets measured at fair value for the three months ended September 30, 2013.
	(in thousands)
	Beginning balance, June 30, 2013			$	10,000
	Unrealized gains included in other comprehensive income				-
	Ending balance, September 30, 2013			$	10,000
	The following summarizes assets measured at fair value on a non-recurring basis and the adjustments to the carrying value at and for the three months ended September 30, 2013 and 2012:
				Quoted Prices in						Total Losses
				Active Markets for		Significant Other		Significant		for the three
	At September 30, 2013	Total Fair		Identical Assets		Observable Inputs		Unobservable Inputs		months ended
		Value		Level 1		Level 2		Level 3		30-Sep-13
		(in thousands)
	Impaired loans	$	121	$	-	$	-	$	121	$	(31	)
	Other real estate owned		276		-		-		276		(66	)
		$	397	$	-	$	-	$	397	$	(97	)
				Quoted Prices in						Total Losses
				Active Markets for		Significant Other		Significant		for the three
	At September 30, 2012	Total Fair		Identical Assets		Observable Inputs		Unobservable Inputs		months ended
		Value		Level 1		Level 2		Level 3		30-Sep-12
		(in thousands)
	Other real estate owned	$	290	$	-	$	-	$	290	$	(48	)
	The amount of loans represents the carrying value of impaired loans net of related write-downs and valuation allowances for which adjustments are based on the estimated fair value of the underlying collateral. The other real estate owned amount represents the carrying value for which write-downs are based on the estimated fair value of the property.
	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because a market may not readily exist for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	There were no liabilities measured at fair value on a recurring or non-recurring basis at September 30, 2013 and 2012 or June 30, 2013.
	The following methods and assumptions were used by the Company in estimating fair values of its financial instruments:
	Cash and Cash Equivalents.  The carrying amounts of cash and cash equivalents approximate fair values based on the short-term nature of the assets.
	Investment Securities and FHLBB Stock.  The fair value of securities held-to-maturity and available-for-sale is estimated based on quoted market prices, where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.  Ownership of Federal Home Loan Bank of Boston (“FHLBB”) stock is restricted to member banks; therefore, the stock is not traded.  The estimated fair value of FHLBB stock is equal to its carrying value, which represents the price at which the FHLBB is obligated to redeem its stock.
	Loans.  For valuation purposes, the loan portfolio was segregated into its significant categories, which are residential, commercial real estate, residential construction, commercial and consumer and other loans. These categories were further segregated, where appropriate, into components based on significant financial characteristics such as type of interest rate (fixed or adjustable). Fair values were estimated for each component using assumptions developed by management and a valuation model provided by a third party specialist.
	The fair values of residential, commercial real estate, residential construction, commercial and consumer and other loans were estimated by discounting the anticipated cash flows from the respective portfolios. Estimates of the timing and amount of these cash flows considered factors such as future loan prepayments. The discount rates reflected current market rates for loans with similar terms to borrowers of similar credit quality. The fair value of home equity lines of credit was based on the outstanding loan balances.  Fair values for non-performing loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Loans held for sale: Loans held for sale are accounted for at the lower of cost or market and the fair value of loans held for sale based on quoted market prices of similar loans sold in conjunction with securitization transactions, adjusted as required for changes in loan characteristics.
Deposits and Mortgagors’ Escrow.  The fair value of deposits with no stated maturity such as demand deposits, NOW, regular savings, and money market deposit accounts and mortgagors’ escrow accounts, is equal to the amount payable on demand.  The fair value estimates do not include the benefit that results from the generally lower cost of funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.  The fair value estimate of time deposits is based on the discounted value of contractual cash flows.  The discount rate is estimated using the rates currently offered for deposits having similar remaining maturities.
Federal Home Loan Bank Advances.  The fair values of the Company’s Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the current incremental borrowing rates in the market for similar types of borrowing arrangements.
Securities Sold Under Agreements to Repurchase.  The Company enters into overnight repurchase agreements with its customers. Since these agreements are short-term instruments, the fair value of these agreements approximates their recorded balance. The Company also secures term repurchase agreements through other financial institutions. The fair value of these agreements are determined by discounting the anticipated future cash payments using rates currently available to the Bank for debt with similar terms and remaining maturities.
Accrued Interest.  The carrying amounts of accrued interest approximate fair value.
Off-Balance Sheet Instruments.  The fair value of off-balance-sheet mortgage lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing.  In the case of the commitments discussed in Note 13, the fair value equals the carrying amounts which are not significant.
Summary of Fair Values of Financial Instruments.  The estimated fair values, and related carrying  amounts, of the Company’s financial instruments are as follows. Certain financial instruments and all nonfinancial instruments are exempt from disclosure requirements. Accordingly, the aggregate fair value amounts presented herein do not represent the underlying fair value of the Company.
The following table presents the carrying amount and estimated fair values of the Company’s financial instruments, all of which are held or issued for purposes other than trading, as of September 30, 2013 and June 30, 2013:
	30-Sep-13
	Carrying		Fair Value Hierarchy						Fair
	Amount		Level 1		Level 2		Level 3		Value
	(in thousands)
Financial assets:
Cash and cash equivalents	$	7,448	$	7,448	$	-	$	-	$	7,448
Securities available-for-sale		52,307		-		42,307		10,000		52,307
Securities held-to-maturity		127,182		-		127,449		-		127,449
Federal Home Loan Bank stock		6,953		-		-		6,953		6,953
Loans held-for-sale		180		-		-		180		180
Loans, net		230,444		-		-		233,495		233,495
Accrued interest receivable		1,081		-		-		1,081		1,081
Financial liabilities:
Deposits		336,045		-		-		338,078		338,078
Mortgagors’ escrow accounts		1,063		-		-		1,063		1,063
Federal Home Loan Bank advances		56,500		-		58,381		-		58,381
Securities sold under agreements to repurchase		5,925		-		5,925		-		5,925
Accrued interest payable		128		-		-		128		128
	30-Jun-13
	Carrying		Fair Value Hierarchy						Fair
	Amount		Level 1		Level 2		Level 3		Value
	(in thousands)
Financial assets:
Cash and cash equivalents	$	12,793	$	12,793	$	-	$	-	$	12,793
Securities available-for-sale		38,450		-		28,450		10,000		38,450
Securities held-to-maturity		134,989		-		135,418		-		135,418
Federal Home Loan Bank stock		6,953		-		-		6,953		6,953
Loans held-for-sale		1,037		-		-		1,006		1,006
Loans, net		232,171		-		-		234,923		234,923
Accrued interest receivable		1,013		-		-		1,013		1,013
Financial liabilities:
Deposits		341,285		-		-		343,492		343,492
Mortgagors’ escrow accounts		2,120		-		-		2,120		2,120
Federal Home Loan Bank advances		53,500		-		55,260		-		55,260
Securities sold under agreements to repurchase		4,849		-		4,849		-		4,849
Accrued interest payable		143		-		-		143		143

StockBased_Incentive_Plan

Stock-Based Incentive Plan	3 Months Ended
	Sep. 30, 2013
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'
Stock-Based Incentive Plan	'
	NOTE 12 – Stock-Based Incentive Plan
	At the annual meeting of stockholders on October 21, 2005, stockholders of the Company approved the PSB Holdings, Inc. 2005 Stock-Based Incentive Plan (the “Incentive Plan”).  Under the Incentive Plan, the Company may grant up to 340,213 stock options and 136,085 shares of restricted stock to its employees, officers and directors for an aggregate amount of up to 476,298 shares of the Company’s common stock for issuance upon the grant or exercise of awards.  Both incentive stock options and non-statutory stock options may be granted under the Incentive Plan.
	On November 7, 2005, the Company awarded 319,800 options to purchase the Company’s common stock and 129,281 shares of restricted stock.  Stock option awards were granted with an exercise price equal to the market price of the Company’s stock at the date of grant ($10.60) with a maximum term of ten years.
	On June 7, 2006, the Company awarded 18,000 options to purchase the Company’s common stock and 6,000 shares of restricted stock.  Stock option awards were granted with an exercise price equal to the market price of the Company’s stock at the date of grant ($10.78) with a maximum term of ten years.
	On May 25, 2007, the Company awarded 29,000 options to purchase the Company’s common stock and 9,500 shares of restricted stock.  Stock option awards were granted with an exercise price equal to the market price of the Company’s stock at the date of grant ($10.70) with a maximum term of ten years.
	Both stock option and restricted stock awards granted to date vest at 20% per year beginning on the first anniversary of the date of the grant.
	Stock options and restricted stock awards are considered common stock equivalents for the purpose of computing earnings per share on a diluted basis.
	The Company has recorded share-based compensation expense related to outstanding stock option and restricted stock awards based upon the fair value at the date of grant over the vesting period of such awards on a straight-line basis.  The fair value of each restricted stock allocation, based on the market price at the date of grant, is recorded in Unearned stock awards.  Compensation expense related to unearned restricted shares is amortized to compensation and benefits expense over the vesting period of the restricted stock awards.   The fair value of each stock option award is estimated on the date of grant using the Black-Scholes option pricing method which includes several assumptions such as volatility, expected dividends, expected term and risk-free rate for each stock option award.  There were no unvested stock awards/options outstanding at or during the three months ended September 30, 2013.

Dividends

Dividends	3 Months Ended
	Sep. 30, 2013
Dividends [Abstract]	'
Dividends	'
	NOTE 13 – Dividends
	The Company did not declare a dividend during the three months ended September 30, 2013 and 2012.

Commitments_to_Extend_Credit

Commitments to Extend Credit	3 Months Ended
	Sep. 30, 2013
Commitments To Extend Credit [Abstract]	'
Commitments to Extend Credit	'
	NOTE 14 – Commitments to Extend Credit
	The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit. These commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the Consolidated Balance Sheets.
	The contractual amounts of outstanding commitments were as follows:
		September 30,		June 30,
		2013		2013
		(in thousands)
	Commitments to extend credit:
	Loan commitments	$	4,683	$	3,537
	Unadvanced construction loans		1,230		1,745
	Unadvanced lines of credit		12,251		11,912
	Standby letters of credit		619		746
	Outstanding commitments	$	18,783	$	17,940

Critical_Accounting_Policies_P

Critical Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2013
New Accounting Pronouncements and Changes In Accounting Principles [Abstract]	'
Loans	'
	Loans.  The Company’s loan portfolio includes residential real estate, commercial real estate, construction, commercial and consumer/other segments. Residential real estate loans include classes for one-to four-family owner occupied, second mortgages and equity lines of credit.  Consumer/other loans include personal loans.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
	The accrual of interest on all loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on non-accrual if collection of principal or interest is considered doubtful.  All interest accrued but not collected for loans that are placed on non-accrual is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	'
	Allowance for Loan Losses.  The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.  Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed.
	The allowance for loan losses is evaluated on a quarterly basis by management.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of general, specific and unallocated components, as further described below.
	General component
	The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction, commercial and consumer/other. Residential real estate loans include classes for one-to four-family owner occupied, second mortgages and equity lines of credit.  Consumer/other loans include personal loans.  Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment.  This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; concentrations; changes in lending policies and procedures; experience/ability/depth of lending management and staff; loan rating migration; the effect of other external factors; changes in the value of underlying collateral; changes in the loan review system and national and local economic trends and conditions.
	The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
	Residential real estate - The Company does not originate loans with a loan-to-value ratio greater than 100% and does not originate subprime loans. Loans originated with a loan-to-value ratio greater than 80% generally require private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial real estate - Loans in this segment are primarily income-producing properties throughout New England.  The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on the credit quality in this segment.  Management obtains rent rolls annually and continually monitors the cash flows of these loans.
	Construction – Loans in this segment primarily include speculative real estate development loans for which payment is derived from sale of the property.  Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.
	Commercial – Loans in this segment are made to businesses and are generally secured by assets of the business.  Repayment is expected from the cash flows of the business.  A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
	Consumer/other - Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
	Specific component
	The specific component relates to loans that are classified as impaired.  Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent or foreclosure is probable.  An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.  Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual consumer/other and residential real estate loans for impairment disclosures, unless such loans are 90 days or more past due or subject to a troubled debt restructuring (“TDR”) agreement.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	The Company periodically may agree to modify the contractual terms of loans.  When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a TDR.  All TDRs are initially classified as impaired.
	Unallocated component
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general reserves in the portfolio.
Goodwill	'
	Goodwill.  The Company’s goodwill was recorded as a result of business acquisitions and combinations.  The Company’s goodwill (the amount paid in excess of fair value of acquired net assets) is reviewed at least annually to ensure that there have been no events or circumstances resulting in an impairment of the recorded amount of excess purchase price.  Adverse changes in the economic environment, operations of the Company or other factors could result in a decline in projected fair values.  If the estimated fair value is less than the carrying amount, a loss would be recognized to reduce the carrying amount to implied fair value.
Other-Than-Temporary Impairment of Securities	'
	Other-Than-Temporary Impairment of Securities.  Management periodically reviews all investment securities with significant declines in fair value for potential other-than-temporary impairment pursuant to the guidance provided by ASC 320-10 “Investments-Debt and Equity Securities”.  The guidance addresses the determination as to when an investment is considered impaired, whether the impairment is other-than-temporary, and the measurement of an impairment loss.  It also includes accounting considerations subsequent to the recognition of other-than-temporary impairment and requires certain disclosures about unrealized losses that have not been recognized as other-than-temporary impairments.  Management evaluates the Company’s investment portfolio on an ongoing basis and recorded $3,000 and $89,000 of other-than-temporary impairment charges through income during the three months ended September 30, 2013 and 2012, respectively.
Income Taxes	'
	Income Taxes.  The Company recognizes income taxes under the asset and liability method.  Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company’s assets and liabilities at enacted rates expected to be in effect when the amounts related to such temporary differences are realized or settled.
	Management has discussed the development and selection of these critical accounting policies with the Audit Committee.

Earnings_Per_Share_EPS_Tables

Earnings Per Share (EPS) (Tables)	3 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of computation of EPS on basic and diluted basis	'
		Three Months Ended		Three Months Ended
		30-Sep-13		30-Sep-12
	Net income	$	243,000	$	503,000
	Weighted average common shares applicable to EPS		6,397,826		6,372,349
	Effect of dilutive potential common shares (1)		-		-
	Weighted average common shares applicable to diluted EPS		6,397,826		6,372,349
	Earnings per share:
	Basic	$	0.04	$	0.08
	Diluted	$	0.04	$	0.08
	(1)      For the three months ended September 30, 2013 and 2012, options to purchase 199,106 and 222,921, respectively, shares of common stock were outstanding but not included in the computation of earnings per share because they were anti-dilutive.

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of carrying value and estimated market values of investment securities by maturity	'
		Amortized		Gross Unrealized					Fair
		Cost Basis		Gain		(Loss)			Value
		(in thousands)
	30-Sep-13
	Available-for-sale:
	Debt securities:
	U.S. government and government-sponsored securities:
	Due from five through ten years	$	1,000	$	-	$	(35	)	$	965
	Corporate bonds and other securities:
	Due after ten years		5,999		-		(1,189	)		4,810
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities:
	Due in one year or less		49		3		-			52
	From one through five years		995		55		-			1,050
	From five through ten years		13,280		124		-			13,404
	After ten years		14,458		470		(86	)		14,842
			28,782		652		(86	)		29,348
	Non-agency mortgage-backed securities:
	Due after ten years		7,287		286		(389	)		7,184
	Total debt securities		43,068		938		(1,699	)		42,307
	Equity securities:
	Auction rate preferred		10,000		-		-			10,000
	Total available-for-sale securities	$	53,068	$	938	$	(1,699	)	$	52,307
	Held-to-maturity:
	U.S. government and government-sponsored securities:
	Due from one through five years	$	5,258	$	-	$	(54	)	$	5,204
	From five through ten years		941		85		-			1,026
			6,199		85		(54	)		6,230
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities:
	Due in five through ten years		5,486		188		-			5,674
	After ten years		115,497		1,775		(1,727	)		115,545
			120,983		1,963		(1,727	)		121,219
	Total held-to-maturity securities	$	127,182	$	2,048	$	(1,781	)	$	127,449
		Amortized		Gross Unrealized					Fair
		Cost Basis		Gain		(Loss)			Value
		(in thousands)
	June 30, 2013:
	Available-for-sale:
	Debt securities:
	U.S. government and government-sponsored securities:
	Due from five through ten years	$	1,000	$	-	$	(39	)	$	961
	Corporate bonds and other securities:
	Due after ten years		5,999		-		(1,126	)		4,873
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities:
	Due in one year or less		21		1		-			22
	From one through five years		1,217		71		-			1,288
	From five through ten years		143		-		-			143
	After ten years		13,108		593		(89	)		13,612
			14,489		665		(89	)		15,065
	Non-agency mortgage-backed securities:
	Due after ten years		7,757		269		(475	)		7,551
	Total debt securities		29,245		934		(1,729	)		28,450
	Equity securities:
	Auction rate preferred		10,000		-		-			10,000
	Total available-for-sale securities	$	39,245	$	934	$	(1,729	)	$	38,450
	Held-to-maturity:
	U.S. government and government-sponsored securities:
	Due in one through five years	$	5,259	$	3	$	(76	)	$	5,186
	From five through ten years		939		96		-			1,035
			6,198		99		(76	)		6,221
	U.S. Government-sponsored and guaranteed
mortgage-backed securities:
Due in five through ten years		4,652		133		-			4,785
After ten years		124,139		2,004		(1,731	)		124,412
		128,791		2,137		(1,731	)		129,197
Total held-to-maturity securities	$	134,989	$	2,236	$	(1,807	)	$	135,418
Schedule of the estimated fair value and related unrealized losses segregated by category and length of time that individual securities have been in a continuous unrealized loss position	'
	September 30, 2013:	Less than 12 months				12 months or more					Total
		Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
		Value		Losses		Value			Losses		Value		Losses
	Available-for-sale:	(in thousands)
	Debt securities:
	Corporate bonds and other securities	$	-	$	-	$	4,810		$	1,189	$	4,810	$	1,189
	U.S. Government and government-sponsored		965		35		-			-		965		35
	securities
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities		5,476		72		1,358			14		6,834		86
	Total temporarily impaired available-for-sale		6,441		107		1,358			1,203		7,799		1,310
	Held-to-maturity:
	U.S. Government and government-sponsored		5,204		54		-			-		5,204		54
	securities
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities		57,768		1,501		6,304			226		64,072		1,727
	Total temporarily impaired held-to-maturity		62,972		1,555		6,304			226		69,276		1,781
	Other-than-temporarily impaired debt
	securities (1):
	Non-agency mortgage-backed securities		2,322		135		1,917			254		4,239		389
	Total temporarily-impaired and other-
	than-temporarily impaired securities	$	71,735	$	1,797	$	9,579		$	1,683	$	81,314	$	3,480
	June 30, 2013:	Less than 12 months				12 months or more					Total
		Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
		Value		Losses		Value			Losses		Value		Losses
	Available-for-sale:	(in thousands)
	Debt securities:
	Corporate bonds and other obligations	$	-	$	-	$	4,873		$	1,126	$	4,873	$	1,126
	U.S. Government and government-sponsored securities		961		39		-			-		961		39
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities		3,004		77		1,449			12		4,453		89
	Total temporarily impaired available-for-sale		3,965		116		6,322			1,138		10,287		1,254
	Held-to-maturity:
	U.S. Government and government-sponsored		3,183		76		-			-		3,183		76
	securities
	U.S. Government-sponsored and guaranteed
	mortgage-backed securities		68,663		1,731		-			-		68,663		1,731
	Total temporarily impaired held-to-maturity		71,846		1,807		-			-		71,846		1,807
	Other-than-temporarily impaired debt
	securities (1):
	Non-agency mortgage-backed securities		2,525		190		1,958			285		4,483		475
	Total temporarily-impaired and other-
	than-temporarily impaired securities	$	78,336	$	2,113	$	8,280		$	1,423	$	86,616	$	3,536
	(1)  Includes other-than-temporary impaired available-for-sale debt securities in which a portion of the other-than-temporary impairment loss remains in accumulated other comprehensive income (loss).
Schedule of the amount of credit losses on debt securities for which a portion of an other-than-temporary impairment was recognized in other comprehensive income	'
	Balance as of June 30, 2012	$	15,271
	Credit losses on securities for which other-than-temporary impairment
	was not previously recorded		-
	Additional credit losses on securities for which an other-than-temporary
	impairment charge was previously recorded		462
	Reductions for securities sold during the period		-
	Balance as of June 30, 2013		15,733
	Credit losses on securities for which other-than-temporary impairment
	was not previously recorded		-
	Additional credit losses on securities for which an other-than-temporary
	impairment charge was previously recorded		3
	Reductions for securities sold during the period		-
	Balance as of September 30, 2013	$	15,736

Loans_Tables

Loans (Tables)	3 Months Ended
	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Schedule of composition of loan portfolio	'
		September 30,				June 30,
		2013				2013
		(in thousands)
	Real Estate:
	Residential (1)	$	186,263			$	187,116
	Commercial		42,158				43,423
	Residential construction		2,517				2,775
	Commercial		1,959				1,980
	Consumer and other		730				707
	Total loans		233,627				236,001
	Unadvanced construction loans		(1,230	)			(1,745	)
			232,397				234,256
	Net deferred loan costs		620				608
	Allowance for loan losses		(2,573	)			(2,693	)
	Loans, net	$	230,444			$	232,171
	(1) Residential real estate loans include one- to four-family mortgage loans, second mortgage loans, and home equity lines of credit.
Schedule of the company's loan segments by internally assigned grades	'
		Residential				Commercial			Residential					Consumer
	30-Sep-13	Real Estate				Real Estate			Construction			Commercial		and other		Total
		(in thousands)
	Grade:
	Pass	$	183,233			$	30,641		$	1,438		$	1,534	$	730	$	217,576
	Special Mention		326				4,052			-			348		-		4,726
	Substandard		2,535				5,653			-			77		-		8,265
	Doubtful		169				1,661			-			-		-		1,830
	Loss		-				-			-			-		-		-
	Total	$	186,263			$	42,007		$	1,438		$	1,959	$	730	$	232,397
		Residential				Commercial			Residential					Consumer
	30-Jun-13	Real Estate				Real Estate			Construction			Commercial		and other		Total
		(in thousands)
	Grade:
	Pass	$	183,403			$	30,477		$	1,706		$	1,667	$	707	$	217,960
	Special Mention		329				4,784			-			233		-		5,346
	Substandard		2,968				5,598			-			80		-		8,646
	Doubtful		416				1,888			-			-		-		2,304
	Loss		-				-			-			-		-		-
	Total	$	187,116			$	42,747		$	1,706		$	1,980	$	707	$	234,256
Schedule of modifications that were deemed to be troubled debt restructures	'
	30-Sep-12					Pre-Modifcation			Post-Modification
						Outstanding			Outstanding
		Number of				Recorded			Recorded
		Contracts				Investment			Investment
						(Dollars in thousands)
	Real Estate:
	Commercial		1			$	80		$	113
Schedule of the summary of troubled debt restructurings that have subsequently defaulted within one year of modification	'
		Three months ended							Three months ended
		30-Sep-13							30-Sep-12
		Number of			Recorded				Number of		Recorded
		Contracts			Investment				Contracts		Investment
		(Dollars in thousands)
	Real Estate:
	Residential		1			$	495			1		$	190
	Commercial		-				-			1			222
			1				495			2		$	412

Nonperforming_Assets_Past_Due_1

Non-performing Assets, Past Due and Impaired Loans (Tables)	3 Months Ended
	Sep. 30, 2013
Non Performing Assets [Abstract]	'
Schedule of non performing assets	'
		At September 30,			At June 30,
		2013			2013
		(Dollars in thousands)
	Non-accrual loans:
	Real Estate:
	Residential	$	2,704		$	2,865
	Commercial		3,120			3,365
	Total non-accrual loans		5,824			6,230
	Accruing loans past due 90 days or more:		-			112
	Total non-performing loans		5,824			6,342
	Other real estate owned		1,762			1,665
	Total non-performing assets	$	7,586		$	8,007
	Total non-performing loans to total loans		2.51	%		2.71	%
	Total non-performing assets to total assets		1.68	%		1.76	%
Schedule of the summary of past due loans	'
								90 days
		30–59 Days			60–89 Days			or greater		Total
	At September 30, 2013	Past Due			Past Due			Past Due		Past Due
		(in thousands)
	Real Estate:
	Residential	$	239		$	978		$	1,386	$	2,603
	Commercial		-			-			2,476		2,476
	Consumer and other		3			-			-		3
	Total	$	242		$	978		$	3,862	$	5,082
	At June 30, 2013
	Real Estate:
	Residential	$	447		$	195		$	1,844	$	2,486
	Commercial		-			-			2,876		2,876
	Commercial		9			-			-		9
	Consumer and other		4			-			-		4
	Total	$	460		$	195		$	4,720	$	5,375
Schedule of information pertaining to impaired loans	'
		At September 30, 2013								At June 30, 2013
					Unpaid							Unpaid
		Recorded			Principal			Related		Recorded		Principal		Related
		Investment			Balance			Allowance		Investment		Balance		Allowance
	Impaired loans without a valuation allowance:	(in thousands)
	Real Estate:
	Residential	$	1,151		$	1,346				$	1,497	$	1,630
	Commercial		3,355			3,858					3,297		3,800
	Consumer and other		16			16					17		17
	Total impaired with no valuation allowance		4,522			5,220					4,811		5,447
	Impaired loans with a valuation allowance:
	Real Estate:
	Residential		2,498			2,646		$	139		2,515		2,663	$	156
	Commercial		176			176			2		180		180		2
	Total impaired with a valuation allowance		2,674			2,822			141		2,695		2,843		158
	Total Impaired Loans:
	Real Estate:
	Residential		3,649			3,992			139		4,012		4,293		156
	Commercial		3,531			4,034			2		3,477		3,980		2
	Consumer and other		16			16			-		17		17		-
	Total impaired loans	$	7,196		$	8,042		$	141	$	7,506	$	8,290	$	158
		Three months ended								Three months ended
		30-Sep-13								30-Sep-12
		Average			Interest			Interest Income		Average		Interest		Interest Income
		Recorded			Income			Recognized		Recorded		Income		Recognized
		Investment			Recognized			on Cash Basis		Investment		Recognized		on Cash Basis
		(in thousands)
	Real Estate:
	Residential	$	3,831		$	19		$	7	$	4,826	$	31	$	17
	Commercial		3,504			3			-		7,306		62		14
	Residential Construction		-			-			-		426		-		-
	Consumer and other		16			-			-		22		-		-
	Total impaired loans	$	7,351		$	22		$	7	$	12,580	$	93	$	31

Allowance_for_Loan_Losses_Tabl

Allowance for Loan Losses (Tables)	3 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Schedule of analysis of the allowance for loan losses	'
	Three months ended
	30-Sep-13		Residential			Commercial			Residential						Consumer
			Real Estate			Real Estate			Construction			Commercial			and Other			Unallocated		Total
	Allowance for loan losses:	(in thousands)
	Beginning balance	$	1,201		$	1,315		$	22		$	17		$	36		$	102	$	2,693
	Charge-offs		(141	)		-			-			-			(13	)		-		(154	)
	Recoveries		3			-			3			3			5			-		14
	Provision (credit)		175			(151	)		(10	)		(1	)		1			6		20
	Ending Balance	$	1,238		$	1,164		$	15		$	19		$	29		$	108	$	2,573
	Three months ended
	30-Sep-12		Residential			Commercial			Residential						Consumer
			Real Estate			Real Estate			Construction		Commercial				and Other			Unallocated		Total
	Allowance for loan losses:	(in thousands)
	Beginning balance	$	1,485		$	1,347		$	20		$	17		$	37		$	7	$	2,913
	Charge-offs		(41	)		(123	)		-			-			(17	)		-		(181	)
	Recoveries		37			-			-			1			7			-		45
	Provision (credit)		55			5			(1	)		14			9			168		250
	Ending Balance	$	1,536		$	1,229		$	19		$	32		$	36		$	175	$	3,027
	At September 30, 2013	Residential			Commercial			Residential						Consumer
		Real Estate			Real Estate			Construction			Commercial			and Other			Unallocated		Total
	(in thousands)
	Ending balance: Amount of allowance for loan losses for impaired loans	$	139		$	2		$	-		$	-		$	-		$	-	$	141
	Ending balance: Amount of allowance for loan losses for non-impaired loans	$	1,099		$	1,162		$	15		$	19		$	29		$	108	$	2,432
	Ending balance: Impaired loans	$	3,649		$	3,531		$	-		$	-		$	16		$	-	$	7,196
	Ending balance: Non-impaired loans	$	182,614		$	38,476		$	1,438		$	1,959		$	714		$	-	$	225,201
	At June 30, 2013	Residential			Commercial			Residential						Consumer
		Real Estate			Real Estate			Construction			Commercial			and Other			Unallocated		Total
	(in thousands)
	Ending balance: Amount of allowance for loan losses for impaired loans	$	156		$	2		$	-		$	-		$	-		$	-	$	158
	Ending balance: Amount of allowance for loan losses for non-impaired loans	$	1,045		$	1,313		$	22		$	17		$	36		$	102	$	2,535
	Ending balance: Impaired loans	$	4,012		$	3,477		$	-		$	-		$	17		$	-	$	7,506
	Ending balance: Non-impaired loans	$	183,104		$	39,270		$	1,706		$	1,980		$	690		$	-	$	226,750

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss), Net Of Tax [Abstract]	'
Schedule of accumulated other comprehensive income (loss)	'
		September 30,			June 30,
		2013			2013
		(in thousands)
	Net unrealized loss on securities available-for-sale	$	(761	)	$	(795	)
	Tax effect		260			272
	Accumulated other comprehensive loss	$	(501	)	$	(523	)

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Schedule of summary assets measured at fair value on a recurring basis	'
				Quoted Prices in		Significant		Significant
				Active Markets for		Other Observable		Unobservable
	At September 30, 2013	Total Fair		Identical Assets		Inputs		Inputs
	(in thousands)	Value		Level 1		Level 2		Level 3
	Securities available-for-sale:
	U.S. government and government-sponsored securities	$	965	$	-	$	965	$	-
	Corporate bonds and other securities		4,810		-		4,810		-
	U.S. Government-sponsored and guaranteed mortgage-backed securities		29,348		-		29,348		-
	Non-agency mortgage-backed securities		7,184		-		7,184		-
	Equity securities		10,000		-		-		10,000
	Total	$	52,307	$	-	$	42,307	$	10,000
				Quoted Prices in		Significant		Significant
				Active Markets for		Other Observable		Unobservable
	At June 30, 2013	Total Fair		Identical Assets		Inputs		Inputs
	(in thousands)	Value		Level 1		Level 2		Level 3
	Securities available-for-sale:
	U.S. government and government-sponsored securities	$	961	$	-	$	961	$	-
	Corporate bonds and other securities		4,873		-		4,873		-
	U.S. Government-sponsored and guaranteed mortgage-backed securities		15,065		-		15,065		-
	Non-agency mortgage-backed securities		7,551		-		7,551		-
	Equity securities		10,000		-		-		10,000
	Total	$	38,450	$	-	$	28,450	$	10,000
Schedule of the changes in level 3 assets measured at fair value	'
	(in thousands)
	Beginning balance, June 30, 2013			$	10,000
	Unrealized gains included in other comprehensive income				-
	Ending balance, September 30, 2013			$	10,000
Schedule of assets measured at fair value on a non-recurring basis and the adjustments to the carrying value	'
				Quoted Prices in						Total Losses
				Active Markets for		Significant Other		Significant		for the three
	At September 30, 2013	Total Fair		Identical Assets		Observable Inputs		Unobservable Inputs		months ended
		Value		Level 1		Level 2		Level 3		30-Sep-13
		(in thousands)
	Impaired loans	$	121	$	-	$	-	$	121	$	(31	)
	Other real estate owned		276		-		-		276		(66	)
		$	397	$	-	$	-	$	397	$	(97	)
				Quoted Prices in						Total Losses
				Active Markets for		Significant Other		Significant		for the three
	At September 30, 2012	Total Fair		Identical Assets		Observable Inputs		Unobservable Inputs		months ended
		Value		Level 1		Level 2		Level 3		30-Sep-12
		(in thousands)
	Other real estate owned	$	290	$	-	$	-	$	290	$	(48	)
Schedule of estimated fair value of financial instruments which are held or issued for purposes other than trading	'
		30-Sep-13
		Carrying		Fair Value Hierarchy						Fair
		Amount		Level 1		Level 2		Level 3		Value
		(in thousands)
	Financial assets:
	Cash and cash equivalents	$	7,448	$	7,448	$	-	$	-	$	7,448
	Securities available-for-sale		52,307		-		42,307		10,000		52,307
	Securities held-to-maturity		127,182		-		127,449		-		127,449
	Federal Home Loan Bank stock		6,953		-		-		6,953		6,953
	Loans held-for-sale		180		-		-		180		180
	Loans, net		230,444		-		-		233,495		233,495
	Accrued interest receivable		1,081		-		-		1,081		1,081
	Financial liabilities:
	Deposits		336,045		-		-		338,078		338,078
	Mortgagors’ escrow accounts		1,063		-		-		1,063		1,063
	Federal Home Loan Bank advances		56,500		-		58,381		-		58,381
	Securities sold under agreements to repurchase		5,925		-		5,925		-		5,925
	Accrued interest payable		128		-		-		128		128
		30-Jun-13
		Carrying		Fair Value Hierarchy						Fair
		Amount		Level 1		Level 2		Level 3		Value
		(in thousands)
	Financial assets:
	Cash and cash equivalents	$	12,793	$	12,793	$	-	$	-	$	12,793
	Securities available-for-sale		38,450		-		28,450		10,000		38,450
	Securities held-to-maturity		134,989		-		135,418		-		135,418
	Federal Home Loan Bank stock		6,953		-		-		6,953		6,953
	Loans held-for-sale		1,037		-		-		1,006		1,006
	Loans, net		232,171		-		-		234,923		234,923
	Accrued interest receivable		1,013		-		-		1,013		1,013
	Financial liabilities:
	Deposits		341,285		-		-		343,492		343,492
	Mortgagors’ escrow accounts		2,120		-		-		2,120		2,120
	Federal Home Loan Bank advances		53,500		-		55,260		-		55,260
	Securities sold under agreements to repurchase		4,849		-		4,849		-		4,849
	Accrued interest payable		143		-		-		143		143

Commitments_to_Extend_Credit_T

Commitments to Extend Credit (Tables)	3 Months Ended
	Sep. 30, 2013
Commitments To Extend Credit [Abstract]	'
Schedule of notional amounts of commitments with off-balance-sheet credit risk	'
		September 30,		June 30,
		2013		2013
		(in thousands)
	Commitments to extend credit:
	Loan commitments	$	4,683	$	3,537
	Unadvanced construction loans		1,230		1,745
	Unadvanced lines of credit		12,251		11,912
	Standby letters of credit		619		746
	Outstanding commitments	$	18,783	$	17,940

Organization_Detail_Textuals

Organization (Detail Textuals) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Oct. 04, 2004
Related Party Transaction [Line Items]	'	'	'
Common stock, shares issued	6,943,125	6,943,125	6,943,125
Common stock, par value (in dollars per share)	$0.10	$0.10	'
Putnam Bancorp MHC	'	'	'
Related Party Transaction [Line Items]	'	'	'
Common stock, shares issued	'	'	3,729,846
Percentage of common stock issued	'	'	53.70%
Eligible depositors of the bank and others	'	'	'
Related Party Transaction [Line Items]	'	'	'
Common stock, shares issued	'	'	3,089,691
Percentage of common stock issued	'	'	44.50%
Common stock, par value (in dollars per share)	'	'	10
Putnam Savings Foundation	'	'	'
Related Party Transaction [Line Items]	'	'	'
Common stock, shares issued	'	'	123,588
Percentage of common stock issued	'	'	1.80%

Critical_Accounting_Policies_D

Critical Accounting Policies (Detail Textuals) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
New Accounting Pronouncements and Changes In Accounting Principles [Abstract]	'	'
Other-than-temporary impairment charges through income	$3	$89

Earnings_Per_Share_EPS_The_com

Earnings Per Share (EPS) - The computation of EPS on both a basic and diluted basis (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012
Earnings Per Share [Abstract]	'		'
Net income	$243		$503
Weighted average common shares applicable to EPS	6,397,826		6,372,349
Effect of dilutive potential common shares	'	[1]	'	[1]
Weighted average common shares applicable to diluted EPS	6,397,826		6,372,349
Basic EPS:	$0.04		$0.08
Diluted EPS:	$0.04		$0.08
[1]	For the three months ended September 30, 2013 and 2012, options to purchase 199,106 and 222,921, respectively, shares of common stock were outstanding but not included in the computation of earnings per share because they were anti-dilutive.

Earnings_Per_Share_EPS_Detail_

Earnings Per Share (EPS) (Detail Textuals)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]	'	'
Number of options outstanding and excluded from computation of earnings per share	199,106	222,921

Investment_Securities_Carrying

Investment Securities - Carrying value and estimated market values of investment securities (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Available-for-sale:	'	'
Available-for-sale securities, amortized cost basis	$53,068	$39,245
Available-for-sale securities, gross unrealized gains	938	934
Available-for-sale Securities, gross unrealized (loss)	-1,699	-1,729
Total available-for-sale securities	52,307	38,450
Held-to-maturity:	'	'
Held-to-maturity Securities, Amortized cost basis	127,182	134,989
Total held-to-maturity securities, gross unrealized gain	2,048	2,236
Total held-to-maturity securities gross unrealized (loss)	-1,781	-1,807
Investments in held-to-maturity securities, fair value (in dollars)	127,449	135,418
Debt securities	'	'
Available-for-sale:	'	'
Total available-for-sale securities, amortized cost basis	43,068	29,245
Total available-for-sale securities, gross unrealized gain	938	934
Total available-for-sale securities, gross unrealized (loss)	-1,699	-1,729
Total available-for-sale securities, fair Value	42,307	28,450
Debt securities | U.S. Government and government-sponsored securities	'	'
Available-for-sale:	'	'
Available-for-sale from five through ten years, amortized cost basis	1,000	1,000
Available-for-sale from five through ten years, gross unrealized gain	'	'
Available-for-sale from five through ten years, gross unrealized (loss)	-35	-39
Available-for-sale from five through ten years, fair value	965	961
Held-to-maturity:	'	'
Held-to-maturity from one through five years, amortized cost basis	5,258	5,259
Held-to-maturity from one through five years, gross unrealized gain	'	3
Held-to-maturity from one through five years, gross unrealized (loss)	-54	-76
Held-to-maturity from one through five years, fair value	5,204	5,186
Held-to-maturity from five through ten years, amortized cost basis	941	939
Held-to-maturity from five through ten years, gross unrealized gains	85	96
Held-to-maturity from five through ten years, gross unrealized (loss)	'	'
Held-to-maturity from five through ten years, fair value	1,026	1,035
Held-to-maturity Securities, Amortized cost basis	6,199	6,198
Total held-to-maturity securities, gross unrealized gain	85	99
Total held-to-maturity securities gross unrealized (loss)	-54	-76
Investments in held-to-maturity securities, fair value (in dollars)	6,230	6,221
Debt securities | Corporate bonds and other securities	'	'
Available-for-sale:	'	'
Available-for-sale after ten years, amortized cost basis	5,999	5,999
Available-for-sale from after ten years, gross unrealized gain	'	'
Available-for-sale after ten years, gross unrealized (loss)	-1,189	-1,126
Available-for-sale after ten years, fair value	4,810	4,873
Debt securities | U.S. Government sponsored and guaranteed mortgage-backed securities	'	'
Available-for-sale:	'	'
Available-for-sale due in one year or less, amortized cost basis	49	21
Available-for-sale due in one year or less, gross unrealized gain	3	1
Available-for-sale due in one year or less, gross unrealized (loss)	'	'
Available-for-sale due in one year or less, fair value	52	22
Available-for-sale from one through five years, amortized cost basis	995	1,217
Available-for-sale from one through five years, gross unrealized gain	55	71
Available-for-sale from one through five years, gross unrealized (loss)	'	'
Available-for-sale from one through five years, fair value	1,050	1,288
Available-for-sale from five through ten years, amortized cost basis	13,280	143
Available-for-sale from five through ten years, gross unrealized gain	124	'
Available-for-sale from five through ten years, gross unrealized (loss)	'	'
Available-for-sale from five through ten years, fair value	13,404	143
Available-for-sale after ten years, amortized cost basis	14,458	13,108
Available-for-sale from after ten years, gross unrealized gain	470	593
Available-for-sale after ten years, gross unrealized (loss)	-86	-89
Available-for-sale after ten years, fair value	14,842	13,612
Total available-for-sale securities, amortized cost basis	28,782	14,489
Total available-for-sale securities, gross unrealized gain	652	665
Total available-for-sale securities, gross unrealized (loss)	-86	-89
Total available-for-sale securities, fair Value	29,348	15,065
Held-to-maturity:	'	'
Held-to-maturity from five through ten years, amortized cost basis	5,486	4,652
Held-to-maturity from five through ten years, gross unrealized gains	188	133
Held-to-maturity from five through ten years, gross unrealized (loss)	'	'
Held-to-maturity from five through ten years, fair value	5,674	4,785
Held-to-maturity after ten years, amortized cost basis	115,497	124,139
Held-to-maturity after ten years gross unrealized gain	1,775	2,004
Held-to-maturity after ten years, gross unrealized (loss)	-1,727	-1,731
Held-to-maturity after ten years gross, fair value	115,545	124,412
Held-to-maturity Securities, Amortized cost basis	120,983	128,791
Total held-to-maturity securities, gross unrealized gain	1,963	2,137
Total held-to-maturity securities gross unrealized (loss)	-1,727	-1,731
Investments in held-to-maturity securities, fair value (in dollars)	121,219	129,197
Debt securities | Non-agency mortgage-backed securities	'	'
Available-for-sale:	'	'
Available-for-sale after ten years, amortized cost basis	7,287	7,757
Available-for-sale from after ten years, gross unrealized gain	286	269
Available-for-sale after ten years, gross unrealized (loss)	-389	-475
Available-for-sale after ten years, fair value	7,184	7,551
Equity securities | Auction rate preferred stock	'	'
Available-for-sale:	'	'
Available-for-sale equity securities, amortized cost basis	10,000	10,000
Available-for-sale equity securities, gross unrealized gains	'	'
Available-for-sale equity securities, gross unrealized (loss)	'	'
Available-for-sale equity securities, fair value	$10,000	$10,000

Investment_Securities_Summary_

Investment Securities - Summary of the estimated fair value and related unrealized losses segregated by category (Details 1) (USD $)	Sep. 30, 2013		Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule Of Available-For-Sale Securities and Held-To-Maturity Securities [Line Items]	'		'
Temporarily impaired available-for-sale less than 12 months fair value	$6,441		$3,965
Temporarily impaired available-for-sale less than 12 months unrealized losses	107		116
Temporarily impaired available-for-sale 12 months or more fair value	1,358		6,322
Temporarily impaired available-for-sale 12 months or more unrealized losses	1,203		1,138
Temporarily impaired available-for-sale securities fair value	7,799		10,287
Temporarily impaired available-for-sale securities unrealized losses	1,310		1,254
Temporarily impaired held-to-maturity securities less than 12 months fair value	62,972		71,846
Temporarily impaired held-to-maturity securities less than 12 months unrealized losses	1,555		1,807
Temporarily impaired held-to-maturity securities 12 months or more fair value	6,304		'
Temporarily impaired held-to-maturity securities 12 months or more unrealized losses	226		'
Temporarily impaired held-to-maturity securities fair value	69,276		71,846
Temporarily impaired held-to-maturity securities unrealized losses	1,781		1,807
Temporarily-impaired and other-than-temporarily impaired securities less than 12 months fair value	71,735		78,336
Temporarily-impaired and other-than-temporarily impaired securities less than 12 months unrealized losses	1,797		2,113
Temporarily-impaired and other-than-temporarily impaired securities 12 months or more fair value	9,579		8,280
Temporarily-impaired and other-than-temporarily impaired securities 12 months or more unrealized losses	1,683		1,423
Temporarily impaired and other than temporary impaired debt securities fair value	81,314		86,616
Temporarily impaired and other than temporary impaired debt securities unrealized losses	3,480		3,536
Debt securities | U.S. Government and government-sponsored securities	'		'
Schedule Of Available-For-Sale Securities and Held-To-Maturity Securities [Line Items]	'		'
Temporarily impaired available-for-sale less than 12 months fair value	965		961
Temporarily impaired available-for-sale less than 12 months unrealized losses	35		39
Temporarily impaired available-for-sale 12 months or more fair value	'		'
Temporarily impaired available-for-sale 12 months or more unrealized losses	'		'
Temporarily impaired available-for-sale securities fair value	965		961
Temporarily impaired available-for-sale securities unrealized losses	35		39
Temporarily impaired held-to-maturity securities less than 12 months fair value	5,204		3,183
Temporarily impaired held-to-maturity securities less than 12 months unrealized losses	54		76
Temporarily impaired held-to-maturity securities 12 months or more fair value	'		'
Temporarily impaired held-to-maturity securities 12 months or more unrealized losses	'		'
Temporarily impaired held-to-maturity securities fair value	5,204		3,183
Temporarily impaired held-to-maturity securities unrealized losses	54		76
Debt securities | Corporate bonds and other securities	'		'
Schedule Of Available-For-Sale Securities and Held-To-Maturity Securities [Line Items]	'		'
Temporarily impaired available-for-sale less than 12 months fair value	'		'
Temporarily impaired available-for-sale less than 12 months unrealized losses	'		'
Temporarily impaired available-for-sale 12 months or more fair value	4,810		4,873
Temporarily impaired available-for-sale 12 months or more unrealized losses	1,189		1,126
Temporarily impaired available-for-sale securities fair value	4,810		4,873
Temporarily impaired available-for-sale securities unrealized losses	1,189		1,126
Debt securities | U.S. Government-sponsored and guaranteed mortgage-backed securities	'		'
Schedule Of Available-For-Sale Securities and Held-To-Maturity Securities [Line Items]	'		'
Temporarily impaired available-for-sale less than 12 months fair value	5,476		3,004
Temporarily impaired available-for-sale less than 12 months unrealized losses	72		77
Temporarily impaired available-for-sale 12 months or more fair value	1,358		1,449
Temporarily impaired available-for-sale 12 months or more unrealized losses	14		12
Temporarily impaired available-for-sale securities fair value	6,834		4,453
Temporarily impaired available-for-sale securities unrealized losses	86		89
Temporarily impaired held-to-maturity securities less than 12 months fair value	57,768		68,663
Temporarily impaired held-to-maturity securities less than 12 months unrealized losses	1,501		1,731
Temporarily impaired held-to-maturity securities 12 months or more fair value	6,304		'
Temporarily impaired held-to-maturity securities 12 months or more unrealized losses	226		'
Temporarily impaired held-to-maturity securities fair value	64,072		68,663
Temporarily impaired held-to-maturity securities unrealized losses	1,727		1,731
Debt securities | Non-agency mortgage-backed securities	'		'
Schedule Of Available-For-Sale Securities and Held-To-Maturity Securities [Line Items]	'		'
Other-than-temporarily impaired debt securities less than 12 months fair value (1)	2,322	[1]	2,525	[1]
Other-than-temporarily impaired debt securities less than 12 months unrealized losses (1)	135	[1]	190	[1]
Other-than-temporarily impaired debt securities 12 months or more fair value (1)	1,917	[1]	1,958	[1]
Other-than-temporarily impaired debt securities 12 months or more unrealized losses (1)	254	[1]	285	[1]
Other than temporary impaired debt securities fair value	4,239	[1]	4,483	[1]
Other than temporary impaired debt securities unrealized losses	$389	[1]	$475	[1]
[1]	Includes other-than-temporary impaired available-for-sale debt securities in which a portion of the other-than-temporary impairment loss remains in accumulated other comprehensive income (loss).

Investment_Securities_Amount_o

Investment Securities - Amount of credit losses on debt securities for which a portion of an other-than-temporary impairment was recognized in other comprehensive income (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]	'	'
Balance	$15,733	$15,271
Credit losses on securities for which other-than-temporary impairment was not previously recorded	'	'
Additional credit losses on securities for which an other-than-temporary impairment charge was previously recorded	3	462
Reductions for securities sold during the period	'	'
Balance	$15,736	$15,733

Investment_Securities_Detail_T

Investment Securities (Detail Textuals) (USD $)	3 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013
	Security		Security
Investments, Debt and Equity Securities [Abstract]	'	'	'
Other-than-temporary impairment charges on available-for-sale securities	$3,000	$89,000	'
Total other-than-temporary impairment losses	11,000	282,000	'
Portion of losses recognized in other comprehensive income	$8,000	$193,000	'
Number of individual investment securities with unrealized losses	52	'	36
Percentage of amortized cost basis as aggregate depreciation of investment securities	3.90%	'	3.90%

Investment_Securities_Detail_T1

Investment Securities (Detail Textuals 1) (Trust preferred securities (TRUPs), USD $)	Sep. 30, 2013
In Millions, unless otherwise specified	Security
Trust preferred securities (TRUPs)	'
Schedule Of Available-For-Sale Securities and Held-To-Maturity Securities [Line Items]	'
Number of investments in trust preferred securities	5
Book value of single-issuer trust preferred securities (TRUPs)	$6
Fair value of single-issuer trust preferred securities (TRUPs)	$4.80

Loans_Summary_of_loans_Details

Loans - Summary of loans (Details) (USD $)	Sep. 30, 2013		Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Allowance for loan losses	($2,573)		($2,693)
Loans, net	230,444		232,171
Loans receivables	'		'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Total loans	233,627		236,001
Unadvanced construction loans	-1,230		-1,745
Total loans after unadvanced construction loans	232,397		234,256
Net deferred loan costs	620		608
Allowance for loan losses	-2,573		-2,693
Loans, net	230,444		232,171
Loans receivables | Residential	'		'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Total loans	186,263	[1]	187,116	[1]
Total loans after unadvanced construction loans	186,263		187,116
Loans receivables | Commercial Real Estate	'		'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Total loans	42,158		43,423
Total loans after unadvanced construction loans	42,007		42,747
Loans receivables | Residential Construction	'		'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Total loans	2,517		2,775
Total loans after unadvanced construction loans	1,438		1,706
Loans receivables | Commercial	'		'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Total loans	1,959		1,980
Total loans after unadvanced construction loans	1,959		1,980
Loans receivables | Consumer and other	'		'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'		'
Total loans	730		707
Total loans after unadvanced construction loans	$730		$707
[1]	Residential real estate loans include one- to four-family mortgage loans, second mortgage loans, and home equity lines of credit.

Loans_Loan_segments_by_interna

Loans - Loan segments by internally assigned grades (Details 1) (Loans receivables, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	$232,397	$234,256
Pass	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	217,576	217,960
Special Mention	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	4,726	5,346
Substandard	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	8,265	8,646
Doubtful	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	1,830	2,304
Loss	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Residential Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	186,263	187,116
Residential Real Estate | Pass	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	183,233	183,403
Residential Real Estate | Special Mention	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	326	329
Residential Real Estate | Substandard	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	2,535	2,968
Residential Real Estate | Doubtful	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	169	416
Residential Real Estate | Loss	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Commercial Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	42,007	42,747
Commercial Real Estate | Pass	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	30,641	30,477
Commercial Real Estate | Special Mention	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	4,052	4,784
Commercial Real Estate | Substandard	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	5,653	5,598
Commercial Real Estate | Doubtful	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	1,661	1,888
Commercial Real Estate | Loss	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Residential Construction	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	1,438	1,706
Residential Construction | Pass	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	1,438	1,706
Residential Construction | Special Mention	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Residential Construction | Substandard	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Residential Construction | Doubtful	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Residential Construction | Loss	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Commercial	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	1,959	1,980
Commercial | Pass	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	1,534	1,667
Commercial | Special Mention	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	348	233
Commercial | Substandard	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	77	80
Commercial | Doubtful	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Commercial | Loss	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Consumer and other	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	730	707
Consumer and other | Pass	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	730	707
Consumer and other | Special Mention	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Consumer and other | Substandard	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Consumer and other | Doubtful	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'
Consumer and other | Loss	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans after unadvanced construction loans	'	'

Loans_Summary_of_modifications

Loans - Summary of modifications that were deemed to be troubled debt restructures (Details 2) (Loans receivables, Commercial Real Estate, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
	Security
Loans receivables | Commercial Real Estate	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Number of Contracts	1
Pre-Modifcation Outstanding Recorded Investment	$80
Post-Modification Outstanding Recorded Investment	$113

Loans_Summary_of_troubled_debt

Loans - Summary of troubled debt restructurings subsequently defaulted within one year of modification (Details 3) (Loans receivables, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
	Security	Security
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Number of Contracts	1	2
Recorded Investment	$495	$412
Residential Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Number of Contracts	1	1
Recorded Investment	495	190
Commercial Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Number of Contracts	'	1
Recorded Investment	'	$222

Nonperforming_Assets_Past_Due_2

Non-performing Assets, Past Due and Impaired Loans - Amounts and categories of non performing assets (Details) (Loans receivables, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Non-accrual loans:	'	'
Total non-accrual loans	$5,824	$6,230
Accruing loans past due 90 days or more:	'	'
Total accruing loans past due 90 days or more	'	112
Total non-performing loans	5,824	6,342
Other real estate owned	1,762	1,665
Total non-performing assets	7,586	8,007
Total non-performing loans to total loans	2.51%	2.71%
Total non-performing assets to total assets	1.68%	1.76%
Residential Real Estate	'	'
Non-accrual loans:	'	'
Total non-accrual loans	2,704	2,865
Commercial Real Estate	'	'
Non-accrual loans:	'	'
Total non-accrual loans	$3,120	$3,365

Nonperforming_Assets_Past_Due_3

Non-performing Assets, Past Due and Impaired Loans - Past due loans (Details 1) (Loans receivables, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$242	$460
60-89 Days Past Due	978	195
90 days or greater Past Due	3,862	4,720
Total Past Due	5,082	5,375
Residential Real Estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	239	447
60-89 Days Past Due	978	195
90 days or greater Past Due	1,386	1,844
Total Past Due	2,603	2,486
Commercial Real Estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	'
60-89 Days Past Due	'	'
90 days or greater Past Due	2,476	2,876
Total Past Due	2,476	2,876
Commercial	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	9
60-89 Days Past Due	'	'
90 days or greater Past Due	'	'
Total Past Due	'	9
Consumer and other	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	3	4
60-89 Days Past Due	'	'
90 days or greater Past Due	'	'
Total Past Due	$3	$4

Nonperforming_Assets_Past_Due_4

Non-performing Assets, Past Due and Impaired Loans - Summary of impaired loans (Details 2) (Loans receivables, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no valuation allowance, recorded investment	$4,522	$4,811
Impaired loans with no valuation allowance, unpaid principal balance	5,220	5,447
Impaired loans with a valuation allowance, recorded investment	2,674	2,695
Impaired loans with a valuation allowance, unpaid principal balance	2,822	2,843
Impaired loans with a valuation allowance, related allowance	141	158
Total impaired loans, recorded investment	7,196	7,506
Total impaired loans, unpaid principal balance	8,042	8,290
Total impaired loans, related allowance	141	158
Residential Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no valuation allowance, recorded investment	1,151	1,497
Impaired loans with no valuation allowance, unpaid principal balance	1,346	1,630
Impaired loans with a valuation allowance, recorded investment	2,498	2,515
Impaired loans with a valuation allowance, unpaid principal balance	2,646	2,663
Impaired loans with a valuation allowance, related allowance	139	156
Total impaired loans, recorded investment	3,649	4,012
Total impaired loans, unpaid principal balance	3,992	4,293
Total impaired loans, related allowance	139	156
Commercial Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no valuation allowance, recorded investment	3,355	3,297
Impaired loans with no valuation allowance, unpaid principal balance	3,858	3,800
Impaired loans with a valuation allowance, recorded investment	176	180
Impaired loans with a valuation allowance, unpaid principal balance	176	180
Impaired loans with a valuation allowance, related allowance	2	2
Total impaired loans, recorded investment	3,531	3,477
Total impaired loans, unpaid principal balance	4,034	3,980
Total impaired loans, related allowance	2	2
Consumer and other	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no valuation allowance, recorded investment	16	17
Impaired loans with no valuation allowance, unpaid principal balance	16	17
Impaired loans with a valuation allowance, related allowance	'	'
Total impaired loans, recorded investment	16	17
Total impaired loans, unpaid principal balance	16	17
Total impaired loans, related allowance	'	'

Nonperforming_Assets_Past_Due_5

Non-performing Assets, Past Due and Impaired Loans - Summary of additional information to impaired loans (Details 3) (Loans receivables, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment	$7,351	$12,580
Interest Income Recognized	22	93
Interest Income Recognized on Cash Basis	7	31
Residential Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment	3,831	4,826
Interest Income Recognized	19	31
Interest Income Recognized on Cash Basis	7	17
Commercial Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment	3,504	7,306
Interest Income Recognized	3	62
Interest Income Recognized on Cash Basis	'	14
Residential Construction	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment	'	426
Interest Income Recognized	'	'
Interest Income Recognized on Cash Basis	'	'
Consumer and other	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment	16	22
Interest Income Recognized	'	'
Interest Income Recognized on Cash Basis	'	'

Allowance_for_Loan_Losses_Anal

Allowance for Loan Losses - Analysis of allowance for loan losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Provision (credit)	$20	$250
Loans receivables	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	2,693	2,913
Charge-offs	-154	-181
Recoveries	14	45
Provision (credit)	20	250
Ending balance	2,573	3,027
Loans receivables | Residential Real Estate	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,201	1,485
Charge-offs	-141	-41
Recoveries	3	37
Provision (credit)	175	55
Ending balance	1,238	1,536
Loans receivables | Commercial Real Estate	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,315	1,347
Charge-offs	'	-123
Recoveries	'	'
Provision (credit)	-151	5
Ending balance	1,164	1,229
Loans receivables | Residential Construction	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	22	20
Charge-offs	'	'
Recoveries	3	'
Provision (credit)	-10	-1
Ending balance	15	19
Loans receivables | Commercial	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	17	17
Charge-offs	'	'
Recoveries	3	1
Provision (credit)	-1	14
Ending balance	19	32
Loans receivables | Consumer and other	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	36	37
Charge-offs	-13	-17
Recoveries	5	7
Provision (credit)	1	9
Ending balance	29	36
Loans receivables | Unallocated	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	102	7
Charge-offs	'	'
Recoveries	'	'
Provision (credit)	6	168
Ending balance	$108	$175

Allowance_for_Loan_Losses_Furt

Allowance for Loan Losses - Further information pertaining to allowance for loan losses (Details 1) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Impaired loan receivables	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	$141	$158	'
Ending balance	7,196	7,506	'
Impaired loan receivables | Residential Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	139	156	1,536
Ending balance	3,649	4,012	'
Impaired loan receivables | Commercial Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	2	2	1,229
Ending balance	3,531	3,477	'
Impaired loan receivables | Residential Construction	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	'	'	19
Ending balance	'	'	'
Impaired loan receivables | Commercial	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	'	'	32
Ending balance	'	'	'
Impaired loan receivables | Consumer	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	'	'	36
Ending balance	16	17	'
Impaired loan receivables | Unallocated	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	'	'	175
Ending balance	'	'	'
Non-impaired loan receivables	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	2,432	2,535	'
Ending balance	225,201	226,750	'
Non-impaired loan receivables | Residential Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	1,099	1,045	'
Ending balance	182,614	183,104	'
Non-impaired loan receivables | Commercial Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	1,162	1,313	'
Ending balance	38,476	39,270	'
Non-impaired loan receivables | Residential Construction	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	15	22	'
Ending balance	1,438	1,706	'
Non-impaired loan receivables | Commercial	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	19	17	'
Ending balance	1,959	1,980	'
Non-impaired loan receivables | Consumer	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	29	36	'
Ending balance	714	690	'
Non-impaired loan receivables | Unallocated	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Amount of allowance for loan losses for impaired loans	108	102	'
Ending balance	'	'	'

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accumulated Other Comprehensive Income (Loss), Net Of Tax [Abstract]	'	'
Net unrealized loss on securities available-for-sale	($761)	($795)
Tax effect	260	272
Accumulated other comprehensive loss	($501)	($523)

FAIR_VALUE_MEASUREMENTS_Assets

FAIR VALUE MEASUREMENTS - Assets measured at fair value on a recurring basis (Details) (Fair Value, Measurements, Recurring, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Total Fair Value	'	'
Available-for-sale:	'	'
Assets measured at fair value	$52,307	$38,450
Total Fair Value | U.S. government and government-sponsored securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	965	961
Total Fair Value | Corporate bonds and other securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	4,810	4,873
Total Fair Value | U.S. Government-sponsored and guaranteed mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	29,348	15,065
Total Fair Value | Non-agency mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	7,184	7,551
Total Fair Value | Equity securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	10,000	10,000
Quoted Prices in Active Markets for Identical Assets Level 1	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Quoted Prices in Active Markets for Identical Assets Level 1 | U.S. government and government-sponsored securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Quoted Prices in Active Markets for Identical Assets Level 1 | Corporate bonds and other securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Quoted Prices in Active Markets for Identical Assets Level 1 | U.S. Government-sponsored and guaranteed mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Quoted Prices in Active Markets for Identical Assets Level 1 | Non-agency mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Quoted Prices in Active Markets for Identical Assets Level 1 | Equity securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Significant Other Observable Inputs Level 2	'	'
Available-for-sale:	'	'
Assets measured at fair value	42,307	28,450
Significant Other Observable Inputs Level 2 | U.S. government and government-sponsored securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	965	961
Significant Other Observable Inputs Level 2 | Corporate bonds and other securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	4,810	4,873
Significant Other Observable Inputs Level 2 | U.S. Government-sponsored and guaranteed mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	29,348	15,065
Significant Other Observable Inputs Level 2 | Non-agency mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	7,184	7,551
Significant Other Observable Inputs Level 2 | Equity securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Significant Unobservable Inputs Level 3	'	'
Available-for-sale:	'	'
Assets measured at fair value	10,000	10,000
Significant Unobservable Inputs Level 3 | U.S. government and government-sponsored securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Significant Unobservable Inputs Level 3 | Corporate bonds and other securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Significant Unobservable Inputs Level 3 | U.S. Government-sponsored and guaranteed mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Significant Unobservable Inputs Level 3 | Non-agency mortgage-backed securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	'	'
Significant Unobservable Inputs Level 3 | Equity securities	'	'
Available-for-sale:	'	'
Assets measured at fair value	$10,000	$10,000

FAIR_VALUE_MEASUREMENTS_Change

FAIR VALUE MEASUREMENTS - Changes in level 3 assets measured at fair value (Details 1) (Available-for-sale securities, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Available-for-sale securities	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Beginning balance, June 30, 2013	$10,000
Unrealized gains included in other comprehensive income	'
Ending balance, September 30, 2013	$10,000

FAIR_VALUE_MEASUREMENTS_Assets1

FAIR VALUE MEASUREMENTS - Assets measured at fair value on a non-recurring basis and the adjustments to the carrying value (Details 2) (Fair value measurements non recurring basis, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	($97)	'
Total Fair Value	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	397	'
Quoted Prices in Active Markets for Identical Assets Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	'	'
Significant Other Observable Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	'	'
Significant Unobservable Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	397	'
Impaired loan	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	-31	'
Impaired loan | Total Fair Value	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	121	'
Impaired loan | Quoted Prices in Active Markets for Identical Assets Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	'	'
Impaired loan | Significant Other Observable Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	'	'
Impaired loan | Significant Unobservable Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	121	'
Other real estate owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total Losses	-66	-48
Other real estate owned | Total Fair Value	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	276	290
Other real estate owned | Quoted Prices in Active Markets for Identical Assets Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	'	'
Other real estate owned | Significant Other Observable Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	'	'
Other real estate owned | Significant Unobservable Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value	$276	$290

FAIR_VALUE_MEASUREMENTS_Compan

FAIR VALUE MEASUREMENTS - Company's financial instruments, all of which are held or issued for purposes other than trading (Details 3) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financial assets:	'	'
Securities available-for-sale	$52,307	$38,450
Securities held-to-maturity	127,449	135,418
Accrued interest receivable	1,081	1,013
Financial liabilities:	'	'
Mortgagors' escrow accounts	1,063	2,120
Carrying Amount	'	'
Financial assets:	'	'
Cash and cash equivalents	7,448	12,793
Securities available-for-sale	52,307	38,450
Securities held-to-maturity	127,182	134,989
Federal Home Loan Bank Stock	6,953	6,953
Loans held-for-sale	180	1,037
Loans, net	230,444	232,171
Accrued interest receivable	1,081	1,013
Financial liabilities:	'	'
Deposits	336,045	341,285
Mortgagors' escrow accounts	1,063	2,120
Federal Home Loan Bank advances	56,500	53,500
Securities sold under agreements to repurchase	5,925	4,849
Accrued interest payable	128	143
Fair Value Hierarchy Level 1	'	'
Financial assets:	'	'
Cash and cash equivalents	7,448	12,793
Securities available-for-sale	'	'
Securities held-to-maturity	'	'
Federal Home Loan Bank Stock	'	'
Loans held-for-sale	'	'
Loans, net	'	'
Accrued interest receivable	'	'
Financial liabilities:	'	'
Deposits	'	'
Mortgagors' escrow accounts	'	'
Federal Home Loan Bank advances	'	'
Securities sold under agreements to repurchase	'	'
Accrued interest payable	'	'
Fair Value Hierarchy Level 2	'	'
Financial assets:	'	'
Cash and cash equivalents	'	'
Securities available-for-sale	42,307	28,450
Securities held-to-maturity	127,449	135,418
Federal Home Loan Bank Stock	'	'
Loans held-for-sale	'	'
Loans, net	'	'
Accrued interest receivable	'	'
Financial liabilities:	'	'
Deposits	'	'
Mortgagors' escrow accounts	'	'
Federal Home Loan Bank advances	58,381	55,260
Securities sold under agreements to repurchase	5,925	4,849
Accrued interest payable	'	'
Fair Value Hierarchy Level 3	'	'
Financial assets:	'	'
Cash and cash equivalents	'	'
Securities available-for-sale	10,000	10,000
Securities held-to-maturity	'	'
Federal Home Loan Bank Stock	6,953	6,953
Loans held-for-sale	180	1,006
Loans, net	233,495	234,923
Accrued interest receivable	1,081	1,013
Financial liabilities:	'	'
Deposits	338,078	343,492
Mortgagors' escrow accounts	1,063	2,120
Federal Home Loan Bank advances	'	'
Securities sold under agreements to repurchase	'	'
Accrued interest payable	128	143
Fair Value	'	'
Financial assets:	'	'
Cash and cash equivalents	7,448	12,793
Securities available-for-sale	52,307	38,450
Securities held-to-maturity	127,449	135,418
Federal Home Loan Bank Stock	6,953	6,953
Loans held-for-sale	180	1,006
Loans, net	233,495	234,923
Accrued interest receivable	1,081	1,013
Financial liabilities:	'	'
Deposits	338,078	343,492
Mortgagors' escrow accounts	1,063	2,120
Federal Home Loan Bank advances	58,381	55,260
Securities sold under agreements to repurchase	5,925	4,849
Accrued interest payable	$128	$143

StockBased_Incentive_Plan_Deta

Stock-Based Incentive Plan (Detail Textuals) (USD $)	0 Months Ended		1 Months Ended
	Jun. 07, 2006	Nov. 07, 2005	25-May-07	Oct. 21, 2005	Oct. 21, 2005	Oct. 21, 2005	Oct. 21, 2005	Oct. 21, 2005
				Stock Options	Restricted Stock	Stock Based Incentive Plan	Stock Based Incentive Plan	Stock Based Incentive Plan
							Stock Options	Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'	'	'	'
Number of shares company may granted	'	'	'	'	'	476,298	340,213	136,085
Number of options to purchase common stock	18,000	319,800	29,000	'	'	'	'	'
Number of options to purchase restricted stock	6,000	129,281	9,500	'	'	'	'	'
Exercise price of option	$10.78	$10.60	$10.70	'	'	'	'	'
Term of award	'10 years	'10 years	'10 years	'	'	'	'	'
Percentage of award vesting per year	'	'	'	20.00%	20.00%	'	'	'

Commitments_to_Extend_Credit_C

Commitments to Extend Credit - Contractual amounts of outstanding commitments (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Commitments to extend credit:	'	'
Outstanding commitments	$18,783	$17,940
Loan commitments	'	'
Commitments to extend credit:	'	'
Outstanding commitments	4,683	3,537
Unadvanced construction loans	'	'
Commitments to extend credit:	'	'
Outstanding commitments	1,230	1,745
Unadvanced lines of credit	'	'
Commitments to extend credit:	'	'
Outstanding commitments	12,251	11,912
Standby letters of credit	'	'
Commitments to extend credit:	'	'
Outstanding commitments	$619	$746