Kentucky First Federal Bancorp (KFFB) 10-Q 14 Feb 19 2019 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Dec. 31, 2018	Feb. 12, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	Kentucky First Federal Bancorp
Entity Central Index Key	1,297,341
Amendment Flag	false
Trading Symbol	KFFB
Current Fiscal Year End Date	--06-30
Document Type	10-Q
Document Period End Date	Dec. 31, 2018
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,019
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		8,374,315

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
ASSETS
Cash and due from financial institutions	$ 1,657	$ 2,337
Interest-bearing demand deposits	8,485	7,606
Cash and cash equivalents	10,142	9,943
Time deposits in other financial institutions	4,954	5,692
Securities available-for-sale	547	48
Securities held-to-maturity, at amortized cost- approximate fair value of $847 and $998 at December 31, and June 30, 2018, respectively	857	1,002
Loans, net of allowance of $1,529 and $1,576 at December 31, and June 30, 2018, respectively	273,111	270,310
Real estate owned, net	810	710
Premises and equipment, net	5,555	5,652
Federal Home Loan Bank stock, at cost	6,481	6,482
Accrued interest receivable	712	706
Bank-owned life insurance	2,482	2,444
Goodwill	14,507	14,507
Prepaid federal income taxes	183	144
Prepaid expenses and other assets	613	754
Total assets	320,954	318,394
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	197,277	195,653
Federal Home Loan Bank advances	55,536	53,052
Advances by borrowers for taxes and insurance	216	762
Accrued interest payable	24	22
Deferred federal income taxes	569	443
Deferred revenue		558
Other liabilities	522	701
Total liabilities	254,144	251,191
Commitments and contingencies
Shareholders' equity
Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued and outstanding
Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued	86	86
Additional paid-in capital	35,056	35,085
Retained earnings	34,078	34,050
Unearned employee stock ownership plan (ESOP), 56,945 shares and 66,283 shares at, December 31, and June 30, 2018, respectively	(569)	(663)
Treasury shares at cost, 212,749 and 151,549 common shares at December 31, and June 30, 2018, respectively	(1,842)	(1,355)
Accumulated other comprehensive loss	1
Total shareholders' equity	66,810	67,203
Total liabilities and shareholders' equity	$ 320,954	$ 318,394

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Statement of Financial Position [Abstract]
Securities held-to-maturity securities, fair value (in dollars)	$ 847	$ 998
Loans receivable, allowance (in dollars)	$ 1,529	$ 1,576
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued
Preferred stock, shares outstanding
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	8,596,064	8,596,064
Unearned employee stock ownership plan, number of shares	56,945	66,283
Treasury stock, shares	212,749	151,549

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Interest income
Loans, including fees	$ 3,006	$ 2,838	$ 5,894	$ 5,608
Mortgage-backed securities	8	11	16	23
Other securities	3		4
Interest-bearing deposits and other	161	135	310	254
Total interest income	3,178	2,984	6,224	5,885
Interest expense
Interest-bearing demand deposits	6	5	12	11
Savings	56	57	110	114
Certificates of Deposit	425	279	807	510
Deposits	487	341	929	635
Borrowings	310	161	568	335
Total interest expense	797	502	1,497	970
Net interest income	2,381	2,482	4,727	4,915
Provision for loan losses		3	11	3
Net interest income after provision for loan losses	2,381	2,479	4,716	4,912
Non-interest income
Earnings on bank-owned life insurance	18	388	37	412
Net gain on sales of loans	6	11	20	11
Net gain on sales of real estate owned	7	8	12	51
Valuation adjustment for real estate owned	(36)		(54)
Other	48	29	97	102
Total non-interest income	43	436	112	576
Non-interest expense
Employee compensation and benefits	1,463	1,364	2,917	2,733
Occupancy and equipment	165	167	335	325
Voice and data communications	68	73	133	129
Advertising	64	78	131	136
Outside service fees	34	47	72	86
Data processing	109	113	214	215
Auditing and accounting	32	71	66	137
Franchise and other taxes	63	60	126	119
Foreclosure and real estate owned expenses (net)	37	27	60	61
Other	195	206	400	423
Total non-interest expense	2,230	2,206	4,454	4,364
Income before income taxes	194	709	374	1,124
Federal income tax expense	27	(160)	69	(25)
NET INCOME	$ 167	$ 869	$ 305	$ 1,149
EARNINGS PER SHARE
Basic and diluted	$ 0.02	$ 0.11	$ 0.04	$ 0.14
DIVIDENDS PER SHARE	$ 0.1	$ 0.1	$ 0.2	$ 0.2

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 167	$ 869	$ 305	$ 1,149
Other comprehensive gains, net of tax:
Unrealized holding gains on securities designated as available-for-sale, net of taxes of $0, $0, $1 and $0 during the respective periods	2		1
Comprehensive income	$ 169	$ 869	$ 306	$ 1,149

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Unrealized holding gains on securities designated as available-for-sale	$ 1	$ 0	$ 0	$ 0

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities:
Net income	$ 305	$ 1,149
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	151	159
Accretion of purchased loan credit discount	(41)	(43)
Amortization of purchased loan premium	6	7
Amortization of deferred loan origination costs (fees)	35	44
Amortization of premiums on investment securities	4	7
Net gain on sale of loans	(20)	(11)
Net gain on sale of real estate owned	(12)	(51)
Valuation adjustments of real estate owned	54
Deferred gain on sale of real estate owned		(11)
ESOP compensation expense	65	94
Earnings on bank-owned life insurance	(37)	(42)
Provision for loan losses	11	3
Origination of loans held for sale	(600)	(498)
Proceeds from loans held for sale	620	269
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	(6)	(41)
Prepaid expenses and other assets	141	214
Accrued interest payable	2	2
Other liabilities	(179)	8
Federal income taxes	(30)	(225)
Net cash provided by operating activities	469	1,034
Cash flows from investing activities:
Purchase of available-for-sale securities	(501)
Purchase of time deposits in other financial institutions	(990)	(2,727)
Maturities of time deposits in other financial institutions	1,728	247
Securities maturities, prepayments and calls:
Held to maturity	142	231
Available for sale	2	5
Proceeds from bank-owned life insurance		792
Loans originated for investment, net of principal collected	(2,878)	(3,186)
Proceeds from sale of real estate owned		221
Additions to real estate owned	(76)	(5)
Additions to premises and equipment, net	(54)	(55)
Net cash used in investing activities	(2,627)	(4,477)
Cash flows from financing activities:
Net increase in deposits	1,624	8,458
Payments by borrowers for taxes and insurance, net	(546)	(582)
Proceeds from Federal Home Loan Bank advances	16,600	6,000
Repayments on Federal Home Loan Bank advances	(14,116)	(13,153)
Treasury stock purchased	(487)
Dividends paid on common stock	(718)	(724)
Net cash provided by (used in) financing activities	2,357	(1)
Net increase (decrease) in cash and cash equivalents	199	(3,444)
Beginning cash and cash equivalents	9,943	12,804
Ending cash and cash equivalents	10,142	9,360
Cash paid during the period for:
Federal income taxes	100	200
Interest on deposits and borrowings	1,495	968
Transfers of loans to real estate owned, net	262	782
Loans made on sale of real estate owned	$ 196	$ 169

Basis of Presentation

Basis of Presentation	6 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Basis of Presentation	1. Basis of Presentation The accompanying unaudited condensed consolidated financial statements, which represent the condensed consolidated balance sheets and results of operations of the Company, were prepared in accordance with the instructions for Form 10-Q and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with U.S. generally accepted accounting principles. However, in the opinion of management, all adjustments (consisting of only normal recurring adjustments) which are necessary for a fair presentation of the condensed consolidated financial statements have been included. The results of operations for the six-month period ended December 31, 2018, are not necessarily indicative of the results which may be expected for an entire fiscal year. The condensed consolidated balance sheet as of June 30, 2018 has been derived from the audited consolidated balance sheet as of that date. Certain information and note disclosures normally included in the Company’s annual financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form 10-K annual report for 2018 filed with the Securities and Exchange Commission. Principles of Consolidation Reclassifications New Accounting Standards FASB ASC 606 Revenue from Contracts with Customers (Topic 606,) The Company’s revenue-generating activities accounted for under Topic 606 includes primarily service charges and fees on deposits and other service charges and fees Service charges and fees on deposits are primarily overdraft fees, dormant account fees, and service charges on checking and savings accounts. Overdraft fees are recognized at the time an account is overdrawn. Dormant account fees are recognized when an account is inactive for at least 365 days. Service charges on checking and savings accunts are primarily account maintenance services performed and recognized in the same calendar month. Other deposit-based service charges and fees include transaction-based services completed at the request of the customer and recognized at the time the transaction is completed. These transaction-based services include ATM usage and stop payment services. All service charges and fees on deposits are withdrawn from the customer’s account Other service charges and fees include interchange fees. Interchange fees are earned primarily from debit card holder transactions conducted through the Mastercard payment network and other networks, and such fees from cardholder transactions represent a percentage of the underlying transaction value and are received and recognized daily, concurrent with the transaction processing services provided to the cardholder. FASB ASC 825 FASB ASC 230 - Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. 1. Debt Prepayment or Debt Extinguishment Costs; 2. Settlement of Zero-Coupon Debt Instruments or Other Debt Instruments with Coupon Interest Rates That Are Insignificant in Relation to the Effective Interest Rate of the Borrowing; 3. Contingent Consideration Payments Made after a Business Combination; 4. Proceeds from the Settlement of Insurance Claims; 5. Proceeds from the Settlement of Corporate-Owned Life Insurance Policies, including Bank-Owned Life Insurance Policies; 6. Distributions Received from Equity Method Investees; 7. Beneficial Interests in Securitization Transactions; and 8. Separately Identifiable Cash Flows and Application of the Predominance Principle. The Company adopted ASU No. 2016-15 effective July 1, 2018, with no material impact on its consolidated financial position, results of operations, or cash flows upon adoption. FASB ASC 326 - Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Earnings Per Share	2. Earnings Per Share Diluted earnings per share is computed taking into consideration common shares outstanding and dilutive potential common shares to be issued or released under the Company’s share-based compensation plans. The factors used in the basic and diluted earnings per share computations follow: Six months ended Three months ended (in thousands) 2018 2017 2018 2017 Net income allocated to common shareholders, basic and diluted $ 305 $ 1,149 $ 167 $ 869 Six months ended Three months ended 2018 2017 2018 2017 Weighted average common shares outstanding, basic and diluted 8,362,486 8,361,941 8,348,165 8,364,276 There were no stock option shares outstanding for the six- or three-month periods ended December 31, 2018 and 2017.

Investment Securities

Investment Securities	6 Months Ended
	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Investment Securities	3. Investment Securities The following table summarizes the amortized cost and fair value of securities available-for-sale and securities held-to-maturity at December 31, 2018 and June 30, 2018, the corresponding amounts of gross unrealized gains recognized in accumulated other comprehensive income and gross unrecognized gains and losses: December 31, 2018 (in thousands) Amortized Gross unrealized/ unrecognized gains Gross unrealized/ unrecognized losses Estimated fair value Available-for-sale Securities Agency mortgage-backed: residential $ 44 $ -- $ -- $ 44 Agency bonds 501 2 -- 503 $ 545 $ 2 $ -- $ 547 Held-to-maturity Securities Agency mortgage-backed: residential $ 857 $ 12 $ 22 $ 847 June 30, 2018 (in thousands) Amortized Gross unrealized/ unrecognized gains Gross unrealized/ unrecognized losses Estimated fair value Available-for-sale Securities Agency mortgage-backed: residential $ 48 $ -- $ -- $ 48 Held-to-maturity Securities Agency mortgage-backed: residential $ 1,002 $ 19 $ 23 $ 998 At December 31, 2018, the Company’s debt securities consist of an agency bond with an amortized cost of $501,000 and fair value of $503,000, which matures in 2020 and mortgage-backed securities, which do not have a single maturity date. Our pledged securities (including overnight and time deposits in other financial institutions) totaled $2.1 million at both December 31 and June 30, 2018. We evaluated securities in unrealized loss positions for evidence of other-than-temporary impairment, considering duration, severity, financial condition of the issuer, our intention to sell or requirement to sell. Those securities were agency bonds, which carry a very limited amount of risk. Also, we have no intention to sell nor feel that we will be compelled to sell such securities before maturity. Based on our evaluation, no impairment has been recognized through earnings.

Loans Receivable

Loans Receivable	6 Months Ended
	Dec. 31, 2018
Receivables [Abstract]
Loans receivable	4. Loans receivable The composition of the loan portfolio was as follows: December 31, June 30, (in thousands) 2018 2018 Residential real estate One- to four-family $ 210,478 $ 206,908 Multi-family 15,217 15,113 Construction 2,154 2,919 Land 669 677 Farm 2,211 2,295 Nonresidential real estate 31,485 32,413 Commercial nonmortgage 2,167 1,917 Consumer and other: Loans on deposits 1,535 1,470 Home equity 8,227 7,603 Automobile 30 63 Unsecured 467 508 274,640 271,886 Allowance for loan losses (1,529 ) (1,576 ) $ 273,111 $ 270,310 The following table presents the activity in the allowance for loan losses by portfolio segment for the six months ended December 31, 2018: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 795 $ 17 $ (117 ) $ 39 $ 734 Multi-family 225 (5 ) -- -- 220 Construction 8 (5 ) -- -- 3 Land 1 -- -- -- 1 Farm 6 (1 ) -- -- 5 Nonresidential real estate 321 25 -- -- 346 Commercial nonmortgage 3 -- -- -- 3 Consumer and other: Loans on deposits 3 -- -- -- 3 Home equity 13 -- -- -- 13 Automobile -- -- -- -- -- Unsecured 1 (20 ) -- 20 1 Unallocated 200 -- -- -- 200 Totals $ 1,576 $ 11 $ (117 ) $ 59 $ 1,529 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended December 31, 2018: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 781 $ (5 ) $ (58 ) $ 16 $ 734 Multi-family 232 (12 ) -- -- 220 Construction 4 (1 ) -- -- 3 Land 1 -- -- -- 1 Farm 6 (1 ) -- -- 5 Nonresidential real estate 323 23 -- -- 346 Commercial nonmortgage 4 (1 ) -- -- 3 Consumer and other: Loans on deposits 3 -- -- -- 3 Home equity 16 (3 ) -- -- 13 Automobile -- -- -- -- -- Unsecured 1 -- -- -- 1 Unallocated 200 -- -- -- 200 Totals $ 1,571 $ -- $ (58 ) $ 16 $ 1,529 The following table presents the activity in the allowance for loan losses by portfolio segment for the six months ended December 31, 2017: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 773 $ (29 ) $ (49 ) $ 44 $ 739 Multi-family 243 1 -- -- 244 Construction 6 8 -- -- 14 Land 4 (2 ) -- -- 2 Farm 9 1 -- -- 10 Nonresidential real estate 270 23 -- -- 293 Commercial nonmortgage 6 -- -- -- 6 Consumer and other: Loans on deposits 4 -- -- -- 4 Home equity 17 1 -- -- 18 Automobile -- -- -- -- -- Unsecured 1 -- -- -- 1 Unallocated 200 -- -- -- 200 Totals $ 1,533 $ 3 $ (49 ) $ 44 $ 1,531 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended December 31, 2017: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 774 $ (9 ) $ (31 ) $ 5 $ 739 Multi-family 243 1 -- -- 244 Construction 7 7 -- -- 14 Land 2 -- -- -- 2 Farm 10 -- -- -- 10 Nonresidential real estate 284 9 -- -- 293 Commercial nonmortgage 7 (1 ) -- -- 6 Consumer and other: Loans on deposits 5 (1 ) -- -- 4 Home equity 20 (2 ) -- -- 18 Automobile -- -- -- -- -- Unsecured 2 (1 ) -- -- 1 Unallocated 200 -- -- -- 200 Totals $ 1,554 $ 3 $ (31 ) $ 5 $ 1,531 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio class and based on impairment method as of December 31, 2018. The recorded investment in loans excludes accrued interest receivable due to immateriality. December 31, 2018: (in thousands) Loans individually evaluated Loans Unpaid principal balance and recorded investment Ending allowance attributed to loans Unallocated allowance Total allowance Loans individually evaluated for impairment: Residential real estate: One- to four-family $ 4,332 $ 993 $ 5,325 $ -- $ -- $ -- Farm 310 -- 310 -- -- -- Nonresidential real estate 696 -- 696 -- -- -- 5,338 993 6,331 -- -- -- Loans collectively evaluated for impairment: Residential real estate: One- to four-family $ 205,153 $ 734 $ -- $ 734 Multi-family 15,217 220 -- 220 Construction 2,154 3 -- 3 Land 669 1 -- 1 Farm 1,901 5 -- 5 Nonresidential real estate 30,789 346 -- 346 Commercial nonmortgage 2,167 3 -- 3 Consumer: Loans on deposits 1,535 3 -- 3 Home equity 8,227 13 -- 13 Automobile 30 -- -- -- Unsecured 467 1 -- 1 Unallocated -- -- 200 200 268,309 1,329 200 1,529 $ 274,640 $ 1,329 $ 200 $ 1,529 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio class and based on impairment method as of June 30, 2018. June 30, 2018: (in thousands) Loans individually evaluated Loans Unpaid principal balance and recorded investment Ending allowance attributed to loans Unallocated allowance Total allowance Loans individually evaluated for impairment: Residential real estate: One- to four-family $ 2,977 $ 1,138 $ 4,115 $ -- $ -- $ -- Farm 310 310 Nonresidential real estate 122 -- 122 -- -- -- 3,409 1,138 4,547 -- -- -- Loans collectively evaluated for impairment: Residential real estate: One- to four-family $ 202,793 $ 795 $ -- $ 795 Multi-family 15,113 225 -- 225 Construction 2,919 8 -- 8 Land 677 1 -- 1 Farm 1,985 6 -- 6 Nonresidential real estate 32,291 321 -- 321 Commercial nonmortgage 1,917 3 -- 3 Consumer: Loans on deposits 1,470 3 -- 3 Home equity 7,603 13 -- 13 Automobile 63 -- -- -- Unsecured 508 1 -- 1 Unallocated -- -- 200 200 267,339 1,376 200 1,576 $ 271,886 $ 1,376 $ 200 $ 1,576 The following table presents loans individually evaluated for impairment by class of loans as of and for the six months ended December 31: (in thousands) Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized Average Recorded Investment Interest Cash Basis Income Recognized 2018 2017 With no related allowance recorded: One- to four-family $ 3,655 $ 75 $ 75 $ 3,285 $ 3 $ 3 Farm 310 -- -- 269 -- -- Nonresidential real estate 409 14 14 128 -- -- Purchased credit-impaired loans 1,066 36 36 1,497 39 39 5,439 125 125 5,179 42 42 With an allowance recorded: One- to four-family -- -- -- -- -- -- $ 5,439 $ 125 $ 125 $ 5,179 $ 42 $ 42 The following table presents interest income on loans individually evaluated for impairment by class of loans for the three months ended December 31: (in thousands) Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized Average Recorded Investment Interest Cash Basis Income Recognized 2018 2017 With no related allowance recorded: One- to four-family $ 4,432 $ 59 $ 59 $ 3,030 $ 1 $ 1 Farm 310 -- -- 269 -- -- Nonresidential real estate 698 14 14 128 -- -- Purchased credit-impaired loans 982 28 28 1,410 9 9 6,422 101 101 4,837 10 10 With an allowance recorded: One- to four-family -- -- -- -- -- -- $ 6,422 $ 101 $ 101 $ 4,837 $ 10 $ 10 The following table presents the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of December 31, 2018 and June 30, 2018: December 31, 2018 June 30, 2018 (in thousands) Nonaccrual Loans Past Due Over 90 Days Still Accruing Nonaccrual Loans Past Due Over 90 Days Still Accruing One- to four-family residential real estate $ 5,162 $ 1,672 $ 4,210 $ 2,419 Multifamily -- 445 -- -- Farm 310 -- 310 -- Nonresidential real estate and land 696 -- 708 -- Commercial and industrial 2 -- 7 -- Consumer 14 18 11 -- $ 6,184 $ 2,135 $ 5,246 $ 2,419 Troubled Debt Restructurings: A Troubled Debt Restructuring (“TDR”) is the situation where the Bank grants a concession to the borrower that the Banks would not otherwise have considered due to the borrower’s financial difficulties. All TDRs are considered “impaired.” At December 31, 2018 and June 30, 2018, the Company had $1.9 million and $1.7 million of loans classified as TDRs, respectively. Of the TDRs at December 31, 2018, approximately 30.0% were related to the borrower’s completion of Chapter 7 bankruptcy proceedings with no reaffirmation of the debt to the Banks. During the six months ended December 30, 2018, the Company had two loans restructured as TDRs. A secondary mortgage loan of $219,000 was renewed and an additional $30,000 was loaned to a borrower to finish construction of an 8-plex, because construction project had experienced cost overruns. The Company carries the first mortgage on this project and both the primary and secondary loans are secured by the 8-plex and additional real estate collateral. The Company also refinanced an existing single-family mortgage loan and provided additional funds to a borrower attempting to consolidate his debt. The Company had two TDRs during the six months ended December 31, 2017. The Company had no allocated specific reserves to customers whose loan terms had been modified in troubled debt restructurings as of December 31, 2018 or at June 30, 2018. The Company had no commitments to lend on loans classified as TDRs at December 31, 2018 or June 30, 2018. The following table summarizes TDR loan modifications that occurred during the six months ended December 31, 2018 and 2017, and their performance, by modification type: (in thousands) Troubled Debt Restructurings Performing to Modified Terms Troubled Debt Restructurings Not Performing to Modified Terms Total Troubled Debt Restructurings Six months ended December 31, 2018 Residential real estate: Terms extended and additional funds advanced $ 324 $ -- $ 324 Six months ended December 31, 2017 Residential real estate: Terms extended $ 325 $ -- $ 325 The following table summarizes TDR loan modifications that occurred during the three months ended December 31, 2018 and 2017, and their performance, by modification type: (in thousands) Troubled Debt Restructurings Performing to Modified Terms Troubled Debt Restructurings Not Performing to Modified Terms Total Three months ended December 31, 2018 Residential real estate: Terms extended and additional funds advanced $ 75 $ -- $ 75 Three months ended December 31, 2017 Residential real estate: Terms extended and additional funds advanced $ 11 $ -- $ 11 No TDRs defaulted during the six-month period ended December 31, 2018. Four TDRs with a carrying value of $136,000 defaulted during the six-month period ended December 31, 2017. The properties were taken into REO and sold. The following table presents the aging of the principal balance outstanding in past due loans as of December 31, 2018, by class of loans: (in thousands) 30-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total Residential real estate: One-to four-family $ 4,602 $ 3,635 $ 8,237 $ 202,241 $ 210,478 Multi-family -- 445 445 14,772 15,217 Construction -- -- -- 2,154 2,154 Land -- -- -- 669 669 Farm -- -- -- 2,211 2,211 Nonresidential real estate 1,254 -- 1,254 30,231 31,485 Commercial non-mortgage -- -- -- 2,167 2,167 Consumer and other: Loans on deposits -- -- -- 1,535 1,535 Home equity 31 23 54 8,173 8,227 Automobile -- -- -- 30 30 Unsecured 5 -- 5 462 467 Total $ 5,892 $ 4,103 $ 9,995 $ 264,645 $ 274,640 The following tables present the aging of the principal balance outstanding in past due loans as of June 30, 2018, by class of loans: (in thousands) 30-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total Residential real estate: One-to four-family $ 3,182 $ 4,051 $ 7,233 $ 199,675 $ 206,908 Multi-family 792 -- 792 14,321 15,113 Construction -- -- -- 2,919 2,919 Land -- -- -- 677 677 Farm -- -- -- 2,295 2,295 Nonresidential real estate -- 269 269 32,144 32,413 Commercial nonmortgage -- -- -- 1,917 1,917 Consumer: Loans on deposits -- -- -- 1,470 1,470 Home equity 9 5 14 7,589 7,603 Automobile -- -- -- 63 63 Unsecured 3 -- 3 505 508 Total $ 3,986 $ 4,325 $ 8,311 $ 263,575 $ 271,886 Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Substandard. Doubtful. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Loans listed that are not rated are included in groups of homogeneous loans and are evaluated for credit quality based on performing status. See the aging of past due loan table above. As of December 31, 2018, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: (in thousands) Pass Special Mention Substandard Doubtful Not rated Residential real estate: One- to four-family $ -- $ 996 $ 9,034 $ -- $ 200,448 Multi-family 14,522 -- 695 -- -- Construction 2,154 -- -- -- -- Land 669 -- -- -- -- Farm 1,812 -- 399 -- -- Nonresidential real estate 30,878 -- 607 -- -- Commercial nonmortgage 2,165 -- 2 -- -- Consumer: Loans on deposits 1,535 -- -- -- -- Home equity 8,119 75 33 -- -- Automobile 24 -- 6 -- -- Unsecured 467 -- -- -- -- $ 62,345 $ 1,071 $ 10,776 $ -- $ 200,448 At June 30, 2018, the risk category of loans by class of loans was as follows: (in thousands) Pass Special Mention Substandard Doubtful Not rated Residential real estate: One- to four-family $ -- $ 1,093 $ 10,215 $ -- $ 195,600 Multi-family 14,445 -- 668 -- -- Construction 2,919 -- -- -- -- Land 677 -- -- -- -- Farm 1,985 -- 310 -- -- Nonresidential real estate 31,700 -- 713 -- -- Commercial nonmortgage 1,910 -- 7 -- -- Consumer: Loans on deposits 1,470 -- -- -- -- Home equity 7,603 -- -- -- -- Automobile 63 -- -- -- -- Unsecured 506 -- 2 -- -- $ 63,278 $ 1,093 $ 11,915 $ -- $ 195,600 Purchased Credit Impaired Loans: The Company purchased loans during fiscal year 2013 for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans, net of a purchase credit discount of $351,000 and $383,000 at December 31, 2018 and June 30, 2018, respectively, is as follows: (in thousands) December 31, June 30, One- to four-family residential real estate $ 994 $ 1,138 Accretable yield, or income expected to be collected, is as follows (in thousands) Six months ended December 31, Twelve months ended June 30, Balance at beginning of period $ 634 $ 720 Accretion of income (41 ) (86 ) Disposals, net of recoveries -- -- Balance at end of period $ 593 $ 634 For those purchased loans disclosed above, the Company made no increase in allowance for loan losses for the year ended June 30, 2018, nor for the six-month period ended December 31, 2018. Neither were any allowance for loan losses reversed during those periods.

Disclosures About Fair Value of

Disclosures About Fair Value of Assets and Liabilities	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Disclosures About Fair Value of Assets and Liabilities	5. Disclosures About Fair Value of Assets and Liabilities ASC topic 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants (exit price) at the measurement date. ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes six levels of inputs that may be used to measure fair value: Level 1 Level 2 Level 3 Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy. Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics. Level 2 securities include agency mortgage-backed securities and agency bonds. Impaired Loans At the time a loan is considered impaired, it is evaluated for loss based on the fair value of collateral securing the loan if the loan is collateral dependent. If a loss is identified, a specific allocation will be established as part of the allowance for loan losses such that the loan’s net carrying value is at its estimated fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral-dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Financial assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2018 Agency mortgage-backed: residential $ 44 $ -- $ 44 $ -- Agency bonds 503 -- 503 -- $ 547 $ -- $ 547 $ -- June 30, 2018 Agency mortgage-backed: residential $ 48 $ -- $ 48 $ -- Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2018 Loans One- to four-family $ 492 $ -- $ -- $ 492 Other real estate owned, net One- to four-family $ 266 -- -- $ 266 June 30, 2018 Loans One- to four-family $ 513 $ -- $ -- $ 513 Other real estate owned, net One- to four-family $ 5 $ -- $ -- $ 5 There were seven impaired loans, which were measured using the fair value of the collateral for collateral-dependent loans, at December 31, 2018, and five impaired loans at June 30, 2018. There was a charge off of $23,000 made for the six month period ended December 31, 2018 and no charge off for the six month period ended December 31, 2017. Other real estate owned measured at fair value less costs to sell, had carrying amounts of $355,000 and $5,000 at December 31, 2018 and June 30, 2018, respectively. Other real estate owned was written down $54,000 and $0 during the six months ended December 31, 2018 and 2017, respectively. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2018 and June 30, 2018: Range Fair Value Valuation Unobservable (Weighted December 31, 2018 (in thousands) Technique(s) Input(s) Average) Loans: One- to four-family $ 492 Sales comparison approach Adjustments for differences between comparable sales -11.6% to 12.6% Foreclosed and repossessed assets: One- to four-family $ 266 Sales comparison approach Adjustments for differences between comparable sales 8.6% to 34.6% Range Fair Value Valuation Unobservable (Weighted June 30, 2018 (in thousands) Technique(s) Input(s) Average) Loans: One- to four-family $ 513 Sales comparison approach Adjustment for differences between comparable sales -38.5% to 20.7% Foreclosed and repossessed assets: One- to four-family $ 5 Sales comparison approach Adjustments for differences between comparable sales 0.0% to 0.0% The following is a disclosure of the fair value of financial instruments, both assets and liabilities, whether or not recognized in the consolidated balance sheet, for which it is practicable to estimate that value. For financial instruments where quoted market prices are not available, fair values are based on estimates using present value and other valuation methods. The methods used are greatly affected by the assumptions applied, including the discount rate and estimates of future cash flows. Therefore, the fair values presented may not represent amounts that could be realized in an exchange for certain financial instruments. Based on the foregoing methods and assumptions, the carrying value and fair value of the Company’s financial instruments at December 31, 2018 and June 30, 2018 are as follows: Fair Value Measurements at December 31, 2018 Using (in thousands) Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 10,142 $ 10,142 $ 10,142 Time deposits in other financial institutions 4,954 4,903 4,903 Available-for-sale securities 547 $ 547 547 Held-to-maturity securities 857 847 847 Loans receivable - net 273,111 272,818 272,818 Federal Home Loan Bank stock 6,482 n/a Accrued interest receivable 712 712 712 Financial liabilities Deposits $ 197,277 $ 72,941 $ 124,021 196,962 Federal Home Loan Bank advances 55,536 55,506 55,506 Advances by borrowers for taxes and insurance 216 216 216 Accrued interest payable 24 24 24 Fair Value Measurements at June 30, 2018 Using (in thousands) Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 9,943 $ 9,943 $ 9,943 Term deposits in other financial institutions 5,692 5,692 5,692 Available-for-sale securities 48 $ 48 48 Held-to-maturity securities 1,002 998 998 Loans receivable – net 270,310 $ 271,295 271,295 Federal Home Loan Bank stock 6,482 n/a Accrued interest receivable 706 706 706 Financial liabilities Deposits $ 195,056 $ 75,163 $ 120,215 $ 195,378 Federal Home Loan Bank advances 53,052 53,043 53,043 Advances by borrowers for taxes and insurance 762 762 762 Accrued interest payable 22 22 22

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Dec. 31, 2018
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Other Comprehensive Income (Loss)	6. Other Comprehensive Income (Loss) The Company’s other comprehensive income is comprised solely of unrealized gains and losses on available-for-sale securities. The following is a summary of the accumulated other comprehensive income balances, net of tax: Six months Beginning balance $ -- Current year change 1 Ending balance $ 1 Other comprehensive income (loss) components and related tax effects for the periods indicated were as follows: Six months ended (in thousands) 2018 2017 Unrealized holding gains (losses) on available-for-sale securities $ 1 $ 1 Tax effect -- -- Net-of-tax amount $ 1 $ 1 Three months ended (in thousands) 2018 2017 Unrealized holding gains (losses) on available-for-sale securities $ 2 $ 1 Tax effect 1 -- Net-of-tax amount $ 1 $ 1

Basis of Presentation (Policies

Basis of Presentation (Policies)	6 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation
Reclassifications	Reclassifications
New Accounting Standards	New Accounting Standards FASB ASC 606 Revenue from Contracts with Customers (Topic 606,) The Company’s revenue-generating activities accounted for under Topic 606 includes primarily service charges and fees on deposits and other service charges and fees Service charges and fees on deposits are primarily overdraft fees, dormant account fees, and service charges on checking and savings accounts. Overdraft fees are recognized at the time an account is overdrawn. Dormant account fees are recognized when an account is inactive for at least 365 days. Service charges on checking and savings accunts are primarily account maintenance services performed and recognized in the same calendar month. Other deposit-based service charges and fees include transaction-based services completed at the request of the customer and recognized at the time the transaction is completed. These transaction-based services include ATM usage and stop payment services. All service charges and fees on deposits are withdrawn from the customer’s account Other service charges and fees include interchange fees. Interchange fees are earned primarily from debit card holder transactions conducted through the Mastercard payment network and other networks, and such fees from cardholder transactions represent a percentage of the underlying transaction value and are received and recognized daily, concurrent with the transaction processing services provided to the cardholder. FASB ASC 825 FASB ASC 230 - Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. 1. Debt Prepayment or Debt Extinguishment Costs; 2. Settlement of Zero-Coupon Debt Instruments or Other Debt Instruments with Coupon Interest Rates That Are Insignificant in Relation to the Effective Interest Rate of the Borrowing; 3. Contingent Consideration Payments Made after a Business Combination; 4. Proceeds from the Settlement of Insurance Claims; 5. Proceeds from the Settlement of Corporate-Owned Life Insurance Policies, including Bank-Owned Life Insurance Policies; 6. Distributions Received from Equity Method Investees; 7. Beneficial Interests in Securitization Transactions; and 8. Separately Identifiable Cash Flows and Application of the Predominance Principle. The Company adopted ASU No. 2016-15 effective July 1, 2018, with no material impact on its consolidated financial position, results of operations, or cash flows upon adoption. FASB ASC 326 - Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Schedule of earnings per share	Six months ended Three months ended (in thousands) 2018 2017 2018 2017 Net income allocated to common shareholders, basic and diluted $ 305 $ 1,149 $ 167 $ 869 Six months ended Three months ended 2018 2017 2018 2017 Weighted average common shares outstanding, basic and diluted 8,362,486 8,361,941 8,348,165 8,364,276

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Schedule of gross unrealized or unrecognized gains and losses	December 31, 2018 (in thousands) Amortized Gross unrealized/ unrecognized gains Gross unrealized/ unrecognized losses Estimated fair value Available-for-sale Securities Agency mortgage-backed: residential $ 44 $ -- $ -- $ 44 Agency bonds 501 2 -- 503 $ 545 $ 2 $ -- $ 547 Held-to-maturity Securities Agency mortgage-backed: residential $ 857 $ 12 $ 22 $ 847 June 30, 2018 (in thousands) Amortized Gross unrealized/ unrecognized gains Gross unrealized/ unrecognized losses Estimated fair value Available-for-sale Securities Agency mortgage-backed: residential $ 48 $ -- $ -- $ 48 Held-to-maturity Securities Agency mortgage-backed: residential $ 1,002 $ 19 $ 23 $ 998

Loans Receivable (Tables)

Loans Receivable (Tables)	6 Months Ended
	Dec. 31, 2018
Receivables [Abstract]
Schedule of loan portfolio	December 31, June 30, (in thousands) 2018 2018 Residential real estate One- to four-family $ 210,478 $ 206,908 Multi-family 15,217 15,113 Construction 2,154 2,919 Land 669 677 Farm 2,211 2,295 Nonresidential real estate 31,485 32,413 Commercial nonmortgage 2,167 1,917 Consumer and other: Loans on deposits 1,535 1,470 Home equity 8,227 7,603 Automobile 30 63 Unsecured 467 508 274,640 271,886 Allowance for loan losses (1,529 ) (1,576 ) $ 273,111 $ 270,310
Schedule of allowance for loan losses by portfolio segment	The following table presents the activity in the allowance for loan losses by portfolio segment for the six months ended December 31, 2018: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 795 $ 17 $ (117 ) $ 39 $ 734 Multi-family 225 (5 ) -- -- 220 Construction 8 (5 ) -- -- 3 Land 1 -- -- -- 1 Farm 6 (1 ) -- -- 5 Nonresidential real estate 321 25 -- -- 346 Commercial nonmortgage 3 -- -- -- 3 Consumer and other: Loans on deposits 3 -- -- -- 3 Home equity 13 -- -- -- 13 Automobile -- -- -- -- -- Unsecured 1 (20 ) -- 20 1 Unallocated 200 -- -- -- 200 Totals $ 1,576 $ 11 $ (117 ) $ 59 $ 1,529 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended December 31, 2018: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 781 $ (5 ) $ (58 ) $ 16 $ 734 Multi-family 232 (12 ) -- -- 220 Construction 4 (1 ) -- -- 3 Land 1 -- -- -- 1 Farm 6 (1 ) -- -- 5 Nonresidential real estate 323 23 -- -- 346 Commercial nonmortgage 4 (1 ) -- -- 3 Consumer and other: Loans on deposits 3 -- -- -- 3 Home equity 16 (3 ) -- -- 13 Automobile -- -- -- -- -- Unsecured 1 -- -- -- 1 Unallocated 200 -- -- -- 200 Totals $ 1,571 $ -- $ (58 ) $ 16 $ 1,529 The following table presents the activity in the allowance for loan losses by portfolio segment for the six months ended December 31, 2017: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 773 $ (29 ) $ (49 ) $ 44 $ 739 Multi-family 243 1 -- -- 244 Construction 6 8 -- -- 14 Land 4 (2 ) -- -- 2 Farm 9 1 -- -- 10 Nonresidential real estate 270 23 -- -- 293 Commercial nonmortgage 6 -- -- -- 6 Consumer and other: Loans on deposits 4 -- -- -- 4 Home equity 17 1 -- -- 18 Automobile -- -- -- -- -- Unsecured 1 -- -- -- 1 Unallocated 200 -- -- -- 200 Totals $ 1,533 $ 3 $ (49 ) $ 44 $ 1,531 The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended December 31, 2017: (in thousands) Beginning balance Provision for loan losses Loans Recoveries Ending balance Residential real estate: One- to four-family $ 774 $ (9 ) $ (31 ) $ 5 $ 739 Multi-family 243 1 -- -- 244 Construction 7 7 -- -- 14 Land 2 -- -- -- 2 Farm 10 -- -- -- 10 Nonresidential real estate 284 9 -- -- 293 Commercial nonmortgage 7 (1 ) -- -- 6 Consumer and other: Loans on deposits 5 (1 ) -- -- 4 Home equity 20 (2 ) -- -- 18 Automobile -- -- -- -- -- Unsecured 2 (1 ) -- -- 1 Unallocated 200 -- -- -- 200 Totals $ 1,554 $ 3 $ (31 ) $ 5 $ 1,531
Schedule of allowance for loan losses and the recorded investment in loans by portfolio	December 31, 2018: (in thousands) Loans individually evaluated Loans Unpaid principal balance and recorded investment Ending allowance attributed to loans Unallocated allowance Total allowance Loans individually evaluated for impairment: Residential real estate: One- to four-family $ 4,332 $ 993 $ 5,325 $ -- $ -- $ -- Farm 310 -- 310 -- -- -- Nonresidential real estate 696 -- 696 -- -- -- 5,338 993 6,331 -- -- -- Loans collectively evaluated for impairment: Residential real estate: One- to four-family $ 205,153 $ 734 $ -- $ 734 Multi-family 15,217 220 -- 220 Construction 2,154 3 -- 3 Land 669 1 -- 1 Farm 1,901 5 -- 5 Nonresidential real estate 30,789 346 -- 346 Commercial nonmortgage 2,167 3 -- 3 Consumer: Loans on deposits 1,535 3 -- 3 Home equity 8,227 13 -- 13 Automobile 30 -- -- -- Unsecured 467 1 -- 1 Unallocated -- -- 200 200 268,309 1,329 200 1,529 $ 274,640 $ 1,329 $ 200 $ 1,529 June 30, 2018: (in thousands) Loans individually evaluated Loans Unpaid principal balance and recorded investment Ending allowance attributed to loans Unallocated allowance Total allowance Loans individually evaluated for impairment: Residential real estate: One- to four-family $ 2,977 $ 1,138 $ 4,115 $ -- $ -- $ -- Farm 310 310 Nonresidential real estate 122 -- 122 -- -- -- 3,409 1,138 4,547 -- -- -- Loans collectively evaluated for impairment: Residential real estate: One- to four-family $ 202,793 $ 795 $ -- $ 795 Multi-family 15,113 225 -- 225 Construction 2,919 8 -- 8 Land 677 1 -- 1 Farm 1,985 6 -- 6 Nonresidential real estate 32,291 321 -- 321 Commercial nonmortgage 1,917 3 -- 3 Consumer: Loans on deposits 1,470 3 -- 3 Home equity 7,603 13 -- 13 Automobile 63 -- -- -- Unsecured 508 1 -- 1 Unallocated -- -- 200 200 267,339 1,376 200 1,576 $ 271,886 $ 1,376 $ 200 $ 1,576
Schedule of impaired loans by class of loans	The following table presents loans individually evaluated for impairment by class of loans as of and for the six months ended December 31: (in thousands) Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized Average Recorded Investment Interest Cash Basis Income Recognized 2018 2017 With no related allowance recorded: One- to four-family $ 3,655 $ 75 $ 75 $ 3,285 $ 3 $ 3 Farm 310 -- -- 269 -- -- Nonresidential real estate 409 14 14 128 -- -- Purchased credit-impaired loans 1,066 36 36 1,497 39 39 5,439 125 125 5,179 42 42 With an allowance recorded: One- to four-family -- -- -- -- -- -- $ 5,439 $ 125 $ 125 $ 5,179 $ 42 $ 42 The following table presents interest income on loans individually evaluated for impairment by class of loans for the three months ended December 31: (in thousands) Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized Average Recorded Investment Interest Cash Basis Income Recognized 2018 2017 With no related allowance recorded: One- to four-family $ 4,432 $ 59 $ 59 $ 3,030 $ 1 $ 1 Farm 310 -- -- 269 -- -- Nonresidential real estate 698 14 14 128 -- -- Purchased credit-impaired loans 982 28 28 1,410 9 9 6,422 101 101 4,837 10 10 With an allowance recorded: One- to four-family -- -- -- -- -- -- $ 6,422 $ 101 $ 101 $ 4,837 $ 10 $ 10
Schedule of recorded investment in nonaccrual and loans	December 31, 2018 June 30, 2018 (in thousands) Nonaccrual Loans Past Due Over 90 Days Still Accruing Nonaccrual Loans Past Due Over 90 Days Still Accruing One- to four-family residential real estate $ 5,162 $ 1,672 $ 4,210 $ 2,419 Multifamily -- 445 -- -- Farm 310 -- 310 -- Nonresidential real estate and land 696 -- 708 -- Commercial and industrial 2 -- 7 -- Consumer 14 18 11 -- $ 6,184 $ 2,135 $ 5,246 $ 2,419
Schedule of types troubled debt restructuring loan modifications	(in thousands) Troubled Debt Restructurings Performing to Modified Terms Troubled Debt Restructurings Not Performing to Modified Terms Total Troubled Debt Restructurings Six months ended December 31, 2018 Residential real estate: Terms extended and additional funds advanced $ 324 $ -- $ 324 Six months ended December 31, 2017 Residential real estate: Terms extended $ 325 $ -- $ 325 (in thousands) Troubled Debt Restructurings Performing to Modified Terms Troubled Debt Restructurings Not Performing to Modified Terms Total Three months ended December 31, 2018 Residential real estate: Terms extended and additional funds advanced $ 75 $ -- $ 75 Three months ended December 31, 2017 Residential real estate: Terms extended and additional funds advanced $ 11 $ -- $ 11
Schedule of principal balance outstanding in past due loans	The following table presents the aging of the principal balance outstanding in past due loans as of December 31, 2018, by class of loans: (in thousands) 30-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total Residential real estate: One-to four-family $ 4,602 $ 3,635 $ 8,237 $ 202,241 $ 210,478 Multi-family -- 445 445 14,772 15,217 Construction -- -- -- 2,154 2,154 Land -- -- -- 669 669 Farm -- -- -- 2,211 2,211 Nonresidential real estate 1,254 -- 1,254 30,231 31,485 Commercial non-mortgage -- -- -- 2,167 2,167 Consumer and other: Loans on deposits -- -- -- 1,535 1,535 Home equity 31 23 54 8,173 8,227 Automobile -- -- -- 30 30 Unsecured 5 -- 5 462 467 Total $ 5,892 $ 4,103 $ 9,995 $ 264,645 $ 274,640 The following tables present the aging of the principal balance outstanding in past due loans as of June 30, 2018, by class of loans: (in thousands) 30-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total Residential real estate: One-to four-family $ 3,182 $ 4,051 $ 7,233 $ 199,675 $ 206,908 Multi-family 792 -- 792 14,321 15,113 Construction -- -- -- 2,919 2,919 Land -- -- -- 677 677 Farm -- -- -- 2,295 2,295 Nonresidential real estate -- 269 269 32,144 32,413 Commercial nonmortgage -- -- -- 1,917 1,917 Consumer: Loans on deposits -- -- -- 1,470 1,470 Home equity 9 5 14 7,589 7,603 Automobile -- -- -- 63 63 Unsecured 3 -- 3 505 508 Total $ 3,986 $ 4,325 $ 8,311 $ 263,575 $ 271,886
Schedule of analysis performed, the risk category of loans by class of loans	As of December 31, 2018, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: (in thousands) Pass Special Mention Substandard Doubtful Not rated Residential real estate: One- to four-family $ -- $ 996 $ 9,034 $ -- $ 200,448 Multi-family 14,522 -- 695 -- -- Construction 2,154 -- -- -- -- Land 669 -- -- -- -- Farm 1,812 -- 399 -- -- Nonresidential real estate 30,878 -- 607 -- -- Commercial nonmortgage 2,165 -- 2 -- -- Consumer: Loans on deposits 1,535 -- -- -- -- Home equity 8,119 75 33 -- -- Automobile 24 -- 6 -- -- Unsecured 467 -- -- -- -- $ 62,345 $ 1,071 $ 10,776 $ -- $ 200,448 At June 30, 2018, the risk category of loans by class of loans was as follows: (in thousands) Pass Special Mention Substandard Doubtful Not rated Residential real estate: One- to four-family $ -- $ 1,093 $ 10,215 $ -- $ 195,600 Multi-family 14,445 -- 668 -- -- Construction 2,919 -- -- -- -- Land 677 -- -- -- -- Farm 1,985 -- 310 -- -- Nonresidential real estate 31,700 -- 713 -- -- Commercial nonmortgage 1,910 -- 7 -- -- Consumer: Loans on deposits 1,470 -- -- -- -- Home equity 7,603 -- -- -- -- Automobile 63 -- -- -- -- Unsecured 506 -- 2 -- -- $ 63,278 $ 1,093 $ 11,915 $ -- $ 195,600
Schedule of purchased loans	(in thousands) December 31, June 30, One- to four-family residential real estate $ 994 $ 1,138
Schedule of accretable yield, or income expected to be collected	(in thousands) Six months ended December 31, Twelve months ended June 30, Balance at beginning of period $ 634 $ 720 Accretion of income (41 ) (86 ) Disposals, net of recoveries -- -- Balance at end of period $ 593 $ 634

Disclosures About Fair Value _2

Disclosures About Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Schedule of financial assets measured at fair value on a recurring basis	Fair Value Measurements Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2018 Agency mortgage-backed: residential $ 44 $ -- $ 44 $ -- Agency bonds 503 -- 503 -- $ 547 $ -- $ 547 $ -- June 30, 2018 Agency mortgage-backed: residential $ 48 $ -- $ 48 $ --
Schedule of assets measured at fair value on a non-recurring basis	Fair Value Measurements Using (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs December 31, 2018 Loans One- to four-family $ 492 $ -- $ -- $ 492 Other real estate owned, net One- to four-family $ 266 -- -- $ 266 June 30, 2018 Loans One- to four-family $ 513 $ -- $ -- $ 513 Other real estate owned, net One- to four-family $ 5 $ -- $ -- $ 5
Schedule of fair value measurements for financial instruments measured at fair value on a non-recurring basis	Range Fair Value Valuation Unobservable (Weighted December 31, 2018 (in thousands) Technique(s) Input(s) Average) Loans: One- to four-family $ 492 Sales comparison approach Adjustments for differences between comparable sales -11.6% to 12.6% Foreclosed and repossessed assets: One- to four-family $ 266 Sales comparison approach Adjustments for differences between comparable sales 8.6% to 34.6% Range Fair Value Valuation Unobservable (Weighted June 30, 2018 (in thousands) Technique(s) Input(s) Average) Loans: One- to four-family $ 513 Sales comparison approach Adjustment for differences between comparable sales -38.5% to 20.7% Foreclosed and repossessed assets: One- to four-family $ 5 Sales comparison approach Adjustments for differences between comparable sales 0.0% to 0.0%
Schedule of foregoing methods and assumptions, the carrying value and fair value	Fair Value Measurements at December 31, 2018 Using (in thousands) Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 10,142 $ 10,142 $ 10,142 Time deposits in other financial institutions 4,954 4,903 4,903 Available-for-sale securities 547 $ 547 547 Held-to-maturity securities 857 847 847 Loans receivable - net 273,111 272,818 272,818 Federal Home Loan Bank stock 6,482 n/a Accrued interest receivable 712 712 712 Financial liabilities Deposits $ 197,277 $ 72,941 $ 124,021 196,962 Federal Home Loan Bank advances 55,536 55,506 55,506 Advances by borrowers for taxes and insurance 216 216 216 Accrued interest payable 24 24 24 Fair Value Measurements at June 30, 2018 Using (in thousands) Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 9,943 $ 9,943 $ 9,943 Term deposits in other financial institutions 5,692 5,692 5,692 Available-for-sale securities 48 $ 48 48 Held-to-maturity securities 1,002 998 998 Loans receivable – net 270,310 $ 271,295 271,295 Federal Home Loan Bank stock 6,482 n/a Accrued interest receivable 706 706 706 Financial liabilities Deposits $ 195,056 $ 75,163 $ 120,215 $ 195,378 Federal Home Loan Bank advances 53,052 53,043 53,043 Advances by borrowers for taxes and insurance 762 762 762 Accrued interest payable 22 22 22

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Dec. 31, 2018
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of accumulated other comprehensive income (loss) balances, net of tax	Six months Beginning balance $ -- Current year change 1 Ending balance $ 1 Six months ended (in thousands) 2018 2017 Unrealized holding gains (losses) on available-for-sale securities $ 1 $ 1 Tax effect -- -- Net-of-tax amount $ 1 $ 1 Three months ended (in thousands) 2018 2017 Unrealized holding gains (losses) on available-for-sale securities $ 2 $ 1 Tax effect 1 -- Net-of-tax amount $ 1 $ 1

Basis of Presentation (Details)

Basis of Presentation (Details) $ in Thousands	6 Months Ended
	Dec. 31, 2018USD ($)
Basis of Presentation (Textual)
Adjustment of retained earnings	$ 441

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Share [Abstract]
Net income allocated to common shareholders, basic and diluted	$ 167	$ 869	$ 305	$ 1,149
Weighted average common shares outstanding, basic and diluted	8,348,165	8,364,276	8,362,486	8,361,941

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	$ 545
Available-for-sale Securities, Gross unrealized/ unrecognized gains	2
Available-for-sale Securities, Gross unrealized/ unrecognized losses
Available-for-sale Securities, Estimated fair value	547	$ 48
Held-to-maturity Securities
Held-to-maturity Securities, Estimated fair value	847	998
Agency mortgage-backed: residential [Member]
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	44	48
Available-for-sale Securities, Gross unrealized/ unrecognized gains
Available-for-sale Securities, Gross unrealized/ unrecognized losses
Available-for-sale Securities, Estimated fair value	44	48
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost	857	1,002
Held-to-maturity Securities, Gross unrealized/ unrecognized gains	12	19
Held-to-maturity Securities, Gross unrealized/ unrecognized losses	22	23
Held-to-maturity Securities, Estimated fair value	847	$ 998
Agency bonds [Member]
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	501
Available-for-sale Securities, Gross unrealized/ unrecognized gains	2
Available-for-sale Securities, Gross unrealized/ unrecognized losses
Available-for-sale Securities, Estimated fair value	$ 503

Investment Securities (Details

Investment Securities (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Investment Securities (Textual)
Pledged securities	$ 2,100	$ 2,100
Amortized cost	545
Available-for-sale Securities, Estimated fair value	$ 547	$ 48
Maturity date	Dec. 31, 2020
Agency bond [Member]
Investment Securities (Textual)
Amortized cost	$ 501
Available-for-sale Securities, Estimated fair value	$ 503

Loans Receivable (Details)

Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017
Receivables [Abstract]
One-to four-family	$ 210,478		$ 206,908
Multi-family	15,217		15,113
Construction	2,154		2,919
Land	669		677
Farm	2,211		2,295
Nonresidential real estate	31,485		32,413
Commercial nonmortgage	2,167		1,917
Consumer and other:
Loans on deposits	1,535		1,470
Home equity	8,227		7,603
Automobile	30		63
Unsecured	467		508
Loans receivable, gross	274,640		271,886
Allowance for loan losses	1,529	$ 1,571	1,576	$ 1,531	$ 1,554	$ 1,533
Loans receivable - net	$ 273,111		$ 270,310

Loans Receivable (Details 1)

Loans Receivable (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	$ 1,571	$ 1,554	$ 1,576	$ 1,533
Provision for loan losses		3	11	3
Loans charged off	(58)	(31)	(117)	(49)
Recoveries	16	5	59	44
Ending balance	1,529	1,531	1,529	1,531
Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance
Provision for loan losses
Loans charged off
Recoveries
Ending balance
Farm [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	6	10	6	9
Provision for loan losses	(1)		(1)	1
Loans charged off
Recoveries
Ending balance	5	10	5	10
Commercial nonmortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	4	7	3	6
Provision for loan losses	(1)	(1)
Loans charged off
Recoveries
Ending balance	3	6	3	6
Loans on deposits [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	3	5	3	4
Provision for loan losses		(1)
Loans charged off
Recoveries
Ending balance	3	4	3	4
Home equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	16	20	13	17
Provision for loan losses	(3)	(2)		1
Loans charged off
Recoveries
Ending balance	13	18	13	18
Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	1	2	1	1
Provision for loan losses		(1)	(20)
Loans charged off
Recoveries			20
Ending balance	1	1	1	1
Unallocated [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	200	200	200	200
Provision for loan losses
Loans charged off
Recoveries
Ending balance	200	200	200	200
One-to four-family residential real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	781	774	795	773
Provision for loan losses	(5)	(9)	17	(29)
Loans charged off	(58)	(31)	(117)	(49)
Recoveries	16	5	39	44
Ending balance	734	739	734	739
Multi-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	232	243	225	243
Provision for loan losses	(12)	1	(5)	1
Loans charged off
Recoveries
Ending balance	220	244	220	244
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	4	7	8	6
Provision for loan losses	(1)	7	(5)	8
Loans charged off
Recoveries
Ending balance	3	14	3	14
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	1	2	1	4
Provision for loan losses				(2)
Loans charged off
Recoveries
Ending balance	1	2	1	2
Nonresidential real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Beginning balance	323	284	321	270
Provision for loan losses	23	9	25	23
Loans charged off
Recoveries
Ending balance	$ 346	$ 293	$ 346	$ 293

Loans Receivable (Details 2)

Loans Receivable (Details 2) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Automobile [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	$ 30	$ 63
Loans collectively evaluated for impairment, Ending allowance attributed to loans
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance
Farm [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Loans Individually evaluated	310	310
Loans individually evaluated for impairment, Loans acquired with deteriorated credit quality
Loans individually evaluated for impairment, Ending loans balance	310	310
Loans individually evaluated for impairment, Total allowance
Loans collectively evaluated for impairment, Ending loans balance	1,901	1,985
Loans collectively evaluated for impairment, Ending allowance attributed to loans	5	6
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	5	6
Nonresidential real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Loans Individually evaluated	696	122
Loans individually evaluated for impairment, Loans acquired with deteriorated credit quality
Loans individually evaluated for impairment, Ending loans balance	696	122
Loans individually evaluated for impairment, Total allowance
Loans collectively evaluated for impairment, Ending loans balance	30,789	32,291
Loans collectively evaluated for impairment, Ending allowance attributed to loans	346	321
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	346	321
Commercial non-mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	2,167	1,917
Loans collectively evaluated for impairment, Ending allowance attributed to loans	3	3
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	3	3
Loans on deposits [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	1,535	1,470
Loans collectively evaluated for impairment, Ending allowance attributed to loans	3	3
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	3	3
Home equity [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	8,227	7,603
Loans collectively evaluated for impairment, Ending allowance attributed to loans	13	13
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	13	13
Unsecured [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	467	508
Loans collectively evaluated for impairment, Ending allowance attributed to loans	1	1
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	1	1
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance
Loans collectively evaluated for impairment, Ending allowance attributed to loans
Loans collectively evaluated for impairment, Unallocated allowance	200	200
Loans collectively evaluated for impairment, Total allowance	200	200
One-to four-family residential real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Loans Individually evaluated	4,332	2,977
Loans individually evaluated for impairment, Loans acquired with deteriorated credit quality	993	1,138
Loans individually evaluated for impairment, Ending loans balance	5,325	4,115
Loans individually evaluated for impairment, Total allowance
Loans collectively evaluated for impairment, Ending loans balance	205,153	202,793
Loans collectively evaluated for impairment, Ending allowance attributed to loans	734	795
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	734	795
Multi-family [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	15,217	15,113
Loans collectively evaluated for impairment, Ending allowance attributed to loans	220	225
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	220	225
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	2,154	2,919
Loans collectively evaluated for impairment, Ending allowance attributed to loans	3	8
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	3	8
Land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans collectively evaluated for impairment, Ending loans balance	669	677
Loans collectively evaluated for impairment, Ending allowance attributed to loans	1	1
Loans collectively evaluated for impairment, Unallocated allowance
Loans collectively evaluated for impairment, Total allowance	1	1
Loans individually evaluated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Total	5,338	3,409
Loans acquired with deteriorated credit quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Total	993	1,138
Unpaid principal balance and recorded investment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Total	6,331	4,547
Loans collectively evaluated for impairment, Total	268,309	267,339
Evaluated for impairment, Total	274,640	271,886
Ending allowance attributed to loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Total
Loans collectively evaluated for impairment, Total	1,329	1,376
Evaluated for impairment, Total	1,329	1,376
Unallocated allowance [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Total
Loans collectively evaluated for impairment, Total	200	200
Evaluated for impairment, Total	200	200
Total allowance [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans individually evaluated for impairment, Total
Loans collectively evaluated for impairment, Total	1,529	1,576
Evaluated for impairment, Total	$ 1,529	$ 1,576

Loans Receivable (Details 3)

Loans Receivable (Details 3) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance	$ 6,422	$ 4,837	$ 5,439	$ 5,179
Average Recorded Investment, With related allowance	6,422	4,837	5,439	5,179
Interest Income Recognized, With no related allowance	101	10	125	42
Interest Income Recognized, With related allowance	101	10	125	42
Cash Basis Income Recognized, With no related allowance	101	10	125	42
Cash Basis Income Recognized, With related allowance	101	10	125	42
Farm [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance	310	269	310	269
Interest Income Recognized, With no related allowance
Cash Basis Income Recognized, With no related allowance
Nonresidential real estate [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance	698	128	409	128
Interest Income Recognized, With no related allowance	14		14
Cash Basis Income Recognized, With no related allowance	14		14
Purchased credit-impaired loans [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance	982	1,410	1,066	1,497
Interest Income Recognized, With no related allowance	28	9	36	39
Cash Basis Income Recognized, With no related allowance	28	9	36	39
One-to four-family residential real estate [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance	4,432	3,030	3,655	3,285
Average Recorded Investment, With related allowance
Interest Income Recognized, With no related allowance	59	1	75	3
Interest Income Recognized, With related allowance
Cash Basis Income Recognized, With no related allowance	59	1	75	3
Cash Basis Income Recognized, With related allowance

Loans Receivable (Details 4)

Loans Receivable (Details 4) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Modifications [Line Items]
Nonaccrual	$ 6,184	$ 5,246
Loans Past Due Over 90 Days Still Accruing	2,135	2,419
Commercial and industrial [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual	2	7
Loans Past Due Over 90 Days Still Accruing
One-to four-family residential real estate [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual	5,162	4,210
Loans Past Due Over 90 Days Still Accruing	1,672	2,419
Multi-family [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual
Loans Past Due Over 90 Days Still Accruing	445
Farm [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual	310	310
Loans Past Due Over 90 Days Still Accruing
Nonresidential real estate and land [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual	696	708
Loans Past Due Over 90 Days Still Accruing
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Nonaccrual	14	11
Loans Past Due Over 90 Days Still Accruing	$ 18

Loans Receivable (Details 5)

Loans Receivable (Details 5) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Modifications [Line Items]
Terms extended and additional funds advanced	$ 75	$ 11	$ 324	$ 325
Troubled Debt Restructurings Performing to Modified Terms [Member]
Financing Receivable, Modifications [Line Items]
Terms extended and additional funds advanced	75	11	324	325
Troubled Debt Restructurings Not Performing to Modified Terms [Member]
Financing Receivable, Modifications [Line Items]
Terms extended and additional funds advanced

Loans Receivable (Details 6)

Loans Receivable (Details 6) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 9,995	$ 8,311
Loans Not Past Due	264,645	263,575
Total	274,640	271,886
Automobile [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Loans Not Past Due	30	63
Total	30	63
Farm [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Loans Not Past Due	2,211	2,295
Total	2,211	2,295
Nonresidential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,254	269
Loans Not Past Due	30,231	32,144
Total	31,485	32,413
Commercial non-mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Loans Not Past Due	2,167	1,917
Total	2,167	1,917
Loans on deposits [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Loans Not Past Due	1,535	1,470
Total	1,535	1,470
Home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	54	14
Loans Not Past Due	8,173	7,589
Total	8,227	7,603
Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5	3
Loans Not Past Due	462	505
Total	467	508
One-to four-family residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	8,237	7,233
Loans Not Past Due	202,241	199,675
Total		206,908
Multi-family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	445	792
Loans Not Past Due	14,772	14,321
Total		15,113
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Loans Not Past Due	2,154	2,919
Total	2,154	2,919
Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Loans Not Past Due	669	677
Total	669	677
30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,892	3,986
30-89 Days Past Due [Member] | Automobile [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-89 Days Past Due [Member] | Farm [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-89 Days Past Due [Member] | Nonresidential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,254
30-89 Days Past Due [Member] | Commercial non-mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-89 Days Past Due [Member] | Loans on deposits [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-89 Days Past Due [Member] | Home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	31	9
30-89 Days Past Due [Member] | Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5	3
30-89 Days Past Due [Member] | One-to four-family residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,602	3,182
30-89 Days Past Due [Member] | Multi-family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		792
30-89 Days Past Due [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30-89 Days Past Due [Member] | Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,103	4,325
90 Days or Greater Past Due [Member] | Automobile [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member] | Farm [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member] | Nonresidential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		269
90 Days or Greater Past Due [Member] | Commercial non-mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member] | Loans on deposits [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member] | Home equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23	5
90 Days or Greater Past Due [Member] | Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member] | One-to four-family residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3,635	4,051
90 Days or Greater Past Due [Member] | Multi-family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	445
90 Days or Greater Past Due [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 Days or Greater Past Due [Member] | Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due

Loans Receivable (Details 7)

Loans Receivable (Details 7) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	$ 274,640	$ 271,886
Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	30	63
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	62,345	63,278
Pass [Member] | Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	24	63
Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	200,448	195,600
Not rated [Member] | Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Doubtful [Member] | Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	10,776	11,915
Substandard [Member] | Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	6
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	1,071	1,093
Special Mention [Member] | Automobile [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
One-to four-family residential real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross		206,908
One-to four-family residential real estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
One-to four-family residential real estate [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	200,448	195,600
One-to four-family residential real estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
One-to four-family residential real estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	9,034	10,215
One-to four-family residential real estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	996	1,093
Multi-family [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross		15,113
Multi-family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	14,522	14,445
Multi-family [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Multi-family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Multi-family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	695	668
Multi-family [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	2,154	2,919
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	2,154	2,919
Construction [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Nonresidential real estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	30,878	31,700
Nonresidential real estate [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Nonresidential real estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Nonresidential real estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	607	713
Nonresidential real estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	669	677
Land [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	669	677
Land [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Land [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Land [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Land [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Commercial nonmortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	2,167	1,917
Commercial nonmortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	2,165	1,910
Commercial nonmortgage [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Commercial nonmortgage [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Commercial nonmortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	2	7
Commercial nonmortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	467	508
Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	467	506
Unsecured [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Unsecured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross		2
Unsecured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Home equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	8,227	7,603
Home equity [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	8,119	7,603
Home equity [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Home equity [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Home equity [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	33
Home equity [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	75
Loans on deposits [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	1,535	1,470
Loans on deposits [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	1,535	1,470
Loans on deposits [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Loans on deposits [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Loans on deposits [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Loans on deposits [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Farm [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	2,211	2,295
Farm [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	1,812	1,985
Farm [Member] | Not rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Farm [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Farm [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	399	310
Farm [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross
Nonresidential real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable, gross	$ 31,485	$ 32,413

Loans Receivable (Details 8)

Loans Receivable (Details 8) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Residential Real Estate One To Four Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Outstanding balance	$ 994	$ 1,138

Loans Receivable (Details 9)

Loans Receivable (Details 9) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Receivables [Abstract]
Balance at beginning of period	$ 634	$ 720
Accretion of income	(41)	(86)
Disposals, net of recoveries
Balance at end of period	$ 593	$ 634

Loans Receivable (Details Textu

Loans Receivable (Details Textual) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Loans Receivable (Textual)
Loans classified as TDRs			$ 1,700
TDRs carrying value		$ 136
Net of a purchase credit discount	$ 351		$ 383
Troubled Debt Restructuring [Member]
Loans Receivable (Textual)
Loans classified as TDRs	$ 1,900
Bankruptcy proceedings, percentage	30.00%
Secondary mortgage loan	$ 219
Additional loan	$ 30

Disclosures About Fair Value _3

Disclosures About Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	$ 547	$ 48
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	547	48
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Agency mortgage-backed: residential [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	44	48
Agency mortgage-backed: residential [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Agency mortgage-backed: residential [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	44	48
Agency mortgage-backed: residential [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Agency bonds [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	503
Agency bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Agency bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	503
Agency bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value

Disclosures About Fair Value _4

Disclosures About Fair Value of Assets and Liabilities (Details 1) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	$ 547	$ 48
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	547	48
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Loans One- to four-family [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	492	513
Loans One- to four-family [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Loans One- to four-family [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
Loans One- to four-family [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	492	513
One- to four-family [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	266	5
One- to four-family [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
One- to four-family [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value
One- to four-family [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	$ 266	$ 5

Disclosures About Fair Value _5

Disclosures About Fair Value of Assets and Liabilities (Details 2) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value	$ 547	$ 48
Loans one- to four-family [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value	$ 492	$ 513
Valuation Technique(s)	Sales comparison approach	Sales comparison approach
Unobservable Input(s)	Adjustments for differences between comparable sales	Adjustments for differences between comparable sales
Loans one- to four-family [Member] | Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Average)	(11.60%)	(38.50%)
Loans one- to four-family [Member] | Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Average)	12.60%	20.70%
Loans one- to four-family [Member] | Weighted Average [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Average)	(4.40%)	(27.80%)
One- to four-family [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value	$ 266	$ 5
One- to four-family [Member] | Foreclosed and repossessed assets: [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair Value	$ 266	$ 5
Valuation Technique(s)	Sales comparison approach	Sales comparison approach
Unobservable Input(s)	Adjustments for differences between comparable sales	Adjustments for differences between comparable sales
One- to four-family [Member] | Minimum [Member] | Foreclosed and repossessed assets: [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Average)	8.60%	0.00%
One- to four-family [Member] | Maximum [Member] | Foreclosed and repossessed assets: [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Average)	34.60%	0.00%
One- to four-family [Member] | Weighted Average [Member] | Foreclosed and repossessed assets: [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range (Weighted Average)	17.40%	0.00%

Disclosures About Fair Value _6

Disclosures About Fair Value of Assets and Liabilities (Details 3) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2017
Financial assets
Cash and cash equivalents, Carrying Value	$ 10,142	$ 9,943	$ 9,360	$ 12,804
Time deposits in other financial institutions, Carrying Value	4,954	5,692
Available-for-sale securities, Carrying Value	547	48
Held-to-maturity securities, Carrying Value	857	1,002
Loans receivable - net, Carrying Value	273,111	270,310
Federal Home Loan Bank stock, Carrying Value	6,481	6,482
Accrued interest receivable, Carrying Value	712	706
Cash and Cash Equivalents, Fair Value	10,142	9,943
Term deposits in other financial institutions, Fair Value	4,903	5,692
Available-for-sale securities, Fair Value	547	48
Held-to-maturity securities, Fair Value	847	998
Loans receivable - net, Fair Value	272,818	271,295
Federal Home Loan Bank stock, Fair Value
Accrued interest receivable, Fair Value	712	706
Financial liabilities
Deposits, Carrying Value	197,277	195,653
Federal Home Loan Bank advances, Carrying Value	55,536	53,052
Advances by borrowers for taxes and insurance, Carrying Value	216	762
Accrued interest payable, Carrying Value	24	22
Deposits, Fair Value	196,962	195,378
Federal Home Loan Bank advances, Fair Value	55,506	53,043
Advances by borrowers for taxes and insurance, Fair Value	216	762
Accrued interest payable, Fair Value	24	22
Fair Value, Inputs, Level 3 [Member]
Financial assets
Available-for-sale securities, Carrying Value
Loans receivable - net, Carrying Value	272,818	271,295
Fair Value, Inputs, Level 2 [Member]
Financial assets
Available-for-sale securities, Carrying Value	547	48
Held-to-maturity securities, Carrying Value	847	998
Accrued interest receivable, Carrying Value	712	706
Financial liabilities
Deposits, Carrying Value	124,021	120,215
Federal Home Loan Bank advances, Carrying Value	55,506	53,043
Advances by borrowers for taxes and insurance, Carrying Value	216	762
Accrued interest payable, Carrying Value	24	22
Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents, Carrying Value	10,142	9,943
Time deposits in other financial institutions, Carrying Value	4,903	5,692
Financial liabilities
Deposits, Carrying Value	$ 72,941	$ 75,163

Disclosures About Fair Value _7

Disclosures About Fair Value of Assets and Liabilities (Details Textual) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2018USD ($)Loans	Dec. 31, 2017USD ($)	Jun. 30, 2018USD ($)Loans
Disclosures About Fair Value of Assets and Liabilities (Textual)
Available-for-sale securities	$ 547		$ 48
Impairment charge	$ 23
Number of impairment loans | Loans	7		5
Other Real Estate Owned [Member]
Disclosures About Fair Value of Assets and Liabilities (Textual)
Available-for-sale securities	$ 355		$ 5
Other real estate owned written down amount	$ 54	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance
Current year change	$ 2		1
Ending balance	$ 1		$ 1

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Unrealized holding gains (losses) on available-for-sale securities	$ 2	$ 1	$ 1	$ 1
Tax effect	1	0	0	0
Net-of-tax amount	$ 2		$ 1