Kentucky First Federal Bancorp (KFFB) 10-Q 14 Feb 25 2025 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Dec. 31, 2024	Feb. 14, 2025
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Entity Interactive Data Current	Yes
Amendment Flag	false
Document Period End Date	Dec. 31, 2024
Document Fiscal Year Focus	2025
Document Fiscal Period Focus	Q2
Entity Information [Line Items]
Entity Registrant Name	KENTUCKY FIRST FEDERAL BANCORP
Entity Central Index Key	0001297341
Entity File Number	0-51176
Entity Tax Identification Number	61-1484858
Entity Incorporation, State or Country Code	X1
Current Fiscal Year End Date	--06-30
Entity Current Reporting Status	Yes
Entity Shell Company	false
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Contact Personnel [Line Items]
Entity Address, Address Line One	655 Main Street
Entity Address, City or Town	Hazard
Entity Address, State or Province	KY
Entity Address, Postal Zip Code	41702
Entity Phone Fax Numbers [Line Items]
City Area Code	(502)
Local Phone Number	223-1638
Entity Listings [Line Items]
Title of 12(b) Security	Common Stock, $0.01 par value per share
Trading Symbol	KFFB
Security Exchange Name	NASDAQ
Entity Common Stock, Shares Outstanding		8,086,715

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
ASSETS
Cash and due from financial institutions	$ 4,744	$ 1,913
Fed funds sold	6,928	703
Interest-bearing demand deposits	9,304	15,671
Cash and cash equivalents	20,976	18,287
Securities available-for-sale- at fair value	8,628	9,648
Securities held-to-maturity, at amortized cost-approximate fair value of $180 and $203 at December 31, 2024 and June 30, 2024, respectively	190	213
Loans held for sale	116	110
Loans, net of allowance for credit losses of $2,141 and $2,127 at December 31, 2024 and June 30, 2024, respectively	330,234	333,025
Real estate acquired through foreclosure	10	10
Office premises and equipment - at depreciated cost	4,247	4,267
Federal Home Loan Bank stock - at cost	4,439	4,230
Accrued interest receivable	1,264	1,169
Bank-owned life insurance	2,958	2,915
Prepaid income taxes	204	219
Prepaid expenses and other assets	942	875
Total assets	374,208	374,968
LIABILITIES AND SHAREHOLDERS’ EQUITY
Savings	49,004	47,390
Certificates of deposit	186,920	176,572
Demand deposit accounts	27,131	32,177
Deposits	263,055	256,139
Federal Home Loan Bank advances	61,792	68,988
Advances by borrowers for taxes and insurance	206	909
Accrued interest payable	478	176
Deferred income taxes	108	113
Other liabilities	514	646
Total liabilities	326,153	326,971
Shareholders’ equity
Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued
Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued	86	86
Additional paid-in capital	34,891	34,891
Retained earnings - restricted	17,323	17,325
Treasury shares at cost, 509,349 common shares at December 31, 2024 and June 30, 2024, respectively	(3,969)	(3,969)
Accumulated other comprehensive loss	(276)	(336)
Total shareholders’ equity	48,055	47,997
Total liabilities and shareholders’ equity	$ 374,208	$ 374,968

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Statement of Financial Position [Abstract]
Securities held-to-maturity, fair value (in Dollars)	$ 180	$ 203
Loans, net of allowance for credit losses (in Dollars)	$ 2,141	$ 2,127
Preferred stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares issued
Common stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	8,596,064	8,596,064
Treasury shares	509,349	509,349

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Interest income
Loans, including fees	$ 4,437	$ 3,628	$ 8,702	$ 7,087
Mortgage-backed securities	76	92	157	191
Interest-bearing deposits and other	271	207	544	383
Total interest income	4,784	3,927	9,403	7,661
Interest expense
Interest-bearing demand deposits	9	8	18	16
Savings	50	55	100	112
Certificates of Deposit	1,936	1,445	3,812	2,595
Deposits	1,995	1,508	3,930	2,723
Borrowings	751	762	1,566	1,610
Total interest expense	2,746	2,270	5,496	4,333
Net interest income	2,038	1,657	3,907	3,328
Provision for credit losses		9	15	15
Net interest income after provision for credit losses	2,038	1,648	3,892	3,313
Non-interest income
Earnings on bank-owned life insurance	22	21	43	42
Net gain on sales of loans	81	7	141	6
Net gain on sales of real estate owned	5		5	4
Other	63	18	119	69
Total non-interest income	171	46	308	121
Non-interest expense
Employee compensation and benefits	1,211	1,273	2,396	2,515
Data processing	107	147	271	280
Occupancy and equipment	136	147	273	289
FDIC insurance premiums	75	72	138	107
Voice and data communications	32	19	66	57
Advertising	49	49	91	88
Outside service fees	155	135	225	213
Auditing and accounting	86	107	167	172
Regulatory assessments	23	15	46	32
Foreclosure and real estate owned expenses (net)	19	20	41	43
Franchise and other taxes	42	20	70	53
Other	268	145	431	283
Total non-interest expense	2,203	2,149	4,215	4,132
Income (loss) before income taxes	6	(455)	(15)	(698)
Income tax (benefit)	(7)	(94)	(13)	(162)
NET INCOME (LOSS)	$ 13	$ (361)	$ (2)	$ (536)
EARNINGS PER SHARE
Basic (in Dollars per share)	$ 0	$ (0.05)	$ 0	$ (0.07)
Diluted (in Dollars per share)	0	(0.05)	0	(0.07)
DIVIDENDS PER SHARE (in Dollars per share)	$ 0	$ 0.1	$ 0	$ 0.1

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 13	$ (361)	$ (2)	$ (536)
Other comprehensive income (loss), net of tax:
Unrealized holding gains (losses) on securities designated as available-for-sale, net of taxes of $20, $31, $(60) and $77 during the respective periods	(181)	231	60	93
Comprehensive income (loss)	$ (168)	$ (130)	$ 58	$ (443)

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Statement of Comprehensive Income [Abstract]
Unrealized gains (losses) on securities designated as available-for-sale, net of taxes	$ (60)	$ 77	$ 20	$ 31

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common stock Previously Reported	Common stock	Additional paid-in capital Previously Reported	Additional paid-in capital	Retained earnings Previously Reported	Retained earnings	Treasury shares Previously Reported	Treasury shares	Accumulated other comprehensive income (loss) Previously Reported	Accumulated other comprehensive income (loss)	Previously Reported	Total
Balance at Jun. 29, 2023	$ 86		$ 34,891		$ 20,130		$ (3,969)		$ (427)		$ 50,711
Cumulative impact of adoption of ASC 326						$ (414)						$ (414)
Balance at Jun. 30, 2023		86		34,891		19,716		(3,969)		(427)		50,297
Net income (loss)						(536)						(536)
Other comprehensive income (loss)										93		93
Cash dividends per common share						(671)						(671)
Balance at Dec. 31, 2023		86		34,891		18,509		(3,969)		(334)		49,183
Balance at Sep. 30, 2023		86		34,891		19,206		(3,969)		(565)		49,649
Net income (loss)						(361)						(361)
Other comprehensive income (loss)										231		231
Cash dividends per common share						(336)						(336)
Balance at Dec. 31, 2023		86		34,891		18,509		(3,969)		(334)		49,183
Balance at Jun. 30, 2024		86		34,891		17,325		(3,969)		(336)		47,997
Net income (loss)						(2)						(2)
Other comprehensive income (loss)										60		60
Balance at Dec. 31, 2024		86		34,891		17,323		(3,969)		(276)		48,055
Balance at Sep. 30, 2024		86		34,891		17,310		(3,969)		(95)		48,223
Net income (loss)						13						13
Other comprehensive income (loss)										(181)		(181)
Balance at Dec. 31, 2024		$ 86		$ 34,891		$ 17,323		$ (3,969)		$ (276)		$ 48,055

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended	6 Months Ended
	Dec. 31, 2023	Dec. 31, 2023
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share	$ 0.1	$ 0.2

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Cash flows from operating activities:
Net loss	$ (2)	$ (536)
Adjustments to reconcile net loss to net cash from operating activities
Depreciation	103	119
Accretion of purchased loan credit discount		(11)
Amortization of deferred loan origination costs (fees)	(13)	1
Amortization of premiums on investment securities	(10)	(11)
Net gain on sale of loans	(141)	(6)
Net (gain) loss on sale of real estate owned		(4)
Earnings on bank-owned life insurance	(43)	(42)
Provision for credit losses	15	15
Origination of loans held for sale	(3,656)	(782)
Proceeds from loans held for sale	3,791	518
Deferred Income Taxes	30	(192)
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	(95)	(176)
Prepaid expenses and other assets	(52)	(195)
Accrued interest payable	302	97
Other liabilities	(189)	113
Net cash provided by (used in) operating activities	40	(1,092)
Securities maturities, prepayments and calls:
Held to maturity	22	37
Available for sale	1,111	1,301
Proceeds from sale of FHLB stock	133	532
Purchase of FHLB stock	(342)	(152)
Loans originated for investment, net of principal collected	2,791	(12,338)
Proceeds from sale of real estate owned		64
Additions to premises and equipment, net	(83)	(45)
Net cash provided by (used in) investing activities	3,632	(10,601)
Cash flows from financing activities:
Net increase in deposits	6,916	18,320
Payments by borrowers for taxes and insurance, net	(703)	(459)
Proceeds from Federal Home Loan Bank advances	14,446	48,800
Repayments on Federal Home Loan Bank advances	(21,642)	(47,879)
Dividends paid on common stock		(671)
Net cash provided by (used in) financing activities	(983)	18,111
Net increase in cash and cash equivalents	2,689	6,418
Beginning cash and cash equivalents	18,287	8,167
Ending cash and cash equivalents	20,976	14,584
Cash paid during the period for:
Income taxes		125
Interest on deposits and borrowings	$ 5,194	$ 4,236

Basis of Presentation

Basis of Presentation	6 Months Ended
	Dec. 31, 2024
Basis of Presentation [Abstract]
Basis of Presentation	Note 1. Basis of Presentation The accompanying unaudited condensed consolidated financial statements, which represent the condensed consolidated balance sheets and results of operations of the Company, were prepared in accordance with the instructions for Form 10-Q and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with U.S. generally accepted accounting principles. However, in the opinion of management, all adjustments (consisting of only normal recurring adjustments) which are necessary for a fair presentation of the condensed consolidated financial statements have been included. The results of operations for the six-month period ended December 31, 2024, are not necessarily indicative of the results which may be expected for an entire fiscal year. The condensed consolidated balance sheet as of June 30, 2024, has been derived from the audited consolidated balance sheet as of that date. Certain information and note disclosures normally included in the Company’s annual financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form 10-K annual report for 2024 filed with the Securities and Exchange Commission. Principles of Consolidation Critical Accounting Policies and Estimates Investments – Investments – Debt Securities, Loans – Allowance for Credit Losses – We maintain an allowance for credit losses (“ACL”) at a level that is appropriate to cover estimated credit losses on individually evaluated loans, as well as estimated credit losses inherent in the estimated life of the loan portfolio. Credit losses are charged to and recoveries are credited to the ACL. Loans with similar risk characteristics are evaluated on a collective basis within homogeneous loan pools under ASC 326. Our homogeneous loan pools are primarily determined by loan purpose and collateral type. Pools include residential real estate (composed of one-to-four-family, multi-family, and construction), land, farm, nonresidential real estate, commercial and industrial, and consumer loans (composed of Loans on deposit, home equity, automobile, and unsecured). Credits that are nonaccrual status are subject to individual evaluation. Historical loss rates for loans are adjusted for significant factors that, in management’s judgment, reflect the impact of any current conditions on loss recognition. Qualitative factors used to derive our ACL include delinquency trends, current economic conditions and trends, strength of supervision and administration of the loan portfolio, levels of underperforming loans, trends in loan losses and underwriting exceptions. Reasonable and supportable economic forecasts that may offset collectibility are also included as factors in our ACL model. Management continually reevaluates the other subjective factors included in its ACL analysis. Income Taxes – New Accounting Standards FASB ASC 326 - The Company will now use forward-looking information to enhance its credit loss estimates. The amendment requires enhanced disclosures to aid investors and other users of financial statements to better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of our portfolio. The largest impact to the Company was on its allowance for loan and lease losses, although the ASU also amends the accounting for credit losses on available-for-sale debt securities, held-to-maturity securities, and purchased financial assets with credit deterioration. ASU 2016-13 was applied through a cumulative effect adjustment to retained earnings (modified-retrospective approach). In addition, ASC 326 made changes to the accounting for available-for-sale (“AFS”) debt securities. One such change requires credit losses to be presented as an allowance rather than as a write-down on AFS securities. Management does not intend to sell or believes that it is more likely than not that they will be required to sell. We adopted ASC 326 effective July 1, 2023, using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet (“OBS”) credit exposures. Upon adoption of the ASU we recorded an increase in the allowance for credit loss (“ACL”) for loans which represented a $497,000 increase from the Allowance for Loan Losses (“ALLL”) at June 30, 2023. This transaction further resulted in an increase of $54,000 to the ACL for unfunded commitments, a decrease of $414,000 to retained earnings and a deferred tax asset of $137,000 at July 1, 2023. A liability of $57,000 is in place at December 31, 2024 to account for off-balance sheet unfunded commitments compared to $58,000 at December 31, 2023. Management considers contractual commitments, most of which are commitments to complete construction projects or the balance of unfunded lines of credit. These totaled approximately $24.2 million at December 31, 2024 and $24.6 million at December 31, 2023. To calculate the liability, management applied a loss criteria similar to that used for funded loans to calculate the ACL. The following table illustrates the impact of ASC 326 at July 1, 2023: As Reported Pre-ASC Impact of Under 326 ASC 326 (Dollars in thousands) ASC 326 Adoption Adoption Assets: Loans Residential real estate: One-to-four-family $ 1,597 $ 857 $ 740 Multi-family 133 278 (145 ) Construction 138 41 97 Land 15 1 14 Farm 6 4 2 Nonresidential real estate 184 405 (221 ) Commercial and industrial 5 23 (18 ) Consumer and other: - Loans on deposits - 1 (1 ) Home equity 51 23 28 Automobile 1 - 1 Unsecured 1 1 - Allowance for credit losses on loans $ 2,131 1,634 497 Liabilities: Allowance for credit losses on unfunded credit exposures $ 54 - 54 ASU 2019-05, Financial Instruments-Credit Losses, Targeted Transition Relief, allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20, if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. ASU 2019-05 has the same effective date as ASU 2016-13. We adopted ASU 2019-05 on July 1, 2023, and did not elect the fair value option on any financial instruments. ASU No. 2022-02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures, eliminates the accounting guidance for troubled debt restructurings (“TDRs”) by creditors in Subtopic 310-40, Receivables-Troubled Debt Restructurings by Creditors, for entities that have adopted the current expected credit loss model introduced by ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. ASU 2022-02 also requires disclosure by public business entities of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost. The Company adopted the standard on July 1, 2023. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Dec. 31, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Note 2. Earnings Per Share Diluted earnings per share is computed taking into consideration common shares outstanding and dilutive potential common shares to be issued or released under the Company’s share-based compensation plans. The factors used in the basic and diluted earnings per share computations follow: Six months ended Three months ended 2024 2023 2024 2023 Net income (loss) allocated to common shareholders, basic and diluted $ (2 ) $ (536 ) $ 13 $ (361 ) Earnings (loss) per share, basic and diluted $ (0.00 ) $ (0.07 ) $ 0.00 $ (0.05 ) Weighted average common shares outstanding, basic and diluted 8,098,715 8,098,715 8,098,715 8,098,715 There were no

Investment Securities

Investment Securities	6 Months Ended
	Dec. 31, 2024
Investment Securities [Abstract]
Investment Securities	Note 3. Investment Securities The following table summarizes the amortized cost and fair value of securities available-for-sale and securities held-to-maturity at December 31, 2024 and June 30, 2024, the corresponding amounts of gross unrealized gains recognized in accumulated other comprehensive income and gross unrecognized gains and losses: December 31, 2024 (in thousands) Amortized Gross Gross Estimated Available-for-sale Securities Agency mortgage-backed: residential $ 8,996 $ 1 $ 369 $ 8,628 Held-to-maturity Securities Agency mortgage-backed: residential $ 190 $ - $ 10 $ 180 June 30, 2024 (in thousands) Amortized Gross Gross Estimated Available-for-sale Securities Agency mortgage-backed: residential $ 10,096 $ - $ 448 $ 9,648 Held-to-maturity Securities Agency mortgage-backed: residential $ 213 $ - $ 10 $ 203 At December 31, 2024 and June 30, 2024 the Company’s debt securities consisted of mortgage-backed securities, which do not have a single maturity date. Actual maturities may differ from contractual maturities, because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. There were no pledged securities for both December 31, 2024 and June 30, 2024. In addition, at both December 31, 2024 and June 30, 2024, there were no pledged overnight deposits. We evaluated securities in unrealized loss positions for evidence of credit loss, considering duration, severity, financial condition of the issuer, our intention to sell or requirement to sell. Those securities were agency mortgage-backed securities, which carry a very limited amount of risk. Also, we have no intention to sell nor feel that we will be compelled to sell such securities before maturity. Based on our evaluation, no reserve for credit loss was considered necessary. Debt securities in an unrealized loss position as a percent of total debt securities were 99.9% and 100% at December 31, 2024 and June 30, 2024, respectively. The following table provides the amortized cost, gross unrealized losses, fair value, and length of time the individual securities have been in a continuous unrealized loss position as of December 31, 2024. December 31, 2024 Available-for-Sale (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ 1,153 $ 32 $ 1,121 12 Months or More Agency mortgage-backed securities 7,833 337 7,496 Total $ 8,986 $ 369 $ 8,617 Held to Maturity (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ 65 $ 1 $ 64 12 Months or More Agency mortgage-backed securities 125 9 116 Total $ 190 $ 10 $ 180 June 30, 2024 Available-for-Sale (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ 12,649 $ 569 $ 12,080 12 Months or More Agency mortgage-backed securities - - - Total $ 12,649 $ 569 $ 12,080 Held to Maturity (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ - $ - $ - 12 Months or More Agency mortgage-backed securities 274 15 259 Total $ 274 $ 15 $ 259

Loans Receivable

Loans Receivable	6 Months Ended
	Dec. 31, 2024
Loans Receivable [Abstract]
Loans receivable	Note 4. Loans receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, adjusted for deferred loan origination costs, net, discounts on purchased loans, and the allowance for credit losses. Interest income is accrued on the unpaid principal balance unless the collectability of the loan is in doubt. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on one-to-four-family residential loans is generally discontinued at the time a loan is 180 days delinquent and on other loans at the time a loan is 90 days delinquent. All other loans are moved to non-accrual status in accordance with the Company’s policy, typically 90 days after the loan becomes delinquent. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The composition of the loan portfolio was as follows: December 31, June 30, (in thousands) 2024 2024 Residential real estate: One-to-four-family $ 255,723 $ 256,216 Multi-family 15,792 15,815 Construction 7,987 13,815 Land 1,420 964 Farm 3,283 1,169 Nonresidential real estate 32,508 34,308 Commercial and industrial 779 700 Consumer and other: Loans on deposits 824 819 Home equity 13,194 10,644 Automobile 102 117 Unsecured 763 585 332,375 335,152 Allowance for credit losses (2,141 ) (2,127 ) $ 330,234 $ 333,025 The amounts above include net deferred loan costs of $221,000 and $288,000 as of December 31, 2024 and June 30, 2024, respectively. The allowance for credit losses is a valuation allowance that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected for the loans. Loan losses are charged off against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using relevant available information, from internal and external sources, relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience, derived from the Company’s data, provides the basis for estimation of expected credit losses, although management also compares the Company’s data with peer group data. Adjustments to historical loss information may be made for differences in: lending policy, procedures and practice; economic conditions; the nature and volume of the loan portfolio; volume delinquent and problem loans; the current and anticipated economic conditions in the primary lending area; and other external factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not included in the pool evaluation. When management determines that foreclosure is probable or when the borrower is experiencing financial difficulty at the reporting date and repayment is expected to be provided substantially through the sale of the collateral, the expected credit losses are based on the fair value of the collateral at the reporting date, less any discounts and selling costs. Management monitors loan performance on a monthly basis and performs a quarterly evaluation of the adequacy of the ACL. The Banks begin enhanced monitoring of all loans rated 5-Watch or worse and obtain a new appraisal or asset valuation for most loans placed on nonaccrual status. New appraisals are usually not obtained on loans with outstanding principal amounts of $50,000 or less. Management, at its discretion, may determine that additional adjustments to the appraisal or valuation are required. Valuation adjustments will be made as necessary based on factors, including, but not limited to: the economy, deferred maintenance, industry, type of collateral, age of the appraisal, etc., and the knowledge Management has about a particular situation. In addition, the cost to sell or liquidate the collateral is also estimated and deducted from the valuation in order to determine the net realizable value to the Banks. When determining the ACL, certain factors involved in the evaluation are inherently subjective and require material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows. Management monitors the adequacy of the ACL on an ongoing basis and reports its adequacy quarterly to the Board of Directors. Management believes the ACL at December 31, 2024 is adequate. Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments, when appropriate. The contractual term excludes expected extensions, renewals, and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a modification will be executed with an individual borrower or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Banks. The Banks categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, and current economic trends, among other factors. Management utilizes a risk rating scale ranging from 1-Highest Pass to 9-Loss to evaluate loan quality. Consumer purpose loans are identified as either performing or nonperforming based on the payment status of the loans. Nonperforming consumer loans are loans that are nonaccrual or 90 days or more past due and still accruing. Our portfolio segments include residential real estate, nonresidential real estate, farm, land, commercial and industrial, and consumer and other loans. Risk factors associated with our portfolio segments are as follows: Residential Real Estate Our primary lending activity is the origination of mortgage loans, which enable a borrower to purchase or refinance existing homes in the Banks’ respective market areas. We further classify our residential real estate loans as one-to-four-family (owner-occupied vs nonowner-occupied), multi-family or construction. We believe that our first mortgage position on loans secured by residential real estate presents lower risk than our other loans, with the exception of loans secured by deposits. We offer a mix of adjustable-rate and fixed-rate mortgage loans with terms up to 30 years for owner-occupied properties. For these properties a borrower may be able to borrow up to 97% of the value with private mortgage insurance. Alternatively, the borrower may be able to borrow up to 90% of the value through other programs offered by the bank. We offer loans on one-to-four-family rental properties at a maximum of 80% loan-to-value (“LTV”) ratio and we generally charge a slightly higher interest rate on such loans. We also originate loans to individuals to finance the construction of residential dwellings for personal use or for use as rental property. We occasionally lend to builders for construction of speculative or custom residential properties for resale, but on a limited basis. Construction loans are generally less than one year in length, do not exceed 80% of the appraised value, and provide for the payment of interest only during the construction phase. Funds are disbursed as progress is made toward completion of the construction. Multi-family Loans We offer mortgage loans secured by residential multi-family (five or more units). Generally, these loans are originated for 25 years or less and do not exceed 80% of the appraised value. Loans secured by multi-family generally have larger balances and involve a greater degree of risk than one-to-four-family residential mortgage loans. These loans depend on the borrower’s creditworthiness and the feasibility and cash flow potential of the project. Payments on loans secured by income properties often depend on successful operation and management of the properties. As a result, repayment on such loans may be subject to a greater extent to adverse conditions in the real estate market or economy than owner-occupied residential loans. Nonresidential Loans We offer mortgage loans secured by nonresidential real estate comprised generally of commercial office buildings, churches and properties used for other purposes. Generally, these loans are originated for 25 years or less and do not exceed 80% of the appraised value. As with multi-family loans, commercial real estate loans generally have larger balances and involve a greater degree of risk than one-to-four-family residential mortgage loans and these loans depend on the borrower’s creditworthiness, as well as the feasibility and cash flow potential of the project. Payments on loans secured by nonresidential properties often depend on successful operation and management of the properties. As a result, repayment on such loans may be subject to a greater extent to adverse conditions in the real estate market or economy than owner-occupied residential loans. Consumer lending Our consumer loans include home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured loans. Home equity loans are generally second mortgage loans subordinate only to first mortgages also held by the bank and do not exceed 80% of the estimated value of the property. We do offer home equity loans up to 90% of the estimated value to qualified borrowers and these loans carry a premium interest rate. Loans secured by savings are originated up to 90% of the depositor’s savings account balance and bear interest at a rate higher than the rate paid on the deposit account. Because the deposit account must be pledged as collateral to secure the loan, the inherent risk of this type of loan is minimal. Loans secured by automobiles are made directly to consumers (there are no relationships with dealers) and are based on the value of the vehicle and the borrower’s creditworthiness. Vehicle loans present a higher level of risk because of the natural decline in the value of the property as well as its mobility. Unsecured loans are based entirely on the borrower’s creditworthiness and present the highest level of risk to the bank. Impaired loans The Banks choose the most appropriate method for accounting for impaired loans. For secured loans, which make up the vast majority of the loans in the Banks’ portfolio, this method involves determining the fair value of the collateral, reduced by estimated selling costs. Where appropriate, the Banks would account for impaired loans by determining the present value of expected future cash flows discounted at the loan’s effective interest rate. A loan is considered impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Although most of our loans are secured by collateral, we rely heavily on the capacity of our borrowers to generate sufficient cash flow to service their debt. As a result, our loans do not become collateral-dependent until there is deterioration in the borrower’s cash flow and financial condition, which makes it necessary for us to look to the collateral for our sole source of repayment. Collateral-dependent loans which are more than ninety days delinquent are considered to constitute more than a minimum delay in repayment and are evaluated for impairment under the policy at that time. We utilize updated independent appraisals to determine fair value for collateral-dependent loans, adjusted for estimated selling costs, in determining our specific reserve. In some situations, management does not secure an updated independent appraisal. These situations may involve small loan amounts or loans that, in management’s opinion, have an abnormally low loan-to-value ratio. With respect to the Banks’ investment in troubled debt restructurings, multi-family and nonresidential loans, and the evaluation of impairment thereof, such loans are nonhomogenous and, as such, may be deemed to be collateral-dependent when they become more than 90 days delinquent. We obtain updated independent appraisals in these situations or when we suspect that the previous appraisal may no longer be reflective of the property’s current fair value. This process varies from loan to loan, borrower to borrower, and also varies based on the nature of the collateral. The following table presents the activity in the ACL by portfolio segment for the six months ended December 31, 2024. December 31, 2024: (in thousands) Balance at Provision Loans Recoveries Credit Ending Residential real estate: One-to-four-family $ 1,661 $ (43 ) $ - $ - $ - $ 1,618 Multi-family 100 (2 ) - - - 98 Construction 122 (33 ) - - (2 ) 87 Land 28 4 - - - 32 Farm 4 12 - - - 16 Nonresidential real estate 192 (18 ) - - - 174 Commercial and industrial 3 - - - - 3 Consumer and other: Home equity 14 96 - 1 - 111 Unsecured 3 (1 ) - - - 2 $ 2,127 $ 15 $ - $ 1 (2 ) $ 2,141 The following table presents the activity in the ACL by portfolio segment for the six months ended December 31, 2023, after restatement of beginning balance for adoption of ASC 326: December 31, 2023: (in thousands) Pre-ASC Impact of As Provision Loans Recoveries Credit Losses for Unfunded Ending Residential real estate: One-to-four-family $ 857 $ 740 $ 1,597 $ (1 ) $ (9 ) $ - - $ 1,587 Multi-family 278 (145 ) 133 (3 ) - - - 130 Construction 41 97 138 (11 ) - - (3 ) 124 Land 1 14 15 7 - - - 22 Farm 4 2 6 (1 ) - - - 5 Nonresidential real estate 405 (221 ) 184 14 - - - 198 Commercial and industrial 23 (18 ) 5 1 - - - 6 Consumer and other: Loans on deposits 1 (1 ) - - - - - - Home equity 23 28 51 10 - - (2 ) 59 Automobile - 1 1 (1 ) - - - - Unsecured 1 - 1 - - - - 1 $ 1,634 $ 497 $ 2,131 $ 15 $ (9 ) $ - (5 ) $ 2,132 The following table presents the activity in the ACL by portfolio segment for the three months ended December 31, 2024: December 31, 2024: (in thousands) Balance at September 30, 2024 Provision Loans Recoveries Credit Ending Residential real estate: One-to-four-family $ 1,627 $ (9 ) $ - $ - $ - $ 1,618 Multi-family 97 1 - - - 98 Construction 119 (32 ) - - - 87 Land 27 5 - - - 32 Farm 4 12 - - - 16 Nonresidential real estate 199 (25 ) - - - 174 Commercial and industrial 3 - - - - 3 Consumer and other: Home equity 63 48 - - - 111 Unsecured 2 - - - - 2 $ 2,141 $ - $ - $ - - $ 2,141 The following table presents the activity in the ACL by portfolio segment for the three months ended December 31, 2023: December 31, 2023: (in thousands) Balance at September 30, 2023 Provision Loans Recoveries Credit Ending Residential real estate: One-to-four-family $ 1612 $ (25 ) $ – $ – $ $ 1,587 Multi-family 130 – – – 130 Construction 128 (2 ) – – (2 ) 124 Land 14 8 – – 22 Farm 5 – – – 5 Nonresidential real estate 179 19 – – 198 Commercial nonmortgage 5 1 – – 6 Consumer and other: Home equity 52 8 – – (1 ) 59 Unsecured 1 – – – 1 Totals $ 2,126 $ 9 $ – $ – (3 ) $ 2,132 The following table presents the amortized cost basis of collateral-dependent loans by portfolio class as of December 31, 2024. The recorded investment in loans excludes accrued interest receivable due to immateriality. December 31, 2024: (in thousands) Amortized Cost Ending Loans individually evaluated for impairment: Residential real estate: One-to-four-family $ 1,449 $ – Nonresidential real estate 947 – $ 2,396 $ – Real estate stands as collateral for loans individually evaluated for impairment. The following table presents the amortized cost basis of collateral-dependent loans by portfolio class as of June 30, 2024. The recorded investment in loans excludes accrued interest receivable due to immateriality. June 30, 2024: (in thousands) Amortized Cost Ending Loans individually evaluated for impairment: Residential real estate: One-to-four-family $ 2,674 $ – Nonresidential real estate 1,925 – $ 4,599 $ – The following table presents the recorded investment in nonaccrual and loans past due over 89 days still on accrual by class of loans as of December 31, 2024, and June 30, 2024: December 31, 2024 June 30, 2024 (in thousands) Nonaccrual Loans Nonaccrual Loans Residential real estate: One-to-four-family $ 1,730 $ 175 $ 2,678 $ 221 Nonresidential real estate 947 - 969 - Consumer and other: Unsecured 140 27 - 28 $ 2,817 $ 202 $ 3,647 $ 249 Nonaccrual loans had no related allowance for credit losses based on individual evaluation at December 31, 2024 or June 30, 2024. One-to-four-family loans in process of foreclosure totaled $165,000 and $926,000 at December 31, 2024 and June 30, 2024, respectively. There were no loans modified during the six months ended December 31, 2024 to borrowers experiencing financial difficulties. The following table presents the aging of the principal balance outstanding in past due loans as of December 31, 2024, by class of loans: December 31, 2024: (in thousands) 30-59 Days 60-89 Days 90 Days Total Past Loans Not Total Residential real estate: One-to-four-family $ 4,944 $ 923 $ 307 $ 6,174 $ 249,549 $ 255,723 Multi-family 499 - - 499 15,293 15,792 Construction 291 60 - 351 7,636 7,987 Land - - - - 1,420 1,420 Farm - - - - 3,283 3,283 Nonresidential real estate 2,337 24 267 2,628 29,880 32,508 Commercial and industrial 5 6 - 11 768 779 Consumer and other: Loans on deposits - - - - 824 824 Home equity - - - - 13,194 13,194 Automobile - - - - 102 102 Unsecured 12 27 39 724 763 $ 8,088 $ 1,013 $ 601 $ 9,702 $ 322,673 $ 332,375 The following tables present the aging of the principal balance outstanding in past due loans as of June 30, 2024, by class of loans: June 30, 2024: (in thousands) 30-59 Days 60-89 Days 90 Days Total Past Loans Not Total Residential real estate: One-to-four-family $ 4,517 $ 847 $ 1,080 $ 6,444 $ 249,772 $ 256,216 Multi-family - - - - 15,815 15,815 Construction 1,085 60 - 1,145 12,670 13,815 Land 55 - - 55 909 964 Farm - - - - 1,169 1,169 Nonresidential real estate 840 - - 840 33,468 34,308 Commercial and industrial 4 - - 4 696 700 Consumer and other: Loans on deposits - - - - 819 819 Home equity - - 28 28 10,616 10,644 Automobile - - - - 117 117 Unsecured 14 - 14 571 585 $ 6,515 $ 907 $ 1,108 $ 8,530 $ 326,622 $ 335,152 Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Substandard. Doubtful. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Loans listed that are not rated are included in groups of homogeneous loans and are evaluated for credit quality based on performing status. See the aging of past due loan table above. As of December 31, 2024, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Revolving (in thousands) Term Loans Amortized Cost by Origination Fiscal Year Loans As of December 31, 2024 2025 2024 2023 2022 2021 Prior Cost Basis Total Residential real estate: One-to-four-family Risk Rating: Pass $ 17,520 $ 31,180 $ 48,397 $ 46,599 $ 42,981 $ 64,879 $ - $ 251,556 Special mention - - - - - 112 - 112 Substandard - - - - 80 3,975 - 4,055 Doubtful - - - - - - - - Total $ 17,520 $ 31,180 $ 48,397 $ 46,599 $ 43,061 $ 68,966 $ - $ 255,723 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family Risk Rating: Pass $ 1,194 $ 398 $ 5,959 $ 5,301 $ 1,221 $ 1,719 $ - $ 15,792 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 1,194 $ 398 $ 5,959 $ 5,301 $ 1,221 $ 1,719 $ - $ 15,792 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk Rating: Pass $ 877 $ 4,214 $ 2,575 $ - $ - $ 321 $ - $ 7,987 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 877 $ 4,214 $ 2,575 $ - $ 321 $ - $ - $ 7,987 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Land Risk Rating: Pass $ 561 $ 491 $ 210 $ 53 $ - $ 77 $ - $ 1,392 Special mention - - - - - - - - Substandard - - - - - 28 - 28 Doubtful - - - - - - - - Total $ 561 $ 491 $ 210 $ 53 $ - $ 105 $ - $ 1,420 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Farm Risk Rating: Pass $ 2,242 $ - $ - $ 216 $ - $ 825 $ - $ 3,283 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 2,242 $ - $ - $ 216 $ - $ 825 $ - $ 3,283 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Nonresidential real estate Risk Rating: Pass $ 1,064 $ 7,712 $ 1,422 $ 2,564 $ 3,347 $ 14,868 $ - $ 30,977 Special mention - - - - - 584 - 584 Substandard - - 745 - - 202 - 947 Doubtful - - - - - - - - Total $ 1,064 $ 7,712 $ 2,167 $ 2,564 $ 3,347 $ 15,654 $ - $ 32,508 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Risk Rating: Pass $ 335 $ 304 $ 139 $ - $ - $ 1 $ - $ 779 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 335 $ 304 $ 139 $ - $ - $ 1 $ - $ 779 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Share Loans Risk Rating: Pass $ 132 $ 72 $ 90 $ - $ 6 $ 524 $ - $ 824 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 132 $ 72 $ 90 $ - $ 6 $ 524 $ - $ 824 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Risk Rating: Pass $ - $ - $ - $ - $ - $ - $ 13,194 $ 13,194 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 13,194 $ 13,194 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Auto Risk Rating: Pass $ 9 $ 59 $ 3 $ 24 $ 2 $ 5 $ - $ 102 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 9 $ 59 $ 3 $ 24 $ 2 $ 5 $ - $ 102 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Unsecured Risk Rating: Pass $ 121 $ 152 $ 21 $ 20 $ - $ 309 $ - $ 623 Special mention - - - - - - - - Substandard 140 - - - - - - 140 Doubtful - - - - - - - - Total $ 261 $ 152 $ 21 $ 20 $ - $ 309 $ - $ 763 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - As of June 30, 2024, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Revolving (in thousands) Term Loans Amortized Cost by Origination Fiscal Year Loans As of June 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis Total Residential real estate: One-to-four-family Risk Rating: Pass $ 29,792 $ 50,814 $ 47,346 $ 42,943 $ 26,794 $ 52,796 $ - $ 250,485 Special mention - - - - - 667 - 667 Substandard - - - 81 110 4,873 - 5,064 Doubtful - - - - - - - - Total $ 29,792 $ 50,814 $ 47,346 $ 43,024 $ 26,904 $ 58,336 $ - $ 256,216 Current period gross charge offs $ - $ - $ - $ - $ - $ 16 $ - $ 16 Multi-family Risk Rating: Pass $ 400 $ 6,076 $ 5,907 $ 1,239 $ - $ 2,193 $ - $ 15,815 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 400 $ 6,076 $ 5,907 $ 1,239 $ - $ 2,193 $ - $ 15,815 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk Rating: Pass $ 8,230 $ 5,562 $ 23 $ - $ - $ - $ - $ 13,815 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 8,230 $ 5,562 $ 23 $ - $ - $ - $ - $ 13,815 Current period gross charge offs $ - $ 6 $ - $ - $ - $ - $ - $ 6 Land Risk Rating: Pass $ 401 $ 252 $ 213 $ - $ - $ 70 $ - $ 936 Special mention - - - - - - - - Substandard - - - - - 28 - - Doubtful - - - - - - - - Total $ 401 $ 252 $ 213 $ - $ - $ 98 $ - $ 964 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Farm Risk Rating: Pass $ - $ - $ 221 $ - $ - $ 948 $ - $ 1,169 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ - $ - $ 221 $ - $ - $ 948 $ - $ 1,169 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Nonresidential real estate Risk Rating: Pass $ 7,828 $ 1,561 $ 3,099 $ 3,406 $ 5,711 $ 10,648 $ - $ 32,253 Special mention - - - - - 130 - 130 Substandard - 1,017 - - - 908 - 1,925 Doubtful - - - - - - - - Total $ 7,828 $ 2,578 $ 3,099 $ 3,406 $ 5,711 $ 11,686 $ - $ 34,308 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Risk Rating: Pass $ 482 $ 214 $ - $ 4 $ - $ - $ - $ 700 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 482 $ 214 $ - $ 4 $ - $ - $ - $ 700 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Share Loans Risk Rating: Pass $ 116 $ 113 $ 20 $ 15 $ 176 $ 379 $ - $ 819 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 116 $ 113 $ 20 $ 15 $ 176 $ 379 $ - $ 819 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Risk Rating: Pass $ - $ - $ - $ - $ - $ - $ 10,490 $ 10,490 Special mention - - - - - - - - Substandard - - - - - - 154 154 Doubtful - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 10,644 $ 10,644 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Auto Risk Rating: Pass $ 68 $ 9 $ 30 $ 3 $ 2 $ 5 $ - $ 117 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 68 $ 9 $ 30 $ 3 $ 2 $ 5 $ - $ 117 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Unsecured Risk Rating: Pass $ 285 $ 34 $ 24 $ 174 $ 13 $ 55 $ - $ 585 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 285 $ 34 $ 24 $ 174 $ 13 $ 55 $ - $ 585 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - At December 31, 2024, the risk category of loans by class of loans was as follows: (in thousands) Pass Special Substandard Doubtful Residential real estate: One-to-four-family $ 251,556 $ 112 $ 4,055 $ - Multi-family 15,792 - - - Construction 7,987 - - - Land 1,392 - 28 - Farm 3,283 - - - Nonresidential real estate 30,977 584 947 - Commercial and industrial 779 - - - Consumer and other: Loans on deposits 824 - - - Home equity 13,194 - - - Automobile 102 - - - Unsecured 623 - 140 - $ 326,509 $ 696 $ 5,170 $ - At June 30, 2024, the risk category of loans by class of loans was as follows: (in thousands) Pass Special Substandard Doubtful Residential real estate: One-to-four-family $ 250,485 $ 667 $ 5,064 $ - Multi-family 15,815 - - - Construction 13,815 - - - Land 936 - 28 - Farm 1,169 - - - Nonresidential real estate 32,253 130 1,925 - Commercial and industrial 700 - - - Consumer and other: Loans on deposits 819 - - - Home equity 10,490 - 154 - Automobile 117 - - - Unsecured 585 - - - $ 327,184 $ 797 $ 7,171 $ - Purchased Credit Impaired Loans: The Company purchased loans during fiscal year 2013 for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans, net of a purchase credit discount of $25,000 and $25,000 at December 31, 2024 and June 30, 2024, respectively, is as follows: (in thousands) December 31, June 30, One-to-four-family residential real estate $ 138 $ 175 Accretable yield, or income expected to be collected, is as follows: (in thousands) Six months Twelve months Balance at beginning of period $ 260 $ 294 Accretion of income (17 ) (34 ) Balance at end of period $ 243 $ 260 For those purchased loans disclosed above, the Company made no increase in allowance for credit losses for the year ended June 30, 2024, or for the six-month period ended December 31, 2024. Neither were any allowance for credit losses reversed during those periods.

Disclosures About Fair Value of

Disclosures About Fair Value of Assets and Liabilities	6 Months Ended
	Dec. 31, 2024
Disclosures About Fair Value of Assets and Liabilities [Abstract]
Disclosures About Fair Value of Assets and Liabilities	Note 5. Disclosures About Fair Value of Assets and Liabilities ASC topic 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants (exit price) at the measurement date. ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes six levels of inputs that may be used to measure fair value: Level 1 Level 2 Level 3 Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy. Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics. Level 2 securities include agency mortgage-backed securities and agency bonds. Financial assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using (in thousands) Fair Value Quoted Prices Significant Significant December 31, 2024 Agency mortgage-backed: residential $ 8,628 $ – $ 8,628 $ – June 30, 2024 Agency mortgage-backed: residential $ 9,648 $ – $ 9,648 $ – There were no assets or liabilities which were measured at fair value on a nonrecurring basis at December 31, 2024, and June 30, 2024. The following is a disclosure of the fair value of financial instruments, both assets and liabilities, whether or not recognized in the consolidated balance sheet, for which it is practicable to estimate that value. For financial instruments where quoted market prices are not available, fair values are based on estimates using present value and other valuation methods. The methods used are greatly affected by the assumptions applied, including the discount rate and estimates of future cash flows. Therefore, the fair values presented may not represent amounts that could be realized in an exchange for certain financial instruments. Based on the foregoing methods and assumptions, the carrying value and fair value of the Company’s financial instruments at December 31, 2024 and June 30, 2024 are as follows: Fair Value Measurements at Carrying December 31, 2024 Using (in thousands) Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 20,976 $ 20,976 $ 20,976 Available-for-sale securities 8,628 $ 8,628 8,628 Held-to-maturity securities 190 180 180 Loans receivable – net 330,234 $ 317,845 317,845 Federal Home Loan Bank stock 4,439 n/a Accrued interest receivable 1,264 1,264 1,264 Financial liabilities Deposits $ 263,055 $ 76,135 $ 187,110 263,245 Federal Home Loan Bank advances 61,792 61,753 61,753 Advances by borrowers for taxes and insurance 206 206 206 Accrued interest payable 478 478 478 Fair Value Measurements at Carrying June 30, 2024 Using (in thousands) Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 18,287 $ 18,287 $ 18,287 Available-for-sale securities 9,648 $ 9,648 9,648 Held-to-maturity securities 213 203 203 Loans receivable - net 333,025 $ 318,867 318,867 Federal Home Loan Bank stock 4,230 n/a Accrued interest receivable 1,169 1,169 1,169 Financial liabilities Deposits $ 256,139 $ 79,567 $ 176,272 $ 255,839 Federal Home Loan Bank advances 68,988 68,122 68,122 Advances by borrowers for taxes and insurance 909 909 909 Accrued interest payable 176 176 176

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Dec. 31, 2024
Other Comprehensive Income (Loss) [Abstract]
Other Comprehensive Income (Loss)	Note 6. Other Comprehensive Income (Loss) The Company’s other comprehensive income (loss) is comprised solely of unrealized gains and losses on available-for-sale securities. The following is a summary of the accumulated other comprehensive income balances, net of tax: (in thousands) Six months Three months Balance at beginning of period $ (336 ) $ (95 ) Current period change 60 (181 ) Balance at end of period $ (276 ) $ (276 ) Other comprehensive income (loss) components and related tax effects for the periods indicated were as follows: Six months ended Three months ended December 31, December 31, (in thousands) 2024 2023 2024 2023 Unrealized holding gains (losses) on available-for-sale securities $ 80 $ 124 $ (241 ) $ 308 Tax effect (20 ) (31 ) 60 (77 ) $ 60 $ 93 $ (181 ) $ 231

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 13	$ (361)	$ (2)	$ (536)

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	6 Months Ended
	Dec. 31, 2024
Basis of Presentation [Abstract]
Principles of Consolidation	Principles of Consolidation
Critical Accounting Policies and Estimates	Critical Accounting Policies and Estimates Investments – Investments – Debt Securities, Loans – Allowance for Credit Losses – We maintain an allowance for credit losses (“ACL”) at a level that is appropriate to cover estimated credit losses on individually evaluated loans, as well as estimated credit losses inherent in the estimated life of the loan portfolio. Credit losses are charged to and recoveries are credited to the ACL. Loans with similar risk characteristics are evaluated on a collective basis within homogeneous loan pools under ASC 326. Our homogeneous loan pools are primarily determined by loan purpose and collateral type. Pools include residential real estate (composed of one-to-four-family, multi-family, and construction), land, farm, nonresidential real estate, commercial and industrial, and consumer loans (composed of Loans on deposit, home equity, automobile, and unsecured). Credits that are nonaccrual status are subject to individual evaluation. Historical loss rates for loans are adjusted for significant factors that, in management’s judgment, reflect the impact of any current conditions on loss recognition. Qualitative factors used to derive our ACL include delinquency trends, current economic conditions and trends, strength of supervision and administration of the loan portfolio, levels of underperforming loans, trends in loan losses and underwriting exceptions. Reasonable and supportable economic forecasts that may offset collectibility are also included as factors in our ACL model. Management continually reevaluates the other subjective factors included in its ACL analysis. Income Taxes –
New Accounting Standards	New Accounting Standards FASB ASC 326 - The Company will now use forward-looking information to enhance its credit loss estimates. The amendment requires enhanced disclosures to aid investors and other users of financial statements to better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of our portfolio. The largest impact to the Company was on its allowance for loan and lease losses, although the ASU also amends the accounting for credit losses on available-for-sale debt securities, held-to-maturity securities, and purchased financial assets with credit deterioration. ASU 2016-13 was applied through a cumulative effect adjustment to retained earnings (modified-retrospective approach). In addition, ASC 326 made changes to the accounting for available-for-sale (“AFS”) debt securities. One such change requires credit losses to be presented as an allowance rather than as a write-down on AFS securities. Management does not intend to sell or believes that it is more likely than not that they will be required to sell. We adopted ASC 326 effective July 1, 2023, using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet (“OBS”) credit exposures. Upon adoption of the ASU we recorded an increase in the allowance for credit loss (“ACL”) for loans which represented a $497,000 increase from the Allowance for Loan Losses (“ALLL”) at June 30, 2023. This transaction further resulted in an increase of $54,000 to the ACL for unfunded commitments, a decrease of $414,000 to retained earnings and a deferred tax asset of $137,000 at July 1, 2023. A liability of $57,000 is in place at December 31, 2024 to account for off-balance sheet unfunded commitments compared to $58,000 at December 31, 2023. Management considers contractual commitments, most of which are commitments to complete construction projects or the balance of unfunded lines of credit. These totaled approximately $24.2 million at December 31, 2024 and $24.6 million at December 31, 2023. To calculate the liability, management applied a loss criteria similar to that used for funded loans to calculate the ACL. The following table illustrates the impact of ASC 326 at July 1, 2023: As Reported Pre-ASC Impact of Under 326 ASC 326 (Dollars in thousands) ASC 326 Adoption Adoption Assets: Loans Residential real estate: One-to-four-family $ 1,597 $ 857 $ 740 Multi-family 133 278 (145 ) Construction 138 41 97 Land 15 1 14 Farm 6 4 2 Nonresidential real estate 184 405 (221 ) Commercial and industrial 5 23 (18 ) Consumer and other: - Loans on deposits - 1 (1 ) Home equity 51 23 28 Automobile 1 - 1 Unsecured 1 1 - Allowance for credit losses on loans $ 2,131 1,634 497 Liabilities: Allowance for credit losses on unfunded credit exposures $ 54 - 54 ASU 2019-05, Financial Instruments-Credit Losses, Targeted Transition Relief, allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20, if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. ASU 2019-05 has the same effective date as ASU 2016-13. We adopted ASU 2019-05 on July 1, 2023, and did not elect the fair value option on any financial instruments. ASU No. 2022-02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures, eliminates the accounting guidance for troubled debt restructurings (“TDRs”) by creditors in Subtopic 310-40, Receivables-Troubled Debt Restructurings by Creditors, for entities that have adopted the current expected credit loss model introduced by ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. ASU 2022-02 also requires disclosure by public business entities of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost. The Company adopted the standard on July 1, 2023. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Basis of Presentation (Tables)

Basis of Presentation (Tables)	6 Months Ended
	Dec. 31, 2024
Basis of Presentation [Abstract]
Schedule of Illustrates the Impact	The following table illustrates the impact of ASC 326 at July 1, 2023: As Reported Pre-ASC Impact of Under 326 ASC 326 (Dollars in thousands) ASC 326 Adoption Adoption Assets: Loans Residential real estate: One-to-four-family $ 1,597 $ 857 $ 740 Multi-family 133 278 (145 ) Construction 138 41 97 Land 15 1 14 Farm 6 4 2 Nonresidential real estate 184 405 (221 ) Commercial and industrial 5 23 (18 ) Consumer and other: - Loans on deposits - 1 (1 ) Home equity 51 23 28 Automobile 1 - 1 Unsecured 1 1 - Allowance for credit losses on loans $ 2,131 1,634 497 Liabilities: Allowance for credit losses on unfunded credit exposures $ 54 - 54

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Dec. 31, 2024
Earnings Per Share [Abstract]
Schedule of Basic and Diluted Earnings Per Share	The factors used in the basic and diluted earnings per share computations follow: Six months ended Three months ended 2024 2023 2024 2023 Net income (loss) allocated to common shareholders, basic and diluted $ (2 ) $ (536 ) $ 13 $ (361 ) Earnings (loss) per share, basic and diluted $ (0.00 ) $ (0.07 ) $ 0.00 $ (0.05 ) Weighted average common shares outstanding, basic and diluted 8,098,715 8,098,715 8,098,715 8,098,715

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Dec. 31, 2024
Investment Securities [Abstract]
Schedule of Amortized Cost and Fair Value of Securities Available-for-Sale and Securities Held-to-Maturity	The following table summarizes the amortized cost and fair value of securities available-for-sale and securities held-to-maturity at December 31, 2024 and June 30, 2024, the corresponding amounts of gross unrealized gains recognized in accumulated other comprehensive income and gross unrecognized gains and losses: December 31, 2024 (in thousands) Amortized Gross Gross Estimated Available-for-sale Securities Agency mortgage-backed: residential $ 8,996 $ 1 $ 369 $ 8,628 Held-to-maturity Securities Agency mortgage-backed: residential $ 190 $ - $ 10 $ 180 June 30, 2024 (in thousands) Amortized Gross Gross Estimated Available-for-sale Securities Agency mortgage-backed: residential $ 10,096 $ - $ 448 $ 9,648 Held-to-maturity Securities Agency mortgage-backed: residential $ 213 $ - $ 10 $ 203 Available-for-Sale (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ 1,153 $ 32 $ 1,121 12 Months or More Agency mortgage-backed securities 7,833 337 7,496 Total $ 8,986 $ 369 $ 8,617 Held to Maturity (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ 65 $ 1 $ 64 12 Months or More Agency mortgage-backed securities 125 9 116 Total $ 190 $ 10 $ 180 Available-for-Sale (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ 12,649 $ 569 $ 12,080 12 Months or More Agency mortgage-backed securities - - - Total $ 12,649 $ 569 $ 12,080 Held to Maturity (in thousands) Amortized Gross Fair Value Less Than 12 Months Agency mortgage-backed securities $ - $ - $ - 12 Months or More Agency mortgage-backed securities 274 15 259 Total $ 274 $ 15 $ 259

Loans Receivable (Tables)

Loans Receivable (Tables)	6 Months Ended
	Dec. 31, 2024
Loans Receivable [Abstract]
Schedule of Loan Portfolio	The composition of the loan portfolio was as follows: December 31, June 30, (in thousands) 2024 2024 Residential real estate: One-to-four-family $ 255,723 $ 256,216 Multi-family 15,792 15,815 Construction 7,987 13,815 Land 1,420 964 Farm 3,283 1,169 Nonresidential real estate 32,508 34,308 Commercial and industrial 779 700 Consumer and other: Loans on deposits 824 819 Home equity 13,194 10,644 Automobile 102 117 Unsecured 763 585 332,375 335,152 Allowance for credit losses (2,141 ) (2,127 ) $ 330,234 $ 333,025
Schedule of ACL by Portfolio Segment	The following table presents the activity in the ACL by portfolio segment for the six months ended December 31, 2024. (in thousands) Balance at Provision Loans Recoveries Credit Ending Residential real estate: One-to-four-family $ 1,661 $ (43 ) $ - $ - $ - $ 1,618 Multi-family 100 (2 ) - - - 98 Construction 122 (33 ) - - (2 ) 87 Land 28 4 - - - 32 Farm 4 12 - - - 16 Nonresidential real estate 192 (18 ) - - - 174 Commercial and industrial 3 - - - - 3 Consumer and other: Home equity 14 96 - 1 - 111 Unsecured 3 (1 ) - - - 2 $ 2,127 $ 15 $ - $ 1 (2 ) $ 2,141 The following table presents the activity in the ACL by portfolio segment for the six months ended December 31, 2023, after restatement of beginning balance for adoption of ASC 326: (in thousands) Pre-ASC Impact of As Provision Loans Recoveries Credit Losses for Unfunded Ending Residential real estate: One-to-four-family $ 857 $ 740 $ 1,597 $ (1 ) $ (9 ) $ - - $ 1,587 Multi-family 278 (145 ) 133 (3 ) - - - 130 Construction 41 97 138 (11 ) - - (3 ) 124 Land 1 14 15 7 - - - 22 Farm 4 2 6 (1 ) - - - 5 Nonresidential real estate 405 (221 ) 184 14 - - - 198 Commercial and industrial 23 (18 ) 5 1 - - - 6 Consumer and other: Loans on deposits 1 (1 ) - - - - - - Home equity 23 28 51 10 - - (2 ) 59 Automobile - 1 1 (1 ) - - - - Unsecured 1 - 1 - - - - 1 $ 1,634 $ 497 $ 2,131 $ 15 $ (9 ) $ - (5 ) $ 2,132 (in thousands) Balance at September 30, 2024 Provision Loans Recoveries Credit Ending Residential real estate: One-to-four-family $ 1,627 $ (9 ) $ - $ - $ - $ 1,618 Multi-family 97 1 - - - 98 Construction 119 (32 ) - - - 87 Land 27 5 - - - 32 Farm 4 12 - - - 16 Nonresidential real estate 199 (25 ) - - - 174 Commercial and industrial 3 - - - - 3 Consumer and other: Home equity 63 48 - - - 111 Unsecured 2 - - - - 2 $ 2,141 $ - $ - $ - - $ 2,141 (in thousands) Balance at September 30, 2023 Provision Loans Recoveries Credit Ending Residential real estate: One-to-four-family $ 1612 $ (25 ) $ – $ – $ $ 1,587 Multi-family 130 – – – 130 Construction 128 (2 ) – – (2 ) 124 Land 14 8 – – 22 Farm 5 – – – 5 Nonresidential real estate 179 19 – – 198 Commercial nonmortgage 5 1 – – 6 Consumer and other: Home equity 52 8 – – (1 ) 59 Unsecured 1 – – – 1 Totals $ 2,126 $ 9 $ – $ – (3 ) $ 2,132
Schedule of Amortized Cost Basis of Collateral-Dependent Loans	The following table presents the amortized cost basis of collateral-dependent loans by portfolio class as of December 31, 2024. The recorded investment in loans excludes accrued interest receivable due to immateriality. (in thousands) Amortized Cost Ending Loans individually evaluated for impairment: Residential real estate: One-to-four-family $ 1,449 $ – Nonresidential real estate 947 – $ 2,396 $ – The following table presents the amortized cost basis of collateral-dependent loans by portfolio class as of June 30, 2024. The recorded investment in loans excludes accrued interest receivable due to immateriality. (in thousands) Amortized Cost Ending Loans individually evaluated for impairment: Residential real estate: One-to-four-family $ 2,674 $ – Nonresidential real estate 1,925 – $ 4,599 $ –
Schedule of Recorded Investment in Nonaccrual and Loans	The following table presents the recorded investment in nonaccrual and loans past due over 89 days still on accrual by class of loans as of December 31, 2024, and June 30, 2024: December 31, 2024 June 30, 2024 (in thousands) Nonaccrual Loans Nonaccrual Loans Residential real estate: One-to-four-family $ 1,730 $ 175 $ 2,678 $ 221 Nonresidential real estate 947 - 969 - Consumer and other: Unsecured 140 27 - 28 $ 2,817 $ 202 $ 3,647 $ 249
Schedule of Principal Balance Outstanding in Past Due Loans	The following table presents the aging of the principal balance outstanding in past due loans as of December 31, 2024, by class of loans: (in thousands) 30-59 Days 60-89 Days 90 Days Total Past Loans Not Total Residential real estate: One-to-four-family $ 4,944 $ 923 $ 307 $ 6,174 $ 249,549 $ 255,723 Multi-family 499 - - 499 15,293 15,792 Construction 291 60 - 351 7,636 7,987 Land - - - - 1,420 1,420 Farm - - - - 3,283 3,283 Nonresidential real estate 2,337 24 267 2,628 29,880 32,508 Commercial and industrial 5 6 - 11 768 779 Consumer and other: Loans on deposits - - - - 824 824 Home equity - - - - 13,194 13,194 Automobile - - - - 102 102 Unsecured 12 27 39 724 763 $ 8,088 $ 1,013 $ 601 $ 9,702 $ 322,673 $ 332,375 The following tables present the aging of the principal balance outstanding in past due loans as of June 30, 2024, by class of loans: (in thousands) 30-59 Days 60-89 Days 90 Days Total Past Loans Not Total Residential real estate: One-to-four-family $ 4,517 $ 847 $ 1,080 $ 6,444 $ 249,772 $ 256,216 Multi-family - - - - 15,815 15,815 Construction 1,085 60 - 1,145 12,670 13,815 Land 55 - - 55 909 964 Farm - - - - 1,169 1,169 Nonresidential real estate 840 - - 840 33,468 34,308 Commercial and industrial 4 - - 4 696 700 Consumer and other: Loans on deposits - - - - 819 819 Home equity - - 28 28 10,616 10,644 Automobile - - - - 117 117 Unsecured 14 - 14 571 585 $ 6,515 $ 907 $ 1,108 $ 8,530 $ 326,622 $ 335,152 At December 31, 2024, the risk category of loans by class of loans was as follows: (in thousands) Pass Special Substandard Doubtful Residential real estate: One-to-four-family $ 251,556 $ 112 $ 4,055 $ - Multi-family 15,792 - - - Construction 7,987 - - - Land 1,392 - 28 - Farm 3,283 - - - Nonresidential real estate 30,977 584 947 - Commercial and industrial 779 - - - Consumer and other: Loans on deposits 824 - - - Home equity 13,194 - - - Automobile 102 - - - Unsecured 623 - 140 - $ 326,509 $ 696 $ 5,170 $ - At June 30, 2024, the risk category of loans by class of loans was as follows: (in thousands) Pass Special Substandard Doubtful Residential real estate: One-to-four-family $ 250,485 $ 667 $ 5,064 $ - Multi-family 15,815 - - - Construction 13,815 - - - Land 936 - 28 - Farm 1,169 - - - Nonresidential real estate 32,253 130 1,925 - Commercial and industrial 700 - - - Consumer and other: Loans on deposits 819 - - - Home equity 10,490 - 154 - Automobile 117 - - - Unsecured 585 - - - $ 327,184 $ 797 $ 7,171 $ -
Schedule of Analysis Performed, the Risk Category of Loans by Class of Loans	As of December 31, 2024, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Revolving (in thousands) Term Loans Amortized Cost by Origination Fiscal Year Loans As of December 31, 2024 2025 2024 2023 2022 2021 Prior Cost Basis Total Residential real estate: One-to-four-family Risk Rating: Pass $ 17,520 $ 31,180 $ 48,397 $ 46,599 $ 42,981 $ 64,879 $ - $ 251,556 Special mention - - - - - 112 - 112 Substandard - - - - 80 3,975 - 4,055 Doubtful - - - - - - - - Total $ 17,520 $ 31,180 $ 48,397 $ 46,599 $ 43,061 $ 68,966 $ - $ 255,723 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family Risk Rating: Pass $ 1,194 $ 398 $ 5,959 $ 5,301 $ 1,221 $ 1,719 $ - $ 15,792 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 1,194 $ 398 $ 5,959 $ 5,301 $ 1,221 $ 1,719 $ - $ 15,792 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk Rating: Pass $ 877 $ 4,214 $ 2,575 $ - $ - $ 321 $ - $ 7,987 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 877 $ 4,214 $ 2,575 $ - $ 321 $ - $ - $ 7,987 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Land Risk Rating: Pass $ 561 $ 491 $ 210 $ 53 $ - $ 77 $ - $ 1,392 Special mention - - - - - - - - Substandard - - - - - 28 - 28 Doubtful - - - - - - - - Total $ 561 $ 491 $ 210 $ 53 $ - $ 105 $ - $ 1,420 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Farm Risk Rating: Pass $ 2,242 $ - $ - $ 216 $ - $ 825 $ - $ 3,283 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 2,242 $ - $ - $ 216 $ - $ 825 $ - $ 3,283 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Nonresidential real estate Risk Rating: Pass $ 1,064 $ 7,712 $ 1,422 $ 2,564 $ 3,347 $ 14,868 $ - $ 30,977 Special mention - - - - - 584 - 584 Substandard - - 745 - - 202 - 947 Doubtful - - - - - - - - Total $ 1,064 $ 7,712 $ 2,167 $ 2,564 $ 3,347 $ 15,654 $ - $ 32,508 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Risk Rating: Pass $ 335 $ 304 $ 139 $ - $ - $ 1 $ - $ 779 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 335 $ 304 $ 139 $ - $ - $ 1 $ - $ 779 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Share Loans Risk Rating: Pass $ 132 $ 72 $ 90 $ - $ 6 $ 524 $ - $ 824 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 132 $ 72 $ 90 $ - $ 6 $ 524 $ - $ 824 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Risk Rating: Pass $ - $ - $ - $ - $ - $ - $ 13,194 $ 13,194 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 13,194 $ 13,194 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Auto Risk Rating: Pass $ 9 $ 59 $ 3 $ 24 $ 2 $ 5 $ - $ 102 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 9 $ 59 $ 3 $ 24 $ 2 $ 5 $ - $ 102 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Unsecured Risk Rating: Pass $ 121 $ 152 $ 21 $ 20 $ - $ 309 $ - $ 623 Special mention - - - - - - - - Substandard 140 - - - - - - 140 Doubtful - - - - - - - - Total $ 261 $ 152 $ 21 $ 20 $ - $ 309 $ - $ 763 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - As of June 30, 2024, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Revolving (in thousands) Term Loans Amortized Cost by Origination Fiscal Year Loans As of June 30, 2024 2024 2023 2022 2021 2020 Prior Cost Basis Total Residential real estate: One-to-four-family Risk Rating: Pass $ 29,792 $ 50,814 $ 47,346 $ 42,943 $ 26,794 $ 52,796 $ - $ 250,485 Special mention - - - - - 667 - 667 Substandard - - - 81 110 4,873 - 5,064 Doubtful - - - - - - - - Total $ 29,792 $ 50,814 $ 47,346 $ 43,024 $ 26,904 $ 58,336 $ - $ 256,216 Current period gross charge offs $ - $ - $ - $ - $ - $ 16 $ - $ 16 Multi-family Risk Rating: Pass $ 400 $ 6,076 $ 5,907 $ 1,239 $ - $ 2,193 $ - $ 15,815 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 400 $ 6,076 $ 5,907 $ 1,239 $ - $ 2,193 $ - $ 15,815 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk Rating: Pass $ 8,230 $ 5,562 $ 23 $ - $ - $ - $ - $ 13,815 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 8,230 $ 5,562 $ 23 $ - $ - $ - $ - $ 13,815 Current period gross charge offs $ - $ 6 $ - $ - $ - $ - $ - $ 6 Land Risk Rating: Pass $ 401 $ 252 $ 213 $ - $ - $ 70 $ - $ 936 Special mention - - - - - - - - Substandard - - - - - 28 - - Doubtful - - - - - - - - Total $ 401 $ 252 $ 213 $ - $ - $ 98 $ - $ 964 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Farm Risk Rating: Pass $ - $ - $ 221 $ - $ - $ 948 $ - $ 1,169 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ - $ - $ 221 $ - $ - $ 948 $ - $ 1,169 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Nonresidential real estate Risk Rating: Pass $ 7,828 $ 1,561 $ 3,099 $ 3,406 $ 5,711 $ 10,648 $ - $ 32,253 Special mention - - - - - 130 - 130 Substandard - 1,017 - - - 908 - 1,925 Doubtful - - - - - - - - Total $ 7,828 $ 2,578 $ 3,099 $ 3,406 $ 5,711 $ 11,686 $ - $ 34,308 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Risk Rating: Pass $ 482 $ 214 $ - $ 4 $ - $ - $ - $ 700 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 482 $ 214 $ - $ 4 $ - $ - $ - $ 700 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Share Loans Risk Rating: Pass $ 116 $ 113 $ 20 $ 15 $ 176 $ 379 $ - $ 819 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 116 $ 113 $ 20 $ 15 $ 176 $ 379 $ - $ 819 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home Equity Risk Rating: Pass $ - $ - $ - $ - $ - $ - $ 10,490 $ 10,490 Special mention - - - - - - - - Substandard - - - - - - 154 154 Doubtful - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 10,644 $ 10,644 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Auto Risk Rating: Pass $ 68 $ 9 $ 30 $ 3 $ 2 $ 5 $ - $ 117 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 68 $ 9 $ 30 $ 3 $ 2 $ 5 $ - $ 117 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Unsecured Risk Rating: Pass $ 285 $ 34 $ 24 $ 174 $ 13 $ 55 $ - $ 585 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total $ 285 $ 34 $ 24 $ 174 $ 13 $ 55 $ - $ 585 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ -
Schedule of Purchased Loans	The carrying amount of those loans, net of a purchase credit discount of $25,000 and $25,000 at December 31, 2024 and June 30, 2024, respectively, is as follows: (in thousands) December 31, June 30, One-to-four-family residential real estate $ 138 $ 175
Schedule of Accretable Yield, or Income Expected to be Collected	Accretable yield, or income expected to be collected, is as follows: (in thousands) Six months Twelve months Balance at beginning of period $ 260 $ 294 Accretion of income (17 ) (34 ) Balance at end of period $ 243 $ 260

Disclosures About Fair Value _2

Disclosures About Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Dec. 31, 2024
Disclosures About Fair Value of Assets and Liabilities [Abstract]
Schedule of Financial Assets Measured at Fair Value on a Recurring Basis	Financial assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using (in thousands) Fair Value Quoted Prices Significant Significant December 31, 2024 Agency mortgage-backed: residential $ 8,628 $ – $ 8,628 $ – June 30, 2024 Agency mortgage-backed: residential $ 9,648 $ – $ 9,648 $ –
Schedule of Carrying Value and Fair Value of the Company’s Financial Instruments	Based on the foregoing methods and assumptions, the carrying value and fair value of the Company’s financial instruments at December 31, 2024 and June 30, 2024 are as follows: Fair Value Measurements at Carrying December 31, 2024 Using (in thousands) Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 20,976 $ 20,976 $ 20,976 Available-for-sale securities 8,628 $ 8,628 8,628 Held-to-maturity securities 190 180 180 Loans receivable – net 330,234 $ 317,845 317,845 Federal Home Loan Bank stock 4,439 n/a Accrued interest receivable 1,264 1,264 1,264 Financial liabilities Deposits $ 263,055 $ 76,135 $ 187,110 263,245 Federal Home Loan Bank advances 61,792 61,753 61,753 Advances by borrowers for taxes and insurance 206 206 206 Accrued interest payable 478 478 478 Fair Value Measurements at Carrying June 30, 2024 Using (in thousands) Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 18,287 $ 18,287 $ 18,287 Available-for-sale securities 9,648 $ 9,648 9,648 Held-to-maturity securities 213 203 203 Loans receivable - net 333,025 $ 318,867 318,867 Federal Home Loan Bank stock 4,230 n/a Accrued interest receivable 1,169 1,169 1,169 Financial liabilities Deposits $ 256,139 $ 79,567 $ 176,272 $ 255,839 Federal Home Loan Bank advances 68,988 68,122 68,122 Advances by borrowers for taxes and insurance 909 909 909 Accrued interest payable 176 176 176

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Dec. 31, 2024
Other Comprehensive Income (Loss) [Abstract]
Schedule of Accumulated Other Comprehensive Income Balances, Net of Tax	The Company’s other comprehensive income (loss) is comprised solely of unrealized gains and losses on available-for-sale securities. The following is a summary of the accumulated other comprehensive income balances, net of tax: (in thousands) Six months Three months Balance at beginning of period $ (336 ) $ (95 ) Current period change 60 (181 ) Balance at end of period $ (276 ) $ (276 )
Schedule of Other Comprehensive Income (Loss) Components and Related Tax Effects	Other comprehensive income (loss) components and related tax effects for the periods indicated were as follows: Six months ended Three months ended December 31, December 31, (in thousands) 2024 2023 2024 2023 Unrealized holding gains (losses) on available-for-sale securities $ 80 $ 124 $ (241 ) $ 308 Tax effect (20 ) (31 ) 60 (77 ) $ 60 $ 93 $ (181 ) $ 231

Basis of Presentation (Details)

Basis of Presentation (Details) - USD ($)	Jul. 01, 2023	Jun. 30, 2023	Dec. 31, 2024	Dec. 31, 2023
Basis of Presentation [Line Items]
Increase in the allowance for credit loss	$ 54,000	$ 497,000
Decrease of retained earnings	414,000
Deferred tax asset	$ 137,000
Unfunded commitments			$ 57,000
Total unfunded lines of credit			$ 24,200,000	$ 24,600,000
Construction Projects [Member]
Basis of Presentation [Line Items]
Unfunded commitments				$ 58,000

Basis of Presentation - Schedul

Basis of Presentation - Schedule of Illustrates the Impact (Details) $ in Thousands	Jul. 01, 2023 USD ($)
One- to four-family [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	$ 1,597
One- to four-family [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	857
One- to four-family [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	740
Multi-family [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	133
Multi-family [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	278
Multi-family [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	(145)
Construction [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	138
Construction [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	41
Construction [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	97
Land [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	15
Land [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	1
Land [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	14
Farm [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	6
Farm [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	4
Farm [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	2
Nonresidential real estate [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	184
Nonresidential real estate [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	405
Nonresidential real estate [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	(221)
Commercial and industrial [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	5
Commercial and industrial [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	23
Commercial and industrial [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	(18)
Loans on deposits [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets
Loans on deposits [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	1
Loans on deposits [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	(1)
Home equity [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	51
Home equity [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	23
Home equity [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	28
Automobile [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	1
Automobile [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets
Automobile [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	1
Unsecured [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	1
Unsecured [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	1
Unsecured [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets
Allowance for credit losses on loans [Member] | As Reported Under ASC 326 [Member]
Residential real estate:
Assets	2,131
Allowance for credit losses on loans [Member] | Pre-ASC 326 Adoption [Member]
Residential real estate:
Assets	1,634
Allowance for credit losses on loans [Member] | Impact of ASC 326 Adoption [Member]
Residential real estate:
Assets	497
Allowance for credit losses on unfunded credit exposures [Member] | As Reported Under ASC 326 [Member]
Liabilities:
Allowance for credit losses on unfunded credit exposures	54
Allowance for credit losses on unfunded credit exposures [Member] | Pre-ASC 326 Adoption [Member]
Liabilities:
Allowance for credit losses on unfunded credit exposures
Allowance for credit losses on unfunded credit exposures [Member] | Impact of ASC 326 Adoption [Member]
Liabilities:
Allowance for credit losses on unfunded credit exposures	$ 54

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	Dec. 31, 2024	Dec. 31, 2023
Earnings Per Share [Abstract]
Stock option shares outstanding

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Schedule of Basic and Diluted Earnings Per Share [Abstract]
Net Income (Loss)	$ 13	$ (361)	$ (2)	$ (536)
Earnings (loss) per share, basic	$ 0	$ (0.05)	$ 0	$ (0.07)
Earnings (loss) per share, diluted	$ 0	$ (0.05)	$ 0	$ (0.07)
Weighted average common shares outstanding, basic	8,098,715	8,098,715	8,098,715	8,098,715
Weighted average common shares outstanding, diluted	8,098,715	8,098,715	8,098,715	8,098,715

Investment Securities (Details)

Investment Securities (Details)	Dec. 31, 2024	Jun. 30, 2024
Investment Securities [Abstract]
Debt securities unrealized loss position percent	99.90%	100%

Investment Securities - Schedul

Investment Securities - Schedule of Amortized Cost and Fair Value of Securities Available-for-Sale and Securities Held-to-Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Agency mortgage-backed: residential [Member]
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	$ 8,996	$ 10,096
Available-for-sale Securities, Gross unrealized gains	1
Available-for-sale Securities, Gross unrealized losses	369	448
Available-for-sale Securities, Estimated fair value	8,628	9,648
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost	190	213
Held-to-maturity Securities, Gross unrealized gains
Held-to-maturity Securities, Gross unrealized losses	10	10
Held-to-maturity Securities, Estimated fair value	180	203
Mortgage-backed securities [Member] | Less Than 12 Months [Member]
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	1,153	12,649
Available-for-sale Securities, Gross unrealized losses	32	569
Available-for-sale Securities, Estimated fair value	1,121	12,080
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost	65
Held-to-maturity Securities, Gross unrealized losses	1
Held-to-maturity Securities, Estimated fair value	64
Mortgage-backed securities [Member] | 12 Months or More [Member]
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	7,833
Available-for-sale Securities, Gross unrealized losses	337
Available-for-sale Securities, Estimated fair value	7,496
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost	125
Held-to-maturity Securities, Gross unrealized losses	9
Held-to-maturity Securities, Estimated fair value	116
Total Temporarily Impaired AFS Securities [Member]
Available-for-sale Securities
Available-for-sale Securities, Amortized cost	8,986	12,649
Available-for-sale Securities, Gross unrealized losses	369	569
Available-for-sale Securities, Estimated fair value	8,617	12,080
Total Temporarily Impaired HTM Securities [Member]
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost	190	274
Held-to-maturity Securities, Gross unrealized losses	10	15
Held-to-maturity Securities, Estimated fair value	$ 180	259
Agency mortgage-backed securities [Member] | Less Than 12 Months [Member]
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost
Held-to-maturity Securities, Gross unrealized losses
Held-to-maturity Securities, Estimated fair value
Agency mortgage-backed securities [Member] | 12 Months or More [Member]
Held-to-maturity Securities
Held-to-maturity Securities, Amortized cost		274
Held-to-maturity Securities, Gross unrealized losses		15
Held-to-maturity Securities, Estimated fair value		$ 259

Loans Receivable (Details)

Loans Receivable (Details) - USD ($)	6 Months Ended
	Dec. 31, 2024	Jun. 30, 2024
Loans Receivable [Line Items]
Deferred loan costs (in Dollars)	$ 221,000	$ 288,000
Principal amount (in Dollars)	$ 50,000
Private mortgage insurance, percentage	97%
Borrow up percentage	90%
Loan to value ration	80%
Estimated value percentage	80%
Loans term	25 years
Nonresidential loans percentage	80%
Loans secured percentage	90%
Foreclosure amount (in Dollars)	$ 165,000	926,000
Purchase credit discount (in Dollars)	$ 25,000	$ 25,000
Multi-family and Nonresidential Loans [Member]
Loans Receivable [Line Items]
Estimated value percentage	80%
Consumer Lending [Member]
Loans Receivable [Line Items]
Estimated value percentage	80%
Home Equity Loans [Member]
Loans Receivable [Line Items]
Estimated value percentage	90%

Loans Receivable - Schedule of

Loans Receivable - Schedule of Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	$ 332,375	$ 335,152
Allowance for credit losses	(2,141)	(2,127)
Loans receivable - net	330,234	333,025
Land [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	1,420	964
Farm [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	3,283	1,169
Nonresidential Real Estate [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	32,508	34,308
Commercial and industrial [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	779	700
One- To Four-Family [Member] | Residential Real Estate [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	255,723	256,216
Multi-Family [Member] | Residential Real Estate [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	15,792	15,815
Construction [Member] | Residential Real Estate [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	7,987	13,815
Loans on deposits [Member] | Consumer and Other [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	824	819
Home Equity [Member] | Consumer and Other [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	13,194	10,644
Automobile [Member] | Consumer and Other [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	102	117
Unsecured [Member] | Consumer and Other [Member]
Schedule of Loan Portfolio [Line Items]
Loans receivable - gross	$ 763	$ 585

Loans Receivable - Schedule o_2

Loans Receivable - Schedule of ACL by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Residential real estate:
Beginning balance	$ 2,141	$ 2,126	$ 2,127
Recoveries			1
Credit Losses for Unfunded Liabilities		(3)	(2)	(5)
Provision for (recovery of) credit losses on loans		9	15	15
Loans charged off				(9)
Ending balance	2,141	2,132	2,141	2,132
One- to four-family [Member]
Residential real estate:
Beginning balance			1,661
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans			(43)	(1)
Loans charged off				(9)
Ending balance	1,618	1,587	1,618	1,587
Multi-family [Member]
Residential real estate:
Beginning balance			100
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans			(2)	(3)
Loans charged off
Ending balance	98	130	98	130
Construction [Member]
Residential real estate:
Beginning balance	119	128	122
Recoveries
Credit Losses for Unfunded Liabilities		(2)	(2)	(3)
Provision for (recovery of) credit losses on loans	(32)	(2)	(33)	(11)
Loans charged off
Ending balance	87	124	87	124
Land [Member]
Residential real estate:
Beginning balance			28
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans			4	7
Loans charged off
Ending balance	32	22	32	22
Farm Loan [Member]
Residential real estate:
Beginning balance			4
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans			12	(1)
Loans charged off
Ending balance	16	5	16	5
Nonresidential real estate [Member]
Residential real estate:
Beginning balance	199	179	192
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans	(25)	19	(18)	14
Loans charged off
Ending balance	174	198	174	198
Commercial and Industrial [Member]
Residential real estate:
Beginning balance	3		3
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans				1
Loans charged off
Ending balance	3	6	3	6
Home Equity [Member]
Residential real estate:
Beginning balance			14
Recoveries			1
Credit Losses for Unfunded Liabilities				(2)
Provision for (recovery of) credit losses on loans			96	10
Loans charged off
Ending balance	111	59	111	59
Unsecured Loan Member
Residential real estate:
Beginning balance			3
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans			(1)
Loans charged off
Ending balance	2	1	2	1
Loans on deposits [Member]
Residential real estate:
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans
Loans charged off
Ending balance
Automobile Loan [Member]
Residential real estate:
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans				(1)
Loans charged off
Ending balance
One- To Four-Family [Member]
Residential real estate:
Beginning balance	1,627	1,612
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans	(9)	(25)
Loans charged off
Ending balance	1,618	1,587	1,618	1,587
Multifamily [Member]
Residential real estate:
Beginning balance	97	130
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans	1
Loans charged off
Ending balance	98	130	98	130
Land [Member]
Residential real estate:
Beginning balance	27	14
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans	5	8
Loans charged off
Ending balance	32	22	32	22
Farm [Member]
Residential real estate:
Beginning balance	4	5
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans	12
Loans charged off
Ending balance	16	5	16	5
Home Equity [Member]
Residential real estate:
Beginning balance	63	52
Recoveries
Credit Losses for Unfunded Liabilities		(1)
Provision for (recovery of) credit losses on loans	48	8
Loans charged off
Ending balance	111	59	111	59
Unsecured [Member]
Residential real estate:
Beginning balance	2	1
Recoveries
Credit Losses for Unfunded Liabilities
Provision for (recovery of) credit losses on loans
Loans charged off
Ending balance	$ 2	1	$ 2	1
Commercial nonmortgage [Member]
Residential real estate:
Beginning balance		5
Recoveries
Provision for (recovery of) credit losses on loans		1
Loans charged off
Ending balance		$ 6		6
Pre-ASC 326 Adoption [Member]
Residential real estate:
Beginning balance				1,634
Pre-ASC 326 Adoption [Member] | One- to four-family [Member]
Residential real estate:
Beginning balance				857
Pre-ASC 326 Adoption [Member] | Multi-family [Member]
Residential real estate:
Beginning balance				278
Pre-ASC 326 Adoption [Member] | Construction [Member]
Residential real estate:
Beginning balance				41
Pre-ASC 326 Adoption [Member] | Land [Member]
Residential real estate:
Beginning balance				1
Pre-ASC 326 Adoption [Member] | Farm Loan [Member]
Residential real estate:
Beginning balance				4
Pre-ASC 326 Adoption [Member] | Nonresidential real estate [Member]
Residential real estate:
Beginning balance				405
Pre-ASC 326 Adoption [Member] | Commercial and Industrial [Member]
Residential real estate:
Beginning balance				23
Pre-ASC 326 Adoption [Member] | Home Equity [Member]
Residential real estate:
Beginning balance				23
Pre-ASC 326 Adoption [Member] | Unsecured Loan Member
Residential real estate:
Beginning balance				1
Pre-ASC 326 Adoption [Member] | Loans on deposits [Member]
Residential real estate:
Beginning balance				1
Pre-ASC 326 Adoption [Member] | Automobile Loan [Member]
Residential real estate:
Beginning balance
Impact of ASC 326 Adoption [Member]
Residential real estate:
Beginning balance				497
Impact of ASC 326 Adoption [Member] | One- to four-family [Member]
Residential real estate:
Beginning balance				740
Impact of ASC 326 Adoption [Member] | Multi-family [Member]
Residential real estate:
Beginning balance				(145)
Impact of ASC 326 Adoption [Member] | Construction [Member]
Residential real estate:
Beginning balance				97
Impact of ASC 326 Adoption [Member] | Land [Member]
Residential real estate:
Beginning balance				14
Impact of ASC 326 Adoption [Member] | Farm Loan [Member]
Residential real estate:
Beginning balance				2
Impact of ASC 326 Adoption [Member] | Nonresidential real estate [Member]
Residential real estate:
Beginning balance				(221)
Impact of ASC 326 Adoption [Member] | Commercial and Industrial [Member]
Residential real estate:
Beginning balance				(18)
Impact of ASC 326 Adoption [Member] | Home Equity [Member]
Residential real estate:
Beginning balance				28
Impact of ASC 326 Adoption [Member] | Unsecured Loan Member
Residential real estate:
Beginning balance
Impact of ASC 326 Adoption [Member] | Loans on deposits [Member]
Residential real estate:
Beginning balance				(1)
Impact of ASC 326 Adoption [Member] | Automobile Loan [Member]
Residential real estate:
Beginning balance				1
As Reported Under ASC 326 [Member]
Residential real estate:
Beginning balance				2,131
As Reported Under ASC 326 [Member] | One- to four-family [Member]
Residential real estate:
Beginning balance				1,597
As Reported Under ASC 326 [Member] | Multi-family [Member]
Residential real estate:
Beginning balance				133
As Reported Under ASC 326 [Member] | Construction [Member]
Residential real estate:
Beginning balance				138
As Reported Under ASC 326 [Member] | Land [Member]
Residential real estate:
Beginning balance				15
As Reported Under ASC 326 [Member] | Farm Loan [Member]
Residential real estate:
Beginning balance				6
As Reported Under ASC 326 [Member] | Nonresidential real estate [Member]
Residential real estate:
Beginning balance				184
As Reported Under ASC 326 [Member] | Commercial and Industrial [Member]
Residential real estate:
Beginning balance				5
As Reported Under ASC 326 [Member] | Home Equity [Member]
Residential real estate:
Beginning balance				51
As Reported Under ASC 326 [Member] | Unsecured Loan Member
Residential real estate:
Beginning balance				1
As Reported Under ASC 326 [Member] | Loans on deposits [Member]
Residential real estate:
Beginning balance
As Reported Under ASC 326 [Member] | Automobile Loan [Member]
Residential real estate:
Beginning balance				$ 1

Loans Receivable - Schedule o_3

Loans Receivable - Schedule of Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Amortized Cost Basis [Member]
Residential real estate:
Loans individually evaluated for impairment		$ 4,599
Loans acquired with deteriorated credit quality [Member]
Residential real estate:
Loans individually evaluated for impairment
Loans individually evaluated for impairment [Member] | Amortized Cost Basis [Member]
Residential real estate:
Loans individually evaluated for impairment	$ 2,396
Loans individually evaluated for impairment [Member] | Loans acquired with deteriorated credit quality [Member]
Residential real estate:
Loans individually evaluated for impairment
One- to four-family [Member] | Loans individually evaluated for impairment [Member] | Amortized Cost Basis [Member]
Residential real estate:
Loans individually evaluated for impairment	1,449	2,674
One- to four-family [Member] | Loans individually evaluated for impairment [Member] | Loans acquired with deteriorated credit quality [Member]
Residential real estate:
Loans individually evaluated for impairment
Nonresidential real estate [Member] | Loans individually evaluated for impairment [Member] | Amortized Cost Basis [Member]
Residential real estate:
Loans individually evaluated for impairment	947	1,925
Nonresidential real estate [Member] | Loans individually evaluated for impairment [Member] | Loans acquired with deteriorated credit quality [Member]
Residential real estate:
Loans individually evaluated for impairment

Loans Receivable - Schedule o_4

Loans Receivable - Schedule of Recorded Investment in Nonaccrual and Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Nonaccrual [Member]
Residential real estate:
Nonaccrual	$ 2,817	$ 3,647
Nonaccrual [Member] | One- to Four-Family Residential Real Estate [Member]
Residential real estate:
Nonaccrual	1,730	2,678
Nonaccrual [Member] | Nonresidential real estate [Member]
Residential real estate:
Nonaccrual	947	969
Nonaccrual [Member] | Consumer and other [Member]
Residential real estate:
Nonaccrual
Nonaccrual [Member] | Unsecured [Member]
Residential real estate:
Nonaccrual	140
Loans Past Due Over 89 Days Still Accruing [Member]
Residential real estate:
Loans Past Due Over 89 Days Still Accruing	202	249
Loans Past Due Over 89 Days Still Accruing [Member] | One- to Four-Family Residential Real Estate [Member]
Residential real estate:
Loans Past Due Over 89 Days Still Accruing	175	221
Loans Past Due Over 89 Days Still Accruing [Member] | Nonresidential real estate [Member]
Residential real estate:
Loans Past Due Over 89 Days Still Accruing
Loans Past Due Over 89 Days Still Accruing [Member] | Consumer and other [Member]
Residential real estate:
Loans Past Due Over 89 Days Still Accruing
Loans Past Due Over 89 Days Still Accruing [Member] | Unsecured [Member]
Residential real estate:
Loans Past Due Over 89 Days Still Accruing	$ 27	$ 28

Loans Receivable - Schedule o_5

Loans Receivable - Schedule of Principal Balance Outstanding in Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 9,702	$ 8,530
Total	332,375	335,152
Pass	326,509	327,184
Special Mention	696	797
Substandard	5,170	7,171
Doubtful
Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		55
Total		964
Pass		936
Special Mention
Substandard		28
Doubtful
Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Total		1,169
Pass		1,169
Special Mention
Substandard
Doubtful
Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		840
Total		34,308
Pass		32,253
Special Mention		130
Substandard		1,925
Doubtful
Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		4
Total		700
Pass		700
Special Mention
Substandard
Doubtful
One-to four-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	6,174	6,444
Total	255,723	256,216
Pass	251,556	250,485
Special Mention	112	667
Substandard	4,055	5,064
Doubtful
Multi-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	499
Total	15,792	15,815
Pass	15,792	15,815
Special Mention
Substandard
Doubtful
Construction [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	351	1,145
Total	7,987	13,815
Pass	7,987	13,815
Special Mention
Substandard
Doubtful
Construction [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Total	1,420
Pass	1,392
Special Mention
Substandard	28
Doubtful
Construction [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Total	3,283
Pass	3,283
Special Mention
Substandard
Doubtful
Construction [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	2,628
Total	32,508
Pass	30,977
Special Mention	584
Substandard	947
Doubtful
Construction [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	11
Total	779
Pass	779
Special Mention
Substandard
Doubtful
Loans on deposits [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Total	824	819
Pass	824	819
Special Mention
Substandard
Doubtful
Home Equity [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		28
Total	13,194	10,644
Pass	13,194	10,490
Special Mention
Substandard		154
Doubtful
Automobiles [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
Total	102	117
Pass	102	117
Special Mention
Substandard
Doubtful
Unsecured [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	39	14
Total	763	585
Pass	623	585
Special Mention
Substandard	140
Doubtful
30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	8,088	6,515
30-59 Days Past Due [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		55
30-59 Days Past Due [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		840
30-59 Days Past Due [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		4
30-59 Days Past Due [Member] | One-to four-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	4,944	4,517
30-59 Days Past Due [Member] | Multi-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	499
30-59 Days Past Due [Member] | Construction [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	291	1,085
30-59 Days Past Due [Member] | Construction [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Construction [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Construction [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	2,337
30-59 Days Past Due [Member] | Construction [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	5
30-59 Days Past Due [Member] | Loans on deposits [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Home Equity [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Automobiles [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
30-59 Days Past Due [Member] | Unsecured [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	12	14
60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	1,013	907
60-89 Days Past Due [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | One-to four-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	923	847
60-89 Days Past Due [Member] | Multi-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Construction [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	60	60
60-89 Days Past Due [Member] | Construction [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Construction [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Construction [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	24
60-89 Days Past Due [Member] | Construction [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	6
60-89 Days Past Due [Member] | Loans on deposits [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Home Equity [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Automobiles [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
60-89 Days Past Due [Member] | Unsecured [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	601	1,108
90 Days or Greater [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | One-to four-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	307	1,080
90 Days or Greater [Member] | Multi-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Construction [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Construction [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Construction [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Construction [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	267
90 Days or Greater [Member] | Construction [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Loans on deposits [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Home Equity [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due		28
90 Days or Greater [Member] | Automobiles [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due
90 Days or Greater [Member] | Unsecured [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Total Past Due	27
Loans Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	322,673	326,622
Loans Not Past Due [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due		909
Loans Not Past Due [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due		1,169
Loans Not Past Due [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due		33,468
Loans Not Past Due [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due		696
Loans Not Past Due [Member] | One-to four-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	249,549	249,772
Loans Not Past Due [Member] | Multi-family [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	15,293	15,815
Loans Not Past Due [Member] | Construction [Member] | Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	7,636	12,670
Loans Not Past Due [Member] | Construction [Member] | Land [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	1,420
Loans Not Past Due [Member] | Construction [Member] | Farm [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	3,283
Loans Not Past Due [Member] | Construction [Member] | Nonresidential real estate [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	29,880
Loans Not Past Due [Member] | Construction [Member] | Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	768
Loans Not Past Due [Member] | Loans on deposits [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	824	819
Loans Not Past Due [Member] | Home Equity [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	13,194	10,616
Loans Not Past Due [Member] | Automobiles [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	102	117
Loans Not Past Due [Member] | Unsecured [Member] | Consumer and other [Member]
Financing Receivable, Past Due [Line Items]
Loans Not Past Due	$ 724	$ 571

Loans Receivable - Schedule o_6

Loans Receivable - Schedule of Analysis Performed, the Risk Category of Loans by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | One- to four-family [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member]
Risk Rating:
Loans receivable, gross	255,723	256,216
Risk Rating:
Current period gross charge offs	255,723	256,216
One- to four-family [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	251,556	250,485
Risk Rating:
Current period gross charge offs	251,556	250,485
One- to four-family [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross	112	667
Risk Rating:
Current period gross charge offs	112	667
One- to four-family [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross	4,055	5,064
Risk Rating:
Current period gross charge offs	4,055	5,064
One- to four-family [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross		16
Risk Rating:
Current period gross charge offs		16
One- to four-family [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	17,520
Risk Rating:
Current period gross charge offs	17,520
One- to four-family [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	31,180	29,792
Risk Rating:
Current period gross charge offs	31,180	29,792
One- to four-family [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	48,397	50,814
Risk Rating:
Current period gross charge offs	48,397	50,814
One- to four-family [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	46,599	47,346
Risk Rating:
Current period gross charge offs	46,599	47,346
One- to four-family [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	43,061	43,024
Risk Rating:
Current period gross charge offs	43,061	43,024
One- to four-family [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	68,966	58,336
Risk Rating:
Current period gross charge offs	68,966	58,336
One- to four-family [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		26,904
Risk Rating:
Current period gross charge offs		26,904
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	17,520
Risk Rating:
Current period gross charge offs	17,520
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	31,180	29,792
Risk Rating:
Current period gross charge offs	31,180	29,792
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	48,397	50,814
Risk Rating:
Current period gross charge offs	48,397	50,814
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	46,599	47,346
Risk Rating:
Current period gross charge offs	46,599	47,346
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	42,981	42,943
Risk Rating:
Current period gross charge offs	42,981	42,943
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	64,879	52,796
Risk Rating:
Current period gross charge offs	64,879	52,796
One- to four-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		26,794
Risk Rating:
Current period gross charge offs		26,794
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	112	667
Risk Rating:
Current period gross charge offs	112	667
One- to four-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	80	81
Risk Rating:
Current period gross charge offs	80	81
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	3,975	4,873
Risk Rating:
Current period gross charge offs	3,975	4,873
One- to four-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		110
Risk Rating:
Current period gross charge offs		110
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross		16
Risk Rating:
Current period gross charge offs		16
One- to four-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
One- to four-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member]
Risk Rating:
Loans receivable, gross	15,792	15,815
Risk Rating:
Current period gross charge offs	15,792	15,815
Multi-family [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	15,792	15,815
Risk Rating:
Current period gross charge offs	15,792	15,815
Multi-family [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	1,194
Risk Rating:
Current period gross charge offs	1,194
Multi-family [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	398	400
Risk Rating:
Current period gross charge offs	398	400
Multi-family [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	5,959	6,076
Risk Rating:
Current period gross charge offs	5,959	6,076
Multi-family [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	5,301	5,907
Risk Rating:
Current period gross charge offs	5,301	5,907
Multi-family [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	1,221	1,239
Risk Rating:
Current period gross charge offs	1,221	1,239
Multi-family [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	1,719	2,193
Risk Rating:
Current period gross charge offs	1,719	2,193
Multi-family [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	1,194
Risk Rating:
Current period gross charge offs	1,194
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	398	400
Risk Rating:
Current period gross charge offs	398	400
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	5,959	6,076
Risk Rating:
Current period gross charge offs	5,959	6,076
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	5,301	5,907
Risk Rating:
Current period gross charge offs	5,301	5,907
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	1,221	1,239
Risk Rating:
Current period gross charge offs	1,221	1,239
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	1,719	2,193
Risk Rating:
Current period gross charge offs	1,719	2,193
Multi-family [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Multi-family [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member]
Risk Rating:
Loans receivable, gross	7,987	13,815
Risk Rating:
Current period gross charge offs	7,987	13,815
Construction [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	7,987	13,815
Risk Rating:
Current period gross charge offs	7,987	13,815
Construction [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross		6
Risk Rating:
Current period gross charge offs		6
Construction [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	877
Risk Rating:
Current period gross charge offs	877
Construction [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	4,214	8,230
Risk Rating:
Current period gross charge offs	4,214	8,230
Construction [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	2,575	5,562
Risk Rating:
Current period gross charge offs	2,575	5,562
Construction [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross		23
Risk Rating:
Current period gross charge offs		23
Construction [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	321
Risk Rating:
Current period gross charge offs	321
Construction [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	877
Risk Rating:
Current period gross charge offs	877
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	4,214	8,230
Risk Rating:
Current period gross charge offs	4,214	8,230
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	2,575	5,562
Risk Rating:
Current period gross charge offs	2,575	5,562
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross		23
Risk Rating:
Current period gross charge offs		23
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	321
Risk Rating:
Current period gross charge offs	321
Construction [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross		6
Risk Rating:
Current period gross charge offs		6
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Construction [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member]
Risk Rating:
Loans receivable, gross	1,420	964
Risk Rating:
Current period gross charge offs	1,420	964
Land [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	1,392	936
Risk Rating:
Current period gross charge offs	1,392	936
Land [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross	28
Risk Rating:
Current period gross charge offs	28
Land [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	561
Risk Rating:
Current period gross charge offs	561
Land [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	491	401
Risk Rating:
Current period gross charge offs	491	401
Land [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	210	252
Risk Rating:
Current period gross charge offs	210	252
Land [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	53	213
Risk Rating:
Current period gross charge offs	53	213
Land [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	105	98
Risk Rating:
Current period gross charge offs	105	98
Land [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	561
Risk Rating:
Current period gross charge offs	561
Land [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	491	401
Risk Rating:
Current period gross charge offs	491	401
Land [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	210	252
Risk Rating:
Current period gross charge offs	210	252
Land [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	53	213
Risk Rating:
Current period gross charge offs	53	213
Land [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	77	70
Risk Rating:
Current period gross charge offs	77	70
Land [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	28	28
Risk Rating:
Current period gross charge offs	28	28
Land [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Land [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member]
Risk Rating:
Loans receivable, gross	3,283	1,169
Risk Rating:
Current period gross charge offs	3,283	1,169
Farm [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	3,283	1,169
Risk Rating:
Current period gross charge offs	3,283	1,169
Farm [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	2,242
Risk Rating:
Current period gross charge offs	2,242
Farm [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	216	221
Risk Rating:
Current period gross charge offs	216	221
Farm [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	825	948
Risk Rating:
Current period gross charge offs	825	948
Farm [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	2,242
Risk Rating:
Current period gross charge offs	2,242
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	216	221
Risk Rating:
Current period gross charge offs	216	221
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	825	948
Risk Rating:
Current period gross charge offs	825	948
Farm [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Farm [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member]
Risk Rating:
Loans receivable, gross	32,508	34,308
Risk Rating:
Current period gross charge offs	32,508	34,308
Nonresidential real estate [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	30,977	32,253
Risk Rating:
Current period gross charge offs	30,977	32,253
Nonresidential real estate [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross	584	130
Risk Rating:
Current period gross charge offs	584	130
Nonresidential real estate [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross	947	1,925
Risk Rating:
Current period gross charge offs	947	1,925
Nonresidential real estate [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	1,064
Risk Rating:
Current period gross charge offs	1,064
Nonresidential real estate [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	7,712	7,828
Risk Rating:
Current period gross charge offs	7,712	7,828
Nonresidential real estate [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	2,167	2,578
Risk Rating:
Current period gross charge offs	2,167	2,578
Nonresidential real estate [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	2,564	3,099
Risk Rating:
Current period gross charge offs	2,564	3,099
Nonresidential real estate [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	3,347	3,406
Risk Rating:
Current period gross charge offs	3,347	3,406
Nonresidential real estate [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	15,654	11,686
Risk Rating:
Current period gross charge offs	15,654	11,686
Nonresidential real estate [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		5,711
Risk Rating:
Current period gross charge offs		5,711
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	1,064
Risk Rating:
Current period gross charge offs	1,064
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	7,712	7,828
Risk Rating:
Current period gross charge offs	7,712	7,828
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	1,422	1,561
Risk Rating:
Current period gross charge offs	1,422	1,561
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	2,564	3,099
Risk Rating:
Current period gross charge offs	2,564	3,099
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	3,347	3,406
Risk Rating:
Current period gross charge offs	3,347	3,406
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	14,868	10,648
Risk Rating:
Current period gross charge offs	14,868	10,648
Nonresidential real estate [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		5,711
Risk Rating:
Current period gross charge offs		5,711
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	584	130
Risk Rating:
Current period gross charge offs	584	130
Nonresidential real estate [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	745	1,017
Risk Rating:
Current period gross charge offs	745	1,017
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	202	908
Risk Rating:
Current period gross charge offs	202	908
Nonresidential real estate [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Nonresidential real estate [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member]
Risk Rating:
Loans receivable, gross	779	700
Risk Rating:
Current period gross charge offs	779	700
Commercial and industrial [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	779	700
Risk Rating:
Current period gross charge offs	779	700
Commercial and industrial [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	335
Risk Rating:
Current period gross charge offs	335
Commercial and industrial [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	304	482
Risk Rating:
Current period gross charge offs	304	482
Commercial and industrial [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	139	214
Risk Rating:
Current period gross charge offs	139	214
Commercial and industrial [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross		4
Risk Rating:
Current period gross charge offs		4
Commercial and industrial [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	1
Risk Rating:
Current period gross charge offs	1
Commercial and industrial [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	335
Risk Rating:
Current period gross charge offs	335
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	304	482
Risk Rating:
Current period gross charge offs	304	482
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	139	214
Risk Rating:
Current period gross charge offs	139	214
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross		4
Risk Rating:
Current period gross charge offs		4
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	1
Risk Rating:
Current period gross charge offs	1
Commercial and industrial [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Commercial and industrial [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member]
Risk Rating:
Loans receivable, gross	824	819
Risk Rating:
Current period gross charge offs	824	819
Share Loans [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	824	819
Risk Rating:
Current period gross charge offs	824	819
Share Loans [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	132
Risk Rating:
Current period gross charge offs	132
Share Loans [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	72	116
Risk Rating:
Current period gross charge offs	72	116
Share Loans [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	90	113
Risk Rating:
Current period gross charge offs	90	113
Share Loans [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross		20
Risk Rating:
Current period gross charge offs		20
Share Loans [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	6	15
Risk Rating:
Current period gross charge offs	6	15
Share Loans [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	524	379
Risk Rating:
Current period gross charge offs	524	379
Share Loans [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		176
Risk Rating:
Current period gross charge offs		176
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	132
Risk Rating:
Current period gross charge offs	132
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	72	116
Risk Rating:
Current period gross charge offs	72	116
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	90	113
Risk Rating:
Current period gross charge offs	90	113
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross		20
Risk Rating:
Current period gross charge offs		20
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	6	15
Risk Rating:
Current period gross charge offs	6	15
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	524	379
Risk Rating:
Current period gross charge offs	524	379
Share Loans [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		176
Risk Rating:
Current period gross charge offs		176
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Share Loans [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member]
Risk Rating:
Loans receivable, gross	13,194	10,644
Risk Rating:
Current period gross charge offs	13,194	10,644
Home Equity [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	13,194	10,490
Risk Rating:
Current period gross charge offs	13,194	10,490
Home Equity [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross		154
Risk Rating:
Current period gross charge offs		154
Home Equity [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross	13,194	10,644
Risk Rating:
Current period gross charge offs	13,194	10,644
Home Equity [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	13,194	10,490
Risk Rating:
Current period gross charge offs	13,194	10,490
Home Equity [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross		154
Risk Rating:
Current period gross charge offs		154
Home Equity [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Home Equity [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member]
Risk Rating:
Loans receivable, gross	102	117
Risk Rating:
Current period gross charge offs	102	117
Auto Risk Rating [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	102	117
Risk Rating:
Current period gross charge offs	102	117
Auto Risk Rating [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	9
Risk Rating:
Current period gross charge offs	9
Auto Risk Rating [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	59	68
Risk Rating:
Current period gross charge offs	59	68
Auto Risk Rating [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	3	9
Risk Rating:
Current period gross charge offs	3	9
Auto Risk Rating [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	24	30
Risk Rating:
Current period gross charge offs	24	30
Auto Risk Rating [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	2	3
Risk Rating:
Current period gross charge offs	2	3
Auto Risk Rating [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	5	5
Risk Rating:
Current period gross charge offs	5	5
Auto Risk Rating [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		2
Risk Rating:
Current period gross charge offs		2
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	9
Risk Rating:
Current period gross charge offs	9
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	59	68
Risk Rating:
Current period gross charge offs	59	68
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	3	9
Risk Rating:
Current period gross charge offs	3	9
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	24	30
Risk Rating:
Current period gross charge offs	24	30
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross	2	3
Risk Rating:
Current period gross charge offs	2	3
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	5	5
Risk Rating:
Current period gross charge offs	5	5
Auto Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		2
Risk Rating:
Current period gross charge offs		2
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Auto Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member]
Risk Rating:
Loans receivable, gross	763	585
Risk Rating:
Current period gross charge offs	763	585
Unsecured Risk Rating [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross	623	585
Risk Rating:
Current period gross charge offs	623	585
Unsecured Risk Rating [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross	140
Risk Rating:
Current period gross charge offs	140
Unsecured Risk Rating [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	261
Risk Rating:
Current period gross charge offs	261
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	152	285
Risk Rating:
Current period gross charge offs	152	285
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	21	34
Risk Rating:
Current period gross charge offs	21	34
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	20	24
Risk Rating:
Current period gross charge offs	20	24
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross		174
Risk Rating:
Current period gross charge offs		174
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	309	55
Risk Rating:
Current period gross charge offs	309	55
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		13
Risk Rating:
Current period gross charge offs		13
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	121
Risk Rating:
Current period gross charge offs	121
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	152	285
Risk Rating:
Current period gross charge offs	152	285
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross	21	34
Risk Rating:
Current period gross charge offs	21	34
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross	20	24
Risk Rating:
Current period gross charge offs	20	24
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross		174
Risk Rating:
Current period gross charge offs		174
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross	309	55
Risk Rating:
Current period gross charge offs	309	55
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Pass [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross		13
Risk Rating:
Current period gross charge offs		13
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Special Mention [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross	140
Risk Rating:
Current period gross charge offs	140
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Substandard [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Doubtful [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2024 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2023 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2022 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2021 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | Prior [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Current Period Gross Charge Offs [Member] | 2020 [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Pass [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Special Mention [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Substandard [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Doubtful [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs
Unsecured Risk Rating [Member] | Residential Real Estate [Member] | Revolving Loans Amortized Cost Basis [Member] | Current Period Gross Charge Offs [Member]
Risk Rating:
Loans receivable, gross
Risk Rating:
Current period gross charge offs

Loans Receivable - Schedule o_7

Loans Receivable - Schedule of Purchased Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
One-to-four-family residential real estate [Member]
Schedule of Purchased Loans [Line Items]
Carrying amount of loans	$ 138	$ 175

Loans Receivable - Schedule o_8

Loans Receivable - Schedule of Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2024	Jun. 30, 2024
Schedule of Accretable Yield, or Income Expected to be Collected [Abstract]
Balance at beginning of period	$ 260	$ 294
Accretion of income	(17)	(34)
Balance at end of period	$ 243	$ 260

Disclosures About Fair Value _3

Disclosures About Fair Value of Assets and Liabilities - Schedule of Financial Assets Measured at Fair Value on a Recurring Basis (Details) - Agency Mortgage-Backed: Residential [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2024	Jun. 30, 2024
Schedule of Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Agency mortgage-backed: residential	$ 8,628	$ 9,648
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Schedule of Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Agency mortgage-backed: residential
Significant Other Observable Inputs (Level 2) [Member]
Schedule of Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Agency mortgage-backed: residential	8,628	9,648
Significant Unobservable Inputs (Level 3) [Member]
Schedule of Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Agency mortgage-backed: residential

Disclosures About Fair Value _4

Disclosures About Fair Value of Assets and Liabilities - Schedule of Carrying Value and Fair Value of the Company’s Financial Instruments (Details) - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Financial assets
Cash and cash equivalents	$ 20,976	$ 18,287
Available-for-sale securities	8,628	9,648
Held-to-maturity securities	180	203
Loans receivable – net	317,845	318,867
Federal Home Loan Bank stock
Accrued interest receivable	1,264	1,169
Financial liabilities
Deposits	263,245	255,839
Federal Home Loan Bank advances	61,753	68,122
Advances by borrowers for taxes and insurance	206	909
Accrued interest payable	478	176
Level 1 [Member]
Financial assets
Cash and cash equivalents	20,976	18,287
Financial liabilities
Deposits	76,135	79,567
Level 2 [Member]
Financial assets
Available-for-sale securities	8,628	9,648
Held-to-maturity securities	180	203
Accrued interest receivable	1,264	1,169
Financial liabilities
Deposits	187,110	176,272
Federal Home Loan Bank advances	61,753	68,122
Advances by borrowers for taxes and insurance	206	909
Accrued interest payable	478	176
Level 3 [Member]
Financial assets
Loans receivable – net	317,845	318,867
Reported Value Measurement [Member]
Financial assets
Cash and cash equivalents	20,976	18,287
Available-for-sale securities	8,628	9,648
Held-to-maturity securities	190	213
Loans receivable – net	330,234	333,025
Federal Home Loan Bank stock	4,439	4,230
Accrued interest receivable	1,264	1,169
Financial liabilities
Deposits	263,055	256,139
Federal Home Loan Bank advances	61,792	68,988
Advances by borrowers for taxes and insurance	206	909
Accrued interest payable	$ 478	$ 176

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Schedule of Accumulated Other Comprehensive Income Balances, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Schedule of Accumulated Other Comprehensive Income Balances, Net of Tax [Abstract]
Balance at beginning of period	$ (95)		$ (336)
Current period change	(181)	$ 231	60	$ 93
Balance at end of period	$ (276)		$ (276)

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Schedule of Other Comprehensive Income (Loss) Components and Related Tax Effects (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Other Comprehensive Income (Loss) [Abstract]
Unrealized holding gains (losses) on available-for-sale securities	$ (241)	$ 308	$ 80	$ 124
Tax effect	60	(77)	(20)	(31)
Net-of-tax amount	$ (181)	$ 231	$ 60	$ 93