BankFinancial (BFIN) 8-K BankFinancial Corporation Announces Definitive Agreement

BankFinancial Corporation

Acquisition of

Downers Grove National Bank

Transaction and Financial Review Supplement

Exhibit 99.2

*

*

*

*

Safe Harbor Provisions of the Private Litigation

Reform Act of 1995

Certain

statements

made

and

information

contained

in

this

presentation

may

constitute

"forward-looking

statements"

within

the

meaning

of

the

Private

Securities

Litigation

Reform

Act

of

1995.

When

used

in

this

presentation,

the

words

"may,"

"will,"

"should,"

"would,"

"anticipate,"

"estimate,"

"expect,"

"plan,"

"believe,"

"intend,"

and

similar

expressions

identify

forward-looking

statements.

Such

forward-looking

statements

involve

known

and

unknown

risks,

uncertainties

and

other

factors

which

may

cause

the

actual

results,

performance

or

achievements

to

be

materially

different

from

the

results,

performance

or

achievements

expressed

or

implied

by

such

forward-looking

statements.

Such

factors

include,

among

others,

the

following

without

limitation:

general,

regional,

and

local

economic

conditions

and

their

effect

on

interest

rates,

the

company

and

its

customers;

credit

risks

and

risks

from

concentrations

(geographic

and

by

industry)

within

the

loan

portfolio;

changes

in

regulations

or

accounting

policies

affecting

financial

institutions;

the

costs

and

effects

of

litigation

and

of

unexpected

or

adverse

outcomes

of

such

litigation;

technological

changes;

acquisitions

and

integration

of

acquired

business;

the

failure

of

assumptions

underlying

the

establishment

of

reserves

for

loan

losses

and

estimations

of

values

of

collateral

and

various

financial

assets

and

liabilities;

the

outcome

of

efforts

to

manage

interest

rate

or

liquidity

risk;

competition;

and

acts

of

war

or

terrorism.

Investors

are

urged

to

carefully

review

and

consider

the

various

disclosures

made

by

BankFinancial

Corporation

in

its

periodic

reports

filed

with

the

Securities

and

Exchange

Commission,

including

the

risk

factors

and

other

information

disclosed

in

BankFinancial

Corporation’s

Annual

Report

on

Form

10-K

for

the

most

recently

ended

fiscal

year.

Copies

of

these

filings

are

available

at

no

cost

on

the

SEC's

web

site

at

www.sec.gov

or

on

BankFinancial’s

web

site

at

www.bankfinancial.com.

The

Company

undertakes

no

obligation

to

release

revisions

to

these

forward-looking

statements

or

to

reflect

events

or

conditions

occurring

after

the

date

of

this

presentation.

Downers Grove National Bank

Total Assets

Total Deposits

Total Loans

Equity

Loan / Deposit

Branches

Combined Locations

BankFinancial, F.S.B.

BankFinancial, F.S.B.

Express Branches

BankFinancial Corporate 

Headquarters

Downers Grove National Bank

$240 million

$226 million

$166 million

$13.4 million

73.5%

Downers Grove, Illinois

Westmont, Illinois

Woodridge, Illinois

Financial data as of June 30, 2010, FDIC Institutional Directory

Branch data as of September 2010

Revenue Enhancements

Cost Savings

Earnings Accretion / (Dilution)

Tangible Book Value Accretion / (Dilution)

Pro-Forma Consolidated Resulting BFIN

Capital Ratios

Management Continuity

Refer to Safe Harbor Provisions

None assumed

At least 30% of June 30, 2010 Noninterest

Expense

Partial accretion in 2011 due to transition

expenses; full accretion in 2012

Currently estimated at + / -

1.50% of Consolidated

BFIN Tangible Book Value / Share at closing

13.31% Tangible Capital Ratio

18.94%

Risk-Based Capital Ratio

Mr. James Russ, Sr. will continue in an active

management role with BankFinancial, F.S.B

through at least December, 2011

Supplementary Acquisition Information