BankFinancial (BFIN) 8-K Regulation FD Disclosure

Exhibit 99.2

BANKFINANCIAL CORPORATION

FIRST QUARTER 2012

QUARTERLY FINANCIAL AND STATISTICAL SUPPLEMENT

FOR THE LATEST FIVE QUARTERS

Note: Certain reclassifications have been made in the prior period’s financial statements and reflected in the Selected Quarterly Financial and Statistical Data tables to conform to the current period’s presentation.

The information and statistical data contained herein have been prepared by BankFinancial Corporation and have been derived or calculated from selected quarterly and period–end historical financial statements prepared in accordance with accounting principles generally accepted in the United States. BankFinancial Corporation is under no obligation to update, keep current, or continue to provide the information contained herein. This information is provided solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or establish any business relationships with BankFinancial Corporation or its subsidiary.

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
PERFORMANCE MEASUREMENTS
Return on assets (ratio of net income (loss) to average total assets) (1)		0.61	%		(11.65	)%		(0.46	)%		0.24	%		(0.20	)%
Return on equity (ratio of net income (loss) to average equity) (1)		4.61			(75.38	)		(3.01	)		1.62			(1.23	)
Net interest rate spread (1)		4.18			4.19			4.19			4.27			3.68
Net interest margin (1)		4.26			4.28			4.29			4.38			3.81
Efficiency ratio, less goodwill impairment		78.00			90.76			80.32			77.09			95.52
Noninterest expense to average total assets, less goodwill impairment (1)		3.49			4.04			3.54			3.46			3.71
Average interest–earning assets to average interest–bearing liabilities		122.46			122.86			122.52			122.55			122.64
Number of full service offices		20			20			20			20			20
Employees (full time equivalents)		353			357			360			373			385
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
SUMMARY STATEMENT OF FINANCIAL CONDITION
ASSETS
Cash and due from other financial institutions	$	24,037		$	24,247		$	15,270		$	14,049		$	14,479
Interest-bearing deposits in other financial institutions		154,043			96,457			92,898			100,433			109,776
Securities, at fair value		81,241			92,832			94,880			95,546			121,154
Loans held-for-sale		521			1,918			1,388			—			—
Loans receivable, net		1,177,719			1,227,391			1,270,023			1,291,399			1,302,313
Other real estate owned		20,189			22,480			24,278			27,032			22,713
Stock in Federal Home Loan Bank, at cost		11,336			16,346			16,346			16,346			16,346
Premises and equipment, net		39,044			39,155			38,948			38,745			37,650
Intangible assets		3,508			3,671			26,604			27,074			27,544
Bank owned life insurance		21,333			21,207			21,066			20,901			20,739
FDIC prepaid expense		4,027			4,351			4,662			5,003			5,158
Income tax receivable		1,353			1,809			1,445			1,862			2,523
Deferred taxes, net		—			—			15,444			13,232			13,112
Other assets		10,786			11,711			10,574			11,266			11,724
Total assets	$	1,549,137		$	1,563,575		$	1,633,826		$	1,662,888		$	1,705,231
LIABILITIES AND STOCKHOLDERS’ EQUITY
Deposits	$	1,320,580		$	1,332,552		$	1,352,808		$	1,378,331		$	1,421,564
Borrowings		9,995			9,322			9,253			12,595			15,488
Other liabilities		16,451			21,844			24,663			21,584			17,467
Total liabilities		1,347,026			1,363,718			1,386,724			1,412,510			1,454,519
Stockholders’ equity		202,111			199,857			247,102			250,378			250,712
Total liabilities and stockholders’ equity	$	1,549,137		$	1,563,575		$	1,633,826		$	1,662,888		$	1,705,231

(1) Annualized

Page 2

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
SUMMARY STATEMENT OF OPERATIONS
Total interest income	$	16,634		$	17,370		$	17,990		$	19,000		$	15,348
Total interest expense		1,240			1,380			1,629			1,910			1,996
Net interest income before provision		15,394			15,990			16,361			17,090			13,352
Provision for loan losses		996			9,740			7,384			3,175			2,424
Net interest income		14,398			6,250			8,977			13,915			10,928
Noninterest income		1,832			2,004			1,863			1,879			1,571
Noninterest expense		13,436			40,193			14,637			14,623			14,255
Income (loss) before income tax		2,794			(31,939	)		(3,797	)		1,171			(1,756	)
Income tax expense (benefit)		457			15,110			(1,901	)		145			(979	)
Net income (loss)	$	2,337		$	(47,049	)	$	(1,896	)	$	1,026		$	(777	)
Basic earnings (loss) per common share	$	0.12		$	(2.38	)	$	(0.10	)	$	0.05		$	(0.04	)
Diluted earnings (loss) per common share	$	0.12		$	(2.38	)	$	(0.10	)	$	0.05		$	(0.04	)
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
NONINTEREST INCOME AND EXPENSE
Noninterest Income
Deposit service charges and fees	$	557		$	657		$	699		$	697		$	614
Other fee income		385			430			381			405			382
Insurance commissions and annuities income		122			189			146			155			169
Gain on sales of loans, net		267			199			83			39			19
Loss on disposition of premises and equipment		—			—			1			(10	)		(10	)
Loan servicing fees		128			131			138			137			132
Amortization of servicing assets		(69	)		(74	)		(73	)		(51	)		(54	)
Impairment (recovery) of servicing assets		(13	)		17			(32	)		—			—
Earnings on bank owned life insurance		126			141			165			162			158
Trust income		184			186			199			215			76
Other		145			128			156			130			85
Total noninterest income	$	1,832		$	2,004		$	1,863		$	1,879		$	1,571
Noninterest Expense
Compensation and benefits	$	6,659		$	6,078		$	6,229		$	7,120		$	6,600
Office occupancy and equipment		1,743			1,870			1,845			1,736			1,868
Advertising and public relations		94			60			333			260			237
Information technology		1,261			1,058			1,085			1,091			948
Supplies, telephone, and postage		430			434			450			439			375
Amortization of intangibles		163			367			470			470			382
Nonperforming asset management		1,191			1,430			1,267			1,279			455
Loss (gain) on sales of other real estate owned		(139	)		113			16			(62	)		(52	)
Operations of other real estate owned		351			844			563			618			326
Write down of other real estate owned		389			2,482			1,009			299			179
FDIC insurance premiums		348			334			354			186			567
Acquisition expense		—			—			—			230			1,531
Goodwill impairment		—			23,862			—			—			—
Other		946			1,261			1,016			957			839
Total noninterest expenses	$	13,436		$	40,193		$	14,637		$	14,623		$	14,255

Page 3

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
DEPOSITS
Noninterest–bearing demand	$	144,182		$	142,084		$	138,510		$	138,805		$	141,322
Savings deposits		147,706			144,515			145,549			143,880			143,865
Money market accounts		343,826			345,011			350,693			354,897			356,352
Interest–bearing NOW accounts		338,269			336,531			333,188			323,997			328,493
Certificates of deposit – Retail		346,597			364,411			384,769			416,653			451,433
Certificates of deposit – Wholesale		—			—			99			99			99
Total certificates of deposit		346,596			364,411			384,868			416,752			451,532
Deposits	$	1,320,580		$	1,332,552		$	1,352,808		$	1,378,331		$	1,421,564
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
LOANS
One–to–four family residential real estate loans	$	262,263		$	272,032		$	284,814		$	291,135		$	300,349
Multi–family mortgage loans		410,341			423,615			438,858			447,162			443,802
Nonresidential real estate loans		308,094			311,641			322,167			328,100			326,389
Construction and land loans		19,283			19,852			22,195			24,339			29,643
Commercial loans		81,998			93,932			82,553			73,622			75,137
Commercial leases		124,319			134,990			145,272			145,858			144,923
Consumer loans		2,211			2,147			1,978			3,109			3,383
Total loans		1,208,509			1,258,209			1,297,837			1,313,325			1,323,626
Net deferred loan origination costs		848			908			964			1,037			1,191
Allowance for loan losses		(31,638	)		(31,726	)		(28,778	)		(22,963	)		(22,504	)
Loans, net	$	1,177,719		$	1,227,391		$	1,270,023		$	1,291,399		$	1,302,313

Page 4

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
CREDIT QUALITY:
Nonperforming Assets:
Nonaccrual loans:
One–to–four family residential real estate loans	$	11,602		$	10,709		$	17,123		$	12,663		$	10,649
Multi–family mortgage loans		13,264			14,983			13,140			12,360			13,163
Nonresidential real estate loans		32,892			30,396			25,908			12,393			12,830
Construction and land loans		3,263			3,263			3,544			504			5,331
Commercial loans		3,527			2,940			4,535			3,886			3,765
Commercial leases		22			22			94			72			72
Consumer loans		8			3			—			—			—
Nonaccrual loans		64,578			62,316			64,344			41,878			45,810
Other real estate owned:
One–to–four family residential real estate		4,251			5,328			3,991			5,659			3,053
Multi–family real estate		3,005			3,655			4,252			3,987			2,794
Nonresidential real estate		4,756			4,905			5,947			6,896			7,150
Land		1,712			2,237			3,203			3,218			2,174
Other real estate owned		13,724			16,125			17,393			19,760			15,171
Nonperforming assets (excluding purchase impaired loans and purchased other real estate owned)		78,302			78,441			81,737			61,638			60,981
Purchased impaired loans:
One–to–four family residential real estate loans	$	3,670		$	3,941		$	3,279		$	2,201		$	732
Multi–family mortgage loans		1,454			1,418			1,434			1,398			1,387
Nonresidential real estate loans		3,308			3,375			3,317			3,369			882
Construction and land loans		4,859			4,788			5,998			7,759			7,739
Commercial loans		841			1,078			1,047			1,029			1,287
Purchased impaired loans		14,132			14,600			15,075			15,756			12,027
Purchased other real estate owned:
One–to–four family residential real estate		721			327			327			327			157
Nonresidential real estate		2,264			2,546			2,771			3,006			1,967
Land		3,480			3,482			3,787			3,939			5,418
Purchased other real estate owned		6,465			6,355			6,885			7,272			7,542
Purchased impaired loans and OREO		20,597			20,955			21,960			23,028			19,569
Nonperforming assets	$	98,899		$	99,396		$	103,697		$	84,666		$	80,550
Asset Quality Ratios
Nonperforming assets to total assets		6.38	%		6.36	%		6.35	%		5.09	%		4.72	%
Nonperforming assets to total assets(2)		5.05			5.02			5.00			3.71			3.58
Nonaccrual loans to total loans		6.51			6.11			6.12			4.39			4.37
Nonaccrual loans to total loans(2)		5.34			4.95			4.96			3.19			3.46
Allowance for loan losses to nonaccrual loans		40.20			41.25			36.24			39.84			38.91
Allowance for loan losses to nonaccrual loans(2)		48.99			50.91			44.73			54.83			49.12

(1) Annualized

(2) Asset quality ratios exclude purchased impaired loans and acquired other real estate owned resulting from the Downers Grove National Bank merger.

Page 5

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
PERFORMING LOANS GREATER THAN 30 DAYS PAST DUE
30 – 59 days past due	$	14,131		$	11,305		$	4,676		$	8,557		$	26,357
60 – 89 days past due		157			2,410			6,256			6,022			3,503
Matured Loans		10,008			15,582			10,138			18,475			18,843
	$	24,296		$	29,297		$	21,070		$	33,054		$	48,703
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
ALLOWANCE FOR LOAN LOSSES
Beginning balance	$	31,726		$	28,778		$	22,963		$	22,504		$	22,180
Charge offs:
One–to–four family residential real estate loans		(672	)		(2,689	)		(584	)		(415	)		(1,628	)
Multi–family mortgage loans		(554	)		(1,893	)		(842	)		(542	)		(237	)
Nonresidential real estate loans		(433	)		(686	)		(12	)		—			—
Construction and land loans		(47	)		(249	)		(121	)		(1,771	)		(378	)
Commercial loans		(138	)		(1,352	)		—			(42	)		—
Commercial leases		—			(72	)		—			—			—
Consumer loans		(12	)		(6	)		(70	)		(1	)		(16	)
		(1,856	)		(6,947	)		(1,629	)		(2,771	)		(2,259	)
Recoveries:
One–to–four family residential real estate loans		111			11			33			5			2
Multi–family mortgage loans		384			1			3			32			89
Nonresidential real estate loans		31			5			5			5			58
Construction and land loans		184			—			—			—			—
Commercial loans		57			135			15			13			10
Commercial leases		—			—			—			—			—
Consumer loans		5			3			4			—			—
		772			155			60			55			159
Net (charge–offs) recoveries		(1,084	)		(6,792	)		(1,569	)		(2,716	)		(2,100	)
Provision for loan losses		996			9,740			7,384			3,175			2,424
Ending balance	$	31,638		$	31,726		$	28,778		$	22,963		$	22,504
Allowance for loan losses to total loans		2.62	%		2.52	%		2.22	%		1.75	%		1.70	%
Net charge–off ratio(1)		0.35			2.11			0.48			0.81			0.75

(1) Annualized

Page 6

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
SELECTED AVERAGE BALANCES
Total average assets	$	1,541,815		$	1,614,989		$	1,651,715		$	1,689,687		$	1,537,726
Total average interest–earning assets		1,454,117			1,483,656			1,513,816			1,564,244			1,419,673
Average loans		1,236,234			1,285,153			1,304,805			1,334,239			1,118,256
Average securities		88,448			95,120			97,984			112,636			118,913
Average stock in FHLB		13,868			16,346			16,346			16,562			15,711
Average other interest–earning assets		115,567			87,037			94,681			100,807			166,793
Total average interest–bearing liabilities		1,187,446			1,207,554			1,235,588			1,276,390			1,157,615
Average interest–bearing deposits		1,178,263			1,198,045			1,225,368			1,262,883			1,139,696
Average borrowings		9,183			9,509			10,220			13,507			17,919
Average stockholders’ equity		202,935			249,659			251,923			252,874			253,420
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
SELECTED YIELDS AND COST OF FUNDS (1):
Total average interest–earning assets		4.60	%		4.64	%		4.71	%		4.87	%		4.38	%
Average loans		5.24			5.18			5.28			5.46			5.23
Average securities		2.01			2.12			2.29			2.73			2.80
Average other interest–earning assets		0.25			0.27			0.29			0.29			0.26
Total average interest–bearing liabilities		0.42			0.45			0.52			0.60			0.70
Average interest–bearing deposits		0.41			0.45			0.52			0.59			0.68
Average borrowings		1.14			1.21			1.40			1.81			2.17
Net interest rate spread		4.18			4.19			4.19			4.27			3.68
Net interest margin		4.26			4.28			4.29			4.38			3.81

(1) Annualized

Page 7

BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
CAPITAL RATIOS(1)
BankFinancial Corporation
Equity to total assets (end of period)		13.05	%		12.78	%		15.12	%		15.06	%		14.70	%
Tangible equity to tangible total assets (end of period)		12.85			12.58			13.72			13.65			13.30
Risk–based total capital ratio		17.95			17.04			17.06			17.28			17.03
Risk–based tier 1 capital ratio		16.68			15.77			15.80			16.19			16.06
Tier 1 leverage ratio		12.84			12.28			12.69			13.15			13.00
Tier 1 capital	$	197,547		$	195,075		$	204,282		$	213,702		$	216,551
BankFinancial FSB
Risk–based total capital ratio		15.58			14.73			14.84			14.99			14.63
Risk–based tier 1 capital ratio		14.31			13.47			13.58			13.90			13.65
Tier 1 leverage ratio		10.98			10.50			10.91			11.28			11.05
Tier 1 capital	$	169,470		$	166,634		$	175,504		$	183,282		$	184,466
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
COMMON STOCK AND DIVIDENDS
Stock Prices:
Close	$	6.62		$	5.52		$	6.64		$	8.47		$	9.19
High		7.05			8.89			8.62			9.55			10.10
Low		5.25			5.26			6.51			8.10			8.42
Book value per share	$	9.59		$	9.48		$	11.73		$	11.88		$	11.90
Tangible book value per share	$	9.42		$	9.31		$	10.46		$	10.60		$	10.59
Cash dividends declared on common stock	$	0.01		$	0.01		$	0.07		$	0.07		$	0.07
Stock repurchases	$	—		$	—		$	—		$	—		$	—
Stock repurchases – shares		—			—			—			—			—
	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
EARNINGS PER SHARE COMPUTATIONS
Net income (loss)	$	2,337		$	(47,049	)	$	(1,896	)	$	1,026		$	(777	)
Average common shares outstanding		21,072,966			21,072,966			21,072,966			21,072,966			21,072,966
Less: Unearned ESOP shares		(1,233,359	)		(1,257,911	)		(1,325,859	)		(1,350,347	)		(1,374,576	)
Unvested restricted stock shares		(4,334	)		(7,866	)		(8,667	)		(8,667	)		(8,667	)
Weighted average common shares outstanding		19,835,273			19,807,189			19,738,440			19,713,952			19,689,723
Plus: Dilutive common shares equivalents		807			—			—			1,528			—
Weighted average dilutive common shares outstanding		19,836,080			19,807,189			19,738,440			19,715,480			19,689,723
Number of anti–dilutive stock options excluded from the diluted earnings per share calculation		2,055,553			2,075,553			2,080,553			2,202,553			2,287,553
Weighted average exercise price of anti–dilutive options	$	16.53		$	16.54		$	16.54		$	16.48		$	16.52
Basic earnings (loss) per common share	$	0.12		$	(2.38	)	$	(0.10	)	$	0.05		$	(0.04	)
Diluted earnings (loss) per common share	$	0.12		$	(2.38	)	$	(0.10	)	$	0.05		$	(0.04	)

(1) Capital calculations for March 31, 2012, December 31, 2011, and September 30, 2011 are in accordance with OCC guidance; all previous periods calculated are in accordance with OTS guidance.

Page 8

BANKFINANCIAL CORPORATION

NON–GAAP FINANCIAL MEASURES

BankFinancial Corporation, a Maryland corporation (“the Company”) utilizes a number of different financial measures, both GAAP and non–GAAP, in making operating, budgeting and planning decisions for future periods. Generally, a non–GAAP financial measure is a numerical measure of a company’s performance, financial position or cash flows that either excludes or includes amounts that are not normally excluded or included in the most directly comparable measure calculated and presented in accordance with generally accepted accounting principles in the United States, or GAAP. The Company believes that the use of the non–GAAP financial measures described below provides the Board of Directors and management, and may provide some investors, with a more complete understanding of the Company’s operating results and trends, and facilitate comparisons to historical and peer performance. The Company’s non–GAAP financial measures should be considered supplemental in nature and should not be considered in isolation, or as superior to or a substitute for, financial measures that are prepared in accordance with GAAP. In addition, the Company’s non–GAAP financial measures may differ from similar non–GAAP financial measures that are used by other companies, thus limiting their usefulness as a comparative tool.

These measures include pre–tax pre–provision earnings from core operations and pre–tax pre–provision earnings from core operations to average total assets. Management believes that by excluding the provision for loan losses, other real estate owned related income and expense, nonperforming asset management expenses, acquisition expenses and goodwill impairment from noninterest expense, these measures better reflect our core operating performance.

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BANKFINANCIAL CORPORATION

NON-GAAP FINANCIAL MEASURES

(Dollars in thousands; except per share) – (Unaudited)

FOR THE LATEST FIVE QUARTERS

	2012			2011
	IQ			IVQ			IIIQ			IIQ			IQ
Pre–tax pre–provision earnings from core operations
Income (loss) before income taxes	$	2,794		$	(31,939	)	$	(3,797	)	$	1,171		$	(1,756	)
Provision for loan losses		996			9,740			7,384			3,175			2,424
		3,790			(22,199	)		3,587			4,346			668
Adjustments:
Nonperforming asset management		1,191			1,430			1,267			1,279			455
Loss (gain) on sale of other real estate owned		(139	)		113			16			(62	)		(52	)
Other real estate owned write–downs		389			2,482			1,009			300			179
Operations of other real estate owned		351			844			563			617			326
Acquisition expenses		—			—			—			230			1,531
Goodwill impairment		—			23,862			—			—			—
Adjustments		1,792			28,731			2,855			2,364			2,439
Pre–tax pre–provision earnings from core operations	$	5,582		$	6,532		$	6,442		$	6,710		$	3,107
Pre–tax pre–provision earnings from core operations to average total assets (1)		1.45	%		1.62	%		1.56	%		1.60	%		0.81	%

(1) Annualized

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