BankFinancial (BFIN) 10-Q 29 Jul 20 2020 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Jul. 27, 2020
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2020
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2020
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,847,128

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from other financial institutions	$ 13,826	$ 9,785
Interest-bearing deposits in other financial institutions	370,939	180,540
Cash and cash equivalents	384,765	190,325
Securities, at fair value	59,437	60,193
Loans receivable, net of allowance for loan losses: June 30, 2020, $8,156 and December 31, 2019, $7,632	1,081,798	1,168,008
Other real estate owned, net	143	186
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490
Premises and equipment, net	24,323	24,346
Accrued interest receivable	4,447	4,563
Bank-owned life insurance	18,986	18,945
Deferred taxes	3,615	3,873
Other assets	8,125	10,086
Total assets	1,593,129	1,488,015
Liabilities
Noninterest-bearing	305,096	210,762
Interest-bearing	1,083,059	1,073,995
Total deposits	1,388,155	1,284,757
Borrowings	4,000	61
Advance payments by borrowers for taxes and insurance	12,356	10,222
Accrued interest payable and other liabilities	16,164	18,603
Total liabilities	1,420,675	1,313,643
Stockholders’ equity
Preferred Stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common Stock, $0.01 par value, 100,000,000 shares authorized; 14,890,628 shares issued at June 30, 2020 and 15,278,464 issued at December 31, 2019	149	153
Additional paid-in capital	108,748	112,420
Retained earnings	63,322	61,573
Accumulated other comprehensive income	235	226
Total stockholders’ equity	172,454	174,372
Total liabilities and stockholders’ equity	$ 1,593,129	$ 1,488,015

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Allowance for loan losses	$ 8,156	$ 7,632
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	14,890,628	15,278,464

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest and dividend income
Loans, including fees		$ 12,669	$ 15,389	$ 26,280	$ 30,741
Securities		271	602	575	1,204
Other		254	531	992	1,103
Total interest income		13,194	16,522	27,847	33,048
Interest expense
Deposits		1,869	3,417	4,553	6,638
Borrowings		0	2	0	88
Total interest expense		1,869	3,419	4,553	6,726
Net interest income		11,325	13,103	23,294	26,322
Provision for loan losses		42	3,957	513	3,870
Net interest income after provision for loan losses		11,283	9,146	22,781	22,452
Noninterest income
Deposit service charges and fees		736	974	1,623	1,904
Loan servicing fees	[1]	82	56	145	79
Mortgage brokerage and banking fees	[1]	11	21	40	49
Gain on sale of equity securities	[1]	0	0	0	295
Loss on disposal of other assets		0	0	(2)	(19)
Trust and insurance commissions and annuities income		224	224	506	429
Earnings on bank-owned life insurance	[1]	9	38	41	68
Other	[1]	101	113	208	245
Total noninterest income		1,163	1,426	2,561	3,050
Noninterest expense
Compensation and benefits		5,168	5,207	10,686	10,910
Office occupancy and equipment		1,723	1,624	3,523	3,469
Advertising and public relations		118	145	270	306
Information technology		808	753	1,672	1,459
Professional fees		289	237	524	544
Supplies, telephone, and postage		284	322	587	725
Amortization of intangibles		7	14	21	34
Nonperforming asset management		57	58	97	112
Operations of other real estate owned, net		7	47	(10)	3
FDIC insurance premiums		102	146	136	254
Other		686	919	1,371	1,754
Total noninterest expense		9,249	9,472	18,877	19,570
Income before income taxes		3,197	1,100	6,465	5,932
Income tax expense		845	293	1,695	1,574
Net income		$ 2,352	$ 807	$ 4,770	$ 4,358
Basic and diluted earnings per common share (in dollars per share)		$ 0.16	$ 0.05	$ 0.32	$ 0.28
Basic and diluted weighted average common shares outstanding (in shares)		14,978,757	15,472,618	15,092,244	15,835,445
[1]	Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Net income	$ 2,352	$ 807	$ 4,770	$ 4,358
Unrealized holding gain arising during the period	108	19	11	25
Tax effect	(28)	(6)	(2)	(7)
Net of tax	80	13	9	18
Comprehensive income	$ 2,432	$ 820	$ 4,779	$ 4,376

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018	$ 165	$ 130,547	$ 56,167	$ 271	$ 187,150
Net income	0	0	4,358	0	4,358
Other comprehensive income (loss), net of tax	0	0	0	18	18
Repurchase and retirement of common stock	(11)	(16,830)	0	0	(16,841)
Cash dividends declared on common stock	0	0	(3,194)	0	(3,194)
Balance at Jun. 30, 2019	154	113,717	57,331	289	171,491
Balance at Mar. 31, 2019	157	117,715	58,072	276	176,220
Net income	0	0	807	0	807
Other comprehensive income (loss), net of tax	0	0	0	13	13
Repurchase and retirement of common stock	(3)	(3,998)	0	0	(4,001)
Cash dividends declared on common stock	0	0	(1,548)	0	(1,548)
Balance at Jun. 30, 2019	154	113,717	57,331	289	171,491
Balance at Dec. 31, 2019	153	112,420	61,573	226	174,372
Net income	0	0	4,770	0	4,770
Other comprehensive income (loss), net of tax	0	0	0	9	9
Repurchase and retirement of common stock	(4)	(3,672)	0	0	(3,676)
Cash dividends declared on common stock	0	0	(3,021)	0	(3,021)
Balance at Jun. 30, 2020	149	108,748	63,322	235	172,454
Balance at Mar. 31, 2020	151	110,220	62,469	155	172,995
Net income	0	0	2,352	0	2,352
Other comprehensive income (loss), net of tax	0	0	0	80	80
Repurchase and retirement of common stock	(2)	(1,472)	0	0	(1,474)
Cash dividends declared on common stock	0	0	(1,499)	0	(1,499)
Balance at Jun. 30, 2020	$ 149	$ 108,748	$ 63,322	$ 235	$ 172,454

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Repurchase and retirement of common stock (in shares)	181,640	270,535	387,836	1,107,550
Cash dividends declared on common stock (in dollars per share)	$ 0.10	$ 0.10	$ 0.20	$ 0.20

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities
Net income		$ 4,770	$ 4,358
Adjustments to reconcile to net income to net cash from operating activities
Provision for loan losses		513	3,870
Depreciation		816	794
Amortization of premiums and discounts on securities		3	3
Amortization of intangibles		21	34
Amortization of servicing assets		37	43
Net change in net deferred loan origination costs		454	91
Gain on sale of other real estate owned		(30)	(91)
Gain on sale of equity securities		0	(295)
Loss on disposal of other assets		2	19
Other real estate owned valuation adjustments		0	21
Earnings on bank-owned life insurance	[1]	(41)	(68)
Net change in:
Accrued interest receivable		116	(465)
Other assets		2,316	1,580
Accrued interest payable and other liabilities		(2,539)	(2,905)
Net cash from operating activities		6,438	6,989
Cash flows from investing activities
Proceeds from maturities		35,318	51,006
Proceeds from principal repayments		1,386	1,138
Proceeds from sale of equity securities		0	3,722
Purchases of securities		(35,940)	(51,023)
Net decrease in loans receivable		85,164	52,289
Purchase of FHLB and FRB stock		0	(4)
Redemption of FHLB and FRB stock		0	540
Proceeds from sale of other real estate owned		95	845
Purchase of premises and equipment, net		(795)	(531)
Net cash from investing activities		85,228	57,982
Cash flows from financing activities
Deposits		103,398	(22,277)
Borrowings		3,939	(20,251)
Advance payments by borrowers for taxes and insurance		2,134	2,995
Repurchase and retirement of common stock		(3,676)	(16,841)
Cash dividends paid on common stock		(3,021)	(3,194)
Net cash from (used in) financing activities		102,774	(59,568)
Net change in cash and cash equivalents		194,440	5,403
Beginning cash and cash equivalents		190,325	98,204
Ending cash and cash equivalents		384,765	103,607
Supplemental disclosures of cash flow information:
Interest paid		4,564	6,863
Income taxes paid		226	400
Income taxes refunded		8	0
Loans transferred to other real estate owned		33	46
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities		$ 111	$ 6,694
[1]	Not within the scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 Basis of Presentation three six June 30, 2020 not may December 31, 2020 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). Use of Estimates COVID- 19 10 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19 Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2019 Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Net income available to common stockholders $ 2,352 $ 807 $ 4,770 $ 4,358 Basic and diluted weighted average common shares outstanding 14,978,757 15,472,618 15,092,244 15,835,445 Basic and diluted earnings per common share $ 0.16 $ 0.05 $ 0.32 $ 0.28

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities June 30, 2020 Certificates of deposit $ 49,288 $ — $ — $ 49,288 Municipal securities 504 10 — 514 Mortgage-backed securities - residential 6,668 315 — 6,983 Collateralized mortgage obligations - residential 2,657 3 (8 ) 2,652 $ 59,117 $ 328 $ (8 ) $ 59,437 December 31, 2019 Certificates of deposit $ 48,666 $ — $ — $ 48,666 Municipal securities 505 8 — 513 Mortgage-backed securities - residential 7,727 310 — 8,037 Collateralized mortgage obligations - residential 2,986 4 (13 ) 2,977 $ 59,884 $ 322 $ (13 ) $ 60,193 The mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities or agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities by contractual maturity are shown below. Securities not may may June 30, 2020 Amortized Cost Fair Value Due in one year or less $ 49,388 $ 49,389 Due after one year through five years 404 413 49,792 49,802 Mortgage-backed securities - residential 6,668 6,983 Collateralized mortgage obligations - residential 2,657 2,652 $ 59,117 $ 59,437 Investment securities available-for-sale with carrying values of $1.3 million and $2.0 million at June 30, 2020 December 31, 2019 Sales of equity securities were as follows: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Proceeds $ — $ — $ — $ 3,722 Gross gains — — — 295 Gross losses — — — — Securities with unrealized losses not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss June 30, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,853 $ (8 ) 3 $ 1,853 $ (8 ) December 31, 2019 Collateralized mortgage obligations - residential 3 $ 1,566 $ (10 ) 1 $ 937 $ (3 ) 4 $ 2,503 $ (13 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. Certain collateralized mortgage obligations that the Company holds in its investment portfolio were in an unrealized loss position at June 30, 2020 not not not The Bank, as a member of Visa USA, received 51,404 unrestricted shares of Visa, Inc. Class B common stock in connection with Visa, Inc.’s initial public offering in 2007 not The Bank sold 25,702 shares of Visa Class B common stock in the fourth 2018 first 2019

Note 4 - Loans Receivable

Note 4 - Loans Receivable	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans receivable are as follows: June 30, 2020 December 31, 2019 One-to-four family residential real estate $ 48,928 $ 55,750 Multi-family mortgage 536,619 563,750 Nonresidential real estate 127,560 134,674 Commercial loans 126,609 145,714 Commercial leases 247,997 272,629 Consumer 1,783 2,211 1,089,496 1,174,728 Net deferred loan origination costs 458 912 Allowance for loan losses (8,156 ) (7,632 ) Loans, net $ 1,081,798 $ 1,168,008 The following tables present the balance in the allowance for loan losses and loans receivable by portfolio segment and based on impairment method: Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total June 30, 2020 One-to-four family residential real estate $ — $ 665 $ 665 $ 1,768 $ 47,160 $ 48,928 Multi-family mortgage — 4,185 4,185 604 536,015 536,619 Nonresidential real estate — 1,602 1,602 288 127,272 127,560 Commercial loans — 856 856 — 126,609 126,609 Commercial leases — 802 802 833 247,164 247,997 Consumer — 46 46 — 1,783 1,783 $ — $ 8,156 $ 8,156 $ 3,493 $ 1,086,003 1,089,496 Net deferred loan origination costs 458 Allowance for loan losses (8,156 ) Loans, net $ 1,081,798 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2019 One-to-four family residential real estate $ — $ 675 $ 675 $ 1,835 $ 53,915 $ 55,750 Multi-family mortgage — 3,676 3,676 620 563,130 563,750 Nonresidential real estate — 1,176 1,176 288 134,386 134,674 Commercial loans — 1,308 1,308 — 145,714 145,714 Commercial leases — 757 757 — 272,629 272,629 Consumer — 40 40 — 2,211 2,211 $ — $ 7,632 $ 7,632 $ 2,743 $ 1,171,985 1,174,728 Net deferred loan origination costs 912 Allowance for loan losses (7,632 ) Loans, net $ 1,168,008 The following table represents the activity in the allowance for loan losses by portfolio segment: One-to-four family residential real estate Multi-family mortgage Non-residential real estate Construction and land Commercial loans Commercial leases Consumer Total For the three months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 682 $ 3,869 $ 1,460 $ — $ 1,275 $ 780 $ 46 $ 8,112 Provision for (recovery of) loan losses (20 ) 301 142 — (420 ) 22 17 42 Loans charged off — — — — — — (17 ) (17 ) Recoveries 3 15 — — 1 — — 19 Total ending allowance balance $ 665 $ 4,185 $ 1,602 $ — $ 856 $ 802 $ 46 $ 8,156 June 30, 2019 Allowance for loan losses: Beginning balance $ 649 $ 4,079 $ 1,487 $ 3 $ 1,422 $ 690 $ 24 $ 8,354 Provision for (recovery of) loan losses (42 ) (99 ) (292 ) — 4,313 60 17 3,957 Loans charged off (50 ) — — — (4,443 ) — (10 ) (4,503 ) Recoveries 6 8 — — 2 — — 16 Total ending allowance balance $ 563 $ 3,988 $ 1,195 $ 3 $ 1,294 $ 750 $ 31 $ 7,824 For the six months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 675 $ 3,676 $ 1,176 $ — $ 1,308 $ 757 $ 40 $ 7,632 Provision for (recovery of) loan losses (21 ) 482 426 — (455 ) 45 36 513 Loans charged off (5 ) — — — — — (30 ) (35 ) Recoveries 16 27 — — 3 — — 46 Total ending allowance balance $ 665 $ 4,185 $ 1,602 $ — $ 856 $ 802 $ 46 $ 8,156 June 30, 2019 Allowance for loan losses: Beginning balance $ 699 $ 3,991 $ 1,476 $ 4 $ 1,517 $ 755 $ 28 $ 8,470 Provision for (recovery of) loan losses (86 ) (19 ) (253 ) (1 ) 4,216 (5 ) 18 3,870 Loans charged off (73 ) — (28 ) — (4,443 ) — (15 ) (4,559 ) Recoveries 23 16 — — 4 — — 43 Total ending allowance balance $ 563 $ 3,988 $ 1,195 $ 3 $ 1,294 $ 750 $ 31 $ 7,824 Impaired loans The following tables present loans individually evaluated for impairment by class of loans: Three Months Ended Six Months Ended June 30, 2020 June 30, 2020 Loan Balance Recorded Investment Partial Charge off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized Average Investment in Impaired Loans Interest Income Recognized June 30, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,113 $ 1,768 $ 353 $ — $ 1,789 $ 11 $ 1,816 $ 24 Multi-family mortgage - Illinois 604 604 — — 609 9 612 18 Nonresidential real estate 280 288 — — 288 — 288 — Other commercial leases 843 833 — — 350 — 216 2 $ 3,840 $ 3,493 $ 353 $ — $ 3,036 $ 20 $ 2,932 $ 44 Year ended December 31, 2019 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2019 With no related allowance recorded: One-to-four family residential real estate $ 2,168 $ 1,835 $ 339 $ — $ 2,208 $ 51 Multi-family mortgage - Illinois 620 620 — — 637 37 Nonresidential real estate 280 288 — — 589 2 $ 3,068 $ 2,743 $ 339 $ — $ 3,434 $ 90 Nonaccrual Loans The following tables present the recorded investment in nonaccrual and loans 90 Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing June 30, 2020 One-to-four family residential real estate $ 686 $ 662 $ — Nonresidential real estate 280 288 — Other commercial leases 843 833 — $ 1,809 $ 1,783 $ — December 31, 2019 One-to-four family residential real estate $ 598 $ 512 $ — Nonresidential real estate 280 288 — Investment-rated commercial leases 47 — 47 $ 925 $ 800 $ 47 Nonaccrual loans and impaired loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $123,000 and $81,000 at June 30, 2020 December 31, 2019 310–10, 310–10, Past Due Loans The following tables present the aging of the recorded investment of loans by class of loans: 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total June 30, 2020 One-to-four family residential real estate loans: Owner occupied $ — $ 21 $ 658 $ 679 $ 38,931 $ 39,610 Non-owner occupied 3 187 — $ 190 9,128 9,318 Multi-family mortgage: Illinois — — — — 230,913 230,913 Other — — — — 305,706 305,706 Nonresidential real estate — — 288 288 127,272 127,560 Commercial loans: Regional commercial banking — — — — 32,388 32,388 Health care — — — — 12,554 12,554 Direct commercial lessor — — — — 81,667 81,667 Commercial leases: Investment-rated commercial leases — 509 — 509 114,123 114,632 Other commercial leases 1,936 136 833 2,905 130,460 133,365 Consumer 6 1 — 7 1,776 1,783 $ 1,945 $ 854 $ 1,779 $ 4,578 $ 1,084,918 $ 1,089,496 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 777 $ 340 $ 507 $ 1,624 $ 43,365 $ 44,989 Non-owner occupied 280 15 — 295 10,466 10,761 Multi-family mortgage: Illinois 981 302 — 1,283 246,680 247,963 Other — — — — 315,787 315,787 Nonresidential real estate — — 288 288 134,386 134,674 Commercial loans: Regional commercial banking — — — — 24,853 24,853 Health care — — — — 70,430 70,430 Direct commercial lessor — — — — 50,431 50,431 Commercial leases: Investment-rated commercial leases 826 — 47 873 132,966 133,839 Other commercial leases 543 136 — 679 138,111 138,790 Consumer 24 37 — 61 2,150 2,211 $ 3,431 $ 830 $ 842 $ 5,103 $ 1,169,625 $ 1,174,728 U.S. Small Business Administration Paycheck Protection Program ("PPP") In response to the COVID- 19 March 27, 2020. first 2020, 100% The following table presents the PPP activity: Number of loans Originated Balance For the Six Months Ended June 30, 2020 Paycheck protection program loan originations 305 $ 11,024 June 30, 2020 Paycheck protection program loans 300 $ 10,907 COVID- 19 Section 4013 2020 50” not 19. Our Apartment and Commercial Real Estate COVID- 19 4013 four April 2020, December 2020. Our Small Investment Property COVID- 19 $750,000 4013 four April 2020, December 2020. May 2020 December 2020 June 30, 2021. 4013 2020 35 4013 2020 35 The following table summarizes the loan forbearance modifications at June 30, 2020 Number of loans Principal Balance Principal Amount Deferred Small Investment Property COVID-19 Forbearance Agreement Multi-family mortgage 23 $ 7,143 $ 45 Nonresidential real estate 18 7,183 89 Qualified Limited Forbearance Program Multi-family mortgage 66 50,959 244 Nonresidential real estate 34 42,968 373 Commercial leases 18 5,853 579 One-to-four family residential real estate 10 1,312 8 169 $ 115,418 $ 1,338 Troubled Debt Restructurings The Company evaluates loan extensions or modifications not 4013 2020 35 340 10 Under ASC 340 10, The Company had no TDRs at June 30, 2020 December 31, 2019 six June 30, 2020 2019 three six June 30, 2020 2019 no twelve A loan is considered to be in payment default once it is 90 To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. may not not Substandard. may not not Nonaccrual. one Loans not Based on the most recent analysis performed, the risk categories of loans by class of loans are as follows: Pass Special Mention Substandard Nonaccrual Total June 30, 2020 One-to-four family residential real estate loans: Owner occupied $ 38,402 $ 79 $ 467 $ 662 $ 39,610 Non-owner occupied 9,255 29 34 — 9,318 Multi-family mortgage: Illinois 230,913 — — — 230,913 Other 305,706 — — — 305,706 Nonresidential real estate 124,322 160 2,790 288 127,560 Commercial loans: Regional commercial banking 32,388 — — — 32,388 Health care 12,117 437 — — 12,554 Direct commercial lessor 81,667 — — — 81,667 Commercial leases: Investment-rated commercial leases 114,632 — — — 114,632 Other commercial leases 131,271 — 1,261 833 133,365 Consumer 1,770 2 11 — 1,783 $ 1,082,443 $ 707 $ 4,563 $ 1,783 $ 1,089,496 Pass Special Mention Substandard Nonaccrual Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 43,908 $ 36 $ 533 $ 512 $ 44,989 Non-owner occupied 10,696 30 35 — 10,761 Multi-family mortgage: Illinois 247,757 — 206 — 247,963 Other 315,787 — — — 315,787 Nonresidential real estate 134,134 162 90 288 134,674 Commercial loans: Regional commercial banking 24,853 — — — 24,853 Health care 62,084 8,346 — — 70,430 Direct commercial lessor 50,431 — — — 50,431 Commercial leases: Investment-rated commercial leases 133,332 507 — — 133,839 Other commercial leases 137,893 761 136 — 138,790 Consumer 2,153 5 53 — 2,211 $ 1,163,028 $ 9,847 $ 1,053 $ 800 $ 1,174,728

Note 5 - Other Real Estate Owne

Note 5 - Other Real Estate Owned	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for loan losses. June 30, 2020 December 31, 2019 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance One–to–four family residential $ 143 $ - $ 143 $ 186 $ — $ 186 The following represents the roll forward of OREO and the composition of OREO properties: For the Three Months Ended For the Six Months Ended June 30, June 30, 2020 2019 2020 2019 Beginning balance $ 110 $ 921 $ 186 $ 1,226 New foreclosed properties 33 — 33 46 Valuation adjustments — (21 ) — (21 ) Sales and other reductions — (403 ) (76 ) (754 ) Ending balance $ 143 $ 497 $ 143 $ 497 Activity in the valuation allowance is as follows: For the Three Months Ended For the Six Months Ended June 30, June 30, 2020 2019 2020 2019 Beginning balance $ — $ — $ — $ 23 Additions charged to expense — 21 — 21 Reductions from sales of OREO — — — (23 ) Ending balance $ — $ 21 $ — $ 21 At June 30, 2020 December 31, 2019 June 30, 2020 December 31, 2019

Note 6 - Leases

Note 6 - Leases	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 6 The Company enters into operating leases in the normal course of business primarily for several of its branch and corporate locations. Leases (Topic 842 12 four three 2032. not not not 12 The following table represents the classification of the Company's right of use and lease liabilities: Statement of Financial Condition Location June 30, 2020 December 31, 2019 Operating Lease Right of Use Asset: Gross carrying amount $ 6,694 $ — New lease obligation 111 6,694 Accumulated amortization (1,288 ) (848 ) Net carrying value Other assets $ 5,517 $ 5,846 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 5,517 $ 5,846 Amortization expense was $221,000 and $212,000 for the three June 30, 2020 2019 six June 30, 2020 2019 June 30, 2020 For the Three Months Ended For the Six Months Ended June 30, June 30, Lease cost: 2020 2019 2020 2019 Operating lease cost $ 221 $ 212 $ 439 $ 424 Short-term lease cost 41 29 71 60 Sublease income (20 ) (9 ) (38 ) (15 ) Total lease cost $ 242 $ 232 $ 472 $ 469 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 238 $ 225 $ 471 $ 449 Future minimum payments under non-cancellable operating leases with terms longer than 12 June 30, 2020 Twelve months ended June 30, 2021 $ 952 2022 979 2023 1,007 2024 705 2025 504 Thereafter 2,470 Total future minimum operating lease payments 6,617 Amounts representing interest (1,100 ) Present value of net future minimum operating lease payments $ 5,517

Note 7 - Borrowings

Note 7 - Borrowings	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 7 Advances from the FHLB were as follows: June 30, 2020 December 31, 2019 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due within 1 year — % $ 4,000 — % $ — Securities sold under agreements to repurchase, which are included with borrowings on the consolidated balance sheet, are shown below. Overnight and Continuous Up to 30 days 30 - 90 days Greater Than 90 days Total December 31, 2019 Repurchase agreements and repurchase-to-maturity transactions $ 61 $ — $ — $ — $ 61 Gross amount of recognized liabilities for repurchase agreements in Consolidated Statements of Financial Condition $ 61 There were no June 30, 2020 Securities sold under agreements to repurchase were secured by a mortgage-backed security with a carrying amount of $2.0 million at December 31, 2019 no On April 1, 2020, April 1, 2021. June 30, 2020

Note 8 - Fair Value

Note 8 - Fair Value	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 8 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 2 Impaired loans: may may 3 Other real estate owned: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value June 30, 2020 Securities: Certificates of deposit $ — $ 49,288 $ — $ 49,288 Municipal securities — 514 — 514 Mortgage-backed securities – residential — 6,983 — 6,983 Collateralized mortgage obligations – residential — 2,652 — 2,652 $ — $ 59,437 $ — $ 59,437 December 31, 2019 Securities: Certificates of deposit $ — $ 48,666 $ — $ 48,666 Municipal securities — 513 — 513 Mortgage-backed securities - residential — 8,037 — 8,037 Collateralized mortgage obligations – residential — 2,977 — 2,977 $ — $ 60,193 $ — $ 60,193 At June 30, 2020 December 31, 2019 At June 30, 2020 December 31, 2019 The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at June 30, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 384,765 $ 13,826 $ 370,939 $ — $ 384,765 Securities 59,437 — 59,437 — 59,437 Loans receivable, net of allowance for loan losses 1,081,798 — — 1,089,464 1,089,464 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,447 — 102 4,345 4,447 Financial liabilities Certificates of deposit 340,717 — 343,032 — 343,032 Borrowings 4,000 — 3,994 — 3,994 Fair Value Measurements at December 31, 2019 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 190,325 $ 9,785 $ 180,540 $ — $ 190,325 Securities 60,193 — 60,193 — 60,193 Loans receivable, net of allowance for loan losses 1,168,008 — — 1,177,459 1,177,459 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,563 — 252 4,311 4,563 Financial liabilities Certificates of deposit 402,034 — 402,914 — 402,914 Borrowings 61 — 61 — 61 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 9 - Revenue from Contracts

Note 9 - Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 9 All of the Company's revenue from contracts with customers within the scope of ASC 606 606 Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Deposit service charges and fees $ 736 $ 974 $ 1,623 $ 1,904 Loan servicing fees (1) 82 56 145 79 Mortgage brokerage and banking fees (1) 11 21 40 49 Gain on sale of equity securities (1) — — — 295 Loss on disposal of other assets — — (2 ) (19 ) Trust and insurance commissions and annuities income 224 224 506 429 Earnings on bank-owned life insurance (1) 9 38 41 68 Other (1) 101 113 208 245 Total noninterest income $ 1,163 $ 1,426 $ 2,561 $ 3,050 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: three June 30, 2020 2019 six June 30, 2020 2019 Trust and insurance commissions and annuities income: i.e Gains/losses on sales of OREO and other assets: three six June 30, 2020 2019 not

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation three six June 30, 2020 not may December 31, 2020 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Covid-19 [Policy Text Block]	COVID- 19 10 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2019
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Net income available to common stockholders $ 2,352 $ 807 $ 4,770 $ 4,358 Basic and diluted weighted average common shares outstanding 14,978,757 15,472,618 15,092,244 15,835,445 Basic and diluted earnings per common share $ 0.16 $ 0.05 $ 0.32 $ 0.28

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities June 30, 2020 Certificates of deposit $ 49,288 $ — $ — $ 49,288 Municipal securities 504 10 — 514 Mortgage-backed securities - residential 6,668 315 — 6,983 Collateralized mortgage obligations - residential 2,657 3 (8 ) 2,652 $ 59,117 $ 328 $ (8 ) $ 59,437 December 31, 2019 Certificates of deposit $ 48,666 $ — $ — $ 48,666 Municipal securities 505 8 — 513 Mortgage-backed securities - residential 7,727 310 — 8,037 Collateralized mortgage obligations - residential 2,986 4 (13 ) 2,977 $ 59,884 $ 322 $ (13 ) $ 60,193
Investments Classified by Contractual Maturity Date [Table Text Block]	June 30, 2020 Amortized Cost Fair Value Due in one year or less $ 49,388 $ 49,389 Due after one year through five years 404 413 49,792 49,802 Mortgage-backed securities - residential 6,668 6,983 Collateralized mortgage obligations - residential 2,657 2,652 $ 59,117 $ 59,437
Realized Gain (Loss) on Investments [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Proceeds $ — $ — $ — $ 3,722 Gross gains — — — 295 Gross losses — — — —
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss June 30, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,853 $ (8 ) 3 $ 1,853 $ (8 ) December 31, 2019 Collateralized mortgage obligations - residential 3 $ 1,566 $ (10 ) 1 $ 937 $ (3 ) 4 $ 2,503 $ (13 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2020 December 31, 2019 One-to-four family residential real estate $ 48,928 $ 55,750 Multi-family mortgage 536,619 563,750 Nonresidential real estate 127,560 134,674 Commercial loans 126,609 145,714 Commercial leases 247,997 272,629 Consumer 1,783 2,211 1,089,496 1,174,728 Net deferred loan origination costs 458 912 Allowance for loan losses (8,156 ) (7,632 ) Loans, net $ 1,081,798 $ 1,168,008
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total June 30, 2020 One-to-four family residential real estate $ — $ 665 $ 665 $ 1,768 $ 47,160 $ 48,928 Multi-family mortgage — 4,185 4,185 604 536,015 536,619 Nonresidential real estate — 1,602 1,602 288 127,272 127,560 Commercial loans — 856 856 — 126,609 126,609 Commercial leases — 802 802 833 247,164 247,997 Consumer — 46 46 — 1,783 1,783 $ — $ 8,156 $ 8,156 $ 3,493 $ 1,086,003 1,089,496 Net deferred loan origination costs 458 Allowance for loan losses (8,156 ) Loans, net $ 1,081,798 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2019 One-to-four family residential real estate $ — $ 675 $ 675 $ 1,835 $ 53,915 $ 55,750 Multi-family mortgage — 3,676 3,676 620 563,130 563,750 Nonresidential real estate — 1,176 1,176 288 134,386 134,674 Commercial loans — 1,308 1,308 — 145,714 145,714 Commercial leases — 757 757 — 272,629 272,629 Consumer — 40 40 — 2,211 2,211 $ — $ 7,632 $ 7,632 $ 2,743 $ 1,171,985 1,174,728 Net deferred loan origination costs 912 Allowance for loan losses (7,632 ) Loans, net $ 1,168,008
Financing Receivable, Allowance for Credit Loss [Table Text Block]	One-to-four family residential real estate Multi-family mortgage Non-residential real estate Construction and land Commercial loans Commercial leases Consumer Total For the three months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 682 $ 3,869 $ 1,460 $ — $ 1,275 $ 780 $ 46 $ 8,112 Provision for (recovery of) loan losses (20 ) 301 142 — (420 ) 22 17 42 Loans charged off — — — — — — (17 ) (17 ) Recoveries 3 15 — — 1 — — 19 Total ending allowance balance $ 665 $ 4,185 $ 1,602 $ — $ 856 $ 802 $ 46 $ 8,156 June 30, 2019 Allowance for loan losses: Beginning balance $ 649 $ 4,079 $ 1,487 $ 3 $ 1,422 $ 690 $ 24 $ 8,354 Provision for (recovery of) loan losses (42 ) (99 ) (292 ) — 4,313 60 17 3,957 Loans charged off (50 ) — — — (4,443 ) — (10 ) (4,503 ) Recoveries 6 8 — — 2 — — 16 Total ending allowance balance $ 563 $ 3,988 $ 1,195 $ 3 $ 1,294 $ 750 $ 31 $ 7,824 For the six months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 675 $ 3,676 $ 1,176 $ — $ 1,308 $ 757 $ 40 $ 7,632 Provision for (recovery of) loan losses (21 ) 482 426 — (455 ) 45 36 513 Loans charged off (5 ) — — — — — (30 ) (35 ) Recoveries 16 27 — — 3 — — 46 Total ending allowance balance $ 665 $ 4,185 $ 1,602 $ — $ 856 $ 802 $ 46 $ 8,156 June 30, 2019 Allowance for loan losses: Beginning balance $ 699 $ 3,991 $ 1,476 $ 4 $ 1,517 $ 755 $ 28 $ 8,470 Provision for (recovery of) loan losses (86 ) (19 ) (253 ) (1 ) 4,216 (5 ) 18 3,870 Loans charged off (73 ) — (28 ) — (4,443 ) — (15 ) (4,559 ) Recoveries 23 16 — — 4 — — 43 Total ending allowance balance $ 563 $ 3,988 $ 1,195 $ 3 $ 1,294 $ 750 $ 31 $ 7,824
Impaired Financing Receivables [Table Text Block]	Three Months Ended Six Months Ended June 30, 2020 June 30, 2020 Loan Balance Recorded Investment Partial Charge off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized Average Investment in Impaired Loans Interest Income Recognized June 30, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,113 $ 1,768 $ 353 $ — $ 1,789 $ 11 $ 1,816 $ 24 Multi-family mortgage - Illinois 604 604 — — 609 9 612 18 Nonresidential real estate 280 288 — — 288 — 288 — Other commercial leases 843 833 — — 350 — 216 2 $ 3,840 $ 3,493 $ 353 $ — $ 3,036 $ 20 $ 2,932 $ 44 Year ended December 31, 2019 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2019 With no related allowance recorded: One-to-four family residential real estate $ 2,168 $ 1,835 $ 339 $ — $ 2,208 $ 51 Multi-family mortgage - Illinois 620 620 — — 637 37 Nonresidential real estate 280 288 — — 589 2 $ 3,068 $ 2,743 $ 339 $ — $ 3,434 $ 90
Financing Receivable, Nonaccrual [Table Text Block]	Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing June 30, 2020 One-to-four family residential real estate $ 686 $ 662 $ — Nonresidential real estate 280 288 — Other commercial leases 843 833 — $ 1,809 $ 1,783 $ — December 31, 2019 One-to-four family residential real estate $ 598 $ 512 $ — Nonresidential real estate 280 288 — Investment-rated commercial leases 47 — 47 $ 925 $ 800 $ 47
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total June 30, 2020 One-to-four family residential real estate loans: Owner occupied $ — $ 21 $ 658 $ 679 $ 38,931 $ 39,610 Non-owner occupied 3 187 — $ 190 9,128 9,318 Multi-family mortgage: Illinois — — — — 230,913 230,913 Other — — — — 305,706 305,706 Nonresidential real estate — — 288 288 127,272 127,560 Commercial loans: Regional commercial banking — — — — 32,388 32,388 Health care — — — — 12,554 12,554 Direct commercial lessor — — — — 81,667 81,667 Commercial leases: Investment-rated commercial leases — 509 — 509 114,123 114,632 Other commercial leases 1,936 136 833 2,905 130,460 133,365 Consumer 6 1 — 7 1,776 1,783 $ 1,945 $ 854 $ 1,779 $ 4,578 $ 1,084,918 $ 1,089,496 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 777 $ 340 $ 507 $ 1,624 $ 43,365 $ 44,989 Non-owner occupied 280 15 — 295 10,466 10,761 Multi-family mortgage: Illinois 981 302 — 1,283 246,680 247,963 Other — — — — 315,787 315,787 Nonresidential real estate — — 288 288 134,386 134,674 Commercial loans: Regional commercial banking — — — — 24,853 24,853 Health care — — — — 70,430 70,430 Direct commercial lessor — — — — 50,431 50,431 Commercial leases: Investment-rated commercial leases 826 — 47 873 132,966 133,839 Other commercial leases 543 136 — 679 138,111 138,790 Consumer 24 37 — 61 2,150 2,211 $ 3,431 $ 830 $ 842 $ 5,103 $ 1,169,625 $ 1,174,728
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Nonaccrual Total June 30, 2020 One-to-four family residential real estate loans: Owner occupied $ 38,402 $ 79 $ 467 $ 662 $ 39,610 Non-owner occupied 9,255 29 34 — 9,318 Multi-family mortgage: Illinois 230,913 — — — 230,913 Other 305,706 — — — 305,706 Nonresidential real estate 124,322 160 2,790 288 127,560 Commercial loans: Regional commercial banking 32,388 — — — 32,388 Health care 12,117 437 — — 12,554 Direct commercial lessor 81,667 — — — 81,667 Commercial leases: Investment-rated commercial leases 114,632 — — — 114,632 Other commercial leases 131,271 — 1,261 833 133,365 Consumer 1,770 2 11 — 1,783 $ 1,082,443 $ 707 $ 4,563 $ 1,783 $ 1,089,496 Pass Special Mention Substandard Nonaccrual Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 43,908 $ 36 $ 533 $ 512 $ 44,989 Non-owner occupied 10,696 30 35 — 10,761 Multi-family mortgage: Illinois 247,757 — 206 — 247,963 Other 315,787 — — — 315,787 Nonresidential real estate 134,134 162 90 288 134,674 Commercial loans: Regional commercial banking 24,853 — — — 24,853 Health care 62,084 8,346 — — 70,430 Direct commercial lessor 50,431 — — — 50,431 Commercial leases: Investment-rated commercial leases 133,332 507 — — 133,839 Other commercial leases 137,893 761 136 — 138,790 Consumer 2,153 5 53 — 2,211 $ 1,163,028 $ 9,847 $ 1,053 $ 800 $ 1,174,728
COVID 19 [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Number of loans Principal Balance Principal Amount Deferred Small Investment Property COVID-19 Forbearance Agreement Multi-family mortgage 23 $ 7,143 $ 45 Nonresidential real estate 18 7,183 89 Qualified Limited Forbearance Program Multi-family mortgage 66 50,959 244 Nonresidential real estate 34 42,968 373 Commercial leases 18 5,853 579 One-to-four family residential real estate 10 1,312 8 169 $ 115,418 $ 1,338
Paycheck Protection Program CARES Act [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Number of loans Originated Balance For the Six Months Ended June 30, 2020 Paycheck protection program loan originations 305 $ 11,024 June 30, 2020 Paycheck protection program loans 300 $ 10,907

Note 5 - Other Real Estate Ow_2

Note 5 - Other Real Estate Owned (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Real Estate Properties [Table Text Block]	June 30, 2020 December 31, 2019 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance One–to–four family residential $ 143 $ - $ 143 $ 186 $ — $ 186
Other Real Estate, Roll Forward [Table Text Block]	For the Three Months Ended For the Six Months Ended June 30, June 30, 2020 2019 2020 2019 Beginning balance $ 110 $ 921 $ 186 $ 1,226 New foreclosed properties 33 — 33 46 Valuation adjustments — (21 ) — (21 ) Sales and other reductions — (403 ) (76 ) (754 ) Ending balance $ 143 $ 497 $ 143 $ 497
Other Real Estate Owned, Valuation Allowance [Table Text Block]	For the Three Months Ended For the Six Months Ended June 30, June 30, 2020 2019 2020 2019 Beginning balance $ — $ — $ — $ 23 Additions charged to expense — 21 — 21 Reductions from sales of OREO — — — (23 ) Ending balance $ — $ 21 $ — $ 21

Note 6 - Leases (Tables)

Note 6 - Leases (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Assets and Liabilities, Lessee [Table Text Block]	Statement of Financial Condition Location June 30, 2020 December 31, 2019 Operating Lease Right of Use Asset: Gross carrying amount $ 6,694 $ — New lease obligation 111 6,694 Accumulated amortization (1,288 ) (848 ) Net carrying value Other assets $ 5,517 $ 5,846 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 5,517 $ 5,846
Lease, Cost [Table Text Block]	For the Three Months Ended For the Six Months Ended June 30, June 30, Lease cost: 2020 2019 2020 2019 Operating lease cost $ 221 $ 212 $ 439 $ 424 Short-term lease cost 41 29 71 60 Sublease income (20 ) (9 ) (38 ) (15 ) Total lease cost $ 242 $ 232 $ 472 $ 469 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 238 $ 225 $ 471 $ 449
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Twelve months ended June 30, 2021 $ 952 2022 979 2023 1,007 2024 705 2025 504 Thereafter 2,470 Total future minimum operating lease payments 6,617 Amounts representing interest (1,100 ) Present value of net future minimum operating lease payments $ 5,517

Note 7 - Borrowings (Tables)

Note 7 - Borrowings (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	June 30, 2020 December 31, 2019 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due within 1 year — % $ 4,000 — % $ —
Schedule of Repurchase Agreements [Table Text Block]	Overnight and Continuous Up to 30 days 30 - 90 days Greater Than 90 days Total December 31, 2019 Repurchase agreements and repurchase-to-maturity transactions $ 61 $ — $ — $ — $ 61 Gross amount of recognized liabilities for repurchase agreements in Consolidated Statements of Financial Condition $ 61

Note 8 - Fair Value (Tables)

Note 8 - Fair Value (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value June 30, 2020 Securities: Certificates of deposit $ — $ 49,288 $ — $ 49,288 Municipal securities — 514 — 514 Mortgage-backed securities – residential — 6,983 — 6,983 Collateralized mortgage obligations – residential — 2,652 — 2,652 $ — $ 59,437 $ — $ 59,437 December 31, 2019 Securities: Certificates of deposit $ — $ 48,666 $ — $ 48,666 Municipal securities — 513 — 513 Mortgage-backed securities - residential — 8,037 — 8,037 Collateralized mortgage obligations – residential — 2,977 — 2,977 $ — $ 60,193 $ — $ 60,193
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 384,765 $ 13,826 $ 370,939 $ — $ 384,765 Securities 59,437 — 59,437 — 59,437 Loans receivable, net of allowance for loan losses 1,081,798 — — 1,089,464 1,089,464 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,447 — 102 4,345 4,447 Financial liabilities Certificates of deposit 340,717 — 343,032 — 343,032 Borrowings 4,000 — 3,994 — 3,994 Fair Value Measurements at December 31, 2019 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 190,325 $ 9,785 $ 180,540 $ — $ 190,325 Securities 60,193 — 60,193 — 60,193 Loans receivable, net of allowance for loan losses 1,168,008 — — 1,177,459 1,177,459 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,563 — 252 4,311 4,563 Financial liabilities Certificates of deposit 402,034 — 402,914 — 402,914 Borrowings 61 — 61 — 61

Note 9 - Revenue from Contrac_2

Note 9 - Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Deposit service charges and fees $ 736 $ 974 $ 1,623 $ 1,904 Loan servicing fees (1) 82 56 145 79 Mortgage brokerage and banking fees (1) 11 21 40 49 Gain on sale of equity securities (1) — — — 295 Loss on disposal of other assets — — (2 ) (19 ) Trust and insurance commissions and annuities income 224 224 506 429 Earnings on bank-owned life insurance (1) 9 38 41 68 Other (1) 101 113 208 245 Total noninterest income $ 1,163 $ 1,426 $ 2,561 $ 3,050

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Net income available to common stockholders	$ 2,352	$ 807	$ 4,770	$ 4,358
Basic and diluted weighted average common shares outstanding (in shares)	14,978,757	15,472,618	15,092,244	15,835,445
Basic and diluted earnings per common share (in dollars per share)	$ 0.16	$ 0.05	$ 0.32	$ 0.28

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($)		3 Months Ended				6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019	Dec. 31, 2007
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total		$ 1,300,000				$ 1,300,000		$ 2,000,000
Equity Securities, FV-NI, Gain (Loss), Total	[1]	$ 0	$ 0			$ 0	$ 295,000
Visa Inc Class B Common Stock [Member]
Equity Securities without Readily Determinable Fair Value, Shares (in shares)				25,702					51,404
Equity Securities without Readily Determinable Fair Value, Shares Sold (in shares)					25,702
Equity Securities, FV-NI, Gain (Loss), Total				$ 295,000
[1]	Not within the scope of ASC 606

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Amortized cost	$ 59,117	$ 59,884
Gross unrealized gains	328	322
Gross unrealized losses	(8)	(13)
Fair value	59,437	60,193
Certificates of Deposit [Member]
Amortized cost	49,288	48,666
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	49,288	48,666
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	504	505
Gross unrealized gains	10	8
Gross unrealized losses	0	0
Fair value	514	513
Residential Mortgage Backed Securities [Member]
Amortized cost	6,668	7,727
Gross unrealized gains	315	310
Gross unrealized losses	0	0
Fair value	6,983	8,037
Collateralized Mortgage Backed Securities [Member]
Amortized cost	2,657	2,986
Gross unrealized gains	3	4
Gross unrealized losses	(8)	(13)
Fair value	$ 2,652	$ 2,977

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Due in one year or less, amortized cost	$ 49,388
Due in one year or less, fair value	49,389
Due after one year through five years, amortized cost	404
Due after one year through five years, fair value	413
Amortized cost, single maturity date	49,792
Fair value, single maturity date	49,802
Amortized cost	59,117	$ 59,884
Fair value	59,437	60,193
Residential Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	6,668
Fair value, without single maturity date	6,983
Amortized cost	6,668	7,727
Fair value	6,983	8,037
Collateralized Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	2,657
Fair value, without single maturity date	2,652
Amortized cost	2,657	2,986
Fair value	$ 2,652	$ 2,977

Note 3 - Securities - Sales of

Note 3 - Securities - Sales of Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Proceeds	$ 0	$ 0	$ 0	$ 3,722
Gross gains	0	0	0	295
Gross losses	$ 0	$ 0	$ 0	$ 0

Note 3 - Securities - Securitie

Note 3 - Securities - Securities with Unrealized Losses (Details) - Collateralized Mortgage Backed Securities [Member] Pure in Thousands, $ in Thousands	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Count, less than 12 months	0	3
Collateralized mortgage obligations - residential	$ 0	$ 1,566
Unrealized loss, less than 12 months	$ 0	$ (10)
Count, 12 months or more	3	1
Fair value, 12 months or more	$ 1,853	$ 937
Unrealized loss, 12 months or more	$ (8)	$ (3)
Count, total	3	4
Fair value, total	$ 1,853	$ 2,503
Unrealized loss, total	$ (8)	$ (13)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual) Pure in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2019	Jun. 30, 2020USD ($)	Jun. 30, 2019	Dec. 31, 2019USD ($)
Reserve for Uncollected Loan Interest	$ 123,000		$ 123,000		$ 81,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts			0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Paycheck Protection Program CARES Act [Member]
Proceeds from Issuance of Long-term Debt, Total			$ 11,000,000

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018
Loans receivable	$ 1,089,496		$ 1,174,728
Net deferred loan origination costs	(458)		(912)
Allowance for loan losses	(8,156)	$ (8,112)	(7,632)	$ (7,824)	$ (8,354)	$ (8,470)
Loans, net	1,081,798		1,168,008
Commercial Portfolio Segment [Member]
Loans receivable	126,609		145,714
Allowance for loan losses	(856)		(1,308)
Finance Leases Portfolio Segment [Member]
Loans receivable	247,997		272,629
Allowance for loan losses	(802)		(757)
Consumer Portfolio Segment [Member]
Loans receivable	1,783		2,211
Allowance for loan losses	(46)		(40)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	48,928		55,750
Allowance for loan losses	(665)		(675)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	536,619		563,750
Allowance for loan losses	(4,185)		(3,676)
Nonresidential Real Estate [Member]
Allowance for loan losses	(1,602)	$ (1,460)	(1,176)	$ (1,195)	$ (1,487)	$ (1,476)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	127,560		134,674
Allowance for loan losses	$ (1,602)		$ (1,176)

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018
Allowance for loan losses, individually evaluated for impairment	$ 0		$ 0
Allowance for loan losses, collectively evaluated for impairment	8,156		7,632
Allowance for loan losses	8,156	$ 8,112	7,632	$ 7,824	$ 8,354	$ 8,470
Loan balances, individually evaluated for impairment	3,493		2,743
Loan balances, collectively evaluated for impairment	1,086,003		1,171,985
Loans receivable	1,089,496		1,174,728
Net deferred loan origination costs	458		912
Allowance for loan losses	(8,156)	(8,112)	(7,632)	(7,824)	(8,354)	(8,470)
Loans receivable, net of allowance for loan losses: June 30, 2020, $8,156 and December 31, 2019, $7,632	1,081,798		1,168,008
Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment			0
Allowance for loan losses	1,602	1,460	1,176	1,195	1,487	1,476
Allowance for loan losses	(1,602)	$ (1,460)	(1,176)	$ (1,195)	$ (1,487)	$ (1,476)
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	665		675
Allowance for loan losses	665		675
Loan balances, individually evaluated for impairment	1,768		1,835
Loan balances, collectively evaluated for impairment	47,160		53,915
Loans receivable	48,928		55,750
Allowance for loan losses	(665)		(675)
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	4,185		3,676
Allowance for loan losses	4,185		3,676
Loan balances, individually evaluated for impairment	604		620
Loan balances, collectively evaluated for impairment	536,015		563,130
Loans receivable	536,619		563,750
Allowance for loan losses	(4,185)		(3,676)
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	1,602		1,176
Allowance for loan losses	1,602		1,176
Loan balances, individually evaluated for impairment	288		288
Loan balances, collectively evaluated for impairment	127,272		134,386
Loans receivable	127,560		134,674
Allowance for loan losses	(1,602)		(1,176)
Commercial Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	856		1,308
Allowance for loan losses	856		1,308
Loan balances, individually evaluated for impairment	0		0
Loan balances, collectively evaluated for impairment	126,609		145,714
Loans receivable	126,609		145,714
Allowance for loan losses	(856)		(1,308)
Finance Leases Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	802		757
Allowance for loan losses	802		757
Loan balances, individually evaluated for impairment	833		0
Loan balances, collectively evaluated for impairment	247,164		272,629
Loans receivable	247,997		272,629
Allowance for loan losses	(802)		(757)
Consumer Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	46		40
Allowance for loan losses	46		40
Loan balances, individually evaluated for impairment	0		0
Loan balances, collectively evaluated for impairment	1,783		2,211
Loans receivable	1,783		2,211
Allowance for loan losses	$ (46)		$ (40)

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Beginning balance	$ 8,112	$ 8,354	$ 7,632	$ 8,470
Provision for loan losses	42	3,957	513	3,870
Loans charged off	(17)	(4,503)	(35)	(4,559)
Recoveries	19	16	46	43
Total ending allowance balance	8,156	7,824	8,156	7,824
One To Four Family Residential Real Estate Loans [Member]
Beginning balance	682	649	675	699
Provision for loan losses	(20)	(42)	(21)	(86)
Loans charged off	0	(50)	(5)	(73)
Recoveries	3	6	16	23
Total ending allowance balance	665	563	665	563
Multi Family Mortgage Loans [Member]
Beginning balance	3,869	4,079	3,676	3,991
Provision for loan losses	301	(99)	482	(19)
Loans charged off	0	0	0	0
Recoveries	15	8	27	16
Total ending allowance balance	4,185	3,988	4,185	3,988
Nonresidential Real Estate [Member]
Beginning balance	1,460	1,487	1,176	1,476
Provision for loan losses	142	(292)	426	(253)
Loans charged off	0	0	0	(28)
Recoveries	0	0	0	0
Total ending allowance balance	1,602	1,195	1,602	1,195
Construction and Land Loans [Member]
Beginning balance	0	3	0	4
Provision for loan losses	0	0	0	(1)
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Total ending allowance balance	0	3	0	3
Commercial Loan [Member]
Beginning balance	1,275	1,422	1,308	1,517
Provision for loan losses	(420)	4,313	(455)	4,216
Loans charged off	0	(4,443)	0	(4,443)
Recoveries	1	2	3	4
Total ending allowance balance	856	1,294	856	1,294
Finance Leases Portfolio Segment [Member]
Beginning balance	780	690	757	755
Provision for loan losses	22	60	45	(5)
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Total ending allowance balance	802	750	802	750
Consumer Loan [Member]
Beginning balance	46	24	40	28
Provision for loan losses	17	17	36	18
Loans charged off	(17)	(10)	(30)	(15)
Recoveries	0	0	0	0
Total ending allowance balance	$ 46	$ 31	$ 46	$ 31

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
Loan balance, with no allowance recorded	$ 3,840	$ 3,840	$ 3,068
Recorded investment, with no allowance recorded	3,493	3,493	2,743
Partial charge-off, with no allowance recorded	353	353	339
Allowance for loan losses, individually evaluated for impairment	0	0	0
Average investment in impaired loans, with no allowance recorded	3,036	2,932	3,434
Interest income recognized, with no allowance recorded	20	44	90
Nonresidential Real Estate [Member]
Loan balance, with no allowance recorded			280
Recorded investment, with no allowance recorded			288
Partial charge-off, with no allowance recorded			0
Allowance for loan losses, individually evaluated for impairment			0
Average investment in impaired loans, with no allowance recorded			589
Interest income recognized, with no allowance recorded			2
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	2,113	2,113	2,168
Recorded investment, with no allowance recorded	1,768	1,768	1,835
Partial charge-off, with no allowance recorded	353	353	339
Allowance for loan losses, individually evaluated for impairment	0	0	0
Average investment in impaired loans, with no allowance recorded	1,789	1,816	2,208
Interest income recognized, with no allowance recorded	11	24	51
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loan balance, with no allowance recorded	604	604	620
Recorded investment, with no allowance recorded	604	604	620
Partial charge-off, with no allowance recorded	0	0	0
Allowance for loan losses, individually evaluated for impairment	0	0	0
Average investment in impaired loans, with no allowance recorded	609	612	637
Interest income recognized, with no allowance recorded	9	18	37
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance, with no allowance recorded	280	280
Recorded investment, with no allowance recorded	288	288
Partial charge-off, with no allowance recorded	0	0
Allowance for loan losses, individually evaluated for impairment	0	0	0
Average investment in impaired loans, with no allowance recorded	288	288
Interest income recognized, with no allowance recorded	0	0
Finance Leases Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0	$ 0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loan balance, with no allowance recorded	843	843
Recorded investment, with no allowance recorded	833	833
Partial charge-off, with no allowance recorded	0	0
Allowance for loan losses, individually evaluated for impairment	0	0
Average investment in impaired loans, with no allowance recorded	350	216
Interest income recognized, with no allowance recorded	$ 0	$ 2

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loan balance	$ 1,809	$ 925
Recorded investment	1,783	800
Loans past due over 90 days, still accruing	0	47
Loan balance	1,809	925
Recorded investment	1,783	800
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance	686	598
Recorded investment	662	512
Loans past due over 90 days, still accruing	0	0
Loan balance	686	598
Recorded investment	662	512
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance	280	280
Recorded investment	288	288
Loans past due over 90 days, still accruing	0	0
Loan balance	280	280
Recorded investment	288	288
Finance Leases Portfolio Segment [Member] | Other [Member]
Loan balance	843
Recorded investment	833
Loans past due over 90 days, still accruing	0
Loan balance	843
Recorded investment	$ 833
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loan balance		47
Recorded investment		0
Loans past due over 90 days, still accruing		47
Loan balance		47
Recorded investment		$ 0

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Past Due	$ 4,578	$ 5,103
Loans Not Past Due	1,084,918	1,169,625
Total Loans	1,089,496	1,174,728
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	1,945	3,431
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	854	830
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	1,779	842
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Past Due	679	1,624
Loans Not Past Due	38,931	43,365
Total Loans	39,610	44,989
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	777
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	21	340
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	658	507
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Past Due	190	295
Loans Not Past Due	9,128	10,466
Total Loans	9,318	10,761
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	3	280
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	187	15
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Past Due	0	1,283
Loans Not Past Due	230,913	246,680
Total Loans	230,913	247,963
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Past Due	0	0
Loans Not Past Due	305,706	315,787
Total Loans	305,706	315,787
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | ILLINOIS
Past Due	0	981
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | ILLINOIS
Past Due	0	302
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ILLINOIS
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Past Due	288	288
Loans Not Past Due	127,272	134,386
Total Loans	127,560	134,674
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	288	288
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member]
Past Due	0	0
Loans Not Past Due	32,388	24,853
Total Loans	32,388	24,853
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Health Care Loans [Member]
Past Due	0	0
Loans Not Past Due	12,554	70,430
Total Loans	12,554	70,430
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member]
Past Due	0	0
Loans Not Past Due	81,667	50,431
Total Loans	81,667	50,431
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Past Due	509	873
Loans Not Past Due	114,123	132,966
Total Loans	114,632	133,839
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	826
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	509	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	47
Finance Leases Portfolio Segment [Member] | Other [Member]
Past Due	2,905	679
Loans Not Past Due	130,460	138,111
Total Loans	133,365	138,790
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	1,936	543
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	136	136
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	833	0
Consumer Portfolio Segment [Member]
Past Due	7	61
Loans Not Past Due	1,776	2,150
Total Loans	1,783	2,211
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	6	24
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	1	37
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	$ 0	$ 0

Note 4 - Loans Receivable - PPP

Note 4 - Loans Receivable - PPP activity (Details) $ in Thousands	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Number of loans	169
Loans receivable, net of allowance for loan losses: June 30, 2020, $8,156 and December 31, 2019, $7,632	$ 1,081,798	$ 1,168,008
Paycheck Protection Program Loan Origination [Member]
Number of loans	305
Originated	$ 11,024
Paycheck Protection Program CARES Act [Member]
Number of loans	300
Originated
Loans receivable, net of allowance for loan losses: June 30, 2020, $8,156 and December 31, 2019, $7,632	$ 10,907

Note 4 - Loans Receivable - COV

Note 4 - Loans Receivable - COVID Loan Forbearance Program (Details) $ in Thousands	Jun. 30, 2020USD ($)
Number of loans	169
Principal balance	$ 115,418
Principal Amount Deferred	$ 1,338
COVID 19 [Member] | Standard Forbearance Agreement [Member] | Finance Leases Portfolio Segment [Member]
Number of loans	18
Principal balance	$ 5,853
Principal Amount Deferred	$ 579
Multi-family Mortgage [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	23
Principal balance	$ 7,143
Principal Amount Deferred	$ 45
Multi-family Mortgage [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	66
Principal balance	$ 50,959
Principal Amount Deferred	$ 244
Nonresidential Real Estate [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	18
Principal balance	$ 7,183
Principal Amount Deferred	$ 89
Nonresidential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	34
Principal balance	$ 42,968
Principal Amount Deferred	$ 373
One-to-Four Family Residential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	10
Principal Amount Deferred	$ 8
One To Four Family Residential Real Estate Loans [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Principal balance	$ 1,312

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loans receivable	$ 1,089,496	$ 1,174,728
Pass [Member]
Loans receivable	1,082,443	1,163,028
Special Mention [Member]
Loans receivable	707	9,847
Substandard [Member]
Loans receivable	4,563	1,053
Nonaccrual [Member]
Loans receivable	1,783	800
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	39,610	44,989
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Pass [Member]
Loans receivable	38,402	43,908
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans receivable	79	36
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Substandard [Member]
Loans receivable	467	533
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	662	512
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	9,318	10,761
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Pass [Member]
Loans receivable	9,255	10,696
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Special Mention [Member]
Loans receivable	29	30
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Substandard [Member]
Loans receivable	34	35
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	536,619	563,750
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	230,913	247,963
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	305,706	315,787
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | ILLINOIS
Loans receivable	230,913	247,757
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | Other [Member]
Loans receivable	305,706	315,787
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | ILLINOIS
Loans receivable	0	206
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	127,560	134,674
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Pass [Member]
Loans receivable	124,322	134,134
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Special Mention [Member]
Loans receivable	160	162
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Substandard [Member]
Loans receivable	2,790	90
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Nonaccrual [Member]
Loans receivable	288	288
Commercial Portfolio Segment [Member]
Loans receivable	126,609	145,714
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member]
Loans receivable	32,388	24,853
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Pass [Member]
Loans receivable	32,388	24,853
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Regional Commercial Banking [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Health Care Loans [Member]
Loans receivable	12,554	70,430
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Pass [Member]
Loans receivable	12,117	62,084
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Special Mention [Member]
Loans receivable	437	8,346
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Health Care Loans [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member]
Loans receivable	81,667	50,431
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Pass [Member]
Loans receivable	81,667	50,431
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Direct Commercial Lessor [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member]
Loans receivable	247,997	272,629
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	114,632	133,839
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Pass [Member]
Loans receivable	114,632	133,332
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Special Mention [Member]
Loans receivable	0	507
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	133,365	138,790
Finance Leases Portfolio Segment [Member] | Other [Member] | Pass [Member]
Loans receivable	131,271	137,893
Finance Leases Portfolio Segment [Member] | Other [Member] | Special Mention [Member]
Loans receivable	0	761
Finance Leases Portfolio Segment [Member] | Other [Member] | Substandard [Member]
Loans receivable	1,261	136
Finance Leases Portfolio Segment [Member] | Other [Member] | Nonaccrual [Member]
Loans receivable	833	0
Consumer Portfolio Segment [Member]
Loans receivable	1,783	2,211
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable	1,770	2,153
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	2	5
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable	11	53
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Loans receivable	$ 0	$ 0

Note 5 - Other Real Estate Ow_3

Note 5 - Other Real Estate Owned (Details Textual) - USD ($)	Jun. 30, 2020	Dec. 31, 2019
Repossessed Assets, Total	$ 0	$ 0
Mortgage Loans in Process of Foreclosure, Amount	$ 207,000	$ 237,000

Note 5 - Other Real Estate Ow_4

Note 5 - Other Real Estate Owned - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018
Valuation allowance	$ 0	$ 0	$ 0	$ (21)	$ 0	$ (23)
Other real estate owned, net	143	$ 110	186	$ 497	$ 921	$ 1,226
One-to-Four Family Residential Real Estate [Member]
Balance	143		186
Valuation allowance	0		0
Other real estate owned, net	$ 143		$ 186

Note 5 - Other Real Estate Ow_5

Note 5 - Other Real Estate Owned - Roll Forward of OREO (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Beginning balance	$ 110	$ 921	$ 186	$ 1,226	$ 1,226
New foreclosed properties	33	0	33	46
Valuation adjustments	0	(21)	0	(21)	0
Sales and other reductions	0	(403)	(76)	(754)
Ending balance	$ 143	$ 497	$ 143	$ 497	$ 186

Note 5 - Other Real Estate Ow_6

Note 5 - Other Real Estate Owned - Activity in the Valuation Allowance (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Beginning balance	$ 0	$ 0	$ 0	$ 23
Additions charged to expense	0	21	0	21
Reductions from sales of OREO	0	0	0	(23)
Ending balance	$ 0	$ 21	$ 0	$ 21

Note 6 - Leases (Details Textua

Note 6 - Leases (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Operating Lease, Right-of-Use Asset, Amortization Expense	$ 221,000	$ 212,000	$ 439,000	$ 424,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	8 years 6 months		8 years 6 months
Operating Lease, Weighted Average Discount Rate, Percent	3.13%		3.13%

Note 6 - Leases - Classificatio

Note 6 - Leases - Classification of Right of Use and Lease Liabilities (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Gross carrying amount	$ 6,694	$ 0
New lease obligation	111	6,694
Accumulated amortization	(1,288)	(848)
Net carrying value	5,517	5,846
Right of use lease obligations	5,517
Other Liabilities [Member]
Right of use lease obligations	$ 5,517	$ 5,846

Note 6 - Leases - Lease Cost (D

Note 6 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Operating lease cost	$ 221	$ 212	$ 439	$ 424
Short-term lease cost	41	29	71	60
Sublease income	(20)	(9)	(38)	(15)
Total lease cost	242	232	472	469
Operating cash flows from operating leases	$ 238	$ 225	$ 471	$ 449

Note 6 - Leases - Future Minimu

Note 6 - Leases - Future Minimum Payments (Details) $ in Thousands	Jun. 30, 2020USD ($)
2021	$ 952
2022	979
2023	1,007
2024	705
2025	504
Thereafter	2,470
Total future minimum operating lease payments	6,617
Amounts representing interest	(1,100)
Present value of net future minimum operating lease payments	$ 5,517

Note 7 - Borrowings (Details Te

Note 7 - Borrowings (Details Textual) - USD ($) $ in Thousands	Apr. 01, 2020	Jun. 30, 2020	Dec. 31, 2019
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total		$ 1,300	$ 2,000
Debt, Long-term and Short-term, Combined Amount, Total			$ 61
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total		$ 0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current	$ 5,000
Line of Credit [Member] | Unsecured Debt [Member] | Prime Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	0.75%

Note 7 - Borrowings - Advances

Note 7 - Borrowings - Advances from the FHLB (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Fixed-rate advance from FHLB, due within 1 year, contractual rate	0.00%	0.00%
Fixed-rate advance from FHLB, due within 1 year, amount	$ 4,000	$ 0

Note 7 - Borrowings - Securitie

Note 7 - Borrowings - Securities Sold Under Agreements to Repurchase (Details) $ in Thousands	Dec. 31, 2019USD ($)
Repurchase agreements and repurchase-to-maturity transactions	$ 61
Gross amount of recognized liabilities for repurchase agreements in Consolidated Statements of Financial Condition	61
Debt Instrument, Redemption, Period One [Member]
Repurchase agreements and repurchase-to-maturity transactions	61
Debt Instrument, Redemption, Period Two [Member]
Repurchase agreements and repurchase-to-maturity transactions	0
Debt Instrument, Redemption, Period Three [Member]
Repurchase agreements and repurchase-to-maturity transactions	0
Debt Instrument, Redemption, Period Four [Member]
Repurchase agreements and repurchase-to-maturity transactions	$ 0

Note 8 - Fair Value (Details Te

Note 8 - Fair Value (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Number of Loans Measured for Impairment Using Fair Value of Collateral	0		0		0
Other Real Estate, Valuation Adjustments	$ 0	$ 21	$ 0	$ 21	$ 0

Note 8 - Fair Value - Financial

Note 8 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Securities	$ 59,437	$ 60,193
Certificates of Deposit [Member]
Securities	49,288	48,666
US States and Political Subdivisions Debt Securities [Member]
Securities	514	513
Residential Mortgage Backed Securities [Member]
Securities	6,983	8,037
Collateralized Mortgage Backed Securities [Member]
Securities	2,652	2,977
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	59,437	60,193
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Securities	49,288	48,666
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	514	513
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Securities	6,983	8,037
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	2,652	2,977
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	$ 0	$ 0

Note 8 - Fair Value - Carrying

Note 8 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Securities	$ 59,437	$ 60,193
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	59,437	60,193
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	384,765	190,325
Securities	59,437	60,193
Loans receivable, net of allowance for loan losses	1,081,798	1,168,008
FHLB and FRB stock	7,490	7,490
Accrued interest receivable	4,447	4,563
Certificates of deposit	340,717	402,034
Borrowings	4,000	61
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	384,765	190,325
Securities	59,437	60,193
Loans receivable, net of allowance for loan losses	1,089,464	1,177,459
Accrued interest receivable	4,447	4,563
Certificates of deposit	343,032	402,914
Borrowings	3,994	61
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	13,826	9,785
Securities	0	0
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	0	0
Certificates of deposit	0	0
Borrowings	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	370,939	180,540
Securities	59,437	60,193
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	102	252
Certificates of deposit	343,032	402,914
Borrowings	3,994	61
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for loan losses	1,089,464	1,177,459
FHLB and FRB stock	0	0
Accrued interest receivable	4,345	4,311
Certificates of deposit	0	0
Borrowings	$ 0	$ 0

Note 9 - Revenue from Contrac_3

Note 9 - Revenue from Contracts with Customers (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 736,000	$ 974,000	$ 1,623,000	$ 1,904,000
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 343,000	$ 401,000	$ 694,000	$ 762,000

Note 9 - Revenues from Contract

Note 9 - Revenues from Contracts with Customers - Noninterest Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Deposit service charges and fees		$ 736	$ 974	$ 1,623	$ 1,904
Loan servicing fees	[1]	82	56	145	79
Mortgage brokerage and banking fees	[1]	11	21	40	49
Gain on sale of equity securities	[1]	0	0	0	295
Loss on disposal of other assets		0	0	(2)	(19)
Earnings on bank-owned life insurance	[1]	9	38	41	68
Other	[1]	101	113	208	245
Total noninterest income		1,163	1,426	2,561	3,050
Deposit Account [Member]
Deposit service charges and fees		736	974	1,623	1,904
Bank Servicing [Member]
Deposit service charges and fees		$ 224	$ 224	$ 506	$ 429
[1]	Not within the scope of ASC 606