BankFinancial (BFIN) 10-Q 28 Oct 20 2020 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Oct. 26, 2020
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2020
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,780,628

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from other financial institutions	$ 13,740	$ 9,785
Interest-bearing deposits in other financial institutions	415,925	180,540
Cash and cash equivalents	429,665	190,325
Securities, at fair value	42,048	60,193
Loans receivable, net of allowance for loan losses: September 30, 2020, $8,011 and December 31, 2019, $7,632	1,065,892	1,168,008
Other real estate owned, net	110	186
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490
Premises and equipment, net	24,241	24,346
Accrued interest receivable	4,354	4,563
Bank-owned life insurance	18,996	18,945
Deferred taxes	3,520	3,873
Other assets	8,627	10,086
Total assets	1,604,943	1,488,015
Liabilities
Noninterest-bearing	328,915	210,762
Interest-bearing	1,073,329	1,073,995
Total deposits	1,402,244	1,284,757
Borrowings	4,000	61
Advance payments by borrowers for taxes and insurance	9,998	10,222
Accrued interest payable and other liabilities	16,304	18,603
Total liabilities	1,432,546	1,313,643
Stockholders’ equity
Preferred Stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common Stock, $0.01 par value, 100,000,000 shares authorized; 14,824,628 shares issued at September 30, 2020 and 15,278,464 issued at December 31, 2019	148	153
Additional paid-in capital	108,231	112,420
Retained earnings	63,787	61,573
Accumulated other comprehensive income	231	226
Total stockholders’ equity	172,397	174,372
Total liabilities and stockholders’ equity	$ 1,604,943	$ 1,488,015

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Allowance for loan losses	$ 8,011	$ 7,632
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	14,890,628	15,278,464

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income
Loans, including fees		$ 12,027	$ 15,371	$ 38,307	$ 46,112
Securities		183	508	758	1,712
Other		275	749	1,267	1,852
Total interest income		12,485	16,628	40,332	49,676
Interest expense
Deposits		1,488	3,385	6,041	10,023
Borrowings		0	1	0	89
Total interest expense		1,488	3,386	6,041	10,112
Net interest income		10,997	13,242	34,291	39,564
Provision for (recovery of ) loan losses		(187)	(134)	326	3,736
Net interest income after provision for (recovery of) loan losses		11,184	13,376	33,965	35,828
Noninterest income
Deposit service charges and fees		833	983	2,456	2,887
Loan servicing fees	[1]	44	99	189	178
Mortgage brokerage and banking fees	[1]	44	28	84	77
Gain on sale of equity securities	[1]	0	0	0	295
Loss on disposal of other assets		0	0	(2)	(19)
Trust and insurance commissions and annuities income		222	198	728	627
Earnings on bank-owned life insurance	[1]	10	37	51	105
Other	[1]	111	129	319	374
Total noninterest income		1,264	1,474	3,825	4,524
Noninterest expense
Compensation and benefits		5,398	5,218	16,084	16,128
Office occupancy and equipment		1,860	1,879	5,383	5,348
Advertising and public relations		135	182	405	488
Information technology		781	892	2,453	2,351
Professional fees		307	213	831	757
Supplies, telephone, and postage		288	312	875	1,037
Amortization of intangibles		6	13	27	47
Nonperforming asset management		57	17	154	129
Operations of other real estate owned, net		23	19	13	22
FDIC insurance premiums		105	(127)	241	127
Other		827	891	2,198	2,645
Total noninterest expense		9,787	9,509	28,664	29,079
Income before income taxes		2,661	5,341	9,126	11,273
Income tax expense		713	1,417	2,408	2,991
Net income		$ 1,948	$ 3,924	$ 6,718	$ 8,282
Basic and diluted earnings per common share (in dollars per share)		$ 0.13	$ 0.26	$ 0.45	$ 0.53
Basic and diluted weighted average common shares outstanding (in shares)		14,842,150	15,373,964	15,008,271	15,679,927
[1]	Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income	$ 1,948	$ 3,924	$ 6,718	$ 8,282
Unrealized holding gain (loss) arising during the period	(4)	(16)	7	9
Tax effect	0	5	(2)	(2)
Net of tax	(4)	(11)	5	7
Comprehensive income	$ 1,944	$ 3,913	$ 6,723	$ 8,289

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018	$ 165	$ 130,547	$ 56,167	$ 271	$ 187,150
Net income	0	0	8,282	0	8,282
Other comprehensive income (loss), net of tax	0	0	0	7	7
Cash dividends declared on common stock	0	0	(4,731)	0	(4,731)
Repurchase and retirement of common stock	(11)	(16,830)	0	0	(16,841)
Balance at Sep. 30, 2019	154	113,717	59,718	278	173,867
Balance at Jun. 30, 2019	154	113,717	57,331	289	171,491
Net income	0	0	3,924	0	3,924
Other comprehensive income (loss), net of tax	0	0	0	(11)	(11)
Cash dividends declared on common stock	0	0	(1,537)	0	(1,537)
Balance at Sep. 30, 2019	154	113,717	59,718	278	173,867
Balance at Dec. 31, 2019	153	112,420	61,573	226	174,372
Net income	0	0	6,718	0	6,718
Other comprehensive income (loss), net of tax	0	0	0	5	5
Cash dividends declared on common stock	0	0	(4,504)	0	(4,504)
Repurchase and retirement of common stock	(5)	(4,189)	0	0	(4,194)
Balance at Sep. 30, 2020	148	108,231	63,787	231	172,397
Balance at Jun. 30, 2020	149	108,748	63,322	235	172,454
Net income	0	0	1,948	0	1,948
Other comprehensive income (loss), net of tax	0	0	0	(4)	(4)
Cash dividends declared on common stock	0	0	(1,483)	0	(1,483)
Repurchase and retirement of common stock	(1)	(517)	0	0	(518)
Balance at Sep. 30, 2020	$ 148	$ 108,231	$ 63,787	$ 231	$ 172,397

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Cash dividends declared on common stock (in dollars per share)	$ 0.10	$ 0.10	$ 0.30	$ 0.30
Repurchase and retirement of common stock (in shares)	66,000		453,836	1,107,550

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net income		$ 6,718	$ 8,282
Adjustments to reconcile to net income to net cash from operating activities
Provision for (recovery of ) loan losses		326	3,736
Depreciation		1,236	1,211
Amortization of premiums and discounts on securities		4	4
Amortization of intangibles		27	47
Amortization of servicing assets		56	63
Net change in net deferred loan origination costs		545	127
Gain on sale of other real estate owned		(22)	(112)
Gain on sale of equity securities		0	(295)
Loss on disposal of other assets		2	19
Other real estate owned valuation adjustments		0	38
Earnings on bank-owned life insurance	[1]	(51)	(105)
Net change in:
Accrued interest receivable		209	189
Other assets		1,942	4,379
Accrued interest payable and other liabilities		(2,399)	(3,570)
Net cash from operating activities		8,593	14,013
Cash flows from investing activities
Proceeds from maturities		55,599	79,210
Proceeds from principal repayments		2,206	2,234
Proceeds from sale of equity securities		0	3,722
Purchases of securities		(39,657)	(58,700)
Net decrease in loans receivable		101,108	105,846
Purchase of FHLB and FRB stock		0	(4)
Redemption of FHLB and FRB stock		0	540
Proceeds from sale of other real estate owned		120	1,107
Purchase of premises and equipment, net		(1,133)	(623)
Net cash from investing activities		118,243	133,332
Cash flows from financing activities
Deposits		117,487	(63,659)
Borrowings		3,939	(19,796)
Advance payments by borrowers for taxes and insurance		(224)	271
Repurchase and retirement of common stock		(4,194)	(16,841)
Cash dividends paid on common stock		(4,504)	(4,731)
Net cash from (used in) financing activities		112,504	(104,756)
Net change in cash and cash equivalents		239,340	42,589
Beginning cash and cash equivalents		190,325	98,204
Ending cash and cash equivalents		429,665	140,793
Supplemental disclosures of cash flow information:
Interest paid		6,047	10,295
Income taxes paid		155	349
Income taxes refunded		8	10
Loans transferred to other real estate owned		33	76
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities		$ 111	$ 6,694
[1]	Not within the scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 Basis of Presentation three nine September 30, 2020 not may December 31, 2020 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). Use of Estimates COVID- 19 10 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19 Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2019 Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Net income available to common stockholders $ 1,948 $ 3,924 $ 6,718 $ 8,282 Basic and diluted weighted average common shares outstanding 14,842,150 15,373,964 15,008,271 15,679,927 Basic and diluted earnings per common share $ 0.13 $ 0.26 $ 0.45 $ 0.53

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities September 30, 2020 Certificates of deposit $ 32,724 $ — $ — $ 32,724 Municipal securities 503 9 — 512 Mortgage-backed securities - residential 6,124 305 — 6,429 Collateralized mortgage obligations - residential 2,381 4 (2 ) 2,383 $ 41,732 $ 318 $ (2 ) $ 42,048 December 31, 2019 Certificates of deposit $ 48,666 $ — $ — $ 48,666 Municipal securities 505 8 — 513 Mortgage-backed securities - residential 7,727 310 — 8,037 Collateralized mortgage obligations - residential 2,986 4 (13 ) 2,977 $ 59,884 $ 322 $ (13 ) $ 60,193 The mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities or agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities by contractual maturity are shown below. Securities not may may September 30, 2020 Amortized Cost Fair Value Due in one year or less $ 32,576 $ 32,577 Due after one year through five years 651 659 33,227 33,236 Mortgage-backed securities - residential 6,124 6,429 Collateralized mortgage obligations - residential 2,381 2,383 $ 41,732 $ 42,048 Investment securities available-for-sale with carrying values of $1.2 million and $2.0 million at September 30, 2020 December 31, 2019 Sales of equity securities were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Proceeds $ — $ — $ — $ 3,722 Gross gains — — — 295 Gross losses — — — — Securities with unrealized losses not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss September 30, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,695 $ (2 ) 3 $ 1,695 $ (2 ) December 31, 2019 Collateralized mortgage obligations - residential 3 $ 1,566 $ (10 ) 1 $ 937 $ (3 ) 4 $ 2,503 $ (13 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. Certain collateralized mortgage obligations that the Company holds in its investment portfolio were in an unrealized loss position at September 30, 2020 not not not The Bank, as a member of Visa USA, received 51,404 unrestricted shares of Visa, Inc. Class B common stock in connection with Visa, Inc.’s initial public offering in 2007 not The Bank sold 25,702 shares of Visa Class B common stock in the fourth 2018 first 2019

Note 4 - Loans Receivable

Note 4 - Loans Receivable	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans receivable are as follows: September 30, 2020 December 31, 2019 One-to-four family residential real estate $ 44,812 $ 55,750 Multi-family mortgage 522,825 563,750 Nonresidential real estate 124,477 134,674 Commercial loans and leases 379,638 418,343 Consumer 1,784 2,211 1,073,536 1,174,728 Net deferred loan origination costs 367 912 Allowance for loan losses (8,011 ) (7,632 ) Loans, net $ 1,065,892 $ 1,168,008 The following tables present the balance in the allowance for loan losses and loans receivable by portfolio segment and based on impairment method: Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total September 30, 2020 One-to-four family residential real estate $ — $ 623 $ 623 $ 1,746 $ 43,066 $ 44,812 Multi-family mortgage — 4,143 4,143 596 522,229 522,825 Nonresidential real estate 20 1,697 1,717 1,870 122,607 124,477 Commercial loans and leases — 1,480 1,480 155 379,483 379,638 Consumer — 48 48 — 1,784 1,784 $ 20 $ 7,991 $ 8,011 $ 4,367 $ 1,069,169 1,073,536 Net deferred loan origination costs 367 Allowance for loan losses (8,011 ) Loans, net $ 1,065,892 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2019 One-to-four family residential real estate $ — $ 675 $ 675 $ 1,835 $ 53,915 $ 55,750 Multi-family mortgage — 3,676 3,676 620 563,130 563,750 Nonresidential real estate — 1,176 1,176 288 134,386 134,674 Commercial loans and leases — 2,065 2,065 — 418,343 418,343 Consumer — 40 40 — 2,211 2,211 $ — $ 7,632 $ 7,632 $ 2,743 $ 1,171,985 1,174,728 Net deferred loan origination costs 912 Allowance for loan losses (7,632 ) Loans, net $ 1,168,008 The following table represents the activity in the allowance for loan losses by portfolio segment: Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the three months ended September 30, 2020 One-to-four family residential real estate $ 665 $ (42 ) $ (2 ) $ 2 $ 623 Multi-family mortgage 4,185 (98 ) — 56 4,143 Nonresidential real estate 1,602 115 — — 1,717 Commercial loans and leases 1,658 (178 ) — — 1,480 Consumer 46 16 (14 ) — 48 $ 8,156 $ (187 ) $ (16 ) $ 58 $ 8,011 September 30, 2019 One-to-four family residential real estate $ 563 $ 56 $ (44 ) $ 5 $ 580 Multi-family mortgage 3,988 (268 ) — 8 3,728 Nonresidential real estate 1,195 77 (55 ) — 1,217 Construction and land 3 (1 ) — — 2 Commercial loans and leases 2,044 (8 ) — 4 2,040 Consumer 31 10 (5 ) — 36 $ 7,824 $ (134 ) $ (104 ) $ 17 $ 7,603 For the nine months ended September 30, 2020 One-to-four family residential real estate $ 675 $ (63 ) $ (7 ) $ 18 $ 623 Multi-family mortgage 3,676 384 — 83 4,143 Nonresidential real estate 1,176 541 — — 1,717 Commercial loans and leases 2,065 (588 ) — 3 1,480 Consumer 40 52 (44 ) — 48 $ 7,632 $ 326 $ (51 ) $ 104 $ 8,011 September 30, 2019 One-to-four family residential real estate $ 699 $ (30 ) $ (117 ) $ 28 $ 580 Multi-family mortgage 3,991 (287 ) — 24 3,728 Nonresidential real estate 1,476 (176 ) (83 ) — 1,217 Construction and land 4 (2 ) — — 2 Commercial loans and leases 2,272 4,203 (4,443 ) 8 2,040 Consumer 28 28 (20 ) — 36 $ 8,470 $ 3,736 $ (4,663 ) $ 60 $ 7,603 Impaired loans The following tables present loans individually evaluated for impairment by class of loans: Three Months Ended Nine Months Ended September 30, 2020 September 30, 2020 Loan Balance Recorded Investment Partial Charge off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized Average Investment in Impaired Loans Interest Income Recognized September 30, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,092 $ 1,746 $ 358 $ — $ 1,760 $ 10 $ 1,798 $ 34 Multi-family mortgage - Illinois 596 596 — — 600 8 608 26 Nonresidential real estate 1,582 1,582 — — 791 — 316 32 Commercial leases - other 155 155 — — 478 27 259 27 4,425 4,079 358 — 3,629 45 2,981 119 With a related allowance recorded - nonresidential 280 288 — 20 288 — 288 — $ 4,705 $ 4,367 $ 358 $ 20 $ 3,917 $ 45 $ 3,269 $ 119 Year ended December 31, 2019 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2019 With no related allowance recorded: One-to-four family residential real estate $ 2,168 $ 1,835 $ 339 $ — $ 2,208 $ 51 Multi-family mortgage - Illinois 620 620 — — 637 37 Nonresidential real estate 280 288 — — 589 2 $ 3,068 $ 2,743 $ 339 $ — $ 3,434 $ 90 Nonaccrual Loans The following tables present the recorded investment in nonaccrual and loans 90 Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing September 30, 2020 One-to-four family residential real estate $ 485 $ 465 $ — Nonresidential real estate 1,863 1,870 — $ 2,348 $ 2,335 $ — December 31, 2019 One-to-four family residential real estate $ 598 $ 512 $ — Nonresidential real estate 280 288 — Investment-rated commercial leases 47 — 47 $ 925 $ 800 $ 47 Nonaccrual loans and impaired loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $135,000 and $81,000 at September 30, 2020 December 31, 2019 310–10, 310–10, Past Due Loans The following tables present the aging of the recorded investment of loans by class of loans: 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total September 30, 2020 One-to-four family residential real estate loans: Owner occupied $ 48 $ - $ 462 $ 510 $ 35,604 $ 36,114 Non-owner occupied 3 95 — $ 98 8,600 8,698 Multi-family mortgage: Illinois — — — — 224,919 224,919 Other — — — — 297,906 297,906 Nonresidential real estate — — 1,870 1,870 122,607 124,477 Commercial loans and leases: Commercial — — — — 90,767 90,767 Asset-based — — — — 1,471 1,471 Equipment finance: Government — — — — 71,504 71,504 Investment-rated 439 124 — 563 81,449 82,012 Other 633 — — 633 133,251 133,884 Consumer 6 4 — 10 1,774 1,784 $ 1,129 $ 223 $ 2,332 $ 3,684 $ 1,069,852 $ 1,073,536 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 777 $ 340 $ 507 $ 1,624 $ 43,365 $ 44,989 Non-owner occupied 280 15 — 295 10,466 10,761 Multi-family mortgage: Illinois 981 302 — 1,283 246,680 247,963 Other — — — — 315,787 315,787 Nonresidential real estate — — 288 288 134,386 134,674 Commercial loans and leases: Commercial — — — — 133,976 133,976 Asset-based — — — — 11,738 11,738 Equipment finance: Government — — — — 33,555 33,555 Investment-rated 826 — 47 873 101,015 101,888 Other 543 136 — 679 136,507 137,186 Consumer 24 37 — 61 2,150 2,211 $ 3,431 $ 830 $ 842 $ 5,103 $ 1,169,625 $ 1,174,728 U.S. Small Business Administration Paycheck Protection Program ("PPP") In response to the COVID- 19 March 27, 2020. nine September 30, 2020 100% The following table presents the PPP activity: Number of loans Originated Balance For the Nine Months Ended September 30, 2020 Paycheck protection program loan originations 315 $ 11,160 September 30, 2020 Paycheck protection program loans 310 $ 11,042 COVID- 19 Section 4013 2020 50” not 19. Our Apartment and Commercial Real Estate COVID- 19 4013 four April 2020, December 2020. Our Small Investment Property COVID- 19 $750,000 4013 four April 2020, December 2020. May 2020 December 2020 June 30, 2021. 4013 2020 35 4013 2020 35 The following table summarizes the remaining loan forbearance modifications at September 30, 2020 Number of loans Principal Balance Remaining Amounts Deferred Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 15 $ 4,511 $ 46 Nonresidential real estate 15 5,871 93 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 53 42,663 185 Nonresidential real estate 28 31,861 273 Commercial leases (1) 25 9,211 — One-to-four family residential real estate 10 1,422 11 146 $ 95,539 $ 608 ( 1 Troubled Debt Restructurings The Company evaluates loan extensions or modifications not 4013 2020 35 340 10 Under ASC 340 10, The Company had no TDRs at September 30, 2020 December 31, 2019 nine September 30, 2020 2019 three nine September 30, 2020 2019 twelve A loan is considered to be in payment default once it is 90 To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. may not not Substandard. may not not Nonaccrual. one Loans not Based on the most recent analysis performed, the risk categories of loans by class of loans are as follows: Pass Special Mention Substandard Nonaccrual Total September 30, 2020 One-to-four family residential real estate loans: Owner occupied $ 35,165 $ - $ 484 $ 465 $ 36,114 Non-owner occupied 8,637 28 33 — 8,698 Multi-family mortgage: Illinois 224,919 — — — 224,919 Other 297,906 — — — 297,906 Nonresidential real estate 119,260 2,151 1,196 1,870 124,477 Commercial loans and leases: Commercial 90,767 — — — 90,767 Asset-based 1,471 — — — 1,471 Equipment finance: Government 71,504 — — — 71,504 Investment-rated 82,012 — — — 82,012 Other 132,588 — 1,296 — 133,884 Consumer 1,774 5 5 — 1,784 $ 1,066,003 $ 2,184 $ 3,014 $ 2,335 $ 1,073,536 Pass Special Mention Substandard Nonaccrual Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 43,908 $ 36 $ 533 $ 512 $ 44,989 Non-owner occupied 10,696 30 35 — 10,761 Multi-family mortgage: Illinois 247,757 — 206 — 247,963 Other 315,787 — — — 315,787 Nonresidential real estate 134,134 162 90 288 134,674 Commercial loans and leases: Commercial 125,630 8,346 — — 133,976 Asset-based 11,738 — — — 11,738 Equipment finance: Government 33,555 — — — 33,555 Investment-rated 101,381 507 — — 101,888 Other 136,289 761 136 — 137,186 Consumer 2,153 5 53 — 2,211 $ 1,163,028 $ 9,847 $ 1,053 $ 800 $ 1,174,728

Note 5 - Other Real Estate Owne

Note 5 - Other Real Estate Owned	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for loan losses. September 30, 2020 December 31, 2019 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance One–to–four family residential $ 110 $ - $ 110 $ 186 $ — $ 186 The following represents the roll forward of OREO and the composition of OREO properties: For the Three Months Ended For the Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Beginning balance $ 143 $ 497 $ 186 $ 1,226 New foreclosed properties — 30 33 76 Valuation adjustments — (17 ) — (38 ) Sales and other reductions (33 ) (241 ) (109 ) (995 ) Ending balance $ 110 $ 269 $ 110 $ 269 Activity in the valuation allowance is as follows: For the Three Months Ended For the Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Beginning balance $ — $ 21 $ — $ 23 Additions charged to expense — 17 — 38 Reductions from sales of OREO — — — (23 ) Ending balance $ — $ 38 $ — $ 38 At September 30, 2020 December 31, 2019 September 30, 2020 December 31, 2019

Note 6 - Leases

Note 6 - Leases	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 6 The Company enters into operating leases in the normal course of business primarily for several of its branch and corporate locations. Leases (Topic 842 12 four three 2032. not not not 12 The following table represents the classification of the Company's right of use and lease liabilities: Statement of Financial Condition Location September 30, 2020 December 31, 2019 Operating Lease Right of Use Asset: Gross carrying amount $ 6,694 $ — New lease obligation 111 6,694 Accumulated amortization (1,508 ) (848 ) Net carrying value Other assets $ 5,297 $ 5,846 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 5,297 $ 5,846 Amortization expense was $221,000 and $212,000 for the three September 30, 2020 2019 nine September 30, 2020 2019 September 30, 2020 For the Three Months Ended For the Nine Months Ended September 30, September 30, Lease cost: 2020 2019 2020 2019 Operating lease cost $ 221 $ 212 $ 660 $ 636 Short-term lease cost 42 26 113 86 Sublease income (19 ) (17 ) (56 ) (32 ) Total lease cost $ 244 $ 221 $ 717 $ 690 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 238 $ 225 $ 709 $ 674 Future minimum payments under non-cancellable operating leases with terms longer than 12 September 30, 2020 Twelve months ended September 30, 2021 $ 957 2022 991 2023 1,002 2024 582 2025 505 Thereafter 2,344 Total future minimum operating lease payments 6,381 Amounts representing interest (1,084 ) Present value of net future minimum operating lease payments $ 5,297

Note 7 - Borrowings

Note 7 - Borrowings	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 7 Advances from the FHLB were as follows: September 30, 2020 December 31, 2019 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due within 1 year — % $ 4,000 — % $ — Securities sold under agreements to repurchase, which are included with borrowings on the consolidated balance sheet, are shown below. Overnight and Continuous Up to 30 days 30 - 90 days Greater Than 90 days Total December 31, 2019 Repurchase agreements and repurchase-to-maturity transactions $ 61 $ — $ — $ — $ 61 Gross amount of recognized liabilities for repurchase agreements in Consolidated Statements of Financial Condition $ 61 There were no September 30, 2020 Securities sold under agreements to repurchase were secured by a mortgage-backed security with a carrying amount of $2.0 million at December 31, 2019 no On April 1, 2020, April 1, 2021. September 30, 2020

Note 8 - Fair Value

Note 8 - Fair Value	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 8 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 2 Impaired loans: may may 3 Other real estate owned: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value September 30, 2020 Securities: Certificates of deposit $ — $ 32,724 $ — $ 32,724 Municipal securities — 512 — 512 Mortgage-backed securities – residential — 6,429 — 6,429 Collateralized mortgage obligations – residential — 2,383 — 2,383 $ — $ 42,048 $ — $ 42,048 December 31, 2019 Securities: Certificates of deposit $ — $ 48,666 $ — $ 48,666 Municipal securities — 513 — 513 Mortgage-backed securities - residential — 8,037 — 8,037 Collateralized mortgage obligations – residential — 2,977 — 2,977 $ — $ 60,193 $ — $ 60,193 The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis: Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value September 30, 2020 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral–dependent loans, had a carrying amount of $288,000, with a valuation allowance of $20,000 at September 30, 2020 December 31, 2019 three nine September 30, 2020, three nine September 30, 2019. At September 30, 2020 December 31, 2019 The following table presents quantitative information, based on certain empirical data with respect to Level 3 September 30, 2020 Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) September 30, 2020 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at September 30, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 429,665 $ 13,740 $ 415,925 $ — $ 429,665 Securities 42,048 — 42,048 — 42,048 Loans receivable, net of allowance for loan losses 1,065,892 — — 1,073,308 1,073,308 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,354 — 158 4,196 4,354 Financial liabilities Certificates of deposit 301,351 — 302,791 — 302,791 Borrowings 4,000 — 3,997 — 3,997 Fair Value Measurements at December 31, 2019 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 190,325 $ 9,785 $ 180,540 $ — $ 190,325 Securities 60,193 — 60,193 — 60,193 Loans receivable, net of allowance for loan losses 1,168,008 — — 1,177,459 1,177,459 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,563 — 252 4,311 4,563 Financial liabilities Certificates of deposit 402,034 — 402,914 — 402,914 Borrowings 61 — 61 — 61 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 9 - Revenue from Contracts

Note 9 - Revenue from Contracts with Customers	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 9 All of the Company's revenue from contracts with customers within the scope of ASC 606 606 Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Deposit service charges and fees $ 833 $ 983 $ 2,456 $ 2,887 Loan servicing fees (1) 44 99 189 178 Mortgage brokerage and banking fees (1) 44 28 84 77 Gain on sale of equity securities (1) — — — 295 Loss on disposal of other assets — — (2 ) (19 ) Trust and insurance commissions and annuities income 222 198 728 627 Earnings on bank-owned life insurance (1) 10 37 51 105 Other (1) 111 129 319 374 Total noninterest income $ 1,264 $ 1,474 $ 3,825 $ 4,524 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: three September 30, 2020 2019 nine September 30, 2020 2019 Trust and insurance commissions and annuities income: i.e Gains/losses on sales of OREO and other assets: three nine September 30, 2020 2019 not

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2020
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation three nine September 30, 2020 not may December 31, 2020 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Covid-19 [Policy Text Block]	COVID- 19 10 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2019
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Net income available to common stockholders $ 1,948 $ 3,924 $ 6,718 $ 8,282 Basic and diluted weighted average common shares outstanding 14,842,150 15,373,964 15,008,271 15,679,927 Basic and diluted earnings per common share $ 0.13 $ 0.26 $ 0.45 $ 0.53

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities September 30, 2020 Certificates of deposit $ 32,724 $ — $ — $ 32,724 Municipal securities 503 9 — 512 Mortgage-backed securities - residential 6,124 305 — 6,429 Collateralized mortgage obligations - residential 2,381 4 (2 ) 2,383 $ 41,732 $ 318 $ (2 ) $ 42,048 December 31, 2019 Certificates of deposit $ 48,666 $ — $ — $ 48,666 Municipal securities 505 8 — 513 Mortgage-backed securities - residential 7,727 310 — 8,037 Collateralized mortgage obligations - residential 2,986 4 (13 ) 2,977 $ 59,884 $ 322 $ (13 ) $ 60,193
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2020 Amortized Cost Fair Value Due in one year or less $ 32,576 $ 32,577 Due after one year through five years 651 659 33,227 33,236 Mortgage-backed securities - residential 6,124 6,429 Collateralized mortgage obligations - residential 2,381 2,383 $ 41,732 $ 42,048
Realized Gain (Loss) on Investments [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Proceeds $ — $ — $ — $ 3,722 Gross gains — — — 295 Gross losses — — — —
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss September 30, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,695 $ (2 ) 3 $ 1,695 $ (2 ) December 31, 2019 Collateralized mortgage obligations - residential 3 $ 1,566 $ (10 ) 1 $ 937 $ (3 ) 4 $ 2,503 $ (13 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2020 December 31, 2019 One-to-four family residential real estate $ 44,812 $ 55,750 Multi-family mortgage 522,825 563,750 Nonresidential real estate 124,477 134,674 Commercial loans and leases 379,638 418,343 Consumer 1,784 2,211 1,073,536 1,174,728 Net deferred loan origination costs 367 912 Allowance for loan losses (8,011 ) (7,632 ) Loans, net $ 1,065,892 $ 1,168,008
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total September 30, 2020 One-to-four family residential real estate $ — $ 623 $ 623 $ 1,746 $ 43,066 $ 44,812 Multi-family mortgage — 4,143 4,143 596 522,229 522,825 Nonresidential real estate 20 1,697 1,717 1,870 122,607 124,477 Commercial loans and leases — 1,480 1,480 155 379,483 379,638 Consumer — 48 48 — 1,784 1,784 $ 20 $ 7,991 $ 8,011 $ 4,367 $ 1,069,169 1,073,536 Net deferred loan origination costs 367 Allowance for loan losses (8,011 ) Loans, net $ 1,065,892 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2019 One-to-four family residential real estate $ — $ 675 $ 675 $ 1,835 $ 53,915 $ 55,750 Multi-family mortgage — 3,676 3,676 620 563,130 563,750 Nonresidential real estate — 1,176 1,176 288 134,386 134,674 Commercial loans and leases — 2,065 2,065 — 418,343 418,343 Consumer — 40 40 — 2,211 2,211 $ — $ 7,632 $ 7,632 $ 2,743 $ 1,171,985 1,174,728 Net deferred loan origination costs 912 Allowance for loan losses (7,632 ) Loans, net $ 1,168,008
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the three months ended September 30, 2020 One-to-four family residential real estate $ 665 $ (42 ) $ (2 ) $ 2 $ 623 Multi-family mortgage 4,185 (98 ) — 56 4,143 Nonresidential real estate 1,602 115 — — 1,717 Commercial loans and leases 1,658 (178 ) — — 1,480 Consumer 46 16 (14 ) — 48 $ 8,156 $ (187 ) $ (16 ) $ 58 $ 8,011 September 30, 2019 One-to-four family residential real estate $ 563 $ 56 $ (44 ) $ 5 $ 580 Multi-family mortgage 3,988 (268 ) — 8 3,728 Nonresidential real estate 1,195 77 (55 ) — 1,217 Construction and land 3 (1 ) — — 2 Commercial loans and leases 2,044 (8 ) — 4 2,040 Consumer 31 10 (5 ) — 36 $ 7,824 $ (134 ) $ (104 ) $ 17 $ 7,603 For the nine months ended September 30, 2020 One-to-four family residential real estate $ 675 $ (63 ) $ (7 ) $ 18 $ 623 Multi-family mortgage 3,676 384 — 83 4,143 Nonresidential real estate 1,176 541 — — 1,717 Commercial loans and leases 2,065 (588 ) — 3 1,480 Consumer 40 52 (44 ) — 48 $ 7,632 $ 326 $ (51 ) $ 104 $ 8,011 September 30, 2019 One-to-four family residential real estate $ 699 $ (30 ) $ (117 ) $ 28 $ 580 Multi-family mortgage 3,991 (287 ) — 24 3,728 Nonresidential real estate 1,476 (176 ) (83 ) — 1,217 Construction and land 4 (2 ) — — 2 Commercial loans and leases 2,272 4,203 (4,443 ) 8 2,040 Consumer 28 28 (20 ) — 36 $ 8,470 $ 3,736 $ (4,663 ) $ 60 $ 7,603
Impaired Financing Receivables [Table Text Block]	Three Months Ended Nine Months Ended September 30, 2020 September 30, 2020 Loan Balance Recorded Investment Partial Charge off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized Average Investment in Impaired Loans Interest Income Recognized September 30, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,092 $ 1,746 $ 358 $ — $ 1,760 $ 10 $ 1,798 $ 34 Multi-family mortgage - Illinois 596 596 — — 600 8 608 26 Nonresidential real estate 1,582 1,582 — — 791 — 316 32 Commercial leases - other 155 155 — — 478 27 259 27 4,425 4,079 358 — 3,629 45 2,981 119 With a related allowance recorded - nonresidential 280 288 — 20 288 — 288 — $ 4,705 $ 4,367 $ 358 $ 20 $ 3,917 $ 45 $ 3,269 $ 119 Year ended December 31, 2019 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2019 With no related allowance recorded: One-to-four family residential real estate $ 2,168 $ 1,835 $ 339 $ — $ 2,208 $ 51 Multi-family mortgage - Illinois 620 620 — — 637 37 Nonresidential real estate 280 288 — — 589 2 $ 3,068 $ 2,743 $ 339 $ — $ 3,434 $ 90
Financing Receivable, Nonaccrual [Table Text Block]	Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing September 30, 2020 One-to-four family residential real estate $ 485 $ 465 $ — Nonresidential real estate 1,863 1,870 — $ 2,348 $ 2,335 $ — December 31, 2019 One-to-four family residential real estate $ 598 $ 512 $ — Nonresidential real estate 280 288 — Investment-rated commercial leases 47 — 47 $ 925 $ 800 $ 47
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total September 30, 2020 One-to-four family residential real estate loans: Owner occupied $ 48 $ - $ 462 $ 510 $ 35,604 $ 36,114 Non-owner occupied 3 95 — $ 98 8,600 8,698 Multi-family mortgage: Illinois — — — — 224,919 224,919 Other — — — — 297,906 297,906 Nonresidential real estate — — 1,870 1,870 122,607 124,477 Commercial loans and leases: Commercial — — — — 90,767 90,767 Asset-based — — — — 1,471 1,471 Equipment finance: Government — — — — 71,504 71,504 Investment-rated 439 124 — 563 81,449 82,012 Other 633 — — 633 133,251 133,884 Consumer 6 4 — 10 1,774 1,784 $ 1,129 $ 223 $ 2,332 $ 3,684 $ 1,069,852 $ 1,073,536 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 777 $ 340 $ 507 $ 1,624 $ 43,365 $ 44,989 Non-owner occupied 280 15 — 295 10,466 10,761 Multi-family mortgage: Illinois 981 302 — 1,283 246,680 247,963 Other — — — — 315,787 315,787 Nonresidential real estate — — 288 288 134,386 134,674 Commercial loans and leases: Commercial — — — — 133,976 133,976 Asset-based — — — — 11,738 11,738 Equipment finance: Government — — — — 33,555 33,555 Investment-rated 826 — 47 873 101,015 101,888 Other 543 136 — 679 136,507 137,186 Consumer 24 37 — 61 2,150 2,211 $ 3,431 $ 830 $ 842 $ 5,103 $ 1,169,625 $ 1,174,728
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Nonaccrual Total September 30, 2020 One-to-four family residential real estate loans: Owner occupied $ 35,165 $ - $ 484 $ 465 $ 36,114 Non-owner occupied 8,637 28 33 — 8,698 Multi-family mortgage: Illinois 224,919 — — — 224,919 Other 297,906 — — — 297,906 Nonresidential real estate 119,260 2,151 1,196 1,870 124,477 Commercial loans and leases: Commercial 90,767 — — — 90,767 Asset-based 1,471 — — — 1,471 Equipment finance: Government 71,504 — — — 71,504 Investment-rated 82,012 — — — 82,012 Other 132,588 — 1,296 — 133,884 Consumer 1,774 5 5 — 1,784 $ 1,066,003 $ 2,184 $ 3,014 $ 2,335 $ 1,073,536 Pass Special Mention Substandard Nonaccrual Total December 31, 2019 One-to-four family residential real estate loans: Owner occupied $ 43,908 $ 36 $ 533 $ 512 $ 44,989 Non-owner occupied 10,696 30 35 — 10,761 Multi-family mortgage: Illinois 247,757 — 206 — 247,963 Other 315,787 — — — 315,787 Nonresidential real estate 134,134 162 90 288 134,674 Commercial loans and leases: Commercial 125,630 8,346 — — 133,976 Asset-based 11,738 — — — 11,738 Equipment finance: Government 33,555 — — — 33,555 Investment-rated 101,381 507 — — 101,888 Other 136,289 761 136 — 137,186 Consumer 2,153 5 53 — 2,211 $ 1,163,028 $ 9,847 $ 1,053 $ 800 $ 1,174,728
COVID 19 [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Number of loans Principal Balance Remaining Amounts Deferred Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 15 $ 4,511 $ 46 Nonresidential real estate 15 5,871 93 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 53 42,663 185 Nonresidential real estate 28 31,861 273 Commercial leases (1) 25 9,211 — One-to-four family residential real estate 10 1,422 11 146 $ 95,539 $ 608
Paycheck Protection Program CARES Act [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Number of loans Originated Balance For the Nine Months Ended September 30, 2020 Paycheck protection program loan originations 315 $ 11,160 September 30, 2020 Paycheck protection program loans 310 $ 11,042

Note 5 - Other Real Estate Ow_2

Note 5 - Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Real Estate Properties [Table Text Block]	September 30, 2020 December 31, 2019 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance One–to–four family residential $ 110 $ - $ 110 $ 186 $ — $ 186
Other Real Estate, Roll Forward [Table Text Block]	For the Three Months Ended For the Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Beginning balance $ 143 $ 497 $ 186 $ 1,226 New foreclosed properties — 30 33 76 Valuation adjustments — (17 ) — (38 ) Sales and other reductions (33 ) (241 ) (109 ) (995 ) Ending balance $ 110 $ 269 $ 110 $ 269
Other Real Estate Owned, Valuation Allowance [Table Text Block]	For the Three Months Ended For the Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Beginning balance $ — $ 21 $ — $ 23 Additions charged to expense — 17 — 38 Reductions from sales of OREO — — — (23 ) Ending balance $ — $ 38 $ — $ 38

Note 6 - Leases (Tables)

Note 6 - Leases (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Assets and Liabilities, Lessee [Table Text Block]	Statement of Financial Condition Location September 30, 2020 December 31, 2019 Operating Lease Right of Use Asset: Gross carrying amount $ 6,694 $ — New lease obligation 111 6,694 Accumulated amortization (1,508 ) (848 ) Net carrying value Other assets $ 5,297 $ 5,846 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 5,297 $ 5,846
Lease, Cost [Table Text Block]	For the Three Months Ended For the Nine Months Ended September 30, September 30, Lease cost: 2020 2019 2020 2019 Operating lease cost $ 221 $ 212 $ 660 $ 636 Short-term lease cost 42 26 113 86 Sublease income (19 ) (17 ) (56 ) (32 ) Total lease cost $ 244 $ 221 $ 717 $ 690 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 238 $ 225 $ 709 $ 674
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Twelve months ended September 30, 2021 $ 957 2022 991 2023 1,002 2024 582 2025 505 Thereafter 2,344 Total future minimum operating lease payments 6,381 Amounts representing interest (1,084 ) Present value of net future minimum operating lease payments $ 5,297

Note 7 - Borrowings (Tables)

Note 7 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	September 30, 2020 December 31, 2019 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due within 1 year — % $ 4,000 — % $ —
Schedule of Repurchase Agreements [Table Text Block]	Overnight and Continuous Up to 30 days 30 - 90 days Greater Than 90 days Total December 31, 2019 Repurchase agreements and repurchase-to-maturity transactions $ 61 $ — $ — $ — $ 61 Gross amount of recognized liabilities for repurchase agreements in Consolidated Statements of Financial Condition $ 61

Note 8 - Fair Value (Tables)

Note 8 - Fair Value (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value September 30, 2020 Securities: Certificates of deposit $ — $ 32,724 $ — $ 32,724 Municipal securities — 512 — 512 Mortgage-backed securities – residential — 6,429 — 6,429 Collateralized mortgage obligations – residential — 2,383 — 2,383 $ — $ 42,048 $ — $ 42,048 December 31, 2019 Securities: Certificates of deposit $ — $ 48,666 $ — $ 48,666 Municipal securities — 513 — 513 Mortgage-backed securities - residential — 8,037 — 8,037 Collateralized mortgage obligations – residential — 2,977 — 2,977 $ — $ 60,193 $ — $ 60,193
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value September 30, 2020 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) September 30, 2020 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 429,665 $ 13,740 $ 415,925 $ — $ 429,665 Securities 42,048 — 42,048 — 42,048 Loans receivable, net of allowance for loan losses 1,065,892 — — 1,073,308 1,073,308 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,354 — 158 4,196 4,354 Financial liabilities Certificates of deposit 301,351 — 302,791 — 302,791 Borrowings 4,000 — 3,997 — 3,997 Fair Value Measurements at December 31, 2019 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 190,325 $ 9,785 $ 180,540 $ — $ 190,325 Securities 60,193 — 60,193 — 60,193 Loans receivable, net of allowance for loan losses 1,168,008 — — 1,177,459 1,177,459 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,563 — 252 4,311 4,563 Financial liabilities Certificates of deposit 402,034 — 402,914 — 402,914 Borrowings 61 — 61 — 61

Note 9 - Revenue from Contrac_2

Note 9 - Revenue from Contracts with Customers (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Deposit service charges and fees $ 833 $ 983 $ 2,456 $ 2,887 Loan servicing fees (1) 44 99 189 178 Mortgage brokerage and banking fees (1) 44 28 84 77 Gain on sale of equity securities (1) — — — 295 Loss on disposal of other assets — — (2 ) (19 ) Trust and insurance commissions and annuities income 222 198 728 627 Earnings on bank-owned life insurance (1) 10 37 51 105 Other (1) 111 129 319 374 Total noninterest income $ 1,264 $ 1,474 $ 3,825 $ 4,524

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income available to common stockholders	$ 1,948	$ 3,924	$ 6,718	$ 8,282
Basic and diluted weighted average common shares outstanding (in shares)	14,842,150	15,373,964	15,008,271	15,679,927
Basic and diluted earnings per common share (in dollars per share)	$ 0.13	$ 0.26	$ 0.45	$ 0.53

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($)		3 Months Ended				9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019	Dec. 31, 2007
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total		$ 1,200,000				$ 1,200,000		$ 2,000,000
Equity Securities, FV-NI, Gain (Loss), Total	[1]	$ 0	$ 0			$ 0	$ 295,000
Visa Inc Class B Common Stock [Member]
Equity Securities without Readily Determinable Fair Value, Shares (in shares)				25,702					51,404
Equity Securities without Readily Determinable Fair Value, Shares Sold (in shares)					25,702
Equity Securities, FV-NI, Gain (Loss), Total				$ 295,000
[1]	Not within the scope of ASC 606

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Amortized cost	$ 41,732	$ 59,884
Gross unrealized gains	318	322
Gross unrealized losses	(2)	(13)
Fair value	42,048	60,193
Certificates of Deposit [Member]
Amortized cost	32,724	48,666
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	32,724	48,666
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	503	505
Gross unrealized gains	9	8
Gross unrealized losses	0	0
Fair value	512	513
Residential Mortgage Backed Securities [Member]
Amortized cost	6,124	7,727
Gross unrealized gains	305	310
Gross unrealized losses	0	0
Fair value	6,429	8,037
Collateralized Mortgage Backed Securities [Member]
Amortized cost	2,381	2,986
Gross unrealized gains	4	4
Gross unrealized losses	(2)	(13)
Fair value	$ 2,383	$ 2,977

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Due in one year or less, amortized cost	$ 32,576
Due in one year or less, fair value	32,577
Due after one year through five years, amortized cost	651
Due after one year through five years, fair value	659
Amortized cost, single maturity date	33,227
Fair value, single maturity date	33,236
Amortized cost	41,732	$ 59,884
Fair value	42,048	60,193
Residential Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	6,124
Fair value, without single maturity date	6,429
Amortized cost	6,124	7,727
Fair value	6,429	8,037
Collateralized Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	2,381
Fair value, without single maturity date	2,383
Amortized cost	2,381	2,986
Fair value	$ 2,383	$ 2,977

Note 3 - Securities - Sales of

Note 3 - Securities - Sales of Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Proceeds	$ 0	$ 0	$ 0	$ 3,722
Gross gains	0	0	0	295
Gross losses	$ 0	$ 0	$ 0	$ 0

Note 3 - Securities - Securitie

Note 3 - Securities - Securities with Unrealized Losses (Details) - Collateralized Mortgage Backed Securities [Member] Pure in Thousands, $ in Thousands	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Count, less than 12 months	0	3
Collateralized mortgage obligations - residential, fair value	$ 0	$ 1,566
Unrealized loss, less than 12 months	$ 0	$ (10)
Count, 12 months or more	3	1
Fair value, 12 months or more	$ 1,695	$ 937
Unrealized loss, 12 months or more	$ (2)	$ (3)
Count, total	3	4
Fair value, total	$ 1,695	$ 2,503
Unrealized loss, total	$ (2)	$ (13)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual) Pure in Thousands	9 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019	Dec. 31, 2019USD ($)
Reserve for Uncollected Loan Interest	$ 135,000		$ 81,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Paycheck Protection Program CARES Act [Member]
Proceeds from Issuance of Long-term Debt, Total	$ 11,000,000

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Loans receivable	$ 1,073,536		$ 1,174,728
Net deferred loan origination costs	(367)		(912)
Allowance for loan losses	(8,011)	$ (8,156)	(7,632)	$ (7,603)	$ (7,824)	$ (8,470)
Loans, net	1,065,892		1,168,008
Commercial Portfolio Segment [Member]
Loans receivable	379,638		418,343
Allowance for loan losses	(1,480)	(1,658)	(2,065)	(2,040)	(2,044)	(2,272)
Consumer Portfolio Segment [Member]
Loans receivable	1,784		2,211
Allowance for loan losses	(48)	(46)	(40)	(36)	(31)	(28)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	44,812		55,750
Allowance for loan losses	(623)	(665)	(675)	(580)	(563)	(699)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	522,825		563,750
Allowance for loan losses	(4,143)	(4,185)	(3,676)	(3,728)	(3,988)	(3,991)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	124,477		134,674
Allowance for loan losses	$ (1,717)	$ (1,602)	$ (1,176)	$ (1,217)	$ (1,195)	$ (1,476)

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Allowance for loan losses, individually evaluated for impairment	$ 20		$ 0
Allowance for loan losses, collectively evaluated for impairment	7,991		7,632
Allowance for loan losses	8,011	$ 8,156	7,632	$ 7,603	$ 7,824	$ 8,470
Loan balances, individually evaluated for impairment	4,367		2,743
Loan balances, collectively evaluated for impairment	1,069,169		1,171,985
Loans receivable	1,073,536		1,174,728
Net deferred loan origination costs	367		912
Allowance for loan losses	(8,011)	(8,156)	(7,632)	(7,603)	(7,824)	(8,470)
Loans receivable, net of allowance for loan losses: September 30, 2020, $8,011 and December 31, 2019, $7,632	1,065,892		1,168,008
Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment			0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	623		675
Allowance for loan losses	623	665	675	580	563	699
Loan balances, individually evaluated for impairment	1,746		1,835
Loan balances, collectively evaluated for impairment	43,066		53,915
Loans receivable	44,812		55,750
Allowance for loan losses	(623)	(665)	(675)	(580)	(563)	(699)
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	4,143		3,676
Allowance for loan losses	4,143	4,185	3,676	3,728	3,988	3,991
Loan balances, individually evaluated for impairment	596		620
Loan balances, collectively evaluated for impairment	522,229		563,130
Loans receivable	522,825		563,750
Allowance for loan losses	(4,143)	(4,185)	(3,676)	(3,728)	(3,988)	(3,991)
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	20		0
Allowance for loan losses, collectively evaluated for impairment	1,697		1,176
Allowance for loan losses	1,717	1,602	1,176	1,217	1,195	1,476
Loan balances, individually evaluated for impairment	1,870		288
Loan balances, collectively evaluated for impairment	122,607		134,386
Loans receivable	124,477		134,674
Allowance for loan losses	(1,717)	(1,602)	(1,176)	(1,217)	(1,195)	(1,476)
Commercial Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	1,480		2,065
Allowance for loan losses	1,480	1,658	2,065	2,040	2,044	2,272
Loan balances, individually evaluated for impairment	155		0
Loan balances, collectively evaluated for impairment	379,483		418,343
Loans receivable	379,638		418,343
Allowance for loan losses	(1,480)	(1,658)	(2,065)	(2,040)	(2,044)	(2,272)
Consumer Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	48		40
Allowance for loan losses	48	46	40	36	31	28
Loan balances, individually evaluated for impairment	0		0
Loan balances, collectively evaluated for impairment	1,784		2,211
Loans receivable	1,784		2,211
Allowance for loan losses	$ (48)	$ (46)	$ (40)	$ (36)	$ (31)	$ (28)

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Beginning balance	$ 8,156	$ 7,824	$ 7,632	$ 8,470
Provision for (recovery of ) loan losses	(187)	(134)	326	3,736
Loans charged off	(16)	(104)	(51)	(4,663)
Recoveries	58	17	104	60
Total ending allowance balance	8,011	7,603	8,011	7,603
Real Estate Portfolio [Member]
Loans charged off	0		0
Commercial Portfolio Segment [Member]
Beginning balance	1,658	2,044	2,065	2,272
Provision for (recovery of ) loan losses	(178)	(8)	(588)	4,203
Loans charged off	0	0	0	(4,443)
Recoveries	0	4	3	8
Total ending allowance balance	1,480	2,040	1,480	2,040
Consumer Portfolio Segment [Member]
Beginning balance	46	31	40	28
Provision for (recovery of ) loan losses	16	10	52	28
Loans charged off	(14)	(5)	(44)	(20)
Recoveries	0	0	0	0
Total ending allowance balance	48	36	48	36
Construction and Land Loans [Member]
Beginning balance		3		4
Provision for (recovery of ) loan losses		(1)		(2)
Loans charged off		0		0
Recoveries		0		0
Total ending allowance balance		2		2
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	665	563	675	699
Provision for (recovery of ) loan losses	(42)	56	(63)	(30)
Loans charged off	(2)	(44)	(7)	(117)
Recoveries	2	5	18	28
Total ending allowance balance	623	580	623	580
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Beginning balance	4,185	3,988	3,676	3,991
Provision for (recovery of ) loan losses	(98)	(268)	384	(287)
Loans charged off	0	0	0	0
Recoveries	56	8	83	24
Total ending allowance balance	4,143	3,728	4,143	3,728
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	1,602	1,195	1,176	1,476
Provision for (recovery of ) loan losses	115	77	541	(176)
Loans charged off		(55)		(83)
Recoveries	0	0	0	0
Total ending allowance balance	$ 1,717	$ 1,217	$ 1,717	$ 1,217

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Sep. 30, 2020	Dec. 31, 2019
Loan balance, with no allowance recorded	$ 4,425,000	$ 4,425,000	$ 3,068,000
Recorded investment, with no allowance recorded	4,079,000	4,079,000	2,743,000
Partial charge-off, with no allowance recorded	358,000	358,000	339,000
Average investment in impaired loans, with no allowance recorded	3,629,000	2,981,000	3,434,000
Interest income recognized, with no allowance recorded	45,000	119,000	90,000
Impaired Financing Receivable, Related Allowance	20,000	20,000
Loan balance	4,705,000	4,705,000
Recorded investment	4,367,000	4,367,000
Partial charge-off	358,000	358,000
Average investment in impaired loans	3,917,000	3,269,000
Interest income recognized	45,000	119,000
Allowance for loan losses	20,000	20,000	0
Nonresidential Real Estate [Member]
Loan balance, with no allowance recorded			280,000
Recorded investment, with no allowance recorded			288,000
Partial charge-off, with no allowance recorded			0
Average investment in impaired loans, with no allowance recorded			589,000
Interest income recognized, with no allowance recorded			2,000
Allowance for loan losses			0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	2,092,000	2,092,000	2,168,000
Recorded investment, with no allowance recorded	1,746,000	1,746,000	1,835,000
Partial charge-off, with no allowance recorded	358,000	358,000	339,000
Average investment in impaired loans, with no allowance recorded	1,760,000	1,798,000	2,208,000
Interest income recognized, with no allowance recorded	10,000	34,000	51,000
Allowance for loan losses	0	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses	0	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loan balance, with no allowance recorded	596,000	596,000	620,000
Recorded investment, with no allowance recorded	596,000	596,000	620,000
Partial charge-off, with no allowance recorded	0	0	0
Average investment in impaired loans, with no allowance recorded	600,000	608,000	637,000
Interest income recognized, with no allowance recorded	8,000	26,000	37,000
Allowance for loan losses			0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance, with no allowance recorded	1,582,000	1,582,000
Recorded investment, with no allowance recorded	1,582,000	1,582,000
Partial charge-off, with no allowance recorded	0	0
Average investment in impaired loans, with no allowance recorded	791,000	316,000
Interest income recognized, with no allowance recorded	0	32,000
Loan balance, with allowance recorded	280,000	280,000
Recorded investment, with allowance recorded	288,000	288,000
Partial charge-off, with allowance recorded	0	0
Impaired Financing Receivable, Related Allowance	20,000	20,000
Average investment in impaired loans, with allowance recorded	288,000	288,000
Interest income recognized, with allowance recorded	0	0
Allowance for loan losses	20,000	20,000	0
Commercial Portfolio Segment [Member]
Allowance for loan losses	0	0	$ 0
Commercial Portfolio Segment [Member] | Other [Member]
Loan balance, with no allowance recorded	155,000	155,000
Recorded investment, with no allowance recorded	155,000	155,000
Partial charge-off, with no allowance recorded	0	0
Average investment in impaired loans, with no allowance recorded	478,000	259,000
Interest income recognized, with no allowance recorded	$ 27,000	$ 27,000

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loan balance	$ 2,348	$ 925
Recorded investment	2,335	800
Loans past due over 90 days, still accruing	0	47
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance	485	598
Recorded investment	465	512
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance	1,863	280
Recorded investment	1,870	288
Loans past due over 90 days, still accruing	$ 0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loan balance		47
Recorded investment		0
Loans past due over 90 days, still accruing		$ 47

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Past Due	$ 3,684	$ 5,103
Loans Not Past Due	1,069,852	1,169,625
Total Loans	1,073,536	1,174,728
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	1,129	3,431
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	223	830
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	2,332	842
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Past Due	510	1,624
Loans Not Past Due	35,604	43,365
Total Loans	36,114	44,989
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	48	777
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	340
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	462	507
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Past Due	98	295
Loans Not Past Due	8,600	10,466
Total Loans	8,698	10,761
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	3	280
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	95	15
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Past Due	0	1,283
Loans Not Past Due	224,919	246,680
Total Loans	224,919	247,963
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Past Due	0	0
Loans Not Past Due	297,906	315,787
Total Loans	297,906	315,787
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | ILLINOIS
Past Due	0	981
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | ILLINOIS
Past Due	0	302
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ILLINOIS
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Past Due	1,870	288
Loans Not Past Due	122,607	134,386
Total Loans	124,477	134,674
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	1,870	288
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Past Due	0
Loans Not Past Due	90,767
Total Loans	90,767
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Past Due		0
Loans Not Past Due		133,976
Total Loans		133,976
Commercial Portfolio Segment [Member] | Asset-based [Member]
Past Due	0	0
Loans Not Past Due	1,471	11,738
Total Loans	1,471	11,738
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Past Due	0	0
Loans Not Past Due	71,504	33,555
Total Loans	71,504	33,555
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Past Due	563	873
Loans Not Past Due	81,449	101,015
Total Loans	82,012	101,888
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	439	826
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	124	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	47
Finance Leases Portfolio Segment [Member] | Other [Member]
Past Due	633	679
Loans Not Past Due	133,251	136,507
Total Loans	133,884	137,186
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	633	543
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	136
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Consumer Portfolio Segment [Member]
Past Due	10	61
Loans Not Past Due	1,774	2,150
Total Loans	1,784	2,211
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	6	24
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	4	37
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	$ 0	$ 0

Note 4 - Loans Receivable - PPP

Note 4 - Loans Receivable - PPP activity (Details) $ in Thousands	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Number of loans	146
Loans receivable, net of allowance for loan losses: September 30, 2020, $8,011 and December 31, 2019, $7,632	$ 1,065,892	$ 1,168,008
Paycheck Protection Program Loan Origination [Member]
Number of loans	315
Originated	$ 11,160
Paycheck Protection Program CARES Act [Member]
Number of loans	310
Loans receivable, net of allowance for loan losses: September 30, 2020, $8,011 and December 31, 2019, $7,632	$ 11,042

Note 4 - Loans Receivable - COV

Note 4 - Loans Receivable - COVID Loan Forbearance Program (Details) $ in Thousands	Sep. 30, 2020USD ($)
Number of loans	146
Principal balance	$ 95,539
Principal Amount Deferred	$ 608
COVID 19 [Member] | Standard Forbearance Agreement [Member] | Finance Leases Portfolio Segment [Member]
Number of loans	25
Principal balance	$ 9,211
Principal Amount Deferred	$ 0
Multi-family Mortgage [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	15
Principal balance	$ 4,511
Principal Amount Deferred	$ 46
Multi-family Mortgage [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	53
Principal balance	$ 42,663
Principal Amount Deferred	$ 185
Nonresidential Real Estate [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	15
Principal balance	$ 5,871
Principal Amount Deferred	$ 93
Nonresidential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	28
Principal balance	$ 31,861
Principal Amount Deferred	$ 273
One-to-Four Family Residential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	10
Principal Amount Deferred	$ 11
One To Four Family Residential Real Estate Loans [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Principal balance	$ 1,422

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans receivable	$ 1,073,536	$ 1,174,728
Pass [Member]
Loans receivable	1,066,003	1,163,028
Special Mention [Member]
Loans receivable	2,184	9,847
Substandard [Member]
Loans receivable	3,014	1,053
Nonaccrual [Member]
Loans receivable	2,335	800
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	36,114	44,989
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Pass [Member]
Loans receivable	35,165	43,908
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans receivable	0	36
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Substandard [Member]
Loans receivable	484	533
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	465	512
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	8,698	10,761
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Pass [Member]
Loans receivable	8,637	10,696
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Special Mention [Member]
Loans receivable	28	30
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Substandard [Member]
Loans receivable	33	35
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	522,825	563,750
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	224,919	247,963
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	297,906	315,787
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | ILLINOIS
Loans receivable	224,919	247,757
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | Other [Member]
Loans receivable	297,906	315,787
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | ILLINOIS
Loans receivable	0	206
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	124,477	134,674
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Pass [Member]
Loans receivable	119,260	134,134
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Special Mention [Member]
Loans receivable	2,151	162
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Substandard [Member]
Loans receivable	1,196	90
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Nonaccrual [Member]
Loans receivable	1,870	288
Commercial Portfolio Segment [Member]
Loans receivable	379,638	418,343
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	90,767	133,976
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Pass [Member]
Loans receivable	90,767	125,630
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Special Mention [Member]
Loans receivable	0	8,346
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member]
Loans receivable	1,471	11,738
Commercial Portfolio Segment [Member] | Asset-based [Member] | Pass [Member]
Loans receivable	1,471	11,738
Commercial Portfolio Segment [Member] | Asset-based [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	71,504	33,555
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Pass [Member]
Loans receivable	71,504	33,555
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	82,012	101,888
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Pass [Member]
Loans receivable	82,012	101,381
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Special Mention [Member]
Loans receivable	0	507
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	133,884	137,186
Finance Leases Portfolio Segment [Member] | Other [Member] | Pass [Member]
Loans receivable	132,588	136,289
Finance Leases Portfolio Segment [Member] | Other [Member] | Special Mention [Member]
Loans receivable	0	761
Finance Leases Portfolio Segment [Member] | Other [Member] | Substandard [Member]
Loans receivable	1,296	136
Finance Leases Portfolio Segment [Member] | Other [Member] | Nonaccrual [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member]
Loans receivable	1,784	2,211
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable	1,774	2,153
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	5	5
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable	5	53
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Loans receivable	$ 0	$ 0

Note 5 - Other Real Estate Ow_3

Note 5 - Other Real Estate Owned (Details Textual) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Repossessed Assets, Total	$ 0	$ 0
Mortgage Loans in Process of Foreclosure, Amount	$ 180,000	$ 237,000

Note 5 - Other Real Estate Ow_4

Note 5 - Other Real Estate Owned - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Valuation allowance	$ 0	$ 0	$ 0	$ (38)	$ (21)	$ (23)
Other real estate owned, net	110	$ 143	186	$ 269	$ 497	$ 1,226
One-to-Four Family Residential Real Estate [Member]
Balance	110		186
Valuation allowance	0		0
Other real estate owned, net	$ 110		$ 186

Note 5 - Other Real Estate Ow_5

Note 5 - Other Real Estate Owned - Roll Forward of OREO (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Beginning balance	$ 143	$ 497	$ 186	$ 1,226	$ 1,226
New foreclosed properties	0	30	33	76
Valuation adjustments	0	(17)	0	(38)	0
Sales and other reductions	(33)	(241)	(109)	(995)
Ending balance	$ 110	$ 269	$ 110	$ 269	$ 186

Note 5 - Other Real Estate Ow_6

Note 5 - Other Real Estate Owned - Activity in the Valuation Allowance (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Beginning balance	$ 0	$ 21	$ 0	$ 23
Other real estate owned valuation adjustments	0	17	0	38
Reductions from sales of OREO	0	0	0	(23)
Ending balance	$ 0	$ 38	$ 0	$ 38

Note 6 - Leases (Details Textua

Note 6 - Leases (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Operating Lease, Right-of-Use Asset, Amortization Expense	$ 221,000	$ 212,000	$ 660,000	$ 636,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	8 years 4 months 24 days		8 years 4 months 24 days
Operating Lease, Weighted Average Discount Rate, Percent	3.13%		3.13%

Note 6 - Leases - Classificatio

Note 6 - Leases - Classification of Right of Use and Lease Liabilities (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Gross carrying amount	$ 6,694	$ 0
New lease obligation	111	6,694
Accumulated amortization	(1,508)	(848)
Net carrying value	5,297	5,846
Right of use lease obligations	5,297
Other Liabilities [Member]
Right of use lease obligations	$ 5,297	$ 5,846

Note 6 - Leases - Lease Cost (D

Note 6 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Operating lease cost	$ 221	$ 212	$ 660	$ 636
Short-term lease cost	42	26	113	86
Sublease income	(19)	(17)	(56)	(32)
Total lease cost	244	221	717	690
Operating cash flows from operating leases	$ 238	$ 225	$ 709	$ 674

Note 6 - Leases - Future Minimu

Note 6 - Leases - Future Minimum Payments (Details) $ in Thousands	Sep. 30, 2020USD ($)
2021	$ 957
2022	991
2023	1,002
2024	582
2025	505
Thereafter	2,344
Total future minimum operating lease payments	6,381
Amounts representing interest	(1,084)
Present value of net future minimum operating lease payments	$ 5,297

Note 7 - Borrowings (Details Te

Note 7 - Borrowings (Details Textual) - USD ($) $ in Thousands	Apr. 01, 2020	Sep. 30, 2020	Dec. 31, 2019
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total		$ 1,200	$ 2,000
Debt, Long-term and Short-term, Combined Amount, Total			$ 61
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total		$ 0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current	$ 5,000
Line of Credit [Member] | Unsecured Debt [Member] | Prime Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	0.75%

Note 7 - Borrowings - Advances

Note 7 - Borrowings - Advances from the FHLB (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fixed-rate advance from FHLB, due within 1 year, contractual rate	0.00%	0.00%
Fixed-rate advance from FHLB, due within 1 year, amount	$ 4,000	$ 0

Note 7 - Borrowings - Securitie

Note 7 - Borrowings - Securities Sold Under Agreements to Repurchase (Details) $ in Thousands	Dec. 31, 2019USD ($)
Repurchase agreements and repurchase-to-maturity transactions	$ 61
Gross amount of recognized liabilities for repurchase agreements in Consolidated Statements of Financial Condition	61
Debt Instrument, Redemption, Period One [Member]
Repurchase agreements and repurchase-to-maturity transactions	61
Debt Instrument, Redemption, Period Two [Member]
Repurchase agreements and repurchase-to-maturity transactions	0
Debt Instrument, Redemption, Period Three [Member]
Repurchase agreements and repurchase-to-maturity transactions	0
Debt Instrument, Redemption, Period Four [Member]
Repurchase agreements and repurchase-to-maturity transactions	$ 0

Note 8 - Fair Value (Details Te

Note 8 - Fair Value (Details Textual) Pure in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Impaired Financing Receivable, Related Allowance	$ 20,000		$ 20,000
Number of Loans Measured for Impairment Using Fair Value of Collateral					0
Provision for Loan and Lease Losses, Total	(187,000)	$ (134,000)	326,000	$ 3,736,000
Other Real Estate, Valuation Adjustments	0	17,000	0	38,000	$ 0
Impaired Loans [Member]
Provision for Loan and Lease Losses, Total	20,000	0	20,000	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	288,000		288,000
Impaired Financing Receivable, Related Allowance	20,000		20,000
Provision for Loan and Lease Losses, Total	$ 115,000	$ 77,000	$ 541,000	$ (176,000)

Note 8 - Fair Value - Financial

Note 8 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Securities	$ 42,048	$ 60,193
Certificates of Deposit [Member]
Securities	32,724	48,666
US States and Political Subdivisions Debt Securities [Member]
Securities	512	513
Residential Mortgage Backed Securities [Member]
Securities	6,429	8,037
Collateralized Mortgage Backed Securities [Member]
Securities	2,383	2,977
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	42,048	60,193
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Securities	32,724	48,666
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	512	513
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Securities	6,429	8,037
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	2,383	2,977
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	$ 0	$ 0

Note 8 - Fair Value - Financi_2

Note 8 - Fair Value - Financial Assets At Fair Value on Non-recurring Basis (Details) - Real Estate Portfolio [Member] - Nonresidential Real Estate [Member] - Fair Value, Nonrecurring [Member] $ in Thousands	Sep. 30, 2020USD ($)
Impaired loans, fair value	$ 268
Fair Value, Inputs, Level 1 [Member]
Impaired loans, fair value	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans, fair value	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans, fair value	$ 268

Note 8 - Fair Value - Quantitat

Note 8 - Fair Value - Quantitative Information for Financial Instruments on Non-recurring Basis (Details) - Real Estate Portfolio [Member] - Nonresidential Real Estate [Member] - Fair Value, Nonrecurring [Member] $ in Thousands	Sep. 30, 2020USD ($)
Impaired loans, fair value	$ 268
Fair Value, Inputs, Level 3 [Member]
Impaired loans, fair value	$ 268
Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Imapired loans, measurement input	0.220

Note 8 - Fair Value - Carrying

Note 8 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Securities	$ 42,048	$ 60,193
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	42,048	60,193
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	429,665	190,325
Securities	42,048	60,193
Loans receivable, net of allowance for loan losses	1,065,892	1,168,008
FHLB and FRB stock	7,490	7,490
Accrued interest receivable	4,354	4,563
Certificates of deposit	301,351	402,034
Borrowings	4,000	61
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	429,665	190,325
Securities	42,048	60,193
Loans receivable, net of allowance for loan losses	1,073,308	1,177,459
Accrued interest receivable	4,354	4,563
Certificates of deposit	302,791	402,914
Borrowings	3,997	61
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	13,740	9,785
Securities	0	0
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	0	0
Certificates of deposit	0	0
Borrowings	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	415,925	180,540
Securities	42,048	60,193
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	158	252
Certificates of deposit	302,791	402,914
Borrowings	3,997	61
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for loan losses	1,073,308	1,177,459
FHLB and FRB stock	0	0
Accrued interest receivable	4,196	4,311
Certificates of deposit	0	0
Borrowings	$ 0	$ 0

Note 9 - Revenue from Contrac_3

Note 9 - Revenue from Contracts with Customers (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 833,000	$ 983,000	$ 2,456,000	$ 2,887,000
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 394,000	$ 395,000	$ 1,100,000	$ 1,200,000

Note 9 - Revenues from Contract

Note 9 - Revenues from Contracts with Customers - Noninterest Income (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Deposit service charges and fees		$ 833	$ 983	$ 2,456	$ 2,887
Loan servicing fees	[1]	44	99	189	178
Mortgage brokerage and banking fees	[1]	44	28	84	77
Gain on sale of equity securities	[1]	0	0	0	295
Loss on disposal of other assets		0	0	(2)	(19)
Earnings on bank-owned life insurance	[1]	10	37	51	105
Other	[1]	111	129	319	374
Total noninterest income		1,264	1,474	3,825	4,524
Deposit Account [Member]
Deposit service charges and fees		833	983	2,456	2,887
Bank Servicing [Member]
Deposit service charges and fees		$ 222	$ 198	$ 728	$ 627
[1]	Not within the scope of ASC 606