BankFinancial (BFIN) 10-Q 30 Apr 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2021	Apr. 28, 2021
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,583,284

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from other financial institutions	$ 9,567	$ 14,115
Interest-bearing deposits in other financial institutions	489,016	489,381
Cash and cash equivalents	498,583	503,496
Securities, at fair value	20,751	23,829
Loans receivable, net of allowance for loan losses: March 31, 2021, $7,395 and December 31, 2020, $7,751	1,028,840	1,002,578
Foreclosed assets, net	4,630	157
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490
Premises and equipment, net	24,726	24,675
Accrued interest receivable	4,695	3,941
Bank-owned life insurance	19,036	19,015
Deferred taxes	2,473	2,741
Other assets	9,161	8,920
Total assets	1,620,385	1,596,842
Liabilities
Noninterest-bearing	334,463	326,188
Interest-bearing	1,087,574	1,067,356
Total deposits	1,422,037	1,393,544
Borrowings	4,000	4,000
Advance payments by borrowers for taxes and insurance	6,513	8,670
Accrued interest payable and other liabilities	16,402	17,698
Total liabilities	1,448,952	1,423,912
Stockholders’ equity
Preferred Stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common Stock, $0.01 par value, 100,000,000 shares authorized; 14,623,659 shares issued at March 31, 2021 and 14,769,765 shares issued at December 31, 2020	146	148
Additional paid-in capital	106,329	107,815
Retained earnings	64,750	64,754
Accumulated other comprehensive income	208	213
Total stockholders’ equity	171,433	172,930
Total liabilities and stockholders’ equity	$ 1,620,385	$ 1,596,842

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Allowance for loan losses	$ 7,395	$ 7,751
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	14,623,659	14,769,765

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2021	Mar. 31, 2020
Interest and dividend income
Loans, including fees		$ 10,929	$ 13,611
Securities		54	304
Other		265	738
Total interest income		11,248	14,653
Interest expense
Deposits		668	2,684
Borrowings		0	0
Total interest expense		668	2,684
Net interest income		10,580	11,969
Provision for (recovery of ) loan losses		(335)	471
Net interest income after provision for (recovery of) loan losses		10,915	11,498
Noninterest income
Deposit service charges and fees		738	887
Loan servicing fees	[1]	55	63
Mortgage brokerage and banking fees	[1]	12	29
Loss on disposal of other assets		0	(2)
Trust and insurance commissions and annuities income		334	282
Earnings on bank-owned life insurance		21	32
Other	[1]	98	107
Total noninterest income		1,258	1,398
Noninterest expense
Compensation and benefits		5,471	5,518
Office occupancy and equipment		2,138	1,800
Advertising and public relations		196	152
Information technology		658	864
Professional fees		370	314
Supplies, telephone, and postage		400	303
Amortization of intangibles		7	14
Nonperforming asset management		41	40
Operations of foreclosed assets, net		53	(17)
FDIC insurance premiums		106	34
Other		747	606
Total noninterest expense		10,187	9,628
Income before income taxes		1,986	3,268
Income tax expense		517	850
Net income		$ 1,469	$ 2,418
Basic and diluted earnings per common share (in dollars per share)		$ 0.10	$ 0.16
Basic and diluted weighted average common shares outstanding (in shares)		14,723,769	15,205,731
[1]	Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income	$ 1,469	$ 2,418
Unrealized holding loss arising during the period	(7)	(97)
Tax effect	2	26
Net of tax	(5)	(71)
Comprehensive income	$ 1,464	$ 2,347

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2019	$ 153	$ 112,420	$ 61,573	$ 226	$ 174,372
Net income	0	0	2,418	0	2,418
Other comprehensive loss, net of tax	0	0	0	(71)	(71)
Repurchase and retirement of common stock	(2)	(2,200)	0	0	(2,202)
Cash dividends declared on common stock	0	0	(1,522)	0	(1,522)
Balance at Mar. 31, 2020	151	110,220	62,469	155	172,995
Balance at Dec. 31, 2020	148	107,815	64,754	213	172,930
Net income	0	0	1,469	0	1,469
Other comprehensive loss, net of tax	0	0	0	(5)	(5)
Repurchase and retirement of common stock	(2)	(1,486)	0	0	(1,488)
Cash dividends declared on common stock	0	0	(1,473)	0	(1,473)
Balance at Mar. 31, 2021	$ 146	$ 106,329	$ 64,750	$ 208	$ 171,433

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Repurchase and retirement of common stock (in shares)	146,106	206,196
Cash dividends declared on common stock (in dollars per share)	$ 0.10	$ 0.10

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities
Net income	$ 1,469	$ 2,418
Adjustments to reconcile to net income to net cash (used in) from operating activities
Provision for (recovery of ) loan losses	(335)	471
Depreciation	447	403
Amortization of premiums and discounts on securities	0	1
Amortization of intangibles	7	14
Amortization of servicing assets	21	15
Net change in net deferred loan origination costs	311	64
Gain on sale of other real estate owned	0	(30)
Loss on disposal of other assets	0	2
Earnings on bank-owned life insurance	(21)	(32)
Net change in:
Accrued interest receivable	(754)	(135)
Other assets	(20)	708
Accrued interest payable and other liabilities	(1,296)	(3,336)
Net cash (used in) from operating activities	(171)	563
Cash flows from investing activities
Proceeds from maturities	7,440	23,188
Proceeds from principal repayments	343	810
Purchases of securities	(4,712)	(27,756)
Net (increase) decrease in loans receivable	(25,690)	19,818
Loan participation purchased	(5,000)	0
Proceeds from sale of other real estate owned	0	95
Purchase of premises and equipment, net	(498)	(261)
Net cash (used in) from investing activities	(28,117)	15,894
Cash flows from financing activities
Deposits	28,493	(31,006)
Borrowings	0	(61)
Advance payments by borrowers for taxes and insurance	(2,157)	(2,053)
Repurchase and retirement of common stock	(1,488)	(2,202)
Cash dividends paid on common stock	(1,473)	(1,522)
Net cash from (used in) financing activities	23,375	(36,844)
Net change in cash and cash equivalents	(4,913)	(20,387)
Beginning cash and cash equivalents	503,496	190,325
Ending cash and cash equivalents	498,583	169,938
Supplemental disclosures of cash flow information:
Interest paid	670	2,683
Income taxes paid	17	65
Loans transferred to foreclosed assets	4,473	0
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities	$ 0	$ 111

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 Basis of Presentation three March 31, 2021 not may December 31, 2021 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). Use of Estimates COVID- 19 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19 Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2020 Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. Three Months Ended March 31, 2021 2020 Net income available to common stockholders $ 1,469 $ 2,418 Basic and diluted weighted average common shares outstanding 14,723,769 15,205,731 Basic and diluted earnings per common share $ 0.10 $ 0.16

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities March 31, 2021 Certificates of deposit $ 12,389 $ — $ — $ 12,389 Municipal securities 402 5 — 407 Mortgage-backed securities - residential 5,652 274 — 5,926 Collateralized mortgage obligations - residential 2,024 5 — 2,029 $ 20,467 $ 284 $ — $ 20,751 December 31, 2020 Certificates of deposit $ 15,117 $ — $ — $ 15,117 Municipal securities 402 7 — 409 Mortgage-backed securities - residential 5,826 282 — 6,108 Collateralized mortgage obligations - residential 2,193 3 (1 ) 2,195 $ 23,538 $ 292 $ (1 ) $ 23,829 Mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities and agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities available-for-sale by contractual maturity are shown below. Securities not may may March 31, 2021 Amortized Cost Fair Value Due in one year or less $ 12,791 $ 12,796 Mortgage-backed securities - residential 5,652 5,926 Collateralized mortgage obligations - residential 2,024 2,029 $ 20,467 $ 20,751 Investment securities available-for-sale with carrying value of $1.2 million at March 31, 2021 December 31, 2020 Securities available-for-sale with unrealized losses not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2020 Collateralized mortgage obligations - residential — $ - $ - 3 $ 1,588 $ (1 ) 3 $ 1,588 $ (1 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. There were no March 31, 2021 December 31, 2020, not not not

Note 4 - Loans Receivable

Note 4 - Loans Receivable	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans receivable are as follows: March 31, 2021 December 31, 2020 One-to-four family residential real estate $ 38,236 $ 41,691 Multi-family mortgage 440,824 452,241 Nonresidential real estate 112,154 108,658 Construction and land 499 499 Commercial loans and leases 442,706 405,057 Consumer 1,756 1,812 1,036,175 1,009,958 Net deferred loan origination costs 60 371 Allowance for loan losses (7,395 ) (7,751 ) Loans, net $ 1,028,840 $ 1,002,578 The following tables present the balance in the allowance for loan losses and loans receivable by portfolio segment and based on impairment method: Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total March 31, 2021 One-to-four family residential real estate $ — $ 465 $ 465 $ 1,568 $ 36,668 $ 38,236 Multi-family mortgage — 3,902 3,902 515 440,309 440,824 Nonresidential real estate 28 1,564 1,592 296 111,858 112,154 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,377 1,377 — 442,706 442,706 Consumer — 47 47 — 1,756 1,756 $ 28 $ 7,367 $ 7,395 $ 2,379 $ 1,033,796 1,036,175 Net deferred loan origination costs 60 Allowance for loan losses (7,395 ) Loans, net $ 1,028,840 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2020 One-to-four family residential real estate $ — $ 518 $ 518 $ 1,718 $ 39,973 $ 41,691 Multi-family mortgage — 4,062 4,062 520 451,721 452,241 Nonresidential real estate 28 1,541 1,569 296 108,362 108,658 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,536 1,536 — 405,057 405,057 Consumer — 54 54 — 1,812 1,812 $ 28 $ 7,723 $ 7,751 $ 2,534 $ 1,007,424 1,009,958 Net deferred loan origination costs 371 Allowance for loan losses (7,751 ) Loans, net $ 1,002,578 The following table represents the activity in the allowance for loan losses by portfolio segment: Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the three months ended March 31, 2021 One-to-four family residential real estate $ 518 $ (113 ) $ — $ 60 $ 465 Multi-family mortgage 4,062 (171 ) — 11 3,902 Nonresidential real estate 1,569 23 — — 1,592 Construction and land 12 — — — 12 Commercial loans and leases 1,536 (74 ) (86 ) 1 1,377 Consumer 54 — (9 ) 2 47 $ 7,751 $ (335 ) $ (95 ) $ 74 $ 7,395 March 31, 2020 One-to-four family residential real estate $ 675 $ (1 ) $ (5 ) $ 13 $ 682 Multi-family mortgage 3,676 181 — 12 3,869 Nonresidential real estate 1,176 284 — — 1,460 Commercial loans and leases 2,065 (12 ) — 2 2,055 Consumer 40 19 (13 ) — 46 $ 7,632 $ 471 $ (18 ) $ 27 $ 8,112 Impaired loans The following tables present loans individually evaluated for impairment by class of loans: Three Months Ended March 31, 2021 Loan Balance Recorded Investment Partial Charge off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized March 31, 2021 With no related allowance recorded: One-to-four family residential real estate $ 1,801 $ 1,568 $ 236 $ — $ 1,634 $ 8 Multi-family mortgage - Illinois 515 515 — — 518 7 2,316 2,083 236 — 2,152 15 With an allowance recorded - nonresidential real estate 280 296 — 28 296 — $ 2,596 $ 2,379 $ 236 $ 28 $ 2,448 $ 15 Year ended December 31, 2020 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,069 $ 1,718 $ 363 $ — $ 1,782 $ 42 Multi-family mortgage - Illinois 520 520 — — 594 31 2,589 2,238 363 — 2,376 73 With an allowance recorded - nonresidential real estate 280 296 — 28 289 — $ 2,869 $ 2,534 $ 363 $ 28 $ 2,665 $ 73 Nonaccrual Loans The following tables present the recorded investment in nonaccrual and loans 90 Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing March 31, 2021 One-to-four family residential real estate $ 412 $ 384 $ — Nonresidential real estate 280 296 — $ 692 $ 680 $ — December 31, 2020 One-to-four family residential real estate $ 946 $ 925 $ — Nonresidential real estate 280 296 — $ 1,226 $ 1,221 $ — Nonaccrual loans and impaired loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $113,000 and $133,000 at March 31, 2021 December 31, 2020 310–10, 310–10, Past Due Loans The following tables present the aging of the recorded investment of loans by class of loans: 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total March 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 477 $ — $ 384 $ 861 $ 29,893 $ 30,754 Non-owner occupied 264 221 — $ 485 6,997 7,482 Multi-family mortgage: Illinois 497 — — 497 224,901 225,398 Other 425 — — 425 215,001 215,426 Nonresidential real estate — — 296 296 111,858 112,154 Construction and land 499 499 Commercial loans and leases: Commercial — — — — 79,096 79,096 Asset-based — — — — 1,889 1,889 Equipment finance: Government — 6 — 6 147,566 147,572 Investment-rated 1,572 — — 1,572 78,579 80,151 Other 862 — — 862 133,136 133,998 Consumer 21 2 — 23 1,733 1,756 $ 4,118 $ 229 $ 680 $ 5,027 $ 1,031,148 $ 1,036,175 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 252 $ 211 $ 834 $ 1,297 $ 32,078 $ 33,375 Non-owner occupied 3 132 91 226 8,090 8,316 Multi-family mortgage: Illinois 86 — — 86 221,943 222,029 Other — — — — 230,212 230,212 Nonresidential real estate — — 296 296 108,362 108,658 Construction and land — — — — 499 499 Commercial loans and leases: Commercial 4,886 — — 4,886 72,809 77,695 Asset-based — — — — 1,740 1,740 Equipment finance: Government 2,468 — — 2,468 100,272 102,740 Investment-rated 618 225 — 843 86,417 87,260 Other 853 2,487 — 3,340 132,282 135,622 Consumer 6 5 — 11 1,801 1,812 $ 9,172 $ 3,060 $ 1,221 $ 13,453 $ 996,505 $ 1,009,958 U.S. Small Business Administration Paycheck Protection Program ("PPP") In response to the COVID- 19 March 27, 2020. The following table presents the PPP activity: For the Three Months Ended March 31, 2021 For the Three Months Ended March 31, 2020 Paycheck protection program: Number of loans originated 193 — Loan balance originations $ 8,624 $ — Loan balance forgiven $ 7,902 $ — March 31, 2021 December 31, 2020 Paycheck protection program loans Number of loans 256 290 Loan balance $ 10,902 $ 10,180 COVID- 19 Section 4013 2020 50” not 19. Our Apartment and Commercial Real Estate COVID- 19 4013 four April 2020, December 2020. Our Small Investment Property COVID- 19 $750,000 4013 four April 2020, December 2020. May 2020 December 2020 June 30, 2021. CARES Act Section 4013 2020 35 4013 2020 35 The following table summarizes the remaining loan forbearance modifications: Number of loans Principal Balance Remaining Amounts Deferred March 31, 2021 Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 1 $ 564 $ 2 Nonresidential real estate 4 1,155 4 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 1 1,981 6 One-to-four family residential real estate 5 781 2 11 $ 4,481 $ 14 Number of loans Principal Balance Remaining Amounts Deferred December 31, 2020 Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 8 $ 3,092 $ 17 Nonresidential real estate 10 3,363 22 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 2 2,480 6 One-to-four family residential real estate 10 1,402 8 30 $ 10,337 $ 53 Troubled Debt Restructurings The Company evaluates loan extensions or modifications not 4013 2020 35 340 10 Under ASC 340 10, The Company had no TDRs at March 31, 2021 December 31, 2020 three March 31, 2021 2020 three March 31, 2021 2020 twelve A loan is considered to be in payment default once it is 90 To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. may not not Substandard. may not not Nonaccrual. one Loans not Based on the most recent analysis performed, the risk categories of loans by class of loans are as follows: Pass Special Mention Substandard Nonaccrual Total March 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 29,864 $ — $ 506 $ 384 $ 30,754 Non-owner occupied 7,334 26 122 — 7,482 Multi-family mortgage: Illinois 225,398 — — — 225,398 Other 215,426 — — — 215,426 Nonresidential real estate 109,753 2,023 82 296 112,154 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 79,096 — — — 79,096 Asset-based 1,889 — — — 1,889 Equipment finance: Government 147,572 — — — 147,572 Investment-rated 80,151 — — — 80,151 Other 133,136 851 11 — 133,998 Consumer 1,749 3 4 — 1,756 $ 1,031,867 $ 2,903 $ 725 $ 680 $ 1,036,175 Pass Special Mention Substandard Nonaccrual Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 32,089 $ — $ 452 $ 834 $ 33,375 Non-owner occupied 8,164 27 34 91 8,316 Multi-family mortgage: Illinois 222,029 — — — 222,029 Other 230,212 — — — 230,212 Nonresidential real estate 106,280 1,998 84 296 108,658 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 72,809 — 4,886 — 77,695 Asset-based 1,740 — — — 1,740 Equipment finance: Government 102,740 — — — 102,740 Investment-rated 87,260 — — — 87,260 Other 134,617 — 1,005 — 135,622 Consumer 1,802 5 5 — 1,812 $ 1,000,241 $ 2,030 $ 6,466 $ 1,221 $ 1,009,958

Note 5 - Foreclosed Assets

Note 5 - Foreclosed Assets	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Foreclosed Assets [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for loan losses. Assets are classified as foreclosed when physical possession of the collateral is taken regardless of whether foreclosure proceedings have taken place. Other foreclosed assets received in satisfaction of borrowers debt are initially recorded at fair value of the asset less estimated costs to sell. March 31, 2021 December 31, 2020 Balance Valuation Allowance Net Balance Balance Valuation Allowance Net Balance Other real estate owned: One–to–four family residential $ 695 $ — $ 695 $ 157 $ — $ 157 Nonresidential real estate 170 — 170 — — — 865 — 865 157 — 157 Other foreclosed assets 3,765 — 3,765 — — — $ 4,630 $ — $ 4,630 $ 157 $ — $ 157 The following represents the roll forward of foreclosed assets: For the Three Months Ended March 31, 2021 2020 Beginning balance $ 157 $ 186 New foreclosed assets 4,473 — Sales — (76 ) Ending balance $ 4,630 $ 110 There were no March 31, 2021 December 31, 2020 At March 31, 2021 December 31, 2020 March 31, 2021 December 31, 2020

Note 6 - Leases

Note 6 - Leases	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 6 The following table represents the classification of the Company's right of use and lease liabilities: Statement of Financial Condition Location March 31, 2021 December 31, 2020 Operating Lease Right of Use Asset: Gross carrying amount $ 6,805 $ 6,694 New lease obligation — 111 Accumulated amortization (1,951 ) (1,730 ) Net recorded value Other assets $ 4,854 $ 5,075 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 4,854 $ 5,075 Amortization expense was $221,000 and $219,000 for the three March 31, 2021 2020 March 31, 2021 For the Three Months Ended March 31, Lease cost: 2021 2020 Operating lease cost $ 221 $ 219 Short-term lease cost 49 30 Sublease income (15 ) (18 ) Total lease cost $ 255 $ 231 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 241 $ 234 Future minimum payments under non-cancellable operating leases with terms longer than 12 Twelve months ended March 31, 2022 $ 967 2023 1,011 2024 828 2025 502 2026 508 Thereafter 2,089 Total future minimum operating lease payments 5,905 Amounts representing interest (1,051 ) Present value of net future minimum operating lease payments $ 4,854

Note 7 - Borrowings

Note 7 - Borrowings	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 7 Advances from the FHLB were as follows: March 31, 2021 December 31, 2020 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due within 1 year — % $ 4,000 — % $ 4,000 In 2020, March 31, 2022. March 31, 2021

Note 8 - Fair Value

Note 8 - Fair Value	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 8 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 2 Impaired loans: may may 3 Foreclosed assets: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value March 31, 2021 Securities: Certificates of deposit $ — $ 12,389 $ — $ 12,389 Municipal securities — 407 — 407 Mortgage-backed securities – residential — 5,926 — 5,926 Collateralized mortgage obligations – residential — 2,029 — 2,029 $ — $ 20,751 $ — $ 20,751 December 31, 2020 Securities: Certificates of deposit $ — $ 15,117 $ — $ 15,117 Municipal securities — 409 — 409 Mortgage-backed securities - residential — 6,108 — 6,108 Collateralized mortgage obligations – residential — 2,195 — 2,195 $ — $ 23,829 $ — $ 23,829 The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis: Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value March 31, 2021 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 December 31, 2020 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral–dependent loans, had a carrying amount of $296,000, with a valuation allowance of $28,000 at March 31, 2021 December 31, 2020 three March 31, 2021 three March 31, 2020 At March 31, 2021 December 31, 2020 The following table presents quantitative information, based on certain empirical data with respect to Level 3 Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) March 31, 2021 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % December 31, 2020 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at March 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 498,583 $ 9,567 $ 489,016 $ — $ 498,583 Securities 20,751 — 20,751 — 20,751 Loans receivable, net of allowance for loan losses 1,028,840 — — 1,028,208 1,028,208 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,695 — 108 4,587 4,695 Financial liabilities Certificates of deposit 236,590 — 237,119 — 237,119 Borrowings 4,000 — 4,000 — 4,000 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 503,496 $ 14,115 $ 489,381 $ — $ 503,496 Securities 23,829 — 23,829 — 23,829 Loans receivable, net of allowance for loan losses 1,002,578 — — 1,004,854 1,004,854 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 3,941 — 52 3,889 3,941 Financial liabilities Certificates of deposit 253,000 — 253,906 — 253,906 Borrowings 4,000 — 3,998 — 3,998 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 9 - Revenue From Contracts

Note 9 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 9 All of the Company's revenue from contracts with customers within the scope of ASC 606 606 Three Months Ended March 31, 2021 2020 Deposit service charges and fees $ 738 $ 887 Loan servicing fees (1) 55 63 Mortgage brokerage and banking fees (1) 12 29 Loss on disposal of other assets — (2 ) Trust and insurance commissions and annuities income 334 282 Earnings on bank-owned life insurance (1) 21 32 Other (1) 98 107 Total noninterest income $ 1,258 $ 1,398 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: three March 31, 2021 2020 Trust and insurance commissions and annuities income: i.e Gains/losses on sales of OREO and other assets: three March 31, 2020 not three March 31, 2021

Note 10 - Subsequent Event

Note 10 - Subsequent Event	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 10 On April 14, 2021, May 15, 2031 ( 4 2 1933, The Notes will bear interest at a fixed annual rate of 3.75%, from and including the date of issuance to but excluding May 15, 2026, May 15, 2026 may The Notes have a stated maturity date of May 15, 2031 May 15, 2026, one not not not Principal and interest on the Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events with respect to the Company. The Notes are unsecured, subordinated obligations of the Company and generally rank junior in right of payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation three March 31, 2021 not may December 31, 2021 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Covid-19 [Policy Text Block]	COVID- 19 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2020
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2021 2020 Net income available to common stockholders $ 1,469 $ 2,418 Basic and diluted weighted average common shares outstanding 14,723,769 15,205,731 Basic and diluted earnings per common share $ 0.10 $ 0.16

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities March 31, 2021 Certificates of deposit $ 12,389 $ — $ — $ 12,389 Municipal securities 402 5 — 407 Mortgage-backed securities - residential 5,652 274 — 5,926 Collateralized mortgage obligations - residential 2,024 5 — 2,029 $ 20,467 $ 284 $ — $ 20,751 December 31, 2020 Certificates of deposit $ 15,117 $ — $ — $ 15,117 Municipal securities 402 7 — 409 Mortgage-backed securities - residential 5,826 282 — 6,108 Collateralized mortgage obligations - residential 2,193 3 (1 ) 2,195 $ 23,538 $ 292 $ (1 ) $ 23,829
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2021 Amortized Cost Fair Value Due in one year or less $ 12,791 $ 12,796 Mortgage-backed securities - residential 5,652 5,926 Collateralized mortgage obligations - residential 2,024 2,029 $ 20,467 $ 20,751
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2020 Collateralized mortgage obligations - residential — $ - $ - 3 $ 1,588 $ (1 ) 3 $ 1,588 $ (1 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2021 December 31, 2020 One-to-four family residential real estate $ 38,236 $ 41,691 Multi-family mortgage 440,824 452,241 Nonresidential real estate 112,154 108,658 Construction and land 499 499 Commercial loans and leases 442,706 405,057 Consumer 1,756 1,812 1,036,175 1,009,958 Net deferred loan origination costs 60 371 Allowance for loan losses (7,395 ) (7,751 ) Loans, net $ 1,028,840 $ 1,002,578
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total March 31, 2021 One-to-four family residential real estate $ — $ 465 $ 465 $ 1,568 $ 36,668 $ 38,236 Multi-family mortgage — 3,902 3,902 515 440,309 440,824 Nonresidential real estate 28 1,564 1,592 296 111,858 112,154 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,377 1,377 — 442,706 442,706 Consumer — 47 47 — 1,756 1,756 $ 28 $ 7,367 $ 7,395 $ 2,379 $ 1,033,796 1,036,175 Net deferred loan origination costs 60 Allowance for loan losses (7,395 ) Loans, net $ 1,028,840 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2020 One-to-four family residential real estate $ — $ 518 $ 518 $ 1,718 $ 39,973 $ 41,691 Multi-family mortgage — 4,062 4,062 520 451,721 452,241 Nonresidential real estate 28 1,541 1,569 296 108,362 108,658 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,536 1,536 — 405,057 405,057 Consumer — 54 54 — 1,812 1,812 $ 28 $ 7,723 $ 7,751 $ 2,534 $ 1,007,424 1,009,958 Net deferred loan origination costs 371 Allowance for loan losses (7,751 ) Loans, net $ 1,002,578
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the three months ended March 31, 2021 One-to-four family residential real estate $ 518 $ (113 ) $ — $ 60 $ 465 Multi-family mortgage 4,062 (171 ) — 11 3,902 Nonresidential real estate 1,569 23 — — 1,592 Construction and land 12 — — — 12 Commercial loans and leases 1,536 (74 ) (86 ) 1 1,377 Consumer 54 — (9 ) 2 47 $ 7,751 $ (335 ) $ (95 ) $ 74 $ 7,395 March 31, 2020 One-to-four family residential real estate $ 675 $ (1 ) $ (5 ) $ 13 $ 682 Multi-family mortgage 3,676 181 — 12 3,869 Nonresidential real estate 1,176 284 — — 1,460 Commercial loans and leases 2,065 (12 ) — 2 2,055 Consumer 40 19 (13 ) — 46 $ 7,632 $ 471 $ (18 ) $ 27 $ 8,112
Impaired Financing Receivables [Table Text Block]	Three Months Ended March 31, 2021 Loan Balance Recorded Investment Partial Charge off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized March 31, 2021 With no related allowance recorded: One-to-four family residential real estate $ 1,801 $ 1,568 $ 236 $ — $ 1,634 $ 8 Multi-family mortgage - Illinois 515 515 — — 518 7 2,316 2,083 236 — 2,152 15 With an allowance recorded - nonresidential real estate 280 296 — 28 296 — $ 2,596 $ 2,379 $ 236 $ 28 $ 2,448 $ 15 Year ended December 31, 2020 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,069 $ 1,718 $ 363 $ — $ 1,782 $ 42 Multi-family mortgage - Illinois 520 520 — — 594 31 2,589 2,238 363 — 2,376 73 With an allowance recorded - nonresidential real estate 280 296 — 28 289 — $ 2,869 $ 2,534 $ 363 $ 28 $ 2,665 $ 73
Financing Receivable, Nonaccrual [Table Text Block]	Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing March 31, 2021 One-to-four family residential real estate $ 412 $ 384 $ — Nonresidential real estate 280 296 — $ 692 $ 680 $ — December 31, 2020 One-to-four family residential real estate $ 946 $ 925 $ — Nonresidential real estate 280 296 — $ 1,226 $ 1,221 $ —
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total March 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 477 $ — $ 384 $ 861 $ 29,893 $ 30,754 Non-owner occupied 264 221 — $ 485 6,997 7,482 Multi-family mortgage: Illinois 497 — — 497 224,901 225,398 Other 425 — — 425 215,001 215,426 Nonresidential real estate — — 296 296 111,858 112,154 Construction and land 499 499 Commercial loans and leases: Commercial — — — — 79,096 79,096 Asset-based — — — — 1,889 1,889 Equipment finance: Government — 6 — 6 147,566 147,572 Investment-rated 1,572 — — 1,572 78,579 80,151 Other 862 — — 862 133,136 133,998 Consumer 21 2 — 23 1,733 1,756 $ 4,118 $ 229 $ 680 $ 5,027 $ 1,031,148 $ 1,036,175 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 252 $ 211 $ 834 $ 1,297 $ 32,078 $ 33,375 Non-owner occupied 3 132 91 226 8,090 8,316 Multi-family mortgage: Illinois 86 — — 86 221,943 222,029 Other — — — — 230,212 230,212 Nonresidential real estate — — 296 296 108,362 108,658 Construction and land — — — — 499 499 Commercial loans and leases: Commercial 4,886 — — 4,886 72,809 77,695 Asset-based — — — — 1,740 1,740 Equipment finance: Government 2,468 — — 2,468 100,272 102,740 Investment-rated 618 225 — 843 86,417 87,260 Other 853 2,487 — 3,340 132,282 135,622 Consumer 6 5 — 11 1,801 1,812 $ 9,172 $ 3,060 $ 1,221 $ 13,453 $ 996,505 $ 1,009,958
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Nonaccrual Total March 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 29,864 $ — $ 506 $ 384 $ 30,754 Non-owner occupied 7,334 26 122 — 7,482 Multi-family mortgage: Illinois 225,398 — — — 225,398 Other 215,426 — — — 215,426 Nonresidential real estate 109,753 2,023 82 296 112,154 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 79,096 — — — 79,096 Asset-based 1,889 — — — 1,889 Equipment finance: Government 147,572 — — — 147,572 Investment-rated 80,151 — — — 80,151 Other 133,136 851 11 — 133,998 Consumer 1,749 3 4 — 1,756 $ 1,031,867 $ 2,903 $ 725 $ 680 $ 1,036,175 Pass Special Mention Substandard Nonaccrual Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 32,089 $ — $ 452 $ 834 $ 33,375 Non-owner occupied 8,164 27 34 91 8,316 Multi-family mortgage: Illinois 222,029 — — — 222,029 Other 230,212 — — — 230,212 Nonresidential real estate 106,280 1,998 84 296 108,658 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 72,809 — 4,886 — 77,695 Asset-based 1,740 — — — 1,740 Equipment finance: Government 102,740 — — — 102,740 Investment-rated 87,260 — — — 87,260 Other 134,617 — 1,005 — 135,622 Consumer 1,802 5 5 — 1,812 $ 1,000,241 $ 2,030 $ 6,466 $ 1,221 $ 1,009,958
COVID 19 [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Number of loans Principal Balance Remaining Amounts Deferred March 31, 2021 Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 1 $ 564 $ 2 Nonresidential real estate 4 1,155 4 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 1 1,981 6 One-to-four family residential real estate 5 781 2 11 $ 4,481 $ 14 Number of loans Principal Balance Remaining Amounts Deferred December 31, 2020 Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 8 $ 3,092 $ 17 Nonresidential real estate 10 3,363 22 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 2 2,480 6 One-to-four family residential real estate 10 1,402 8 30 $ 10,337 $ 53
Paycheck Protection Program CARES Act [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	For the Three Months Ended March 31, 2021 For the Three Months Ended March 31, 2020 Paycheck protection program: Number of loans originated 193 — Loan balance originations $ 8,624 $ — Loan balance forgiven $ 7,902 $ — March 31, 2021 December 31, 2020 Paycheck protection program loans Number of loans 256 290 Loan balance $ 10,902 $ 10,180

Note 5 - Foreclosed Assets (Tab

Note 5 - Foreclosed Assets (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Other Real Estate Owned and Other Foreclosed Assets [Table Text Block]	March 31, 2021 December 31, 2020 Balance Valuation Allowance Net Balance Balance Valuation Allowance Net Balance Other real estate owned: One–to–four family residential $ 695 $ — $ 695 $ 157 $ — $ 157 Nonresidential real estate 170 — 170 — — — 865 — 865 157 — 157 Other foreclosed assets 3,765 — 3,765 — — — $ 4,630 $ — $ 4,630 $ 157 $ — $ 157
Roll Forward of Foreclosed Assets [Table Text Block]	For the Three Months Ended March 31, 2021 2020 Beginning balance $ 157 $ 186 New foreclosed assets 4,473 — Sales — (76 ) Ending balance $ 4,630 $ 110

Note 6 - Leases (Tables)

Note 6 - Leases (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Assets and Liabilities, Lessee [Table Text Block]	Statement of Financial Condition Location March 31, 2021 December 31, 2020 Operating Lease Right of Use Asset: Gross carrying amount $ 6,805 $ 6,694 New lease obligation — 111 Accumulated amortization (1,951 ) (1,730 ) Net recorded value Other assets $ 4,854 $ 5,075 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 4,854 $ 5,075
Lease, Cost [Table Text Block]	For the Three Months Ended March 31, Lease cost: 2021 2020 Operating lease cost $ 221 $ 219 Short-term lease cost 49 30 Sublease income (15 ) (18 ) Total lease cost $ 255 $ 231 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 241 $ 234
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Twelve months ended March 31, 2022 $ 967 2023 1,011 2024 828 2025 502 2026 508 Thereafter 2,089 Total future minimum operating lease payments 5,905 Amounts representing interest (1,051 ) Present value of net future minimum operating lease payments $ 4,854

Note 7 - Borrowings (Tables)

Note 7 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	March 31, 2021 December 31, 2020 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due within 1 year — % $ 4,000 — % $ 4,000

Note 8 - Fair Value (Tables)

Note 8 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value March 31, 2021 Securities: Certificates of deposit $ — $ 12,389 $ — $ 12,389 Municipal securities — 407 — 407 Mortgage-backed securities – residential — 5,926 — 5,926 Collateralized mortgage obligations – residential — 2,029 — 2,029 $ — $ 20,751 $ — $ 20,751 December 31, 2020 Securities: Certificates of deposit $ — $ 15,117 $ — $ 15,117 Municipal securities — 409 — 409 Mortgage-backed securities - residential — 6,108 — 6,108 Collateralized mortgage obligations – residential — 2,195 — 2,195 $ — $ 23,829 $ — $ 23,829
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value March 31, 2021 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 December 31, 2020 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) March 31, 2021 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % December 31, 2020 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at March 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 498,583 $ 9,567 $ 489,016 $ — $ 498,583 Securities 20,751 — 20,751 — 20,751 Loans receivable, net of allowance for loan losses 1,028,840 — — 1,028,208 1,028,208 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 4,695 — 108 4,587 4,695 Financial liabilities Certificates of deposit 236,590 — 237,119 — 237,119 Borrowings 4,000 — 4,000 — 4,000 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 503,496 $ 14,115 $ 489,381 $ — $ 503,496 Securities 23,829 — 23,829 — 23,829 Loans receivable, net of allowance for loan losses 1,002,578 — — 1,004,854 1,004,854 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 3,941 — 52 3,889 3,941 Financial liabilities Certificates of deposit 253,000 — 253,906 — 253,906 Borrowings 4,000 — 3,998 — 3,998

Note 9 - Revenue From Contrac_2

Note 9 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended March 31, 2021 2020 Deposit service charges and fees $ 738 $ 887 Loan servicing fees (1) 55 63 Mortgage brokerage and banking fees (1) 12 29 Loss on disposal of other assets — (2 ) Trust and insurance commissions and annuities income 334 282 Earnings on bank-owned life insurance (1) 21 32 Other (1) 98 107 Total noninterest income $ 1,258 $ 1,398

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income available to common stockholders	$ 1,469	$ 2,418
Basic and diluted weighted average common shares outstanding (in shares)	14,723,769	15,205,731
Basic and diluted earnings per common share (in dollars per share)	$ 0.10	$ 0.16

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Millions	Mar. 31, 2021USD ($)
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total	$ 1.2

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Amortized cost	$ 20,467	$ 23,538
Gross unrealized gains	284	292
Gross unrealized losses	0	(1)
Fair value	20,751	23,829
Certificates of Deposit [Member]
Amortized cost	12,389	15,117
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	12,389	15,117
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	402	402
Gross unrealized gains	5	7
Gross unrealized losses	0	0
Fair value	407	409
Residential Mortgage Backed Securities [Member]
Amortized cost	5,652	5,826
Gross unrealized gains	274	282
Gross unrealized losses	0	0
Fair value	5,926	6,108
Collateralized Mortgage Backed Securities [Member]
Amortized cost	2,024	2,193
Gross unrealized gains	5	3
Gross unrealized losses	0	(1)
Fair value	$ 2,029	$ 2,195

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) $ in Thousands	Mar. 31, 2021USD ($)
Due in one year or less, amortized cost	$ 12,791
Due in one year or less, fair value	12,796
Amortized cost, single maturity date	20,467
Fair value, single maturity date	20,751
Residential Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	5,652
Fair value, without single maturity date	5,926
Collateralized Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	2,024
Fair value, without single maturity date	$ 2,029

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized Losses (Details) - Collateralized Mortgage Backed Securities [Member] Pure in Thousands, $ in Thousands	Dec. 31, 2020USD ($)
Count, less than 12 months	0
Collateralized mortgage obligations - residential, fair value	$ 0
Unrealized loss, less than 12 months	$ 0
Count, 12 months or more	3
Fair value, 12 months or more	$ 1,588
Unrealized loss, 12 months or more	$ (1)
Count, total	3
Fair value, total	$ 1,588
Unrealized loss, total	$ (1)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual) Pure in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020	Dec. 31, 2020USD ($)
Reserve for Uncollected Loan Interest	$ 113,000		$ 133,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Loans receivable	$ 1,036,175	$ 1,009,958
Net deferred loan origination costs	(60)	(371)
Allowance for loan losses	(7,395)	(7,751)	$ (8,112)	$ (7,632)
Loans, net	1,028,840	1,002,578
Commercial Portfolio Segment [Member]
Loans receivable	442,706	405,057
Allowance for loan losses	(1,377)	(1,536)	(2,055)	(2,065)
Consumer Portfolio Segment [Member]
Loans receivable	1,756	1,812
Allowance for loan losses	(47)	(54)	(46)	(40)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	38,236	41,691
Allowance for loan losses	(465)	(518)	(682)	(675)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	440,824	452,241
Allowance for loan losses	(3,902)	(4,062)	(3,869)	(3,676)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	112,154	108,658
Allowance for loan losses	(1,592)	(1,569)	$ (1,460)	$ (1,176)
Construction and Land Loans [Member]
Loans receivable	499	499
Allowance for loan losses	$ (12)	(12)
Construction and Land Loans [Member] | Commercial Portfolio Segment [Member]
Loans receivable		$ 499

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Allowance for loan losses, individually evaluated for impairment	$ 28	$ 28
Allowance for loan losses, collectively evaluated for impairment	7,367	7,723
Allowance for loan losses	7,395	7,751	$ 8,112	$ 7,632
Loan balances, individually evaluated for impairment	2,379	2,534
Loan balances, collectively evaluated for impairment	1,033,796	1,007,424
Loans receivable	1,036,175	1,009,958
Net deferred loan origination costs	60	371
Allowance for loan losses	(7,395)	(7,751)	(8,112)	(7,632)
Loans receivable, net of allowance for loan losses: March 31, 2021, $7,395 and December 31, 2020, $7,751	1,028,840	1,002,578
Allowance for loan losses	7,395	7,751	8,112	7,632
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	465	518
Allowance for loan losses	465	518	682	675
Loan balances, individually evaluated for impairment	1,568	1,718
Loan balances, collectively evaluated for impairment	36,668	39,973
Loans receivable	38,236	41,691
Allowance for loan losses	(465)	(518)	(682)	(675)
Allowance for loan losses	465	518	682	675
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	3,902	4,062
Allowance for loan losses	3,902	4,062	3,869	3,676
Loan balances, individually evaluated for impairment	515	520
Loan balances, collectively evaluated for impairment	440,309	451,721
Loans receivable	440,824	452,241
Allowance for loan losses	(3,902)	(4,062)	(3,869)	(3,676)
Allowance for loan losses	3,902	4,062	3,869	3,676
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	28	28
Allowance for loan losses, collectively evaluated for impairment	1,564	1,541
Allowance for loan losses	1,592	1,569	1,460	1,176
Loan balances, individually evaluated for impairment	296	296
Loan balances, collectively evaluated for impairment	111,858	108,362
Loans receivable	112,154	108,658
Allowance for loan losses	(1,592)	(1,569)	(1,460)	(1,176)
Allowance for loan losses	1,592	1,569	1,460	1,176
Construction and Land Loans [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	12	12
Allowance for loan losses	12	12
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	499	499
Loans receivable	499	499
Allowance for loan losses	(12)	(12)
Allowance for loan losses	12	12
Commercial Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	1,377	1,536
Allowance for loan losses	1,377	1,536	2,055	2,065
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	442,706	405,057
Loans receivable	442,706	405,057
Allowance for loan losses	(1,377)	(1,536)	(2,055)	(2,065)
Allowance for loan losses	1,377	1,536	2,055	2,065
Consumer Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	47	54
Allowance for loan losses	47	54	46	40
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	1,756	1,812
Loans receivable	1,756	1,812
Allowance for loan losses	(47)	(54)	(46)	(40)
Allowance for loan losses	$ 47	$ 54	$ 46	$ 40

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Beginning balance	$ 7,751	$ 7,632
Provision for (recovery of ) loan losses	(335)	471
Loans charged off	(95)	(18)
Recoveries	74	27
Total ending allowance balance	7,395	8,112
Commercial Portfolio Segment [Member]
Beginning balance	1,536	2,065
Provision for (recovery of ) loan losses	(74)	(12)
Loans charged off	(86)	0
Recoveries	1	2
Total ending allowance balance	1,377	2,055
Consumer Portfolio Segment [Member]
Beginning balance	54	40
Provision for (recovery of ) loan losses	0	19
Loans charged off	(9)	(13)
Recoveries	2	0
Total ending allowance balance	47	46
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	518	675
Provision for (recovery of ) loan losses	(113)	(1)
Loans charged off	0	(5)
Recoveries	60	13
Total ending allowance balance	465	682
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Beginning balance	4,062	3,676
Provision for (recovery of ) loan losses	(171)	181
Loans charged off	0	0
Recoveries	11	12
Total ending allowance balance	3,902	3,869
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	1,569	1,176
Provision for (recovery of ) loan losses	23	284
Loans charged off	0	0
Recoveries	0	0
Total ending allowance balance	1,592	$ 1,460
Construction and Land Loans [Member]
Beginning balance	12
Provision for (recovery of ) loan losses	0
Loans charged off	0
Recoveries	0
Total ending allowance balance	$ 12

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Loan balance, with no allowance recorded	$ 2,316	$ 2,589
Recorded investment, with no allowance recorded	2,083	2,238
Partial charge-off, with no allowance recorded	236	363
Average investment in impaired loans, with no allowance recorded	2,152	2,376
Interest income recognized, with no related allowance recorded	15	73
Recorded investment, with an allowance recorded	2,379	2,534
Partial charge-off, with allowance recorded	236	363
Allowance for loan losses	28	28
Average investment in impaired loans, with allowance recorded	2,448	2,665
Interest income recognized, with related allowance recorded	15	73
Loan balance, with allowance recorded	2,596	2,869
Recorded investment, with no allowance recorded	2,083	2,238
Loan balance, with allowance recorded	2,596	2,869
Nonresidential Real Estate Loans [Member]
Loan balance, with allowance recorded	280	280
Recorded investment, with an allowance recorded	296	296
Partial charge-off, with allowance recorded	0	0
Allowance for loan losses	28	28
Average investment in impaired loans, with allowance recorded	296	289
Interest income recognized, with related allowance recorded	0	0
Loan balance, with allowance recorded	280	280
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	1,801	2,069
Recorded investment, with no allowance recorded	1,568	1,718
Partial charge-off, with no allowance recorded	236	363
Average investment in impaired loans, with no allowance recorded	1,634	1,782
Interest income recognized, with no related allowance recorded	8	42
Recorded investment, with no allowance recorded	1,568	1,718
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loan balance, with no allowance recorded	515	520
Recorded investment, with no allowance recorded	515	520
Partial charge-off, with no allowance recorded	0	0
Average investment in impaired loans, with no allowance recorded	518	594
Interest income recognized, with no related allowance recorded	7	31
Recorded investment, with no allowance recorded	$ 515	$ 520

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Loan balance	$ 692	$ 1,226
Recorded investment	680	1,221
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance	412	946
Recorded investment	384	925
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance	280	280
Recorded investment	296	296
Loans past due over 90 days, still accruing	$ 0	$ 0

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Past Due	$ 5,027	$ 13,453
Loans Not Past Due	1,031,148	996,505
Total Loans	1,036,175	1,009,958
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	4,118	9,172
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	229	3,060
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	680	1,221
Construction and Land Loans [Member]
Past Due		0
Loans Not Past Due	499	499
Total Loans	499	499
Construction and Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due		0
Construction and Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due		0
Construction and Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due		0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Past Due	861	1,297
Loans Not Past Due	29,893	32,078
Total Loans	30,754	33,375
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	477	252
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	211
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	384	834
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Past Due	485	226
Loans Not Past Due	6,997	8,090
Total Loans	7,482	8,316
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	264	3
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	221	132
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	91
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Past Due	497	86
Loans Not Past Due	224,901	221,943
Total Loans	225,398	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Past Due	425	0
Loans Not Past Due	215,001	230,212
Total Loans	215,426	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | ILLINOIS
Past Due	497	86
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other [Member]
Past Due	425	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | ILLINOIS
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ILLINOIS
Past Due	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Past Due	296	296
Loans Not Past Due	111,858	108,362
Total Loans	112,154	108,658
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	296	296
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Past Due	0
Loans Not Past Due	79,096
Total Loans	79,096
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Past Due		4,886
Loans Not Past Due		72,809
Total Loans		77,695
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due		4,886
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due		0
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due		0
Commercial Portfolio Segment [Member] | Asset-based [Member]
Past Due	0	0
Loans Not Past Due	1,889	1,740
Total Loans	1,889	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Past Due	6	2,468
Loans Not Past Due	147,566	100,272
Total Loans	147,572	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	0	2,468
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	6	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Past Due	1,572	843
Loans Not Past Due	78,579	86,417
Total Loans	80,151	87,260
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	1,572	618
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	225
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Past Due	862	3,340
Loans Not Past Due	133,136	132,282
Total Loans	133,998	135,622
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	862	853
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	0	2,487
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	0	0
Consumer Portfolio Segment [Member]
Past Due	23	11
Loans Not Past Due	1,733	1,801
Total Loans	1,756	1,812
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	21	6
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	2	5
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	$ 0	$ 0

Note 4 - Loans Receivable - PPP

Note 4 - Loans Receivable - PPP activity (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Mar. 31, 2020USD ($)
Number of loans originated	11	30
Loans receivable, net of allowance for loan losses: March 31, 2021, $7,395 and December 31, 2020, $7,751	$ 1,028,840	$ 1,002,578
Paycheck Protection Program Loan Origination [Member]
Number of loans originated	193		0
Loan balance originations	$ 8,624		$ 0
Loans receivable, net of allowance for loan losses: March 31, 2021, $7,395 and December 31, 2020, $7,751	$ 7,902		0
Paycheck Protection Program CARES Act [Member]
Number of loans originated	256
Loan balance originations			290
Loans receivable, net of allowance for loan losses: March 31, 2021, $7,395 and December 31, 2020, $7,751	$ 10,902		$ 10,180

Note 4 - Loans Receivable - COV

Note 4 - Loans Receivable - COVID Loan Forbearance Program (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of loans originated	11	30
Principal balance	$ 4,481	$ 10,337
Principal Amount Deferred	$ 14	$ 53
Multi-family Mortgage [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans originated	1	8
Principal balance	$ 564	$ 3,092
Principal Amount Deferred	$ 2	$ 17
Nonresidential Real Estate [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans originated	4	10
Principal balance	$ 1,155	$ 3,363
Principal Amount Deferred	$ 4	$ 22
Nonresidential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans originated	1	2
Principal balance	$ 1,981	$ 2,480
Principal Amount Deferred	$ 6	$ 6
One-to-Four Family Residential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans originated	5	10
Principal balance		$ 1,402
Principal Amount Deferred	$ 2	$ 8
One To Four Family Residential Real Estate Loans [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Principal balance	$ 781

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Loans receivable	$ 1,036,175	$ 1,009,958
Pass [Member]
Loans receivable	1,031,867	1,000,241
Special Mention [Member]
Loans receivable	2,903	2,030
Substandard [Member]
Loans receivable	725	6,466
Nonaccrual [Member]
Loans receivable	680	1,221
Construction and Land Loans [Member]
Loans receivable	499	499
Construction and Land Loans [Member] | Pass [Member]
Loans receivable	499
Construction and Land Loans [Member] | Special Mention [Member]
Loans receivable	0
Construction and Land Loans [Member] | Substandard [Member]
Loans receivable	0
Construction and Land Loans [Member] | Nonaccrual [Member]
Loans receivable	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	30,754	33,375
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Pass [Member]
Loans receivable	29,864	32,089
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Substandard [Member]
Loans receivable	506	452
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	384	834
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	7,482	8,316
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Pass [Member]
Loans receivable	7,334	8,164
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Special Mention [Member]
Loans receivable	26	27
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Substandard [Member]
Loans receivable	122	34
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	0	91
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	440,824	452,241
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	225,398	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	215,426	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | ILLINOIS
Loans receivable	225,398	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | Other [Member]
Loans receivable	215,426	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	112,154	108,658
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Pass [Member]
Loans receivable	109,753	106,280
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Special Mention [Member]
Loans receivable	2,023	1,998
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Substandard [Member]
Loans receivable	82	84
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Nonaccrual [Member]
Loans receivable	296	296
Commercial Portfolio Segment [Member]
Loans receivable	442,706	405,057
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Pass [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Special Mention [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Substandard [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Nonaccrual [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	79,096	77,695
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Pass [Member]
Loans receivable	79,096	72,809
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Substandard [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member]
Loans receivable	1,889	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Pass [Member]
Loans receivable	1,889	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	147,572	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Pass [Member]
Loans receivable	147,572	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	80,151	87,260
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Pass [Member]
Loans receivable	80,151	87,260
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	133,998	135,622
Finance Leases Portfolio Segment [Member] | Other [Member] | Pass [Member]
Loans receivable	133,136	134,617
Finance Leases Portfolio Segment [Member] | Other [Member] | Special Mention [Member]
Loans receivable	851	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Substandard [Member]
Loans receivable	11	1,005
Finance Leases Portfolio Segment [Member] | Other [Member] | Nonaccrual [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member]
Loans receivable	1,756	1,812
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable	1,749	1,802
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	3	5
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable	4	5
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Loans receivable	$ 0	$ 0

Note 5 - Foreclosed Assets (Det

Note 5 - Foreclosed Assets (Details Textual) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Real Estate Owned and Other Foreclosed Assets, Valuation Allowance, Ending Balance	$ 0	$ 0
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	4,630,000	157,000
Mortgage Loans in Process of Foreclosure, Amount	158,000	187,000
Foreclosed Residential Real Estate Properties, Physical Possession Without Title [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	$ 0	$ 0

Note 5 - Foreclosed Assets - Re

Note 5 - Foreclosed Assets - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Other real estate owned	$ 865	$ 157
Other real estate owned, valuation allowance	0	0
Net OREO balance	865	157
Other foreclosed assets, gross	3,765	0
Other foreclosed assets, valuation allowance	0	0
Other foreclosed assets	3,765	0
Other real estate owned and other foreclosed assets, gross	4,630	157
Other real estate owned and other foreclosed assets, valuation allowance	0	0
Total	4,630	157
One-to-Four Family Residential Real Estate [Member]
Other real estate owned	695	157
Other real estate owned, valuation allowance	0	0
Net OREO balance	695	157
Nonresidential Real Estate Loans [Member]
Other real estate owned	170	0
Other real estate owned, valuation allowance	0	0
Net OREO balance	$ 170	$ 0

Note 5 - Foreclosed Assets- Rol

Note 5 - Foreclosed Assets- Roll Forward of Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Beginning balance	$ 157	$ 186
New foreclosed assets	4,473	0
Sales	0	(76)
Ending balance	$ 4,630	$ 110

Note 6 - Leases (Details Textua

Note 6 - Leases (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Operating Lease, Right-of-Use Asset, Amortization Expense	$ 221,000	$ 219,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	8 years 1 month 6 days
Operating Lease, Weighted Average Discount Rate, Percent	3.13%

Note 6 - Leases - Classificatio

Note 6 - Leases - Classification of Right of Use and Lease Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Gross carrying amount	$ 6,805	$ 6,694
New lease obligation	0	111
Accumulated amortization	(1,951)	(1,730)
Other Assets [Member]
Net recorded value	4,854	5,075
Other Liabilities [Member]
Right of use lease obligations	$ 4,854	$ 5,075

Note 6 - Leases - Lease Cost (D

Note 6 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Operating lease cost	$ 221	$ 219
Short-term lease cost	49	30
Sublease income	(15)	(18)
Total lease cost	255	231
Operating cash flows from operating leases	$ 241	$ 234

Note 6 - Leases - Future Minimu

Note 6 - Leases - Future Minimum Payments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
2022	$ 967
2023	1,011
2024	828
2025	502
2026	508
Thereafter	2,089
Total future minimum operating lease payments	5,905
Amounts representing interest	(1,051)
Other Liabilities [Member]
Present value of net future minimum operating lease payments	$ 4,854	$ 5,075

Note 7 - Borrowings (Details Te

Note 7 - Borrowings (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Mar. 31, 2021
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total		$ 0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current	$ 5,000
Debt Instrument, Prime Rate Floor	2.40%
Line of Credit [Member] | Unsecured Debt [Member] | Prime Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	0.75%

Note 7 - Borrowings - Advances

Note 7 - Borrowings - Advances From the FHLB (Details) - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
Fixed-rate advance from FHLB, due within 1 year, contractual rate	0.00%	0.00%
Fixed-rate advance from FHLB, due within 1 year, amount	$ 4	$ 4

Note 8 - Fair Value (Details Te

Note 8 - Fair Value (Details Textual) Pure in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2020USD ($)
Impaired Loans, Fair Value Disclosure	$ 296,000		$ 28,000
Number of Loans Measured for Impairment Using Fair Value of Collateral			0
Provision for Loan and Lease Losses, Total	(335,000)	$ 471,000
Other Real Estate with Valuation Adjustments	0		$ 0
Impaired Loans [Member]
Provision for Loan and Lease Losses, Total	$ 28,000	$ 0

Note 8 - Fair Value - Financial

Note 8 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities	$ 20,751	$ 23,829
Certificates of Deposit [Member]
Securities	12,389	15,117
US States and Political Subdivisions Debt Securities [Member]
Securities	407	409
Residential Mortgage Backed Securities [Member]
Securities	5,926	6,108
Collateralized Mortgage Backed Securities [Member]
Securities	2,029	2,195
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	20,751	23,829
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Securities	12,389	15,117
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	407	409
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Securities	5,926	6,108
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	2,029	2,195
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	$ 0	$ 0

Note 8 - Fair Value - Financi_2

Note 8 - Fair Value - Financial Assets At Fair Value on Non-recurring Basis (Details) - Real Estate Portfolio [Member] - Nonresidential Real Estate [Member] - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268
Fair Value, Inputs, Level 1 [Member]
Impaired loans - nonresidential real estate, fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans - nonresidential real estate, fair value	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268

Note 8 - Fair Value - Quantitat

Note 8 - Fair Value - Quantitative Information for Financial Instruments on Non-recurring Basis (Details) - Real Estate Portfolio [Member] - Nonresidential Real Estate [Member] - Fair Value, Nonrecurring [Member] $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268
Fair Value, Inputs, Level 3 [Member]
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268
Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Imapired loans, measurement input	0.220	0.220

Note 8 - Fair Value - Carrying

Note 8 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities	$ 20,751	$ 23,829
Securities	20,751	23,829
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	20,751	23,829
Securities	20,751	23,829
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	498,583	503,496
Securities	20,751	23,829
Loans receivable, net of allowance for loan losses	1,028,840	1,002,578
FHLB and FRB stock	7,490	7,490
Accrued interest receivable	4,695	3,941
Certificates of deposit	236,590	253,000
Borrowings	4,000	4,000
Securities	20,751	23,829
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	498,583	503,496
Securities	20,751	23,829
Loans receivable, net of allowance for loan losses	1,028,208	1,004,854
Accrued interest receivable	4,695	3,941
Certificates of deposit	237,119	253,906
Borrowings	4,000	3,998
Securities	20,751	23,829
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	9,567	14,115
Securities	0	0
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	0	0
Certificates of deposit	0	0
Borrowings	0	0
Securities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	489,016	489,381
Securities	20,751	23,829
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	108	52
Certificates of deposit	237,119	253,906
Borrowings	4,000	3,998
Securities	20,751	23,829
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for loan losses	1,028,208	1,004,854
FHLB and FRB stock	0	0
Accrued interest receivable	4,587	3,889
Certificates of deposit	0	0
Borrowings	0	0
Securities	$ 0	$ 0

Note 9 - Revenue From Contrac_3

Note 9 - Revenue From Contracts With Customers (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 738,000	$ 887,000
Other Real Estate, Disposals	0
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 381,000	$ 351,000

Note 9 - Revenue From Contrac_4

Note 9 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2021	Mar. 31, 2020
Deposit service charges and fees		$ 738	$ 887
Loan servicing fees	[1]	55	63
Mortgage brokerage and banking fees	[1]	12	29
Loss on disposal of other assets		0	(2)
Other	[1]	98	107
Total noninterest income		1,258	1,398
Deposit Account [Member]
Deposit service charges and fees		738	887
Bank Servicing [Member]
Deposit service charges and fees		$ 334	$ 282
[1]	Not within the scope of ASC 606

Note 10 - Subsequent Event (Det

Note 10 - Subsequent Event (Details Textual) - Subsequent Event [Member] - The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member] $ in Millions	Apr. 14, 2021USD ($)
Debt Instrument, Face Amount	$ 20
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	2.99%