BankFinancial (BFIN) 10-Q 30 Jul 21 2021 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2021	Jul. 28, 2021
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		13,828,522

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from other financial institutions	$ 12,185	$ 14,115
Interest-bearing deposits in other financial institutions	523,851	489,381
Cash and cash equivalents	536,036	503,496
Securities, at fair value	18,883	23,829
Loans receivable, net of allowance for loan losses: June 30, 2021, $6,857 and December 31, 2020, $7,751	1,032,159	1,002,578
Foreclosed assets, net	1,702	157
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490
Premises and equipment, net	24,765	24,675
Accrued interest receivable	5,300	3,941
Bank-owned life insurance	19,066	19,015
Deferred taxes	2,363	2,741
Other assets	8,858	8,920
Total assets	1,656,622	1,596,842
Liabilities
Noninterest-bearing	325,294	326,188
Interest-bearing	1,113,280	1,067,356
Total deposits	1,438,574	1,393,544
Borrowings	5,000	4,000
Subordinated Notes, net of unamortized issuance costs	19,568	0
Advance payments by borrowers for taxes and insurance	10,082	8,670
Accrued interest payable and other liabilities	16,962	17,698
Total liabilities	1,490,186	1,423,912
Stockholders’ equity
Preferred Stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common Stock, $0.01 par value, 100,000,000 shares authorized; 14,118,720 shares issued at June 30, 2021 and 14,769,765 shares issued at December 31, 2020	141	148
Additional paid-in capital	100,877	107,815
Retained earnings	65,230	64,754
Accumulated other comprehensive income	188	213
Total stockholders’ equity	166,436	172,930
Total liabilities and stockholders’ equity	$ 1,656,622	$ 1,596,842

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Allowance for loan losses	$ 6,857	$ 7,751
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	14,118,720	14,769,765

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest and dividend income
Loans, including fees		$ 11,192	$ 12,669	$ 22,121	$ 26,280
Securities		52	271	106	575
Other		253	254	518	992
Total interest income		11,497	13,194	22,745	27,847
Interest expense
Deposits		552	1,869	1,220	4,553
Subordinated Notes		170	0	170	0
Total interest expense		722	1,869	1,390	4,553
Net interest income		10,775	11,325	21,355	23,294
Provision for (recovery of ) loan losses		(678)	42	(1,013)	513
Net interest income after provision for (recovery of) loan losses		11,453	11,283	22,368	22,781
Noninterest income
Deposit service charges and fees		800	736	1,538	1,623
Loan servicing fees	[1]	141	82	196	145
Mortgage brokerage and banking fees	[1]	5	11	17	40
Loss on disposal of other assets		0	0	0	(2)
Trust and insurance commissions and annuities income		283	224	617	506
Earnings on bank-owned life insurance	[1]	30	9	51	41
Other	[1]	167	101	265	208
Total noninterest income		1,426	1,163	2,684	2,561
Noninterest expense
Compensation and benefits		5,558	5,168	11,029	10,686
Office occupancy and equipment		1,951	1,723	4,089	3,523
Advertising and public relations		179	118	375	270
Information technology		653	808	1,311	1,672
Professional fees		343	289	713	602
Supplies, telephone, and postage		442	284	842	587
Amortization of intangibles		0	7	7	21
Nonperforming asset management		8	57	49	97
Operations of foreclosed assets, net		232	7	285	(10)
FDIC insurance premiums		114	102	220	136
Other		761	686	1,508	1,293
Total noninterest expense		10,241	9,249	20,428	18,877
Income before income taxes		2,638	3,197	4,624	6,465
Income tax expense		712	845	1,229	1,695
Net income		$ 1,926	$ 2,352	$ 3,395	$ 4,770
Basic and diluted earnings per common share (in dollars per share)		$ 0.13	$ 0.16	$ 0.23	$ 0.32
Basic and diluted weighted average common shares outstanding (in shares)		14,433,748	14,978,757	14,577,958	15,092,244
[1]	Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income	$ 1,926	$ 2,352	$ 3,395	$ 4,770
Unrealized holding gain (loss) arising during the period	(28)	108	(35)	11
Tax effect	8	(28)	10	(2)
Net of tax	(20)	80	(25)	9
Comprehensive income	$ 1,906	$ 2,432	$ 3,370	$ 4,779

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2019	$ 153	$ 112,420	$ 61,573	$ 226	$ 174,372
Net income	0	0	4,770	0	4,770
Other comprehensive income, net of tax	0	0	0	9	9
Repurchase and retirement of common stock	(4)	(3,672)	0	0	(3,676)
Cash dividends declared on common stock	0	0	(3,021)	0	(3,021)
Balance at Jun. 30, 2020	149	108,748	63,322	235	172,454
Balance at Mar. 31, 2020	151	110,220	62,469	155	172,995
Net income	0	0	2,352	0	2,352
Other comprehensive income, net of tax	0	0	0	80	80
Repurchase and retirement of common stock	(2)	(1,472)	0	0	(1,474)
Cash dividends declared on common stock	0	0	(1,499)	0	(1,499)
Balance at Jun. 30, 2020	149	108,748	63,322	235	172,454
Balance at Dec. 31, 2020	148	107,815	64,754	213	172,930
Net income	0	0	3,395	0	3,395
Other comprehensive income, net of tax	0	0	0	(25)	(25)
Repurchase and retirement of common stock	(7)	(6,938)	0	0	(6,945)
Cash dividends declared on common stock	0	0	(2,919)	0	(2,919)
Balance at Jun. 30, 2021	141	100,877	65,230	188	166,436
Balance at Mar. 31, 2021	146	106,329	64,750	208	171,433
Net income	0	0	1,926	0	1,926
Other comprehensive income, net of tax	0	0	0	(20)	(20)
Repurchase and retirement of common stock	(5)	(5,452)	0	0	(5,457)
Cash dividends declared on common stock	0	0	(1,446)	0	(1,446)
Balance at Jun. 30, 2021	$ 141	$ 100,877	$ 65,230	$ 188	$ 166,436

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Repurchase and retirement of common stock (in shares)	504,939	181,640	651,045	387,836
Cash dividends declared on common stock (in dollars per share)	$ 0.10	$ 0.10	$ 0.20	$ 0.20

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020
Cash flows from operating activities
Net income		$ 3,395,000	$ 4,770,000
Adjustments to reconcile net income to net cash from operating activities
Provision for (recovery of ) loan losses		(1,013,000)	513,000
Depreciation and amortization		1,001,000	877,000
Net change in net deferred loan origination costs		516,000	454,000
Gain on sale of foreclosed assets		(51,000)	(30,000)
Loss on disposal of other assets		0	2,000
Foreclosed assets valuation adjustments		281,000	0
Earnings on bank-owned life insurance	[1]	(51,000)	(41,000)
Net change in:
Accrued interest receivable		(1,359,000)	116,000
Other assets		530,000	2,316,000
Accrued interest payable and other liabilities		(736,000)	(2,539,000)
Net cash from operating activities		2,513,000	6,438,000
Cash flows from investing activities
Proceeds from maturities		10,412,000	35,318,000
Proceeds from principal repayments		699,000	1,386,000
Purchases of securities		(6,200,000)	(35,940,000)
Net (increase) decrease in loans receivable		(28,682,000)	85,164,000
Loan participation purchased		(5,000,000)	0
Proceeds from sale of foreclosed assets		2,698,000	95,000
Purchase of premises and equipment, net		(1,037,000)	(795,000)
Net cash (used in) from investing activities		(27,110,000)	85,228,000
Cash flows from financing activities
Deposits		45,030,000	103,398,000
Borrowings		1,000,000	3,939,000
Advance payments by borrowers for taxes and insurance		1,412,000	2,134,000
Proceeds from issuance of Subordinated Notes		20,000,000	0
Costs paid for issuance of Subordinated Notes		(441,000)	0
Repurchase and retirement of common stock		(6,945,000)	(3,676,000)
Cash dividends paid on common stock		(2,919,000)	(3,021,000)
Net cash from financing activities		57,137,000	102,774,000
Net change in cash and cash equivalents		32,540,000	194,440,000
Beginning cash and cash equivalents		503,496,000	190,325,000
Ending cash and cash equivalents		536,036,000	384,765,000
Supplemental disclosures of cash flow information:
Interest paid		1,234,000	4,564,000
Income taxes paid		1,831,000	226,000
Income taxes refunded		0	8,000
Loans transferred to foreclosed assets		4,473,000	33,000
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities		$ 866,000	$ 111,000
[1]	Not within the scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 Basis of Presentation six June 30, 2021 not may December 31, 2021 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). Use of Estimates COVID- 19 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19 Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2020 Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Net income available to common stockholders $ 1,926 $ 2,352 $ 3,395 $ 4,770 Basic and diluted weighted average common shares outstanding 14,433,748 14,978,757 14,577,958 15,092,244 Basic and diluted earnings per common share $ 0.13 $ 0.16 $ 0.23 $ 0.32

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities June 30, 2021 Certificates of deposit $ 10,905 $ — $ — $ 10,905 Municipal securities 401 3 — 404 Mortgage-backed securities - residential 5,458 248 — 5,706 Collateralized mortgage obligations - residential 1,863 5 — 1,868 $ 18,627 $ 256 $ — $ 18,883 December 31, 2020 Certificates of deposit $ 15,117 $ — $ — $ 15,117 Municipal securities 402 7 — 409 Mortgage-backed securities - residential 5,826 282 — 6,108 Collateralized mortgage obligations - residential 2,193 3 (1 ) 2,195 $ 23,538 $ 292 $ (1 ) $ 23,829 Mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities and agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities available-for-sale by contractual maturity are shown below. Securities not may may June 30, 2021 Amortized Cost Fair Value Due in one year or less $ 11,306 $ 11,309 Mortgage-backed securities - residential 5,458 5,706 Collateralized mortgage obligations - residential 1,863 1,868 $ 18,627 $ 18,883 Investment securities available-for-sale with carrying value of $1.2 million at June 30, 2021 December 31, 2020 Securities available-for-sale with unrealized losses not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,588 $ (1 ) 3 $ 1,588 $ (1 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. There were no June 30, 2021 December 31, 2020, not not not

Note 4 - Loans Receivable

Note 4 - Loans Receivable	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans receivable are as follows: June 30, 2021 December 31, 2020 One-to-four family residential real estate $ 34,762 $ 41,691 Multi-family mortgage 434,635 452,241 Nonresidential real estate 100,008 108,658 Construction and land 499 499 Commercial loans and leases 467,461 405,057 Consumer 1,796 1,812 1,039,161 1,009,958 Net deferred loan origination fees and costs (145 ) 371 Allowance for loan losses (6,857 ) (7,751 ) Loans, net $ 1,032,159 $ 1,002,578 The following tables present the balance in the allowance for loan losses and loans receivable by portfolio segment and based on impairment method: Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total June 30, 2021 One-to-four family residential real estate $ — $ 396 $ 396 $ 1,485 $ 33,277 $ 34,762 Multi-family mortgage — 3,690 3,690 509 434,126 434,635 Nonresidential real estate 28 1,308 1,336 296 99,712 100,008 Construction and land — 11 11 — 499 499 Commercial loans and leases — 1,377 1,377 — 467,461 467,461 Consumer — 47 47 — 1,796 1,796 $ 28 $ 6,829 $ 6,857 $ 2,290 $ 1,036,871 1,039,161 Net deferred loan origination fees and costs (145 ) Allowance for loan losses (6,857 ) Loans, net $ 1,032,159 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2020 One-to-four family residential real estate $ — $ 518 $ 518 $ 1,718 $ 39,973 $ 41,691 Multi-family mortgage — 4,062 4,062 520 451,721 452,241 Nonresidential real estate 28 1,541 1,569 296 108,362 108,658 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,536 1,536 — 405,057 405,057 Consumer — 54 54 — 1,812 1,812 $ 28 $ 7,723 $ 7,751 $ 2,534 $ 1,007,424 1,009,958 Net deferred loan origination fees and costs 371 Allowance for loan losses (7,751 ) Loans, net $ 1,002,578 The following table represents the activity in the allowance for loan losses by portfolio segment: Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the three months ended June 30, 2021 One-to-four family residential real estate $ 465 $ (118 ) $ — $ 49 $ 396 Multi-family mortgage 3,902 (222 ) — 10 3,690 Nonresidential real estate 1,592 (256 ) — — 1,336 Construction and land 12 (1 ) — — 11 Commercial loans and leases 1,377 (87 ) — 87 1,377 Consumer 47 6 (6 ) — 47 $ 7,395 $ (678 ) $ (6 ) $ 146 $ 6,857 June 30, 2020 One-to-four family residential real estate $ 682 $ (20 ) $ — $ 3 $ 665 Multi-family mortgage 3,869 301 — 15 4,185 Nonresidential real estate 1,460 142 — — 1,602 Commercial loans and leases 2,055 (398 ) — 1 1,658 Consumer 46 17 (17 ) — 46 $ 8,112 $ 42 $ (17 ) $ 19 $ 8,156 Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the six months ended June 30, 2021 One-to-four family residential real estate $ 518 $ (231 ) $ — $ 109 $ 396 Multi-family mortgage 4,062 (393 ) — 21 3,690 Nonresidential real estate 1,569 (233 ) — — 1,336 Construction and land 12 (1 ) — — 11 Commercial loans and leases 1,536 (161 ) (86 ) 88 1,377 Consumer 54 6 (15 ) 2 47 $ 7,751 $ (1,013 ) $ (101 ) $ 220 $ 6,857 June 30, 2020 One-to-four family residential real estate $ 675 $ (21 ) $ (5 ) $ 16 $ 665 Multi-family mortgage 3,676 482 — 27 4,185 Nonresidential real estate 1,176 426 — — 1,602 Commercial loans and leases 2,065 (410 ) — 3 1,658 Consumer 40 36 (30 ) — 46 $ 7,632 $ 513 $ (35 ) $ 46 $ 8,156 Impaired loans The following tables present loans individually evaluated for impairment by class of loans: Three Months Ended Six Months Ended June 30, 2021 June 30, 2021 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized Average Investment in Impaired Loans Interest Income Recognized June 30, 2021 With no related allowance recorded: One-to-four family residential real estate $ 1,676 $ 1,485 $ 192 $ — $ 1,513 $ 7 $ 1,574 $ 15 Multi-family mortgage - Illinois 509 509 — — 512 8 515 15 2,185 1,994 192 — 2,025 15 2,089 30 With an allowance recorded - nonresidential real estate 280 296 — 28 296 — 296 — $ 2,465 $ 2,290 $ 192 $ 28 $ 2,321 $ 15 $ 2,385 $ 30 Year ended December 31, 2020 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,069 $ 1,718 $ 363 $ — $ 1,782 $ 42 Multi-family mortgage - Illinois 520 520 — — 594 31 2,589 2,238 363 — 2,376 73 With an allowance recorded - nonresidential real estate 280 296 — 28 289 — $ 2,869 $ 2,534 $ 363 $ 28 $ 2,665 $ 73 Nonaccrual Loans The following tables present the recorded investment in nonaccrual and loans 90 Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing June 30, 2021 One-to-four family residential real estate $ 618 $ 588 $ — Nonresidential real estate 280 296 — $ 898 $ 884 $ — December 31, 2020 One-to-four family residential real estate $ 946 $ 925 $ — Nonresidential real estate 280 296 — $ 1,226 $ 1,221 $ — Nonaccrual loans and impaired loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $129,000 and $133,000 at June 30, 2021 December 31, 2020 310–10, 310–10, Past Due Loans The following tables present the aging of the recorded investment of loans by class of loans: 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total June 30, 2021 One-to-four family residential real estate loans: Owner occupied $ — $ — $ 588 $ 588 $ 27,060 $ 27,648 Non-owner occupied 14 — — 14 7,100 7,114 Multi-family mortgage: Illinois — — — — 223,738 223,738 Other — — — — 210,897 210,897 Nonresidential real estate — — 296 296 99,712 100,008 Construction and land — — — — 499 499 Commercial loans and leases: Commercial — — — — 79,193 79,193 Asset-based — — — — 1,759 1,759 Equipment finance: Government — — — — 158,772 158,772 Investment-rated 9 — — 9 81,459 81,468 Other 267 1,635 — 1,902 144,367 146,269 Consumer 1 2 — 3 1,793 1,796 $ 291 $ 1,637 $ 884 $ 2,812 $ 1,036,349 $ 1,039,161 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 252 $ 211 $ 834 $ 1,297 $ 32,078 $ 33,375 Non-owner occupied 3 132 91 226 8,090 8,316 Multi-family mortgage: Illinois 86 — — 86 221,943 222,029 Other — — — — 230,212 230,212 Nonresidential real estate — — 296 296 108,362 108,658 Construction and land — — — — 499 499 Commercial loans and leases: Commercial 4,886 — — 4,886 72,809 77,695 Asset-based — — — — 1,740 1,740 Equipment finance: Government 2,468 — — 2,468 100,272 102,740 Investment-rated 618 225 — 843 86,417 87,260 Other 853 2,487 — 3,340 132,282 135,622 Consumer 6 5 — 11 1,801 1,812 $ 9,172 $ 3,060 $ 1,221 $ 13,453 $ 996,505 $ 1,009,958 U.S. Small Business Administration Paycheck Protection Program ("PPP") In response to the COVID- 19 March 27, 2020. The following table presents the PPP activity: Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Paycheck protection program: Number of loans originated 45 305 238 305 Loan balance originations $ 1,511 $ 11,024 $ 10,135 $ 11,024 Loan balance forgiven $ 1,834 $ 117 $ 9,737 $ 117 June 30, 2021 December 31, 2020 Paycheck protection program loans Number of loans 248 290 Loan balance $ 10,579 $ 10,180 COVID- 19 Section 4013 2020 50” not 19. Our Apartment and Commercial Real Estate COVID- 19 4013 four April 2020, December 2020. Our Small Investment Property COVID- 19 $750,000 4013 four April 2020, December 2020. May 2020 December 2020 June 30, 2021. CARES Act Section 4013 2020 35 4013 2020 35 At June 30, 2021, 19 The following table summarizes the remaining loan forbearance modifications as of December 31, 2020: Number of loans Principal Balance Remaining Amounts Deferred Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 8 $ 3,092 $ 17 Nonresidential real estate 10 3,363 22 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 2 2,480 6 One-to-four family residential real estate 10 1,402 8 30 $ 10,337 $ 53 Troubled Debt Restructurings The Company evaluates loan extensions or modifications not 4013 2020 35 340 10 Under ASC 340 10, The Company had no TDRs at June 30, 2021 December 31, 2020 three six June 30, 2021 2020 three six June 30, 2021 2020 twelve A loan is considered to be in payment default once it is 90 To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. may not not Substandard. may not not Nonaccrual. one Loans not Based on the most recent analysis performed, the risk categories of loans by class of loans are as follows: Pass Special Mention Substandard Nonaccrual Total June 30, 2021 One-to-four family residential real estate loans: Owner occupied $ 26,785 $ — $ 275 $ 588 $ 27,648 Non-owner occupied 6,973 26 115 — 7,114 Multi-family mortgage: Illinois 223,410 328 — — 223,738 Other 210,897 — — — 210,897 Nonresidential real estate 99,712 — — 296 100,008 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 79,193 — — — 79,193 Asset-based 1,759 — — — 1,759 Equipment finance: Government 158,772 — — — 158,772 Investment-rated 81,468 — — — 81,468 Other 145,528 741 — — 146,269 Consumer 1,789 3 4 — 1,796 $ 1,036,785 $ 1,098 $ 394 $ 884 $ 1,039,161 Pass Special Mention Substandard Nonaccrual Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 32,089 $ — $ 452 $ 834 $ 33,375 Non-owner occupied 8,164 27 34 91 8,316 Multi-family mortgage: Illinois 222,029 — — — 222,029 Other 230,212 — — — 230,212 Nonresidential real estate 106,280 1,998 84 296 108,658 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 72,809 — 4,886 — 77,695 Asset-based 1,740 — — — 1,740 Equipment finance: Government 102,740 — — — 102,740 Investment-rated 87,260 — — — 87,260 Other 134,617 — 1,005 — 135,622 Consumer 1,802 5 5 — 1,812 $ 1,000,241 $ 2,030 $ 6,466 $ 1,221 $ 1,009,958

Note 5 - Foreclosed Assets

Note 5 - Foreclosed Assets	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Foreclosed Assets [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for loan losses. Assets are classified as foreclosed when physical possession of the collateral is taken regardless of whether foreclosure proceedings have taken place. Other foreclosed assets received in satisfaction of borrowers debt are initially recorded at fair value of the asset less estimated costs to sell. June 30, 2021 December 31, 2020 Balance Valuation Allowance Net Balance Balance Valuation Allowance Net Balance Other real estate owned: One–to–four family residential $ 447 $ (112 ) $ 335 $ 157 $ — $ 157 Nonresidential real estate 170 (30 ) 140 — — — 617 (142 ) 475 157 — 157 Other foreclosed assets 1,366 (139 ) 1,227 — — — $ 1,983 $ (281 ) $ 1,702 $ 157 $ — $ 157 The following represents the roll forward of foreclosed assets: For the Three Months Ended For the Six Months Ended June 30, June 30, 2021 2020 2021 2020 Beginning balance $ 4,630 $ 110 $ 157 $ 186 New foreclosed assets — 33 4,473 33 Valuation adjustments (281 ) — (281 ) — Sales (2,647 ) — (2,647 ) (76 ) Ending balance $ 1,702 $ 143 $ 1,702 $ 143 Activity in the valuation allowance is as follows: For the Three Months Ended For the Six Months Ended June 30, June 30, 2021 2020 2021 2020 Beginning balance $ — $ — $ — $ — Additions charged to expense 281 — 281 — Reductions from sales — — — — Ending balance $ 281 $ — $ 281 $ — There were no December 31, 2020 At June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020

Note 6 - Leases

Note 6 - Leases	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 6 The following table represents the classification of the Company's right of use and lease liabilities: Statement of Financial Condition Location June 30, 2021 December 31, 2020 Operating Lease Right of Use Asset: Gross carrying amount $ 6,805 $ 6,694 New lease obligation 866 111 Accumulated amortization (2,211 ) (1,730 ) Net recorded value Other assets $ 5,460 $ 5,075 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 5,460 $ 5,075 Amortization expense was $260,000 and $221,000 for the three June 30, 2021 2020 six June 30, 2021 2020 June 30, 2021 For the Three Months Ended For the Six Months Ended June 30, June 30, Lease cost: 2021 2020 2021 2020 Operating lease cost $ 260 $ 221 $ 481 $ 439 Short-term lease cost 43 41 92 71 Sublease income (7 ) (20 ) (22 ) (38 ) Total lease cost $ 296 $ 242 $ 551 $ 472 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 275 $ 238 $ 516 $ 471 Future minimum payments under non-cancellable operating leases with terms longer than 12 Twelve months ended June 30, 2022 $ 1,230 2023 1,297 2024 962 2025 543 2026 510 Thereafter 1,961 Total future minimum operating lease payments 6,503 Amounts representing interest (1,043 ) Present value of net future minimum operating lease payments $ 5,460

Note 7 - Borrowings and Subordi

Note 7 - Borrowings and Subordinated Debt	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 7 Borrowings and Subordinated Notes were as follows: June 30, 2021 December 31, 2020 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due May 9, 2022 — % $ 5,000 — % $ 4,000 Subordinated Notes, due May 15, 2031 3.75 % 19,568 — % — Line of credit, due March 31, 2022 2.50 % — 2.50 % — On April 14, 2021, May 15, 2031 ( The Company incurred $441,000 of issuance costs associated with the Subordinated Notes. These will be amortized over the 10-year life of the Notes. At June 30, 2021 The Notes bear interest at a fixed annual rate of 3.75%, from and including the date of issuance to but excluding May 15, 2026, May 15, 2026 may May 15, 2031 May 15, 2026, Principal and interest on the Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events with respect to the Company. The Notes are unsecured, subordinated obligations of the Company and generally rank junior in right of payment to the Company’s current and future senior indebtedness. The Notes qualify as Tier 2 In 2020, March 31, 2022. June 30, 2021 December 31, 2020.

Note 8 - Fair Value

Note 8 - Fair Value	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 8 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 2 Impaired loans: may may 3 Foreclosed assets: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value June 30, 2021 Securities: Certificates of deposit $ — $ 10,905 $ — $ 10,905 Municipal securities — 404 — 404 Mortgage-backed securities – residential — 5,706 — 5,706 Collateralized mortgage obligations – residential — 1,868 — 1,868 $ — $ 18,883 $ — $ 18,883 December 31, 2020 Securities: Certificates of deposit $ — $ 15,117 $ — $ 15,117 Municipal securities — 409 — 409 Mortgage-backed securities - residential — 6,108 — 6,108 Collateralized mortgage obligations – residential — 2,195 — 2,195 $ — $ 23,829 $ — $ 23,829 The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis: Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value June 30, 2021 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 Foreclosed assets: One–to–four family residential $ — $ — $ 258 $ 258 Nonresidential real estate — — 140 140 Other foreclosed assets — — 1,170 1,170 $ — $ — $ 1,568 $ 1,568 December 31, 2020 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral–dependent loans, had a carrying amount of $296,000, with a valuation allowance of $28,000 at June 30, 2021 December 31, 2020 three six June 30, 2021 three six June 30, 2020 Foreclosed assets are carried at the lower of cost or fair value less costs to sell. At June 30, 2021 December 31, 2020 three six June 30, 2021 three six June 30, 2020 The following table presents quantitative information, based on certain empirical data with respect to Level 3 Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) June 30, 2021 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % Foreclosed assets: One–to–four family residential $ 258 Sales comparison Discount applied to valuation 19.9 % Nonresidential real estate 140 Sales comparison Discount applied to valuation 11.8 % Other foreclosed assets 1,170 Redemption value Discount applied to valuation 26.6 % $ 1,568 December 31, 2020 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at June 30, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 536,036 $ 12,185 $ 523,851 $ — $ 536,036 Securities 18,883 — 18,883 — 18,883 Loans receivable, net of allowance for loan losses 1,032,159 — — 1,032,896 1,032,896 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 5,300 — 43 5,257 5,300 Financial liabilities Certificates of deposit 224,924 — 225,246 — 225,246 Borrowings 5,000 — 4,997 — 4,997 Subordinated Notes 19,568 — 20,551 — 20,551 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 503,496 $ 14,115 $ 489,381 $ — $ 503,496 Securities 23,829 — 23,829 — 23,829 Loans receivable, net of allowance for loan losses 1,002,578 — — 1,004,854 1,004,854 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 3,941 — 52 3,889 3,941 Financial liabilities Certificates of deposit 253,000 — 253,906 — 253,906 Borrowings 4,000 — 3,998 — 3,998 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 9 - Revenue From Contracts

Note 9 - Revenue From Contracts With Customers	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 9 All of the Company's revenue from contracts with customers within the scope of ASC 606 606 Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Deposit service charges and fees $ 800 $ 736 $ 1,538 $ 1,623 Loan servicing fees (1) 141 82 196 145 Mortgage brokerage and banking fees (1) 5 11 17 40 Loss on disposal of other assets — — — (2 ) Trust and insurance commissions and annuities income 283 224 617 506 Earnings on bank-owned life insurance (1) 30 9 51 41 Other (1) 167 101 265 208 Total noninterest income $ 1,426 $ 1,163 $ 2,684 $ 2,561 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: three June 30, 2021 2020 six June 30, 2021 2020 Trust and insurance commissions and annuities income: i.e Gains/losses on sales of foreclosed assets and other assets: three six June 30, 2021 2020 not

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation six June 30, 2021 not may December 31, 2021 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Covid-19 [Policy Text Block]	COVID- 19 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2020
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Net income available to common stockholders $ 1,926 $ 2,352 $ 3,395 $ 4,770 Basic and diluted weighted average common shares outstanding 14,433,748 14,978,757 14,577,958 15,092,244 Basic and diluted earnings per common share $ 0.13 $ 0.16 $ 0.23 $ 0.32

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities June 30, 2021 Certificates of deposit $ 10,905 $ — $ — $ 10,905 Municipal securities 401 3 — 404 Mortgage-backed securities - residential 5,458 248 — 5,706 Collateralized mortgage obligations - residential 1,863 5 — 1,868 $ 18,627 $ 256 $ — $ 18,883 December 31, 2020 Certificates of deposit $ 15,117 $ — $ — $ 15,117 Municipal securities 402 7 — 409 Mortgage-backed securities - residential 5,826 282 — 6,108 Collateralized mortgage obligations - residential 2,193 3 (1 ) 2,195 $ 23,538 $ 292 $ (1 ) $ 23,829
Investments Classified by Contractual Maturity Date [Table Text Block]	June 30, 2021 Amortized Cost Fair Value Due in one year or less $ 11,306 $ 11,309 Mortgage-backed securities - residential 5,458 5,706 Collateralized mortgage obligations - residential 1,863 1,868 $ 18,627 $ 18,883
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,588 $ (1 ) 3 $ 1,588 $ (1 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2021 December 31, 2020 One-to-four family residential real estate $ 34,762 $ 41,691 Multi-family mortgage 434,635 452,241 Nonresidential real estate 100,008 108,658 Construction and land 499 499 Commercial loans and leases 467,461 405,057 Consumer 1,796 1,812 1,039,161 1,009,958 Net deferred loan origination fees and costs (145 ) 371 Allowance for loan losses (6,857 ) (7,751 ) Loans, net $ 1,032,159 $ 1,002,578
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total June 30, 2021 One-to-four family residential real estate $ — $ 396 $ 396 $ 1,485 $ 33,277 $ 34,762 Multi-family mortgage — 3,690 3,690 509 434,126 434,635 Nonresidential real estate 28 1,308 1,336 296 99,712 100,008 Construction and land — 11 11 — 499 499 Commercial loans and leases — 1,377 1,377 — 467,461 467,461 Consumer — 47 47 — 1,796 1,796 $ 28 $ 6,829 $ 6,857 $ 2,290 $ 1,036,871 1,039,161 Net deferred loan origination fees and costs (145 ) Allowance for loan losses (6,857 ) Loans, net $ 1,032,159 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2020 One-to-four family residential real estate $ — $ 518 $ 518 $ 1,718 $ 39,973 $ 41,691 Multi-family mortgage — 4,062 4,062 520 451,721 452,241 Nonresidential real estate 28 1,541 1,569 296 108,362 108,658 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,536 1,536 — 405,057 405,057 Consumer — 54 54 — 1,812 1,812 $ 28 $ 7,723 $ 7,751 $ 2,534 $ 1,007,424 1,009,958 Net deferred loan origination fees and costs 371 Allowance for loan losses (7,751 ) Loans, net $ 1,002,578
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the three months ended June 30, 2021 One-to-four family residential real estate $ 465 $ (118 ) $ — $ 49 $ 396 Multi-family mortgage 3,902 (222 ) — 10 3,690 Nonresidential real estate 1,592 (256 ) — — 1,336 Construction and land 12 (1 ) — — 11 Commercial loans and leases 1,377 (87 ) — 87 1,377 Consumer 47 6 (6 ) — 47 $ 7,395 $ (678 ) $ (6 ) $ 146 $ 6,857 June 30, 2020 One-to-four family residential real estate $ 682 $ (20 ) $ — $ 3 $ 665 Multi-family mortgage 3,869 301 — 15 4,185 Nonresidential real estate 1,460 142 — — 1,602 Commercial loans and leases 2,055 (398 ) — 1 1,658 Consumer 46 17 (17 ) — 46 $ 8,112 $ 42 $ (17 ) $ 19 $ 8,156 Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance For the six months ended June 30, 2021 One-to-four family residential real estate $ 518 $ (231 ) $ — $ 109 $ 396 Multi-family mortgage 4,062 (393 ) — 21 3,690 Nonresidential real estate 1,569 (233 ) — — 1,336 Construction and land 12 (1 ) — — 11 Commercial loans and leases 1,536 (161 ) (86 ) 88 1,377 Consumer 54 6 (15 ) 2 47 $ 7,751 $ (1,013 ) $ (101 ) $ 220 $ 6,857 June 30, 2020 One-to-four family residential real estate $ 675 $ (21 ) $ (5 ) $ 16 $ 665 Multi-family mortgage 3,676 482 — 27 4,185 Nonresidential real estate 1,176 426 — — 1,602 Commercial loans and leases 2,065 (410 ) — 3 1,658 Consumer 40 36 (30 ) — 46 $ 7,632 $ 513 $ (35 ) $ 46 $ 8,156
Impaired Financing Receivables [Table Text Block]	Three Months Ended Six Months Ended June 30, 2021 June 30, 2021 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized Average Investment in Impaired Loans Interest Income Recognized June 30, 2021 With no related allowance recorded: One-to-four family residential real estate $ 1,676 $ 1,485 $ 192 $ — $ 1,513 $ 7 $ 1,574 $ 15 Multi-family mortgage - Illinois 509 509 — — 512 8 515 15 2,185 1,994 192 — 2,025 15 2,089 30 With an allowance recorded - nonresidential real estate 280 296 — 28 296 — 296 — $ 2,465 $ 2,290 $ 192 $ 28 $ 2,321 $ 15 $ 2,385 $ 30 Year ended December 31, 2020 Loan Balance Recorded Investment Partial Charge-off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2020 With no related allowance recorded: One-to-four family residential real estate $ 2,069 $ 1,718 $ 363 $ — $ 1,782 $ 42 Multi-family mortgage - Illinois 520 520 — — 594 31 2,589 2,238 363 — 2,376 73 With an allowance recorded - nonresidential real estate 280 296 — 28 289 — $ 2,869 $ 2,534 $ 363 $ 28 $ 2,665 $ 73
Financing Receivable, Nonaccrual [Table Text Block]	Loan Balance Recorded Investment Loans Past Due Over 90 Days, Still Accruing June 30, 2021 One-to-four family residential real estate $ 618 $ 588 $ — Nonresidential real estate 280 296 — $ 898 $ 884 $ — December 31, 2020 One-to-four family residential real estate $ 946 $ 925 $ — Nonresidential real estate 280 296 — $ 1,226 $ 1,221 $ —
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total June 30, 2021 One-to-four family residential real estate loans: Owner occupied $ — $ — $ 588 $ 588 $ 27,060 $ 27,648 Non-owner occupied 14 — — 14 7,100 7,114 Multi-family mortgage: Illinois — — — — 223,738 223,738 Other — — — — 210,897 210,897 Nonresidential real estate — — 296 296 99,712 100,008 Construction and land — — — — 499 499 Commercial loans and leases: Commercial — — — — 79,193 79,193 Asset-based — — — — 1,759 1,759 Equipment finance: Government — — — — 158,772 158,772 Investment-rated 9 — — 9 81,459 81,468 Other 267 1,635 — 1,902 144,367 146,269 Consumer 1 2 — 3 1,793 1,796 $ 291 $ 1,637 $ 884 $ 2,812 $ 1,036,349 $ 1,039,161 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 252 $ 211 $ 834 $ 1,297 $ 32,078 $ 33,375 Non-owner occupied 3 132 91 226 8,090 8,316 Multi-family mortgage: Illinois 86 — — 86 221,943 222,029 Other — — — — 230,212 230,212 Nonresidential real estate — — 296 296 108,362 108,658 Construction and land — — — — 499 499 Commercial loans and leases: Commercial 4,886 — — 4,886 72,809 77,695 Asset-based — — — — 1,740 1,740 Equipment finance: Government 2,468 — — 2,468 100,272 102,740 Investment-rated 618 225 — 843 86,417 87,260 Other 853 2,487 — 3,340 132,282 135,622 Consumer 6 5 — 11 1,801 1,812 $ 9,172 $ 3,060 $ 1,221 $ 13,453 $ 996,505 $ 1,009,958
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Nonaccrual Total June 30, 2021 One-to-four family residential real estate loans: Owner occupied $ 26,785 $ — $ 275 $ 588 $ 27,648 Non-owner occupied 6,973 26 115 — 7,114 Multi-family mortgage: Illinois 223,410 328 — — 223,738 Other 210,897 — — — 210,897 Nonresidential real estate 99,712 — — 296 100,008 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 79,193 — — — 79,193 Asset-based 1,759 — — — 1,759 Equipment finance: Government 158,772 — — — 158,772 Investment-rated 81,468 — — — 81,468 Other 145,528 741 — — 146,269 Consumer 1,789 3 4 — 1,796 $ 1,036,785 $ 1,098 $ 394 $ 884 $ 1,039,161 Pass Special Mention Substandard Nonaccrual Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 32,089 $ — $ 452 $ 834 $ 33,375 Non-owner occupied 8,164 27 34 91 8,316 Multi-family mortgage: Illinois 222,029 — — — 222,029 Other 230,212 — — — 230,212 Nonresidential real estate 106,280 1,998 84 296 108,658 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 72,809 — 4,886 — 77,695 Asset-based 1,740 — — — 1,740 Equipment finance: Government 102,740 — — — 102,740 Investment-rated 87,260 — — — 87,260 Other 134,617 — 1,005 — 135,622 Consumer 1,802 5 5 — 1,812 $ 1,000,241 $ 2,030 $ 6,466 $ 1,221 $ 1,009,958
COVID 19 [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Number of loans Principal Balance Remaining Amounts Deferred Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 8 $ 3,092 $ 17 Nonresidential real estate 10 3,363 22 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 2 2,480 6 One-to-four family residential real estate 10 1,402 8 30 $ 10,337 $ 53
Paycheck Protection Program Loans [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Paycheck protection program: Number of loans originated 45 305 238 305 Loan balance originations $ 1,511 $ 11,024 $ 10,135 $ 11,024 Loan balance forgiven $ 1,834 $ 117 $ 9,737 $ 117 June 30, 2021 December 31, 2020 Paycheck protection program loans Number of loans 248 290 Loan balance $ 10,579 $ 10,180

Note 5 - Foreclosed Assets (Tab

Note 5 - Foreclosed Assets (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Other Real Estate Owned and Other Foreclosed Assets [Table Text Block]	June 30, 2021 December 31, 2020 Balance Valuation Allowance Net Balance Balance Valuation Allowance Net Balance Other real estate owned: One–to–four family residential $ 447 $ (112 ) $ 335 $ 157 $ — $ 157 Nonresidential real estate 170 (30 ) 140 — — — 617 (142 ) 475 157 — 157 Other foreclosed assets 1,366 (139 ) 1,227 — — — $ 1,983 $ (281 ) $ 1,702 $ 157 $ — $ 157
Roll Forward of Foreclosed Assets [Table Text Block]	For the Three Months Ended For the Six Months Ended June 30, June 30, 2021 2020 2021 2020 Beginning balance $ 4,630 $ 110 $ 157 $ 186 New foreclosed assets — 33 4,473 33 Valuation adjustments (281 ) — (281 ) — Sales (2,647 ) — (2,647 ) (76 ) Ending balance $ 1,702 $ 143 $ 1,702 $ 143
Foreclosed Assets, Valuation Allowance [Table Text Block]	For the Three Months Ended For the Six Months Ended June 30, June 30, 2021 2020 2021 2020 Beginning balance $ — $ — $ — $ — Additions charged to expense 281 — 281 — Reductions from sales — — — — Ending balance $ 281 $ — $ 281 $ —

Note 6 - Leases (Tables)

Note 6 - Leases (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Assets and Liabilities, Lessee [Table Text Block]	Statement of Financial Condition Location June 30, 2021 December 31, 2020 Operating Lease Right of Use Asset: Gross carrying amount $ 6,805 $ 6,694 New lease obligation 866 111 Accumulated amortization (2,211 ) (1,730 ) Net recorded value Other assets $ 5,460 $ 5,075 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 5,460 $ 5,075
Lease, Cost [Table Text Block]	For the Three Months Ended For the Six Months Ended June 30, June 30, Lease cost: 2021 2020 2021 2020 Operating lease cost $ 260 $ 221 $ 481 $ 439 Short-term lease cost 43 41 92 71 Sublease income (7 ) (20 ) (22 ) (38 ) Total lease cost $ 296 $ 242 $ 551 $ 472 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 275 $ 238 $ 516 $ 471
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Twelve months ended June 30, 2022 $ 1,230 2023 1,297 2024 962 2025 543 2026 510 Thereafter 1,961 Total future minimum operating lease payments 6,503 Amounts representing interest (1,043 ) Present value of net future minimum operating lease payments $ 5,460

Note 7 - Borrowings and Subor_2

Note 7 - Borrowings and Subordinated Debt (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	June 30, 2021 December 31, 2020 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due May 9, 2022 — % $ 5,000 — % $ 4,000 Subordinated Notes, due May 15, 2031 3.75 % 19,568 — % — Line of credit, due March 31, 2022 2.50 % — 2.50 % —

Note 8 - Fair Value (Tables)

Note 8 - Fair Value (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value June 30, 2021 Securities: Certificates of deposit $ — $ 10,905 $ — $ 10,905 Municipal securities — 404 — 404 Mortgage-backed securities – residential — 5,706 — 5,706 Collateralized mortgage obligations – residential — 1,868 — 1,868 $ — $ 18,883 $ — $ 18,883 December 31, 2020 Securities: Certificates of deposit $ — $ 15,117 $ — $ 15,117 Municipal securities — 409 — 409 Mortgage-backed securities - residential — 6,108 — 6,108 Collateralized mortgage obligations – residential — 2,195 — 2,195 $ — $ 23,829 $ — $ 23,829
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value June 30, 2021 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268 Foreclosed assets: One–to–four family residential $ — $ — $ 258 $ 258 Nonresidential real estate — — 140 140 Other foreclosed assets — — 1,170 1,170 $ — $ — $ 1,568 $ 1,568 December 31, 2020 Impaired loans - nonresidential real estate $ — $ — $ 268 $ 268
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) June 30, 2021 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 % Foreclosed assets: One–to–four family residential $ 258 Sales comparison Discount applied to valuation 19.9 % Nonresidential real estate 140 Sales comparison Discount applied to valuation 11.8 % Other foreclosed assets 1,170 Redemption value Discount applied to valuation 26.6 % $ 1,568 December 31, 2020 Impaired loans - nonresidential real estate $ 268 Sales comparison Discount applied to valuation 22.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 536,036 $ 12,185 $ 523,851 $ — $ 536,036 Securities 18,883 — 18,883 — 18,883 Loans receivable, net of allowance for loan losses 1,032,159 — — 1,032,896 1,032,896 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 5,300 — 43 5,257 5,300 Financial liabilities Certificates of deposit 224,924 — 225,246 — 225,246 Borrowings 5,000 — 4,997 — 4,997 Subordinated Notes 19,568 — 20,551 — 20,551 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 503,496 $ 14,115 $ 489,381 $ — $ 503,496 Securities 23,829 — 23,829 — 23,829 Loans receivable, net of allowance for loan losses 1,002,578 — — 1,004,854 1,004,854 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 3,941 — 52 3,889 3,941 Financial liabilities Certificates of deposit 253,000 — 253,906 — 253,906 Borrowings 4,000 — 3,998 — 3,998

Note 9 - Revenue From Contrac_2

Note 9 - Revenue From Contracts With Customers (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Deposit service charges and fees $ 800 $ 736 $ 1,538 $ 1,623 Loan servicing fees (1) 141 82 196 145 Mortgage brokerage and banking fees (1) 5 11 17 40 Loss on disposal of other assets — — — (2 ) Trust and insurance commissions and annuities income 283 224 617 506 Earnings on bank-owned life insurance (1) 30 9 51 41 Other (1) 167 101 265 208 Total noninterest income $ 1,426 $ 1,163 $ 2,684 $ 2,561

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income available to common stockholders	$ 1,926	$ 2,352	$ 3,395	$ 4,770
Basic and diluted weighted average common shares outstanding (in shares)	14,433,748	14,978,757	14,577,958	15,092,244
Basic and diluted earnings per common share (in dollars per share)	$ 0.13	$ 0.16	$ 0.23	$ 0.32

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Millions	Jun. 30, 2021	Dec. 31, 2020
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total	$ 1.2	$ 1.2

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Amortized cost	$ 18,627	$ 23,538
Gross unrealized gains	256	292
Gross unrealized losses	0	(1)
Fair value	18,883	23,829
Certificates of Deposit [Member]
Amortized cost	10,905	15,117
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	10,905	15,117
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	401	402
Gross unrealized gains	3	7
Gross unrealized losses	0	0
Fair value	404	409
Residential Mortgage Backed Securities [Member]
Amortized cost	5,458	5,826
Gross unrealized gains	248	282
Gross unrealized losses	0	0
Fair value	5,706	6,108
Collateralized Mortgage Backed Securities [Member]
Amortized cost	1,863	2,193
Gross unrealized gains	5	3
Gross unrealized losses	0	(1)
Fair value	$ 1,868	$ 2,195

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) $ in Thousands	Jun. 30, 2021USD ($)
Due in one year or less, amortized cost	$ 11,306
Due in one year or less, fair value	11,309
Amortized cost, single maturity date	18,627
Fair value, single maturity date	18,883
Residential Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	5,458
Fair value, without single maturity date	5,706
Collateralized Mortgage Backed Securities [Member]
Amortized cost, without single maturity date	1,863
Fair value, without single maturity date	$ 1,868

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized Losses (Details) - Collateralized Mortgage Backed Securities [Member] Pure in Thousands, $ in Thousands	Dec. 31, 2020USD ($)
Count, less than 12 months	0
Collateralized mortgage obligations - residential, fair value	$ 0
Unrealized loss, less than 12 months	$ 0
Count, 12 months or more	3
Fair value, 12 months or more	$ 1,588
Unrealized loss, 12 months or more	$ (1)
Count, total	3
Fair value, total	$ 1,588
Unrealized loss, total	$ (1)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual) Pure in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020	Jun. 30, 2021USD ($)	Jun. 30, 2020	Dec. 31, 2020USD ($)	Jun. 30, 201USD ($)
Reserve for Uncollected Loan Interest					$ 133,000	$ 129,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Loans receivable	$ 1,039,161		$ 1,009,958
Net deferred loan origination fees and costs	(145)		371
Allowance for loan losses	(6,857)	$ (7,395)	(7,751)	$ (8,156)	$ (8,112)	$ (7,632)
Loans, net	1,032,159		1,002,578
Commercial Portfolio Segment [Member]
Loans receivable	467,461		405,057
Allowance for loan losses	(1,377)	(1,377)	(1,536)	(1,658)	(2,055)	(2,065)
Consumer Portfolio Segment [Member]
Loans receivable	1,796		1,812
Allowance for loan losses	(47)	(47)	(54)	(46)	(46)	(40)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	34,762		41,691
Allowance for loan losses	(396)	(465)	(518)	(665)	(682)	(675)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	434,635		452,241
Allowance for loan losses	(3,690)	(3,902)	(4,062)	(4,185)	(3,869)	(3,676)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	100,008		108,658
Allowance for loan losses	(1,336)	(1,592)	(1,569)	$ (1,602)	$ (1,460)	$ (1,176)
Construction and Land Loans [Member]
Loans receivable	499		499
Allowance for loan losses	$ (11)	$ (12)	(12)
Construction and Land Loans [Member] | Commercial Portfolio Segment [Member]
Loans receivable			$ 499

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Allowance for loan losses, individually evaluated for impairment	$ 28		$ 28
Allowance for loan losses, collectively evaluated for impairment	6,829		7,723
Allowance for loan losses	6,857	$ 7,395	7,751	$ 8,156	$ 8,112	$ 7,632
Loan balances, individually evaluated for impairment	2,290		2,534
Loan balances, collectively evaluated for impairment	1,036,871		1,007,424
Loans receivable	1,039,161		1,009,958
Net deferred loan origination fees and costs	(145)		(371)
Allowance for loan losses	(6,857)	(7,395)	(7,751)	(8,156)	(8,112)	(7,632)
Loans receivable, net of allowance for loan losses: June 30, 2021, $6,857 and December 31, 2020, $7,751	1,032,159		1,002,578
Allowance for loan losses	6,857	7,395	7,751	8,156	8,112	7,632
Net deferred loan origination fees and costs	145		371
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	396		518
Allowance for loan losses	396	465	518	665	682	675
Loan balances, individually evaluated for impairment	1,485		1,718
Loan balances, collectively evaluated for impairment	33,277		39,973
Loans receivable	34,762		41,691
Allowance for loan losses	(396)	(465)	(518)	(665)	(682)	(675)
Allowance for loan losses	396	465	518	665	682	675
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	3,690		4,062
Allowance for loan losses	3,690	3,902	4,062	4,185	3,869	3,676
Loan balances, individually evaluated for impairment	509		520
Loan balances, collectively evaluated for impairment	434,126		451,721
Loans receivable	434,635		452,241
Allowance for loan losses	(3,690)	(3,902)	(4,062)	(4,185)	(3,869)	(3,676)
Allowance for loan losses	3,690	3,902	4,062	4,185	3,869	3,676
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	28		28
Allowance for loan losses, collectively evaluated for impairment	1,308		1,541
Allowance for loan losses	1,336	1,592	1,569	1,602	1,460	1,176
Loan balances, individually evaluated for impairment	296		296
Loan balances, collectively evaluated for impairment	99,712		108,362
Loans receivable	100,008		108,658
Allowance for loan losses	(1,336)	(1,592)	(1,569)	(1,602)	(1,460)	(1,176)
Allowance for loan losses	1,336	1,592	1,569	1,602	1,460	1,176
Construction and Land Loans [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	11		12
Allowance for loan losses	11		12
Loan balances, individually evaluated for impairment	0		0
Loan balances, collectively evaluated for impairment	499		499
Loans receivable	499		499
Allowance for loan losses	(11)		(12)
Allowance for loan losses	11		12
Commercial Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	1,377		1,536
Allowance for loan losses	1,377	1,377	1,536	1,658	2,055	2,065
Loan balances, individually evaluated for impairment	0		0
Loan balances, collectively evaluated for impairment	467,461		405,057
Loans receivable	467,461		405,057
Allowance for loan losses	(1,377)	(1,377)	(1,536)	(1,658)	(2,055)	(2,065)
Allowance for loan losses	1,377	1,377	1,536	1,658	2,055	2,065
Consumer Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0		0
Allowance for loan losses, collectively evaluated for impairment	47		54
Allowance for loan losses	47	47	54	46	46	40
Loan balances, individually evaluated for impairment	0		0
Loan balances, collectively evaluated for impairment	1,796		1,812
Loans receivable	1,796		1,812
Allowance for loan losses	(47)	(47)	(54)	(46)	(46)	(40)
Allowance for loan losses	$ 47	$ 47	$ 54	$ 46	$ 46	$ 40

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Beginning balance	$ 7,395	$ 8,112	$ 7,751	$ 7,632
Provision for (recovery of ) loan losses	(678)	42	(1,013)	513
Loans charged off	(6)	(17)	(101)	(35)
Recoveries	146	19	220	46
Total ending allowance balance	6,857	8,156	6,857	8,156
Commercial Portfolio Segment [Member]
Beginning balance	1,377	2,055	1,536	2,065
Provision for (recovery of ) loan losses	(87)	(398)	(161)	(410)
Loans charged off	0	0	(86)	0
Recoveries	87	1	88	3
Total ending allowance balance	1,377	1,658	1,377	1,658
Consumer Portfolio Segment [Member]
Beginning balance	47	46	54	40
Provision for (recovery of ) loan losses	6	17	6	36
Loans charged off	(6)	(17)	(15)	(30)
Recoveries	0	0	2	0
Total ending allowance balance	47	46	47	46
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	465	682	518	675
Provision for (recovery of ) loan losses	(118)	(20)	(231)	(21)
Loans charged off	0	0	0	(5)
Recoveries	49	3	109	16
Total ending allowance balance	396	665	396	665
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Beginning balance	3,902	3,869	4,062	3,676
Provision for (recovery of ) loan losses	(222)	301	(393)	482
Loans charged off	0	0	0	0
Recoveries	10	15	21	27
Total ending allowance balance	3,690	4,185	3,690	4,185
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	1,592	1,460	1,569	1,176
Provision for (recovery of ) loan losses	(256)	142	(233)	426
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Total ending allowance balance	1,336	$ 1,602	1,336	$ 1,602
Construction and Land Loans [Member]
Beginning balance	12		12
Provision for (recovery of ) loan losses	(1)		(1)
Loans charged off	0		0
Recoveries	0		0
Total ending allowance balance	$ 11		$ 11

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Loan balance, with no allowance recorded	$ 2,185	$ 2,185	$ 2,589
Recorded investment, with no allowance recorded	1,994	1,994	2,238
Partial charge-off, with no allowance recorded	192	192	363
Average investment in impaired loans, with no allowance recorded	2,025	2,089	2,376
Interest income recognized, with no allowance recorded	15	30	73
Loan balance, with allowance recorded	2,465	2,465
With an allowance recorded, recorded investment	2,290	2,290	2,534
Partial charge-off, with allowance recorded	192	192	363
Allowance for loan losses	28	28	28
Average investment in impaired loans, with allowance recorded	2,321	2,385	2,665
Interest income recognized, with related allowance recorded	15	30	73
Loan balance, with no allowance recorded	2,185	2,185	2,589
Recorded investment, with no allowance recorded	1,994	1,994	2,238
Loan balance, with allowance recorded	2,465	2,465
Allowance for loan losses			28
Loan balance, with allowance recorded			2,869
Nonresidential Real Estate Loans [Member]
Loan balance, with allowance recorded	280	280	280
With an allowance recorded, recorded investment	296	296	296
Partial charge-off, with allowance recorded	0	0	0
Allowance for loan losses	28	28
Average investment in impaired loans, with allowance recorded	296	296	289
Interest income recognized, with related allowance recorded	0	0	0
Loan balance, with allowance recorded	280	280	280
Allowance for loan losses			28
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	1,676	1,676	2,069
Recorded investment, with no allowance recorded	1,485	1,485	1,718
Partial charge-off, with no allowance recorded	192	192	363
Average investment in impaired loans, with no allowance recorded	1,513	1,574	1,782
Interest income recognized, with no allowance recorded	7	15	42
Allowance for loan losses	0	0	0
Loan balance, with no allowance recorded	1,676	1,676	2,069
Recorded investment, with no allowance recorded	1,485	1,485	1,718
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses	0	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loan balance, with no allowance recorded	509	509	520
Recorded investment, with no allowance recorded	509	509	520
Partial charge-off, with no allowance recorded	0	0	0
Average investment in impaired loans, with no allowance recorded	512	515	594
Interest income recognized, with no allowance recorded	8	15	31
Loan balance, with no allowance recorded	509	509	520
Recorded investment, with no allowance recorded	$ 509	$ 509	$ 520

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loan balance	$ 898	$ 1,226
Recorded investment	884	1,221
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance	618	946
Recorded investment	588	925
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance	280	280
Recorded investment	296	296
Loans past due over 90 days, still accruing	$ 0	$ 0

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans receivable	$ 1,039,161	$ 1,009,958
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	291	9,172
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	1,637	3,060
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	884	1,221
Financial Asset, Past Due [Member]
Loans receivable	2,812	13,453
Financial Asset, Not Past Due [Member]
Loans receivable	1,036,349	996,505
Construction and Land Loans [Member]
Loans receivable	499	499
Construction and Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Construction and Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Construction and Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Construction and Land Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Construction and Land Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	499	499
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	27,648	33,375
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	252
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	211
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	588	834
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans receivable	588	1,297
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	27,060	32,078
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	7,114	8,316
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	14	3
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	132
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	91
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans receivable	14	226
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	7,100	8,090
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	434,635	452,241
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	223,738	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	210,897	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | ILLINOIS
Loans receivable	0	86
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Past Due [Member] | ILLINOIS
Loans receivable	0	86
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Not Past Due [Member] | ILLINOIS
Loans receivable	223,738	221,943
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Not Past Due [Member] | Other [Member]
Loans receivable	210,897	230,212
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	100,008	108,658
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	296	296
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Past Due [Member]
Loans receivable	296	296
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	99,712	108,362
Commercial Portfolio Segment [Member]
Loans receivable	467,461	405,057
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	79,193	77,695
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	79,193	72,809
Commercial Portfolio Segment [Member] | Asset-based [Member]
Loans receivable	1,759	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	1,759	1,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	158,772	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	2,468
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	2,468
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	158,772	100,272
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	81,468	87,260
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	9	618
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	225
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	9	843
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	81,459	86,417
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	146,269	135,622
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	267	853
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	1,635	2,487
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Past Due [Member]
Loans receivable	1,902	3,340
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	144,367	132,282
Consumer Portfolio Segment [Member]
Loans receivable	1,796	1,812
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	1	6
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	2	5
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	3	11
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	$ 1,793	$ 1,801

Note 4 - Loans Receivable - PPP

Note 4 - Loans Receivable - PPP activity (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Number of loans					30
Loans receivable	$ 1,039,161		$ 1,039,161		$ 1,009,958
SBA CARES Act Paycheck Protection Program [Member]
Number of loans originated	45	305	238	305
Loan balance originations	$ 1,511	$ 11,024	$ 10,135	$ 11,024
Loan balance forgiven	$ 1,834	$ 117	$ 9,737	$ 117
Number of loans	248		248		290
Loans receivable	$ 10,579		$ 10,579		$ 10,180

Note 4 - Loans Receivable - COV

Note 4 - Loans Receivable - COVID Loan Forbearance Program (Details) $ in Thousands	Dec. 31, 2020USD ($)
Number of loans	30
Principal balance	$ 10,337
Principal Amount Deferred	$ 53
Multi-family Mortgage [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	8
Principal balance	$ 3,092
Principal Amount Deferred	$ 17
Nonresidential Real Estate [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	10
Principal balance	$ 3,363
Principal Amount Deferred	$ 22
Nonresidential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	2
Principal balance	$ 2,480
Principal Amount Deferred	$ 6
One-to-Four Family Residential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	10
Principal Amount Deferred	$ 8
One To Four Family Residential Real Estate Loans [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Principal balance	$ 1,402

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans receivable	$ 1,039,161	$ 1,009,958
Pass [Member]
Loans receivable	1,036,785	1,000,241
Special Mention [Member]
Loans receivable	1,098	2,030
Substandard [Member]
Loans receivable	394	6,466
Nonaccrual [Member]
Loans receivable	884	1,221
Construction and Land Loans [Member]
Loans receivable	499	499
Construction and Land Loans [Member] | Pass [Member]
Loans receivable	499
Construction and Land Loans [Member] | Special Mention [Member]
Loans receivable	0
Construction and Land Loans [Member] | Substandard [Member]
Loans receivable	0
Construction and Land Loans [Member] | Nonaccrual [Member]
Loans receivable	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	27,648	33,375
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Pass [Member]
Loans receivable	26,785	32,089
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Substandard [Member]
Loans receivable	275	452
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	588	834
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	7,114	8,316
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Pass [Member]
Loans receivable	6,973	8,164
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Special Mention [Member]
Loans receivable	26	27
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Substandard [Member]
Loans receivable	115	34
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	0	91
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	434,635	452,241
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	223,738	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	210,897	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | ILLINOIS
Loans receivable	223,410	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | Other [Member]
Loans receivable	210,897	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | ILLINOIS
Loans receivable	328	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	100,008	108,658
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Pass [Member]
Loans receivable	99,712	106,280
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Special Mention [Member]
Loans receivable	0	1,998
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Substandard [Member]
Loans receivable	0	84
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Nonaccrual [Member]
Loans receivable	296	296
Commercial Portfolio Segment [Member]
Loans receivable	467,461	405,057
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Pass [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Special Mention [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Substandard [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Nonaccrual [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	79,193	77,695
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Pass [Member]
Loans receivable	79,193	72,809
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Substandard [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member]
Loans receivable	1,759	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Pass [Member]
Loans receivable	1,759	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	158,772	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Pass [Member]
Loans receivable	158,772	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	81,468	87,260
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Pass [Member]
Loans receivable	81,468	87,260
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	146,269	135,622
Finance Leases Portfolio Segment [Member] | Other [Member] | Pass [Member]
Loans receivable	145,528	134,617
Finance Leases Portfolio Segment [Member] | Other [Member] | Special Mention [Member]
Loans receivable	741	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Substandard [Member]
Loans receivable	0	1,005
Finance Leases Portfolio Segment [Member] | Other [Member] | Nonaccrual [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member]
Loans receivable	1,796	1,812
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable	1,789	1,802
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	3	5
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable	4	5
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Loans receivable	$ 0	$ 0

Note 5 - Foreclosed Assets (Det

Note 5 - Foreclosed Assets (Details Textual) - USD ($)	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	$ 1,702,000		$ 157,000
Mortgage Loans in Process of Foreclosure, Amount	108,000		187,000
Foreclosed Assets, Valuation Allowance	281,000	$ 0	0	$ 0	$ 0	$ 0
Foreclosed Residential Real Estate Properties, Physical Possession Without Title [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	$ 0		$ 0

Note 5 - Foreclosed Assets - Re

Note 5 - Foreclosed Assets - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Other real estate owned	$ 617	$ 157
Other real estate owned, valuation allowance	(142)	0
Net OREO balance	475	157
Other foreclosed assets, gross	1,366	0
Other foreclosed assets, valuation allowance	(139)	0
Other foreclosed assets	1,227	0
Other real estate owned and other foreclosed assets, gross	1,983	157
Other real estate owned and other foreclosed assets, valuation allowance	(281)	0
Total	1,702	157
One-to-Four Family Residential Real Estate [Member]
Other real estate owned	447	157
Other real estate owned, valuation allowance	(112)	0
Net OREO balance	335	157
Nonresidential Real Estate Loans [Member]
Other real estate owned	170	0
Other real estate owned, valuation allowance	(30)	0
Net OREO balance	$ 140	$ 0

Note 5 - Foreclosed Assets- Rol

Note 5 - Foreclosed Assets- Roll Forward of Foreclosed Assets (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Beginning balance	$ 4,630,000	$ 110,000	$ 157,000	$ 186,000
New foreclosed assets	0	33,000	4,473,000	33,000
Valuation adjustments	(281,000)	0	(281,000)	0
Sales	(2,647,000)	0	(2,647,000)	(76,000)
Ending balance	$ 1,702,000	$ 143,000	$ 1,702,000	$ 143,000

Note 5 - Foreclosed Assets - Ac

Note 5 - Foreclosed Assets - Activity in the Valuation Allowance (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Beginning balance	$ 0	$ 0	$ 0	$ 0
Additions charged to expense	281,000	0	281,000	0
Reductions from sales	0	0	0	0
Ending balance	$ 281,000	$ 0	$ 281,000	$ 0

Note 6 - Leases (Details Textua

Note 6 - Leases (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Operating Lease, Right-of-Use Asset, Amortization Expense	$ 260,000	$ 221,000	$ 481,000	$ 439,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	7 years 3 months 18 days		7 years 3 months 18 days
Operating Lease, Weighted Average Discount Rate, Percent	2.83%		2.83%

Note 6 - Leases - Classificatio

Note 6 - Leases - Classification of Right of Use and Lease Liabilities (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2021	Dec. 31, 2020
Gross carrying amount	$ 6,805	$ 6,694
New lease obligation	866	111
Accumulated amortization	(2,211)	(1,730)
Other Assets [Member]
Net recorded value	5,460	5,075
Other Liabilities [Member]
Right of use lease obligations	$ 5,460	$ 5,075

Note 6 - Leases - Lease Cost (D

Note 6 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Operating lease cost	$ 260	$ 221	$ 481	$ 439
Short-term lease cost	43	41	92	71
Sublease income	(7)	(20)	(22)	(38)
Total lease cost	296	242	551	472
Operating cash flows from operating leases	$ 275	$ 238	$ 516	$ 471

Note 6 - Leases - Future Minimu

Note 6 - Leases - Future Minimum Payments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
2022	$ 1,230
2023	1,297
2024	962
2025	543
2026	510
Thereafter	1,961
Total future minimum operating lease payments	6,503
Amounts representing interest	(1,043)
Other Liabilities [Member]
Present value of net future minimum operating lease payments	$ 5,460	$ 5,075

Note 7 - Borrowings and Subor_3

Note 7 - Borrowings and Subordinated Debt (Details Textual) - USD ($)	Apr. 14, 2021	Dec. 31, 2020	Jun. 30, 2021
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total			$ 0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current		$ 5,000,000
Debt Instrument, Prime Rate Floor		2.40%
Prime Rate [Member] | Line of Credit [Member] | Unsecured Debt [Member]
Debt Instrument, Basis Spread on Variable Rate		0.75%
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member]
Debt Instrument, Face Amount	$ 20,000,000
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Debt Issuance Costs, Net, Total	$ 441,000		$ 432,000
Debt Instrument, Term (Year)	10 years
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	2.99%

Note 7 - Borrowings and Subor_4

Note 7 - Borrowings and Subordinated Debt - Advances From the FHLB (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fixed-rate advance from FHLB, due May 9, 2022, interest rate	0.00%	0.00%
Fixed-rate advance from FHLB, due May 9, 2022	$ 5,000	$ 4,000
Subordinated Notes, net of unamortized issuance costs	$ 19,568	$ 0
Line of credit, due March 31, 2022, interest rate	2.50%	2.50%
Line of credit, due March 31, 2022	$ 0	$ 0
Subordinated Debt [Member]
Subordinated Notes, due May 15, 2031	3.75%	0.00%

Note 8 - Fair Value (Details Te

Note 8 - Fair Value (Details Textual) Pure in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Impaired Loans, Fair Value Disclosure	$ 296,000		$ 296,000			$ 28,000
Provision for Loan and Lease Losses, Total	(678,000)	$ 42,000	(1,013,000)	$ 513,000
Number of Loans Measured for Impairment Using Fair Value of Collateral						0
Foreclosed Assets, Gross	2,000,000		2,000,000
Foreclosed Assets, Valuation Allowance	281,000	0	281,000	0	$ 0	$ 0	$ 0	$ 0
Repossessed Assets, Total	1,702,000	143,000	1,702,000	143,000	$ 4,630,000	$ 157,000	$ 110,000	$ 186,000
Foreclosed Assets Valuation Adjustments	(281,000)	0	(281,000)	0
Impaired Loans [Member]
Provision for Loan and Lease Losses, Total	$ 28,000	$ 0	$ 28,000	$ 0

Note 8 - Fair Value - Financial

Note 8 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Securities	$ 18,883	$ 23,829
Certificates of Deposit [Member]
Securities	10,905	15,117
US States and Political Subdivisions Debt Securities [Member]
Securities	404	409
Residential Mortgage Backed Securities [Member]
Securities	5,706	6,108
Collateralized Mortgage Backed Securities [Member]
Securities	1,868	2,195
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	18,883	23,829
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Securities	10,905	15,117
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	404	409
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Securities	5,706	6,108
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	1,868	2,195
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	$ 0	$ 0

Note 8 - Fair Value - Financi_2

Note 8 - Fair Value - Financial Assets At Fair Value on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Foreclosed assets	$ 1,568
One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	258
Nonresidential Real Estate Loans [Member]
Foreclosed assets	140
Other Foreclosed Assets [Member]
Foreclosed assets	1,170
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	268	$ 268
Fair Value, Inputs, Level 1 [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 1 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 1 [Member] | Nonresidential Real Estate Loans [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 1 [Member] | Other Foreclosed Assets [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 1 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 2 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 2 [Member] | Nonresidential Real Estate Loans [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 2 [Member] | Other Foreclosed Assets [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 2 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	0	0
Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	1,568
Fair Value, Inputs, Level 3 [Member] | Nonresidential Real Estate [Member]
Foreclosed assets	140
Fair Value, Inputs, Level 3 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	258
Fair Value, Inputs, Level 3 [Member] | Nonresidential Real Estate Loans [Member]
Foreclosed assets	140
Fair Value, Inputs, Level 3 [Member] | Other Foreclosed Assets [Member]
Foreclosed assets	1,170
Fair Value, Inputs, Level 3 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268

Note 8 - Fair Value - Quantitat

Note 8 - Fair Value - Quantitative Information for Financial Instruments on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Foreclosed assets	$ 1,568
Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	1,568
Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	$ 140
Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Foreclosed assets, measurement input	0.118
One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	$ 258
One-to-Four Family Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	$ 258
One-to-Four Family Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Foreclosed assets, measurement input	0.199
Other Foreclosed Assets [Member]
Foreclosed assets	$ 1,170
Other Foreclosed Assets [Member] | Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	$ 1,170
Other Foreclosed Assets [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Foreclosed assets, measurement input	0.266
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans - nonresidential real estate, fair value	$ 268	$ 268
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Imapired loans, measurement input	0.220	0.220

Note 8 - Fair Value - Carrying

Note 8 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Securities	$ 18,883	$ 23,829
Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Securities	18,883	23,829
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	536,036	503,496
Securities	18,883	23,829
Loans receivable, net of allowance for loan losses	1,032,159	1,002,578
FHLB and FRB stock	7,490	7,490
Accrued interest receivable	5,300	3,941
Certificates of deposit	224,924	253,000
Borrowings	5,000	4,000
Subordinated Notes	19,568
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	536,036	503,496
Securities	18,883	23,829
Loans receivable, net of allowance for loan losses	1,032,896	1,004,854
Accrued interest receivable	5,300	3,941
Certificates of deposit	225,246	253,906
Borrowings	4,997	3,998
Subordinated Notes	20,551
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	12,185	14,115
Securities	0	0
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	0	0
Certificates of deposit	0	0
Borrowings	0	0
Subordinated Notes	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	523,851	489,381
Securities	18,883	23,829
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	43	52
Certificates of deposit	225,246	253,906
Borrowings	4,997	3,998
Subordinated Notes	20,551
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for loan losses	1,032,896	1,004,854
FHLB and FRB stock	0	0
Accrued interest receivable	5,257	3,889
Certificates of deposit	0	0
Borrowings	0	$ 0
Subordinated Notes	$ 0

Note 9 - Revenue From Contrac_3

Note 9 - Revenue From Contracts With Customers (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 800,000	$ 736,000	$ 1,538,000	$ 1,623,000
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 435,000	$ 343,000	$ 816,000	$ 694,000

Note 9 - Revenue From Contrac_4

Note 9 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Deposit service charges and fees		$ 800	$ 736	$ 1,538	$ 1,623
Loan servicing fees	[1]	141	82	196	145
Mortgage brokerage and banking fees	[1]	5	11	17	40
Loss on disposal of other assets		0	0	0	(2)
Earnings on bank-owned life insurance	[1]	30	9	51	41
Other	[1]	167	101	265	208
Total noninterest income		1,426	1,163	2,684	2,561
Deposit Account [Member]
Deposit service charges and fees		800	736	1,538	1,623
Bank Servicing [Member]
Deposit service charges and fees		$ 283	$ 224	$ 617	$ 506
[1]	Not within the scope of ASC 606