BankFinancial (BFIN) 10-K 28 Feb 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 23, 2022	Jun. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2021
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 149,200,000
Entity Common Stock, Shares Outstanding		13,178,485
Auditor Name	RSM LLP
Auditor Location	Chicago, Illinois
Auditor Firm ID	49
ICFR Auditor Attestation Flag	true

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from other financial institutions	$ 9,095,000	$ 14,115,000
Interest-bearing deposits in other financial institutions	493,067,000	489,381,000
Cash and cash equivalents	502,162,000	503,496,000
Securities, at fair value	85,694,000	23,829,000
Loans receivable, net of allowance for loan losses: December 31, 2021, $6,715 and December 31, 2020, $7,751	1,044,207,000	1,002,578,000
Foreclosed assets, net	725,000	157,000
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490,000	7,490,000
Premises and equipment, net	25,043,000	24,675,000
Accrued interest receivable	4,648,000	3,941,000
Bank-owned life insurance	19,129,000	19,015,000
Deferred taxes	2,762,000	2,741,000
Other assets	8,822,000	8,920,000
Total assets	1,700,682,000	1,596,842,000
Liabilities
Noninterest-bearing	342,176,000	326,188,000
Interest-bearing	1,146,255,000	1,067,356,000
Total deposits	1,488,431,000	1,393,544,000
Borrowings	5,000,000	4,000,000
Subordinated notes, net of unamortized issuance costs	19,590,000	0
Advance payments by borrowers for taxes and insurance	7,993,000	8,670,000
Accrued interest payable and other liabilities	22,202,000	17,698,000
Total liabilities	1,543,216,000	1,423,912,000
Commitments and contingent liabilities
Stockholders’ equity
Preferred stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 100,000,000 shares authorized; 13,228,485 shares issued at December 31, 2021 and 14,769,765 shares issued at December 31, 2020	132,000	148,000
Additional paid-in capital	90,709,000	107,815,000
Retained earnings	66,545,000	64,754,000
Accumulated other comprehensive income	80,000	213,000
Total stockholders’ equity	157,466,000	172,930,000
Total liabilities and stockholders’ equity	$ 1,700,682,000	$ 1,596,842,000

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses	$ 6,715	$ 7,751
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	13,228,485	14,769,765

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income
Loans, including fees		$ 45,188	$ 50,467
Securities		232	854
Other		1,146	1,554
Total interest income		46,566	52,875
Interest expense
Deposits		2,227	6,988
Subordinated notes		567	0
Total interest expense		2,794	6,988
Net interest income		43,772	45,887
(Recovery of) provision for loan losses		(1,240)	55
Net interest income after (recovery of) provision for loan losses		45,012	45,832
Noninterest income
Deposit service charges and fees		3,184	3,196
Loan servicing fees	[1]	731	552
Mortgage brokerage and banking fees	[1]	35	98
Trust and insurance commissions and annuities income		1,136	961
Earnings on bank-owned life insurance	[1]	114	70
Other	[1]	489	489
Total noninterest income		5,689	5,366
Noninterest expense
Compensation and benefits		22,638	21,323
Office occupancy and equipment		7,524	7,271
Advertising and public relations		742	591
Information technology		3,083	3,360
Professional fees		1,336	1,356
Supplies, telephone, and postage		1,615	1,232
Nonperforming asset management		52	146
Operations of foreclosed assets, net		364	17
FDIC insurance premiums		478	348
Other		3,111	2,794
Total noninterest expense		40,943	38,438
Income before income taxes		9,758	12,760
Income tax expense		2,348	3,597
Net income		$ 7,410	$ 9,163
Basic and diluted earnings per common share (in dollars per share)		$ 0.53	$ 0.61
Basic and diluted weighted average common shares outstanding (in shares)		14,031,198	14,951,656
[1]	Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net income	$ 7,410	$ 9,163
Unrealized holding loss on securities arising during the period	(182)	(18)
Tax effect	49	5
Comprehensive loss, net of tax	(133)	(13)
Comprehensive income	$ 7,277	$ 9,150

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2019	$ 153	$ 112,420	$ 61,573	$ 226	$ 174,372
Net income	0	0	9,163	0	9,163
Other comprehensive loss, net of tax effect	0	0	0	(13)	(13)
Repurchase and retirement of common stock	(5)	(4,605)	0	0	(4,610)
Cash dividends declared on common stock	0	0	(5,982)	0	(5,982)
Balance at Dec. 31, 2020	148	107,815	64,754	213	172,930
Net income	0	0	7,410	0	7,410
Other comprehensive loss, net of tax effect	0	0	0	(133)	(133)
Repurchase and retirement of common stock	(16)	(17,106)	0	0	(17,122)
Cash dividends declared on common stock	0	0	(5,619)	0	(5,619)
Balance at Dec. 31, 2021	$ 132	$ 90,709	$ 66,545	$ 80	$ 157,466

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Repurchase and retirement of common stock (in shares)	1,541,280	508,699
Cash dividends declared on common stock (in dollars per share)	$ 0.40	$ 0.40

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities
Net income		$ 7,410,000	$ 9,163,000
Adjustments to reconcile to net income to net cash from operating activities
(Recovery of) provision for loan losses		(1,240,000)	55,000
Depreciation and amortization		2,072,000	1,791,000
Net change in net deferred loan origination costs		87,000	541,000
Gain on sale of foreclosed assets		(24,000)	(22,000)
Loss on disposal of other assets		0	5,000
Foreclosed assets valuation adjustments		420,000	0
Earnings on bank-owned life insurance	[1]	(114,000)	(70,000)
Net change in:
Deferred income tax		28,000	1,137,000
Accrued interest receivable		(703,000)	622,000
Other assets		1,130,000	1,300,000
Accrued interest payable and other liabilities		(1,298,000)	(1,005,000)
Net cash from operating activities		7,768,000	13,517,000
Cash flows (used in) from investing activities
Proceeds from maturities		20,230,000	77,762,000
Proceeds from principal repayments		1,780,000	2,691,000
Purchases of securities		(79,124,000)	(44,113,000)
Net (increase) decrease in loans receivable		(40,190,000)	164,666,000
Loan participation purchased		(5,000,000)	0
Proceeds from sale of foreclosed assets		3,509,000	73,000
Purchase of premises and equipment, net		(2,335,000)	(2,007,000)
Net cash (used in) from investing activities		(101,130,000)	199,072,000
Cash flows from financing activities
Deposits		94,887,000	108,787,000
Borrowings		1,000,000	3,939,000
Advance payments by borrowers for taxes and insurance		(677,000)	(1,552,000)
Proceeds from issuance of subordinated notes		20,000,000	0
Costs paid for issuance of subordinated notes		(441,000)	0
Repurchase and retirement of common stock		(17,122,000)	(4,610,000)
Cash dividends paid on common stock		(5,619,000)	(5,982,000)
Net cash from financing activities		92,028,000	100,582,000
Net change in cash and cash equivalents		(1,334,000)	313,171,000
Beginning cash and cash equivalents		503,496,000	190,325,000
Ending cash and cash equivalents		502,162,000	503,496,000
Supplemental disclosures of cash flow information:
Interest paid		2,708,000	7,035,000
Income taxes paid		3,416,000	191,000
Income taxes refunded		0	14,000
Loans transferred to foreclosed assets		4,473,000	33,000
Due to broker		4,936,000	0
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities		$ 866,000	$ 111,000
[1]	Not within the scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation Principles of Consolidation Use of Estimates COVID- 19 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19 Subsequent events: 10 Interest-bearing Deposits in Other Financial Institutions : 90 Cash Flows 90 Securities 1 2 3 not Securities also include investments in certificates of deposit with maturities of greater than 90 Federal Home Loan Bank (“FHLB”) Stock may Federal Reserve Bank (“FRB”) Stock Loans and Loan Income Premiums and discounts associated with loans purchased are amortized over the contractual term of the loan using the level–yield method. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income is reported on the interest method. Interest income is generally discontinued at the earlier of when a loan is 90 not All interest accrued but not six “90 1 2 no 3 not Factored Receivables: may third December 31, 2021 December 31, 2021 no December 31, 2020 Factoring fees are recognized in interest income as incurred by the customer and deducted from the customer's reserve balances. Other factoring-related fees, which include wire transfer fees, broker fees, and other similar fees, are reported by the Company as loan servicing fees in noninterest income. Impaired Loans: 310 10 35 Impaired loans with specific reserves are reviewed quarterly for any changes that would affect the specific reserve. Any impaired loan for which a determination has been made that the economic value is permanently reduced is charged-off against the allowance for loan losses to reflect its current economic value in the period in which the determination has been made. At the time a collateral-dependent loan is initially determined to be impaired, we review the existing collateral appraisal. If the most recent appraisal is greater than a year old, a new appraisal is obtained on the underlying collateral. Appraisals are updated with a new independent appraisal at least annually and are formally reviewed by our internal appraisal department upon receipt of a new appraisal. All impaired loans and their related reserves are reviewed and updated each quarter. Troubled Debt Restructurings not may In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor's entity-specific projected cash flows will not In determining whether the Company has granted a concession, the Company assesses, if it does not Periodically, the Company will restructure a note into two six Allowance for Loan Losses: may may The Company provides for loan losses based on the allowance method. Accordingly, all loan losses are charged to the related allowance and all recoveries are credited to it. Additions to the allowance for loan losses are provided by charges to income based on various factors that, in our judgment, deserve current recognition in estimating probable incurred credit losses. The Company reviews the loan portfolio on an ongoing basis and makes provisions for loan losses on a quarterly basis to maintain the allowance for loan losses in accordance with US GAAP. The allowance for loan losses consists of two • specific allowances established for any impaired residential non-owner occupied mortgage, multi-family mortgage, nonresidential real estate, construction and land, commercial, and commercial lease loans for which the recorded investment in the loan exceeds the measured value of the loan; and • general allowances for loan losses for each loan class based on historical loan loss experience; and adjustments to historical loss experience (general allowances), maintained to cover uncertainties that affect our estimate of probable incurred credit losses for each loan class. The adjustments to historical loss experience are based on our evaluation of several factors, including levels of, and trends in, past due and classified loans; levels of, and trends in, charge–offs and recoveries; trends in volume and terms of loans, including any credit concentrations in the loan portfolio; experience and ability of lending management and other relevant staff; and national and local economic trends and conditions. The Company evaluates the allowance for loan losses based upon the combined total of the specific and general components. Generally, when the loan portfolio increases, absent other factors, the allowance for loan loss methodology results in a higher dollar amount of estimated probable incurred credit losses than would be the case without the increase. Conversely, when the loan portfolio decreases, absent other factors, the allowance for loan loss methodology generally results in a lower dollar amount of estimated probable losses than would be the case without the decrease. The loss ratio used in computing the required general loan loss reserve allowance for a given class of loan consists of (i) the actual loss ratio (measured on a weighted, rolling twelve two Foreclosed Assets Premises and Equipment ten five two five no four Lease Accounting: No. 2016 02, 842 2016 02” January 1, 2019. 842 12 January 1, 2019, not Currently the Company is obligated under eight 2032. not not not 12 Other Intangible Assets third December 31, 2020 December 31, 2021 Bank-Owned Life Insurance: Long-Term Assets may not Loan Commitments and Related Financial Instruments Income Taxes not” not may may two This analysis is updated quarterly and adjusted as necessary. At December 31, 2021 December 31, 2020, A tax position is recognized as a benefit only if it is "more likely than not" 50% not not" no Retirement Plans 401 Earnings per Common Share Loss Contingencies not December 31, 2021 Fair Values of Financial Instruments Comprehensive Income Transfers of Financial Assets: not Operating Segments: not one Reclassifications no Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. For the years ended December 31, 2021 2020 Net income available to common stockholders $ 7,410 $ 9,163 Basic and diluted weighted average common shares outstanding 14,031,198 14,951,656 Basic and diluted earnings per common share $ 0.53 $ 0.61

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 U.S. Treasury Notes $ 76,621 $ 8 $ (76 ) $ 76,553 Certificates of deposit 2,728 — — 2,728 Mortgage-backed securities - residential 4,660 173 — 4,833 Collateralized mortgage obligations - residential 1,576 4 — 1,580 $ 85,585 $ 185 $ (76 ) $ 85,694 December 31, 2020 Certificates of deposit $ 15,117 $ — $ — $ 15,117 Municipal securities 402 7 — 409 Mortgage-backed securities - residential 5,826 282 — 6,108 Collateralized mortgage obligations - residential 2,193 3 (1 ) 2,195 $ 23,538 $ 292 $ (1 ) $ 23,829 Mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities and agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities available-for-sale at December 31, 2021 not may may December 31, 2021 Amortized Cost Fair Value Due in one year or less $ 2,728 $ 2,728 Due after one year through five years 76,621 76,553 79,349 79,281 Mortgage-backed securities - residential 4,660 4,833 Collateralized mortgage obligations - residential 1,576 1,580 $ 85,585 $ 85,694 An investment security available-for-sale with a carrying amount of $1.2 million at December 31, 2020 no December 31, 2021 Securities available-for-sale with unrealized losses at December 31, 2021 2020 not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2021 U.S. Treasury Notes 53 $ 62,246 $ (76 ) — $ — $ — 53 $ 62,246 $ (76 ) December 31, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,588 $ (1 ) 3 $ 1,588 $ (1 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. Certain U.S. Treasury Notes that the Company holds in its investment portfolio were in an unrealized loss position at December 31, 2021 not not not

Note 4 - Loans Receivable

Note 4 - Loans Receivable	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans receivable are as follows: December 31, 2021 2020 One-to-four family residential real estate $ 30,133 $ 41,691 Multi-family mortgage 426,136 452,241 Nonresidential real estate 103,172 108,658 Construction and land — 499 Commercial loans and leases 489,512 405,057 Consumer 1,685 1,812 1,050,638 1,009,958 Net deferred loan origination costs 284 371 Allowance for loan losses (6,715 ) (7,751 ) Loans, net $ 1,044,207 $ 1,002,578 Loan Origination/Risk Management. The Company originates multi-family mortgages, nonresidential real estate, commercial loans, commercial leases and equipment finance transactions, and a limited quantity of construction and land loans. We originated one four December 31, 2017. Commercial Real Estate The Company originates real estate loans principally secured by first Multi-family mortgage loans generally are secured by multi-family rental properties such as apartment buildings, including subsidized apartment units. In general, loan amounts range between $500,000 and $6.0 million at December 31, 2021. not 25% Loans secured by multi-family mortgages generally involve a greater degree of credit risk as a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by multi-family mortgages typically depends upon the successful operation of the related real estate property. If the cash flow from the project is reduced below acceptable thresholds, the borrower’s ability to repay the loan may The Company emphasizes nonresidential real estate loans with initial principal balances between $500,000 and $6.0 million. Substantially all of our nonresidential real estate loans are secured by properties located in our primary market area. The Company’s nonresidential real estate loans are generally written as three five three five In the underwriting of nonresidential real estate loans, the Company generally lends up to 80% of the property’s appraised value. Decisions to lend are based on the economic viability of the property as the primary source of repayment and the creditworthiness of the borrower. In evaluating a proposed commercial real estate loan, we emphasize the ratio of the property’s projected net cash flow to the loan’s debt service requirement (generally requiring a minimum ratio of 120%), computed after deduction for a vacancy factor and property expenses we deem appropriate. Personal guarantees are usually pursued and obtained from nonresidential real estate borrowers. The Company requires title insurance insuring the priority of our lien on real estate collateral, fire and extended coverage casualty insurance, and, if appropriate, flood insurance, in order to protect our security interest in the underlying real property collateral. Nonresidential real estate loans generally carry higher interest rates and have shorter terms and typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. In addition, the payment of loans secured by income-producing properties typically depends on the successful operation of the related real estate project and thus may Construction and Land Loans Although the Company does not Commercial Loans and Leases The commercial loan and lease category includes all commercial credit facilities extended for the purpose of financing working capital or operating assets, including Equipment Finance, Commercial Finance and Community Finance exposures. In general, commercial credit decisions are based upon our assessment of the borrower’s cash flow, proposed collateral, business and credit history and any additional positive or negative credit risk factors, such as personal or corporate guarantors. In addition to evaluating the borrower’s financial condition, we consider the adequacy of the primary and secondary sources of repayment for the loan. Independent reports of the borrower’s credit history supplement our analysis of the borrower’s creditworthiness and at times may Equipment Finance The Company lends money for equipment and software finance transactions (collectively, “equipment finance transactions”) on a national basis. The Company originates equipment finance transactions through equipment leasing companies, banks, vendors and other market sources. Generally, equipment finance transactions are secured by an assignment of the payments due under the obligation and by a security interest in the assets financed. In most cases, the obligor acknowledges our security interest in the assets financed and agrees to send all payments directly to us or to a third Generally, the Company’s equipment finance transactions are secured primarily by technology equipment, medical equipment, material handling equipment and other capital equipment; however, licenses for software essential for the operation of financed equipment, or to the operations of the obligor, are also eligible for financing. The Company conducts equipment finance transactions for the U.S. Government, state and local governments, publicly-traded companies with and without public debt ratings, privately-held companies, and small businesses. Generally, equipment finance transactions have a maximum maturity of five December 31, 2021. Commercial Finance The Company lends money to finance small- and medium-size businesses for working capital purposes on a national basis. The Company offers traditional commercial lines of credit, asset-based lines of credit and accounts receivable factoring to companies in manufacturing, distribution/logistics, health care and professional services sectors, including contractors of the U.S. Government; however, not two December 31, 2021. Community Finance The Company makes various types of secured and unsecured commercial loans to for-profit, not one five The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method: Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2021 One-to-four family residential real estate $ — $ 331 $ 331 $ 1,299 $ 28,834 $ 30,133 Multi-family mortgage — 3,377 3,377 498 425,638 426,136 Nonresidential real estate 30 1,281 1,311 297 102,875 103,172 Commercial loans and leases — 1,652 1,652 76 489,436 489,512 Consumer — 44 44 — 1,685 1,685 $ 30 $ 6,685 $ 6,715 $ 2,170 $ 1,048,468 1,050,638 Net deferred loan origination costs 284 Allowance for loan losses (6,715 ) Loans, net $ 1,044,207 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2020 One-to-four family residential real estate $ — $ 518 $ 518 $ 1,718 $ 39,973 $ 41,691 Multi-family mortgage — 4,062 4,062 520 451,721 452,241 Nonresidential real estate 28 1,541 1,569 296 108,362 108,658 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,536 1,536 — 405,057 405,057 Consumer — 54 54 — 1,812 1,812 $ 28 $ 7,723 $ 7,751 $ 2,534 $ 1,007,424 1,009,958 Net deferred loan origination costs 371 Allowance for loan losses (7,751 ) Loans, net $ 1,002,578 The following table presents the activity in the allowance for loan losses by portfolio segment: Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance December 31, 2021 One-to-four family residential real estate $ 518 $ (395 ) $ (3 ) $ 211 $ 331 Multi-family mortgage 4,062 (718 ) — 33 3,377 Nonresidential real estate 1,569 (251 ) (7 ) — 1,311 Construction and land 12 (12 ) — — — Commercial loans and leases 1,536 119 (93 ) 90 1,652 Consumer 54 17 (29 ) 2 44 $ 7,751 $ (1,240 ) $ (132 ) $ 336 $ 6,715 December 31, 2020 One-to-four family residential real estate $ 675 $ (185 ) $ (9 ) $ 37 $ 518 Multi-family mortgage 3,676 292 — 94 4,062 Nonresidential real estate 1,176 393 — — 1,569 Construction and land — 12 — — 12 Commercial loans and leases 2,065 (533 ) — 4 1,536 Consumer 40 76 (62 ) — 54 $ 7,632 $ 55 $ (71 ) $ 135 $ 7,751 Impaired loans The following tables present loans individually evaluated for impairment by class of loans: Loan Balance Recorded Investment Partial Charge- off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2021 With no related allowance recorded One-to-four family residential real estate $ 1,299 $ 1,299 $ — $ — $ 1,473 $ 29 Multi-family mortgage - Illinois 498 498 — — 509 30 Commercial leases 83 76 7 — 7 — 1,880 1,873 7 — 1,989 59 With an allowance recorded - nonresidential real estate 280 297 7 30 296 — $ 2,160 $ 2,170 $ 14 $ 30 $ 2,285 $ 59 December 31, 2020 With no related allowance recorded One-to-four family residential real estate $ 2,069 $ 1,718 $ 363 $ — $ 1,782 $ 42 Multi-family mortgage - Illinois 520 520 — — 594 31 2,589 2,238 363 — 2,376 73 With an allowance recorded - nonresidential real estate 280 296 — 28 289 — $ 2,869 $ 2,534 $ 363 $ 28 $ 2,665 $ 73 Nonaccrual loans The following tables present the recorded investment in nonaccrual and loans 90 Loan Balance Recorded Investment Loans Past Due Over 90 Days, still accruing December 31, 2021 One-to-four family residential real estate $ 367 $ 367 $ — Nonresidential real estate 280 297 — Commercial loans — — 10 Equipment finance - other 83 76 — $ 730 $ 740 $ 10 December 31, 2020 One-to-four family residential real estate $ 946 $ 925 $ — Nonresidential real estate 280 296 — $ 1,226 $ 1,221 $ — Nonaccrual loans and impaired loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $140,000 and $133,000 at December 31, 2021 2020 310–10, 310–10, Past Due Loans The following tables present the aging of the recorded investment of loans by class of loans: 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 181 $ 250 $ 367 $ 798 $ 23,333 $ 24,131 Non-owner occupied 2 9 — 11 5,991 6,002 Multi-family mortgage: Illinois 189 — — 189 235,681 235,870 Other — — — — 190,266 190,266 Nonresidential real estate — — 297 297 102,875 103,172 Commercial loans and leases: Commercial — — — — 67,995 67,995 Asset-based 26 6 10 42 19,358 19,400 Equipment finance: Government 3,160 4,718 — 7,878 170,584 178,462 Investment-rated 290 1,201 — 1,491 81,135 82,626 Other 3,015 — 76 3,091 85,760 88,851 Middle market — — — — 40,582 40,582 Small ticket — — — — 11,596 11,596 Consumer 13 4 — 17 1,668 1,685 $ 6,876 $ 6,188 $ 750 $ 13,814 $ 1,036,824 $ 1,050,638 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 252 $ 211 $ 834 $ 1,297 $ 32,078 $ 33,375 Non-owner occupied 3 132 91 226 8,090 8,316 Multi-family mortgage: Illinois 86 — — 86 221,943 222,029 Other — — — — 230,212 230,212 Nonresidential real estate — — 296 296 108,362 108,658 Construction and land — — — — 499 499 Commercial loans and leases: Commercial 4,886 — — 4,886 72,809 77,695 Asset-based — — — — 1,740 1,740 Equipment finance: Government 2,468 — — 2,468 100,272 102,740 Investment-rated 618 225 — 843 87,751 88,594 Other 853 2,487 — 3,340 122,677 126,017 Middle market — — — — 6,988 6,988 Small ticket — — — — 1,283 1,283 Consumer 6 5 — 11 1,801 1,812 $ 9,172 $ 3,060 $ 1,221 $ 13,453 $ 996,505 $ 1,009,958 U.S. Small Business Administration Paycheck Protection Program In response to the COVID- 19 March 27, 2020. The following table presents the PPP activity: For the years ended December 31, Paycheck Protection Program: 2021 2020 Number of loans originated 238 315 Loan balance originations $ 10,135 $ 11,160 Loan balance forgiven $ 16,272 $ 980 December 31, 2021 December 31, 2020 Paycheck Protection Program loans Number of loans 76 290 Loan balance $ 4,043 $ 10,180 COVID- 19 Section 4013 2020 50” not 19. Our Apartment and Commercial Real Estate COVID- 19 4013 four April 2020, December 2020. Our Small Investment Property COVID- 19 $750,000 4013 four April 2020, December 2020. May 2020 December 2020 June 30, 2021. 4013 2020 35 For residential mortgage and consumer loans, relief under CARES Act Section 4013 2020 35 Per the terms of the COVID- 19 June 30, 2021. The following table summarizes the remaining loan forbearance modifications at December 31, 2020: Principal Remaining Amounts Number of loans Balance Deferred Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 8 $ 3,092 $ 17 Nonresidential real estate 10 3,363 22 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 2 2,480 6 One-to-four family residential real estate 10 1,402 8 30 $ 10,337 $ 53 Troubled Debt Restructurings The Company evaluates loan extensions or modifications not 4013 2020 35 340 10 340 10, The Company had no TDRs at December 31, 2021 2020 December 31, 2021 2020 December 31, 2021 2020 twelve A loan is considered to be in payment default once it is 90 To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. may not not Substandard. may not not Nonaccrual. one Loans not Based on the most recent analysis performed, the risk category of loans by class of loans are as follows: Pass Special Mention Substandard Nonaccrual Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 23,396 $ — $ 368 $ 367 $ 24,131 Non-owner occupied 5,894 — 108 — 6,002 Multi-family mortgage: Illinois 235,545 325 — — 235,870 Other 190,266 — — — 190,266 Nonresidential real estate 102,875 — — 297 103,172 Commercial loans and leases: Commercial 67,995 — — — 67,995 Asset-based 19,400 — — — 19,400 Equipment finance: Government 178,427 35 — — 178,462 Investment-rated 82,626 — — — 82,626 Other 87,685 1,090 — 76 88,851 Middle market 40,582 — — — 40,582 Small ticket 11,596 — — — 11,596 Consumer 1,675 4 6 — 1,685 $ 1,047,962 $ 1,454 $ 482 $ 740 $ 1,050,638 Pass Special Mention Substandard Nonaccrual Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 32,089 $ — $ 452 $ 834 $ 33,375 Non-owner occupied 8,164 27 34 91 8,316 Multi-family mortgage: Illinois 222,029 — — — 222,029 Other 230,212 — — — 230,212 Nonresidential real estate 106,280 1,998 84 296 108,658 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 72,809 — 4,886 — 77,695 Asset-based 1,740 — — — 1,740 Equipment finance: Government 102,740 — — — 102,740 Investment-rated 88,594 — — — 88,594 Other 125,012 — 1,005 — 126,017 Middle market 6,988 — — — 6,988 Small ticket 1,283 — — — 1,283 Consumer 1,802 5 5 — 1,812 $ 1,000,241 $ 2,030 $ 6,466 $ 1,221 $ 1,009,958

Note 5 - Foreclosed Assets

Note 5 - Foreclosed Assets	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Foreclosed Assets [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for loan losses. Assets are classified as foreclosed when physical possession of the collateral is taken regardless of whether foreclosure proceedings have taken place. Other foreclosed assets received in satisfaction of borrowers debt are initially recorded at fair value of the asset less estimated costs to sell. December 31, 2021 December 31, 2020 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance Foreclosed assets - OREO $ — $ — $ — $ 157 $ — $ 157 Other foreclosed assets 952 (227 ) 725 — — — $ 952 $ (227 ) $ 725 $ 157 $ — $ 157 The following represents the roll forward of foreclosed assets: At and For the Years Ended December 31, 2021 2020 Beginning balance $ 157 $ 186 New foreclosed properties 4,473 33 Capitalized improvements — 47 Valuation adjustments (420 ) — Valuation reductions from sales 193 — Sales (3,678 ) (109 ) Ending balance $ 725 $ 157 Activity in the valuation allowance is as follows: At and For the Years Ended December 31, 2021 2020 Beginning balance $ — $ — Additions charged to expense 420 — Reductions from sales (193 ) — Ending balance $ 227 $ — At December 31, 2021 2020 December 31, 2021 December 31, 2020 no

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 6 Year-end premises and equipment are as follows: December 31, 2021 2020 Land and land improvements $ 12,261 $ 11,989 Buildings and improvements 31,636 31,145 Furniture and equipment 10,249 10,111 Computer equipment 5,118 4,798 59,264 58,043 Accumulated depreciation (34,221 ) (33,368 ) $ 25,043 $ 24,675 Depreciation of premises and equipment was $2.0 million and $1.7 million for the years ended December 31, 2021 2020

Note 7 - Leases

Note 7 - Leases	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 7 The following table represents the classification of the Company's right of use and lease liabilities: Statement of Financial Condition Location December 31, 2021 December 31, 2020 Operating Lease Right of Use Asset: Gross carrying amount $ 6,805 $ 6,694 New lease obligation 866 111 Accumulated amortization (2,794 ) (1,730 ) Net recorded value Other assets $ 4,877 $ 5,075 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 4,877 $ 5,075 Lease amortization expense was $1.1 million and $882,000 for the years ended December 31, 2021 2020 December 31, 2021 2.83%. For the year ended December 31, 2021 For the year ended December 31, 2020 Lease cost: Operating lease cost $ 1,064 $ 882 Short-term lease cost 161 152 Sublease income (38 ) (74 ) Total lease cost $ 1,187 $ 960 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 1,110 $ 948 Future minimum payments under non-cancellable operating leases with terms longer than 12 December 31, 2021 Twelve months ended December 31, 2022 $ 1,294 2023 1,241 2024 656 2025 506 2026 495 Thereafter 1,722 Total future minimum operating lease payments 5,914 Amounts representing interest (1,037 ) Present value of net future minimum operating lease payments $ 4,877

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 8 Composition of deposits is as follows: December 31, 2021 2020 Noninterest-bearing demand deposits $ 342,176 $ 326,188 Interest-bearing NOW accounts 404,335 336,994 Money market accounts 333,369 297,801 Savings deposits 201,633 179,561 Certificates of deposit 206,918 253,000 $ 1,488,431 $ 1,393,544 Time deposits that meet or exceed the FDIC Insurance limit of $250,000 December 31, 2021 2020 December 31, 2021 2020 Scheduled maturities of certificates of deposit for the next five December 31, 2021 2022 $ 167,415 2023 29,819 2024 9,428 2025 211 2026 45 $ 206,918

Note 9 - Borrowings

Note 9 - Borrowings	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 9 December 31, 2021 2020 Contractual Rate Amount Contractual Rate Amount Fixed-rate advance from FHLB, due May 9, 2022 — % $ 5,000 — % $ 4,000 Subordinated Notes, due May 15, 2031 3.75 % 19,590 — % — Line of credit, due March 31, 2022 2.50 % — 2.50 % — The Company maintains a collateral pledge agreement covering secured advances whereby the Company has agreed to keep on hand, free of all other pledges, liens, and encumbrances, specifically identified whole first not 90 December 31, 2021 first December 31, 2021 December 31, 2021 2020 On April 14, 2021, May 15, 2031 ( The Company incurred $441,000 of issuance costs associated with the Notes. These issuance costs are being amortized over the 10-year life of the Notes. At December 31, 2021 The Notes bear interest at a fixed annual rate of 3.75%, May 14, 2026, May 15, 2026 may May 15, 2031 May 15, 2026, Principal and interest payments due on the Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events with respect to the Company. The Notes are unsecured, subordinated obligations of the Company and generally rank junior in right of payment to the Company’s current and future senior indebtedness. The Notes qualify as Tier 2 In 2020, 0.75%, 2.40%. March 31, 2022. December 31, 2021 2020

Note 10 - Income Taxes

Note 10 - Income Taxes	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 10 The income tax expense is as follows: For the years ended December 31, 2021 2020 Current expense $ 2,320 $ 2,460 Deferred expense 28 1,137 Total income tax expense $ 2,348 $ 3,597 A reconciliation of the provision for income taxes computed at the statutory federal corporate tax rate of 21% 2021 2020 For the years ended December 31, 2021 2020 Expense computed at the statutory federal tax rate $ 2,048 $ 2,680 State and local taxes, net of federal income tax effect 504 720 Other, net (4 ) (3 ) Valuation allowance for deferred tax assets (200 ) 200 $ 2,348 $ 3,597 Effective income tax rate 24.07 % 28.18 % Retained earnings at December 31, 2021 2020 no The net deferred tax asset is as follows: December 31, 2021 2020 Gross deferred tax assets Allowance for loan losses $ 1,798 $ 2,075 Alternative minimum tax and net operating loss carryforwards 3,938 3,999 Lease liability 1,306 1,358 Other 854 568 7,896 8,000 Gross deferred tax liabilities Net deferred loan origination costs (808 ) (873 ) Purchase accounting adjustments (1,516 ) (1,570 ) Right of use asset (1,306 ) (1,358 ) Other (1,475 ) (1,180 ) Unrealized gain on securities (29 ) (78 ) (5,134 ) (5,059 ) Valuation allowance — (200 ) $ 2,762 $ 2,741 As of December 31, 2021 2020 A DTA valuation allowance is required under ASC 740 not” i.e., 50% not not The Company’s ability to realize the DTA is dependent upon the generation of future taxable income during the periods in which the tax attributes underlying the DTA become deductible. The amount of the DTA that will ultimately be realized will be impacted by the Company’s future taxable income, any changes to the many variables that could impact future taxable income and the then applicable corporate tax rate. As of December 31, 2020 2021 December 31, 2021 At December 31, 2021 382 2030, not 382 December 31, 2021 2031 2033. Unrecognized Tax Benefits A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows: December 31, 2021 2020 Beginning of year $ 277 $ 244 Additions based on tax positions related to the current year 34 61 Additions for tax positions of prior years 10 2 Reductions due to the statute of limitations and reductions for tax positions of prior years (38 ) (30 ) End of year $ 283 $ 277 The Company does not twelve December 31, 2021 2020 The Company and its subsidiary are subject to U.S. federal income tax as well as income tax of the various states where the Company does business. The Company is no 2018 2018.

Note 11 - Regulatory Matters

Note 11 - Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 11– The Bank is subject to regulatory capital requirements administered by the federal banking agencies. The capital adequacy guidelines and prompt corrective action regulations, involve the quantitative measurement of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. The failure to meet minimum capital requirements can result in regulatory actions. The final rules implementing Basel Committee on Banking Supervision's capital guidelines for U.S. banks (Basel III rules) became effective in 2015. not In addition, as a result of the legislation, the federal banking agencies developed a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 may not 8% not 10%. second 2020 2020, 8% January 1, 2022, 9%. 4012 8.5% 2021, 9% second 2020. Prompt corrective action regulations provide five not The Company and the Bank have each adopted Regulatory Capital Policies that require the Bank to maintain a Tier 1 7.5% 10.5%. not 1 2.5%. As of December 31, 2021 no The Bank is subject to regulatory restrictions on the amount of dividends it may not The Bank's Community Bank Leverage Ratio was: Actual Required for Capital Adequacy Purposes Amount Ratio Amount Ratio December 31, 2021 Community Bank Leverage Ratio $ 165,599 9.91 % $ 142,091 8.50 % December 31, 2020 Community Bank Leverage Ratio $ 160,236 10.10 % $ 126,964 8.00 %

Note 12 - Employee Benefit Plan

Note 12 - Employee Benefit Plan	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 12 Profit Sharing Plan/401 . one $0.50 $1.00 April 1, 2007. may December 31, 2021 2020

Note 13 - Loan Commitments and

Note 13 - Loan Commitments and Other Off-balance-sheet Activities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loan Commitments And Other Off-Balance Sheet Activities [Text Block]	NOTE 13 The Company is party to various financial instruments with off-balance-sheet risk. The Company uses these financial instruments in the normal course of business to meet the financing needs of customers and to effectively manage exposure to interest rate risk. These financial instruments include commitments to extend credit, standby letters of credit, unused lines of credit, and commitments to sell loans. When viewed in terms of the maximum exposure, those instruments may The following is a summary of the contractual or notional amount of each significant class of off-balance-sheet financial instruments outstanding. The Company’s exposure to credit loss in the event of nonperformance by the counterparty for commitments to extend credit, standby letters of credit, and unused lines of credit is represented by the contractual notional amount of these instruments. December 31, 2021 2020 Financial instruments wherein contractual amounts represent credit risk Commitments to extend credit $ 38,864 $ 31,131 Standby letters of credit 6,937 6,668 Unused lines of credit 184,343 200,240 Commitments to extend credit are generally made for periods of 60 days or less. The fixed-rate loan commitments totaled $14.1 million with interest rates ranging from 2.65% to 6.50% and maturities ranging from 20 months to 5 years. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not

Note 14 - Fair Value

Note 14 - Fair Value	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 14 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 2 Impaired Loans: may may 3 Foreclosed assets: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2021 Securities: U.S. Treasury Notes $ 76,553 $ — $ — $ 76,553 Certificates of deposit — 2,728 — 2,728 Mortgage-backed securities – residential — 4,833 — 4,833 Collateralized mortgage obligations – residential — 1,580 — 1,580 $ 76,553 $ 9,141 $ — $ 85,694 December 31, 2020 Securities: Certificates of deposit $ — $ 15,117 $ — $ 15,117 Municipal securities — 409 — 409 Mortgage-backed securities - residential — 6,108 — 6,108 Collateralized mortgage obligations – residential — 2,195 — 2,195 $ — $ 23,829 $ — $ 23,829 The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis: Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2021 Impaired loans $ — $ — $ 267 $ 267 Foreclosed assets $ — $ — $ 725 $ 725 December 31, 2020 Impaired loans $ — $ — $ 268 $ 268 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral–dependent loans, had a carrying amount of $297,000, with a valuation allowance of $30,000 at December 31, 2021 December 31, 2020 December 31, 2021 $28,000 December 31, 2020 Foreclosed assets are carried at the lower of cost or fair value less costs to sell. At December 31, 2021 $227,000, $725,000. December 31, 2020 no December 31, 2021 no December 31, 2020 The following table presents quantitative information, based on certain empirical data with respect to Level 3 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) December 31, 2021 Impaired loans $ 267 Sales comparison Discount applied to valuation 22.0 % Foreclosed assets $ 725 Redemption value Discount applied to valuation 15.6 % December 31, 2020 Impaired loans $ 268 Sales comparison Discount applied to valuation 22.0 % The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at December 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 502,162 $ 448,552 $ 53,610 $ — $ 502,162 Securities 85,694 76,553 9,141 — 85,694 Loans receivable, net of allowance for loan losses 1,044,207 — — 1,039,298 1,039,298 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 4,648 75 17 4,631 4,723 Financial liabilities Certificates of deposit 206,918 — 206,530 — 206,530 Borrowings 5,000 — 4,999 — 4,999 Subordinated Notes 19,590 — 20,240 — 20,240 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 503,496 $ 480,574 $ 22,922 $ — $ 503,496 Securities 23,829 — 23,829 — 23,829 Loans receivable, net of allowance for loan losses 1,002,578 — — 1,004,854 1,004,854 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 3,941 — 52 3,889 3,941 Financial liabilities Certificates of deposit 253,000 — 253,906 — 253,906 Borrowings 4,000 — 3,998 — 3,998 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 15 - Revenue from Contract

Note 15 - Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 15 All of the Company's revenue from contracts with customers in the scope of ASC 606 606 For the years ended December 31, 2021 2020 Deposit service charges and fees $ 3,184 $ 3,196 Loan servicing fees (1) 731 552 Mortgage brokerage and banking fees (1) 35 98 Trust and insurance commissions and annuities income 1,136 961 Earnings on bank-owned life insurance (1) 114 70 Other (1) 489 489 Total noninterest income $ 5,689 $ 5,366 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: December 31, 2021 2020 Trust and insurance commissions and annuities income: i.e. Gains/losses on sales of foreclosed assets and other assets: December 31, 2021 2020 not

Note 16 - Company Only Condense

Note 16 - Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 16 Condensed financial information of BankFinancial Corporation as of December 31, 2021 2020 two Condensed Statements of Financial Condition December 31, 2021 2020 Assets Cash in subsidiary $ 8,211 $ 10,996 Investment in subsidiary 166,856 161,678 Deferred tax asset 587 393 Other assets 1,502 658 $ 177,156 $ 173,725 Liabilities and Stockholders' Equity Subordinated notes, net of unamortized issuance costs $ 19,590 $ — Accrued expenses and other liabilities 100 795 Total stockholders’ equity 157,466 172,930 $ 177,156 $ 173,725 Condensed Statements of Operations For the years ended December 31, 2021 2020 Dividends from subsidiary $ 3,500 $ 13,713 Interest expense 567 — Other expense 1,595 1,625 Income before income tax and undistributed subsidiary excess distributions 1,338 12,088 Income tax benefit (761 ) (231 ) Income before equity in undistributed subsidiary excess distributions 2,099 12,319 Equity in undistributed subsidiary (excess distributions) 5,311 (3,156 ) Net income $ 7,410 $ 9,163 Condensed Statements of Cash Flows For the years ended December 31, 2021 2020 Cash flows from operating activities Net income $ 7,410 $ 9,163 Adjustments: Amortization 31 — Equity in undistributed subsidiary excess distributions (5,311 ) 3,156 Change in other assets (1,038 ) 1,622 Change in accrued expenses and other liabilities (695 ) 783 Net cash from operating activities 397 14,724 Cash flows used in financing activities Proceeds from issuance of subordinated notes 20,000 — Costs paid for issuance of subordinated notes (441 ) — Repurchase and retirement of common stock (17,122 ) (4,610 ) Cash dividends paid on common stock (5,619 ) (5,982 ) Net cash used in financing activities (3,182 ) (10,592 ) Net change in cash in subsidiary (2,785 ) 4,132 Beginning cash in subsidiary 10,996 6,864 Ending cash in subsidiary $ 8,211 $ 10,996

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation
Consolidation, Policy [Policy Text Block]	Principles of Consolidation
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Covid-19 [Policy Text Block]	COVID- 19 March 11, 2020, 19” 19 March 3, 2020, 50 1.00% 1.25%. 0% 0.25% March 16, 2020. 19 may 19
Subsequent Events, Policy [Policy Text Block]	Subsequent events: 10
Interest-bearing Deposits in Other Financial Institutions [Policy Text Block]	Interest-bearing Deposits in Other Financial Institutions : 90
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash Flows 90
Marketable Securities, Policy [Policy Text Block]	Securities 1 2 3 not Securities also include investments in certificates of deposit with maturities of greater than 90
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank (“FHLB”) Stock may
Federal Reserve Bank Stock, Policy [Policy Text Block]	Federal Reserve Bank (“FRB”) Stock
Loans and Loan Income [Policy Text Block]	Loans and Loan Income Premiums and discounts associated with loans purchased are amortized over the contractual term of the loan using the level–yield method. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income is reported on the interest method. Interest income is generally discontinued at the earlier of when a loan is 90 not All interest accrued but not six “90 1 2 no 3 not Factored Receivables: may third December 31, 2021 December 31, 2021 no December 31, 2020 Factoring fees are recognized in interest income as incurred by the customer and deducted from the customer's reserve balances. Other factoring-related fees, which include wire transfer fees, broker fees, and other similar fees, are reported by the Company as loan servicing fees in noninterest income.
Loans and Leases Receivable, Nonperforming Loan and Lease, Policy [Policy Text Block]	Impaired Loans: 310 10 35 Impaired loans with specific reserves are reviewed quarterly for any changes that would affect the specific reserve. Any impaired loan for which a determination has been made that the economic value is permanently reduced is charged-off against the allowance for loan losses to reflect its current economic value in the period in which the determination has been made. At the time a collateral-dependent loan is initially determined to be impaired, we review the existing collateral appraisal. If the most recent appraisal is greater than a year old, a new appraisal is obtained on the underlying collateral. Appraisals are updated with a new independent appraisal at least annually and are formally reviewed by our internal appraisal department upon receipt of a new appraisal. All impaired loans and their related reserves are reviewed and updated each quarter.
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructurings not may In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor's entity-specific projected cash flows will not In determining whether the Company has granted a concession, the Company assesses, if it does not Periodically, the Company will restructure a note into two six
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: may may The Company provides for loan losses based on the allowance method. Accordingly, all loan losses are charged to the related allowance and all recoveries are credited to it. Additions to the allowance for loan losses are provided by charges to income based on various factors that, in our judgment, deserve current recognition in estimating probable incurred credit losses. The Company reviews the loan portfolio on an ongoing basis and makes provisions for loan losses on a quarterly basis to maintain the allowance for loan losses in accordance with US GAAP. The allowance for loan losses consists of two • specific allowances established for any impaired residential non-owner occupied mortgage, multi-family mortgage, nonresidential real estate, construction and land, commercial, and commercial lease loans for which the recorded investment in the loan exceeds the measured value of the loan; and • general allowances for loan losses for each loan class based on historical loan loss experience; and adjustments to historical loss experience (general allowances), maintained to cover uncertainties that affect our estimate of probable incurred credit losses for each loan class. The adjustments to historical loss experience are based on our evaluation of several factors, including levels of, and trends in, past due and classified loans; levels of, and trends in, charge–offs and recoveries; trends in volume and terms of loans, including any credit concentrations in the loan portfolio; experience and ability of lending management and other relevant staff; and national and local economic trends and conditions. The Company evaluates the allowance for loan losses based upon the combined total of the specific and general components. Generally, when the loan portfolio increases, absent other factors, the allowance for loan loss methodology results in a higher dollar amount of estimated probable incurred credit losses than would be the case without the increase. Conversely, when the loan portfolio decreases, absent other factors, the allowance for loan loss methodology generally results in a lower dollar amount of estimated probable losses than would be the case without the decrease. The loss ratio used in computing the required general loan loss reserve allowance for a given class of loan consists of (i) the actual loss ratio (measured on a weighted, rolling twelve two
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Foreclosed Assets
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment ten five two five no four
Lessee, Leases [Policy Text Block]	Lease Accounting: No. 2016 02, 842 2016 02” January 1, 2019. 842 12 January 1, 2019, not Currently the Company is obligated under eight 2032. not not not 12
Goodwill and Intangible Assets, Policy [Policy Text Block]	Other Intangible Assets third December 31, 2020 December 31, 2021
Life Insurance Corporate Or Bank Owned [Policy Text Block]	Bank-Owned Life Insurance:
Impairment or Disposal of Long-Lived Assets, Including Goodwill and Intangible Assets, Policy [Policy Text Block]	Long-Term Assets may not
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments
Income Tax, Policy [Policy Text Block]	Income Taxes not” not may may two This analysis is updated quarterly and adjusted as necessary. At December 31, 2021 December 31, 2020, A tax position is recognized as a benefit only if it is "more likely than not" 50% not not" no
Pension and Other Postretirement Plans, Policy [Policy Text Block]	Retirement Plans 401
Earnings Per Share, Policy [Policy Text Block]	Earnings per Common Share
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies not December 31, 2021
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Values of Financial Instruments
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets: not
Segment Reporting, Policy [Policy Text Block]	Operating Segments: not one
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications no
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not In June 2016, No. 2016 13, 326 2016 13” 2016 13 December 15, 2022.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the years ended December 31, 2021 2020 Net income available to common stockholders $ 7,410 $ 9,163 Basic and diluted weighted average common shares outstanding 14,031,198 14,951,656 Basic and diluted earnings per common share $ 0.53 $ 0.61

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2021 U.S. Treasury Notes $ 76,621 $ 8 $ (76 ) $ 76,553 Certificates of deposit 2,728 — — 2,728 Mortgage-backed securities - residential 4,660 173 — 4,833 Collateralized mortgage obligations - residential 1,576 4 — 1,580 $ 85,585 $ 185 $ (76 ) $ 85,694 December 31, 2020 Certificates of deposit $ 15,117 $ — $ — $ 15,117 Municipal securities 402 7 — 409 Mortgage-backed securities - residential 5,826 282 — 6,108 Collateralized mortgage obligations - residential 2,193 3 (1 ) 2,195 $ 23,538 $ 292 $ (1 ) $ 23,829
Investments Classified by Contractual Maturity Date [Table Text Block]	December 31, 2021 Amortized Cost Fair Value Due in one year or less $ 2,728 $ 2,728 Due after one year through five years 76,621 76,553 79,349 79,281 Mortgage-backed securities - residential 4,660 4,833 Collateralized mortgage obligations - residential 1,576 1,580 $ 85,585 $ 85,694
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2021 U.S. Treasury Notes 53 $ 62,246 $ (76 ) — $ — $ — 53 $ 62,246 $ (76 ) December 31, 2020 Collateralized mortgage obligations - residential — $ — $ — 3 $ 1,588 $ (1 ) 3 $ 1,588 $ (1 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2021 2020 One-to-four family residential real estate $ 30,133 $ 41,691 Multi-family mortgage 426,136 452,241 Nonresidential real estate 103,172 108,658 Construction and land — 499 Commercial loans and leases 489,512 405,057 Consumer 1,685 1,812 1,050,638 1,009,958 Net deferred loan origination costs 284 371 Allowance for loan losses (6,715 ) (7,751 ) Loans, net $ 1,044,207 $ 1,002,578
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2021 One-to-four family residential real estate $ — $ 331 $ 331 $ 1,299 $ 28,834 $ 30,133 Multi-family mortgage — 3,377 3,377 498 425,638 426,136 Nonresidential real estate 30 1,281 1,311 297 102,875 103,172 Commercial loans and leases — 1,652 1,652 76 489,436 489,512 Consumer — 44 44 — 1,685 1,685 $ 30 $ 6,685 $ 6,715 $ 2,170 $ 1,048,468 1,050,638 Net deferred loan origination costs 284 Allowance for loan losses (6,715 ) Loans, net $ 1,044,207 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2020 One-to-four family residential real estate $ — $ 518 $ 518 $ 1,718 $ 39,973 $ 41,691 Multi-family mortgage — 4,062 4,062 520 451,721 452,241 Nonresidential real estate 28 1,541 1,569 296 108,362 108,658 Construction and land — 12 12 — 499 499 Commercial loans and leases — 1,536 1,536 — 405,057 405,057 Consumer — 54 54 — 1,812 1,812 $ 28 $ 7,723 $ 7,751 $ 2,534 $ 1,007,424 1,009,958 Net deferred loan origination costs 371 Allowance for loan losses (7,751 ) Loans, net $ 1,002,578
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance December 31, 2021 One-to-four family residential real estate $ 518 $ (395 ) $ (3 ) $ 211 $ 331 Multi-family mortgage 4,062 (718 ) — 33 3,377 Nonresidential real estate 1,569 (251 ) (7 ) — 1,311 Construction and land 12 (12 ) — — — Commercial loans and leases 1,536 119 (93 ) 90 1,652 Consumer 54 17 (29 ) 2 44 $ 7,751 $ (1,240 ) $ (132 ) $ 336 $ 6,715 December 31, 2020 One-to-four family residential real estate $ 675 $ (185 ) $ (9 ) $ 37 $ 518 Multi-family mortgage 3,676 292 — 94 4,062 Nonresidential real estate 1,176 393 — — 1,569 Construction and land — 12 — — 12 Commercial loans and leases 2,065 (533 ) — 4 1,536 Consumer 40 76 (62 ) — 54 $ 7,632 $ 55 $ (71 ) $ 135 $ 7,751
Impaired Financing Receivables [Table Text Block]	Loan Balance Recorded Investment Partial Charge- off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2021 With no related allowance recorded One-to-four family residential real estate $ 1,299 $ 1,299 $ — $ — $ 1,473 $ 29 Multi-family mortgage - Illinois 498 498 — — 509 30 Commercial leases 83 76 7 — 7 — 1,880 1,873 7 — 1,989 59 With an allowance recorded - nonresidential real estate 280 297 7 30 296 — $ 2,160 $ 2,170 $ 14 $ 30 $ 2,285 $ 59 December 31, 2020 With no related allowance recorded One-to-four family residential real estate $ 2,069 $ 1,718 $ 363 $ — $ 1,782 $ 42 Multi-family mortgage - Illinois 520 520 — — 594 31 2,589 2,238 363 — 2,376 73 With an allowance recorded - nonresidential real estate 280 296 — 28 289 — $ 2,869 $ 2,534 $ 363 $ 28 $ 2,665 $ 73
Financing Receivable, Nonaccrual [Table Text Block]	Loan Balance Recorded Investment Loans Past Due Over 90 Days, still accruing December 31, 2021 One-to-four family residential real estate $ 367 $ 367 $ — Nonresidential real estate 280 297 — Commercial loans — — 10 Equipment finance - other 83 76 — $ 730 $ 740 $ 10 December 31, 2020 One-to-four family residential real estate $ 946 $ 925 $ — Nonresidential real estate 280 296 — $ 1,226 $ 1,221 $ —
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 181 $ 250 $ 367 $ 798 $ 23,333 $ 24,131 Non-owner occupied 2 9 — 11 5,991 6,002 Multi-family mortgage: Illinois 189 — — 189 235,681 235,870 Other — — — — 190,266 190,266 Nonresidential real estate — — 297 297 102,875 103,172 Commercial loans and leases: Commercial — — — — 67,995 67,995 Asset-based 26 6 10 42 19,358 19,400 Equipment finance: Government 3,160 4,718 — 7,878 170,584 178,462 Investment-rated 290 1,201 — 1,491 81,135 82,626 Other 3,015 — 76 3,091 85,760 88,851 Middle market — — — — 40,582 40,582 Small ticket — — — — 11,596 11,596 Consumer 13 4 — 17 1,668 1,685 $ 6,876 $ 6,188 $ 750 $ 13,814 $ 1,036,824 $ 1,050,638 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 252 $ 211 $ 834 $ 1,297 $ 32,078 $ 33,375 Non-owner occupied 3 132 91 226 8,090 8,316 Multi-family mortgage: Illinois 86 — — 86 221,943 222,029 Other — — — — 230,212 230,212 Nonresidential real estate — — 296 296 108,362 108,658 Construction and land — — — — 499 499 Commercial loans and leases: Commercial 4,886 — — 4,886 72,809 77,695 Asset-based — — — — 1,740 1,740 Equipment finance: Government 2,468 — — 2,468 100,272 102,740 Investment-rated 618 225 — 843 87,751 88,594 Other 853 2,487 — 3,340 122,677 126,017 Middle market — — — — 6,988 6,988 Small ticket — — — — 1,283 1,283 Consumer 6 5 — 11 1,801 1,812 $ 9,172 $ 3,060 $ 1,221 $ 13,453 $ 996,505 $ 1,009,958
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Nonaccrual Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 23,396 $ — $ 368 $ 367 $ 24,131 Non-owner occupied 5,894 — 108 — 6,002 Multi-family mortgage: Illinois 235,545 325 — — 235,870 Other 190,266 — — — 190,266 Nonresidential real estate 102,875 — — 297 103,172 Commercial loans and leases: Commercial 67,995 — — — 67,995 Asset-based 19,400 — — — 19,400 Equipment finance: Government 178,427 35 — — 178,462 Investment-rated 82,626 — — — 82,626 Other 87,685 1,090 — 76 88,851 Middle market 40,582 — — — 40,582 Small ticket 11,596 — — — 11,596 Consumer 1,675 4 6 — 1,685 $ 1,047,962 $ 1,454 $ 482 $ 740 $ 1,050,638 Pass Special Mention Substandard Nonaccrual Total December 31, 2020 One-to-four family residential real estate loans: Owner occupied $ 32,089 $ — $ 452 $ 834 $ 33,375 Non-owner occupied 8,164 27 34 91 8,316 Multi-family mortgage: Illinois 222,029 — — — 222,029 Other 230,212 — — — 230,212 Nonresidential real estate 106,280 1,998 84 296 108,658 Construction and land 499 — — — 499 Commercial loans and leases: Commercial 72,809 — 4,886 — 77,695 Asset-based 1,740 — — — 1,740 Equipment finance: Government 102,740 — — — 102,740 Investment-rated 88,594 — — — 88,594 Other 125,012 — 1,005 — 126,017 Middle market 6,988 — — — 6,988 Small ticket 1,283 — — — 1,283 Consumer 1,802 5 5 — 1,812 $ 1,000,241 $ 2,030 $ 6,466 $ 1,221 $ 1,009,958
COVID 19 [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	Principal Remaining Amounts Number of loans Balance Deferred Small Investment Property COVID-19 Qualified Limited Forbearance Agreement Multi-family mortgage 8 $ 3,092 $ 17 Nonresidential real estate 10 3,363 22 Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement Nonresidential real estate 2 2,480 6 One-to-four family residential real estate 10 1,402 8 30 $ 10,337 $ 53
Paycheck Protection Program Loans [Member]
Notes Tables
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]	For the years ended December 31, Paycheck Protection Program: 2021 2020 Number of loans originated 238 315 Loan balance originations $ 10,135 $ 11,160 Loan balance forgiven $ 16,272 $ 980 December 31, 2021 December 31, 2020 Paycheck Protection Program loans Number of loans 76 290 Loan balance $ 4,043 $ 10,180

Note 5 - Foreclosed Assets (Tab

Note 5 - Foreclosed Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Other Real Estate Owned and Other Foreclosed Assets [Table Text Block]	December 31, 2021 December 31, 2020 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance Foreclosed assets - OREO $ — $ — $ — $ 157 $ — $ 157 Other foreclosed assets 952 (227 ) 725 — — — $ 952 $ (227 ) $ 725 $ 157 $ — $ 157
Roll Forward of Foreclosed Assets [Table Text Block]	At and For the Years Ended December 31, 2021 2020 Beginning balance $ 157 $ 186 New foreclosed properties 4,473 33 Capitalized improvements — 47 Valuation adjustments (420 ) — Valuation reductions from sales 193 — Sales (3,678 ) (109 ) Ending balance $ 725 $ 157
Foreclosed Assets, Valuation Allowance [Table Text Block]	At and For the Years Ended December 31, 2021 2020 Beginning balance $ — $ — Additions charged to expense 420 — Reductions from sales (193 ) — Ending balance $ 227 $ —

Note 6 - Premises and Equipme_2

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property, Plant and Equipment [Table Text Block]	December 31, 2021 2020 Land and land improvements $ 12,261 $ 11,989 Buildings and improvements 31,636 31,145 Furniture and equipment 10,249 10,111 Computer equipment 5,118 4,798 59,264 58,043 Accumulated depreciation (34,221 ) (33,368 ) $ 25,043 $ 24,675

Note 7 - Leases (Tables)

Note 7 - Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Assets and Liabilities, Lessee [Table Text Block]	Statement of Financial Condition Location December 31, 2021 December 31, 2020 Operating Lease Right of Use Asset: Gross carrying amount $ 6,805 $ 6,694 New lease obligation 866 111 Accumulated amortization (2,794 ) (1,730 ) Net recorded value Other assets $ 4,877 $ 5,075 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 4,877 $ 5,075
Lease, Cost [Table Text Block]	For the year ended December 31, 2021 For the year ended December 31, 2020 Lease cost: Operating lease cost $ 1,064 $ 882 Short-term lease cost 161 152 Sublease income (38 ) (74 ) Total lease cost $ 1,187 $ 960 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 1,110 $ 948
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Twelve months ended December 31, 2022 $ 1,294 2023 1,241 2024 656 2025 506 2026 495 Thereafter 1,722 Total future minimum operating lease payments 5,914 Amounts representing interest (1,037 ) Present value of net future minimum operating lease payments $ 4,877

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Deposit Liabilities, Type [Table Text Block]	December 31, 2021 2020 Noninterest-bearing demand deposits $ 342,176 $ 326,188 Interest-bearing NOW accounts 404,335 336,994 Money market accounts 333,369 297,801 Savings deposits 201,633 179,561 Certificates of deposit 206,918 253,000 $ 1,488,431 $ 1,393,544
Time Deposit Maturities [Table Text Block]	2022 $ 167,415 2023 29,819 2024 9,428 2025 211 2026 45 $ 206,918

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	December 31, 2021 2020 Contractual Rate Amount Contractual Rate Amount Fixed-rate advance from FHLB, due May 9, 2022 — % $ 5,000 — % $ 4,000 Subordinated Notes, due May 15, 2031 3.75 % 19,590 — % — Line of credit, due March 31, 2022 2.50 % — 2.50 % —

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	For the years ended December 31, 2021 2020 Current expense $ 2,320 $ 2,460 Deferred expense 28 1,137 Total income tax expense $ 2,348 $ 3,597
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the years ended December 31, 2021 2020 Expense computed at the statutory federal tax rate $ 2,048 $ 2,680 State and local taxes, net of federal income tax effect 504 720 Other, net (4 ) (3 ) Valuation allowance for deferred tax assets (200 ) 200 $ 2,348 $ 3,597 Effective income tax rate 24.07 % 28.18 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	December 31, 2021 2020 Gross deferred tax assets Allowance for loan losses $ 1,798 $ 2,075 Alternative minimum tax and net operating loss carryforwards 3,938 3,999 Lease liability 1,306 1,358 Other 854 568 7,896 8,000 Gross deferred tax liabilities Net deferred loan origination costs (808 ) (873 ) Purchase accounting adjustments (1,516 ) (1,570 ) Right of use asset (1,306 ) (1,358 ) Other (1,475 ) (1,180 ) Unrealized gain on securities (29 ) (78 ) (5,134 ) (5,059 ) Valuation allowance — (200 ) $ 2,762 $ 2,741
Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]	December 31, 2021 2020 Beginning of year $ 277 $ 244 Additions based on tax positions related to the current year 34 61 Additions for tax positions of prior years 10 2 Reductions due to the statute of limitations and reductions for tax positions of prior years (38 ) (30 ) End of year $ 283 $ 277

Note 11 - Regulatory Matters (T

Note 11 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Required for Capital Adequacy Purposes Amount Ratio Amount Ratio December 31, 2021 Community Bank Leverage Ratio $ 165,599 9.91 % $ 142,091 8.50 % December 31, 2020 Community Bank Leverage Ratio $ 160,236 10.10 % $ 126,964 8.00 %

Note 13 - Loan Commitments an_2

Note 13 - Loan Commitments and Other Off-balance-sheet Activities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	December 31, 2021 2020 Financial instruments wherein contractual amounts represent credit risk Commitments to extend credit $ 38,864 $ 31,131 Standby letters of credit 6,937 6,668 Unused lines of credit 184,343 200,240

Note 14 - Fair Value (Tables)

Note 14 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2021 Securities: U.S. Treasury Notes $ 76,553 $ — $ — $ 76,553 Certificates of deposit — 2,728 — 2,728 Mortgage-backed securities – residential — 4,833 — 4,833 Collateralized mortgage obligations – residential — 1,580 — 1,580 $ 76,553 $ 9,141 $ — $ 85,694 December 31, 2020 Securities: Certificates of deposit $ — $ 15,117 $ — $ 15,117 Municipal securities — 409 — 409 Mortgage-backed securities - residential — 6,108 — 6,108 Collateralized mortgage obligations – residential — 2,195 — 2,195 $ — $ 23,829 $ — $ 23,829
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2021 Impaired loans $ — $ — $ 267 $ 267 Foreclosed assets $ — $ — $ 725 $ 725 December 31, 2020 Impaired loans $ — $ — $ 268 $ 268
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Fair Value Valuation Technique Unobservable Input Range (Weighted Average) December 31, 2021 Impaired loans $ 267 Sales comparison Discount applied to valuation 22.0 % Foreclosed assets $ 725 Redemption value Discount applied to valuation 15.6 % December 31, 2020 Impaired loans $ 268 Sales comparison Discount applied to valuation 22.0 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at December 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 502,162 $ 448,552 $ 53,610 $ — $ 502,162 Securities 85,694 76,553 9,141 — 85,694 Loans receivable, net of allowance for loan losses 1,044,207 — — 1,039,298 1,039,298 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 4,648 75 17 4,631 4,723 Financial liabilities Certificates of deposit 206,918 — 206,530 — 206,530 Borrowings 5,000 — 4,999 — 4,999 Subordinated Notes 19,590 — 20,240 — 20,240 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 503,496 $ 480,574 $ 22,922 $ — $ 503,496 Securities 23,829 — 23,829 — 23,829 Loans receivable, net of allowance for loan losses 1,002,578 — — 1,004,854 1,004,854 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 3,941 — 52 3,889 3,941 Financial liabilities Certificates of deposit 253,000 — 253,906 — 253,906 Borrowings 4,000 — 3,998 — 3,998

Note 15 - Revenue from Contra_2

Note 15 - Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the years ended December 31, 2021 2020 Deposit service charges and fees $ 3,184 $ 3,196 Loan servicing fees (1) 731 552 Mortgage brokerage and banking fees (1) 35 98 Trust and insurance commissions and annuities income 1,136 961 Earnings on bank-owned life insurance (1) 114 70 Other (1) 489 489 Total noninterest income $ 5,689 $ 5,366

Note 16 - Company Only Conden_2

Note 16 - Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Condensed Balance Sheet [Table Text Block]	December 31, 2021 2020 Assets Cash in subsidiary $ 8,211 $ 10,996 Investment in subsidiary 166,856 161,678 Deferred tax asset 587 393 Other assets 1,502 658 $ 177,156 $ 173,725 Liabilities and Stockholders' Equity Subordinated notes, net of unamortized issuance costs $ 19,590 $ — Accrued expenses and other liabilities 100 795 Total stockholders’ equity 157,466 172,930 $ 177,156 $ 173,725
Condensed Income Statement [Table Text Block]	For the years ended December 31, 2021 2020 Dividends from subsidiary $ 3,500 $ 13,713 Interest expense 567 — Other expense 1,595 1,625 Income before income tax and undistributed subsidiary excess distributions 1,338 12,088 Income tax benefit (761 ) (231 ) Income before equity in undistributed subsidiary excess distributions 2,099 12,319 Equity in undistributed subsidiary (excess distributions) 5,311 (3,156 ) Net income $ 7,410 $ 9,163
Condensed Cash Flow Statement [Table Text Block]	For the years ended December 31, 2021 2020 Cash flows from operating activities Net income $ 7,410 $ 9,163 Adjustments: Amortization 31 — Equity in undistributed subsidiary excess distributions (5,311 ) 3,156 Change in other assets (1,038 ) 1,622 Change in accrued expenses and other liabilities (695 ) 783 Net cash from operating activities 397 14,724 Cash flows used in financing activities Proceeds from issuance of subordinated notes 20,000 — Costs paid for issuance of subordinated notes (441 ) — Repurchase and retirement of common stock (17,122 ) (4,610 ) Cash dividends paid on common stock (5,619 ) (5,982 ) Net cash used in financing activities (3,182 ) (10,592 ) Net change in cash in subsidiary (2,785 ) 4,132 Beginning cash in subsidiary 10,996 6,864 Ending cash in subsidiary $ 8,211 $ 10,996

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2019
Factored Receivable Unpaid Principal Balance	$ 187,000
Factored Receivable, Customer Reserves	122,000
Deferred Tax Assets, Net, Total	2,762,000	$ 2,741,000
Deferred Tax Assets, Valuation Allowance, Total	0	200,000
Other Assets [Member]
Operating Lease, Right-of-Use Asset	$ 4,877,000	5,075,000
Core Deposits [Member] | Other Assets [Member]
Finite-Lived Intangible Assets, Net, Ending Balance		$ 7,000
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset			$ 6,700,000
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	25 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	40 years
Building [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	10 years
Building [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	20 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	5 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	15 years
Computer Equipment [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	2 years
Computer Equipment [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	5 years
Automobiles [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	4 years

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net income available to common stockholders	$ 7,410	$ 9,163
Basic and diluted weighted average common shares outstanding (in shares)	14,031,198	14,951,656
Basic and diluted earnings per common share (in dollars per share)	$ 0.53	$ 0.61

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value, Total	$ 0	$ 1,200

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized cost	$ 85,585	$ 23,538
Gross unrealized gains	185	292
Gross unrealized losses	(76)	(1)
Fair value	85,694	23,829
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	76,621	402
Gross unrealized gains	8	7
Gross unrealized losses	(76)	0
Fair value	76,553	409
Certificates of Deposit [Member]
Amortized cost	2,728	15,117
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	2,728	15,117
Residential Mortgage Backed Securities [Member]
Amortized cost	4,660	5,826
Gross unrealized gains	173	282
Gross unrealized losses	0	0
Fair value	4,833	6,108
Collateralized Mortgage Backed Securities [Member]
Amortized cost	1,576	2,193
Gross unrealized gains	4	3
Gross unrealized losses	0	(1)
Fair value	$ 1,580	$ 2,195

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Due in one year or less, amortized cost	$ 2,728
Due in one year or less, fair value	2,728
Due after one year through five years, amortized cost	76,621
Due after one year through five years	76,553
Amortized cost, single maturity date, amortized cost	79,349
Fair value, single maturity date	79,281
Amortized cost	85,585	$ 23,538
Fair value	85,694	23,829
Residential Mortgage Backed Securities [Member]
Amortized cost, without single maturity date, amortized cost	4,660
Fair value, without single maturity date	4,833
Amortized cost	4,660	5,826
Fair value	4,833	6,108
Collateralized Mortgage Backed Securities [Member]
Amortized cost, without single maturity date, amortized cost	1,576
Fair value, without single maturity date	1,580
Amortized cost	1,576	2,193
Fair value	$ 1,580	$ 2,195

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized Losses (Details)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
US Treasury Securities [Member]
Count, less than 12 months	53
Collateralized mortgage obligations - residential, fair value	$ 62,246,000
Unrealized loss, less than 12 months	$ (76,000)
Count, total	53
Fair value, total	$ 62,246
Unrealized loss, total	$ (76,000)
Collateralized Mortgage Backed Securities [Member]
Count, less than 12 months		0
Collateralized mortgage obligations - residential, fair value		$ 0
Unrealized loss, less than 12 months		$ 0
Count, total		3
Fair value, total		$ 1,588,000
Unrealized loss, total		$ (1,000)
Count, 12 months or more		3
Fair value, 12 months or more		$ 1,588,000
Unrealized loss, 12 months or more		$ (1,000)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Loans and Leases Receivable, Gross, Total	$ 1,050,638,000	$ 1,009,958,000
Reserve for Uncollected Loan Interest	140,000	133,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0
Residential Mortgage [Member] | First Mortgage [Member]
Percent Threshold On Loan To Value Ratios Requiring Private Mortgage Insurance	80.00%
Nonresidential Real Estate Loans [Member]
Projected Cash Flow To Loan Debt Service Requirement	120.00%
Nonresidential Real Estate Loans [Member] | Fixed Rate Nonresidential Mortgage [Member]
Loans and Leases Receivable, Amortization Period (Year)	15 years
Equipment Finance [Member]
Loans and Lease Receivables Outstanding Credit Exposure, Average Amount	$ 1,100,000
Commercial leases [Member]
Loans and Lease Receivables Outstanding Credit Exposure, Average Amount	$ 1,100,000
Minimum [Member] | Nonresidential Real Estate Loans [Member]
Mortgage Loans on Real Estate, Maturity (Year)	3 years
Loans and Leases Receivable, Balloon Maturity (Year)	3 years
Loans and Leases Receivable, Amortization Period (Year)	20 years
Maximum [Member] | Multi Family Mortgage Loans [Member]
Loan Amount To Appraised Value Of Property Securing Loan, Percentage	80.00%
Maximum [Member] | Nonresidential Real Estate Loans [Member]
Mortgage Loans on Real Estate, Maturity (Year)	5 years
Loans and Leases Receivable, Balloon Maturity (Year)	5 years
Loans and Leases Receivable, Amortization Period (Year)	30 years
Maximum [Member] | Equipment Finance [Member]
Commercial Leases Maturity (Year)	5 years
Loans And Lease Receivables, Outstanding Credit Exposure	$ 10,000,000
Maximum [Member] | Commercial leases [Member]
Loans And Lease Receivables, Outstanding Credit Exposure	$ 15,000,000
Collateralized Loan [Member] | Multi Family Mortgage Loans [Member]
Collateralized Loan Receivable, Percentage Of Collateral Located Outside Primary Market Area	45.00%
Projected Cash Flow To Loan Debt Service Requirement	120.00%
Collateralized Loan [Member] | Minimum [Member] | Multi Family Mortgage Loans [Member]
Loans and Leases Receivable, Gross, Total	$ 500,000
Collateralized Loan [Member] | Minimum [Member] | Nonresidential Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	500,000
Collateralized Loan [Member] | Maximum [Member] | Multi Family Mortgage Loans [Member]
Loans and Leases Receivable, Gross, Total	6,000,000
Collateralized Loan [Member] | Maximum [Member] | Nonresidential Real Estate Loans [Member]
Loans and Leases Receivable, Gross, Total	$ 6,000,000

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans receivable	$ 1,050,638	$ 1,009,958
Net deferred loan origination costs	284	371
Allowance for loan losses	(6,715)	(7,751)	$ (7,632)
Loans, net	1,044,207	1,002,578
Commercial Portfolio Segment [Member]
Loans receivable	489,512	405,057
Allowance for loan losses	(1,652)	(1,536)	(2,065)
Consumer Portfolio Segment [Member]
Loans receivable	1,685	1,812
Allowance for loan losses	(44)	(54)	(40)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	30,133	41,691
Allowance for loan losses	(331)	(518)	(675)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	426,136	452,241
Allowance for loan losses	(3,377)	(4,062)	(3,676)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	103,172	108,658
Allowance for loan losses	(1,311)	(1,569)	$ (1,176)
Construction and Land Loans [Member]
Loans receivable	0	499
Allowance for loan losses	$ 0	(12)
Construction and Land Loans [Member] | Commercial Portfolio Segment [Member]
Loans receivable		$ 499

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Allowance for loan losses, individually evaluated for impairment	$ 30	$ 28
Allowance for loan losses, collectively evaluated for impairment	6,685	7,723
Allowance for loan losses	6,715	7,751	$ 7,632
Loan balances, individually evaluated for impairment	2,170	2,534
Loan balances, collectively evaluated for impairment	1,048,468	1,007,424
Loans receivable	1,050,638	1,009,958
Net deferred loan origination costs	284	371
Allowance for loan losses	(6,715)	(7,751)	(7,632)
Loans receivable, net of allowance for loan losses: December 31, 2021, $6,715 and December 31, 2020, $7,751	1,044,207	1,002,578
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	331	518
Allowance for loan losses	331	518	675
Loan balances, individually evaluated for impairment	1,299	1,718
Loan balances, collectively evaluated for impairment	28,834	39,973
Loans receivable	30,133	41,691
Allowance for loan losses	(331)	(518)	(675)
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	3,377	4,062
Allowance for loan losses	3,377	4,062	3,676
Loan balances, individually evaluated for impairment	498	520
Loan balances, collectively evaluated for impairment	425,638	451,721
Loans receivable	426,136	452,241
Allowance for loan losses	(3,377)	(4,062)	(3,676)
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	30	28
Allowance for loan losses, collectively evaluated for impairment	1,281	1,541
Allowance for loan losses	1,311	1,569	1,176
Loan balances, individually evaluated for impairment	297	296
Loan balances, collectively evaluated for impairment	102,875	108,362
Loans receivable	103,172	108,658
Allowance for loan losses	(1,311)	(1,569)	(1,176)
Construction and Land Loans [Member]
Allowance for loan losses, individually evaluated for impairment		0
Allowance for loan losses, collectively evaluated for impairment		12
Allowance for loan losses		12
Loan balances, individually evaluated for impairment		0
Loan balances, collectively evaluated for impairment		499
Loans receivable		499
Allowance for loan losses		(12)
Commercial Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	1,652	1,536
Allowance for loan losses	1,652	1,536	2,065
Loan balances, individually evaluated for impairment	76	0
Loan balances, collectively evaluated for impairment	489,436	405,057
Loans receivable	489,512	405,057
Allowance for loan losses	(1,652)	(1,536)	(2,065)
Consumer Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	44	54
Allowance for loan losses	44	54	40
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	1,685	1,812
Loans receivable	1,685	1,812
Allowance for loan losses	$ (44)	$ (54)	$ (40)

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 7,751	$ 7,632
(Recovery of) provision for loan losses	(1,240)	55
Loans charged off	(132)	(71)
Recoveries	336	135
Total ending allowance balance	6,715	7,751
Commercial Portfolio Segment [Member]
Beginning balance	1,536	2,065
(Recovery of) provision for loan losses	119	(533)
Loans charged off	(93)
Recoveries	90	4
Total ending allowance balance	1,652	1,536
Consumer Portfolio Segment [Member]
Beginning balance	54	40
(Recovery of) provision for loan losses	17	76
Loans charged off	(29)	(62)
Recoveries	2
Total ending allowance balance	44	54
Construction and Land Loans [Member]
Beginning balance	12
(Recovery of) provision for loan losses		12
Total ending allowance balance		12
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	518	675
(Recovery of) provision for loan losses	(395)	(185)
Loans charged off	(3)	(9)
Recoveries	211	37
Total ending allowance balance	331	518
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Beginning balance	4,062	3,676
(Recovery of) provision for loan losses	(718)	292
Recoveries	33	94
Total ending allowance balance	3,377	4,062
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	1,569	1,176
(Recovery of) provision for loan losses	(251)	393
Loans charged off	(7)
Total ending allowance balance	1,311	1,569
Construction and Land Loans [Member]
Beginning balance	12
(Recovery of) provision for loan losses	(12)
Total ending allowance balance	$ 0	$ 12

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loan balance, with no allowance recorded	$ 1,880	$ 2,589
Recorded investment, with no allowance recorded	1,873	2,238
Partial charge-off, with no allowance recorded	7	363
Average investment in impaired loans, with no allowance recorded	1,989	2,376
Interest income recognized, with no allowance recorded	59	73
Allowance for loan losses	30	28
Loan balance	2,160	2,869
Recorded investment	2,170	2,534
Partial charge-off	14	363
Allowance for loan losses, individually evaluated for impairment	30	28
Average investment in impaired loans	2,285	2,665
Interest income recognized, with related allowance recorded		73
Recorded investment	2,170	2,534
Nonresidential Real Estate Loans [Member]
Interest income recognized, with no allowance recorded	0
Loan balance, with allowance recorded	280	280
Recorded investment, with allowance recorded	297	296
Partial charge-off, with allowance recorded	7	0
Allowance for loan losses	30	28
Average investment in impaired loans, with allowance recorded	296	289
Allowance for loan losses, individually evaluated for impairment	30	28
Recorded investment, with allowance recorded	297	296
Interest income recognized, with related allowance recorded		0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	1,299	2,069
Recorded investment, with no allowance recorded	1,299	1,718
Partial charge-off, with no allowance recorded	0	363
Average investment in impaired loans, with no allowance recorded	1,473	1,782
Interest income recognized, with no allowance recorded	29	42
Allowance for loan losses	0	0
Allowance for loan losses, individually evaluated for impairment	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses	0	0
Allowance for loan losses, individually evaluated for impairment	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loan balance, with no allowance recorded	498
Recorded investment, with no allowance recorded	498
Average investment in impaired loans, with no allowance recorded	509
Interest income recognized, with no allowance recorded	30
Real Estate Portfolio [Member] | Commercial leases [Member]
Loan balance, with no allowance recorded	83
Recorded investment, with no allowance recorded	76
Partial charge-off, with no allowance recorded	7
Average investment in impaired loans, with no allowance recorded	7
Interest income recognized, with no allowance recorded	0
Commercial Portfolio Segment [Member]
Allowance for loan losses	0	0
Allowance for loan losses, individually evaluated for impairment	$ 0	0
Commercial Portfolio Segment [Member] | Other [Member]
Loan balance, with no allowance recorded		520
Recorded investment, with no allowance recorded		520
Partial charge-off, with no allowance recorded		0
Average investment in impaired loans, with no allowance recorded		594
Interest income recognized, with no allowance recorded		$ 31

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loan balance	$ 730	$ 1,226
Recorded investment	740	1,221
Loans past due over 90 days, still accruing	10	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance	367	946
Recorded investment	367	925
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balance	280	280
Recorded investment	297	296
Loans past due over 90 days, still accruing	0	$ 0
Commercial Portfolio Segment [Member]
Loan balance	0
Recorded investment	0
Loans past due over 90 days, still accruing	10
Equipment Finance Leases, Other [Member]
Loan balance	83
Recorded investment	76
Loans past due over 90 days, still accruing	$ 0

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans receivable	$ 1,050,638	$ 1,009,958
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	6,876	9,172
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	6,188	3,060
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	750	1,221
Financial Asset, Past Due [Member]
Loans receivable	13,814	13,453
Financial Asset, Not Past Due [Member]
Loans receivable	1,036,824	996,505
Construction and Land Loans [Member]
Loans receivable	0	499
Construction and Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable		0
Construction and Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable		0
Construction and Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable		0
Construction and Land Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable		0
Construction and Land Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable		499
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	24,131	33,375
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	181	252
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	250	211
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	367	834
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans receivable	798	1,297
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	23,333	32,078
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	6,002	8,316
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	2	3
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	9	132
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	91
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans receivable	11	226
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	5,991	8,090
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	426,136	452,241
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	235,870	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	190,266	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | ILLINOIS
Loans receivable	189	86
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Past Due [Member] | ILLINOIS
Loans receivable	189	86
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Not Past Due [Member] | ILLINOIS
Loans receivable	235,681	221,943
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Not Past Due [Member] | Other [Member]
Loans receivable	190,266	230,212
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	103,172	108,658
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	297	296
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Past Due [Member]
Loans receivable	297	296
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	102,875	108,362
Commercial Portfolio Segment [Member]
Loans receivable	489,512	405,057
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	67,995	77,695
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	67,995	72,809
Commercial Portfolio Segment [Member] | Asset-based [Member]
Loans receivable	19,400	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	26	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	6	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	10	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Past Due [Member]
Loans receivable	42	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	19,358	1,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	178,462	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	3,160	2,468
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	4,718	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Past Due [Member]
Loans receivable	7,878	2,468
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	170,584	100,272
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	82,626	88,594
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	290	618
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	1,201	225
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	1,491	843
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	81,135	87,751
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	88,851	126,017
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	3,015	853
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	2,487
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	76	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Past Due [Member]
Loans receivable	3,091	3,340
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	85,760	122,677
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member]
Loans receivable	40,582	6,988
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	40,582	6,988
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member]
Loans receivable	11,596	1,283
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	11,596	1,283
Consumer Portfolio Segment [Member]
Loans receivable	1,685	1,812
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	13	6
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	4	5
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	17	11
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	$ 1,668	$ 1,801

Note 4 - Loans Receivable - PPP

Note 4 - Loans Receivable - PPP activity (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of loans		30
Loans receivable	$ 1,050,638	$ 1,009,958
SBA CARES Act Paycheck Protection Program [Member]
Number of loans originated	238	315
Loan balance originations	$ 10,135	$ 11,160
Loan balance forgiven	$ 16,272	$ 980
Number of loans	76	290
Loans receivable	$ 4,043	$ 10,180

Note 4 - Loans Receivable - COV

Note 4 - Loans Receivable - COVID Loan Forbearance Program (Details) $ in Thousands	Dec. 31, 2020USD ($)
Number of loans	30
Principal balance	$ 10,337
Principal Amount Deferred	$ 53
Multi-family Mortgage [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	8
Principal balance	$ 3,092
Principal Amount Deferred	$ 17
Nonresidential Real Estate [Member] | COVID 19 [Member] | Small Investment Property Forbearance Agreement [Member]
Number of loans	10
Principal balance	$ 3,363
Principal Amount Deferred	$ 22
Nonresidential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	2
Principal balance	$ 2,480
Principal Amount Deferred	$ 6
One-to-Four Family Residential Real Estate [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Number of loans	10
Principal Amount Deferred	$ 8
One To Four Family Residential Real Estate Loans [Member] | COVID 19 [Member] | Standard Forbearance Agreement [Member]
Principal balance	$ 1,402

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans receivable	$ 1,050,638	$ 1,009,958
Pass [Member]
Loans receivable	1,047,962	1,000,241
Special Mention [Member]
Loans receivable	1,454	2,030
Substandard [Member]
Loans receivable	482	6,466
Nonaccrual [Member]
Loans receivable	740	1,221
Construction and Land Loans [Member]
Loans receivable	0	499
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	24,131	33,375
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Pass [Member]
Loans receivable	23,396	32,089
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Substandard [Member]
Loans receivable	368	452
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	367	834
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	6,002	8,316
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Pass [Member]
Loans receivable	5,894	8,164
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Special Mention [Member]
Loans receivable	0	27
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Substandard [Member]
Loans receivable	108	34
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	0	91
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	426,136	452,241
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	235,870	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	190,266	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | ILLINOIS
Loans receivable	235,545	222,029
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | Other [Member]
Loans receivable	190,266	230,212
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | ILLINOIS
Loans receivable	325	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	103,172	108,658
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Pass [Member]
Loans receivable	102,875	106,280
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Special Mention [Member]
Loans receivable	0	1,998
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Substandard [Member]
Loans receivable	0	84
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Nonaccrual [Member]
Loans receivable	297	296
Commercial Portfolio Segment [Member]
Loans receivable	489,512	405,057
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Pass [Member]
Loans receivable		499
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Special Mention [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Substandard [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Construction and Land Loans [Member] | Nonaccrual [Member]
Loans receivable		0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	67,995	77,695
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Pass [Member]
Loans receivable	67,995	72,809
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Substandard [Member]
Loans receivable	0	4,886
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member]
Loans receivable	19,400	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Pass [Member]
Loans receivable	19,400	1,740
Commercial Portfolio Segment [Member] | Asset-based [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	178,462	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Pass [Member]
Loans receivable	178,427	102,740
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Special Mention [Member]
Loans receivable	35	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	82,626	88,594
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Pass [Member]
Loans receivable	82,626	88,594
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	88,851	126,017
Finance Leases Portfolio Segment [Member] | Other [Member] | Pass [Member]
Loans receivable	87,685	125,012
Finance Leases Portfolio Segment [Member] | Other [Member] | Special Mention [Member]
Loans receivable	1,090	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Substandard [Member]
Loans receivable	0	1,005
Finance Leases Portfolio Segment [Member] | Other [Member] | Nonaccrual [Member]
Loans receivable	76	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member]
Loans receivable	40,582	6,988
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Pass [Member]
Loans receivable	40,582	6,988
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member]
Loans receivable	11,596	1,283
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Pass [Member]
Loans receivable	11,596	1,283
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member]
Loans receivable	1,685	1,812
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable	1,675	1,802
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	4	5
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable	6	5
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Loans receivable	$ 0	$ 0

Note 5 - Foreclosed Assets (Det

Note 5 - Foreclosed Assets (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Mortgage Loans in Process of Foreclosure, Amount	$ 73,000	$ 187,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	$ 725,000	157,000
Foreclosed Residential Real Estate Properties, Physical Possession Without Title [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total		$ 0

Note 5 - Foreclosed Assets - Re

Note 5 - Foreclosed Assets - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Other real estate owned	$ 0	$ 157
Other real estate owned, valuation allowance	0	0
Net OREO balance	0	157
Other foreclosed assets, gross	952	0
Other foreclosed assets, valuation allowance	(227)	0
Other foreclosed assets	725	0
Other real estate owned and other foreclosed assets, gross	952	157
Other real estate owned and other foreclosed assets, valuation allowance	(227)	0
Total	$ 725	$ 157

Note 5 - Foreclosed Assets- Rol

Note 5 - Foreclosed Assets- Roll Forward of Foreclosed Assets (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 157,000	$ 186,000
New foreclosed properties	4,473,000	33,000
Capitalized improvements	0	47,000
Valuation adjustments	(420,000)	0
Valuation reductions from sales	193,000	0
Sales	(3,678,000)	(109,000)
Ending balance	$ 725,000	$ 157,000

Note 5 - Foreclosed Assets - Ac

Note 5 - Foreclosed Assets - Activity in the Valuation Allowance (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 0	$ 0
Additions charged to expense	420,000	0
Reductions from sales	(193,000)	0
Ending balance	$ 227,000	$ 0

Note 6 - Premises and Equipme_3

Note 6 - Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Depreciation, Total	$ 2	$ 1.7

Note 6 - Premises and Equipme_4

Note 6 - Premises and Equipment - Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property and equipment, gross	$ 59,264	$ 58,043
Accumulated depreciation	(34,221)	(33,368)
Property, Plant and Equipment, Net, Ending Balance	25,043	24,675
Land and Land Improvements [Member]
Property and equipment, gross	12,261	11,989
Building and Building Improvements [Member]
Property and equipment, gross	31,636	31,145
Furniture and Fixtures [Member]
Property and equipment, gross	10,249	10,111
Computer Equipment [Member]
Property and equipment, gross	$ 5,118	$ 4,798

Note 7 - Leases (Details Textua

Note 7 - Leases (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Operating Lease, Right-of-Use Asset, Amortization Expense	$ 1,100,000	$ 882,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	7 years
Operating Lease, Weighted Average Discount Rate, Percent	2.83%

Note 7 - Leases - Classificatio

Note 7 - Leases - Classification of Right of Use and Lease Liabilities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Gross carrying amount	$ 6,805	$ 6,694
New lease obligation	866	111
Accumulated amortization	(2,794)	(1,730)
Other Assets [Member]
Net recorded value	4,877	5,075
Other Liabilities [Member]
Right of use lease obligations	$ 4,877	$ 5,075

Note 7 - Leases - Lease Cost (D

Note 7 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Operating lease cost	$ 1,064	$ 882
Short-term lease cost	161	152
Sublease income	(38)	(74)
Total lease cost	1,187	960
Operating cash flows from operating leases	$ 1,110	$ 948

Note 7 - Leases - Future Minimu

Note 7 - Leases - Future Minimum Payments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
2022	$ 1,294
2023	1,241
2024	656
2025	506
2026	495
Thereafter	1,722
Total future minimum operating lease payments	5,914
Amounts representing interest	(1,037)
Other Liabilities [Member]
Present value of net future minimum operating lease payments	$ 4,877	$ 5,075

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Time Deposits, at or Above FDIC Insurance Limit	$ 22.5	$ 30.7
Certificates of Deposit, at Carrying Value	$ 3.5	$ 7.2

Note 8 - Deposits - Composition

Note 8 - Deposits - Composition of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Noninterest-bearing demand deposits	$ 342,176	$ 326,188
Interest-bearing NOW accounts	404,335	336,994
Money market accounts	333,369	297,801
Savings deposits	201,633	179,561
Certificates of deposit	206,918	253,000
Total deposits	$ 1,488,431	$ 1,393,544

Note 8 - Deposits - Scheduled M

Note 8 - Deposits - Scheduled Maturities of Certificates of Deposits (Details) $ in Thousands	Dec. 31, 2021USD ($)
2022	$ 167,415
2023	29,819
2024	9,428
2025	211
2026	45
Time Deposits, Total	$ 206,918

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual) - USD ($)	Apr. 14, 2021	Dec. 31, 2020	Dec. 31, 2021
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 0	$ 0
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds			274,800,000
Federal Home Loan Bank Advances General Debt Obligations Disclosures, Amount Of Pledgeable U.S. Treasury Notes			75,000,000
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total		0	0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current		$ 5,000,000
Debt Instrument, Prime Rate Floor		2.40%
Prime Rate [Member] | Line of Credit [Member] | Unsecured Debt [Member]
Debt Instrument, Basis Spread on Variable Rate		0.75%
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member]
Debt Instrument, Face Amount	$ 20,000,000
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Debt Issuance Costs, Net, Total	$ 441,000		410,000
Debt Instrument, Term (Year)	10 years
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	2.99%
First Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged			17,400,000
Multi Family Mortgage Loans [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged			$ 296,800,000

Note 9 - Borrowings - Advances

Note 9 - Borrowings - Advances From the FHLB (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fixed-rate advance from FHLB, due May 9, 2022, interest rate	0.00%	0.00%
Fixed-rate advance from FHLB, due May 9, 2022	$ 5,000	$ 4,000
Subordinated notes, net of unamortized issuance costs	$ 19,590	$ 0
Line of credit, due March 31, 2022, interest rate	2.50%	2.50%
Line of credit, due March 31, 2022	$ 0	$ 0
Subordinated Debt [Member]
Subordinated Notes, due May 15, 2031	3.75%	0.00%

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	$ 14,900,000	$ 14,900,000
Deferred Tax Assets, Net, Total	2,762,000	2,741,000
Operating Loss Carryforwards, Total		160,236
Tax Credit Carryforwards, Alternative Minimum Tax, Not Subject to Expiration	225,000
State and Local Jurisdiction [Member]
Operating Loss Carryforwards, Total	44,500,000
State and Local Jurisdiction [Member] | Illinois Department of Revenue [Member]
Tax Credit Carryforward, Valuation Allowance	0	$ 200,000
Domestic Tax Authority [Member]
Operating Loss Carryforwards, Total	$ 7,000,000

Note 10 - Income Taxes - Schedu

Note 10 - Income Taxes - Schedule of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Current expense	$ 2,320	$ 2,460
Deferred expense	28	1,137
Total income tax expense	$ 2,348	$ 3,597

Note 10 - Income Taxes - A Reco

Note 10 - Income Taxes - A Reconciliation of the Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Expense computed at the statutory federal tax rate	$ 2,048	$ 2,680
State and local taxes, net of federal income tax effect	504	720
Other, net	(4)	(3)
Valuation allowance for deferred tax assets	(200)	200
Total income tax expense	$ 2,348	$ 3,597
Effective income tax rate	24.07%	28.18%

Note 10 - Income Taxes - Sche_2

Note 10 - Income Taxes - Schedule of Deferred Tax Assets, Net (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses	$ 1,798,000	$ 2,075,000
Alternative minimum tax and net operating loss carryforwards	3,938,000	3,999,000
Lease liability	1,306,000	1,358,000
Other	854,000	568,000
Deferred Tax Assets, Gross, Total	7,896,000	8,000,000
Net deferred loan origination costs	(808,000)	(873,000)
Purchase accounting adjustments	(1,516,000)	(1,570,000)
Right of use asset	(1,306,000)	(1,358,000)
Other	(1,475,000)	(1,180,000)
Unrealized gain on securities	(29,000)	(78,000)
Deferred Tax Liabilities, Gross, Total	(5,134,000)	(5,059,000)
Valuation allowance	0	(200,000)
Deferred Tax Assets, Net, Total	$ 2,762,000	$ 2,741,000

Note 10 - Income Taxes - Unreco

Note 10 - Income Taxes - Unrecognized Tax Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning of year	$ 277	$ 244
Additions based on tax positions related to the current year	34	61
Additions for tax positions of prior years	10	2
Reductions due to the statute of limitations and reductions for tax positions of prior years	(38)	(30)
End of year	$ 283	$ 277

Note 11 - Regulatory Matters -

Note 11 - Regulatory Matters - Bank's Community Leverage Ratio (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Community Bank Leverage Ratio, actual amount	$ 165,599
Community Bank Leverage Ratio, actual ratio	9.91%	10.10%
Community Bank Leverage Ratio, required for capital adequacy purposes amount	$ 142,091	$ 126,964
Community Bank Leverage Ratio, required for capital adequacy purposes ratio	8.50%	8.00%
Operating Loss Carryforwards, Total		$ 160,236

Note 12 - Employee Benefit Pl_2

Note 12 - Employee Benefit Plan (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Share Based Compensation And Postretirement Benefits, Minimum Age Of Employee (Year)	21 years
Share Based Compensation And Postretirement Benefits, Period of Service Required For Eligibility (Year)	1 year
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	50.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	6.00%
Defined Contribution Plan, Cost	$ 345,000	$ 331,000

Note 13 - Loan Commitments an_3

Note 13 - Loan Commitments and Other Off-balance-sheet Activities (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2021USD ($)
Commitments To Extend Credit, Duration Of Extension (Day)	60 days
Commitments to Extend Credit [Member]
Notional Or Contractual Credit, Extension Commitments, Fixed Interest Rate Loan	$ 14.1
Commitments to Extend Credit [Member] | Minimum [Member]
Notional Or Contractual Credit Extension Commitments, Fixed Interest Rate	2.65%
Notional Or Contractual Credit Extension Commitments, Loan Maturity (Month)	20 months
Commitments to Extend Credit [Member] | Maximum [Member]
Notional Or Contractual Credit Extension Commitments, Fixed Interest Rate	6.50%
Notional Or Contractual Credit Extension Commitments, Loan Maturity (Month)	5 years

Note 13 - Loan Commitments an_4

Note 13 - Loan Commitments and Other Off-balance-sheet Activities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments to Extend Credit [Member]
Notional Or Contractual Credit Extension Commitments	$ 38,864	$ 31,131
Standby Letters of Credit [Member]
Notional Or Contractual Credit Extension Commitments	6,937	6,668
Unused lines of Credit [Member]
Notional Or Contractual Credit Extension Commitments	$ 184,343	$ 200,240

Note 14 - Fair Value (Details T

Note 14 - Fair Value (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Impaired Loans, Fair Value Disclosure	$ 297,000	$ 296,000
Impaired Loans, Valuation Allowance	30,000	28,000
Increase (Decrease) in Impaired Loans Valuation Allowance	2,000
Foreclosed Assets, Gross	952,000	0
Foreclosed Assets, Valuation Allowance	227,000	0	$ 0
Repossessed Assets, Total	725,000	157,000	$ 186,000
Foreclosed Assets Valuation Adjustments	(420,000)	$ 0
Impaired Loans [Member]
Impaired Loans, Valuation Allowance	$ 28,000

Note 14 - Fair Value - Financia

Note 14 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities	$ 85,694	$ 23,829
US Treasury and Government [Member]
Securities	76,553
Certificates of Deposit [Member]
Securities	2,728	15,117
Residential Mortgage Backed Securities [Member]
Securities	4,833	6,108
Collateralized Mortgage Backed Securities [Member]
Securities	1,580	2,195
US States and Political Subdivisions Debt Securities [Member]
Securities	76,553	409
Fair Value, Inputs, Level 1 [Member]
Securities	76,553	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Securities	76,553
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities		0
Fair Value, Inputs, Level 2 [Member]
Securities	9,141	23,829
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Securities	0
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Securities	2,728	15,117
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Securities	4,833	6,108
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	1,580	2,195
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities		409
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Securities	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Securities	$ 0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities		$ 0

Note 14 - Fair Value - Financ_2

Note 14 - Fair Value - Financial Assets At Fair Value on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
One-to-Four Family Residential Real Estate [Member]
Foreclosed assets		$ 268
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 267
Fair Value, Inputs, Level 1 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets		0
Fair Value, Inputs, Level 1 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	0
Fair Value, Inputs, Level 2 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets		0
Fair Value, Inputs, Level 2 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	0
Fair Value, Inputs, Level 3 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets		$ 268
Fair Value, Inputs, Level 3 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 267

Note 14 - Fair Value - Quantita

Note 14 - Fair Value - Quantitative Information for Financial Instruments on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
One-to-Four Family Residential Real Estate [Member]
Foreclosed assets		$ 268
One-to-Four Family Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Foreclosed assets		$ 268
One-to-Four Family Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Foreclosed assets, measurement input		0.220
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 267
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans - nonresidential real estate, fair value	$ 267
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Imapired loans, measurement input	0.220

Note 14 - Fair Value - Carrying

Note 14 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities	$ 85,694	$ 23,829
Certificates of deposit	206,918	253,000
Fair Value, Inputs, Level 1 [Member]
Securities	76,553	0
Fair Value, Inputs, Level 2 [Member]
Securities	9,141	23,829
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	502,162	503,496
Securities	85,694	23,829
Loans receivable, net of allowance for loan losses	1,044,207	1,002,578
FHLB and FRB stock	7,490	7,490
Accrued interest receivable	4,648	3,941
Certificates of deposit	206,918	253,000
Borrowings	5,000	4,000
Subordinated Notes	19,590
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	502,162	503,496
Securities	85,694	23,829
Loans receivable, net of allowance for loan losses	1,039,298	1,004,854
Accrued interest receivable	4,723	3,941
Certificates of deposit	206,530	253,906
Borrowings	4,999	3,998
Subordinated Notes	20,240
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	448,552	480,574
Securities	76,553	0
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	75	0
Certificates of deposit	0	0
Borrowings	0	0
Subordinated Notes	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	53,610	22,922
Securities	9,141	23,829
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	17	52
Certificates of deposit	206,530	253,906
Borrowings	4,999	3,998
Subordinated Notes	20,240
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for loan losses	1,039,298	1,004,854
FHLB and FRB stock	0	0
Accrued interest receivable	4,631	3,889
Certificates of deposit	0	0
Borrowings	0	$ 0
Subordinated Notes	$ 0

Note 15 - Revenue from Contra_3

Note 15 - Revenue from Contracts with Customers (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 3,184	$ 3,196
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax, Total	$ 1,600	$ 1,400

Note 15 - Revenue from Contra_4

Note 15 - Revenue from Contracts with Customers - Noninterest Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020
Deposit service charges and fees		$ 3,184	$ 3,196
Loan servicing fees	[1]	731	552
Mortgage brokerage and banking fees	[1]	35	98
Earnings on bank-owned life insurance	[1]	114	70
Other	[1]	489	489
Total noninterest income		5,689	5,366
Deposit Account [Member]
Deposit service charges and fees		3,184	3,196
Bank Servicing [Member]
Deposit service charges and fees		$ 1,136	$ 961
[1]	Not within the scope of ASC 606

Note 16 - Company Only Conden_3

Note 16 - Company Only Condensed Financial Information - Condensed Statements of Financial Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Deferred tax asset	$ 2,762	$ 2,741
Other assets	8,822	8,920
Assets, Total	1,700,682	1,596,842
Subordinated notes, net of unamortized issuance costs	19,590	0
Total stockholders’ equity	157,466	172,930	$ 174,372
Liabilities and Equity, Total	1,700,682	1,596,842
Parent Company [Member]
Cash in subsidiary	8,211	10,996	$ 6,864
Investment in subsidiary	166,856	161,678
Deferred tax asset	587	393
Other assets	1,502	658
Assets, Total	177,156	173,725
Subordinated notes, net of unamortized issuance costs	19,590	0
Accrued expenses and other liabilities	100	795
Total stockholders’ equity	157,466	172,930
Liabilities and Equity, Total	$ 177,156	$ 173,725

Note 16 - Company Only Conden_4

Note 16 - Company Only Condensed Financial Information - Statements of Operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest expense	$ 2,794	$ 6,988
Other expense	40,943	38,438
Income tax expense	2,348	3,597
Parent Company [Member]
Dividends from subsidiary	3,500	13,713
Interest expense	567	0
Other expense	1,595	1,625
Income before income tax and undistributed subsidiary excess distributions	1,338	12,088
Income tax expense	(761)	(231)
Income before equity in undistributed subsidiary excess distributions	2,099	12,319
Equity in undistributed subsidiary (excess distributions)	5,311	(3,156)
Net income	$ 7,410	$ 9,163

Note 16 - Company Only Conden_5

Note 16 - Company Only Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Depreciation and amortization	$ 2,072	$ 1,791
Other assets	1,130	1,300
Net cash from operating activities	7,768	13,517
Proceeds from issuance of subordinated notes	20,000	0
Costs paid for issuance of subordinated notes	(441)	0
Repurchase and retirement of common stock	(17,122)	(4,610)
Cash dividends paid on common stock	(5,619)	(5,982)
Net cash from financing activities	92,028	100,582
Parent Company [Member]
Net income	7,410	9,163
Depreciation and amortization	31	0
Equity in undistributed subsidiary excess distributions	(5,311)	3,156
Other assets	(1,038)	1,622
Change in accrued expenses and other liabilities	(695)	783
Net cash from operating activities	397	14,724
Proceeds from issuance of subordinated notes	20,000	0
Costs paid for issuance of subordinated notes	(441)	0
Repurchase and retirement of common stock	(17,122)	(4,610)
Cash dividends paid on common stock	(5,619)	(5,982)
Net cash from financing activities	(3,182)	(10,592)
Net change in cash in subsidiary	(2,785)	4,132
Beginning cash in subsidiary	10,996	6,864
Ending cash in subsidiary	$ 8,211	$ 10,996