BankFinancial (BFIN) 10-K 9 Mar 23 2022 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2022	Mar. 06, 2023	Jun. 30, 2022
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2022
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2022
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float			$ 114,100,000
Entity Common Stock, Shares Outstanding		12,693,993
Auditor Name	RSM LLP
Auditor Location	Chicago, Illinois
Auditor Firm ID	49

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from other financial institutions	$ 12,046,000	$ 9,095,000
Interest-bearing deposits in other financial institutions	54,725,000	493,067,000
Cash and cash equivalents	66,771,000	502,162,000
Securities, at fair value	210,338,000	85,694,000
Loans receivable, net of allowance for loan losses: December 31, 2022, $8,129 and December 31, 2021, $6,715	1,226,743,000	1,044,207,000
Foreclosed assets, net	476,000	725,000
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490,000	7,490,000
Premises and equipment, net	24,956,000	25,043,000
Accrued interest receivable	7,338,000	4,648,000
Bank-owned life insurance	18,815,000	19,129,000
Deferred taxes	5,175,000	2,762,000
Other assets	7,035,000	8,822,000
Total assets	1,575,137,000	1,700,682,000
Liabilities
Noninterest-bearing	280,625,000	342,185,000
Interest-bearing	1,094,309,000	1,146,246,000
Total deposits	1,374,934,000	1,488,431,000
Borrowings	0	5,000,000
Subordinated notes, net of unamortized issuance costs	19,634,000	19,590,000
Advance payments by borrowers for taxes and insurance	8,674,000	7,993,000
Accrued interest payable and other liabilities	20,224,000	22,202,000
Total liabilities	1,423,466,000	1,543,216,000
Commitments and contingent liabilities
Stockholders’ equity
Preferred stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 100,000,000 shares authorized; 12,742,597 shares issued at December 31, 2022 and 13,228,485 shares issued at December 31, 2021	127,000	132,000
Additional paid-in capital	85,848,000	90,709,000
Retained earnings	71,808,000	66,545,000
Accumulated other comprehensive income	(6,112,000)	80,000
Total stockholders’ equity	151,671,000	157,466,000
Total liabilities and stockholders’ equity	$ 1,575,137,000	$ 1,700,682,000

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Allowance for loan losses	$ 8,129	$ 6,715
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	12,742,597	13,228,485

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income
Loans, including fees		$ 48,562	$ 45,188
Securities		2,658	232
Other		4,076	1,146
Total interest income		55,296	46,566
Interest expense
Deposits		3,687	2,227
Subordinated notes		794	567
Total interest expense		4,481	2,794
Net interest income		50,815	43,772
Provision for (recovery of) loan losses		1,828	(1,240)
Net interest income after provision for (recovery of) loan losses		48,987	45,012
Noninterest income
Deposit service charges and fees		3,271	3,184
Loan servicing fees	[1]	590	731
Mortgage brokerage and banking fees	[1]	38	35
Trust and insurance commissions and annuities income		1,153	1,136
(Loss) earnings on bank-owned life insurance	[1]	(39)	114
Bank-owned life insurance death benefit	[1]	446	0
Other	[1]	517	489
Total noninterest income		5,976	5,689
Noninterest expense
Compensation and benefits		21,576	22,638
Office occupancy and equipment		7,981	7,524
Advertising and public relations		690	742
Information technology		3,566	3,083
Professional fees		1,292	1,336
Supplies, telephone, and postage		1,393	1,615
FDIC insurance premiums		467	478
Other		4,163	3,527
Total noninterest expense		41,128	40,943
Income before income taxes		13,835	9,758
Income tax expense		3,341	2,348
Net income		$ 10,494	$ 7,410
Basic and diluted earnings per common share (in dollars per share)		$ 0.80	$ 0.53
Basic and diluted weighted average common shares outstanding (in shares)		13,071,742	14,031,198
[1]Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Net income	$ 10,494	$ 7,410
Unrealized holding loss on securities arising during the period	(8,370)	(182)
Tax effect	2,178	49
Comprehensive loss, net of tax	(6,192)	(133)
Comprehensive income	$ 4,302	$ 7,277

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2020	$ 148	$ 107,815	$ 64,754	$ 213	$ 172,930
Net income	0	0	7,410	0	7,410
Other comprehensive loss, net of tax effect	0	0	0	(133)	(133)
Repurchase and retirement of common stock	(16)	(17,106)	0	0	(17,122)
Cash dividends declared on common stock	0	0	(5,619)	0	(5,619)
Balance at Dec. 31, 2021	132	90,709	66,545	80	157,466
Net income	0	0	10,494	0	10,494
Other comprehensive loss, net of tax effect	0	0	0	(6,192)	(6,192)
Repurchase and retirement of common stock	(5)	(4,861)	0	0	(4,866)
Cash dividends declared on common stock	0	0	(5,231)	0	(5,231)
Balance at Dec. 31, 2022	$ 127	$ 85,848	$ 71,808	$ (6,112)	$ 151,671

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Repurchase and retirement of common stock (in shares)	485,888	1,541,280
Cash dividends declared on common stock (in dollars per share)	$ 0.40	$ 0.40

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities
Net income		$ 10,494,000	$ 7,410,000
Adjustments to reconcile to net income to net cash from operating activities
Provision for (recovery of) loan losses		1,828,000	(1,240,000)
Depreciation and amortization		1,262,000	2,072,000
Net change in net deferred loan origination costs		(1,301,000)	87,000
Loss (gain) on sale of foreclosed assets		22,000	(24,000)
Foreclosed assets valuation adjustments		31,000	420,000
Loss (earnings) on bank-owned life insurance	[1]	39,000	(114,000)
Net change in:
Deferred income tax		(237,000)	28,000
Accrued interest receivable		(2,690,000)	(703,000)
Other assets		1,822,000	1,130,000
Accrued interest payable and other liabilities		(1,978,000)	(1,298,000)
Net cash from operating activities		9,292,000	7,768,000
Cash flows used in investing activities
Proceeds from maturities		2,888,000	20,230,000
Proceeds from principal repayments		1,018,000	1,780,000
Purchases of securities		(136,071,000)	(79,124,000)
Net increase in loans receivable		(183,925,000)	(40,190,000)
Loan participation purchased		0	(5,000,000)
Bank-owned life insurance death benefit		275,000	0
Proceeds from sale of foreclosed assets		987,000	3,509,000
Purchase of premises and equipment, net		(1,944,000)	(2,335,000)
Net cash used in investing activities		(316,772,000)	(101,130,000)
Cash flows (used in) from financing activities
Deposits		(113,497,000)	94,887,000
Borrowings		(5,000,000)	1,000,000
Advance payments by borrowers for taxes and insurance		681,000	(677,000)
Proceeds from issuance of subordinated notes		0	20,000,000
Costs paid for issuance of subordinated notes		0	(441,000)
Repurchase and retirement of common stock		(4,866,000)	(17,122,000)
Cash dividends paid on common stock		(5,231,000)	(5,619,000)
Net cash (usied in) from financing activities		(127,913,000)	92,028,000
Net change in cash and cash equivalents		(435,393,000)	(1,334,000)
Beginning cash and cash equivalents		502,162,000	503,496,000
Ending cash and cash equivalents		66,769,000	502,162,000
Supplemental disclosures of cash flow information:
Interest paid		4,468,000	2,708,000
Income taxes paid		3,518,000	3,416,000
Income taxes refunded		(8,000)	0
Loans transferred to foreclosed assets		791,000	4,473,000
Due to broker		0	4,936,000
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities		$ 0	$ 866,000
[1]Not within the scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation Principles of Consolidation Use of Estimates Subsequent events: 10 Interest-bearing Deposits in Other Financial Institutions : 90 Cash Flows 90 Securities 1 2 3 not Securities also include investments in certificates of deposit with maturities of greater than 90 Federal Home Loan Bank (“FHLB”) Stock may Federal Reserve Bank (“FRB”) Stock Loans and Loan Income Premiums and discounts associated with loans purchased are amortized over the contractual term of the loan using the level–yield method. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income is reported on the interest method. Interest income is generally discontinued at the earlier of when a loan is 90 not All interest accrued but not six “90 1 2 no 3 not Factored Receivables: may third December 31, 2022 December 31, 2021 December 31, 2022 December 31, 2021 Factoring fees are recognized in interest income as incurred by the customer and deducted from the customer's reserve balances. Other factoring-related fees, which include wire transfer fees, broker fees, and other similar fees, are reported by the Company as loan servicing fees in noninterest income. Impaired Loans: 310 10 35 Impaired loans with specific reserves are reviewed quarterly for any changes that would affect the specific reserve. Any impaired loan for which a determination has been made that the economic value is permanently reduced is charged-off against the allowance for loan losses to reflect its current economic value in the period in which the determination has been made. At the time a collateral-dependent loan is initially determined to be impaired, we review the existing collateral appraisal. If the most recent appraisal is greater than a year old, a new appraisal is obtained on the underlying collateral. Appraisals are updated with a new independent appraisal at least annually and are formally reviewed by our internal appraisal department upon receipt of a new appraisal. All impaired loans and their related reserves are reviewed and updated each quarter. Troubled Debt Restructurings not may In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor's entity-specific projected cash flows will not In determining whether the Company has granted a concession, the Company assesses, if it does not Periodically, the Company will restructure a note into two six Allowance for Loan Losses: may may The Company provides for loan losses based on the allowance method. Accordingly, all loan losses are charged to the related allowance and all recoveries are credited to it. Additions to the allowance for loan losses are provided by charges to income based on various factors that, in our judgment, deserve current recognition in estimating probable incurred credit losses. The Company reviews the loan portfolio on an ongoing basis and makes provisions for loan losses on a quarterly basis to maintain the allowance for loan losses in accordance with US GAAP. The allowance for loan losses consists of two • specific allowances established for any impaired residential non-owner occupied mortgage, multi-family mortgage, nonresidential real estate, construction and land, commercial, and commercial lease loans for which the recorded investment in the loan exceeds the measured value of the loan; and • general allowances for loan losses for each loan class based on historical loan loss experience; and adjustments to historical loss experience (general allowances), maintained to cover uncertainties that affect our estimate of probable incurred credit losses for each loan class. The adjustments to historical loss experience are based on our evaluation of several factors, including levels of, and trends in, past due and classified loans; levels of, and trends in, charge–offs and recoveries; trends in volume and terms of loans, including any credit concentrations in the loan portfolio; experience and ability of lending management and other relevant staff; and national and local economic trends and conditions. The Company evaluates the allowance for loan losses based upon the combined total of the specific and general components. Generally, when the loan portfolio increases, absent other factors, the allowance for loan loss methodology results in a higher dollar amount of estimated probable incurred credit losses than would be the case without the increase. Conversely, when the loan portfolio decreases, absent other factors, the allowance for loan loss methodology generally results in a lower dollar amount of estimated probable losses than would be the case without the decrease. The loss ratio used in computing the required general loan loss reserve allowance for a given class of loan consists of (i) the actual loss ratio (measured on a weighted, rolling twelve two Foreclosed Assets Premises and Equipment ten five two five no four Lease Accounting: No. 2016 02, 842 2016 02” January 1, 2019. 842 12 January 1, 2019, not Currently the Company is obligated under seven 2032. not not not 12 Other Intangible Assets third December 31, 2021 Bank-Owned Life Insurance: Long-Term Assets may not Loan Commitments and Related Financial Instruments Income Taxes not” not may may two This analysis is updated quarterly and adjusted as necessary. At December 31, 2022 and 2021 , the Company had a net deferred tax asset of $5.2 million and $2.8 million, respectively. A tax position is recognized as a benefit only if it is "more likely than not" 50% not not" no Retirement Plans 401 Earnings per Common Share Loss Contingencies not December 31, 2022 Fair Values of Financial Instruments Comprehensive Income Transfers of Financial Assets: not Operating Segments: not one Reclassifications no Newly Issued Not ASU 2016 13, 326 2016 13 2016 13 December 15, 2019 2021, December 15, 2022. Management is finalizing macroeconomic conditions and forecast assumptions to be used in our CECL methodology; however, we expect an initial increase to the allowance for credit losses, including the increase in reserve for unfunded commitments, of approximately 20% to 25% above the e December 31, 2022. one first 2023.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. For the years ended December 31, 2022 2021 Net income available to common stockholders $ 10,494 $ 7,410 Basic and diluted weighted average common shares outstanding 13,071,742 14,031,198 Basic and diluted earnings per common share $ 0.80 $ 0.53

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2022 Certificates of deposits $ 2,233 $ — $ — $ 2,233 Municipal securities 240 — (15 ) 225 U.S. Treasury Notes 170,906 — (7,803 ) 163,103 U.S. government-sponsored agencies 40,000 — (301 ) 39,699 Mortgage-backed securities - residential 3,997 27 (143 ) 3,881 Collateralized mortgage obligations - residential 1,223 — (26 ) 1,197 $ 218,599 $ 27 $ (8,288 ) $ 210,338 December 31, 2021 Certificates of deposits $ 2,728 $ — $ — $ 2,728 U.S. Treasury Notes 76,621 8 (76 ) 76,553 Mortgage-backed securities - residential 4,660 173 — 4,833 Collateralized mortgage obligations - residential 1,576 4 — 1,580 $ 85,585 $ 185 $ (76 ) $ 85,694 Mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities and agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities available-for-sale by contractual maturity are shown below. Securities not may may December 31, 2022 Amortized Cost Fair Value Due in one year or less $ 61,336 $ 60,324 Due after one year through five years 152,043 144,936 213,379 205,260 Mortgage-backed securities - residential 3,997 3,881 Collateralized mortgage obligations - residential 1,223 1,197 $ 218,599 $ 210,338 Securities available-for-sale with unrealized losses not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2022 Municipal securities 1 $ 225 $ (15 ) — $ — $ — 1 $ 225 $ (15 ) U.S. Treasury Notes 147 104,439 (4,104 ) 53 58,664 (3,699 ) 200 163,103 (7,803 ) U.S. government-sponsored agencies 9 39,699 (301 ) — — — 9 39,699 (301 ) Mortgage-backed securities - residential 18 3,016 (143 ) — — — 18 3,016 (143 ) Collateralized mortgage obligations - residential 5 1,009 (18 ) 1 171 (8 ) 6 1,180 (26 ) 180 $ 148,388 $ (4,581 ) 54 $ 58,835 $ (3,707 ) 234 $ 207,223 $ (8,288 ) December 31, 2021 U.S. Treasury Notes 53 $ 62,246 $ (76 ) — $ — $ — 53 $ 62,246 $ (76 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. U.S. Treasury Notes, U.S. government-sponsored agencies and certain other available-for-sale securities that the Company holds in its investment portfolio were in an unrealized loss position at December 31, 2022 not not not

Note 4 - Loans Receivable

Note 4 - Loans Receivable	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans receivable are as follows: December 31, 2022 2021 One-to-four family residential real estate $ 23,094 $ 30,133 Multi-family mortgage 536,295 426,136 Nonresidential real estate 119,660 103,172 Construction and land 160 — Commercial loans and leases 552,494 489,512 Consumer 1,584 1,685 1,233,287 1,050,638 Net deferred loan origination costs 1,585 284 Allowance for loan losses (8,129 ) (6,715 ) Loans, net $ 1,226,743 $ 1,044,207 Loan Origination/Risk Management. The Company originates multi-family mortgages, nonresidential real estate, commercial loans, commercial leases and equipment finance transactions, and a limited quantity of construction and land loans. We originated one four December 31, 2017. Commercial Real Estate The Company originates real estate loans principally secured by first Multi-family mortgage loans generally are secured by multi-family rental properties such as apartment buildings, including subsidized apartment units. In general, loan amounts range between $500,000 and $8.5 million at December 31, 2022 not 25% Loans secured by multi-family mortgages generally involve a greater degree of credit risk as a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by multi-family mortgages typically depends upon the successful operation of the related real estate property. If the cash flow from the project is reduced below acceptable thresholds, the borrower’s ability to repay the loan may The Company emphasizes nonresidential real estate loans with initial principal balances between $500,000 and $7.5 million. Substantially all of our nonresidential real estate loans are secured by properties located in our primary market area. The Company’s nonresidential real estate loans are generally written as three five three five In the underwriting of nonresidential real estate loans, the Company generally lends up to 80% of the property’s appraised value. Decisions to lend are based on the economic viability of the property as the primary source of repayment and the creditworthiness of the borrower. In evaluating a proposed nonresidential real estate loan, we emphasize the ratio of the property’s projected net cash flow to the loan’s debt service requirement (generally requiring a minimum ratio of 120%), computed after deduction for a vacancy factor and property expenses we deem appropriate. Personal guarantees are usually pursued and obtained from nonresidential real estate borrowers. The Company requires title insurance insuring the priority of our lien on real estate collateral, fire and extended coverage casualty insurance, and, if appropriate, flood insurance, in order to protect our security interest in the underlying real property collateral. Nonresidential real estate loans generally carry higher interest rates and have shorter terms and typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. In addition, the payment of loans secured by income-producing properties typically depends on the successful operation of the related real estate project and thus may Construction and Land Loans Although the Company does not Commercial Loans and Leases The commercial loan and lease category includes all commercial credit facilities extended for the purpose of financing working capital or operating assets, including Equipment Finance, Commercial Finance and Community Finance exposures. In general, commercial credit decisions are based upon our assessment of the borrower’s cash flow, proposed collateral, business and credit history and any additional positive or negative credit risk factors, such as personal or corporate guarantors. In addition to evaluating the borrower’s financial condition, we consider the adequacy of the primary and secondary sources of repayment for the loan. Independent reports of the borrower’s credit history supplement our analysis of the borrower’s creditworthiness and at times may Equipment Finance The Company lends money for equipment and software finance transactions (collectively, “equipment finance transactions”) on a national basis. The Company originates equipment finance transactions through equipment leasing companies, banks, vendors and other market sources. Generally, equipment finance transactions are secured by an assignment of the payments due under the obligation and by a security interest in the assets financed. In most cases, the obligor acknowledges our security interest in the assets financed and agrees to send all payments directly to us or to a third The Company conducts equipment finance transactions for the U.S. Government, state and local governments, publicly-traded companies with and without public debt ratings, privately-held companies, and small businesses. Generally, the Company’s equipment finance transactions are secured primarily by technology equipment, medical equipment, material handling equipment and other capital equipment; however, licenses for software essential for the operation of financed equipment, or to the operations of the obligor, are also eligible for financing. In general, the Company conducts software finance transactions only for U.S. Government, investment-grade State government or investment-grade corporate obligors. Generally, equipment finance transactions have a maximum maturity of five December 31, 2022 31 ten at December 31, 2022 . 76 ten at December 31, 2022 . 214 ten at December 31, 2022 . 529 at December 31, 2022 . Commercial Finance The Company lends money to finance small- and medium-size businesses for working capital purposes on a national basis. The Company offers traditional commercial lines of credit, asset-based lines of credit and accounts receivable factoring to companies in manufacturing, distribution/logistics, health care and professional services sectors, including contractors of the U.S. Government; however, not two December 31, 2022 . Community Finance The Company makes various types of secured and unsecured commercial loans to for-profit, not one five The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method: Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2022 One-to-four family residential real estate $ — $ 281 $ 281 $ 751 $ 22,343 $ 23,094 Multi-family mortgage — 4,013 4,013 473 535,822 536,295 Nonresidential real estate — 1,234 1,234 — 119,660 119,660 Construction and land — 4 4 — 160 160 Commercial loans and leases — 2,548 2,548 1,481 551,013 552,494 Consumer — 49 49 — 1,584 1,584 $ — $ 8,129 $ 8,129 $ 2,705 $ 1,230,582 1,233,287 Net deferred loan origination costs 1,585 Allowance for loan losses (8,129 ) Loans, net $ 1,226,743 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2021 One-to-four family residential real estate $ — $ 331 $ 331 $ 1,299 $ 28,834 $ 30,133 Multi-family mortgage — 3,377 3,377 498 425,638 426,136 Nonresidential real estate 30 1,281 1,311 297 102,875 103,172 Commercial loans and leases — 1,652 1,652 76 489,436 489,512 Consumer — 44 44 — 1,685 1,685 $ 30 $ 6,685 $ 6,715 $ 2,170 $ 1,048,468 1,050,638 Net deferred loan origination costs 284 Allowance for loan losses (6,715 ) Loans, net $ 1,044,207 The following table presents the activity in the allowance for loan losses by portfolio segment: Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance December 31, 2022 One-to-four family residential real estate $ 331 $ 15 $ (76 ) $ 11 $ 281 Multi-family mortgage 3,377 616 — 20 4,013 Nonresidential real estate 1,311 111 (192 ) 4 1,234 Construction and land — 4 — — 4 Commercial loans and leases 1,652 1,032 (156 ) 20 2,548 Consumer 44 50 (61 ) 16 49 $ 6,715 $ 1,828 $ (485 ) $ 71 $ 8,129 December 31, 2021 One-to-four family residential real estate $ 518 $ (395 ) $ (3 ) $ 211 $ 331 Multi-family mortgage 4,062 (718 ) — 33 3,377 Nonresidential real estate 1,569 (251 ) (7 ) — 1,311 Construction and land 12 (12 ) — — — Commercial loans and leases 1,536 119 (93 ) 90 1,652 Consumer 54 17 (29 ) 2 44 $ 7,751 $ (1,240 ) $ (132 ) $ 336 $ 6,715 Impaired loans The following tables present loans individually evaluated for impairment by class of loans: Loan Balance Recorded Investment Partial Charge- off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2022 With no related allowance recorded One-to-four family residential real estate $ 752 $ 751 $ — $ — $ 1,143 $ 29 Multi-family mortgage - Illinois 473 473 — — 590 27 Commercial leases 1,606 1,481 49 — 445 47 $ 2,831 $ 2,705 $ 49 $ — $ 2,178 $ 103 December 31, 2021 With no related allowance recorded One-to-four family residential real estate $ 1,299 $ 1,299 $ — $ — $ 1,473 $ 29 Multi-family mortgage - Illinois 498 498 — — 509 30 Commercial leases 83 76 7 — 7 — 1,880 1,873 7 — 1,989 59 With an allowance recorded - nonresidential real estate 280 297 7 30 296 — $ 2,160 $ 2,170 $ 14 $ 30 $ 2,285 $ 59 Nonaccrual loans The following tables present the recorded investment in nonaccrual loans and loans 90 Nonaccrual Loans Loans Past Due Over 90 Days, still accruing December 31, 2022 One-to-four family residential real estate $ 92 $ — Equipment finance 1,306 233 Consumer 5 — $ 1,403 $ 233 December 31, 2021 One-to-four family residential real estate $ 367 $ — Nonresidential real estate 297 — Commercial loans — 10 Equipment finance 76 — $ 740 $ 10 Nonaccrual loans and impaired loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $38,000 and $140,000 at December 31, 2022 2021 310–10, 310–10, Past Due Loans The following tables present the aging of the recorded investment of loans by class of loans: 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2022 One-to-four family residential real estate loans: Owner occupied $ 430 $ 19 $ 72 $ 521 $ 17,820 $ 18,341 Non-owner occupied 1 — — 1 4,752 4,753 Multi-family mortgage: Illinois 31 — — 31 310,141 310,172 Other — — — — 226,123 226,123 Nonresidential real estate — — — — 119,660 119,660 Construction and land — — — — 160 160 Commercial loans and leases: Commercial — — — — 76,716 76,716 Asset-based & factored receivables 106 4 — 110 19,925 20,035 Equipment finance: Government 2,030 5,106 — 7,136 204,370 211,506 Corporate – Investment-rated — 81 127 208 57,677 57,885 Corporate – Other 2,346 334 438 3,118 92,488 95,606 Middle market 534 353 — 887 55,023 55,910 Small ticket 74 — 4 78 34,758 34,836 Consumer 12 4 5 21 1,563 1,584 $ 5,564 $ 5,901 $ 646 $ 12,111 $ 1,221,176 $ 1,233,287 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 181 $ 250 $ 367 $ 798 $ 23,333 $ 24,131 Non-owner occupied 2 9 — 11 5,991 6,002 Multi-family mortgage: Illinois 189 — — 189 235,681 235,870 Other — — — — 190,266 190,266 Nonresidential real estate — — 297 297 102,875 103,172 Commercial loans and leases: Commercial — — — — 67,995 67,995 Asset-based & factored receivables 26 6 10 42 19,358 19,400 Equipment finance: Government 3,160 4,718 — 7,878 170,584 178,462 Corporate – Investment-rated 290 1,201 — 1,491 81,135 82,626 Corporate – Other 3,015 — 76 3,091 85,760 88,851 Middle market — — — — 40,582 40,582 Small ticket — — — — 11,596 11,596 Consumer 13 4 — 17 1,668 1,685 $ 6,876 $ 6,188 $ 750 $ 13,814 $ 1,036,824 $ 1,050,638 Troubled Debt Restructurings The Company evaluates loan extensions or modifications not 4013 2020 35 340 10 340 10, The Company had no TDRs at December 31, 2022 2021 December 31, 2022 2021 December 31, 2022 2021 twelve A loan is considered to be in payment default once it is 90 To determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. may not not Substandard. may not not Nonaccrual. one Loans not Based on the most recent analysis performed, the risk category of loans by class of loans are as follows: Pass Special Mention Substandard Nonaccrual Total December 31, 2022 One-to-four family residential real estate loans: Owner occupied $ 17,987 $ 4 $ 258 $ 92 $ 18,341 Non-owner occupied 4,685 — 68 — 4,753 Multi-family mortgage: Illinois 310,172 — — — 310,172 Other 226,123 — — — 226,123 Nonresidential real estate 119,660 — — — 119,660 Construction and land 160 — — — 160 Commercial loans and leases: Commercial 76,716 — — — 76,716 Asset-based & factored receivables 15,346 873 3,816 — 20,035 Equipment finance: Government 211,454 — 52 — 211,506 Corporate – Investment-rated 57,755 — 130 — 57,885 Corporate – Other 94,588 644 43 331 95,606 Middle market 55,023 — — 887 55,910 Small ticket 34,748 — — 88 34,836 Consumer 1,571 4 4 5 1,584 $ 1,225,988 $ 1,525 $ 4,371 $ 1,403 $ 1,233,287 Pass Special Mention Substandard Nonaccrual Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 23,396 $ — $ 368 $ 367 $ 24,131 Non-owner occupied 5,894 — 108 — 6,002 Multi-family mortgage: Illinois 235,545 325 — — 235,870 Other 190,266 — — — 190,266 Nonresidential real estate 102,875 — — 297 103,172 Commercial loans and leases: Commercial 67,995 — — — 67,995 Asset-based & factored receivables 19,400 — — — 19,400 Equipment finance: Government 178,427 35 — — 178,462 Corporate – Investment-rated 82,626 — — — 82,626 Corporate – Other 87,685 1,090 — 76 88,851 Middle market 40,582 — — — 40,582 Small ticket 11,596 — — — 11,596 Consumer 1,675 4 6 — 1,685 $ 1,047,962 $ 1,454 $ 482 $ 740 $ 1,050,638

Note 5 - Foreclosed Assets

Note 5 - Foreclosed Assets	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Foreclosed Assets [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for loan losses. Assets are classified as foreclosed when physical possession of the collateral is taken regardless of whether foreclosure proceedings have taken place. Other foreclosed assets received in satisfaction of borrowers debt are initially recorded at fair value of the asset less estimated costs to sell. December 31, 2022 December 31, 2021 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance Foreclosed assets - OREO $ 472 $ — $ 472 $ — $ — $ — Other foreclosed assets 4 — 4 952 (227 ) 725 $ 476 $ — $ 476 $ 952 $ (227 ) $ 725 The following represents the roll forward of foreclosed assets: At and For the Years Ended December 31, 2022 2021 Beginning balance $ 725 $ 157 New foreclosed properties 791 4,473 Valuation adjustments (31 ) (420 ) Valuation reductions from sales 258 193 Sales (1,267 ) (3,678 ) Ending balance $ 476 $ 725 Activity in the valuation allowance is as follows: At and For the Years Ended December 31, 2022 2021 Beginning balance $ 227 $ — Additions charged to expense 31 420 Reductions from sales (258 ) (193 ) Ending balance $ — $ 227 There were no consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process at December 31, 2022 December 31, 2021 December 31, 2022 December 31, 2022 no

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 6 Year-end premises and equipment are as follows: December 31, 2022 2021 Land and land improvements $ 12,518 $ 12,261 Buildings and improvements 32,497 31,636 Furniture and equipment 10,793 10,249 Computer equipment 5,267 5,118 61,075 59,264 Accumulated depreciation (36,119 ) (34,221 ) $ 24,956 $ 25,043 Depreciation of premises and equipment was $2.0 million for each of the years ended December 31, 2022 2021

Note 7 - Leases

Note 7 - Leases	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 7 The following table represents the classification of the Company's right of use and lease liabilities: Statement of Financial Condition Location December 31, 2022 December 31, 2021 Operating Lease Right of Use Asset: Gross carrying amount $ 7,671 $ 6,805 New lease obligation — 866 Accumulated amortization (3,964 ) (2,794 ) Net recorded value Other assets $ 3,707 $ 4,877 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 3,707 $ 4,877 Lease amortization expense was $1.2 million and $1.1 million for the years ended December 31, 2022 2021 December 31, 2022 2.83%. For the year ended December 31, 2022 For the year ended December 31, 2021 Lease cost: Operating lease cost $ 1,170 $ 1,064 Short-term lease cost 114 161 Sublease income (28 ) (38 ) Total lease cost $ 1,256 $ 1,187 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 1,296 $ 1,110 Future minimum payments under non-cancellable operating leases with terms longer than 12 December 31, 2022 Twelve months ending December 31, 2023 $ 1,236 2024 656 2025 506 2026 495 2027 322 Thereafter 1,401 Total future minimum operating lease payments 4,616 Amounts representing interest (909 ) Present value of net future minimum operating lease payments $ 3,707

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 8 Composition of deposits is as follows: December 31, 2022 2021 Noninterest-bearing demand deposits $ 280,625 $ 342,185 Interest-bearing NOW accounts 400,416 404,326 Money market accounts 302,863 333,369 Savings deposits 204,506 201,633 Certificates of deposit 186,524 206,918 $ 1,374,934 $ 1,488,431 Time deposits that meet or exceed the FDIC Insurance limit of $250,000 December 31, 2022 2021 December 31, 2021 December 31, 2022 Scheduled maturities of certificates of deposit for the next five December 31, 2022 2023 $ 129,797 2024 51,741 2025 4,685 2026 60 2027 241 $ 186,524

Note 9 - Borrowings

Note 9 - Borrowings	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 9 December 31, 2022 2021 Contractual Rate Amount Contractual Rate Amount Fixed-rate advance from FHLB — % $ — — % $ 5,000 Subordinated Notes, due May 15, 2031 3.75 % 19,634 3.75 % 19,590 Line of credit, due March 30, 2023 6.75 % — 2.50 % — The Company maintains a collateral pledge agreement covering secured advances whereby the Company has agreed to keep on hand, free of all other pledges, liens, and encumbrances, specifically identified whole first not 90 December 31, 2022 first December 31, 2022 December 31, 2022 2021 On April 14, 2021, May 15, 2031 ( The Company incurred $441,000 of issuance costs associated with the Notes. These issuance costs are being amortized over the 10-year life of the Notes. At December 31, 2022 The Notes bear interest at a fixed annual rate of 3.75%, May 14, 2026, May 15, 2026 may May 15, 2031 May 15, 2026, Principal and interest payments due on the Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events with respect to the Company. The Notes are unsecured, subordinated obligations of the Company and generally rank junior in right of payment to the Company’s current and future senior indebtedness. The Notes qualify as Tier 2 In 2020, 0.75%, 2.40%. March 30, 2023. December 31, 2022 2021

Note 10 - Income Taxes

Note 10 - Income Taxes	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 10 The income tax expense is as follows: For the years ended December 31, 2022 2021 Current expense $ 3,578 $ 2,320 Deferred expense (237 ) 28 Total income tax expense $ 3,341 $ 2,348 A reconciliation of the provision for income taxes computed at the statutory federal corporate tax rate of 21% 2022 2021 For the years ended December 31, 2022 2021 Expense computed at the statutory federal tax rate $ 2,905 $ 2,048 State and local taxes, net of federal income tax effect 501 504 Other, net (65 ) (4 ) Valuation allowance for deferred tax assets — (200 ) $ 3,341 $ 2,348 Effective income tax rate 24.15 % 24.07 % Retained earnings at December 31, 2022 2021 no The net deferred tax asset is as follows: December 31, 2022 2021 Gross deferred tax assets Allowance for loan losses $ 2,114 $ 1,798 Alternative minimum tax and net operating loss carryforwards 3,886 3,938 Lease liability 964 1,306 Other 1,231 854 Unrealized loss on securities 2,147 — 10,342 7,896 Gross deferred tax liabilities Net deferred loan origination costs (1,095 ) (808 ) Purchase accounting adjustments (1,421 ) (1,516 ) Right of use asset (964 ) (1,306 ) Fixed assets (1,061 ) (800 ) Other (626 ) (675 ) Unrealized gain on securities — (29 ) (5,167 ) (5,134 ) $ 5,175 $ 2,762 As of December 31, 2022 2021 A DTA valuation allowance is required under ASC 740 not” i.e., 50% not not The Company’s ability to realize the DTA is dependent upon the generation of future taxable income during the periods in which the tax attributes underlying the DTA become deductible. The amount of the DTA that will ultimately be realized will be impacted by the Company’s future taxable income, any changes to the many variables that could impact future taxable income and the then applicable corporate tax rate. A valuation allowance of $200,000 that was attributed to the Illinois net loss deduction carryforwards, was recovered in 2021 December 31, 2022 2021. At December 31, 2022 382 2030, not 382 December 31, 2022 2031 2033. Unrecognized Tax Benefits A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows: December 31, 2022 2021 Beginning of year $ 283 $ 277 Additions based on tax positions related to the current year 67 34 Additions for tax positions of prior years 6 10 Reductions due to the statute of limitations and reductions for tax positions of prior years (51 ) (38 ) End of year $ 305 $ 283 The Company does not twelve December 31, 2022 2021 The Company and its subsidiary are subject to U.S. federal income tax as well as income tax of the various states where the Company does business. The Company is no 2019 2019.

Note 11 - Regulatory Matters

Note 11 - Regulatory Matters	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 11– The Bank is subject to regulatory capital requirements administered by the federal banking agencies. The capital adequacy guidelines and prompt corrective action regulations, involve the quantitative measurement of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. The failure to meet minimum capital requirements can result in regulatory actions. The net unrealized gain or loss on available-for-sale securities is not The federal banking agencies have developed a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 may not 8% not 10%. second 2020 2020, 8% January 1, 2022, 9%. 4012 8.5% 2021, 9% second 2020. Prompt corrective action regulations provide five not The Company and the Bank have each adopted Regulatory Capital Policies that require the Bank to maintain a Tier 1 7.5% 10.5%. not 1 2.5%. As of December 31, 2022 no The Bank is subject to regulatory restrictions on the amount of dividends it may not The Bank's Community Bank Leverage Ratio was: Actual Required for Capital Adequacy Purposes Amount Ratio Amount Ratio December 31, 2022 Community Bank Leverage Ratio $ 165,252 10.31 % $ 144,288 9.00 % December 31, 2021 Community Bank Leverage Ratio $ 165,599 9.91 % $ 142,091 8.50 %

Note 12 - Employee Benefit Plan

Note 12 - Employee Benefit Plan	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 12 Profit Sharing Plan/401 . one $0.50 $1.00 may December 31, 2022 2021

Note 13 - Loan Commitments and

Note 13 - Loan Commitments and Other Off-balance-sheet Activities	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Loan Commitments And Other Off-Balance Sheet Activities [Text Block]	NOTE 13 The Company is party to various financial instruments with off-balance-sheet risk. The Company uses these financial instruments in the normal course of business to meet the financing needs of customers and to effectively manage exposure to interest rate risk. These financial instruments include commitments to extend credit, standby letters of credit, unused lines of credit, and commitments to sell loans. When viewed in terms of the maximum exposure, those instruments may The following is a summary of the contractual or notional amount of each significant class of off-balance-sheet financial instruments outstanding. The Company’s exposure to credit loss in the event of nonperformance by the counterparty for commitments to extend credit, standby letters of credit, and unused lines of credit is represented by the contractual notional amount of these instruments. December 31, 2022 2021 Financial instruments wherein contractual amounts represent credit risk Commitments to extend credit $ 24,524 $ 38,864 Standby letters of credit 7,577 6,937 Unused lines of credit 129,607 184,343 Commitments to extend credit are generally made for periods of 60 days or less. The fixed-rate loan commitments totaled $14.4 million with interest rates ranging from 5.18% to 8.75% and maturities ranging from 9 months to 5 years. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not

Note 14 - Fair Value

Note 14 - Fair Value	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 14 Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 2 Impaired Loans: may may 3 Foreclosed assets: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2022 Securities: Certificates of deposits $ — $ 2,233 $ — $ 2,233 Municipal securities — 225 — 225 U.S. Treasury Notes 163,103 — — 163,103 U.S. government-sponsored agencies — 39,699 — 39,699 Mortgage-backed securities - residential — 3,881 — 3,881 Collateralized mortgage obligations - residential — 1,197 — 1,197 $ 163,103 $ 47,235 $ — $ 210,338 December 31, 2021 Securities: Certificates of deposit $ — $ 2,728 $ — $ 2,728 U.S. Treasury Notes 76,553 — — 76,553 Mortgage-backed securities - residential — 4,833 — 4,833 Collateralized mortgage obligations – residential — 1,580 — 1,580 $ 76,553 $ 9,141 $ — $ 85,694 The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis: Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2021 Impaired loans $ — $ — $ 267 $ 267 Foreclosed assets — — 725 725 At December 31, 2022 no December 31, 2021 one December 31, 2022 December 31, 2021. Foreclosed assets are carried at the lower of cost or fair value less costs to sell. At December 31, 2022 no $227,000, $725,000, December 31, 2021. December 31, 2022, December 31, 2021. The following table presents quantitative information, based on certain empirical data with respect to Level 3 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) December 31, 2021 Impaired loans $ 267 Sales comparison Discount applied to valuation 22.0 % Foreclosed assets $ 725 Redemption value Discount applied to valuation 15.6 % The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at December 31, 2022 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 66,771 $ 65,967 $ 804 $ — $ 66,771 Securities 210,338 163,103 47,235 — 210,338 Loans receivable, net of allowance for loan losses 1,226,743 — — 1,198,616 1,198,616 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 7,338 514 477 6,347 7,338 Financial liabilities Certificates of deposit 186,524 — 182,398 — 182,398 Subordinated Notes 19,634 — 17,800 — 17,800 Fair Value Measurements at December 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 502,162 $ 448,552 $ 53,610 $ — $ 502,162 Securities 85,694 76,553 9,141 — 85,694 Loans receivable, net of allowance for loan losses 1,044,207 — — 1,039,298 1,039,298 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 4,648 79 13 4,556 4,648 Financial liabilities Certificates of deposit 206,918 — 206,530 — 206,530 Borrowings 5,000 — 4,999 — 4,999 Subordinated Notes 19,590 — 20,240 — 20,240 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 15 - Revenue from Contract

Note 15 - Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 15 All of the Company's revenue from contracts with customers in the scope of ASC 606 606 For the years ended December 31, 2022 2021 Deposit service charges and fees $ 3,271 $ 3,184 Loan servicing fees (1) 590 731 Mortgage brokerage and banking fees (1) 38 35 Trust and insurance commissions and annuities income 1,153 1,136 (Loss) earnings on bank-owned life insurance (1) (39 ) 114 Bank-owned life insurance death benefit (1) 446 — Other (1) 517 489 Total noninterest income $ 5,976 $ 5,689 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: December 31, 2022 2021 Trust and insurance commissions and annuities income: i.e. Gains/losses on sales of foreclosed assets and other assets: December 31, 2022 2021 not

Note 16 - Company Only Condense

Note 16 - Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 16 Condensed financial information of BankFinancial Corporation as of December 31, 2022 2021 two Condensed Statements of Financial Condition December 31, 2022 2021 Assets Cash in subsidiary $ 8,512 $ 8,211 Investment in subsidiary 160,446 166,856 Deferred tax asset 595 587 Other assets 1,868 1,502 $ 171,421 $ 177,156 Liabilities and Stockholders' Equity Subordinated notes, net of unamortized issuance costs $ 19,634 $ 19,590 Accrued expenses and other liabilities 116 100 Total stockholders’ equity 151,671 157,466 $ 171,421 $ 177,156 Condensed Statements of Operations For the years ended December 31, 2022 2021 Dividends from subsidiary $ 12,500 $ 3,500 Interest expense 794 567 Other expense 1,619 1,595 Income before income tax and undistributed subsidiary excess distributions 10,087 1,338 Income tax benefit (625 ) (761 ) Income before equity in undistributed subsidiary excess distributions 10,712 2,099 Equity in undistributed subsidiary (excess distributions) (218 ) 5,311 Net income $ 10,494 $ 7,410 Condensed Statements of Cash Flows For the years ended December 31, 2022 2021 Cash flows from operating activities Net income $ 10,494 $ 7,410 Adjustments: Amortization 44 31 Equity in undistributed subsidiary excess distributions 218 (5,311 ) Change in other assets (374 ) (1,038 ) Change in accrued expenses and other liabilities 16 (695 ) Net cash from operating activities 10,398 397 Cash flows used in financing activities Proceeds from issuance of subordinated notes — 20,000 Costs paid for issuance of subordinated notes — (441 ) Repurchase and retirement of common stock (4,866 ) (17,122 ) Cash dividends paid on common stock (5,231 ) (5,619 ) Net cash used in financing activities (10,097 ) (3,182 ) Net change in cash in subsidiary 301 (2,785 ) Beginning cash in subsidiary 8,211 10,996 Ending cash in subsidiary $ 8,512 $ 8,211

Note 17 - Subsequent Events

Note 17 - Subsequent Events	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 17 SUBSEQUENT EVENTS In January, 2023, two second 2023. no March 31, 2023. The Company received notice of events occurring in February 2023 December 31, 2022. The Company received notice in February 2023 may December 31, 2022. The Company will continue to evaluate all facts and circumstances with respect to these credit exposures to determine the appropriate credit risk rating and accounting treatment in accordance with ASC Topic 310 326

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation
Consolidation, Policy [Policy Text Block]	Principles of Consolidation
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Subsequent Events, Policy [Policy Text Block]	Subsequent events: 10
Interest-bearing Deposits in Other Financial Institutions [Policy Text Block]	Interest-bearing Deposits in Other Financial Institutions : 90
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash Flows 90
Marketable Securities, Policy [Policy Text Block]	Securities 1 2 3 not Securities also include investments in certificates of deposit with maturities of greater than 90
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank (“FHLB”) Stock may
Federal Reserve Bank Stock, Policy [Policy Text Block]	Federal Reserve Bank (“FRB”) Stock
Loans and Loan Income [Policy Text Block]	Loans and Loan Income Premiums and discounts associated with loans purchased are amortized over the contractual term of the loan using the level–yield method. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income is reported on the interest method. Interest income is generally discontinued at the earlier of when a loan is 90 not All interest accrued but not six “90 1 2 no 3 not Factored Receivables: may third December 31, 2022 December 31, 2021 December 31, 2022 December 31, 2021 Factoring fees are recognized in interest income as incurred by the customer and deducted from the customer's reserve balances. Other factoring-related fees, which include wire transfer fees, broker fees, and other similar fees, are reported by the Company as loan servicing fees in noninterest income.
Loans and Leases Receivable, Nonperforming Loan and Lease, Policy [Policy Text Block]	Impaired Loans: 310 10 35 Impaired loans with specific reserves are reviewed quarterly for any changes that would affect the specific reserve. Any impaired loan for which a determination has been made that the economic value is permanently reduced is charged-off against the allowance for loan losses to reflect its current economic value in the period in which the determination has been made. At the time a collateral-dependent loan is initially determined to be impaired, we review the existing collateral appraisal. If the most recent appraisal is greater than a year old, a new appraisal is obtained on the underlying collateral. Appraisals are updated with a new independent appraisal at least annually and are formally reviewed by our internal appraisal department upon receipt of a new appraisal. All impaired loans and their related reserves are reviewed and updated each quarter.
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructurings not may In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor's entity-specific projected cash flows will not In determining whether the Company has granted a concession, the Company assesses, if it does not Periodically, the Company will restructure a note into two six
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: may may The Company provides for loan losses based on the allowance method. Accordingly, all loan losses are charged to the related allowance and all recoveries are credited to it. Additions to the allowance for loan losses are provided by charges to income based on various factors that, in our judgment, deserve current recognition in estimating probable incurred credit losses. The Company reviews the loan portfolio on an ongoing basis and makes provisions for loan losses on a quarterly basis to maintain the allowance for loan losses in accordance with US GAAP. The allowance for loan losses consists of two • specific allowances established for any impaired residential non-owner occupied mortgage, multi-family mortgage, nonresidential real estate, construction and land, commercial, and commercial lease loans for which the recorded investment in the loan exceeds the measured value of the loan; and • general allowances for loan losses for each loan class based on historical loan loss experience; and adjustments to historical loss experience (general allowances), maintained to cover uncertainties that affect our estimate of probable incurred credit losses for each loan class. The adjustments to historical loss experience are based on our evaluation of several factors, including levels of, and trends in, past due and classified loans; levels of, and trends in, charge–offs and recoveries; trends in volume and terms of loans, including any credit concentrations in the loan portfolio; experience and ability of lending management and other relevant staff; and national and local economic trends and conditions. The Company evaluates the allowance for loan losses based upon the combined total of the specific and general components. Generally, when the loan portfolio increases, absent other factors, the allowance for loan loss methodology results in a higher dollar amount of estimated probable incurred credit losses than would be the case without the increase. Conversely, when the loan portfolio decreases, absent other factors, the allowance for loan loss methodology generally results in a lower dollar amount of estimated probable losses than would be the case without the decrease. The loss ratio used in computing the required general loan loss reserve allowance for a given class of loan consists of (i) the actual loss ratio (measured on a weighted, rolling twelve two
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Foreclosed Assets
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment ten five two five no four
Lessee, Leases [Policy Text Block]	Lease Accounting: No. 2016 02, 842 2016 02” January 1, 2019. 842 12 January 1, 2019, not Currently the Company is obligated under seven 2032. not not not 12
Goodwill and Intangible Assets, Policy [Policy Text Block]	Other Intangible Assets third December 31, 2021
Life Insurance Corporate Or Bank Owned [Policy Text Block]	Bank-Owned Life Insurance:
Impairment or Disposal of Long-Lived Assets, Including Goodwill and Intangible Assets, Policy [Policy Text Block]	Long-Term Assets may not
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments
Income Tax, Policy [Policy Text Block]	Income Taxes not” not may may two This analysis is updated quarterly and adjusted as necessary. At December 31, 2022 and 2021 , the Company had a net deferred tax asset of $5.2 million and $2.8 million, respectively. A tax position is recognized as a benefit only if it is "more likely than not" 50% not not" no
Pension and Other Postretirement Plans, Policy [Policy Text Block]	Retirement Plans 401
Earnings Per Share, Policy [Policy Text Block]	Earnings per Common Share
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies not December 31, 2022
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Values of Financial Instruments
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets: not
Segment Reporting, Policy [Policy Text Block]	Operating Segments: not one
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications no
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not ASU 2016 13, 326 2016 13 2016 13 December 15, 2019 2021, December 15, 2022. Management is finalizing macroeconomic conditions and forecast assumptions to be used in our CECL methodology; however, we expect an initial increase to the allowance for credit losses, including the increase in reserve for unfunded commitments, of approximately 20% to 25% above the e December 31, 2022. one first 2023.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the years ended December 31, 2022 2021 Net income available to common stockholders $ 10,494 $ 7,410 Basic and diluted weighted average common shares outstanding 13,071,742 14,031,198 Basic and diluted earnings per common share $ 0.80 $ 0.53

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2022 Certificates of deposits $ 2,233 $ — $ — $ 2,233 Municipal securities 240 — (15 ) 225 U.S. Treasury Notes 170,906 — (7,803 ) 163,103 U.S. government-sponsored agencies 40,000 — (301 ) 39,699 Mortgage-backed securities - residential 3,997 27 (143 ) 3,881 Collateralized mortgage obligations - residential 1,223 — (26 ) 1,197 $ 218,599 $ 27 $ (8,288 ) $ 210,338 December 31, 2021 Certificates of deposits $ 2,728 $ — $ — $ 2,728 U.S. Treasury Notes 76,621 8 (76 ) 76,553 Mortgage-backed securities - residential 4,660 173 — 4,833 Collateralized mortgage obligations - residential 1,576 4 — 1,580 $ 85,585 $ 185 $ (76 ) $ 85,694
Investments Classified by Contractual Maturity Date [Table Text Block]	December 31, 2022 Amortized Cost Fair Value Due in one year or less $ 61,336 $ 60,324 Due after one year through five years 152,043 144,936 213,379 205,260 Mortgage-backed securities - residential 3,997 3,881 Collateralized mortgage obligations - residential 1,223 1,197 $ 218,599 $ 210,338
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss December 31, 2022 Municipal securities 1 $ 225 $ (15 ) — $ — $ — 1 $ 225 $ (15 ) U.S. Treasury Notes 147 104,439 (4,104 ) 53 58,664 (3,699 ) 200 163,103 (7,803 ) U.S. government-sponsored agencies 9 39,699 (301 ) — — — 9 39,699 (301 ) Mortgage-backed securities - residential 18 3,016 (143 ) — — — 18 3,016 (143 ) Collateralized mortgage obligations - residential 5 1,009 (18 ) 1 171 (8 ) 6 1,180 (26 ) 180 $ 148,388 $ (4,581 ) 54 $ 58,835 $ (3,707 ) 234 $ 207,223 $ (8,288 ) December 31, 2021 U.S. Treasury Notes 53 $ 62,246 $ (76 ) — $ — $ — 53 $ 62,246 $ (76 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2022 2021 One-to-four family residential real estate $ 23,094 $ 30,133 Multi-family mortgage 536,295 426,136 Nonresidential real estate 119,660 103,172 Construction and land 160 — Commercial loans and leases 552,494 489,512 Consumer 1,584 1,685 1,233,287 1,050,638 Net deferred loan origination costs 1,585 284 Allowance for loan losses (8,129 ) (6,715 ) Loans, net $ 1,226,743 $ 1,044,207
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2022 One-to-four family residential real estate $ — $ 281 $ 281 $ 751 $ 22,343 $ 23,094 Multi-family mortgage — 4,013 4,013 473 535,822 536,295 Nonresidential real estate — 1,234 1,234 — 119,660 119,660 Construction and land — 4 4 — 160 160 Commercial loans and leases — 2,548 2,548 1,481 551,013 552,494 Consumer — 49 49 — 1,584 1,584 $ — $ 8,129 $ 8,129 $ 2,705 $ 1,230,582 1,233,287 Net deferred loan origination costs 1,585 Allowance for loan losses (8,129 ) Loans, net $ 1,226,743 Allowance for loan losses Loan Balances Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total December 31, 2021 One-to-four family residential real estate $ — $ 331 $ 331 $ 1,299 $ 28,834 $ 30,133 Multi-family mortgage — 3,377 3,377 498 425,638 426,136 Nonresidential real estate 30 1,281 1,311 297 102,875 103,172 Commercial loans and leases — 1,652 1,652 76 489,436 489,512 Consumer — 44 44 — 1,685 1,685 $ 30 $ 6,685 $ 6,715 $ 2,170 $ 1,048,468 1,050,638 Net deferred loan origination costs 284 Allowance for loan losses (6,715 ) Loans, net $ 1,044,207
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Beginning balance Provision for (recovery of) loan losses Loans charged off Recoveries Ending balance December 31, 2022 One-to-four family residential real estate $ 331 $ 15 $ (76 ) $ 11 $ 281 Multi-family mortgage 3,377 616 — 20 4,013 Nonresidential real estate 1,311 111 (192 ) 4 1,234 Construction and land — 4 — — 4 Commercial loans and leases 1,652 1,032 (156 ) 20 2,548 Consumer 44 50 (61 ) 16 49 $ 6,715 $ 1,828 $ (485 ) $ 71 $ 8,129 December 31, 2021 One-to-four family residential real estate $ 518 $ (395 ) $ (3 ) $ 211 $ 331 Multi-family mortgage 4,062 (718 ) — 33 3,377 Nonresidential real estate 1,569 (251 ) (7 ) — 1,311 Construction and land 12 (12 ) — — — Commercial loans and leases 1,536 119 (93 ) 90 1,652 Consumer 54 17 (29 ) 2 44 $ 7,751 $ (1,240 ) $ (132 ) $ 336 $ 6,715
Impaired Financing Receivables [Table Text Block]	Loan Balance Recorded Investment Partial Charge- off Allowance for Loan Losses Allocated Average Investment in Impaired Loans Interest Income Recognized December 31, 2022 With no related allowance recorded One-to-four family residential real estate $ 752 $ 751 $ — $ — $ 1,143 $ 29 Multi-family mortgage - Illinois 473 473 — — 590 27 Commercial leases 1,606 1,481 49 — 445 47 $ 2,831 $ 2,705 $ 49 $ — $ 2,178 $ 103 December 31, 2021 With no related allowance recorded One-to-four family residential real estate $ 1,299 $ 1,299 $ — $ — $ 1,473 $ 29 Multi-family mortgage - Illinois 498 498 — — 509 30 Commercial leases 83 76 7 — 7 — 1,880 1,873 7 — 1,989 59 With an allowance recorded - nonresidential real estate 280 297 7 30 296 — $ 2,160 $ 2,170 $ 14 $ 30 $ 2,285 $ 59
Financing Receivable, Nonaccrual [Table Text Block]	Nonaccrual Loans Loans Past Due Over 90 Days, still accruing December 31, 2022 One-to-four family residential real estate $ 92 $ — Equipment finance 1,306 233 Consumer 5 — $ 1,403 $ 233 December 31, 2021 One-to-four family residential real estate $ 367 $ — Nonresidential real estate 297 — Commercial loans — 10 Equipment finance 76 — $ 740 $ 10
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2022 One-to-four family residential real estate loans: Owner occupied $ 430 $ 19 $ 72 $ 521 $ 17,820 $ 18,341 Non-owner occupied 1 — — 1 4,752 4,753 Multi-family mortgage: Illinois 31 — — 31 310,141 310,172 Other — — — — 226,123 226,123 Nonresidential real estate — — — — 119,660 119,660 Construction and land — — — — 160 160 Commercial loans and leases: Commercial — — — — 76,716 76,716 Asset-based & factored receivables 106 4 — 110 19,925 20,035 Equipment finance: Government 2,030 5,106 — 7,136 204,370 211,506 Corporate – Investment-rated — 81 127 208 57,677 57,885 Corporate – Other 2,346 334 438 3,118 92,488 95,606 Middle market 534 353 — 887 55,023 55,910 Small ticket 74 — 4 78 34,758 34,836 Consumer 12 4 5 21 1,563 1,584 $ 5,564 $ 5,901 $ 646 $ 12,111 $ 1,221,176 $ 1,233,287 30-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Loans Not Past Due Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 181 $ 250 $ 367 $ 798 $ 23,333 $ 24,131 Non-owner occupied 2 9 — 11 5,991 6,002 Multi-family mortgage: Illinois 189 — — 189 235,681 235,870 Other — — — — 190,266 190,266 Nonresidential real estate — — 297 297 102,875 103,172 Commercial loans and leases: Commercial — — — — 67,995 67,995 Asset-based & factored receivables 26 6 10 42 19,358 19,400 Equipment finance: Government 3,160 4,718 — 7,878 170,584 178,462 Corporate – Investment-rated 290 1,201 — 1,491 81,135 82,626 Corporate – Other 3,015 — 76 3,091 85,760 88,851 Middle market — — — — 40,582 40,582 Small ticket — — — — 11,596 11,596 Consumer 13 4 — 17 1,668 1,685 $ 6,876 $ 6,188 $ 750 $ 13,814 $ 1,036,824 $ 1,050,638
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Nonaccrual Total December 31, 2022 One-to-four family residential real estate loans: Owner occupied $ 17,987 $ 4 $ 258 $ 92 $ 18,341 Non-owner occupied 4,685 — 68 — 4,753 Multi-family mortgage: Illinois 310,172 — — — 310,172 Other 226,123 — — — 226,123 Nonresidential real estate 119,660 — — — 119,660 Construction and land 160 — — — 160 Commercial loans and leases: Commercial 76,716 — — — 76,716 Asset-based & factored receivables 15,346 873 3,816 — 20,035 Equipment finance: Government 211,454 — 52 — 211,506 Corporate – Investment-rated 57,755 — 130 — 57,885 Corporate – Other 94,588 644 43 331 95,606 Middle market 55,023 — — 887 55,910 Small ticket 34,748 — — 88 34,836 Consumer 1,571 4 4 5 1,584 $ 1,225,988 $ 1,525 $ 4,371 $ 1,403 $ 1,233,287 Pass Special Mention Substandard Nonaccrual Total December 31, 2021 One-to-four family residential real estate loans: Owner occupied $ 23,396 $ — $ 368 $ 367 $ 24,131 Non-owner occupied 5,894 — 108 — 6,002 Multi-family mortgage: Illinois 235,545 325 — — 235,870 Other 190,266 — — — 190,266 Nonresidential real estate 102,875 — — 297 103,172 Commercial loans and leases: Commercial 67,995 — — — 67,995 Asset-based & factored receivables 19,400 — — — 19,400 Equipment finance: Government 178,427 35 — — 178,462 Corporate – Investment-rated 82,626 — — — 82,626 Corporate – Other 87,685 1,090 — 76 88,851 Middle market 40,582 — — — 40,582 Small ticket 11,596 — — — 11,596 Consumer 1,675 4 6 — 1,685 $ 1,047,962 $ 1,454 $ 482 $ 740 $ 1,050,638

Note 5 - Foreclosed Assets (Tab

Note 5 - Foreclosed Assets (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Other Real Estate Owned and Other Foreclosed Assets [Table Text Block]	December 31, 2022 December 31, 2021 Balance Valuation Allowance Net OREO Balance Balance Valuation Allowance Net OREO Balance Foreclosed assets - OREO $ 472 $ — $ 472 $ — $ — $ — Other foreclosed assets 4 — 4 952 (227 ) 725 $ 476 $ — $ 476 $ 952 $ (227 ) $ 725
Roll Forward of Foreclosed Assets [Table Text Block]	At and For the Years Ended December 31, 2022 2021 Beginning balance $ 725 $ 157 New foreclosed properties 791 4,473 Valuation adjustments (31 ) (420 ) Valuation reductions from sales 258 193 Sales (1,267 ) (3,678 ) Ending balance $ 476 $ 725
Foreclosed Assets, Valuation Allowance [Table Text Block]	At and For the Years Ended December 31, 2022 2021 Beginning balance $ 227 $ — Additions charged to expense 31 420 Reductions from sales (258 ) (193 ) Ending balance $ — $ 227

Note 6 - Premises and Equipme_2

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Property, Plant and Equipment [Table Text Block]	December 31, 2022 2021 Land and land improvements $ 12,518 $ 12,261 Buildings and improvements 32,497 31,636 Furniture and equipment 10,793 10,249 Computer equipment 5,267 5,118 61,075 59,264 Accumulated depreciation (36,119 ) (34,221 ) $ 24,956 $ 25,043

Note 7 - Leases (Tables)

Note 7 - Leases (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Assets and Liabilities, Lessee [Table Text Block]	Statement of Financial Condition Location December 31, 2022 December 31, 2021 Operating Lease Right of Use Asset: Gross carrying amount $ 7,671 $ 6,805 New lease obligation — 866 Accumulated amortization (3,964 ) (2,794 ) Net recorded value Other assets $ 3,707 $ 4,877 Operating Lease Liabilities: Right of use lease obligations Other liabilities $ 3,707 $ 4,877
Lease, Cost [Table Text Block]	For the year ended December 31, 2022 For the year ended December 31, 2021 Lease cost: Operating lease cost $ 1,170 $ 1,064 Short-term lease cost 114 161 Sublease income (28 ) (38 ) Total lease cost $ 1,256 $ 1,187 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 1,296 $ 1,110
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Twelve months ending December 31, 2023 $ 1,236 2024 656 2025 506 2026 495 2027 322 Thereafter 1,401 Total future minimum operating lease payments 4,616 Amounts representing interest (909 ) Present value of net future minimum operating lease payments $ 3,707

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	December 31, 2022 2021 Noninterest-bearing demand deposits $ 280,625 $ 342,185 Interest-bearing NOW accounts 400,416 404,326 Money market accounts 302,863 333,369 Savings deposits 204,506 201,633 Certificates of deposit 186,524 206,918 $ 1,374,934 $ 1,488,431
Time Deposit Maturities [Table Text Block]	2023 $ 129,797 2024 51,741 2025 4,685 2026 60 2027 241 $ 186,524

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	December 31, 2022 2021 Contractual Rate Amount Contractual Rate Amount Fixed-rate advance from FHLB — % $ — — % $ 5,000 Subordinated Notes, due May 15, 2031 3.75 % 19,634 3.75 % 19,590 Line of credit, due March 30, 2023 6.75 % — 2.50 % —

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	For the years ended December 31, 2022 2021 Current expense $ 3,578 $ 2,320 Deferred expense (237 ) 28 Total income tax expense $ 3,341 $ 2,348
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	For the years ended December 31, 2022 2021 Expense computed at the statutory federal tax rate $ 2,905 $ 2,048 State and local taxes, net of federal income tax effect 501 504 Other, net (65 ) (4 ) Valuation allowance for deferred tax assets — (200 ) $ 3,341 $ 2,348 Effective income tax rate 24.15 % 24.07 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	December 31, 2022 2021 Gross deferred tax assets Allowance for loan losses $ 2,114 $ 1,798 Alternative minimum tax and net operating loss carryforwards 3,886 3,938 Lease liability 964 1,306 Other 1,231 854 Unrealized loss on securities 2,147 — 10,342 7,896 Gross deferred tax liabilities Net deferred loan origination costs (1,095 ) (808 ) Purchase accounting adjustments (1,421 ) (1,516 ) Right of use asset (964 ) (1,306 ) Fixed assets (1,061 ) (800 ) Other (626 ) (675 ) Unrealized gain on securities — (29 ) (5,167 ) (5,134 ) $ 5,175 $ 2,762
Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]	December 31, 2022 2021 Beginning of year $ 283 $ 277 Additions based on tax positions related to the current year 67 34 Additions for tax positions of prior years 6 10 Reductions due to the statute of limitations and reductions for tax positions of prior years (51 ) (38 ) End of year $ 305 $ 283

Note 11 - Regulatory Matters (T

Note 11 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Required for Capital Adequacy Purposes Amount Ratio Amount Ratio December 31, 2022 Community Bank Leverage Ratio $ 165,252 10.31 % $ 144,288 9.00 % December 31, 2021 Community Bank Leverage Ratio $ 165,599 9.91 % $ 142,091 8.50 %

Note 13 - Loan Commitments an_2

Note 13 - Loan Commitments and Other Off-balance-sheet Activities (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	December 31, 2022 2021 Financial instruments wherein contractual amounts represent credit risk Commitments to extend credit $ 24,524 $ 38,864 Standby letters of credit 7,577 6,937 Unused lines of credit 129,607 184,343

Note 14 - Fair Value (Tables)

Note 14 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2022 Securities: Certificates of deposits $ — $ 2,233 $ — $ 2,233 Municipal securities — 225 — 225 U.S. Treasury Notes 163,103 — — 163,103 U.S. government-sponsored agencies — 39,699 — 39,699 Mortgage-backed securities - residential — 3,881 — 3,881 Collateralized mortgage obligations - residential — 1,197 — 1,197 $ 163,103 $ 47,235 $ — $ 210,338 December 31, 2021 Securities: Certificates of deposit $ — $ 2,728 $ — $ 2,728 U.S. Treasury Notes 76,553 — — 76,553 Mortgage-backed securities - residential — 4,833 — 4,833 Collateralized mortgage obligations – residential — 1,580 — 1,580 $ 76,553 $ 9,141 $ — $ 85,694
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurement Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value December 31, 2021 Impaired loans $ — $ — $ 267 $ 267 Foreclosed assets — — 725 725
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Fair Value Valuation Technique Unobservable Input Range (Weighted Average) December 31, 2021 Impaired loans $ 267 Sales comparison Discount applied to valuation 22.0 % Foreclosed assets $ 725 Redemption value Discount applied to valuation 15.6 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at December 31, 2022 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 66,771 $ 65,967 $ 804 $ — $ 66,771 Securities 210,338 163,103 47,235 — 210,338 Loans receivable, net of allowance for loan losses 1,226,743 — — 1,198,616 1,198,616 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 7,338 514 477 6,347 7,338 Financial liabilities Certificates of deposit 186,524 — 182,398 — 182,398 Subordinated Notes 19,634 — 17,800 — 17,800 Fair Value Measurements at December 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 502,162 $ 448,552 $ 53,610 $ — $ 502,162 Securities 85,694 76,553 9,141 — 85,694 Loans receivable, net of allowance for loan losses 1,044,207 — — 1,039,298 1,039,298 FHLB and FRB stock 7,490 — — — N/A Accrued interest receivable 4,648 79 13 4,556 4,648 Financial liabilities Certificates of deposit 206,918 — 206,530 — 206,530 Borrowings 5,000 — 4,999 — 4,999 Subordinated Notes 19,590 — 20,240 — 20,240

Note 15 - Revenue from Contra_2

Note 15 - Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the years ended December 31, 2022 2021 Deposit service charges and fees $ 3,271 $ 3,184 Loan servicing fees (1) 590 731 Mortgage brokerage and banking fees (1) 38 35 Trust and insurance commissions and annuities income 1,153 1,136 (Loss) earnings on bank-owned life insurance (1) (39 ) 114 Bank-owned life insurance death benefit (1) 446 — Other (1) 517 489 Total noninterest income $ 5,976 $ 5,689

Note 16 - Company Only Conden_2

Note 16 - Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Condensed Balance Sheet [Table Text Block]	December 31, 2022 2021 Assets Cash in subsidiary $ 8,512 $ 8,211 Investment in subsidiary 160,446 166,856 Deferred tax asset 595 587 Other assets 1,868 1,502 $ 171,421 $ 177,156 Liabilities and Stockholders' Equity Subordinated notes, net of unamortized issuance costs $ 19,634 $ 19,590 Accrued expenses and other liabilities 116 100 Total stockholders’ equity 151,671 157,466 $ 171,421 $ 177,156
Condensed Income Statement [Table Text Block]	For the years ended December 31, 2022 2021 Dividends from subsidiary $ 12,500 $ 3,500 Interest expense 794 567 Other expense 1,619 1,595 Income before income tax and undistributed subsidiary excess distributions 10,087 1,338 Income tax benefit (625 ) (761 ) Income before equity in undistributed subsidiary excess distributions 10,712 2,099 Equity in undistributed subsidiary (excess distributions) (218 ) 5,311 Net income $ 10,494 $ 7,410
Condensed Cash Flow Statement [Table Text Block]	For the years ended December 31, 2022 2021 Cash flows from operating activities Net income $ 10,494 $ 7,410 Adjustments: Amortization 44 31 Equity in undistributed subsidiary excess distributions 218 (5,311 ) Change in other assets (374 ) (1,038 ) Change in accrued expenses and other liabilities 16 (695 ) Net cash from operating activities 10,398 397 Cash flows used in financing activities Proceeds from issuance of subordinated notes — 20,000 Costs paid for issuance of subordinated notes — (441 ) Repurchase and retirement of common stock (4,866 ) (17,122 ) Cash dividends paid on common stock (5,231 ) (5,619 ) Net cash used in financing activities (10,097 ) (3,182 ) Net change in cash in subsidiary 301 (2,785 ) Beginning cash in subsidiary 8,211 10,996 Ending cash in subsidiary $ 8,512 $ 8,211

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2019
Factored Receivable Unpaid Principal Balance	$ 7,000,000	$ 187,000
Factored Receivable, Customer Reserves	1,400,000	122,000
Deferred Tax Assets, Net, Total	$ 5,175,000	$ 2,762,000
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset			$ 6,700,000
Minimum [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percent	20%
Maximum [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percent	25%
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	25 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	40 years
Building [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	10 years
Building [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	20 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	5 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	15 years
Computer Equipment [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	2 years
Computer Equipment [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	5 years
Automobiles [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	4 years

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Net income available to common stockholders	$ 10,494	$ 7,410
Basic and diluted weighted average common shares outstanding (in shares)	13,071,742	14,031,198
Basic and diluted earnings per common share (in dollars per share)	$ 0.80	$ 0.53

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Amortized cost	$ 218,599	$ 85,585
Gross unrealized gains	27	185
Gross unrealized losses	(8,288)	(76)
Fair value	210,338	85,694
Certificates of Deposit [Member]
Amortized cost	2,233	2,728
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	2,233	2,728
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	240
Gross unrealized gains	0
Gross unrealized losses	(15)
Fair value	225
US Treasury Securities [Member]
Amortized cost	170,906	76,621
Gross unrealized gains	0	8
Gross unrealized losses	(7,803)	(76)
Fair value	163,103	76,553
US Government-sponsored Enterprises Debt Securities [Member]
Amortized cost	40,000
Gross unrealized gains	0
Gross unrealized losses	(301)
Fair value	39,699
Residential Mortgage-Backed Securities [Member]
Amortized cost	3,997	4,660
Gross unrealized gains	27	173
Gross unrealized losses	(143)	0
Fair value	3,881	4,833
Collateralized Mortgage-Backed Securities [Member]
Amortized cost	1,223	1,576
Gross unrealized gains	0	4
Gross unrealized losses	(26)	0
Fair value	$ 1,197	$ 1,580

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Due in one year or less, amortized cost	$ 61,336
Due in one year or less, fair value	60,324
Due after one year through five years, amortized cost	152,043
Due after one year through five years	144,936
Amortized cost, single maturity date, amortized cost	213,379
Fair value, single maturity date	205,260
Amortized cost	218,599	$ 85,585
Fair value	210,338	85,694
Residential Mortgage-Backed Securities [Member]
Amortized cost, without single maturity date, amortized cost	3,997
Fair value, without single maturity date	3,881
Amortized cost	3,997	4,660
Fair value	3,881	4,833
Collateralized Mortgage-Backed Securities [Member]
Amortized cost, without single maturity date, amortized cost	1,223
Fair value, without single maturity date	1,197
Amortized cost	1,223	1,576
Fair value	$ 1,197	$ 1,580

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized Losses (Details) $ in Thousands	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Count, less than 12 months	180
Collateralized mortgage obligations - residential, fair value	$ 148,388
Unrealized loss, less than 12 months	$ (4,581)
Count, 12 months or more	54
Fair value, 12 months or more	$ 58,835
Unrealized loss, 12 months or more	$ (3,707)
Count, total	234
Fair value, total	$ 207,223
Unrealized loss, total	$ (8,288)
US States and Political Subdivisions Debt Securities [Member]
Count, less than 12 months	1
Collateralized mortgage obligations - residential, fair value	$ 225
Unrealized loss, less than 12 months	$ (15)
Count, 12 months or more	0
Fair value, 12 months or more	$ 0
Unrealized loss, 12 months or more	$ 0
Count, total	1
Fair value, total	$ 225
Unrealized loss, total	$ (15)
US Treasury Securities [Member]
Count, less than 12 months	147	53
Collateralized mortgage obligations - residential, fair value	$ 104,439	$ 62,246
Unrealized loss, less than 12 months	$ (4,104)	$ (76)
Count, 12 months or more	53	0
Fair value, 12 months or more	$ 58,664	$ 0
Unrealized loss, 12 months or more	$ (3,699)	$ 0
Count, total	200	53
Fair value, total	$ 163,103	$ 62,246
Unrealized loss, total	$ (7,803)	$ (76)
US Government-sponsored Enterprises Debt Securities [Member]
Count, less than 12 months	9
Collateralized mortgage obligations - residential, fair value	$ 39,699
Unrealized loss, less than 12 months	$ (301)
Count, 12 months or more	0
Fair value, 12 months or more	$ 0
Unrealized loss, 12 months or more	$ 0
Count, total	9
Fair value, total	$ 39,699
Unrealized loss, total	$ (301)
Residential Mortgage-Backed Securities [Member]
Count, less than 12 months	18
Collateralized mortgage obligations - residential, fair value	$ 3,016
Unrealized loss, less than 12 months	$ (143)
Count, 12 months or more	0
Fair value, 12 months or more	$ 0
Unrealized loss, 12 months or more	$ 0
Count, total	18
Fair value, total	$ 3,016
Unrealized loss, total	$ (143)
Collateralized Mortgage-Backed Securities [Member]
Count, less than 12 months	5
Collateralized mortgage obligations - residential, fair value	$ 1,009
Unrealized loss, less than 12 months	$ (18)
Count, 12 months or more	1
Fair value, 12 months or more	$ 171
Unrealized loss, 12 months or more	$ (8)
Count, total	6
Fair value, total	$ 1,180
Unrealized loss, total	$ (26)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual)	12 Months Ended
	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Loans and Leases Receivable, Gross	$ 1,233,287,000	$ 1,050,638,000
Reserve for Uncollected Loan Interest	38,000	140,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Equipment Finance Portfolio [Member]
Loans and Leases Receivable, Gross	$ 455,700,000
Small Business Equipment Finance [Member] | Credit Exposure To 529 Obligors [Member]
Loans and Leases Receivable, Gross	$ 34,800,000
Residential Mortgage [Member] | First Mortgage [Member]
Percent Threshold On Loan To Value Ratios Requiring Private Mortgage Insurance	80%
Nonresidential Real Estate Loans [Member]
Projected Cash Flow To Loan Debt Service Requirement	120%
Nonresidential Real Estate Loans [Member] | Fixed Rate Nonresidential Mortgage [Member]
Loans and Leases Receivable, Amortization Period (Year)	15 years
U.S. Government 31 Departments or Agencies [Member] | Equipment Finance Portfolio [Member]
Loans and Leases Receivable, Gross	$ 140,800,000
U.S. Government 31 Departments or Agencies [Member] | Equipment Finance Portfolio [Member] | Ten Largest Exposures [Member]
Loans and Leases Receivable, Gross	113,300,000
Seventy Six State or Local Governments [Member] | Equipment Finance Portfolio [Member]
Loans and Leases Receivable, Gross	70,700,000
Seventy Six State or Local Governments [Member] | Equipment Finance Portfolio [Member] | Ten Largest Exposures [Member]
Loans and Leases Receivable, Gross	43,100,000
Middle-market Obligors and 214 Corporate [Member] | Commercial Equipment Finance [Member]
Loans and Leases Receivable, Gross	209,400,000
Middle-market Obligors and 214 Corporate [Member] | Commercial Equipment Finance [Member] | Ten Largest Exposures [Member]
Loans and Leases Receivable, Gross	60,900,000
Commercial leases [Member]
Loans and Lease Receivables Outstanding Credit Exposure, Average Amount	$ 776,000
Minimum [Member] | Nonresidential Real Estate Loans [Member]
Mortgage Loans on Real Estate, Maturity (Year)	3 years
Loans and Leases Receivable, Balloon Maturity (Year)	3 years
Loans and Leases Receivable, Amortization Period (Year)	20 years
Maximum [Member] | Multi Family Mortgage Loans [Member]
Loan Amount To Appraised Value Of Property Securing Loan, Percentage	80%
Maximum [Member] | Nonresidential Real Estate Loans [Member]
Mortgage Loans on Real Estate, Maturity (Year)	5 years
Loans and Leases Receivable, Balloon Maturity (Year)	5 years
Loans and Leases Receivable, Amortization Period (Year)	30 years
Maximum [Member] | Equipment Finance [Member]
Commercial Leases Maturity (Year)	5 years
Maximum [Member] | Commercial leases [Member]
Loans And Lease Receivables, Outstanding Credit Exposure	$ 15,000,000
Weighted Average [Member] | Small Business Equipment Finance [Member] | Credit Exposure To 529 Obligors [Member]
Loans and Leases Receivable, Gross	66,000
Weighted Average [Member] | U.S. Government 31 Departments or Agencies [Member] | Equipment Finance Portfolio [Member] | Ten Largest Exposures [Member]
Loans and Leases Receivable, Gross	4,500,000
Weighted Average [Member] | Seventy Six State or Local Governments [Member] | Equipment Finance Portfolio [Member] | Ten Largest Exposures [Member]
Loans and Leases Receivable, Gross	930,000
Weighted Average [Member] | Middle-market Obligors and 214 Corporate [Member] | Commercial Equipment Finance [Member] | Ten Largest Exposures [Member]
Loans and Leases Receivable, Gross	$ 979,000
Collateralized Loan [Member] | Multi Family Mortgage Loans [Member]
Collateralized Loan Receivable, Percentage Of Collateral Located Outside Primary Market Area	45%
Projected Cash Flow To Loan Debt Service Requirement	120%
Collateralized Loan [Member] | Minimum [Member] | Multi Family Mortgage Loans [Member]
Loans and Leases Receivable, Gross	$ 500,000
Collateralized Loan [Member] | Minimum [Member] | Nonresidential Real Estate Loans [Member]
Loans and Leases Receivable, Gross	500,000
Collateralized Loan [Member] | Maximum [Member] | Multi Family Mortgage Loans [Member]
Loans and Leases Receivable, Gross	8,500,000
Collateralized Loan [Member] | Maximum [Member] | Nonresidential Real Estate Loans [Member]
Loans and Leases Receivable, Gross	$ 7,500,000

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Loans receivable	$ 1,233,287	$ 1,050,638
Net deferred loan origination costs	1,585	284
Allowance for loan losses	(8,129)	(6,715)	$ (7,751)
Loans, net	1,226,743	1,044,207
Commercial Portfolio Segment [Member]
Loans receivable	552,494	489,512
Allowance for loan losses	(2,548)	(1,652)	(1,536)
Consumer Portfolio Segment [Member]
Loans receivable	1,584	1,685
Allowance for loan losses	(49)	(44)	(54)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	23,094	30,133
Allowance for loan losses	(281)	(331)	(518)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	536,295	426,136
Allowance for loan losses	(4,013)	(3,377)	(4,062)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	119,660	103,172
Allowance for loan losses	(1,234)	(1,311)	(1,569)
Construction and Land Loans [Member]
Loans receivable	160	0
Allowance for loan losses	$ (4)	$ 0	$ (12)

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses, individually evaluated for impairment	$ 0	$ 30
Allowance for loan losses, collectively evaluated for impairment	8,129	6,685
Allowance for loan losses	8,129	6,715	$ 7,751
Loan balances, individually evaluated for impairment	2,705	2,170
Loan balances, collectively evaluated for impairment	1,230,582	1,048,468
Loans receivable	1,233,287	1,050,638
Net deferred loan origination costs	1,585	284
Allowance for loan losses	(8,129)	(6,715)	(7,751)
Loans receivable, net of allowance for loan losses: December 31, 2022, $8,129 and December 31, 2021, $6,715	1,226,743	1,044,207
Construction and Land Loans [Member]
Allowance for loan losses, individually evaluated for impairment	0
Allowance for loan losses, collectively evaluated for impairment	4
Allowance for loan losses	4	0	12
Loan balances, individually evaluated for impairment	0
Loan balances, collectively evaluated for impairment	160
Loans receivable	160	0
Allowance for loan losses	(4)	0	(12)
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	281	331
Allowance for loan losses	281	331	518
Loan balances, individually evaluated for impairment	751	1,299
Loan balances, collectively evaluated for impairment	22,343	28,834
Loans receivable	23,094	30,133
Allowance for loan losses	(281)	(331)	(518)
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	4,013	3,377
Allowance for loan losses	4,013	3,377	4,062
Loan balances, individually evaluated for impairment	473	498
Loan balances, collectively evaluated for impairment	535,822	425,638
Loans receivable	536,295	426,136
Allowance for loan losses	(4,013)	(3,377)	(4,062)
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Allowance for loan losses, individually evaluated for impairment	0	30
Allowance for loan losses, collectively evaluated for impairment	1,234	1,281
Allowance for loan losses	1,234	1,311	1,569
Loan balances, individually evaluated for impairment	0	297
Loan balances, collectively evaluated for impairment	119,660	102,875
Loans receivable	119,660	103,172
Allowance for loan losses	(1,234)	(1,311)	(1,569)
Commercial Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	2,548	1,652
Allowance for loan losses	2,548	1,652	1,536
Loan balances, individually evaluated for impairment	1,481	76
Loan balances, collectively evaluated for impairment	551,013	489,436
Loans receivable	552,494	489,512
Allowance for loan losses	(2,548)	(1,652)	(1,536)
Consumer Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	49	44
Allowance for loan losses	49	44	54
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	1,584	1,685
Loans receivable	1,584	1,685
Allowance for loan losses	$ (49)	$ (44)	$ (54)

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Beginning balance	$ 6,715	$ 7,751
Provision for (recovery of) loan losses	1,828	(1,240)
Loans charged off	(485)	(132)
Recoveries	71	336
Total ending allowance balance	8,129	6,715
Commercial Portfolio Segment [Member]
Beginning balance	1,652	1,536
Provision for (recovery of) loan losses	1,032	119
Loans charged off	(156)	(93)
Recoveries	20	90
Total ending allowance balance	2,548	1,652
Consumer Portfolio Segment [Member]
Beginning balance	44	54
Provision for (recovery of) loan losses	50	17
Loans charged off	(61)	(29)
Recoveries	16	2
Total ending allowance balance	49	44
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	331	518
Provision for (recovery of) loan losses	15	(395)
Loans charged off	(76)	(3)
Recoveries	11	211
Total ending allowance balance	281	331
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Beginning balance	3,377	4,062
Provision for (recovery of) loan losses	616	(718)
Recoveries	20	33
Total ending allowance balance	4,013	3,377
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Beginning balance	1,311	1,569
Provision for (recovery of) loan losses	111	(251)
Loans charged off	(192)	(7)
Recoveries	4
Total ending allowance balance	1,234	1,311
Construction and Land Loans [Member]
Beginning balance	0	12
Provision for (recovery of) loan losses	4	(12)
Loans charged off		0
Recoveries		0
Total ending allowance balance	$ 4	$ 0

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Loan balance, with no allowance recorded	$ 2,831	$ 2,160
Recorded investment, with no allowance recorded	2,705	2,170
Partial charge-off, with no allowance recorded	49	14
Average investment in impaired loans, with no allowance recorded	2,178	2,285
Interest income recognized, with no allowance recorded	103	59
Loan balance		1,880
Recorded investment		1,873
Partial charge-off		7
Average investment in impaired loans		1,989
Allowance for loan losses	0	30
Nonresidential Real Estate Loans [Member]
Interest income recognized, with no allowance recorded		0
Loan balance, with allowance recorded		280
Recorded investment, with allowance recorded		297
Partial charge-off, with allowance recorded		7
Allowance for loan losses		30
Average investment in impaired loans, with allowance recorded		296
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	752	1,299
Recorded investment, with no allowance recorded	751	1,299
Partial charge-off, with no allowance recorded	0	0
Average investment in impaired loans, with no allowance recorded	1,143	1,473
Interest income recognized, with no allowance recorded	29	29
Allowance for loan losses	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Allowance for loan losses	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loan balance, with no allowance recorded	473
Recorded investment, with no allowance recorded	473
Average investment in impaired loans, with no allowance recorded	590
Interest income recognized, with no allowance recorded	27
Real Estate Portfolio [Member] | Commercial leases [Member]
Loan balance, with no allowance recorded	1,606	83
Recorded investment, with no allowance recorded	1,481	76
Partial charge-off, with no allowance recorded	49	7
Average investment in impaired loans, with no allowance recorded	445	7
Interest income recognized, with no allowance recorded	47	0
Commercial Portfolio Segment [Member]
Allowance for loan losses	$ 0	0
Commercial Portfolio Segment [Member] | Other [Member]
Loan balance, with no allowance recorded		498
Recorded investment, with no allowance recorded		498
Partial charge-off, with no allowance recorded		0
Average investment in impaired loans, with no allowance recorded		509
Interest income recognized, with no allowance recorded		$ 30

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Recorded investment	$ 1,403	$ 740
Loans past due over 90 days, still accruing	233	10
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Recorded investment	92	367
Loans past due over 90 days, still accruing	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Recorded investment		297
Loans past due over 90 days, still accruing		0
Equipment Finance Leases, Other [Member]
Recorded investment	1,306	76
Loans past due over 90 days, still accruing	233	0
Consumer Portfolio Segment [Member]
Recorded investment	5
Loans past due over 90 days, still accruing	$ 0
Commercial Portfolio Segment [Member]
Recorded investment		0
Loans past due over 90 days, still accruing		$ 10

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loans receivable	$ 1,233,287	$ 1,050,638
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	5,564	6,876
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	5,901	6,188
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	646	750
Financial Asset, Past Due [Member]
Loans receivable	12,111	13,814
Financial Asset, Not Past Due [Member]
Loans receivable	1,221,176	1,036,824
Construction and Land Loans [Member]
Loans receivable	160	0
Construction and Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0
Construction and Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0
Construction and Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0
Construction and Land Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	0
Construction and Land Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	160
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	18,341	24,131
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	430	181
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	19	250
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	72	367
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans receivable	521	798
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	17,820	23,333
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	4,753	6,002
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	1	2
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	9
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans receivable	1	11
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	4,752	5,991
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	536,295	426,136
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	310,172	235,870
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	226,123	190,266
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | ILLINOIS
Loans receivable	31	189
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Past Due [Member] | ILLINOIS
Loans receivable	31	189
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Past Due [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Not Past Due [Member] | ILLINOIS
Loans receivable	310,141	235,681
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Financial Asset, Not Past Due [Member] | Other [Member]
Loans receivable	226,123	190,266
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	119,660	103,172
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	297
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	297
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	119,660	102,875
Commercial Portfolio Segment [Member]
Loans receivable	552,494	489,512
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	76,716	67,995
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	76,716	67,995
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member]
Loans receivable	20,035	19,400
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	106	26
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	4	6
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	10
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Financial Asset, Past Due [Member]
Loans receivable	110	42
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	19,925	19,358
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	211,506	178,462
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	2,030	3,160
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	5,106	4,718
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Past Due [Member]
Loans receivable	7,136	7,878
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	204,370	170,584
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	57,885	82,626
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	290
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	81	1,201
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	127	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	208	1,491
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	57,677	81,135
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	95,606	88,851
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	2,346	3,015
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	334	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	438	76
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Past Due [Member]
Loans receivable	3,118	3,091
Finance Leases Portfolio Segment [Member] | Other [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	92,488	85,760
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member]
Loans receivable	55,910	40,582
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	534	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	353	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	887	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	55,023	40,582
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member]
Loans receivable	34,836	11,596
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	74	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	4	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, Past Due [Member]
Loans receivable	78	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	34,758	11,596
Consumer Portfolio Segment [Member]
Loans receivable	1,584	1,685
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	12	13
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	4	4
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	5	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	21	17
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	$ 1,563	$ 1,668

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loans receivable	$ 1,233,287	$ 1,050,638
Pass [Member]
Loans receivable	1,225,988	1,047,962
Special Mention [Member]
Loans receivable	1,525	1,454
Substandard [Member]
Loans receivable	4,371	482
Nonaccrual [Member]
Loans receivable	1,403	740
Construction and Land Loans [Member]
Loans receivable	160	0
Construction and Land Loans [Member] | Pass [Member]
Loans receivable	160
Construction and Land Loans [Member] | Special Mention [Member]
Loans receivable	0
Construction and Land Loans [Member] | Substandard [Member]
Loans receivable	0
Construction and Land Loans [Member] | Nonaccrual [Member]
Loans receivable	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member]
Loans receivable	18,341	24,131
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Pass [Member]
Loans receivable	17,987	23,396
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans receivable	4	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Substandard [Member]
Loans receivable	258	368
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	92	367
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member]
Loans receivable	4,753	6,002
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Pass [Member]
Loans receivable	4,685	5,894
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Special Mention [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Substandard [Member]
Loans receivable	68	108
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate, Non-owner Occupied [Member] | Nonaccrual [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	536,295	426,136
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | ILLINOIS
Loans receivable	310,172	235,870
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Other [Member]
Loans receivable	226,123	190,266
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | ILLINOIS
Loans receivable	310,172	235,545
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Pass [Member] | Other [Member]
Loans receivable	226,123	190,266
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | ILLINOIS
Loans receivable	0	325
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Special Mention [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Substandard [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | ILLINOIS
Loans receivable	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Nonaccrual [Member] | Other [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	119,660	103,172
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Pass [Member]
Loans receivable	119,660	102,875
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Special Mention [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Substandard [Member]
Loans receivable	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Nonaccrual [Member]
Loans receivable	0	297
Commercial Portfolio Segment [Member]
Loans receivable	552,494	489,512
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member]
Loans receivable	76,716	67,995
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Pass [Member]
Loans receivable	76,716	67,995
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Lines and Loans for Operations [Member] | Nonaccrual [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member]
Loans receivable	20,035	19,400
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Pass [Member]
Loans receivable	15,346	19,400
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Special Mention [Member]
Loans receivable	873	0
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Substandard [Member]
Loans receivable	3,816	0
Commercial Portfolio Segment [Member] | Asset-based and Factored Receivables [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	211,506	178,462
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Pass [Member]
Loans receivable	211,454	178,427
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Special Mention [Member]
Loans receivable	0	35
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Substandard [Member]
Loans receivable	52	0
Finance Leases Portfolio Segment [Member] | Equipment Finance Leases, Government [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member]
Loans receivable	57,885	82,626
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Pass [Member]
Loans receivable	57,755	82,626
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Substandard [Member]
Loans receivable	130	0
Finance Leases Portfolio Segment [Member] | Investment Rated Commercial Leases [Member] | Nonaccrual [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Other [Member]
Loans receivable	95,606	88,851
Finance Leases Portfolio Segment [Member] | Other [Member] | Pass [Member]
Loans receivable	94,588	87,685
Finance Leases Portfolio Segment [Member] | Other [Member] | Special Mention [Member]
Loans receivable	644	1,090
Finance Leases Portfolio Segment [Member] | Other [Member] | Substandard [Member]
Loans receivable	43	0
Finance Leases Portfolio Segment [Member] | Other [Member] | Nonaccrual [Member]
Loans receivable	331	76
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member]
Loans receivable	55,910	40,582
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Pass [Member]
Loans receivable	55,023	40,582
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Middle Market Leases [Member] | Nonaccrual [Member]
Loans receivable	887	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member]
Loans receivable	34,836	11,596
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Pass [Member]
Loans receivable	34,748	11,596
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Special Mention [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Substandard [Member]
Loans receivable	0	0
Finance Leases Portfolio Segment [Member] | Small Ticket Leases [Member] | Nonaccrual [Member]
Loans receivable	88	0
Consumer Portfolio Segment [Member]
Loans receivable	1,584	1,685
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable	1,571	1,675
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	4	4
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable	4	6
Consumer Portfolio Segment [Member] | Nonaccrual [Member]
Loans receivable	$ 5	$ 0

Note 5 - Foreclosed Assets (Det

Note 5 - Foreclosed Assets (Details Textual) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Mortgage Loans in Process of Foreclosure, Amount	$ 0	$ 73,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	476,000	$ 725,000
Foreclosed Residential Real Estate Properties, Physical Possession Without Title [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	$ 0

Note 5 - Foreclosed Assets - Re

Note 5 - Foreclosed Assets - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Foreclosed assets - OREO	$ 472	$ 0
Foreclosed assets - OREO	0	0
Foreclosed assets - OREO	472	0
Other foreclosed assets, gross	4	952
Other foreclosed assets, valuation allowance	0	(227)
Other foreclosed assets	4	725
Other real estate owned and other foreclosed assets, gross	476	952
Other real estate owned and other foreclosed assets, valuation allowance	0	(227)
Total	$ 476	$ 725

Note 5 - Foreclosed Assets- Rol

Note 5 - Foreclosed Assets- Roll Forward of Foreclosed Assets (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Beginning balance	$ 725,000	$ 157,000
New foreclosed properties	791,000	4,473,000
Valuation adjustments	(31,000)	(420,000)
Valuation reductions from sales	258,000	193,000
Sales	(1,267,000)	(3,678,000)
Ending balance	$ 476,000	$ 725,000

Note 5 - Foreclosed Assets - Ac

Note 5 - Foreclosed Assets - Activity in the Valuation Allowance (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Beginning balance	$ 227,000	$ 0
Additions charged to expense	31,000	420,000
Reductions from sales	(258,000)	(193,000)
Ending balance	$ 0	$ 227,000

Note 6 - Premises and Equipme_3

Note 6 - Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Depreciation, Total	$ 2	$ 2

Note 6 - Premises and Equipme_4

Note 6 - Premises and Equipment - Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Property and equipment, gross	$ 61,075	$ 59,264
Accumulated depreciation	(36,119)	(34,221)
Property, Plant and Equipment, Net, Total	24,956	25,043
Land and Land Improvements [Member]
Property and equipment, gross	12,518	12,261
Building and Building Improvements [Member]
Property and equipment, gross	32,497	31,636
Furniture and Fixtures [Member]
Property and equipment, gross	10,793	10,249
Computer Equipment [Member]
Property and equipment, gross	$ 5,267	$ 5,118

Note 7 - Leases (Details Textua

Note 7 - Leases (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Operating Lease, Right-of-Use Asset, Amortization Expense	$ 1.2	$ 1.1
Operating Lease, Weighted Average Remaining Lease Term (Year)	7 years
Operating Lease, Weighted Average Discount Rate, Percent	2.83%

Note 7 - Leases - Classificatio

Note 7 - Leases - Classification of Right of Use and Lease Liabilities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Gross carrying amount	$ 7,671	$ 6,805
New lease obligation	0	866
Accumulated amortization	(3,964)	(2,794)
Other Assets [Member]
Net recorded value	3,707	4,877
Other Liabilities [Member]
Right of use lease obligations	$ 3,707	$ 4,877

Note 7 - Leases - Lease Cost (D

Note 7 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Operating lease cost	$ 1,170	$ 1,064
Short-term lease cost	114	161
Sublease income	(28)	(38)
Total lease cost	1,256	1,187
Operating cash flows from operating leases	$ 1,296	$ 1,110

Note 7 - Leases - Future Minimu

Note 7 - Leases - Future Minimum Payments (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
2023	$ 1,236
2024	656
2025	506
2026	495
2027	322
Thereafter	1,401
Total future minimum operating lease payments	4,616
Amounts representing interest	(909)
Other Liabilities [Member]
Present value of net future minimum operating lease payments	$ 3,707	$ 4,877

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Time Deposits, at or Above FDIC Insurance Limit	$ 24,000	$ 22,500
Certificates of Deposit, at Carrying Value	$ 0	$ 3,500

Note 8 - Deposits - Composition

Note 8 - Deposits - Composition of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Noninterest-bearing demand deposits	$ 280,625	$ 342,185
Interest-bearing NOW accounts	400,416	404,326
Money market accounts	302,863	333,369
Savings deposits	204,506	201,633
Certificates of deposit	186,524	206,918
Total deposits	$ 1,374,934	$ 1,488,431

Note 8 - Deposits - Scheduled M

Note 8 - Deposits - Scheduled Maturities of Certificates of Deposits (Details) $ in Thousands	Dec. 31, 2022 USD ($)
2023	$ 129,797
2024	51,741
2025	4,685
2026	60
2027	241
Time Deposits, Total	$ 186,524

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual) - USD ($)		12 Months Ended
	Apr. 14, 2021	Dec. 31, 2020	Dec. 31, 2022	Dec. 31, 2021
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged			$ 0	$ 0
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds			372,200,000
Federal Home Loan Bank Advances General Debt Obligations Disclosures, Amount Of Pledgeable U.S. Treasury Notes			198,700,000
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total			0	$ 0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current		$ 5,000,000
Debt Instrument, Prime Rate Floor		2.40%
Prime Rate [Member] | Line of Credit [Member] | Unsecured Debt [Member]
Debt Instrument, Basis Spread on Variable Rate		0.75%
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member]
Debt Instrument, Face Amount	$ 20,000,000
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Debt Issuance Costs, Net, Total	$ 441,000		366,000
Debt Instrument, Term (Year)	10 years
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	2.99%
First Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged			15,100,000
Multi Family Mortgage Loans [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged			$ 394,300,000

Note 9 - Borrowings - Advances

Note 9 - Borrowings - Advances From the FHLB (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fixed-rate advance from FHLB, due May 9, 2022, interest rate	0%	0%
Fixed-rate advance from FHLB	$ 0	$ 5,000
Subordinated notes, net of unamortized issuance costs	$ 19,634	$ 19,590
Line of credit, due March 31, 2022, interest rate	6.75%	2.50%
Line of credit, due March 30, 2023	$ 0	$ 0
Subordinated Debt [Member]
Subordinated Notes, due May 15, 2031	3.75%	3.75%

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($)	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	$ 14,900,000	$ 14,900,000
Deferred Tax Assets, Net, Total	5,175,000	2,762,000
Operating Loss Carryforwards	6,900,000	165,599
Tax Credit Carryforwards, Alternative Minimum Tax, Not Subject to Expiration	225,000
State and Local Jurisdiction [Member]
Operating Loss Carryforwards	44,400,000
State and Local Jurisdiction [Member] | Illinois Department of Revenue [Member]
Tax Credit Carryforward, Valuation Allowance	$ 0	$ 0	$ 200,000

Note 10 - Income Taxes - Schedu

Note 10 - Income Taxes - Schedule of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Current expense	$ 3,578	$ 2,320
Deferred expense	(237)	28
Total income tax expense	$ 3,341	$ 2,348

Note 10 - Income Taxes - A Reco

Note 10 - Income Taxes - A Reconciliation of the Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Expense computed at the statutory federal tax rate	$ 2,905	$ 2,048
State and local taxes, net of federal income tax effect	501	504
Other, net	(65)	(4)
Valuation allowance for deferred tax assets	0	(200)
Total income tax expense	$ 3,341	$ 2,348
Effective income tax rate	24.15%	24.07%

Note 10 - Income Taxes - Sche_2

Note 10 - Income Taxes - Schedule of Deferred Tax Assets, Net (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Allowance for loan losses	$ 2,114	$ 1,798
Alternative minimum tax and net operating loss carryforwards	3,886	3,938
Lease liability	964	1,306
Other	1,231	854
Unrealized loss on securities	2,147	0
Deferred Tax Assets, Gross, Total	10,342	7,896
Net deferred loan origination costs	(1,095)	(808)
Purchase accounting adjustments	(1,421)	(1,516)
Right of use asset	(964)	(1,306)
Fixed assets	(1,061)	(800)
Other	(626)	(675)
Unrealized gain on securities	0	(29)
Deferred Tax Liabilities, Gross, Total	(5,167)	(5,134)
Deferred Tax Assets, Net, Total	$ 5,175	$ 2,762

Note 10 - Income Taxes - Unreco

Note 10 - Income Taxes - Unrecognized Tax Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Beginning of year	$ 283	$ 277
Additions based on tax positions related to the current year	67	34
Additions for tax positions of prior years	6	10
Reductions due to the statute of limitations and reductions for tax positions of prior years	(51)	(38)
End of year	$ 305	$ 283

Note 11 - Regulatory Matters -

Note 11 - Regulatory Matters - Bank's Community Leverage Ratio (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Community Bank Leverage Ratio, actual amount	$ 165,252
Community Bank Leverage Ratio, actual ratio	10.31%	9.91%
Community Bank Leverage Ratio, required for capital adequacy purposes amount	$ 144,288	$ 142,091
Community Bank Leverage Ratio, required for capital adequacy purposes ratio	9%	8.50%
Operating Loss Carryforwards	$ 6,900,000	$ 165,599

Note 12 - Employee Benefit Pl_2

Note 12 - Employee Benefit Plan (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Share Based Compensation And Postretirement Benefits, Minimum Age Of Employee (Year)	21 years
Share Based Compensation And Postretirement Benefits, Period of Service Required For Eligibility (Year)	1 year
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	50%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	6%
Defined Contribution Plan, Cost	$ 274,000	$ 345,000

Note 13 - Loan Commitments an_3

Note 13 - Loan Commitments and Other Off-balance-sheet Activities (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2022 USD ($)
Commitments To Extend Credit, Duration Of Extension (Day)	60 days
Commitments to Extend Credit [Member]
Notional Or Contractual Credit, Extension Commitments, Fixed Interest Rate Loan	$ 14.4
Commitments to Extend Credit [Member] | Minimum [Member]
Notional Or Contractual Credit Extension Commitments, Fixed Interest Rate	5.18%
Notional Or Contractual Credit Extension Commitments, Loan Maturity (Month)	9 months
Commitments to Extend Credit [Member] | Maximum [Member]
Notional Or Contractual Credit Extension Commitments, Fixed Interest Rate	8.75%
Notional Or Contractual Credit Extension Commitments, Loan Maturity (Month)	5 years

Note 13 - Loan Commitments an_4

Note 13 - Loan Commitments and Other Off-balance-sheet Activities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Commitments to Extend Credit [Member]
Notional Or Contractual Credit Extension Commitments	$ 24,524	$ 38,864
Standby Letters of Credit [Member]
Notional Or Contractual Credit Extension Commitments	7,577	6,937
Unused lines of Credit [Member]
Notional Or Contractual Credit Extension Commitments	$ 129,607	$ 184,343

Note 14 - Fair Value (Details T

Note 14 - Fair Value (Details Textual) - USD ($)	6 Months Ended	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Impaired Loans, Fair Value Disclosure			$ 297,000
Impaired Loans, Valuation Allowance			30,000
Increase (Decrease) in Impaired Loans Valuation Allowance			2,000
Foreclosed Assets, Gross			952,000
Foreclosed Assets, Valuation Allowance	$ 0	$ 0	227,000	$ 0
Repossessed Assets, Total	476,000	476,000	725,000	$ 157,000
Foreclosed Assets Valuation Adjustments, With Valuation Reserve	31,000
Foreclosed Assets Valuation Adjustments		(31,000)	$ (420,000)
Impaired Loans [Member]
Impaired Loans, Valuation Allowance	$ 30,000	$ 30,000

Note 14 - Fair Value - Financia

Note 14 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Securities	$ 210,338	$ 85,694
Fair Value, Inputs, Level 1 [Member]
Securities	163,103	76,553
Fair Value, Inputs, Level 2 [Member]
Securities	47,235	9,141
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Certificates of Deposit [Member]
Securities	2,233	2,728
Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	2,233	2,728
Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]
Securities	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities	225
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	225
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities	0
US Treasury and Government [Member]
Securities	163,103
US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Securities	163,103
US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	0
US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Securities	0
US Government-sponsored Enterprises Debt Securities [Member]
Securities	39,699
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities	0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	39,699
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities	0
Residential Mortgage-Backed Securities [Member]
Securities	3,881	4,833
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	3,881	4,833
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Collateralized Mortgage-Backed Securities [Member]
Securities	1,197	1,580
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities	0	0
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	1,197	1,580
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities	0	0
US Treasury Securities [Member]
Securities	$ 163,103	76,553
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities		76,553
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities		0
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities		$ 0

Note 14 - Fair Value - Financ_2

Note 14 - Fair Value - Financial Assets At Fair Value on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Dec. 31, 2021 USD ($)
One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	$ 725
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	267
Fair Value, Inputs, Level 1 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 1 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	0
Fair Value, Inputs, Level 2 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	0
Fair Value, Inputs, Level 2 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	0
Fair Value, Inputs, Level 3 [Member] | One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	725
Fair Value, Inputs, Level 3 [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 267

Note 14 - Fair Value - Quantita

Note 14 - Fair Value - Quantitative Information for Financial Instruments on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Dec. 31, 2021 USD ($)
One-to-Four Family Residential Real Estate [Member]
Foreclosed assets	$ 725
One-to-Four Family Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	$ 725
One-to-Four Family Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Foreclosed assets	15.6
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Impaired loans - nonresidential real estate, fair value	$ 267
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans - nonresidential real estate, fair value	$ 267
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation, Market Approach [Member] | Measurement Input, Discount Rate [Member]
Imapired loans, measurement input	22

Note 14 - Fair Value - Carrying

Note 14 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Securities	$ 210,338,000	$ 85,694,000
Certificates of deposit	186,524,000	206,918,000
Fair Value, Inputs, Level 1 [Member]
Securities	163,103,000	76,553,000
Fair Value, Inputs, Level 2 [Member]
Securities	47,235,000	9,141,000
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	66,771,000	502,162,000
Securities	210,338,000	85,694,000
Loans receivable, net of allowance for loan losses	1,226,743,000	1,044,207,000
FHLB and FRB stock	7,490,000	7,490,000
Accrued interest receivable	7,338,000	4,648,000
Certificates of deposit	186,524,000	206,918,000
Subordinated Notes	19,634,000	19,590
Borrowings		5,000,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	66,771,000	502,162,000
Securities	210,338,000	85,694,000
Loans receivable, net of allowance for loan losses	1,198,616,000	1,039,298,000
Accrued interest receivable	7,338,000	4,648,000
Certificates of deposit	182,398,000	206,530,000
Subordinated Notes	17,800,000	20,240
Borrowings		4,999,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	65,967,000	448,552,000
Securities	163,103,000	76,553,000
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	514,000	79,000
Certificates of deposit	0	0
Subordinated Notes	0	0
Borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	804,000	53,610,000
Securities	47,235,000	9,141,000
Loans receivable, net of allowance for loan losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	477,000	13,000
Certificates of deposit	182,398,000	206,530,000
Subordinated Notes	17,800,000	20,240
Borrowings		4,999,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for loan losses	1,198,616,000	1,039,298,000
FHLB and FRB stock	0	0
Accrued interest receivable	6,347,000	4,556,000
Certificates of deposit	0	0
Subordinated Notes	$ 0	0
Borrowings		$ 0

Note 15 - Revenue from Contra_3

Note 15 - Revenue from Contracts with Customers (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Revenue from Contract with Customer, Excluding Assessed Tax	$ 3,271	$ 3,184
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax	$ 1,400	$ 1,600

Note 15 - Revenue from Contra_4

Note 15 - Revenue from Contracts with Customers - Noninterest Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021
Deposit service charges and fees		$ 3,271	$ 3,184
Loan servicing fees	[1]	590	731
Mortgage brokerage and banking fees	[1]	38	35
(Loss) earnings on bank-owned life insurance	[1]	(39)	114
Bank-owned life insurance death benefit	[1]	446	0
Other	[1]	517	489
Total noninterest income		5,976	5,689
Deposit Account [Member]
Deposit service charges and fees		3,271	3,184
Bank Servicing [Member]
Deposit service charges and fees		$ 1,153	$ 1,136
[1]Not within the scope of ASC 606

Note 16 - Company Only Conden_3

Note 16 - Company Only Condensed Financial Information - Condensed Statements of Financial Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Deferred tax asset	$ 5,175	$ 2,762
Other assets	7,035	8,822
Assets, Total	1,575,137	1,700,682
Subordinated notes, net of unamortized issuance costs	19,634	19,590
Total stockholders’ equity	151,671	157,466	$ 172,930
Liabilities and Equity, Total	1,575,137	1,700,682
Parent Company [Member]
Cash in subsidiary	8,512	8,211	$ 10,996
Investment in subsidiary	160,446	166,856
Deferred tax asset	595	587
Other assets	1,868	1,502
Assets, Total	171,421	177,156
Subordinated notes, net of unamortized issuance costs	19,634	19,590
Accrued expenses and other liabilities	116	100
Total stockholders’ equity	151,671	157,466
Liabilities and Equity, Total	$ 171,421	$ 177,156

Note 16 - Company Only Conden_4

Note 16 - Company Only Condensed Financial Information - Statements of Operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Interest expense	$ 4,481	$ 2,794
Other expense	41,128	40,943
Income tax expense	3,341	2,348
Parent Company [Member]
Dividends from subsidiary	12,500	3,500
Interest expense	794	567
Other expense	1,619	1,595
Income before income tax and undistributed subsidiary excess distributions	10,087	1,338
Income tax expense	(625)	(761)
Income before equity in undistributed subsidiary excess distributions	10,712	2,099
Equity in undistributed subsidiary (excess distributions)	(218)	5,311
Net income	$ 10,494	$ 7,410

Note 16 - Company Only Conden_5

Note 16 - Company Only Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Depreciation and amortization	$ 1,262	$ 2,072
Other assets	1,822	1,130
Net cash from operating activities	9,292	7,768
Proceeds from issuance of subordinated notes	0	20,000
Costs paid for issuance of subordinated notes	0	(441)
Repurchase and retirement of common stock	(4,866)	(17,122)
Cash dividends paid on common stock	(5,231)	(5,619)
Net cash (usied in) from financing activities	(127,913)	92,028
Parent Company [Member]
Net income	10,494	7,410
Depreciation and amortization	44	31
Equity in undistributed subsidiary excess distributions	218	(5,311)
Other assets	(374)	(1,038)
Change in accrued expenses and other liabilities	16	(695)
Net cash from operating activities	10,398	397
Proceeds from issuance of subordinated notes	0	20,000
Costs paid for issuance of subordinated notes	0	(441)
Repurchase and retirement of common stock	(4,866)	(17,122)
Cash dividends paid on common stock	(5,231)	(5,619)
Net cash (usied in) from financing activities	(10,097)	(3,182)
Net change in cash in subsidiary	301	(2,785)
Beginning cash in subsidiary	8,211	10,996
Ending cash in subsidiary	$ 8,512	$ 8,211

Note 17 - Subsequent Events (De

Note 17 - Subsequent Events (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable, Gross	$ 1,233,287	$ 1,050,638
Substandard [Member]
Loans and Leases Receivable, Gross	4,371	482
Special Mention [Member]
Loans and Leases Receivable, Gross	1,525	1,454
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	552,494	$ 489,512
Commercial Portfolio Segment [Member] | Government Equipment Finance Portfolio [Member] | Substandard [Member]
Loans and Leases Receivable, Gross	8,400
Commercial Portfolio Segment [Member] | Government Equipment Finance Portfolio [Member] | Special Mention [Member]
Loans and Leases Receivable, Gross	$ 10,500