BankFinancial (BFIN) 10-Q 2 May 23 2023 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2023	Apr. 28, 2023
Document Information [Line Items]
Entity Central Index Key	0001303942
Entity Registrant Name	BankFinancial CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	0-51331
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	75-3199276
Entity Address, Address Line One	60 North Frontage Road
Entity Address, City or Town	Burr Ridge
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60527
City Area Code	800
Local Phone Number	894-6900
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	BFIN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		12,693,993

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from other financial institutions	$ 19,963	$ 12,046
Interest-bearing deposits in other financial institutions	57,042	54,725
Cash and cash equivalents	77,005	66,771
Securities, at fair value	170,239	210,338
Loans receivable, net of allowance for credit losses: March 31, 2023, $10,032 and December 31, 2022, $8,129	1,225,288	1,226,743
Foreclosed assets, net	1,393	476
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490
Premises held-for-sale	1,246	0
Premises and equipment, net	22,955	24,956
Accrued interest receivable	8,316	7,338
Bank-owned life insurance	18,731	18,815
Deferred taxes	5,395	5,480
Other assets	6,052	7,035
Total assets	1,544,110	1,575,442
Liabilities
Noninterest-bearing	287,493	280,625
Interest-bearing	1,027,721	1,094,309
Total deposits	1,315,214	1,374,934
Borrowings	35,000	0
Subordinated notes, net of unamortized issuance costs	19,645	19,634
Advance payments by borrowers for taxes and insurance	7,321	8,674
Accrued interest payable and other liabilities	14,571	20,529
Total liabilities	1,391,751	1,423,771
Stockholders’ equity
Preferred stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 100,000,000 shares authorized; 12,693,993 shares issued at March 31, 2023 and 12,742,597 shares issued at December 31, 2022	127	127
Additional paid-in capital	85,346	85,848
Retained earnings	71,449	71,808
Accumulated other comprehensive loss	(4,563)	(6,112)
Total stockholders’ equity	152,359	151,671
Total liabilities and stockholders’ equity	$ 1,544,110	$ 1,575,442

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Allowance for loan losses	$ 10,032	$ 8,129
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred Stock, shares issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	100,000,000	100,000,000
Common Stock, shares issued (in shares)	12,693,993	12,742,597

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Interest and dividend income
Loans, including fees		$ 14,393,000	$ 10,813,000
Securities		1,114,000	299,000
Other		653,000	306,000
Total interest income		16,160,000	11,418,000
Interest expense
Deposits		2,300,000	445,000
Borrowings and Subordinated notes		360,000	198,000
Total interest expense		2,660,000	643,000
Net interest income		13,500,000	10,775,000
Provision for credit losses - loans		85,000	276,000
Recovery of credit losses - unfunded commitments		(37,000)	0
Provision for credit losses		48,000	276,000
Net interest income after provision for credit losses		13,452,000	10,499,000
Noninterest income
Deposit service charges and fees		816,000	781,000
Loan servicing fees	[1]	129,000	101,000
Trust and insurance commissions and annuities income		367,000	338,000
(Loss) earnings on bank-owned life insurance	[1]	(84,000)	28,000
Losses on sales of securities	[1]	(454,000)	0
Valuation adjustment on bank premises held-for-sale	[1]	(553,000)	0
Other	[1]	92,000	196,000
Total noninterest income		313,000	1,444,000
Noninterest expense
Compensation and benefits		5,555,000	5,480,000
Office occupancy and equipment		2,038,000	2,134,000
Advertising and public relations		190,000	142,000
Information technology		849,000	851,000
Professional fees		317,000	373,000
Supplies, telephone, and postage		359,000	347,000
FDIC insurance premiums		154,000	116,000
Other		830,000	846,000
Total noninterest expense		10,292,000	10,289,000
Income before income taxes		3,473,000	1,654,000
Income tax expense		840,000	386,000
Net income		$ 2,633,000	$ 1,268,000
Basic and diluted earnings per common share (in dollars per share)		$ 0.21	$ 0.10
Basic and diluted weighted average common shares outstanding (in shares)		12,721,841	13,204,041
[1]Not within the scope of ASC 606

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net income	$ 2,633	$ 1,268
Unrealized holding gain (loss) on securities arising during the period	1,641	(4,065)
Tax effect	(427)	1,088
Unrealized holding gain (loss) on securities, net of tax	1,214	(2,977)
Reclassification adjustment for loss included in net income	454	0
Tax effect, included in income tax expense	(119)	0
Reclassification adjustment for loss included in net income, net of tax	335	0
Other comprehensive gain (loss), net of tax	1,549	(2,977)
Comprehensive income (loss)	$ 4,182	$ (1,709)

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2021						$ 132	$ 90,709	$ 66,545	$ 80	$ 157,466
Net income						0	0	1,268	0	1,268
Other comprehensive income (loss), net of tax effect						0	0	0	(2,977)	(2,977)
Repurchase and retirement of common stock						0	(539)	0	0	(539)
Cash dividends declared on common stock						0	0	(1,323)	0	(1,323)
Balance at Mar. 31, 2022						132	90,170	66,490	(2,897)	153,895
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ 0	$ (1,719)	$ 0	$ (1,719)
Balance at Dec. 31, 2022						127	85,848	71,808	(6,112)	151,671
Net income						0	0	2,633	0	2,633
Other comprehensive income (loss), net of tax effect						0	0	0	1,549	1,549
Repurchase and retirement of common stock						0	(502)	0	0	(502)
Cash dividends declared on common stock						0	0	(1,273)	0	(1,273)
Balance at Mar. 31, 2023						$ 127	$ 85,346	$ 71,449	$ (4,563)	$ 152,359

Consolidated Statements of Ch_2

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Repurchase and retirement of common stock (in shares)	48,604	50,000
Cash dividends declared on common stock (in dollars per share)	$ 0.10	$ 0.10

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities
Net income		$ 2,633,000	$ 1,268,000
Adjustments to reconcile net income to net cash from operating activities
Provision for credit losses - loans		85,000	276,000
Recovery of credit losses - unfunded commitments		(37,000)	0
Depreciation and amortization		216,000	489,000
Net change in net deferred loan origination costs		(83,000)	(194,000)
Losses on sales of securities	[1]	454,000	0
Valuation adjustment on bank premises held-for-sale	[1]	553,000	0
Loss on disposal of premises and equipment		4,000	0
Gain on sale of foreclosed assets		0	(6,000)
Foreclosed assets valuation adjustments		0	(8,000)
(Loss) earnings on bank-owned life insurance	[1]	84,000	(28,000)
Net change in:
Accrued interest receivable		(978,000)	(1,242,000)
Other assets		1,132,000	(334,000)
Accrued interest payable and other liabilities		(6,338,000)	(8,220,000)
Net cash from operating activities		(2,275,000)	(7,999,000)
Cash flows from (used in) investing activities
Proceeds from maturities		0	1,488,000
Proceeds from principal repayments		170,000	325,000
Proceeds from sale of securities		42,631,000	0
Purchases of securities		(744,000)	(52,778,000)
Net change in loans receivable		(1,387,000)	(11,227,000)
Proceeds from sale of foreclosed assets		4,000	45,000
Proceeds from sale of premises and equipment		3,000	0
Purchase of premises and equipment, net		(320,000)	(402,000)
Net cash from (used in) investing activities		40,357,000	(62,549,000)
Cash flows from financing activities
Deposits		(59,720,000)	(26,826,000)
Borrowings		35,000,000	0
Advance payments by borrowers for taxes and insurance		(1,353,000)	(1,924,000)
Repurchase and retirement of common stock		(502,000)	(539,000)
Cash dividends paid on common stock		(1,273,000)	(1,323,000)
Net cash from financing activities		(27,848,000)	(30,612,000)
Net change in cash and cash equivalents		10,234,000	(101,160,000)
Beginning cash and cash equivalents		66,771,000	502,162,000
Ending cash and cash equivalents		77,005,000	401,002,000
Supplemental disclosures of cash flow information:
Interest paid		2,411,000	456,000
Income taxes paid		1,000	16,000
Income taxes refunded		0	3,000
Assets transferred to premises held-for-sale		1,799,000	0
Loans transferred to foreclosed assets		$ 921,000	$ 274,000
[1]Not within the scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 Basis of Presentation three March 31, 2023 not may December 31, 2023 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). Use of Estimates Factored Receivables: 4 may third March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Factoring fees are recognized in interest income as incurred by the customer and deducted from the customer's reserve balances. Other factoring-related fees, which include wire transfer fees, broker fees, and other similar fees, are reported by the Company as loan servicing fees in noninterest income. Allowance for Credit Losses: January 1, 2023, 326” No. 2016 13, Financial Instruments Credit Losses (Topic 326 Measurement of Credit Losses on Financial Instruments 326 326 326 The Company adopted ASC 326 January 1, 2023 326 January 1, 2023 Post ASC 326 Adoption Pre-ASC 326 Adoption Pre-tax impact of ASC 326 Adoption Assets: Allowance One-to-four family residential real estate $ 380 $ 281 $ 99 Multi-family mortgage 4,647 4,017 630 Nonresidential real estate 1,300 1,234 66 Commercial loans and leases 3,670 2,548 1,122 Consumer 39 49 (10) Total allowance for credit losses $ 10,036 $ 8,129 $ 1,907 Liabilities: Unfunded commitment reserve $ 417 $ — $ 417 The allowance for credit losses (“ACL”) is evaluated on a regular basis and established through charges to earnings in the form of a provision for credit losses. When a loan or portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance and subsequent recoveries, if any, are credited to the allowance. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. a. Portfolio Segmentation ( Pooled Loans ) Portfolio segmentation is defined as the pooling of loans based upon similar risk characteristics such that quantitative methodologies and qualitative adjustment factors for estimating the allowance for credit losses is constructed for each segment. The allowance for credit losses for Pooled Loans estimate is based upon periodic review of the collectability of the loans quantitatively correlating historical loan experience with reasonable and supportable forecasts using forward looking information. Adjustments to the quantitative evaluation may b. Individually Evaluated Loans The Company establishes a specific loss reserve for individually evaluated loans which do not c. Accrued Interest Receivable Upon adoption of ASC 326 January 1, 2023, ● Presenting accrued interest receivable balances separately within another line item on the Consolidated Statements of Financial Condition. ● Continuing our policy to fully reserve accrued interest receivable by reversing interest income. For commercial loans, the reserve is established upon becoming 90 120 not ● Not d. Reserve for Unfunded Commitments The reserve for unfunded commitments (the “Unfunded Commitment Reserve”) represents the expected credit losses on off-balance sheet commitments such as unfunded commitments to extend credit and standby letters of credit. However, a liability is not Troubled Debt Restructurings and Vintage Disclosures: 2022 02 “Financial Instruments—Credit Losses (Topic 326 326. 310 20 January 1, 2023. Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2022

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 Amounts reported in earnings per share reflect earnings available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period. Three Months Ended March 31, 2023 2022 Net income available to common stockholders $ 2,633 $ 1,268 Basic and diluted weighted average common shares outstanding 12,721,841 13,204,041 Basic and diluted earnings per common share $ 0.21 $ 0.10

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities March 31, 2023 Certificates of deposit $ 2,977 $ — $ — $ 2,977 Municipal securities 240 — (13 ) 227 U.S. Treasury Notes 128,137 — (5,772 ) 122,365 U.S. government-sponsored agencies 40,000 — (261 ) 39,739 Mortgage-backed securities - residential 3,880 25 (124 ) 3,781 Collateralized mortgage obligations - residential 1,171 — (21 ) 1,150 $ 176,405 $ 25 $ (6,191 ) $ 170,239 December 31, 2022 Certificates of deposit $ 2,233 $ — $ — $ 2,233 Municipal securities 240 — (15 ) 225 U.S. Treasury Notes 170,906 — (7,803 ) 163,103 U.S. government-sponsored agencies 40,000 — (301 ) 39,699 Mortgage-backed securities - residential 3,997 27 (143 ) 3,881 Collateralized mortgage obligations - residential 1,223 — (26 ) 1,197 $ 218,599 $ 27 $ (8,288 ) $ 210,338 Mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities and agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. The amortized cost and fair values of securities available-for-sale by contractual maturity are shown below. Securities not may may March 31, 2023 Amortized Cost Fair Value Due in one year or less $ 63,028 $ 61,858 Due after one year through five years 108,326 103,450 171,354 165,308 Mortgage-backed securities - residential 3,880 3,781 Collateralized mortgage obligations - residential 1,171 1,150 $ 176,405 $ 170,239 Securities available-for-sale with unrealized losses not Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss March 31, 2023 Municipal securities — $ — $ — 1 $ 227 $ (13 ) 1 $ 227 $ (13 ) U.S. Treasury Notes 2 4,170 (53 ) 179 118,195 (5,719 ) 181 122,365 (5,772 ) U.S. government-sponsored agencies 9 39,739 (261 ) — — — 9 39,739 (261 ) Mortgage-backed securities - residential 14 2,414 (78 ) 2 539 (46 ) 16 2,953 (124 ) Collateralized mortgage obligations - residential 4 256 (4 ) 4 894 (17 ) 8 1,150 (21 ) 29 $ 46,579 $ (396 ) 186 $ 119,855 $ (5,795 ) 215 $ 166,434 $ (6,191 ) December 31, 2022 Municipal securities 1 $ 225 $ (15 ) — $ — $ — 1 $ 225 $ (15 ) U.S. Treasury Notes 147 104,439 (4,104 ) 53 58,664 (3,699 ) 200 163,103 (7,803 ) U.S. government-sponsored agencies 9 39,699 (301 ) — — — 9 39,699 (301 ) Mortgage-backed securities - residential 18 3,016 (143 ) — — — 18 3,016 (143 ) Collateralized mortgage obligations - residential 5 1,009 (18 ) 1 171 (8 ) 6 1,180 (26 ) 180 $ 148,388 $ (4,581 ) 54 $ 58,835 $ (3,707 ) 234 $ 207,223 $ (8,288 ) The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the security is impaired. U.S. Treasury Notes, U.S. government-sponsored agencies and certain other available-for-sale securities that the Company holds in its investment portfolio were in an unrealized loss position at March 31, 2023 not uality, it is not We reviewed the available-for-sale securities in an unrealized loss position within the guidelines of ASC 326 no The proceeds from sales of securities and the associated losses were as follows: Three Months Ended March 31, 2023 2022 Proceeds $ 42,631 $ — Gross gains — — Gross losses (454 ) —

Note 4 - Loans Receivable

Note 4 - Loans Receivable	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 The summary of loans receivable by class of loans is as follows: March 31, 2023 December 31, 2022 One-to-four family residential real estate $ 21,475 $ 23,133 Multi-family mortgage 544,673 537,394 Nonresidential real estate 123,360 119,705 Commercial loans and leases 544,216 553,056 Consumer 1,596 1,584 1,235,320 1,234,872 Allowance for credit losses (10,032 ) (8,129 ) Loans, net $ 1,225,288 $ 1,226,743 Net deferred loan origination costs included in the table above were $1.7 million as of March 31, 2023 December 31, 2022 Allowance for Credit Losses - Loans The following table represents the activity in the ACL by class of loans: One-to-four family residential real estate Multi-family mortgage Nonresidential real estate Commercial loans and leases Consumer Total For the three months ended March 31, 2023 Beginning balance, prior to adoption of ASC 326 $ 281 $ 4,017 $ 1,234 $ 2,548 $ 49 $ 8,129 Impact of adopting ASC 326 99 630 66 1,122 (10 ) 1,907 Beginning balance, after adoption of ASC 326 380 4,647 1,300 3,670 39 10,036 Provision for (recovery of) credit losses (31 ) 62 47 (16 ) 23 85 Loans charged off — — — (79 ) (22 ) (101 ) Recoveries 5 5 — 1 1 12 $ 354 $ 4,714 $ 1,347 $ 3,576 $ 41 $ 10,032 March 31, 2022 Beginning balance $ 331 $ 3,377 $ 1,311 $ 1,652 $ 44 $ 6,715 Provision for (recovery of) credit losses (14 ) 8 (162 ) 425 19 276 Loans charged off (4 ) — (192 ) — (18 ) (214 ) Recoveries 2 5 — 1 1 9 $ 315 $ 3,390 $ 957 $ 2,078 $ 46 $ 6,786 As of March 31, 2023 The following tables present the balance in the ACL and loans receivable by class of loans based on evaluation method. Allocation of a portion of the ACL to one not One-to-four family residential real estate Multi-family mortgage Nonresidential real estate Commercial loans and leases Consumer Total March 31, 2023 Loans: Loans individually evaluated $ 89 $ 148 $ — $ 8,848 $ — $ 9,085 Loans collectively evaluated 21,386 544,525 123,360 535,368 1,596 1,226,235 $ 21,475 $ 544,673 $ 123,360 $ 544,216 $ 1,596 $ 1,235,320 ACL: Loans individually evaluated $ — $ — $ — $ — $ — $ — Loans collectively evaluated 354 4,714 1,347 3,576 41 10,032 $ 354 $ 4,714 $ 1,347 $ 3,576 $ 41 $ 10,032 One-to-four family residential real estate Multi-family mortgage Nonresidential real estate Commercial loans and leases Consumer Total December 31, 2022 Loans: Loans individually evaluated $ 752 $ 473 $ — $ 1,487 $ — $ 2,712 Loans collectively evaluated 22,381 536,921 119,705 551,569 1,584 1,232,160 $ 23,133 $ 537,394 $ 119,705 $ 553,056 $ 1,584 $ 1,234,872 ACL: Loans individually evaluated $ — $ — $ — $ — $ — $ — Loans collectively evaluated 281 4,017 1,234 2,548 49 8,129 $ 281 $ 4,017 $ 1,234 $ 2,548 $ 49 $ 8,129 Individually Evaluated Loans The following tables present loans individually evaluated by class of loans: Three Months Ended March 31, 2023 Loan Balance Recorded Investment Partial Charge-off Allowance for Credit Losses Allocated Average Investment Interest Income Recognized March 31, 2023 With no related allowance recorded: One-to-four family residential real estate $ 87 $ 89 $ — $ — $ 78 $ 2 Multi-family mortgage 133 148 — — 49 — Commercial loans and leases 8,958 8,848 50 — 3,714 — $ 9,178 $ 9,085 $ 50 $ — $ 3,841 $ 2 Year ended December 31, 2022 Loan Balance Recorded Investment Partial Charge-off Allowance for Credit Losses Allocated Average Investment Interest Income Recognized December 31, 2022 With no related allowance recorded: One-to-four family residential real estate $ 752 $ 752 $ — $ — $ 1,143 $ 29 Multi-family mortgage 473 473 — — 590 27 Commercial loans and leases 1,606 1,487 49 — 445 47 $ 2,831 $ 2,712 $ 49 $ — $ 2,178 $ 103 Nonaccrual Loans The following tables present the recorded investment in nonaccrual loans and loans 90 Nonaccrual Loans Past Due Over 90 Days Still Accruing March 31, 2023 One-to-four family residential real estate $ 55 $ — Commercial loans and leases 8,807 — $ 8,862 $ — December 31, 2022 One-to-four family residential real estate $ 92 $ — Commercial loans and leases 1,310 238 Consumer 5 — $ 1,407 $ 238 Nonaccrual loans and individually evaluated loans are defined differently. Some loans may may one The Company’s reserve for uncollected loan interest was $241,000 and $38,000 at March 31, 2023 December 31, 2022 Past Due Loans The following tables present the aging of the recorded investment of loans by portfolio segment: 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due Nonaccrual Current Total March 31, 2023 One-to-four family residential real estate loans $ 496 $ 16 $ — $ 512 $ 55 $ 20,908 $ 21,475 Multi-family mortgage: Senior notes 786 148 — 934 — 500,517 501,451 Junior notes 362 185 — 547 — 42,675 43,222 Nonresidential real estate: Owner occupied — — — — — 22,264 22,264 Non-owner occupied — — — — — 101,096 101,096 Commercial loans and leases: Commercial 5,106 1,139 — 6,245 384 278,775 285,404 Equipment finance - Government 6,421 423 — 6,844 8,420 187,672 202,936 Equipment finance - Corporate Investment-grade 794 — — 794 3 55,079 55,876 Consumer 6 5 — 11 — 1,585 1,596 $ 13,971 $ 1,916 $ — $ 15,887 $ 8,862 $ 1,210,571 $ 1,235,320 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due Nonaccrual Current Total December 31, 2022 One-to-four family residential real estate loans $ 411 $ 19 $ — $ 430 $ 92 $ 22,611 $ 23,133 Multi-family mortgage: Senior notes 31 — — 31 — 494,957 494,988 Junior notes — — — — — 42,406 42,406 Nonresidential real estate: Owner occupied — — — — — 22,617 22,617 Non-owner occupied — — — — — 97,088 97,088 Commercial loans and leases: Commercial 2,424 336 111 2,871 1,310 279,272 283,453 Equipment finance - Government 2,034 5,106 — 7,140 — 204,443 211,583 Equipment finance - Corporate Investment-grade — 81 127 208 — 57,812 58,020 Consumer 12 4 — 16 5 1,563 1,584 $ 4,912 $ 5,546 $ 238 $ 10,696 $ 1,407 $ 1,222,769 $ 1,234,872 At March 31, 2023 2022 02 “Financial Instruments—Credit Losses (Topic 326 At December 31, 2022 not 4013 2020 35 340 10 340 10, no December 31, 2022. Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: Pass. Watch. not Special Mention. may not not Substandard. may not not Nonaccrual. one Based on the most recent analysis performed, the risk categories of loans by class of loans are as follows: Pass Watch Special Mention Substandard Substandard Nonaccrual Total March 31, 2023 One-to-four family residential real estate $ 21,080 $ 44 $ 16 $ 280 $ 55 $ 21,475 Multi-family mortgage 541,885 2,640 — 148 — 544,673 Nonresidential real estate 120,351 3,009 — — — 123,360 Commercial loans and leases 505,882 14,283 11,398 3,846 8,807 544,216 Consumer 1,581 5 5 5 — 1,596 $ 1,190,779 $ 19,981 $ 11,419 $ 4,279 $ 8,862 $ 1,235,320 Pass Watch Special Mention Substandard Substandard Nonaccrual Total December 31, 2022 One-to-four family residential real estate $ 22,648 $ 62 $ 4 $ 327 $ 92 $ 23,133 Multi-family mortgage 534,253 3,141 — — — 537,394 Nonresidential real estate 116,635 3,070 — — — 119,705 Commercial loans and leases 523,889 22,299 1,517 4,041 1,310 553,056 Consumer 1,559 12 4 4 5 1,584 $ 1,198,984 $ 28,584 $ 1,525 $ 4,372 $ 1,407 $ 1,234,872 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving loans Total March 31, 2023 One-to-four family residential real estate loans: Risk-rating Pass $ — $ 151 $ — $ 200 $ — $ 16,109 $ 4,620 $ 21,080 Watch — — — — — 44 — 44 Special mention — — — — — 16 — 16 Substandard — — — — — 128 152 280 Nonaccrual — — — — — 26 29 55 $ — $ 151 $ — $ 200 $ — $ 16,323 $ 4,801 $ 21,475 One-to-four family residential real estate loans: Current period recoveries $ — $ — $ — $ — $ — $ 5 $ — $ 5 $ — $ — $ — $ — $ — $ 5 $ — $ 5 Multi-family mortgage: Risk rating Pass $ 20,500 $ 217,091 $ 125,506 $ 63,839 $ 23,907 $ 82,363 $ 8,679 $ 541,885 Watch — — — — — 2,640 — 2,640 Substandard — — — — — 148 — 148 $ 20,500 $ 217,091 $ 125,506 $ 63,839 $ 23,907 $ 85,151 $ 8,679 $ 544,673 Multi-family mortgage: Current period recoveries $ — $ — $ — $ — $ — $ 5 $ — $ 5 $ — $ — $ — $ — $ — $ 5 $ — $ 5 Nonresidential real estate: Risk rating Pass $ 8,759 $ 54,580 $ 22,232 $ 8,660 $ 10,171 $ 15,695 $ 254 $ 120,351 Watch — 1,030 1,632 — — 347 — 3,009 $ 8,759 $ 55,610 $ 23,864 $ 8,660 $ 10,171 $ 16,042 $ 254 $ 123,360 Commercial loans and leases : Risk rating Pass $ 23,848 $ 213,313 $ 102,419 $ 65,130 $ 9,314 $ 5,771 $ 86,087 $ 505,882 Watch 393 121 43 1,648 33 65 11,980 14,283 Special mention — 11,050 — — — — 348 11,398 Substandard — — — 40 58 — 3,748 3,846 Nonaccrual — 8,494 4 306 3 — — 8,807 $ 24,241 $ 232,978 $ 102,466 $ 67,124 $ 9,408 $ 5,836 $ 102,163 $ 544,216 Commercial loans and leases : Current period gross charge-offs $ — $ (79 ) $ — $ — $ — $ — $ — $ (79 ) Current period recoveries — — — — — 1 — 1 $ — $ (79 ) $ — $ — $ — $ 1 $ — $ (78 ) Consumer: Risk rating Pass $ 84 $ 134 $ 247 $ 160 $ 335 $ 5 $ 616 $ 1,581 Watch — — — — — — 5 5 Special mention — — — — — — 5 5 Substandard — — — — — — 5 5 $ 84 $ 134 $ 247 $ 160 $ 335 $ 5 $ 631 $ 1,596 Consumer: Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ (22 ) $ (22 ) Current period recoveries — — — — — — 1 1 $ — $ — $ — $ — $ — $ — $ (21 ) $ (21 )

Note 5 - Foreclosed Assets

Note 5 - Foreclosed Assets	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Foreclosed Assets [Text Block]	NOTE 5 Real estate that is acquired through foreclosure or a deed in lieu of foreclosure is classified as other real estate owned ("OREO") until it is sold. When real estate is acquired through foreclosure or by deed in lieu of foreclosure, it is recorded at its fair value, less the estimated costs of disposal. If the fair value of the property is less than the loan balance, the difference is charged against the allowance for credit losses. Assets are classified as foreclosed when physical possession of the collateral is taken regardless of whether foreclosure proceedings have taken place. Other foreclosed assets received in satisfaction of borrowers’ debts are initially recorded at fair value of the asset less estimated costs to sell. March 31, 2023 December 31, 2022 Balance Valuation Allowance Net Balance Balance Valuation Allowance Net Balance Other real estate owned $ 472 $ — $ 472 $ 472 $ — $ 472 Other foreclosed assets 921 — 921 4 — 4 $ 1,393 $ — $ 1,393 $ 476 $ — $ 476 The following represents the roll forward of foreclosed assets: For the Three Months Ended March 31, 2023 2022 Beginning balance $ 476 $ 725 New foreclosed assets 921 274 Valuation reductions from sales — 8 Sales (4 ) (39 ) Ending balance $ 1,393 $ 968 Activity in the valuation allowance is as follows: For the Three Months Ended March 31, 2023 2022 Beginning balance $ — $ 227 Reductions from sales — (8 ) Ending balance $ — $ 219 The recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process was $5,000 at March 31, 2023 were in process at December 31, 2022 March 31, 2023 March 31, 2023 no

Note 6 - Borrowings and Subordi

Note 6 - Borrowings and Subordinated Notes	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 6 Borrowings and subordinated notes were as follows: March 31, 2023 December 31, 2022 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due April 7, 2023 4.88 % $ 10,000 — % $ — Fixed-rate advance from FHLB, due September 16, 2024 4.55 % 5,000 — % — Fixed-rate advance from FHLB, due March 17, 2025 4.27 % 5,000 — % — Fixed-rate advance from FHLB, due September 17, 2025 4.20 % 5,000 — % — Fixed-rate advance from FHLB, due March 17, 2026 4.15 % 5,000 Fixed-rate advance from FHLB, due September 17, 2026 4.06 % 5,000 — % — Subordinated notes, due May 15, 2031 3.75 % 19,645 3.75 % 19,634 Line of credit, due March 29, 2024 7.50 % — 6.75 % — In 2021, May 15, 2031 ( March 31, 2023 December 31, 2022 The Notes bear interest at a fixed annual rate of 3.75%, from and including the date of issuance to May 14, 2026, May 15, 2026 may May 15, 2031 May 15, 2026, Principal and interest payments due on the Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events with respect to the Company. The Notes are unsecured, subordinated obligations of the Company and generally rank junior in right of payment to the Company’s current and future senior indebtedness. The Notes qualify as Tier 2 In 2020, any established a $5.0 million unsecured line of credit with a correspondent bank. Interest is payable at a rate of Prime Rate as published in the Wall Street Journal minus 0.50%, with a minimum rate of 2.40%. The line of credit has been extended since its original maturity date and the current maturity date is March 29, 2024. March 31, 2023 December 31, 2022

Note 7 - Fair Value

Note 7 - Fair Value	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 7– Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may • Level 1 • Level 2 1 not • Level 3 The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities 1 2 Loans Evaluated Individually: not not 3. Foreclosed assets: no may The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value March 31, 2023 Securities: Certificates of deposit $ — $ 2,977 $ — $ 2,977 Municipal securities — 227 — 227 U.S. Treasury Notes 122,365 — — 122,365 U.S. government-sponsored agencies — 39,739 — 39,739 Mortgage-backed securities – residential — 3,781 — 3,781 Collateralized mortgage obligations – residential — 1,150 — 1,150 $ 122,365 $ 47,874 $ — $ 170,239 December 31, 2022 Securities: Certificates of deposit $ — $ 2,233 $ — $ 2,233 Municipal securities — 225 — 225 U.S. Treasury Notes 163,103 — — 163,103 U.S. government-sponsored agencies — 39,699 — 39,699 Mortgage-backed securities – residential — 3,881 — 3,881 Collateralized mortgage obligations – residential — 1,197 — 1,197 $ 163,103 $ 47,235 $ — $ 210,338 At March 31, 2023 December 31, 2022 no Foreclosed assets are carried at the lower of cost or fair value less costs to sell. At March 31, 2023 and December 31, 2022 there were no valuation allowances. In January 2023, The carrying amount and estimated fair value of financial instruments are as follows: Fair Value Measurements at March 31, 2023 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 77,005 $ 76,432 $ 573 $ — $ 77,005 Securities 170,239 122,365 47,874 — 170,239 Loans receivable, net of allowance for credit losses 1,225,288 — — 1,185,493 1,185,493 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 8,316 304 477 7,535 8,316 Financial liabilities Certificates of deposit 193,365 — 189,910 — 189,910 Borrowings 35,000 — 35,088 — 35,088 Subordinated notes 19,645 — 17,000 — 17,000 Fair Value Measurements at December 31, 2022 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 66,771 $ 65,967 $ 804 $ — $ 66,771 Securities 210,338 163,103 47,235 — 210,338 Loans receivable, net of allowance for credit losses 1,226,743 — — 1,198,616 1,198,616 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 7,338 514 477 6,347 7,338 Financial liabilities Certificates of deposit 186,524 — 182,398 — 182,398 Subordinated notes 19,634 — 17,800 — 17,800 Loans third may not While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no may not In addition, other assets and liabilities that are not not

Note 8 - Revenue From Contracts

Note 8 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 8 All of the Company's revenue from contracts with customers within the scope of ASC 606 606 Three Months Ended March 31, 2023 2022 Deposit service charges and fees $ 816 $ 781 Loan servicing fees (1) 129 101 Trust and insurance commissions and annuities income 367 338 (Loss) earnings on bank-owned life insurance (1) (84 ) 28 Losses on sales of securities (1) (454 ) — Valuation adjustment on bank premises held-for-sale (1) (553 ) — Other (1) 92 196 Total noninterest income $ 313 $ 1,444 ( 1 Not 606 A description of the Company's revenue streams accounted for under ASC 606 Deposit service charges and fees: Interchange income: three March 31, 2023 2022 Trust and insurance commissions and annuities income: i.e Gains/losses on sales of foreclosed assets and other assets: for the three March 31, 2023 2022 not

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation three March 31, 2023 not may December 31, 2023 Certain information and note disclosures normally included in financial statements prepared in conformity with accounting principles generally accepted in the United States of America (“US GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”).
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Loans and Loan Income [Policy Text Block]	Factored Receivables: 4 may third March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Factoring fees are recognized in interest income as incurred by the customer and deducted from the customer's reserve balances. Other factoring-related fees, which include wire transfer fees, broker fees, and other similar fees, are reported by the Company as loan servicing fees in noninterest income.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Credit Losses: January 1, 2023, 326” No. 2016 13, Financial Instruments Credit Losses (Topic 326 Measurement of Credit Losses on Financial Instruments 326 326 326 The Company adopted ASC 326 January 1, 2023 326 January 1, 2023 Post ASC 326 Adoption Pre-ASC 326 Adoption Pre-tax impact of ASC 326 Adoption Assets: Allowance One-to-four family residential real estate $ 380 $ 281 $ 99 Multi-family mortgage 4,647 4,017 630 Nonresidential real estate 1,300 1,234 66 Commercial loans and leases 3,670 2,548 1,122 Consumer 39 49 (10) Total allowance for credit losses $ 10,036 $ 8,129 $ 1,907 Liabilities: Unfunded commitment reserve $ 417 $ — $ 417 The allowance for credit losses (“ACL”) is evaluated on a regular basis and established through charges to earnings in the form of a provision for credit losses. When a loan or portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance and subsequent recoveries, if any, are credited to the allowance. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. a. Portfolio Segmentation ( Pooled Loans ) Portfolio segmentation is defined as the pooling of loans based upon similar risk characteristics such that quantitative methodologies and qualitative adjustment factors for estimating the allowance for credit losses is constructed for each segment. The allowance for credit losses for Pooled Loans estimate is based upon periodic review of the collectability of the loans quantitatively correlating historical loan experience with reasonable and supportable forecasts using forward looking information. Adjustments to the quantitative evaluation may b. Individually Evaluated Loans The Company establishes a specific loss reserve for individually evaluated loans which do not c. Accrued Interest Receivable Upon adoption of ASC 326 January 1, 2023, ● Presenting accrued interest receivable balances separately within another line item on the Consolidated Statements of Financial Condition. ● Continuing our policy to fully reserve accrued interest receivable by reversing interest income. For commercial loans, the reserve is established upon becoming 90 120 not ● Not d. Reserve for Unfunded Commitments The reserve for unfunded commitments (the “Unfunded Commitment Reserve”) represents the expected credit losses on off-balance sheet commitments such as unfunded commitments to extend credit and standby letters of credit. However, a liability is not
Troubled Debt Restructuring and Vintage Disclosures [Policy Text Block]	Troubled Debt Restructurings and Vintage Disclosures: 2022 02 “Financial Instruments—Credit Losses (Topic 326 326. 310 20 January 1, 2023.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10 December 31, 2022

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Accounting Standards Update and Change in Accounting Principle [Table Text Block]	January 1, 2023 Post ASC 326 Adoption Pre-ASC 326 Adoption Pre-tax impact of ASC 326 Adoption Assets: Allowance One-to-four family residential real estate $ 380 $ 281 $ 99 Multi-family mortgage 4,647 4,017 630 Nonresidential real estate 1,300 1,234 66 Commercial loans and leases 3,670 2,548 1,122 Consumer 39 49 (10) Total allowance for credit losses $ 10,036 $ 8,129 $ 1,907 Liabilities: Unfunded commitment reserve $ 417 $ — $ 417

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2023 2022 Net income available to common stockholders $ 2,633 $ 1,268 Basic and diluted weighted average common shares outstanding 12,721,841 13,204,041 Basic and diluted earnings per common share $ 0.21 $ 0.10

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale Securities March 31, 2023 Certificates of deposit $ 2,977 $ — $ — $ 2,977 Municipal securities 240 — (13 ) 227 U.S. Treasury Notes 128,137 — (5,772 ) 122,365 U.S. government-sponsored agencies 40,000 — (261 ) 39,739 Mortgage-backed securities - residential 3,880 25 (124 ) 3,781 Collateralized mortgage obligations - residential 1,171 — (21 ) 1,150 $ 176,405 $ 25 $ (6,191 ) $ 170,239 December 31, 2022 Certificates of deposit $ 2,233 $ — $ — $ 2,233 Municipal securities 240 — (15 ) 225 U.S. Treasury Notes 170,906 — (7,803 ) 163,103 U.S. government-sponsored agencies 40,000 — (301 ) 39,699 Mortgage-backed securities - residential 3,997 27 (143 ) 3,881 Collateralized mortgage obligations - residential 1,223 — (26 ) 1,197 $ 218,599 $ 27 $ (8,288 ) $ 210,338
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2023 Amortized Cost Fair Value Due in one year or less $ 63,028 $ 61,858 Due after one year through five years 108,326 103,450 171,354 165,308 Mortgage-backed securities - residential 3,880 3,781 Collateralized mortgage obligations - residential 1,171 1,150 $ 176,405 $ 170,239
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss Count Fair Value Unrealized Loss March 31, 2023 Municipal securities — $ — $ — 1 $ 227 $ (13 ) 1 $ 227 $ (13 ) U.S. Treasury Notes 2 4,170 (53 ) 179 118,195 (5,719 ) 181 122,365 (5,772 ) U.S. government-sponsored agencies 9 39,739 (261 ) — — — 9 39,739 (261 ) Mortgage-backed securities - residential 14 2,414 (78 ) 2 539 (46 ) 16 2,953 (124 ) Collateralized mortgage obligations - residential 4 256 (4 ) 4 894 (17 ) 8 1,150 (21 ) 29 $ 46,579 $ (396 ) 186 $ 119,855 $ (5,795 ) 215 $ 166,434 $ (6,191 ) December 31, 2022 Municipal securities 1 $ 225 $ (15 ) — $ — $ — 1 $ 225 $ (15 ) U.S. Treasury Notes 147 104,439 (4,104 ) 53 58,664 (3,699 ) 200 163,103 (7,803 ) U.S. government-sponsored agencies 9 39,699 (301 ) — — — 9 39,699 (301 ) Mortgage-backed securities - residential 18 3,016 (143 ) — — — 18 3,016 (143 ) Collateralized mortgage obligations - residential 5 1,009 (18 ) 1 171 (8 ) 6 1,180 (26 ) 180 $ 148,388 $ (4,581 ) 54 $ 58,835 $ (3,707 ) 234 $ 207,223 $ (8,288 )
Gain (Loss) on Securities [Table Text Block]	Three Months Ended March 31, 2023 2022 Proceeds $ 42,631 $ — Gross gains — — Gross losses (454 ) —

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2023 December 31, 2022 One-to-four family residential real estate $ 21,475 $ 23,133 Multi-family mortgage 544,673 537,394 Nonresidential real estate 123,360 119,705 Commercial loans and leases 544,216 553,056 Consumer 1,596 1,584 1,235,320 1,234,872 Allowance for credit losses (10,032 ) (8,129 ) Loans, net $ 1,225,288 $ 1,226,743
Financing Receivable, Allowance for Credit Loss [Table Text Block]	One-to-four family residential real estate Multi-family mortgage Nonresidential real estate Commercial loans and leases Consumer Total For the three months ended March 31, 2023 Beginning balance, prior to adoption of ASC 326 $ 281 $ 4,017 $ 1,234 $ 2,548 $ 49 $ 8,129 Impact of adopting ASC 326 99 630 66 1,122 (10 ) 1,907 Beginning balance, after adoption of ASC 326 380 4,647 1,300 3,670 39 10,036 Provision for (recovery of) credit losses (31 ) 62 47 (16 ) 23 85 Loans charged off — — — (79 ) (22 ) (101 ) Recoveries 5 5 — 1 1 12 $ 354 $ 4,714 $ 1,347 $ 3,576 $ 41 $ 10,032 March 31, 2022 Beginning balance $ 331 $ 3,377 $ 1,311 $ 1,652 $ 44 $ 6,715 Provision for (recovery of) credit losses (14 ) 8 (162 ) 425 19 276 Loans charged off (4 ) — (192 ) — (18 ) (214 ) Recoveries 2 5 — 1 1 9 $ 315 $ 3,390 $ 957 $ 2,078 $ 46 $ 6,786
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]	One-to-four family residential real estate Multi-family mortgage Nonresidential real estate Commercial loans and leases Consumer Total March 31, 2023 Loans: Loans individually evaluated $ 89 $ 148 $ — $ 8,848 $ — $ 9,085 Loans collectively evaluated 21,386 544,525 123,360 535,368 1,596 1,226,235 $ 21,475 $ 544,673 $ 123,360 $ 544,216 $ 1,596 $ 1,235,320 ACL: Loans individually evaluated $ — $ — $ — $ — $ — $ — Loans collectively evaluated 354 4,714 1,347 3,576 41 10,032 $ 354 $ 4,714 $ 1,347 $ 3,576 $ 41 $ 10,032 One-to-four family residential real estate Multi-family mortgage Nonresidential real estate Commercial loans and leases Consumer Total December 31, 2022 Loans: Loans individually evaluated $ 752 $ 473 $ — $ 1,487 $ — $ 2,712 Loans collectively evaluated 22,381 536,921 119,705 551,569 1,584 1,232,160 $ 23,133 $ 537,394 $ 119,705 $ 553,056 $ 1,584 $ 1,234,872 ACL: Loans individually evaluated $ — $ — $ — $ — $ — $ — Loans collectively evaluated 281 4,017 1,234 2,548 49 8,129 $ 281 $ 4,017 $ 1,234 $ 2,548 $ 49 $ 8,129
Impaired Financing Receivables [Table Text Block]	Three Months Ended March 31, 2023 Loan Balance Recorded Investment Partial Charge-off Allowance for Credit Losses Allocated Average Investment Interest Income Recognized March 31, 2023 With no related allowance recorded: One-to-four family residential real estate $ 87 $ 89 $ — $ — $ 78 $ 2 Multi-family mortgage 133 148 — — 49 — Commercial loans and leases 8,958 8,848 50 — 3,714 — $ 9,178 $ 9,085 $ 50 $ — $ 3,841 $ 2 Year ended December 31, 2022 Loan Balance Recorded Investment Partial Charge-off Allowance for Credit Losses Allocated Average Investment Interest Income Recognized December 31, 2022 With no related allowance recorded: One-to-four family residential real estate $ 752 $ 752 $ — $ — $ 1,143 $ 29 Multi-family mortgage 473 473 — — 590 27 Commercial loans and leases 1,606 1,487 49 — 445 47 $ 2,831 $ 2,712 $ 49 $ — $ 2,178 $ 103
Financing Receivable, Nonaccrual [Table Text Block]	Nonaccrual Loans Past Due Over 90 Days Still Accruing March 31, 2023 One-to-four family residential real estate $ 55 $ — Commercial loans and leases 8,807 — $ 8,862 $ — December 31, 2022 One-to-four family residential real estate $ 92 $ — Commercial loans and leases 1,310 238 Consumer 5 — $ 1,407 $ 238
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due Nonaccrual Current Total March 31, 2023 One-to-four family residential real estate loans $ 496 $ 16 $ — $ 512 $ 55 $ 20,908 $ 21,475 Multi-family mortgage: Senior notes 786 148 — 934 — 500,517 501,451 Junior notes 362 185 — 547 — 42,675 43,222 Nonresidential real estate: Owner occupied — — — — — 22,264 22,264 Non-owner occupied — — — — — 101,096 101,096 Commercial loans and leases: Commercial 5,106 1,139 — 6,245 384 278,775 285,404 Equipment finance - Government 6,421 423 — 6,844 8,420 187,672 202,936 Equipment finance - Corporate Investment-grade 794 — — 794 3 55,079 55,876 Consumer 6 5 — 11 — 1,585 1,596 $ 13,971 $ 1,916 $ — $ 15,887 $ 8,862 $ 1,210,571 $ 1,235,320 30-59 Days Past Due 60-89 Days Past Due Greater Than 89 Days Past Due Total Past Due Nonaccrual Current Total December 31, 2022 One-to-four family residential real estate loans $ 411 $ 19 $ — $ 430 $ 92 $ 22,611 $ 23,133 Multi-family mortgage: Senior notes 31 — — 31 — 494,957 494,988 Junior notes — — — — — 42,406 42,406 Nonresidential real estate: Owner occupied — — — — — 22,617 22,617 Non-owner occupied — — — — — 97,088 97,088 Commercial loans and leases: Commercial 2,424 336 111 2,871 1,310 279,272 283,453 Equipment finance - Government 2,034 5,106 — 7,140 — 204,443 211,583 Equipment finance - Corporate Investment-grade — 81 127 208 — 57,812 58,020 Consumer 12 4 — 16 5 1,563 1,584 $ 4,912 $ 5,546 $ 238 $ 10,696 $ 1,407 $ 1,222,769 $ 1,234,872
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Watch Special Mention Substandard Substandard Nonaccrual Total March 31, 2023 One-to-four family residential real estate $ 21,080 $ 44 $ 16 $ 280 $ 55 $ 21,475 Multi-family mortgage 541,885 2,640 — 148 — 544,673 Nonresidential real estate 120,351 3,009 — — — 123,360 Commercial loans and leases 505,882 14,283 11,398 3,846 8,807 544,216 Consumer 1,581 5 5 5 — 1,596 $ 1,190,779 $ 19,981 $ 11,419 $ 4,279 $ 8,862 $ 1,235,320 Pass Watch Special Mention Substandard Substandard Nonaccrual Total December 31, 2022 One-to-four family residential real estate $ 22,648 $ 62 $ 4 $ 327 $ 92 $ 23,133 Multi-family mortgage 534,253 3,141 — — — 537,394 Nonresidential real estate 116,635 3,070 — — — 119,705 Commercial loans and leases 523,889 22,299 1,517 4,041 1,310 553,056 Consumer 1,559 12 4 4 5 1,584 $ 1,198,984 $ 28,584 $ 1,525 $ 4,372 $ 1,407 $ 1,234,872 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving loans Total March 31, 2023 One-to-four family residential real estate loans: Risk-rating Pass $ — $ 151 $ — $ 200 $ — $ 16,109 $ 4,620 $ 21,080 Watch — — — — — 44 — 44 Special mention — — — — — 16 — 16 Substandard — — — — — 128 152 280 Nonaccrual — — — — — 26 29 55 $ — $ 151 $ — $ 200 $ — $ 16,323 $ 4,801 $ 21,475 One-to-four family residential real estate loans: Current period recoveries $ — $ — $ — $ — $ — $ 5 $ — $ 5 $ — $ — $ — $ — $ — $ 5 $ — $ 5 Multi-family mortgage: Risk rating Pass $ 20,500 $ 217,091 $ 125,506 $ 63,839 $ 23,907 $ 82,363 $ 8,679 $ 541,885 Watch — — — — — 2,640 — 2,640 Substandard — — — — — 148 — 148 $ 20,500 $ 217,091 $ 125,506 $ 63,839 $ 23,907 $ 85,151 $ 8,679 $ 544,673 Multi-family mortgage: Current period recoveries $ — $ — $ — $ — $ — $ 5 $ — $ 5 $ — $ — $ — $ — $ — $ 5 $ — $ 5 Nonresidential real estate: Risk rating Pass $ 8,759 $ 54,580 $ 22,232 $ 8,660 $ 10,171 $ 15,695 $ 254 $ 120,351 Watch — 1,030 1,632 — — 347 — 3,009 $ 8,759 $ 55,610 $ 23,864 $ 8,660 $ 10,171 $ 16,042 $ 254 $ 123,360 Commercial loans and leases : Risk rating Pass $ 23,848 $ 213,313 $ 102,419 $ 65,130 $ 9,314 $ 5,771 $ 86,087 $ 505,882 Watch 393 121 43 1,648 33 65 11,980 14,283 Special mention — 11,050 — — — — 348 11,398 Substandard — — — 40 58 — 3,748 3,846 Nonaccrual — 8,494 4 306 3 — — 8,807 $ 24,241 $ 232,978 $ 102,466 $ 67,124 $ 9,408 $ 5,836 $ 102,163 $ 544,216 Commercial loans and leases : Current period gross charge-offs $ — $ (79 ) $ — $ — $ — $ — $ — $ (79 ) Current period recoveries — — — — — 1 — 1 $ — $ (79 ) $ — $ — $ — $ 1 $ — $ (78 ) Consumer: Risk rating Pass $ 84 $ 134 $ 247 $ 160 $ 335 $ 5 $ 616 $ 1,581 Watch — — — — — — 5 5 Special mention — — — — — — 5 5 Substandard — — — — — — 5 5 $ 84 $ 134 $ 247 $ 160 $ 335 $ 5 $ 631 $ 1,596 Consumer: Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ (22 ) $ (22 ) Current period recoveries — — — — — — 1 1 $ — $ — $ — $ — $ — $ — $ (21 ) $ (21 )

Note 5 - Foreclosed Assets (Tab

Note 5 - Foreclosed Assets (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Other Real Estate Owned and Other Foreclosed Assets [Table Text Block]	March 31, 2023 December 31, 2022 Balance Valuation Allowance Net Balance Balance Valuation Allowance Net Balance Other real estate owned $ 472 $ — $ 472 $ 472 $ — $ 472 Other foreclosed assets 921 — 921 4 — 4 $ 1,393 $ — $ 1,393 $ 476 $ — $ 476
Roll Forward of Foreclosed Assets [Table Text Block]	For the Three Months Ended March 31, 2023 2022 Beginning balance $ 476 $ 725 New foreclosed assets 921 274 Valuation reductions from sales — 8 Sales (4 ) (39 ) Ending balance $ 1,393 $ 968
Foreclosed Assets, Valuation Allowance [Table Text Block]	For the Three Months Ended March 31, 2023 2022 Beginning balance $ — $ 227 Reductions from sales — (8 ) Ending balance $ — $ 219

Note 6 - Borrowings and Subor_2

Note 6 - Borrowings and Subordinated Notes (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Federal Home Loan Bank, Advances [Table Text Block]	March 31, 2023 December 31, 2022 Contractual Contractual Rate Amount Rate Amount Fixed-rate advance from FHLB, due April 7, 2023 4.88 % $ 10,000 — % $ — Fixed-rate advance from FHLB, due September 16, 2024 4.55 % 5,000 — % — Fixed-rate advance from FHLB, due March 17, 2025 4.27 % 5,000 — % — Fixed-rate advance from FHLB, due September 17, 2025 4.20 % 5,000 — % — Fixed-rate advance from FHLB, due March 17, 2026 4.15 % 5,000 Fixed-rate advance from FHLB, due September 17, 2026 4.06 % 5,000 — % — Subordinated notes, due May 15, 2031 3.75 % 19,645 3.75 % 19,634 Line of credit, due March 29, 2024 7.50 % — 6.75 % —

Note 7 - Fair Value (Tables)

Note 7 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value March 31, 2023 Securities: Certificates of deposit $ — $ 2,977 $ — $ 2,977 Municipal securities — 227 — 227 U.S. Treasury Notes 122,365 — — 122,365 U.S. government-sponsored agencies — 39,739 — 39,739 Mortgage-backed securities – residential — 3,781 — 3,781 Collateralized mortgage obligations – residential — 1,150 — 1,150 $ 122,365 $ 47,874 $ — $ 170,239 December 31, 2022 Securities: Certificates of deposit $ — $ 2,233 $ — $ 2,233 Municipal securities — 225 — 225 U.S. Treasury Notes 163,103 — — 163,103 U.S. government-sponsored agencies — 39,699 — 39,699 Mortgage-backed securities – residential — 3,881 — 3,881 Collateralized mortgage obligations – residential — 1,197 — 1,197 $ 163,103 $ 47,235 $ — $ 210,338
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at March 31, 2023 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 77,005 $ 76,432 $ 573 $ — $ 77,005 Securities 170,239 122,365 47,874 — 170,239 Loans receivable, net of allowance for credit losses 1,225,288 — — 1,185,493 1,185,493 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 8,316 304 477 7,535 8,316 Financial liabilities Certificates of deposit 193,365 — 189,910 — 189,910 Borrowings 35,000 — 35,088 — 35,088 Subordinated notes 19,645 — 17,000 — 17,000 Fair Value Measurements at December 31, 2022 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 66,771 $ 65,967 $ 804 $ — $ 66,771 Securities 210,338 163,103 47,235 — 210,338 Loans receivable, net of allowance for credit losses 1,226,743 — — 1,198,616 1,198,616 FHLB and FRB stock 7,490 — — — N /A Accrued interest receivable 7,338 514 477 6,347 7,338 Financial liabilities Certificates of deposit 186,524 — 182,398 — 182,398 Subordinated notes 19,634 — 17,800 — 17,800

Note 8 - Revenue From Contrac_2

Note 8 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended March 31, 2023 2022 Deposit service charges and fees $ 816 $ 781 Loan servicing fees (1) 129 101 Trust and insurance commissions and annuities income 367 338 (Loss) earnings on bank-owned life insurance (1) (84 ) 28 Losses on sales of securities (1) (454 ) — Valuation adjustment on bank premises held-for-sale (1) (553 ) — Other (1) 92 196 Total noninterest income $ 313 $ 1,444

Note 1 - Summary of Significa_3

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Factored Receivable Unpaid Principal Balance	$ 7,700,000		$ 7,000,000
Factored Receivable, Customer Reserves	1,700,000		1,400,000
Retained Earnings (Accumulated Deficit)	71,449,000		71,808,000
Financing Receivable, Allowance for Credit Loss	$ 10,032,000		8,129,000	$ 6,786,000	$ 6,715,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Off-Balance-Sheet, Credit Loss, Liability		$ 417,000
Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss		8,129,000	8,129,000
Off-Balance-Sheet, Credit Loss, Liability		0
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings (Accumulated Deficit)		(1,700,000)
Financing Receivable, Allowance for Credit Loss		1,907,000	$ 1,907,000
Off-Balance-Sheet, Credit Loss, Liability		417,000
Deferred Tax Assets, Gross		$ 604,000

Note 1 - Summary of Significa_4

Note 1 - Summary of Significant Accounting Policies - Summary of Adoption of New Accounting Standards (Details) - USD ($)	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Allowance for loan losses	$ 10,032,000		$ 8,129,000	$ 6,786,000	$ 6,715,000
Commercial Portfolio Segment [Member]
Allowance for loan losses	3,576,000		2,548,000	2,078,000	1,652,000
Consumer Portfolio Segment [Member]
Allowance for loan losses	41,000		49,000	46,000	44,000
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses	354,000		281,000	315,000	331,000
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Allowance for loan losses	4,714,000		4,017,000	3,390,000	3,377,000
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses	$ 1,347,000		1,234,000	$ 957,000	$ 1,311,000
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Unfunded commitment reserve		$ 417,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Unfunded commitment reserve		417,000
Accounting Standards Update 2016-13 [Member]
Allowance for loan losses		8,129,000	8,129,000
Unfunded commitment reserve		0
Accounting Standards Update 2016-13 [Member] | Commercial Portfolio Segment [Member]
Allowance for loan losses		2,548,000	2,548,000
Accounting Standards Update 2016-13 [Member] | Consumer Portfolio Segment [Member]
Allowance for loan losses		49,000	49,000
Accounting Standards Update 2016-13 [Member] | One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		281,000	281,000
Accounting Standards Update 2016-13 [Member] | Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		4,017,000	4,017,000
Accounting Standards Update 2016-13 [Member] | Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		1,234,000	1,234,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for loan losses		10,036,000	10,036,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Commercial Portfolio Segment [Member]
Allowance for loan losses		3,670,000	3,670,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Consumer Portfolio Segment [Member]
Allowance for loan losses		39,000	39,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		380,000	380,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		4,647,000	4,647,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		1,300,000	1,300,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses		1,907,000	1,907,000
Unfunded commitment reserve		417,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial Portfolio Segment [Member]
Allowance for loan losses		1,122,000	1,122,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer Portfolio Segment [Member]
Allowance for loan losses		(10,000)	(10,000)
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		99,000	99,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		630,000	630,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Allowance for loan losses		$ 66,000	$ 66,000

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net income available to common stockholders	$ 2,633	$ 1,268
Basic and diluted weighted average common shares outstanding (in shares)	12,721,841	13,204,041
Basic and diluted earnings per common share (in dollars per share)	$ 0.21	$ 0.10

Note 3 - Securities - Fair Valu

Note 3 - Securities - Fair Value of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized cost	$ 176,405	$ 218,599
Gross unrealized gains	25	27
Gross unrealized losses	(6,191)	(8,288)
Fair value	170,239	210,338
Certificates of Deposit [Member]
Amortized cost	2,977	2,233
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	2,977	2,233
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	240	240
Gross unrealized gains	0	0
Gross unrealized losses	(13)	(15)
Fair value	227	225
US Treasury Securities [Member]
Amortized cost	128,137	170,906
Gross unrealized gains	0	0
Gross unrealized losses	(5,772)	(7,803)
Fair value	122,365	163,103
US Government-sponsored Enterprises Debt Securities [Member]
Amortized cost	40,000	40,000
Gross unrealized gains	0	0
Gross unrealized losses	(261)	(301)
Fair value	39,739	39,699
Residential Mortgage-Backed Securities [Member]
Amortized cost	3,880	3,997
Gross unrealized gains	25	27
Gross unrealized losses	(124)	(143)
Fair value	3,781	3,881
Collateralized Mortgage-Backed Securities [Member]
Amortized cost	1,171	1,223
Gross unrealized gains	0	0
Gross unrealized losses	(21)	(26)
Fair value	$ 1,150	$ 1,197

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities By Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Due in one year or less, amortized cost	$ 63,028
Due in one year or less, fair value	61,858
Due after one year through five years, amortized cost	108,326
Due after one year through five years	103,450
Amortized cost, single maturity date, amortized cost	171,354
Fair value, single maturity date	165,308
Amortized cost	176,405	$ 218,599
Fair value	170,239	210,338
Residential Mortgage-Backed Securities [Member]
Amortized cost, without single maturity date, amortized cost	3,880
Fair value, without single maturity date	3,781
Amortized cost	3,880	3,997
Fair value	3,781	3,881
Collateralized Mortgage-Backed Securities [Member]
Amortized cost, without single maturity date, amortized cost	1,171
Fair value, without single maturity date	1,150
Amortized cost	1,171	1,223
Fair value	$ 1,150	$ 1,197

Note 3 - Securities - Securitie

Note 3 - Securities - Securities With Unrealized Losses (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Count, less than 12 months	29	180
Collateralized mortgage obligations - residential, fair value	$ 46,579	$ 148,388
Unrealized loss, less than 12 months	$ (396)	$ (4,581)
Count, 12 months or more	186	54
Fair value, 12 months or more	$ 119,855	$ 58,835
Unrealized loss, 12 months or more	$ (5,795)	$ (3,707)
Count, total	215	234
Fair value, total	$ 166,434	$ 207,223
Unrealized loss, total	$ (6,191)	$ (8,288)
US States and Political Subdivisions Debt Securities [Member]
Count, less than 12 months	0	1
Collateralized mortgage obligations - residential, fair value	$ 0	$ 225
Unrealized loss, less than 12 months	$ 0	$ (15)
Count, 12 months or more	1	0
Fair value, 12 months or more	$ 227	$ 0
Unrealized loss, 12 months or more	$ (13)	$ 0
Count, total	1	1
Fair value, total	$ 227	$ 225
Unrealized loss, total	$ (13)	$ (15)
US Treasury Securities [Member]
Count, less than 12 months	2	147
Collateralized mortgage obligations - residential, fair value	$ 4,170	$ 104,439
Unrealized loss, less than 12 months	$ (53)	$ (4,104)
Count, 12 months or more	179	53
Fair value, 12 months or more	$ 118,195	$ 58,664
Unrealized loss, 12 months or more	$ (5,719)	$ (3,699)
Count, total	181	200
Fair value, total	$ 122,365	$ 163,103
Unrealized loss, total	$ (5,772)	$ (7,803)
US Government-sponsored Enterprises Debt Securities [Member]
Count, less than 12 months	9	9
Collateralized mortgage obligations - residential, fair value	$ 39,739	$ 39,699
Unrealized loss, less than 12 months	$ (261)	$ (301)
Count, 12 months or more	0	0
Fair value, 12 months or more	$ 0	$ 0
Unrealized loss, 12 months or more	$ 0	$ 0
Count, total	9	9
Fair value, total	$ 39,739	$ 39,699
Unrealized loss, total	$ (261)	$ (301)
Residential Mortgage-Backed Securities [Member]
Count, less than 12 months	14	18
Collateralized mortgage obligations - residential, fair value	$ 2,414	$ 3,016
Unrealized loss, less than 12 months	$ (78)	$ (143)
Count, 12 months or more	2	0
Fair value, 12 months or more	$ 539	$ 0
Unrealized loss, 12 months or more	$ (46)	$ 0
Count, total	16	18
Fair value, total	$ 2,953	$ 3,016
Unrealized loss, total	$ (124)	$ (143)
Collateralized Mortgage-Backed Securities [Member]
Count, less than 12 months	4	5
Collateralized mortgage obligations - residential, fair value	$ 256	$ 1,009
Unrealized loss, less than 12 months	$ (4)	$ (18)
Count, 12 months or more	4	1
Fair value, 12 months or more	$ 894	$ 171
Unrealized loss, 12 months or more	$ (17)	$ (8)
Count, total	8	6
Fair value, total	$ 1,150	$ 1,180
Unrealized loss, total	$ (21)	$ (26)

Note 3 - Securities - Proceeds

Note 3 - Securities - Proceeds and Gains and Losses From Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Proceeds from sale of securities	$ 42,631	$ 0
Gross gains	0	0
Gross losses	$ (454)	$ 0

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual) Pure in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Financing Receivable, Unamortized Loan Cost (Fee)	$ 1,700,000	$ 1,600,000
Financing Receivable, Allowance for Credit Loss	10,032,000	8,129,000	$ 6,786,000	$ 6,715,000
Reserve for Uncollected Loan Interest	$ 241,000	$ 38,000
Financing Receivable, Modified, Number of Contracts	0
Unfunded Loan Commitment [Member] | Other Liabilities [Member]
Financing Receivable, Allowance for Credit Loss	$ 380,000

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Loans receivable	$ 1,235,320	$ 1,234,872
Allowance for credit losses	(10,032)	(8,129)	$ (6,786)	$ (6,715)
Loans, net	1,225,288	1,226,743
Commercial Portfolio Segment [Member]
Loans receivable	544,216	553,056
Allowance for credit losses	(3,576)	(2,548)	(2,078)	(1,652)
Consumer Portfolio Segment [Member]
Loans receivable	1,596	1,584
Allowance for credit losses	(41)	(49)	(46)	(44)
One-to-Four Family Residential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	21,475	23,133
Allowance for credit losses	(354)	(281)	(315)	(331)
Multi-family Mortgage [Member] | Real Estate Portfolio [Member]
Loans receivable	544,673	537,394
Allowance for credit losses	(4,714)	(4,017)	(3,390)	(3,377)
Nonresidential Real Estate [Member] | Real Estate Portfolio [Member]
Loans receivable	123,360	119,705
Allowance for credit losses	$ (1,347)	$ (1,234)	$ (957)	$ (1,311)

Note 4 - Loans Receivable - Act

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Beginning balance	$ 8,129	$ 6,715
Provision for credit losses - loans	85	276
Loans charged off	(101)	(214)
Recoveries	12	9
Total ending allowance balance	10,032	6,786
Accounting Standards Update 2016-13 [Member]
Beginning balance	8,129
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	1,907
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning balance	10,036
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Beginning balance	281	331
Provision for credit losses - loans	(31)	(14)
Loans charged off	0	(4)
Recoveries	5	2
Total ending allowance balance	354	315
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member]
Beginning balance	281
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	99
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning balance	380
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Beginning balance	4,017	3,377
Provision for credit losses - loans	62	8
Loans charged off	0	0
Recoveries	5	5
Total ending allowance balance	4,714	3,390
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member]
Beginning balance	4,017
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	630
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning balance	4,647
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Beginning balance	1,234	1,311
Provision for credit losses - loans	47	(162)
Loans charged off	0	(192)
Recoveries	0	0
Total ending allowance balance	1,347	957
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member]
Beginning balance	1,234
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	66
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning balance	1,300
Commercial Portfolio Segment [Member]
Beginning balance	2,548	1,652
Provision for credit losses - loans	(16)	425
Loans charged off	(79)	0
Recoveries	1	1
Total ending allowance balance	3,576	2,078
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning balance	2,548
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	1,122
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning balance	3,670
Consumer Portfolio Segment [Member]
Beginning balance	49	44
Provision for credit losses - loans	23	19
Loans charged off	(22)	(18)
Recoveries	1	1
Total ending allowance balance	41	$ 46
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning balance	49
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	(10)
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning balance	$ 39

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses and Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Loan balances, individually evaluated for impairment	$ 9,085	$ 2,712
Loan balances, collectively evaluated for impairment	1,226,235	1,232,160
Loans receivable	1,235,320	1,234,872
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	10,032	8,129
Allowance for loan losses	10,032	8,129	$ 6,786	$ 6,715
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balances, individually evaluated for impairment	89	752
Loan balances, collectively evaluated for impairment	21,386	22,381
Loans receivable	21,475	23,133
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	354	281
Allowance for loan losses	354	281	315	331
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loan balances, individually evaluated for impairment	148	473
Loan balances, collectively evaluated for impairment	544,525	536,921
Loans receivable	544,673	537,394
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	4,714	4,017
Allowance for loan losses	4,714	4,017	3,390	3,377
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	123,360	119,705
Loans receivable	123,360	119,705
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	1,347	1,234
Allowance for loan losses	1,347	1,234	957	1,311
Commercial Portfolio Segment [Member]
Loan balances, individually evaluated for impairment	8,848	1,487
Loan balances, collectively evaluated for impairment	535,368	551,569
Loans receivable	544,216	553,056
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	3,576	2,548
Allowance for loan losses	3,576	2,548	2,078	1,652
Consumer Portfolio Segment [Member]
Loan balances, individually evaluated for impairment	0	0
Loan balances, collectively evaluated for impairment	1,596	1,584
Loans receivable	1,596	1,584
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	41	49
Allowance for loan losses	$ 41	$ 49	$ 46	$ 44

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans Individually Evaluated for Impairment By Class (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Loan balance, with no allowance recorded	$ 9,178	$ 2,831
Recorded investment, with no allowance recorded	9,085	2,712
Partial charge-off, with no allowance recorded	50	49
One-to-four family residential real estate	3,841	2,178
Interest income recognized, with no allowance recorded	2	103
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loan balance, with no allowance recorded	87	752
Recorded investment, with no allowance recorded	89	752
Partial charge-off, with no allowance recorded	0	0
One-to-four family residential real estate	78	1,143
Interest income recognized, with no allowance recorded	2	29
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loan balance, with no allowance recorded	133	473
Recorded investment, with no allowance recorded	148	473
Partial charge-off, with no allowance recorded	0	0
One-to-four family residential real estate	49	590
Interest income recognized, with no allowance recorded	0	27
Real Estate Portfolio [Member] | Commercial leases [Member]
Loan balance, with no allowance recorded	8,958
Recorded investment, with no allowance recorded	8,848
Partial charge-off, with no allowance recorded	50
One-to-four family residential real estate	3,714
Interest income recognized, with no allowance recorded	$ 0
Commercial Portfolio Segment [Member]
Loan balance, with no allowance recorded		1,606
Recorded investment, with no allowance recorded		1,487
Partial charge-off, with no allowance recorded		49
One-to-four family residential real estate		445
Interest income recognized, with no allowance recorded		$ 47

Note 4 - Loans Receivable - Rec

Note 4 - Loans Receivable - Recorded Investment in Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Recorded investment	$ 8,862	$ 1,407
Loans past due over 90 days, still accruing	0	238
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Recorded investment	55	92
Loans past due over 90 days, still accruing	0	0
Commercial Portfolio Segment [Member]
Recorded investment	8,807	1,310
Loans past due over 90 days, still accruing	0	238
Consumer Portfolio Segment [Member]
Recorded investment	$ 0	5
Loans past due over 90 days, still accruing		$ 0

Note 4 - Loans Receivable - Agi

Note 4 - Loans Receivable - Aging of the Recorded Investment of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Loans receivable	$ 1,235,320	$ 1,234,872
Loans receivable, nonaccrual	8,862	1,407
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	21,475	23,133
Loans receivable, nonaccrual	55	92
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	544,673	537,394
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Senior Mortgage Notes [Member]
Loans receivable	501,451	494,988
Loans receivable, nonaccrual	0	0
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Junior Mortgage Notes [Member]
Loans receivable	43,222	42,406
Loans receivable, nonaccrual	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate, Owner Occupied [Member]
Loans receivable	22,264	22,617
Loans receivable, nonaccrual	0	0
Real Estate Portfolio [Member] | Nonresidential Real Estate, Non-owner Occupied [Member]
Loans receivable	101,096	97,088
Loans receivable, nonaccrual	0	0
Commercial Loans and Leases [Member] | Commercial Loans [Member]
Loans receivable	285,404	283,453
Loans receivable, nonaccrual	384	1,310
Commercial Loans and Leases [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	202,936	211,583
Loans receivable, nonaccrual	8,420	0
Commercial Loans and Leases [Member] | Equipment Finance Leases, Investment-rated [Member]
Loans receivable	55,876	58,020
Loans receivable, nonaccrual	3	0
Consumer Portfolio Segment [Member]
Loans receivable	1,596	1,584
Loans receivable, nonaccrual	0	5
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	13,971	4,912
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	496	411
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Senior Mortgage Notes [Member]
Loans receivable	786	31
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Junior Mortgage Notes [Member]
Loans receivable	362	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Owner Occupied [Member]
Loans receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Non-owner Occupied [Member]
Loans receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Loans and Leases [Member] | Commercial Loans [Member]
Loans receivable	5,106	2,424
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	6,421	2,034
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Investment-rated [Member]
Loans receivable	794	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	6	12
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	1,916	5,546
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	16	19
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Senior Mortgage Notes [Member]
Loans receivable	148	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Junior Mortgage Notes [Member]
Loans receivable	185	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Owner Occupied [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Non-owner Occupied [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Loans and Leases [Member] | Commercial Loans [Member]
Loans receivable	1,139	336
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	423	5,106
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Investment-rated [Member]
Loans receivable	0	81
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	5	4
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	238
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Senior Mortgage Notes [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Junior Mortgage Notes [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Owner Occupied [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Non-owner Occupied [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Loans and Leases [Member] | Commercial Loans [Member]
Loans receivable	0	111
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Investment-rated [Member]
Loans receivable	0	127
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member]
Loans receivable	15,887	10,696
Financial Asset, Past Due [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	512	430
Financial Asset, Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Senior Mortgage Notes [Member]
Loans receivable	934	31
Financial Asset, Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Junior Mortgage Notes [Member]
Loans receivable	547	0
Financial Asset, Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Owner Occupied [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Non-owner Occupied [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member] | Commercial Loans and Leases [Member] | Commercial Loans [Member]
Loans receivable	6,245	2,871
Financial Asset, Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	6,844	7,140
Financial Asset, Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Investment-rated [Member]
Loans receivable	794	208
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	11	16
Financial Asset, Not Past Due [Member]
Loans receivable	1,210,571	1,222,769
Financial Asset, Not Past Due [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	20,908	22,611
Financial Asset, Not Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Senior Mortgage Notes [Member]
Loans receivable	500,517	494,957
Financial Asset, Not Past Due [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Junior Mortgage Notes [Member]
Loans receivable	42,675	42,406
Financial Asset, Not Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Owner Occupied [Member]
Loans receivable	22,264	22,617
Financial Asset, Not Past Due [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate, Non-owner Occupied [Member]
Loans receivable	101,096	97,088
Financial Asset, Not Past Due [Member] | Commercial Loans and Leases [Member] | Commercial Loans [Member]
Loans receivable	278,775	279,272
Financial Asset, Not Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Government [Member]
Loans receivable	187,672	204,443
Financial Asset, Not Past Due [Member] | Commercial Loans and Leases [Member] | Equipment Finance Leases, Investment-rated [Member]
Loans receivable	55,079	57,812
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	$ 1,585	$ 1,563

Note 4 - Loans Receivable - Ris

Note 4 - Loans Receivable - Risk Categories of Loans By Class of Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Loans receivable	$ 1,235,320	$ 1,234,872
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	21,475	23,133
Financing Receivable, current year	0
Financing Receivable, one year before	151
Financing Receivable, two years before	0
Financing Receivable, three years before	200
Financing Receivable, four years before	0
Financing Receivable, prior	16,323
Financing Receivable, revolving	4,801
Current period recoveries, current year	0
Current period recoveries, one year before	0
Current period recoveries, two years before	0
Current period recoveries, three years before	0
Current period recoveries, four years before	0
Current period recoveries, prior	5
Current period recoveries, revolving	0
Current period recoveries, total	5
Recoveries (charge-offs), net, current year	0
Recoveries (charge-offs), net, one year before	0
Recoveries (charge-offs), net, two year before	0
Recoveries (charge-offs), net, three years before	0
Recoveries (charge-offs), net, four years before	0
Recoveries (charge-offs), net, prior	5
Recoveries (charge-offs), net, revolving	0
Recoveries (charge-offs), net, total	5
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	544,673	537,394
Financing Receivable, current year	20,500
Financing Receivable, one year before	217,091
Financing Receivable, two years before	125,506
Financing Receivable, three years before	63,839
Financing Receivable, four years before	23,907
Financing Receivable, prior	85,151
Financing Receivable, revolving	8,679
Current period recoveries, current year	0
Current period recoveries, one year before	0
Current period recoveries, two years before	0
Current period recoveries, three years before	0
Current period recoveries, four years before	0
Current period recoveries, prior	5
Current period recoveries, revolving	0
Current period recoveries, total	5
Recoveries (charge-offs), net, current year	0
Recoveries (charge-offs), net, one year before	0
Recoveries (charge-offs), net, two year before	0
Recoveries (charge-offs), net, three years before	0
Recoveries (charge-offs), net, four years before	0
Recoveries (charge-offs), net, prior	5
Recoveries (charge-offs), net, revolving	0
Recoveries (charge-offs), net, total	5
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	123,360	119,705
Financing Receivable, current year	8,759
Financing Receivable, one year before	55,610
Financing Receivable, two years before	23,864
Financing Receivable, three years before	8,660
Financing Receivable, four years before	10,171
Financing Receivable, prior	16,042
Financing Receivable, revolving	254
Commercial Portfolio Segment [Member]
Loans receivable	544,216	553,056
Financing Receivable, current year	24,241
Financing Receivable, one year before	232,978
Financing Receivable, two years before	102,466
Financing Receivable, three years before	67,124
Financing Receivable, four years before	9,408
Financing Receivable, prior	5,836
Financing Receivable, revolving	102,163
Current period recoveries, current year	0
Current period recoveries, one year before	0
Current period recoveries, two years before	0
Current period recoveries, three years before	0
Current period recoveries, four years before	0
Current period recoveries, prior	1
Current period recoveries, revolving	0
Current period recoveries, total	1
Recoveries (charge-offs), net, current year	0
Recoveries (charge-offs), net, one year before	(79)
Recoveries (charge-offs), net, two year before	0
Recoveries (charge-offs), net, three years before	0
Recoveries (charge-offs), net, four years before	0
Recoveries (charge-offs), net, prior	1
Recoveries (charge-offs), net, revolving	0
Recoveries (charge-offs), net, total	(78)
Current period gross charge-offs	0
Current period gross charge-offs	(79)
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	(79)
Consumer Portfolio Segment [Member]
Loans receivable	1,596	1,584
Financing Receivable, current year	84
Financing Receivable, one year before	134
Financing Receivable, two years before	247
Financing Receivable, three years before	160
Financing Receivable, four years before	335
Financing Receivable, prior	5
Financing Receivable, revolving	631
Current period recoveries, current year	0
Current period recoveries, one year before	0
Current period recoveries, two years before	0
Current period recoveries, three years before	0
Current period recoveries, four years before	0
Current period recoveries, prior	0
Current period recoveries, revolving	1
Current period recoveries, total	1
Recoveries (charge-offs), net, current year	0
Recoveries (charge-offs), net, one year before	0
Recoveries (charge-offs), net, two year before	0
Recoveries (charge-offs), net, three years before	0
Recoveries (charge-offs), net, four years before	0
Recoveries (charge-offs), net, prior	0
Recoveries (charge-offs), net, revolving	(21)
Recoveries (charge-offs), net, total	(21)
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	0
Current period gross charge-offs	(22)
Current period gross charge-offs	(22)
Pass [Member]
Loans receivable	1,190,779	1,198,984
Pass [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	21,080	22,648
Financing Receivable, current year	0
Financing Receivable, one year before	151
Financing Receivable, two years before	0
Financing Receivable, three years before	200
Financing Receivable, four years before	0
Financing Receivable, prior	16,109
Financing Receivable, revolving	4,620
Pass [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	541,885	534,253
Financing Receivable, current year	20,500
Financing Receivable, one year before	217,091
Financing Receivable, two years before	125,506
Financing Receivable, three years before	63,839
Financing Receivable, four years before	23,907
Financing Receivable, prior	82,363
Financing Receivable, revolving	8,679
Pass [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	120,351	116,635
Financing Receivable, current year	8,759
Financing Receivable, one year before	54,580
Financing Receivable, two years before	22,232
Financing Receivable, three years before	8,660
Financing Receivable, four years before	10,171
Financing Receivable, prior	15,695
Financing Receivable, revolving	254
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	505,882	523,889
Financing Receivable, current year	23,848
Financing Receivable, one year before	213,313
Financing Receivable, two years before	102,419
Financing Receivable, three years before	65,130
Financing Receivable, four years before	9,314
Financing Receivable, prior	5,771
Financing Receivable, revolving	86,087
Pass [Member] | Consumer Portfolio Segment [Member]
Loans receivable	1,581	1,559
Financing Receivable, current year	84
Financing Receivable, one year before	134
Financing Receivable, two years before	247
Financing Receivable, three years before	160
Financing Receivable, four years before	335
Financing Receivable, prior	5
Financing Receivable, revolving	616
Watch [Member]
Loans receivable	19,981	28,584
Watch [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	44	62
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	44
Financing Receivable, revolving	0
Watch [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	2,640	3,141
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	2,640
Financing Receivable, revolving	0
Watch [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	3,009	3,070
Financing Receivable, current year	0
Financing Receivable, one year before	1,030
Financing Receivable, two years before	1,632
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	347
Financing Receivable, revolving	0
Watch [Member] | Commercial Portfolio Segment [Member]
Loans receivable	14,283	22,299
Financing Receivable, current year	393
Financing Receivable, one year before	121
Financing Receivable, two years before	43
Financing Receivable, three years before	1,648
Financing Receivable, four years before	33
Financing Receivable, prior	65
Financing Receivable, revolving	11,980
Watch [Member] | Consumer Portfolio Segment [Member]
Loans receivable	5	12
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	0
Financing Receivable, revolving	5
Special Mention [Member]
Loans receivable	11,419	1,525
Special Mention [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	16	4
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	16
Financing Receivable, revolving	0
Special Mention [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	0	0
Special Mention [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans receivable	11,398	1,517
Financing Receivable, current year	0
Financing Receivable, one year before	11,050
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	0
Financing Receivable, revolving	348
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans receivable	5	4
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	0
Financing Receivable, revolving	5
Substandard [Member]
Loans receivable	4,279	4,372
Substandard [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	280	327
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	128
Financing Receivable, revolving	152
Substandard [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	148	0
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	148
Financing Receivable, revolving	0
Substandard [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	0	0
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans receivable	3,846	4,041
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	40
Financing Receivable, four years before	58
Financing Receivable, prior	0
Financing Receivable, revolving	3,748
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans receivable	5	4
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	0
Financing Receivable, revolving	5
Substandard Nonaccrual [Member]
Loans receivable	8,862	1,407
Substandard Nonaccrual [Member] | Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]
Loans receivable	55	92
Financing Receivable, current year	0
Financing Receivable, one year before	0
Financing Receivable, two years before	0
Financing Receivable, three years before	0
Financing Receivable, four years before	0
Financing Receivable, prior	26
Financing Receivable, revolving	29
Substandard Nonaccrual [Member] | Real Estate Portfolio [Member] | Multi-family Mortgage [Member]
Loans receivable	0	0
Substandard Nonaccrual [Member] | Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]
Loans receivable	0	0
Substandard Nonaccrual [Member] | Commercial Portfolio Segment [Member]
Loans receivable	8,807	1,310
Financing Receivable, current year	0
Financing Receivable, one year before	8,494
Financing Receivable, two years before	4
Financing Receivable, three years before	306
Financing Receivable, four years before	3
Financing Receivable, prior	0
Financing Receivable, revolving	0
Substandard Nonaccrual [Member] | Consumer Portfolio Segment [Member]
Loans receivable	$ 0	$ 5

Note 5 - Foreclosed Assets (Det

Note 5 - Foreclosed Assets (Details Textual) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Mortgage Loans in Process of Foreclosure, Amount	$ 5,000	$ 0
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total	$ 1,393,000	476,000
Foreclosed Residential Real Estate Properties, Physical Possession Without Title [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets, Total		$ 0

Note 5 - Foreclosed Assets - Re

Note 5 - Foreclosed Assets - Real Estate Acquired Through Foreclosure (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Other real estate owned, gross	$ 472	$ 472
Other real estate owned, valuation allowance	0	0
Other real estate owned	472	472
Other foreclosed assets, gross	921	4
Other foreclosed assets, valuation allowance	0	0
Other foreclosed assets	921	4
Other real estate owned and other foreclosed assets, gross	1,393	476
Other real estate owned and other foreclosed assets, valuation allowance	0	0
Total	$ 1,393	$ 476

Note 5 - Foreclosed Assets- Rol

Note 5 - Foreclosed Assets- Roll Forward of Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Beginning balance	$ 476	$ 725
New foreclosed assets	921	274
Valuation reductions from sales	0	8
Sales	(4)	(39)
Ending balance	$ 1,393	$ 968

Note 5 - Foreclosed Assets - Ac

Note 5 - Foreclosed Assets - Activity in the Valuation Allowance (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Beginning balance	$ 0	$ 227
Reductions from sales	0	(8)
Ending balance	$ 0	$ 219

Note 6 - Borrowings and Subor_3

Note 6 - Borrowings and Subordinated Notes (Details Textual) - USD ($)		12 Months Ended
	Apr. 14, 2021	Dec. 31, 2020	Mar. 31, 2023	Dec. 31, 2022
Federal Home Loan Bank Advances [Member]
Debt, Long-term and Short-term, Combined Amount, Total			$ 0	$ 0
Line of Credit [Member] | Unsecured Debt [Member]
Line of Credit, Current		$ 5,000,000
Debt Instrument, Prime Rate Floor		2.40%
Prime Rate [Member] | Line of Credit [Member] | Unsecured Debt [Member]
Debt Instrument, Basis Spread on Variable Rate		0.50%
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member]
Debt Instrument, Face Amount	$ 20,000,000
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Debt Issuance Costs, Net, Total	$ 441,000		$ 355,000	$ 366,000
Debt Instrument, Term (Year)	10 years
The 3.75 Percent Fixed-to-Floating Rate Subordinated Notes [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	2.99%

Note 6 - Borrowings and Subor_4

Note 6 - Borrowings and Subordinated Notes - Advances From the FHLB (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Subordinated notes, net of unamortized issuance costs	$ 19,645	$ 19,634
Line of credit, due March 31, 2022, interest rate	7.50%	6.75%
Line of credit, due March 29, 2024	$ 0	$ 0
Subordinated Debt [Member]
Subordinated notes, due May 15, 2031	3.75%	3.75%
Subordinated notes, net of unamortized issuance costs	$ 19,645	$ 19,634
Fix Rate Advance Due April 7, 2023 [Member]
Fixed-rate advance from FHLB, interest rate	4.88%	0%
Fixed-rate advance from FHLB	$ 10,000	$ 0
Fix Rate Advance Due September 16, 2024 [Member]
Fixed-rate advance from FHLB, interest rate	4.55%	0%
Fixed-rate advance from FHLB	$ 5,000	$ 0
Fix Rate Advance Due March 17, 2025 [Member]
Fixed-rate advance from FHLB, interest rate	4.27%	0%
Fixed-rate advance from FHLB	$ 5,000	$ 0
Fix Rate Advance Due September 17, 2025 [Member]
Fixed-rate advance from FHLB, interest rate	4.20%	0%
Fixed-rate advance from FHLB	$ 5,000	$ 0
Fix Rate Advance Due March 17, 2026 [Member]
Fixed-rate advance from FHLB, interest rate	4.15%
Fixed-rate advance from FHLB	$ 5,000
Fix Rate Advance Due September 17, 2026 [Member]
Fixed-rate advance from FHLB, interest rate	4.06%	0%
Fixed-rate advance from FHLB	$ 5,000	$ 0

Note 7 - Fair Value (Details Te

Note 7 - Fair Value (Details Textual) - USD ($)		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Valuation Reserve on Premises Held-for-sale	[1]	$ 553,000	$ 0
[1]Not within the scope of ASC 606

Note 7 - Fair Value - Financial

Note 7 - Fair Value - Financial Assets At Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities	$ 170,239	$ 210,338
Certificates of Deposit [Member]
Securities	2,977	2,233
US States and Political Subdivisions Debt Securities [Member]
Securities	227	225
US Treasury and Government [Member]
Securities	122,365
US Government-sponsored Enterprises Debt Securities [Member]
Securities	39,739	39,699
Residential Mortgage-Backed Securities [Member]
Securities	3,781	3,881
Collateralized Mortgage-Backed Securities [Member]
Securities	1,150	1,197
US Treasury Securities [Member]
Securities	122,365	163,103
Fair Value, Inputs, Level 1 [Member]
Securities	122,365	163,103
Fair Value, Inputs, Level 1 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Securities	122,365
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage-Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury Securities [Member]
Securities		163,103
Fair Value, Inputs, Level 2 [Member]
Securities	47,874	47,235
Fair Value, Inputs, Level 2 [Member] | Certificates of Deposit [Member]
Securities	2,977	2,233
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	227	225
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Securities	0
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities	39,739	39,699
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage-Backed Securities [Member]
Securities	3,781	3,881
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities	1,150	1,197
Fair Value, Inputs, Level 2 [Member] | US Treasury Securities [Member]
Securities		0
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Certificates of Deposit [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Securities	0
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage-Backed Securities [Member]
Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities	$ 0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury Securities [Member]
Securities		$ 0

Note 7 - Fair Value - Carrying

Note 7 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities	$ 170,239	$ 210,338
Fair Value, Inputs, Level 1 [Member]
Securities	122,365	163,103
Fair Value, Inputs, Level 2 [Member]
Securities	47,874	47,235
Fair Value, Inputs, Level 3 [Member]
Securities	0	0
Reported Value Measurement [Member]
Cash and cash equivalents	77,005	66,771
Securities	170,239	210,338
Loans receivable, net of allowance for credit losses	1,225,288	1,226,743
FHLB and FRB stock	7,490	7,490
Accrued interest receivable	8,316	7,338
Certificates of deposit	193,365	186,524
Borrowings	35,000
Subordinated notes	19,645	19,634
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	77,005	66,771
Securities	170,239	210,338
Loans receivable, net of allowance for credit losses	1,185,493	1,198,616
Accrued interest receivable	8,316	7,338
Certificates of deposit	189,910	182,398
Borrowings	35,088
Subordinated notes	17,000	17,800
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	76,432	65,967
Securities	122,365	163,103
Loans receivable, net of allowance for credit losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	304	514
Certificates of deposit	0	0
Borrowings	0
Subordinated notes	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	573	804
Securities	47,874	47,235
Loans receivable, net of allowance for credit losses	0	0
FHLB and FRB stock	0	0
Accrued interest receivable	477	477
Certificates of deposit	189,910	182,398
Borrowings	35,088
Subordinated notes	17,000	17,800
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Securities	0	0
Loans receivable, net of allowance for credit losses	1,185,493	1,198,616
FHLB and FRB stock	0	0
Accrued interest receivable	7,535	6,347
Certificates of deposit	0	0
Borrowings	0
Subordinated notes	$ 0	$ 0

Note 8 - Revenue From Contrac_3

Note 8 - Revenue From Contracts With Customers (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Revenue from Contract with Customer, Excluding Assessed Tax	$ 816,000	$ 781,000
Credit and Debit Card [Member]
Revenue from Contract with Customer, Excluding Assessed Tax	$ 334,000	$ 360,000

Note 8 - Revenue From Contrac_4

Note 8 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($)		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Deposit service charges and fees		$ 816,000	$ 781,000
Loan servicing fees	[1]	129,000	101,000
(Loss) earnings on bank-owned life insurance	[1]	(84,000)	28,000
Losses on sales of securities	[1]	(454,000)	0
Valuation adjustment on bank premises held-for-sale	[1]	(553,000)	0
Other	[1]	92,000	196,000
Total noninterest income		313,000	1,444,000
Deposit Account [Member]
Deposit service charges and fees		816,000	781,000
Bank Servicing [Member]
Deposit service charges and fees		$ 367,000	$ 338,000
[1]Not within the scope of ASC 606