Exhibit 20
SERVICER’S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
MONTHLY SERVICER REPORT — Honda Auto Receivables 2004-3 Owner Trust
11/1/2004 through 11/30/2004
I. ORIGINAL DEAL PARAMETER INPUTS | ||||
(A) Total Portfolio Balance | $ | 1,562,279,257.07 | ||
(B) Total Securities Balance | $ | 1,562,279,257.07 | ||
(C) Class A-1 Notes | ||||
(i) Class A-1 Notes Balance | $ | 370,000,000.00 | ||
(ii) Class A-1 Notes Percentage (C(i)/B) | 23.68 | % | ||
(iii) Class A-1 Notes Rate | 2.09250 | % | ||
(iv) Class A-1 Notes Accrual Basis | Actual/360 | |||
(D) Class A-2 Notes | ||||
(i) Class A-2 Notes Balance | $ | 420,000,000.00 | ||
(ii) Class A-2 Notes Percentage (D(i)/B) | 26.88 | % | ||
(iii) Class A-2 Notes Rate | 2.480 | % | ||
(iv) Class A-2 Notes Accrual Basis | 30/360 | |||
(E) Class A-3 Notes | ||||
(i) Class A-3 Notes Balance | $ | 475,000,000.00 | ||
(ii) Class A-3 Notes Percentage (E(i)/B) | 30.40 | % | ||
(iii) Class A-3 Notes Rate | 2.910 | % | ||
(iv) Class A-3 Notes Accrual Basis | 30/360 | |||
(F) Class A-4 Notes | ||||
(i) Class A-4 Notes Balance | $ | 246,505,000.00 | ||
(ii) Class A-4 Notes Percentage (F(i)/B) | 15.78 | % | ||
(iii) Class A-4 Notes Rate | 3.280 | % | ||
(iv) Class A-4 Notes Accrual Basis | 30/360 | |||
(G) Certificates | ||||
(i) Certificates Balance | $ | 50,774,257.07 | ||
(ii) Certificates Percentage (G(i)/B) | 3.25 | % | ||
(iii) Certificates Rate | 3.280 | % | ||
(iv) Certificates Accrual Basis | 30/360 | |||
(H) Servicing Fee Rate | 1.00 | % | ||
(I) Portfolio Summary | ||||
(i) Weighted Average Coupon (WAC) | 5.27 | % | ||
(ii) Weighted Average Original Maturity (WAOM) | 58.65 months | |||
(iii) Weighted Average Remaining Maturity (WAM) | 51.28 months | |||
(iv) Number of Receivables | 103,811 | |||
(J) Reserve Fund | ||||
(i) Reserve Account Initial Deposit Percentage | 0.50 | % | ||
(ii) Reserve Account Initial Deposit | $ | 7,811,396.29 | ||
(iii) Specified Reserve Account Percentage | 0.50 | % | ||
(iv) Specified Reserve Account Balance | $ | 7,811,396.29 | ||
(K) Yield Supplement Account Deposit | $ | 6,413,601.55 | ||
II. INPUTS FROM PREVIOUS MONTHLY SERVICER REPORTS | ||||
(A) Total Portfolio Balance | $ | 1,515,633,531.54 | ||
(B) Total Securities Balance | $ | 1,515,633,531.54 | ||
(C) Cumulative Note and Certificate Pool Factor | 0.9701425 | |||
(D) Class A-1 Notes | ||||
(i) Class A-1 Notes Balance | $ | 323,354,274.47 | ||
(ii) Class A-1 Notes Pool Factor | 0.8739305 | |||
(iii) Class A-1 Notes Interest Carryover Shortfall | $ | 0.00 | ||
(iv) Class A-1 Notes Principal Carryover Shortfall | $ | 0.00 | ||
(E) Class A-2 Notes | ||||
(i) Class A-2 Notes Balance | $ | 420,000,000.00 | ||
(ii) Class A-2 Notes Pool Factor | 1.0000000 | |||
(iii) Class A-2 Notes Interest Carryover Shortfall | $ | 0.00 | ||
(iv) Class A-2 Notes Principal Carryover Shortfall | $ | 0.00 | ||
(F) Class A-3 Notes | ||||
(i) Class A-3 Notes Balance | $ | 475,000,000.00 | ||
(ii) Class A-3 Notes Pool Factor | 1.0000000 | |||
(iii) Class A-3 Notes Interest Carryover Shortfall | $ | 0.00 | ||
(iv) Class A-3 Notes Principal Carryover Shortfall | $ | 0.00 | ||
(G) Class A-4 Notes | ||||
(i) Class A-4 Notes Balance | $ | 246,505,000.00 | ||
(ii) Class A-4 Notes Pool Factor | 1.0000000 | |||
(iii) Class A-4 Notes Interest Carryover Shortfall | $ | 0.00 | ||
(iv) Class A-4 Notes Principal Carryover Shortfall | $ | 0.00 | ||
(H) Certificates | ||||
(i) Certificates Balance | $ | 50,774,257.07 | ||
(ii) Certificates Pool Factor | 1.0000000 | |||
(iii) Certificates Interest Carryover Shortfall | $ | 0.00 | ||
(iv) Certificates Principal Carryover Shortfall | $ | 0.00 | ||
(I) Servicing Fee | ||||
(i) Servicing Fee Shortfall | $ | 0.00 | ||
(J) End of Prior Month Account Balances | ||||
(i) Reserve Account | $ | 7,811,396.29 | ||
(ii) Yield Supplement Account | $ | 6,133,587.68 | ||
(iii) Payahead Account | $ | 0.00 | ||
(iv) Advances Outstanding | $ | 641,574.97 | ||
(K) Portfolio Summary as of End of Prior Month | ||||
(i) Weighted Average Coupon (WAC) | 5.26 | % | ||
(ii) Weighted Average Remaining Maturity (WAM) | 50.32 months | |||
(iii) Number of Receivables | 102,607 | |||
(L) Note and Certificate Principal Distribution Percentages | ||||
(i) Note Percentage | 100.00 | % | ||
(ii) Certificate Percentage | 0.00 | % | ||
III. MONTHLY INPUTS FROM THE MAINFRAME | ||||
(A) Precomputed Contracts Principal | ||||
(i) Scheduled Principal Collections | $ | 0.00 | ||
(ii) Prepayments in Full | $ | 0.00 | ||
(iii) Prepayments in Full due to Repurchases | $ | 0.00 | ||
(B) Precomputed Contracts Collections | $ | 0.00 | ||
(C) Precomputed Receivables Interest (B-A((i)+(ii)+(iii))) | $ | 0.00 | ||
(D) Simple Interest Receivables Principal | ||||
(i) Principal Collections | $ | 32,678,543.36 | ||
(ii) Prepayments in Full | $ | 15,032,992.45 | ||
(iii) Repurchased Receivables Related to Principal | $ | 0.00 |
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AMERICAN HONDA FINANCE CORPORATION
MONTHLY SERVICER REPORT — Honda Auto Receivables 2004-3 Owner Trust
11/1/2004 through 11/30/2004
(E) Simple Interest Receivables Interest | |||||||||||||||
(i) Simple Interest Collections | $ | 6,694,874.01 | |||||||||||||
(F) Payment Advance for Precomputes | |||||||||||||||
(i) Reimbursement of Previous Advances | $ | 0.00 | |||||||||||||
(ii) Current Advance Amount | $ | 0.00 | |||||||||||||
(G) Interest Advance for simple Interest - Net | $ | 77,536.70 | |||||||||||||
(H) Payahead Account | |||||||||||||||
(i) Payments Applied | $ | 0.00 | |||||||||||||
(ii) Additional Payaheads | $ | 0.00 | |||||||||||||
(I) Portfolio Summary as of End of Month | |||||||||||||||
(i) Weighted Average Coupon (WAC) | 5.25 | % | |||||||||||||
(ii) Weighted Average Remaining Maturity (WAM) | 49.47 months | ||||||||||||||
(iii) Remaining Number of Receivables | 101,286 | ||||||||||||||
# Units | Dollar Amount | ||||||||||||||
(J) Delinquent Receivables | |||||||||||||||
(i) 31-60 Days Delinquent | 1,781 | 1.76 | % | $ | 24,107,205.37 | 1.64 | % | ||||||||
(ii) 61-90 Days Delinquent | 14 | 0.01 | % | $ | 176,415.06 | 0.01 | % | ||||||||
(ii) 91 Days or More Delinquent | 1 | 0.00 | % | $ | 25,712.62 | 0.00 | % | ||||||||
(K) Vehicles Repossessed During Collection Period | 26 | 0.03 | % | $ | 446,071.79 | 0.03 | % | ||||||||
(L) Total Repossessed Vehicles in Inventory | 28 | 0.03 | % | $ | 469,894.03 | 0.03 | % | ||||||||
IV. INPUTS DERIVED FROM OTHER SOURCES | |||||||||||||||
(A) Collection Account Investment Income | $ | 0.00 | |||||||||||||
(B) Reserve Account Investment Income | $ | 11,515.72 | |||||||||||||
(C) Yield Supplement Account Investment Income | $ | 9,270.29 | |||||||||||||
(D) Trust Fees Expense | $ | 5,500.00 | |||||||||||||
(E) Aggregate Net Losses for Collection Period | 16,665.90 | ||||||||||||||
(F) Liquidated Receivables Information | |||||||||||||||
(i) Gross Principal Balance on Liquidated Receivables | 43,840.28 | ||||||||||||||
(ii) Liquidation Proceeds | 23,507.90 | ||||||||||||||
(ii) Recoveries from Prior Month Charge Offs | 3,666.48 | ||||||||||||||
(G) Days in Accrual Period | 32 | ||||||||||||||
(H) Deal age | 2 | ||||||||||||||
MONTHLY COLLECTIONS | |||||||||||||||
V. INTEREST COLLECTIONS | |||||||||||||||
(A) Total Interest Collections (III(C)+E(i)-F(i)+F(ii)+G) | $ | 6,772,410.71 | |||||||||||||
VI. PRINCIPAL COLLECTIONS | |||||||||||||||
(A) Principal Payments Received (III(A((i)+(ii))+(D(i)+(ii))) | $ | 47,711,535.81 | |||||||||||||
(B) Liquidation Proceeds (IV(F(i))) | 23,507.90 | ||||||||||||||
(C) Repurchased Loan Proceeds Related to Principal (III(A(iii)+D(iii))) | 0.00 | ||||||||||||||
(D) Recoveries from Prior Month Charge Offs (IV(F(ii))) | 3,666.48 | ||||||||||||||
(E) Total Principal Collections (A+B+C+D) | $ | 47,738,710.19 | |||||||||||||
VII. TOTAL INTEREST AND PRINCIPAL COLLECTIONS (V(A)+VI(E)) | $ | 54,511,120.90 | |||||||||||||
VIII. YIELD SUPPLEMENT DEPOSIT | $ | 281,589.29 | |||||||||||||
IX. TOTAL AVAILABLE AMOUNT (VII+VIII) | $ | 54,792,710.19 | |||||||||||||
MONTHLY DISTRIBUTIONS | |||||||||||||||
X. FEE DISTRIBUTIONS | |||||||||||||||
(A) Servicing Fee | |||||||||||||||
(i) Servicing Fee Due (I(H)/12)(II(B))+(II(H)(i)) | $ | 1,263,027.94 | |||||||||||||
(ii) Servicing Fee Paid | 1,263,027.94 | ||||||||||||||
(iii) Servicing Fee Shortfall | $ | 0.00 | |||||||||||||
(B) Reserve Account Investment Income (IV(B)) | $ | 11,515.72 | |||||||||||||
(C) Yield Supplement Account Investment Income (IV(C)) | $ | 9,270.29 | |||||||||||||
(D) Trust Fees Expense (IV(D)) | $ | 5,500.00 | |||||||||||||
XI. DISTRIBUTIONS TO NOTEHOLDERS | |||||||||||||||
(A) Interest | |||||||||||||||
(i) Class A-1 Notes | |||||||||||||||
(a) Class A-1 Notes Interest Due | $ | 601,438.95 | |||||||||||||
(b) Class A-1 Notes Interest Paid | 601,438.95 | ||||||||||||||
(c) Class A-1 Notes Interest Shortfall | $ | 0.00 | |||||||||||||
(ii) Class A-2 Notes | |||||||||||||||
(a) Class A-2 Notes Interest Due | $ | 868,000.00 | |||||||||||||
(b) Class A-2 Notes Interest Paid | 868,000.00 | ||||||||||||||
(c) Class A-2 Notes Interest Shortfall | $ | 0.00 | |||||||||||||
(iii) Class A-3 Notes | |||||||||||||||
(a) Class A-3 Notes Interest Due | $ | 1,151,875.00 | |||||||||||||
(b) Class A-3 Notes Interest Paid | 1,151,875.00 | ||||||||||||||
(c) Class A-3 Notes Interest Shortfall | $ | 0.00 | |||||||||||||
(iv) Class A-4 Notes | |||||||||||||||
(a) Class A-4 Notes Interest Due | $ | 673,780.33 | |||||||||||||
(b) Class A-4 Notes Interest Paid | 673,780.33 | ||||||||||||||
(c) Class A-4 Notes Interest Shortfall | $ | 0.00 | |||||||||||||
(v) Total Note Interest | |||||||||||||||
(a) Total Note Interest Due | $ | 3,295,094.28 | |||||||||||||
(b) Total Note Interest Paid | 3,295,094.28 | ||||||||||||||
(c) Total Note Interest Shortfall | $ | 0.00 | |||||||||||||
(d) Reserve Account Withdrawal for Note Interest | $ | 0.00 | |||||||||||||
Amount available for distributions after Fees & Interest (IX-(X(A)(ii)-(D))-XI(A)(v)(b)) | $ | 50,229,087.97 | |||||||||||||
(B) Principal | |||||||||||||||
(i) Noteholders’ Principal Distribution Amounts | $ | 47,755,376.09 | |||||||||||||
(ii) Class A-1 Notes Principal | |||||||||||||||
(a) Class A-1 Notes Principal Due | $ | 47,755,376.09 | |||||||||||||
(b) Class A-1 Notes Principal Paid | 47,755,376.09 | ||||||||||||||
(c) Class A-1 Notes Principal Shortfall | $ | 0.00 | |||||||||||||
(d) Reserve Account Withdrawal | $ | 0.00 | |||||||||||||
(iii) Class A-2 Notes Principal | |||||||||||||||
(a) Class A-2 Notes Principal Due | $ | 0.00 | |||||||||||||
(b) Class A-2 Notes Principal Paid | 0.00 | ||||||||||||||
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AMERICAN HONDA FINANCE CORPORATION
MONTHLY SERVICER REPORT — Honda Auto Receivables 2004-3 Owner Trust
11/1/2004 through 11/30/2004
(c) Class A-2 Notes Principal Shortfall | $ | 0.00 | ||||||
(d) Reserve Account Withdrawal | $ | 0.00 | ||||||
(iv) Class A-3 Notes Principal | ||||||||
(a) Class A-3 Notes Principal Due | $ | 0.00 | ||||||
(b) Class A-3 Notes Principal Paid | 0.00 | |||||||
(c) Class A-3 Notes Principal Shortfall | $ | 0.00 | ||||||
(d) Reserve Account Withdrawal | $ | 0.00 | ||||||
(v) Class A-4 Notes Principal | ||||||||
(a) Class A-4 Notes Principal Due | $ | 0.00 | ||||||
(b) Class A-4 Notes Principal Paid | 0.00 | |||||||
(c) Class A-4 Notes Principal Shortfall | $ | 0.00 | ||||||
(d) Reserve Account Withdrawal | $ | 0.00 | ||||||
(vi) Total Notes Principal | ||||||||
(a) Total Notes Principal Due | 47,755,376.09 | |||||||
(b) Total Notes Principal Paid | 47,755,376.09 | |||||||
(c) Total Notes Principal Shortfall | $ | 0.00 | ||||||
(d) Reserve Account Withdrawal | $ | 0.00 | ||||||
XII. RESERVE FUND DEPOSIT | ||||||||
Amount available for deposit into reserve account | $ | 2,473,711.88 | ||||||
Amount deposited into reserve account | 0.00 | |||||||
Excess Amount Released from Reserve Account | 0.00 | |||||||
Excess funds available to Certificateholders | 2,473,711.88 | |||||||
XIII. DISTRIBUTIONS TO CERTIFICATEHOLDERS | ||||||||
(A) Interest | ||||||||
(i) Certificate Monthly Interest Due | $ | 138,782.97 | ||||||
(ii) Certificate Interest Shortfall Beginning Balance | $ | 0.00 | ||||||
(iii) Total Certificate Interest Due | $ | 138,782.97 | ||||||
(iv) Certificate Interest Paid | 138,782.97 | |||||||
(v) Certificate Interest Shortfall Ending Balance | $ | 0.00 | ||||||
(B) Principal | ||||||||
(i) Certificate Monthly Principal Due | $ | (0.00 | ) | |||||
(ii) Certificate Principal Shortfall Beginning Balance | $ | 0.00 | ||||||
(iii) Total Certificate Principal Due | $ | (0.00 | ) | |||||
(iv) Certificate Principal Paid | (0.00 | ) | ||||||
(v) Certificate Principal Shortfall Ending Balance | $ | 0.00 | ||||||
(C) Release to Seller | $ | 2,334,928.91 | ||||||
DISTRIBUTIONS SUMMARY | ||||||||
(A) Total Collections | $ | 54,792,710.19 | ||||||
(B) Service Fee | $ | 1,263,027.94 | ||||||
(C) Trustee Fees | 5,500.00 | |||||||
(D) Class A1 Amount | $ | 48,356,815.04 | ||||||
(E) Class A2 Amount | $ | 868,000.00 | ||||||
(F) Class A3 Amount | $ | 1,151,875.00 | ||||||
(G) Class A4 Amount | $ | 673,780.33 | ||||||
(H) Amount Deposited into Reserve Account | $ | 0.00 | ||||||
(I) Certificateholders | $ | 138,782.97 | ||||||
(J) Release to seller | $ | 2,334,928.91 | ||||||
(K) Total amount distributed | $ | 54,792,710.19 | ||||||
(L) Amount of Draw from Reserve Account | 0.00 | |||||||
(M) Excess Amount Released from Reserve Account | 0.00 | |||||||
PORTFOLIO AND SECURITY SUMMARY | ||||||||
Beginning of Period | End of Period | |||||||
XIV. POOL BALANCES AND PORTFOLIO INFORMATION | ||||||||
(A) Balances and Principal Factors | ||||||||
(i) Aggregate Balance of Notes | $ | 1,464,859,274.47 | $ | 1,417,103,898.38 | ||||
(ii) Note Pool Factor | 0.9691395 | 0.9375450 | ||||||
(iii) Class A-1 Notes Balance | 323,354,274.47 | 275,598,898.38 | ||||||
(iv) Class A-1 Notes Pool Factor | 0.8739305 | 0.7448619 | ||||||
(v) Class A-2 Notes Balance | 420,000,000.00 | 420,000,000.00 | ||||||
(vi) Class A-2 Notes Pool Factor | 1.0000000 | 1.0000000 | ||||||
(vii) Class A-3 Notes Balance | 475,000,000.00 | 475,000,000.00 | ||||||
(viii) Class A-3 Notes Pool Factor | 1.0000000 | 1.0000000 | ||||||
(ix) Class A-4 Notes Balance | 246,505,000.00 | 246,505,000.00 | ||||||
(x) Class A-4 Notes Pool Factor | 1.0000000 | 1.0000000 | ||||||
(xi) Certificates Balance | 50,774,257.07 | 50,774,257.07 | ||||||
(xii) Certificates Pool Factor | 1.0000000 | 1.0000000 | ||||||
(xiii) Total Principal Balance of Notes and Certificates | 1,515,633,531.54 | 1,467,878,155.45 | ||||||
(B) Portfolio Information | ||||||||
(i) Weighted Average Coupon (WAC) | 5.26 | % | 5.25 | % | ||||
(ii) Weighted Average Remaining Maturity (WAM) | 50.32 months | 49.47 months | ||||||
(iii) Remaining Number of Receivables | 102,607 | 101,286 | ||||||
(iv) Portfolio Receivable Balance | $ | 1,515,633,531.54 | $ | 1,467,878,155.45 | ||||
(C) Outstanding Advance Amount | $ | 641,574.97 | $ | 719,111.67 | ||||
(D) Outstanding Payahead Balance | $ | 0.00 | $ | 0.00 | ||||
SUMMARY OF ACCOUNTS | ||||||||
XV. RECONCILIATION OF RESERVE ACCOUNT | ||||||||
(A) Beginning Reserve Account Balance | $ | 7,811,396.29 | ||||||
(B) Draws | 0.00 | |||||||
(i) Draw for Servicing Fee | 0.00 | |||||||
(ii) Draw for Interest | 0.00 | |||||||
(iii) Draw for Realized Losses | 0.00 | |||||||
(C) Excess Interest Deposited into the Reserve Account | 0.00 | |||||||
(D) Reserve Account Balance Prior to Release | 7,811,396.29 | |||||||
(E) Reserve Account Required Amount | 7,811,396.29 | |||||||
(F) Final Reserve Account Required Amount | 7,811,396.29 | |||||||
(G) Excess Reserve Account Amount | 0.00 | |||||||
(H) Release of Reserve Account Balance to Seller | 0.00 | |||||||
(I) Ending Reserve Account Balance | 7,811,396.29 |
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AMERICAN HONDA FINANCE CORPORATION
MONTHLY SERVICER REPORT — Honda Auto Receivables 2004-3 Owner Trust
11/1/2004 through 11/30/2004
XVI. RECONCILIATION OF YIELD SUPPLEMENT ACCOUNT | |||||||||||||||
(A) Beginning Yield Supplement Account Balance | 6,133,587.68 | ||||||||||||||
(B) Investment Earnings | 9,270.29 | ||||||||||||||
(C) Investment Earnings Withdraw | 9,270.29 | ||||||||||||||
(D) Additional Yield Supplement Amounts | 0.00 | ||||||||||||||
(E) Yield Supplement Deposit Amount | 281,589.29 | ||||||||||||||
(F) Release of Yield Deposit Account Balance to Seller | 0.00 | ||||||||||||||
(G) Ending Yield Supplement Account Balance | 5,851,998.39 | ||||||||||||||
XVII. NET LOSS AND DELINQUENCY ACCOUNT ACTIVITY | |||||||||||||||
(A) Liquidated Contracts | |||||||||||||||
(i) Liquidation Proceeds | $ | 23,507.90 | |||||||||||||
(ii) Recoveries on Previously Liquidated Contracts | 3,666.48 | ||||||||||||||
(B) Aggregate Net Losses for Collection Period | 16,665.90 | ||||||||||||||
(C) Net Loss Rate for Collection Period (annualized) | 0.01 | % | |||||||||||||
(D) Cumulative Net Losses for all Periods | 41,546.34 | ||||||||||||||
# Units | Dollar Amount | ||||||||||||||
(E) Delinquent Receivables | |||||||||||||||
(i) 30-59 Days Delinquent | 1,781 | 1.76 | % | $ | 24,107,205.37 | 1.64 | % | ||||||||
(ii) 60-89 Days Delinquent | 14 | 0.01 | % | $ | 176,415.06 | 0.01 | % | ||||||||
(ii) 90 Days or More Delinquent | 1 | 0.00 | % | $ | 25,712.62 | 0.00 | % | ||||||||
# Units | Dollar Amount | ||||||||||||||
XVIII. REPOSSESSION ACTIVITY | |||||||||||||||
(A) Vehicles Repossessed During Collection Period | 26 | 0.03 | % | $ | 446,071.79 | 0.03 | % | ||||||||
(B) Total Repossessed Vehicles in Inventory | 28 | 0.03 | % | $ | 469,894.03 | 0.03 | % | ||||||||
XIX. TESTS FOR INCREASE IN SPECIFIED RESERVE ACCOUNT BALANCE | |||||||||||||||
(A) Ratio of Net Losses to the Pool Balance as of Each Collection Period | |||||||||||||||
(i) Second Preceding Collection Period | 0.00 | % | |||||||||||||
(ii) Preceding Collection Period | 0.02 | % | |||||||||||||
(iii) Current Collection Period | 0.01 | % | |||||||||||||
(iv) Three Month Average (Avg(i,ii,iii)) | 0.02 | % | |||||||||||||
(B) Ratio of Balance of Contracts Delinquent 61 Days or More to the Outstanding Balance of Receivables. | |||||||||||||||
(i) Second Preceding Collection Period | 0.00 | % | |||||||||||||
(ii) Preceding Collection Period | 0.01 | % | |||||||||||||
(iii) Current Collection Period | 0.04 | % | |||||||||||||
(iv) Three Month Average (Avg(i,ii,iii)) | 0.03 | % | |||||||||||||
(C) Loss and Delinquency Trigger Indicator | Trigger was not hit. |
I hereby certify that the servicing report provided is true and accurate to the best of my knowledge.
By: | /s/ John I. Weisickle | |||
John I. Weisickle, | ||||
Vice President |
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