Fedfirst Financial SB-2 Registration of securities for small business issuer

Exhibit 21

Subsidiaries of the Registrant

				Jurisdiction or
	Percentage			State of
Subsidiary	Ownership			Incorporation
First Federal Savings Bank		100	%	United States
FedFirst Exchange Corporation (1)		100	%	Commonwealth of Pennsylvania
Exchange Underwriters, Inc. (2)		80	%	Commonwealth of Pennsylvania

(1)	Wholly owned subsidiary of First Federal Savings Bank
(2)	80%-owned subsidiary of FedFirst Exchange Corporation