Hills Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	306	1,748	SH		DFND		1,748	0	0
3M Co	COM	88579Y101	113	645	SH		SOLE		645	0	0
ACCENTURE	SHS CLASS A	G1151C101	1,205	4,614	SH		SOLE		4,614	0	0
ALPHABET INC	CAP STK CL A	02079K305	4	2	SH		DFND		2	0	0
ALPHABET INC	CAP STK CL A	02079K305	251	143	SH		SOLE		143	0	0
AMER EXPRESS CO	COM	025816109	500	4,133	SH		SOLE		4,133	0	0
ANALOG DEVICES INC	COM	032654105	221	1,498	SH		SOLE		1,498	0	0
ANSYS, INC.	COM	03662Q105	2,735	7,519	SH		DFND		7,519	0	0
ANSYS, INC.	COM	03662Q105	783	2,151	SH		SOLE		2,151	0	0
AT&T INC	COM	00206R102	85	2,971	SH		DFND		2,971	0	0
AT&T INC	COM	00206R102	316	11,002	SH		SOLE		11,002	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	35	200	SH		DFND		200	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,764	10,014	SH		SOLE		10,014	0	0
AbbVie Inc	COM	00287Y109	16	150	SH		DFND		150	0	0
AbbVie Inc	COM	00287Y109	670	6,253	SH		SOLE		6,253	0	0
Abbott Laboratories	COM	002824100	3,921	35,809	SH		SOLE		35,809	0	0
Aflac Inc	COM	001055102	412	9,275	SH		SOLE		9,275	0	0
Akamai Technologies Inc	COM	00971T101	157	1,500	SH		DFND		1,500	0	0
Akamai Technologies Inc	COM	00971T101	96	915	SH		SOLE		915	0	0
Alexion Pharmaceuticals Inc	COM	015351109	1,918	12,275	SH		SOLE		12,275	0	0
Align Technology Inc	COM	016255101	144	270	SH		SOLE		270	0	0
Alliant Energy Corp	COM	018802108	2,082	40,410	SH		DFND		40,410	0	0
Alliant Energy Corp	COM	018802108	300	5,823	SH		SOLE		5,823	0	0
Allstate Corp/The	COM	020002101	376	3,423	SH		DFND		3,423	0	0
Allstate Corp/The	COM	020002101	2,432	22,119	SH		SOLE		22,119	0	0
Alphabet Inc	CAP STK CL C	02079K107	2,169	1,238	SH		DFND		1,238	0	0
Alphabet Inc	CAP STK CL C	02079K107	10,655	6,082	SH		SOLE		6,082	0	0
Altria Group Inc	COM	02209S103	62	1,500	SH		DFND		1,500	0	0
Altria Group Inc	COM	02209S103	217	5,300	SH		SOLE		5,300	0	0
Amazon.com Inc	COM	023135106	2,234	686	SH		DFND		686	0	0
Amazon.com Inc	COM	023135106	7,966	2,446	SH		SOLE		2,446	0	0
American Electric Power Co Inc	COM	025537101	8	100	SH		DFND		100	0	0
American Electric Power Co Inc	COM	025537101	205	2,464	SH		SOLE		2,464	0	0
American Tower Corp	COM	03027X100	1,999	8,904	SH		DFND		8,904	0	0
American Tower Corp	COM	03027X100	3,433	15,295	SH		SOLE		15,295	0	0
American Water Works Co Inc	COM	030420103	281	1,832	SH		SOLE		1,832	0	0
Ameriprise Financial Inc	COM	03076C106	148	760	SH		SOLE		760	0	0
Amgen Inc	COM	031162100	112	487	SH		DFND		487	0	0
Amgen Inc	COM	031162100	73	317	SH		SOLE		317	0	0
Aon PLC	SHS CL A	G0403H108	685	3,240	SH		SOLE		3,240	0	0
Apple Inc	COM	037833100	513	3,864	SH		DFND		3,864	0	0
Apple Inc	COM	037833100	20,639	155,543	SH		SOLE		155,543	0	0
Archer-Daniels-Midland Co	COM	039483102	276	5,482	SH		SOLE		5,482	0	0
BAXTER INTL INC	COM	071813109	419	5,228	SH		SOLE		5,228	0	0
BECTON DICKINSON	COM	075887109	2,729	10,908	SH		SOLE		10,908	0	0
BERKSHIRE HATHAWAY	CL A	084670108	696	2	SH		DFND		2	0	0
BERKSHIRE HATHAWAY	CL A	084670108	1,043	3	SH		SOLE		3	0	0
BK OF AMERICA CORP	COM	060505104	64	2,100	SH		DFND		2,100	0	0
BK OF AMERICA CORP	COM	060505104	139	4,577	SH		SOLE		4,577	0	0
BOEING CO	COM	097023105	1,964	9,175	SH		SOLE		9,175	0	0
BRISTOL-MYRS SQUIB	COM	110122108	0	8	SH		DFND		8	0	0
BRISTOL-MYRS SQUIB	COM	110122108	2,452	39,535	SH		SOLE		39,535	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	685	2,953	SH		DFND		2,953	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	458	1,976	SH		SOLE		1,976	0	0
Bio-Techne Corp	COM	09073M104	1,096	3,450	SH		DFND		3,450	0	0
Bio-Techne Corp	COM	09073M104	355	1,118	SH		SOLE		1,118	0	0
Biogen Inc	COM	09062X103	110	450	SH		SOLE		450	0	0
Black Knight Inc	COM	09215C105	662	7,491	SH		DFND		7,491	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	670	9,187	SH		DFND		9,187	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	14,807	202,945	SH		SOLE		202,945	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	214	929	SH		SOLE		929	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	270	2,935	SH		DFND		2,935	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	15,108	164,397	SH		SOLE		164,397	0	0
BlackRock Fund Advisors	MSCI KLD400 SOC	464288570	293	4,100	SH		SOLE		4,100	0	0
BlackRock Fund Advisors	U.S. INSRNCE ETF	464288786	1,704	25,251	SH		SOLE		25,251	0	0
BlackRock Fund Advisors	US HLTHCR PR ETF	464288828	2,419	10,309	SH		SOLE		10,309	0	0
BlackRock Fund Advisors	MSCI USA QLT FCT	46432F339	134	1,152	SH		SOLE		1,152	0	0
Blackline Inc	COM	09239B109	1,451	10,879	SH		DFND		10,879	0	0
Blackline Inc	COM	09239B109	160	1,200	SH		SOLE		1,200	0	0
Brooks Automation Inc	COM	114340102	448	6,598	SH		DFND		6,598	0	0
CAN PACIFIC RYS	COM	13645T100	114	330	SH		DFND		330	0	0
CAN PACIFIC RYS	COM	13645T100	52	150	SH		SOLE		150	0	0
CBRE Group Inc	CL A	12504L109	781	12,459	SH		DFND		12,459	0	0
CBRE Group Inc	CL A	12504L109	123	1,959	SH		SOLE		1,959	0	0
CDK Global Inc	COM	12508E101	141	2,725	SH		SOLE		2,725	0	0
CH Robinson Worldwide Inc	COM NEW	12541W209	109	1,162	SH		SOLE		1,162	0	0
CISCO SYSTEMS	COM	17275R102	244	5,450	SH		DFND		5,450	0	0
CISCO SYSTEMS	COM	17275R102	700	15,634	SH		SOLE		15,634	0	0
COGNIZANT TECHNOLO	CL A	192446102	649	7,918	SH		SOLE		7,918	0	0
CVS Health Corp	COM	126650100	14	201	SH		DFND		201	0	0
CVS Health Corp	COM	126650100	3,437	50,325	SH		SOLE		50,325	0	0
Cable One Inc	COM	12685J105	704	316	SH		DFND		316	0	0
CarMax Inc	COM	143130102	692	7,328	SH		DFND		7,328	0	0
CarMax Inc	COM	143130102	5	52	SH		SOLE		52	0	0
Caterpillar Inc	COM	149123101	59	325	SH		DFND		325	0	0
Caterpillar Inc	COM	149123101	353	1,939	SH		SOLE		1,939	0	0
Cboe Global Markets Inc	COM	12503M108	1,394	14,965	SH		DFND		14,965	0	0
Charles Schwab Corp/The	COM	808513105	0	8	SH		DFND		8	0	0
Charles Schwab Corp/The	COM	808513105	102	1,931	SH		SOLE		1,931	0	0
Chevron Corp	COM	166764100	97	1,151	SH		DFND		1,151	0	0
Chevron Corp	COM	166764100	2,255	26,707	SH		SOLE		26,707	0	0
Chipotle Mexican Grill Inc	COM	169656105	924	666	SH		SOLE		666	0	0
Cigna Corp	COM	125523100	73	352	SH		DFND		352	0	0
Cigna Corp	COM	125523100	460	2,212	SH		SOLE		2,212	0	0
Citigroup Inc	COM NEW	172967424	2,126	34,482	SH		SOLE		34,482	0	0
Clorox Co/The	COM	189054109	701	3,472	SH		SOLE		3,472	0	0
CoStar Group Inc	COM	22160N109	585	633	SH		DFND		633	0	0
CoStar Group Inc	COM	22160N109	214	231	SH		SOLE		231	0	0
Coca-Cola Co/The	COM	191216100	900	16,419	SH		SOLE		16,419	0	0
Comcast Corp	CL A	20030N101	358	6,836	SH		DFND		6,836	0	0
Comcast Corp	CL A	20030N101	2,659	50,748	SH		SOLE		50,748	0	0
Consolidated Edison Inc	COM	209115104	79	1,100	SH		DFND		1,100	0	0
Consolidated Edison Inc	COM	209115104	47	650	SH		SOLE		650	0	0
Constellation Brands Inc	CL A	21036P108	272	1,240	SH		SOLE		1,240	0	0
Copart Inc	COM	217204106	356	2,800	SH		SOLE		2,800	0	0
Costco Wholesale Corp	COM	22160K105	9	25	SH		DFND		25	0	0
Costco Wholesale Corp	COM	22160K105	2,743	7,281	SH		SOLE		7,281	0	0
Crowdstrike Holdings Inc	CL A	22788C105	196	926	SH		DFND		926	0	0
Crown Castle International Cor	COM	22822V101	374	2,350	SH		DFND		2,350	0	0
Crown Castle International Cor	COM	22822V101	223	1,400	SH		SOLE		1,400	0	0
DENTSPLY SIRONA	COM	24906P109	124	2,370	SH		SOLE		2,370	0	0
DIAGEO	SPON ADR NEW	25243Q205	18	112	SH		DFND		112	0	0
DIAGEO	SPON ADR NEW	25243Q205	274	1,723	SH		SOLE		1,723	0	0
DISCOVER FINL SVCS	COM	254709108	158	1,743	SH		DFND		1,743	0	0
DUKE ENERGY CORP	COM NEW	26441C204	392	4,280	SH		DFND		4,280	0	0
DUKE ENERGY CORP	COM NEW	26441C204	301	3,284	SH		SOLE		3,284	0	0
Danaher Corp	COM	235851102	1,900	8,553	SH		DFND		8,553	0	0
Danaher Corp	COM	235851102	2,424	10,912	SH		SOLE		10,912	0	0
Deere & Co	COM	244199105	61	225	SH		DFND		225	0	0
Deere & Co	COM	244199105	2,260	8,401	SH		SOLE		8,401	0	0
Digital Realty Trust Inc	COM	253868103	203	1,456	SH		SOLE		1,456	0	0
Dollar General Corp	COM	256677105	216	1,025	SH		DFND		1,025	0	0
Dollar General Corp	COM	256677105	30	141	SH		SOLE		141	0	0
Donaldson Co Inc	COM	257651109	1,828	32,705	SH		SOLE		32,705	0	0
Dover Corp	COM	260003108	171	1,357	SH		SOLE		1,357	0	0
EBAY INC	COM	278642103	1,346	26,777	SH		SOLE		26,777	0	0
ECOLAB INC	COM	278865100	1,498	6,923	SH		DFND		6,923	0	0
ECOLAB INC	COM	278865100	1,616	7,468	SH		SOLE		7,468	0	0
EMERSON ELECTRIC	COM	291011104	241	3,000	SH		DFND		3,000	0	0
EMERSON ELECTRIC	COM	291011104	432	5,375	SH		SOLE		5,375	0	0
EOG Resources Inc	COM	26875P101	600	12,022	SH		SOLE		12,022	0	0
EXPEDTRS INTL WASH	COM	302130109	156	1,635	SH		SOLE		1,635	0	0
Eaton Corp PLC	SHS	G29183103	372	3,094	SH		SOLE		3,094	0	0
Edwards Lifesciences Corp	COM	28176E108	454	4,975	SH		SOLE		4,975	0	0
Eli Lilly and Co	COM	532457108	1,144	6,778	SH		SOLE		6,778	0	0
Envestnet Inc	COM	29404K106	500	6,072	SH		DFND		6,072	0	0
Envestnet Inc	COM	29404K106	119	1,452	SH		SOLE		1,452	0	0
Estee Lauder Cos Inc/The	CL A	518439104	3,154	11,847	SH		SOLE		11,847	0	0
Eversource Energy	COM	30040W108	613	7,084	SH		DFND		7,084	0	0
Eversource Energy	COM	30040W108	11	124	SH		SOLE		124	0	0
Exxon Mobil Corp	COM	30231G102	100	2,417	SH		DFND		2,417	0	0
Exxon Mobil Corp	COM	30231G102	1,990	48,274	SH		SOLE		48,274	0	0
FEDEX CORP	COM	31428X106	19	75	SH		DFND		75	0	0
FEDEX CORP	COM	31428X106	172	662	SH		SOLE		662	0	0
FISERV INC	COM	337738108	7,740	67,979	SH		SOLE		67,979	0	0
Facebook Inc	CL A	30303M102	7	25	SH		DFND		25	0	0
Facebook Inc	CL A	30303M102	3,495	12,795	SH		SOLE		12,795	0	0
Fastenal Co	COM	311900104	3,316	67,904	SH		DFND		67,904	0	0
Fastenal Co	COM	311900104	8,178	167,479	SH		SOLE		167,479	0	0
First Trust Advisors LP	PFD SECS INC ETF	33739E108	155	7,657	SH		SOLE		7,657	0	0
FlexShares ETFs/USA	IBOXX 3R TARGT	33939L506	1,263	48,393	SH		SOLE		48,393	0	0
Fortive Corp	COM	34959J108	106	1,494	SH		DFND		1,494	0	0
Fortive Corp	COM	34959J108	283	3,995	SH		SOLE		3,995	0	0
GEN DYNAMICS CORP	COM	369550108	574	3,860	SH		SOLE		3,860	0	0
General Electric Co	COM	369604103	5	500	SH		DFND		500	0	0
General Electric Co	COM	369604103	521	48,254	SH		SOLE		48,254	0	0
General Mills Inc	COM	370334104	171	2,907	SH		SOLE		2,907	0	0
Genuine Parts Co	COM	372460105	100	1,000	SH		DFND		1,000	0	0
Global X Management Co LLC	FINTECH ETF	37954Y814	117	2,500	SH		SOLE		2,500	0	0
Guidewire Software Inc	COM	40171V100	413	3,209	SH		DFND		3,209	0	0
HALLIBURTON	COM	406216101	356	18,824	SH		SOLE		18,824	0	0
HEICO Corp	CL A	422806208	627	5,358	SH		DFND		5,358	0	0
Healthpeak Properties Inc	COM	42250P103	112	3,700	SH		DFND		3,700	0	0
Heartland Express Inc	COM	422347104	236	13,025	SH		DFND		13,025	0	0
Heartland Express Inc	COM	422347104	1,381	76,317	SH		SOLE		76,317	0	0
Hershey Co/The	COM	427866108	204	1,337	SH		SOLE		1,337	0	0
Home Depot Inc/The	COM	437076102	160	604	SH		DFND		394	0	210
Home Depot Inc/The	COM	437076102	9,989	37,607	SH		SOLE		37,607	0	0
Honeywell International Inc	COM	438516106	1,535	7,219	SH		SOLE		7,219	0	0
Hormel Foods Corp	COM	440452100	287	6,167	SH		SOLE		6,167	0	0
Howard Hughes Corp/The	COM	44267D107	361	4,571	SH		DFND		4,571	0	0
IDEXX Laboratories Inc	COM	45168D104	492	984	SH		DFND		984	0	0
IDEXX Laboratories Inc	COM	45168D104	697	1,395	SH		SOLE		1,395	0	0
IHS MARKIT LTD	SHS	G47567105	159	1,775	SH		SOLE		1,775	0	0
ILLINOIS TOOL WKS	COM	452308109	2	12	SH		DFND		12	0	0
ILLINOIS TOOL WKS	COM	452308109	6,391	31,349	SH		SOLE		31,349	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	7,330	63,576	SH		SOLE		63,576	0	0
INTL BUSINESS MCHN	COM	459200101	1,168	9,282	SH		SOLE		9,282	0	0
ISHARES	CORE S&P500 ETF	464287200	182	485	SH		SOLE		485	0	0
ISHARES	IBOXX INV CP ETF	464287242	148	1,071	SH		SOLE		1,071	0	0
ISHARES	S&P 500 VAL ETF	464287408	186	1,452	SH		SOLE		1,452	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	86	1,666	SH		DFND		1,666	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	253	4,887	SH		SOLE		4,887	0	0
ISHARES TRUST	TIPS BD ETF	464287176	130	1,015	SH		SOLE		1,015	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	313	1,300	SH		SOLE		1,300	0	0
Illumina Inc	COM	452327109	1,636	4,421	SH		DFND		4,421	0	0
Illumina Inc	COM	452327109	328	887	SH		SOLE		887	0	0
Intel Corp	COM	458140100	1,138	22,848	SH		DFND		22,848	0	0
Intel Corp	COM	458140100	5,478	109,948	SH		SOLE		109,948	0	0
Intuitive Surgical Inc	COM NEW	46120E602	2,070	2,530	SH		DFND		2,530	0	0
Intuitive Surgical Inc	COM NEW	46120E602	421	514	SH		SOLE		514	0	0
Invesco Capital Management LLC	DYNMC BIOTECH	46137V787	840	11,975	SH		SOLE		11,975	0	0
Invesco Capital Management LLC	CHINA TECHNLGY	46138E800	123	1,500	SH		SOLE		1,500	0	0
JP Morgan ETFs/USA	INTL BD OPP ETF	46641Q852	271	5,225	SH		SOLE		5,225	0	0
JPMorgan Chase & Co	COM	46625H100	29	226	SH		DFND		226	0	0
JPMorgan Chase & Co	COM	46625H100	8,026	63,160	SH		SOLE		63,160	0	0
John Hancock Advisers LLC	MLTFCTR LRG CAP	47804J107	146	3,090	SH		SOLE		3,090	0	0
Johnson & Johnson	COM	478160104	869	5,519	SH		DFND		5,519	0	0
Johnson & Johnson	COM	478160104	6,766	42,990	SH		SOLE		42,990	0	0
KIMBERLY-CLARK CP	COM	494368103	94	700	SH		DFND		700	0	0
KIMBERLY-CLARK CP	COM	494368103	60	443	SH		SOLE		443	0	0
KLA Corp	COM NEW	482480100	2,671	10,317	SH		SOLE		10,317	0	0
Kraft Foods Inc	CL A	609207105	137	2,338	SH		DFND		2,338	0	0
Kraft Foods Inc	CL A	609207105	2,199	37,609	SH		SOLE		37,609	0	0
LKQ Corp	COM	501889208	153	4,347	SH		SOLE		4,347	0	0
LOWE'S COS INC	COM	548661107	30	187	SH		DFND		187	0	0
LOWE'S COS INC	COM	548661107	116	723	SH		SOLE		723	0	0
Lockheed Martin Corp	COM	539830109	571	1,609	SH		SOLE		1,609	0	0
MARSH & MCLENNAN	COM	571748102	1,039	8,882	SH		SOLE		8,882	0	0
MASTERCARD INC	CL A	57636Q104	1,199	3,360	SH		DFND		3,360	0	0
MASTERCARD INC	CL A	57636Q104	4,007	11,227	SH		SOLE		11,227	0	0
MCDONALD'S CORP	COM	580135101	22	102	SH		DFND		102	0	0
MCDONALD'S CORP	COM	580135101	5,943	27,695	SH		SOLE		27,695	0	0
MDU RES GROUP INC	COM	552690109	228	8,675	SH		SOLE		8,675	0	0
MICROSOFT CORP	COM	594918104	454	2,043	SH		DFND		1,563	0	480
MICROSOFT CORP	COM	594918104	17,085	76,813	SH		SOLE		76,813	0	0
MOODYS CORP	COM	615369105	589	2,029	SH		DFND		2,029	0	0
MOODYS CORP	COM	615369105	401	1,382	SH		SOLE		1,382	0	0
MORGAN STANLEY	COM NEW	617446448	239	3,487	SH		DFND		3,487	0	0
MORGAN STANLEY	COM NEW	617446448	874	12,759	SH		SOLE		12,759	0	0
Markel Corp	COM	570535104	1,197	1,158	SH		DFND		1,158	0	0
Markel Corp	COM	570535104	157	152	SH		SOLE		152	0	0
Masco Corp	COM	574599106	1,737	31,626	SH		SOLE		31,626	0	0
Matador Resources Co	COM	576485205	24	2,000	SH		DFND		2,000	0	0
Matador Resources Co	COM	576485205	84	7,000	SH		SOLE		7,000	0	0
Merck & Co Inc	COM	58933Y105	30	365	SH		DFND		365	0	0
Merck & Co Inc	COM	58933Y105	438	5,359	SH		SOLE		5,359	0	0
Microchip Technology Inc	COM	595017104	232	1,682	SH		SOLE		1,682	0	0
MidWestOne Financial Group Inc	COM	598511103	257	10,480	SH		DFND		10,480	0	0
MidWestOne Financial Group Inc	COM	598511103	37	1,500	SH		SOLE		1,500	0	0
Middleby Corp/The	COM	596278101	554	4,300	SH		SOLE		4,300	0	0
NEXTERA ENERGY	COM	65339F101	1,480	19,179	SH		SOLE		19,179	0	0
NIKE INC	CL B	654106103	8,413	59,467	SH		SOLE		59,467	0	0
NVIDIA Corp	COM	67066G104	4,711	9,022	SH		SOLE		9,022	0	0
Norfolk Southern Corp	COM	655844108	30	125	SH		DFND		125	0	0
Norfolk Southern Corp	COM	655844108	2,688	11,311	SH		SOLE		11,311	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	3	103	SH		DFND		103	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	12,198	374,874	SH		SOLE		374,849	0	25
Novartis AG	SPONSORED ADR	66987V109	18	187	SH		DFND		187	0	0
Novartis AG	SPONSORED ADR	66987V109	276	2,921	SH		SOLE		2,921	0	0
ORACLE CORP	COM	68389X105	281	4,350	SH		DFND		4,350	0	0
ORACLE CORP	COM	68389X105	2,126	32,872	SH		SOLE		32,872	0	0
Okta Inc	CL A	679295105	268	1,054	SH		DFND		1,054	0	0
PEPSICO INC	COM	713448108	42	285	SH		DFND		285	0	0
PEPSICO INC	COM	713448108	6,079	40,988	SH		SOLE		40,988	0	0
PHILIP MORRIS INTL	COM	718172109	124	1,500	SH		DFND		1,500	0	0
PHILIP MORRIS INTL	COM	718172109	412	4,978	SH		SOLE		4,978	0	0
PROS HOLDINGS INC	COM	74346Y103	363	7,150	SH		DFND		7,150	0	0
PROS HOLDINGS INC	COM	74346Y103	19	365	SH		SOLE		365	0	0
Palo Alto Networks Inc	COM	697435105	2,684	7,552	SH		SOLE		7,552	0	0
PayPal Holdings Inc	COM	70450Y103	12	50	SH		DFND		50	0	0
PayPal Holdings Inc	COM	70450Y103	2,846	12,154	SH		SOLE		12,154	0	0
Paychex Inc	COM	704326107	508	5,455	SH		DFND		5,455	0	0
Paychex Inc	COM	704326107	459	4,923	SH		SOLE		4,923	0	0
Pfizer Inc	COM	717081103	137	3,711	SH		DFND		3,711	0	0
Pfizer Inc	COM	717081103	2,518	68,395	SH		SOLE		68,395	0	0
Pool Corp	COM	73278L105	387	1,040	SH		SOLE		1,040	0	0
Procter & Gamble Co/The	COM	742718109	5,047	36,271	SH		DFND		36,271	0	0
Procter & Gamble Co/The	COM	742718109	12,209	87,749	SH		SOLE		87,749	0	0
QUALCOMM INC	COM	747525103	2,046	13,429	SH		DFND		13,429	0	0
QUALCOMM INC	COM	747525103	372	2,445	SH		SOLE		2,445	0	0
Qualys Inc	COM	74758T303	279	2,292	SH		DFND		2,292	0	0
Quest Diagnostics Inc	COM	74834L100	261	2,191	SH		SOLE		2,191	0	0
ROCKWELL AUTOMATION	COM	773903109	180	717	SH		SOLE		717	0	0
ROPER INDUSTRIES INC	COM	776696106	1,459	3,384	SH		DFND		3,384	0	0
ROPER INDUSTRIES INC	COM	776696106	503	1,167	SH		SOLE		1,167	0	0
Raytheon Technologies Corp	COM	75513E101	9	125	SH		DFND		125	0	0
Raytheon Technologies Corp	COM	75513E101	228	3,190	SH		SOLE		3,190	0	0
S&P Global Inc	COM	78409V104	1,743	5,303	SH		DFND		5,303	0	0
S&P Global Inc	COM	78409V104	365	1,109	SH		SOLE		1,109	0	0
SALESFORCE.COM INC	COM	79466L302	3,281	14,745	SH		SOLE		14,745	0	0
SEI INVESTMENTS	COM	784117103	181	3,147	SH		SOLE		3,147	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	2,750	37,995	SH		SOLE		37,995	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	110	2,911	SH		SOLE		2,911	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	170	1,308	SH		SOLE		1,308	0	0
SMUCKER(JM)CO	COM NEW	832696405	12	100	SH		DFND		100	0	0
SMUCKER(JM)CO	COM NEW	832696405	124	1,074	SH		SOLE		1,074	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	104	2,899	SH		SOLE		2,899	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	2,344	6,270	SH		DFND		6,270	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	83,719	223,919	SH		SOLE		223,919	0	0
STARBUCKS CORP	COM	855244109	5	43	SH		DFND		43	0	0
STARBUCKS CORP	COM	855244109	2,444	22,848	SH		SOLE		22,848	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	569	1,355	SH		DFND		1,355	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	40,915	97,436	SH		SOLE		97,436	0	0
SUN LIFE FINL INC	COM	866796105	800	18,000	SH		SOLE		18,000	0	0
SUNCOR ENERGY INC	COM	867224107	87	5,176	SH		DFND		5,176	0	0
SUNCOR ENERGY INC	COM	867224107	130	7,740	SH		SOLE		7,740	0	0
Schlumberger NV	COM	806857108	310	14,183	SH		SOLE		14,183	0	0
Southern Co/The	COM	842587107	680	11,073	SH		DFND		11,073	0	0
Southern Co/The	COM	842587107	353	5,754	SH		SOLE		5,754	0	0
State Street Corp	COM	857477103	1	8	SH		DFND		8	0	0
State Street Corp	COM	857477103	140	1,922	SH		SOLE		1,922	0	0
Stericycle Inc	COM	858912108	217	3,130	SH		SOLE		3,130	0	0
Stryker Corp	COM	863667101	669	2,730	SH		SOLE		2,730	0	0
T Rowe Price Group Inc	COM	74144T108	2,458	16,236	SH		SOLE		16,236	0	0
TEXAS INSTRUMENTS	COM	882508104	149	910	SH		SOLE		910	0	0
TJX Cos Inc/The	COM	872540109	2,946	43,138	SH		SOLE		43,138	0	0
TRANSDIGM INC	COM	893641100	712	1,150	SH		DFND		1,150	0	0
TRANSDIGM INC	COM	893641100	93	150	SH		SOLE		150	0	0
Target Corp	COM	87612E106	230	1,305	SH		SOLE		1,305	0	0
Teleflex Inc	COM	879369106	195	475	SH		DFND		475	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,379	2,960	SH		DFND		2,960	0	0
Thermo Fisher Scientific Inc	COM	883556102	5,936	12,744	SH		SOLE		12,744	0	0
Trimble Inc	COM	896239100	328	4,917	SH		SOLE		4,917	0	0
Truist Financial Corp	COM	89832Q109	889	18,539	SH		SOLE		18,539	0	0
Twilio Inc	CL A	90138F102	762	2,250	SH		DFND		2,250	0	0
Tyler Technologies Inc	COM	902252105	445	1,020	SH		DFND		1,020	0	0
Tyler Technologies Inc	COM	902252105	315	721	SH		SOLE		721	0	0
US BANCORP	COM NEW	902973304	1,983	42,565	SH		DFND		42,565	0	0
US BANCORP	COM NEW	902973304	2,953	63,380	SH		SOLE		63,380	0	0
Union Pacific Corp	COM	907818108	10	50	SH		DFND		50	0	0
Union Pacific Corp	COM	907818108	1,161	5,575	SH		SOLE		5,575	0	0
UnitedHealth Group Inc	COM	91324P102	171	487	SH		SOLE		487	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	11	80	SH		DFND		80	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	269	1,905	SH		SOLE		1,905	0	0
VERIZON COMMUN	COM	92343V104	423	7,197	SH		DFND		7,197	0	0
VERIZON COMMUN	COM	92343V104	1,540	26,216	SH		SOLE		26,216	0	0
VISA INC	COM CL A	92826C839	3,226	14,747	SH		DFND		14,747	0	0
VISA INC	COM CL A	92826C839	1,188	5,430	SH		SOLE		5,430	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	83	940	SH		DFND		940	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	526	5,969	SH		SOLE		5,969	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	154	3,075	SH		DFND		3,075	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	3,617	72,183	SH		SOLE		72,183	0	0
Vanguard ETF/USA	TOTAL STK MKT	922908769	220	1,130	SH		SOLE		1,130	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	132	800	SH		DFND		800	0	0
Veeva Systems Inc	CL A COM	922475108	305	1,120	SH		DFND		1,120	0	0
Verisk Analytics Inc	COM	92345Y106	961	4,627	SH		DFND		4,627	0	0
Verisk Analytics Inc	COM	92345Y106	268	1,292	SH		SOLE		1,292	0	0
Vulcan Materials Co	COM	929160109	1,100	7,419	SH		DFND		7,419	0	0
WEC Energy Group Inc	COM	92939U106	23	250	SH		DFND		250	0	0
WEC Energy Group Inc	COM	92939U106	145	1,574	SH		SOLE		1,574	0	0
WEYERHAEUSER CO	COM NEW	962166104	41	1,219	SH		DFND		1,219	0	0
WEYERHAEUSER CO	COM NEW	962166104	141	4,198	SH		SOLE		4,198	0	0
WW Grainger Inc	COM	384802104	1,415	3,466	SH		SOLE		3,466	0	0
Walgreens Boots Alliance Inc	COM	931427108	111	2,775	SH		SOLE		2,775	0	0
Walmart Inc	COM	931142103	681	4,722	SH		SOLE		4,722	0	0
Walt Disney Co/The	COM DISNEY	254687106	308	1,699	SH		DFND		1,699	0	0
Walt Disney Co/The	COM DISNEY	254687106	5,786	31,933	SH		SOLE		31,933	0	0
Waste Connections Inc	COM	94106B101	1,530	14,917	SH		DFND		14,917	0	0
Waste Connections Inc	COM	94106B101	124	1,210	SH		SOLE		1,210	0	0
Wells Fargo & Co	COM	949746101	135	4,460	SH		SOLE		4,460	0	0
WisdomTree Asset Management Inc	US QTLY DIV GRT	97717X669	121	2,250	SH		SOLE		2,250	0	0
XILINX INC	COM	983919101	2,245	15,834	SH		SOLE		15,834	0	0
Xcel Energy Inc	COM	98389B100	336	5,038	SH		DFND		5,038	0	0
Xcel Energy Inc	COM	98389B100	27	400	SH		SOLE		400	0	0
YUM BRANDS INC	COM	988498101	489	4,504	SH		SOLE		4,504	0	0
Yum China Holdings Inc	COM	98850P109	166	2,910	SH		SOLE		2,910	0	0
ZIMMER HLDGS INC	COM	98956P102	3,803	24,681	SH		SOLE		24,681	0	0
iShares ETFs/USA	CORE 1 5 YR USD	46432F859	155	3,000	SH		SOLE		3,000	0	0