Hills Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	307	1,748	SH		DFND		1,748	0	0
3M Co	COM	88579Y101	153	870	SH		SOLE		870	0	0
ACCENTURE	SHS CLASS A	G1151C101	1,566	4,894	SH		SOLE		4,894	0	0
ALPHABET INC	CAP STK CL A	02079K305	5	2	SH		DFND		2	0	0
ALPHABET INC	CAP STK CL A	02079K305	476	178	SH		SOLE		178	0	0
AMER EXPRESS CO	COM	025816109	692	4,133	SH		SOLE		4,133	0	0
ANALOG DEVICES INC	COM	032654105	563	3,359	SH		SOLE		3,359	0	0
ANSYS, INC.	COM	03662Q105	2,565	7,534	SH		DFND		7,534	0	0
ANSYS, INC.	COM	03662Q105	713	2,095	SH		SOLE		2,095	0	0
APPLIED MATERIALS	COM	038222105	108	838	SH		SOLE		838	0	0
AT&T INC	COM	00206R102	80	2,971	SH		DFND		2,971	0	0
AT&T INC	COM	00206R102	242	8,953	SH		SOLE		8,953	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	40	200	SH		DFND		200	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,938	9,692	SH		SOLE		9,692	0	0
AbbVie Inc	COM	00287Y109	16	150	SH		DFND		150	0	0
AbbVie Inc	COM	00287Y109	777	7,202	SH		SOLE		7,202	0	0
Abbott Laboratories	COM	002824100	4,516	38,225	SH		SOLE		38,225	0	0
Activision Blizzard Inc	COM	00507V109	252	3,258	SH		SOLE		3,258	0	0
Adobe Inc	COM	00724F101	142	247	SH		SOLE		247	0	0
Aflac Inc	COM	001055102	497	9,535	SH		SOLE		9,535	0	0
Akamai Technologies Inc	COM	00971T101	157	1,500	SH		DFND		1,500	0	0
Akamai Technologies Inc	COM	00971T101	77	740	SH		SOLE		740	0	0
Align Technology Inc	COM	016255101	180	270	SH		SOLE		270	0	0
Alliant Energy Corp	COM	018802108	2,262	40,410	SH		DFND		40,410	0	0
Alliant Energy Corp	COM	018802108	319	5,702	SH		SOLE		5,702	0	0
Allstate Corp/The	COM	020002101	436	3,423	SH		DFND		3,423	0	0
Allstate Corp/The	COM	020002101	2,157	16,945	SH		SOLE		16,945	0	0
Alphabet Inc	CAP STK CL C	02079K107	2,745	1,030	SH		DFND		1,030	0	0
Alphabet Inc	CAP STK CL C	02079K107	16,165	6,065	SH		SOLE		6,065	0	0
Altria Group Inc	COM	02209S103	68	1,500	SH		DFND		1,500	0	0
Altria Group Inc	COM	02209S103	239	5,246	SH		SOLE		5,246	0	0
Amazon.com Inc	COM	023135106	2,260	688	SH		DFND		688	0	0
Amazon.com Inc	COM	023135106	8,196	2,495	SH		SOLE		2,495	0	0
American Tower Corp	COM	03027X100	2,371	8,932	SH		DFND		8,932	0	0
American Tower Corp	COM	03027X100	4,101	15,452	SH		SOLE		15,452	0	0
American Water Works Co Inc	COM	030420103	243	1,435	SH		SOLE		1,435	0	0
Ameriprise Financial Inc	COM	03076C106	222	840	SH		SOLE		840	0	0
Amgen Inc	COM	031162100	104	487	SH		DFND		487	0	0
Amgen Inc	COM	031162100	65	304	SH		SOLE		304	0	0
Aon PLC	SHS CL A	G0403H108	879	3,075	SH		SOLE		3,075	0	0
Apple Inc	COM	037833100	547	3,864	SH		DFND		3,864	0	0
Apple Inc	COM	037833100	21,999	155,469	SH		SOLE		155,469	0	0
Archer-Daniels-Midland Co	COM	039483102	329	5,482	SH		SOLE		5,482	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	542	9,029	SH		SOLE		9,029	0	0
BAXTER INTL INC	COM	071813109	373	4,642	SH		SOLE		4,642	0	0
BECTON DICKINSON	COM	075887109	1,978	8,046	SH		SOLE		8,046	0	0
BERKSHIRE HATHAWAY	CL A	084670108	823	2	SH		DFND		2	0	0
BERKSHIRE HATHAWAY	CL A	084670108	1,234	3	SH		SOLE		3	0	0
BK OF AMERICA CORP	COM	060505104	89	2,100	SH		DFND		2,100	0	0
BK OF AMERICA CORP	COM	060505104	188	4,427	SH		SOLE		4,427	0	0
BOEING CO	COM	097023105	2,034	9,250	SH		SOLE		9,250	0	0
BP PLC	SPONSORED ADR	055622104	41	1,500	SH		DFND		1,500	0	0
BP PLC	SPONSORED ADR	055622104	60	2,203	SH		SOLE		2,203	0	0
BRISTOL-MYRS SQUIB	COM	110122108	0	8	SH		DFND		8	0	0
BRISTOL-MYRS SQUIB	COM	110122108	2,320	39,204	SH		SOLE		39,204	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	805	2,948	SH		DFND		2,948	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	541	1,981	SH		SOLE		1,981	0	0
Bio-Techne Corp	COM	09073M104	1,655	3,415	SH		DFND		3,415	0	0
Bio-Techne Corp	COM	09073M104	504	1,040	SH		SOLE		1,040	0	0
Black Knight Inc	COM	09215C105	543	7,541	SH		DFND		7,541	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	717	9,187	SH		DFND		9,187	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	18,965	243,108	SH		SOLE		243,108	0	0
BlackRock Fund Advisors	RUS MD CP GR ETF	464287481	134	1,200	SH		SOLE		1,200	0	0
BlackRock Fund Advisors	MBS ETF	464288588	122	1,125	SH		SOLE		1,125	0	0
BlackRock Fund Advisors	U.S. INSRNCE ETF	464288786	1,606	20,539	SH		SOLE		20,539	0	0
BlackRock Fund Advisors	US HLTHCR PR ETF	464288828	2,358	9,220	SH		SOLE		9,220	0	0
BlackRock Fund Advisors	CORE 1 5 YR USD	46432F859	136	2,670	SH		SOLE		2,670	0	0
BlackRock Inc	COM	09247X101	990	1,181	SH		SOLE		1,181	0	0
Blackline Inc	COM	09239B109	1,294	10,963	SH		DFND		10,963	0	0
Blackline Inc	COM	09239B109	142	1,200	SH		SOLE		1,200	0	0
Blackstone Inc	COM	09260D107	166	1,430	SH		SOLE		1,430	0	0
Brooks Automation Inc	COM	114340102	793	7,749	SH		DFND		7,749	0	0
CAN PACIFIC RYS	COM	13645T100	107	1,650	SH		DFND		1,650	0	0
CAN PACIFIC RYS	COM	13645T100	49	750	SH		SOLE		750	0	0
CBRE Group Inc	CL A	12504L109	1,124	11,545	SH		DFND		11,545	0	0
CBRE Group Inc	CL A	12504L109	188	1,934	SH		SOLE		1,934	0	0
CDK Global Inc	COM	12508E101	115	2,705	SH		SOLE		2,705	0	0
CH Robinson Worldwide Inc	COM NEW	12541W209	101	1,162	SH		SOLE		1,162	0	0
CISCO SYSTEMS	COM	17275R102	297	5,450	SH		DFND		5,450	0	0
CISCO SYSTEMS	COM	17275R102	908	16,679	SH		SOLE		16,679	0	0
COGNIZANT TECHNOLO	CL A	192446102	588	7,918	SH		SOLE		7,918	0	0
CONOCOPHILLIPS	COM	20825C104	126	1,858	SH		SOLE		1,858	0	0
CVS Health Corp	COM	126650100	17	201	SH		DFND		201	0	0
CVS Health Corp	COM	126650100	4,368	51,474	SH		SOLE		51,474	0	0
Cable One Inc	COM	12685J105	713	393	SH		DFND		393	0	0
CarMax Inc	COM	143130102	944	7,378	SH		DFND		7,378	0	0
CarMax Inc	COM	143130102	7	52	SH		SOLE		52	0	0
Caterpillar Inc	COM	149123101	82	425	SH		DFND		425	0	0
Caterpillar Inc	COM	149123101	391	2,039	SH		SOLE		2,039	0	0
Cboe Global Markets Inc	COM	12503M108	1,697	13,701	SH		DFND		13,701	0	0
Charles Schwab Corp/The	COM	808513105	1	8	SH		DFND		8	0	0
Charles Schwab Corp/The	COM	808513105	135	1,847	SH		SOLE		1,847	0	0
Charles Schwab Investment Management Inc	US BRD MKT ETF	808524102	519	5,000	SH		SOLE		5,000	0	0
Chevron Corp	COM	166764100	117	1,151	SH		DFND		1,151	0	0
Chevron Corp	COM	166764100	2,728	26,891	SH		SOLE		26,891	0	0
Chipotle Mexican Grill Inc	COM	169656105	1,527	840	SH		SOLE		840	0	0
Cigna Corp	COM	125523100	70	352	SH		DFND		352	0	0
Cigna Corp	COM	125523100	357	1,784	SH		SOLE		1,784	0	0
Cincinnati Financial Corp	COM	172062101	114	1,000	SH		SOLE		1,000	0	0
Citigroup Inc	COM NEW	172967424	2,413	34,382	SH		SOLE		34,382	0	0
Clorox Co/The	COM	189054109	459	2,770	SH		SOLE		2,770	0	0
CoStar Group Inc	COM	22160N109	569	6,615	SH		DFND		6,615	0	0
CoStar Group Inc	COM	22160N109	168	1,950	SH		SOLE		1,950	0	0
Coca-Cola Co/The	COM	191216100	1,029	19,603	SH		SOLE		19,603	0	0
Cohen & Steers Capital Management Inc	MSCI KLD400 SOC	464288570	332	3,990	SH		SOLE		3,990	0	0
Comcast Corp	CL A	20030N101	382	6,836	SH		DFND		6,836	0	0
Comcast Corp	CL A	20030N101	2,957	52,872	SH		SOLE		52,872	0	0
Consolidated Edison Inc	COM	209115104	80	1,100	SH		DFND		1,100	0	0
Consolidated Edison Inc	COM	209115104	47	650	SH		SOLE		650	0	0
Constellation Brands Inc	CL A	21036P108	261	1,238	SH		SOLE		1,238	0	0
Copart Inc	COM	217204106	388	2,800	SH		SOLE		2,800	0	0
Costco Wholesale Corp	COM	22160K105	11	25	SH		DFND		25	0	0
Costco Wholesale Corp	COM	22160K105	3,450	7,677	SH		SOLE		7,677	0	0
Crowdstrike Holdings Inc	CL A	22788C105	342	1,393	SH		DFND		1,393	0	0
Crown Castle International Cor	COM	22822V101	442	2,550	SH		DFND		2,550	0	0
Crown Castle International Cor	COM	22822V101	199	1,150	SH		SOLE		1,150	0	0
DEERE & CO	COM	244199105	75	225	SH		DFND		225	0	0
DEERE & CO	COM	244199105	3,223	9,620	SH		SOLE		9,620	0	0
DENTSPLY SIRONA	COM	24906P109	108	1,860	SH		SOLE		1,860	0	0
DIAGEO	SPON ADR NEW	25243Q205	333	1,723	SH		SOLE		1,723	0	0
DISCOVER FINL SVCS	COM	254709108	214	1,743	SH		DFND		1,743	0	0
DISCOVER FINL SVCS	COM	254709108	16	130	SH		SOLE		130	0	0
DUKE ENERGY CORP	COM NEW	26441C204	418	4,280	SH		DFND		4,280	0	0
DUKE ENERGY CORP	COM NEW	26441C204	268	2,745	SH		SOLE		2,745	0	0
Danaher Corp	COM	235851102	2,618	8,598	SH		DFND		8,598	0	0
Danaher Corp	COM	235851102	3,596	11,812	SH		SOLE		11,812	0	0
Dimensional ETF Trust	None	25434V708	222	8,345	SH		SOLE		8,345	0	0
Dollar General Corp	COM	256677105	560	2,639	SH		DFND		2,639	0	0
Dollar General Corp	COM	256677105	30	141	SH		SOLE		141	0	0
Donaldson Co Inc	COM	257651109	1,707	29,725	SH		SOLE		29,725	0	0
Dover Corp	COM	260003108	210	1,350	SH		SOLE		1,350	0	0
DuPont de Nemours Inc	COM	26614N102	290	4,262	SH		SOLE		4,262	0	0
EBAY INC	COM	278642103	1,888	27,096	SH		SOLE		27,096	0	0
ECOLAB INC	COM	278865100	1,449	6,948	SH		DFND		6,948	0	0
ECOLAB INC	COM	278865100	1,610	7,715	SH		SOLE		7,715	0	0
EMERSON ELECTRIC	COM	291011104	283	3,000	SH		DFND		3,000	0	0
EMERSON ELECTRIC	COM	291011104	478	5,075	SH		SOLE		5,075	0	0
ENBRIDGE INC	COM	29250N105	64	1,606	SH		DFND		1,606	0	0
ENBRIDGE INC	COM	29250N105	40	1,000	SH		SOLE		1,000	0	0
EOG Resources Inc	COM	26875P101	1,097	13,669	SH		SOLE		13,669	0	0
EXPEDTRS INTL WASH	COM	302130109	195	1,635	SH		SOLE		1,635	0	0
Eaton Corp PLC	SHS	G29183103	391	2,619	SH		SOLE		2,619	0	0
Edwards Lifesciences Corp	COM	28176E108	555	4,900	SH		SOLE		4,900	0	0
Eli Lilly & Co	COM	532457108	1,754	7,591	SH		SOLE		7,591	0	0
Estee Lauder Cos Inc/The	CL A	518439104	3,551	11,839	SH		SOLE		11,839	0	0
Eversource Energy	COM	30040W108	579	7,084	SH		DFND		7,084	0	0
Eversource Energy	COM	30040W108	9	104	SH		SOLE		104	0	0
Exxon Mobil Corp	COM	30231G102	129	2,189	SH		DFND		2,189	0	0
Exxon Mobil Corp	COM	30231G102	2,824	48,009	SH		SOLE		48,009	0	0
FEDEX CORP	COM	31428X106	16	75	SH		DFND		75	0	0
FEDEX CORP	COM	31428X106	151	689	SH		SOLE		689	0	0
FISERV INC	COM	337738108	6,760	62,307	SH		SOLE		62,307	0	0
Facebook Inc	CL A	30303M102	8	25	SH		DFND		25	0	0
Facebook Inc	CL A	30303M102	4,540	13,378	SH		SOLE		13,378	0	0
Fastenal Co	COM	311900104	3,505	67,904	SH		DFND		67,904	0	0
Fastenal Co	COM	311900104	8,338	161,552	SH		SOLE		161,552	0	0
FlexShares ETFs/USA	IBOXX 3R TARGT	33939L506	947	35,983	SH		SOLE		35,983	0	0
Fortive Corp	COM	34959J108	105	1,494	SH		DFND		1,494	0	0
Fortive Corp	COM	34959J108	252	3,570	SH		SOLE		3,570	0	0
GEN DYNAMICS CORP	COM	369550108	885	4,516	SH		SOLE		4,516	0	0
General Mills Inc	COM	370334104	148	2,482	SH		SOLE		2,482	0	0
Genuine Parts Co	COM	372460105	121	1,000	SH		DFND		1,000	0	0
Global X Management Co LLC	FINTECH ETF	37954Y814	115	2,400	SH		SOLE		2,400	0	0
Guidewire Software Inc	COM	40171V100	381	3,209	SH		DFND		3,209	0	0
HALLIBURTON	COM	406216101	488	22,550	SH		SOLE		22,550	0	0
HEICO Corp	CL A	422806208	635	5,358	SH		DFND		5,358	0	0
Healthpeak Properties Inc	COM	42250P103	124	3,700	SH		DFND		3,700	0	0
Heartland Express Inc	COM	422347104	209	13,025	SH		DFND		13,025	0	0
Heartland Express Inc	COM	422347104	1,039	64,840	SH		SOLE		64,840	0	0
Heartland Financial USA Inc	COM	42234Q102	337	7,000	SH		SOLE		7,000	0	0
Hershey Co/The	COM	427866108	226	1,333	SH		SOLE		1,333	0	0
Home Depot Inc/The	COM	437076102	240	731	SH		DFND		604	0	127
Home Depot Inc/The	COM	437076102	11,406	34,746	SH		SOLE		34,746	0	0
Honeywell International Inc	COM	438516106	1,590	7,492	SH		SOLE		7,492	0	0
Hormel Foods Corp	COM	440452100	265	6,467	SH		SOLE		6,467	0	0
Howard Hughes Corp/The	COM	44267D107	401	4,571	SH		DFND		4,571	0	0
IDEXX Laboratories Inc	COM	45168D104	585	940	SH		DFND		940	0	0
IDEXX Laboratories Inc	COM	45168D104	818	1,315	SH		SOLE		1,315	0	0
IHS MARKIT LTD	SHS	G47567105	207	1,775	SH		SOLE		1,775	0	0
ILLINOIS TOOL WKS	COM	452308109	2	12	SH		DFND		12	0	0
ILLINOIS TOOL WKS	COM	452308109	6,291	30,444	SH		SOLE		30,444	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	7,138	62,165	SH		SOLE		62,165	0	0
INTL BUSINESS MCHN	COM	459200101	1,347	9,699	SH		SOLE		9,699	0	0
ISHARES	SELECT DIVID ETF	464287168	259	2,256	SH		SOLE		2,256	0	0
ISHARES	CORE S&P500 ETF	464287200	199	462	SH		SOLE		462	0	0
ISHARES	S&P 500 GRWT ETF	464287309	114	1,540	SH		SOLE		1,540	0	0
ISHARES	S&P 500 VAL ETF	464287408	209	1,436	SH		SOLE		1,436	0	0
ISHARES	RUSSELL 2000 ETF	464287655	214	978	SH		SOLE		978	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	84	1,666	SH		DFND		1,666	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	281	5,583	SH		SOLE		5,583	0	0
ISHARES TRUST	TIPS BD ETF	464287176	155	1,215	SH		SOLE		1,215	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	113	725	SH		DFND		725	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	343	1,250	SH		SOLE		1,250	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	174	1,500	SH		SOLE		1,500	0	0
Illumina Inc	COM	452327109	1,933	4,765	SH		DFND		4,765	0	0
Illumina Inc	COM	452327109	262	645	SH		SOLE		645	0	0
Intel Corp	COM	458140100	943	17,698	SH		DFND		17,698	0	0
Intel Corp	COM	458140100	5,808	109,006	SH		SOLE		109,006	0	0
Intuitive Surgical Inc	COM NEW	46120E602	2,526	2,541	SH		DFND		2,541	0	0
Intuitive Surgical Inc	COM NEW	46120E602	469	472	SH		SOLE		472	0	0
Invesco Capital Management LLC	DYNMC BIOTECH	46137V787	775	10,360	SH		SOLE		10,360	0	0
JP Morgan ETFs/USA	INTL BD OPP ETF	46641Q852	663	12,901	SH		SOLE		12,901	0	0
JPMorgan Chase & Co	COM	46625H100	37	226	SH		DFND		226	0	0
JPMorgan Chase & Co	COM	46625H100	10,306	62,960	SH		SOLE		62,960	0	0
Johnson & Johnson	COM	478160104	896	5,550	SH		DFND		5,550	0	0
Johnson & Johnson	COM	478160104	6,966	43,135	SH		SOLE		43,135	0	0
KIMBERLY-CLARK CP	COM	494368103	93	700	SH		DFND		700	0	0
KIMBERLY-CLARK CP	COM	494368103	49	373	SH		SOLE		373	0	0
KLA Corp	COM NEW	482480100	2,563	7,662	SH		SOLE		7,662	0	0
Kraft Foods Inc	CL A	609207105	136	2,338	SH		DFND		2,338	0	0
Kraft Foods Inc	CL A	609207105	2,266	38,949	SH		SOLE		38,949	0	0
LKQ Corp	COM	501889208	211	4,197	SH		SOLE		4,197	0	0
LOWE'S COS INC	COM	548661107	38	187	SH		DFND		187	0	0
LOWE'S COS INC	COM	548661107	212	1,043	SH		SOLE		1,043	0	0
Lockheed Martin Corp	COM	539830109	364	1,054	SH		SOLE		1,054	0	0
MARSH & MCLENNAN	COM	571748102	1,377	9,094	SH		SOLE		9,094	0	0
MASTERCARD INC	CL A	57636Q104	1,230	3,538	SH		DFND		3,538	0	0
MASTERCARD INC	CL A	57636Q104	4,039	11,616	SH		SOLE		11,616	0	0
MCDONALD'S CORP	COM	580135101	25	102	SH		DFND		102	0	0
MCDONALD'S CORP	COM	580135101	6,289	26,085	SH		SOLE		26,085	0	0
MDU RES GROUP INC	COM	552690109	252	8,480	SH		SOLE		8,480	0	0
MICROSOFT CORP	COM	594918104	547	1,942	SH		DFND		1,623	0	319
MICROSOFT CORP	COM	594918104	22,168	78,631	SH		SOLE		78,631	0	0
MOODYS CORP	COM	615369105	721	2,029	SH		DFND		2,029	0	0
MOODYS CORP	COM	615369105	472	1,329	SH		SOLE		1,329	0	0
MORGAN STANLEY	COM NEW	617446448	339	3,487	SH		DFND		3,487	0	0
MORGAN STANLEY	COM NEW	617446448	815	8,379	SH		SOLE		8,379	0	0
Markel Corp	COM	570535104	1,391	1,164	SH		DFND		1,164	0	0
Markel Corp	COM	570535104	159	133	SH		SOLE		133	0	0
Masco Corp	COM	574599106	1,793	32,273	SH		SOLE		32,273	0	0
Masimo Corp	COM	574795100	273	1,007	SH		DFND		1,007	0	0
Matador Resources Co	COM	576485205	76	2,000	SH		DFND		2,000	0	0
Matador Resources Co	COM	576485205	266	7,000	SH		SOLE		7,000	0	0
Merck & Co Inc	COM	58933Y105	27	365	SH		DFND		365	0	0
Merck & Co Inc	COM	58933Y105	177	2,354	SH		SOLE		2,354	0	0
Microchip Technology Inc	COM	595017104	228	1,483	SH		SOLE		1,483	0	0
MidWestOne Financial Group Inc	COM	598511103	316	10,480	SH		DFND		10,480	0	0
MidWestOne Financial Group Inc	COM	598511103	45	1,500	SH		SOLE		1,500	0	0
Middleby Corp/The	COM	596278101	733	4,300	SH		SOLE		4,300	0	0
NEXTERA ENERGY	COM	65339F101	16	200	SH		DFND		200	0	0
NEXTERA ENERGY	COM	65339F101	1,662	21,166	SH		SOLE		21,166	0	0
NIKE INC	CL B	654106103	8,436	58,084	SH		SOLE		58,084	0	0
NVIDIA Corp	COM	67066G104	7,450	35,962	SH		SOLE		35,962	0	0
Norfolk Southern Corp	COM	655844108	30	125	SH		DFND		125	0	0
Norfolk Southern Corp	COM	655844108	2,773	11,591	SH		SOLE		11,591	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	4	110	SH		DFND		110	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	14,710	401,899	SH		SOLE		401,874	0	25
Northern Trust Investments Inc	GLB QLT R/E IDX	33939L787	4	60	SH		DFND		60	0	0
Northern Trust Investments Inc	GLB QLT R/E IDX	33939L787	12,033	182,211	SH		SOLE		182,172	0	39
Novartis AG	SPONSORED ADR	66987V109	15	187	SH		DFND		187	0	0
Novartis AG	SPONSORED ADR	66987V109	223	2,730	SH		SOLE		2,730	0	0
ORACLE CORP	COM	68389X105	379	4,350	SH		DFND		4,350	0	0
ORACLE CORP	COM	68389X105	2,407	27,630	SH		SOLE		27,630	0	0
Okta Inc	CL A	679295105	250	1,054	SH		DFND		1,054	0	0
PEPSICO INC	COM	713448108	101	670	SH		DFND		670	0	0
PEPSICO INC	COM	713448108	6,136	40,795	SH		SOLE		40,795	0	0
PHILIP MORRIS INTL	COM	718172109	142	1,500	SH		DFND		1,500	0	0
PHILIP MORRIS INTL	COM	718172109	527	5,563	SH		SOLE		5,563	0	0
Palo Alto Networks Inc	COM	697435105	3,841	8,018	SH		SOLE		8,018	0	0
PayPal Holdings Inc	COM	70450Y103	49	190	SH		DFND		190	0	0
PayPal Holdings Inc	COM	70450Y103	2,912	11,190	SH		SOLE		11,190	0	0
Paychex Inc	COM	704326107	563	5,005	SH		DFND		5,005	0	0
Paychex Inc	COM	704326107	500	4,448	SH		SOLE		4,448	0	0
Pfizer Inc	COM	717081103	160	3,711	SH		DFND		3,711	0	0
Pfizer Inc	COM	717081103	2,892	67,231	SH		SOLE		67,231	0	0
Pool Corp	COM	73278L105	452	1,040	SH		SOLE		1,040	0	0
Procter & Gamble Co/The	COM	742718109	4,573	32,709	SH		DFND		32,709	0	0
Procter & Gamble Co/The	COM	742718109	12,297	87,962	SH		SOLE		87,962	0	0
QUALCOMM INC	COM	747525103	1,797	13,933	SH		DFND		13,933	0	0
QUALCOMM INC	COM	747525103	309	2,395	SH		SOLE		2,395	0	0
Quest Diagnostics Inc	COM	74834L100	297	2,041	SH		SOLE		2,041	0	0
ROCKWELL AUTOMATION	COM	773903109	211	717	SH		SOLE		717	0	0
ROPER INDUSTRIES INC	COM	776696106	997	2,235	SH		DFND		2,235	0	0
ROPER INDUSTRIES INC	COM	776696106	455	1,021	SH		SOLE		1,021	0	0
Raytheon Technologies Corp	COM	75513E101	269	3,128	SH		SOLE		3,128	0	0
ResMed Inc	COM	761152107	105	400	SH		SOLE		400	0	0
S&P Global Inc	COM	78409V104	2,264	5,328	SH		DFND		5,328	0	0
S&P Global Inc	COM	78409V104	390	919	SH		SOLE		919	0	0
SALESFORCE.COM INC	COM	79466L302	4,084	15,059	SH		SOLE		15,059	0	0
SEI INVESTMENTS	COM	784117103	161	2,715	SH		SOLE		2,715	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	2,868	36,250	SH		SOLE		36,250	0	0
SELECT SECTOR SPDR	FINANCIAL	81369Y605	111	2,955	SH		SOLE		2,955	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	269	1,800	SH		SOLE		1,800	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	139	2,170	SH		SOLE		2,170	0	0
SMUCKER(JM)CO	COM NEW	832696405	12	100	SH		DFND		100	0	0
SMUCKER(JM)CO	COM NEW	832696405	120	999	SH		SOLE		999	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	114	697	SH		SOLE		697	0	0
SSGA Funds Management	DJ GLB RL ES ETF	78463X749	2	46	SH		DFND		46	0	0
SSGA Funds Management	DJ GLB RL ES ETF	78463X749	1,535	30,056	SH		SOLE		30,056	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	2,691	6,270	SH		DFND		6,270	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	99,913	232,822	SH		SOLE		232,822	0	0
STARBUCKS CORP	COM	855244109	5	43	SH		DFND		43	0	0
STARBUCKS CORP	COM	855244109	976	8,846	SH		SOLE		8,846	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	656	1,364	SH		DFND		1,364	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	48,282	100,404	SH		SOLE		100,404	0	0
SUNCOR ENERGY INC	COM	867224107	107	5,176	SH		DFND		5,176	0	0
SUNCOR ENERGY INC	COM	867224107	114	5,490	SH		SOLE		5,490	0	0
Schlumberger NV	COM STK	806857108	490	16,528	SH		SOLE		16,528	0	0
Southern Co/The	COM	842587107	686	11,073	SH		DFND		11,073	0	0
Southern Co/The	COM	842587107	357	5,754	SH		SOLE		5,754	0	0
State Street Corp	COM	857477103	1	8	SH		DFND		8	0	0
State Street Corp	COM	857477103	120	1,421	SH		SOLE		1,421	0	0
Stericycle Inc	COM	858912108	213	3,130	SH		SOLE		3,130	0	0
Stryker Corp	COM	863667101	570	2,160	SH		SOLE		2,160	0	0
T Rowe Price Group Inc	COM	74144T108	2,652	13,480	SH		SOLE		13,480	0	0
TEXAS INSTRUMENTS	COM	882508104	175	910	SH		SOLE		910	0	0
TJX Cos Inc/The	COM	872540109	2,756	41,772	SH		SOLE		41,772	0	0
TRANSDIGM INC	COM	893641100	718	1,150	SH		DFND		1,150	0	0
TRANSDIGM INC	COM	893641100	94	150	SH		SOLE		150	0	0
Target Corp	COM	87612E106	493	2,154	SH		SOLE		2,154	0	0
Teleflex Inc	COM	879369106	179	475	SH		DFND		475	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,703	2,980	SH		DFND		2,980	0	0
Thermo Fisher Scientific Inc	COM	883556102	6,669	11,673	SH		SOLE		11,673	0	0
Trimble Inc	COM	896239100	387	4,707	SH		SOLE		4,707	0	0
Truist Financial Corp	COM	89832Q109	1,341	22,869	SH		SOLE		22,869	0	0
Twilio Inc	CL A	90138F102	721	2,260	SH		DFND		2,260	0	0
Tyler Technologies Inc	COM	902252105	109	237	SH		DFND		237	0	0
Tyler Technologies Inc	COM	902252105	311	677	SH		SOLE		677	0	0
US BANCORP	COM NEW	902973304	1,252	21,058	SH		DFND		21,058	0	0
US BANCORP	COM NEW	902973304	3,740	62,923	SH		SOLE		62,923	0	0
Union Pacific Corp	COM	907818108	10	50	SH		DFND		50	0	0
Union Pacific Corp	COM	907818108	964	4,917	SH		SOLE		4,917	0	0
United Rentals Inc	COM	911363109	151	430	SH		SOLE		430	0	0
UnitedHealth Group Inc	COM	91324P102	152	388	SH		SOLE		388	0	0
VANGUARD	S&P 500 ETF SHS	922908363	113	287	SH		SOLE		287	0	0
VANGUARD	REAL ESTATE ETF	922908553	55	542	SH		DFND		542	0	0
VANGUARD	REAL ESTATE ETF	922908553	48	470	SH		SOLE		470	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	293	1,905	SH		SOLE		1,905	0	0
VERIZON COMMUN	COM	92343V104	389	7,197	SH		DFND		7,197	0	0
VERIZON COMMUN	COM	92343V104	1,208	22,371	SH		SOLE		22,371	0	0
VISA INC	COM CL A	92826C839	3,245	14,567	SH		DFND		14,567	0	0
VISA INC	COM CL A	92826C839	1,176	5,279	SH		SOLE		5,279	0	0
Vanguard ETF/USA	INTERMED TERM	921937819	124	1,385	SH		SOLE		1,385	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	154	3,075	SH		DFND		3,075	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	4,316	86,309	SH		SOLE		86,309	0	0
Vanguard ETF/USA	TOTAL STK MKT	922908769	210	945	SH		SOLE		945	0	0
Vanguard Group Inc/The	TOTAL BND MRKT	921937835	1,272	14,883	SH		SOLE		14,883	0	0
Vanguard Group Inc/The	FTSE DEV MKT ETF	921943858	300	5,945	SH		SOLE		5,945	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	146	800	SH		DFND		800	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	14	78	SH		SOLE		78	0	0
Veeva Systems Inc	CL A COM	922475108	323	1,120	SH		DFND		1,120	0	0
Verisk Analytics Inc	COM	92345Y106	930	4,642	SH		DFND		4,642	0	0
Verisk Analytics Inc	COM	92345Y106	253	1,264	SH		SOLE		1,264	0	0
Voya Investments LLC	CORE S&P MCP ETF	464287507	447	1,699	SH		SOLE		1,699	0	0
Voya Investments LLC	CORE S&P SCP ETF	464287804	320	2,935	SH		DFND		2,935	0	0
Voya Investments LLC	CORE S&P SCP ETF	464287804	19,317	176,913	SH		SOLE		176,913	0	0
Vulcan Materials Co	COM	929160109	1,263	7,464	SH		DFND		7,464	0	0
WASTE MANAGEMENT	COM	94106L109	119	800	SH		DFND		800	0	0
WEC Energy Group Inc	COM	92939U106	22	250	SH		DFND		250	0	0
WEC Energy Group Inc	COM	92939U106	137	1,549	SH		SOLE		1,549	0	0
WELLS FARGO & CO	COM	949746101	251	5,412	SH		SOLE		5,412	0	0
WEYERHAEUSER CO	COM NEW	962166104	43	1,219	SH		DFND		1,219	0	0
WEYERHAEUSER CO	COM NEW	962166104	149	4,198	SH		SOLE		4,198	0	0
WW Grainger Inc	COM	384802104	1,419	3,611	SH		SOLE		3,611	0	0
Walgreens Boots Alliance Inc	COM	931427108	131	2,775	SH		SOLE		2,775	0	0
Walmart Inc	COM	931142103	57	410	SH		DFND		410	0	0
Walmart Inc	COM	931142103	673	4,826	SH		SOLE		4,826	0	0
Walt Disney Co/The	COM	254687106	287	1,699	SH		DFND		1,699	0	0
Walt Disney Co/The	COM	254687106	5,171	30,569	SH		SOLE		30,569	0	0
Waste Connections Inc	COM	94106B101	1,494	11,862	SH		DFND		11,862	0	0
Waste Connections Inc	COM	94106B101	150	1,189	SH		SOLE		1,189	0	0
Werner Enterprises Inc	COM	950755108	111	2,500	SH		DFND		2,500	0	0
XILINX INC	COM	983919101	1,522	10,080	SH		SOLE		10,080	0	0
Xcel Energy Inc	COM	98389B100	315	5,038	SH		DFND		5,038	0	0
Xcel Energy Inc	COM	98389B100	25	400	SH		SOLE		400	0	0
YUM BRANDS INC	COM	988498101	506	4,140	SH		SOLE		4,140	0	0
Yum China Holdings Inc	COM	98850P109	160	2,745	SH		SOLE		2,745	0	0
ZIMMER HLDGS INC	COM	98956P102	3,653	24,956	SH		SOLE		24,956	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	194	1,686	SH		SOLE		1,686	0	0