Hills Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	260	1,748	SH		DFND		1,748	0	0
3M Co	COM	88579Y101	102	682	SH		SOLE		682	0	0
ACCENTURE	SHS CLASS A	G1151C101	1,684	4,994	SH		SOLE		4,994	0	0
ADVANCED MICRO DEV	COM	007903107	1,704	15,581	SH		SOLE		15,581	0	0
ALPHABET INC	CAP STK CL A	02079K305	6	2	SH		DFND		2	0	0
ALPHABET INC	CAP STK CL A	02079K305	373	134	SH		SOLE		134	0	0
AMER EXPRESS CO	COM	025816109	773	4,133	SH		SOLE		4,133	0	0
ANALOG DEVICES INC	COM	032654105	725	4,387	SH		SOLE		4,387	0	0
ANSYS, INC.	COM	038222105	2,393	7,534	SH		DFND		7,534	0	0
ANSYS, INC.	COM	053015103	645	2,032	SH		SOLE		2,032	0	0
APPLIED MATERIALS	COM	053015103	101	770	SH		SOLE		770	0	0
AT&T INC	COM	016255101	74	3,148	SH		DFND		3,148	0	0
AT&T INC	COM	018802108	191	8,092	SH		SOLE		8,092	0	0
AUTOMATIC DATA PROCESSING	COM	018802108	46	200	SH		DFND		200	0	0
AUTOMATIC DATA PROCESSING	COM	020002101	1,259	5,533	SH		SOLE		5,533	0	0
AbbVie Inc	COM	020002101	24	150	SH		DFND		150	0	0
AbbVie Inc	COM	023135106	1,034	6,378	SH		SOLE		6,378	0	0
Abbott Laboratories	COM	023135106	3	25	SH		DFND		25	0	0
Abbott Laboratories	COM	030420103	4,646	39,250	SH		SOLE		39,250	0	0
Adobe Inc	COM	031162100	489	1,074	SH		SOLE		1,074	0	0
Aflac Inc	COM	031162100	577	8,962	SH		SOLE		8,962	0	0
Akamai Technologies Inc	COM	037833100	179	1,500	SH		DFND		1,500	0	0
Akamai Technologies Inc	COM	037833100	85	715	SH		SOLE		715	0	0
Align Technology Inc	COM	039483102	107	245	SH		SOLE		245	0	0
Alliant Energy Corp	COM	046353108	2,525	40,410	SH		DFND		40,410	0	0
Alliant Energy Corp	COM	046353108	380	6,081	SH		SOLE		6,081	0	0
Allstate Corp/The	COM	071813109	478	3,448	SH		DFND		3,448	0	0
Allstate Corp/The	COM	075887109	1,427	10,301	SH		SOLE		10,301	0	0
Alphabet Inc	CAP STK CL C	075887109	2,905	1,040	SH		DFND		1,040	0	0
Alphabet Inc	CAP STK CL C	084670108	16,680	5,972	SH		SOLE		5,972	0	0
Altria Group Inc	COM	084670108	118	2,259	SH		DFND		2,259	0	0
Altria Group Inc	COM	060505104	140	2,683	SH		SOLE		2,683	0	0
Amazon.com Inc	COM	060505104	2,243	688	SH		DFND		688	0	0
Amazon.com Inc	COM	097023105	8,238	2,527	SH		SOLE		2,527	0	0
American Tower Corp	COM	097023105	2,004	7,976	SH		DFND		7,976	0	0
American Tower Corp	COM	084670702	4,026	16,027	SH		SOLE		16,027	0	0
American Water Works Co Inc	COM	084670702	234	1,413	SH		SOLE		1,413	0	0
Ameriprise Financial Inc	COM	03076C106	249	828	SH		SOLE		828	0	0
AmerisourceBergen Corp	COM	03073E108	271	1,754	SH		SOLE		1,754	0	0
Amgen Inc	COM	031162100	97	400	SH		DFND		400	0	0
Amgen Inc	COM	031162100	98	407	SH		SOLE		407	0	0
Aon PLC	SHS CL A	037833100	755	2,319	SH		SOLE		2,319	0	0
Apple Inc	COM	037833100	683	3,912	SH		DFND		3,912	0	0
Apple Inc	COM	039483102	26,690	152,853	SH		SOLE		152,853	0	0
Archer-Daniels-Midland Co	COM	046353108	497	5,505	SH		SOLE		5,505	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	4	53	SH		DFND		53	0	0
AstraZeneca PLC	SPONSORED ADR	071813109	403	6,075	SH		SOLE		6,075	0	0
Azenta Inc	COM	075887109	642	7,749	SH		DFND		7,749	0	0
BAXTER INTL INC	COM	075887109	337	4,347	SH		SOLE		4,347	0	0
BECTON DICKINSON	COM	084670108	8	31	SH		DFND		31	0	0
BECTON DICKINSON	COM	084670108	1,953	7,343	SH		SOLE		7,343	0	0
BERKSHIRE HATHAWAY	CL A	060505104	1,058	2	SH		DFND		2	0	0
BERKSHIRE HATHAWAY	CL A	060505104	1,587	3	SH		SOLE		3	0	0
BK OF AMERICA CORP	COM	097023105	87	2,100	SH		DFND		2,100	0	0
BK OF AMERICA CORP	COM	097023105	200	4,863	SH		SOLE		4,863	0	0
BOEING CO	COM	084670702	3	15	SH		DFND		15	0	0
BOEING CO	COM	084670702	1,674	8,742	SH		SOLE		8,742	0	0
BRISTOL-MYRS SQUIB	COM	110122108	1	20	SH		DFND		20	0	0
BRISTOL-MYRS SQUIB	COM	110122108	3,102	42,471	SH		SOLE		42,471	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	995	2,820	SH		DFND		2,820	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	736	2,086	SH		SOLE		2,086	0	0
Bio-Techne Corp	COM	09073M104	1,479	3,415	SH		DFND		3,415	0	0
Bio-Techne Corp	COM	09073M104	437	1,010	SH		SOLE		1,010	0	0
BlackRock Advisors LLC	RUS MD CP GR ETF	464287481	121	1,200	SH		SOLE		1,200	0	0
BlackRock Advisors LLC	CORE S&P SCP ETF	464287804	339	3,145	SH		DFND		3,145	0	0
BlackRock Advisors LLC	CORE S&P SCP ETF	464287804	18,857	174,795	SH		SOLE		174,795	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	745	10,127	SH		DFND		10,127	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	16,227	220,482	SH		SOLE		220,482	0	0
BlackRock Fund Advisors	MBS ETF	464288588	115	1,125	SH		SOLE		1,125	0	0
BlackRock Fund Advisors	U.S. INSRNCE ETF	464288786	9	100	SH		DFND		100	0	0
BlackRock Fund Advisors	U.S. INSRNCE ETF	464288786	1,663	18,228	SH		SOLE		18,228	0	0
BlackRock Fund Advisors	US HLTHCR PR ETF	464288828	5	18	SH		DFND		18	0	0
BlackRock Fund Advisors	US HLTHCR PR ETF	464288828	2,500	8,837	SH		SOLE		8,837	0	0
BlackRock Fund Advisors	CORE 1 5 YR USD	46432F859	129	2,667	SH		SOLE		2,667	0	0
BlackRock Inc	COM	09247X101	1,032	1,351	SH		SOLE		1,351	0	0
Blackline Inc	COM	09239B109	806	11,013	SH		DFND		11,013	0	0
Blackline Inc	COM	09239B109	88	1,200	SH		SOLE		1,200	0	0
Blackstone Inc	COM	09260D107	452	3,563	SH		SOLE		3,563	0	0
CAN PACIFIC RYS	COM	13645T100	136	1,650	SH		DFND		1,650	0	0
CAN PACIFIC RYS	COM	13645T100	62	750	SH		SOLE		750	0	0
CBRE Group Inc	CL A	12504L109	1,057	11,545	SH		DFND		11,545	0	0
CBRE Group Inc	CL A	12504L109	177	1,934	SH		SOLE		1,934	0	0
CH Robinson Worldwide Inc	COM NEW	12541W209	4	37	SH		DFND		37	0	0
CH Robinson Worldwide Inc	COM NEW	12541W209	100	925	SH		SOLE		925	0	0
CISCO SYSTEMS	COM	17275R102	304	5,450	SH		DFND		5,450	0	0
CISCO SYSTEMS	COM	17275R102	944	16,928	SH		SOLE		16,928	0	0
COGNIZANT TECHNOLO	CL A	192446102	709	7,908	SH		SOLE		7,908	0	0
CONOCOPHILLIPS	COM	20825C104	186	1,858	SH		SOLE		1,858	0	0
CVS Health Corp	COM	126650100	6	62	SH		DFND		62	0	0
CVS Health Corp	COM	126650100	5,225	51,629	SH		SOLE		51,629	0	0
Cable One Inc	COM	12685J105	575	393	SH		DFND		393	0	0
CarMax Inc	COM	143130102	673	6,971	SH		DFND		6,971	0	0
CarMax Inc	COM	143130102	5	52	SH		SOLE		52	0	0
Caterpillar Inc	COM	149123101	89	400	SH		DFND		400	0	0
Caterpillar Inc	COM	149123101	396	1,779	SH		SOLE		1,779	0	0
Cboe Global Markets Inc	COM	12503M108	1,420	12,410	SH		DFND		12,410	0	0
Charles Schwab Corp/The	COM	808513105	5	62	SH		DFND		62	0	0
Charles Schwab Corp/The	COM	808513105	145	1,720	SH		SOLE		1,720	0	0
Charles Schwab Investment Management Inc	US BRD MKT ETF	808524102	534	10,000	SH		SOLE		10,000	0	0
Chevron Corp	COM	166764100	163	1,000	SH		DFND		1,000	0	0
Chevron Corp	COM	166764100	4,305	26,437	SH		SOLE		26,437	0	0
Chipotle Mexican Grill Inc	COM	169656105	1,565	989	SH		SOLE		989	0	0
Cigna Corp	COM	125523100	84	352	SH		DFND		352	0	0
Cigna Corp	COM	125523100	423	1,767	SH		SOLE		1,767	0	0
Cincinnati Financial Corp	COM	172062101	136	1,000	SH		SOLE		1,000	0	0
Citigroup Inc	COM NEW	172967424	1	25	SH		DFND		25	0	0
Citigroup Inc	COM NEW	172967424	1,880	35,214	SH		SOLE		35,214	0	0
Clorox Co/The	COM	189054109	3	25	SH		DFND		25	0	0
Clorox Co/The	COM	189054109	375	2,696	SH		SOLE		2,696	0	0
CoStar Group Inc	COM	22160N109	442	6,640	SH		DFND		6,640	0	0
CoStar Group Inc	COM	22160N109	127	1,900	SH		SOLE		1,900	0	0
Coca-Cola Co/The	COM	191216100	1,252	20,193	SH		SOLE		20,193	0	0
Cohen & Steers Capital Management Inc	MSCI KLD400 SOC	464288570	346	3,990	SH		SOLE		3,990	0	0
Comcast Corp	CL A	20030N101	321	6,861	SH		DFND		6,861	0	0
Comcast Corp	CL A	20030N101	2,575	54,990	SH		SOLE		54,990	0	0
Consolidated Edison Inc	COM	209115104	104	1,100	SH		DFND		1,100	0	0
Consolidated Edison Inc	COM	209115104	33	350	SH		SOLE		350	0	0
Constellation Brands Inc	CL A	21036P108	285	1,238	SH		SOLE		1,238	0	0
Copart Inc	COM	217204106	351	2,800	SH		SOLE		2,800	0	0
Costco Wholesale Corp	COM	22160K105	17	30	SH		DFND		30	0	0
Costco Wholesale Corp	COM	22160K105	4,531	7,869	SH		SOLE		7,869	0	0
Crowdstrike Holdings Inc	CL A	22788C105	316	1,393	SH		DFND		1,393	0	0
Crown Castle International Cor	COM	22822V101	342	1,850	SH		DFND		1,850	0	0
Crown Castle International Cor	COM	22822V101	234	1,268	SH		SOLE		1,268	0	0
DEERE & CO	COM	244199105	93	225	SH		DFND		225	0	0
DEERE & CO	COM	244199105	4,062	9,776	SH		SOLE		9,776	0	0
DIAGEO	SPON ADR NEW	25243Q205	279	1,373	SH		SOLE		1,373	0	0
DISCOVER FINL SVCS	COM	254709108	192	1,743	SH		DFND		1,743	0	0
DISCOVER FINL SVCS	COM	254709108	12	113	SH		SOLE		113	0	0
DUKE ENERGY CORP	COM NEW	26441C204	478	4,280	SH		DFND		4,280	0	0
DUKE ENERGY CORP	COM NEW	26441C204	299	2,682	SH		SOLE		2,682	0	0
Danaher Corp	COM	235851102	2,511	8,560	SH		DFND		8,560	0	0
Danaher Corp	COM	235851102	3,354	11,433	SH		SOLE		11,433	0	0
Dimensional ETF Trust	US CORE EQUITY 2	25434V708	230	8,345	SH		SOLE		8,345	0	0
Dollar General Corp	COM	256677105	588	2,639	SH		DFND		2,639	0	0
Dollar General Corp	COM	256677105	31	141	SH		SOLE		141	0	0
Donaldson Co Inc	COM	257651109	4	75	SH		DFND		75	0	0
Donaldson Co Inc	COM	257651109	1,471	28,326	SH		SOLE		28,326	0	0
Dover Corp	COM	260003108	212	1,350	SH		SOLE		1,350	0	0
DuPont de Nemours Inc	COM	26614N102	429	5,827	SH		SOLE		5,827	0	0
EBAY INC	COM	278642103	4	62	SH		DFND		62	0	0
EBAY INC	COM	278642103	1,599	27,921	SH		SOLE		27,921	0	0
ECOLAB INC	COM	278865100	1,162	6,583	SH		DFND		6,583	0	0
ECOLAB INC	COM	278865100	1,418	8,031	SH		SOLE		8,031	0	0
EMERSON ELECTRIC	COM	291011104	294	3,000	SH		DFND		3,000	0	0
EMERSON ELECTRIC	COM	291011104	458	4,675	SH		SOLE		4,675	0	0
EOG Resources Inc	COM	26875P101	7	62	SH		DFND		62	0	0
EOG Resources Inc	COM	26875P101	1,694	14,205	SH		SOLE		14,205	0	0
EXPEDTRS INTL WASH	COM	302130109	169	1,635	SH		SOLE		1,635	0	0
Eaton Corp PLC	SHS	G29183103	425	2,798	SH		SOLE		2,798	0	0
Edwards Lifesciences Corp	COM	28176E112	570	4,846	SH		SOLE		4,846	0	0
Eli Lilly & Co	COM	532457108	7	25	SH		DFND		25	0	0
Eli Lilly & Co	COM	532457108	2,243	7,832	SH		SOLE		7,832	0	0
Estee Lauder Cos Inc/The	CL A	518439104	7	25	SH		DFND		25	0	0
Estee Lauder Cos Inc/The	CL A	518439104	3,310	12,156	SH		SOLE		12,156	0	0
Eversource Energy	COM	30040W108	625	7,084	SH		DFND		7,084	0	0
Eversource Energy	COM	30040W108	9	104	SH		SOLE		104	0	0
Exxon Mobil Corp	COM	30231G102	185	2,244	SH		DFND		2,244	0	0
Exxon Mobil Corp	COM	30231G102	3,530	42,738	SH		SOLE		42,738	0	0
FEDEX CORP	COM	31428X106	162	699	SH		SOLE		699	0	0
FISERV INC	COM	337738108	13	124	SH		DFND		124	0	0
FISERV INC	COM	337738108	5,922	58,405	SH		SOLE		58,405	0	0
Facebook Inc	CL A	30303M102	9	40	SH		DFND		40	0	0
Facebook Inc	CL A	30303M102	3,074	13,826	SH		SOLE		13,826	0	0
Fastenal Co	COM	311900104	3,992	67,202	SH		DFND		67,202	0	0
Fastenal Co	COM	311900104	9,287	156,354	SH		SOLE		156,354	0	0
FlexShares ETFs/USA	MORNSTAR UPSTR	33939L407	9	191	SH		DFND		191	0	0
FlexShares ETFs/USA	MORNSTAR UPSTR	33939L407	34,333	733,134	SH		SOLE		733,109	0	25
FlexShares ETFs/USA	IBOXX 3R TARGT	33939L506	888	34,283	SH		SOLE		34,283	0	0
FlexShares ETFs/USA	GLB QLT R/E IDX	33939L787	4	50	SH		DFND		50	0	0
FlexShares ETFs/USA	GLB QLT R/E IDX	33939L787	12,414	176,562	SH		SOLE		176,523	0	39
Fortive Corp	COM	34959J108	91	1,494	SH		DFND		1,494	0	0
Fortive Corp	COM	34959J108	214	3,520	SH		SOLE		3,520	0	0
GEN DYNAMICS CORP	COM	369550108	2	10	SH		DFND		10	0	0
GEN DYNAMICS CORP	COM	369550108	1,166	4,836	SH		SOLE		4,836	0	0
General Electric Co	COM NEW	369604301	6	62	SH		DFND		62	0	0
General Electric Co	COM NEW	369604301	433	4,732	SH		SOLE		4,732	0	0
General Mills Inc	COM	370334104	4	62	SH		DFND		62	0	0
General Mills Inc	COM	370334104	164	2,421	SH		SOLE		2,421	0	0
Genuine Parts Co	COM	372460105	126	1,000	SH		DFND		1,000	0	0
Guidewire Software Inc	COM	40171V100	304	3,209	SH		DFND		3,209	0	0
HALLIBURTON	COM	406216101	949	25,050	SH		SOLE		25,050	0	0
HEICO Corp	CL A	422806208	680	5,358	SH		DFND		5,358	0	0
Healthpeak Properties Inc	COM	42250P103	127	3,700	SH		DFND		3,700	0	0
Heartland Express Inc	COM	422347104	183	13,025	SH		DFND		25	0	13,000
Heartland Express Inc	COM	422347104	701	49,840	SH		SOLE		49,840	0	0
Heartland Financial USA Inc	COM	42234Q102	239	5,000	SH		SOLE		5,000	0	0
Hershey Co/The	COM	427866108	286	1,322	SH		SOLE		1,322	0	0
Home Depot Inc/The	COM	437076102	211	704	SH		DFND		606	0	98
Home Depot Inc/The	COM	437076102	10,196	34,062	SH		SOLE		34,062	0	0
Honeywell International Inc	COM	438516106	2	10	SH		DFND		10	0	0
Honeywell International Inc	COM	438516106	1,733	8,907	SH		SOLE		8,907	0	0
Hormel Foods Corp	COM	440452100	333	6,467	SH		SOLE		6,467	0	0
Howard Hughes Corp/The	COM	44267D107	474	4,571	SH		DFND		4,571	0	0
IDEXX Laboratories Inc	COM	45168D104	514	940	SH		DFND		940	0	0
IDEXX Laboratories Inc	COM	45168D104	678	1,240	SH		SOLE		1,240	0	0
ILLINOIS TOOL WKS	COM	452308109	13	62	SH		DFND		62	0	0
ILLINOIS TOOL WKS	COM	452308109	6,020	28,749	SH		SOLE		28,749	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	12	93	SH		DFND		93	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	8,086	61,201	SH		SOLE		61,201	0	0
INTL BUSINESS MCHN	COM	459200101	1	10	SH		DFND		10	0	0
INTL BUSINESS MCHN	COM	459200101	1,290	9,922	SH		SOLE		9,922	0	0
ISHARES	SELECT DIVID ETF	464287168	341	2,665	SH		SOLE		2,665	0	0
ISHARES	CORE S&P500 ETF	464287200	206	455	SH		SOLE		455	0	0
ISHARES	S&P 500 GRWT ETF	464287309	118	1,540	SH		SOLE		1,540	0	0
ISHARES	S&P 500 VAL ETF	464287408	216	1,386	SH		SOLE		1,386	0	0
ISHARES	RUSSELL 2000 ETF	464287655	205	1,001	SH		SOLE		1,001	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	75	1,666	SH		DFND		1,666	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	256	5,675	SH		SOLE		5,675	0	0
ISHARES TRUST	TIPS BD ETF	464287176	126	1,015	SH		DFND		1,015	0	0
ISHARES TRUST	TIPS BD ETF	464287176	25	200	SH		SOLE		200	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	120	725	SH		DFND		725	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	347	1,250	SH		SOLE		1,250	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	151	1,373	SH		SOLE		1,373	0	0
Illumina Inc	COM	452327109	1,782	5,100	SH		DFND		5,100	0	0
Illumina Inc	COM	452327109	224	640	SH		SOLE		640	0	0
Intel Corp	COM	458140100	876	17,685	SH		DFND		17,685	0	0
Intel Corp	COM	458140100	5,345	107,849	SH		SOLE		107,849	0	0
Intuitive Surgical Inc	COM NEW	46120E602	2,300	7,623	SH		DFND		7,623	0	0
Intuitive Surgical Inc	COM NEW	46120E602	424	1,407	SH		SOLE		1,407	0	0
Invesco Capital Management LLC	UNIT SER 1	04609E107	153	421	SH		SOLE		421	0	0
Invesco Capital Management LLC	DYNMC BIOTECH	46137V787	3	50	SH		DFND		50	0	0
Invesco Capital Management LLC	DYNMC BIOTECH	46137V787	575	9,273	SH		SOLE		9,273	0	0
JP Morgan ETFs/USA	INTL BD OPP ETF	46641Q852	641	13,101	SH		SOLE		13,101	0	0
JPMorgan Chase & Co	COM	46625H100	44	326	SH		DFND		326	0	0
JPMorgan Chase & Co	COM	46625H100	8,620	63,236	SH		SOLE		63,236	0	0
Johnson & Johnson	COM	478160104	985	5,556	SH		DFND		5,556	0	0
Johnson & Johnson	COM	478160104	7,227	40,777	SH		SOLE		40,777	0	0
KIMBERLY-CLARK CP	COM	494368103	86	700	SH		DFND		700	0	0
KIMBERLY-CLARK CP	COM	494368103	62	506	SH		SOLE		506	0	0
KLA Corp	COM NEW	482480100	2,526	6,901	SH		SOLE		6,901	0	0
Kraft Foods Inc	CL A	609207105	190	3,024	SH		DFND		3,024	0	0
Kraft Foods Inc	CL A	609207105	2,526	40,228	SH		SOLE		40,228	0	0
LKQ Corp	COM	501889208	188	4,138	SH		SOLE		4,138	0	0
LOWE'S COS INC	COM	548661107	38	187	SH		DFND		187	0	0
LOWE'S COS INC	COM	548661107	183	903	SH		SOLE		903	0	0
Lockheed Martin Corp	COM	539830109	423	959	SH		SOLE		959	0	0
MARSH & MCLENNAN	COM	571748102	3	15	SH		DFND		15	0	0
MARSH & MCLENNAN	COM	571748102	1,612	9,460	SH		SOLE		9,460	0	0
MASTERCARD INC	CL A	57636Q104	1,264	3,538	SH		DFND		3,538	0	0
MASTERCARD INC	CL A	57636Q104	4,343	12,153	SH		SOLE		12,153	0	0
MCDONALD'S CORP	COM	580135101	14	58	SH		DFND		58	0	0
MCDONALD'S CORP	COM	580135101	6,101	24,671	SH		SOLE		24,671	0	0
MDU RES GROUP INC	COM	552690109	212	7,950	SH		SOLE		7,950	0	0
MICROSOFT CORP	COM	594918104	633	2,053	SH		DFND		1,798	0	255
MICROSOFT CORP	COM	594918104	23,984	77,793	SH		SOLE		77,793	0	0
MOODYS CORP	COM	615369105	677	2,005	SH		DFND		2,005	0	0
MOODYS CORP	COM	615369105	445	1,318	SH		SOLE		1,318	0	0
MORGAN STANLEY	COM NEW	617446448	307	3,513	SH		DFND		3,513	0	0
MORGAN STANLEY	COM NEW	617446448	588	6,730	SH		SOLE		6,730	0	0
Markel Corp	COM	570535104	1,692	1,147	SH		DFND		1,147	0	0
Markel Corp	COM	570535104	196	133	SH		SOLE		133	0	0
Masco Corp	COM	574599106	1	25	SH		DFND		25	0	0
Masco Corp	COM	574599106	1,686	33,058	SH		SOLE		33,058	0	0
Matador Resources Co	COM	576485205	106	2,000	SH		DFND		2,000	0	0
Matador Resources Co	COM	576485205	371	7,000	SH		SOLE		7,000	0	0
Merck & Co Inc	COM	58933Y105	9	115	SH		DFND		115	0	0
Merck & Co Inc	COM	58933Y105	196	2,393	SH		SOLE		2,393	0	0
Microchip Technology Inc	COM	595017104	176	2,336	SH		SOLE		2,336	0	0
MidWestOne Financial Group Inc	COM	598511103	318	9,600	SH		DFND		9,600	0	0
MidWestOne Financial Group Inc	COM	598511103	50	1,500	SH		SOLE		1,500	0	0
Middleby Corp/The	COM	596278101	705	4,300	SH		SOLE		4,300	0	0
NEXTERA ENERGY	COM	65339F101	17	200	SH		DFND		200	0	0
NEXTERA ENERGY	COM	65339F101	1,966	23,206	SH		SOLE		23,206	0	0
NIKE INC	CL B	654106103	13	100	SH		DFND		100	0	0
NIKE INC	CL B	654106103	7,651	56,860	SH		SOLE		56,860	0	0
NVIDIA Corp	COM	67066G104	16	60	SH		DFND		60	0	0
NVIDIA Corp	COM	67066G104	9,584	35,126	SH		SOLE		35,126	0	0
Norfolk Southern Corp	COM	655844108	39	137	SH		DFND		137	0	0
Norfolk Southern Corp	COM	655844108	3,345	11,728	SH		SOLE		11,728	0	0
Novartis AG	SPONSORED ADR	66987V109	2	25	SH		DFND		25	0	0
Novartis AG	SPONSORED ADR	66987V109	172	1,960	SH		SOLE		1,960	0	0
ORACLE CORP	COM	68389X105	360	4,350	SH		DFND		4,350	0	0
ORACLE CORP	COM	68389X105	1,446	17,477	SH		SOLE		17,477	0	0
Okta Inc	CL A	679295105	199	1,317	SH		DFND		1,317	0	0
PEPSICO INC	COM	713448108	119	711	SH		DFND		711	0	0
PEPSICO INC	COM	713448108	6,533	39,031	SH		SOLE		39,031	0	0
PHILIP MORRIS INTL	COM	718172109	234	2,491	SH		DFND		2,491	0	0
PHILIP MORRIS INTL	COM	718172109	521	5,541	SH		SOLE		5,541	0	0
Palo Alto Networks Inc	COM	697435105	16	25	SH		DFND		25	0	0
Palo Alto Networks Inc	COM	697435105	5,080	8,160	SH		SOLE		8,160	0	0
PayPal Holdings Inc	COM	70450Y103	13	112	SH		DFND		112	0	0
PayPal Holdings Inc	COM	70450Y103	1,162	10,046	SH		SOLE		10,046	0	0
Paychex Inc	COM	704326107	683	5,005	SH		DFND		5,005	0	0
Paychex Inc	COM	704326107	583	4,273	SH		SOLE		4,273	0	0
Pfizer Inc	COM	717081103	193	3,736	SH		DFND		3,736	0	0
Pfizer Inc	COM	717081103	3,437	66,384	SH		SOLE		66,384	0	0
Phillips 66	COM	718546104	130	1,503	SH		SOLE		1,503	0	0
Pool Corp	COM	73278L105	440	1,040	SH		SOLE		1,040	0	0
Principal Financial Group Inc	COM	74251V102	103	1,402	SH		SOLE		1,402	0	0
Procter & Gamble Co/The	COM	742718109	8,140	53,275	SH		DFND		53,275	0	0
Procter & Gamble Co/The	COM	742718109	12,300	80,498	SH		SOLE		80,498	0	0
QUALCOMM INC	COM	747525103	2,137	13,983	SH		DFND		13,983	0	0
QUALCOMM INC	COM	747525103	410	2,681	SH		SOLE		2,681	0	0
Quest Diagnostics Inc	COM	74834L100	279	2,039	SH		SOLE		2,039	0	0
ROCKWELL AUTOMATION	COM	773903109	201	717	SH		SOLE		717	0	0
ROPER INDUSTRIES INC	COM	776696106	487	1,031	SH		DFND		1,031	0	0
ROPER INDUSTRIES INC	COM	776696106	466	987	SH		SOLE		987	0	0
Raytheon Technologies Corp	COM	75513E105	310	3,128	SH		SOLE		3,128	0	0
S&P Global Inc	COM	78409V104	2,174	5,300	SH		DFND		5,300	0	0
S&P Global Inc	COM	78409V104	567	1,383	SH		SOLE		1,383	0	0
SALESFORCE.COM INC	COM	79466L302	3	15	SH		DFND		15	0	0
SALESFORCE.COM INC	COM	79466L302	3,264	15,373	SH		SOLE		15,373	0	0
SEI INVESTMENTS	COM	784117103	158	2,628	SH		SOLE		2,628	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	13	150	SH		DFND		150	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	2,898	32,876	SH		SOLE		32,876	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	3	37	SH		DFND		37	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	156	2,037	SH		SOLE		2,037	0	0
SELECT SECTOR SPDR	FINANCIAL	81369Y605	113	2,950	SH		SOLE		2,950	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	148	929	SH		SOLE		929	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	58	775	SH		DFND		775	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	104	1,395	SH		SOLE		1,395	0	0
SEMPRA ENERGY	COM	816851109	105	627	SH		SOLE		627	0	0
SHOPIFY INC	CL A	82509L107	199	294	SH		DFND		294	0	0
SMUCKER(JM)CO	COM NEW	832696405	14	100	SH		DFND		100	0	0
SMUCKER(JM)CO	COM NEW	832696405	135	999	SH		SOLE		999	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	126	697	SH		SOLE		697	0	0
SSGA Funds Management	DJ GLB RL ES ETF	78463X749	2	43	SH		DFND		43	0	0
SSGA Funds Management	DJ GLB RL ES ETF	78463X749	5,573	103,184	SH		SOLE		103,184	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	3,058	6,770	SH		DFND		6,770	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	104,315	230,970	SH		SOLE		230,970	0	0
STARBUCKS CORP	COM	855244109	6	68	SH		DFND		68	0	0
STARBUCKS CORP	COM	855244109	534	5,875	SH		SOLE		5,875	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	856	1,746	SH		DFND		1,746	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	50,178	102,311	SH		SOLE		102,311	0	0
SUNCOR ENERGY INC	COM	867224107	169	5,176	SH		DFND		5,176	0	0
SUNCOR ENERGY INC	COM	867224107	154	4,740	SH		SOLE		4,740	0	0
Schlumberger NV	COM STK	806857108	3	62	SH		DFND		62	0	0
Schlumberger NV	COM STK	806857108	782	18,932	SH		SOLE		18,932	0	0
Southern Co/The	COM	842587107	803	11,073	SH		DFND		11,073	0	0
Southern Co/The	COM	842587107	421	5,804	SH		SOLE		5,804	0	0
Stericycle Inc	COM	858912108	176	2,980	SH		SOLE		2,980	0	0
Stryker Corp	COM	863667101	555	2,075	SH		SOLE		2,075	0	0
T Rowe Price Group Inc	COM	74144T108	8	50	SH		DFND		50	0	0
T Rowe Price Group Inc	COM	74144T108	1,949	12,894	SH		SOLE		12,894	0	0
TEXAS INSTRUMENTS	COM	882508104	252	1,374	SH		SOLE		1,374	0	0
TJX Cos Inc/The	COM	872540109	2,466	40,714	SH		SOLE		40,714	0	0
TRANSDIGM INC	COM	893641100	790	1,213	SH		DFND		1,213	0	0
TRANSDIGM INC	COM	893641100	98	150	SH		SOLE		150	0	0
Target Corp	COM	87612E114	419	1,973	SH		SOLE		1,973	0	0
Teleflex Inc	COM	879369106	169	475	SH		DFND		475	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,725	2,920	SH		DFND		2,920	0	0
Thermo Fisher Scientific Inc	COM	883556102	6,575	11,132	SH		SOLE		11,132	0	0
Trimble Inc	COM	896239100	336	4,662	SH		SOLE		4,662	0	0
Truist Financial Corp	COM	89832Q109	1,500	26,460	SH		SOLE		26,460	0	0
Twilio Inc	CL A	90138F102	372	2,260	SH		DFND		2,260	0	0
Tyler Technologies Inc	COM	902252105	105	237	SH		DFND		237	0	0
Tyler Technologies Inc	COM	902252105	297	668	SH		SOLE		668	0	0
US BANCORP	COM NEW	902973304	1,119	21,058	SH		DFND		21,058	0	0
US BANCORP	COM NEW	902973304	3,056	57,495	SH		SOLE		57,495	0	0
Union Pacific Corp	COM	907818108	11	40	SH		DFND		40	0	0
Union Pacific Corp	COM	907818108	1,362	4,987	SH		SOLE		4,987	0	0
United Rentals Inc	COM	911363109	149	420	SH		SOLE		420	0	0
UnitedHealth Group Inc	COM	91324P102	198	388	SH		SOLE		388	0	0
VANGUARD	S&P 500 ETF SHS	922908363	407	981	SH		SOLE		981	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	122	750	SH		DFND		750	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	122	755	SH		SOLE		755	0	0
VANGUARD GROUP	SHORT TRM BOND	921937827	47	605	SH		DFND		605	0	0
VANGUARD GROUP	SHORT TRM BOND	921937827	65	837	SH		SOLE		837	0	0
VERIZON COMMUN	COM	92343V104	367	7,197	SH		DFND		7,197	0	0
VERIZON COMMUN	COM	92343V104	1,077	21,133	SH		SOLE		21,133	0	0
VISA INC	COM CL A	92826C839	3,231	14,567	SH		DFND		14,567	0	0
VISA INC	COM CL A	92826C839	1,116	5,034	SH		SOLE		5,034	0	0
Vanguard ETF/USA	INTERMED TERM	921937819	114	1,386	SH		SOLE		1,386	0	0
Vanguard ETF/USA	FTSE DEV MKT ETF	921943858	2,644	55,042	SH		SOLE		55,042	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	142	3,075	SH		DFND		3,075	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	4,346	94,203	SH		SOLE		94,203	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	59	542	SH		DFND		542	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	51	470	SH		SOLE		470	0	0
Vanguard ETF/USA	VALUE ETF	922908744	111	751	SH		SOLE		751	0	0
Vanguard ETF/USA	TOTAL STK MKT	922908769	230	1,010	SH		SOLE		1,010	0	0
Vanguard Group Inc/The	TOTAL BND MRKT	921937835	843	10,604	SH		SOLE		10,604	0	0
Vanguard Group Inc/The	LARGE CAP ETF	922908637	119	571	SH		SOLE		571	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	133	800	SH		DFND		800	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	64	389	SH		SOLE		389	0	0
Veeva Systems Inc	CL A COM	922475108	238	1,120	SH		DFND		1,120	0	0
Verisk Analytics Inc	COM	92345Y106	990	4,611	SH		DFND		4,611	0	0
Verisk Analytics Inc	COM	92345Y106	257	1,196	SH		SOLE		1,196	0	0
Voya Investments LLC	CORE S&P MCP ETF	464287507	228	849	SH		SOLE		849	0	0
Vulcan Materials Co	COM	929160109	1,192	6,488	SH		DFND		6,488	0	0
WASTE MANAGEMENT	COM	94106L109	127	800	SH		DFND		800	0	0
WEC Energy Group Inc	COM	92939U106	157	1,574	SH		SOLE		1,574	0	0
WELLS FARGO & CO	COM	949746101	5	100	SH		DFND		100	0	0
WELLS FARGO & CO	COM	949746101	252	5,209	SH		SOLE		5,209	0	0
WEYERHAEUSER CO	COM NEW	962166104	46	1,219	SH		DFND		1,219	0	0
WEYERHAEUSER CO	COM NEW	962166104	73	1,927	SH		SOLE		1,927	0	0
WILLSCOT MOBIL MINI HL	COM CL A	971378104	494	12,635	SH		DFND		12,635	0	0
WILLSCOT MOBIL MINI HL	COM CL A	971378104	16	420	SH		SOLE		420	0	0
WW Grainger Inc	COM	384802104	1,936	3,753	SH		SOLE		3,753	0	0
Walgreens Boots Alliance Inc	COM	931427108	115	2,575	SH		SOLE		2,575	0	0
Walmart Inc	COM	931142103	86	575	SH		DFND		575	0	0
Walmart Inc	COM	931142103	705	4,736	SH		SOLE		4,736	0	0
Walt Disney Co/The	COM	254687106	238	1,734	SH		DFND		1,734	0	0
Walt Disney Co/The	COM	254687106	3,916	28,553	SH		SOLE		28,553	0	0
Waste Connections Inc	COM	94106B101	1,657	11,862	SH		DFND		11,862	0	0
Waste Connections Inc	COM	94106B101	157	1,122	SH		SOLE		1,122	0	0
Werner Enterprises Inc	COM	950755108	103	2,500	SH		DFND		2,500	0	0
Xcel Energy Inc	COM	98389B100	364	5,038	SH		DFND		5,038	0	0
Xcel Energy Inc	COM	98389B100	29	399	SH		SOLE		399	0	0
YUM BRANDS INC	COM	988498101	381	3,213	SH		SOLE		3,213	0	0
ZIMMER HLDGS INC	COM	98956P102	3,283	25,665	SH		SOLE		25,665	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	212	1,979	SH		SOLE		1,979	0	0