Hills Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	136,650	1,250	SH		DFND		1,250	0	0
3M Co	COM	88579Y101	92,375	845	SH		SOLE		845	0	0
ADVANCED MICRO DEV	COM	007903107	890,062	6,038	SH		SOLE		6,038	0	0
ALPHABET INC	CAP STK CL A	02079K305	5,588	40	SH		DFND		40	0	0
ALPHABET INC	CAP STK CL A	02079K305	362,076	2,592	SH		SOLE		2,592	0	0
ALTRIA GROUP INC	COM	02209S103	208,396	5,166	SH		DFND		5,166	0	0
ALTRIA GROUP INC	COM	02209S103	86,207	2,137	SH		SOLE		2,137	0	0
AMER EXPRESS CO	COM	025816109	661,310	3,530	SH		SOLE		3,530	0	0
ANALOG DEVICES INC	COM	032654105	1,881,952	9,478	SH		SOLE		9,478	0	0
ANSYS, INC.	COM	03662Q105	2,531,814	6,977	SH		DFND		6,977	0	0
ANSYS, INC.	COM	03662Q105	879,258	2,423	SH		SOLE		2,423	0	0
APPLIED MATERIALS	COM	038222105	111,180	686	SH		SOLE		686	0	0
AT&T INC	COM	00206R102	51,531	3,071	SH		DFND		3,071	0	0
AT&T INC	COM	00206R102	958,272	57,108	SH		SOLE		57,108	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,256,640	5,394	SH		SOLE		5,394	0	0
AbbVie Inc	COM	00287Y109	24,950	161	SH		DFND		161	0	0
AbbVie Inc	COM	00287Y109	739,052	4,769	SH		SOLE		4,769	0	0
Abbott Laboratories	COM	002824100	4,513	41	SH		DFND		41	0	0
Abbott Laboratories	COM	002824100	4,778,799	43,416	SH		SOLE		43,416	0	0
Accenture PLC	SHS CLASS A	G1151C101	868,853	2,476	SH		SOLE		2,476	0	0
Adobe Inc	COM	00724F101	1,764,146	2,957	SH		SOLE		2,957	0	0
Aflac Inc	COM	001055102	666,105	8,074	SH		SOLE		8,074	0	0
Akamai Technologies Inc	COM	00971T101	177,525	1,500	SH		DFND		1,500	0	0
Akamai Technologies Inc	COM	00971T101	60,832	514	SH		SOLE		514	0	0
Alliant Energy Corp	COM	018802108	2,073,033	40,410	SH		DFND		40,410	0	0
Alliant Energy Corp	COM	018802108	210,946	4,112	SH		SOLE		4,112	0	0
Allstate Corp/The	COM	020002101	451,156	3,223	SH		DFND		3,223	0	0
Allstate Corp/The	COM	020002101	471,453	3,368	SH		SOLE		3,368	0	0
Alphabet Inc	CAP STK CL C	02079K107	1,602,515	11,371	SH		DFND		11,371	0	0
Alphabet Inc	CAP STK CL C	02079K107	17,327,062	122,948	SH		SOLE		122,948	0	0
Amazon.com Inc	COM	023135106	2,032,198	13,375	SH		DFND		13,375	0	0
Amazon.com Inc	COM	023135106	8,323,729	54,783	SH		SOLE		54,783	0	0
American Tower Corp	COM	03027X100	1,330,037	6,161	SH		DFND		6,161	0	0
American Tower Corp	COM	03027X100	3,860,366	17,882	SH		SOLE		17,882	0	0
American Water Works Co Inc	COM	030420103	396	3	SH		DFND		3	0	0
American Water Works Co Inc	COM	030420103	138,458	1,049	SH		SOLE		1,049	0	0
Ameriprise Financial Inc	COM	03076C106	364,257	959	SH		SOLE		959	0	0
Amgen Inc	COM	031162100	115,208	400	SH		DFND		400	0	0
Amgen Inc	COM	031162100	61,636	214	SH		SOLE		214	0	0
Aon PLC	SHS CL A	G0403H108	639,662	2,198	SH		SOLE		2,198	0	0
Apple Inc	COM	037833100	708,703	3,681	SH		DFND		3,681	0	0
Apple Inc	COM	037833100	27,428,016	142,461	SH		SOLE		142,461	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	114,428	1,699	SH		SOLE		1,699	0	0
BECTON DICKINSON	COM	075887109	10,729	44	SH		DFND		44	0	0
BECTON DICKINSON	COM	075887109	1,776,302	7,285	SH		SOLE		7,285	0	0
BERKSHIRE HATHAWAY	CL A	084670108	1,085,250	2	SH		DFND		2	0	0
BERKSHIRE HATHAWAY	CL A	084670108	1,627,875	3	SH		SOLE		3	0	0
BK OF AMERICA CORP	COM	060505104	70,707	2,100	SH		DFND		2,100	0	0
BK OF AMERICA CORP	COM	060505104	170,303	5,058	SH		SOLE		5,058	0	0
BOEING CO	COM	097023105	2,607	10	SH		DFND		10	0	0
BOEING CO	COM	097023105	2,380,086	9,131	SH		SOLE		9,131	0	0
BP PLC	SPONSORED ADR	055622104	53,100	1,500	SH		DFND		1,500	0	0
BP PLC	SPONSORED ADR	055622104	121,599	3,435	SH		SOLE		3,435	0	0
BRISTOL-MYRS SQUIB	COM	110122108	872	17	SH		DFND		17	0	0
BRISTOL-MYRS SQUIB	COM	110122108	2,063,329	40,213	SH		SOLE		40,213	0	0
Bath & Body Works Inc	COM	070830104	989,011	22,915	SH		SOLE		22,915	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	818,178	2,294	SH		DFND		2,294	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	944,792	2,649	SH		SOLE		2,649	0	0
Bio-Techne Corp	COM	09073M104	1,065,117	13,804	SH		DFND		13,804	0	0
Bio-Techne Corp	COM	09073M104	385,800	5,000	SH		SOLE		5,000	0	0
Biogen Inc	COM	09062X103	518	2	SH		DFND		2	0	0
Biogen Inc	COM	09062X103	1,039,738	4,018	SH		SOLE		4,018	0	0
BlackLine Inc	COM	09239B109	365,274	5,850	SH		DFND		5,850	0	0
BlackLine Inc	COM	09239B109	118,636	1,900	SH		SOLE		1,900	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	771,283	10,236	SH		DFND		10,236	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	12,386,485	164,386	SH		SOLE		164,386	0	0
BlackRock Fund Advisors	RUS MD CP GR ETF	464287481	158,048	1,513	SH		SOLE		1,513	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	281,307	1,015	SH		SOLE		1,015	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	375,952	3,473	SH		DFND		3,473	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	7,542,319	69,675	SH		SOLE		69,675	0	0
BlackRock Fund Advisors	MSCI KLD400 SOC	464288570	662,662	7,278	SH		SOLE		7,278	0	0
BlackRock Fund Advisors	U.S. INSRNCE ETF	464288786	12,215	122	SH		DFND		122	0	0
BlackRock Fund Advisors	U.S. INSRNCE ETF	464288786	1,533,511	15,316	SH		SOLE		15,316	0	0
BlackRock Fund Advisors	MSCI USA ESG SLC	464288802	663,366	6,600	SH		SOLE		6,600	0	0
BlackRock Fund Advisors	US HLTHCR PR ETF	464288828	4,726	18	SH		DFND		18	0	0
BlackRock Fund Advisors	US HLTHCR PR ETF	464288828	1,987,502	7,570	SH		SOLE		7,570	0	0
BlackRock Fund Advisors	CORE MSCI EMKT	46434G103	592,089	11,706	SH		SOLE		11,706	0	0
BlackRock Fund Advisors	IBONDS DEC25 ETF	46434VBD1	202,685	8,186	SH		SOLE		8,186	0	0
BlackRock Fund Advisors	ESG AWARE MSCI	46435U663	285,759	7,518	SH		SOLE		7,518	0	0
BlackRock Fund Advisors	IBONDS 26 TRM TS	46436E858	175,001	7,657	SH		SOLE		7,657	0	0
BlackRock Inc	COM	09247X101	1,548,914	1,908	SH		SOLE		1,908	0	0
Blackstone Inc	COM	09260D107	1,977,547	15,105	SH		SOLE		15,105	0	0
CBRE Group Inc	CL A	12504L109	1,154,130	12,398	SH		DFND		12,398	0	0
CBRE Group Inc	CL A	12504L109	296,957	3,190	SH		SOLE		3,190	0	0
CDW Corp/DE	COM	12514G108	1,373,695	6,043	SH		SOLE		6,043	0	0
CINTAS CORP	COM	172908105	132,585	220	SH		SOLE		220	0	0
CISCO SYSTEMS	COM	17275R102	231,129	4,575	SH		DFND		4,575	0	0
CISCO SYSTEMS	COM	17275R102	2,190,598	43,361	SH		SOLE		43,361	0	0
COGNIZANT TECHNOLO	CL A	192446102	603,334	7,988	SH		SOLE		7,988	0	0
CONOCOPHILLIPS	COM	20825C104	496,199	4,275	SH		SOLE		4,275	0	0
CVS Health Corp	COM	126650100	6,633	84	SH		DFND		84	0	0
CVS Health Corp	COM	126650100	4,459,819	56,482	SH		SOLE		56,482	0	0
CarMax Inc	COM	143130102	412,938	5,381	SH		DFND		5,381	0	0
CarMax Inc	COM	143130102	57,632	751	SH		SOLE		751	0	0
Caterpillar Inc	COM	149123101	29,567	100	SH		DFND		100	0	0
Caterpillar Inc	COM	149123101	174,741	591	SH		SOLE		591	0	0
Cboe Global Markets Inc	COM	12503M108	2,084,688	11,675	SH		DFND		11,675	0	0
Cencora Inc	COM	03073E105	1,395,762	6,796	SH		SOLE		6,796	0	0
Charles Schwab Corp/The	COM	808513105	4,266	62	SH		DFND		62	0	0
Charles Schwab Corp/The	COM	808513105	1,152,469	16,751	SH		SOLE		16,751	0	0
Charles Schwab Investment Management Inc	US BRD MKT ETF	808524102	556,700	10,000	SH		SOLE		10,000	0	0
Chevron Corp	COM	166764100	149,160	1,000	SH		DFND		1,000	0	0
Chevron Corp	COM	166764100	4,412,153	29,580	SH		SOLE		29,580	0	0
Chipotle Mexican Grill Inc	COM	169656105	3,585,953	1,568	SH		SOLE		1,568	0	0
Cigna Group/The	COM	125523100	105,406	352	SH		DFND		352	0	0
Cigna Group/The	COM	125523100	493,194	1,647	SH		SOLE		1,647	0	0
Cincinnati Financial Corp	COM	172062101	103,460	1,000	SH		SOLE		1,000	0	0
Clorox Co/The	COM	189054109	3,565	25	SH		DFND		25	0	0
Clorox Co/The	COM	189054109	321,540	2,255	SH		SOLE		2,255	0	0
CoStar Group Inc	COM	22160N109	596,786	6,829	SH		DFND		6,829	0	0
CoStar Group Inc	COM	22160N109	163,332	1,869	SH		SOLE		1,869	0	0
Coca-Cola Co/The	COM	191216100	1,505,308	25,544	SH		SOLE		25,544	0	0
Comcast Corp	CL A	20030N101	245,604	5,601	SH		DFND		5,601	0	0
Comcast Corp	CL A	20030N101	2,894,670	66,013	SH		SOLE		66,013	0	0
Consolidated Edison Inc	COM	209115104	100,067	1,100	SH		DFND		1,100	0	0
Consolidated Edison Inc	COM	209115104	25,017	275	SH		SOLE		275	0	0
Constellation Brands Inc	CL A	21036P108	297,111	1,229	SH		SOLE		1,229	0	0
Copart Inc	COM	217204106	545,566	11,134	SH		SOLE		11,134	0	0
Costco Wholesale Corp	COM	22160K105	21,123	32	SH		DFND		32	0	0
Costco Wholesale Corp	COM	22160K105	5,808,704	8,800	SH		SOLE		8,800	0	0
Crowdstrike Holdings Inc	CL A	22788C105	509,363	1,995	SH		DFND		1,995	0	0
Crowdstrike Holdings Inc	CL A	22788C105	52,085	204	SH		SOLE		204	0	0
DEERE & CO	COM	244199105	89,971	225	SH		DFND		225	0	0
DEERE & CO	COM	244199105	3,170,169	7,928	SH		SOLE		7,928	0	0
DIAGEO	SPON ADR NEW	25243Q205	168,529	1,157	SH		SOLE		1,157	0	0
DISCOVER FINL SVCS	COM	254709108	182,875	1,627	SH		DFND		1,627	0	0
DISCOVER FINL SVCS	COM	254709108	12,701	113	SH		SOLE		113	0	0
DUKE ENERGY CORP	COM NEW	26441C204	415,331	4,280	SH		DFND		4,280	0	0
DUKE ENERGY CORP	COM NEW	26441C204	93,061	959	SH		SOLE		959	0	0
DWS Xtrackers ETFs/USA	XTRACKRS S&P 500	23306X407	129,114	4,510	SH		SOLE		4,510	0	0
Danaher Corp	COM	235851102	1,980,270	8,560	SH		DFND		8,560	0	0
Danaher Corp	COM	235851102	2,439,712	10,546	SH		SOLE		10,546	0	0
Danaher Corp	None	92338C103	883,390	10,739	SH		DFND		10,739	0	0
Danaher Corp	None	92338C103	282,316	3,432	SH		SOLE		3,432	0	0
Dimensional ETF Trust	US CORE EQUITY 2	25434V708	238,078	8,145	SH		SOLE		8,145	0	0
Donaldson Co Inc	COM	257651109	8,496	130	SH		DFND		130	0	0
Donaldson Co Inc	COM	257651109	1,621,726	24,816	SH		SOLE		24,816	0	0
Dover Corp	COM	260003108	207,644	1,350	SH		SOLE		1,350	0	0
DuPont de Nemours Inc	COM	26614N102	971,010	12,622	SH		SOLE		12,622	0	0
EBAY INC	COM	278642103	153,630	3,522	SH		SOLE		3,522	0	0
ECOLAB INC	COM	278865100	1,214,100	6,121	SH		DFND		6,121	0	0
ECOLAB INC	COM	278865100	576,008	2,904	SH		SOLE		2,904	0	0
EL PASO ENERGY CAP TRST	PFD CV TR SEC 28	283678209	419,614	8,909	SH		SOLE		8,909	0	0
EMERSON ELECTRIC	COM	291011104	291,990	3,000	SH		DFND		3,000	0	0
EMERSON ELECTRIC	COM	291011104	413,361	4,247	SH		SOLE		4,247	0	0
EOG Resources Inc	COM	26875P101	7,499	62	SH		DFND		62	0	0
EOG Resources Inc	COM	26875P101	2,004,142	16,570	SH		SOLE		16,570	0	0
ESTEE LAUDER COS	CL A	518439104	3,656	25	SH		DFND		25	0	0
ESTEE LAUDER COS	CL A	518439104	397,069	2,715	SH		SOLE		2,715	0	0
EXPEDTRS INTL WASH	COM	302130109	203,393	1,599	SH		SOLE		1,599	0	0
Eaton Corp PLC	SHS	G29183103	227,575	945	SH		SOLE		945	0	0
Edwards Lifesciences Corp	COM	28176E108	369,508	4,846	SH		SOLE		4,846	0	0
Eli Lilly & Co	COM	532457108	14,573	25	SH		DFND		25	0	0
Eli Lilly & Co	COM	532457108	1,818,710	3,120	SH		SOLE		3,120	0	0
Eversource Energy	COM	30040W108	437,224	7,084	SH		DFND		7,084	0	0
Eversource Energy	COM	30040W108	3,827	62	SH		SOLE		62	0	0
Exxon Mobil Corp	COM	30231G102	626,875	6,270	SH		DFND		6,270	0	0
Exxon Mobil Corp	COM	30231G102	4,326,535	43,274	SH		SOLE		43,274	0	0
FACEBOOK INC	CL A	30303M102	20,176	57	SH		DFND		57	0	0
FACEBOOK INC	CL A	30303M102	4,807,131	13,581	SH		SOLE		13,581	0	0
FEDEX CORP	COM	31428X106	159,877	632	SH		SOLE		632	0	0
FISERV INC	COM	337738108	28,162	212	SH		DFND		212	0	0
FISERV INC	COM	337738108	6,712,272	50,529	SH		SOLE		50,529	0	0
FREEPORT-MCMOR C&G	CL B	35671D857	1,041,986	24,477	SH		SOLE		24,477	0	0
Fastenal Co	COM	311900104	3,820,782	58,990	SH		DFND		58,990	0	0
Fastenal Co	COM	311900104	9,574,366	147,821	SH		SOLE		147,821	0	0
Fortive Corp	COM	34959J108	110,003	1,494	SH		DFND		1,494	0	0
Fortive Corp	COM	34959J108	222,068	3,016	SH		SOLE		3,016	0	0
GE HealthCare Technologies Inc	COMMON STOCK	36266G107	1,546	20	SH		DFND		20	0	0
GE HealthCare Technologies Inc	COMMON STOCK	36266G107	120,774	1,562	SH		SOLE		1,562	0	0
GEN DYNAMICS CORP	COM	369550108	2,597	10	SH		DFND		10	0	0
GEN DYNAMICS CORP	COM	369550108	1,726,806	6,650	SH		SOLE		6,650	0	0
GENERAL MILLS INC	COM	370334104	249,551	3,831	SH		SOLE		3,831	0	0
GSK PLC	SPONSORED ADR	37733W204	788,785	21,284	SH		SOLE		21,284	0	0
General Electric Co	COM NEW	369604301	7,913	62	SH		DFND		62	0	0
General Electric Co	COM NEW	369604301	623,855	4,888	SH		SOLE		4,888	0	0
Genuine Parts Co	COM	372460105	138,500	1,000	SH		DFND		1,000	0	0
Guidewire Software Inc	COM	40171V100	370,082	3,394	SH		DFND		3,394	0	0
Guidewire Software Inc	COM	40171V100	18,319	168	SH		SOLE		168	0	0
HALLIBURTON	COM	406216101	1,350,022	37,345	SH		SOLE		37,345	0	0
HEICO Corp	CL A	422806208	804,644	5,649	SH		DFND		5,649	0	0
HEICO Corp	CL A	422806208	61,534	432	SH		SOLE		432	0	0
HERSHEY CO (THE)	COM	427866108	189,050	1,014	SH		SOLE		1,014	0	0
Heartland Express Inc	COM	422347104	185,737	13,025	SH		DFND		25	0	13,000
Heartland Express Inc	COM	422347104	714,055	50,074	SH		SOLE		50,074	0	0
Home Depot Inc/The	COM	437076102	142,779	412	SH		DFND		412	0	0
Home Depot Inc/The	COM	437076102	11,544,274	33,312	SH		SOLE		33,312	0	0
Honeywell International Inc	COM	438516106	2,097	10	SH		DFND		10	0	0
Honeywell International Inc	COM	438516106	2,064,595	9,845	SH		SOLE		9,845	0	0
Hormel Foods Corp	COM	440452100	214,077	6,667	SH		SOLE		6,667	0	0
Howard Hughes Holdings Inc	None	44267T102	378,217	4,421	SH		DFND		4,421	0	0
IDEXX Laboratories Inc	COM	45168D104	346,351	624	SH		DFND		624	0	0
IDEXX Laboratories Inc	COM	45168D104	610,555	1,100	SH		SOLE		1,100	0	0
ILLINOIS TOOL WKS	COM	452308109	219,244	837	SH		DFND		837	0	0
ILLINOIS TOOL WKS	COM	452308109	6,877,235	26,255	SH		SOLE		26,255	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	18,879	147	SH		DFND		147	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	7,726,991	60,165	SH		SOLE		60,165	0	0
INTL BUSINESS MCHN	COM	459200101	1,636	10	SH		DFND		10	0	0
INTL BUSINESS MCHN	COM	459200101	2,377,036	14,534	SH		SOLE		14,534	0	0
ISHARES	SELECT DIVID ETF	464287168	260,346	2,221	SH		SOLE		2,221	0	0
ISHARES	CORE S&P500 ETF	464287200	281,324	589	SH		SOLE		589	0	0
ISHARES	S&P 500 VAL ETF	464287408	237,186	1,364	SH		SOLE		1,364	0	0
ISHARES	CORE MSCI EAFE	46432F842	454,320	6,458	SH		SOLE		6,458	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	568,328	14,134	SH		SOLE		14,134	0	0
ISHARES TRUST	TIPS BD ETF	464287176	109,102	1,015	SH		DFND		1,015	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	119,806	725	SH		DFND		725	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	116,720	385	SH		SOLE		385	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	445,674	4,111	SH		SOLE		4,111	0	0
Illumina Inc	COM	452327109	473,834	3,403	SH		DFND		3,403	0	0
Illumina Inc	COM	452327109	126,708	910	SH		SOLE		910	0	0
Intel Corp	COM	458140100	570,840	11,360	SH		DFND		11,360	0	0
Intel Corp	COM	458140100	2,297,028	45,712	SH		SOLE		45,712	0	0
Intuit Inc	COM	461202103	379,393	607	SH		DFND		607	0	0
Intuit Inc	COM	461202103	2,500	4	SH		SOLE		4	0	0
Intuitive Surgical Inc	COM NEW	46120E602	2,184,743	6,476	SH		DFND		6,476	0	0
Intuitive Surgical Inc	COM NEW	46120E602	638,622	1,893	SH		SOLE		1,893	0	0
Invesco Capital Management LLC	S&P500 EQL WGT	46137V357	239,856	1,520	SH		SOLE		1,520	0	0
Invesco Capital Management LLC	BIOTECHNOLOGY	46137V787	3,292	50	SH		DFND		50	0	0
Invesco Capital Management LLC	BIOTECHNOLOGY	46137V787	463,250	7,036	SH		SOLE		7,036	0	0
Invesco Capital Management LLC	BULSHS 2024 CB	46138J841	200,183	9,585	SH		SOLE		9,585	0	0
Invesco ETFs/USA	UNIT SER 1	46090E103	117,123	286	SH		SOLE		286	0	0
Invesco ETFs/USA	BULSHS 2029 MUNI	46138J478	5,549,871	236,215	SH		SOLE		236,215	0	0
Invesco ETFs/USA	BULSHS 2025 MUNI	46138J528	147,826	6,025	SH		SOLE		6,025	0	0
Invesco ETFs/USA	INVSCO BLSH 28	46138J643	6,104	301	SH		DFND		301	0	0
Invesco ETFs/USA	INVSCO BLSH 28	46138J643	17,722,104	873,871	SH		SOLE		872,827	0	1,044
Invesco ETFs/USA	BULSHS 2027 CB	46138J783	6,051	311	SH		DFND		311	0	0
Invesco ETFs/USA	BULSHS 2027 CB	46138J783	18,221,925	936,619	SH		SOLE		935,544	0	1,075
Invesco ETFs/USA	BULSHS 2026 CB	46138J791	8,087	419	SH		DFND		419	0	0
Invesco ETFs/USA	BULSHS 2026 CB	46138J791	35,251,180	1,826,486	SH		SOLE		1,825,419	0	1,067
JP Morgan ETFs/USA	INTL BD OPP ETF	46641Q852	9,949,018	208,182	SH		SOLE		208,182	0	0
JPMorgan Chase & Co	COM	46625H100	58,174	342	SH		DFND		342	0	0
JPMorgan Chase & Co	COM	46625H100	10,648,600	62,602	SH		SOLE		62,602	0	0
Johnson & Johnson	COM	478160104	627,430	4,003	SH		DFND		4,003	0	0
Johnson & Johnson	COM	478160104	4,889,975	31,198	SH		SOLE		31,198	0	0
KIMBERLY-CLARK CP	COM	494368103	60,755	500	SH		DFND		500	0	0
KIMBERLY-CLARK CP	COM	494368103	128,801	1,060	SH		SOLE		1,060	0	0
KLA Corp	COM NEW	482480100	2,886,155	4,965	SH		SOLE		4,965	0	0
KRAFT FOODS INC	CL A	609207105	306,958	4,238	SH		DFND		4,238	0	0
KRAFT FOODS INC	CL A	609207105	3,292,740	45,461	SH		SOLE		45,461	0	0
Kinsale Capital Group Inc	COM	49714P108	342,278	1,022	SH		DFND		1,022	0	0
LKQ Corp	COM	501889208	188,197	3,938	SH		SOLE		3,938	0	0
LOWE'S COS INC	COM	548661107	20,920	94	SH		DFND		94	0	0
LOWE'S COS INC	COM	548661107	304,003	1,366	SH		SOLE		1,366	0	0
Lockheed Martin Corp	COM	539830109	287,354	634	SH		SOLE		634	0	0
MARSH & MCLENNAN	COM	571748102	2,842	15	SH		DFND		15	0	0
MARSH & MCLENNAN	COM	571748102	1,900,574	10,031	SH		SOLE		10,031	0	0
MASTERCARD INC	CL A	57636Q104	1,424,117	3,339	SH		DFND		3,339	0	0
MASTERCARD INC	CL A	57636Q104	6,111,462	14,329	SH		SOLE		14,329	0	0
MCDONALD'S CORP	COM	580135101	19,273	65	SH		DFND		65	0	0
MCDONALD'S CORP	COM	580135101	7,270,722	24,521	SH		SOLE		24,521	0	0
MICROSOFT CORP	COM	594918104	2,107,328	5,604	SH		DFND		5,604	0	0
MICROSOFT CORP	COM	594918104	28,243,988	75,109	SH		SOLE		75,109	0	0
MOODYS CORP	COM	615369105	684,261	1,752	SH		DFND		1,752	0	0
MOODYS CORP	COM	615369105	601,853	1,541	SH		SOLE		1,541	0	0
MORGAN STANLEY	COM NEW	617446448	305,953	3,281	SH		DFND		3,281	0	0
MORGAN STANLEY	COM NEW	617446448	371,788	3,987	SH		SOLE		3,987	0	0
Markel Group Inc	COM	570535104	904,476	637	SH		DFND		637	0	0
Markel Group Inc	COM	570535104	232,864	164	SH		SOLE		164	0	0
Masco Corp	COM	574599106	1,675	25	SH		DFND		25	0	0
Masco Corp	COM	574599106	1,120,776	16,733	SH		SOLE		16,733	0	0
Matador Resources Co	COM	576485205	85,290	1,500	SH		DFND		1,500	0	0
Matador Resources Co	COM	576485205	398,020	7,000	SH		SOLE		7,000	0	0
Merck & Co Inc	COM	58933Y105	12,537	115	SH		DFND		115	0	0
Merck & Co Inc	COM	58933Y105	175,195	1,607	SH		SOLE		1,607	0	0
Microchip Technology Inc	COM	595017104	125,440	1,391	SH		SOLE		1,391	0	0
MidWestOne Financial Group Inc	COM	598511103	132,532	4,925	SH		DFND		4,925	0	0
MidWestOne Financial Group Inc	COM	598511103	24,219	900	SH		SOLE		900	0	0
Middleby Corp/The	COM	596278101	632,831	4,300	SH		SOLE		4,300	0	0
Monolithic Power Systems Inc	COM	609839105	154,541	245	SH		DFND		245	0	0
NEXTERA ENERGY	COM	65339F101	952,950	15,689	SH		SOLE		15,689	0	0
NIKE INC	CL B	654106103	15,091	139	SH		DFND		139	0	0
NIKE INC	CL B	654106103	6,289,243	57,928	SH		SOLE		57,928	0	0
NVIDIA Corp	COM	67066G104	34,665	70	SH		DFND		70	0	0
NVIDIA Corp	COM	67066G104	14,068,210	28,408	SH		SOLE		28,408	0	0
Norfolk Southern Corp	COM	655844108	2,837	12	SH		DFND		12	0	0
Norfolk Southern Corp	COM	655844108	3,060,175	12,946	SH		SOLE		12,946	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	25,348	619	SH		DFND		619	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	42,331,407	1,033,734	SH		SOLE		1,033,734	0	0
Northern Trust Investments Inc	GLB QLT R/E IDX	33939L787	446	8	SH		DFND		8	0	0
Northern Trust Investments Inc	GLB QLT R/E IDX	33939L787	9,302,409	166,772	SH		SOLE		166,772	0	0
Novartis AG	SPONSORED ADR	66987V109	2,524	25	SH		DFND		25	0	0
Novartis AG	SPONSORED ADR	66987V109	145,195	1,438	SH		SOLE		1,438	0	0
ORACLE CORP	COM	68389X105	458,621	4,350	SH		DFND		4,350	0	0
ORACLE CORP	COM	68389X105	3,559,422	33,761	SH		SOLE		33,761	0	0
Old Dominion Freight Line Inc	COM	679580100	352,637	870	SH		DFND		870	0	0
Old Dominion Freight Line Inc	COM	679580100	34,048	84	SH		SOLE		84	0	0
PEPSICO INC	COM	713448108	54,009	318	SH		DFND		318	0	0
PEPSICO INC	COM	713448108	6,077,045	35,781	SH		SOLE		35,781	0	0
PHILIP MORRIS INTL	COM	718172109	462,968	4,921	SH		DFND		4,921	0	0
PHILIP MORRIS INTL	COM	718172109	250,535	2,663	SH		SOLE		2,663	0	0
Palo Alto Networks Inc	COM	697435105	26,834	91	SH		DFND		91	0	0
Palo Alto Networks Inc	COM	697435105	6,626,248	22,471	SH		SOLE		22,471	0	0
PayPal Holdings Inc	COM	70450Y103	6,878	112	SH		DFND		112	0	0
PayPal Holdings Inc	COM	70450Y103	490,543	7,988	SH		SOLE		7,988	0	0
Paychex Inc	COM	704326107	584,235	4,905	SH		DFND		4,905	0	0
Paychex Inc	COM	704326107	508,957	4,273	SH		SOLE		4,273	0	0
Pfizer Inc	COM	717081103	107,559	3,736	SH		DFND		3,736	0	0
Pfizer Inc	COM	717081103	1,914,276	66,491	SH		SOLE		66,491	0	0
Pfizer Inc	CL A	98978V103	175,659	890	SH		DFND		890	0	0
Phillips 66	COM	718546104	343,634	2,581	SH		SOLE		2,581	0	0
Pool Corp	COM	73278L105	409,076	1,026	SH		SOLE		1,026	0	0
Principal Financial Group Inc	COM	74251V102	110,295	1,402	SH		SOLE		1,402	0	0
Procter & Gamble Co/The	COM	742718109	6,872,433	46,898	SH		DFND		46,898	0	0
Procter & Gamble Co/The	COM	742718109	12,134,684	82,808	SH		SOLE		82,808	0	0
QUALCOMM Inc	COM	747525103	1,498,367	10,360	SH		DFND		10,360	0	0
QUALCOMM Inc	COM	747525103	452,837	3,131	SH		SOLE		3,131	0	0
Quanta Services Inc	COM	74762E102	132,933	616	SH		SOLE		616	0	0
Quest Diagnostics Inc	COM	74834L100	246,805	1,790	SH		SOLE		1,790	0	0
ROCKWELL AUTOMATION	COM	773903109	222,614	717	SH		SOLE		717	0	0
ROPER INDUSTRIES INC	COM	776696106	533,721	979	SH		SOLE		979	0	0
RTX Corp	COM	75513E101	258,983	3,078	SH		SOLE		3,078	0	0
S&P Global Inc	COM	78409V104	2,121,544	4,816	SH		DFND		4,816	0	0
S&P Global Inc	COM	78409V104	761,219	1,728	SH		SOLE		1,728	0	0
SALESFORCE.COM INC	COM	79466L302	3,947	15	SH		DFND		15	0	0
SALESFORCE.COM INC	COM	79466L302	4,398,648	16,716	SH		SOLE		16,716	0	0
SEI INVESTMENTS	COM	784117103	115,725	1,821	SH		SOLE		1,821	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	19,845	232	SH		DFND		232	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	2,582,453	30,190	SH		SOLE		30,190	0	0
SELECT SECTOR SPDR	SBI CONS STPLS	81369Y308	1,327,153	18,425	SH		SOLE		18,425	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	49,081	775	SH		DFND		775	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	771,929	12,189	SH		SOLE		12,189	0	0
SSGA FUNDS MANAGEMENT INC	PRTFLO S&P500 VL	78464A508	7,671,288	164,514	SH		SOLE		164,514	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO S&P400	78464A847	3,508	72	SH		DFND		72	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO S&P400	78464A847	14,964,007	307,143	SH		SOLE		307,143	0	0
SSGA Funds Management	DJ GLB RL ES ETF	78463X749	10,359	237	SH		DFND		237	0	0
SSGA Funds Management	DJ GLB RL ES ETF	78463X749	8,233,128	188,358	SH		SOLE		188,358	0	0
SSgA Funds Management Inc	PORTFOLIO S&P500	78464A854	1,496,331	26,768	SH		SOLE		26,768	0	0
STARBUCKS CORP	COM	855244109	6,529	68	SH		DFND		68	0	0
STARBUCKS CORP	COM	855244109	287,358	2,993	SH		SOLE		2,993	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	899,585	1,773	SH		DFND		1,773	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	61,064,705	120,353	SH		SOLE		120,353	0	0
SUNCOR ENERGY INC	COM	867224107	165,839	5,176	SH		DFND		5,176	0	0
SUNCOR ENERGY INC	COM	867224107	151,806	4,738	SH		SOLE		4,738	0	0
Schlumberger NV	COM STK	806857108	1,665	32	SH		DFND		32	0	0
Schlumberger NV	COM STK	806857108	1,751,458	33,656	SH		SOLE		33,656	0	0
Sherwin-Williams Co/The	COM	824348106	271,665	871	SH		DFND		871	0	0
Sherwin-Williams Co/The	COM	824348106	83,277	267	SH		SOLE		267	0	0
SiteOne Landscape Supply Inc	COM	82982L103	254,475	1,566	SH		DFND		1,566	0	0
Southern Co/The	COM	842587107	776,439	11,073	SH		DFND		11,073	0	0
Southern Co/The	COM	842587107	391,199	5,579	SH		SOLE		5,579	0	0
State Street ETF/USA	TR UNIT	78462F103	3,645,628	7,670	SH		DFND		7,670	0	0
State Street ETF/USA	TR UNIT	78462F103	102,229,199	215,079	SH		SOLE		215,079	0	0
State Street Global Advisors Inc	S&P GBLINF ETF	78463X855	15,031	281	SH		DFND		281	0	0
State Street Global Advisors Inc	S&P GBLINF ETF	78463X855	9,912,178	185,309	SH		SOLE		185,309	0	0
State Street Global Advisors Inc	S&P 500 ESG ETF	78468R531	109,309	2,366	SH		SOLE		2,366	0	0
Stericycle Inc	COM	858912108	146,648	2,959	SH		SOLE		2,959	0	0
Stryker Corp	COM	863667101	585,744	1,956	SH		SOLE		1,956	0	0
T Rowe Price Group Inc	COM	74144T108	1,211,836	11,253	SH		SOLE		11,253	0	0
TEXAS INSTRUMENTS	COM	882508104	122,049	716	SH		SOLE		716	0	0
TJX Cos Inc/The	COM	872540109	469	5	SH		DFND		5	0	0
TJX Cos Inc/The	COM	872540109	3,965,067	42,267	SH		SOLE		42,267	0	0
TRANSDIGM INC	COM	893641100	1,151,201	1,138	SH		DFND		1,138	0	0
TRANSDIGM INC	COM	893641100	221,540	219	SH		SOLE		219	0	0
Target Corp	COM	87612E106	997	7	SH		DFND		7	0	0
Target Corp	COM	87612E106	167,344	1,175	SH		SOLE		1,175	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,199,585	2,260	SH		DFND		2,260	0	0
Thermo Fisher Scientific Inc	COM	883556102	5,316,393	10,016	SH		SOLE		10,016	0	0
Trimble Inc	COM	896239100	219,290	4,122	SH		SOLE		4,122	0	0
Truist Financial Corp	COM	89832Q109	1,562,085	42,310	SH		SOLE		42,310	0	0
Tyler Technologies Inc	COM	902252105	275,541	659	SH		SOLE		659	0	0
US Bancorp	COM NEW	902973304	647,382	14,958	SH		DFND		14,958	0	0
US Bancorp	COM NEW	902973304	6,400,160	147,878	SH		SOLE		147,878	0	0
Uber Technologies Inc	COM	90353T100	145,182	2,358	SH		SOLE		2,358	0	0
Union Pacific Corp	COM	907818108	9,825	40	SH		DFND		40	0	0
Union Pacific Corp	COM	907818108	879,074	3,579	SH		SOLE		3,579	0	0
United Rentals Inc	COM	911363109	280,976	490	SH		SOLE		490	0	0
UnitedHealth Group Inc	COM	91324P102	147,412	280	SH		SOLE		280	0	0
VANGUARD	S&P 500 ETF SHS	922908363	5,142,813	11,774	SH		DFND		11,774	0	0
VANGUARD	S&P 500 ETF SHS	922908363	660,878	1,513	SH		SOLE		1,513	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	127,800	750	SH		DFND		750	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	181,646	1,066	SH		SOLE		1,066	0	0
VANGUARD ETF/USA	VG TL INTL STK F	921909768	1,855,200	32,008	SH		DFND		32,008	0	0
VANGUARD ETF/USA	VG TL INTL STK F	921909768	18,141	313	SH		SOLE		313	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	151,043	3,675	SH		DFND		3,675	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	11,790,316	286,869	SH		SOLE		286,869	0	0
VANGUARD ETF/USA	TOTAL STK MKT	922908769	2,138,538	9,015	SH		SOLE		9,015	0	0
VERIZON COMMUN	COM	92343V104	258,584	6,859	SH		DFND		6,859	0	0
VERIZON COMMUN	COM	92343V104	666,272	17,673	SH		SOLE		17,673	0	0
VISA INC	COM CL A	92826C839	3,025,007	11,619	SH		DFND		11,619	0	0
VISA INC	COM CL A	92826C839	1,258,272	4,833	SH		SOLE		4,833	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	3,310	45	SH		DFND		45	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	24,443,386	332,337	SH		SOLE		332,337	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	76,880	1,605	SH		DFND		1,605	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	38,872,095	811,526	SH		SOLE		811,526	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	5,351	23	SH		DFND		23	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	101,198	435	SH		SOLE		435	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	1,656,047	10,072	SH		DFND		10,072	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	141,237	859	SH		SOLE		859	0	0
Veeva Systems Inc	CL A COM	922475108	732,731	3,806	SH		DFND		3,806	0	0
Veeva Systems Inc	CL A COM	922475108	73,928	384	SH		SOLE		384	0	0
Verisk Analytics Inc	COM	92345Y106	345,392	1,446	SH		DFND		1,446	0	0
Verisk Analytics Inc	COM	92345Y106	320,311	1,341	SH		SOLE		1,341	0	0
Vulcan Materials Co	COM	929160109	1,429,709	6,298	SH		DFND		6,298	0	0
Vulcan Materials Co	COM	929160109	49,034	216	SH		SOLE		216	0	0
WASTE MANAGEMENT	COM	94106L109	143,280	800	SH		DFND		800	0	0
WEC Energy Group Inc	COM	92939U106	115,734	1,375	SH		SOLE		1,375	0	0
WELLS FARGO & CO	COM	949746101	4,922	100	SH		DFND		100	0	0
WELLS FARGO & CO	COM	949746101	211,892	4,305	SH		SOLE		4,305	0	0
WELLS FARGO & COMPANY	PERP PFD CNV A	949746804	107,606	90	SH		SOLE		90	0	0
WILLSCOT MOBIL MINI HL	COM CL A	971378104	571,158	12,835	SH		DFND		12,835	0	0
WILLSCOT MOBIL MINI HL	COM CL A	971378104	21,894	492	SH		SOLE		492	0	0
WW Grainger Inc	COM	384802104	3,182,170	3,840	SH		SOLE		3,840	0	0
Walmart Inc	COM	931142103	498,805	3,164	SH		SOLE		3,164	0	0
Walt Disney Co/The	COM	254687106	140,762	1,559	SH		DFND		1,559	0	0
Walt Disney Co/The	COM	254687106	2,419,591	26,798	SH		SOLE		26,798	0	0
Waste Connections Inc	COM	94106B101	1,300,888	8,715	SH		DFND		8,715	0	0
Waste Connections Inc	COM	94106B101	270,477	1,812	SH		SOLE		1,812	0	0
Werner Enterprises Inc	COM	950755108	105,925	2,500	SH		DFND		2,500	0	0
Weyerhaeuser Co	COM NEW	962166104	42,385	1,219	SH		DFND		1,219	0	0
Weyerhaeuser Co	COM NEW	962166104	71,035	2,043	SH		SOLE		2,043	0	0
Workiva Inc	COM CL A	98139A105	120,313	1,185	SH		DFND		1,185	0	0
Xcel Energy Inc	COM	98389B100	311,903	5,038	SH		DFND		5,038	0	0
Xcel Energy Inc	COM	98389B100	46,928	758	SH		SOLE		758	0	0
YUM BRANDS INC	COM	988498101	380,090	2,909	SH		SOLE		2,909	0	0
ZIMMER HLDGS INC	COM	98956P102	243	2	SH		DFND		2	0	0
ZIMMER HLDGS INC	COM	98956P102	3,093,127	25,416	SH		SOLE		25,416	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	170,015	1,713	SH		SOLE		1,713	0	0
iShares ETFs/USA	IBONDS DEC24 ETF	46434VBG4	761,823	30,583	SH		SOLE		30,583	0	0
iShares ETFs/USA	IBONDS DEC 26	46435U259	6,249,124	244,958	SH		SOLE		244,958	0	0
iShares ETFs/USA	IBONDS DEC 27	46435U283	7,397,493	291,068	SH		SOLE		291,068	0	0
iShares ETFs/USA	IBONDS DEC 28	46435U325	7,078,783	276,623	SH		SOLE		276,623	0	0
iShares ETFs/USA	IBONDS DEC 25	46435U432	5,995,321	225,855	SH		SOLE		225,855	0	0
iShares ETFs/USA	ESG AWR US AGRGT	46435U549	215,307	4,510	SH		SOLE		4,510	0	0
iShares ETFs/USA	IBONDS DEC	46435U697	1,141,387	44,018	SH		SOLE		44,018	0	0
iShares ETFs/USA	IBONDS 27 TRM TS	46436E841	144,078	6,435	SH		SOLE		6,435	0	0
iShares ETFs/USA	IBONDS 25 TRM TS	46436E866	7,962	342	SH		DFND		342	0	0
iShares ETFs/USA	IBONDS 25 TRM TS	46436E866	36,152,653	1,552,949	SH		SOLE		1,552,949	0	0
iShares ETFs/USA	IBONDS 24 TRM TS	46436E874	7,874	330	SH		DFND		330	0	0
iShares ETFs/USA	IBONDS 24 TRM TS	46436E874	37,969,062	1,591,327	SH		SOLE		1,591,327	0	0