UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 29, 2008
Independence Bancshares, Inc. |
(Exact name of registrant |
as specified in its charter) |
South Carolina |
| 333-121485 |
| 20-1734180 |
(State or other |
| (Commission |
| (I.R.S. Employer |
jurisdiction of |
| File Number) |
| Identification No.) |
incorporation) |
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500 East Washington Street, Greenville, South Carolina 29601 |
(Address of principal executive offices) (Zip Code) |
Registrant’s telephone number, including area code: (864) 672-1776
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
ITEM 2.02 | RESULTS OF OPERATIONS AND FINANCIAL CONDITION |
On January 29, 2008, Independence Bancshares, Inc., the bank holding company for Independence National Bank, issued a letter to its shareholders announcing its financial results for the year ended December 31, 2007.
Certain statements in the attached document contain “forward-looking statements,” such as statements relating to future plans and expectations. Such forward-looking statements are subject to risks and uncertainties, such as a downturn in the economy, greater than expected non-interest expenses or excessive loan losses, which could cause actual results to differ materially from future plans and expectations expressed or implied by such forward-looking statements. For a more detailed description of factors that could cause such differences, please see our filings with the SEC.
Although we believe that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove to be inaccurate. Therefore, we can give no assurance that the results contemplated in the forward-looking statements will be realized. The inclusion of this forward-looking information should not be construed as a representation by our company or any person that future events, plans, or expectations contemplated by our company will be achieved. We undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.
A copy of the communication to shareholders is attached hereto as Exhibit 99.1.
ITEM 9.01 |
| FINANCIAL STATEMENTS AND EXHIBITS |
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(d) |
| Exhibits. |
| The following exhibit is filed as part of this report: |
Exhibit |
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Number |
| Description |
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99.1 |
| Communication to Shareholders for year ended December 31, 2007. |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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| INDEPENDENCE BANCSHARES, INC. | ||
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| By: |
| /s/ Lawrence R. Miller |
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| Name: | Lawrence R. Miller | |
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| Title: | Chief Executive Officer |
Dated: January 29, 2008
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EXHIBIT INDEX
Exhibit |
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Number |
| Description |
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99.1 |
| Communication to Shareholders for year ended December 31, 2007. |
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