COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABBOTT LABORATORIES | Common Stock | 002824100 | 395 | 4,081 | SH | | SOLE | | 4,081 | 0 | 0 |
ABBOTT LABORATORIES | Common Stock | 002824100 | 271 | 2,800 | SH | | OTR | | 2,800 | 0 | 0 |
ABBVIE INC COMMON | Common Stock | 00287Y109 | 376 | 2,800 | SH | | SOLE | | 2,800 | 0 | 0 |
ABBVIE INC COMMON | Common Stock | 00287Y109 | 349 | 2,600 | SH | | OTR | | 2,600 | 0 | 0 |
ACCENTURE PLC | Int'l Common Stock | G1151C101 | 282 | 1,095 | SH | | SOLE | | 1,095 | 0 | 0 |
ALPHABET INC CAP STOCK CL C | Common Stock | 02079K107 | 2,148 | 22,337 | SH | | SOLE | | 22,337 | 0 | 0 |
AMAZON COM INC | Common Stock | 023135106 | 1,899 | 16,804 | SH | | SOLE | | 16,804 | 0 | 0 |
AMAZON COM INC | Common Stock | 023135106 | 11 | 100 | SH | | OTR | | 100 | 0 | 0 |
AMERICAN EXPRESS CO | Common Stock | 025816109 | 517 | 3,832 | SH | | SOLE | | 3,832 | 0 | 0 |
AMPHENOL CORP | Common Stock | 032095101 | 480 | 7,172 | SH | | SOLE | | 7,172 | 0 | 0 |
AON PLC COM USD0.01 CL A | Int'l Common Stock | G0403H108 | 325 | 1,212 | SH | | SOLE | | 1,212 | 0 | 0 |
APPLE INC | Common Stock | 037833100 | 4,363 | 31,570 | SH | | SOLE | | 31,570 | 0 | 0 |
APPLE INC | Common Stock | 037833100 | 24 | 176 | SH | | OTR | | 176 | 0 | 0 |
BANK OF AMERICA CORP | Common Stock | 060505104 | 539 | 17,846 | SH | | SOLE | | 17,846 | 0 | 0 |
BANK OF AMERICA CORP | Common Stock | 060505104 | 13 | 419 | SH | | OTR | | 419 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Common Stock | 084670702 | 1,168 | 4,374 | SH | | SOLE | | 4,374 | 0 | 0 |
BLACKROCK INC COM | Common Stock | 09247X101 | 380 | 690 | SH | | SOLE | | 690 | 0 | 0 |
BROADCOM INC COM | Common Stock | 11135F101 | 480 | 1,082 | SH | | SOLE | | 1,082 | 0 | 0 |
CATERPILLAR INC | Common Stock | 149123101 | 402 | 2,447 | SH | | SOLE | | 2,447 | 0 | 0 |
CATERPILLAR INC | Common Stock | 149123101 | 44 | 271 | SH | | OTR | | 271 | 0 | 0 |
CHARLES SCHWAB CORP | Common Stock | 808513105 | 504 | 7,010 | SH | | SOLE | | 7,010 | 0 | 0 |
CHEVRON CORP NEW | Common Stock | 166764100 | 765 | 5,323 | SH | | SOLE | | 5,323 | 0 | 0 |
CHEVRON CORP NEW | Common Stock | 166764100 | 18 | 128 | SH | | OTR | | 128 | 0 | 0 |
CHIPOTLE MEXICAN GRILL INC | Common Stock | 169656105 | 505 | 336 | SH | | SOLE | | 336 | 0 | 0 |
COMMERCE BANCSHARES INC | Common Stock | 200525103 | 226 | 3,418 | SH | | SOLE | | 3,418 | 0 | 0 |
COMMUNICATIONS SERVICES SELECT SECTOR SPDR FUND | Exchange Traded Fund | 81369Y852 | 382 | 7,980 | SH | | SOLE | | 7,980 | 0 | 0 |
CONOCOPHILLIPS | Common Stock | 20825C104 | 677 | 6,612 | SH | | SOLE | | 6,612 | 0 | 0 |
CONSUMER DISCRETIONARY SELECT SECT SPDR | Exchange Traded Fund | 81369Y407 | 1,954 | 13,718 | SH | | SOLE | | 13,718 | 0 | 0 |
CONSUMER DISCRETIONARY SELECT SECT SPDR | Exchange Traded Fund | 81369Y407 | 52 | 365 | SH | | OTR | | 365 | 0 | 0 |
CONSUMER STAPLES SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y308 | 1,205 | 18,059 | SH | | SOLE | | 18,059 | 0 | 0 |
CONSUMER STAPLES SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y308 | 91 | 1,360 | SH | | OTR | | 1,360 | 0 | 0 |
COPART INC | Common Stock | 217204106 | 279 | 2,625 | SH | | SOLE | | 2,625 | 0 | 0 |
COSTCO WHOLESALE CORP | Common Stock | 22160K105 | 520 | 1,102 | SH | | SOLE | | 1,102 | 0 | 0 |
CULLEN FROST BANKERS INC | Common Stock | 229899109 | 203 | 1,532 | SH | | SOLE | | 1,532 | 0 | 0 |
CVS HEALTH CORP | Common Stock | 126650100 | 651 | 6,823 | SH | | SOLE | | 6,823 | 0 | 0 |
DANAHER CORP | Common Stock | 235851102 | 627 | 2,427 | SH | | SOLE | | 2,427 | 0 | 0 |
DEVON ENERGY CORP | Common Stock | 25179M103 | 222 | 3,689 | SH | | SOLE | | 3,689 | 0 | 0 |
DEVON ENERGY CORP | Common Stock | 25179M103 | 4 | 68 | SH | | OTR | | 68 | 0 | 0 |
DIAGEO PLC ADR NEW | Int'l Common Stock | 25243Q205 | 294 | 1,729 | SH | | SOLE | | 1,729 | 0 | 0 |
DIAMONDBACK ENERGY INC | Common Stock | 25278X109 | 211 | 1,748 | SH | | SOLE | | 1,748 | 0 | 0 |
DISNEY WALT CO | Common Stock | 254687106 | 440 | 4,666 | SH | | SOLE | | 4,666 | 0 | 0 |
DISNEY WALT CO | Common Stock | 254687106 | 10 | 107 | SH | | OTR | | 107 | 0 | 0 |
ELEVANCE HEALTH INC | Common Stock | 036752103 | 785 | 1,729 | SH | | SOLE | | 1,729 | 0 | 0 |
EMCOR GROUP INC | Common Stock | 29084Q100 | 298 | 2,583 | SH | | SOLE | | 2,583 | 0 | 0 |
ENERGY SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y506 | 437 | 6,074 | SH | | SOLE | | 6,074 | 0 | 0 |
ENERGY SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y506 | 49 | 680 | SH | | OTR | | 680 | 0 | 0 |
EXXON MOBIL CORP | Common Stock | 30231G102 | 156 | 1,787 | SH | | SOLE | | 1,787 | 0 | 0 |
EXXON MOBIL CORP | Common Stock | 30231G102 | 157 | 1,800 | SH | | OTR | | 600 | 1,200 | 0 |
FINANCIAL SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y605 | 2,084 | 68,639 | SH | | SOLE | | 68,639 | 0 | 0 |
FINANCIAL SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y605 | 67 | 2,195 | SH | | OTR | | 2,195 | 0 | 0 |
HEALTH CARE SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y209 | 2,569 | 21,215 | SH | | SOLE | | 21,215 | 0 | 0 |
HEALTH CARE SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y209 | 134 | 1,105 | SH | | OTR | | 1,105 | 0 | 0 |
HOME DEPOT INC | Common Stock | 437076102 | 312 | 1,131 | SH | | SOLE | | 1,131 | 0 | 0 |
IDEXX LABS INC COM | Common Stock | 45168D104 | 277 | 849 | SH | | SOLE | | 849 | 0 | 0 |
INDUSTRIAL SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y704 | 1,343 | 16,207 | SH | | SOLE | | 16,207 | 0 | 0 |
INDUSTRIAL SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y704 | 101 | 1,215 | SH | | OTR | | 1,215 | 0 | 0 |
INTERCONTINENTAL EXCHANGE INC COM | Common Stock | 45866F104 | 230 | 2,543 | SH | | SOLE | | 2,543 | 0 | 0 |
INTUIT | Common Stock | 461202103 | 423 | 1,093 | SH | | SOLE | | 1,093 | 0 | 0 |
INVESCO QQQ TR UNIT SER 1 | Exchange Traded Fund | 46090E103 | 668 | 2,500 | SH | | SOLE | | 2,500 | 0 | 0 |
ISHARES 0-5 YEAR TIPS BOND ETF | Fixed Income ETF | 46429B747 | 1,627 | 16,925 | SH | | SOLE | | 16,925 | 0 | 0 |
ISHARES CORE S&P 500 ETF | Exchange Traded Fund | 464287200 | 27,619 | 77,008 | SH | | SOLE | | 76,553 | 455 | 0 |
ISHARES CORE S&P 500 ETF | Exchange Traded Fund | 464287200 | 2,123 | 5,919 | SH | | OTR | | 4,386 | 1,533 | 0 |
ISHARES CORE S&P MID-CAP ETF | Exchange Traded Fund | 464287507 | 9,300 | 42,416 | SH | | SOLE | | 42,095 | 321 | 0 |
ISHARES CORE S&P MID-CAP ETF | Exchange Traded Fund | 464287507 | 597 | 2,722 | SH | | OTR | | 2,089 | 633 | 0 |
ISHARES CORE S&P SMALL-CAP ETF | Exchange Traded Fund | 464287804 | 9,932 | 113,912 | SH | | SOLE | | 112,688 | 1,224 | 0 |
ISHARES CORE S&P SMALL-CAP ETF | Exchange Traded Fund | 464287804 | 744 | 8,535 | SH | | OTR | | 6,701 | 1,834 | 0 |
ISHARES CORE S&P US GROWTH ETF | Exchange Traded Fund | 464287671 | 1,167 | 14,559 | SH | | SOLE | | 14,559 | 0 | 0 |
iSHARES CORE S&P US VALUE ETF | Exchange Traded Fund | 464287663 | 1,205 | 19,241 | SH | | SOLE | | 19,241 | 0 | 0 |
ISHARES DOW JONES INTERNATIONAL SELECT | Exchange Traded Fund | 464288448 | 2,079 | 92,282 | SH | | SOLE | | 92,282 | 0 | 0 |
ISHARES DOW JONES INTERNATIONAL SELECT | Exchange Traded Fund | 464288448 | 242 | 10,742 | SH | | OTR | | 10,742 | 0 | 0 |
iSHARES MSCI ACWI EX US ETF | Exchange Traded Fund | 464288240 | 307 | 7,678 | SH | | SOLE | | 7,678 | 0 | 0 |
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF | Exchange Traded Fund | 464286533 | 301 | 5,949 | SH | | SOLE | | 5,949 | 0 | 0 |
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF | Exchange Traded Fund | 464286533 | 15 | 299 | SH | | OTR | | 299 | 0 | 0 |
ISHARES RUSSELL 1000 GROWTH INDEX FUND | Exchange Traded Fund | 464287614 | 250 | 1,190 | SH | | SOLE | | 1,190 | 0 | 0 |
JOHNSON & JOHNSON | Common Stock | 478160104 | 1,015 | 6,212 | SH | | SOLE | | 6,212 | 0 | 0 |
JOHNSON & JOHNSON | Common Stock | 478160104 | 143 | 873 | SH | | OTR | | 389 | 484 | 0 |
JPMORGAN CHASE & CO | Common Stock | 46625H100 | 732 | 7,004 | SH | | SOLE | | 7,004 | 0 | 0 |
KBR INC | Common Stock | 48242W106 | 402 | 9,311 | SH | | SOLE | | 9,311 | 0 | 0 |
KEYSIGHT TECHNOLOGIES INC | Common Stock | 49338L103 | 356 | 2,263 | SH | | SOLE | | 2,263 | 0 | 0 |
KROGER (THE) CO | Common Stock | 501044101 | 1,513 | 34,590 | SH | | SOLE | | 34,590 | 0 | 0 |
LAM RESEARCH CORP | Common Stock | 512807108 | 247 | 675 | SH | | SOLE | | 675 | 0 | 0 |
LILLY (ELI) & CO | Common Stock | 532457108 | 419 | 1,296 | SH | | SOLE | | 1,296 | 0 | 0 |
LULULEMON ATHLETICA INC | Common Stock | 550021109 | 211 | 753 | SH | | SOLE | | 753 | 0 | 0 |
MARTIN MARIETTA MATERIALS INC | Common Stock | 573284106 | 306 | 949 | SH | | SOLE | | 949 | 0 | 0 |
MASTERCARD INC | Common Stock | 57636Q104 | 469 | 1,648 | SH | | SOLE | | 1,648 | 0 | 0 |
MATERIALS SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y100 | 367 | 5,399 | SH | | SOLE | | 5,399 | 0 | 0 |
MATERIALS SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y100 | 22 | 330 | SH | | OTR | | 330 | 0 | 0 |
META PLATFORMS INC | Common Stock | 30303M102 | 693 | 5,107 | SH | | SOLE | | 5,107 | 0 | 0 |
METTLER TOLEDO INTERNATIONAL INC | Common Stock | 592688105 | 577 | 532 | SH | | SOLE | | 532 | 0 | 0 |
MICROSOFT CORP | Common Stock | 594918104 | 3,250 | 13,956 | SH | | SOLE | | 13,956 | 0 | 0 |
MICROSOFT CORP | Common Stock | 594918104 | 132 | 566 | SH | | OTR | | 566 | 0 | 0 |
MONSTER BEVERAGE CORP NEW | Common Stock | 61174X109 | 290 | 3,332 | SH | | SOLE | | 3,332 | 0 | 0 |
MYR GROUP INC | Common Stock | 55405W104 | 363 | 4,286 | SH | | SOLE | | 4,286 | 0 | 0 |
NEXTERA ENERGY INC | Common Stock | 65339F101 | 590 | 7,522 | SH | | SOLE | | 7,522 | 0 | 0 |
NICE SYSTEMS LTD | Int'l Common Stock | 653656108 | 239 | 1,269 | SH | | SOLE | | 1,269 | 0 | 0 |
NIKE INC CL B | Common Stock | 654106103 | 402 | 4,836 | SH | | SOLE | | 4,836 | 0 | 0 |
NOVO-NORDISK SPONS ADR | Int'l Common Stock | 670100205 | 286 | 2,869 | SH | | SOLE | | 2,869 | 0 | 0 |
NV5 GLOBAL INC COM | Common Stock | 62945V109 | 403 | 3,251 | SH | | SOLE | | 3,251 | 0 | 0 |
NVIDIA CORP | Common Stock | 67066G104 | 702 | 5,786 | SH | | SOLE | | 5,786 | 0 | 0 |
OCCIDENTAL PETROLEUM CORP | Common Stock | 674599105 | 413 | 6,729 | SH | | SOLE | | 6,729 | 0 | 0 |
O'REILLY AUTOMOTIVE INC | Common Stock | 67103H107 | 487 | 693 | SH | | SOLE | | 693 | 0 | 0 |
PAYCOM SOFTWARE INC | Common Stock | 70432V102 | 382 | 1,158 | SH | | SOLE | | 1,158 | 0 | 0 |
PEPSICO INC | Common Stock | 713448108 | 557 | 3,413 | SH | | SOLE | | 3,413 | 0 | 0 |
PEPSICO INC | Common Stock | 713448108 | 14 | 83 | SH | | OTR | | 83 | 0 | 0 |
PROCTER & GAMBLE CO | Common Stock | 742718109 | 139 | 1,099 | SH | | SOLE | | 1,099 | 0 | 0 |
PROCTER & GAMBLE CO | Common Stock | 742718109 | 133 | 1,057 | SH | | OTR | | 1,057 | 0 | 0 |
QUALCOMM INC | Common Stock | 747525103 | 471 | 4,167 | SH | | SOLE | | 4,167 | 0 | 0 |
REGAL REXNORD CORPORATION | Common Stock | 758750103 | 318 | 2,269 | SH | | SOLE | | 2,269 | 0 | 0 |
ROSS STORES INC | Common Stock | 778296103 | 302 | 3,585 | SH | | SOLE | | 3,585 | 0 | 0 |
S&P GLOBAL INC COM | Common Stock | 78409V104 | 353 | 1,157 | SH | | SOLE | | 1,157 | 0 | 0 |
SELECT SECTOR SPDR TR RL EST SEL SEC | Exchange Traded Fund | 81369Y860 | 304 | 8,442 | SH | | SOLE | | 8,442 | 0 | 0 |
SELECT SECTOR SPDR TR RL EST SEL SEC | Exchange Traded Fund | 81369Y860 | 11 | 305 | SH | | OTR | | 305 | 0 | 0 |
SHELL PLC | Int'l Common Stock | 780259305 | 264 | 5,304 | SH | | SOLE | | 5,304 | 0 | 0 |
SYSCO CORP | Common Stock | 871829107 | 435 | 6,157 | SH | | SOLE | | 6,157 | 0 | 0 |
T MOBILE US INC | Common Stock | 872590104 | 515 | 3,840 | SH | | SOLE | | 3,840 | 0 | 0 |
TARGET CORP | Common Stock | 87612E106 | 541 | 3,646 | SH | | SOLE | | 3,646 | 0 | 0 |
TECHNOLOGY SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y803 | 5,046 | 42,484 | SH | | SOLE | | 42,484 | 0 | 0 |
TECHNOLOGY SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y803 | 306 | 2,580 | SH | | OTR | | 2,580 | 0 | 0 |
TESLA INC | Common Stock | 88160R101 | 897 | 3,380 | SH | | SOLE | | 3,380 | 0 | 0 |
TESLA INC | Common Stock | 88160R101 | 13 | 48 | SH | | OTR | | 48 | 0 | 0 |
THE HERSHEY COMPANY | Common Stock | 427866108 | 350 | 1,586 | SH | | SOLE | | 1,586 | 0 | 0 |
THERMO FISHER SCIENTIFIC INC | Common Stock | 883556102 | 1,124 | 2,216 | SH | | SOLE | | 2,216 | 0 | 0 |
UBS GROUP AG | Int'l Common Stock | H42097107 | 189 | 13,037 | SH | | SOLE | | 13,037 | 0 | 0 |
ULTA BEAUTY INC | Common Stock | 90384S303 | 453 | 1,128 | SH | | SOLE | | 1,128 | 0 | 0 |
UNITEDHEALTH GROUP INC | Common Stock | 91324P102 | 812 | 1,607 | SH | | SOLE | | 1,607 | 0 | 0 |
UNITEDHEALTH GROUP INC | Common Stock | 91324P102 | 22 | 43 | SH | | OTR | | 43 | 0 | 0 |
UTILITIES SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y886 | 455 | 6,950 | SH | | SOLE | | 6,950 | 0 | 0 |
UTILITIES SELECT SECTOR SPDR | Exchange Traded Fund | 81369Y886 | 93 | 1,420 | SH | | OTR | | 250 | 1,170 | 0 |
VANGUARD REAL ESTATE ETF | Exchange Traded Fund | 922908553 | 548 | 6,840 | SH | | SOLE | | 6,840 | 0 | 0 |
VERTEX PHARMACEUTICALS INC | Common Stock | 92532F100 | 484 | 1,673 | SH | | SOLE | | 1,673 | 0 | 0 |
VISA INC CL A | Common Stock | 92826C839 | 790 | 4,445 | SH | | SOLE | | 4,445 | 0 | 0 |
VISA INC CL A | Common Stock | 92826C839 | 10 | 56 | SH | | OTR | | 56 | 0 | 0 |
VISTRA CORP | Common Stock | 92840M102 | 467 | 22,247 | SH | | SOLE | | 22,247 | 0 | 0 |
WALMART INC | Common Stock | 931142103 | 848 | 6,535 | SH | | SOLE | | 4,835 | 1,700 | 0 |
WALMART INC | Common Stock | 931142103 | 26 | 200 | SH | | OTR | | 200 | 0 | 0 |
WASTE MANAGEMENT INC DEL | Common Stock | 94106L109 | 573 | 3,576 | SH | | SOLE | | 3,576 | 0 | 0 |
WELLS FARGO & CO NEW | Common Stock | 949746101 | 228 | 5,668 | SH | | OTR | | 5,668 | 0 | 0 |