COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Co. | COM | 88579y101 | 1,539 | 8,786 | SH | | SOLE | | 8,786 | 0 | 0 |
AFLAC Inc. | COM | 001055102 | 318 | 4,400 | SH | | SOLE | | 4,400 | 0 | 0 |
AT&T, Inc. | COM | 00206r102 | 2,143 | 49,591 | SH | | SOLE | | 48,541 | 0 | 1,050 |
Abbott Laboratories | COM | 002824100 | 5,874 | 149,416 | SH | | SOLE | | 148,041 | 0 | 1,375 |
Affiliated Managers Group, Inc | COM | 008252108 | 629 | 4,465 | SH | | SOLE | | 4,465 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 4,922 | 34,650 | SH | | SOLE | | 34,575 | 0 | 75 |
Alcoa Inc. | COM | 013817101 | 278 | 30,011 | SH | | SOLE | | 30,011 | 0 | 0 |
Allergan PLC | SHS | G0177J108 | 5,265 | 22,782 | SH | | SOLE | | 22,592 | 0 | 190 |
Alphabet Inc. Cl C | CAP STK CL C | 02079K107 | 7,926 | 11,452 | SH | | SOLE | | 11,396 | 0 | 56 |
AmTrust Financial Services | COM | 032359309 | 5,533 | 225,832 | SH | | SOLE | | 224,457 | 0 | 1,375 |
Amazon.com Inc. | COM | 023135106 | 304 | 425 | SH | | SOLE | | 415 | 0 | 10 |
AmerisourceBergen Corp. | CL B NEW | 03073e105 | 4,166 | 52,525 | SH | | SOLE | | 52,225 | 0 | 300 |
Apple Computer | COM | 037833100 | 6,277 | 65,664 | SH | | SOLE | | 65,384 | 0 | 280 |
Automatic Data Processing | COM | 053015103 | 1,004 | 10,924 | SH | | SOLE | | 10,924 | 0 | 0 |
B&G Foods, Inc. | COM | 05508R106 | 418 | 8,675 | SH | | SOLE | | 8,675 | 0 | 0 |
BCE Inc. | COM NEW | 05534b760 | 3,348 | 70,775 | SH | | SOLE | | 68,825 | 0 | 1,950 |
Bank of America Corp. | COM | 060505104 | 1,092 | 82,308 | SH | | SOLE | | 74,623 | 0 | 7,685 |
Berkshire Hathaway Inc. Cl B | CL A | 084670702 | 540 | 3,727 | SH | | SOLE | | 3,727 | 0 | 0 |
Biogen Idec Inc. | COM | 09062X103 | 202 | 835 | SH | | SOLE | | 815 | 0 | 20 |
Bristol-Myers Squibb | COM | 110122108 | 515 | 6,996 | SH | | SOLE | | 6,996 | 0 | 0 |
Buckeye Partners L P Unit Ltd | UNIT LTD PARTN | 118230101 | 853 | 12,130 | SH | | SOLE | | 12,130 | 0 | 0 |
CF Industries Holdings, Inc. | COM | 125269100 | 2,535 | 105,200 | SH | | SOLE | | 103,500 | 0 | 1,700 |
CVS Health Corp. | COM | 126650100 | 7,449 | 77,808 | SH | | SOLE | | 77,408 | 0 | 400 |
CYS Investments Inc | COM | 12673a108 | 521 | 62,200 | SH | | SOLE | | 52,200 | 0 | 10,000 |
Capstead Mortgage Corp. | COM NO PAR | 14067E506 | 521 | 53,675 | SH | | SOLE | | 48,675 | 0 | 5,000 |
Celgene Corp. | COM | 151020104 | 588 | 5,960 | SH | | SOLE | | 5,960 | 0 | 0 |
Cerner Corporation | COM | 156782104 | 585 | 9,985 | SH | | SOLE | | 9,985 | 0 | 0 |
Check Point Software | COM | M22465104 | 6,376 | 80,015 | SH | | SOLE | | 79,540 | 0 | 475 |
ChevronTexaco Corporation | COM | 166764100 | 5,574 | 53,168 | SH | | SOLE | | 52,418 | 0 | 750 |
Chipotle Mexican Grill, Inc. | COM | 169656105 | 4,020 | 9,980 | SH | | SOLE | | 9,915 | 0 | 65 |
Cisco Systems Inc. | COM | 17275r102 | 239 | 8,330 | SH | | SOLE | | 7,680 | 0 | 650 |
Citizens & Northern Corp. | COM | 172922106 | 304 | 15,025 | SH | | SOLE | | 13,025 | 0 | 2,000 |
Coca-Cola Co. | COM | 191216100 | 784 | 17,287 | SH | | SOLE | | 16,987 | 0 | 300 |
Community Bank System Inc | COM | 203607106 | 1,190 | 28,967 | SH | | SOLE | | 27,667 | 0 | 1,300 |
ConocoPhillips | COM | 20825C104 | 255 | 5,849 | SH | | SOLE | | 5,549 | 0 | 300 |
Costco Wholesale | COM | 22160k105 | 7,855 | 50,017 | SH | | SOLE | | 49,667 | 0 | 350 |
Danaher Corp | COM | 235851102 | 430 | 4,255 | SH | | SOLE | | 3,655 | 0 | 600 |
Deere & Co. | COM | 244199105 | 4,868 | 60,074 | SH | | SOLE | | 59,739 | 0 | 335 |
Diageo PLC Spon ADR | SPON ADR NEW | 25243q205 | 643 | 5,697 | SH | | SOLE | | 5,522 | 0 | 175 |
Discover Financial Services | COM | 254709108 | 3,823 | 71,347 | SH | | SOLE | | 70,497 | 0 | 850 |
Disney, Walt | COM DISNEY | 254687106 | 515 | 5,267 | SH | | SOLE | | 5,267 | 0 | 0 |
Dollar Tree Stores Inc. | COM | 256746108 | 5,715 | 60,640 | SH | | SOLE | | 60,190 | 0 | 450 |
Dow Chemical Company | COM | 260543103 | 4,227 | 85,032 | SH | | SOLE | | 84,832 | 0 | 200 |
Du Pont, E. I. | COM | 263534109 | 418 | 6,444 | SH | | SOLE | | 6,444 | 0 | 0 |
Emerson Electric Co | COM | 291011104 | 407 | 7,800 | SH | | SOLE | | 6,875 | 0 | 925 |
Empire Resources Inc | COM | 29206e100 | 47 | 13,000 | SH | | SOLE | | 13,000 | 0 | 0 |
Enbridge Energy Partners, L.P. | COM | 29250r106 | 1,175 | 50,648 | SH | | SOLE | | 49,148 | 0 | 1,500 |
Energy Transfer Partners, L.P. | UNIT LTD PARTN | 29273R109 | 2,174 | 57,112 | SH | | SOLE | | 55,112 | 0 | 2,000 |
Enterprise Products Partners L | COM | 293792107 | 393 | 13,428 | SH | | SOLE | | 13,428 | 0 | 0 |
Enzo Biochem, Inc. | COM | 294100102 | 84 | 14,000 | SH | | SOLE | | 14,000 | 0 | 0 |
Exxon Mobil Corp. | COM | 30231G102 | 6,398 | 68,253 | SH | | SOLE | | 68,053 | 0 | 200 |
Fifth Third Bancorp | COM | 316773100 | 4,527 | 257,343 | SH | | SOLE | | 255,793 | 0 | 1,550 |
Ford Motor Co. | COM PAR $0.01 | 345370860 | 151 | 12,006 | SH | | SOLE | | 12,006 | 0 | 0 |
General Electric Company | COM | 369604103 | 8,835 | 280,662 | SH | | SOLE | | 276,162 | 0 | 4,500 |
Henry Jack & Associates Inc. | COM | 426281101 | 271 | 3,100 | SH | | SOLE | | 3,100 | 0 | 0 |
Home Depot Inc. | COM | 437076102 | 455 | 3,560 | SH | | SOLE | | 3,560 | 0 | 0 |
Honeywell International | COM | 438516106 | 285 | 2,454 | SH | | SOLE | | 2,454 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 369 | 3,541 | SH | | SOLE | | 3,541 | 0 | 0 |
Intel Corporation | COM | 458140100 | 558 | 17,019 | SH | | SOLE | | 17,019 | 0 | 0 |
International Business Machine | COM | 459200101 | 326 | 2,149 | SH | | SOLE | | 2,149 | 0 | 0 |
Invesco Limited | SHS | g491bt108 | 1,546 | 60,550 | SH | | SOLE | | 60,400 | 0 | 150 |
J.P. Morgan Chase | COM | 46625h100 | 695 | 11,189 | SH | | SOLE | | 10,589 | 0 | 600 |
Johnson & Johnson | COM | 478160104 | 10,794 | 88,986 | SH | | SOLE | | 87,186 | 0 | 1,800 |
Kelly Services Cl A | CL A | 488152208 | 1,000 | 52,700 | SH | | SOLE | | 52,700 | 0 | 0 |
KeyCorp | COM | 493267108 | 2,115 | 191,392 | SH | | SOLE | | 188,392 | 0 | 3,000 |
Kimberly-Clark Corp. | COM | 494368103 | 1,358 | 9,879 | SH | | SOLE | | 9,579 | 0 | 300 |
Liberty Property Trust | SH BEN INT | 531172104 | 2,757 | 69,400 | SH | | SOLE | | 67,900 | 0 | 1,500 |
Lilly, Eli | COM | 532457108 | 6,736 | 85,536 | SH | | SOLE | | 85,061 | 0 | 475 |
Lockheed Martin Corp | COM | 539830109 | 661 | 2,664 | SH | | SOLE | | 2,589 | 0 | 75 |
Magellan Midstream Partners, L | COM UNIT RP LP | 559080106 | 260 | 3,425 | SH | | SOLE | | 3,425 | 0 | 0 |
MasterCard, Inc. | CL A | 57636Q104 | 204 | 2,313 | SH | | SOLE | | 2,313 | 0 | 0 |
Merck & Co. | COM | 58933Y105 | 1,445 | 25,091 | SH | | SOLE | | 24,391 | 0 | 700 |
Microsoft Corp. | COM | 594918104 | 9,027 | 176,413 | SH | | SOLE | | 172,813 | 0 | 3,600 |
NextEra Energy, Inc. | COM | 65339F101 | 430 | 3,299 | SH | | SOLE | | 3,299 | 0 | 0 |
Occidental Petroleum | COM | 674599105 | 3,574 | 47,297 | SH | | SOLE | | 46,947 | 0 | 350 |
Omnicom Group | COM | 681919106 | 4,715 | 57,861 | SH | | SOLE | | 57,361 | 0 | 500 |
PAREXEL Int'l Corp. | COM | 699462107 | 3,995 | 63,535 | SH | | SOLE | | 63,235 | 0 | 300 |
PNC Financial Services Group, | COM | 693475105 | 6,238 | 76,644 | SH | | SOLE | | 75,669 | 0 | 975 |
PPL Corporation | COM | 69351T106 | 5,250 | 139,062 | SH | | SOLE | | 134,762 | 0 | 4,300 |
PepsiCo Inc. | COM | 713448108 | 7,220 | 68,149 | SH | | SOLE | | 67,524 | 0 | 625 |
Pfizer, Inc. | COM | 717081103 | 1,622 | 46,055 | SH | | SOLE | | 44,555 | 0 | 1,500 |
Piedmont Natural Gas Company, | COM | 720186105 | 207 | 3,450 | SH | | SOLE | | 3,200 | 0 | 250 |
Plains All Amer Pipeline LP | UNIT LTD PARTN | 726503105 | 2,297 | 83,556 | SH | | SOLE | | 83,056 | 0 | 500 |
Procter & Gamble | COM | 742718109 | 2,671 | 31,546 | SH | | SOLE | | 30,246 | 0 | 1,300 |
Qualcomm Inc. | COM | 747525103 | 4,071 | 76,003 | SH | | SOLE | | 75,503 | 0 | 500 |
Raytheon Company | COM NEW | 755111507 | 303 | 2,230 | SH | | SOLE | | 2,230 | 0 | 0 |
Roper Technologies | COM | 776696106 | 5,960 | 34,945 | SH | | SOLE | | 34,730 | 0 | 215 |
S&P Global Inc | COM | 78409V104 | 400 | 3,727 | SH | | SOLE | | 3,727 | 0 | 0 |
Schlumberger Ltd | COM | 806857108 | 3,085 | 39,005 | SH | | SOLE | | 38,780 | 0 | 225 |
Sherwin Williams | COM | 824348106 | 459 | 1,563 | SH | | SOLE | | 1,563 | 0 | 0 |
Southern Company | COM | 842587107 | 302 | 5,639 | SH | | SOLE | | 5,014 | 0 | 625 |
Stryker Corporation | COM | 863667101 | 398 | 3,323 | SH | | SOLE | | 3,323 | 0 | 0 |
Sun Communities Inc. | COM | 866674104 | 2,284 | 29,801 | SH | | SOLE | | 29,526 | 0 | 275 |
SunTrust Banks | COM | 867914103 | 4,314 | 105,011 | SH | | SOLE | | 104,371 | 0 | 640 |
Sysco Corp. | COM | 871829107 | 379 | 7,466 | SH | | SOLE | | 7,466 | 0 | 0 |
TJX Companies Inc. | COM | 872540109 | 7,520 | 97,376 | SH | | SOLE | | 97,076 | 0 | 300 |
Terra Nitrogen Company, LP | COM UNIT | 881005201 | 982 | 9,395 | SH | | SOLE | | 8,995 | 0 | 400 |
Total System Services, Inc. | COM | 891906109 | 303 | 5,700 | SH | | SOLE | | 5,700 | 0 | 0 |
Union Pacific Corp. | COM | 907818108 | 1,181 | 13,539 | SH | | SOLE | | 13,539 | 0 | 0 |
United Technologies | COM | 913017109 | 5,539 | 54,013 | SH | | SOLE | | 53,688 | 0 | 325 |
VIVUS, Inc. | COM | 928551100 | 27 | 24,500 | SH | | SOLE | | 24,500 | 0 | 0 |
Verizon Communications | COM | 92343v104 | 5,248 | 93,984 | SH | | SOLE | | 92,443 | 0 | 1,541 |
Vulcan Materials Co. | COM | 929160109 | 247 | 2,050 | SH | | SOLE | | 2,050 | 0 | 0 |
WP Carey Inc | COM | 92936U109 | 300 | 4,325 | SH | | SOLE | | 4,325 | 0 | 0 |
Walgreens Boots Alliance, Inc. | COM | 931427108 | 222 | 2,662 | SH | | SOLE | | 2,662 | 0 | 0 |
Waste Management Inc. | COM | 94106L109 | 520 | 7,850 | SH | | SOLE | | 7,850 | 0 | 0 |
Welltower Inc. | COM | 95040Q104 | 1,134 | 14,883 | SH | | SOLE | | 14,033 | 0 | 850 |
Wisconsin Energy Corp. | COM | 92939U106 | 457 | 7,000 | SH | | SOLE | | 7,000 | 0 | 0 |
iShares Core S&P Small-Cap ETF | CORE S&P SCP ETF | 464287804 | 841 | 7,238 | SH | | SOLE | | 7,238 | 0 | 0 |
iShares Russell 1000 Value Ind | RUS 1000 VAL ETF | 464287598 | 452 | 4,375 | SH | | SOLE | | 4,375 | 0 | 0 |
iShares Russell 2000 Index Fun | RUSSELL 2000 ETF | 464287655 | 371 | 3,225 | SH | | SOLE | | 3,225 | 0 | 0 |
iShares Russell 2000 Value Ind | RUS 2000 VAL ETF | 464287630 | 9,979 | 102,568 | SH | | SOLE | | 102,113 | 0 | 455 |
iShares Russell Midcap Index F | RUS MID-CAP ETF | 464287499 | 360 | 2,142 | SH | | SOLE | | 2,142 | 0 | 0 |