Sabal Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	287,548	2,969	SH		SOLE		2,969	0	0
ABBOTT LABS	COM	002824100	11,836,910	122,219	SH		DFND		3,971	0	118,248
ABBVIE INC	COM	00287Y109	10,188,847	68,354	SH		DFND		14,185	0	54,169
ABBVIE INC	COM	00287Y109	24,785,250	166,277	SH		SOLE		163,992	0	2,285
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	24,861,476	80,953	SH		SOLE		80,298	0	655
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,501,718	8,146	SH		DFND		4,640	0	3,506
ADOBE INC	COM	00724F101	38,243	75	SH		SOLE		75	0	0
ADOBE INC	COM	00724F101	1,318,601	2,586	SH		DFND		0	0	2,586
AFLAC INC	COM	001055102	2,014,227	26,244	SH		DFND		25,719	0	525
AFLAC INC	COM	001055102	32,226,327	419,887	SH		SOLE		415,592	0	4,295
AGILENT TECHNOLOGIES INC	COM	00846U101	872,420	7,802	SH		DFND		0	0	7,802
AIR PRODS & CHEMS INC	COM	009158106	23,928,312	84,433	SH		SOLE		83,673	0	760
AIR PRODS & CHEMS INC	COM	009158106	1,439,672	5,080	SH		DFND		5,016	0	64
ALIGN TECHNOLOGY INC	COM	016255101	841,157	2,755	SH		DFND		0	0	2,755
ALLSTATE CORP	COM	020002101	290,223	2,605	SH		SOLE		2,605	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,098,733	16,038	SH		DFND		260	0	15,778
ALPHABET INC	CAP STK CL A	02079K305	588,347	4,496	SH		SOLE		4,496	0	0
ALPHABET INC	CAP STK CL C	02079K107	270,293	2,050	SH		SOLE		2,050	0	0
ALPHABET INC	CAP STK CL C	02079K107	2,733,646	20,733	SH		DFND		0	0	20,733
AMAZON COM INC	COM	023135106	946,408	7,445	SH		SOLE		7,445	0	0
AMAZON COM INC	COM	023135106	2,393,034	18,825	SH		DFND		0	0	18,825
AMEDISYS INC	COM	023436108	560,400	6,000	SH		SOLE		6,000	0	0
AMERIPRISE FINL INC	COM	03076C106	9,890	30	SH		SOLE		30	0	0
AMERIPRISE FINL INC	COM	03076C106	1,318,390	3,999	SH		DFND		0	0	3,999
AMGEN INC	COM	031162100	1,299,186	4,834	SH		DFND		4,774	0	60
AMGEN INC	COM	031162100	22,557,833	83,933	SH		SOLE		83,003	0	930
ANALOG DEVICES INC	COM	032654105	37,294	213	SH		SOLE		213	0	0
ANALOG DEVICES INC	COM	032654105	1,115,323	6,370	SH		DFND		0	0	6,370
AON PLC	SHS CL A	G0403H108	8,430	26	SH		SOLE		26	0	0
AON PLC	SHS CL A	G0403H108	298,282	920	SH		DFND		0	0	920
APPLE INC	COM	037833100	6,606,651	38,588	SH		SOLE		38,588	0	0
APPLE INC	COM	037833100	6,518,821	38,075	SH		DFND		3,860	0	34,215
AT&T INC	COM	00206R102	219,082	14,586	SH		DFND		13,971	0	615
AT&T INC	COM	00206R102	84,082	5,598	SH		SOLE		5,598	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	439,299	1,826	SH		SOLE		1,826	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	12,029	50	SH		DFND		0	0	50
AVANTOR INC	COM	05352A100	2,867	136	SH		SOLE		136	0	0
AVANTOR INC	COM	05352A100	1,067,091	50,621	SH		DFND		0	0	50,621
BAKER HUGHES COMPANY	CL A	05722G100	1,019,830	28,874	SH		DFND		0	0	28,874
BANK AMERICA CORP	COM	060505104	1,403,800	51,271	SH		DFND		100	0	51,171
BANK NEW YORK MELLON CORP	COM	064058100	1,863,165	43,685	SH		DFND		43,360	0	325
BANK NEW YORK MELLON CORP	COM	064058100	29,347,764	688,107	SH		SOLE		683,132	0	4,975
BAXTER INTL INC	COM	071813109	288,334	7,640	SH		DFND		7,640	0	0
BECTON DICKINSON & CO	COM	075887109	272,232	1,053	SH		SOLE		1,053	0	0
BECTON DICKINSON & CO	COM	075887109	3,102	12	SH		DFND		0	0	12
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	531,477	1	SH		DFND		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,242,377	9,256	SH		DFND		39	0	9,217
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,285,814	9,380	SH		SOLE		9,380	0	0
BEST BUY INC	COM	086516101	13,155,464	189,369	SH		SOLE		187,664	0	1,705
BEST BUY INC	COM	086516101	640,583	9,221	SH		DFND		9,221	0	0
BLACK HILLS CORP	COM	092113109	809,440	16,000	SH		SOLE		16,000	0	0
BLACKROCK INC	COM	09247X101	19,214,329	29,721	SH		SOLE		29,536	0	185
BLACKROCK INC	COM	09247X101	1,185,016	1,833	SH		DFND		1,818	0	15
BLACKSTONE INC	COM	09260D107	712,374	6,649	SH		DFND		0	0	6,649
BOOKING HOLDINGS INC	COM	09857L108	30,840	10	SH		SOLE		10	0	0
BOOKING HOLDINGS INC	COM	09857L108	1,998,400	648	SH		DFND		0	0	648
BP PLC	SPONSORED ADR	055622104	125,220	3,234	SH		SOLE		3,234	0	0
BP PLC	SPONSORED ADR	055622104	1,028,326	26,558	SH		DFND		26,447	0	111
BRIGHT HORIZONS FAM SOL IN D	COM	109194100	647,607	7,950	SH		DFND		0	0	7,950
BRISTOL-MYERS SQUIBB CO	COM	110122108	163,963	2,825	SH		DFND		2,645	0	180
BRISTOL-MYERS SQUIBB CO	COM	110122108	127,862	2,203	SH		SOLE		2,203	0	0
BROADCOM INC	COM	11135F101	67,277	81	SH		DFND		0	0	81
BROADCOM INC	COM	11135F101	455,988	549	SH		SOLE		549	0	0
BROWN & BROWN INC	COM	115236101	163,775	2,345	SH		SOLE		2,345	0	0
BROWN & BROWN INC	COM	115236101	1,458,399	20,882	SH		DFND		0	0	20,882
CANADIAN NATL RY CO	COM	136375102	835,441	7,712	SH		DFND		0	0	7,712
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	461,342	6,200	SH		SOLE		6,200	0	0
CARMAX INC	COM	143130102	934,768	13,216	SH		DFND		0	0	13,216
CARRIER GLOBAL CORPORATION	COM	14448C104	56,801	1,029	SH		SOLE		1,029	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	1,754,311	31,781	SH		DFND		3,933	0	27,848
CATERPILLAR INC	COM	149123101	210,756	772	SH		SOLE		772	0	0
CATERPILLAR INC	COM	149123101	27,300	100	SH		DFND		100	0	0
CHEVRON CORP NEW	COM	166764100	31,508,839	186,863	SH		SOLE		184,458	0	2,405
CHEVRON CORP NEW	COM	166764100	2,845,463	16,875	SH		DFND		16,114	0	761
CHUBB LIMITED	COM	H1467J104	207,139	995	SH		SOLE		995	0	0
CHURCH & DWIGHT CO INC	COM	171340102	21,533	235	SH		DFND		0	0	235
CHURCH & DWIGHT CO INC	COM	171340102	3,317,006	36,200	SH		SOLE		36,200	0	0
CISCO SYS INC	COM	17275R102	2,280,230	42,415	SH		DFND		41,500	0	915
CISCO SYS INC	COM	17275R102	35,487,944	660,118	SH		SOLE		654,748	0	5,370
COCA COLA CO	COM	191216100	23,389,172	417,813	SH		SOLE		413,423	0	4,390
COCA COLA CO	COM	191216100	3,090,320	55,204	SH		DFND		53,758	0	1,446
COLGATE PALMOLIVE CO	COM	194162103	686,212	9,650	SH		DFND		9,200	0	450
COLGATE PALMOLIVE CO	COM	194162103	10,667	150	SH		SOLE		150	0	0
CONOCOPHILLIPS	COM	20825C104	31,807,379	265,504	SH		SOLE		262,184	0	3,320
CONOCOPHILLIPS	COM	20825C104	2,023,542	16,891	SH		DFND		16,691	0	200
CORTEVA INC	COM	22052L104	192,362	3,760	SH		DFND		3,001	0	759
CORTEVA INC	COM	22052L104	31,105	608	SH		SOLE		608	0	0
COSTCO WHSL CORP NEW	COM	22160K105	12,429	22	SH		DFND		0	0	22
COSTCO WHSL CORP NEW	COM	22160K105	236,718	419	SH		SOLE		419	0	0
DARDEN RESTAURANTS INC	COM	237194105	171,864	1,200	SH		DFND		1,200	0	0
DARDEN RESTAURANTS INC	COM	237194105	42,966	300	SH		SOLE		300	0	0
DIAMONDBACK ENERGY INC	COM	25278X109	203,667	1,315	SH		SOLE		1,315	0	0
DIGITAL RLTY TR INC	COM	253868103	1,598,795	13,211	SH		SOLE		13,211	0	0
DIGITAL RLTY TR INC	COM	253868103	323,607	2,674	SH		DFND		2,674	0	0
DISNEY WALT CO	COM	254687106	99,854	1,232	SH		SOLE		1,232	0	0
DISNEY WALT CO	COM	254687106	405,169	4,999	SH		DFND		2,533	0	2,466
DONALDSON INC	COM	257651109	333,984	5,600	SH		SOLE		5,600	0	0
DOW INC	COM	260557103	187,678	3,640	SH		DFND		2,884	0	756
DOW INC	COM	260557103	106,884	2,073	SH		SOLE		2,073	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	19,349,858	219,237	SH		SOLE		216,967	0	2,270
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,288,243	14,596	SH		DFND		13,618	0	978
DUPONT DE NEMOURS INC	COM	26614N102	45,351	608	SH		SOLE		608	0	0
DUPONT DE NEMOURS INC	COM	26614N102	271,731	3,643	SH		DFND		2,884	0	759
EDWARDS LIFESCIENCES CORP	COM	28176E108	616,661	8,901	SH		SOLE		8,901	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,578,268	22,781	SH		DFND		0	0	22,781
ELEVANCE HEALTH INC	COM	036752103	1,543,128	3,544	SH		DFND		0	0	3,544
ELI LILLY & CO	COM	532457108	179,939	335	SH		DFND		0	0	335
ELI LILLY & CO	COM	532457108	2,800,596	5,214	SH		SOLE		5,214	0	0
EMERSON ELEC CO	COM	291011104	407,043	4,215	SH		DFND		4,215	0	0
EMERSON ELEC CO	COM	291011104	283,626	2,937	SH		SOLE		2,937	0	0
ENBRIDGE INC	COM	29250N105	26,818	808	SH		DFND		0	0	808
ENBRIDGE INC	COM	29250N105	492,639	14,843	SH		SOLE		14,843	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	347,453	24,765	SH		DFND		0	0	24,765
ENTERPRISE PRODS PARTNERS L	COM	293792107	366,128	13,377	SH		DFND		0	0	13,377
ENTERPRISE PRODS PARTNERS L	COM	293792107	278,681	10,182	SH		SOLE		10,182	0	0
EQUIFAX INC	COM	294429105	203,696	1,112	SH		SOLE		1,112	0	0
EXXON MOBIL CORP	COM	30231G102	1,462,813	12,441	SH		SOLE		12,441	0	0
EXXON MOBIL CORP	COM	30231G102	5,419,027	46,088	SH		DFND		45,056	0	1,032
FASTENAL CO	COM	311900104	14,303,987	261,786	SH		SOLE		258,008	0	3,778
FASTENAL CO	COM	311900104	439,415	8,042	SH		DFND		8,042	0	0
FERGUSON PLC NEW	SHS	G3421J106	963,301	5,857	SH		DFND		0	0	5,857
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	1,548,472	1,122	SH		DFND		0	0	1,122
FISERV INC	COM	337738108	1,074,137	9,509	SH		DFND		0	0	9,509
GENERAL DYNAMICS CORP	COM	369550108	1,518,285	6,871	SH		DFND		6,826	0	45
GENERAL DYNAMICS CORP	COM	369550108	24,755,711	112,032	SH		SOLE		110,852	0	1,180
GENERAL ELECTRIC CO	COM NEW	369604301	901,646	8,156	SH		DFND		911	0	7,245
GENERAL ELECTRIC CO	COM NEW	369604301	215,351	1,948	SH		SOLE		1,948	0	0
GENERAL MLS INC	COM	370334104	234,523	3,665	SH		DFND		3,200	0	465
GLOBAL PMTS INC	COM	37940X102	277,628	2,406	SH		SOLE		2,406	0	0
GLOBAL PMTS INC	COM	37940X102	548,449	4,753	SH		DFND		0	0	4,753
HANCOCK JOHN PREM DIVID FD	COM SH BEN INT	41013T105	345,550	35,920	SH		DFND		0	0	35,920
HCI GROUP INC	COM	40416E103	385,459	7,100	SH		DFND		0	0	7,100
HCI GROUP INC	COM	40416E103	32,574	600	SH		SOLE		600	0	0
HOME BANCSHARES INC	COM	436893200	433,081	20,682	SH		SOLE		20,682	0	0
HOME DEPOT INC	COM	437076102	2,423,928	8,022	SH		DFND		7,202	0	820
HOME DEPOT INC	COM	437076102	35,362,993	117,034	SH		SOLE		116,134	0	900
HONEYWELL INTL INC	COM	438516106	118,234	640	SH		DFND		640	0	0
HONEYWELL INTL INC	COM	438516106	792,719	4,291	SH		SOLE		4,291	0	0
HORIZON BANCORP INC	COM	440407104	278,161	26,045	SH		SOLE		26,045	0	0
HORIZON BANCORP INC	COM	440407104	261,671	24,501	SH		DFND		0	0	24,501
HUMANA INC	COM	444859102	231,097	475	SH		SOLE		475	0	0
INTEL CORP	COM	458140100	463,465	13,037	SH		SOLE		13,037	0	0
INTEL CORP	COM	458140100	38,039	1,070	SH		DFND		600	0	470
INTERNATIONAL BUSINESS MACHS	COM	459200101	249,874	1,781	SH		SOLE		1,781	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	157,697	1,124	SH		DFND		966	0	158
INTUIT	COM	461202103	1,680,993	3,290	SH		DFND		0	0	3,290
INTUIT	COM	461202103	17,372	34	SH		SOLE		34	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	335,264	5,210	SH		SOLE		5,210	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	2,764,543	11,087	SH		SOLE		11,087	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,229,867	23,639	SH		SOLE		23,639	0	0
ISHARES TR	CORE S&P TTL STK	464287150	269,760	2,864	SH		SOLE		2,864	0	0
ISHARES TR	CORE S&P500 ETF	464287200	289,865	675	SH		SOLE		675	0	0
ISHARES TR	CORE S&P500 ETF	464287200	204,409	476	SH		DFND		0	0	476
ISHARES TR	IBOXX HI YD ETF	464288513	260,305	3,531	SH		SOLE		3,531	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,867,180	37,471	SH		DFND		37,471	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	19,820,381	397,760	SH		SOLE		397,760	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	30,449,403	625,887	SH		SOLE		625,887	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	2,147,314	44,138	SH		DFND		40,818	0	3,320
ISHARES TR	MSCI EAFE ETF	464287465	548,534	7,959	SH		SOLE		7,959	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	329,153	3,210	SH		SOLE		3,210	0	0
ISHARES TR	RUS 1000 ETF	464287622	2,021,870	8,607	SH		SOLE		8,607	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	1,762,982	6,628	SH		SOLE		6,628	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	246,556	1,624	SH		SOLE		1,624	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	223,658	1,650	SH		SOLE		1,650	0	0
ISHARES TR	RUS MID CAP ETF	464287499	1,281,194	18,501	SH		SOLE		18,501	0	0
ISHARES TR	RUS MID CAP ETF	464287499	2,770,000	40,000	SH		DFND		40,000	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	1,825,901	10,331	SH		SOLE		10,331	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	219,329	895	SH		SOLE		895	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	443,020	6,475	SH		SOLE		6,475	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	321,833	2,092	SH		SOLE		2,092	0	0
ISHARES TR	SELECT DIVID ETF	464287168	407,848	3,789	SH		SOLE		3,789	0	0
JOHNSON & JOHNSON	COM	478160104	37,978,859	243,845	SH		SOLE		241,810	0	2,035
JOHNSON & JOHNSON	COM	478160104	3,708,408	23,810	SH		DFND		15,386	0	8,424
JPMORGAN CHASE & CO	COM	46625H100	2,523,783	17,403	SH		DFND		17,102	0	301
JPMORGAN CHASE & CO	COM	46625H100	37,124,395	255,995	SH		SOLE		254,485	0	1,510
KIMBERLY-CLARK CORP	COM	494368103	398,322	3,296	SH		SOLE		3,296	0	0
KIMBERLY-CLARK CORP	COM	494368103	42,298	350	SH		DFND		350	0	0
KKR & CO INC	COM	48251W104	2,145,405	34,828	SH		DFND		0	0	34,828
L3HARRIS TECHNOLOGIES INC	COM	502431109	268,319	1,541	SH		SOLE		1,541	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	115,964	666	SH		DFND		666	0	0
LINDE PLC	SHS	G54950103	338,466	909	SH		SOLE		909	0	0
LOCKHEED MARTIN CORP	COM	539830109	23,720	58	SH		DFND		58	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,717,632	4,200	SH		SOLE		4,200	0	0
LOWES COS INC	COM	548661107	912,625	4,391	SH		DFND		0	0	4,391
LOWES COS INC	COM	548661107	101,634	489	SH		SOLE		489	0	0
MARATHON PETE CORP	COM	56585A102	757	5	SH		DFND		0	0	5
MARATHON PETE CORP	COM	56585A102	381,982	2,524	SH		SOLE		2,524	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	254,174	642	SH		SOLE		642	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	4,429,441	11,188	SH		DFND		26	0	11,162
MCDONALDS CORP	COM	580135101	2,465,798	9,360	SH		DFND		8,872	0	488
MCDONALDS CORP	COM	580135101	37,055,207	140,659	SH		SOLE		139,354	0	1,305
MEDTRONIC PLC	SHS	G5960L103	1,578,797	20,148	SH		DFND		19,877	0	271
MEDTRONIC PLC	SHS	G5960L103	26,279,515	335,369	SH		SOLE		332,154	0	3,215
MERCK & CO INC	COM	58933Y105	3,617,766	35,141	SH		DFND		26,595	0	8,546
MERCK & CO INC	COM	58933Y105	40,029,534	388,825	SH		SOLE		384,755	0	4,070
META PLATFORMS INC	CL A	30303M102	2,769,137	9,224	SH		DFND		0	0	9,224
MICROSOFT CORP	COM	594918104	9,172,853	29,051	SH		DFND		11,215	0	17,836
MICROSOFT CORP	COM	594918104	50,576,204	160,178	SH		SOLE		159,113	0	1,065
MID-AMER APT CMNTYS INC	COM	59522J103	1,164,283	9,050	SH		DFND		8,905	0	145
MID-AMER APT CMNTYS INC	COM	59522J103	18,412,774	143,123	SH		SOLE		141,898	0	1,225
MONDELEZ INTL INC	CL A	609207105	161,424	2,326	SH		SOLE		2,326	0	0
MONDELEZ INTL INC	CL A	609207105	104,239	1,502	SH		DFND		1,296	0	206
MOOG INC	CL A	615394202	224,452	1,987	SH		SOLE		1,987	0	0
MPLX LP	COM UNIT REP LTD	55336V100	250,342	7,038	SH		DFND		0	0	7,038
NASDAQ INC	COM	631103108	1,262,222	25,977	SH		DFND		25,797	0	180
NASDAQ INC	COM	631103108	20,866,295	429,436	SH		SOLE		426,586	0	2,850
NETFLIX INC	COM	64110L106	673,638	1,784	SH		DFND		0	0	1,784
NEXTERA ENERGY INC	COM	65339F101	18,903,466	329,961	SH		SOLE		327,336	0	2,625
NEXTERA ENERGY INC	COM	65339F101	1,293,207	22,573	SH		DFND		22,373	0	200
NOMAD FOODS LTD	USD ORD SHS	G6564A105	894,114	58,746	SH		DFND		0	0	58,746
NORFOLK SOUTHN CORP	COM	655844108	344,037	1,747	SH		DFND		1,747	0	0
NORFOLK SOUTHN CORP	COM	655844108	178,222	905	SH		SOLE		905	0	0
NVIDIA CORPORATION	COM	67066G104	143,547	330	SH		DFND		0	0	330
NVIDIA CORPORATION	COM	67066G104	292,313	672	SH		SOLE		672	0	0
ONEOK INC NEW	COM	682680103	211,602	3,336	SH		DFND		0	0	3,336
ORACLE CORP	COM	68389X105	182,606	1,724	SH		DFND		0	0	1,724
ORACLE CORP	COM	68389X105	534,790	5,049	SH		SOLE		5,049	0	0
PAYCHEX INC	COM	704326107	27,326,060	236,938	SH		SOLE		235,028	0	1,910
PAYCHEX INC	COM	704326107	1,775,736	15,397	SH		DFND		15,042	0	355
PEOPLES FINL SVCS CORP	COM	711040105	250,585	6,249	SH		SOLE		6,249	0	0
PEPSICO INC	COM	713448108	2,410,115	14,224	SH		DFND		13,804	0	420
PEPSICO INC	COM	713448108	36,918,773	217,887	SH		SOLE		215,667	0	2,220
PFIZER INC	COM	717081103	1,959,750	59,082	SH		DFND		56,635	0	2,447
PFIZER INC	COM	717081103	27,110,272	817,313	SH		SOLE		809,938	0	7,375
PINTEREST INC	CL A	72352L106	543,898	20,122	SH		DFND		0	0	20,122
PNC FINL SVCS GROUP INC	COM	693475105	17,880,714	145,644	SH		SOLE		143,744	0	1,900
PNC FINL SVCS GROUP INC	COM	693475105	891,679	7,263	SH		DFND		7,263	0	0
PROCTER AND GAMBLE CO	COM	742718109	2,084,485	14,291	SH		DFND		12,650	0	1,641
PROCTER AND GAMBLE CO	COM	742718109	24,670,760	169,140	SH		SOLE		167,560	0	1,580
PROGRESSIVE CORP	COM	743315103	981,508	7,046	SH		DFND		0	0	7,046
PROGRESSIVE CORP	COM	743315103	1,419,467	10,190	SH		SOLE		10,190	0	0
PROLOGIS INC.	COM	74340W103	31,296,828	278,913	SH		SOLE		276,248	0	2,665
PROLOGIS INC.	COM	74340W103	1,907,907	17,003	SH		DFND		16,818	0	185
QUALCOMM INC	COM	747525103	461,343	4,154	SH		SOLE		4,154	0	0
QUALCOMM INC	COM	747525103	44,424	400	SH		DFND		400	0	0
RAYMOND JAMES FINL INC	COM	754730109	1,213,395	12,082	SH		SOLE		12,082	0	0
REALTY INCOME CORP	COM	756109104	1,098,630	21,999	SH		DFND		21,839	0	160
REALTY INCOME CORP	COM	756109104	17,533,135	351,084	SH		SOLE		347,754	0	3,330
ROCKWELL AUTOMATION INC	COM	773903109	210,400	736	SH		SOLE		736	0	0
RTX CORPORATION	COM	75513E101	355,244	4,936	SH		SOLE		4,936	0	0
RTX CORPORATION	COM	75513E101	482,127	6,699	SH		DFND		3,933	0	2,766
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	783,265	3,913	SH		DFND		0	0	3,913
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	349,041	10,278	SH		SOLE		10,278	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	501,491	8,960	SH		SOLE		8,960	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	651,644	8,961	SH		SOLE		8,961	0	0
SEACOAST BKG CORP FLA	COM NEW	811707801	368,928	16,800	SH		DFND		0	0	16,800
SEACOAST BKG CORP FLA	COM NEW	811707801	32,084	1,461	SH		SOLE		1,461	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,657,753	18,340	SH		SOLE		18,315	0	25
SELECT SECTOR SPDR TR	ENERGY	81369Y506	189,367	2,095	SH		DFND		1,990	0	105
SELECT SECTOR SPDR TR	INDL	81369Y704	3,934,355	38,808	SH		SOLE		38,763	0	45
SELECT SECTOR SPDR TR	INDL	81369Y704	490,071	4,834	SH		DFND		4,609	0	225
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	364,459	2,264	SH		DFND		2,149	0	115
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	3,156,496	19,608	SH		SOLE		19,588	0	20
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	271,524	3,946	SH		DFND		3,723	0	223
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,081,587	44,784	SH		SOLE		44,719	0	65
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	5,191,183	40,323	SH		SOLE		40,283	0	40
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	595,423	4,625	SH		DFND		4,370	0	255
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,818,639	30,861	SH		SOLE		30,826	0	35
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	185,453	3,147	SH		DFND		2,977	0	170
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	644,817	8,209	SH		SOLE		8,209	0	0
SMUCKER J M CO	COM NEW	832696405	1,168,628	9,508	SH		DFND		9,453	0	55
SMUCKER J M CO	COM NEW	832696405	19,815,673	161,221	SH		SOLE		159,401	0	1,820
SPDR GOLD TR	GOLD SHS	78463V107	193,739	1,130	SH		SOLE		1,130	0	0
SPDR GOLD TR	GOLD SHS	78463V107	31,718	185	SH		DFND		185	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,019,967	2,386	SH		DFND		1,215	0	1,171
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,048,912	4,793	SH		SOLE		4,793	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	701,399	1,536	SH		SOLE		1,536	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	218,655	3,225	SH		SOLE		3,225	0	0
SUNCOR ENERGY INC NEW	COM	867224107	1,606,302	46,722	SH		DFND		0	0	46,722
SUNCOR ENERGY INC NEW	COM	867224107	6,051	176	SH		SOLE		176	0	0
SYNOVUS FINL CORP	COM NEW	87161C501	252,702	9,090	SH		SOLE		9,090	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,570,978	18,078	SH		DFND		0	0	18,078
TARGET CORP	COM	87612E106	572,974	5,182	SH		DFND		5,182	0	0
TARGET CORP	COM	87612E106	11,299,038	102,189	SH		SOLE		101,199	0	990
TESLA INC	COM	88160R101	244,965	979	SH		SOLE		979	0	0
TEXAS INSTRS INC	COM	882508104	1,867,731	11,746	SH		DFND		11,471	0	275
TEXAS INSTRS INC	COM	882508104	30,585,733	192,351	SH		SOLE		190,961	0	1,390
TJX COS INC NEW	COM	872540109	72,348	814	SH		SOLE		814	0	0
TJX COS INC NEW	COM	872540109	1,204,857	13,556	SH		DFND		74	0	13,482
T-MOBILE US INC	COM	872590104	1,027,127	7,334	SH		DFND		0	0	7,334
T-MOBILE US INC	COM	872590104	7,703	55	SH		SOLE		55	0	0
TRACTOR SUPPLY CO	COM	892356106	44,874	221	SH		SOLE		221	0	0
TRACTOR SUPPLY CO	COM	892356106	812,200	4,000	SH		DFND		0	0	4,000
UBER TECHNOLOGIES INC	COM	90353T100	697,898	15,175	SH		DFND		0	0	15,175
UNILEVER PLC	SPON ADR NEW	904767704	303,662	6,147	SH		SOLE		6,147	0	0
UNILEVER PLC	SPON ADR NEW	904767704	39,866	807	SH		DFND		800	0	7
UNION PAC CORP	COM	907818108	24,950,784	122,530	SH		SOLE		121,395	0	1,135
UNION PAC CORP	COM	907818108	1,424,188	6,994	SH		DFND		6,944	0	50
UNITED PARCEL SERVICE INC	CL B	911312106	23,470,749	150,579	SH		SOLE		149,434	0	1,145
UNITED PARCEL SERVICE INC	CL B	911312106	1,607,176	10,311	SH		DFND		10,126	0	185
UNITED RENTALS INC	COM	911363109	7,558	17	SH		SOLE		17	0	0
UNITED RENTALS INC	COM	911363109	1,673,806	3,765	SH		DFND		0	0	3,765
UNITEDHEALTH GROUP INC	COM	91324P102	28,049,602	55,633	SH		SOLE		55,033	0	600
UNITEDHEALTH GROUP INC	COM	91324P102	4,482,249	8,890	SH		DFND		3,491	0	5,399
US BANCORP DEL	COM NEW	902973304	973,650	29,451	SH		DFND		29,011	0	440
US BANCORP DEL	COM NEW	902973304	15,896,901	480,850	SH		SOLE		476,595	0	4,255
VANGUARD INDEX FDS	GROWTH ETF	922908736	617,054	2,266	SH		SOLE		2,266	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	299,916	3,964	SH		DFND		3,429	0	535
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,601,720	34,387	SH		SOLE		34,367	0	20
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	857,264	2,183	SH		SOLE		2,183	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	10,603	27	SH		DFND		27	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	923,346	4,347	SH		SOLE		4,347	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,186,150	15,000	SH		DFND		15,000	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	242,285	4,671	SH		SOLE		4,671	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,037,400	20,000	SH		DFND		20,000	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	766,399	19,546	SH		SOLE		19,546	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,123,910	25,707	SH		SOLE		25,707	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	27,836,681	269,422	SH		SOLE		269,282	0	140
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,042,085	39,122	SH		DFND		22,351	0	16,771
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	149,475	1,421	SH		DFND		1,336	0	85
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	1,341,488	12,753	SH		SOLE		12,748	0	5
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	3,996,964	49,763	SH		SOLE		49,703	0	60
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	461,358	5,744	SH		DFND		5,414	0	330
VANGUARD WORLD FDS	INF TECH ETF	92204A702	5,170,069	12,461	SH		SOLE		12,441	0	20
VANGUARD WORLD FDS	INF TECH ETF	92204A702	561,360	1,353	SH		DFND		1,288	0	65
VERIZON COMMUNICATIONS INC	COM	92343V104	22,145,883	683,304	SH		SOLE		674,399	0	8,905
VERIZON COMMUNICATIONS INC	COM	92343V104	1,217,968	37,580	SH		DFND		36,793	0	787
VISA INC	COM CL A	92826C839	246,571	1,072	SH		SOLE		1,072	0	0
VISA INC	COM CL A	92826C839	3,077,304	13,379	SH		DFND		0	0	13,379
WALMART INC	COM	931142103	477,551	2,986	SH		SOLE		2,986	0	0
WALMART INC	COM	931142103	236,217	1,477	SH		DFND		800	0	677
WASTE MGMT INC DEL	COM	94106L109	2,365,716	15,519	SH		DFND		15,050	0	469
WASTE MGMT INC DEL	COM	94106L109	36,039,103	236,415	SH		SOLE		234,220	0	2,195
WEC ENERGY GROUP INC	COM	92939U106	1,379,660	17,128	SH		SOLE		17,128	0	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	410,078	13,375	SH		SOLE		13,375	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	253,927	6,775	SH		SOLE		6,775	0	0
XCEL ENERGY INC	COM	98389B100	18,621,848	325,443	SH		SOLE		321,888	0	3,555
XCEL ENERGY INC	COM	98389B100	1,091,643	19,078	SH		DFND		18,878	0	200