Sabal Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	13,452,645	122,219	SH		DFND		3,971	0	118,248
ABBOTT LABS	COM	002824100	653,265	5,935	SH		SOLE		5,935	0	0
ABBVIE INC	COM	00287Y109	25,182,470	162,499	SH		SOLE		160,979	0	1,520
ABBVIE INC	COM	00287Y109	10,547,103	68,059	SH		DFND		13,890	0	54,169
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,738,853	7,805	SH		DFND		4,300	0	3,505
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	27,514,853	78,410	SH		SOLE		77,755	0	655
ADOBE INC	COM	00724F101	244,606	410	SH		SOLE		410	0	0
ADOBE INC	COM	00724F101	1,397,237	2,342	SH		DFND		0	0	2,342
AFLAC INC	COM	001055102	32,513,663	394,105	SH		SOLE		390,410	0	3,695
AFLAC INC	COM	001055102	1,895,108	22,971	SH		DFND		22,496	0	475
AGILENT TECHNOLOGIES INC	COM	00846U101	1,282,413	9,224	SH		DFND		0	0	9,224
AIR PRODS & CHEMS INC	COM	009158106	22,711,162	82,948	SH		SOLE		82,188	0	760
AIR PRODS & CHEMS INC	COM	009158106	1,314,788	4,802	SH		DFND		4,738	0	64
ALIGN TECHNOLOGY INC	COM	016255101	1,176,282	4,293	SH		DFND		0	0	4,293
ALLSTATE CORP	COM	020002101	349,670	2,498	SH		SOLE		2,498	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,236,856	16,013	SH		DFND		260	0	15,753
ALPHABET INC	CAP STK CL A	02079K305	933,688	6,684	SH		SOLE		6,684	0	0
ALPHABET INC	CAP STK CL C	02079K107	2,921,338	20,729	SH		DFND		0	0	20,729
ALPHABET INC	CAP STK CL C	02079K107	1,831,949	12,999	SH		SOLE		12,999	0	0
AMAZON COM INC	COM	023135106	2,699,214	17,765	SH		SOLE		17,765	0	0
AMAZON COM INC	COM	023135106	2,859,815	18,822	SH		DFND		0	0	18,822
AMEDISYS INC	COM	023436108	570,360	6,000	SH		SOLE		6,000	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	215,880	1,000	SH		SOLE		1,000	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	296,318	2,245	SH		SOLE		2,245	0	0
AMERIPRISE FINL INC	COM	03076C106	1,112,522	2,929	SH		DFND		0	0	2,929
AMGEN INC	COM	031162100	23,635,497	82,062	SH		SOLE		81,262	0	800
AMGEN INC	COM	031162100	1,278,521	4,439	SH		DFND		4,379	0	60
ANALOG DEVICES INC	COM	032654105	1,264,232	6,367	SH		DFND		0	0	6,367
AON PLC	SHS CL A	G0403H108	267,738	920	SH		DFND		0	0	920
APPLE INC	COM	037833100	7,253,375	37,674	SH		DFND		4,420	0	33,254
APPLE INC	COM	037833100	10,222,958	53,098	SH		SOLE		53,098	0	0
AT&T INC	COM	00206R102	244,753	14,586	SH		DFND		13,971	0	615
AUTOMATIC DATA PROCESSING IN	COM	053015103	413,755	1,776	SH		SOLE		1,776	0	0
AVANTOR INC	COM	05352A100	1,155,130	50,597	SH		DFND		0	0	50,597
AVERY DENNISON CORP	COM	053611109	202,160	1,000	SH		SOLE		1,000	0	0
BAKER HUGHES COMPANY	CL A	05722G100	985,683	28,838	SH		DFND		0	0	28,838
BANK AMERICA CORP	COM	060505104	224,646	6,672	SH		SOLE		6,672	0	0
BANK AMERICA CORP	COM	060505104	1,725,284	51,241	SH		DFND		100	0	51,141
BANK NEW YORK MELLON CORP	COM	064058100	2,113,126	40,598	SH		DFND		40,598	0	0
BANK NEW YORK MELLON CORP	COM	064058100	35,214,740	676,556	SH		SOLE		670,566	0	5,990
BAXTER INTL INC	COM	071813109	295,362	7,640	SH		DFND		7,640	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	542,625	1	SH		DFND		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	542,625	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,299,462	9,251	SH		DFND		39	0	9,212
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,529,507	9,896	SH		SOLE		9,896	0	0
BEST BUY INC	COM	086516101	772,545	9,869	SH		DFND		9,869	0	0
BEST BUY INC	COM	086516101	15,592,671	199,191	SH		SOLE		196,446	0	2,745
BLACK HILLS CORP	COM	092113109	863,200	16,000	SH		SOLE		16,000	0	0
BLACKROCK INC	COM	09247X101	24,104,777	29,693	SH		SOLE		29,438	0	255
BLACKROCK INC	COM	09247X101	1,403,602	1,729	SH		DFND		1,729	0	0
BLACKSTONE INC	COM	09260D107	602,232	4,600	SH		SOLE		4,600	0	0
BLACKSTONE INC	COM	09260D107	870,618	6,650	SH		DFND		0	0	6,650
BOOKING HOLDINGS INC	COM	09857L108	1,855,196	523	SH		DFND		0	0	523
BP PLC	SPONSORED ADR	055622104	936,613	26,458	SH		DFND		26,447	0	11
BRIGHT HORIZONS FAM SOL IN D	COM	109194100	748,831	7,946	SH		DFND		0	0	7,946
BROADCOM INC	COM	11135F101	714,400	640	SH		SOLE		640	0	0
BROWN & BROWN INC	COM	115236101	1,484,919	20,882	SH		DFND		0	0	20,882
CANADIAN NATL RY CO	COM	136375102	970,240	7,723	SH		DFND		0	0	7,723
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	490,172	6,200	SH		SOLE		6,200	0	0
CARMAX INC	COM	143130102	1,014,349	13,218	SH		DFND		0	0	13,218
CARRIER GLOBAL CORPORATION	COM	14448C104	1,137,165	19,794	SH		DFND		4,183	0	15,611
CATERPILLAR INC	COM	149123101	222,344	752	SH		SOLE		752	0	0
CHEVRON CORP NEW	COM	166764100	2,384,323	15,985	SH		DFND		15,263	0	722
CHEVRON CORP NEW	COM	166764100	27,413,520	183,786	SH		SOLE		181,781	0	2,005
CHUBB LIMITED	COM	H1467J104	265,324	1,174	SH		SOLE		1,174	0	0
CHURCH & DWIGHT CO INC	COM	171340102	3,423,072	36,200	SH		SOLE		36,200	0	0
CISCO SYS INC	COM	17275R102	1,998,470	39,558	SH		DFND		38,743	0	815
CISCO SYS INC	COM	17275R102	32,944,041	652,099	SH		SOLE		646,239	0	5,860
COCA COLA CO	COM	191216100	24,212,157	410,863	SH		SOLE		407,183	0	3,680
COCA COLA CO	COM	191216100	3,140,674	53,295	SH		DFND		51,949	0	1,346
COLGATE PALMOLIVE CO	COM	194162103	769,202	9,650	SH		DFND		9,200	0	450
COMCAST CORP NEW	CL A	20030N101	290,419	6,623	SH		SOLE		6,623	0	0
CONOCOPHILLIPS	COM	20825C104	29,317,773	252,587	SH		SOLE		249,667	0	2,920
CONOCOPHILLIPS	COM	20825C104	1,765,425	15,210	SH		DFND		15,010	0	200
COSTCO WHSL CORP NEW	COM	22160K105	517,503	784	SH		SOLE		784	0	0
CVS HEALTH CORP	COM	126650100	254,567	3,224	SH		SOLE		3,224	0	0
DIAMONDBACK ENERGY INC	COM	25278X109	203,930	1,315	SH		SOLE		1,315	0	0
DIGITAL RLTY TR INC	COM	253868103	941,925	6,999	SH		SOLE		6,999	0	0
DISNEY WALT CO	COM	254687106	496,505	5,499	SH		DFND		2,533	0	2,966
DONALDSON INC	COM	257651109	365,960	5,600	SH		SOLE		5,600	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	21,048,752	216,908	SH		SOLE		214,638	0	2,270
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,362,053	14,036	SH		DFND		13,091	0	945
DUPONT DE NEMOURS INC	COM	26614N102	280,256	3,643	SH		DFND		2,884	0	759
DYADIC INTL INC DEL	COM	26745T101	17,889	11,111	SH		SOLE		11,111	0	0
EATON CORP PLC	SHS	G29183103	723,905	3,006	SH		SOLE		3,006	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,737,433	22,786	SH		DFND		0	0	22,786
EDWARDS LIFESCIENCES CORP	COM	28176E108	678,701	8,901	SH		SOLE		8,901	0	0
ELEVANCE HEALTH INC	COM	036752103	495,610	1,051	SH		SOLE		1,051	0	0
ELEVANCE HEALTH INC	COM	036752103	1,672,152	3,546	SH		DFND		0	0	3,546
ELI LILLY & CO	COM	532457108	2,960,068	5,078	SH		SOLE		5,078	0	0
EMERSON ELEC CO	COM	291011104	410,246	4,215	SH		DFND		4,215	0	0
ENBRIDGE INC	COM	29250N105	505,613	14,037	SH		SOLE		14,037	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	341,757	24,765	SH		DFND		0	0	24,765
ENTERPRISE PRODS PARTNERS L	COM	293792107	268,296	10,182	SH		SOLE		10,182	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	352,484	13,377	SH		DFND		0	0	13,377
EQUIFAX INC	COM	294429105	274,986	1,112	SH		SOLE		1,112	0	0
EXXON MOBIL CORP	COM	30231G102	1,192,361	11,926	SH		SOLE		11,926	0	0
EXXON MOBIL CORP	COM	30231G102	4,347,830	43,487	SH		DFND		42,555	0	932
FASTENAL CO	COM	311900104	18,196,419	280,939	SH		SOLE		277,521	0	3,418
FASTENAL CO	COM	311900104	859,627	13,272	SH		DFND		13,272	0	0
FERGUSON PLC NEW	SHS	G3421J106	1,525,253	7,900	SH		DFND		0	0	7,900
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	1,592,084	1,122	SH		DFND		0	0	1,122
FISERV INC	COM	337738108	1,263,176	9,509	SH		DFND		0	0	9,509
FORD MTR CO DEL	COM	345370860	166,138	13,629	SH		SOLE		13,629	0	0
GENERAL DYNAMICS CORP	COM	369550108	1,639,816	6,315	SH		DFND		6,270	0	45
GENERAL DYNAMICS CORP	COM	369550108	28,057,603	108,051	SH		SOLE		106,946	0	1,105
GENERAL ELECTRIC CO	COM NEW	369604301	222,076	1,740	SH		SOLE		1,740	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	1,211,336	9,491	SH		DFND		911	0	8,580
GENERAL MLS INC	COM	370334104	1,046,670	16,068	SH		DFND		15,603	0	465
GENERAL MLS INC	COM	370334104	17,855,591	274,111	SH		SOLE		271,269	0	2,842
GILEAD SCIENCES INC	COM	375558103	203,821	2,516	SH		SOLE		2,516	0	0
GLOBAL PMTS INC	COM	37940X102	703,072	5,536	SH		DFND		783	0	4,753
GRAINGER W W INC	COM	384802104	244,464	295	SH		SOLE		295	0	0
HANCOCK JOHN PREM DIVID FD	COM SH BEN INT	41013T105	382,548	35,920	SH		DFND		0	0	35,920
HCI GROUP INC	COM	40416E103	620,540	7,100	SH		DFND		0	0	7,100
HOME BANCSHARES INC	COM	436893200	478,914	18,907	SH		SOLE		18,907	0	0
HOME DEPOT INC	COM	437076102	39,760,721	114,733	SH		SOLE		113,833	0	900
HOME DEPOT INC	COM	437076102	2,686,109	7,751	SH		DFND		7,021	0	730
HONEYWELL INTL INC	COM	438516106	1,279,021	6,099	SH		SOLE		6,099	0	0
HORIZON BANCORP INC	COM	440407104	372,704	26,045	SH		SOLE		26,045	0	0
HORIZON BANCORP INC	COM	440407104	350,609	24,501	SH		DFND		0	0	24,501
ILLINOIS TOOL WKS INC	COM	452308109	228,674	873	SH		SOLE		873	0	0
INTEL CORP	COM	458140100	536,117	10,669	SH		SOLE		10,669	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	292,427	1,788	SH		SOLE		1,788	0	0
INTUIT	COM	461202103	2,055,099	3,288	SH		DFND		0	0	3,288
ISHARES INC	CORE MSCI EMKT	46434G103	1,097,333	21,695	SH		SOLE		21,695	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	776,172	11,033	SH		SOLE		11,033	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	3,897,283	14,062	SH		SOLE		14,062	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,904,672	26,833	SH		SOLE		26,833	0	0
ISHARES TR	CORE S&P TTL STK	464287150	301,379	2,864	SH		SOLE		2,864	0	0
ISHARES TR	CORE S&P500 ETF	464287200	677,757	1,419	SH		SOLE		1,419	0	0
ISHARES TR	CORE S&P500 ETF	464287200	227,352	476	SH		DFND		0	0	476
ISHARES TR	IBOXX HI YD ETF	464288513	273,264	3,531	SH		SOLE		3,531	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	19,354,519	377,465	SH		SOLE		377,465	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,895,688	36,971	SH		DFND		36,971	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	30,890,080	594,040	SH		SOLE		594,040	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	2,160,392	41,546	SH		DFND		40,573	0	973
ISHARES TR	MSCI EAFE ETF	464287465	599,711	7,959	SH		SOLE		7,959	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	216,169	5,376	SH		SOLE		5,376	0	0
ISHARES TR	RUS 1000 ETF	464287622	2,257,272	8,607	SH		SOLE		8,607	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,039,121	6,726	SH		SOLE		6,726	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	266,714	1,614	SH		SOLE		1,614	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	820,919	5,285	SH		SOLE		5,285	0	0
ISHARES TR	RUS MID CAP ETF	464287499	3,109,200	40,000	SH		DFND		40,000	0	0
ISHARES TR	RUS MID CAP ETF	464287499	1,270,264	16,342	SH		SOLE		16,342	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	2,208,613	11,004	SH		SOLE		11,004	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	244,997	895	SH		SOLE		895	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	486,273	6,475	SH		SOLE		6,475	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	363,778	2,092	SH		SOLE		2,092	0	0
ISHARES TR	SELECT DIVID ETF	464287168	368,657	3,145	SH		SOLE		3,145	0	0
ISHARES TR	U.S. MED DVC ETF	464288810	337,852	6,260	SH		SOLE		6,260	0	0
JOHNSON & JOHNSON	COM	478160104	38,153,024	243,416	SH		SOLE		241,381	0	2,035
JOHNSON & JOHNSON	COM	478160104	3,583,076	22,860	SH		DFND		14,469	0	8,391
JPMORGAN CHASE & CO	COM	46625H100	42,708,198	251,077	SH		SOLE		249,222	0	1,855
JPMORGAN CHASE & CO	COM	46625H100	2,741,672	16,118	SH		DFND		15,917	0	201
KIMBERLY-CLARK CORP	COM	494368103	264,892	2,180	SH		SOLE		2,180	0	0
KKR & CO INC	COM	48251W104	2,885,748	34,831	SH		DFND		0	0	34,831
L3HARRIS TECHNOLOGIES INC	COM	502431109	324,565	1,541	SH		SOLE		1,541	0	0
LINDE PLC	SHS	G54950103	580,744	1,414	SH		SOLE		1,414	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,865,083	4,115	SH		SOLE		4,115	0	0
LOWES COS INC	COM	548661107	310,012	1,393	SH		SOLE		1,393	0	0
LOWES COS INC	COM	548661107	976,549	4,388	SH		DFND		0	0	4,388
MARATHON PETE CORP	COM	56585A102	374,461	2,524	SH		SOLE		2,524	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	200,886	471	SH		SOLE		471	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	4,769,235	11,182	SH		DFND		26	0	11,156
MCDONALDS CORP	COM	580135101	2,563,329	8,645	SH		DFND		8,257	0	388
MCDONALDS CORP	COM	580135101	40,685,323	137,214	SH		SOLE		136,074	0	1,140
MEDTRONIC PLC	SHS	G5960L103	27,646,316	335,595	SH		SOLE		332,085	0	3,510
MEDTRONIC PLC	SHS	G5960L103	1,585,897	19,251	SH		DFND		18,980	0	271
MERCK & CO INC	COM	58933Y105	40,537,016	371,831	SH		SOLE		367,761	0	4,070
MERCK & CO INC	COM	58933Y105	3,905,860	35,827	SH		DFND		28,664	0	7,163
META PLATFORMS INC	CL A	30303M102	512,180	1,447	SH		SOLE		1,447	0	0
META PLATFORMS INC	CL A	30303M102	3,193,073	9,021	SH		DFND		0	0	9,021
MICROSOFT CORP	COM	594918104	10,499,037	27,920	SH		DFND		10,217	0	17,703
MICROSOFT CORP	COM	594918104	57,171,241	152,035	SH		SOLE		151,005	0	1,030
MID-AMER APT CMNTYS INC	COM	59522J103	1,136,994	8,456	SH		DFND		8,311	0	145
MID-AMER APT CMNTYS INC	COM	59522J103	19,847,372	147,608	SH		SOLE		146,098	0	1,510
MONDELEZ INTL INC	CL A	609207105	405,898	5,604	SH		SOLE		5,604	0	0
MOOG INC	CL A	615394202	287,678	1,987	SH		SOLE		1,987	0	0
MPLX LP	COM UNIT REP LTD	55336V100	258,435	7,038	SH		DFND		0	0	7,038
NASDAQ INC	COM	631103108	1,380,302	23,741	SH		DFND		23,561	0	180
NASDAQ INC	COM	631103108	24,705,779	424,936	SH		SOLE		421,501	0	3,435
NETFLIX INC	COM	64110L106	867,620	1,782	SH		DFND		0	0	1,782
NEXTERA ENERGY INC	COM	65339F101	20,315,343	334,464	SH		SOLE		331,289	0	3,175
NEXTERA ENERGY INC	COM	65339F101	1,340,957	22,077	SH		DFND		21,877	0	200
NIKE INC	CL B	654106103	602,455	5,549	SH		SOLE		5,549	0	0
NOMAD FOODS LTD	USD ORD SHS	G6564A105	995,270	58,718	SH		DFND		0	0	58,718
NORFOLK SOUTHN CORP	COM	655844108	412,956	1,747	SH		DFND		1,747	0	0
NORFOLK SOUTHN CORP	COM	655844108	421,702	1,784	SH		SOLE		1,784	0	0
NVIDIA CORPORATION	COM	67066G104	1,289,553	2,604	SH		SOLE		2,604	0	0
ONEOK INC NEW	COM	682680103	234,254	3,336	SH		DFND		0	0	3,336
ORACLE CORP	COM	68389X105	736,745	6,988	SH		SOLE		6,988	0	0
OTIS WORLDWIDE CORP	COM	68902V107	206,049	2,303	SH		DFND		1,916	0	387
PARK NATL CORP	COM	700658107	265,720	2,000	SH		DFND		2,000	0	0
PAYCHEX INC	COM	704326107	1,680,642	14,110	SH		DFND		13,755	0	355
PAYCHEX INC	COM	704326107	27,435,559	230,338	SH		SOLE		228,543	0	1,795
PEOPLES FINL SVCS CORP	COM	711040105	292,638	6,009	SH		SOLE		6,009	0	0
PEPSICO INC	COM	713448108	36,516,449	215,005	SH		SOLE		212,945	0	2,060
PEPSICO INC	COM	713448108	2,244,945	13,218	SH		DFND		12,898	0	320
PFIZER INC	COM	717081103	1,646,759	57,199	SH		DFND		54,802	0	2,397
PFIZER INC	COM	717081103	24,117,066	837,689	SH		SOLE		828,564	0	9,125
PINTEREST INC	CL A	72352L106	744,800	20,108	SH		DFND		0	0	20,108
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	163,438	10,788	SH		DFND		0	0	10,788
PNC FINL SVCS GROUP INC	COM	693475105	24,111,074	155,706	SH		SOLE		153,651	0	2,055
PNC FINL SVCS GROUP INC	COM	693475105	1,227,651	7,928	SH		DFND		7,928	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,948,982	13,300	SH		DFND		11,759	0	1,541
PROCTER AND GAMBLE CO	COM	742718109	24,445,803	166,820	SH		SOLE		165,405	0	1,415
PROGRESSIVE CORP	COM	743315103	1,517,938	9,530	SH		SOLE		9,530	0	0
PROGRESSIVE CORP	COM	743315103	1,121,968	7,044	SH		DFND		0	0	7,044
PROLOGIS INC.	COM	74340W103	2,163,992	16,234	SH		DFND		16,049	0	185
PROLOGIS INC.	COM	74340W103	37,024,608	277,754	SH		SOLE		275,089	0	2,665
QUALCOMM INC	COM	747525103	633,335	4,379	SH		SOLE		4,379	0	0
RAYMOND JAMES FINL INC	COM	754730109	1,343,464	12,049	SH		SOLE		12,049	0	0
REALTY INCOME CORP	COM	756109104	1,199,504	20,890	SH		DFND		20,730	0	160
REALTY INCOME CORP	COM	756109104	20,140,869	350,764	SH		SOLE		347,434	0	3,330
ROCKWELL AUTOMATION INC	COM	773903109	228,513	736	SH		SOLE		736	0	0
RTX CORPORATION	COM	75513E101	294,574	3,501	SH		SOLE		3,501	0	0
RTX CORPORATION	COM	75513E101	584,689	6,949	SH		DFND		4,183	0	2,766
SALESFORCE INC	COM	79466L302	351,292	1,335	SH		SOLE		1,335	0	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	992,182	3,911	SH		DFND		0	0	3,911
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	371,078	10,040	SH		SOLE		10,040	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	544,205	8,786	SH		SOLE		8,786	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	743,405	8,961	SH		SOLE		8,961	0	0
SEACOAST BKG CORP FLA	COM NEW	811707801	478,128	16,800	SH		DFND		0	0	16,800
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,532,931	18,284	SH		SOLE		18,259	0	25
SELECT SECTOR SPDR TR	INDL	81369Y704	551,028	4,834	SH		DFND		4,609	0	225
SELECT SECTOR SPDR TR	INDL	81369Y704	4,304,946	37,766	SH		SOLE		37,721	0	45
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	3,755,546	21,003	SH		SOLE		20,983	0	20
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	404,826	2,264	SH		DFND		2,149	0	115
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,153,689	43,783	SH		SOLE		43,718	0	65
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	283,510	3,936	SH		DFND		3,723	0	213
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	630,076	4,620	SH		DFND		4,370	0	250
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	6,423,225	47,098	SH		SOLE		47,058	0	40
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,024,977	31,975	SH		SOLE		31,940	0	35
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	703,738	8,227	SH		SOLE		8,227	0	0
SHERWIN WILLIAMS CO	COM	824348106	214,899	689	SH		SOLE		689	0	0
SMUCKER J M CO	COM NEW	832696405	591,458	4,680	SH		SOLE		4,680	0	0
SOUTHERN CO	COM	842587107	15,021,457	214,225	SH		SOLE		211,609	0	2,616
SOUTHERN CO	COM	842587107	768,305	10,957	SH		DFND		10,157	0	800
SPDR GOLD TR	GOLD SHS	78463V107	216,022	1,130	SH		SOLE		1,130	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,134,090	2,386	SH		DFND		1,215	0	1,171
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,131,870	8,693	SH		SOLE		8,693	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	3,055,442	6,022	SH		SOLE		6,022	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	232,684	3,225	SH		SOLE		3,225	0	0
SUNCOR ENERGY INC NEW	COM	867224107	1,495,980	46,691	SH		DFND		0	0	46,691
SYNOVUS FINL CORP	COM NEW	87161C501	342,239	9,090	SH		SOLE		9,090	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,878,864	18,066	SH		DFND		0	0	18,066
TARGET CORP	COM	87612E106	489,355	3,436	SH		SOLE		3,436	0	0
TESLA INC	COM	88160R101	382,908	1,541	SH		SOLE		1,541	0	0
TEXAS INSTRS INC	COM	882508104	33,102,650	194,196	SH		SOLE		192,376	0	1,820
TEXAS INSTRS INC	COM	882508104	1,889,379	11,084	SH		DFND		10,809	0	275
TJX COS INC NEW	COM	872540109	501,414	5,345	SH		SOLE		5,345	0	0
TJX COS INC NEW	COM	872540109	1,270,844	13,547	SH		DFND		74	0	13,473
T-MOBILE US INC	COM	872590104	1,175,219	7,330	SH		DFND		0	0	7,330
TRACTOR SUPPLY CO	COM	892356106	860,120	4,000	SH		DFND		0	0	4,000
UBER TECHNOLOGIES INC	COM	90353T100	934,017	15,170	SH		DFND		0	0	15,170
UNILEVER PLC	SPON ADR NEW	904767704	265,525	5,477	SH		SOLE		5,477	0	0
UNION PAC CORP	COM	907818108	29,393,837	119,672	SH		SOLE		118,637	0	1,035
UNION PAC CORP	COM	907818108	1,614,706	6,574	SH		DFND		6,524	0	50
UNITED PARCEL SERVICE INC	CL B	911312106	23,638,273	150,342	SH		SOLE		149,092	0	1,250
UNITED PARCEL SERVICE INC	CL B	911312106	1,543,999	9,820	SH		DFND		9,635	0	185
UNITED RENTALS INC	COM	911363109	1,863,042	3,249	SH		DFND		0	0	3,249
UNITED RENTALS INC	COM	911363109	215,033	375	SH		SOLE		375	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	4,510,268	8,567	SH		DFND		3,166	0	5,401
UNITEDHEALTH GROUP INC	COM	91324P102	28,350,410	53,850	SH		SOLE		53,300	0	550
US BANCORP DEL	COM NEW	902973304	1,192,537	27,554	SH		DFND		27,314	0	240
US BANCORP DEL	COM NEW	902973304	20,761,329	479,698	SH		SOLE		474,698	0	5,000
VALERO ENERGY CORP	COM	91913Y100	252,330	1,941	SH		SOLE		1,941	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,601,965	5,153	SH		SOLE		5,153	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	319,333	3,614	SH		DFND		3,429	0	185
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,772,825	31,381	SH		SOLE		31,361	0	20
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	781,872	1,790	SH		SOLE		1,790	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	346,816	1,462	SH		SOLE		1,462	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,558,300	15,000	SH		DFND		15,000	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	821,946	14,641	SH		SOLE		14,641	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,122,800	20,000	SH		DFND		20,000	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	776,379	18,890	SH		SOLE		18,890	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	306,555	6,005	SH		SOLE		6,005	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	543,370	7,023	SH		SOLE		7,023	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,835,480	38,319	SH		SOLE		38,319	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,112,114	36,837	SH		DFND		19,976	0	16,861
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	28,141,700	252,098	SH		SOLE		251,958	0	140
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	2,275,257	19,327	SH		SOLE		19,322	0	5
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	5,238,615	56,781	SH		SOLE		56,721	0	60
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	529,203	5,736	SH		DFND		5,414	0	322
VANGUARD WORLD FDS	INF TECH ETF	92204A702	5,973,528	12,342	SH		SOLE		12,322	0	20
VANGUARD WORLD FDS	INF TECH ETF	92204A702	654,852	1,353	SH		DFND		1,288	0	65
VERIZON COMMUNICATIONS INC	COM	92343V104	25,233,930	669,335	SH		SOLE		660,930	0	8,405
VERIZON COMMUNICATIONS INC	COM	92343V104	1,423,175	37,750	SH		DFND		36,963	0	787
VISA INC	COM CL A	92826C839	3,480,619	13,369	SH		DFND		0	0	13,369
VISA INC	COM CL A	92826C839	1,278,058	4,909	SH		SOLE		4,909	0	0
WALMART INC	COM	931142103	237,421	1,506	SH		SOLE		1,506	0	0
WALMART INC	COM	931142103	232,849	1,477	SH		DFND		800	0	677
WASTE MGMT INC DEL	COM	94106L109	2,584,771	14,432	SH		DFND		14,013	0	419
WASTE MGMT INC DEL	COM	94106L109	40,672,535	227,094	SH		SOLE		224,999	0	2,095
WEC ENERGY GROUP INC	COM	92939U106	1,441,664	17,128	SH		SOLE		17,128	0	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	465,049	13,375	SH		SOLE		13,375	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	275,607	6,775	SH		SOLE		6,775	0	0
XCEL ENERGY INC	COM	98389B100	19,954,150	322,309	SH		SOLE		318,754	0	3,555
XCEL ENERGY INC	COM	98389B100	1,112,151	17,964	SH		DFND		17,764	0	200