Sabal Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	12,313,127	118,498	SH		DFND		250	0	118,248
ABBOTT LABS	COM	002824100	548,229	5,276	SH		SOLE		5,276	0	0
ABBVIE INC	COM	00287Y109	27,139,781	158,231	SH		SOLE		156,711	0	1,520
ABBVIE INC	COM	00287Y109	10,996,833	64,114	SH		DFND		9,882	0	54,232
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,298,898	4,281	SH		DFND		4,145	0	136
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	23,429,017	77,219	SH		SOLE		76,564	0	655
ADOBE INC	COM	00724F101	1,709,952	3,078	SH		DFND		0	0	3,078
AFLAC INC	COM	001055102	33,528,760	375,420	SH		SOLE		371,980	0	3,440
AFLAC INC	COM	001055102	1,918,022	21,476	SH		DFND		21,001	0	475
AGILENT TECHNOLOGIES INC	COM	00846U101	1,185,726	9,147	SH		DFND		0	0	9,147
AIR PRODS & CHEMS INC	COM	009158106	272,243	1,055	SH		SOLE		1,055	0	0
ALIGN TECHNOLOGY INC	COM	016255101	1,028,250	4,259	SH		DFND		0	0	4,259
ALPHABET INC	CAP STK CL A	02079K305	1,430,424	7,853	SH		SOLE		7,853	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,920,775	16,035	SH		DFND		260	0	15,775
ALPHABET INC	CAP STK CL C	02079K107	1,846,856	10,069	SH		SOLE		10,069	0	0
ALPHABET INC	CAP STK CL C	02079K107	3,786,522	20,644	SH		DFND		0	0	20,644
AMAZON COM INC	COM	023135106	3,947,131	20,425	SH		DFND		0	0	20,425
AMAZON COM INC	COM	023135106	3,398,495	17,586	SH		SOLE		17,586	0	0
AMEDISYS INC	COM	023436108	550,800	6,000	SH		SOLE		6,000	0	0
AMER SPORTS INC	COM SHS	G0260P102	880,616	70,057	SH		DFND		0	0	70,057
AMERICAN INTL GROUP INC	COM NEW	026874784	1,626,227	21,905	SH		DFND		0	0	21,905
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,116,976	8,648	SH		DFND		8,648	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	21,801,433	168,794	SH		SOLE		166,936	0	1,858
AMERIPRISE FINL INC	COM	03076C106	1,237,142	2,896	SH		DFND		0	0	2,896
AMGEN INC	COM	031162100	1,379,779	4,416	SH		DFND		4,356	0	60
AMGEN INC	COM	031162100	25,230,650	80,751	SH		SOLE		79,951	0	800
ANALOG DEVICES INC	COM	032654105	1,476,842	6,470	SH		DFND		85	0	6,385
AON PLC	SHS CL A	G0403H108	270,094	920	SH		DFND		0	0	920
APPLE INC	COM	037833100	8,637,737	41,011	SH		DFND		10,367	0	30,644
APPLE INC	COM	037833100	24,324,925	115,492	SH		SOLE		114,799	0	693
AUTODESK INC	COM	052769106	1,507,465	6,092	SH		DFND		0	0	6,092
AUTOMATIC DATA PROCESSING IN	COM	053015103	426,539	1,787	SH		SOLE		1,787	0	0
AVERY DENNISON CORP	COM	053611109	218,650	1,000	SH		SOLE		1,000	0	0
BAKER HUGHES COMPANY	CL A	05722G100	1,006,073	28,606	SH		DFND		0	0	28,606
BANK AMERICA CORP	COM	060505104	210,224	5,286	SH		SOLE		5,286	0	0
BANK AMERICA CORP	COM	060505104	1,106,560	27,824	SH		DFND		100	0	27,724
BANK NEW YORK MELLON CORP	COM	064058100	2,323,253	38,792	SH		DFND		38,792	0	0
BANK NEW YORK MELLON CORP	COM	064058100	39,287,301	655,991	SH		SOLE		650,001	0	5,990
BAXTER INTL INC	COM	071813109	255,558	7,640	SH		DFND		7,640	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	612,241	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	612,241	1	SH		DFND		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,493,192	8,587	SH		SOLE		8,587	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,746,628	9,210	SH		DFND		39	0	9,171
BEST BUY INC	COM	086516101	794,770	9,429	SH		DFND		9,429	0	0
BEST BUY INC	COM	086516101	17,539,822	208,089	SH		SOLE		205,344	0	2,745
BLACK HILLS CORP	COM	092113109	870,080	16,000	SH		SOLE		16,000	0	0
BLACKROCK INC	COM	09247X101	22,971,636	29,177	SH		SOLE		28,922	0	255
BLACKROCK INC	COM	09247X101	1,314,037	1,669	SH		DFND		1,669	0	0
BLACKSTONE INC	COM	09260D107	819,927	6,623	SH		DFND		0	0	6,623
BLACKSTONE INC	COM	09260D107	263,199	2,126	SH		SOLE		2,126	0	0
BOOKING HOLDINGS INC	COM	09857L108	2,056,019	519	SH		DFND		0	0	519
BP PLC	SPONSORED ADR	055622104	859,613	23,812	SH		DFND		23,801	0	11
BRIGHT HORIZONS FAM SOL IN D	COM	109194100	870,733	7,910	SH		DFND		0	0	7,910
BROADCOM INC	COM	11135F101	675,928	421	SH		SOLE		421	0	0
BROADCOM INC	COM	11135F101	290,601	181	SH		DFND		100	0	81
BROWN & BROWN INC	COM	115236101	1,867,060	20,882	SH		DFND		0	0	20,882
CANADIAN NATL RY CO	COM	136375102	1,122,353	9,501	SH		DFND		0	0	9,501
CARMAX INC	COM	143130102	962,294	13,121	SH		DFND		0	0	13,121
CARRIER GLOBAL CORPORATION	COM	14448C104	1,698,555	26,927	SH		DFND		4,183	0	22,744
CATERPILLAR INC	COM	149123101	253,156	760	SH		SOLE		760	0	0
CHEVRON CORP NEW	COM	166764100	2,380,712	15,220	SH		DFND		14,498	0	722
CHEVRON CORP NEW	COM	166764100	27,954,131	178,712	SH		SOLE		176,707	0	2,005
CISCO SYS INC	COM	17275R102	289,241	6,088	SH		DFND		5,273	0	815
CISCO SYS INC	COM	17275R102	320,930	6,755	SH		SOLE		6,755	0	0
COCA COLA CO	COM	191216100	3,068,503	48,209	SH		DFND		46,863	0	1,346
COCA COLA CO	COM	191216100	26,052,900	409,315	SH		SOLE		405,635	0	3,680
COLGATE PALMOLIVE CO	COM	194162103	936,436	9,650	SH		DFND		9,200	0	450
CONOCOPHILLIPS	COM	20825C104	231,848	2,027	SH		SOLE		2,027	0	0
COSTCO WHSL CORP NEW	COM	22160K105	356,146	419	SH		SOLE		419	0	0
DANAHER CORPORATION	COM	235851102	1,108,335	4,436	SH		DFND		0	0	4,436
DIAMONDBACK ENERGY INC	COM	25278X109	243,231	1,215	SH		SOLE		1,215	0	0
DISNEY WALT CO	COM	254687106	528,124	5,319	SH		DFND		2,333	0	2,986
DUKE ENERGY CORP NEW	COM NEW	26441C204	21,724,151	216,743	SH		SOLE		214,473	0	2,270
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,401,817	13,986	SH		DFND		13,041	0	945
DUPONT DE NEMOURS INC	COM	26614N102	262,317	3,259	SH		DFND		2,500	0	759
DYADIC INTL INC DEL	COM	26745T101	16,444	11,111	SH		SOLE		11,111	0	0
EATON CORP PLC	SHS	G29183103	793,909	2,532	SH		SOLE		2,532	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	2,098,554	22,719	SH		DFND		0	0	22,719
ELEVANCE HEALTH INC	COM	036752103	450,286	831	SH		SOLE		831	0	0
ELEVANCE HEALTH INC	COM	036752103	1,913,850	3,532	SH		DFND		0	0	3,532
ELI LILLY & CO	COM	532457108	4,676,288	5,165	SH		SOLE		5,165	0	0
ELI LILLY & CO	COM	532457108	244,453	270	SH		DFND		0	0	270
EMERSON ELEC CO	COM	291011104	474,569	4,308	SH		DFND		4,215	0	93
ENBRIDGE INC	COM	29250N105	483,810	13,594	SH		SOLE		13,594	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	401,688	24,765	SH		DFND		0	0	24,765
ENTERPRISE PRODS PARTNERS L	COM	293792107	295,074	10,182	SH		SOLE		10,182	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	387,665	13,377	SH		DFND		0	0	13,377
EQUIFAX INC	COM	294429105	270,828	1,117	SH		SOLE		1,117	0	0
EXXON MOBIL CORP	COM	30231G102	5,464,056	47,464	SH		DFND		46,528	0	936
EXXON MOBIL CORP	COM	30231G102	24,497,996	212,804	SH		SOLE		210,540	0	2,264
FASTENAL CO	COM	311900104	18,663,794	297,005	SH		SOLE		293,562	0	3,443
FASTENAL CO	COM	311900104	979,990	15,595	SH		DFND		15,595	0	0
FERGUSON PLC NEW	SHS	G3421J106	1,518,022	7,839	SH		DFND		0	0	7,839
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	1,880,592	1,117	SH		DFND		0	0	1,117
FISERV INC	COM	337738108	1,883,568	12,638	SH		DFND		0	0	12,638
FORD MTR CO DEL	COM	345370860	170,908	13,629	SH		SOLE		13,629	0	0
GE AEROSPACE	COM NEW	369604301	1,277,006	8,033	SH		DFND		911	0	7,122
GE AEROSPACE	COM NEW	369604301	273,746	1,722	SH		SOLE		1,722	0	0
GENERAL DYNAMICS CORP	COM	369550108	1,752,736	6,041	SH		DFND		5,996	0	45
GENERAL DYNAMICS CORP	COM	369550108	29,909,662	103,087	SH		SOLE		102,272	0	815
GENERAL MLS INC	COM	370334104	18,437,760	291,460	SH		SOLE		288,553	0	2,907
GENERAL MLS INC	COM	370334104	959,971	15,175	SH		DFND		14,710	0	465
GLOBAL PMTS INC	COM	37940X102	535,331	5,536	SH		DFND		783	0	4,753
GRAINGER W W INC	COM	384802104	266,161	295	SH		SOLE		295	0	0
HANCOCK JOHN PREM DIVID FD	COM SH BEN INT	41013T105	423,138	35,920	SH		DFND		0	0	35,920
HCI GROUP INC	COM	40416E103	654,407	7,100	SH		DFND		0	0	7,100
HOME BANCSHARES INC	COM	436893200	453,012	18,907	SH		SOLE		18,907	0	0
HOME DEPOT INC	COM	437076102	2,585,931	7,512	SH		DFND		6,782	0	730
HOME DEPOT INC	COM	437076102	38,510,473	111,871	SH		SOLE		110,971	0	900
HONEYWELL INTL INC	COM	438516106	487,512	2,283	SH		SOLE		2,283	0	0
HORIZON BANCORP INC	COM	440407104	303,077	24,501	SH		DFND		0	0	24,501
HORIZON BANCORP INC	COM	440407104	322,177	26,045	SH		SOLE		26,045	0	0
INTEL CORP	COM	458140100	327,415	10,572	SH		SOLE		10,572	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	704,079	4,071	SH		DFND		3,913	0	158
INTERNATIONAL BUSINESS MACHS	COM	459200101	10,960,706	63,375	SH		SOLE		62,757	0	618
INTUIT	COM	461202103	2,151,048	3,273	SH		DFND		0	0	3,273
ISHARES INC	CORE MSCI EMKT	46434G103	1,584,649	29,603	SH		SOLE		29,603	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	1,202,483	16,554	SH		SOLE		16,554	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	4,907,195	83,855	SH		SOLE		83,855	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	3,818,855	35,804	SH		SOLE		35,804	0	0
ISHARES TR	CORE S&P TTL STK	464287150	340,186	2,864	SH		SOLE		2,864	0	0
ISHARES TR	CORE S&P500 ETF	464287200	398,931	729	SH		SOLE		729	0	0
ISHARES TR	CORE S&P500 ETF	464287200	260,481	476	SH		DFND		0	0	476
ISHARES TR	IBDS DEC28 ETF	46435U515	1,636,455	66,066	SH		SOLE		65,876	0	190
ISHARES TR	IBONDS 27 ETF	46435UAA9	1,583,978	66,750	SH		SOLE		66,545	0	205
ISHARES TR	IBONDS DEC 2030	46436E726	1,649,436	77,584	SH		SOLE		77,359	0	225
ISHARES TR	IBONDS DEC 2031	46436E486	1,729,986	85,263	SH		SOLE		85,018	0	245
ISHARES TR	IBONDS DEC 2032	46436E312	1,624,914	66,161	SH		SOLE		65,961	0	200
ISHARES TR	IBONDS DEC 2033	46436E130	1,587,046	62,978	SH		SOLE		62,783	0	195
ISHARES TR	IBONDS DEC 29	46436E205	1,733,326	76,459	SH		SOLE		76,254	0	205
ISHARES TR	IBONDS DEC2026	46435GAA0	1,606,850	67,458	SH		SOLE		67,258	0	200
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	1,599,791	64,352	SH		SOLE		64,177	0	175
ISHARES TR	IBOXX HI YD ETF	464288513	272,381	3,531	SH		SOLE		3,531	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,122,105	21,899	SH		DFND		21,899	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	13,966,436	272,569	SH		SOLE		272,569	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	21,996,486	429,116	SH		SOLE		429,116	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	1,349,112	26,319	SH		DFND		25,346	0	973
ISHARES TR	MSCI EAFE ETF	464287465	593,271	7,574	SH		SOLE		7,574	0	0
ISHARES TR	RUS 1000 ETF	464287622	2,560,927	8,607	SH		SOLE		8,607	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,798,708	7,678	SH		SOLE		7,678	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	281,595	1,614	SH		SOLE		1,614	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	751,601	4,935	SH		SOLE		4,935	0	0
ISHARES TR	RUS MID CAP ETF	464287499	1,250,416	15,422	SH		SOLE		15,422	0	0
ISHARES TR	RUS MID CAP ETF	464287499	3,243,200	40,000	SH		DFND		40,000	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	2,298,338	11,328	SH		SOLE		11,328	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	275,642	893	SH		SOLE		893	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	251,339	2,716	SH		SOLE		2,716	0	0
ISHARES TR	SELECT DIVID ETF	464287168	380,482	3,145	SH		SOLE		3,145	0	0
JOHNSON & JOHNSON	COM	478160104	35,174,573	240,658	SH		SOLE		238,608	0	2,050
JOHNSON & JOHNSON	COM	478160104	3,303,216	22,600	SH		DFND		14,163	0	8,437
JPMORGAN CHASE & CO.	COM	46625H100	2,723,431	13,465	SH		DFND		13,264	0	201
JPMORGAN CHASE & CO.	COM	46625H100	47,524,628	234,968	SH		SOLE		233,133	0	1,835
KIMBERLY-CLARK CORP	COM	494368103	259,816	1,880	SH		SOLE		1,880	0	0
KKR & CO INC	COM	48251W104	3,650,144	34,684	SH		DFND		0	0	34,684
L3HARRIS TECHNOLOGIES INC	COM	502431109	24,834,955	110,584	SH		SOLE		109,465	0	1,119
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,444,948	6,434	SH		DFND		6,434	0	0
LINDE PLC	SHS	G54950103	345,782	788	SH		SOLE		788	0	0
LOCKHEED MARTIN CORP	COM	539830109	264,379	566	SH		SOLE		566	0	0
LOWES COS INC	COM	548661107	421,079	1,910	SH		SOLE		1,910	0	0
LOWES COS INC	COM	548661107	970,906	4,404	SH		DFND		0	0	4,404
MASTERCARD INCORPORATED	CL A	57636Q104	4,932,169	11,180	SH		DFND		26	0	11,154
MASTERCARD INCORPORATED	CL A	57636Q104	335,282	760	SH		SOLE		760	0	0
MCDONALDS CORP	COM	580135101	1,524,963	5,984	SH		DFND		5,564	0	420
MCDONALDS CORP	COM	580135101	23,237,331	91,184	SH		SOLE		90,326	0	858
MCKESSON CORP	COM	58155Q103	249,385	427	SH		SOLE		427	0	0
MEDTRONIC PLC	SHS	G5960L103	27,539,448	349,885	SH		SOLE		346,345	0	3,540
MEDTRONIC PLC	SHS	G5960L103	1,514,853	19,246	SH		DFND		18,975	0	271
MERCK & CO INC	COM	58933Y105	43,935,011	354,887	SH		SOLE		350,817	0	4,070
MERCK & CO INC	COM	58933Y105	4,210,314	34,009	SH		DFND		26,900	0	7,109
META PLATFORMS INC	CL A	30303M102	926,252	1,837	SH		SOLE		1,837	0	0
META PLATFORMS INC	CL A	30303M102	4,528,400	8,981	SH		DFND		0	0	8,981
MICROSOFT CORP	COM	594918104	12,180,728	27,253	SH		DFND		9,573	0	17,680
MICROSOFT CORP	COM	594918104	67,024,175	149,959	SH		SOLE		148,929	0	1,030
MID-AMER APT CMNTYS INC	COM	59522J103	1,134,605	7,956	SH		DFND		7,811	0	145
MID-AMER APT CMNTYS INC	COM	59522J103	21,107,136	148,006	SH		SOLE		146,466	0	1,540
MPLX LP	COM UNIT REP LTD	55336V100	299,748	7,038	SH		DFND		0	0	7,038
NASDAQ INC	COM	631103108	1,385,016	22,984	SH		DFND		22,804	0	180
NASDAQ INC	COM	631103108	25,278,467	419,490	SH		SOLE		416,055	0	3,435
NEXTERA ENERGY INC	COM	65339F101	1,364,650	19,272	SH		DFND		19,072	0	200
NEXTERA ENERGY INC	COM	65339F101	24,072,568	339,960	SH		SOLE		336,765	0	3,195
NIKE INC	CL B	654106103	236,360	3,136	SH		SOLE		3,136	0	0
NOMAD FOODS LTD	USD ORD SHS	G6564A105	963,338	58,455	SH		DFND		0	0	58,455
NORFOLK SOUTHN CORP	COM	655844108	382,363	1,781	SH		DFND		1,747	0	34
NVIDIA CORPORATION	COM	67066G104	357,031	2,890	SH		DFND		0	0	2,890
NVIDIA CORPORATION	COM	67066G104	2,832,649	22,929	SH		SOLE		22,929	0	0
ONEOK INC NEW	COM	682680103	272,051	3,336	SH		DFND		0	0	3,336
ORACLE CORP	COM	68389X105	460,171	3,259	SH		SOLE		3,259	0	0
ORACLE CORP	COM	68389X105	236,369	1,674	SH		DFND		150	0	1,524
OTIS WORLDWIDE CORP	COM	68902V107	221,687	2,303	SH		DFND		1,916	0	387
PARK NATL CORP	COM	700658107	284,680	2,000	SH		DFND		2,000	0	0
PAYCHEX INC	COM	704326107	26,883,717	226,752	SH		SOLE		224,957	0	1,795
PAYCHEX INC	COM	704326107	1,616,684	13,636	SH		DFND		13,281	0	355
PEOPLES FINL SVCS CORP	COM	711040105	273,650	6,009	SH		SOLE		6,009	0	0
PEPSICO INC	COM	713448108	23,991,542	145,465	SH		SOLE		144,103	0	1,362
PEPSICO INC	COM	713448108	1,553,806	9,421	SH		DFND		9,136	0	285
PFIZER INC	COM	717081103	22,357,587	799,056	SH		SOLE		790,721	0	8,335
PFIZER INC	COM	717081103	1,497,154	53,508	SH		DFND		51,111	0	2,397
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	192,674	10,788	SH		DFND		0	0	10,788
PNC FINL SVCS GROUP INC	COM	693475105	26,945,150	173,303	SH		SOLE		171,168	0	2,135
PNC FINL SVCS GROUP INC	COM	693475105	1,418,289	9,122	SH		DFND		9,122	0	0
PROCTER AND GAMBLE CO	COM	742718109	26,892,845	163,066	SH		SOLE		161,651	0	1,415
PROCTER AND GAMBLE CO	COM	742718109	2,127,468	12,900	SH		DFND		11,359	0	1,541
PROGRESSIVE CORP	COM	743315103	1,456,670	7,013	SH		DFND		0	0	7,013
PROGRESSIVE CORP	COM	743315103	1,485,127	7,150	SH		SOLE		7,150	0	0
PROLOGIS INC.	COM	74340W103	31,404,122	279,620	SH		SOLE		276,370	0	3,250
PROLOGIS INC.	COM	74340W103	1,804,709	16,069	SH		DFND		15,884	0	185
QUALCOMM INC	COM	747525103	788,753	3,960	SH		SOLE		3,960	0	0
RAYMOND JAMES FINL INC	COM	754730109	1,461,194	11,821	SH		SOLE		11,821	0	0
REALTY INCOME CORP	COM	756109104	19,193,362	363,373	SH		SOLE		360,043	0	3,330
REALTY INCOME CORP	COM	756109104	1,116,615	21,140	SH		DFND		20,980	0	160
RTX CORPORATION	COM	75513E101	259,809	2,588	SH		SOLE		2,588	0	0
RTX CORPORATION	COM	75513E101	697,610	6,949	SH		DFND		4,183	0	2,766
SALESFORCE INC	COM	79466L302	298,493	1,161	SH		SOLE		1,161	0	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	764,589	3,895	SH		DFND		0	0	3,895
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	207,571	3,099	SH		SOLE		3,099	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	385,737	10,040	SH		SOLE		10,040	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	903,627	8,961	SH		SOLE		8,961	0	0
SEACOAST BKG CORP FLA	COM NEW	811707801	397,152	16,800	SH		DFND		0	0	16,800
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,675,519	18,382	SH		SOLE		18,337	0	45
SELECT SECTOR SPDR TR	INDL	81369Y704	561,699	4,609	SH		DFND		4,609	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	5,078,201	41,669	SH		SOLE		41,559	0	110
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	391,066	2,144	SH		DFND		2,144	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	3,470,890	19,029	SH		SOLE		18,989	0	40
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,356,348	43,828	SH		SOLE		43,708	0	120
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	284,648	3,717	SH		DFND		3,717	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	636,928	4,370	SH		DFND		4,370	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	6,385,453	43,811	SH		SOLE		43,711	0	100
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	202,853	2,977	SH		DFND		2,977	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,939,764	43,143	SH		SOLE		43,033	0	110
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	432,807	4,901	SH		SOLE		4,901	0	0
SOUTHERN CO	COM	842587107	18,832,677	242,783	SH		SOLE		240,102	0	2,681
SOUTHERN CO	COM	842587107	1,040,214	13,410	SH		DFND		12,610	0	800
SPDR GOLD TR	GOLD SHS	78463V107	264,462	1,230	SH		SOLE		1,230	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	288,884	8,235	SH		SOLE		8,235	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,638,931	8,524	SH		SOLE		8,524	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,298,509	2,386	SH		DFND		1,215	0	1,171
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,778,135	5,192	SH		SOLE		5,192	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	232,394	3,225	SH		SOLE		3,225	0	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	3,322,590	41,465	SH		SOLE		41,465	0	0
STANLEY BLACK & DECKER INC	COM	854502101	1,007,013	12,605	SH		DFND		12,529	0	76
STANLEY BLACK & DECKER INC	COM	854502101	18,870,497	236,206	SH		SOLE		233,777	0	2,429
SUNCOR ENERGY INC NEW	COM	867224107	1,770,926	46,481	SH		DFND		0	0	46,481
SYNOVUS FINL CORP	COM NEW	87161C501	365,327	9,090	SH		SOLE		9,090	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	3,377,302	19,431	SH		DFND		0	0	19,431
TESLA INC	COM	88160R101	218,855	1,106	SH		SOLE		1,106	0	0
TEXAS INSTRS INC	COM	882508104	2,173,873	11,175	SH		DFND		10,900	0	275
TEXAS INSTRS INC	COM	882508104	37,480,873	192,674	SH		SOLE		190,834	0	1,840
TJX COS INC NEW	COM	872540109	233,302	2,119	SH		SOLE		2,119	0	0
TJX COS INC NEW	COM	872540109	1,484,588	13,484	SH		DFND		74	0	13,410
T-MOBILE US INC	COM	872590104	1,303,380	7,398	SH		DFND		100	0	7,298
TRACTOR SUPPLY CO	COM	892356106	1,107,000	4,100	SH		DFND		100	0	4,000
UBER TECHNOLOGIES INC	COM	90353T100	1,073,774	14,774	SH		DFND		0	0	14,774
UNILEVER PLC	SPON ADR NEW	904767704	298,596	5,430	SH		SOLE		5,430	0	0
UNION PAC CORP	COM	907818108	1,395,119	6,166	SH		DFND		6,116	0	50
UNION PAC CORP	COM	907818108	25,880,976	114,386	SH		SOLE		113,351	0	1,035
UNITED PARCEL SERVICE INC	CL B	911312106	21,172,337	154,712	SH		SOLE		153,462	0	1,250
UNITED PARCEL SERVICE INC	CL B	911312106	1,318,413	9,634	SH		DFND		9,449	0	185
UNITED RENTALS INC	COM	911363109	202,426	313	SH		SOLE		313	0	0
UNITED RENTALS INC	COM	911363109	2,076,650	3,211	SH		DFND		0	0	3,211
UNITEDHEALTH GROUP INC	COM	91324P102	4,734,590	9,297	SH		DFND		3,056	0	6,241
UNITEDHEALTH GROUP INC	COM	91324P102	26,976,521	52,972	SH		SOLE		52,422	0	550
US BANCORP DEL	COM NEW	902973304	1,088,018	27,406	SH		DFND		27,166	0	240
US BANCORP DEL	COM NEW	902973304	19,554,513	492,557	SH		SOLE		487,492	0	5,065
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	701,551	9,737	SH		SOLE		9,737	0	0
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	619,958	12,738	SH		SOLE		12,738	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,459,864	6,577	SH		SOLE		6,577	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,379,203	28,405	SH		SOLE		28,340	0	65
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	289,307	3,454	SH		DFND		3,429	0	25
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,234,321	2,468	SH		SOLE		2,468	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,585,799	5,928	SH		SOLE		5,928	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,012,650	15,000	SH		DFND		15,000	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,172,800	20,000	SH		DFND		20,000	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	637,417	10,870	SH		SOLE		10,870	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,299,716	29,701	SH		SOLE		29,701	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	300,911	6,005	SH		SOLE		6,005	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	352,936	5,853	SH		SOLE		5,853	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,152,763	84,030	SH		SOLE		84,030	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	29,883,642	251,970	SH		SOLE		251,645	0	325
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,124,434	34,776	SH		DFND		18,626	0	16,150
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	1,867,911	13,516	SH		SOLE		13,496	0	20
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	5,610,359	56,171	SH		SOLE		56,026	0	145
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	540,750	5,414	SH		DFND		5,414	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	742,648	1,288	SH		DFND		1,288	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	6,935,801	12,029	SH		SOLE		11,999	0	30
VERIZON COMMUNICATIONS INC	COM	92343V104	1,627,124	39,455	SH		DFND		38,668	0	787
VERIZON COMMUNICATIONS INC	COM	92343V104	29,019,268	703,668	SH		SOLE		695,223	0	8,445
VISA INC	COM CL A	92826C839	1,221,273	4,653	SH		SOLE		4,653	0	0
VISA INC	COM CL A	92826C839	3,521,298	13,416	SH		DFND		65	0	13,351
WALMART INC	COM	931142103	309,976	4,578	SH		SOLE		4,578	0	0
WALMART INC	COM	931142103	300,023	4,431	SH		DFND		2,400	0	2,031
WASTE MGMT INC DEL	COM	94106L109	45,986,717	215,556	SH		SOLE		213,461	0	2,095
WASTE MGMT INC DEL	COM	94106L109	2,841,689	13,320	SH		DFND		12,960	0	360
WEC ENERGY GROUP INC	COM	92939U106	1,332,722	16,986	SH		SOLE		16,986	0	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	362,058	12,753	SH		SOLE		12,753	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	293,425	6,775	SH		SOLE		6,775	0	0
XCEL ENERGY INC	COM	98389B100	17,874,564	334,667	SH		SOLE		331,062	0	3,605
XCEL ENERGY INC	COM	98389B100	983,225	18,409	SH		DFND		18,209	0	200