Sabal Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	13,509,957	118,498	SH		DFND		250	0	118,248
ABBOTT LABS	COM	002824100	631,273	5,537	SH		SOLE		5,492	0	45
ABBVIE INC	COM	00287Y109	31,241,139	158,199	SH		SOLE		155,708	0	2,491
ABBVIE INC	COM	00287Y109	12,627,464	63,943	SH		DFND		9,711	0	54,232
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	27,119,339	76,721	SH		SOLE		75,705	0	1,016
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,503,704	4,254	SH		DFND		4,118	0	136
ADOBE INC	COM	00724F101	531,760	1,027	SH		SOLE		958	0	69
ADOBE INC	COM	00724F101	1,601,494	3,093	SH		DFND		1	0	3,092
AFLAC INC	COM	001055102	2,228,733	19,935	SH		DFND		19,460	0	475
AFLAC INC	COM	001055102	40,153,976	359,159	SH		SOLE		354,177	0	4,982
AGILENT TECHNOLOGIES INC	COM	00846U101	1,358,147	9,147	SH		DFND		0	0	9,147
AIR PRODS & CHEMS INC	COM	009158106	242,360	814	SH		SOLE		762	0	52
ALIGN TECHNOLOGY INC	COM	016255101	1,083,149	4,259	SH		DFND		0	0	4,259
ALLSTATE CORP	COM	020002101	257,734	1,359	SH		SOLE		1,355	0	4
ALPHABET INC	CAP STK CL A	02079K305	2,105,632	12,696	SH		SOLE		12,152	0	544
ALPHABET INC	CAP STK CL A	02079K305	2,616,284	15,775	SH		DFND		0	0	15,775
ALPHABET INC	CAP STK CL C	02079K107	3,451,470	20,644	SH		DFND		0	0	20,644
ALPHABET INC	CAP STK CL C	02079K107	1,703,499	10,189	SH		SOLE		10,069	0	120
AMAZON COM INC	COM	023135106	3,913,116	21,001	SH		SOLE		20,548	0	453
AMAZON COM INC	COM	023135106	4,014,480	21,545	SH		DFND		0	0	21,545
AMEDISYS INC	COM	023436108	579,060	6,000	SH		SOLE		6,000	0	0
AMER SPORTS INC	COM SHS	G0260P102	1,280,003	80,251	SH		DFND		0	0	80,251
AMERICAN INTL GROUP INC	COM NEW	026874784	1,604,103	21,905	SH		DFND		0	0	21,905
AMERICAN WTR WKS CO INC NEW	COM	030420103	24,537,317	167,788	SH		SOLE		165,068	0	2,720
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,289,252	8,816	SH		DFND		8,816	0	0
AMGEN INC	COM	031162100	1,405,158	4,361	SH		DFND		4,301	0	60
AMGEN INC	COM	031162100	25,670,148	79,669	SH		SOLE		78,407	0	1,262
ANALOG DEVICES INC	COM	032654105	1,489,200	6,470	SH		DFND		85	0	6,385
ANALOG DEVICES INC	COM	032654105	710,074	3,085	SH		SOLE		2,869	0	216
AON PLC	SHS CL A	G0403H108	318,311	920	SH		DFND		0	0	920
APPLE INC	COM	037833100	9,711,906	41,682	SH		DFND		11,078	0	30,604
APPLE INC	COM	037833100	33,240,013	142,661	SH		SOLE		140,322	0	2,339
AUTODESK INC	COM	052769106	1,378,502	5,004	SH		SOLE		5,000	0	4
AUTODESK INC	COM	052769106	1,678,224	6,092	SH		DFND		2	0	6,090
AUTOMATIC DATA PROCESSING IN	COM	053015103	475,145	1,717	SH		SOLE		1,706	0	11
AVERY DENNISON CORP	COM	053611109	220,760	1,000	SH		SOLE		1,000	0	0
BAKER HUGHES COMPANY	CL A	05722G100	1,034,107	28,606	SH		DFND		0	0	28,606
BANK AMERICA CORP	COM	060505104	1,102,072	27,774	SH		DFND		50	0	27,724
BANK NEW YORK MELLON CORP	COM	064058100	45,842,368	637,940	SH		SOLE		628,755	0	9,185
BANK NEW YORK MELLON CORP	COM	064058100	2,734,920	38,059	SH		DFND		38,059	0	0
BAXTER INTL INC	COM	071813109	290,091	7,640	SH		DFND		7,640	0	0
BECTON DICKINSON & CO	COM	075887109	614,564	2,549	SH		SOLE		2,349	0	200
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	691,180	1	SH		DFND		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	691,180	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,246,359	9,226	SH		DFND		55	0	9,171
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,955,935	8,595	SH		SOLE		8,556	0	39
BEST BUY INC	COM	086516101	965,855	9,350	SH		DFND		9,350	0	0
BEST BUY INC	COM	086516101	21,322,256	206,411	SH		SOLE		202,523	0	3,888
BLACK HILLS CORP	COM	092113109	977,920	16,000	SH		SOLE		16,000	0	0
BLACKROCK INC	COM	09247X101	1,552,449	1,635	SH		DFND		1,635	0	0
BLACKROCK INC	COM	09247X101	27,233,846	28,682	SH		SOLE		28,276	0	406
BLACKSTONE INC	COM	09260D107	688,013	4,493	SH		DFND		0	0	4,493
BLACKSTONE INC	COM	09260D107	325,554	2,126	SH		SOLE		2,126	0	0
BOOKING HOLDINGS INC	COM	09857L108	2,186,090	519	SH		DFND		0	0	519
BP PLC	SPONSORED ADR	055622104	747,459	23,812	SH		DFND		23,801	0	11
BRIGHT HORIZONS FAM SOL IN D	COM	109194100	1,108,428	7,910	SH		DFND		0	0	7,910
BROADCOM INC	COM	11135F101	857,325	4,970	SH		SOLE		4,910	0	60
BROADCOM INC	COM	11135F101	312,225	1,810	SH		DFND		1,000	0	810
BROWN & BROWN INC	COM	115236101	2,163,375	20,882	SH		DFND		0	0	20,882
BROWN & BROWN INC	COM	115236101	203,885	1,968	SH		SOLE		1,968	0	0
CANADIAN NATL RY CO	COM	136375102	1,113,042	9,501	SH		DFND		0	0	9,501
CARMAX INC	COM	143130102	1,015,303	13,121	SH		DFND		0	0	13,121
CARRIER GLOBAL CORPORATION	COM	14448C104	2,197,457	27,301	SH		DFND		4,557	0	22,744
CATERPILLAR INC	COM	149123101	351,617	899	SH		SOLE		810	0	89
CHEVRON CORP NEW	COM	166764100	26,056,776	176,932	SH		SOLE		174,010	0	2,922
CHEVRON CORP NEW	COM	166764100	2,172,380	14,751	SH		DFND		14,029	0	722
CISCO SYS INC	COM	17275R102	214,104	4,023	SH		SOLE		3,651	0	372
CISCO SYS INC	COM	17275R102	270,358	5,080	SH		DFND		4,265	0	815
CITIGROUP INC	COM NEW	172967424	412,158	6,584	SH		SOLE		5,908	0	676
COCA COLA CO	COM	191216100	28,910,212	402,313	SH		SOLE		396,854	0	5,459
COCA COLA CO	COM	191216100	3,417,518	47,558	SH		DFND		46,212	0	1,346
COLGATE PALMOLIVE CO	COM	194162103	1,001,767	9,650	SH		DFND		9,200	0	450
CONSOLIDATED EDISON INC	COM	209115104	221,276	2,125	SH		DFND		2,125	0	0
COSTCO WHSL CORP NEW	COM	22160K105	323,580	365	SH		SOLE		355	0	10
CSX CORP	COM	126408103	605,829	17,545	SH		SOLE		16,422	0	1,123
CVS HEALTH CORP	COM	126650100	382,751	6,087	SH		SOLE		5,444	0	643
DANAHER CORPORATION	COM	235851102	1,233,297	4,436	SH		DFND		0	0	4,436
DISNEY WALT CO	COM	254687106	530,873	5,519	SH		DFND		2,344	0	3,175
DOLLAR GEN CORP NEW	COM	256677105	360,014	4,257	SH		SOLE		4,011	0	246
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,602,324	13,897	SH		DFND		12,952	0	945
DUKE ENERGY CORP NEW	COM NEW	26441C204	24,638,111	213,687	SH		SOLE		210,403	0	3,284
DUPONT DE NEMOURS INC	COM	26614N102	290,409	3,259	SH		DFND		2,500	0	759
DYADIC INTL INC DEL	COM	26745T101	11,555	11,111	SH		SOLE		11,111	0	0
EATON CORP PLC	SHS	G29183103	908,808	2,742	SH		SOLE		2,732	0	10
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,999,959	30,307	SH		DFND		0	0	30,307
EDWARDS LIFESCIENCES CORP	COM	28176E108	443,651	6,723	SH		SOLE		6,284	0	439
ELEVANCE HEALTH INC	COM	036752103	1,836,640	3,532	SH		DFND		0	0	3,532
ELEVANCE HEALTH INC	COM	036752103	434,200	835	SH		SOLE		831	0	4
ELI LILLY & CO	COM	532457108	212,626	240	SH		DFND		0	0	240
ELI LILLY & CO	COM	532457108	4,594,485	5,186	SH		SOLE		5,165	0	21
EMERSON ELEC CO	COM	291011104	471,166	4,308	SH		DFND		4,215	0	93
EMERSON ELEC CO	COM	291011104	697,124	6,374	SH		SOLE		5,950	0	424
ENBRIDGE INC	COM	29250N105	566,266	13,944	SH		SOLE		13,944	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	397,478	24,765	SH		DFND		0	0	24,765
ENTERPRISE PRODS PARTNERS L	COM	293792107	389,404	13,377	SH		DFND		0	0	13,377
ENTERPRISE PRODS PARTNERS L	COM	293792107	211,746	7,274	SH		SOLE		7,274	0	0
EOG RES INC	COM	26875P101	429,272	3,492	SH		SOLE		3,250	0	242
EQUIFAX INC	COM	294429105	329,417	1,121	SH		SOLE		1,117	0	4
EXXON MOBIL CORP	COM	30231G102	24,879,476	212,246	SH		SOLE		208,620	0	3,626
EXXON MOBIL CORP	COM	30231G102	5,587,526	47,667	SH		DFND		46,731	0	936
FAIR ISAAC CORP	COM	303250104	258,488	133	SH		SOLE		133	0	0
FASTENAL CO	COM	311900104	21,269,947	297,815	SH		SOLE		292,651	0	5,164
FASTENAL CO	COM	311900104	1,129,936	15,821	SH		DFND		15,821	0	0
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	2,056,341	1,117	SH		DFND		0	0	1,117
FISERV INC	COM	337738108	2,270,417	12,638	SH		DFND		0	0	12,638
FORD MTR CO	COM	345370860	145,052	13,736	SH		SOLE		13,629	0	107
GE AEROSPACE	COM NEW	369604301	270,612	1,435	SH		SOLE		1,412	0	23
GE AEROSPACE	COM NEW	369604301	1,513,732	8,027	SH		DFND		905	0	7,122
GENERAL DYNAMICS CORP	COM	369550108	30,649,124	101,420	SH		SOLE		100,186	0	1,234
GENERAL DYNAMICS CORP	COM	369550108	1,808,969	5,986	SH		DFND		5,941	0	45
GENERAL MLS INC	COM	370334104	1,134,262	15,359	SH		DFND		14,909	0	450
GENERAL MLS INC	COM	370334104	21,595,143	292,419	SH		SOLE		288,018	0	4,401
GLOBAL PMTS INC	COM	37940X102	566,997	5,536	SH		DFND		783	0	4,753
GOLDMAN SACHS GROUP INC	COM	38141G104	716,919	1,448	SH		SOLE		1,344	0	104
GRAINGER W W INC	COM	384802104	307,488	296	SH		SOLE		295	0	1
HANCOCK JOHN PREM DIVID FD	COM SH BEN INT	41013T105	474,862	35,920	SH		DFND		0	0	35,920
HCI GROUP INC	COM	40416E103	760,126	7,100	SH		DFND		0	0	7,100
HERSHEY CO	COM	427866108	216,328	1,128	SH		SOLE		1,125	0	3
HOME BANCSHARES INC	COM	436893200	504,335	18,617	SH		SOLE		18,617	0	0
HOME DEPOT INC	COM	437076102	44,630,349	110,144	SH		SOLE		108,682	0	1,462
HOME DEPOT INC	COM	437076102	2,996,859	7,396	SH		DFND		6,666	0	730
HONEYWELL INTL INC	COM	438516106	1,196,231	5,787	SH		SOLE		4,577	0	1,210
HORIZON BANCORP INC	COM	440407104	405,000	26,045	SH		SOLE		26,045	0	0
HORIZON BANCORP INC	COM	440407104	380,991	24,501	SH		DFND		0	0	24,501
INTEL CORP	COM	458140100	260,312	11,096	SH		SOLE		10,666	0	430
INTERNATIONAL BUSINESS MACHS	COM	459200101	914,829	4,138	SH		DFND		3,980	0	158
INTERNATIONAL BUSINESS MACHS	COM	459200101	13,978,004	63,226	SH		SOLE		62,309	0	917
INTUIT	COM	461202103	2,053,647	3,307	SH		DFND		34	0	3,273
INTUITIVE SURGICAL INC	COM NEW	46120E602	845,967	1,722	SH		SOLE		1,598	0	124
INVESCO QQQ TR	UNIT SER 1	46090E103	352,387	722	SH		SOLE		422	0	300
ISHARES INC	CORE MSCI EMKT	46434G103	1,704,847	29,696	SH		SOLE		28,301	0	1,395
ISHARES TR	CORE MSCI EAFE	46432F842	1,050,475	13,459	SH		SOLE		13,459	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	5,565,114	89,299	SH		SOLE		89,299	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	4,489,627	38,386	SH		SOLE		37,288	0	1,098
ISHARES TR	CORE S&P TTL STK	464287150	359,776	2,864	SH		SOLE		2,864	0	0
ISHARES TR	CORE S&P500 ETF	464287200	406,081	704	SH		SOLE		704	0	0
ISHARES TR	CORE S&P500 ETF	464287200	274,566	476	SH		DFND		0	0	476
ISHARES TR	IBDS DEC28 ETF	46435U515	244,220	9,566	SH		DFND		9,566	0	0
ISHARES TR	IBDS DEC28 ETF	46435U515	2,762,652	108,212	SH		SOLE		107,787	0	425
ISHARES TR	IBONDS 27 ETF	46435UAA9	2,625,307	107,727	SH		SOLE		107,276	0	451
ISHARES TR	IBONDS DEC 2030	46436E726	2,835,255	127,887	SH		SOLE		127,392	0	495
ISHARES TR	IBONDS DEC 2030	46436E726	250,565	11,302	SH		DFND		11,302	0	0
ISHARES TR	IBONDS DEC 2031	46436E486	247,828	11,679	SH		DFND		11,679	0	0
ISHARES TR	IBONDS DEC 2031	46436E486	2,967,893	139,863	SH		SOLE		139,336	0	527
ISHARES TR	IBONDS DEC 2032	46436E312	2,799,999	108,907	SH		SOLE		108,475	0	432
ISHARES TR	IBONDS DEC 2032	46436E312	247,793	9,638	SH		DFND		9,638	0	0
ISHARES TR	IBONDS DEC 2033	46436E130	237,600	9,000	SH		DFND		9,000	0	0
ISHARES TR	IBONDS DEC 2033	46436E130	2,658,797	100,712	SH		SOLE		100,291	0	421
ISHARES TR	IBONDS DEC 2034	46438G653	1,174,145	43,959	SH		SOLE		43,735	0	224
ISHARES TR	IBONDS DEC 29	46436E205	2,911,361	123,835	SH		SOLE		123,375	0	460
ISHARES TR	IBONDS DEC 29	46436E205	228,541	9,721	SH		DFND		9,721	0	0
ISHARES TR	IBONDS DEC2026	46435GAA0	2,658,396	109,399	SH		SOLE		108,952	0	447
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	2,579,728	102,778	SH		SOLE		101,964	0	814
ISHARES TR	IBOXX HI YD ETF	464288513	283,539	3,531	SH		SOLE		3,531	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	214,484	4,073	SH		DFND		4,073	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	7,947,237	150,916	SH		SOLE		150,133	0	783
ISHARES TR	ISHS 5-10YR INVT	464288638	479,129	8,919	SH		DFND		7,946	0	973
ISHARES TR	ISHS 5-10YR INVT	464288638	15,820,325	294,496	SH		SOLE		289,700	0	4,796
ISHARES TR	MSCI EAFE ETF	464287465	598,707	7,159	SH		SOLE		7,159	0	0
ISHARES TR	RUS 1000 ETF	464287622	2,705,955	8,607	SH		SOLE		8,607	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,841,627	7,570	SH		SOLE		7,408	0	162
ISHARES TR	RUS 1000 VAL ETF	464287598	254,332	1,340	SH		SOLE		1,340	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	823,257	4,935	SH		SOLE		4,935	0	0
ISHARES TR	RUS MID CAP ETF	464287499	1,295,834	14,702	SH		SOLE		14,702	0	0
ISHARES TR	RUS MID CAP ETF	464287499	3,525,600	40,000	SH		DFND		40,000	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	2,430,894	11,005	SH		SOLE		11,005	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	250,929	768	SH		SOLE		768	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	260,057	2,716	SH		SOLE		2,716	0	0
ISHARES TR	SELECT DIVID ETF	464287168	424,795	3,145	SH		SOLE		3,145	0	0
JOHNSON & JOHNSON	COM	478160104	30,209,280	186,408	SH		SOLE		183,885	0	2,523
JOHNSON & JOHNSON	COM	478160104	3,229,208	19,926	SH		DFND		11,489	0	8,437
JPMORGAN CHASE & CO.	COM	46625H100	47,590,048	225,695	SH		SOLE		222,330	0	3,365
JPMORGAN CHASE & CO.	COM	46625H100	2,660,631	12,618	SH		DFND		12,417	0	201
KIMBERLY-CLARK CORP	COM	494368103	296,796	2,086	SH		SOLE		2,080	0	6
KKR & CO INC	COM	48251W104	4,529,037	34,684	SH		DFND		0	0	34,684
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,555,670	6,540	SH		DFND		6,540	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	26,136,442	109,877	SH		SOLE		108,245	0	1,632
LINDE PLC	SHS	G54950103	381,965	801	SH		SOLE		788	0	13
LOCKHEED MARTIN CORP	COM	539830109	306,894	525	SH		SOLE		523	0	2
LOWES COS INC	COM	548661107	1,196,886	4,419	SH		DFND		15	0	4,404
LOWES COS INC	COM	548661107	1,005,666	3,713	SH		SOLE		3,539	0	174
MARSH & MCLENNAN COS INC	COM	571748102	211,712	949	SH		SOLE		937	0	12
MARVELL TECHNOLOGY INC	COM	573874104	538,881	7,472	SH		SOLE		6,987	0	485
MASTERCARD INCORPORATED	CL A	57636Q104	884,890	1,792	SH		SOLE		1,685	0	107
MASTERCARD INCORPORATED	CL A	57636Q104	5,528,585	11,196	SH		DFND		42	0	11,154
MCDONALDS CORP	COM	580135101	1,745,147	5,731	SH		DFND		5,339	0	392
MCDONALDS CORP	COM	580135101	27,540,493	90,442	SH		SOLE		89,176	0	1,266
MCKESSON CORP	COM	58155Q103	213,589	432	SH		SOLE		427	0	5
MEDTRONIC PLC	SHS	G5960L103	1,747,032	19,405	SH		DFND		19,134	0	271
MEDTRONIC PLC	SHS	G5960L103	31,400,573	348,779	SH		SOLE		343,281	0	5,498
MERCK & CO INC	COM	58933Y105	39,480,837	347,665	SH		SOLE		343,332	0	4,333
MERCK & CO INC	COM	58933Y105	3,832,764	33,751	SH		DFND		26,642	0	7,109
META PLATFORMS INC	CL A	30303M102	2,458,630	4,295	SH		SOLE		4,117	0	178
META PLATFORMS INC	CL A	30303M102	4,975,648	8,692	SH		DFND		0	0	8,692
MICROSOFT CORP	COM	594918104	11,609,064	26,979	SH		DFND		9,299	0	17,680
MICROSOFT CORP	COM	594918104	63,780,357	148,223	SH		SOLE		146,411	0	1,812
MID-AMER APT CMNTYS INC	COM	59522J103	1,249,590	7,864	SH		DFND		7,719	0	145
MID-AMER APT CMNTYS INC	COM	59522J103	23,293,946	146,595	SH		SOLE		144,342	0	2,253
MPLX LP	COM UNIT REP LTD	55336V100	312,909	7,038	SH		DFND		0	0	7,038
NASDAQ INC	COM	631103108	1,661,635	22,759	SH		DFND		22,579	0	180
NASDAQ INC	COM	631103108	29,880,511	409,266	SH		SOLE		404,149	0	5,117
NEXTERA ENERGY INC	COM	65339F101	28,302,419	334,821	SH		SOLE		330,155	0	4,666
NEXTERA ENERGY INC	COM	65339F101	1,617,228	19,132	SH		DFND		18,932	0	200
NIKE INC	CL B	654106103	277,664	3,141	SH		SOLE		3,123	0	18
NOMAD FOODS LTD	USD ORD SHS	G6564A105	1,114,152	58,455	SH		DFND		0	0	58,455
NORFOLK SOUTHN CORP	COM	655844108	427,420	1,720	SH		DFND		1,720	0	0
NVIDIA CORPORATION	COM	67066G104	264,739	2,180	SH		DFND		50	0	2,130
NVIDIA CORPORATION	COM	67066G104	3,954,208	32,561	SH		SOLE		31,254	0	1,307
ONEOK INC NEW	COM	682680103	304,010	3,336	SH		DFND		0	0	3,336
ORACLE CORP	COM	68389X105	630,310	3,699	SH		SOLE		3,659	0	40
ORACLE CORP	COM	68389X105	285,250	1,674	SH		DFND		150	0	1,524
OTIS WORLDWIDE CORP	COM	68902V107	239,374	2,303	SH		DFND		1,916	0	387
PARK NATL CORP	COM	700658107	335,960	2,000	SH		DFND		2,000	0	0
PAYCHEX INC	COM	704326107	1,800,293	13,416	SH		DFND		13,061	0	355
PAYCHEX INC	COM	704326107	29,842,380	222,389	SH		SOLE		219,671	0	2,718
PAYPAL HLDGS INC	COM	70450Y103	253,832	3,253	SH		SOLE		3,069	0	184
PEOPLES FINL SVCS CORP	COM	711040105	281,702	6,009	SH		SOLE		6,009	0	0
PEPSICO INC	COM	713448108	24,631,402	144,848	SH		SOLE		142,661	0	2,187
PEPSICO INC	COM	713448108	1,545,584	9,089	SH		DFND		8,804	0	285
PFIZER INC	COM	717081103	22,824,833	788,695	SH		SOLE		776,062	0	12,633
PFIZER INC	COM	717081103	1,538,885	53,175	SH		DFND		50,778	0	2,397
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	187,388	10,788	SH		DFND		0	0	10,788
PNC FINL SVCS GROUP INC	COM	693475105	32,060,569	173,441	SH		SOLE		170,286	0	3,155
PNC FINL SVCS GROUP INC	COM	693475105	1,632,410	8,831	SH		DFND		8,831	0	0
PROCTER AND GAMBLE CO	COM	742718109	27,665,409	159,731	SH		SOLE		157,471	0	2,260
PROCTER AND GAMBLE CO	COM	742718109	2,221,636	12,827	SH		DFND		11,286	0	1,541
PROGRESSIVE CORP	COM	743315103	1,779,619	7,013	SH		DFND		0	0	7,013
PROGRESSIVE CORP	COM	743315103	1,816,668	7,159	SH		SOLE		7,150	0	9
PROLOGIS INC.	COM	74340W103	35,078,942	277,787	SH		SOLE		273,211	0	4,576
PROLOGIS INC.	COM	74340W103	2,007,599	15,898	SH		DFND		15,713	0	185
QUALCOMM INC	COM	747525103	626,464	3,684	SH		SOLE		3,655	0	29
RAYMOND JAMES FINL INC	COM	754730109	1,447,600	11,821	SH		SOLE		11,821	0	0
REALTY INCOME CORP	COM	756109104	22,943,644	361,773	SH		SOLE		356,663	0	5,110
REALTY INCOME CORP	COM	756109104	1,329,347	20,961	SH		DFND		20,801	0	160
RTX CORPORATION	COM	75513E101	841,941	6,949	SH		DFND		4,183	0	2,766
RTX CORPORATION	COM	75513E101	329,798	2,722	SH		SOLE		2,588	0	134
SALESFORCE INC	COM	79466L302	321,883	1,176	SH		SOLE		1,161	0	15
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	937,527	3,895	SH		DFND		0	0	3,895
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	222,384	3,099	SH		SOLE		3,099	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	412,845	10,040	SH		SOLE		10,040	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	933,557	8,961	SH		SOLE		8,961	0	0
SEACOAST BKG CORP FLA	COM NEW	811707801	447,720	16,800	SH		DFND		0	0	16,800
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,628,690	18,550	SH		SOLE		18,433	0	117
SELECT SECTOR SPDR TR	INDL	81369Y704	5,747,667	42,437	SH		SOLE		42,172	0	265
SELECT SECTOR SPDR TR	INDL	81369Y704	794,897	5,869	SH		DFND		5,869	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	429,593	2,144	SH		DFND		2,144	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	3,472,612	17,331	SH		SOLE		17,226	0	105
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,610,417	43,499	SH		SOLE		43,235	0	264
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	366,113	4,411	SH		DFND		4,411	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	6,768,563	43,946	SH		SOLE		43,690	0	256
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	922,580	5,990	SH		DFND		5,990	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,510,133	43,453	SH		SOLE		43,217	0	236
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	581,374	7,197	SH		DFND		7,197	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	23,827,353	247,223	SH		SOLE		243,294	0	3,929
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,188,173	12,328	SH		DFND		12,328	0	0
SHELL PLC	SPON ADS	780259305	283,453	4,298	SH		SOLE		4,298	0	0
SOUTHERN CO	COM	842587107	1,222,841	13,560	SH		DFND		12,760	0	800
SOUTHERN CO	COM	842587107	21,891,556	242,754	SH		SOLE		238,711	0	4,043
SPDR GOLD TR	GOLD SHS	78463V107	269,797	1,110	SH		SOLE		1,110	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	309,307	8,235	SH		SOLE		8,235	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,368,991	2,386	SH		DFND		1,215	0	1,171
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,890,730	8,524	SH		SOLE		8,524	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,906,405	5,102	SH		SOLE		5,102	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	247,003	3,225	SH		SOLE		3,225	0	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	5,794,188	69,860	SH		SOLE		69,860	0	0
STANLEY BLACK & DECKER INC	COM	854502101	25,924,932	235,403	SH		SOLE		231,875	0	3,528
STANLEY BLACK & DECKER INC	COM	854502101	1,418,805	12,883	SH		DFND		12,814	0	69
STARBUCKS CORP	COM	855244109	690,912	7,087	SH		SOLE		6,489	0	598
SUNCOR ENERGY INC NEW	COM	867224107	1,716,079	46,481	SH		DFND		0	0	46,481
SYNOVUS FINL CORP	COM NEW	87161C501	404,232	9,090	SH		SOLE		9,090	0	0
SYSCO CORP	COM	871829107	683,025	8,750	SH		SOLE		8,015	0	735
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	3,374,582	19,431	SH		DFND		0	0	19,431
TARGET CORP	COM	87612E106	608,945	3,907	SH		SOLE		3,648	0	259
TESLA INC	COM	88160R101	301,921	1,154	SH		SOLE		1,106	0	48
TEXAS INSTRS INC	COM	882508104	39,218,347	189,855	SH		SOLE		187,082	0	2,773
TEXAS INSTRS INC	COM	882508104	2,233,435	10,812	SH		DFND		10,537	0	275
TJX COS INC NEW	COM	872540109	1,576,211	13,410	SH		DFND		0	0	13,410
TJX COS INC NEW	COM	872540109	260,704	2,218	SH		SOLE		2,193	0	25
T-MOBILE US INC	COM	872590104	1,526,651	7,398	SH		DFND		100	0	7,298
TRACTOR SUPPLY CO	COM	892356106	1,222,197	4,201	SH		DFND		201	0	4,000
UBER TECHNOLOGIES INC	COM	90353T100	1,365,357	18,166	SH		DFND		0	0	18,166
UNILEVER PLC	SPON ADR NEW	904767704	347,861	5,355	SH		SOLE		5,355	0	0
UNION PAC CORP	COM	907818108	27,911,642	113,241	SH		SOLE		111,717	0	1,524
UNION PAC CORP	COM	907818108	1,500,570	6,088	SH		DFND		6,038	0	50
UNITED PARCEL SERVICE INC	CL B	911312106	21,332,438	156,465	SH		SOLE		154,540	0	1,925
UNITED PARCEL SERVICE INC	CL B	911312106	1,303,001	9,557	SH		DFND		9,372	0	185
UNITED RENTALS INC	COM	911363109	2,600,043	3,211	SH		DFND		0	0	3,211
UNITEDHEALTH GROUP INC	COM	91324P102	30,565,901	52,278	SH		SOLE		51,448	0	830
UNITEDHEALTH GROUP INC	COM	91324P102	5,381,979	9,205	SH		DFND		2,964	0	6,241
US BANCORP DEL	COM NEW	902973304	1,238,826	27,090	SH		DFND		26,850	0	240
US BANCORP DEL	COM NEW	902973304	22,314,182	487,955	SH		SOLE		480,059	0	7,896
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,323,544	6,052	SH		SOLE		6,052	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	336,489	3,454	SH		DFND		3,429	0	25
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,772,476	28,459	SH		SOLE		28,286	0	173
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,302,290	2,468	SH		SOLE		2,468	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,678,572	5,928	SH		SOLE		5,928	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,247,400	15,000	SH		DFND		15,000	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	568,071	9,017	SH		SOLE		9,017	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,260,000	20,000	SH		DFND		20,000	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,922,804	40,184	SH		SOLE		40,096	0	88
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	306,976	6,005	SH		SOLE		6,005	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	378,923	5,853	SH		SOLE		5,853	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,800,693	90,905	SH		SOLE		88,905	0	2,000
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	30,991,709	241,745	SH		SOLE		240,617	0	1,128
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,971,083	38,776	SH		DFND		22,733	0	16,043
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	1,719,964	11,830	SH		SOLE		11,768	0	62
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	923,134	8,399	SH		DFND		8,399	0	0
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	6,283,775	57,172	SH		SOLE		56,811	0	361
VANGUARD WORLD FD	INF TECH ETF	92204A702	749,573	1,278	SH		DFND		1,278	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	6,409,491	10,928	SH		SOLE		10,856	0	72
VERIZON COMMUNICATIONS INC	COM	92343V104	1,764,963	39,300	SH		DFND		38,513	0	787
VERIZON COMMUNICATIONS INC	COM	92343V104	31,558,392	702,703	SH		SOLE		690,003	0	12,700
VISA INC	COM CL A	92826C839	1,614,506	5,872	SH		SOLE		5,733	0	139
VISA INC	COM CL A	92826C839	3,688,729	13,416	SH		DFND		70	0	13,346
WALMART INC	COM	931142103	357,803	4,431	SH		DFND		2,400	0	2,031
WALMART INC	COM	931142103	374,034	4,632	SH		SOLE		4,578	0	54
WASTE MGMT INC DEL	COM	94106L109	2,615,968	12,601	SH		DFND		12,241	0	360
WASTE MGMT INC DEL	COM	94106L109	43,451,926	209,306	SH		SOLE		206,296	0	3,010
WEC ENERGY GROUP INC	COM	92939U106	1,666,703	17,329	SH		SOLE		17,320	0	9
WELLS FARGO CO NEW	COM	949746101	616,419	10,912	SH		SOLE		10,163	0	749
WEYERHAEUSER CO MTN BE	COM NEW	962166104	430,869	12,725	SH		SOLE		12,725	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	298,168	6,775	SH		SOLE		6,775	0	0
WORKDAY INC	CL A	98138H101	931,935	3,813	SH		DFND		0	0	3,813
XCEL ENERGY INC	COM	98389B100	375,149	5,745	SH		SOLE		5,745	0	0