Sabal Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	13,417,448	118,623	SH		DFND		375	0	118,248
ABBOTT LABS	COM	002824100	642,465	5,680	SH		SOLE		5,680	0	0
ABBVIE INC	COM	00287Y109	27,991,304	157,520	SH		SOLE		155,923	0	1,597
ABBVIE INC	COM	00287Y109	11,305,629	63,622	SH		DFND		9,390	0	54,232
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,484,202	4,219	SH		DFND		4,083	0	136
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	26,553,109	75,480	SH		SOLE		74,825	0	655
ADOBE INC	COM	00724F101	1,378,953	3,101	SH		DFND		1	0	3,100
ADOBE INC	COM	00724F101	900,922	2,026	SH		SOLE		2,000	0	26
AFLAC INC	COM	001055102	34,937,688	337,758	SH		SOLE		334,318	0	3,440
AFLAC INC	COM	001055102	1,970,635	19,051	SH		DFND		18,606	0	445
AGILENT TECHNOLOGIES INC	COM	00846U101	1,230,017	9,156	SH		DFND		0	0	9,156
AIR PRODS & CHEMS INC	COM	009158106	260,746	899	SH		SOLE		899	0	0
ALIGN TECHNOLOGY INC	COM	016255101	889,295	4,265	SH		DFND		0	0	4,265
ALLSTATE CORP	COM	020002101	261,230	1,355	SH		SOLE		1,355	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,986,775	15,778	SH		DFND		0	0	15,778
ALPHABET INC	CAP STK CL A	02079K305	3,580,988	18,917	SH		SOLE		18,772	0	145
ALPHABET INC	CAP STK CL C	02079K107	1,928,967	10,129	SH		SOLE		10,129	0	0
ALPHABET INC	CAP STK CL C	02079K107	3,936,776	20,672	SH		DFND		0	0	20,672
AMAZON COM INC	COM	023135106	4,723,247	21,529	SH		DFND		0	0	21,529
AMAZON COM INC	COM	023135106	5,474,219	24,952	SH		SOLE		24,849	0	103
AMEDISYS INC	COM	023436108	544,740	6,000	SH		SOLE		6,000	0	0
AMER SPORTS INC	COM SHS	G0260P102	2,182,781	78,068	SH		DFND		0	0	78,068
AMERICAN INTL GROUP INC	COM NEW	026874784	1,598,178	21,953	SH		DFND		0	0	21,953
AMERICAN WTR WKS CO INC NEW	COM	030420103	1,113,065	8,941	SH		DFND		8,941	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	20,956,896	168,342	SH		SOLE		166,484	0	1,858
AMGEN INC	COM	031162100	1,097,555	4,211	SH		DFND		4,151	0	60
AMGEN INC	COM	031162100	20,587,693	78,989	SH		SOLE		78,189	0	800
ANALOG DEVICES INC	COM	032654105	1,358,044	6,392	SH		DFND		0	0	6,392
ANALOG DEVICES INC	COM	032654105	1,209,322	5,692	SH		SOLE		5,620	0	72
AON PLC	SHS CL A	G0403H108	330,427	920	SH		DFND		0	0	920
APPLE INC	COM	037833100	10,027,568	40,043	SH		DFND		11,158	0	28,885
APPLE INC	COM	037833100	37,407,239	149,378	SH		SOLE		148,254	0	1,124
AUTODESK INC	COM	052769106	1,801,204	6,094	SH		DFND		2	0	6,092
AUTODESK INC	COM	052769106	1,477,850	5,000	SH		SOLE		5,000	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	561,163	1,917	SH		SOLE		1,917	0	0
BAKER HUGHES COMPANY	CL A	05722G100	1,349,189	32,891	SH		DFND		0	0	32,891
BANK AMERICA CORP	COM	060505104	1,223,172	27,831	SH		DFND		50	0	27,781
BANK NEW YORK MELLON CORP	COM	064058100	1,817,490	23,656	SH		DFND		23,656	0	0
BANK NEW YORK MELLON CORP	COM	064058100	27,562,302	358,744	SH		SOLE		355,368	0	3,376
BAXTER INTL INC	COM	071813109	222,782	7,640	SH		DFND		7,640	0	0
BECTON DICKINSON & CO	COM	075887109	1,152,953	5,082	SH		SOLE		5,019	0	63
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	680,920	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	680,920	1	SH		DFND		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,145,699	9,146	SH		SOLE		9,146	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,031,472	8,894	SH		DFND		50	0	8,844
BEST BUY INC	COM	086516101	17,212,338	200,610	SH		SOLE		197,865	0	2,745
BEST BUY INC	COM	086516101	781,638	9,110	SH		DFND		9,110	0	0
BLACK HILLS CORP	COM	092113109	936,320	16,000	SH		SOLE		16,000	0	0
BLACKSTONE INC	COM	09260D107	770,545	4,469	SH		DFND		0	0	4,469
BLACKSTONE INC	COM	09260D107	366,565	2,126	SH		SOLE		2,126	0	0
BOEING CO	COM	097023105	1,208,202	6,826	SH		SOLE		6,743	0	83
BOOKING HOLDINGS INC	COM	09857L108	2,578,610	519	SH		DFND		0	0	519
BP PLC	SPONSORED ADR	055622104	703,883	23,812	SH		DFND		23,801	0	11
BRIGHT HORIZONS FAM SOL IN D	COM	109194100	877,821	7,919	SH		DFND		0	0	7,919
BROADCOM INC	COM	11135F101	398,765	1,720	SH		DFND		910	0	810
BROADCOM INC	COM	11135F101	1,615,925	6,970	SH		SOLE		6,970	0	0
BROWN & BROWN INC	COM	115236101	2,130,382	20,882	SH		DFND		0	0	20,882
BROWN & BROWN INC	COM	115236101	200,775	1,968	SH		SOLE		1,968	0	0
CANADIAN NATL RY CO	COM	136375102	968,101	9,537	SH		DFND		0	0	9,537
CARLYLE CREDIT INCOME FUND	SHS BEN INT	92535C104	1,725,735	217,347	SH		DFND		0	0	217,347
CARMAX INC	COM	143130102	1,073,999	13,136	SH		DFND		0	0	13,136
CARRIER GLOBAL CORPORATION	COM	14448C104	1,775,033	26,004	SH		DFND		4,557	0	21,447
CATERPILLAR INC	COM	149123101	307,983	849	SH		SOLE		849	0	0
CHEVRON CORP NEW	COM	166764100	2,103,222	14,521	SH		DFND		13,799	0	722
CHEVRON CORP NEW	COM	166764100	25,701,423	177,447	SH		SOLE		175,442	0	2,005
CISCO SYS INC	COM	17275R102	356,621	6,024	SH		SOLE		6,024	0	0
CISCO SYS INC	COM	17275R102	224,664	3,795	SH		DFND		2,980	0	815
CITIGROUP INC	COM NEW	172967424	856,646	12,170	SH		SOLE		12,021	0	149
COCA COLA CO	COM	191216100	24,946,710	400,686	SH		SOLE		397,006	0	3,680
COCA COLA CO	COM	191216100	2,948,073	47,351	SH		DFND		46,005	0	1,346
COLGATE PALMOLIVE CO	COM	194162103	877,282	9,650	SH		DFND		9,200	0	450
CONOCOPHILLIPS	COM	20825C104	209,050	2,108	SH		SOLE		2,108	0	0
COSTCO WHSL CORP NEW	COM	22160K105	514,027	561	SH		SOLE		561	0	0
CSX CORP	COM	126408103	1,081,465	33,513	SH		SOLE		33,079	0	434
DANAHER CORPORATION	COM	235851102	1,018,513	4,437	SH		DFND		0	0	4,437
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	723,900	20,928	SH		SOLE		20,928	0	0
DISCOVER FINL SVCS	COM	254709108	200,427	1,157	SH		SOLE		1,157	0	0
DISNEY WALT CO	COM	254687106	1,378,847	12,383	SH		DFND		9,473	0	2,910
DISNEY WALT CO	COM	254687106	14,184,765	127,389	SH		SOLE		126,070	0	1,319
DOLLAR GEN CORP NEW	COM	256677105	632,339	8,340	SH		SOLE		8,233	0	107
DUKE ENERGY CORP NEW	COM NEW	26441C204	22,746,715	211,126	SH		SOLE		208,856	0	2,270
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,457,399	13,527	SH		DFND		12,582	0	945
DUPONT DE NEMOURS INC	COM	26614N102	248,499	3,259	SH		DFND		2,500	0	759
DYADIC INTL INC DEL	COM	26745T101	19,444	11,111	SH		SOLE		11,111	0	0
EATON CORP PLC	SHS	G29183103	909,988	2,742	SH		SOLE		2,742	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	2,234,151	30,179	SH		DFND		0	0	30,179
ELEVANCE HEALTH INC	COM	036752103	306,556	831	SH		SOLE		831	0	0
ELEVANCE HEALTH INC	COM	036752103	1,571,145	4,259	SH		DFND		0	0	4,259
ELI LILLY & CO	COM	532457108	4,466,792	5,786	SH		SOLE		5,786	0	0
EMERSON ELEC CO	COM	291011104	1,268,300	10,234	SH		SOLE		10,117	0	117
EMERSON ELEC CO	COM	291011104	532,899	4,300	SH		DFND		4,215	0	85
ENBRIDGE INC	COM	29250N105	625,588	14,744	SH		SOLE		14,744	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	485,146	24,765	SH		DFND		0	0	24,765
ENTERPRISE PRODS PARTNERS L	COM	293792107	228,113	7,274	SH		SOLE		7,274	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	419,503	13,377	SH		DFND		0	0	13,377
EOG RES INC	COM	26875P101	788,557	6,433	SH		SOLE		6,352	0	81
EQUIFAX INC	COM	294429105	283,393	1,112	SH		SOLE		1,112	0	0
EXXON MOBIL CORP	COM	30231G102	33,385,210	310,358	SH		SOLE		307,126	0	3,232
EXXON MOBIL CORP	COM	30231G102	5,747,895	53,434	SH		DFND		52,498	0	936
FAIR ISAAC CORP	COM	303250104	264,794	133	SH		SOLE		133	0	0
FASTENAL CO	COM	311900104	20,723,383	288,185	SH		SOLE		284,742	0	3,443
FASTENAL CO	COM	311900104	1,116,115	15,521	SH		DFND		15,521	0	0
FERGUSON ENTERPRISES INC	COMMON STOCK NEW	31488V107	1,362,351	7,849	SH		DFND		0	0	7,849
FIRST CTZNS BANCSHARES INC N	CL A	31946M103	2,364,469	1,119	SH		DFND		0	0	1,119
FISERV INC	COM	337738108	2,601,850	12,666	SH		DFND		0	0	12,666
FORD MTR CO	COM	345370860	134,927	13,629	SH		SOLE		13,629	0	0
GE AEROSPACE	COM NEW	369604301	204,651	1,227	SH		SOLE		1,227	0	0
GE AEROSPACE	COM NEW	369604301	1,326,814	7,955	SH		DFND		905	0	7,050
GENERAL DYNAMICS CORP	COM	369550108	1,535,356	5,827	SH		DFND		5,782	0	45
GENERAL DYNAMICS CORP	COM	369550108	26,154,544	99,262	SH		SOLE		98,447	0	815
GENERAL MLS INC	COM	370334104	18,950,914	297,176	SH		SOLE		294,269	0	2,907
GENERAL MLS INC	COM	370334104	981,357	15,389	SH		DFND		14,939	0	450
GLOBAL PMTS INC	COM	37940X102	620,364	5,536	SH		DFND		783	0	4,753
GOLDMAN SACHS GROUP INC	COM	38141G104	1,550,655	2,708	SH		SOLE		2,674	0	34
GRAINGER W W INC	COM	384802104	310,945	295	SH		SOLE		295	0	0
HANCOCK JOHN PREM DIVID FD	COM SH BEN INT	41013T105	457,621	35,920	SH		DFND		0	0	35,920
HCI GROUP INC	COM	40416E103	827,363	7,100	SH		DFND		0	0	7,100
HOME BANCSHARES INC	COM	436893200	451,470	15,953	SH		SOLE		15,953	0	0
HOME DEPOT INC	COM	437076102	2,746,658	7,061	SH		DFND		6,331	0	730
HOME DEPOT INC	COM	437076102	41,614,928	106,982	SH		SOLE		106,082	0	900
HONEYWELL INTL INC	COM	438516106	1,934,522	8,564	SH		SOLE		8,486	0	78
HORIZON BANCORP INC	COM	440407104	419,585	26,045	SH		SOLE		26,045	0	0
HORIZON BANCORP INC	COM	440407104	394,711	24,501	SH		DFND		0	0	24,501
IDEXX LABS INC	COM	45168D104	811,996	1,964	SH		SOLE		1,938	0	26
ILLUMINA INC	COM	452327109	970,956	7,266	SH		DFND		0	0	7,266
INTERNATIONAL BUSINESS MACHS	COM	459200101	926,144	4,213	SH		DFND		4,055	0	158
INTERNATIONAL BUSINESS MACHS	COM	459200101	13,787,518	62,719	SH		SOLE		62,101	0	618
INTUIT	COM	461202103	2,080,964	3,311	SH		DFND		34	0	3,277
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,238,611	2,373	SH		SOLE		2,345	0	28
INVESCO QQQ TR	UNIT SER 1	46090E103	332,300	650	SH		SOLE		650	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,457,930	27,919	SH		SOLE		27,919	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	836,121	11,897	SH		SOLE		11,897	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	5,138,768	82,471	SH		SOLE		82,471	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	4,296,439	37,289	SH		SOLE		37,289	0	0
ISHARES TR	CORE S&P TTL STK	464287150	368,368	2,864	SH		SOLE		2,864	0	0
ISHARES TR	CORE S&P500 ETF	464287200	280,212	476	SH		DFND		0	0	476
ISHARES TR	CORE S&P500 ETF	464287200	521,570	886	SH		SOLE		886	0	0
ISHARES TR	IBDS DEC28 ETF	46435U515	238,193	9,566	SH		DFND		9,566	0	0
ISHARES TR	IBDS DEC28 ETF	46435U515	3,494,715	140,350	SH		SOLE		140,160	0	190
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,337,317	139,287	SH		SOLE		139,082	0	205
ISHARES TR	IBONDS DEC 2030	46436E726	243,333	11,392	SH		DFND		11,392	0	0
ISHARES TR	IBONDS DEC 2030	46436E726	3,571,776	167,218	SH		SOLE		166,993	0	225
ISHARES TR	IBONDS DEC 2031	46436E486	239,703	11,779	SH		DFND		11,779	0	0
ISHARES TR	IBONDS DEC 2031	46436E486	4,221,608	207,450	SH		SOLE		207,205	0	245
ISHARES TR	IBONDS DEC 2032	46436E312	236,902	9,638	SH		DFND		9,638	0	0
ISHARES TR	IBONDS DEC 2032	46436E312	4,091,439	166,454	SH		SOLE		166,254	0	200
ISHARES TR	IBONDS DEC 2033	46436E130	232,803	9,275	SH		DFND		9,000	0	275
ISHARES TR	IBONDS DEC 2033	46436E130	3,692,863	147,126	SH		SOLE		146,931	0	195
ISHARES TR	IBONDS DEC 2034	46438G653	2,200,992	86,483	SH		SOLE		86,483	0	0
ISHARES TR	IBONDS DEC 29	46436E205	241,931	10,611	SH		DFND		9,766	0	845
ISHARES TR	IBONDS DEC 29	46436E205	3,763,892	165,083	SH		SOLE		164,878	0	205
ISHARES TR	IBONDS DEC2026	46435GAA0	3,341,109	138,808	SH		SOLE		138,608	0	200
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	3,285,884	131,173	SH		SOLE		130,998	0	175
ISHARES TR	IBOXX HI YD ETF	464288513	277,713	3,531	SH		SOLE		3,531	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	210,574	4,073	SH		DFND		4,073	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	6,569,364	127,067	SH		SOLE		127,067	0	0
ISHARES TR	ISHS 5-10YR INVT	464288638	422,330	8,199	SH		DFND		7,671	0	528
ISHARES TR	ISHS 5-10YR INVT	464288638	13,209,018	256,436	SH		SOLE		256,436	0	0
ISHARES TR	MSCI EAFE ETF	464287465	526,170	6,959	SH		SOLE		6,959	0	0
ISHARES TR	RUS 1000 ETF	464287622	2,772,831	8,607	SH		SOLE		8,607	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,019,882	7,520	SH		SOLE		7,520	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	251,777	1,360	SH		SOLE		1,360	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	810,179	4,935	SH		SOLE		4,935	0	0
ISHARES TR	RUS MID CAP ETF	464287499	1,362,421	15,412	SH		SOLE		15,412	0	0
ISHARES TR	RUS MID CAP ETF	464287499	3,536,000	40,000	SH		DFND		40,000	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	2,458,843	11,128	SH		SOLE		11,128	0	0
ISHARES TR	RUSSELL 3000 ETF	464287689	256,704	768	SH		SOLE		768	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	275,755	2,716	SH		SOLE		2,716	0	0
ISHARES TR	SELECT DIVID ETF	464287168	395,839	3,015	SH		SOLE		3,015	0	0
ISHARES TR	U.S. PHARMA ETF	464288836	490,337	7,461	SH		SOLE		7,461	0	0
JOHNSON & JOHNSON	COM	478160104	2,856,390	19,751	SH		DFND		11,314	0	8,437
JOHNSON & JOHNSON	COM	478160104	26,350,342	182,204	SH		SOLE		180,642	0	1,562
JPMORGAN CHASE & CO.	COM	46625H100	50,719,520	211,587	SH		SOLE		209,752	0	1,835
JPMORGAN CHASE & CO.	COM	46625H100	2,897,854	12,089	SH		DFND		11,888	0	201
KIMBERLY-CLARK CORP	COM	494368103	263,390	2,010	SH		SOLE		2,010	0	0
KKR & CO INC	COM	48251W104	5,135,435	34,720	SH		DFND		0	0	34,720
KLA CORP	COM NEW	482480100	877,127	1,392	SH		DFND		0	0	1,392
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,385,745	6,590	SH		DFND		6,590	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	22,685,006	107,880	SH		SOLE		106,761	0	1,119
LINDE PLC	SHS	G54950103	295,581	706	SH		SOLE		706	0	0
LOCKHEED MARTIN CORP	COM	539830109	224,990	463	SH		SOLE		463	0	0
LOWES COS INC	COM	548661107	1,091,596	4,423	SH		DFND		15	0	4,408
LOWES COS INC	COM	548661107	1,415,892	5,737	SH		SOLE		5,680	0	57
MARVELL TECHNOLOGY INC	COM	573874104	1,351,577	12,237	SH		SOLE		12,080	0	157
MASTERCARD INCORPORATED	CL A	57636Q104	1,710,299	3,248	SH		SOLE		3,215	0	33
MASTERCARD INCORPORATED	CL A	57636Q104	5,553,207	10,546	SH		DFND		42	0	10,504
MCDONALDS CORP	COM	580135101	26,744,382	92,257	SH		SOLE		91,362	0	895
MCDONALDS CORP	COM	580135101	1,629,762	5,622	SH		DFND		5,210	0	412
MCKESSON CORP	COM	58155Q103	246,201	432	SH		SOLE		432	0	0
MEDTRONIC PLC	SHS	G5960L103	1,408,284	17,630	SH		DFND		17,359	0	271
MEDTRONIC PLC	SHS	G5960L103	27,229,335	340,878	SH		SOLE		337,338	0	3,540
MERCK & CO INC	COM	58933Y105	2,216,613	22,282	SH		DFND		22,032	0	250
MERCK & CO INC	COM	58933Y105	27,304,872	274,476	SH		SOLE		271,949	0	2,527
META PLATFORMS INC	CL A	30303M102	3,474,416	5,934	SH		SOLE		5,888	0	46
META PLATFORMS INC	CL A	30303M102	5,084,569	8,684	SH		DFND		0	0	8,684
MICROSOFT CORP	COM	594918104	11,303,787	26,818	SH		DFND		9,129	0	17,689
MICROSOFT CORP	COM	594918104	62,357,132	147,941	SH		SOLE		146,830	0	1,111
MID-AMER APT CMNTYS INC	COM	59522J103	22,241,696	143,894	SH		SOLE		142,354	0	1,540
MID-AMER APT CMNTYS INC	COM	59522J103	1,208,583	7,819	SH		DFND		7,674	0	145
MORGAN STANLEY	COM NEW	617446448	212,341	1,689	SH		SOLE		1,689	0	0
MPLX LP	COM UNIT REP LTD	55336V100	336,839	7,038	SH		DFND		0	0	7,038
NASDAQ INC	COM	631103108	1,717,364	22,214	SH		DFND		22,034	0	180
NASDAQ INC	COM	631103108	30,229,756	391,020	SH		SOLE		387,585	0	3,435
NEXTERA ENERGY INC	COM	65339F101	1,360,103	18,972	SH		DFND		18,772	0	200
NEXTERA ENERGY INC	COM	65339F101	23,647,663	329,860	SH		SOLE		326,665	0	3,195
NIKE INC	CL B	654106103	208,698	2,758	SH		SOLE		2,758	0	0
NOMAD FOODS LTD	USD ORD SHS	G6564A105	981,932	58,518	SH		DFND		0	0	58,518
NORFOLK SOUTHN CORP	COM	655844108	403,684	1,720	SH		DFND		1,720	0	0
NVIDIA CORPORATION	COM	67066G104	274,757	2,046	SH		DFND		50	0	1,996
NVIDIA CORPORATION	COM	67066G104	6,198,558	46,158	SH		SOLE		45,877	0	281
ONEOK INC NEW	COM	682680103	334,934	3,336	SH		DFND		0	0	3,336
ORACLE CORP	COM	68389X105	613,069	3,679	SH		SOLE		3,679	0	0
ORACLE CORP	COM	68389X105	267,291	1,604	SH		DFND		80	0	1,524
OTIS WORLDWIDE CORP	COM	68902V107	213,281	2,303	SH		DFND		1,916	0	387
PAYCHEX INC	COM	704326107	30,374,456	216,620	SH		SOLE		214,825	0	1,795
PAYCHEX INC	COM	704326107	1,846,137	13,166	SH		DFND		12,811	0	355
PAYPAL HLDGS INC	COM	70450Y103	676,399	7,925	SH		SOLE		7,822	0	103
PEOPLES FINL SVCS CORP	COM	711040105	307,541	6,009	SH		SOLE		6,009	0	0
PEPSICO INC	COM	713448108	21,917,168	144,135	SH		SOLE		142,773	0	1,362
PEPSICO INC	COM	713448108	1,369,300	9,005	SH		DFND		8,720	0	285
PFIZER INC	COM	717081103	19,476,602	734,135	SH		SOLE		725,800	0	8,335
PFIZER INC	COM	717081103	1,274,236	48,030	SH		DFND		45,633	0	2,397
PIMCO ETF TR	MULTISECTOR BD	72201R585	832,188	32,106	SH		SOLE		32,106	0	0
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	184,259	10,788	SH		DFND		0	0	10,788
PNC FINL SVCS GROUP INC	COM	693475105	1,688,402	8,755	SH		DFND		8,755	0	0
PNC FINL SVCS GROUP INC	COM	693475105	31,809,065	164,942	SH		SOLE		162,807	0	2,135
PROCTER AND GAMBLE CO	COM	742718109	2,098,307	12,516	SH		DFND		10,995	0	1,521
PROCTER AND GAMBLE CO	COM	742718109	26,504,794	158,096	SH		SOLE		156,681	0	1,415
PROGRESSIVE CORP	COM	743315103	1,682,062	7,020	SH		DFND		0	0	7,020
PROGRESSIVE CORP	COM	743315103	1,715,368	7,159	SH		SOLE		7,159	0	0
PROLOGIS INC.	COM	74340W103	1,687,289	15,963	SH		DFND		15,778	0	185
PROLOGIS INC.	COM	74340W103	29,771,991	281,665	SH		SOLE		278,415	0	3,250
QUALCOMM INC	COM	747525103	596,660	3,884	SH		SOLE		3,884	0	0
RAYMOND JAMES FINL INC	COM	754730109	1,836,156	11,821	SH		SOLE		11,821	0	0
REALTY INCOME CORP	COM	756109104	19,183,590	359,176	SH		SOLE		355,846	0	3,330
REALTY INCOME CORP	COM	756109104	1,116,055	20,896	SH		DFND		20,736	0	160
RTX CORPORATION	COM	75513E101	804,138	6,949	SH		DFND		4,183	0	2,766
RTX CORPORATION	COM	75513E101	303,418	2,622	SH		SOLE		2,622	0	0
SALESFORCE INC	COM	79466L302	393,172	1,176	SH		SOLE		1,176	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	220,153	9,297	SH		SOLE		9,297	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	371,480	20,080	SH		SOLE		20,080	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	854,048	30,644	SH		SOLE		30,644	0	0
SEACOAST BKG CORP FLA	COM NEW	811707801	451,492	16,400	SH		DFND		0	0	16,400
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,814,450	21,182	SH		SOLE		21,137	0	45
SELECT SECTOR SPDR TR	INDL	81369Y704	5,882,820	44,648	SH		SOLE		44,538	0	110
SELECT SECTOR SPDR TR	INDL	81369Y704	780,283	5,922	SH		DFND		5,922	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	4,618,245	20,585	SH		SOLE		20,545	0	40
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	481,006	2,144	SH		DFND		2,144	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,375,906	42,945	SH		SOLE		42,825	0	120
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	390,063	4,962	SH		DFND		4,962	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	7,703,507	55,997	SH		SOLE		55,897	0	100
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	824,044	5,990	SH		DFND		5,990	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,212,208	42,439	SH		SOLE		42,329	0	110
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	544,741	7,197	SH		DFND		7,197	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,039,129	12,350	SH		DFND		12,350	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	20,680,266	245,784	SH		SOLE		243,108	0	2,676
SHELL PLC	SPON ADS	780259305	253,795	4,051	SH		SOLE		4,051	0	0
SOUTHERN CO	COM	842587107	1,108,027	13,460	SH		DFND		12,660	0	800
SOUTHERN CO	COM	842587107	19,726,836	239,636	SH		SOLE		236,955	0	2,681
SPDR GOLD TR	GOLD SHS	78463V107	292,977	1,210	SH		SOLE		1,210	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	266,555	7,810	SH		SOLE		7,810	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,398,387	2,386	SH		DFND		1,215	0	1,171
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,464,610	9,324	SH		SOLE		9,324	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,616,081	4,593	SH		SOLE		4,593	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	251,195	3,225	SH		SOLE		3,225	0	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	6,140,694	69,860	SH		SOLE		69,860	0	0
STANLEY BLACK & DECKER INC	COM	854502101	18,082,673	225,217	SH		SOLE		222,788	0	2,429
STANLEY BLACK & DECKER INC	COM	854502101	955,692	11,903	SH		DFND		11,834	0	69
STARBUCKS CORP	COM	855244109	1,135,150	12,440	SH		SOLE		12,292	0	148
SUNCOR ENERGY INC NEW	COM	867224107	1,799,235	50,427	SH		DFND		0	0	50,427
SYNOVUS FINL CORP	COM NEW	87161C501	465,681	9,090	SH		SOLE		9,090	0	0
SYSCO CORP	COM	871829107	1,219,996	15,956	SH		SOLE		15,767	0	189
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	3,841,378	19,451	SH		DFND		0	0	19,451
TARGET CORP	COM	87612E106	952,208	7,044	SH		SOLE		6,957	0	87
TESLA INC	COM	88160R101	466,031	1,154	SH		SOLE		1,154	0	0
TEXAS INSTRS INC	COM	882508104	34,727,415	185,203	SH		SOLE		183,363	0	1,840
TEXAS INSTRS INC	COM	882508104	2,028,671	10,819	SH		DFND		10,544	0	275
TJX COS INC NEW	COM	872540109	1,635,405	13,537	SH		DFND		115	0	13,422
TJX COS INC NEW	COM	872540109	259,017	2,144	SH		SOLE		2,144	0	0
T-MOBILE US INC	COM	872590104	1,629,208	7,381	SH		DFND		75	0	7,306
TRACTOR SUPPLY CO	COM	892356106	1,101,260	20,755	SH		DFND		755	0	20,000
TRUIST FINL CORP	COM	89832Q109	556,696	12,833	SH		SOLE		12,833	0	0
UBER TECHNOLOGIES INC	COM	90353T100	1,094,929	18,152	SH		DFND		0	0	18,152
UNILEVER PLC	SPON ADR NEW	904767704	307,768	5,428	SH		SOLE		5,428	0	0
UNION PAC CORP	COM	907818108	1,373,485	6,023	SH		DFND		5,973	0	50
UNION PAC CORP	COM	907818108	25,789,272	113,091	SH		SOLE		112,056	0	1,035
UNITED PARCEL SERVICE INC	CL B	911312106	1,215,856	9,642	SH		DFND		9,457	0	185
UNITED PARCEL SERVICE INC	CL B	911312106	20,350,649	161,385	SH		SOLE		160,135	0	1,250
UNITED RENTALS INC	COM	911363109	2,258,435	3,206	SH		DFND		0	0	3,206
UNITEDHEALTH GROUP INC	COM	91324P102	26,163,585	51,721	SH		SOLE		51,153	0	568
UNITEDHEALTH GROUP INC	COM	91324P102	5,162,301	10,205	SH		DFND		2,898	0	7,307
US BANCORP DEL	COM NEW	902973304	1,201,011	25,110	SH		DFND		24,870	0	240
US BANCORP DEL	COM NEW	902973304	22,399,076	468,306	SH		SOLE		463,241	0	5,065
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,057,125	5,012	SH		SOLE		5,012	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,987,031	33,532	SH		SOLE		33,467	0	65
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	314,363	3,529	SH		DFND		3,529	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,279,674	2,375	SH		SOLE		2,375	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	200,976	373	SH		DFND		373	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,347,150	15,000	SH		DFND		15,000	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,633,949	5,638	SH		SOLE		5,638	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,148,200	20,000	SH		DFND		20,000	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	508,079	8,850	SH		SOLE		8,850	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,769,703	40,184	SH		SOLE		40,184	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	301,031	6,005	SH		SOLE		6,005	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	344,917	5,853	SH		SOLE		5,853	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,781,737	58,171	SH		SOLE		58,171	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	31,687,359	248,353	SH		SOLE		248,028	0	325
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	6,042,535	47,359	SH		DFND		31,315	0	16,044
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	207,027	1,336	SH		DFND		1,336	0	0
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	2,635,250	17,006	SH		SOLE		16,986	0	20
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	6,791,504	57,521	SH		SOLE		57,376	0	145
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	991,670	8,399	SH		DFND		8,399	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	794,660	1,278	SH		DFND		1,278	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	6,654,504	10,702	SH		SOLE		10,672	0	30
VERIZON COMMUNICATIONS INC	COM	92343V104	1,454,236	36,365	SH		DFND		35,578	0	787
VERIZON COMMUNICATIONS INC	COM	92343V104	27,504,242	687,778	SH		SOLE		679,333	0	8,445
VISA INC	COM CL A	92826C839	4,252,318	13,455	SH		DFND		50	0	13,405
VISA INC	COM CL A	92826C839	1,610,224	5,095	SH		SOLE		5,095	0	0
WALMART INC	COM	931142103	400,341	4,431	SH		DFND		2,400	0	2,031
WALMART INC	COM	931142103	480,120	5,314	SH		SOLE		5,314	0	0
WASTE MGMT INC DEL	COM	94106L109	2,464,461	12,213	SH		DFND		11,853	0	360
WASTE MGMT INC DEL	COM	94106L109	40,864,695	202,511	SH		SOLE		200,416	0	2,095
WEC ENERGY GROUP INC	COM	92939U106	1,628,773	17,320	SH		SOLE		17,320	0	0
WELLS FARGO CO NEW	COM	949746101	1,441,887	20,528	SH		SOLE		20,288	0	240
WEYERHAEUSER CO MTN BE	COM NEW	962166104	358,209	12,725	SH		SOLE		12,725	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	274,320	6,775	SH		SOLE		6,775	0	0
WORKDAY INC	CL A	98138H101	982,578	3,808	SH		DFND		0	0	3,808
WP CAREY INC	COM	92936U109	1,030,871	18,922	SH		DFND		0	0	18,922
XCEL ENERGY INC	COM	98389B100	221,668	3,283	SH		SOLE		3,283	0	0