Community Bankers Trust (ESXB) 10-K 13 Mar 20 2019 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2019	Feb. 29, 2020	Jun. 30, 2019
Cover [Abstract]
Document Type	10-K
Document Period End Date	Dec. 31, 2019
Entity Registrant Name	Community Bankers Trust Corp
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 182,692,064
Entity Common Stock, Shares Outstanding		22,426,621
Entity Central Index Key	0001323648
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 16,976	$ 18,292
Interest bearing bank deposits	11,708	15,927
Total cash and cash equivalents	28,684	34,219
Securities available for sale, at fair value	186,969	206,726
Securities held to maturity, at cost (fair value of $36,633 and $42,253, respectively)	35,733	42,108
Equity securities, restricted, at cost	8,855	7,800
Total securities	231,557	256,634
Loans held for sale	501	146
Loans	1,058,323	993,705
Purchased credit impaired (PCI) loans	32,528	38,285
Total loans	1,090,851	1,031,990
Allowance for loan losses (loans of $8,429 and $8,983, respectively; PCI loans of $156 and $156, respectively)	(8,585)	(9,139)
Net loans	1,082,266	1,022,851
Bank premises and equipment, net	29,472	31,488
Bank premises and equipment held for sale	1,589	1,252
Right-of-use lease assets	6,472
Other real estate owned	4,527	1,099
Bank owned life insurance	29,340	28,834
Other assets	16,432	16,627
Total assets	1,430,840	1,393,150
Deposits:
Noninterest bearing	178,584	165,086
Interest bearing	984,864	999,889
Total deposits	1,163,448	1,164,975
Federal funds purchased	24,437	19,440
Federal Home Loan Bank borrowings	68,500	59,447
Trust preferred capital notes	4,124	4,124
Lease liabilities	6,737
Other liabilities	8,115	7,703
Total liabilities	1,275,361	1,255,689
SHAREHOLDERS' EQUITY
Common stock (200,000,000 shares authorized, $0.01 par value; 22,422,621 and 22,132,304 shares issued and outstanding, respectively)	224	221
Additional paid in capital	150,728	148,763
Retained earnings (deficit)	2,562	(10,244)
Accumulated other comprehensive income (loss)	1,965	(1,279)
Total shareholders’ equity	155,479	137,461
Total liabilities and shareholders’ equity	$ 1,430,840	$ 1,393,150

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
CONSOLIDATED BALANCE SHEETS
Securities held to maturity	$ 36,633	$ 42,253
Allowance for loan losses, loans	8,429	8,983
Allowance for loan losses, PCI loans	$ 156	$ 156
Common stock, shares authorized	200,000,000	200,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares issued	22,422,621	22,132,304
Common stock, shares outstanding	22,422,621	22,132,304

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest and dividend income
Interest and fees on loans	$ 51,551	$ 46,291
Interest and fees on PCI loans	6,042	5,222
Interest on federal funds sold	14	5
Interest on deposits in other banks	391	303
Interest and dividends on securities
Taxable	5,870	5,258
Nontaxable	1,581	2,162
Total interest and dividend income	65,449	59,241
Interest expense
Interest on deposits	14,036	10,257
Interest on borrowed funds	1,456	1,797
Total interest expense	15,492	12,054
Net interest income	49,957	47,187
Provision for loan losses	325
Net interest income after provision for loan losses	49,632	47,187
Noninterest income
Service charges and fees	2,831	2,510
Gain on securities transactions, net	235	70
Gain on sale of other loans	14	118
Income on bank owned life insurance	724	735
Mortgage loan income	486	319
Other	1,064	711
Total noninterest income	5,354	4,463
Noninterest expense
Salaries and employee benefits	21,423	21,477
Occupancy expenses	3,453	3,188
Equipment expenses	1,484	1,398
FDIC assessment	296	776
Data processing fees	2,329	2,122
Other real estate expense, net	718	113
Other operating expenses	6,026	5,803
Total noninterest expense	35,729	34,877
Income before income taxes	19,257	16,773
Income tax expense	3,552	3,085
Net income	$ 15,705	$ 13,688
Net income per share - basic	$ 0.71	$ 0.62
Net income per share - diluted	$ 0.70	$ 0.61
Weighted average number of shares outstanding
Basic	22,264	22,103
Diluted	22,531	22,569

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Net income	$ 15,705	$ 13,688
Other comprehensive income (loss):
Change in unrealized gain (loss) on investment securities	4,727	(1,946)
Tax related to unrealized (gain) loss on investment securities	(1,039)	428
Reclassification adjustment for gain on securities sold	(235)	(70)
Tax related to realized gain on securities sold	52	16
Defined benefit pension plan:
Change in prior service cost	5	5
Change in unrealized (loss) gain on plan assets	(41)	238
Tax related to defined benefit pension plan	7	(52)
Cash flow hedge:
Change in unrealized (loss) gain on cash flow hedge	(297)	76
Tax related to cash flow hedge	(65)	17
Total other comprehensive income (loss)	3,244	(1,322)
Total comprehensive income	$ 18,949	$ 12,366

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY - USD ($) shares in Thousands, $ in Thousands	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Beginning Balance at Dec. 31, 2017	$ 221	$ 147,671	$ (23,932)	$ 43	$ 124,003
Beginning Balance, shares at Dec. 31, 2017	22,073
Issuance of common stock		166			166
Issuance of common stock, shares	18
Exercise and issuance of employee stock options		926			926
Exercise and issuance of employee stock options, shares	41
Net income			13,688		13,688
Dividends paid on common stock					0
Other comprehensive income (loss)				(1,322)	(1,322)
Ending Balance at Dec. 31, 2018	$ 221	148,763	(10,244)	(1,279)	137,461
Ending Balance, shares at Dec. 31, 2018	22,132
Issuance of common stock		215			215
Issuance of common stock, shares	27
Exercise and issuance of employee stock options	$ 3	1,750			1,753
Exercise and issuance of employee stock options, shares	264
Net income			15,705		15,705
Dividends paid on common stock			(2,899)		(2,899)
Other comprehensive income (loss)				3,244	3,244
Ending Balance at Dec. 31, 2019	$ 224	$ 150,728	$ 2,562	$ 1,965	$ 155,479
Ending Balance, shares at Dec. 31, 2019	22,423

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (Parenthetical)	Dec. 31, 2019$ / shares
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY
Dividends per share (in dollar per share)	$ 0.13

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Operating activities:
Net income	$ 15,705	$ 13,688
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and intangibles amortization	2,039	1,985
Lease assets amortization	936
Stock-based compensation expense	1,075	946
Tax benefit of exercised stock options	(260)	(48)
Amortization of purchased loan premium	311	258
Deferred tax expense	420	772
Provision for loan losses	325
Amortization of security premiums and accretion of discounts, net	1,170	1,543
Net gain on sale of securities	(235)	(70)
Net gain on sale and valuation of other real estate owned	(56)	(42)
Net loss on disposal of premises and equipment	7
Net gain on sale of loans	(14)	(118)
Originations of mortgages held for sale	(21,061)	(1,018)
Proceeds from sales of mortgages held for sale	20,706	872
Increase in bank owned life insurance investment	(724)	(735)
Changes in assets and liabilities:
Decrease (increase) in other assets	686	(249)
Increase in accrued expenses and other liabilities	(16)	1,905
Net cash provided by operating activities	21,014	19,689
Investing activities:
Proceeds from sales/calls/maturities/paydowns of available for sale securities	94,371	47,811
Proceeds from calls/maturities/paydowns of held to maturity securities	6,290	3,929
Proceeds from sales/calls/maturities/paydowns of restricted equity securities	1,511	2,005
Purchase of available for sale securities	(70,972)	(53,082)
Purchase of restricted equity securities	(2,566)	(510)
Proceeds from sale of other real estate owned	826	2,129
Net increase in loans	(66,338)	(43,362)
Principal recoveries of loans previously charged off	587	514
Purchase of premises and equipment, net	(367)	(4,527)
Purchase of small business investment company fund investment	(2,142)	(945)
Purchase of loans held for investment		(8,991)
Proceeds from bank owned life insurance investment	218
Proceeds from sale of loans	1,516	5,635
Net cash used in investing activities	(37,066)	(49,394)
Financing activities:
Net (decrease) increase in deposits	(1,527)	69,211
Net increase in federal funds purchased	4,997	14,591
Net decrease in short-term Federal Home Loan Bank borrowings	(20,000)	(30,500)
Proceeds from long-term Federal Home Loan Bank borrowings	40,000
Payments on long-term Federal Home Loan Bank borrowings	(10,947)	(11,482)
Proceeds from issuance of common stock	893	146
Cash dividends paid	(2,899)
Net cash provided by financing activities	10,517	41,966
Net (decrease) increase in cash and cash equivalents	(5,535)	12,261
Cash and cash equivalents:
Beginning of the period	34,219	21,958
End of the period	28,684	34,219
Supplemental disclosures of cash flow information:
Interest paid	15,465	11,540
Income taxes paid	3,145	2,198
Transfers of loans to other real estate owned	4,198	396
Transfers of building premises and equipment to held for sale	337	$ 1,252
Right-of-use lease assets in exchange for lease liability	$ 7,408

Nature of Banking Activities an

Nature of Banking Activities and Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Nature of Banking Activities and Significant Accounting Policies [Abstract]
Nature of Banking Activities and Significant Accounting Policies	Note 1. Nature of Banking Activities and Significant Accounting Policies Organization Community Bankers Trust Corporation (the “Company”) is headquartered in Richmond, Virginia and is the holding company for Essex Bank (the “Bank”), a Virginia state bank with 24 full-service offices, 18 of which are in Virginia and six of which are in Maryland. The Bank also operates two loan production offices. The Bank engages in a general commercial banking business and provides a wide range of financial services primarily to individuals, small businesses and larger commercial companies, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services, on-line and mobile banking products, and cash management services. Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company and the Bank, its wholly-owned subsidiary. All intercompany balances and transactions have been eliminated in consolidation. Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 810, Consolidation, requires that the Company no longer eliminate through consolidation the equity investment in BOE Statutory Trust I, which was $124,000 at each of December 31, 2019 and 2018. The Company issued subordinated debt to the Trust, which is reflected as a liability on the Company’s consolidated balance sheet. Cash and Cash Equivalents For purposes of the consolidated statements of cash flows, the Company has defined cash and cash equivalents as cash and due from banks and interest-bearing bank balances. Restricted Cash The Bank is required to maintain a reserve against its deposits in accordance with Regulation D of the Federal Reserve Act. At December 31, 2019 and 2018, the Bank’s levels of vault cash sufficiently covered the reserve requirement. Securities Debt securities that management has the positive intent and ability to hold to maturity are classified as “held to maturity” and recorded at amortized cost. Securities not classified as held to maturity, including equity securities with readily determinable fair values, are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other than temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are determined using the specific identification method. Restricted Securities The Company is required to maintain an investment in the capital stock of certain correspondent banks. The Company’s investment in these securities is recorded at cost. Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses are recognized through a valuation allowance by charges to income. Mortgage loans held for sale are sold with the mortgage servicing rights released by the Company. The Company enters into commitments to originate certain mortgage loans whereby the interest rate on the loans is determined prior to funding (rate lock commitments). Rate lock commitments on mortgage loans that are intended to be sold are considered to be derivatives. The period of time between issuance of a loan commitment and closing and the sale of the loan generally ranges from thirty to forty-five days. The Company protects itself from changes in interest rates through the use of best efforts forward delivery commitments, whereby the Company commits to sell a loan at the time the borrower commits to an interest rate with the intent that the buyer has assumed interest rate risk on the loan. As a result, the Company is not exposed to losses nor will it realize significant gains related to its rate lock commitments due to changes in interest rates. The correlation between the rate lock commitments and the best efforts contracts is very high due to their similarity. Because of this high correlation, the gain or loss that occurs on the rate lock commitments is immaterial. Loans The Bank grants mortgage, commercial and consumer loans to customers. A significant portion of the loan portfolio is represented by 1‑4 family residential and commercial mortgage loans. The ability of the Bank’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the Bank’s market area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective interest method. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. Consumer loans are typically charged off no later than 180 days past due. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual status. Loans are returned to accrual status when all of the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses on Loans The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is an amount that management believes is appropriate to absorb estimated losses relating to specifically identified loans, as well as probable credit losses inherent in the balance of the loan portfolio, based on an evaluation of the collectability of existing loans and prior loss experience. This evaluation also takes into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrower’s ability to pay. This evaluation does not include the effects of expected losses on specific loans or groups of loans that are related to future events or expected changes in economic conditions. The evaluation also considers the following risk characteristics of each loan portfolio: · Residential 1‑4 family mortgage loans include HELOCs and single family investment properties secured by first liens. The carry risks associated with owner-occupied and investment properties are the continued credit-worthiness of the borrower, changes in the value of the collateral, successful property maintenance and collection of rents due from tenants. The Company manages these risks by using specific underwriting policies and procedures and by avoiding concentrations in geographic regions. · Commercial real estate loans, including owner occupied and non-owner occupied mortgages, carry risks associated with the successful operations of the principal business operated on the property securing the loan or the successful operation of the real estate project securing the loan. General market conditions and economic activity may impact the performance of these loans. In addition to using specific underwriting policies and procedures for these types of loans, the Company manages risk by avoiding concentrations to any one business or industry, and by diversifying the lending to various lines of businesses, such as retail, office, office warehouse, industrial and hotel. · Construction and land development loans are generally made to commercial and residential builders/developers for specific construction projects, as well as to consumer borrowers. These carry more risk than real estate term loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market and state and local government regulations. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding concentrations to any one business or industry and by diversifying lending to various lines of businesses, in various geographic regions and in various sales or rental price points. · Second mortgages on residential 1‑4 family loans carry risk associated with the continued credit-worthiness of the borrower, changes in value of the collateral and a higher risk of loss in the event the collateral is liquidated due to the inferior lien position. The Company manages risk by using specific underwriting policies and procedures. · Multifamily loans carry risks associated with the successful operation of the property, general real estate market conditions and economic activity. In addition to using specific underwriting policies and procedures, the Company manages risk by avoiding concentrations in geographic regions and by diversifying the lending to various unit mixes, tenant profiles and rental rates. · Agriculture loans carry risks associated with the successful operation of the business, changes in value of non-real estate collateral that may depreciate over time and inventory that may be affected by weather, biological, price, labor, regulatory and economic factors. The Company manages risks by using specific underwriting policies and procedures, as well as avoiding concentrations to individual borrowers and by diversifying lending to various agricultural lines of business (i.e., crops, cattle, dairy, etc.). · Commercial loans carry risks associated with the successful operation of the business, changes in value of non-real estate collateral that may depreciate over time, accounts receivable whose collectability may change and inventory values that may be subject to various risks including obsolescence. General market conditions and economic activity may also impact the performance of these loans. In addition to using specific underwriting policies and procedures for these types of loans, the Company manages risk by diversifying the lending to various industries and avoids geographic concentrations. · Consumer installment loans carry risks associated with the continued credit-worthiness of the borrower and the value of rapidly depreciating assets or lack thereof. These types of loans are more likely than real estate loans to be quickly and adversely affected by job loss, divorce, illness or personal bankruptcy. The Company manages risk by using specific underwriting policies and procedures for these types of loans. · All other loans generally support the obligations of state and political subdivisions in the U.S. and are not a material source of business for the Company. The loans carry risks associated with the continued credit-worthiness of the obligations and economic activity. The Company manages risk by using specific underwriting policies and procedures for these types of loans. While management uses the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses, and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations. The allowance consists of specific, general and unallocated components. For loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. The unallocated component covers uncertainties that could affect management’s estimate of probable losses. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and construction loans by either the present value of the expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures. Accounting for Certain Loans Acquired in a Transfer FASB ASC 310, Receivables requires acquired loans to be recorded at fair value and prohibits carrying over valuation allowances in the initial accounting for acquired impaired loans. Loans carried at fair value, mortgage loans held for sale, and loans to borrowers in good standing under revolving credit arrangements are excluded from the scope of FASB ASC 310 which limits the yield that may be accreted to the excess of the undiscounted expected cash flows over the investor’s initial investment in the loan. The excess of the contractual cash flows over expected cash flows may not be recognized as an adjustment of yield. Subsequent increases in cash flows to be collected are recognized prospectively through an adjustment of the loan’s yield over its remaining life. Decreases in expected cash flows are recognized as impairments through the allowance for loan losses. The Company’s acquired loans from the Suburban Federal Savings Bank (SFSB) transaction (the “PCI loans”), subject to FASB ASC Topic 805, Business Combinations, were recorded at fair value and no separate valuation allowance was recorded at the date of acquisition. FASB ASC 310‑30, Loans and Debt Securities Acquired with Deteriorated Credit Quality , applies to loans acquired in a transfer with evidence of deterioration of credit quality for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. The Company is applying the provisions of FASB ASC 310‑30 to all loans acquired in the SFSB transaction. The Company has grouped loans together based on common risk characteristics including product type, delinquency status and loan documentation requirements among others. The PCI loans are subject to the credit review standards described above for loans. If and when credit deterioration occurs subsequent to the date that the loans were acquired, a provision for loan loss for PCI loans will be charged to earnings for the full amount. The Company has made an estimate of the total cash flows it expects to collect from each pool of loans, which includes undiscounted expected principal and interest. The excess of that amount over the fair value of the pool is referred to as accretable yield. Accretable yield is recognized as interest income on a constant yield basis over the life of the pool. The Company also determines each pool’s contractual principal and contractual interest payments. The excess of that amount over the total cash flows that it expects to collect from the pool is referred to as nonaccretable difference, which is not recorded. Judgmental prepayment assumptions are applied to both contractually required payments and cash flows expected to be collected at acquisition. Over the life of the loan or pool, the Company continues to estimate cash flows expected to be collected. Subsequent decreases in cash flows expected to be collected over the life of the pool are recognized as an impairment in the current period through the allowance for loan loss. Subsequent increases in expected or actual cash flows are first used to reverse any existing valuation allowance for that loan or pool. Any remaining increase in cash flows expected to be collected is recognized as an adjustment to the accretable yield with the amount of periodic accretion adjusted over the remaining life of the pool. Bank Premises and Equipment Bank premises and equipment are stated at cost less accumulated depreciation. Land is carried at cost. Depreciation of bank premises and equipment is computed on the straight-line method over estimated useful lives of 10 to 50 years for premises and 3 to 10 years for equipment, furniture and fixtures. Costs of maintenance and repairs are charged to expense as incurred and major improvements are capitalized. Upon sale or retirement of depreciable properties, the cost and related accumulated depreciation are eliminated from the accounts and the resulting gain or loss is included in the determination of income. Other Real Estate Owned Real estate acquired through, or in lieu of, loan foreclosure is held for sale and is initially recorded at the fair value at the date of foreclosure net of estimated disposal costs, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the carrying amount or the fair value less costs to sell. Revenues and expenses from operations and changes in the valuation allowance are included in other operating expenses. Costs to bring a property to salable condition are capitalized up to the fair value of the property while costs to maintain a property in salable condition are expensed as incurred. The Company had $4.5 million and $1.1 million in other real estate at December 31, 2019 and 2018, respectively. Bank Owned Life Insurance The Company is the owner and beneficiary of bank owned life insurance (BOLI) policies on certain current and former Bank employees. These policies are recorded at their cash surrender value and can be liquidated, if necessary, with associated tax costs. Income generated from these policies is recorded as noninterest income. The Bank is exposed to credit risk to the extent an insurance company is unable to fulfill its financial obligations under a policy. Advertising Costs The Company follows the policy of expensing advertising costs as incurred, which totaled $526,000 and $613,000 for 2019 and 2018, respectively. Income Taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. Positions taken in the Company’s tax returns may be subject to challenge by the taxing authorities upon examination. Uncertain tax positions are initially recognized in the consolidated financial statements when it is more likely than not that the position will be sustained upon examination by the tax authorities. Such tax positions are both initially and subsequently measured as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon settlement with the tax authority, assuming full knowledge of the position and all relevant facts. The Company had no uncertain tax positions at each of December 31, 2019 and 2018. The Company provides for interest and, in some cases, penalties on tax positions that may be challenged by the taxing authorities. Interest expense is recognized beginning in the first period that such interest would begin accruing. Penalties are recognized in the period that the Company claims the position in the tax return. Interest and penalties on income tax uncertainties are classified within income tax expense in the consolidated statement of income. The Company had no interest or penalties during the years ended December 31, 2019 or 2018. Under FASB ASC 740, Income Taxes, a valuation allowance is provided when it is more likely than not that some portion of the deferred tax asset will not be realized. In management’s opinion, based on a three year taxable income projection, tax strategies that would result in potential securities gains and the effects of off-setting deferred tax liabilities, it is more likely than not that the deferred tax assets are realizable; therefore no allowance is required. The Company and its subsidiaries are subject to U. S. federal income tax as well as income tax for various states. All years from 2016 through 2019 are open to examination by the respective tax authorities. Earnings Per Share Basic earnings per share (EPS) is computed based on the weighted average number of shares outstanding and excludes any dilutive effects of options, warrants and convertible securities. Diluted EPS is computed in a manner similar to basic EPS, except for certain adjustments to the denominator. Diluted EPS gives effect to all dilutive potential common shares that were outstanding at the end of the period. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method. Dividends of $2.9 million were declared and paid during the year ended 2019. There were no dividends declared or paid during the year ended 2018. Stock-Based Compensation In April 2009, the Company adopted the Community Bankers Trust Corporation 2009 Stock Incentive Plan, which was authorized to issue up to 2,650,000 shares of common stock. The 2009 Plan terminated June 17, 2019. In 2019, the Company adopted the Community Bankers Trust Corporation 2019 Stock Incentive Plan, which is authorized to issue up to 2,500,000 shares of common stock. See Note 13 for details regarding these plans. Derivatives - Cash Flow Hedge The Company uses interest rate derivatives to manage certain amounts of its exposure to interest rate movements. To accomplish this objective, the Company is a party to interest rate swaps whereby the Company pays fixed amounts to a counterparty in exchange for receiving variable payments over the life of an underlying agreement without the exchange of underlying notional amounts. Derivatives designated as cash flow hedges are used primarily to minimize the variability in cash flows of assets or liabilities caused by interest rates. Cash flow hedges are periodically tested for effectiveness, which measures the correlation of the cash flows of the hedged item with the cash flows from the derivative. The changes in the fair value of derivatives designated as cash flow hedges is recorded in accumulated other comprehensive income and is subsequently reclassified into net income in the period that the hedged forecasted transaction affects earnings. The Company’s cash flow hedge was deemed effective for each of the years ended 2019 and 2018. Recent Accounting Pronouncements Adopted in 2019 In February 2016, the FASB issued its new lease accounting guidance in Accounting Standards Update (ASU) 2016‑02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: · A lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and · A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The new lease guidance simplified the accounting for sale and leaseback transactions primarily because lessees must recognize lease assets and lease liabilities. Lessees will no longer be provided with a source of off-balance sheet financing. For public companies, the guidance was effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The FASB made subsequent amendments to Topic 842 in July 2018 through ASU 2018‑10, Codification Improvements to Topic 842, Leases and ASU 2018‑11, Leases (Topic 842): Targeted Improvements . Among these amendments is the provision in ASU 2018‑11 that provides entities with an additional (and optional) transition method to adopt the new leases standard. Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity’s reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP ( Topic 840, Leases ). The Company has chosen to apply the new transition method. The effect of adopting this standard on January 1, 2019 was an increase of $7.4 million and $7.6 million in assets and liabilities, respectively, on the Company’s consolidated balance sheet. In June 2018, the FASB issued ASU 2018‑07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting . The amendments expand the scope of Topic 718 to include share-based payments issued to non-employees for goods or services, which were previously excluded. The amendments will align the accounting for share-based payments to nonemployees and employees more similarly. The amendments were effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. The Company adopted this guidance with no material impact on its consolidated financial statements. Adopted January 1, 2020 In August 2018, the FASB issued ASU 2018‑13, Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement. The ASU removes, modifies, and adds to existing fair value measurement disclosure requirements. The following public company disclosure requirements are removed: · Transfers between Level 1 and Level 2 of the fair value hierarchy · The policy for determining when transfers between any of the three levels have occurred · The valuation processes used for Level 3 measurements The following public company disclosure requirements are modified: · For certain investments that calculate the net asset value, timing of liquidation and redemption restrictions lapsing if the latter has been communicated to the reporting entity · A clarification that the Level 3 measurement uncertainty disclosure should communicate information about the uncertainty at the balance sheet date The following public company disclosure requirements are new: · The changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 instruments held at the balance sheet date · The range and weighted average of significant unobservable inputs used for Level 3 measurements. For certain unobservable inputs, an option to disclose other quantitative information in place of the weighted average is available to the extent that it would be a more reasonable and rational method to reflect the distribution of unobservable inputs. The ASU was effective for all entities in fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Early adoption is permitted. In addition, an entity may early adopt any of the removed or modified disclosures immediately and delay adoption of the new disclosures until the effective date. The Company chose this early adoption option for the year ended December 31, 2018. The Company adopted the remaining guidance with no material impact on its consolidated financial statements. Issued But Not Yet Adopted In November 2019, the FASB issued ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments – Credit Losses. This ASU addresses issues raised by stakeholders during the implementation of ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . Among other narrow-scope improvements, the new ASU clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. While applying the credit losses standard, stakeholders questioned whether expected recoveries were permitted on assets that had already shown credit deterioration at the time of purchase (PCD assets, currently known as PCI loans). In response to this question, the ASU permits organizations to record expected recoveries on PCD assets. In addition to other narrow technical improvements, the ASU also reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. The ASU includes effective dates and transition requirements that vary depending on whether or not an entity has already adopted ASU 2016-13 . The Company is currently assessing the impact that ASU 2019-11 will have on its consolidated financial statements. In June 2016, the FASB issued ASU 2016‑13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. The ASU requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information in developing their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judg

Securities

Securities	12 Months Ended
	Dec. 31, 2019
Securities [Abstract]
Securities	Note 2. Securities Amortized costs and fair values of securities available for sale and held to maturity as of December 31, 2019 and 2018 were as follows ( dollars in thousands): December 31, 2019 Gross Unrealized Amortized Cost Gains Losses Fair Value Securities Available for Sale U.S. Government agencies $ 22,104 $ 51 $ (219) $ 21,936 State, county and municipal 95,467 3,167 (42) 98,592 Mortgage backed securities 48,045 808 (113) 48,740 Asset backed securities 11,637 49 (82) 11,604 Corporate bonds 6,016 84 (3) 6,097 Total Securities Available for Sale $ 183,269 $ 4,159 $ (459) $ 186,969 Securities Held to Maturity U.S. Government agencies $ 10,000 $ — $ (12) $ 9,988 State, county and municipal 25,733 913 (1) 26,645 Total Securities Held to Maturity $ 35,733 $ 913 $ (13) $ 36,633 December 31, 2018 Gross Unrealized Amortized Cost Gains Losses Fair Value Securities Available for Sale U.S. Treasury securities $ 13,460 $ — $ (336) $ 13,124 U.S. Government agencies 24,689 71 (151) 24,609 State, county and municipal 112,465 1,018 (941) 112,542 Mortgage backed securities 46,877 196 (656) 46,417 Asset backed securities 5,342 73 (4) 5,411 Corporate bonds 4,685 — (62) 4,623 Total Securities Available for Sale $ 207,518 $ 1,358 $ (2,150) $ 206,726 Securities Held to Maturity U.S. Government agencies $ 10,000 $ — $ (210) $ 9,790 State, county and municipal 32,108 419 (64) 32,463 Total Securities Held to Maturity $ 42,108 $ 419 $ (274) $ 42,253 The amortized cost and fair value of securities as of December 31, 2019 by final contractual maturity are shown below. Expected maturities may differ from final contractual maturities because issuers may have the right to call or prepay obligations without any penalties. Held to Maturity Available for Sale (dollars in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 3,052 $ 3,076 $ 18,193 $ 18,324 Due after one year through five years 25,571 26,172 61,066 61,864 Due after five years through ten years 6,859 7,107 83,314 85,784 Due after ten years 251 278 20,696 20,997 Total securities $ 35,733 $ 36,633 $ 183,269 $ 186,969 Proceeds from sales and calls of securities available for sale were $6 4.6 million and $37. 0 million during the years ended December 31, 2019 and 2018, respectively. Gains and losses on the sale of securities are determined using the specific identification method. Gross realized gains and losses on sales of securities available for sale during the years ended December 31, 2019 and 2018 were as follows (dollars in thousands) : 2019 2018 Gross realized gains $ 507 $ 187 Gross realized losses (272) (117) Net securities gain $ 235 $ 70 In estimating other than temporary impairment (OTTI) losses, management considers the length of time and the extent to which the fair value has been less than cost, the financial condition and short-term prospects for the issuer, and the intent and ability of management to hold its investment for a period of time to allow a recovery in fair value. There were no investments held that had OTTI losses for the years ended December 31, 2019 and 2018. The fair value and gross unrealized losses for securities, segregated by the length of time that individual securities have been in a continuous gross unrealized loss position, at December 31, 2019 and 2018 were as follows (dollars in thousands): December 31, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government agencies $ 6,396 $ (102) $ 8,020 $ (117) $ 14,416 $ (219) State, county and municipal 7,088 (32) 308 (10) 7,396 (42) Mortgage backed securities 11,001 (40) 4,287 (73) 15,288 (113) Asset backed securities 4,861 (74) 625 (8) 5,486 (82) Corporate bonds 248 (3) — — 248 (3) Total $ 29,594 $ (251) $ 13,240 $ (208) $ 42,834 $ (459) Securities Held to Maturity U.S. Government agencies $ — $ — $ 9,988 $ (12) $ 9,988 $ (12) State, county and municipal 31 — 622 (1) 653 (1) Total $ 31 $ — $ 10,610 $ (13) $ 10,641 $ (13) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Treasury securities $ 1,480 $ (1) $ 11,644 $ (335) $ 13,124 $ (336) U.S. Government agencies 6,959 (47) 5,155 (104) 12,114 (151) State, county and municipal 7,918 (81) 34,540 (860) 42,458 (941) Mortgage backed securities 11,513 (94) 15,811 (562) 27,324 (656) Asset backed securities 537 (1) 294 (3) 831 (4) Corporate bonds 3,661 (47) 236 (15) 3,897 (62) Total $ 32,068 $ (271) $ 67,680 $ (1,879) $ 99,748 $ (2,150) Securities Held to Maturity U.S. Government agencies $ — $ — $ 9,790 $ (210) $ 9,790 $ (210) State, county and municipal 2,452 (20) 3,985 (44) 6,437 (64) Total $ 2,452 $ (20) $ 13,775 $ (254) $ 16,227 $ (274) The unrealized losses (impairments) in the investment portfolio at December 31, 2019 and 2018 are generally a result of market fluctuations that occur daily. Interest rates increased consistently across the United States Treasury yield curve during 2018, thereby increasing unrealized losses on securities. Likewise, these interest rates consistently decreased during 2019, thereby decreasing unrealized losses on the Company’s securities. The unrealized losses are from 66 securities at December 31, 2019. Of those, 59 are investment grade, have U.S. government agency guarantees, or are backed by the full faith and credit of local municipalities throughout the United States. Six investment grade asset-backed securities comprised of student loan pools included in corporate obligations and one corporate bond make up the remaining securities with unrealized losses at December 31, 2019. The Company considers the reason for impairment, length of impairment, and intent and ability to hold until the full value is recovered in determining if the impairment is temporary in nature. Based on this analysis, the Company has determined these impairments to be temporary in nature. The Company does not intend and it is more likely than not that the Company will not be required to sell these securities until they recover in value or reach maturity. Market prices are affected by conditions beyond the control of the Company. Investment decisions are made by the management group of the Company and reflect the overall liquidity and strategic asset/liability objectives of the Company. Management analyzes the securities portfolio frequently and manages the portfolio to provide an overall positive impact to the Company’s income statement and balance sheet. Securities with amortized costs of $47. 3 million and $56. 0 million at December 31, 2019 and 2018, respectively, were pledged to secure public deposits as required or permitted by law. Securities with amortized costs of $5. 8 million and $7.0 million at December 31, 2019 and 2018, respectively, were pledged to secure lines of credit at the Federal Reserve discount window with a lendable collateral value of $5. 7 million at December 31, 2019. At each of December 31, 2019 and 2018, there were no securities purchased from a single issuer, other than U.S. Treasury securities and other U.S. Government agencies that comprised more than 10% of the consolidated shareholders’ equity.

Loans and Related Allowance for

Loans and Related Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Loans and Related Allowance for Loan Losses [Abstract]
Loans and Related Allowance for Loan Losses	Note 3. Loans and Related Allowance for Loan Losses The Company’s loans, net of deferred fees and costs, as of December 31, 2019 and 2018 were comprised of the following (dollars in thousands): 2019 2018 Amount % of Loans Amount % of Loans Mortgage loans on real estate: Residential 1‑4 family $ 223,538 21.12 % $ 216,268 21.77 % Commercial 396,858 37.50 379,904 38.23 Construction and land development 146,566 13.85 120,413 12.12 Second mortgages 6,639 0.63 6,778 0.68 Multifamily 72,978 6.90 59,557 5.99 Agriculture 8,346 0.79 8,370 0.84 Total real estate loans 854,925 80.79 791,290 79.63 Commercial loans 191,183 18.06 188,722 18.99 Consumer installment loans 11,163 1.05 12,048 1.21 All other loans 1,052 0.10 1,645 0.17 Total loans $ 100.00 % $ 993,705 100.00 % The Company held $12. 7 million and $17. 4 million in balances of loans guaranteed by the United States Department of Agriculture (USDA), which are included in various categories in the table above, at December 31, 2019 and 2018, respectively. As these loans are 100% guaranteed by the USDA, no loan loss allowance is required. These loan balances included a purchase premium of $1. 0 million and $ 1.2 million at December 31, 2019 and 2018, respectively. The purchase premium is amortized as an adjustment of the related loan yield on a straight line basis, which is substantially equivalent to the results obtained using the effective interest method. Any unamortized purchase premium remaining on loans prepaid by the borrower is written off. At December 31, 2019 and 2018, the Company’s allowance for loan losses was comprised of the following: (i) a specific valuation component calculated in accordance with FASB ASC 310, Receivables, (ii) a general valuation component calculated in accordance with FASB ASC 450, Contingencies , based on historical loan loss experience, current economic conditions and other qualitative risk factors, and (iii) an unallocated component to cover uncertainties that could affect management’s estimate of probable losses. Management identified loans subject to impairment in accordance with ASC 310. The following table summarizes information related to impaired loans as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Unpaid Unpaid Recorded Principal Related Recorded Principal Related Investment (1) Balance (2) Allowance Investment (1) Balance (2) Allowance With no related allowance recorded: Mortgage loans on real estate: Residential 1‑4 family $ 1,483 $ 1,850 $ — $ 1,563 $ 1,890 $ — Commercial 3,226 3,966 — 3,502 4,176 — Construction and land development 328 328 — — — — Multifamily 2,463 2,463 — 2,559 2,559 — Total real estate loans 7,500 8,607 — 7,624 8,625 — Subtotal impaired loans with no valuation allowance 7,500 8,607 — 7,624 8,625 — With an allowance recorded: Mortgage loans on real estate: Residential 1‑4 family 1,498 1,808 380 2,131 2,538 349 Commercial 378 876 87 1,550 2,034 482 Construction and land development 48 147 11 4,571 5,840 515 Total real estate loans 1,924 2,831 478 8,252 10,412 1,346 Commercial loans 454 460 105 1,983 1,991 900 Consumer installment loans 7 7 1 — — — Subtotal impaired loans with a valuation allowance 2,385 3,298 584 10,235 12,403 2,246 Total: Mortgage loans on real estate: Residential 1‑4 family 2,981 3,658 380 3,694 4,428 349 Commercial 3,604 4,842 87 5,052 6,210 482 Construction and land development 376 475 11 4,571 5,840 515 Multifamily 2,463 2,463 — 2,559 2,559 — Total real estate loans 9,424 11,438 478 15,876 19,037 1,346 Commercial loans 454 460 105 1,983 1,991 900 Consumer installment loans 7 7 1 — — — Total impaired loans $ 9,885 $ 11,905 $ 584 $ 17,859 $ 21,028 $ 2,246 (1) The amount of the investment in a loan is not net of a valuation allowance, but does reflect any direct write-down of the investment (2) The contractual amount due reflects paydowns applied in accordance with loan documents, but does not reflect any direct write-downs or valuation allowance The following table summarizes the average recorded investment of impaired loans for the years ended December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Average Investment Interest Recognized Average Investment Interest Recognized Mortgage loans on real estate: Residential 1‑4 family $ 3,395 $ 87 $ 3,993 $ 124 Commercial 4,096 145 4,822 164 Construction and land development 2,709 — 4,839 — Multifamily 2,519 — 1,535 123 Agriculture — — 27 — Total real estate loans 12,719 232 15,216 411 Commercial loans 1,386 16 1,175 19 Consumer installment loans 5 — 3 — Total impaired loans $ 14,110 $ 248 $ 16,394 $ 430 Troubled debt restructures still accruing interest are loans that management expects to ultimately collect all principal and interest due, but not under the terms of the original contract. A reconciliation of impaired loans to nonaccrual loans as of December 31, 2019 and December 31, 2018 is set forth in the table below (dollars in thousands): 2019 2018 Nonaccrual loans $ 5,292 $ 9,500 Trouble debt restructure and still accruing 4,593 8,359 Total impaired $ 9,885 $ 17,859 Interest income on nonaccrual loans, if recognized, is recorded using the cash basis method of accounting. There was an insignificant amount of cash basis income recognized during the years ended December 31, 2019 and 2018. For the years ended December 31, 2019 and 2018, estimated interest income of $345,000 and $634,000, respectively, would have been recorded if all such loans had been accruing interest according to their original contractual terms. The following tables present an age analysis of past due status of loans by category as of December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 30‑89 Days 90+ Days Past Total Past Total Loans Past Due Due and Accruing Nonaccrual Due Current Receivable Mortgage loans on real estate: Residential 1‑4 family $ 1,308 $ — $ 1,378 $ 2,686 $ 220,852 $ 223,538 Commercial 552 — 1,006 1,558 395,300 396,858 Construction and land development 166 — 376 542 146,024 146,566 Second mortgages 229 — — 229 6,410 6,639 Multifamily — — 2,463 2,463 70,515 72,978 Agriculture — — — — 8,346 8,346 Total real estate loans 2,255 — 5,223 7,478 847,447 854,925 Commercial loans 1,085 946 62 2,093 189,090 191,183 Consumer installment loans 41 — 7 48 11,115 11,163 All other loans — — — — 1,052 1,052 Total loans $ 3,381 $ 946 $ 5,292 $ 9,619 $ 1,048,704 $ December 31, 2018 30‑89 Days 90+ Days Past Total Past Total Loans Past Due Due and Accruing Nonaccrual Due Current Receivable Mortgage loans on real estate: Residential 1‑4 family $ 495 $ — $ 1,257 $ 1,752 $ 214,516 $ 216,268 Commercial 551 — 2,123 2,674 377,230 379,904 Construction and land development 59 — 4,571 4,630 115,783 120,413 Second mortgages — — — — 6,778 6,778 Multifamily 2,559 — — 2,559 56,998 59,557 Agriculture — — — — 8,370 8,370 Total real estate loans 3,664 — 7,951 11,615 779,675 791,290 Commercial loans 80 — 1,549 1,629 187,093 188,722 Consumer installment loans 10 — — 10 12,038 12,048 All other loans — — — — 1,645 1,645 Total loans $ 3,754 $ — $ 9,500 $ 13,254 $ 980,451 $ 993,705 Activity in the allowance for loan losses on loans by segment for the years ended December 31, 2019 and 2018 is presented in the following tables (dollars in thousands): Year Ended December 31, 2019 Provision December 31, 2018 Allocation Charge-offs Recoveries December 31, 2019 Mortgage loans on real estate: Residential 1‑4 family $ 2,281 $ 315 $ (178) $ 267 $ 2,685 Commercial 1,810 583 (277) 80 2,196 Construction and land development 1,161 24 (212) 71 1,044 Second mortgages 20 53 — 6 79 Multifamily 371 (164) — 41 248 Agriculture 17 21 — — 38 Total real estate loans 5,660 832 (667) 465 6,290 Commercial loans 1,894 626 (724) 184 1,980 Consumer installment loans 152 99 (253) 116 114 All other loans 12 (5) — — 7 Unallocated 1,265 (1,227) — — 38 Total loans $ 8,983 $ 325 $ (1,644) $ 765 $ 8,429 Year Ended December 31, 2018 Provision December 31, 2017 Allocation Charge-offs Recoveries December 31, 2018 Mortgage loans on real estate: Residential 1‑4 family $ 3,466 $ (1,252) $ (89) $ 156 $ 2,281 Commercial 2,423 (647) — 34 1,810 Construction and land development 1,247 3 (127) 38 1,161 Second mortgages 24 (10) — 6 20 Multifamily 496 (125) — — 371 Agriculture 14 3 — — 17 Total real estate loans 7,670 (2,028) (216) 234 5,660 Commercial loans 1,139 751 (45) 49 1,894 Consumer installment loans 110 53 (220) 209 152 All other loans 3 6 — 3 12 Unallocated 47 1,218 — — 1,265 Total loans $ 8,969 $ — $ (481) $ 495 $ 8,983 The following tables present information on the loans evaluated for impairment in the allowance for loan losses as of December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 Allowance for Loan Losses Recorded Investment in Loans Individually Collectively Individually Collectively Evaluated for Evaluated for Evaluated for Evaluated for Impairment Impairment Total Impairment Impairment Total Mortgage loans on real estate: Residential 1‑4 family $ 380 $ 2,305 $ 2,685 $ 2,981 $ 220,557 $ 223,538 Commercial 87 2,109 2,196 3,604 393,254 396,858 Construction and land development 11 1,033 1,044 376 146,190 146,566 Second mortgages — 79 79 — 6,639 6,639 Multifamily — 248 248 2,463 70,515 72,978 Agriculture — 38 38 — 8,346 8,346 Total real estate loans 478 5,812 6,290 9,424 845,501 854,925 Commercial loans 105 1,875 1,980 454 190,729 191,183 Consumer installment loans 1 113 114 7 11,156 11,163 All other loans — 7 7 — 1,052 1,052 Unallocated — 38 38 — — — Total loans $ 584 $ 7,845 $ 8,429 $ 9,885 $ 1,048,438 $ 1,058,323 December 31, 2018 Allowance for Loan Losses Recorded Investment in Loans Individually Collectively Individually Collectively Evaluated for Evaluated for Evaluated for Evaluated for Impairment Impairment Total Impairment Impairment Total Mortgage loans on real estate: Residential 1‑4 family $ 349 $ 1,932 $ 2,281 $ 3,694 $ 212,574 $ 216,268 Commercial 482 1,328 1,810 5,052 374,852 379,904 Construction and land development 515 646 1,161 4,571 115,842 120,413 Second mortgages — 20 20 — 6,778 6,778 Multifamily — 371 371 2,559 56,998 59,557 Agriculture — 17 17 — 8,370 8,370 Total real estate loans 1,346 4,314 5,660 15,876 775,414 791,290 Commercial loans 900 994 1,894 1,983 186,739 188,722 Consumer installment loans — 152 152 — 12,048 12,048 All other loans — 12 12 — 1,645 1,645 Unallocated — 1,265 1,265 — — — Total loans $ 2,246 $ 6,737 $ 8,983 $ 17,859 $ 975,846 $ 993,705 Loans are monitored for credit quality on a recurring basis. These credit quality indicators are defined as follows: Pass - A pass loan is not adversely classified, as it does not display any of the characteristics for adverse classification. This category includes purchased loans that are 100% guaranteed by U.S. Government agencies of $12. 7 million and $17. 4 million at December 31, 2019 and 2018, respectively. Special Mention - A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention loans are not adversely classified and do not warrant adverse classification. Substandard - A substandard loan is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard generally have a well defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These loans are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful - A doubtful loan has all the weaknesses inherent in a loan classified as substandard with the added characteristics that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. The possibility of loss is extremely high. The following tables present the composition of loans by credit quality indicator as of December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 Special Pass Mention Substandard Doubtful Total Mortgage loans on real estate: Residential 1‑4 family $ 219,210 $ 2,964 $ 1,364 $ — $ 223,538 Commercial 391,251 3,188 2,419 — 396,858 Construction and land development 145,782 408 376 — 146,566 Second mortgages 6,096 543 — — 6,639 Multifamily 70,515 — 2,463 — 72,978 Agriculture 8,098 248 — — 8,346 Total real estate loans 840,952 7,351 6,622 — 854,925 Commercial loans 185,123 2,770 3,290 — 191,183 Consumer installment loans 11,140 16 7 — 11,163 All other loans 1,052 — — — 1,052 Total loans $ 1,038,267 $ 10,137 $ 9,919 $ — $ 1,058,323 December 31, 2018 Special Pass Mention Substandard Doubtful Total Mortgage loans on real estate: Residential 1‑4 family $ 211,832 $ 3,179 $ 1,257 $ — $ 216,268 Commercial 372,745 3,551 3,608 — 379,904 Construction and land development 115,650 192 4,571 — 120,413 Second mortgages 6,686 92 — — 6,778 Multifamily 56,802 196 2,559 — 59,557 Agriculture 8,312 58 — — 8,370 Total real estate loans 772,027 7,268 11,995 — 791,290 Commercial loans 184,004 1,798 2,920 — 188,722 Consumer installment loans 12,042 6 — — 12,048 All other loans 1,645 — — — 1,645 Total loans $ 969,718 $ 9,072 $ 14,915 $ — $ 993,705 In accordance with FASB ASU 2011‑02, Receivables (Topic 310): A Creditor’s Determination of Whether a Restructuring is a Troubled Debt Restructuring, the Company assesses all loan modifications to determine whether they are considered troubled debt restructurings (TDRs) under the guidance. The Company had 24 and 25 loans that met the definition of a TDR at December 31, 2019 and 2018, respectively. The Company had no loan modifications considered to be TDRs during the year ended December 31, 2019. During the year ended December 31, 2018, the Company modified one multifamily loan, one commercial real estate loan, and one commercial loan that were considered to be TDRs, which had total pre- and post-modification balances of $2.6 million, $126,000, and $233,000 respectively. The Company restructured the terms for the multifamily and commercial loans to interest only payments for six months and extended the maturity for the commercial real estate loan. A loan is considered to be in default if it is 90 days or more past due. During the year ended December 31, 2019, one loan defaulted that had been restructured during the previous 12 months prior to the default. This multifamily real estate loan had a recorded investment of $2.5 million. During the year ended December 31, 2018, the Company had no loans that went into default that had been restructured in the 12 month period prior to the time of default. In the determination of the allowance for loan losses, management considers TDRs and subsequent defaults in these restructures by reviewing for impairment in accordance with FASB ASC 310‑10‑35, Receivables, Subsequent Measurement. At December 31, 2019 the Company had 1‑4 family mortgages in the amount of $107. 0 million pledged as collateral to the Federal Home Loan Bank for a total borrowing capacity of $90. 4 million.

PCI Loans and Related Allowance

PCI Loans and Related Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
PCI Loans and Related Allowance for Loan Losses [Abstract]
PCI Loans and Related Allowance for Loan Losses	Note 4. PCI Loans and Related Allowance for Loan Losses On January 30, 2009, the Company entered into a Purchase and Assumption Agreement with the FDIC to assume all of the deposits and certain other liabilities and acquire substantially all assets of SFSB. The Company is applying the provisions of FASB ASC 310‑30, Loans and Debt Securities Acquired with Deteriorated Credit Quality , to all loans acquired in the SFSB transaction (the “PCI” loans). Of the total $198.3 million in loans acquired, $49.1 million met the criteria of FASB ASC 310‑30. These loans, consisting mainly of construction loans, were deemed impaired at the acquisition date. The remaining $149.1 million of loans acquired, comprised mainly of residential 1‑4 family, were analogized to meet the criteria of FASB ASC 310‑30. Analysis of this portfolio revealed that SFSB utilized weak underwriting and documentation standards, which led the Company to believe that significant losses were probable given the economic environment at the time. As of December 31, 2019 and 2018, the outstanding contractual balance of the PCI loans was $53. 2 million and $62. 2 million, respectively. The carrying amount, by loan type, as of these dates is as follows (dollars in thousands): 2019 2018 % of PCI % of PCI Amount Loans Amount Loans Mortgage loans on real estate: Residential 1‑4 family $ 29,465 90.58 % $ 34,240 89.43 % Commercial 490 1.51 746 1.95 Construction and land development 1,172 3.60 1,326 3.46 Second mortgages 1,169 3.59 1,729 4.52 Multifamily 232 0.72 244 0.64 Total real estate loans 32,528 100.00 38,285 100.00 Total PCI loans $ 32,528 100.00 % $ 38,285 100.00 % There was no activity in the allowance for loan losses on PCI loans for the year ended December 31, 2019. During the year ended December 31, 2018, the Company recorded charge-offs of $62,000 and recoveries of $18,000 on PCI loans in the residential 1‑4 family loan category. The following table presents information on the PCI loans collectively evaluated for impairment in the allowance for loan losses as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Allowance Recorded Allowance Recorded for loan investment in for loan investment in losses loans losses loans Mortgage loans on real estate: Residential 1‑4 family $ 156 $ 29,465 $ 156 $ 34,240 Commercial — 490 — 746 Construction and land development — 1,172 — 1,326 Second mortgages — 1,169 — 1,729 Multifamily — 232 — 244 Total real estate loans 156 32,528 156 38,285 Total PCI loans $ 156 $ 32,528 $ 156 $ 38,285 The change in the accretable yield balance for the years ended December 31, 2019 and 2018 is as follows (dollars in thousands): Balance, January 1, 2018 $ 44,126 Accretion (5,219) Reclassification to nonaccretable difference (800) Balance, December 31, 2018 $ 38,107 Accretion (6,010) Reclassification from nonaccretable difference 1,369 Balance, December 31, 2019 $ 33,466 The PCI loans were not classified as nonperforming assets as of December 31, 2019 or 2018, as the loans are accounted for on a pooled basis, and interest income, through accretion of the difference between the carrying amount of the loans and the expected cash flows, is being recognized on all PCI loans.

Bank Premises and Equipment Hel

Bank Premises and Equipment Held for Sale	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment Assets Held-for-sale Disclosure [Abstract]
Bank Premises and Equipment Held for Sale	Note 5. Bank Premises and Equipment Held for Sale Bank premises and equipment held for sale includes two buildings relating to branch closures, which are currently listed for sale. The Prince Street branch in Tappahannock, Virginia closed in 2018. The book value of $552,000 reflects the lower of cost or fair market value at each of December 31, 2019 and 2018. The Cumberland branch in Cumberland, Virginia closed in 2019. The book value of $337,000 reflects the lower of cost or fair market value at December 31, 2019. Also included in bank premises and equipment held for sale is a piece of land the Company had been holding as a possible future branch site. The Company has decided not to pursue that location and is marketing the property. The book value of $700,000 reflects the lower of cost or fair market value at each of December 31, 2019 and 2018.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2019
Premises and Equipment [Abstract]
Premises and Equipment	Note 6. Premises and Equipment A summary of the bank premises and equipment is as follows (dollars in thousands): December 31 2019 2018 Land $ 7,797 $ 7,991 Land improvements and buildings 21,248 21,405 Leasehold improvements 3,739 3,908 Furniture and equipment 11,652 11,422 Construction in progress 222 65 Total 44,658 44,791 Less accumulated depreciation and amortization (15,186) (13,303) Bank premises and equipment, net $ 29,472 $ 31,488 Depreciation expense was $2.0 million and $1. 9 million for the years ended December 31, 2019 and 2018, respectively.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2019
Other Real Estate Owned [Abstract]
Other Real Estate Owned	Note 7. Other Real Estate Owned The following table presents the balances of other real estate owned as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Residential 1‑4 family $ 21 $ 314 Commercial — 15 Construction and land development 4,506 770 Total other real estate owned $ 4,527 $ 1,099 At December 31, 2019, the Company had $455,000 in residential 1‑4 family loans and PCI loans that were in the process of foreclosure.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Deposits	Note 8. Deposits The following table provides interest bearing deposit information, by type, as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 NOW $ 170,532 $ 165,946 MMDA 120,841 126,933 Savings 96,570 92,910 Time deposits less than or equal to $250,000 477,461 485,155 Time deposits over $250,000 119,460 128,945 Total interest bearing deposits $ 984,864 $ 999,889 The scheduled maturities of time deposits at December 31, 2019 are as follows (dollars in thousands): 2020 $ 470,281 2021 74,490 2022 25,941 2023 13,143 2024 13,066 Total $ 596,921 Brokered deposits totaled $11.6 million and $16. 4 million at December 31, 2019 and 2018, respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2019
Borrowings [Abstract]
Borrowings	Note 9. Borrowings The Company uses borrowings in conjunction with deposits to fund lending and investing activities. Borrowings include overnight borrowings from correspondent banks (federal funds purchased) and funding from the Federal Home Loan Bank (FHLB). The Company classifies all borrowings that will mature within a year from the date on which the company enters into them as short-term advances. The following table presents the Company’s borrowings as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Federal funds purchased $ 24,437 $ 19,440 FHLB: Short-term advances $ 20,000 $ 40,000 Long-term notes payable 48,500 19,447 Total $ 68,500 $ 59,447 The average interest rate of federal funds purchased during the years ended December 31, 2019 and 2018 was 2.56% and 2.28%, respectively. The Company has an available line of credit with the FHLB of Atlanta which allows the Company to borrow on a collateralized basis. As of December 31, 2019, the Company had residential 1‑4 family mortgages in the amount of $107. 0 million pledged as collateral to the FHLB for a total borrowing capacity of $90. 4 million. FHLB advances are considered short-term borrowings and are used to manage liquidity as needed. The average interest rate of FHLB advances during the years ended December 31, 2019 and 2018 was 2.45% and 1.97%, respectively. Long-term notes payable have interest rates ranging from 0.85% to 2.07% with maturities ranging from 2022‑2024. The Company had $ 0 and $8.3 million in variable LIBOR rate long-term notes payable at December 31, 2019 and 2018, respectively Maturities of long-term debt at December 31, 2019 are as follows (dollars in thousands): 2022 $ 28,500 2024 20,000 Total $ 48,500 The Company had unsecured lines of credit with correspondent banks available for overnight borrowing totaling $55.0 million at December 31, 2019.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 10. Accumulated Other Comprehensive Income (Loss) The following tables present activity net of tax in accumulated other comprehensive income (loss) (AOCI) for the years ended December 31, 2019 and 2018 (dollars in thousands): Year ended December 31, 2019 Unrealized Defined Gain (Loss) on Total Other Gain (Loss) on Benefit Cash Flow Comprehensive Securities Pension Plan Hedge Income (Loss) Beginning balance $ (618) $ (857) $ 196 $ (1,279) Other comprehensive income (loss) before reclassifications 3,688 (33) (232) 3,423 Amounts reclassified from AOCI (183) 4 — (179) Net current period other comprehensive income (loss) 3,505 (29) (232) 3,244 Ending balance $ 2,887 $ (886) $ (36) $ 1,965 Year ended December 31, 2018 Unrealized Defined Gain (Loss) on Total Other Gain (Loss) on Benefit Cash Flow Comprehensive Securities Pension Plan Hedge Income (Loss) Beginning balance $ 954 $ (1,048) $ 137 $ 43 Other comprehensive (loss) income before reclassifications (1,518) 188 59 (1,271) Amounts reclassified from AOCI (54) 3 — (51) Net current period other comprehensive (loss) income (1,572) 191 59 (1,322) Ending balance $ (618) $ (857) $ 196 $ (1,279) The Company releases the income tax effects included in AOCI when income or loss from the related items has been recognized in earnings. The following tables present the effects of reclassifications out of AOCI on line items of consolidated income (loss) for the years ended December 31, 2019 and 2018 (dollars in thousands): Affected Line Item in the Unaudited Consolidated Details about AOCI Components Amount Reclassified from AOCI Statement of Income Year ended 2019 2018 Securities available for sale: Unrealized gains on securities available for sale $ (235) $ (70) Gain on securities transactions, net Related tax expense 52 16 Income tax expense $ (183) $ (54) Net of tax Defined benefit plan Amortization of prior service cost $ 5 $ 5 Salaries and employee benefits Related tax benefit (1) (2) Income tax expense $ 4 $ 3 Net of tax Total reclassifications for the period $ (179) $ (51)

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2019
Income Taxes [Abstract]
Income Taxes	Note 11. Income Taxes The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities as of December 31, 2019 and 2018 are as follows (dollars in thousands): 2019 2018 Deferred tax assets: Allowance for loan losses $ 1,852 $ 1,974 Deferred compensation 762 675 Unrealized loss on available for sale securities — 174 Pension adjustment 249 242 Purchase accounting adjustment (1) 2,625 3,113 OREO 59 59 Leased assets 1,481 — Other 185 168 7,213 6,405 Deferred tax liabilities: Accrued pension 226 256 Unrealized gain on available for sale securities 813 — Depreciation premises and equipment 399 408 Lease liabilities 1,422 — Other 12 67 2,872 731 Net deferred tax asset $ 4,341 $ 5,674 (1) Purchase accounting adjustment includes timing differences related to PCI loans, purchased fixed assets, and differences in income recognition on the purchase transactions. The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded that it has no liability related to uncertain tax positions in accordance with FASB ASC 740, Income Taxes . Allocation of the income tax expense between current and deferred portions is as follows (dollars in thousands): 2019 2018 Current tax provision $ 3,132 $ 2,313 Deferred tax expense 420 772 Income tax expense $ 3,552 $ 3,085 The following is a reconciliation of the expected income tax expense (benefit) with the reported expense for each year: 2019 2018 Statutory federal income tax rate 21 % 21 % (Reduction) increase in taxes resulting from: Municipal interest (1.5) (2.5) Bank owned life insurance income (0.8) (0.9) Stock compensation (0.4) 0.7 Other, net 0.1 0.1 Effective tax rate 18.4 % 18.4 %

Employee Benefit Plan

Employee Benefit Plan	12 Months Ended
	Dec. 31, 2019
Employee Benefit Plan [Abstract]
Employee Benefit Plan	Note 12. Employee Benefit Plans The Company adopted the Bank of Essex noncontributory, defined benefit pension plan for all full-time pre-merger Bank of Essex employees over 21 years of age. Benefits are generally based upon years of service and the employees’ compensation. The Company funds pension costs, which are included in salaries and employee benefits in the consolidated statement of income, in accordance with the funding provisions of the Employee Retirement Income Security Act. The Company froze the plan benefits for all defined benefit plan participants effective December 31, 2010. Information pertaining to the activity in the plan for the years ended December 31, 2019 and 2018 is as follows (dollars in thousands): 2019 2018 Change in Benefit Obligation Benefit obligation, beginning of year $ 4,112 $ 4,560 Interest cost 162 158 Actuarial loss/(gain) 473 (507) Benefits paid (635) (99) Settlement loss 2 — Benefit obligation, ending $ 4,114 $ 4,112 Change in Plan Assets Fair value of plan assets, beginning of year $ 4,180 $ 4,369 Actual return on plan assets 461 (90) Benefits paid (635) (99) Fair value of plan assets, ending 4,006 4,180 Funded status $ (108) $ 68 Amounts Recognized in the Balance Sheet Other assets $ — $ 68 Other liabilities (108) — Amounts Recognized in Accumulated Other Comprehensive Income (Loss) Net loss $ 1,095 $ 1,054 Prior service cost 40 45 Deferred tax (249) (242) Total amount recognized $ 886 $ 857 Accumulated benefit obligation $ 4,114 $ 4,112 Components of net periodic cost (income) Interest cost $ 162 $ 158 Expected return on plan assets (214) (238) Amortization of prior service cost 5 5 Recognized net loss due to settlement 140 — Recognized net actuarial loss 47 60 Net periodic cost (income) $ 140 $ (15) Other changes in plan assets and benefit obligations recognized in other comprehensive income Net (gain) loss $ 41 $ (238) Amortization of prior service cost (5) (5) Total amount recognized $ 36 $ (243) Total recognized in net periodic benefit (income) cost and accumulated other comprehensive (loss) income $ 176 $ (258) The weighted-average assumptions used in the measurement of the Company’s benefit obligation and net periodic benefit cost are shown in the following table: December 31 2019 2018 Discount rate used for net periodic pension cost 4.25 % 3.50 % Discount rate used to determine obligation 3.25 % 4.25 % Expected return on plan assets 5.50 % 5.50 % The estimated amounts that will amortize from accumulated other comprehensive income into net periodic benefit cost in 2020 are as follows (dollars in thousands): Prior service cost $ 5 Net loss 49 Total amount recognized $ 54 Long-Term Rate of Return The plan sponsor selects the expected long-term rate of return on assets assumption in consultation with its investment advisors and actuary. This rate is intended to reflect the average rate of earnings expected to be earned on the funds invested or to be invested to provide plan benefits. Historical performance is reviewed, especially with respect to real rates of return (net of inflation), for the major asset classes held or anticipated to be held by the trust, and for the trust itself. Undue weight is not given to recent experience that may not continue over the measurement period, with higher significance placed on current forecasts of future long-term economic conditions. Because assets are held in a qualified trust, anticipated returns are not reduced for taxes. Further, solely for this purpose, the plan is assumed to continue in force and not terminate during the period during which assets are invested. However, consideration is given to the potential impact of current and future investment policy, cash flow into and out of the trust, and expenses (both investment and non-investment) typically paid from plan assets (to the extent such expenses are not explicitly estimated within periodic cost). Asset Allocation The pension plan’s weighted-average asset allocations as of December 31, 2019 and 2018 by asset category were as follows: 2019 2018 Asset Category Mutual funds — fixed income 74.00 % 77.00 % Mutual funds — equity 26.00 23.00 Cash and equivalents — — Total 100.00 % 100.00 % The fair value of plan assets is measured based on the fair value hierarchy as discussed in Note 21, “Fair Values of Assets and Liabilities”, to the Consolidated Financial Statements. The valuations are based on third party data received as of the balance sheet date. All plan assets are considered Level 1 assets, as quoted prices exist in active markets for identical assets. The following table presents the fair value of plan assets as of December 31, 2019 and 2018 (dollars in thousands): Assets measured at Fair Value (Level 1) 2019 2018 Cash $ 4 $ 6 Mutual funds: Fixed income funds 2,956 3,205 International funds 272 269 Large cap funds 364 342 Mid cap funds 137 125 Small cap funds 79 76 Stock fund 194 157 $ 4,006 $ 4,180 The trust fund is sufficiently diversified to maintain a reasonable level of risk without imprudently sacrificing return, with a targeted asset allocation of 74% fixed income and 26% equities. The investment manager selects investment fund managers with demonstrated experience and expertise, and funds with demonstrated historical performance, for the implementation of the plan’s investment strategy. The investment manager will consider both actively and passively managed investment strategies and will allocate funds across the asset classes to develop an efficient investment structure. It is the responsibility of the trustee to administer the investments of the trust within reasonable costs, being careful to avoid sacrificing quality. These costs include, but are not limited to, management and custodial fees, consulting fees, transaction costs and other administrative costs chargeable to the trust. Estimated future contributions and benefit payments, which reflect expected future service, as appropriate, are as follows (dollars in thousands): Expected Employer Contributions 2020 $ — Expected Benefit Payments 2020 182 2021 63 2022 125 2023 64 2024 177 2025-2029 2,940 401(k) Plan The Company maintains the Essex Bank 401(k) plan. The employee may contribute up to 100% of compensation, subject to statutory limitations. The Company matches 100% of employee contributions on the first 3% of compensation, then the Company matches 50% of employee contributions on the next 2% of compensation. The amounts charged to expense under these plans for the years ended December 31, 2019 and 2018 were $614,000 and $617,000, respectively. Deferred Compensation Agreements The Company has deferred compensation agreements with certain key employees and the Board of Directors. The retirement benefits to be provided are fixed based upon the amount of compensation earned and deferred. Deferred compensation expense amounted to $110,000 and $204,000 for the years ended December 31, 2019 and 2018, respectively. The associated liabilities related to these agreements were $2. 1 million at each of December 31, 2019 and 2018. In 2016, the Company commenced a non-qualified defined contribution retirement plan for certain key executive officers. The purpose of the plan is to enhance the retirement benefits that the Company provides to each officer and to recognize each officer for overall performance through additional incentive-based compensation. The planned contributions were based on the same metrics that the Company used for its annual incentive plan for executive officers. All contributions were 100% vested as of December 31, 2019. The expense related to this plan was $444,000 and $343,000 for the years ended December 31, 2019 and 2018, respectively, with an associated liability of $1. 6 million and $ 1.2 million at December 31, 2019 and 2018, respectively.

Stock Option Plans

Stock Option Plans	12 Months Ended
	Dec. 31, 2019
Stock Option Plans [Abstract]
Stock Option Plans	Note 13. Stock Option Plans Stock Option Plan In 2019, the Company adopted the Community Bankers Trust Corporation 2019 Stock Incentive Plan (the “Plan”). The purpose of the Plan is to further the long-term stability and financial success of the Company by attracting and retaining employees and directors through the use of stock incentives and other rights that promote and recognize the financial success and growth of the Company. The Company believes that ownership of company stock will stimulate the efforts of such employees and directors by further aligning their interests with the interest of the Company’s shareholders. The Plan is to be used to grant restricted stock awards, stock options in the form of incentive stock options and nonstatutory stock options, stock appreciation rights and other stock-based awards to employees and directors of the Company for up to 2,500,000 shares of common stock, all of which may be issued in connection with the exercise of incentive stock options. Annual grants of stock options are limited to 200,000 shares for each participant, except that each non-employee directors is limited to 20,000 shares. The exercise price of a stock option cannot be less than 100% of the fair market value of such shares on the date of grant, provided that if the participant owns, directly or indirectly, stock possessing more than 10% of the total combined voting power of all classes of stock of the Company, the exercise price of an incentive stock option shall not be less than 110% of the fair market value of such shares on the date of grant. The option exercise price may be paid in cash or with shares of common stock, or a combination of cash and common stock, if permitted under the participant’s option agreement. The Plan will terminate on May 16, 2029, unless terminated sooner by the Board of Directors. The Company’s previously adopted 2009 Stock Incentive Plan terminated June 17, 2019. The 2009 Plan had the same general terms as the newly adopted 2019 Plan. Outstanding awards under the 2009 Plan will be administered in accordance with their terms under such plan. The fair value of each option granted is estimated on the date of grant using the “Black Scholes Option Pricing” method with the following assumptions for the years ended December 31, 2019 and 2018: 2019 2018 Expected volatility 40 % 40 % Expected term (years) 6.25 Risk free rate 2.66 % 2.54 % The expected volatility is an estimate of the volatility of the Company’s share price based on historical performance. The risk free interest rates for periods within the contractual life of the awards are based on the U. S. Treasury Zero Coupon implied yield at the time of the grant correlating to the expected term. The expected term is based on the simplified method as provided by the Securities and Exchange Commission Staff Accounting Bulletin No 110 (SAB 110). In accordance with SAB 110, the Company has chosen to use the simplified method, as minimal historical exercise data exists. The Company plans to issue new shares of common stock when options are exercised. The Company recognizes forfeitures as they occur. The Company issues equity grants to non-employee directors as payment for annual retainer fees. The fair value of these grants was the closing price of the Company’s stock at the grant date. A summary of these grants for the years ended December 31, 2019 and 2018 is shown in the following table: 2019 2018 Month Shares Issued Fair Value Shares Issued Fair Value March June July — — 616 September December The Company granted 279,000 options in 2018 and 322,000 options in 2019 to employees which vest ratably over the requisite service period of four years. A summary of options outstanding for the year ended December 31, 2019, is shown in the following table: Weighted Average Aggregate Number of Shares Exercise Price Intrinsic Value Outstanding at beginning of year 1,574,250 $ 5.18 Granted 322,000 7.70 Forfeited (32,500) 7.56 Expired (6,750) 8.37 Exercised (263,250) 3.39 Outstanding at end of year 1,593,750 5.92 $ 4,714,405 Options outstanding and exercisable at end of year 886,500 4.56 $ 3,827,808 Weighted average remaining contractual life for outstanding and exercisable shares at year end 60 months The weighted average fair value per option of options granted during the year was $3. 34 and $3. 65 for the years ended December 31, 2019 and 2018, respectively. The aggregate intrinsic value of a stock option in the table above represents the aggregate pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by option holders had all option holders exercised their options on December 31, 2019. This amount changes with changes in the market value of the Company’s stock. The Company received $893,000 and $146,000 in cash related to option exercises with a total intrinsic value of $ 1.2 million and $220,000 during the years ended December 31, 2019 and 2018, respectively. A tax benefit in connection with the option exercises of $260,000 and $48,000 was recognized in income tax expense during 2019 and 2018, respectively . The Company recorded total stock-based compensation expense of $1.1 million and $947,000 for the years ended December 31, 2019 and 2018, respectively. Of the $ 1.1 million in expense that was recorded in 2019, $860,000 related to employee grants and is classified as salaries and employee benefits expense; $215,000 related to the non-employee director grants and is classified as other operating expenses. Of the $947,000 in expense that was recorded in 2018, $781,000 related to employee grants and is classified as salaries and employee benefits expense; $166,000 related to the non-employee director grants and is classified as other operating expenses. The following table summarizes non-vested options outstanding as of December 31, 2019: Weighted Average Grant-Date Number of Shares Fair Value Non-vested at beginning of the year 695,500 $ 3.10 Granted 322,000 3.34 Vested (277,750) 2.82 Forfeited (32,500) 3.31 Non-vested at end of year 707,250 3.32 The unrecognized compensation expense related to non-vested options was $1. 5 million at December 31, 2019 to be recognized over a weighted average period of 29 months. The total fair market value of shares vested during the years ended December 31, 2019 and 2018 was $782,000 and $593,000, respectively.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Share	Note 14. Earnings Per Share Basic earnings per share (EPS) is computed by dividing net income or loss by the weighted average number of shares outstanding during the period. Diluted EPS is computed using the weighted average number of shares outstanding during the period, including the effect of all potentially dilutive shares outstanding attributable to stock instruments. The following table presents basic and diluted EPS for the years ended December 31, 2019 and 2018 (dollars and shares in thousands, except per share data): Weighted Average Net Income Shares Per (Numerator) (Denominator) Share Amount For the year ended December 31, 2019 Basic EPS $ 15,705 22,264 $ 0.71 Effect of dilutive stock awards — 267 (0.01) Diluted EPS $ 15,705 22,531 $ 0.70 For the year ended December 31, 2018 Basic EPS $ 13,688 22,103 $ 0.62 Effect of dilutive stock awards — 466 (0.01) Diluted EPS $ 13,688 22,569 $ 0.61 There were no antidilutive exclusions from the computation of diluted earnings per share for the years ended December 31, 2019 and 2018.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2019
Related Party Transactions [Abstract]
Related Party Transactions	Note 15. Related Party Transactions In the ordinary course of business, the Bank has and expects to continue to have transactions, including borrowings, with its executive officers, directors, and their affiliates. The Bank had an insignificant amount of such loans outstanding at December 31, 2019 and 2018, respectively. The Bank held deposits of related parties in the amount of $2. 5 million and $2. 6 million as of December 31, 2019 and 2018, respectively.

Cash Flow Hedge

Cash Flow Hedge	12 Months Ended
	Dec. 31, 2019
Cash Flow Hedge [Abstract]
Cash Flow Hedge	Note 16. Cash Flow Hedge The Company designates derivatives as cash flow hedges when they are used to manage exposure to variability in cash flows related to forecasted transactions on variable rate borrowings, such as FHLB borrowings, repurchase agreements, and brokered CDs. The Company had interest rate swaps designated as cash flow hedges with total notional amounts of $10 million and $30 million at December 31, 2019 and 2018, respectively. The swaps were entered into with a counterparty that met the Company’s credit standards, and the agreement contains collateral provisions protecting the at-risk party. The Company believes that the credit risk inherent in the contract is not significant. The Company had $180,000 and $0 of cash pledged as collateral as of December 31, 2019 and 2018, respectively. Amounts receivable or payable are recognized as accrued under the terms of the agreements. In accordance with FASB ASC 815, Derivatives and Hedging , the Company has designated the swap as a cash flow hedge, with the derivatives’ unrealized gains or losses recorded as a component of other comprehensive income. The Company has assessed the effectiveness of each hedging relationship by comparing the changes in cash flows on the designated hedged item. The Company’s cash flow hedge was deemed to be highly effective for the years ended 2019 and 2018. The Company recorded a fair value liability of $44,000 and a fair value asset of $253,000 at December 31, 2019 and 2018, respectively. The net gain (loss) was recorded as a component of other comprehensive income net of associated tax effects.

Concentration of Credit Risk

Concentration of Credit Risk	12 Months Ended
	Dec. 31, 2019
Concentration of Credit Risk [Abstract]
Concentration of Credit Risk	Note 17. Concentration of Credit Risk At December 31, 2019 and 2018, the Company’s loan portfolio consisted of commercial, real estate and consumer (installment) loans. Real estate secured loans represented the largest concentration at 81.35% and 80.38% of the loan portfolio for 2019 and 2018, respectively. The Company maintains a portion of its cash balances with several financial institutions located in its market area. Accounts at each institution are secured by the FDIC up to $250,000. Uninsured balances were $ 9.5 million and $11. 0 million at December 31, 2019 and 2018, respectively.

Financial Instruments With Off-

Financial Instruments With Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2019
Financial Instruments With Off Balance Sheet Risk [Abstract]
Financial Instruments With Off-Balance Sheet Risk	Note 18. Financial Instruments With Off-Balance Sheet Risk The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. A summary of the contract amounts of the Company’s exposure to off-balance sheet risk as of December 31, 2019 and 2018, is as follows (dollars in thousands): 2019 2018 Commitments with off-balance sheet risk: Commitments to extend credit $ 210,086 $ 204,831 Standby letters of credit 15,155 5,280 Total commitments with off-balance sheet risks $ 225,241 $ 210,111 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property and equipment, and income-producing commercial properties. Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit are generally uncollateralized and usually do not contain a specified maturity date and may be drawn upon only to the total extent to which the Company is committed. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements, including commercial paper, bond financing, and similar transactions. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s evaluation of the counterparty. Since most of the letters of credit are expected to expire without being drawn upon, they do not necessarily represent future cash requirements.

Minimum Regulatory Capital Requ

Minimum Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2019
Minimum Regulatory Capital Requirements [Abstract]
Minimum Regulatory Capital Requirements	Note 19. Minimum Regulatory Capital Requirements The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, tier 1 and common equity tier 1 capital (as defined in the regulations) to risk weighted assets (as defined), and of tier 1 capital (as defined) to adjusted average total assets (as defined). Management believes, as of December 31, 2019 and 2018, that the Bank met all capital adequacy requirements to which it is subject. As of December 31, 2019, based on regulatory guidelines, the Bank is well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, tier 1 risk-based, common equity tier 1, and tier 1 leverage ratios as set forth in the table below. There are no conditions or events since that date that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands). Required in Order to be Required for Capital Well Capitalized Under Prompt Actual Adequacy Purposes Corrective Action Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019: Total Capital to risk weighted assets $ 164,783 13.86 % $ 95,137 8.00 % $ 118,922 10.00 Tier 1 Capital to risk weighted assets 156,541 13.16 % 71,353 6.00 % 95,137 8.00 % Common Equity Tier 1 Capital to risk weighted assets 156,541 13.16 % 53,515 4.50 % 77,299 6.50 % Tier 1 Capital to adjusted average total assets 156,541 11.03 % 56,750 4.00 % 70,937 5.00 % As of December 31, 2018: Total Capital to risk weighted assets $ 149,085 13.34 % $ 89,409 8.00 % $ 111,762 10.00 % Tier 1 Capital to risk weighted assets 140,289 12.55 % 67,057 6.00 % 89,409 8.00 % Common Equity Tier 1 Capital to risk weighted assets 140,289 12.55 % 50,292 4.50 % 72,645 6.50 % Tier 1 Capital to adjusted average total assets 140,289 10.22 % 54,882 4.00 % 68,603 5.00 % Under the Basel III regulatory capital framework, a capital conservation buffer of 2.5% above the minimum risk-based capital thresholds was established. Dividend and executive compensation restrictions begin if the Bank does not maintain the full amount of the buffer. The capital conservation buffer was phased in between January 1, 2016 and January 1, 2019. The Bank had a capital conservation buffer of 5.86% and 5.34% at December 31, 2019 and 2018, respectively, above the required buffer of 2.5% and 1.875% for 2019 and 2018, respectively.

Fair Values of Assets and Liabi

Fair Values of Assets and Liabilities	12 Months Ended
	Dec. 31, 2019
Fair Values of Assets and Liabilities [Abstract]
Fair Values of Assets and Liabilities	Note 20. Fair Values of Assets and Liabilities FASB ASC 820, Fair Value Measurements and Disclosures, defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 requires that valuation techniques maximize the use of observable inputs and minimize the use of unobservable inputs and also establishes a fair value hierarchy that prioritizes the valuation inputs into three broad levels. The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: · Level 1—Valuation is based upon quoted prices for identical instruments traded in active markets. · Level 2—Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by observable market data for substantially the full term of the assets or liabilities. · Level 3—Valuation is determined using model-based techniques with significant assumptions not observable in the market. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of third party pricing services, option pricing models, discounted cash flow models and similar techniques. FASB ASC 825, Financial Instruments , allows an entity the irrevocable option to elect fair value for the initial and subsequent measurement for certain financial assets and liabilities on a contract-by-contract basis. The Company has not made any material FASB ASC 825 elections as of December 31, 2019. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The Company utilizes fair value measurements to record adjustments to certain assets to determine fair value disclosures. Securities available for sale and the cash flow hedge are recorded at fair value on a recurring basis. The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis (dollars in thousands): December 31, 2019 Total Level 1 Level 2 Level 3 Investment securities available for sale U.S. Treasury securities $ — $ — $ — $ — U.S. Government agencies 21,936 — 21,936 — State, county and municipal 98,592 10,072 88,520 — Mortgage backed securities 48,740 1,181 47,559 — Asset backed securities 11,604 — 11,604 — Corporate bonds 6,097 — 6,097 — Total investment securities available for sale 186,969 11,253 175,716 — Total assets at fair value $ 186,969 $ 11,253 $ 175,716 $ — Cash flow hedge liability $ 44 — $ 44 — Total liabilities at fair value $ 44 $ — $ 44 $ — December 31, 2018 Total Level 1 Level 2 Level 3 Investment securities available for sale U.S. Treasury securities $ 13,124 $ 1,479 $ 11,645 $ — U.S. Government agencies 24,609 2,178 22,431 — State, county and municipal 112,542 2,644 109,898 — Mortgage backed securities 46,417 3,496 42,921 — Asset backed securities 5,411 — 5,411 — Corporate bonds 4,623 — 4,623 — Total investment securities available for sale 206,726 9,797 196,929 — Cash flow hedge asset 253 — 253 — Total assets at fair value $ 206,979 $ 9,797 $ 197,182 $ — Total liabilities at fair value $ — $ — $ — $ — Investment securities available for sale Investment securities available for sale are recorded at fair value each reporting period. Fair value measurement is based upon quoted prices, if available (Level 1). If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions (Level 2). The Company utilizes a third party vendor to provide fair value data for purposes of determining the fair value of its available for sale securities portfolio. The third party vendor uses reputable pricing companies for security market data. The third party vendor has controls in place for month-to-month market checks and zero pricing, and a Statement on Standards for Attestation Engagements No. 18 report is obtained from the third party vendor on an annual basis. The Company makes no adjustments to the pricing service data received for its securities available for sale. Cash flow hedge The fair values of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash receipts (or payments) and the discounted expected variable cash payments (or receipts). The variable cash payments (or receipts) are based on an expectation of future interest rates (forward curves) derived from observable market interest rate curves. Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis The Company is also required to measure and recognize certain other financial assets at fair value on a nonrecurring basis on the consolidated balance sheet. The following tables present assets measured at fair value on a nonrecurring basis for the years ended December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 Total Level 1 Level 2 Level 3 Impaired loans $ 3,020 $ — $ — $ 3,020 Loans held for sale 501 — 501 — Bank premises and equipment held for sale 1,589 — — 1,589 Other real estate owned 4,527 — — 4,527 Total assets at fair value $ 9,637 $ — $ 501 $ 9,136 Total liabilities at fair value $ — $ — $ — $ — December 31, 2018 Total Level 1 Level 2 Level 3 Impaired loans $ 9,343 $ — $ — $ 9,343 Loans held for sale 146 — 146 — Bank premises and equipment held for sale 1,252 — — 1,252 Other real estate owned 1,099 — — 1,099 Total assets at fair value $ 11,840 $ — $ 146 $ 11,694 Total liabilities at fair value $ — $ — $ — $ — Impaired loans Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures the impairment in accordance with FASB ASC 310, Receivables . The fair value of impaired loans is estimated using one of several methods, including collateral value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceeds the recorded investments in such loans. At December 31, 2019 and December 31, 2018, a majority of total impaired loans were evaluated based on the fair value of the collateral. The Company frequently obtains appraisals prepared by external professional appraisers for classified loans greater than $250,000 when the most recent appraisal is greater than 18 months old and deemed to be stale or invalid. The Company may also utilize internally prepared estimates that generally result from current market data and actual sales data related to the Company’s collateral. When the fair value of the collateral is based on an observable market price or a current appraised value without further adjustment for unobservable inputs, the Company records the impaired loan within Level 2. The Company may also identify collateral deterioration based on current market sales data, including price and absorption, as well as input from real estate sales professionals and developers, county or city tax assessments, market data and on-site inspections by Company personnel. When management determines that the fair value of the collateral is further impaired below the appraised value, due to such things as absorption rates and market conditions, and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. In instances where an appraisal received subsequent to an internally prepared estimate reflects a higher collateral value, management does not revise the carrying amount. Impaired loans can also be evaluated for impairment using the present value of expected future cash flows discounted at the loan’s effective interest rate. The measurement of impaired loans using future cash flows discounted at the loan’s effective interest rate rather than the market rate of interest is not a fair value measurement and is therefore excluded from fair value disclosure requirements. Reviews of classified loans are performed by management on a quarterly basis. Loans held for sale The carrying amounts of loans held for sale approximate fair value (Level 2). Bank premises and equipment held for sale The fair value of bank premises and equipment held for sale was determined using the adjusted appraisal methodology described in the other real estate owned (OREO) asset section below. Other real estate owned OREO assets are adjusted to fair value less estimated disposal costs upon transfer of the related loans to OREO property establishing a new cost basis. Subsequent to the transfer, valuations are periodically performed by management and the assets are carried at the lower of carrying value or fair value less estimated disposal costs. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed asset within Level 2. When an appraised value is not available or management determines that the fair value of the collateral is further impaired below the appraised value due to such things as absorption rates and market conditions, the Company records the foreclosed asset within Level 3 of the fair value hierarchy. Fair Value of Financial Instruments FASB ASC 825, Financial Instruments , requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring or nonrecurring basis. FASB ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. Additionally, in accordance with FASB ASU 2016‑01, which the Company adopted on January 1, 2018 on a prospective basis, the Company uses the exit price notion, rather than the entry price notion, in calculating fair values of financial instruments not measured at fair value on a recurring basis. The following reflects the fair value of financial instruments, whether or not recognized on the consolidated balance sheet, at fair value measures by level of valuation assumptions used for those assets. These tables exclude financial instruments for which the carrying value approximates fair value (dollars in thousands): December 31, 2019 Estimated Fair Carrying Value Value Level 1 Level 2 Level 3 Financial assets: Securities held to maturity $ 35,733 $ 36,633 $ — $ 36,633 $ — Loans, net of allowance 1,049,894 1,041,671 — — 1,041,671 PCI loans, net of allowance 32,372 38,982 — — 38,982 Financial liabilities: Interest bearing deposits 984,864 985,853 — 985,853 — Borrowings 72,624 72,457 — 72,457 — December 31, 2018 Estimated Fair Carrying Value Value Level 1 Level 2 Level 3 Financial assets: Securities held to maturity $ 42,108 $ 42,253 $ — $ 42,253 $ — Loans, net of allowance 984,722 978,778 — — 978,778 PCI loans, net of allowance 38,129 42,674 — — 42,674 Financial liabilities: Interest bearing deposits 999,889 997,714 — 997,714 — Borrowings 63,571 63,393 — 63,393 —

Trust Preferred Capital Notes

Trust Preferred Capital Notes	12 Months Ended
	Dec. 31, 2019
Trust Preferred Capital Notes [Abstract]
Trust Preferred Capital Notes	Note 21. Trust Preferred Capital Notes On December 12, 2003, BOE Statutory Trust I, a wholly-owned unconsolidated subsidiary of the Company, was formed for the purpose of issuing redeemable capital securities. On December 12, 2003, $4.124 million of trust preferred securities were issued through a direct placement. The securities have a LIBOR-indexed floating rate of interest. The average interest rate at December 31, 2019 and 2018 was 5.45% and 5.19%, respectively. The securities have a mandatory redemption date of December 12, 2033 and are subject to varying call provisions which began December 12, 2008. The principal asset of the Trust is $4.124 million of the Company’s junior subordinated debt securities with the like maturities and like interest rates to the capital securities. The obligations of the Company with respect to the issuance of the capital securities constitute a full and unconditional guarantee by the Company of the Trust’s obligations with respect to the capital securities. Subject to certain exceptions and limitations, the Company may elect from time to time to defer interest payments on the junior subordinated debt securities, which would result in a deferral of distribution payments on the related capital securities. The Company is current in its obligations under the trust preferred notes.

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2019
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Note 22. Revenue Recognition On January 1, 2018, the Company adopted FASB ASU 2014‑09, Revenue from Contracts with Customers (Topic 606), and all subsequent ASUs that modified Topic 606. The implementation of the new standard did not have a material impact on the measurement or recognition of revenue; as such, a cumulative effect adjustment to opening retained earnings was not deemed necessary. Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of the new guidance. Topic 606 is applicable to noninterest revenue streams such as deposit related fees, interchange fees, merchant income, and brokerage fees and commissions. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams in-scope of Topic 606 are discussed below. Service charges on deposit accounts The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Service charges on deposits are withdrawn from the customer’s account balance. Interchange and ATM fees The Company earns interchange and ATM fees from debit/credit cardholder transactions conducted through the Visa and ATM payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Because the Company acts as an agent and does not control the services rendered to the customers, related costs are netted against the fee income. These costs were included in other operating expenses prior to the adoption of Topic 606. Brokerage fees and commissions Brokerage fees and commissions consist of other recurring revenue streams such as commissions from sales of mutual funds and other investments to customers by a third-party service provider and investment advisor fees. The Company receives commissions from the third-party service provider on a monthly basis based upon customer activity for the month. The investment advisor fees are charged to the customer’s account in advance on the first month of the quarter, and the revenue is recognized over the following three-month period. The following table presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Noninterest income In-scope of Topic 606: Service charges on deposit accounts $ 1,833 $ 1,646 Interchange and ATM fees 999 864 Brokerage fees and commissions 399 364 Noninterest income (in-scope of Topic 606) 3,231 2,874 Noninterest income (out-of-scope of Topic 606) 2,123 1,589 Total noninterest income $ 5,354 $ 4,463

Leases

Leases	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Leases	Note 23. Leases On January 1, 2019, the Company adopted FASB ASU 2016-02, Leases (Topic 842), as it relates to its non-cancellable operating leases and subleases of bank premises . The guidance was implemented using the modified retrospective transition approach at the date of adoption with no cumulative effect adjustment to opening retained earnings and no material impact on the measurement of operating lease costs. Prior period amounts were not adjusted and continue to be reported in accordance with the Company’s historical accounting policies, resulting in a balance sheet presentation that is not comparable to the prior period in the first year of adoption. The Company elected the practical expedient package, which allowed it to not reassess (1) whether expired or existing contracts are or contain a lease, (2) the lease classification of expired or existing leases, and (3) the initial direct costs for any existing leases. The Company also elected the practical expedient to use hindsight in determining the lease term for existing leases, thereby including renewal options that the Company is reasonably certain will be exercised in the lease term. The adoption of this ASU resulted in the recognition of operating lease assets of $7.4 million and lease liabilities of $7.6 million at January 1, 2019. The Company's leases have lease terms between five years and 20 years, with the longest lease term having an expiration date in 2038. Most of these leases include one or more renewal options for five years or less. At lease commencement, the Company assesses whether it is reasonably certain to exercise a renewal option by considering various economic factors. Options that are reasonably certain of being exercised are factored into the determination of the lease term, and related payments are included in the calculation of the right-of-use asset and lease liability. The Company uses its incremental borrowing rate to calculate the present value of lease payments when the interest rate implicit in a lease is not disclosed. None of the Company’s current leases contain variable lease payment terms. The Company accounts for associated non-lease components separately. The following table presents operating lease liabilities at December 31, 2019 (dollars in thousands): December 31, 2019 Gross lease liability $ 9,278 Less: imputed interest (2,541) Present value of lease liability $ 6,737 The weighted average remaining lease term and weighted average discount rate for operating leases at December 31, 2019 was 12.0 years and 4.63%, respectively. Maturities of the gross operating lease liability at December 31, 2019 are as follows (dollars in thousands): 2020 $ 1,231 2021 1,191 2022 600 2023 630 2024 573 Thereafter 5,053 Total of future payments $ 9,278 Operating lease costs and sublease rental income for the year ended December 31, 2019 were $1.5 million and $191,000, respectively. Included in operating lease costs was $138,000 for the year ended December 31, 2019, related to the early termination of an unprofitable branch recognized on June 30, 2019. Rental expense and sublease rental income under operating lease agreements for the year ended December 31, 2018 were $1.4 million and $109,000, respectively.

Other Operating Expenses

Other Operating Expenses	12 Months Ended
	Dec. 31, 2019
Other Operating Expenses [Abstract]
Other Operating Expenses	Note 24. Other Operating Expenses Other operating expenses totals are presented in the following tables. Components of these expenses exceeding 1.0% of the aggregate of total net interest income and total noninterest income for any of the past two years are stated separately (dollars in thousands). 2019 2018 Bank franchise tax $ 880 $ 574 Stationery, printing and supplies 625 586 Advertising expense 526 613 Credit expense 617 501 Outside vendor fees 673 631 Other expenses 2,705 2,898 Total other operating expenses $ 6,026 $ 5,803

Parent Corporation Only Financi

Parent Corporation Only Financial Statements	12 Months Ended
	Dec. 31, 2019
Parent Corporation Only Financial Statements [Abstract]
Parent Corporation Only Financial Statements	Note 25. Parent Corporation Only Financial Statements PARENT COMPANY CONDENSED BALANCE SHEETS AS OF DECEMBER 31, 2019 and 2018 (dollars in thousands) 2019 2018 Assets Cash $ 811 $ 2,324 Other assets 286 252 Investments in subsidiaries 158,506 139,010 Total assets $ 159,603 $ 141,586 Liabilities Other liabilities $ — $ 1 Balances due to non-bank subsidiary 4,124 4,124 Total liabilities 4,124 4,125 Shareholders’ Equity Common stock (200,000,000 shares authorized $0.01 par value; 22,422,621 and 22,132,304 shares issued and outstanding, respectively) 224 221 Additional paid in capital 150,728 148,763 Retained earnings (deficit) 2,562 (10,244) Accumulated other comprehensive income (loss) 1,965 (1,279) Total shareholders’ equity $ 155,479 $ 137,461 Total liabilities and shareholders’ equity $ 159,603 $ 141,586 PARENT COMPANY CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME FOR THE YEARS ENDED DECEMBER 31, 2019 AND 2018 (dollars in thousands) 2019 2018 Income: Dividends received from subsidiaries $ — $ — Other operating income 7 8 Total income 7 8 Expenses: Interest expense 228 217 Management fee paid to subsidiaries 242 186 Stock compensation expense 90 64 Professional and legal expenses 79 59 Other operating expenses 55 51 Total expenses 694 577 Equity in undistributed income of subsidiaries 16,252 14,144 Net income before income taxes 15,565 13,575 Income tax benefit 140 113 Net income $ 15,705 $ 13,688 Comprehensive income $ 18,949 $ 12,366 PARENT COMPANY STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2019 AND 2018 (dollars in thousands) 2019 2018 Operating activities: Net income $ 15,705 $ 13,688 Adjustments to reconcile net income to net cash provided by operating activities: Stock compensation expense 1,075 946 Undistributed equity in income of subsidiary (16,252) (14,144) (Increase) decrease in other assets (34) 71 Decrease in other liabilities (1) (90) Net cash and cash equivalents provided by operating activities 493 471 Financing activities: Proceeds from issuance of common stock 893 146 Cash dividends paid (2,899) — Net cash and cash equivalents (used in) provided by financing activities (2,006) 146 (Decrease) increase in cash and cash equivalents (1,513) 617 Cash and cash equivalents at beginning of the period 2,324 1,707 Cash and cash equivalents at end of the period $ 811 $ 2,324

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2019
Subsequent Events [Abstract]
Subsequent Events	Note 26. Subsequent Events In preparing these financial statements, the Company has evaluated events and transactions for potential recognition or disclosure through the date the financial statements were issued noting no items to be disclosed.

Nature of Banking Activities _2

Nature of Banking Activities and Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Nature of Banking Activities and Significant Accounting Policies [Abstract]
Organization	Organization Community Bankers Trust Corporation (the “Company”) is headquartered in Richmond, Virginia and is the holding company for Essex Bank (the “Bank”), a Virginia state bank with 24 full-service offices, 18 of which are in Virginia and six of which are in Maryland. The Bank also operates two loan production offices. The Bank engages in a general commercial banking business and provides a wide range of financial services primarily to individuals, small businesses and larger commercial companies, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services, on-line and mobile banking products, and cash management services.
Principles of Consolidation	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company and the Bank, its wholly-owned subsidiary. All intercompany balances and transactions have been eliminated in consolidation. Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 810, Consolidation, requires that the Company no longer eliminate through consolidation the equity investment in BOE Statutory Trust I, which was $124,000 at each of December 31, 2019 and 2018. The Company issued subordinated debt to the Trust, which is reflected as a liability on the Company’s consolidated balance sheet.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of the consolidated statements of cash flows, the Company has defined cash and cash equivalents as cash and due from banks and interest-bearing bank balances.
Restricted Cash	Restricted Cash The Bank is required to maintain a reserve against its deposits in accordance with Regulation D of the Federal Reserve Act. At December 31, 2019 and 2018, the Bank’s levels of vault cash sufficiently covered the reserve requirement.
Securities	Securities Debt securities that management has the positive intent and ability to hold to maturity are classified as “held to maturity” and recorded at amortized cost. Securities not classified as held to maturity, including equity securities with readily determinable fair values, are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other than temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are determined using the specific identification method.
Restricted Securities	Restricted Securities The Company is required to maintain an investment in the capital stock of certain correspondent banks. The Company’s investment in these securities is recorded at cost.
Loans Held for Sale	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses are recognized through a valuation allowance by charges to income. Mortgage loans held for sale are sold with the mortgage servicing rights released by the Company. The Company enters into commitments to originate certain mortgage loans whereby the interest rate on the loans is determined prior to funding (rate lock commitments). Rate lock commitments on mortgage loans that are intended to be sold are considered to be derivatives. The period of time between issuance of a loan commitment and closing and the sale of the loan generally ranges from thirty to forty-five days. The Company protects itself from changes in interest rates through the use of best efforts forward delivery commitments, whereby the Company commits to sell a loan at the time the borrower commits to an interest rate with the intent that the buyer has assumed interest rate risk on the loan. As a result, the Company is not exposed to losses nor will it realize significant gains related to its rate lock commitments due to changes in interest rates. The correlation between the rate lock commitments and the best efforts contracts is very high due to their similarity. Because of this high correlation, the gain or loss that occurs on the rate lock commitments is immaterial.
Loans	Loans The Bank grants mortgage, commercial and consumer loans to customers. A significant portion of the loan portfolio is represented by 1‑4 family residential and commercial mortgage loans. The ability of the Bank’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the Bank’s market area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective interest method. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the credit is well-secured and in process of collection. Consumer loans are typically charged off no later than 180 days past due. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual status. Loans are returned to accrual status when all of the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses on Loans	Allowance for Loan Losses on Loans The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is an amount that management believes is appropriate to absorb estimated losses relating to specifically identified loans, as well as probable credit losses inherent in the balance of the loan portfolio, based on an evaluation of the collectability of existing loans and prior loss experience. This evaluation also takes into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrower’s ability to pay. This evaluation does not include the effects of expected losses on specific loans or groups of loans that are related to future events or expected changes in economic conditions. The evaluation also considers the following risk characteristics of each loan portfolio: · Residential 1‑4 family mortgage loans include HELOCs and single family investment properties secured by first liens. The carry risks associated with owner-occupied and investment properties are the continued credit-worthiness of the borrower, changes in the value of the collateral, successful property maintenance and collection of rents due from tenants. The Company manages these risks by using specific underwriting policies and procedures and by avoiding concentrations in geographic regions. · Commercial real estate loans, including owner occupied and non-owner occupied mortgages, carry risks associated with the successful operations of the principal business operated on the property securing the loan or the successful operation of the real estate project securing the loan. General market conditions and economic activity may impact the performance of these loans. In addition to using specific underwriting policies and procedures for these types of loans, the Company manages risk by avoiding concentrations to any one business or industry, and by diversifying the lending to various lines of businesses, such as retail, office, office warehouse, industrial and hotel. · Construction and land development loans are generally made to commercial and residential builders/developers for specific construction projects, as well as to consumer borrowers. These carry more risk than real estate term loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market and state and local government regulations. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding concentrations to any one business or industry and by diversifying lending to various lines of businesses, in various geographic regions and in various sales or rental price points. · Second mortgages on residential 1‑4 family loans carry risk associated with the continued credit-worthiness of the borrower, changes in value of the collateral and a higher risk of loss in the event the collateral is liquidated due to the inferior lien position. The Company manages risk by using specific underwriting policies and procedures. · Multifamily loans carry risks associated with the successful operation of the property, general real estate market conditions and economic activity. In addition to using specific underwriting policies and procedures, the Company manages risk by avoiding concentrations in geographic regions and by diversifying the lending to various unit mixes, tenant profiles and rental rates. · Agriculture loans carry risks associated with the successful operation of the business, changes in value of non-real estate collateral that may depreciate over time and inventory that may be affected by weather, biological, price, labor, regulatory and economic factors. The Company manages risks by using specific underwriting policies and procedures, as well as avoiding concentrations to individual borrowers and by diversifying lending to various agricultural lines of business (i.e., crops, cattle, dairy, etc.). · Commercial loans carry risks associated with the successful operation of the business, changes in value of non-real estate collateral that may depreciate over time, accounts receivable whose collectability may change and inventory values that may be subject to various risks including obsolescence. General market conditions and economic activity may also impact the performance of these loans. In addition to using specific underwriting policies and procedures for these types of loans, the Company manages risk by diversifying the lending to various industries and avoids geographic concentrations. · Consumer installment loans carry risks associated with the continued credit-worthiness of the borrower and the value of rapidly depreciating assets or lack thereof. These types of loans are more likely than real estate loans to be quickly and adversely affected by job loss, divorce, illness or personal bankruptcy. The Company manages risk by using specific underwriting policies and procedures for these types of loans. · All other loans generally support the obligations of state and political subdivisions in the U.S. and are not a material source of business for the Company. The loans carry risks associated with the continued credit-worthiness of the obligations and economic activity. The Company manages risk by using specific underwriting policies and procedures for these types of loans. While management uses the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses, and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations. The allowance consists of specific, general and unallocated components. For loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. The unallocated component covers uncertainties that could affect management’s estimate of probable losses. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and construction loans by either the present value of the expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures.
Accounting for Certain LoansAcquired in a Transfer	Accounting for Certain Loans Acquired in a Transfer FASB ASC 310, Receivables requires acquired loans to be recorded at fair value and prohibits carrying over valuation allowances in the initial accounting for acquired impaired loans. Loans carried at fair value, mortgage loans held for sale, and loans to borrowers in good standing under revolving credit arrangements are excluded from the scope of FASB ASC 310 which limits the yield that may be accreted to the excess of the undiscounted expected cash flows over the investor’s initial investment in the loan. The excess of the contractual cash flows over expected cash flows may not be recognized as an adjustment of yield. Subsequent increases in cash flows to be collected are recognized prospectively through an adjustment of the loan’s yield over its remaining life. Decreases in expected cash flows are recognized as impairments through the allowance for loan losses. The Company’s acquired loans from the Suburban Federal Savings Bank (SFSB) transaction (the “PCI loans”), subject to FASB ASC Topic 805, Business Combinations, were recorded at fair value and no separate valuation allowance was recorded at the date of acquisition. FASB ASC 310‑30, Loans and Debt Securities Acquired with Deteriorated Credit Quality , applies to loans acquired in a transfer with evidence of deterioration of credit quality for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. The Company is applying the provisions of FASB ASC 310‑30 to all loans acquired in the SFSB transaction. The Company has grouped loans together based on common risk characteristics including product type, delinquency status and loan documentation requirements among others. The PCI loans are subject to the credit review standards described above for loans. If and when credit deterioration occurs subsequent to the date that the loans were acquired, a provision for loan loss for PCI loans will be charged to earnings for the full amount. The Company has made an estimate of the total cash flows it expects to collect from each pool of loans, which includes undiscounted expected principal and interest. The excess of that amount over the fair value of the pool is referred to as accretable yield. Accretable yield is recognized as interest income on a constant yield basis over the life of the pool. The Company also determines each pool’s contractual principal and contractual interest payments. The excess of that amount over the total cash flows that it expects to collect from the pool is referred to as nonaccretable difference, which is not recorded. Judgmental prepayment assumptions are applied to both contractually required payments and cash flows expected to be collected at acquisition. Over the life of the loan or pool, the Company continues to estimate cash flows expected to be collected. Subsequent decreases in cash flows expected to be collected over the life of the pool are recognized as an impairment in the current period through the allowance for loan loss. Subsequent increases in expected or actual cash flows are first used to reverse any existing valuation allowance for that loan or pool. Any remaining increase in cash flows expected to be collected is recognized as an adjustment to the accretable yield with the amount of periodic accretion adjusted over the remaining life of the pool.
Bank Premises and Equipment	Bank Premises and Equipment Bank premises and equipment are stated at cost less accumulated depreciation. Land is carried at cost. Depreciation of bank premises and equipment is computed on the straight-line method over estimated useful lives of 10 to 50 years for premises and 3 to 10 years for equipment, furniture and fixtures. Costs of maintenance and repairs are charged to expense as incurred and major improvements are capitalized. Upon sale or retirement of depreciable properties, the cost and related accumulated depreciation are eliminated from the accounts and the resulting gain or loss is included in the determination of income.
Other Real Estate Owned	Other Real Estate Owned Real estate acquired through, or in lieu of, loan foreclosure is held for sale and is initially recorded at the fair value at the date of foreclosure net of estimated disposal costs, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the carrying amount or the fair value less costs to sell. Revenues and expenses from operations and changes in the valuation allowance are included in other operating expenses. Costs to bring a property to salable condition are capitalized up to the fair value of the property while costs to maintain a property in salable condition are expensed as incurred. The Company had $4.5 million and $1.1 million in other real estate at December 31, 2019 and 2018, respectively.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company is the owner and beneficiary of bank owned life insurance (BOLI) policies on certain current and former Bank employees. These policies are recorded at their cash surrender value and can be liquidated, if necessary, with associated tax costs. Income generated from these policies is recorded as noninterest income. The Bank is exposed to credit risk to the extent an insurance company is unable to fulfill its financial obligations under a policy.
Advertising Costs	Advertising Costs The Company follows the policy of expensing advertising costs as incurred, which totaled $526,000 and $613,000 for 2019 and 2018, respectively.
Income Taxes	Income Taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. Positions taken in the Company’s tax returns may be subject to challenge by the taxing authorities upon examination. Uncertain tax positions are initially recognized in the consolidated financial statements when it is more likely than not that the position will be sustained upon examination by the tax authorities. Such tax positions are both initially and subsequently measured as the largest amount of tax benefit that is greater than 50 percent likely of being realized upon settlement with the tax authority, assuming full knowledge of the position and all relevant facts. The Company had no uncertain tax positions at each of December 31, 2019 and 2018. The Company provides for interest and, in some cases, penalties on tax positions that may be challenged by the taxing authorities. Interest expense is recognized beginning in the first period that such interest would begin accruing. Penalties are recognized in the period that the Company claims the position in the tax return. Interest and penalties on income tax uncertainties are classified within income tax expense in the consolidated statement of income. The Company had no interest or penalties during the years ended December 31, 2019 or 2018. Under FASB ASC 740, Income Taxes, a valuation allowance is provided when it is more likely than not that some portion of the deferred tax asset will not be realized. In management’s opinion, based on a three year taxable income projection, tax strategies that would result in potential securities gains and the effects of off-setting deferred tax liabilities, it is more likely than not that the deferred tax assets are realizable; therefore no allowance is required. The Company and its subsidiaries are subject to U. S. federal income tax as well as income tax for various states. All years from 2016 through 2019 are open to examination by the respective tax authorities.
Earnings Per Share	Earnings Per Share Basic earnings per share (EPS) is computed based on the weighted average number of shares outstanding and excludes any dilutive effects of options, warrants and convertible securities. Diluted EPS is computed in a manner similar to basic EPS, except for certain adjustments to the denominator. Diluted EPS gives effect to all dilutive potential common shares that were outstanding at the end of the period. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method. Dividends of $2.9 million were declared and paid during the year ended 2019. There were no dividends declared or paid during the year ended 2018.
Stock-Based Compensation	Stock-Based Compensation In April 2009, the Company adopted the Community Bankers Trust Corporation 2009 Stock Incentive Plan, which was authorized to issue up to 2,650,000 shares of common stock. The 2009 Plan terminated June 17, 2019. In 2019, the Company adopted the Community Bankers Trust Corporation 2019 Stock Incentive Plan, which is authorized to issue up to 2,500,000 shares of common stock. See Note 13 for details regarding these plans.
Derivatives - Cash Flow Hedge	Derivatives - Cash Flow Hedge The Company uses interest rate derivatives to manage certain amounts of its exposure to interest rate movements. To accomplish this objective, the Company is a party to interest rate swaps whereby the Company pays fixed amounts to a counterparty in exchange for receiving variable payments over the life of an underlying agreement without the exchange of underlying notional amounts. Derivatives designated as cash flow hedges are used primarily to minimize the variability in cash flows of assets or liabilities caused by interest rates. Cash flow hedges are periodically tested for effectiveness, which measures the correlation of the cash flows of the hedged item with the cash flows from the derivative. The changes in the fair value of derivatives designated as cash flow hedges is recorded in accumulated other comprehensive income and is subsequently reclassified into net income in the period that the hedged forecasted transaction affects earnings. The Company’s cash flow hedge was deemed effective for each of the years ended 2019 and 2018.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Adopted in 2019 In February 2016, the FASB issued its new lease accounting guidance in Accounting Standards Update (ASU) 2016‑02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: · A lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and · A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The new lease guidance simplified the accounting for sale and leaseback transactions primarily because lessees must recognize lease assets and lease liabilities. Lessees will no longer be provided with a source of off-balance sheet financing. For public companies, the guidance was effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The FASB made subsequent amendments to Topic 842 in July 2018 through ASU 2018‑10, Codification Improvements to Topic 842, Leases and ASU 2018‑11, Leases (Topic 842): Targeted Improvements . Among these amendments is the provision in ASU 2018‑11 that provides entities with an additional (and optional) transition method to adopt the new leases standard. Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity’s reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP ( Topic 840, Leases ). The Company has chosen to apply the new transition method. The effect of adopting this standard on January 1, 2019 was an increase of $7.4 million and $7.6 million in assets and liabilities, respectively, on the Company’s consolidated balance sheet. In June 2018, the FASB issued ASU 2018‑07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting . The amendments expand the scope of Topic 718 to include share-based payments issued to non-employees for goods or services, which were previously excluded. The amendments will align the accounting for share-based payments to nonemployees and employees more similarly. The amendments were effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. The Company adopted this guidance with no material impact on its consolidated financial statements. Adopted January 1, 2020 In August 2018, the FASB issued ASU 2018‑13, Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement. The ASU removes, modifies, and adds to existing fair value measurement disclosure requirements. The following public company disclosure requirements are removed: · Transfers between Level 1 and Level 2 of the fair value hierarchy · The policy for determining when transfers between any of the three levels have occurred · The valuation processes used for Level 3 measurements The following public company disclosure requirements are modified: · For certain investments that calculate the net asset value, timing of liquidation and redemption restrictions lapsing if the latter has been communicated to the reporting entity · A clarification that the Level 3 measurement uncertainty disclosure should communicate information about the uncertainty at the balance sheet date The following public company disclosure requirements are new: · The changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 instruments held at the balance sheet date · The range and weighted average of significant unobservable inputs used for Level 3 measurements. For certain unobservable inputs, an option to disclose other quantitative information in place of the weighted average is available to the extent that it would be a more reasonable and rational method to reflect the distribution of unobservable inputs. The ASU was effective for all entities in fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Early adoption is permitted. In addition, an entity may early adopt any of the removed or modified disclosures immediately and delay adoption of the new disclosures until the effective date. The Company chose this early adoption option for the year ended December 31, 2018. The Company adopted the remaining guidance with no material impact on its consolidated financial statements. Issued But Not Yet Adopted In November 2019, the FASB issued ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments – Credit Losses. This ASU addresses issues raised by stakeholders during the implementation of ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . Among other narrow-scope improvements, the new ASU clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. While applying the credit losses standard, stakeholders questioned whether expected recoveries were permitted on assets that had already shown credit deterioration at the time of purchase (PCD assets, currently known as PCI loans). In response to this question, the ASU permits organizations to record expected recoveries on PCD assets. In addition to other narrow technical improvements, the ASU also reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. The ASU includes effective dates and transition requirements that vary depending on whether or not an entity has already adopted ASU 2016-13 . The Company is currently assessing the impact that ASU 2019-11 will have on its consolidated financial statements. In June 2016, the FASB issued ASU 2016‑13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. The ASU requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information in developing their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. As a smaller reporting company, the Company will be required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. The Company is currently evaluating the impact this guidance will have on its accounting, but it expects to recognize a one-time cumulative-effect adjustment to its allowance for loan losses as of the beginning of the first reporting period in which the new standard is effective, consistent with regulatory expectations set forth in interagency guidance issued at the end of 2016. The Company has formed an implementation committee and is working with a third-party vendor to build a model which it plans to run parallel with its current model in the months prior to implementation. The Company cannot yet determine the magnitude of the one-time cumulative adjustment or of the overall impact of the new standard on our financial condition or results of operations, as the final impact will be dependent, among other things, upon the loan portfolio composition and credit quality at the adoption date, as well as economic conditions, financial models used and forecasts at the time. In August 2018, the FASB issued ASU 2018‑14, Compensation—Retirement Benefits—Defined Benefit Plans—General (Topic 715‑20): Disclosure Framework—Changes to the Disclosure Requirements for Defined Benefit Plan. This ASU modifies the disclosure requirements for employers that sponsor defined benefit pension or other postretirement plans by eliminating the requirement to disclose the amounts in accumulated other comprehensive income expected to be recognized as components of net periodic benefit cost over the next fiscal year and adding a requirement to disclose an explanation of the reasons for significant gains and losses related to changes in the benefit obligation for the period. The ASU is effective for fiscal years ending after December 15, 2020. Early adoption is permitted. The Company does not expect the adoption of ASU 2018‑14 to have a material impact on its consolidated financial statements.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Management estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of other real estate owned, projected cash flows relating to certain acquired loans, and the valuation of deferred tax assets.
Reclassifications	Reclassifications Certain reclassifications have been made to prior period balances to conform to the current year presentations. Such reclassifications had no impact on net income or shareholders’ equity.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Securities [Abstract]
Amortized Costs and Fair Values of Securities Available for Sale and Held to Maturity	Amortized costs and fair values of securities available for sale and held to maturity as of December 31, 2019 and 2018 were as follows ( dollars in thousands): December 31, 2019 Gross Unrealized Amortized Cost Gains Losses Fair Value Securities Available for Sale U.S. Government agencies $ 22,104 $ 51 $ (219) $ 21,936 State, county and municipal 95,467 3,167 (42) 98,592 Mortgage backed securities 48,045 808 (113) 48,740 Asset backed securities 11,637 49 (82) 11,604 Corporate bonds 6,016 84 (3) 6,097 Total Securities Available for Sale $ 183,269 $ 4,159 $ (459) $ 186,969 Securities Held to Maturity U.S. Government agencies $ 10,000 $ — $ (12) $ 9,988 State, county and municipal 25,733 913 (1) 26,645 Total Securities Held to Maturity $ 35,733 $ 913 $ (13) $ 36,633 December 31, 2018 Gross Unrealized Amortized Cost Gains Losses Fair Value Securities Available for Sale U.S. Treasury securities $ 13,460 $ — $ (336) $ 13,124 U.S. Government agencies 24,689 71 (151) 24,609 State, county and municipal 112,465 1,018 (941) 112,542 Mortgage backed securities 46,877 196 (656) 46,417 Asset backed securities 5,342 73 (4) 5,411 Corporate bonds 4,685 — (62) 4,623 Total Securities Available for Sale $ 207,518 $ 1,358 $ (2,150) $ 206,726 Securities Held to Maturity U.S. Government agencies $ 10,000 $ — $ (210) $ 9,790 State, county and municipal 32,108 419 (64) 32,463 Total Securities Held to Maturity $ 42,108 $ 419 $ (274) $ 42,253
Amortized Cost and Fair Value of Securities by Contractual Maturity	Expected maturities may differ from final contractual maturities because issuers may have the right to call or prepay obligations without any penalties. Held to Maturity Available for Sale (dollars in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 3,052 $ 3,076 $ 18,193 $ 18,324 Due after one year through five years 25,571 26,172 61,066 61,864 Due after five years through ten years 6,859 7,107 83,314 85,784 Due after ten years 251 278 20,696 20,997 Total securities $ 35,733 $ 36,633 $ 183,269 $ 186,969
Summary of Realized Gains and Losses on Sales of Securities	Gross realized gains and losses on sales of securities available for sale during the years ended December 31, 2019 and 2018 were as follows (dollars in thousands) : 2019 2018 Gross realized gains $ 507 $ 187 Gross realized losses (272) (117) Net securities gain $ 235 $ 70
Summary of Fair Value and Gross Unrealized Losses for Securities Available for Sale	The fair value and gross unrealized losses for securities, segregated by the length of time that individual securities have been in a continuous gross unrealized loss position, at December 31, 2019 and 2018 were as follows (dollars in thousands): December 31, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government agencies $ 6,396 $ (102) $ 8,020 $ (117) $ 14,416 $ (219) State, county and municipal 7,088 (32) 308 (10) 7,396 (42) Mortgage backed securities 11,001 (40) 4,287 (73) 15,288 (113) Asset backed securities 4,861 (74) 625 (8) 5,486 (82) Corporate bonds 248 (3) — — 248 (3) Total $ 29,594 $ (251) $ 13,240 $ (208) $ 42,834 $ (459) Securities Held to Maturity U.S. Government agencies $ — $ — $ 9,988 $ (12) $ 9,988 $ (12) State, county and municipal 31 — 622 (1) 653 (1) Total $ 31 $ — $ 10,610 $ (13) $ 10,641 $ (13) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Treasury securities $ 1,480 $ (1) $ 11,644 $ (335) $ 13,124 $ (336) U.S. Government agencies 6,959 (47) 5,155 (104) 12,114 (151) State, county and municipal 7,918 (81) 34,540 (860) 42,458 (941) Mortgage backed securities 11,513 (94) 15,811 (562) 27,324 (656) Asset backed securities 537 (1) 294 (3) 831 (4) Corporate bonds 3,661 (47) 236 (15) 3,897 (62) Total $ 32,068 $ (271) $ 67,680 $ (1,879) $ 99,748 $ (2,150) Securities Held to Maturity U.S. Government agencies $ — $ — $ 9,790 $ (210) $ 9,790 $ (210) State, county and municipal 2,452 (20) 3,985 (44) 6,437 (64) Total $ 2,452 $ (20) $ 13,775 $ (254) $ 16,227 $ (274)

Loans and Related Allowance f_2

Loans and Related Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Loans and Related Allowance for Loan Losses [Abstract]
Summary of Loans	The Company’s loans, net of deferred fees and costs, as of December 31, 2019 and 2018 were comprised of the following (dollars in thousands): 2019 2018 Amount % of Loans Amount % of Loans Mortgage loans on real estate: Residential 1‑4 family $ 223,538 21.12 % $ 216,268 21.77 % Commercial 396,858 37.50 379,904 38.23 Construction and land development 146,566 13.85 120,413 12.12 Second mortgages 6,639 0.63 6,778 0.68 Multifamily 72,978 6.90 59,557 5.99 Agriculture 8,346 0.79 8,370 0.84 Total real estate loans 854,925 80.79 791,290 79.63 Commercial loans 191,183 18.06 188,722 18.99 Consumer installment loans 11,163 1.05 12,048 1.21 All other loans 1,052 0.10 1,645 0.17 Total loans $ 100.00 % $ 993,705 100.00 %
Summary of Information Related to Impaired Loans	The following table summarizes information related to impaired loans as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Unpaid Unpaid Recorded Principal Related Recorded Principal Related Investment (1) Balance (2) Allowance Investment (1) Balance (2) Allowance With no related allowance recorded: Mortgage loans on real estate: Residential 1‑4 family $ 1,483 $ 1,850 $ — $ 1,563 $ 1,890 $ — Commercial 3,226 3,966 — 3,502 4,176 — Construction and land development 328 328 — — — — Multifamily 2,463 2,463 — 2,559 2,559 — Total real estate loans 7,500 8,607 — 7,624 8,625 — Subtotal impaired loans with no valuation allowance 7,500 8,607 — 7,624 8,625 — With an allowance recorded: Mortgage loans on real estate: Residential 1‑4 family 1,498 1,808 380 2,131 2,538 349 Commercial 378 876 87 1,550 2,034 482 Construction and land development 48 147 11 4,571 5,840 515 Total real estate loans 1,924 2,831 478 8,252 10,412 1,346 Commercial loans 454 460 105 1,983 1,991 900 Consumer installment loans 7 7 1 — — — Subtotal impaired loans with a valuation allowance 2,385 3,298 584 10,235 12,403 2,246 Total: Mortgage loans on real estate: Residential 1‑4 family 2,981 3,658 380 3,694 4,428 349 Commercial 3,604 4,842 87 5,052 6,210 482 Construction and land development 376 475 11 4,571 5,840 515 Multifamily 2,463 2,463 — 2,559 2,559 — Total real estate loans 9,424 11,438 478 15,876 19,037 1,346 Commercial loans 454 460 105 1,983 1,991 900 Consumer installment loans 7 7 1 — — — Total impaired loans $ 9,885 $ 11,905 $ 584 $ 17,859 $ 21,028 $ 2,246 (1) The amount of the investment in a loan is not net of a valuation allowance, but does reflect any direct write-down of the investment (2) The contractual amount due reflects paydowns applied in accordance with loan documents, but does not reflect any direct write-downs or valuation allowance
Summary of Financial Receivable Impaired Average Recorded Investment	The following table summarizes the average recorded investment of impaired loans for the years ended December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Average Investment Interest Recognized Average Investment Interest Recognized Mortgage loans on real estate: Residential 1‑4 family $ 3,395 $ 87 $ 3,993 $ 124 Commercial 4,096 145 4,822 164 Construction and land development 2,709 — 4,839 — Multifamily 2,519 — 1,535 123 Agriculture — — 27 — Total real estate loans 12,719 232 15,216 411 Commercial loans 1,386 16 1,175 19 Consumer installment loans 5 — 3 — Total impaired loans $ 14,110 $ 248 $ 16,394 $ 430
Reconciliation of Impaired Loans to Nonaccrual Loans	Troubled debt restructures still accruing interest are loans that management expects to ultimately collect all principal and interest due, but not under the terms of the original contract. A reconciliation of impaired loans to nonaccrual loans as of December 31, 2019 and December 31, 2018 is set forth in the table below (dollars in thousands): 2019 2018 Nonaccrual loans $ 5,292 $ 9,500 Trouble debt restructure and still accruing 4,593 8,359 Total impaired $ 9,885 $ 17,859
Age Analysis of Past Due Status of Loans, Excluding PCI Loans	The following tables present an age analysis of past due status of loans by category as of December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 30‑89 Days 90+ Days Past Total Past Total Loans Past Due Due and Accruing Nonaccrual Due Current Receivable Mortgage loans on real estate: Residential 1‑4 family $ 1,308 $ — $ 1,378 $ 2,686 $ 220,852 $ 223,538 Commercial 552 — 1,006 1,558 395,300 396,858 Construction and land development 166 — 376 542 146,024 146,566 Second mortgages 229 — — 229 6,410 6,639 Multifamily — — 2,463 2,463 70,515 72,978 Agriculture — — — — 8,346 8,346 Total real estate loans 2,255 — 5,223 7,478 847,447 854,925 Commercial loans 1,085 946 62 2,093 189,090 191,183 Consumer installment loans 41 — 7 48 11,115 11,163 All other loans — — — — 1,052 1,052 Total loans $ 3,381 $ 946 $ 5,292 $ 9,619 $ 1,048,704 $ December 31, 2018 30‑89 Days 90+ Days Past Total Past Total Loans Past Due Due and Accruing Nonaccrual Due Current Receivable Mortgage loans on real estate: Residential 1‑4 family $ 495 $ — $ 1,257 $ 1,752 $ 214,516 $ 216,268 Commercial 551 — 2,123 2,674 377,230 379,904 Construction and land development 59 — 4,571 4,630 115,783 120,413 Second mortgages — — — — 6,778 6,778 Multifamily 2,559 — — 2,559 56,998 59,557 Agriculture — — — — 8,370 8,370 Total real estate loans 3,664 — 7,951 11,615 779,675 791,290 Commercial loans 80 — 1,549 1,629 187,093 188,722 Consumer installment loans 10 — — 10 12,038 12,048 All other loans — — — — 1,645 1,645 Total loans $ 3,754 $ — $ 9,500 $ 13,254 $ 980,451 $ 993,705
Allowance for Loan Losses on Loans, Excluding PCI Loans, by Segment	Activity in the allowance for loan losses on loans by segment for the years ended December 31, 2019 and 2018 is presented in the following tables (dollars in thousands): Year Ended December 31, 2019 Provision December 31, 2018 Allocation Charge-offs Recoveries December 31, 2019 Mortgage loans on real estate: Residential 1‑4 family $ 2,281 $ 315 $ (178) $ 267 $ 2,685 Commercial 1,810 583 (277) 80 2,196 Construction and land development 1,161 24 (212) 71 1,044 Second mortgages 20 53 — 6 79 Multifamily 371 (164) — 41 248 Agriculture 17 21 — — 38 Total real estate loans 5,660 832 (667) 465 6,290 Commercial loans 1,894 626 (724) 184 1,980 Consumer installment loans 152 99 (253) 116 114 All other loans 12 (5) — — 7 Unallocated 1,265 (1,227) — — 38 Total loans $ 8,983 $ 325 $ (1,644) $ 765 $ 8,429 Year Ended December 31, 2018 Provision December 31, 2017 Allocation Charge-offs Recoveries December 31, 2018 Mortgage loans on real estate: Residential 1‑4 family $ 3,466 $ (1,252) $ (89) $ 156 $ 2,281 Commercial 2,423 (647) — 34 1,810 Construction and land development 1,247 3 (127) 38 1,161 Second mortgages 24 (10) — 6 20 Multifamily 496 (125) — — 371 Agriculture 14 3 — — 17 Total real estate loans 7,670 (2,028) (216) 234 5,660 Commercial loans 1,139 751 (45) 49 1,894 Consumer installment loans 110 53 (220) 209 152 All other loans 3 6 — 3 12 Unallocated 47 1,218 — — 1,265 Total loans $ 8,969 $ — $ (481) $ 495 $ 8,983
Loans Evaluated for Impairment	The following tables present information on the loans evaluated for impairment in the allowance for loan losses as of December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 Allowance for Loan Losses Recorded Investment in Loans Individually Collectively Individually Collectively Evaluated for Evaluated for Evaluated for Evaluated for Impairment Impairment Total Impairment Impairment Total Mortgage loans on real estate: Residential 1‑4 family $ 380 $ 2,305 $ 2,685 $ 2,981 $ 220,557 $ 223,538 Commercial 87 2,109 2,196 3,604 393,254 396,858 Construction and land development 11 1,033 1,044 376 146,190 146,566 Second mortgages — 79 79 — 6,639 6,639 Multifamily — 248 248 2,463 70,515 72,978 Agriculture — 38 38 — 8,346 8,346 Total real estate loans 478 5,812 6,290 9,424 845,501 854,925 Commercial loans 105 1,875 1,980 454 190,729 191,183 Consumer installment loans 1 113 114 7 11,156 11,163 All other loans — 7 7 — 1,052 1,052 Unallocated — 38 38 — — — Total loans $ 584 $ 7,845 $ 8,429 $ 9,885 $ 1,048,438 $ 1,058,323 December 31, 2018 Allowance for Loan Losses Recorded Investment in Loans Individually Collectively Individually Collectively Evaluated for Evaluated for Evaluated for Evaluated for Impairment Impairment Total Impairment Impairment Total Mortgage loans on real estate: Residential 1‑4 family $ 349 $ 1,932 $ 2,281 $ 3,694 $ 212,574 $ 216,268 Commercial 482 1,328 1,810 5,052 374,852 379,904 Construction and land development 515 646 1,161 4,571 115,842 120,413 Second mortgages — 20 20 — 6,778 6,778 Multifamily — 371 371 2,559 56,998 59,557 Agriculture — 17 17 — 8,370 8,370 Total real estate loans 1,346 4,314 5,660 15,876 775,414 791,290 Commercial loans 900 994 1,894 1,983 186,739 188,722 Consumer installment loans — 152 152 — 12,048 12,048 All other loans — 12 12 — 1,645 1,645 Unallocated — 1,265 1,265 — — — Total loans $ 2,246 $ 6,737 $ 8,983 $ 17,859 $ 975,846 $ 993,705
Loans, Excluding PCI Loans, by Credit Quality Indicator	The following tables present the composition of loans by credit quality indicator as of December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 Special Pass Mention Substandard Doubtful Total Mortgage loans on real estate: Residential 1‑4 family $ 219,210 $ 2,964 $ 1,364 $ — $ 223,538 Commercial 391,251 3,188 2,419 — 396,858 Construction and land development 145,782 408 376 — 146,566 Second mortgages 6,096 543 — — 6,639 Multifamily 70,515 — 2,463 — 72,978 Agriculture 8,098 248 — — 8,346 Total real estate loans 840,952 7,351 6,622 — 854,925 Commercial loans 185,123 2,770 3,290 — 191,183 Consumer installment loans 11,140 16 7 — 11,163 All other loans 1,052 — — — 1,052 Total loans $ 1,038,267 $ 10,137 $ 9,919 $ — $ 1,058,323 December 31, 2018 Special Pass Mention Substandard Doubtful Total Mortgage loans on real estate: Residential 1‑4 family $ 211,832 $ 3,179 $ 1,257 $ — $ 216,268 Commercial 372,745 3,551 3,608 — 379,904 Construction and land development 115,650 192 4,571 — 120,413 Second mortgages 6,686 92 — — 6,778 Multifamily 56,802 196 2,559 — 59,557 Agriculture 8,312 58 — — 8,370 Total real estate loans 772,027 7,268 11,995 — 791,290 Commercial loans 184,004 1,798 2,920 — 188,722 Consumer installment loans 12,042 6 — — 12,048 All other loans 1,645 — — — 1,645 Total loans $ 969,718 $ 9,072 $ 14,915 $ — $ 993,705

PCI Loans and Related Allowan_2

PCI Loans and Related Allowance for Loan Losses (Tables) - Covered Loans [Member]	12 Months Ended
	Dec. 31, 2019
Summary of PCI Loans	As of December 31, 2019 and 2018, the outstanding contractual balance of the PCI loans was $53. 2 million and $62. 2 million, respectively. The carrying amount, by loan type, as of these dates is as follows (dollars in thousands): 2019 2018 % of PCI % of PCI Amount Loans Amount Loans Mortgage loans on real estate: Residential 1‑4 family $ 29,465 90.58 % $ 34,240 89.43 % Commercial 490 1.51 746 1.95 Construction and land development 1,172 3.60 1,326 3.46 Second mortgages 1,169 3.59 1,729 4.52 Multifamily 232 0.72 244 0.64 Total real estate loans 32,528 100.00 38,285 100.00 Total PCI loans $ 32,528 100.00 % $ 38,285 100.00 %
Summary of Purchased Credit Impaired Loans Collectively Evaluated for Impairment in the Allowance for Loan Losses	The following table presents information on the PCI loans collectively evaluated for impairment in the allowance for loan losses as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Allowance Recorded Allowance Recorded for loan investment in for loan investment in losses loans losses loans Mortgage loans on real estate: Residential 1‑4 family $ 156 $ 29,465 $ 156 $ 34,240 Commercial — 490 — 746 Construction and land development — 1,172 — 1,326 Second mortgages — 1,169 — 1,729 Multifamily — 232 — 244 Total real estate loans 156 32,528 156 38,285 Total PCI loans $ 156 $ 32,528 $ 156 $ 38,285
Summary of Changes in the Accretable Yield	The change in the accretable yield balance for the years ended December 31, 2019 and 2018 is as follows (dollars in thousands): Balance, January 1, 2018 $ 44,126 Accretion (5,219) Reclassification to nonaccretable difference (800) Balance, December 31, 2018 $ 38,107 Accretion (6,010) Reclassification from nonaccretable difference 1,369 Balance, December 31, 2019 $ 33,466

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Premises and Equipment [Abstract]
Summary of the Bank Premises and Equipment	A summary of the bank premises and equipment is as follows (dollars in thousands): December 31 2019 2018 Land $ 7,797 $ 7,991 Land improvements and buildings 21,248 21,405 Leasehold improvements 3,739 3,908 Furniture and equipment 11,652 11,422 Construction in progress 222 65 Total 44,658 44,791 Less accumulated depreciation and amortization (15,186) (13,303) Bank premises and equipment, net $ 29,472 $ 31,488

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2019
Other Real Estate Owned [Abstract]
Schedule of Other Real Estate Owned	The following table presents the balances of other real estate owned as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Residential 1‑4 family $ 21 $ 314 Commercial — 15 Construction and land development 4,506 770 Total other real estate owned $ 4,527 $ 1,099

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Summary of Interest Bearing Deposits	The following table provides interest bearing deposit information, by type, as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 NOW $ 170,532 $ 165,946 MMDA 120,841 126,933 Savings 96,570 92,910 Time deposits less than or equal to $250,000 477,461 485,155 Time deposits over $250,000 119,460 128,945 Total interest bearing deposits $ 984,864 $ 999,889
Scheduled Maturities of Time Deposits	The scheduled maturities of time deposits at December 31, 2019 are as follows (dollars in thousands): 2020 $ 470,281 2021 74,490 2022 25,941 2023 13,143 2024 13,066 Total $ 596,921

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2019
Borrowings [Abstract]
Schedule of Company's borrowings	The following table presents the Company’s borrowings as of December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Federal funds purchased $ 24,437 $ 19,440 FHLB: Short-term advances $ 20,000 $ 40,000 Long-term notes payable 48,500 19,447 Total $ 68,500 $ 59,447
Maturities of Fixed Rate Long-Term Debt	Maturities of long-term debt at December 31, 2019 are as follows (dollars in thousands): 2022 $ 28,500 2024 20,000 Total $ 48,500

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Abstract]
Summary of Accumulated Other Comprehensive (Loss) Income	The following tables present activity net of tax in accumulated other comprehensive income (loss) (AOCI) for the years ended December 31, 2019 and 2018 (dollars in thousands): Year ended December 31, 2019 Unrealized Defined Gain (Loss) on Total Other Gain (Loss) on Benefit Cash Flow Comprehensive Securities Pension Plan Hedge Income (Loss) Beginning balance $ (618) $ (857) $ 196 $ (1,279) Other comprehensive income (loss) before reclassifications 3,688 (33) (232) 3,423 Amounts reclassified from AOCI (183) 4 — (179) Net current period other comprehensive income (loss) 3,505 (29) (232) 3,244 Ending balance $ 2,887 $ (886) $ (36) $ 1,965 Year ended December 31, 2018 Unrealized Defined Gain (Loss) on Total Other Gain (Loss) on Benefit Cash Flow Comprehensive Securities Pension Plan Hedge Income (Loss) Beginning balance $ 954 $ (1,048) $ 137 $ 43 Other comprehensive (loss) income before reclassifications (1,518) 188 59 (1,271) Amounts reclassified from AOCI (54) 3 — (51) Net current period other comprehensive (loss) income (1,572) 191 59 (1,322) Ending balance $ (618) $ (857) $ 196 $ (1,279)
Effects of Reclassifications Out of AOCI	The Company releases the income tax effects included in AOCI when income or loss from the related items has been recognized in earnings. The following tables present the effects of reclassifications out of AOCI on line items of consolidated income (loss) for the years ended December 31, 2019 and 2018 (dollars in thousands): Affected Line Item in the Unaudited Consolidated Details about AOCI Components Amount Reclassified from AOCI Statement of Income Year ended 2019 2018 Securities available for sale: Unrealized gains on securities available for sale $ (235) $ (70) Gain on securities transactions, net Related tax expense 52 16 Income tax expense $ (183) $ (54) Net of tax Defined benefit plan Amortization of prior service cost $ 5 $ 5 Salaries and employee benefits Related tax benefit (1) (2) Income tax expense $ 4 $ 3 Net of tax Total reclassifications for the period $ (179) $ (51)

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Income Taxes [Abstract]
Tax Effects of Temporary Differences on the Deferred Tax Assets and Deferred Tax Liabilities	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities as of December 31, 2019 and 2018 are as follows (dollars in thousands): 2019 2018 Deferred tax assets: Allowance for loan losses $ 1,852 $ 1,974 Deferred compensation 762 675 Unrealized loss on available for sale securities — 174 Pension adjustment 249 242 Purchase accounting adjustment (1) 2,625 3,113 OREO 59 59 Leased assets 1,481 — Other 185 168 7,213 6,405 Deferred tax liabilities: Accrued pension 226 256 Unrealized gain on available for sale securities 813 — Depreciation premises and equipment 399 408 Lease liabilities 1,422 — Other 12 67 2,872 731 Net deferred tax asset $ 4,341 $ 5,674 (1) Purchase accounting adjustment includes timing differences related to PCI loans, purchased fixed assets, and differences in income recognition on the purchase transactions.
Allocation of the Income Tax Expense between Current and Deferred Portions	Allocation of the income tax expense between current and deferred portions is as follows (dollars in thousands): 2019 2018 Current tax provision $ 3,132 $ 2,313 Deferred tax expense 420 772 Income tax expense $ 3,552 $ 3,085
Reconciliation of the Expected Income Tax Expense with the Reported Expense	The following is a reconciliation of the expected income tax expense (benefit) with the reported expense for each year: 2019 2018 Statutory federal income tax rate 21 % 21 % (Reduction) increase in taxes resulting from: Municipal interest (1.5) (2.5) Bank owned life insurance income (0.8) (0.9) Stock compensation (0.4) 0.7 Other, net 0.1 0.1 Effective tax rate 18.4 % 18.4 %

Employee Benefit Plan (Tables)

Employee Benefit Plan (Tables)	12 Months Ended
	Dec. 31, 2019
Employee Benefit Plan [Abstract]
Components of Net Periodic Benefit Cost for Plan	The Company froze the plan benefits for all defined benefit plan participants effective December 31, 2010. Information pertaining to the activity in the plan for the years ended December 31, 2019 and 2018 is as follows (dollars in thousands): 2019 2018 Change in Benefit Obligation Benefit obligation, beginning of year $ 4,112 $ 4,560 Interest cost 162 158 Actuarial loss/(gain) 473 (507) Benefits paid (635) (99) Settlement loss 2 — Benefit obligation, ending $ 4,114 $ 4,112 Change in Plan Assets Fair value of plan assets, beginning of year $ 4,180 $ 4,369 Actual return on plan assets 461 (90) Benefits paid (635) (99) Fair value of plan assets, ending 4,006 4,180 Funded status $ (108) $ 68 Amounts Recognized in the Balance Sheet Other assets $ — $ 68 Other liabilities (108) — Amounts Recognized in Accumulated Other Comprehensive Income (Loss) Net loss $ 1,095 $ 1,054 Prior service cost 40 45 Deferred tax (249) (242) Total amount recognized $ 886 $ 857 Accumulated benefit obligation $ 4,114 $ 4,112 Components of net periodic cost (income) Interest cost $ 162 $ 158 Expected return on plan assets (214) (238) Amortization of prior service cost 5 5 Recognized net loss due to settlement 140 — Recognized net actuarial loss 47 60 Net periodic cost (income) $ 140 $ (15)
Other Changes in Plan Assets and Benefit Obligations Recognized in Other Comprehensive Income	Other changes in plan assets and benefit obligations recognized in other comprehensive income Net (gain) loss $ 41 $ (238) Amortization of prior service cost (5) (5) Total amount recognized $ 36 $ (243) Total recognized in net periodic benefit (income) cost and accumulated other comprehensive (loss) income $ 176 $ (258)
Weighted-Average Assumptions Used in the Measurement of the Company's Benefit Obligation and Net Periodic Benefit Cost	The weighted-average assumptions used in the measurement of the Company’s benefit obligation and net periodic benefit cost are shown in the following table: December 31 2019 2018 Discount rate used for net periodic pension cost 4.25 % 3.50 % Discount rate used to determine obligation 3.25 % 4.25 % Expected return on plan assets 5.50 % 5.50 %
Estimated Amounts that will Amortize from Accumulated Other Comprehensive Income into Net Periodic Benefit Cost	The estimated amounts that will amortize from accumulated other comprehensive income into net periodic benefit cost in 2020 are as follows (dollars in thousands): Prior service cost $ 5 Net loss 49 Total amount recognized $ 54
Pension Plan's Weighted-Average Asset Allocations by Asset Category	The pension plan’s weighted-average asset allocations as of December 31, 2019 and 2018 by asset category were as follows: 2019 2018 Asset Category Mutual funds — fixed income 74.00 % 77.00 % Mutual funds — equity 26.00 23.00 Cash and equivalents — — Total 100.00 % 100.00 %
Fair Value of Plan Assets	The following table presents the fair value of plan assets as of December 31, 2019 and 2018 (dollars in thousands): Assets measured at Fair Value (Level 1) 2019 2018 Cash $ 4 $ 6 Mutual funds: Fixed income funds 2,956 3,205 International funds 272 269 Large cap funds 364 342 Mid cap funds 137 125 Small cap funds 79 76 Stock fund 194 157 $ 4,006 $ 4,180
Estimated Future Contributions and Benefit Payments, which Reflect Expected Future Service	Estimated future contributions and benefit payments, which reflect expected future service, as appropriate, are as follows (dollars in thousands): Expected Employer Contributions 2020 $ — Expected Benefit Payments 2020 182 2021 63 2022 125 2023 64 2024 177 2025-2029 2,940

Stock Option Plans (Tables)

Stock Option Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value of Each Option Granted is Estimated on the Date of Grant	The fair value of each option granted is estimated on the date of grant using the “Black Scholes Option Pricing” method with the following assumptions for the years ended December 31, 2019 and 2018: 2019 2018 Expected volatility 40 % 40 % Expected term (years) 6.25 Risk free rate 2.66 % 2.54 %
Summary of Grants Shares Issued and Fair Market Value	A summary of these grants for the years ended December 31, 2019 and 2018 is shown in the following table: 2019 2018 Month Shares Issued Fair Value Shares Issued Fair Value March June July — — 616 September December
Summary of Non-Vested Options and Restricted Stock Outstanding	The following table summarizes non-vested options outstanding as of December 31, 2019: Weighted Average Grant-Date Number of Shares Fair Value Non-vested at beginning of the year 695,500 $ 3.10 Granted 322,000 3.34 Vested (277,750) 2.82 Forfeited (32,500) 3.31 Non-vested at end of year 707,250 3.32
2009 Stock Option Plan [Member]
Summary of Options Outstanding	A summary of options outstanding for the year ended December 31, 2019, is shown in the following table: Weighted Average Aggregate Number of Shares Exercise Price Intrinsic Value Outstanding at beginning of year 1,574,250 $ 5.18 Granted 322,000 7.70 Forfeited (32,500) 7.56 Expired (6,750) 8.37 Exercised (263,250) 3.39 Outstanding at end of year 1,593,750 5.92 $ 4,714,405 Options outstanding and exercisable at end of year 886,500 4.56 $ 3,827,808 Weighted average remaining contractual life for outstanding and exercisable shares at year end 60 months

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Computation of Earnings per Share	The following table presents basic and diluted EPS for the years ended December 31, 2019 and 2018 (dollars and shares in thousands, except per share data): Weighted Average Net Income Shares Per (Numerator) (Denominator) Share Amount For the year ended December 31, 2019 Basic EPS $ 15,705 22,264 $ 0.71 Effect of dilutive stock awards — 267 (0.01) Diluted EPS $ 15,705 22,531 $ 0.70 For the year ended December 31, 2018 Basic EPS $ 13,688 22,103 $ 0.62 Effect of dilutive stock awards — 466 (0.01) Diluted EPS $ 13,688 22,569 $ 0.61

Financial Instruments With Of_2

Financial Instruments With Off-Balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2019
Financial Instruments With Off Balance Sheet Risk [Abstract]
Summary of the Contract Amounts of the Bank's Exposure to Off-Balance Sheet Risk	A summary of the contract amounts of the Company’s exposure to off-balance sheet risk as of December 31, 2019 and 2018, is as follows (dollars in thousands): 2019 2018 Commitments with off-balance sheet risk: Commitments to extend credit $ 210,086 $ 204,831 Standby letters of credit 15,155 5,280 Total commitments with off-balance sheet risks $ 225,241 $ 210,111

Minimum Regulatory Capital Re_2

Minimum Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2019
Minimum Regulatory Capital Requirements [Abstract]
Summary of the Company's and the Banks Actual Capital Amounts and Ratios	The Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands). Required in Order to be Required for Capital Well Capitalized Under Prompt Actual Adequacy Purposes Corrective Action Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019: Total Capital to risk weighted assets $ 164,783 13.86 % $ 95,137 8.00 % $ 118,922 10.00 Tier 1 Capital to risk weighted assets 156,541 13.16 % 71,353 6.00 % 95,137 8.00 % Common Equity Tier 1 Capital to risk weighted assets 156,541 13.16 % 53,515 4.50 % 77,299 6.50 % Tier 1 Capital to adjusted average total assets 156,541 11.03 % 56,750 4.00 % 70,937 5.00 % As of December 31, 2018: Total Capital to risk weighted assets $ 149,085 13.34 % $ 89,409 8.00 % $ 111,762 10.00 % Tier 1 Capital to risk weighted assets 140,289 12.55 % 67,057 6.00 % 89,409 8.00 % Common Equity Tier 1 Capital to risk weighted assets 140,289 12.55 % 50,292 4.50 % 72,645 6.50 % Tier 1 Capital to adjusted average total assets 140,289 10.22 % 54,882 4.00 % 68,603 5.00 %

Fair Values of Assets and Lia_2

Fair Values of Assets and Liabilities (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Values of Assets and Liabilities [Abstract]
Assets and Liabilities Recorded at Fair Value on Recurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis (dollars in thousands): December 31, 2019 Total Level 1 Level 2 Level 3 Investment securities available for sale U.S. Treasury securities $ — $ — $ — $ — U.S. Government agencies 21,936 — 21,936 — State, county and municipal 98,592 10,072 88,520 — Mortgage backed securities 48,740 1,181 47,559 — Asset backed securities 11,604 — 11,604 — Corporate bonds 6,097 — 6,097 — Total investment securities available for sale 186,969 11,253 175,716 — Total assets at fair value $ 186,969 $ 11,253 $ 175,716 $ — Cash flow hedge liability $ 44 — $ 44 — Total liabilities at fair value $ 44 $ — $ 44 $ — December 31, 2018 Total Level 1 Level 2 Level 3 Investment securities available for sale U.S. Treasury securities $ 13,124 $ 1,479 $ 11,645 $ — U.S. Government agencies 24,609 2,178 22,431 — State, county and municipal 112,542 2,644 109,898 — Mortgage backed securities 46,417 3,496 42,921 — Asset backed securities 5,411 — 5,411 — Corporate bonds 4,623 — 4,623 — Total investment securities available for sale 206,726 9,797 196,929 — Cash flow hedge asset 253 — 253 — Total assets at fair value $ 206,979 $ 9,797 $ 197,182 $ — Total liabilities at fair value $ — $ — $ — $ —
Assets and Liabilities Measured at Fair Value on Nonrecurring Basis	The following tables present assets measured at fair value on a nonrecurring basis for the years ended December 31, 2019 and 2018 (dollars in thousands): December 31, 2019 Total Level 1 Level 2 Level 3 Impaired loans $ 3,020 $ — $ — $ 3,020 Loans held for sale 501 — 501 — Bank premises and equipment held for sale 1,589 — — 1,589 Other real estate owned 4,527 — — 4,527 Total assets at fair value $ 9,637 $ — $ 501 $ 9,136 Total liabilities at fair value $ — $ — $ — $ — December 31, 2018 Total Level 1 Level 2 Level 3 Impaired loans $ 9,343 $ — $ — $ 9,343 Loans held for sale 146 — 146 — Bank premises and equipment held for sale 1,252 — — 1,252 Other real estate owned 1,099 — — 1,099 Total assets at fair value $ 11,840 $ — $ 146 $ 11,694 Total liabilities at fair value $ — $ — $ — $ —
Summary of Fair Value of Financial Instruments	These tables exclude financial instruments for which the carrying value approximates fair value (dollars in thousands): December 31, 2019 Estimated Fair Carrying Value Value Level 1 Level 2 Level 3 Financial assets: Securities held to maturity $ 35,733 $ 36,633 $ — $ 36,633 $ — Loans, net of allowance 1,049,894 1,041,671 — — 1,041,671 PCI loans, net of allowance 32,372 38,982 — — 38,982 Financial liabilities: Interest bearing deposits 984,864 985,853 — 985,853 — Borrowings 72,624 72,457 — 72,457 — December 31, 2018 Estimated Fair Carrying Value Value Level 1 Level 2 Level 3 Financial assets: Securities held to maturity $ 42,108 $ 42,253 $ — $ 42,253 $ — Loans, net of allowance 984,722 978,778 — — 978,778 PCI loans, net of allowance 38,129 42,674 — — 42,674 Financial liabilities: Interest bearing deposits 999,889 997,714 — 997,714 — Borrowings 63,571 63,393 — 63,393 —

Revenue Recognition (Tables)

Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2019
Revenue from Contract with Customer [Abstract]
Noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606	The following table presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended December 31, 2019 and 2018 (dollars in thousands): 2019 2018 Noninterest income In-scope of Topic 606: Service charges on deposit accounts $ 1,833 $ 1,646 Interchange and ATM fees 999 864 Brokerage fees and commissions 399 364 Noninterest income (in-scope of Topic 606) 3,231 2,874 Noninterest income (out-of-scope of Topic 606) 2,123 1,589 Total noninterest income $ 5,354 $ 4,463

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Schedule of operating lease liabilities	The following table presents operating lease liabilities at December 31, 2019 (dollars in thousands): December 31, 2019 Gross lease liability $ 9,278 Less: imputed interest (2,541) Present value of lease liability $ 6,737
Summary of maturities of the gross operating lease liability	. Maturities of the gross operating lease liability at December 31, 2019 are as follows (dollars in thousands): 2020 $ 1,231 2021 1,191 2022 600 2023 630 2024 573 Thereafter 5,053 Total of future payments $ 9,278

Other Operating Expenses (Table

Other Operating Expenses (Tables)	12 Months Ended
	Dec. 31, 2019
Other Operating Expenses [Abstract]
Summary of Other Noninterest Expense	Other operating expenses totals are presented in the following tables. Components of these expenses exceeding 1.0% of the aggregate of total net interest income and total noninterest income for any of the past two years are stated separately (dollars in thousands). 2019 2018 Bank franchise tax $ 880 $ 574 Stationery, printing and supplies 625 586 Advertising expense 526 613 Credit expense 617 501 Outside vendor fees 673 631 Other expenses 2,705 2,898 Total other operating expenses $ 6,026 $ 5,803

Parent Corporation Only Finan_2

Parent Corporation Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2019
Parent Corporation Only Financial Statements [Abstract]
Parent Company Only Balance Sheets	2019 2018 Assets Cash $ 811 $ 2,324 Other assets 286 252 Investments in subsidiaries 158,506 139,010 Total assets $ 159,603 $ 141,586 Liabilities Other liabilities $ — $ 1 Balances due to non-bank subsidiary 4,124 4,124 Total liabilities 4,124 4,125 Shareholders’ Equity Common stock (200,000,000 shares authorized $0.01 par value; 22,422,621 and 22,132,304 shares issued and outstanding, respectively) 224 221 Additional paid in capital 150,728 148,763 Retained earnings (deficit) 2,562 (10,244) Accumulated other comprehensive income (loss) 1,965 (1,279) Total shareholders’ equity $ 155,479 $ 137,461 Total liabilities and shareholders’ equity $ 159,603 $ 141,586
Parent Company Only Statements of Income	2019 2018 Income: Dividends received from subsidiaries $ — $ — Other operating income 7 8 Total income 7 8 Expenses: Interest expense 228 217 Management fee paid to subsidiaries 242 186 Stock compensation expense 90 64 Professional and legal expenses 79 59 Other operating expenses 55 51 Total expenses 694 577 Equity in undistributed income of subsidiaries 16,252 14,144 Net income before income taxes 15,565 13,575 Income tax benefit 140 113 Net income $ 15,705 $ 13,688 Comprehensive income $ 18,949 $ 12,366
Parent Company Only Statements of Cash Flows	2019 2018 Operating activities: Net income $ 15,705 $ 13,688 Adjustments to reconcile net income to net cash provided by operating activities: Stock compensation expense 1,075 946 Undistributed equity in income of subsidiary (16,252) (14,144) (Increase) decrease in other assets (34) 71 Decrease in other liabilities (1) (90) Net cash and cash equivalents provided by operating activities 493 471 Financing activities: Proceeds from issuance of common stock 893 146 Cash dividends paid (2,899) — Net cash and cash equivalents (used in) provided by financing activities (2,006) 146 (Decrease) increase in cash and cash equivalents (1,513) 617 Cash and cash equivalents at beginning of the period 2,324 1,707 Cash and cash equivalents at end of the period $ 811 $ 2,324

Nature of Banking Activities _3

Nature of Banking Activities and Significant Accounting Policies (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)propertyshares	Dec. 31, 2018USD ($)	Jan. 01, 2019USD ($)	Dec. 31, 2017USD ($)	Apr. 30, 2009shares
Organization And Significant Accounting Policies [Line Items]
Number Of Full Service Offices | property	24
Number of Loan Production Offices | property	2
Equity investment in BOE Statutory Trust I		$ 124		$ 124
Other real estate owned	$ 4,527	1,099
Advertising costs expense	526	613
Dividends paid	$ 2,899	$ 0
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate	21.00%	21.00%
Income Tax Expense Benefit	$ 3,552	$ 3,085
Accounting Standards Update 2018-11 [Member]
Organization And Significant Accounting Policies [Line Items]
New Accounting Pronouncement or Change in Accounting Principle, Effect of Adoption, Change In Assets			$ 7,400
New Accounting Pronouncement or Change in Accounting Principle, Effect of Adoption, Change In Liabilities			$ 7,600
2009 Stock Option Plan [Member] | Stock Compensation Plan [Member]
Organization And Significant Accounting Policies [Line Items]
Authorized common stock for stock based compensation | shares					2,650,000
2019 Stock Incentive Plan [Member] | Stock Compensation Plan [Member]
Organization And Significant Accounting Policies [Line Items]
Authorized common stock for stock based compensation | shares	2,500,000
Parent Company [Member]
Organization And Significant Accounting Policies [Line Items]
Income Tax Expense Benefit	$ (140)	$ (113)
Minimum [Member] | Bank Premises [Member]
Organization And Significant Accounting Policies [Line Items]
Estimated useful lives	10 years
Minimum [Member] | Equipment, Furniture and Fixtures [Member]
Organization And Significant Accounting Policies [Line Items]
Estimated useful lives	3 years
Maximum [Member] | Bank Premises [Member]
Organization And Significant Accounting Policies [Line Items]
Estimated useful lives	50 years
Maximum [Member] | Equipment, Furniture and Fixtures [Member]
Organization And Significant Accounting Policies [Line Items]
Estimated useful lives	10 years

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)security	Dec. 31, 2018USD ($)
Schedule Of Marketable Securities [Line Items]
Proceeds from sales of securities available for sale	$ 64,600	$ 37,000
Investments held having OTTI losses	$ 0	0
Number of securities with unrealized losses | security	66
Investment grade corporate obligations comprise securities with unrealized losses | security	6
Securities with amortized costs	$ 47,300	56,000
Securities purchased from single issuer other than U.S. Treasury issue and other U.S. Government agencies	$ 0	$ 0
Minimum percentage of securities purchased from U.S. Treasury issue and other U.S. Government agencies	10.00%	10.00%
U.S. Treasury Issue and Other U.S. Gov't Agencies [Member]
Schedule Of Marketable Securities [Line Items]
Securities with investment grade | security	59
Corporate Debt Securities [Member]
Schedule Of Marketable Securities [Line Items]
Investment grade corporate obligations comprise securities with unrealized losses | security	1
Federal Reserve Bank Advances [Member]
Schedule Of Marketable Securities [Line Items]
Debt Instrument, Collateral Amount	$ 5,800	$ 7,000
Debt Instrument, Lendable Collateral Value	$ 5,700

Securities (Amortized Costs and

Securities (Amortized Costs and Fair Values of Securities Available for Sale and Held to Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost	$ 183,269	$ 207,518
Securities Available for Sale, Gross Unrealized Gains	4,159	1,358
Securities Available for Sale, Gross Unrealized Losses	(459)	(2,150)
Securities Available for Sale, Fair Value	186,969	206,726
Securities Held to Maturity, Amortized Cost	35,733	42,108
Securities Held to Maturity, Gross Unrealized Gains	913	419
Securities Held to Maturity, Gross Unrealized Losses	(13)	(274)
Securities Held to Maturity, Fair Value	36,633	42,253
US Treasury issue [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost		13,460
Securities Available for Sale, Gross Unrealized Losses		(336)
Securities Available for Sale, Fair Value		13,124
US Government Agencies [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost	22,104	24,689
Securities Available for Sale, Gross Unrealized Gains	51	71
Securities Available for Sale, Gross Unrealized Losses	(219)	(151)
Securities Available for Sale, Fair Value	21,936	24,609
Securities Held to Maturity, Amortized Cost	10,000	10,000
Securities Held to Maturity, Gross Unrealized Gains
Securities Held to Maturity, Gross Unrealized Losses	(12)	(210)
Securities Held to Maturity, Fair Value	9,988	9,790
Asset-backed Securities, Securitized Loans and Receivables [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost	11,637	5,342
Securities Available for Sale, Gross Unrealized Gains	49	73
Securities Available for Sale, Gross Unrealized Losses	(82)	(4)
Securities Available for Sale, Fair Value	11,604	5,411
Corporate bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost	6,016	4,685
Securities Available for Sale, Gross Unrealized Gains	84
Securities Available for Sale, Gross Unrealized Losses	(3)	(62)
Securities Available for Sale, Fair Value	6,097	4,623
State, County and Municipal [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost	95,467	112,465
Securities Available for Sale, Gross Unrealized Gains	3,167	1,018
Securities Available for Sale, Gross Unrealized Losses	(42)	(941)
Securities Available for Sale, Fair Value	98,592	112,542
Securities Held to Maturity, Amortized Cost	25,733	32,108
Securities Held to Maturity, Gross Unrealized Gains	913	419
Securities Held to Maturity, Gross Unrealized Losses	(1)	(64)
Securities Held to Maturity, Fair Value	26,645	32,463
Mortgage Backed US Government Agencies And Sponsored Agencies [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities Available for Sale, Amortized Cost	48,045	46,877
Securities Available for Sale, Gross Unrealized Gains	808	196
Securities Available for Sale, Gross Unrealized Losses	(113)	(656)
Securities Available for Sale, Fair Value	$ 48,740	$ 46,417

Securities (Amortized Cost and

Securities (Amortized Cost and Fair Value of Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Securities [Abstract]
Due in one year or less, Held to Maturity, Amortized Cost	$ 3,052
Due after one year through five years, Held to Maturity, Amortized Cost	25,571
Due after five years through ten years, Held to Maturity, Amortized Cost	6,859
Due after ten years, Held to Maturity, Amortized Cost	251
Total securities, Held to Maturity, Amortized Cost	35,733	$ 42,108
Due in one year or less, Held to Maturity, Fair Value	3,076
Due after one year through five years, Held to Maturity, Fair Value	26,172
Due after five years through ten years, Held to Maturity, Fair Value	7,107
Due after ten years, Held to Maturity, Fair Value	278
Securities Held to Maturity, Fair Value	36,633	42,253
Due in one year or less, Available for Sale, Amortized Cost	18,193
Due after one year through five years, Available for Sale, Amortized Cost	61,066
Due after five years through ten years, Available for Sale, Amortized Cost	83,314
Due after ten years, Available for Sale, Amortized Cost	20,696
Securities Available for Sale, Amortized Cost	183,269	207,518
Due in one year or less, Available for Sale, Fair Value	18,324
Due after one year through five years, Available for Sale, Fair Value	61,864
Due after five years through ten years, Available for Sale, Fair Value	85,784
Due after ten years, Available for Sale, Fair Value	20,997
Securities Available for Sale, Fair Value	$ 186,969	$ 206,726

Securities (Summary of Realized

Securities (Summary of Realized Gains and Losses on Sales of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Securities [Abstract]
Gross realized gains	$ 507	$ 187
Gross realized losses	(272)	(117)
Net securities gain	$ 235	$ 70

Securities (Summary of Fair Val

Securities (Summary of Fair Value and Gross Unrealized Losses for Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Securities Available for Sale
Fair Value, Less than 12 Months	$ 29,594	$ 32,068
Unrealized Loss, Less than 12 Months	(251)	(271)
Fair Value, 12 Months or More	13,240	67,680
Unrealized Loss, 12 Months or More	(208)	(1,879)
Fair Value, Total	42,834	99,748
Unrealized Loss, Total	(459)	(2,150)
Securities Held to Maturity
Fair Value, Less than 12 Months	31	2,452
Unrealized Loss, Less than 12 Months		(20)
Fair Value, 12 Months or More	10,610	13,775
Unrealized Loss, 12 Months or More	(13)	(254)
Fair Value, Total	10,641	16,227
Unrealized Loss, Total	(13)	(274)
US Treasury issue [Member]
Securities Available for Sale
Fair Value, Less than 12 Months		1,480
Unrealized Loss, Less than 12 Months		(1)
Fair Value, 12 Months or More		11,644
Unrealized Loss, 12 Months or More		(335)
Fair Value, Total		13,124
Unrealized Loss, Total		(336)
US Government Agencies [Member]
Securities Available for Sale
Fair Value, Less than 12 Months	6,396	6,959
Unrealized Loss, Less than 12 Months	(102)	(47)
Fair Value, 12 Months or More	8,020	5,155
Unrealized Loss, 12 Months or More	(117)	(104)
Fair Value, Total	14,416	12,114
Unrealized Loss, Total	(219)	(151)
Securities Held to Maturity
Fair Value, 12 Months or More	9,988	9,790
Unrealized Loss, 12 Months or More	(12)	(210)
Fair Value, Total	9,988	9,790
Unrealized Loss, Total	(12)	(210)
Asset-backed Securities, Securitized Loans and Receivables [Member]
Securities Available for Sale
Fair Value, Less than 12 Months	4,861	537
Unrealized Loss, Less than 12 Months	(74)	(1)
Fair Value, 12 Months or More	625	294
Unrealized Loss, 12 Months or More	(8)	(3)
Fair Value, Total	5,486	831
Unrealized Loss, Total	(82)	(4)
Corporate bonds [Member]
Securities Available for Sale
Fair Value, Less than 12 Months	248	3,661
Unrealized Loss, Less than 12 Months	(3)	(47)
Fair Value, 12 Months or More		236
Unrealized Loss, 12 Months or More		(15)
Fair Value, Total	248	3,897
Unrealized Loss, Total	(3)	(62)
State, County and Municipal [Member]
Securities Available for Sale
Fair Value, Less than 12 Months	7,088	7,918
Unrealized Loss, Less than 12 Months	(32)	(81)
Fair Value, 12 Months or More	308	34,540
Unrealized Loss, 12 Months or More	(10)	(860)
Fair Value, Total	7,396	42,458
Unrealized Loss, Total	(42)	(941)
Securities Held to Maturity
Fair Value, Less than 12 Months	31	2,452
Unrealized Loss, Less than 12 Months		(20)
Fair Value, 12 Months or More	622	3,985
Unrealized Loss, 12 Months or More	(1)	(44)
Fair Value, Total	653	6,437
Unrealized Loss, Total	(1)	(64)
Mortgage Backed US Government Agencies And Sponsored Agencies [Member]
Securities Available for Sale
Fair Value, Less than 12 Months	11,001	11,513
Unrealized Loss, Less than 12 Months	(40)	(94)
Fair Value, 12 Months or More	4,287	15,811
Unrealized Loss, 12 Months or More	(73)	(562)
Fair Value, Total	15,288	27,324
Unrealized Loss, Total	$ (113)	$ (656)

Loans and Related Allowance f_3

Loans and Related Allowance for Loan Losses (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)loan	Dec. 31, 2018USD ($)loan
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	$ 1,058,323	$ 993,705
Purchased credit impaired (PCI) loans	32,528	38,285
Allowance for loan losses	8,429	8,983
Interest income recognized on impaired loans	248	430
Estimated interest income	$ 345	$ 634
Number of TDR loans | loan	24	25
Number of TDR loans defaulted | loan	1	0
Total impaired	$ 9,885	$ 17,859
1-4 family mortgages pledged as collateral to the Federal Bank Home Loan	107,000
Total borrowing capacity	90,400
Provision For Loan And Lease Losses	325
Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Pre-modification balance		2,600
Post-modification balance		2,600
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Pre-modification balance		126
Post-modification balance		126
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Pre-modification balance		233
Post-modification balance		233
Guaranteed Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	$ 12,700	17,400
Percentage of loans guaranteed by the USDA	100.00%
Unamortized purchase premium	$ 1,000	1,200
Mortgage Loans on Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	854,925	791,290
Interest income recognized on impaired loans	232	411
Total impaired	9,424	15,876
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	223,538	216,268
Interest income recognized on impaired loans	87	124
Total impaired	2,981	3,694
Mortgage Loans on Real Estate [Member] | Agriculture [Member]
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	8,346	8,370
Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	72,978	59,557
Interest income recognized on impaired loans		123
Total impaired	2,463	2,559
Recorded investment	2,500
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Purchased government-guaranteed loans	396,858	379,904
Interest income recognized on impaired loans	145	164
Total impaired	$ 3,604	$ 5,052
Pass [Member] | Guaranteed Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Percentage of loans guaranteed by the USDA	100.00%	100.00%
Purchased government-guaranteed loans	$ 12,700	$ 17,400

Loans and Related Allowance f_4

Loans and Related Allowance for Loan Losses (Summary of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,058,323	$ 993,705
Percent of loans	100.00%	100.00%
Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 854,925	$ 791,290
Percent of loans	80.79%	79.63%
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 223,538	$ 216,268
Percent of loans	21.12%	21.77%
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 396,858	$ 379,904
Percent of loans	37.50%	38.23%
Mortgage Loans on Real Estate [Member] | Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 146,566	$ 120,413
Percent of loans	13.85%	12.12%
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 6,639	$ 6,778
Percent of loans	0.63%	0.68%
Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 72,978	$ 59,557
Percent of loans	6.90%	5.99%
Mortgage Loans on Real Estate [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 8,346	$ 8,370
Percent of loans	0.79%	0.84%
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 191,183	$ 188,722
Percent of loans	18.06%	18.99%
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 11,163	$ 12,048
Percent of loans	1.05%	1.21%
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,052	$ 1,645
Percent of loans	0.10%	0.17%

Loans and Related Allowance f_5

Loans and Related Allowance for Loan Losses (Summary of Information Related to Impaired Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	$ 7,500	$ 7,624
With no related allowance recorded, Unpaid Principal Balance	8,607	8,625
With a related allowance, Recorded Investment	2,385	10,235
With a related allowance, Unpaid Principal Balance	3,298	12,403
Total, Recorded Investment	9,885	17,859
Total, Unpaid Principal Balance	11,905	21,028
Related Allowance	584	2,246
Average Investment	14,110	16,394
Interest income recognized on impaired loans	248	430
Mortgage Loans on Real Estate [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	7,500	7,624
With no related allowance recorded, Unpaid Principal Balance	8,607	8,625
With a related allowance, Recorded Investment	1,924	8,252
With a related allowance, Unpaid Principal Balance	2,831	10,412
Total, Recorded Investment	9,424	15,876
Total, Unpaid Principal Balance	11,438	19,037
Related Allowance	478	1,346
Average Investment	12,719	15,216
Interest income recognized on impaired loans	232	411
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	1,483	1,563
With no related allowance recorded, Unpaid Principal Balance	1,850	1,890
With a related allowance, Recorded Investment	1,498	2,131
With a related allowance, Unpaid Principal Balance	1,808	2,538
Total, Recorded Investment	2,981	3,694
Total, Unpaid Principal Balance	3,658	4,428
Related Allowance	380	349
Average Investment	3,395	3,993
Interest income recognized on impaired loans	87	124
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	3,226	3,502
With no related allowance recorded, Unpaid Principal Balance	3,966	4,176
With a related allowance, Recorded Investment	378	1,550
With a related allowance, Unpaid Principal Balance	876	2,034
Total, Recorded Investment	3,604	5,052
Total, Unpaid Principal Balance	4,842	6,210
Related Allowance	87	482
Average Investment	4,096	4,822
Interest income recognized on impaired loans	145	164
Mortgage Loans on Real Estate [Member] | Construction and Land Development [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	328
With no related allowance recorded, Unpaid Principal Balance	328
With a related allowance, Recorded Investment	48	4,571
With a related allowance, Unpaid Principal Balance	147	5,840
Total, Recorded Investment	376	4,571
Total, Unpaid Principal Balance	475	5,840
Related Allowance	11	515
Average Investment	2,709	4,839
Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	2,463	2,559
With no related allowance recorded, Unpaid Principal Balance	2,463	2,559
Total, Recorded Investment	2,463	2,559
Total, Unpaid Principal Balance	2,463	2,559
Average Investment	2,519	1,535
Interest income recognized on impaired loans		123
Mortgage Loans on Real Estate [Member] | Agriculture [Member]
Financing Receivable, Impaired [Line Items]
Average Investment		27
Commercial Loans [Member]
Financing Receivable, Impaired [Line Items]
With a related allowance, Recorded Investment	454	1,983
With a related allowance, Unpaid Principal Balance	460	1,991
Total, Recorded Investment	454	1,983
Total, Unpaid Principal Balance	460	1,991
Related Allowance	105	900
Average Investment	1,386	1,175
Interest income recognized on impaired loans	16	19
Consumer Installment Loans [Member]
Financing Receivable, Impaired [Line Items]
With a related allowance, Recorded Investment	7
With a related allowance, Unpaid Principal Balance	7
Total, Recorded Investment	7
Total, Unpaid Principal Balance	7
Related Allowance	1
Average Investment	$ 5	$ 3

Loans and Related Allowance f_6

Loans and Related Allowance for Loan Losses (Summary of Financial Receivable Impaired Average Recorded Investment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	$ 14,110	$ 16,394
Interest Recognized	248	430
Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	12,719	15,216
Interest Recognized	232	411
Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	1,386	1,175
Interest Recognized	16	19
Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	5	3
Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	3,395	3,993
Interest Recognized	87	124
Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	4,096	4,822
Interest Recognized	145	164
Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	2,709	4,839
Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment	$ 2,519	1,535
Interest Recognized		123
Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Average Investment		$ 27

Loans and Related Allowance f_7

Loans and Related Allowance for Loan Losses (Age Analysis of Past Due Status of Loans, Excluding PCI Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 1,058,323	$ 993,705
Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	854,925	791,290
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	191,183	188,722
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	11,163	12,048
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,052	1,645
Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	223,538	216,268
Commercial [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	396,858	379,904
Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	146,566	120,413
Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,639	6,778
Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	72,978	59,557
Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	8,346	8,370
Loans Excluding PCI Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	5,292	9,500
Past Due	9,619	13,254
Current	1,048,704	980,451
Total Loans	1,058,323	993,705
Loans Excluding PCI Loans [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	3,381	3,754
Loans Excluding PCI Loans [Member] | 90+ Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	946
Loans Excluding PCI Loans [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	5,223	7,951
Past Due	7,478	11,615
Current	847,447	779,675
Total Loans	854,925	791,290
Loans Excluding PCI Loans [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	2,255	3,664
Loans Excluding PCI Loans [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	62	1,549
Past Due	2,093	1,629
Current	189,090	187,093
Total Loans	191,183	188,722
Loans Excluding PCI Loans [Member] | Commercial Loans [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,085	80
Loans Excluding PCI Loans [Member] | Commercial Loans [Member] | 90+ Days Past Due and Accruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	946
Loans Excluding PCI Loans [Member] | Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	7
Past Due	48	10
Current	11,115	12,038
Total Loans	11,163	12,048
Loans Excluding PCI Loans [Member] | Consumer Installment Loans [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	41	10
Loans Excluding PCI Loans [Member] | All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Past Due
Current	1,052	1,645
Total Loans	1,052	1,645
Loans Excluding PCI Loans [Member] | All Other Loans [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due
Loans Excluding PCI Loans [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	1,378	1,257
Past Due	2,686	1,752
Current	220,852	214,516
Total Loans	223,538	216,268
Loans Excluding PCI Loans [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,308	495
Loans Excluding PCI Loans [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	1,006	2,123
Past Due	1,558	2,674
Current	395,300	377,230
Total Loans	396,858	379,904
Loans Excluding PCI Loans [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	552	551
Loans Excluding PCI Loans [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	376	4,571
Past Due	542	4,630
Current	146,024	115,783
Total Loans	146,566	120,413
Loans Excluding PCI Loans [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	166	59
Loans Excluding PCI Loans [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Past Due	229
Current	6,410	6,778
Total Loans	6,639	6,778
Loans Excluding PCI Loans [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	229
Loans Excluding PCI Loans [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	2,463
Past Due	2,463	2,559
Current	70,515	56,998
Total Loans	72,978	59,557
Loans Excluding PCI Loans [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		2,559
Loans Excluding PCI Loans [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Past Due
Current	8,346	8,370
Total Loans	8,346	8,370
Loans Excluding PCI Loans [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member] | 30-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due

Loans and Related Allowance f_8

Loans and Related Allowance for Loan Losses (Reconciliation of Impaired Loans to Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans and Related Allowance for Loan Losses [Abstract]
Nonaccruals	$ 5,292	$ 9,500
Trouble debt restructure and still accruing	4,593	8,359
Total, Recorded Investment	$ 9,885	$ 17,859

Loans and Related Allowance f_9

Loans and Related Allowance for Loan Losses (Allowance for Loan Losses on Loans, Excluding PCI Loans, by Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	$ 8,983
Provision Allocation	(325)
Allowance for loan losses, End of Period	8,429	$ 8,983
Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	8,983	8,969
Provision Allocation	325
Charge-offs	(1,644)	(481)
Recoveries	765	495
Allowance for loan losses, End of Period	8,429	8,983
Loans [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	5,660	7,670
Provision Allocation	832	(2,028)
Charge-offs	(667)	(216)
Recoveries	465	234
Allowance for loan losses, End of Period	6,290	5,660
Loans [Member] | Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	1,894	1,139
Provision Allocation	626	751
Charge-offs	(724)	(45)
Recoveries	184	49
Allowance for loan losses, End of Period	1,980	1,894
Loans [Member] | Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	152	110
Provision Allocation	99	53
Charge-offs	(253)	(220)
Recoveries	116	209
Allowance for loan losses, End of Period	114	152
Loans [Member] | All Other Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	12	3
Provision Allocation	(5)	6
Charge-offs
Recoveries		3
Allowance for loan losses, End of Period	7	12
Loans [Member] | Unallocated [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	1,265	47
Provision Allocation	(1,227)	1,218
Charge-offs
Recoveries
Allowance for loan losses, End of Period	38	1,265
Loans [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	2,281	3,466
Provision Allocation	315	(1,252)
Charge-offs	(178)	(89)
Recoveries	267	156
Allowance for loan losses, End of Period	2,685	2,281
Loans [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	1,810	2,423
Provision Allocation	583	(647)
Charge-offs	(277)
Recoveries	80	34
Allowance for loan losses, End of Period	2,196	1,810
Loans [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	1,161	1,247
Provision Allocation	24	3
Charge-offs	(212)	(127)
Recoveries	71	38
Allowance for loan losses, End of Period	1,044	1,161
Loans [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	20	24
Provision Allocation	53	(10)
Charge-offs
Recoveries	6	6
Allowance for loan losses, End of Period	79	20
Loans [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	371	496
Provision Allocation	(164)	(125)
Charge-offs
Recoveries	41
Allowance for loan losses, End of Period	248	371
Loans [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Allowance for loan losses, Beginning of Period	17	14
Provision Allocation	21	3
Charge-offs
Recoveries
Allowance for loan losses, End of Period	$ 38	$ 17

Loans and Related Allowance _10

Loans and Related Allowance for Loan Losses (Loans Evaluated for Impairment) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	$ 8,429	$ 8,983
Total Loans	1,058,323	993,705
Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	584	2,246
Allowance for Loan Losses, Collectively Evaluated for Impairment	7,845	6,737
Allowance for Loan Losses	8,429	8,983
Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	9,885	17,859
Recorded Investment in Loans, Collectively Evaluated for Impairment	1,048,438	975,846
Total Loans	1,058,323	993,705
Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	854,925	791,290
Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	478	1,346
Allowance for Loan Losses, Collectively Evaluated for Impairment	5,812	4,314
Allowance for Loan Losses	6,290	5,660
Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	9,424	15,876
Recorded Investment in Loans, Collectively Evaluated for Impairment	845,501	775,414
Total Loans	854,925	791,290
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	191,183	188,722
Commercial Loans [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	105	900
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,875	994
Allowance for Loan Losses	1,980	1,894
Commercial Loans [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	454	1,983
Recorded Investment in Loans, Collectively Evaluated for Impairment	190,729	186,739
Total Loans	191,183	188,722
Consumer Installment Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	11,163	12,048
Consumer Installment Loans [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	1
Allowance for Loan Losses, Collectively Evaluated for Impairment	113	152
Allowance for Loan Losses	114	152
Consumer Installment Loans [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	7
Recorded Investment in Loans, Collectively Evaluated for Impairment	11,156	12,048
Total Loans	11,163	12,048
All Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,052	1,645
All Other Loans [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment
Allowance for Loan Losses, Collectively Evaluated for Impairment	7	12
Allowance for Loan Losses	7	12
All Other Loans [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment
Recorded Investment in Loans, Collectively Evaluated for Impairment	1,052	1,645
Total Loans	1,052	1,645
Unallocated [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment
Allowance for Loan Losses, Collectively Evaluated for Impairment	38	1,265
Allowance for Loan Losses	38	1,265
Unallocated [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment
Recorded Investment in Loans, Collectively Evaluated for Impairment
Total Loans
Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	223,538	216,268
Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	380	349
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,305	1,932
Allowance for Loan Losses	2,685	2,281
Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	2,981	3,694
Recorded Investment in Loans, Collectively Evaluated for Impairment	220,557	212,574
Total Loans	223,538	216,268
Commercial [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	396,858	379,904
Commercial [Member] | Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	87	482
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,109	1,328
Allowance for Loan Losses	2,196	1,810
Commercial [Member] | Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	3,604	5,052
Recorded Investment in Loans, Collectively Evaluated for Impairment	393,254	374,852
Total Loans	396,858	379,904
Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	146,566	120,413
Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	11	515
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,033	646
Allowance for Loan Losses	1,044	1,161
Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	376	4,571
Recorded Investment in Loans, Collectively Evaluated for Impairment	146,190	115,842
Total Loans	146,566	120,413
Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	6,639	6,778
Second Mortgages [Member] | Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment
Allowance for Loan Losses, Collectively Evaluated for Impairment	79	20
Allowance for Loan Losses	79	20
Second Mortgages [Member] | Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment
Recorded Investment in Loans, Collectively Evaluated for Impairment	6,639	6,778
Total Loans	6,639	6,778
Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	72,978	59,557
Multifamily [Member] | Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment
Allowance for Loan Losses, Collectively Evaluated for Impairment	248	371
Allowance for Loan Losses	248	371
Multifamily [Member] | Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment	2,463	2,559
Recorded Investment in Loans, Collectively Evaluated for Impairment	70,515	56,998
Total Loans	72,978	59,557
Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	8,346	8,370
Agriculture [Member] | Mortgage Loans on Real Estate [Member] | Allowance for Loan Losses [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment
Allowance for Loan Losses, Collectively Evaluated for Impairment	38	17
Allowance for Loan Losses	38	17
Agriculture [Member] | Mortgage Loans on Real Estate [Member] | Recorded Investment in Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment in Loans, Individually Evaluated for Impairment
Recorded Investment in Loans, Collectively Evaluated for Impairment	8,346	8,370
Total Loans	$ 8,346	$ 8,370

Loans and Related Allowance _11

Loans and Related Allowance for Loan Losses (Loans, Excluding PCI Loans, by Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	$ 1,058,323	$ 993,705
Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	854,925	791,290
Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	191,183	188,722
Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	11,163	12,048
All Other Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	1,052	1,645
Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	223,538	216,268
Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	396,858	379,904
Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	146,566	120,413
Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	6,639	6,778
Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	72,978	59,557
Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	8,346	8,370
Loans Excluding PCI Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	1,058,323	993,705
Loans Excluding PCI Loans [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	854,925	791,290
Loans Excluding PCI Loans [Member] | Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	191,183	188,722
Loans Excluding PCI Loans [Member] | Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	11,163	12,048
Loans Excluding PCI Loans [Member] | All Other Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	1,052	1,645
Loans Excluding PCI Loans [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	223,538	216,268
Loans Excluding PCI Loans [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	396,858	379,904
Loans Excluding PCI Loans [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	146,566	120,413
Loans Excluding PCI Loans [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	6,639	6,778
Loans Excluding PCI Loans [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	72,978	59,557
Loans Excluding PCI Loans [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	8,346	8,370
Loans Excluding PCI Loans [Member] | Pass [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	1,038,267	969,718
Loans Excluding PCI Loans [Member] | Pass [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	840,952	772,027
Loans Excluding PCI Loans [Member] | Pass [Member] | Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	185,123	184,004
Loans Excluding PCI Loans [Member] | Pass [Member] | Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	11,140	12,042
Loans Excluding PCI Loans [Member] | Pass [Member] | All Other Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	1,052	1,645
Loans Excluding PCI Loans [Member] | Pass [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	219,210	211,832
Loans Excluding PCI Loans [Member] | Pass [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	391,251	372,745
Loans Excluding PCI Loans [Member] | Pass [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	145,782	115,650
Loans Excluding PCI Loans [Member] | Pass [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	6,096	6,686
Loans Excluding PCI Loans [Member] | Pass [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	70,515	56,802
Loans Excluding PCI Loans [Member] | Pass [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	8,098	8,312
Loans Excluding PCI Loans [Member] | Special Mention [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	10,137	9,072
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	7,351	7,268
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	2,770	1,798
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	16	6
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	2,964	3,179
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	3,188	3,551
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	408	192
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	543	92
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income		196
Loans Excluding PCI Loans [Member] | Special Mention [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	248	58
Loans Excluding PCI Loans [Member] | Substandard [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	9,919	14,915
Loans Excluding PCI Loans [Member] | Substandard [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	6,622	11,995
Loans Excluding PCI Loans [Member] | Substandard [Member] | Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	3,290	2,920
Loans Excluding PCI Loans [Member] | Substandard [Member] | Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	7
Loans Excluding PCI Loans [Member] | Substandard [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	1,364	1,257
Loans Excluding PCI Loans [Member] | Substandard [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	2,419	3,608
Loans Excluding PCI Loans [Member] | Substandard [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	376	4,571
Loans Excluding PCI Loans [Member] | Substandard [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income	2,463	2,559
Loans Excluding PCI Loans [Member] | Doubtful [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Commercial Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Consumer Installment Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | All Other Loans [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income
Loans Excluding PCI Loans [Member] | Doubtful [Member] | Agriculture [Member] | Mortgage Loans on Real Estate [Member]
Noncancelable Obligations Future Minimum Payments Due [Line Items]
Loans And Leases Receivable Net Of Deferred Income

Loans and Related Allowance _12

Loans and Related Allowance for Loan Losses (Information relating to Loans Modified as TDRs) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019loan	Dec. 31, 2018USD ($)loan
Financing Receivable, Modifications [Line Items]
Number of TDR loans | loan	24	25
Number of TDR loans defaulted | loan	1	0
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification Outstanding Recorded Investment		$ 126
Post-Modification Outstanding Recorded Investment		126
Multifamily [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification Outstanding Recorded Investment		2,600
Post-Modification Outstanding Recorded Investment		$ 2,600

PCI Loans and Related Allowan_3

PCI Loans and Related Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2019	Jan. 29, 2009
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased credit impaired (PCI) loans	$ 38,285	$ 32,528
Purchase Credit Impaired (PCI) Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased credit impaired (PCI) loans	38,285	32,528
Purchase Credit Impaired (PCI) Loans [Member] | Residential 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance For Loan And Lease Losses Write Offs	62
Allowance For Loan And Lease Loss Recovery Of Bad Debts	18
Covered Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchased credit impaired (PCI) loans			$ 198,300
Loans met criteria of ASC 310-30			49,100
Outstanding contractual balance of covered loans other than 1-4 family loans	$ 62,200	$ 53,200
Covered Loans [Member] | Residential 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Remaining of loans acquired			$ 149,100

PCI Loans and Related Allowan_4

PCI Loans and Related Allowance for Loan Losses (Summary of Covered Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 32,528	$ 38,285
Purchase Credit Impaired (PCI) Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 32,528	$ 38,285
Percent of purchased credit impaired loan	100.00%	100.00%
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 32,528	$ 38,285
Percent of purchased credit impaired loan	100.00%	100.00%
Purchase Credit Impaired (PCI) Loans [Member] | Residential 1-4 Family [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 29,465	$ 34,240
Percent of purchased credit impaired loan	90.58%	89.43%
Purchase Credit Impaired (PCI) Loans [Member] | Commercial [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 490	$ 746
Percent of purchased credit impaired loan	1.51%	1.95%
Purchase Credit Impaired (PCI) Loans [Member] | Construction and Land Development [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 1,172	$ 1,326
Percent of purchased credit impaired loan	3.60%	3.46%
Purchase Credit Impaired (PCI) Loans [Member] | Second Mortgages [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 1,169	$ 1,729
Percent of purchased credit impaired loan	3.59%	4.52%
Purchase Credit Impaired (PCI) Loans [Member] | Multifamily [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net	$ 232	$ 244
Percent of purchased credit impaired loan	0.72%	0.64%

PCI Loans and Related Allowan_5

PCI Loans and Related Allowance for Loan Losses (Summary of Covered Loans Collectively Evaluated for Impairment in the Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment in loans	$ 32,528	$ 38,285
Purchase Credit Impaired (PCI) Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	156	156
Recorded investment in loans	32,528	38,285
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	156	156
Recorded investment in loans	32,528	38,285
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses	156	156
Recorded investment in loans	29,465	34,240
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses
Recorded investment in loans	490	746
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member] | Construction and Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses
Recorded investment in loans	1,172	1,326
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses
Recorded investment in loans	1,169	1,729
Purchase Credit Impaired (PCI) Loans [Member] | Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses
Recorded investment in loans	$ 232	$ 244

PCI Loans and Related Allowan_6

PCI Loans and Related Allowance for Loan Losses (Summary of Changes in Accretable Yield) (Details) - Purchase Credit Impaired (PCI) Loans [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Accretable Yield [Line Items]
Beginning Balance	$ 38,107	$ 44,126
Accretion	(6,010)	(5,219)
Reclassification from nonaccretable difference	1,369
Reclassification to nonaccretable difference		(800)
Ending Balance	$ 33,466	$ 38,107

Bank Premises and Equipment H_2

Bank Premises and Equipment Held for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Long Lived Assets Held-for-sale [Line Items]
Assets Held-for-sale, Not Part of Disposal Group	$ 1,589	$ 1,252
Prince Street Branch Building [Member]
Long Lived Assets Held-for-sale [Line Items]
Assets Held-for-sale, Not Part of Disposal Group	552
Cumberland Street Branch Building [Member]
Long Lived Assets Held-for-sale [Line Items]
Assets Held-for-sale, Not Part of Disposal Group	337
Land Held For Possible Future Branch Site [Member]
Long Lived Assets Held-for-sale [Line Items]
Assets Held-for-sale, Not Part of Disposal Group	$ 700

Premises and Equipment (Narrati

Premises and Equipment (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Premises and Equipment [Abstract]
Depreciation expense	$ 2	$ 1.9

Premises and Equipment (Summary

Premises and Equipment (Summary of the Bank Premises and Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Line Items]
Total	$ 44,658	$ 44,791
Less accumulated depreciation and amortization	(15,186)	(13,303)
Property, plant and equipment, net, total	29,472	31,488
Land [Member]
Property, Plant and Equipment [Line Items]
Total	7,797	7,991
Land Improvements and Buildings [Member]
Property, Plant and Equipment [Line Items]
Total	21,248	21,405
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Total	3,739	3,908
Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Total	11,652	11,422
Construction in Progress [Member]
Property, Plant and Equipment [Line Items]
Total	$ 222	$ 65

Other Real Estate Owned (Schedu

Other Real Estate Owned (Schedule of Other Real Estate Owned) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Other real estate owned	$ 4,527	$ 1,099
Residential 1-4 Family [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Other real estate owned	21	314
Commercial [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Other real estate owned		15
Construction and Land Development [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Other real estate owned	4,506	$ 770
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Residential 1-4 family loans and purchased credit impaired loans in the process of foreclosure	$ 455

Deposits (Summary of Interest B

Deposits (Summary of Interest Bearing Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
NOW	$ 170,532	$ 165,946
MMDA	120,841	126,933
Savings	96,570	92,910
Time deposits less than or equal to $250,000	477,461	485,155
Time deposits over $250,000	119,460	128,945
Total interest bearing deposits	$ 984,864	$ 999,889

Deposits (Scheduled Maturities

Deposits (Scheduled Maturities of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
2020	$ 470,281
2021	74,490
2022	25,941
2023	13,143
2024	13,066
Total	596,921
Brokered deposits	$ 11,600	$ 16,400

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Residential 1-4 Family [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Loans pledged as collateral to the FHLB for borrowing	$ 107,000
Total borrowing capacity	90,400
Unused Lines of Credit [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Total overnight borrowing unsecured lines of credit	55,000
Notes Payable to Banks [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Federal Home Loan Bank Advances Long Term	48,500	$ 19,447
Notes Payable to Banks [Member] | London Interbank Offered Rate (LIBOR) [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Federal Home Loan Bank Advances Long Term	$ 0	$ 8,300
Federal Funds Purchased [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Weighted average interest rate	2.56%	2.28%
Federal Home Loan Bank Advances [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Weighted average interest rate	2.45%	1.97%
Minimum [Member] | Notes Payable to Banks [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Debt Instrument, Interest Rate During Period	0.85%
Maximum [Member] | Notes Payable to Banks [Member]
Schedule of Capitalization, Long-term Debt [Line Items]
Debt Instrument, Interest Rate During Period	2.07%

Borrowings (Information for Bor

Borrowings (Information for Borrowings Balances, Rates, and Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Standby Letters of Credit [Line Items]
Federal funds purchased	$ 24,437	$ 19,440
FHLB, Total	68,500	59,447
Notes Payable to Banks [Member]
Standby Letters of Credit [Line Items]
FHLB, Long-term notes payable	48,500	19,447
Federal Home Loan Bank Advances [Member]
Standby Letters of Credit [Line Items]
FHLB, Short-term advances	$ 20,000	$ 40,000

Borrowings (Maturities of Fixed

Borrowings (Maturities of Fixed Rate Long-Term Debt) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Borrowings [Abstract]
2022	$ 28,500
2024	20,000
Total long-term debt	$ 48,500

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Summary of Accumulated Other Comprehensive (Loss) Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ (1,279)
Net current period other comprehensive income (loss)	3,244	$ (1,322)
Ending balance	1,965	(1,279)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(1,279)	43
Other comprehensive income (loss) before reclassifications	3,423	(1,271)
Amounts reclassified from AOCI	(179)	(51)
Net current period other comprehensive income (loss)	3,244	(1,322)
Ending balance	1,965	(1,279)
Unrealized Gain (Loss) on Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(618)	954
Other comprehensive income (loss) before reclassifications	3,688	(1,518)
Amounts reclassified from AOCI	(183)	(54)
Net current period other comprehensive income (loss)	3,505	(1,572)
Ending balance	2,887	(618)
Defined Benefit Pension Plan [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(857)	(1,048)
Other comprehensive income (loss) before reclassifications	(33)	188
Amounts reclassified from AOCI	4	3
Net current period other comprehensive income (loss)	(29)	191
Ending balance	(886)	(857)
Gain (Loss) on Cash Flow Hedges [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	196	137
Other comprehensive income (loss) before reclassifications	(232)	59
Net current period other comprehensive income (loss)	(232)	59
Ending balance	$ (36)	$ 196

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive (Loss) Income (Effects of Reclassifications Out of AOCI) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gain on securities transactions, net	$ 235	$ 70
Amortization of prior service cost	5	5
Income tax expense	3,552	3,085
Unrealized Gain (Loss) on Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total amount recognized	183	54
Defined Benefit Pension Plan [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total amount recognized	(4)	(3)
Amount Reclassified from AOCI [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total amount recognized	179	51
Amount Reclassified from AOCI [Member] | Unrealized Gain (Loss) on Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gain on securities transactions, net	(235)	(70)
Income tax expense	(52)	(16)
Total amount recognized	183	54
Amount Reclassified from AOCI [Member] | Defined Benefit Pension Plan [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Amortization of prior service cost	5	5
Income tax expense	1	2
Total amount recognized	$ (4)	$ (3)

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Income Taxes [Abstract]
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate	21.00%	21.00%
Liability related to uncertain tax positions	$ 0

Income Taxes (Tax Effects of Te

Income Taxes (Tax Effects of Temporary Differences on the Deferred Tax Assets and Deferred Tax Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets:
Allowance for loan losses	$ 1,852	$ 1,974
Deferred compensation	762	675
Unrealized loss on available for sale securities		174
Pension adjustment	249	242
Purchase accounting adjustment	2,625	3,113
OREO	59	59
Leased assets	1,481
Other	185	168
Deferred tax assets, Total	7,213	6,405
Deferred tax liabilities:
Accrued pension	226	256
Unrealized gain on available for sale securities	813
Depreciation premises and equipment	399	408
Lease liabilities	1,422
Other	12	67
Deferred tax liabilities, Total	2,872	731
Net deferred tax asset	$ 4,341	$ 5,674

Income Taxes (Allocation of the

Income Taxes (Allocation of the Income Tax Expense Between Current and Deferred Portions) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Current tax provision	$ 3,132	$ 2,313
Deferred tax expense	420	772
Income tax expense (benefit), total	3,552	3,085
Parent Company [Member]
Income tax expense (benefit), total	$ (140)	$ (113)

Income Taxes (Reconciliation of

Income Taxes (Reconciliation of the Expected Income Tax Expense with the Reported Expense) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Income Taxes [Abstract]
Statutory federal income tax rate	21.00%	21.00%
(Reduction) Increase in taxes resulting from:
Municipal interest	(1.50%)	(2.50%)
Bank owned life insurance income	(0.80%)	(0.90%)
Stock compensation	(0.40%)	0.70%
Other, net	0.10%	0.10%
Effective tax rate	18.40%	18.40%

Employee Benefit Plan (Narrativ

Employee Benefit Plan (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Minimum eligibility criteria of full-time pre-merger bank employees for Bank of Essex noncontributory defined benefit pension plan	21 years
Targeted asset allocation	100.00%	100.00%
Employee's contribution vesting percent	100.00%
Amounts charged to expense under plans	$ 614,000	$ 617,000
Combined BOE 401(k) and TFC 401(k) Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Employee's contribution of compensation, subject to statutory limitations	100.00%
Combined BOE 401(k) and TFC 401(k) Plans [Member] | Contribution Tier 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Company's matching employee contributions	100.00%
Employee's contribution	3.00%
Combined BOE 401(k) and TFC 401(k) Plans [Member] | Contribution Tier 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Company's matching employee contributions	50.00%
Employee's contribution	2.00%
Deferred Compensation Agreements [Member]
Defined Benefit Plan Disclosure [Line Items]
Deferred compensation expense	$ 110,000	204,000
Recorded liability	2,100,000	2,100,000
Non-Qualified Defined Contribution Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Deferred compensation expense	444,000	343,000
Recorded liability	$ 1,600,000	$ 1,200,000
Fixed Income Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Targeted asset allocation	74.00%
Mutual Funds - Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Targeted asset allocation	26.00%	23.00%

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Defined Benefit Plans Change in Benefit Obligation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Change in Benefit Obligation
Benefit obligation, beginning of year	$ 4,112	$ 4,560
Interest cost	162	158
Actuarial loss/(gain)	473	(507)
Benefits paid	(635)	(99)
Settlement loss	2
Benefit obligation, ending	$ 4,114	$ 4,112

Employee Benefit Plans (Sched_2

Employee Benefit Plans (Schedule of Defined Benefit Plans Change in Plan Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Change in Plan Assets
Fair value of plan assets, beginning of year	$ 4,180	$ 4,369
Actual return on plan assets	461	(90)
Benefits paid	(635)	(99)
Fair value of plan assets, ending	4,006	4,180
Funded Status	$ (108)	$ 68

Employee Benefit Plans (Sched_3

Employee Benefit Plans (Schedule of Defined Benefit Plans Amount Recognized in Financial Statement) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Amounts Recognized in the Balance Sheet
Other assets		$ 68
Other liabilities	$ (108)
Amounts Recognized in Accumulated Other Comprehensive Income (Loss)
Net loss	1,095	1,054
Prior service cost	40	45
Deferred tax	(249)	(242)
Total amount recognized	886	857
Accumulated benefit obligation	$ 4,114	$ 4,112

Employee Benefit Plan (Componen

Employee Benefit Plan (Components of Net Periodic Benefit Cost for Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Components of net periodic cost (income)
Interest cost	$ 162	$ 158
Expected return on plan assets	(214)	(238)
Amortization of prior service cost	5	5
Recognized net loss due to settlement	140
Recognized net actuarial loss	47	60
Net periodic benefit cost	$ 140	$ (15)

Employee Benefit Plans (Other C

Employee Benefit Plans (Other Changes in Plan Assets and Benefit Obligations Recognized in Other Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Employee Benefit Plan [Abstract]
Net (gain) loss	$ 41	$ (238)
Amortization of prior service cost	(5)	(5)
Total amount recognized	36	(243)
Total recognized in net periodic benefit (income) cost and accumulated other comprehensive (loss) income	$ 176	$ (258)

Employee Benefit Plans (Weighte

Employee Benefit Plans (Weighted-Average Assumptions Used in the Measurement of the Company's Benefit Obligation and Net Periodic Benefit Cost) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Employee Benefit Plan [Abstract]
Discount rate used for net periodic pension cost	4.25%	3.50%
Discount rate used to determine obligation	3.25%	4.25%
Expected return on plan assets	5.50%	5.50%

Employee Benefit Plans (Estimat

Employee Benefit Plans (Estimated Amounts that will Amortize from Accumulated Other Comprehensive Income into Net Periodic Benefit Cost) (Details) - Forecast [Member] $ in Thousands	Dec. 31, 2020USD ($)
Defined Benefit Plan Net Periodic Benefit Cost [Line Items]
Prior service cost	$ 5
Net loss	49
Total amount recognized	$ 54

Employee Benefit Plans (Pension

Employee Benefit Plans (Pension Plan's Weighted-Average Asset Allocations by Asset Category) (Details)	Dec. 31, 2019	Dec. 31, 2018
Pension plan's weighted-average asset allocations by asset category
Total	100.00%	100.00%
Mutual Funds - Fixed Income [Member]
Pension plan's weighted-average asset allocations by asset category
Total	74.00%	77.00%
Mutual Funds - Equity [Member]
Pension plan's weighted-average asset allocations by asset category
Total	26.00%	23.00%
Cash and Equivalents [Member]
Pension plan's weighted-average asset allocations by asset category
Total	0.00%	0.00%

Employee Benefit Plans (Fair Va

Employee Benefit Plans (Fair Value of Plan Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 4,006	$ 4,180	$ 4,369
Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	4,006	4,180
Cash and Equivalents [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	4	6
Mutual Funds - Fixed Income [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	2,956	3,205
International Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	272	269
Large Cap Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	364	342
Mid Cap Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	137	125
Small Cap Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	79	76
Stock Fund [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 194	$ 157

Employee Benefit Plans (Estim_2

Employee Benefit Plans (Estimated Future Contributions and Benefit Payments, Which Reflect Expected Future Service) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Expected Employer Contributions
2020
Expected Benefit Payments
2020	182
2021	63
2022	125
2023	64
2024	177
2025-2029	$ 2,940

Stock Option Plans (Narrative)

Stock Option Plans (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options grants in period	322,000
Stock option vesting period	4 years
Granted, weighted average grant date fair value	$ 3.34	$ 3.65
Cash received related to option exercises	$ 893,000	$ 146,000
Option exercises, total intrinsic value	1,200,000	220,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	260,000	48,000
Stock-based compensation expense	1,100,000	947,000
Total fair market value of shares non-option and restricted stock vested	782,000	593,000
Personnel Expense [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	860,000	781,000
Other Operating Expense [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 215,000	$ 166,000
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options grants in period	322,000	279,000
Options And Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense related to non-vested options and restricted stock	$ 1,500,000
Weighted average period	29 months
2009 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options grants in period	322,000
Options exercised	263,250
Intrinsic value of stock options outstanding and exercisable	$ 3,827,808
2019 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock shares authorized under 2009 stock incentive plan			2,500,000
Authorized annual grant of stock options per employee			200,000
Share-based compensation arrangement by share-based payment award, expiration date	May 16, 2029
2019 Stock Incentive Plan [Member] | Non Employee Directors | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Authorized annual grant of stock options per non-employee	20,000
2019 Stock Incentive Plan [Member] | Stock Options [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Minimum fair value percentage, if participant owns more than 10% voting power	110.00%
Specified voting power percentage	10.00%
2019 Stock Incentive Plan [Member] | Nonstatutory Stock Options [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Minimum fair value percentage, if participant owns up to 10% voting power	100.00%

Stock Option Plans (Fair Value

Stock Option Plans (Fair Value of Each Option Granted is Estimated on the Date of Grant) (Details) - Stock Option [Member]	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	40.00%	40.00%
Expected term (years)	6 years 3 months	6 years 3 months
Risk free rate	2.66%	2.54%

Stock Option Plans (Summary of

Stock Option Plans (Summary of Grants Shares Issued and Fair Market Value) (Details) - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
March [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares Issued	6,675	4,670
Fair Market Value	$ 8.08	$ 8.35
June [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares Issued	6,723	3,552
Fair Market Value	$ 7.28	$ 9.85
July [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares Issued		616
Fair Market Value		$ 9.85
September [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares Issued	7,459	4,741
Fair Market Value	$ 7.76	$ 9.05
December [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares Issued	6,210	5,192
Fair Market Value	$ 8.69	$ 8.27

Stock Option Plans (Summary o_2

Stock Option Plans (Summary of Options Outstanding) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted, Options number of shares	322,000
Forfeited, Options number of shares	(32,500)
2009 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding Options number of shares, Beginning Balance	1,574,250
Granted, Options number of shares	322,000
Forfeited, Options number of shares	(32,500)
Expired, Options number of shares	(6,750)
Exercised, Options number of shares	(263,250)
Outstanding options number of shares, Ending Balance	1,593,750
Options outstanding and exercisable at end of the year, options number of shares	886,500
Weighted average remaining contractual life for outstanding and exercisable shares at year end	60 months
Options outstanding, Aggregate Intrinsic Value | $	$ 4,714,405
Options outstanding and exercisable, Aggregate Intrinsic value | $	$ 3,827,808
Weighted Average Exercise Price, Beginning Balance | $ / shares	$ 5.18
Granted, Weighted Average Exercise Price | $ / shares	7.70
Forfeited, Weighted Average Exercise Price | $ / shares	7.56
Expired, Weighted Average Exercise Price | $ / shares	8.37
Exercised, Weighted Average Exercise Price | $ / shares	3.39
Weighted Average Exercise Price, Ending Balance | $ / shares	5.92
Options outstanding and exercisable at end of the year, weighted average exercise price | $ / shares	$ 4.56

Stock Option Plans (Summary o_3

Stock Option Plans (Summary of Non-Vested Options and Restricted Stock Outstanding) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Stock Option Plans [Abstract]
Options, number of shares, Beginning Balance	695,500
Granted Option number of shares	322,000
Vested, Option number of shares	(277,750)
Forfeited, Option number of shares	(32,500)
Options, number of shares, Ending Balance	707,250	695,500
Weighted Average Grant Date Fair Value, Beginning Balance	$ 3.10
Granted, weighted average grant date fair value	3.34	$ 3.65
Vested, Weighted Average Grant Date Fair Value	2.82
Forfeited, Weighted Average Grant Date Fair Value	3.31
Weighted Average Grant Date Fair Value, Ending Balance	$ 3.32	$ 3.10

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Earnings Per Share [Abstract]
Anti-dilutive common shares	0	0

Earnings Per Share (Computation

Earnings Per Share (Computation of Earnings per Share) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Earnings Per Share [Abstract]
Basic EPS, Net Income (Numerator)	$ 15,705	$ 13,688
Effect of dilutive stock awards, Net Income (Numerator)
Diluted EPS, Net Income (Numerator)	$ 15,705	$ 13,688
Basic EPS , Weighted Average Shares (Denominator)	22,264	22,103
Effect of dilutive stock awards, Weighted Average Shares (Denominator)	267	466
Diluted EPS, Weighted Average Shares (Denominator)	22,531	22,569
Basic EPS, Per Share Amount	$ 0.71	$ 0.62
Effect of dilutive stock awards, Per Share Amount	(0.01)	(0.01)
Diluted EPS, Per Share Amount	$ 0.70	$ 0.61

Related Party Transactions (Nar

Related Party Transactions (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Related Party Transactions [Abstract]
Related Party Deposit Liabilities	$ 2.5	$ 2.6

Cash Flow Hedge (Narrative) (De

Cash Flow Hedge (Narrative) (Details) - Cash Flow Hedging [Member] - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Derivative notional amount	$ 10,000	$ 30,000
Interest Rate Swap [Member]
Cash pledged as collateral	180	0
Cash flow hedge		$ 253
Cash flow hedge	$ 44

Concentration of Credit Risk (N

Concentration of Credit Risk (Narrative) (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Concentration of Credit Risk [Abstract]
Real estate secured loan credit risk concentration percentage	81.35%	80.38%
Secured accounts by the FDIC	$ 250,000
Uninsured accounts by the FDIC	$ 9,500,000	$ 11,000,000

Financial Instruments With Of_3

Financial Instruments With Off-Balance Sheet Risk (Summary of the Contract Amounts of the Bank's Exposure to Off-Balance Sheet Risk) (Details) - Commitments with Off-Balance Sheet Risk [Member] - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 225,241	$ 210,111
Commitments to Extend Credit [Member]
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	210,086	204,831
Standby Letters of Credit [Member]
Commitments with off-balance sheet risk:
Total commitments with off-balance sheet risk	$ 15,155	$ 5,280

Minimum Regulatory Capital Re_3

Minimum Regulatory Capital Requirements (Summary of the Company's and the Banks Actual Capital Amounts and Ratios) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital Conservation Buffer Above Minimum Risk Based Capital Thresholds	2.50%	2.50%
Capital Conservation Buffer	5.86%	5.34%
Minimum Required Capital Conservation Buffer	2.50%	1.875%
Bank [Member] | Reportable Legal Entities [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to risk weighted assets, Actual Amount	$ 164,783	$ 149,085
Total Capital to risk weighted assets, Actual Ratio	13.86%	13.34%
Total Capital to risk weighted assets, Required for Capital Adequacy Purposes Amount	$ 95,137	$ 89,409
Total Capital to risk weighted assets, Required for Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital to risk weighted assets, Required in Order to be Well Capitalized Under Prompt Corrective Action Amount	$ 118,922	$ 111,762
Total Capital to risk weighted assets, Required in Order to be Well Capitalized Under Prompt Corrective Action Ratio	10.00%	10.00%
Tier 1 Capital to risk weighted assets, Actual Amount	$ 156,541	$ 140,289
Tier 1 Capital to risk weighted assets, Actual Ratio	13.16%	12.55%
Tier 1 Capital to risk weighted assets, Required for Capital Adequacy Purposes Amount	$ 71,353	$ 67,057
Tier 1 Capital to risk weighted assets, Required for Capital Adequacy Purposes Ratio	6.00%	6.00%
Tier 1 Capital to risk weighted assets, Required in Order to be Well Capitalized Under Prompt Corrective Action Amount	$ 95,137	$ 89,409
Tier 1 Capital to risk weighted assets, Required in Order to be Well Capitalized Under Prompt Corrective Action Ratio	8.00%	8.00%
Common Equity Tier One Capital	$ 156,541	$ 140,289
Common Equity Tier One Capital Ratio	13.16%	12.55%
Common Equity Tier One Capital Required for Capital Adequacy	$ 53,515	$ 50,292
Common Equity Tier 1 Capital to risk weighted assets, Required for Capital Adequacy Purposes Ratio	4.50%	4.50%
Common Equity Tier 1 Capital Required To Be Well Capitalized Under Prompt Corrective Action, Amount	$ 77,299	$ 72,645
Common Equity Tier 1 Capital Required To Be Well Capitalized Under Prompt Corrective Action, Ratio	6.50%	6.50%
Tier 1 Capital to adjusted average total assets, Actual Amount	$ 156,541	$ 140,289
Tier 1 Capital to adjusted average total assets, Actual Ratio	11.03%	10.22%
Tier 1 Capital to adjusted average total assets, Required for Capital Adequacy Purposes Amount	$ 56,750	$ 54,882
Tier 1 Capital to adjusted average total assets, Required for Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital to adjusted average total assets, Required in Order to be Well Capitalized Under Prompt Corrective Action Amount	$ 70,937	$ 68,603
Tier 1 Capital to adjusted average total assets, Required in Order to be Well Capitalized Under Prompt Corrective Action Ratio	5.00%	5.00%

Fair Values of Assets and Lia_3

Fair Values of Assets and Liabilities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value appraisal minimum period	18 months
Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Eligibility criteria of classified loans for appraisal by professional appraiser	$ 250,000

Fair Values of Assets and Lia_4

Fair Values of Assets and Liabilities (Assets and Liabilities Recorded at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	$ 186,969	$ 206,726
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	186,969	206,726
Cash flow hedge		253
Total assets at fair value	186,969	206,979
Cash flow hedge	44
Total liabilities at fair value	(44)
Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	11,253	9,797
Cash flow hedge
Total assets at fair value	11,253	9,797
Cash flow hedge
Total liabilities at fair value
Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	175,716	196,929
Cash flow hedge		253
Total assets at fair value	175,716	197,182
Cash flow hedge	44
Total liabilities at fair value	(44)
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
Cash flow hedge
Total assets at fair value
Cash flow hedge
Total liabilities at fair value
US Treasury issue [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale		13,124
US Treasury issue [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale		13,124
US Treasury issue [Member] | Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale		1,479
US Treasury issue [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale		11,645
US Treasury issue [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	21,936	24,609
US Government Agencies [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	21,936	24,609
US Government Agencies [Member] | Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale		2,178
US Government Agencies [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	21,936	22,431
US Government Agencies [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
State, County and Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	98,592	112,542
State, County and Municipal [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	98,592	112,542
State, County and Municipal [Member] | Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	10,072	2,644
State, County and Municipal [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	88,520	109,898
State, County and Municipal [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
Asset-backed Securities, Securitized Loans and Receivables [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	11,604	5,411
Asset-backed Securities, Securitized Loans and Receivables [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	11,604	5,411
Asset-backed Securities, Securitized Loans and Receivables [Member] | Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
Asset-backed Securities, Securitized Loans and Receivables [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	11,604	5,411
Asset-backed Securities, Securitized Loans and Receivables [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
Corporate bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	6,097	4,623
Corporate bonds [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	6,097	4,623
Corporate bonds [Member] | Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
Corporate bonds [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	6,097	4,623
Corporate bonds [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale
Mortgage Backed US Government Agencies And Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	48,740	46,417
Mortgage Backed US Government Agencies And Sponsored Agencies [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	48,740	46,417
Mortgage Backed US Government Agencies And Sponsored Agencies [Member] | Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	1,181	3,496
Mortgage Backed US Government Agencies And Sponsored Agencies [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale	47,559	42,921
Mortgage Backed US Government Agencies And Sponsored Agencies [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total investment securities available for sale

Fair Values of Assets and Lia_5

Fair Values of Assets and Liabilities (Assets and Liabilities Measured at Fair Value on Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Bank premises and equipment held for sale	$ 1,589	$ 1,252
Other real estate owned	4,527	1,099
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,020	9,343
Loans held for sale	501	146
Bank premises and equipment held for sale	1,589	1,252
Other real estate owned	4,527	1,099
Total assets at fair value	9,637	11,840
Liabilities Fair Value Disclosure Recurring
Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Loans held for sale
Bank premises and equipment held for sale
Other real estate owned
Total assets at fair value
Liabilities Fair Value Disclosure Recurring
Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Loans held for sale	501	146
Bank premises and equipment held for sale
Other real estate owned
Total assets at fair value	501	146
Liabilities Fair Value Disclosure Recurring
Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,020	9,343
Loans held for sale
Bank premises and equipment held for sale	1,589	1,252
Other real estate owned	4,527	1,099
Total assets at fair value	9,136	11,694
Liabilities Fair Value Disclosure Recurring

Fair Values of Assets and Lia_6

Fair Values of Assets and Liabilities (Summary of Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financial assets:
Securities held to maturity	$ 36,633	$ 42,253
Loans And Leases Receivable Net Reported Amount	1,082,266	1,022,851
Purchased credit impaired (PCI) loans	32,528	38,285
Financial liabilities:
Interest Bearing Deposit Liabilities	984,864	999,889
Carrying Value [Member]
Financial assets:
Securities held to maturity	35,733	42,108
Loans And Leases Receivable Net Reported Amount	1,049,894	984,722
Purchased credit impaired (PCI) loans	32,372	38,129
Financial liabilities:
Interest Bearing Deposit Liabilities	984,864	999,889
Long Term Borrowings	72,624	63,571
Estimated Fair Value [Member]
Financial assets:
Securities held to maturity	36,633	42,253
Loans And Leases Receivable Net Reported Amount	1,041,671	978,778
Purchased credit impaired (PCI) loans	38,982	42,674
Financial liabilities:
Interest Bearing Deposit Liabilities	985,853	997,714
Long Term Borrowings	72,457	63,393
Level 1 [Member] | Estimated Fair Value [Member]
Financial assets:
Securities held to maturity
Loans And Leases Receivable Net Reported Amount
Purchased credit impaired (PCI) loans
Financial liabilities:
Interest Bearing Deposit Liabilities
Long Term Borrowings
Level 2 [Member] | Estimated Fair Value [Member]
Financial assets:
Securities held to maturity	36,633	42,253
Loans And Leases Receivable Net Reported Amount
Purchased credit impaired (PCI) loans
Financial liabilities:
Interest Bearing Deposit Liabilities	985,853	997,714
Long Term Borrowings	72,457	63,393
Level 3 [Member] | Estimated Fair Value [Member]
Financial assets:
Securities held to maturity
Loans And Leases Receivable Net Reported Amount	1,041,671	978,778
Purchased credit impaired (PCI) loans	38,982	42,674
Financial liabilities:
Interest Bearing Deposit Liabilities
Long Term Borrowings

Trust Preferred Capital Notes (

Trust Preferred Capital Notes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 12, 2003
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Principal assets value for trust preferred securities	$ 4,124	$ 4,124
Trust Preferred Capital Notes [Member]
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Issue of trust preferred securities			$ 4,124
Preferred security average interest rate	5.45%	5.19%
Trust preferred securities redemption date	Dec. 12, 2033

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Revenue from Contract with Customer [Abstract]
Service charges on deposit accounts	$ 1,833	$ 1,646
Interchange and ATM fees	999	864
Brokerage fees and commissions	399	364
Noninterest income (in-scope of Topic 606)	3,231	2,874
Noninterest income (out-of-scope of Topic 606)	2,123	1,589
Total noninterest income	$ 5,354	$ 4,463

Leases (Details)

Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Jan. 01, 2019
Leases [Abstract]
Lease, Practical Expedients, Package [true false]	true
Lease, Practical Expedient, Use of Hindsight [true false]	true
Options to renew	true
Operating lease right of use asset	$ 6,472	$ 7,400
Present value of lease liability	$ 6,737	$ 7,600

Leases (Operating lease liabili

Leases (Operating lease liabilities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Jan. 01, 2019
Options to renew	true
Renewal Term	5 years
Gross lease liability	$ 9,278
Less: imputed interest	(2,541)
Present value of lease liability	$ 6,737	$ 7,600
Minimum [Member]
lease terms	5 years
Maximum [Member]
lease terms	20 years

Leases (Maturities of the gross

Leases (Maturities of the gross operating lease liability) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Leases [Abstract]
Operating leases, weighted average remaining lease term (years)	12 years
Operating leases, weighted average discount rate	4.63%
Operating
2020	$ 1,231
2021	1,191
2022	600
2023	630
2024	573
Thereafter	5,053
Gross lease liability	9,278
Operating lease cost	1,500
Sublease Income	191
Early Termination Of Unprofitable Branch	$ 138
Rental expense		$ 1,400
Sublease rental income		$ 109

Other Operating Expenses (Narra

Other Operating Expenses (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019
Other Operating Expenses [Abstract]
Aggregate of total net interest income and total noninterest income	1.00%

Other Operating Expenses (Summa

Other Operating Expenses (Summary of Other Noninterest Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Other Operating Expenses [Abstract]
Bank franchise tax	$ 880	$ 574
Stationery, printing and supplies	625	586
Marketing expense	526	613
Credit expense	617	501
Outside vendor fees	673	631
Other expenses	2,705	2,898
Total other operating expenses	$ 6,026	$ 5,803

Parent Corporation Only Finan_3

Parent Corporation Only Financial Statements (Parent Company Only Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Other assets	$ 16,432	$ 16,627
Total assets	1,430,840	1,393,150
LIABILITIES
Other liabilities	8,115	7,703
Balances due to non-bank subsidiary	4,124	4,124
Total liabilities	1,275,361	1,255,689
SHAREHOLDERS' EQUITY
Common stock (200,000,000 shares authorized $0.01 par value; 22,422,621 and 22,132,304 shares issued and outstanding, respectively)	224	221
Additional paid in capital	150,728	148,763
Retained earnings (deficit)	2,562	(10,244)
Accumulated other comprehensive income (loss)	1,965	(1,279)
Total shareholders’ equity	155,479	137,461	$ 124,003
Total liabilities and stockholders' equity	1,430,840	1,393,150
Parent Company [Member]
ASSETS
Cash	811	2,324
Other assets	286	252
Investments in subsidiaries	158,506	139,010
Total assets	159,603	141,586
LIABILITIES
Other liabilities		1
Balances due to non-bank subsidiary	4,124	4,124
Total liabilities	4,124	4,125
SHAREHOLDERS' EQUITY
Common stock (200,000,000 shares authorized $0.01 par value; 22,422,621 and 22,132,304 shares issued and outstanding, respectively)	224	221
Additional paid in capital	150,728	148,763
Retained earnings (deficit)	2,562	(10,244)
Accumulated other comprehensive income (loss)	1,965	(1,279)
Total shareholders’ equity	155,479	137,461
Total liabilities and stockholders' equity	$ 159,603	$ 141,586

Parent Corporation Only Finan_4

Parent Corporation Only Financial Statements (Parent Company Only Balance Sheets Footnote) (Details) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Condensed Financial Statements, Captions [Line Items]
Common stock, shares authorized	200,000,000	200,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares issued	22,422,621	22,132,304
Common stock, shares outstanding	22,422,621	22,132,304
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Common stock, shares authorized	200,000,000	200,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares issued	22,422,621	22,132,304
Common stock, shares outstanding	22,422,621	22,132,304

Parent Corporation Only Finan_5

Parent Corporation Only Financial Statements (Parent Company Only Statements of Income and Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Expenses:
Interest expense	$ 15,492	$ 12,054
Other operating expenses	2,705	2,898
Income before income taxes	19,257	16,773
Income tax benefit	(3,552)	(3,085)
Net income	15,705	13,688
Comprehensive income	18,949	12,366
Parent Company [Member]
Income:
Other operating income	7	8
Total income	7	8
Expenses:
Interest expense	228	217
Management fee paid to subsidiaries	242	186
Stock option expense	90	64
Professional and legal expenses	79	59
Other operating expenses	55	51
Total expenses	694	577
Equity in undistributed income of subsidiaries	16,252	14,144
Income before income taxes	15,565	13,575
Income tax benefit	140	113
Net income	15,705	13,688
Comprehensive income	$ 18,949	$ 12,366

Parent Corporation Only Finan_6

Parent Corporation Only Financial Statements (Parent Company Only Statements of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Operating activities:
Net income	$ 15,705	$ 13,688
Adjustments to reconcile net income to net cash provided by operating activities:
Stock-based compensation expense	1,075	946
Decrease (increase) in other assets	686	(249)
Increase in accrued expenses and other liabilities	(16)	1,905
Net cash provided by operating activities	21,014	19,689
Financing activities:
Proceeds from issuance of common stock	893	146
Cash dividends paid	(2,899)
Net cash provided by financing activities	10,517	41,966
(Decrease) increase in cash and cash equivalents	(5,535)	12,261
Parent Company [Member]
Operating activities:
Net income	15,705	13,688
Adjustments to reconcile net income to net cash provided by operating activities:
Stock-based compensation expense	1,075	946
Undistributed equity in loss (income) of subsidiary	(16,252)	(14,144)
Decrease (increase) in other assets	(34)	71
Increase in accrued expenses and other liabilities	(1)	(90)
Net cash provided by operating activities	493	471
Financing activities:
Proceeds from issuance of common stock	893	146
Cash dividends paid	(2,899)
Net cash provided by financing activities	(2,006)	146
(Decrease) increase in cash and cash equivalents	(1,513)	617
Cash and cash equivalents at beginning of the period	2,324	1,707
Cash and cash equivalents at end of the period	$ 811	$ 2,324