Guaranty Bancorp 10-Q 30 Apr 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 28, 2014
Document And Entity Information [Abstract]	'	'
Entity Registrant Name	'Guaranty Bancorp	'
Entity Central Index Key	'0001324410	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	21,696,107
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014		Dec. 31, 2013
Assets	'		'
Cash and due from banks	$35,311,000		$28,077,000
Securities available for sale, at fair value	399,679,000		384,957,000
Securities held to maturity (fair value of $53,458 and $40,217 at March 31, 2014 and December 31, 2013)	54,021,000		41,738,000
Bank stocks, at cost	17,147,000		15,605,000
Total investments	470,847,000		442,300,000
Loans held for sale	'		507,000
Loans, held for investment, net of unearned loan fees	1,362,312,000		1,319,917,000
Less allowance for loan losses	-21,550,000		-21,005,000
Net loans, held for investment	1,340,762,000		1,298,912,000
Premises and equipment, net	47,538,000		48,080,000
Other real estate owned and foreclosed assets	4,419,000		4,493,000
Other intangible assets, net	5,939,000		6,530,000
Securities sold or called, not yet settled	'		21,917,000
Bank owned life insurance	31,652,000		31,410,000
Other assets	24,924,000		28,806,000
Total assets	1,961,392,000		1,911,032,000
Deposits:	'		'
Noninterest-bearing demand	573,653,000		564,326,000
Interest-bearing demand and NOW	327,395,000		346,449,000
Money market	332,869,000		326,008,000
Savings	119,416,000		111,568,000
Time	179,677,000		180,106,000
Total deposits	1,533,010,000		1,528,457,000
Securities sold under agreements to repurchase and federal funds purchased	27,045,000		24,284,000
FHLB outstanding borrowings	110,000,000		110,000,000
Federal Home Loan Bank line of credit borrowing	63,017,000		20,000,000
Subordinated debentures	25,774,000		25,774,000
Securities purchased, not yet settled	'		3,839,000
Interest payable and other liabilities	7,517,000		9,284,000
Total liabilities	1,766,363,000		1,721,638,000
Stockholders' equity:	'		'
Common stock	24,000	[1]	24,000	[1]
Additional paid-in capital - common stock	706,949,000		706,490,000
Accumulated deficit	-402,998,000		-405,494,000
Accumulated other comprehensive income (loss)	-6,111,000		-8,954,000
Treasury stock, at cost, 2,227,818 and 2,215,457 shares, respectively	-102,835,000		-102,672,000
Total stockholders' equity	195,029,000		189,394,000
Total liabilities and stockholders' equity	$1,961,392,000		$1,911,032,000
[1]	Common stock—$0.001 par value; 30,000,000 shares authorized; 23,923,925 shares issued and 21,696,107 shares outstanding at March 31, 2014 (includes 745,406 shares of unvested restricted stock); 23,519,164 shares issued and 21,303,707 shares outstanding at December 31, 2013 (includes 386,525 shares of unvested restricted stock).

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Total securities held to maturity, Fair value	$53,458	$40,217
Common stock, par value (in dollars per share)	$0.00	$0.00
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	23,923,925	23,519,164
Common stock, shares outstanding	21,696,107	21,303,707
Common stock, unvested restricted stock	745,406	386,525
Treasury stock, shares	2,227,818	2,215,457

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Interest income:	'		'
Loans, including fees	$14,734		$14,082
Investment securities:	'		'
Taxable	2,332		2,265
Tax-exempt	645		793
Dividends	169		156
Federal funds sold and other	1		34
Total interest income	17,881		17,330
Interest expense:	'		'
Deposits	580		635
Securities sold under agreement to repurchase and federal funds purchased	8		18
Borrowings	836		818
Subordinated debentures	198		481
Total interest expense	1,622		1,952
Net interest income	16,259		15,378
Provision (credit) for loan losses	-6		'
Net interest income, after provision for loan losses	16,265		15,378
Noninterest income:	'		'
Customer service and other fees	2,167		1,983
Investment management and trust	908		637
Increase in cash surrender value of life insurance	293		137
Gain on sale of securities	25		'
Gain on sale of SBA loans	137		136
Other	120		57
Total noninterest income	3,650		2,950
Noninterest expense:	'		'
Salaries and employee benefits	8,078		7,441
Occupancy expense	1,548		1,612
Furniture and equipment	695		761
Amortization of intangible assets	591		707
Other real estate owned, net	56		334
Insurance and assessments	580		608
Professional fees	892		911
Prepayment penalty on long term debt	'		629
Other general and administrative	2,190		2,189
Total noninterest expense	14,630		15,192
Income before income taxes	5,285		3,136
Income tax expense	1,743		864
Net income	$3,542		$2,272
Earnings per common share-basic:	$0.17	[1]	$0.11	[1]
Earnings per common share-diluted:	$0.17	[1]	$0.11	[1]
Dividends declared per common share:	$0.05	[1]	'
Weighted average common shares outstanding-basic	20,936,295	[1]	20,844,384	[1]
Weighted average common shares outstanding-diluted	21,028,722	[1]	20,917,693	[1]
[1]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.

Consolidated_Statements_Of_Inc1

Consolidated Statements Of Income (Parenthetical)	3 Months Ended
	Mar. 31, 2014
	security
Consolidated Statements Of Comprehensive Income [Abstract]	'
Reverse stock split ratio	0.2

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements Of Comprehensive Income [Abstract]	'	'
Net income	$3,542	$2,272
Other comprehensive income (loss) related to unrealized gains and losses on securities available for sale:	'	'
Changes in net unrealized gains (losses) durring the period	4,893	-1,941
Income tax effect related to changes in unrealized (gains) losses arising during the period	-1,860	737
Reclassification adjustment for net losses (gains) included in net income during the period	-25	'
Income tax effect related to the reclassification adjustment	10	'
Other comprehensive income (loss) related to unrealized gains and losses on derivatives:	'	'
Change in net unrealized gains (losses) during the period	-282	'
Income tax effect related to changes in unrealized (gains) losses arising during the period	107	'
Other comprehensive income (loss)	2,843	-1,204
Total comprehensive income	$6,385	$1,068

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Loss) (USD $)		Common Stock Shares Outstanding and to be Issued [Member]	Common Stock and Additional Paid-in Capital [Member]	Treasury Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data, unless otherwise specified			USD ($)	USD ($)	USD ($)	USD ($)	USD ($)
Balance at Dec. 31, 2012		'	$705,389	($102,397)	($417,957)	$3,165	$188,200
Balance (in shares) at Dec. 31, 2012	[1]	21,169,521	'	'	'	'	'
Comprehensive income:		'	'	'	'	'	'
Net income		'	'	'	2,272	'	2,272
Other comprehensive income (loss)		'	'	'	'	-1,204	-1,204
Stock compensation awards, net of forfeitures (in shares)	[1]	219,658	'	'	'	'	'
Stock based compensation, net		'	337	'	'	'	337
Repurchase of common stock		'	'	-63	'	'	-63
Repurchase of common stock (in shares)	[1]	-6,312	'	'	'	'	'
Balance at Mar. 31, 2013		'	705,726	-102,460	-415,685	1,961	189,542
Balance (in shares) at Mar. 31, 2013	[1]	21,382,867	'	'	'	'	'
Balance at Dec. 31, 2013		'	706,514	-102,672	-405,494	-8,954	189,394
Balance (in shares) at Dec. 31, 2013	[1]	21,303,707	'	'	'	'	'
Comprehensive income:		'	'	'	'	'	'
Net income		'	'	'	3,542	'	3,542
Other comprehensive income (loss)		'	'	'	'	2,843	2,843
Stock compensation awards, net of forfeitures (in shares)	[1]	404,761	'	'	'	'	'
Stock based compensation, net		'	459	'	'	'	459
Repurchase of common stock		'	'	-163	'	'	-163
Repurchase of common stock (in shares)	[1]	-12,361	'	'	'	'	'
Dividends paid		'	'	'	-1,046	'	-1,046
Balance at Mar. 31, 2014		'	$706,973	($102,835)	($402,998)	($6,111)	$195,029
Balance (in shares) at Mar. 31, 2014	[1]	21,696,107	'	'	'	'	'
[1]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Loss) (Parenthetical)	3 Months Ended
	Mar. 31, 2014
	security
Consolidated Statements Of Changes In Stockholders' Equity And Comprehensive Income (Loss) [Abstract]	'
Reverse stock split ratio	0.2

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net income	$3,542	$2,272
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	1,172	1,232
Provision (credit) for loan losses	-6	'
Stock compensation, net	459	337
Gain on sale of securities	-25	'
Gain on sale of SBA loans	-137	-136
Prepayment penalty on debt	'	629
Origination of SBA loans with intent to sell	-1,683	-975
Proceeds from the sale of SBA loans originated with intent to sell	1,872	'
Loss (gain), net and valuation adjustments on real estate owned	-8	119
Other	569	-43
Net change in:	'	'
Other assets	1,095	-795
Interest payable and other liabilities	-1,775	-430
Net cash from operating activities	5,075	2,210
Activity in available for sale securities:	'	'
Sales, maturities, prepayments, and calls	37,615	24,557
Purchases	-26,133	-92,640
Activity in held to maturity securities and bank stocks:	'	'
Maturities, prepayments and calls	686	1,690
Purchases	-18,318	-1,107
Loan originations net of principal collections	-40,856	-16,601
Redemption of time deposits with banks	'	3,000
Proceeds from sale of other real estate owned and foreclosed assets	82	5,100
Proceeds from sale of SBA loans held for sale	'	1,516
Additions to premises and equipment	-39	-244
Net cash from investing activities	-46,963	-74,729
Cash flows from financing activities:	'	'
Net change in deposits	4,553	-12,439
Net change in other borrowings	43,017	'
Repayment of borrowings	'	-4
Redemption of subordinated debentures	'	-16,094
Cash dividends on common stock	-1,046	'
Net change in repurchase agreements and federal funds purchased	2,761	-6,207
Repurchase of common stock	-163	-63
Net cash from financing activities	49,122	-34,807
Net change in cash and cash equivalents	7,234	-107,326
Cash and cash equivalents, beginning of period	28,077	163,217
Cash and cash equivalents, end of period	35,311	55,891
Supplemental disclosure of noncash activities:	'	'
Financing of the sale of other real estate owned	'	$8,576

Organization_Operations_and_Ba

Organization, Operations and Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Organization, Operations and Basis of Presentation [Abstract]	'
Organization, Operations and Basis of Presentation	'
	(1)Organization, Operations and Basis of Presentation
	Guaranty Bancorp is a bank holding company registered under the Bank Holding Company Act of 1956, as amended, and headquartered in Colorado.
	The Company’s principal business is to serve as a holding company for its bank subsidiary, Guaranty Bank and Trust Company, referred to as the “Bank”.
	References to “Company,” “us,” “we,” and “our” refer to Guaranty Bancorp on a consolidated basis. References to “Guaranty Bancorp” or to the “holding company” refer to the parent company on a stand-alone basis. References to the “Bank” refer to Guaranty Bank and Trust Company, the Company’s wholly owned bank subsidiary.
	The Bank is a full-service community bank offering an array of banking products and services to the communities it serves along the Front Range of Colorado, including accepting time and demand deposits and originating commercial loans (including energy loans), real estate loans (including jumbo mortgages), Small Business Administration (“SBA”) guaranteed loans and consumer loans. The Bank and its wholly owned subsidiary, Private Capital Management, LLC (“PCM”) provide wealth management services, including private banking, investment management and trust services. Substantially all of the Bank’s loans are secured by specific items of collateral, including business assets, commercial and residential real estate, which include land or improved land and consumer assets. Commercial loans are expected to be repaid from cash flow from the operations of businesses that have taken out the loans. There are no significant concentrations of loans to any one industry or customer. The ability of customers to repay their loans is generally dependent on the real estate market and general economic conditions prevailing in Colorado, among other factors.
	(a)Basis of Presentation
	The accounting and reporting policies of the Company conform to generally accepted accounting principles in the United States of America and prevailing practices within the financial services industry. All material intercompany balances and transactions have been eliminated in consolidation. The Company’s financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair presentation of its financial position and results of operations for the periods presented. All such adjustments are of a normal and recurring nature. Subsequent events have been evaluated through the date of financial statements issuance.
	Certain information and note disclosures normally included in consolidated financial statements prepared in accordance with generally accepted accounting principles in the United States of America have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). The interim operating results presented in these financial statements are not necessarily indicative of operating results for the full year. For further information, refer to the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K, for the year ended December 31, 2013.
	(b)Use of Estimates
	The preparation of the consolidated financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated balance sheets and income and expense for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses and other real estate owned (“OREO”). Assumptions and factors used in these estimates are evaluated on an annual basis and whenever events or changes in circumstances indicate that the previous assumptions and factors have changed. The results of such an evaluation could result in material adjustments to the Company’s estimates.
	(c)Loans and Loan Commitments
	The Company extends commercial, real estate, agricultural and consumer loans to customers. A substantial portion of the loan portfolio consists of commercial and real estate loans throughout the Front Range of Colorado. The ability of the Company’s borrowers to honor their contracts is generally dependent upon the real estate and general economic conditions prevailing in Colorado, among other factors.
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances, adjusted for charge-offs, the allowance for loan losses and any deferred fees or costs. Accounting for loans is performed consistently across all portfolio segments and classes.
	A portfolio segment is defined in accounting guidance as the level at which an entity develops and documents a systematic methodology to determine its allowance for loan losses. A class is defined in accounting guidance as a group of loans having similar initial measurement attributes, risk characteristics and methods for monitoring and assessing risk.
	Interest income is accrued on the unpaid principal balance of the Company’s loans. Loan origination fees, net of direct origination costs, are deferred and recognized as an adjustment to the related loan yield using the effective interest method without anticipating prepayments.
	The accrual of interest on loans is discontinued (and the loan is put on nonaccrual status) at the time the loan is 90 days past due unless the loan is well secured and in process of collection. The time at which a loan enters past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off prior to the date on which they would otherwise enter past due status if collection of principal or interest is considered doubtful. The interest on a nonaccrual loan is accounted for using the cash-basis method until the loan qualifies for a return to the accrual basis method, and any payments received on a nonaccrual loan are applied first to the principal balance of the loan. A loan is returned to accrual status after the delinquent borrower’s financial condition has improved, when all the principal and interest amounts contractually due are brought current and when the likelihood of the borrower making future timely payments are reasonably assured.
	Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount of each item represents our total exposure to loss with respect to the item, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
	(d)Allowance for Loan Losses and Allowance for Unfunded Commitments
	The allowance for loan losses or “the allowance” is a valuation allowance for probable incurred loan losses and is reported as a reduction of outstanding loan balances.
	Management evaluates the amount of the allowance on a regular basis based upon its periodic review of the collectability of the Company’s loans. Factors affecting the collectability of the loans include historical loss experience, the nature and volume of the loan portfolio, adverse situations that may affect borrowers’ ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. Management maintains the allowance at a level that it deems appropriate to adequately provide for known and inherent risks in the loan portfolio and other extensions of credit. The Company’s methodology for estimating the allowance is consistent across all portfolio segments and classes of loans.
	Loans deemed to be uncollectible are charged off and deducted from the allowance. The Company’s loan portfolio primarily consists of non-homogeneous commercial and real estate loans where charge-offs are considered on a loan-by-loan basis based on the facts and circumstances, including management’s evaluation of collateral values in comparison to book values on real estate-dependent loans. Charge-offs on smaller balance unsecured homogenous type loans such as overdrafts and ready reserves are recognized by the time
	the loan in question is 90 days past due. The provision for loan losses and recoveries on loans previously charged-off are added to the allowance.
	The allowance consists of both specific and general components. The specific component relates to loans that are individually classified as impaired. All loans are subject to individual impairment evaluation should the pertinent facts and circumstances suggest that such an evaluation is necessary. Factors considered by management in determining impairment include the loan’s payment status and the probability of collecting scheduled principal and interest payments when they become due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the original underlying loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion, if any, of the allowance is allocated so that the loan is reported at the present value of estimated future cash flows using the loan’s original contractual rate or at the fair value of collateral, less estimated selling costs, if repayment is expected solely from collateral.
	The general component of the allowance covers all other loans not specifically identified as impaired and is determined by calculating losses recognized by portfolio segment during the current credit cycle and adjusted based on management’s evaluation of various qualitative factors. In performing this calculation, loans are aggregated into one of three portfolio segments: Real Estate, Consumer and Commercial & Other. An assessment of risks impacting loans in each of these portfolio segments is performed and qualitative adjustment factors, which adjust the historical loss rate, are estimated. These qualitative adjustment factors consider current conditions relative to conditions present throughout the current credit cycle in the following areas: credit quality, loan class concentration levels, economic conditions, loan growth dynamics and organizational conditions. The historical loss experience is adjusted for management’s estimate of the impact of these factors based on the risks present for each portfolio segment.
	The Company recognizes a liability in relation to unfunded commitments that is intended to represent the estimated future losses on the commitments. In calculating the amount of this liability, management considers the amount of the Company’s off-balance sheet commitments, estimated utilization factors and loan specific risk factors. The Company’s liability for unfunded commitments is calculated quarterly and is included under “other liabilities” in the consolidated balance sheet.
	(e)Other Real Estate Owned and Foreclosed Assets
	Assets acquired through or in lieu of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If the asset’s fair value declines subsequent to the assets’ acquisition, a valuation allowance is recorded through expense. Operating revenues and expenses of these assets and reductions in the fair value of the assets are included in noninterest expense. Gains and losses on their disposition are also included in noninterest expense.
	(f)Other Intangible Assets
	Intangible assets acquired in a business combination are amortized over their estimated useful lives to their estimated residual values and evaluated for impairment whenever changes in circumstances indicate that such an evaluation is necessary.
	Core deposit intangible assets (“CDI assets”) are recognized at the time of their acquisition based on valuations prepared by independent third parties or other estimates of fair value. In preparing such valuations, management considers variables such as deposit servicing costs, attrition rates, and market discount rates. CDI assets are amortized to expense over their useful lives, ranging from seven years to 15 years.
	Customer relationship intangible assets are recognized at the time of their acquisition based upon management’s estimate of their fair value. In preparing such valuations, management considers variables such as growth in existing customer base, attrition rates and market discount rates. The customer relationship
	intangible asset is amortized to expense over its useful life, which has been estimated at ten years and was initially recognized as a result of the acquisition of PCM on July 31, 2012.
	(g)  Impairment of Long-Lived Assets
	Long-lived assets, such as premises and equipment, and finite-lived intangible assets subject to amortization, are reviewed for impairment whenever events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. The recoverability of assets to be held and used is measured by a comparison of the carrying value of the asset to the estimated undiscounted future cash flows expected to be generated by the asset. If the carrying value of an asset exceeds its estimated undiscounted future cash flows, an impairment charge is recognized by the amount by which the carrying value of the asset exceeds the fair value of the asset, less costs to sell.
	Assets to be disposed of are reported at the lower of their carrying value or fair value less costs to sell, and are no longer depreciated. In 2012, the Company recorded an impairment related to two bank buildings that were later transferred to assets held for sale. At March 31, 2014, one of these properties remained held for sale and is included in “other assets” in the consolidated balance sheet.
	(h) Derivative Instruments
	The Company records all derivatives on its consolidated balance sheets at fair value. At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to the derivative’s likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). To date, the Company has entered into cash flow hedges and stand-alone derivative agreements but has not entered into any fair value hedges. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. Any portion of the cash flow hedge not deemed highly effective in hedging the changes in expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income.
	The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions, at the inception of the derivative contract. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the hedge is highly effective in offsetting changes in cash flows of the hedged items.
	(i)Stock Incentive Plan
	The Company’s Amended and Restated 2005 Stock Incentive Plan (the “Incentive Plan”) provides for the grant of stock options, stock awards, stock units awards, performance stock awards, stock appreciation rights, and other equity-based awards representing up to a total of 1,700,000 shares of voting common stock to key employees, nonemployee directors, consultants and prospective employees. As of March 31, 2014, the Company had only granted stock awards. The Company recognizes stock compensation expense for services received in a share-based payment transaction over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The compensation cost of employee and director services received in exchange for stock awards is based on the grant date fair value of the award, as determined by quoted market prices. Stock compensation expense recognized considers estimated forfeitures and is adjusted as necessary to reflect actual forfeitures. The Company has issued stock awards that vest based on the passage of time over service periods of one to five years (in some cases vesting in annual installments, in other cases cliff vesting at the end of the service period), and other stock awards that vest contingent upon the satisfaction of certain performance conditions. The last date on which outstanding performance stock awards may vest is
	December 31, 2018. At March 31, 2014, certain performance stock awards were expected to vest prior to their expiration, while 70,571 shares were not expected to vest prior to their expiration, based on current projections in comparison to performance conditions. Should these expectations change, additional expense could be recorded or reversed in future periods.
	(j)    Stock Repurchase Plan
	On April 3, 2014, the Company announced that its Board of Directors had authorized the repurchase of up to 1,000,000 shares of its voting common stock, par value $0.001  per share. Repurchases under the program may commence immediately and continue through April 2, 2015.
	(k)    Income Taxes
	Income tax expense is the total of the current year’s income tax payable or refundable and the increase or decrease in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period of the enactment date.
	Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that the Company will not realize some portion of, or the entire deferred tax asset. In assessing the Company’s likelihood of realizing deferred tax assets, management evaluates both positive and negative evidence, including the existence of any cumulative losses in the current year and the prior two years, the amount of taxes paid in available carry-back years, forecasts of future income, taking into account applicable tax planning strategies, and assessments of current and future economic and business conditions. Management performs this analysis quarterly and adjusts as necessary. At March 31, 2014 and December 31, 2013, the Company had a net deferred tax asset of $13,364,000 and $16,681,000, respectively, which includes the deferred tax asset associated with the unrealized loss on securities. After analyzing the composition of and changes in the deferred tax assets and liabilities and considering the Company’s forecasted future taxable income and various tax planning strategies, including the intent to hold the securities available for sale that were in a loss position until maturity, management determined that as of March 31, 2014 it was “more likely than not” that the net deferred tax asset would be fully realized. As a result, there was no valuation allowance with respect to the Company’s deferred tax asset as of March 31, 2014 or December 31, 2013.
	At March 31, 2014 and December 31, 2013, the Company did not have any uncertain tax positions for which a tax benefit was disallowed under current accounting guidance. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	The Company and the Bank are subject to U.S. federal income tax and State of Colorado income tax. The Company is no longer subject to examination by Federal or State taxing authorities for years before 2010 except to the extent of the amount of the 2010 carryback claim for a refund filed in 2011 with respect to 2008. At March 31, 2014 and December 31, 2013, the Company did not have any unrecognized tax benefits. The Company does not expect the amount of any unrecognized tax benefits to materially change in the next 12 months. The Company recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other noninterest expense. At March 31, 2014 and December 31, 2013, the Company did not have any amounts accrued for interest or penalties.
	(l)Earnings per Common Share
	Basic earnings per common share represents the earnings allocable to common stockholders divided by the weighted average number of common shares outstanding during the period. When there is a loss, generally there is no difference between basic and diluted loss per common shares as any potential additional common shares are typically anti-dilutive as they decrease the loss per common share. Dilutive common shares that may be issued by the Company represent unvested stock awards subject to a service or performance condition.
	Earnings per common share have been computed based on the following calculation of weighted average shares outstanding:
		Three Months Ended March 31,
		2014	2013
	Average common shares outstanding (1)	20,936,295	20,844,384
	Effect of dilutive unvested stock grants (1)(2)	92,427	73,309
	Average shares outstanding for calculated diluted
	earnings per common share	21,028,722	20,917,693
	_____________
	(1)Share amounts have been adjusted to reflect the Company's 1-for-5  reverse stock split on May 20, 2013.
	(2)The impact of unvested stock grants representing 745,406 shares at March 31, 2014 had a dilutive impact of 92,427 shares in the diluted earnings per share calculation for the three months ended March 31, 2014. The impact of unvested stock grants representing 527,684 shares at March 31, 2013 had a dilutive impact of 73,309 shares in the diluted earnings per share calculation for the three months ended March 31, 2013.
	(m)    Recently Issued Accounting Standards
	Adoption of New Accounting Standards:
	In July of 2013 the FASB issued an accounting standards update to reduce the diversity in the accounting practice with respect to the presentation of unrecognized tax benefits when net operating loss or credit carryforwards are present. The provisions of this update require the separate presentation of unrecognized tax benefits related to net operating loss carryforwards and credit carryforwards apart from other deferred tax assets. For the Company, the amendments of the update became effective for fiscal years, and interim periods within those years, beginning subsequent to December 15, 2013. At March 31, 2014, the impact of this update on the Company’s disclosures was not material.
(n)  Reclassifications
Certain reclassifications of prior year balances have been made to conform to the current year presentation. These reclassifications had no impact on the Company’s consolidated financial position, results of operations or net change in cash and cash equivalents. Share and per share amounts have been adjusted to reflect the Company’s 1-for-5 reverse stock split on May 20, 2013.

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities	'
	(2)Securities
	The fair value of available for sale debt securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) (“AOCI”)  were as follows at the dates presented:
		31-Mar-14
			Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
			(In thousands)
	Securities available for sale:
	State and municipal	$	42,146	$	48	$	-1,302	$	43,400
	Mortgage-backed - agency / residential		249,437		1,383		-7,527		255,581
	Mortgage-backed - private / residential		534		4		-		530
	Asset-backed		22,446		-		-1,625		24,071
	Marketable equity		1,535		-		-		1,535
	Trust preferred		18,520		-		-1,480		20,000
	Corporate		65,061		740		-379		64,700
	Total securities available for sale	$	399,679	$	2,175	$	-12,313	$	409,817
		31-Dec-13
			Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
			(In thousands)
	Securities available for sale:
	State and municipal	$	41,085	$	59	$	-2,395	$	43,421
	Mortgage-backed - agency / residential		254,103		1,289		-10,114		262,928
	Mortgage-backed - private / residential		561		-		-		561
	Asset-backed		22,503		-		-1,902		24,405
	Marketable equity		1,535		-		-		1,535
	Trust preferred		26,096		88		-2,330		28,338
	Corporate		39,074		510		-211		38,775
	Total securities available for sale	$	384,957	$	1,946	$	-16,952	$	399,963
	The carrying amount, unrecognized gains/losses and fair value of securities held to maturity were as follows at the dates presented:
			Fair		Gross		Gross		Amortized
			Value		Unrecognized		Unrecognized		Cost
					Gains		Losses
			(In thousands)
	March 31, 2014:
	State and municipal	$	34,608	$	284	$	-1,042	$	35,366
	Mortgage-backed - agency / residential		18,850		381		-186		18,655
		$	53,458	$	665	$	-1,228	$	54,021
	December 31, 2013:
	State and municipal	$	26,351	$	-	$	-1,664	$	28,015
	Mortgage-backed - agency / residential		13,866		343		-200		13,723
		$	40,217	$	343	$	-1,864	$	41,738
	The proceeds from sales and calls of securities and the associated gains are listed below:
			Three Months Ended March 31,
			2014		2013
			(In thousands)
	Proceeds	$	8,367	$	-
	Gross gains		42		-
	Gross losses		-17		-
	Net tax expense related to gains
	(losses) on sale		10		-
	The amortized cost and estimated fair value of available for sale debt securities by contractual maturity at March 31, 2014 are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties. Securities not due at a single maturity date are presented separately.
			Available for Sale (AFS)
			Fair Value		Amortized Cost
			(In thousands)
	Securities available for sale:
	Due in one year or less	$	149	$	145
	Due after one year through five years		25,493		25,201
	Due after five years through ten years		43,546		43,527
	Due after ten years		56,539		59,227
	Total AFS, excluding mortgage-backed (MBS),
	asset-backed and marketable equity securities		125,727		128,100
Mortgage-backed, asset-backed and marketable
equity securities		273,952		281,717
Total securities available for sale	$	399,679	$	409,817
		Held to Maturity (HTM)
		Fair Value		Amortized Cost
		(In thousands)
Securities held to maturity:
Due after one year through five years	$	3,024	$	3,058
Due after five years through ten years		7,811		7,906
Due after ten years		23,773		24,402
Total HTM, excluding MBS		34,608		35,366
Mortgage-backed - agency / residential		18,850		18,655
Total securities held to maturity	$	53,458	$	54,021
The following tables present the fair value and the unrealized loss on securities that were temporarily impaired as of March 31, 2014 and December 31, 2013, aggregated by major security type and length of time in a continuous unrealized loss position:
31-Mar-14		Less than 12 Months						12 Months or More				Total
		Fair			Unrealized			Fair		Unrealized		Fair		Unrealized
		Value			Losses			Value		Losses		Value		Losses
		(In thousands)
Description of securities:
Available for sale:
State and municipal	$	4,702		$	-257		$	10,785	$	-1,045	$	15,487	$	-1,302
Mortgage-backed - agency /
residential		142,742			-5,376			47,807		-2,151		190,549		-7,527
Asset-backed		-			-			22,446		-1,625		22,446		-1,625
Trust preferred		-			-			8,520		-1,480		8,520		-1,480
Corporate		29,964			-379			-		-		29,964		-379
Held to maturity:
State and municipal		11,868			-534			6,280		-508		18,148		-1,042
Mortgage-backed - agency /
residential		10,617			-186			-		-		10,617		-186
Total temporarily impaired	$	199,893		$	-6,732		$	95,838	$	-6,809	$	295,731	$	-13,541
31-Dec-13		Less than 12 Months						12 Months or More				Total
		Fair			Unrealized			Fair		Unrealized		Fair		Unrealized
		Value			Losses			Value		Losses		Value		Losses
		(In thousands)
Description of securities:
Available for sale:
State and municipal	$	35,012		$	-1,946		$	3,517	$	-449	$	38,529	$	-2,395
Mortgage-backed - agency /
residential		186,193			-9,943			9,668		-171		195,861		-10,114
Asset-backed		17,953			-1,526			4,549		-376		22,502		-1,902
Trust preferred		13,215			-227			7,897		-2,103		21,112		-2,330
Corporate		15,484			-211			-		-		15,484		-211
Held to maturity:
State and municipal		20,012			-1,296			2,510		-368		22,522		-1,664
Mortgage-backed - agency /
residential		6,621			-200			-		-		6,621		-200
Total temporarily impaired	$	294,490		$	-15,349		$	28,141	$	-3,467	$	322,631	$	-18,816
In determining whether or not there is an other-than-temporary-impairment (“OTTI”) for a security, management considers many factors, including: (1) the length of time for which and the extent to which the security’s fair value has been less than cost, (2) the financial condition and near-term prospects of the security’s issuer, (3) whether the decline in the security’s value was affected by macroeconomic conditions, and (4) whether the Company intends to sell the security and whether it is more likely than not that the Company will be required to sell the security before recovering its fair value. The assessment of whether an OTTI exists involves a high degree of subjectivity and judgment and is based on the information available to management at a particular point in time.
The Company did not recognize any OTTI during the quarter ended March 31, 2014 or March 31, 2013. There are no accumulated credit losses on any of the Company’s securities as of March 31, 2014.
At March 31, 2014, there were 130 individual securities in an unrealized loss position, including 43 individual securities that had been in a continuous unrealized loss position for 12 months or longer. Management has evaluated these securities in addition to the remaining 87 securities in an unrealized loss position and has determined that the decline in value since their purchase dates was primarily attributable to changes in market interest rates. Likewise, management determined that the increase in securities in an unrealized loss position in excess of 12 months between December 31, 2013 and March 31, 2014 was primarily attributable to the timing of interest rate fluctuations. At March 31, 2014, the Company did not intend to sell, and did not consider it likely that it would be required to sell, any of these securities prior to recovery in their fair value.
The Company’s unrated and rated municipal bond securities, along with the Company’s other rated investment securities, are subject to an annual internal review process that management has historically performed in the fourth quarter. The review process includes a review of the securities’ issuers’ most recent financial statements, including an evaluation of the expected sufficiency of the issuers’ cash flows relative to their debt service requirements. In addition, management considers any interim information reasonably made available to it that would prompt the need for more frequent review. At March 31, 2014, the Company’s unrated municipal bonds comprised approximately 5.6%  of the carrying value of the Company’s entire municipal bond portfolio.
At March 31, 2014, a hospital revenue bond with a book value of $24,115,000 accounted for 12.4% of total stockholders’ equity. This amortizing tax-exempt bond was issued by a hospital in the Company’s footprint and is secured by a pledge of revenues and a deed of trust from the hospital, carries an interest rate of 4.75% and matures December 1, 2031. Utilizing the discounted cash flow method and an estimate of current market rates for similar bonds, management determined the estimated fair value of this bond as of March 31, 2014 approximated its par value. Management determined that the estimated fair value of this bond as of December 31, 2013 reflected an unrealized loss of $478,000. In addition to conducting its annual review of unrated municipal bonds, the most recent of which was completed in the fourth quarter 2013, management conducts a quarterly review of the hospital’s financial statements. To date, the bond has paid principal and interest in accordance with its contractual terms. During the fourth quarter 2013 the issuer redeemed $10,810,000 in advance of the contractual repayment schedule.

Loans

Loans	3 Months Ended
	Mar. 31, 2014
Loans [Abstract]	'
Loans	'
	(3)Loans
	A summary of net loans held for investment by loan type at the dates indicated is as follows:
			March 31,			December 31,
			2014			2013
			(In thousands)
	Commercial and residential real estate	$	904,124		$	866,507
	Construction		67,862			77,657
	Commercial		288,865			271,843
	Agricultural		10,917			10,772
	Consumer		60,010			60,932
	SBA		30,839			31,010
	Other		570			2,039
	Total gross loans		1,363,187			1,320,760
	Unearned loan fees		-875			-843
	Loans, held for investment, net of unearned loan fees		1,362,312			1,319,917
	Less allowance for loan losses		-21,550			-21,005
	Net loans, held for investment	$	1,340,762		$	1,298,912
	Activity in the allowance for loan losses for the period indicated is as follows:
			Three Months Ended March 31,
			2014			2013
			(In thousands)
	Balance, beginning of period	$	21,005		$	25,142
	Provision (credit) for loan losses		-6			-
	Loans charged-off		-407			-1,523
	Recoveries on loans previously
	charged-off		958			441
	Balance, end of period	$	21,550		$	24,060
	The Company’s additional disclosures relating to loans and the allowance for loan losses are broken out into two subsets: portfolio segment and class. The portfolio segment level is defined as the level where financing receivables are aggregated in developing the Company’s systematic method for calculating its allowance for loan losses. The class level is the second level at which credit information is presented and represents the categorization of financing related receivables at a slightly less aggregated level than the portfolio segment level. Because data presented according to class is dependent upon the underlying purpose of the loan, whereas loan data organized by portfolio segment is determined by the loan’s underlying collateral, disclosures broken out by portfolio segment versus class may not be in agreement.
	The following tables provide detail for the ending balances in the Company’s allowance for loan losses and loans held for investment, broken down by portfolio segment as of the dates indicated. In addition, the tables also provide a rollforward by portfolio segment of the allowance for loan losses for the three months ended March 31, 2014 and March 31, 2013. The detail provided for the amount of the allowance for loan losses and loans individually versus collectively evaluated for impairment (i.e., the general component versus the specific component of the allowance for loan losses) corresponds to the Company’s systematic methodology for estimating its allowance for loan losses.
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2013	$	18,475		$	52		$	2,478		$	21,005
	Charge-offs		-8			-11			-388			-407
	Recoveries		890			5			63			958
	Provision (credit)		-615			4			605			-6
	Balance as of March 31, 2014	$	18,742		$	50		$	2,758		$	21,550
	Balances at March 31, 2014:
	Allowance for Loan Losses
	Individually evaluated	$	98		$	1		$	5		$	104
	Collectively evaluated		18,644			49			2,753			21,446
	Total	$	18,742		$	50		$	2,758		$	21,550
	Loans
	Individually evaluated	$	20,158		$	27		$	177		$	20,362
	Collectively evaluated		1,085,032			3,569			253,349			1,341,950
	Total	$	1,105,190		$	3,596		$	253,526		$	1,362,312
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2012	$	19,550		$	76		$	5,516		$	25,142
	Charge-offs		-742			-8			-773			-1,523
	Recoveries		372			25			44			441
	Provision (credit)		483			115			-598			-
	Balance as of March 31, 2013	$	19,663		$	208		$	4,189		$	24,060
	Balances at December 31, 2013:
	Allowance for Loan Losses
	Individually evaluated	$	352		$	1		$	212		$	565
	Collectively evaluated		18,123			51			2,266			20,440
	Total	$	18,475		$	52		$	2,478		$	21,005
	Loans
	Individually evaluated	$	21,045		$	27		$	631		$	21,703
Collectively evaluated		1,075,051			3,929			219,234			1,298,214
Total	$	1,096,096		$	3,956		$	219,865		$	1,319,917
The following tables provide additional detail with respect to impaired loans broken out according to class as of the dates indicated. The recorded investment included in the following table represents customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs.  The unpaid balance represents the recorded balance prior to any partial charge-offs. Interest income recognized year-to-date may exclude an immaterial amount of interest income on matured loans that are 90 days or more past due, but that are in the process of being renewed and thus are still accruing.
31-Mar-14		Recorded			Unpaid			Related			Average			Interest
		Investment			Balance			Allowance			Recorded			Income
											Investment			Recognized
											YTD			YTD
		(In thousands)
Impaired loans with no related allowance:
Commercial and residential real estate	$	16,068		$	17,216		$	-		$	16,268		$	57
Construction		-			-			-			-			-
Commercial		160			160			-			227			3
Consumer		166			168			-			272			3
Other		191			472			-			197			-
Total	$	16,585		$	18,016		$	-		$	16,964		$	63
Impaired loans with a related allowance:
Commercial and residential real estate	$	2,758		$	3,778		$	69		$	2,736		$	13
Construction		-			-			-			-			-
Commercial		205			774			6			436			2
Consumer		728			783			27			772			2
Other		86			173			2			126			-
Total	$	3,777		$	5,508		$	104		$	4,070		$	17
Total impaired loans:
Commercial and residential real estate	$	18,826		$	20,994		$	69		$	19,004		$	70
Construction		-			-			-			-			-
Commercial		365			934			6			663			5
Consumer		894			951			27			1,044			5
Other		277			645			2			323			-
Total impaired loans	$	20,362		$	23,524		$	104		$	21,034		$	80
31-Dec-13		Recorded			Unpaid			Related			Average			Interest
		Investment			Balance			Allowance			Recorded			Income
											Investment			Recognized
											YTD			YTD
		(In thousands)
Impaired loans with no related allowance:
Commercial and residential real estate	$	16,467		$	17,497		$	-		$	12,516		$	244
Construction		-			-			-			2,703			-
Commercial		294			294			-			362			15
Consumer		378			379			-			515			11
Other		202			472			-			774			-
Total	$	17,341		$	18,642		$	-		$	16,870		$	270
Impaired loans with a related allowance:
Commercial and residential real estate	$	2,714		$	3,699		$	182		$	6,677		$	73
Construction		-			-			-			2,735			-
Commercial		666			1,236			220			1,453			9
Consumer		816			862			93			738			7
Other		166			359			70			286			-
Total	$	4,362		$	6,156		$	565		$	11,889		$	89
Total impaired loans:
Commercial and residential real estate	$	19,181		$	21,196		$	182		$	19,193		$	317
Construction		-			-			-			5,438			-
Commercial		960			1,530			220			1,815			24
Consumer		1,194			1,241			93			1,253			18
Other		368			831			70			1,060			-
Total impaired loans	$	21,703		$	24,798		$	565		$	28,759		$	359
The gross year-to-date interest income that would have been recorded had the nonaccrual loans been current in accordance with their original terms was $199,000 for the three months ended March 31, 2014 and $273,000 for the three months ended March 31, 2013.
The following tables summarize by class loans classified as past due in excess of 30 days or more in addition to those loans classified as nonaccrual:
31-Mar-14		30-89		90 Days +		Nonaccrual		Total		Total Loans,
		Days Past		Past Due		Loans		Past Due		Held for
		Due		and Still						Investment
				Accruing
		(In thousands)
Commercial and residential
real estate	$	176	$	-	$	13,624	$	13,800	$	903,551
Construction		-		-		-		-		67,812
Commercial		39		-		112		151		288,679
Consumer		55		-		592		647		59,971
Other		162		-		277		439		42,299
Total	$	432	$	-	$	14,605	$	15,037	$	1,362,312
31-Dec-13		30-89		90 Days +		Nonaccrual		Total		Total Loans,
		Days Past		Past Due		Loans		Past Due		Held for
		Due		and Still						Investment
				Accruing
		(In thousands)
Commercial and residential
real estate	$	590	$	-	$	13,560	$	14,150	$	865,960
Construction		277		-		-		277		77,601
Commercial		616		-		624		1,240		271,670
Consumer		146		-		924		1,070		60,893
Other		494		-		368		862		43,793
Total	$	2,123	$	-	$	15,476	$	17,599	$	1,319,917
The Company categorizes loans into risk categories based on relevant information about the ability of a particular borrower to service its debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance:
Substandard.  Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral, if any, pledged to secure the loan. Loans so classified have a well-defined weakness or weaknesses that jeopardize the collection of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful.  Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above are considered to be non-classified loans.
The following tables provide detail for the risk categories of loans by class of loans based on the most recent credit analysis performed as of the dates indicated:
31-Mar-14		Commercial		Construction		Commercial		Consumer		Other		Total
		& Residential				Loans
		Real Estate
		(In thousands)
Non-classified	$	885,526	$	67,862	$	288,267	$	58,388	$	40,387	$	1,340,430
Substandard		18,598		-		598		1,622		1,939		22,757
Doubtful		-		-		-		-		-		-
Subtotal		904,124		67,862		288,865		60,010		42,326		1,363,187
Less: Unearned loan fees		-573		-50		-186		-39		-27		-875
Loans, held for investment, net
of unearned loan fees	$	903,551	$	67,812	$	288,679	$	59,971	$	42,299	$	1,362,312
31-Dec-13		Commercial		Construction		Commercial		Consumer		Other		Total
		& Residential				Loans
		Real Estate
		(In thousands)
Non-classified	$	847,231	$	77,657	$	270,511	$	58,868	$	41,771	$	1,296,038
Substandard		19,276		-		1,332		2,064		2,050		24,722
Doubtful		-		-		-		-		-		-
Subtotal		866,507		77,657		271,843		60,932		43,821		1,320,760
Less: Unearned loan fees		-547		-56		-173		-39		-28		-843
Loans, held for investment, net
of unearned loan fees	$	865,960	$	77,601	$	271,670	$	60,893	$	43,793	$	1,319,917
The book balance of troubled debt restructurings (“TDRs”) at March 31, 2014 and December 31, 2013 was
$8,530,000 and $9,332,000, respectively. Management has established approximately $74,000 and $335,000 in specific reserves with respect to these loans as of March 31, 2014 and December 31, 2013. As of both March 31, 2014 and December 31, 2013, the Company had no material additional amounts committed on loans classified as TDRs.
During the first quarter 2014, management made six loan modifications with respect to outstanding TDRs. The modifications involved the extension of maturity on six substandard graded loans.
The following tables present loans by class modified as TDRs that occurred during the three months ended March 31, 2014 and March 31, 2013 (in thousands):
Three Months Ended March 31, 2014:
Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
	Loans			Outstanding Recorded			Outstanding Recorded
				Investment			Investment
				(In thousands)
Commercial and residential
real estate	4		$	211		$	211
Construction	-			-			-
Commercial	-			-			-
Consumer	1			35			35
Other	1			86			86
Total	6		$	332		$	332
Three Months Ended March 31, 2013:
Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
	Loans			Outstanding Recorded			Outstanding Recorded
				Investment			Investment
				(In thousands)
Commercial and residential
real estate	1		$	1,050		$	876
Construction	-			-			-
Commercial	-			-			-
Consumer	-			-			-
Other	-			-			-
Total	1		$	1,050		$	876
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no defaults on TDRs during the three months ended March 31, 2014. A single default occurred on a TDR during the three months ended March 31, 2013,  a specific reserve of $121,000 was set aside for this loan as of March 31, 2013.

Other_Real_Estate_Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2014
Other Real Estate Owned [Abstract]	'
Other Real Estate Owned	'
	(4)Other Real Estate Owned
	Changes in the carrying amount of the Company’s OREO for the three months ended March 31, 2014 and March 31, 2013 were as follows (in thousands):
	Balance, January 1, 2013	$	19,580
	Additions to OREO		2,821
	Dispositions of OREO		-13,676
	Net gain/(loss) on sale and valuation adjustments		-119
	Balance as of March 31, 2013	$	8,606
	Balance, January 1, 2014	$	4,493
	Additions to OREO		-
	Dispositions of OREO		-82
	Net gain on sale and valuation adjustments		8
	Balance as of March 31, 2014	$	4,419
	Expenses related to foreclosed assets include:
			Three Months Ended March 31,
			2014		2013
			(In thousands)
	Net (gain)/loss on sale and valuation
	adjustments	$	-8	$	119
	Operating expenses, net of rental income		64		215
	Total expenses related to foreclosed assets	$	56	$	334

Other_Intangible_Assets

Other Intangible Assets	3 Months Ended
	Mar. 31, 2014
Other Intangible Assets [Abstract]	'
Other Intangible Assets	'
	(5)Other Intangible Assets
	Other intangible assets with finite lives are amortized over their respective estimated useful lives to their estimated residual values. As of March 31, 2014, the Company had intangible assets comprised of its core deposit intangible assets and a customer relationship intangible asset.
	The following table presents the gross amounts of core deposit intangible assets and a customer relationship intangible asset and the related accumulated amortization at the dates indicated:
				March 31,		December 31,
		Useful Life		2014		2013
				(In thousands)
	Core deposit intangible assets	7 - 15 years	$	62,975	$	62,975
	Core deposit intangible assets accumulated amortization			-59,139		-58,611
	Core deposit intangible assets, net		$	3,836	$	4,364
	Customer relationship intangible asset	10 years		2,524		2,524
	Customer relationship intangible asset accumulated amortization			-421		-358
	Customer relationship intangible asset, net		$	2,103	$	2,166
	Total other intangible assets, net		$	5,939	$	6,530
	Following is the aggregate amortization expense recognized in each period:
				Three Months Ended March 31,
				2014		2013
				(In thousands)
	Amortization expense		$	591	$	707

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2014
Borrowings [Abstract]	'
Borrowings	'
	(6)Borrowings
	At March 31, 2014, the Company’s outstanding borrowings were $173,017,000 as compared to $130,000,000 at December 31, 2013. These borrowings at March 31, 2014 consisted of $110,000,000 of term notes and $63,017,000 of advances on our line of credit, both with the Federal Home Loan Bank (the “FHLB”). At December 31, 2013, outstanding borrowings consisted of $110,000,000 of term notes and $20,000,000 of advances on our line of credit, both with the FHLB.
	The Company has an advance, pledge and security agreement with the FHLB and had pledged qualifying loans and securities in the amount of $392,722,000 at March 31, 2014 and $339,727,000 at December 31, 2013. The maximum credit allowance for future borrowings, including term notes and advances on the line of credit, was $219,705,000 at March 31, 2014 and $209,727,000 at December 31, 2013.
	The interest rate on the line of credit varies with the federal funds rate, and was 0.21% at March 31, 2014. The term notes have fixed interest rates that range from 2.52% to 3.17%, with a weighted average rate of 2.97%, and remaining maturities as of March 31, 2014 ranging from 44 to 46 months.

Subordinated_Debentures_And_Tr

Subordinated Debentures And Trust Preferred Securities	3 Months Ended
	Mar. 31, 2014
Subordinated Debentures And Trust Preferred Securities [Abstract]	'
Subordinated Debentures and Trust Preferred Securities	'
	(7) Subordinated Debentures and Trust Preferred Securities
	At both March 31, 2014 and December 31, 2013, the balance of the Company’s outstanding subordinated debentures was $25,774,000 with a weighted average cost of funds of 3.07%. During the first quarter 2013, the Company redeemed the subordinated debentures issued by CenBank Trusts I and II. As a result of the early redemption of these instruments, the Company recognized an aggregate prepayment penalty of $629,000. Prior to their early redemption on March 7, 2013 and February 22, 2013, the CenBank Trusts I and II accrued interest at 10.60% and 10.20%, respectively.
	The Company’s remaining subordinated debentures were issued in two separate series. Each issuance has a maturity of 30 years from its date of issuance. The subordinated debentures were issued to trusts established by the Company, which in turn issued $25,000,000 of trust preferred securities (TruPS”). Generally, and with certain limitations, the Company is permitted to call the debentures subsequent to the first five or ten years, as applicable, after issuance, if certain conditions are met, or at any time upon the occurrence and continuation of certain changes in either the tax treatment or the capital treatment of the trusts, the debentures or the preferred securities. The Guaranty Capital Trust III TruPS became callable at each quarterly interest payment date starting on July 7, 2008. The CenBank Trust III TruPS became callable at each quarterly interest payment date starting on April 15, 2009.
	As of March 31, 2014, the Company was in compliance with all financial covenants of these remaining subordinated debentures.
	At March 31, 2014 the Company had accrued, unpaid interest on its subordinated debentures of approximately $198,000 compared to $202,000 at December 31, 2013. Interest payable on subordinated debentures is included in interest payable and other liabilities on the consolidated balance sheets.
	The Company is not considered the primary beneficiary of the trusts that issued the TruPS (variable interest entities); therefore, the trusts are not consolidated in the Company’s financial statements and the subordinated debentures are shown as liabilities. The Company’s investment in the common stock of each trust is included in other assets in the Company’s consolidated balance sheets.
	Although the securities issued by each of the trusts are not included as a component of stockholders’ equity in the consolidated balance sheets, they are treated as capital for regulatory purposes. Specifically, under applicable regulatory guidelines, the $25,000,000 of TruPS issued by the trusts qualify as Tier 1 capital, up to a maximum of 25% of capital on an aggregate basis. Any amount that exceeds 25% qualifies as Tier 2 capital. At March 31, 2014, the full $25,000,000 of the TruPS qualified as Tier 1 capital.
	Under the Dodd-Frank Act and a recent joint rule from the Federal Reserve Board, the Office of the Comptroller of Currency, and the FDIC, certain TruPS are no longer eligible to be included as Tier 1 capital for regulatory purposes. However, an exception to this statutory prohibition applies to securities issued prior to May 19, 2010 by bank holding companies with less than $15 billion of total assets. As we have less than $15 billion in total
	assets and issued all of our TruPS prior to May 19, 2010, we expect that our TruPS will continue to be eligible to be treated as Tier 1 capital, subject to other rules and limitations.
	The following table summarizes the terms of each outstanding subordinated debenture issuance at March 31, 2014 (dollars in thousands):
		Date Issued	Amount	Maturity Date	Call	Fixed or	Rate		Current		Next Rate
					Date *	Variable	Adjuster		Rate		Reset
											Date**
	CenBank Trust III	4/8/04	15,464	4/15/34	7/15/14	Variable	LIBOR + 2.65	%	2.89	%	7/15/14
	Guaranty Capital Trust III	6/30/03	10,310	7/7/33	7/7/14	Variable	LIBOR + 3.10	%	3.34	%	7/7/14
	*  Call date represents the earliest or next date the Company can call the debentures
	** On April 7, 2014, the rate on the Guaranty Capital Trust III subordinated debentures reset to 3.33%.  On April 15, 2014, the rate on the CenBank Trust III subordinated debentures reset to 2.88%.

Commitments

Commitments	3 Months Ended
	Mar. 31, 2014
Commitments [Abstract]	'
Commitments	'
	(8)Commitments
	The Bank enters into credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.
	The Bank’s exposure to credit loss is represented by the contractual amount of these commitments. The Bank follows the same credit policies in making commitments as it does for on-balance sheet instruments.
	At the dates indicated, the following financial instruments were outstanding whose contract amounts represented credit risk:
			March 31,		December 31,
			2014		2013
			(In thousands)
	Commitments to extend credit:
	Variable	$	328,290	$	290,564
	Fixed		29,199		30,343
	Total commitments to extend credit	$	357,489	$	320,907
	Standby letters of credit	$	10,000	$	10,217
	At March 31, 2014, the rates on the fixed rate commitments to extend credit ranged from 2.40% to 7.25%.
	A commitment to extend credit is an agreement to lend to a customer as long as there is no violation of any condition established in the underlying contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Several of the commitments may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies used for loans are used to make such commitments, including obtaining collateral, if necessary, at exercise of the commitment.
	A commitment to extend credit under an overdraft protection agreement is a commitment for a possible future extension of credit to an existing deposit customer. These lines of credit are uncollateralized and usually do not contain a specified maturity date and may not be drawn upon to the total extent to which the Bank is committed.
	Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These letters of credit are primarily issued to support public and private borrowing arrangements. A majority of letters of credit issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank generally holds collateral supporting those commitments if deemed necessary.

Fair_Value_Measurements_And_Fa

Fair Value Measurements And Fair Value Of Financial Instruments	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements And Fair Value Of Financial Instruments [Abstract]	'
Fair Value Measurements and Fair Value of Financial Instruments	'
	(9)Fair Value Measurements and Fair Value of Financial Instruments
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:
	Level 1 - Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets.
	Level 2 - Significant other observable inputs other than Level 1 prices such as quoted prices in markets that are not active, quoted prices for similar assets, or other inputs that are observable, either directly or indirectly, for substantially the full term of the asset.
	Level 3 - Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the instrument’s fair value measurement. Transfers of financial instruments between levels within the fair value hierarchy are recognized on the date management determines that the underlying circumstances or assumptions have changed.
	The fair values of securities available for sale are generally determined by matrix pricing, which is a mathematical technique widely used in the financial industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For securities where market values of similar securities are not available management utilizes a discounted cash flow model with market-adjusted discount rates or other unobservable inputs to estimate fair value. Due to the lack of ratings available on these securities, management determined that a relationship to other benchmark quoted securities was unobservable and as a result these securities should be classified as Level 3 (Level 3 inputs). The valuation of the Company’s Level 3 bonds is highly sensitive to changes in unobservable inputs.
	Currently, the Company uses interest rate swaps to manage interest rate risk. The fair value of each interest rate swap is determined using the market standard methodology of netting the discounted future fixed cash payments (or receipts) and the discounted expected variable cash receipts (or payments). The variable cash receipts (or payments) are based on the expectation of future interest rates (forward curves) derived from observed market interest rate curves (Level 2 inputs). The Company considers the value of the swap to be highly sensitive to fluctuations in interest rates.
	Upon being designated impaired, impaired loans are evaluated to determine whether or not they are collateral-dependent. Collateral-dependent impaired loans are generally carried at the lower of cost or fair value of the collateral, less estimated selling costs. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company and then further adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, management considers the fair value of impaired loans to be highly sensitive to changes in market conditions.
	OREO is valued at the time the related loan is foreclosed upon and the asset is transferred to OREO. The value is based primarily on third party appraisals, less estimated selling costs. The appraised value may be adjusted if warranted based on relevant facts and circumstances. The appraisals may utilize a single valuation approach or a combination of approaches including the comparable sales and income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. OREO is reviewed and evaluated on at least an annual basis for additional impairment and
	adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of OREO properties and because of the relationship between fair value and general economic conditions management considers the fair value of OREO to be highly sensitive to changes in market conditions.
	Financial Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	Assets/Liabilities at March 31, 2014
	State and municipal securities	$	-	$	17,500	$	24,646	$	42,146
	Mortgage-backed securities – agency /
	residential		-		249,437		-		249,437
	Mortgage-backed securities – private /
	residential		-		534		-		534
	Asset-backed securities		-		22,446		-		22,446
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		18,520		-		18,520
	Corporate securities		-		65,061		-		65,061
	Interest rate swaps - cash flow hedge		-		183		-		183
	Assets/Liabilities at December 31, 2013
	State and municipal securities	$	-	$	16,918	$	24,167	$	41,085
	Mortgage-backed securities – agency /
	residential		-		254,103		-		254,103
	Mortgage-backed securities – private /
	residential		-		561		-		561
	Asset-backed securities		-		22,503		-		22,503
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		26,096		-		26,096
	Corporate securities		-		39,074		-		39,074
	Interest rate swaps - cash flow hedge		-		465		-		465
	There were no transfers of financial assets and liabilities among Level 1, Level 2 and Level 3 during the three months ended March 31, 2014.
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended March 31, 2014 and March 31, 2013:
			State and Municipal
			Securities
			Three Months Ended
			31-Mar-14
			(In thousands)
	Beginning balance	$	24,167
	Total unrealized gains (losses) included in:
	Net income (loss)		-
	Other comprehensive income (loss)		479
	Sales, calls and prepayments		-
	Transfer to OREO		-
	Transfers in and (out) of Level 3		-
	Balance end of period	$	24,646
			State and Municipal
			Securities
			Three Months Ended
			31-Mar-13
			(In thousands)
	Beginning balance	$	49,889
	Total unrealized gains (losses) included in:
	Net income (loss)		-
Other comprehensive income (loss)		-22
Transfer to OREO		-814
Transfers in and (out) of Level 3		-
Balance end of period	$	49,053
For the three months ended March 31, 2014 and March 31, 2013, the entire amount of other comprehensive income for assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) consisted of changes in unrealized gains and losses on the mark-to-market of securities designated as available for sale.
The following tables present quantitative information about Level 3 fair value measurements on the Company’s state and municipal securities at March 31, 2014 and December 31, 2013:
31-Mar-14		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
State and municipal securities	$	24,115	discounted cash flow	discount rate	4.75%
State and municipal securities		531	matrix pricing	discount rate or yield	N/A*
Total	$	24,646
31-Dec-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
State and municipal securities	$	23,636	discounted cash flow	discount rate	5.10%
State and municipal securities		531	matrix pricing	discount rate or yield	N/A*
Total	$	24,167
* The Company relies on a third-party pricing service to value non-rated municipal securities. Because of the lack of credit ratings, management considers the relationship between rates on these securities and benchmarks rates to be unobservable. The unobservable adjustments used by the third-party pricing service were not readily available.
Financial Assets and Liabilities Measured on a Nonrecurring Basis
The following tables present impaired loans measured at fair value on a non-recurring basis as of March 31, 2014 and December 31, 2013. The valuation methodology used to measure the fair value of these loans is described earlier in this Note.
		Quoted Prices in		Significant		Significant		Balance
		Active Markets		Other Observable		Unobservable
		for Identical		Inputs (Level 2)		Inputs (Level 3)
		Assets (Level 1)
		(In thousands)
31-Mar-14
Impaired loans:
Other	$	-	$	-	$	191	$	191
Total impaired loans	$	-	$	-	$	191	$	191
		Quoted Prices in		Significant		Significant		Balance
		Active Markets		Other Observable		Unobservable
		for Identical		Inputs (Level 2)		Inputs (Level 3)
		Assets (Level 1)
		(In thousands)
31-Dec-13
Impaired loans:
Commercial and residential real estate	$	-	$	-	$	115	$	115
Other		-		-		231		231
Total impaired loans	$	-	$	-	$	346	$	346
Impaired loans, which are measured for impairment using either the fair value of collateral or the present value of expected future cash flows, had a carrying amount of $20,362,000 at March 31, 2014, after a partial charge-off of $1,541,000. In addition, these loans have a specific valuation allowance of $104,000 at March 31, 2014. Of the $20,362,000 impaired loan portfolio at March 31, 2014,  $191,000 were carried at fair value as a result of the aforementioned charge-offs and specific valuation allowances. The remaining $20,171,000 of impaired loans were not carried at fair value at March 31, 2014,  because these loans did not require a specific reserve calculated based on the fair value of collateral or have amounts previously charged-off. During the three months ended March 31, 2014,  the single charge-off of a loan impaired as of December 31, 2013 accounted for the majority of the reduction in the specific valuation allowance on impaired loans during the first quarter 2014.
Impaired loans had a carrying amount of $21,703,000 at December 31, 2013, after a partial charge-off of $1,507,000. In addition, these loans had a specific valuation allowance of $565,000 at December 31, 2013.  Of the $21,703,000 impaired loan portfolio at December 31, 2013,  $425,000 were carried at fair value as a result of the aforementioned charge-offs and specific valuation allowances. The remaining $21,278,000 of impaired loans were not carried at fair value at December 31, 2013,  because these loans did not require a specific reserve calculated based on the fair value of collateral or have amounts previously charged-off.
Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above.
The following tables present quantitative information about Level 3 fair value measurements for impaired loans measured at fair value on a non-recurring basis as of March 31, 2014 and December 31, 2013.
31-Mar-14		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Impaired loans:
Other	$	191	sales comparison	adjustment to comparable sales	6%-8%
Total impaired loans	$	191
31-Dec-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Impaired loans:
Commercial and residential	$	115	sales comparison	adjustment to comparable sales	6%-8%
real estate
Other		231	sales comparison	adjustment to comparable sales	6%-8%
Total impaired loans	$	346
Nonfinancial Assets and Liabilities Measured on a Nonrecurring Basis
Nonfinancial assets and liabilities measured at fair value on a nonrecurring basis are summarized below:
		Quoted Prices in		Significant		Significant		Balance
		Active Markets		Other Observable		Unobservable
		for Identical		Inputs (Level 2)		Inputs (Level 3)
		Assets (Level 1)
		(In thousands)
31-Mar-14
Other real estate owned and foreclosed assets:
Commercial real estate	$	-	$	-	$	-	$	-
Land		-		-		-		-
Total other real estate owned and foreclosed assets	$	-	$	-	$	-	$	-
31-Dec-13
Other real estate owned and foreclosed assets:
Commercial real estate	$	-	$	-	$	1,636	$	1,636
Land		-		-		2,857		2,857
Total other real estate owned and foreclosed assets	$	-	$	-	$	4,493	$	4,493
OREO had a carrying amount of $4,419,000 at March 31, 2014, which is made up of an outstanding balance of $5,441,000, with a valuation allowance of $1,022,000. OREO write-downs and sales had no impact on the OREO valuation during the first quarter 2014.  Because there were no additions to our OREO properties nor any valuation adjustments on these properties during the first quarter 2014 none of our OREO properties were carried at fair value as of March 31, 2014.
OREO had a carrying amount of $4,493,000 at December 31, 2013, which was made up of an outstanding balance of $5,515,000, with a valuation allowance of $1,022,000.
The following table presents quantitative information about Level 3 fair value measurements for OREO measured at fair value on a non-recurring basis as of December 31, 2013:
31-Dec-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
		(In thousands)
Other real estate owned and
foreclosed assets:
Commercial real estate	$	1,636	broker opinion	discount to broker opinion	10% - 20%
Land		2,857	sales comparison	adjustment to comparable sales	10% - 55%
			broker opinion	discount to broker opinion	10% - 20%
Total other real estate owned
and foreclosed assets	$	4,493
Fair Value of Financial Instruments
The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows:
				Fair Value Measurements at March 31, 2014:
		Carrying Amount		Level 1		Level 2		Level 3		Total
		(In thousands)
Financial assets:
Cash and cash equivalents	$	35,311	$	35,311	$	-	$	-	$	35,311
Securities available for sale		399,679		-		375,033		24,646		399,679
Securities held to maturity		54,021		-		49,268		4,190		53,458
Bank stocks		17,147		n/a		n/a		n/a		n/a
Loans held for investment, net		1,340,762		-		-		1,334,280		1,334,280
Accrued interest receivable		6,032		-		6,032		-		6,032
Interest rate swap - cash flow hedge		183		-		183		-		183
Financial liabilities:
Deposits	$	1,533,010	$	-	$	1,531,625	$	-	$	1,531,625
Federal funds purchased and sold under
agreements to repurchase		27,045		-		27,045		-		27,045
Short-term borrowings		63,017		-		63,017		-		63,017
Subordinated debentures		25,774		-		-		18,345		18,345
Long-term borrowings		110,000		-		116,778		-		116,778
Accrued interest payable		606		-		606		-		606
				Fair Value Measurements at December 31, 2013:
		Carrying Amount		Level 1		Level 2		Level 3		Total
		(In thousands)
Financial assets:
Cash and cash equivalents	$	28,077	$	28,077	$	-	$	-	$	28,077
Securities available for sale		384,957		-		360,790		24,167		384,957
Securities held to maturity		41,738		-		36,463		3,754		40,217
Bank stocks		15,605		n/a		n/a		n/a		n/a
Loans held for sale		507		558		-		-		558
Loans held for investment, net		1,298,912		-		-		1,291,439		1,291,439
Accrued interest receivable		5,156		-		5,156		-		5,156
Interest rate swap - cash flow hedge		465		-		465		-		465
Financial liabilities:
Deposits	$	1,528,457	$	-	$	1,527,034	$	-	$	1,527,034
Federal funds purchased and sold under
agreements to repurchase		24,284		-		24,284		-		24,284
Short-term borrowings		20,000		-		20,000		-		20,000
Subordinated debentures		25,774		-		-		18,351		18,351
Long-term borrowings		110,000		-		117,316		-		117,316
Accrued interest payable		600		-		600		-		600
The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
Certain financial instruments and all nonfinancial instruments are excluded from the disclosure requirements. Therefore, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company.
The following methods and assumptions are used by the Company in estimating fair value disclosures for financial instruments:
	(a)		Cash and Cash Equivalents and Time Deposits with Banks
The carrying amounts of cash and short-term instruments approximate fair values (Level 1).
	(b)		Securities and Bank Stocks
Fair values for securities available for sale and held to maturity are generally determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). For positions that are not traded in active markets or are subject to transfer restrictions (i.e., bonds valued with Level 3 inputs), management uses a combination of reviews of the underlying financial statements, appraisals and management’s judgment regarding credit quality and intent to sell in order to determine the value of the bond.
It is not practical to determine the fair value of bank stocks due to restrictions placed on the transferability of FHLB stock, Federal Reserve Bank stock and Bankers’ Bank of the West stock. These three stocks comprise the majority of the balance of the Company’s bank stocks.
(c) Loans Held for Investment
For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values (Level 3). Fair values for other loans (e.g., commercial real estate and investment property mortgage loans, commercial loans) are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality (Level 3). Impaired loans are valued at the lower of cost or fair value as described above in this note. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
(d) Loans Held for Sale
Loans held for sale are carried at the lower of cost or fair value, with fair value determined by the sales price agreed upon in negotiation with the purchaser (Level 1).
(e) Deposits
The fair values of demand deposits (e.g., interest and non-interest checking, passbook savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) (Level 2). The carrying amounts of variable rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date (Level 2). Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits (Level 2).
(f) Short-term Borrowings
The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate their fair values (Level 2).
(g) Long-term Borrowings
The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements (Level 2).
(h) Subordinated Debentures
The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements (Level 3).
(i) Accrued Interest Receivable/Payable
The carrying amounts of accrued interest approximate fair value (Level 2).
(j) Interest Rate Swaps, net
The fair value of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash payments (or receipts) and the discounted expected variable cash receipts (or payments). The variable cash receipts (or payments) are based on the expectation of future interest rates (forward curves) derived from observed market interest rate curves (Level 2).
(k) Off-balance Sheet Instruments
Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not material.

Derivatives_And_Hedging_Activi

Derivatives And Hedging Activities	3 Months Ended
	Mar. 31, 2014
Derivatives And Hedging Activities [Abstract]	'
Derivative And Hedging Activities	'
	(10) Derivatives and Hedging Activities
	The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company utilizes derivative financial instruments to assist in the management of interest rate risk, primarily helping to secure long term borrowing rates. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the payment or receipt of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the Company’s known or expected cash payments or receipts principally related to certain variable-rate borrowings. The Company does not use derivatives for trading or speculative purposes.
	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the consolidated balance sheet as of March 31, 2014 and December 31, 2013.
		Balance			Fair Value
		Sheet			March 31,			December 31,
		Location			2014			2013
					(In thousands)
	Derivatives designated as hedging instruments
	Assets:
	Interest rate swaps	Other assets		$	183		$	465
	Liabilities:
	Interest rate swaps	Other liabilities		$	-		$	-
	The Company’s objectives in using interest rate derivatives are to add stability and predictability to interest expense and to manage the Company’s exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. For hedges of the Company’s variable-rate borrowings, interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments. As of March 31, 2014, the Company had two interest rate swaps with an aggregate notional amount of $50,000,000 that were designated as a cash flow hedge associated with the Company’s forecasted variable-rate borrowings.  The swaps are forward-starting with the first $25,000,000 swap becoming effective in June 2015 and the second swap becoming effective in March 2016.
	The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in AOCI and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. The ineffective portion of the change in fair value of the derivatives is recognized directly in earnings. The Company’s cash flow hedges are used to hedge the forecasted variable cash outflows associated with forecasted issuances of FHLB advances. During the three months ended March 31, 2014, the income statement effect of hedge ineffectiveness was not material.
	Amounts reported in AOCI related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s variable-rate liabilities. Management expects that, during the next 12 months, no amounts will be reclassified as an adjustment to interest expense related to interest rate swaps as the related borrowings which correspond to the hedge are anticipated to commence in June of 2015.
	The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with another third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. The impact of these customer interest rate swaps on the company’s financial statements was not material for any periods covered by this report.
	The table below presents the effect of the Company’s derivative financial instruments on both comprehensive income and net income for the three months ended March 31, 2014 and March 31, 2013:
			Income			Three Months Ended
	Interest Rate Swaps with		Statement			March 31,
	Hedge Designation		Location			2014		2013
						(In thousands)
	Gain or (loss) recognized in OCI on
	derivative		Not applicable		$	175	$	-
	Gain or (loss) reclassified from
	accumulated OCI into income
	(ineffective portion)		Interest expense			-		-
	The Company has agreements with its derivative counterparties that contain a cross-default provision whereby if the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations.
	The Company has minimum collateral posting thresholds with certain of its derivative counterparties, and has posted $1,083,000 against its obligations under these agreements. If the Company had breached any of these provisions at March 31, 2014, it could have been required to settle its obligations under the agreements at the termination value.

StockBased_Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation	'
	(11) Stock-Based Compensation
	Under the Company’s Incentive Plan, the Company’s Board of Directors may grant stock-based compensation awards to nonemployee directors, key employees, consultants and prospective employees under the terms described in the Incentive Plan. Stock-based compensation awards issuable under the Incentive Plan include the grant of options, restricted stock awards, restricted stock unit awards, performance stock awards, stock appreciation rights and other equity based awards. The Incentive Plan provides that eligible participants may be granted shares of Company common stock that are subject to forfeiture until the grantee vests in the stock award based on the established conditions, which may include service conditions, established performance measures or both.
	Prior to the vesting of stock awards that are subject to a service vesting condition, each grantee has the rights of a stockholder with respect to voting the shares of stock represented by the award. The grantee is not entitled to dividend rights with respect to the shares of stock until vesting occurs. Prior to vesting of the stock awards with performance vesting conditions, each grantee has the rights of a stockholder with respect to voting of the shares of stock represented by the award. The recipient is generally not entitled to dividend rights with respect to unvested shares. Other than the stock awards with service and performance based vesting conditions, no other grants have been made under the Incentive Plan.
	The Incentive Plan authorizes grants of stock-based compensation awards of up to a total of 1,700,000 shares of Company voting common stock, subject to adjustments upon the occurrence of certain events. As of March 31, 2014 and December 31, 2013, there were outstanding awards representing 745,406 and 386,525 shares of unvested stock (net of forfeitures), with 526,624 and 931,384 shares remaining available for grant under the Incentive Plan, respectively.
	Of the 745,406 shares represented by unvested awards at March 31, 2014, approximately 674,835 shares are expected to vest. At March 31, 2014, there were 326,560 shares of restricted stock outstanding that were subject to a performance condition. Management expects that 255,989 of these 326,560 shares will vest and that the remaining shares will expire unvested. The performance shares that are expected to vest relate to awards granted to various key employees from February 2013 through March 2014. The vesting of these performance shares is contingent upon the meeting of certain return on asset performance measures. The performance-based shares awarded in 2012, 2013 and 2014 each include a “threshold” and “target” performance level, with vesting determined based on where actual performance falls in relation to the numeric range represented by these performance criteria. Management expects that the targeted performance goals will be met with respect to the performance-based shares awarded in 2013 and
	2014 and does not expect to reach the threshold performance criteria for the performance awards granted in 2012, which is consistent with the level of expense currently being recognized over the vesting period. Should this expectation change, additional compensation expense could be recorded in future periods or previously recognized expense could be reversed.
	A summary of the status of unearned stock awards and the change during the period is presented in the table below:
		Shares		Weighted Average Fair
				Value on Award Date
	Unearned at January 1, 2014	386,525	$	9.18
	Awarded	404,761		13.37
	Forfeited	-		-
	Vested	-45,880		8.03
	Unearned at March 31, 2014	745,406	$	11.53
	The Company recognized $459,000 and $337,000 in stock-based compensation expense for services rendered for the three months ended March 31, 2014 and March 31, 2013, respectively. The total income tax benefit recognized for share-based compensation arrangements was $174,000 and $128,000  for the three months ended March 31, 2014 and March 31, 2013, respectively. At March 31, 2014, compensation cost of $6,395,000 related to unvested awards not yet recognized is expected to be recognized over a weighted-average period of 2.6 years. The fair value of awards that vested in the three months ended March 31, 2014 was approximately $604,000.

Capital_Ratios

Capital Ratios	3 Months Ended
	Mar. 31, 2014
Capital Ratios [Abstract]	'
Capital Ratios	'
	(12)   Capital Ratios
	The following table provides the capital ratios of the Company and Bank as of the dates presented, along with the applicable regulatory capital requirements:
		Ratio at		Ratio at		Minimum Capital Requirement		Minimum Requirement for "Well-Capitalized" Institution
		March 31,		December 31,
		2014		2013
	Total Risk-Based Capital Ratio
	Consolidated	14.75	%	14.96	%	8.00	%	N/A
	Guaranty Bank and Trust Company	14.24	%	14.37	%	8.00	%	10.00	%
	Tier 1 Risk-Based Capital Ratio
	Consolidated	13.50	%	13.71	%	4.00	%	N/A
	Guaranty Bank and Trust Company	12.99	%	13.12	%	4.00	%	6.00	%
	Leverage Ratio
	Consolidated	11.65	%	11.49	%	4.00	%	N/A
	Guaranty Bank and Trust Company	11.22	%	11.00	%	4.00	%	5.00	%

Recovered_Sheet1

Organization, Operations, And Basis Of Presenstation (Policy) (Details)	3 Months Ended
	Mar. 31, 2014
Organization, Operations and Basis of Presentation [Abstract]	'
Basis of Presentation	'
	(a)Basis of Presentation
	The accounting and reporting policies of the Company conform to generally accepted accounting principles in the United States of America and prevailing practices within the financial services industry. All material intercompany balances and transactions have been eliminated in consolidation. The Company’s financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair presentation of its financial position and results of operations for the periods presented. All such adjustments are of a normal and recurring nature. Subsequent events have been evaluated through the date of financial statements issuance.
	Certain information and note disclosures normally included in consolidated financial statements prepared in accordance with generally accepted accounting principles in the United States of America have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). The interim operating results presented in these financial statements are not necessarily indicative of operating results for the full year. For further information, refer to the consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K, for the year ended December 31, 2013.
Use of Estimates	'
	(b)Use of Estimates
	The preparation of the consolidated financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated balance sheets and income and expense for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses and other real estate owned (“OREO”). Assumptions and factors used in these estimates are evaluated on an annual basis and whenever events or changes in circumstances indicate that the previous assumptions and factors have changed. The results of such an evaluation could result in material adjustments to the Company’s estimates.
Loans and Loan Commitments	'
	(c)Loans and Loan Commitments
	The Company extends commercial, real estate, agricultural and consumer loans to customers. A substantial portion of the loan portfolio consists of commercial and real estate loans throughout the Front Range of Colorado. The ability of the Company’s borrowers to honor their contracts is generally dependent upon the real estate and general economic conditions prevailing in Colorado, among other factors.
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances, adjusted for charge-offs, the allowance for loan losses and any deferred fees or costs. Accounting for loans is performed consistently across all portfolio segments and classes.
	A portfolio segment is defined in accounting guidance as the level at which an entity develops and documents a systematic methodology to determine its allowance for loan losses. A class is defined in accounting guidance as a group of loans having similar initial measurement attributes, risk characteristics and methods for monitoring and assessing risk.
	Interest income is accrued on the unpaid principal balance of the Company’s loans. Loan origination fees, net of direct origination costs, are deferred and recognized as an adjustment to the related loan yield using the effective interest method without anticipating prepayments.
	The accrual of interest on loans is discontinued (and the loan is put on nonaccrual status) at the time the loan is 90 days past due unless the loan is well secured and in process of collection. The time at which a loan enters past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off prior to the date on which they would otherwise enter past due status if collection of principal or interest is considered doubtful. The interest on a nonaccrual loan is accounted for using the cash-basis method until the loan qualifies for a return to the accrual basis method, and any payments received on a nonaccrual loan are applied first to the principal balance of the loan. A loan is returned to accrual status after the delinquent borrower’s financial condition has improved, when all the principal and interest amounts contractually due are brought current and when the likelihood of the borrower making future timely payments are reasonably assured.
	Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount of each item represents our total exposure to loss with respect to the item, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Allowance for Loan Losses and Allowance for Unfunded Commitments	'
	(d)Allowance for Loan Losses and Allowance for Unfunded Commitments
	The allowance for loan losses or “the allowance” is a valuation allowance for probable incurred loan losses and is reported as a reduction of outstanding loan balances.
	Management evaluates the amount of the allowance on a regular basis based upon its periodic review of the collectability of the Company’s loans. Factors affecting the collectability of the loans include historical loss experience, the nature and volume of the loan portfolio, adverse situations that may affect borrowers’ ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. Management maintains the allowance at a level that it deems appropriate to adequately provide for known and inherent risks in the loan portfolio and other extensions of credit. The Company’s methodology for estimating the allowance is consistent across all portfolio segments and classes of loans.
	Loans deemed to be uncollectible are charged off and deducted from the allowance. The Company’s loan portfolio primarily consists of non-homogeneous commercial and real estate loans where charge-offs are considered on a loan-by-loan basis based on the facts and circumstances, including management’s evaluation of collateral values in comparison to book values on real estate-dependent loans. Charge-offs on smaller balance unsecured homogenous type loans such as overdrafts and ready reserves are recognized by the time
	the loan in question is 90 days past due. The provision for loan losses and recoveries on loans previously charged-off are added to the allowance.
	The allowance consists of both specific and general components. The specific component relates to loans that are individually classified as impaired. All loans are subject to individual impairment evaluation should the pertinent facts and circumstances suggest that such an evaluation is necessary. Factors considered by management in determining impairment include the loan’s payment status and the probability of collecting scheduled principal and interest payments when they become due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the original underlying loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion, if any, of the allowance is allocated so that the loan is reported at the present value of estimated future cash flows using the loan’s original contractual rate or at the fair value of collateral, less estimated selling costs, if repayment is expected solely from collateral.
	The general component of the allowance covers all other loans not specifically identified as impaired and is determined by calculating losses recognized by portfolio segment during the current credit cycle and adjusted based on management’s evaluation of various qualitative factors. In performing this calculation, loans are aggregated into one of three portfolio segments: Real Estate, Consumer and Commercial & Other. An assessment of risks impacting loans in each of these portfolio segments is performed and qualitative adjustment factors, which adjust the historical loss rate, are estimated. These qualitative adjustment factors consider current conditions relative to conditions present throughout the current credit cycle in the following areas: credit quality, loan class concentration levels, economic conditions, loan growth dynamics and organizational conditions. The historical loss experience is adjusted for management’s estimate of the impact of these factors based on the risks present for each portfolio segment.
	The Company recognizes a liability in relation to unfunded commitments that is intended to represent the estimated future losses on the commitments. In calculating the amount of this liability, management considers the amount of the Company’s off-balance sheet commitments, estimated utilization factors and loan specific risk factors. The Company’s liability for unfunded commitments is calculated quarterly and is included under “other liabilities” in the consolidated balance sheet.
Other Real Estate Owned and Foreclosed Assets	'
	(e)Other Real Estate Owned and Foreclosed Assets
	Assets acquired through or in lieu of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If the asset’s fair value declines subsequent to the assets’ acquisition, a valuation allowance is recorded through expense. Operating revenues and expenses of these assets and reductions in the fair value of the assets are included in noninterest expense. Gains and losses on their disposition are also included in noninterest expense.
Other Intangible Assets	'
	(f)Other Intangible Assets
	Intangible assets acquired in a business combination are amortized over their estimated useful lives to their estimated residual values and evaluated for impairment whenever changes in circumstances indicate that such an evaluation is necessary.
	Core deposit intangible assets (“CDI assets”) are recognized at the time of their acquisition based on valuations prepared by independent third parties or other estimates of fair value. In preparing such valuations, management considers variables such as deposit servicing costs, attrition rates, and market discount rates. CDI assets are amortized to expense over their useful lives, ranging from seven years to 15 years.
	Customer relationship intangible assets are recognized at the time of their acquisition based upon management’s estimate of their fair value. In preparing such valuations, management considers variables such as growth in existing customer base, attrition rates and market discount rates. The customer relationship
	intangible asset is amortized to expense over its useful life, which has been estimated at ten years and was initially recognized as a result of the acquisition of PCM on July 31, 2012.
Impairment of Long-Lived Assets	'
	(g)  Impairment of Long-Lived Assets
	Long-lived assets, such as premises and equipment, and finite-lived intangible assets subject to amortization, are reviewed for impairment whenever events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. The recoverability of assets to be held and used is measured by a comparison of the carrying value of the asset to the estimated undiscounted future cash flows expected to be generated by the asset. If the carrying value of an asset exceeds its estimated undiscounted future cash flows, an impairment charge is recognized by the amount by which the carrying value of the asset exceeds the fair value of the asset, less costs to sell.
	Assets to be disposed of are reported at the lower of their carrying value or fair value less costs to sell, and are no longer depreciated. In 2012, the Company recorded an impairment related to two bank buildings that were later transferred to assets held for sale. At March 31, 2014, one of these properties remained held for sale and is included in “other assets” in the consolidated balance sheet.
Derivative Instruments	'
	(h) Derivative Instruments
	The Company records all derivatives on its consolidated balance sheets at fair value. At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to the derivative’s likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). To date, the Company has entered into cash flow hedges and stand-alone derivative agreements but has not entered into any fair value hedges. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. Any portion of the cash flow hedge not deemed highly effective in hedging the changes in expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income.
	The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions, at the inception of the derivative contract. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the hedge is highly effective in offsetting changes in cash flows of the hedged items.
Stock Incentive Plan	'
	(i)Stock Incentive Plan
	The Company’s Amended and Restated 2005 Stock Incentive Plan (the “Incentive Plan”) provides for the grant of stock options, stock awards, stock units awards, performance stock awards, stock appreciation rights, and other equity-based awards representing up to a total of 1,700,000 shares of voting common stock to key employees, nonemployee directors, consultants and prospective employees. As of March 31, 2014, the Company had only granted stock awards. The Company recognizes stock compensation expense for services received in a share-based payment transaction over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The compensation cost of employee and director services received in exchange for stock awards is based on the grant date fair value of the award, as determined by quoted market prices. Stock compensation expense recognized considers estimated forfeitures and is adjusted as necessary to reflect actual forfeitures. The Company has issued stock awards that vest based on the passage of time over service periods of one to five years (in some cases vesting in annual installments, in other cases cliff vesting at the end of the service period), and other stock awards that vest contingent upon the satisfaction of certain performance conditions. The last date on which outstanding performance stock awards may vest is
	December 31, 2018. At March 31, 2014, certain performance stock awards were expected to vest prior to their expiration, while 70,571 shares were not expected to vest prior to their expiration, based on current projections in comparison to performance conditions. Should these expectations change, additional expense could be recorded or reversed in future periods.
Stock Repurchase Plan	'
	(j)    Stock Repurchase Plan
	On April 3, 2014, the Company announced that its Board of Directors had authorized the repurchase of up to 1,000,000 shares of its voting common stock, par value $0.001  per share. Repurchases under the program may commence immediately and continue through April 2, 2015.
Income Taxes	'
	(k)    Income Taxes
	Income tax expense is the total of the current year’s income tax payable or refundable and the increase or decrease in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period of the enactment date.
	Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that the Company will not realize some portion of, or the entire deferred tax asset. In assessing the Company’s likelihood of realizing deferred tax assets, management evaluates both positive and negative evidence, including the existence of any cumulative losses in the current year and the prior two years, the amount of taxes paid in available carry-back years, forecasts of future income, taking into account applicable tax planning strategies, and assessments of current and future economic and business conditions. Management performs this analysis quarterly and adjusts as necessary. At March 31, 2014 and December 31, 2013, the Company had a net deferred tax asset of $13,364,000 and $16,681,000, respectively, which includes the deferred tax asset associated with the unrealized loss on securities. After analyzing the composition of and changes in the deferred tax assets and liabilities and considering the Company’s forecasted future taxable income and various tax planning strategies, including the intent to hold the securities available for sale that were in a loss position until maturity, management determined that as of March 31, 2014 it was “more likely than not” that the net deferred tax asset would be fully realized. As a result, there was no valuation allowance with respect to the Company’s deferred tax asset as of March 31, 2014 or December 31, 2013.
	At March 31, 2014 and December 31, 2013, the Company did not have any uncertain tax positions for which a tax benefit was disallowed under current accounting guidance. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	The Company and the Bank are subject to U.S. federal income tax and State of Colorado income tax. The Company is no longer subject to examination by Federal or State taxing authorities for years before 2010 except to the extent of the amount of the 2010 carryback claim for a refund filed in 2011 with respect to 2008. At March 31, 2014 and December 31, 2013, the Company did not have any unrecognized tax benefits. The Company does not expect the amount of any unrecognized tax benefits to materially change in the next 12 months. The Company recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other noninterest expense. At March 31, 2014 and December 31, 2013, the Company did not have any amounts accrued for interest or penalties.
Earnings Per Common Share	'
	(l)Earnings per Common Share
	Basic earnings per common share represents the earnings allocable to common stockholders divided by the weighted average number of common shares outstanding during the period. When there is a loss, generally there is no difference between basic and diluted loss per common shares as any potential additional common shares are typically anti-dilutive as they decrease the loss per common share. Dilutive common shares that may be issued by the Company represent unvested stock awards subject to a service or performance condition.
	Earnings per common share have been computed based on the following calculation of weighted average shares outstanding:
		Three Months Ended March 31,
		2014	2013
	Average common shares outstanding (1)	20,936,295	20,844,384
	Effect of dilutive unvested stock grants (1)(2)	92,427	73,309
	Average shares outstanding for calculated diluted
	earnings per common share	21,028,722	20,917,693
	_____________
	(1)Share amounts have been adjusted to reflect the Company's 1-for-5  reverse stock split on May 20, 2013.
	(2)The impact of unvested stock grants representing 745,406 shares at March 31, 2014 had a dilutive impact of 92,427 shares in the diluted earnings per share calculation for the three months ended March 31, 2014. The impact of unvested stock grants representing 527,684 shares at March 31, 2013 had a dilutive impact of 73,309 shares in the diluted earnings per share calculation for the three months ended March 31, 2013.
Recently Issued Accounting Standards	'
	(m)    Recently Issued Accounting Standards
	Adoption of New Accounting Standards:
	In July of 2013 the FASB issued an accounting standards update to reduce the diversity in the accounting practice with respect to the presentation of unrecognized tax benefits when net operating loss or credit carryforwards are present. The provisions of this update require the separate presentation of unrecognized tax benefits related to net operating loss carryforwards and credit carryforwards apart from other deferred tax assets. For the Company, the amendments of the update became effective for fiscal years, and interim periods within those years, beginning subsequent to December 15, 2013. At March 31, 2014, the impact of this update on the Company’s disclosures was not material.
Reclassifications	'
	(n)  Reclassifications
	Certain reclassifications of prior year balances have been made to conform to the current year presentation. These reclassifications had no impact on the Company’s consolidated financial position, results of operations or net change in cash and cash equivalents. Share and per share amounts have been adjusted to reflect the Company’s 1-for-5 reverse stock split on May 20, 2013.

Organization_Operations_And_Ba1

Organization, Operations And Basis Of Presentation (Tables)	3 Months Ended
	Mar. 31, 2014
Organization, Operations and Basis of Presentation [Abstract]	'
Earnings (Loss) Per Common Share Basic And Diluted	'
		Three Months Ended March 31,
		2014	2013
	Average common shares outstanding (1)	20,936,295	20,844,384
	Effect of dilutive unvested stock grants (1)(2)	92,427	73,309
	Average shares outstanding for calculated diluted
	earnings per common share	21,028,722	20,917,693
	_____________
	(1)Share amounts have been adjusted to reflect the Company's 1-for-5  reverse stock split on May 20, 2013.
	(2)The impact of unvested stock grants representing 745,406 shares at March 31, 2014 had a dilutive impact of 92,427 shares in the diluted earnings per share calculation for the three months ended March 31, 2014. The impact of unvested stock grants representing 527,684 shares at March 31, 2013 had a dilutive impact of 73,309 shares in the diluted earnings per share calculation for the three months ended March 31, 2013.

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Fair Value Of Available For Sale Debt Securities	'
		31-Mar-14
			Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
			(In thousands)
	Securities available for sale:
	State and municipal	$	42,146	$	48	$	-1,302	$	43,400
	Mortgage-backed - agency / residential		249,437		1,383		-7,527		255,581
	Mortgage-backed - private / residential		534		4		-		530
	Asset-backed		22,446		-		-1,625		24,071
	Marketable equity		1,535		-		-		1,535
	Trust preferred		18,520		-		-1,480		20,000
	Corporate		65,061		740		-379		64,700
	Total securities available for sale	$	399,679	$	2,175	$	-12,313	$	409,817
		31-Dec-13
			Fair		Gross		Gross		Amortized
			Value		Unrealized		Unrealized		Cost
					Gains		Losses
			(In thousands)
	Securities available for sale:
	State and municipal	$	41,085	$	59	$	-2,395	$	43,421
	Mortgage-backed - agency / residential		254,103		1,289		-10,114		262,928
	Mortgage-backed - private / residential		561		-		-		561
	Asset-backed		22,503		-		-1,902		24,405
	Marketable equity		1,535		-		-		1,535
	Trust preferred		26,096		88		-2,330		28,338
	Corporate		39,074		510		-211		38,775
	Total securities available for sale	$	384,957	$	1,946	$	-16,952	$	399,963
Unrecognized Gains and Losses, Securities Held To Maturity	'
			Fair		Gross		Gross		Amortized
			Value		Unrecognized		Unrecognized		Cost
					Gains		Losses
			(In thousands)
	March 31, 2014:
	State and municipal	$	34,608	$	284	$	-1,042	$	35,366
	Mortgage-backed - agency / residential		18,850		381		-186		18,655
		$	53,458	$	665	$	-1,228	$	54,021
	December 31, 2013:
	State and municipal	$	26,351	$	-	$	-1,664	$	28,015
	Mortgage-backed - agency / residential		13,866		343		-200		13,723
		$	40,217	$	343	$	-1,864	$	41,738
Proceeds From Sales And Calls of Securities	'
			Three Months Ended March 31,
			2014		2013
			(In thousands)
	Proceeds	$	8,367	$	-
	Gross gains		42		-
	Gross losses		-17		-
	Net tax expense related to gains
	(losses) on sale		10		-
Investments Classified by Contractual Maturity Date	'
			Available for Sale (AFS)
			Fair Value		Amortized Cost
			(In thousands)
	Securities available for sale:
	Due in one year or less	$	149	$	145
	Due after one year through five years		25,493		25,201
	Due after five years through ten years		43,546		43,527
	Due after ten years		56,539		59,227
	Total AFS, excluding mortgage-backed (MBS),
	asset-backed and marketable equity securities		125,727		128,100
	Mortgage-backed, asset-backed and marketable
	equity securities		273,952		281,717
	Total securities available for sale	$	399,679	$	409,817
			Held to Maturity (HTM)
			Fair Value		Amortized Cost
			(In thousands)
	Securities held to maturity:
	Due after one year through five years	$	3,024	$	3,058
	Due after five years through ten years		7,811		7,906
	Due after ten years		23,773		24,402
	Total HTM, excluding MBS		34,608		35,366
	Mortgage-backed - agency / residential		18,850		18,655
	Total securities held to maturity	$	53,458	$	54,021
Fair Value And The Unrealized Loss On Temporarily Impaired Securities	'
	31-Mar-14		Less than 12 Months						12 Months or More				Total
			Fair			Unrealized			Fair		Unrealized		Fair		Unrealized
			Value			Losses			Value		Losses		Value		Losses
			(In thousands)
	Description of securities:
	Available for sale:
	State and municipal	$	4,702		$	-257		$	10,785	$	-1,045	$	15,487	$	-1,302
	Mortgage-backed - agency /
	residential		142,742			-5,376			47,807		-2,151		190,549		-7,527
	Asset-backed		-			-			22,446		-1,625		22,446		-1,625
	Trust preferred		-			-			8,520		-1,480		8,520		-1,480
	Corporate		29,964			-379			-		-		29,964		-379
	Held to maturity:
	State and municipal		11,868			-534			6,280		-508		18,148		-1,042
	Mortgage-backed - agency /
	residential		10,617			-186			-		-		10,617		-186
	Total temporarily impaired	$	199,893		$	-6,732		$	95,838	$	-6,809	$	295,731	$	-13,541
	31-Dec-13		Less than 12 Months						12 Months or More				Total
			Fair			Unrealized			Fair		Unrealized		Fair		Unrealized
			Value			Losses			Value		Losses		Value		Losses
			(In thousands)
	Description of securities:
	Available for sale:
	State and municipal	$	35,012		$	-1,946		$	3,517	$	-449	$	38,529	$	-2,395
	Mortgage-backed - agency /
	residential		186,193			-9,943			9,668		-171		195,861		-10,114
	Asset-backed		17,953			-1,526			4,549		-376		22,502		-1,902
	Trust preferred		13,215			-227			7,897		-2,103		21,112		-2,330
	Corporate		15,484			-211			-		-		15,484		-211
	Held to maturity:
	State and municipal		20,012			-1,296			2,510		-368		22,522		-1,664
	Mortgage-backed - agency /
	residential		6,621			-200			-		-		6,621		-200
	Total temporarily impaired	$	294,490		$	-15,349		$	28,141	$	-3,467	$	322,631	$	-18,816

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2014
Loans [Abstract]	'
Loans Held For Investment By Loan Type	'
			March 31,			December 31,
			2014			2013
			(In thousands)
	Commercial and residential real estate	$	904,124		$	866,507
	Construction		67,862			77,657
	Commercial		288,865			271,843
	Agricultural		10,917			10,772
	Consumer		60,010			60,932
	SBA		30,839			31,010
	Other		570			2,039
	Total gross loans		1,363,187			1,320,760
	Unearned loan fees		-875			-843
	Loans, held for investment, net of unearned loan fees		1,362,312			1,319,917
	Less allowance for loan losses		-21,550			-21,005
	Net loans, held for investment	$	1,340,762		$	1,298,912
Allowance For Loan Losses	'
			Three Months Ended March 31,
			2014			2013
			(In thousands)
	Balance, beginning of period	$	21,005		$	25,142
	Provision (credit) for loan losses		-6			-
	Loans charged-off		-407			-1,523
	Recoveries on loans previously
	charged-off		958			441
	Balance, end of period	$	21,550		$	24,060
Allowance For Loan Losses And Loans Held For Investment By Portfolio Segment	'
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2013	$	18,475		$	52		$	2,478		$	21,005
	Charge-offs		-8			-11			-388			-407
	Recoveries		890			5			63			958
	Provision (credit)		-615			4			605			-6
	Balance as of March 31, 2014	$	18,742		$	50		$	2,758		$	21,550
	Balances at March 31, 2014:
	Allowance for Loan Losses
	Individually evaluated	$	98		$	1		$	5		$	104
	Collectively evaluated		18,644			49			2,753			21,446
	Total	$	18,742		$	50		$	2,758		$	21,550
	Loans
	Individually evaluated	$	20,158		$	27		$	177		$	20,362
	Collectively evaluated		1,085,032			3,569			253,349			1,341,950
	Total	$	1,105,190		$	3,596		$	253,526		$	1,362,312
			Real Estate			Consumer and			Commercial			Total
						Installment			and Other
			(In thousands)
	Allowance for Loan Losses
	Balance as of December 31, 2012	$	19,550		$	76		$	5,516		$	25,142
	Charge-offs		-742			-8			-773			-1,523
	Recoveries		372			25			44			441
	Provision (credit)		483			115			-598			-
	Balance as of March 31, 2013	$	19,663		$	208		$	4,189		$	24,060
	Balances at December 31, 2013:
	Allowance for Loan Losses
	Individually evaluated	$	352		$	1		$	212		$	565
	Collectively evaluated		18,123			51			2,266			20,440
	Total	$	18,475		$	52		$	2,478		$	21,005
	Loans
	Individually evaluated	$	21,045		$	27		$	631		$	21,703
	Collectively evaluated		1,075,051			3,929			219,234			1,298,214
	Total	$	1,096,096		$	3,956		$	219,865		$	1,319,917
Schedule Of Impaired Loans	'
	31-Mar-14		Recorded			Unpaid			Related			Average			Interest
			Investment			Balance			Allowance			Recorded			Income
												Investment			Recognized
												YTD			YTD
			(In thousands)
	Impaired loans with no related allowance:
	Commercial and residential real estate	$	16,068		$	17,216		$	-		$	16,268		$	57
	Construction		-			-			-			-			-
	Commercial		160			160			-			227			3
	Consumer		166			168			-			272			3
	Other		191			472			-			197			-
	Total	$	16,585		$	18,016		$	-		$	16,964		$	63
	Impaired loans with a related allowance:
	Commercial and residential real estate	$	2,758		$	3,778		$	69		$	2,736		$	13
	Construction		-			-			-			-			-
	Commercial		205			774			6			436			2
	Consumer		728			783			27			772			2
	Other		86			173			2			126			-
	Total	$	3,777		$	5,508		$	104		$	4,070		$	17
	Total impaired loans:
	Commercial and residential real estate	$	18,826		$	20,994		$	69		$	19,004		$	70
	Construction		-			-			-			-			-
	Commercial		365			934			6			663			5
	Consumer		894			951			27			1,044			5
	Other		277			645			2			323			-
	Total impaired loans	$	20,362		$	23,524		$	104		$	21,034		$	80
	31-Dec-13		Recorded			Unpaid			Related			Average			Interest
			Investment			Balance			Allowance			Recorded			Income
												Investment			Recognized
												YTD			YTD
			(In thousands)
	Impaired loans with no related allowance:
	Commercial and residential real estate	$	16,467		$	17,497		$	-		$	12,516		$	244
	Construction		-			-			-			2,703			-
	Commercial		294			294			-			362			15
	Consumer		378			379			-			515			11
	Other		202			472			-			774			-
	Total	$	17,341		$	18,642		$	-		$	16,870		$	270
	Impaired loans with a related allowance:
	Commercial and residential real estate	$	2,714		$	3,699		$	182		$	6,677		$	73
	Construction		-			-			-			2,735			-
	Commercial		666			1,236			220			1,453			9
	Consumer		816			862			93			738			7
	Other		166			359			70			286			-
	Total	$	4,362		$	6,156		$	565		$	11,889		$	89
	Total impaired loans:
	Commercial and residential real estate	$	19,181		$	21,196		$	182		$	19,193		$	317
	Construction		-			-			-			5,438			-
	Commercial		960			1,530			220			1,815			24
	Consumer		1,194			1,241			93			1,253			18
	Other		368			831			70			1,060			-
	Total impaired loans	$	21,703		$	24,798		$	565		$	28,759		$	359
Summary Of Past Due Loans By Class	'
	31-Mar-14		30-89		90 Days +		Nonaccrual		Total		Total Loans,
			Days Past		Past Due		Loans		Past Due		Held for
			Due		and Still						Investment
					Accruing
			(In thousands)
	Commercial and residential
	real estate	$	176	$	-	$	13,624	$	13,800	$	903,551
	Construction		-		-		-		-		67,812
	Commercial		39		-		112		151		288,679
	Consumer		55		-		592		647		59,971
	Other		162		-		277		439		42,299
	Total	$	432	$	-	$	14,605	$	15,037	$	1,362,312
	31-Dec-13		30-89		90 Days +		Nonaccrual		Total		Total Loans,
			Days Past		Past Due		Loans		Past Due		Held for
			Due		and Still						Investment
					Accruing
			(In thousands)
	Commercial and residential
	real estate	$	590	$	-	$	13,560	$	14,150	$	865,960
	Construction		277		-		-		277		77,601
	Commercial		616		-		624		1,240		271,670
	Consumer		146		-		924		1,070		60,893
	Other		494		-		368		862		43,793
	Total	$	2,123	$	-	$	15,476	$	17,599	$	1,319,917
Summary Of The Risk Category Of Loans By Class Of Loans	'
	31-Mar-14		Commercial		Construction		Commercial		Consumer		Other		Total
			& Residential				Loans
			Real Estate
			(In thousands)
	Non-classified	$	885,526	$	67,862	$	288,267	$	58,388	$	40,387	$	1,340,430
	Substandard		18,598		-		598		1,622		1,939		22,757
	Doubtful		-		-		-		-		-		-
	Subtotal		904,124		67,862		288,865		60,010		42,326		1,363,187
	Less: Unearned loan fees		-573		-50		-186		-39		-27		-875
	Loans, held for investment, net
	of unearned loan fees	$	903,551	$	67,812	$	288,679	$	59,971	$	42,299	$	1,362,312
	31-Dec-13		Commercial		Construction		Commercial		Consumer		Other		Total
			& Residential				Loans
			Real Estate
			(In thousands)
	Non-classified	$	847,231	$	77,657	$	270,511	$	58,868	$	41,771	$	1,296,038
	Substandard		19,276		-		1,332		2,064		2,050		24,722
	Doubtful		-		-		-		-		-		-
	Subtotal		866,507		77,657		271,843		60,932		43,821		1,320,760
	Less: Unearned loan fees		-547		-56		-173		-39		-28		-843
	Loans, held for investment, net
	of unearned loan fees	$	865,960	$	77,601	$	271,670	$	60,893	$	43,793	$	1,319,917
Loans By Class Modified As Troubled Debt Restructurings	'
	Three Months Ended March 31, 2014:
	Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
		Loans			Outstanding Recorded			Outstanding Recorded
					Investment			Investment
					(In thousands)
	Commercial and residential
	real estate	4		$	211		$	211
	Construction	-			-			-
	Commercial	-			-			-
	Consumer	1			35			35
	Other	1			86			86
	Total	6		$	332		$	332
	Three Months Ended March 31, 2013:
	Troubled Debt Restructurings	Number of			Pre-Modification			Post-Modification
		Loans			Outstanding Recorded			Outstanding Recorded
					Investment			Investment
					(In thousands)
	Commercial and residential
	real estate	1		$	1,050		$	876
	Construction	-			-			-
	Commercial	-			-			-
	Consumer	-			-			-
	Other	-			-			-
	Total	1		$	1,050		$	876

Other_Real_Estate_Owned_Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2014
Other Real Estate Owned [Abstract]	'
Carrying Amount Of Other Real Estate Owned	'
	Balance, January 1, 2013	$	19,580
	Additions to OREO		2,821
	Dispositions of OREO		-13,676
	Net gain/(loss) on sale and valuation adjustments		-119
	Balance as of March 31, 2013	$	8,606
	Balance, January 1, 2014	$	4,493
	Additions to OREO		-
	Dispositions of OREO		-82
	Net gain on sale and valuation adjustments		8
	Balance as of March 31, 2014	$	4,419
Expenses Related To Foreclosed Assets	'
			Three Months Ended March 31,
			2014		2013
			(In thousands)
	Net (gain)/loss on sale and valuation
	adjustments	$	-8	$	119
	Operating expenses, net of rental income		64		215
	Total expenses related to foreclosed assets	$	56	$	334

Other_Intangible_Assets_Tables

Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2014
Other Intangible Assets [Abstract]	'
Schedule Of Finite Lived Intangible Assets And Related Accumulated Amortization	'
				March 31,		December 31,
		Useful Life		2014		2013
				(In thousands)
	Core deposit intangible assets	7 - 15 years	$	62,975	$	62,975
	Core deposit intangible assets accumulated amortization			-59,139		-58,611
	Core deposit intangible assets, net		$	3,836	$	4,364
	Customer relationship intangible asset	10 years		2,524		2,524
	Customer relationship intangible asset accumulated amortization			-421		-358
	Customer relationship intangible asset, net		$	2,103	$	2,166
	Total other intangible assets, net		$	5,939	$	6,530
Amortization Of Intangible Assets	'
				Three Months Ended March 31,
				2014		2013
				(In thousands)
	Amortization expense		$	591	$	707

Subordinated_Debentures_And_Tr1

Subordinated Debentures And Trust Preferred Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Subordinated Debentures And Trust Preferred Securities [Abstract]	'
Schedule Of Subordinated Debenture Issuance	'
		Date Issued	Amount	Maturity Date	Call	Fixed or	Rate		Current		Next Rate
					Date *	Variable	Adjuster		Rate		Reset
											Date**
	CenBank Trust III	4/8/04	15,464	4/15/34	7/15/14	Variable	LIBOR + 2.65	%	2.89	%	7/15/14
	Guaranty Capital Trust III	6/30/03	10,310	7/7/33	7/7/14	Variable	LIBOR + 3.10	%	3.34	%	7/7/14
	*  Call date represents the earliest or next date the Company can call the debentures
	** On April 7, 2014, the rate on the Guaranty Capital Trust III subordinated debentures reset to 3.33%.  On April 15, 2014, the rate on the CenBank Trust III subordinated debentures reset to 2.88%.

Commitments_Tables

Commitments (Tables)	3 Months Ended
	Mar. 31, 2014
Commitments [Abstract]	'
Commitments To Extend Credit	'
			March 31,		December 31,
			2014		2013
			(In thousands)
	Commitments to extend credit:
	Variable	$	328,290	$	290,564
	Fixed		29,199		30,343
	Total commitments to extend credit	$	357,489	$	320,907
	Standby letters of credit	$	10,000	$	10,217

Fair_Value_Measurements_And_Fa1

Fair Value Measurements And Fair Value Of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements And Fair Value Of Financial Instruments [Abstract]	'
Financial Assets and Liabilities Measured on a Recurring Basis	'
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	Assets/Liabilities at March 31, 2014
	State and municipal securities	$	-	$	17,500	$	24,646	$	42,146
	Mortgage-backed securities – agency /
	residential		-		249,437		-		249,437
	Mortgage-backed securities – private /
	residential		-		534		-		534
	Asset-backed securities		-		22,446		-		22,446
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		18,520		-		18,520
	Corporate securities		-		65,061		-		65,061
	Interest rate swaps - cash flow hedge		-		183		-		183
	Assets/Liabilities at December 31, 2013
	State and municipal securities	$	-	$	16,918	$	24,167	$	41,085
	Mortgage-backed securities – agency /
	residential		-		254,103		-		254,103
	Mortgage-backed securities – private /
	residential		-		561		-		561
	Asset-backed securities		-		22,503		-		22,503
	Marketable equity securities		-		1,535		-		1,535
	Trust preferred securities		-		26,096		-		26,096
	Corporate securities		-		39,074		-		39,074
	Interest rate swaps - cash flow hedge		-		465		-		465
Fair Value Measurements Using Significant Unobservable Inputs (Level 3)	'
			State and Municipal
			Securities
			Three Months Ended
			31-Mar-14
			(In thousands)
	Beginning balance	$	24,167
	Total unrealized gains (losses) included in:
	Net income (loss)		-
	Other comprehensive income (loss)		479
	Sales, calls and prepayments		-
	Transfer to OREO		-
	Transfers in and (out) of Level 3		-
	Balance end of period	$	24,646
			State and Municipal
			Securities
			Three Months Ended
			31-Mar-13
			(In thousands)
	Beginning balance	$	49,889
	Total unrealized gains (losses) included in:
	Net income (loss)		-
	Other comprehensive income (loss)		-22
	Transfer to OREO		-814
	Transfers in and (out) of Level 3		-
	Balance end of period	$	49,053
Quantitative Information About Level 3 Fair Value Measurements	'
	31-Mar-14		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	State and municipal securities	$	24,115	discounted cash flow	discount rate	4.75%
	State and municipal securities		531	matrix pricing	discount rate or yield	N/A*
	Total	$	24,646
	31-Dec-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	State and municipal securities	$	23,636	discounted cash flow	discount rate	5.10%
	State and municipal securities		531	matrix pricing	discount rate or yield	N/A*
	Total	$	24,167
	* The Company relies on a third-party pricing service to value non-rated municipal securities. Because of the lack of credit ratings, management considers the relationship between rates on these securities and benchmarks rates to be unobservable. The unobservable adjustments used by the third-party pricing service were not readily available.
	31-Mar-14		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Impaired loans:
	Other	$	191	sales comparison	adjustment to comparable sales	6%-8%
	Total impaired loans	$	191
	31-Dec-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Impaired loans:
	Commercial and residential	$	115	sales comparison	adjustment to comparable sales	6%-8%
	real estate
	Other		231	sales comparison	adjustment to comparable sales	6%-8%
	Total impaired loans	$	346
	31-Dec-13		Fair Value	Valuation Technique	Unobservable Inputs	Range
			(In thousands)
	Other real estate owned and
	foreclosed assets:
	Commercial real estate	$	1,636	broker opinion	discount to broker opinion	10% - 20%
	Land		2,857	sales comparison	adjustment to comparable sales	10% - 55%
				broker opinion	discount to broker opinion	10% - 20%
	Total other real estate owned
	and foreclosed assets	$	4,493
Impaired Loans Measured At Fair Value On A Non-Recurring Basis	'
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	31-Mar-14
	Impaired loans:
	Other	$	-	$	-	$	191	$	191
	Total impaired loans	$	-	$	-	$	191	$	191
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	31-Dec-13
	Impaired loans:
	Commercial and residential real estate	$	-	$	-	$	115	$	115
	Other		-		-		231		231
	Total impaired loans	$	-	$	-	$	346	$	346
Nonfinancial Assets And Liabilities Measured On A Nonrecurring Basis	'
			Quoted Prices in		Significant		Significant		Balance
			Active Markets		Other Observable		Unobservable
			for Identical		Inputs (Level 2)		Inputs (Level 3)
			Assets (Level 1)
			(In thousands)
	31-Mar-14
	Other real estate owned and foreclosed assets:
	Commercial real estate	$	-	$	-	$	-	$	-
	Land		-		-		-		-
	Total other real estate owned and foreclosed assets	$	-	$	-	$	-	$	-
	31-Dec-13
	Other real estate owned and foreclosed assets:
	Commercial real estate	$	-	$	-	$	1,636	$	1,636
	Land		-		-		2,857		2,857
	Total other real estate owned and foreclosed assets	$	-	$	-	$	4,493	$	4,493
Estimated Fair Values And Related Carrying Amounts Of Financial Instruments	'
					Fair Value Measurements at March 31, 2014:
			Carrying Amount		Level 1		Level 2		Level 3		Total
			(In thousands)
	Financial assets:
	Cash and cash equivalents	$	35,311	$	35,311	$	-	$	-	$	35,311
	Securities available for sale		399,679		-		375,033		24,646		399,679
	Securities held to maturity		54,021		-		49,268		4,190		53,458
	Bank stocks		17,147		n/a		n/a		n/a		n/a
	Loans held for investment, net		1,340,762		-		-		1,334,280		1,334,280
	Accrued interest receivable		6,032		-		6,032		-		6,032
	Interest rate swap - cash flow hedge		183		-		183		-		183
	Financial liabilities:
	Deposits	$	1,533,010	$	-	$	1,531,625	$	-	$	1,531,625
	Federal funds purchased and sold under
	agreements to repurchase		27,045		-		27,045		-		27,045
	Short-term borrowings		63,017		-		63,017		-		63,017
	Subordinated debentures		25,774		-		-		18,345		18,345
	Long-term borrowings		110,000		-		116,778		-		116,778
	Accrued interest payable		606		-		606		-		606
					Fair Value Measurements at December 31, 2013:
			Carrying Amount		Level 1		Level 2		Level 3		Total
			(In thousands)
	Financial assets:
	Cash and cash equivalents	$	28,077	$	28,077	$	-	$	-	$	28,077
	Securities available for sale		384,957		-		360,790		24,167		384,957
	Securities held to maturity		41,738		-		36,463		3,754		40,217
	Bank stocks		15,605		n/a		n/a		n/a		n/a
	Loans held for sale		507		558		-		-		558
	Loans held for investment, net		1,298,912		-		-		1,291,439		1,291,439
	Accrued interest receivable		5,156		-		5,156		-		5,156
	Interest rate swap - cash flow hedge		465		-		465		-		465
	Financial liabilities:
	Deposits	$	1,528,457	$	-	$	1,527,034	$	-	$	1,527,034
	Federal funds purchased and sold under
	agreements to repurchase		24,284		-		24,284		-		24,284
	Short-term borrowings		20,000		-		20,000		-		20,000
	Subordinated debentures		25,774		-		-		18,351		18,351
	Long-term borrowings		110,000		-		117,316		-		117,316
	Accrued interest payable		600		-		600		-		600

Derivatives_And_Hedging_Activi1

Derivatives And Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2014
Derivatives And Hedging Activities [Abstract]	'
Schedule Of Derivative Financial Instruments As Well As Their Classification On The Balance Sheet	'
		Balance			Fair Value
		Sheet			March 31,			December 31,
		Location			2014			2013
					(In thousands)
	Derivatives designated as hedging instruments
	Assets:
	Interest rate swaps	Other assets		$	183		$	465
	Liabilities:
	Interest rate swaps	Other liabilities		$	-		$	-
Schedule Of Derivative Financial Instruments On Both Comprehensive Income And Net Income	'
			Income			Three Months Ended
	Interest Rate Swaps with		Statement			March 31,
	Hedge Designation		Location			2014		2013
						(In thousands)
	Gain or (loss) recognized in OCI on
	derivative		Not applicable		$	175	$	-
	Gain or (loss) reclassified from
	accumulated OCI into income
	(ineffective portion)		Interest expense			-		-

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation Change During The Period	'
		Shares		Weighted Average Fair
				Value on Award Date
	Unearned at January 1, 2014	386,525	$	9.18
	Awarded	404,761		13.37
	Forfeited	-		-
	Vested	-45,880		8.03
	Unearned at March 31, 2014	745,406	$	11.53

Capital_Ratios_Tables

Capital Ratios (Tables)	3 Months Ended
	Mar. 31, 2014
Capital Ratios [Abstract]	'
Schedule Of Company's And Bank's Capital Ratios	'
		Ratio at		Ratio at		Minimum Capital Requirement		Minimum Requirement for "Well-Capitalized" Institution
		March 31,		December 31,
		2014		2013
	Total Risk-Based Capital Ratio
	Consolidated	14.75	%	14.96	%	8.00	%	N/A
	Guaranty Bank and Trust Company	14.24	%	14.37	%	8.00	%	10.00	%
	Tier 1 Risk-Based Capital Ratio
	Consolidated	13.50	%	13.71	%	4.00	%	N/A
	Guaranty Bank and Trust Company	12.99	%	13.12	%	4.00	%	6.00	%
	Leverage Ratio
	Consolidated	11.65	%	11.49	%	4.00	%	N/A
	Guaranty Bank and Trust Company	11.22	%	11.00	%	4.00	%	5.00	%

Organizations_Operations_And_B

Organizations, Operations And Basis Of Presentation (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Apr. 03, 2014	Dec. 31, 2013
Organizations Operations And Basis Of Presentation [Line Items]	'	'	'
Number of days for an unsecured loan to become delinquent	'90 days	'	'
Number of days past due before smaller loans trigger charge offs	'90 days	'	'
Common stock, par value (in dollars per share)	$0.00	$0.00	$0.00
Performance based restricted shares not expected to vest prior to end of contractual term	70,571	'	'
Deferred Tax Assets, Net	$13,364,000	'	$16,681,000
Valuation Allowance, Amount	$0	'	$0
Amount recognized is the largest amount of tax benefit, threshold	50.00%	'	'
Customer Relationship [Member]	'	'	'
Organizations Operations And Basis Of Presentation [Line Items]	'	'	'
Intangible assets, Useful life	'10 years	'	'
Minimum [Member]	'	'	'
Organizations Operations And Basis Of Presentation [Line Items]	'	'	'
Vesting period	'1 year	'	'
Minimum [Member] | Core Deposits [Member]	'	'	'
Organizations Operations And Basis Of Presentation [Line Items]	'	'	'
Intangible assets, Useful life	'7 years	'	'
Maximum [Member]	'	'	'
Organizations Operations And Basis Of Presentation [Line Items]	'	'	'
Shares authorized for repurchase	'	1,000,000	'
Number of grants issued	1,700,000	'	'
Vesting period	'5 years	'	'
Maximum [Member] | Core Deposits [Member]	'	'	'
Organizations Operations And Basis Of Presentation [Line Items]	'	'	'
Intangible assets, Useful life	'15 years	'	'

Organizations_Operations_And_B1

Organizations, Operations And Basis Of Presentation (Earnings Loss Per Common Share) (Details)	3 Months Ended
	Mar. 31, 2014		Mar. 31, 2013
	security
Organization, Operations and Basis of Presentation [Abstract]	'		'
Average common shares outstanding	20,936,295	[1]	20,844,384	[1]
Effect of dilutive unvested stock grants	92,427	[1],[2]	73,309	[1],[2]
Average shares outstanding for calculated diluted earnings per common share	21,028,722		20,917,693
Reverse stock split ratio	0.2		'
Unvest stock grants	745,406		527,684
[1]	Share amounts have been adjusted to reflect the Company's 1-for-5 reverse stock split on May 20, 2013.
[2]	The impact of unvested stock grants representing 745,406 shares at March 31, 2014 had a dilutive impact of 92,427 shares in the diluted earnings per share calculation for the three months ended March 31, 2014. The impact of unvested stock grants representing 527,684 shares at March 31, 2013 had a dilutive impact of 73,309 shares in the diluted earnings per share calculation for the three months ended March 31, 2013.

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	security
Securities [Abstract]	'	'
Securities in an unrealized loss position	130	'
Securities in an unrealized loss position for 12 months or longer	43	'
Security of a single issuer, book value	$24,115,000	'
Percent of stockholders' equity	12.40%	'
Percent of Bank's municipal bond securities that are unrated	5.60%	'
Tax-exempt bond, interest rate	4.75%	'
Tax-exempt bond, maturity date	1-Dec-31	'
Tax-exempt bond, unrealized loss	'	478,000
Issuer redemption in advance of scheduled repayment	'	$10,810,000

Securities_Fair_Value_Of_Avail

Securities (Fair Value Of Available For Sale Debt Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	$399,679	$384,957
Gross unrealized gains	2,175	1,946
Gross unrealized losses	-12,313	-16,952
Amortized cost	409,817	399,963
Trust Preferred [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	18,520	26,096
Gross unrealized gains	'	88
Gross unrealized losses	-1,480	-2,330
Amortized cost	20,000	28,338
Marketable Equity [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	1,535	1,535
Amortized cost	1,535	1,535
State And Municipal Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	42,146	41,085
Gross unrealized gains	48	59
Gross unrealized losses	-1,302	-2,395
Amortized cost	43,400	43,421
Asset-backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	22,446	22,503
Gross unrealized losses	-1,625	-1,902
Amortized cost	24,071	24,405
Mortgage-backed securities - agency/residential [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	249,437	254,103
Gross unrealized gains	1,383	1,289
Gross unrealized losses	-7,527	-10,114
Amortized cost	255,581	262,928
Mortgage-backed securities - private/residential [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	534	561
Gross unrealized gains	4	'
Amortized cost	530	561
Corporate and Others [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	65,061	39,074
Gross unrealized gains	740	510
Gross unrealized losses	-379	-211
Amortized cost	$64,700	$38,775

Securities_Unrecognized_Gains_

Securities (Unrecognized Gains And Losses Securities Held To Maturity) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities [Line Items]	'	'
Fair value	$53,458	$40,217
Gross Unrealized Gains	665	343
Gross Unrealized Losses	-1,228	-1,864
Amortized Cost	54,021	41,738
Mortgage-backed securities - agency/residential [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Fair value	18,850	13,866
Gross Unrealized Gains	381	343
Gross Unrealized Losses	-186	-200
Amortized Cost	18,655	13,723
State And Municipal Securities [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Fair value	34,608	26,351
Gross Unrealized Gains	284	'
Gross Unrealized Losses	-1,042	-1,664
Amortized Cost	$35,366	$28,015

Securities_Proceeds_From_Sales

Securities (Proceeds From Sales And Calls Of Securities) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Securities [Abstract]	'
Proceeds	$8,367
Gross gains	42
Gross losses	-17
Net tax expense related to gains (losses) on sale	$10

Securities_Investments_Classif

Securities (Investments Classified by Contractual Maturity Date) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Due in one year or less, Amortized Cost	$145	'
Due after one years through five years, Amortized cost	25,201	'
Due after five years through ten years, Amortized cost	43,527	'
Due after ten years, Amortized cost	59,227	'
Total AFS, excluding MBS and marketable equity securities, Amortized cost	128,100	'
Mortgage-backed securities and marketable equity securities, Amortized cost	281,717	'
Total securities available for sale, Amortized cost	409,817	'
Due in one year or less, Fair value	149	'
Due after one year through five years, Fair value	25,493	'
Due after five years through ten years, Fair value	43,546	'
Due after ten years, Fair value	56,539	'
Total AFS, excluding MBS and marketable equity securities, Fair value	125,727	'
Mortgage-backed securities and marketable equity securities, Fair value	273,952	'
Total securities available for sale, Fair value	399,679	384,957
Securities held to maturity, Due after one year through five years, Amortized cost	3,058	'
Securities held to maturity, Due after five years through ten years, Amortized cost	7,906	'
Securities held to maturity, Due after ten years, Amortized cost	24,402	'
Total HTM, excluding MBS, Amortized cost	35,366	'
Total securities held to maturity, Amortized cost	54,021	41,738
Securities held to maturity, Due after one year through five years, Fair value	3,024	'
Securities held to maturity, Due after five years through ten years, Fair value	7,811	'
Securities held to maturity, Due after ten years, Fair value	23,773	'
Total HTM, excluding MBS, Fair value	34,608	'
Total securities held to maturity, Fair value	53,458	40,217
State And Municipal Securities [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Total securities held to maturity, Fair value	34,608	26,351
Mortgage-backed securities - agency/residential [Member]	'	'
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]	'	'
Securities held to maturity, Amortized cost	18,655	'
Securities held to maturity, Fair value	18,850	'
Total securities held to maturity, Fair value	$18,850	$13,866

Securities_Fair_Value_And_The_

Securities (Fair Value And The Unrealized Loss On Temporarily Impaired Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]	'	'
Available for sale, Total, Unrealized losses	'	($478)
Total temporarily impaired, Less than 12 months, Fair value	199,893	294,490
Total temporarily impaired, More than 12 months, Fair Value	95,838	28,141
Total temporarily impaired, Total, Fair value	295,731	322,631
Total temporarily impaired, Less than 12 months, Unrealized losses	-6,732	-15,349
Total temporarily impaired, More than 12 months, Unrealized losses	-6,809	-3,467
Total temporarily impaired, Total, Unrealized losses	-13,541	-18,816
State And Municipal Securities [Member]	'	'
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]	'	'
Available for sale, Less than 12 months, Fair value	4,702	35,012
Available for sale, 12 months or more, Fair value	10,785	3,517
Available for sale, Total, Fair value	15,487	38,529
Available for sale, Less than 12 months, Unrealized losses	-257	-1,946
Available for sale, 12 months or more, Unrealized losses	-1,045	-449
Available for sale, Total, Unrealized losses	-1,302	-2,395
Held to maturity, Less than 12 months, Fair value	11,868	20,012
Held to maturity, 12 months or more, Fair value	6,280	2,510
Held to maturity, Total, Fair value	18,148	22,522
Held to maturity, Less than 12 months, Unrealized losses	-534	-1,296
Held to maturity, 12 months or more, Unrealized losses	-508	-368
Held to maturity, Total, Unrealized losses	-1,042	-1,664
Asset-backed Securities [Member]	'	'
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]	'	'
Available for sale, Less than 12 months, Fair value	'	17,953
Available for sale, 12 months or more, Fair value	22,446	4,549
Available for sale, Total, Fair value	22,446	22,502
Available for sale, Less than 12 months, Unrealized losses	'	-1,526
Available for sale, 12 months or more, Unrealized losses	-1,625	-376
Available for sale, Total, Unrealized losses	-1,625	-1,902
Mortgage-backed securities - agency/residential [Member]	'	'
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]	'	'
Available for sale, Less than 12 months, Fair value	142,742	186,193
Available for sale, 12 months or more, Fair value	47,807	9,668
Available for sale, Total, Fair value	190,549	195,861
Available for sale, Less than 12 months, Unrealized losses	-5,376	-9,943
Available for sale, 12 months or more, Unrealized losses	-2,151	-171
Available for sale, Total, Unrealized losses	-7,527	-10,114
Held to maturity, Less than 12 months, Fair value	10,617	6,621
Held to maturity, Total, Fair value	10,617	6,621
Held to maturity, Less than 12 months, Unrealized losses	-186	-200
Held to maturity, Total, Unrealized losses	-186	-200
Corporate and Others [Member]	'	'
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]	'	'
Available for sale, Less than 12 months, Fair value	29,964	15,484
Available for sale, Total, Fair value	29,964	15,484
Available for sale, Less than 12 months, Unrealized losses	-379	-211
Available for sale, Total, Unrealized losses	-379	-211
Trust Preferred [Member]	'	'
Fair Value And The Unrealized Loss On Temporarily Impaired Securities [Line Items]	'	'
Available for sale, Less than 12 months, Fair value	'	13,215
Available for sale, 12 months or more, Fair value	8,520	7,897
Available for sale, Total, Fair value	8,520	21,112
Available for sale, Less than 12 months, Unrealized losses	'	-227
Available for sale, 12 months or more, Unrealized losses	-1,480	-2,103
Available for sale, Total, Unrealized losses	($1,480)	($2,330)

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	loan	loan
Loans [Abstract]	'	'	'
Gross year-to-date interest income on nonaccrual loans	$199,000	$273,000	'
Book balance of troubled debt restructurings	8,530,000	'	9,332,000
Specific reserves	74,000	'	335,000
Number of loans modified in troubled debt restructuring	6	1	'
Number of loans modified in troubled debt restructurings with extended maturities	6	'	'
TDR specific reserve	'	$121,000	'

Loans_Loans_Held_For_Investmen

Loans (Loans Held For Investment By Loan Type) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	$1,363,187	$1,320,760
Less: Unearned loan fees	-875	-843
Loans, net of unearned fees	1,362,312	1,319,917
Less allowance for loan losses	-21,550	-21,005
Net loans, held for investment	1,340,762	1,298,912
Residential And Commercial Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	904,124	866,507
Construction [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	67,862	77,657
Commercial Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	288,865	271,843
Agricultural Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	10,917	10,772
Installment Loans To Individuals [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	60,010	60,932
SBA [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	30,839	31,010
Other Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for investment, Gross	$570	$2,039

Loans_Allowance_For_Loan_Losse

Loans (Allowance For Loan Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Loans [Abstract]	'	'
Balance, beginning of period	$21,005	$25,142
Provision (credit) for loan losses	-6	'
Loans charged-off	-407	-1,523
Recoveries on loans previously charged-off	958	441
Balance, end of period	$21,550	$24,060

Loans_Allowance_For_Loan_Losse1

Loans (Allowance For Loan Losses And Loans Held For Investment By Portfolio Segment) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of period	$21,005	$25,142	'
Charge-offs	-407	-1,523	'
Recoveries	958	441	'
Provision (credit)	-6	'	'
Balance, end of period	21,550	24,060	'
Allowance for Loan Losses, Individually evaluated	104	'	565
Allowance for Loan Losses, Collectively evaluated	21,446	'	20,440
Allowance for Loan Losses, Total	21,550	24,060	'
Loans, Individually evaluated	20,362	'	21,703
Loans, Collectively evaluated	1,341,950	'	1,298,214
Financing Receivable, Net, Total	1,362,312	'	1,319,917
Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of period	18,475	19,550	'
Charge-offs	-8	-742	'
Recoveries	890	372	'
Provision (credit)	-615	483	'
Balance, end of period	18,742	19,663	'
Allowance for Loan Losses, Individually evaluated	98	'	352
Allowance for Loan Losses, Collectively evaluated	18,644	'	18,123
Allowance for Loan Losses, Total	18,742	19,663	'
Loans, Individually evaluated	20,158	'	21,045
Loans, Collectively evaluated	1,085,032	'	1,075,051
Financing Receivable, Net, Total	1,105,190	'	1,096,096
Consumer And Installment [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of period	52	76	'
Charge-offs	-11	-8	'
Recoveries	5	25	'
Provision (credit)	4	115	'
Balance, end of period	50	208	'
Allowance for Loan Losses, Individually evaluated	1	'	1
Allowance for Loan Losses, Collectively evaluated	49	'	51
Allowance for Loan Losses, Total	50	208	'
Loans, Individually evaluated	27	'	27
Loans, Collectively evaluated	3,569	'	3,929
Financing Receivable, Net, Total	3,596	'	3,956
Commercial & Industrial And Other [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of period	2,478	5,516	'
Charge-offs	-388	-773	'
Recoveries	63	44	'
Provision (credit)	605	-598	'
Balance, end of period	2,758	4,189	'
Allowance for Loan Losses, Individually evaluated	5	'	212
Allowance for Loan Losses, Collectively evaluated	2,753	'	2,266
Allowance for Loan Losses, Total	2,758	4,189	'
Loans, Individually evaluated	177	'	631
Loans, Collectively evaluated	253,349	'	219,234
Financing Receivable, Net, Total	$253,526	'	$219,865

Loans_Schedule_Of_Impaired_Loa

Loans (Schedule Of Impaired Loans) (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no related allowance, Recorded Investment	$16,585,000	$17,341,000
Impaired loans with related allowance, Recorded Investment	3,777,000	4,362,000
Total Impaired Loans, Recorded Investment	20,362,000	21,703,000
Impaired loans with no related allowance, Unpaid Balance	18,016,000	18,642,000
Impaired loans with related allowance, Unpaid Balance	5,508,000	6,156,000
Total Impaired Loans, Unpaid Balance	23,524,000	24,798,000
Total Impaired Loans, Related Allowance	104,000	565,000
Impaired loans with no related allowance, Average Recorded Investment YTD	16,964,000	16,870,000
Impaired loans with related allowance, Average Recorded Investment YTD	4,070,000	11,889,000
Total Impaired Loans, Average Related Investment YTD	21,034,000	28,759,000
Impaired loans with no related allowance, Interest Income Recognized YTD	63,000	270,000
Impaired loans with related allowance, Interest Income Recognized YTD	17,000	89,000
Total Impaired Loans, Interest Income Recognized YTD	80,000	359,000
Commercial And Residential Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no related allowance, Recorded Investment	16,068,000	16,467,000
Impaired loans with related allowance, Recorded Investment	2,758,000	2,714,000
Total Impaired Loans, Recorded Investment	18,826,000	19,181,000
Impaired loans with no related allowance, Unpaid Balance	17,216,000	17,497,000
Impaired loans with related allowance, Unpaid Balance	3,778,000	3,699,000
Total Impaired Loans, Unpaid Balance	20,994,000	21,196,000
Total Impaired Loans, Related Allowance	69,000	182,000
Impaired loans with no related allowance, Average Recorded Investment YTD	16,268,000	12,516,000
Impaired loans with related allowance, Average Recorded Investment YTD	2,736,000	6,677,000
Total Impaired Loans, Average Related Investment YTD	19,004,000	19,193,000
Impaired loans with no related allowance, Interest Income Recognized YTD	57,000	244,000
Impaired loans with related allowance, Interest Income Recognized YTD	13,000	73,000
Total Impaired Loans, Interest Income Recognized YTD	70,000	317,000
Construction Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no related allowance, Average Recorded Investment YTD	'	2,703,000
Impaired loans with related allowance, Average Recorded Investment YTD	'	2,735,000
Total Impaired Loans, Average Related Investment YTD	'	5,438,000
Commercial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no related allowance, Recorded Investment	160,000	294,000
Impaired loans with related allowance, Recorded Investment	205,000	666,000
Total Impaired Loans, Recorded Investment	365,000	960,000
Impaired loans with no related allowance, Unpaid Balance	160,000	294,000
Impaired loans with related allowance, Unpaid Balance	774,000	1,236,000
Total Impaired Loans, Unpaid Balance	934,000	1,530,000
Total Impaired Loans, Related Allowance	6,000	220,000
Impaired loans with no related allowance, Average Recorded Investment YTD	227,000	362,000
Impaired loans with related allowance, Average Recorded Investment YTD	436,000	1,453,000
Total Impaired Loans, Average Related Investment YTD	663,000	1,815,000
Impaired loans with no related allowance, Interest Income Recognized YTD	3,000	15,000
Impaired loans with related allowance, Interest Income Recognized YTD	2,000	9,000
Total Impaired Loans, Interest Income Recognized YTD	5,000	24,000
Consumer Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no related allowance, Recorded Investment	166,000	378,000
Impaired loans with related allowance, Recorded Investment	728,000	816,000
Total Impaired Loans, Recorded Investment	894,000	1,194,000
Impaired loans with no related allowance, Unpaid Balance	168,000	379,000
Impaired loans with related allowance, Unpaid Balance	783,000	862,000
Total Impaired Loans, Unpaid Balance	951,000	1,241,000
Total Impaired Loans, Related Allowance	27,000	93,000
Impaired loans with no related allowance, Average Recorded Investment YTD	272,000	515,000
Impaired loans with related allowance, Average Recorded Investment YTD	772,000	738,000
Total Impaired Loans, Average Related Investment YTD	1,044,000	1,253,000
Impaired loans with no related allowance, Interest Income Recognized YTD	3,000	11,000
Impaired loans with related allowance, Interest Income Recognized YTD	2,000	7,000
Total Impaired Loans, Interest Income Recognized YTD	5,000	18,000
Other [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans with no related allowance, Recorded Investment	191,000	202,000
Impaired loans with related allowance, Recorded Investment	86,000	166,000
Total Impaired Loans, Recorded Investment	277,000	368,000
Impaired loans with no related allowance, Unpaid Balance	472,000	472,000
Impaired loans with related allowance, Unpaid Balance	173,000	359,000
Total Impaired Loans, Unpaid Balance	645,000	831,000
Total Impaired Loans, Related Allowance	2,000	70,000
Impaired loans with no related allowance, Average Recorded Investment YTD	197,000	774,000
Impaired loans with related allowance, Average Recorded Investment YTD	126,000	286,000
Total Impaired Loans, Average Related Investment YTD	$323,000	$1,060,000

Loans_Summary_Of_Past_Due_Loan

Loans (Summary Of Past Due Loans By Class) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	$432	$2,123
Nonaccrual Loans	14,605	15,476
Total Past Due	15,037	17,599
Total Loans	1,362,312	1,319,917
Commercial And Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	176	590
Nonaccrual Loans	13,624	13,560
Total Past Due	13,800	14,150
Total Loans	903,551	865,960
Construction Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	'	277
Total Past Due	'	277
Total Loans	67,812	77,601
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	39	616
Nonaccrual Loans	112	624
Total Past Due	151	1,240
Total Loans	288,679	271,670
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	55	146
Nonaccrual Loans	592	924
Total Past Due	647	1,070
Total Loans	59,971	60,893
Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	162	494
Nonaccrual Loans	277	368
Total Past Due	439	862
Total Loans	$42,299	$43,793

Loans_Summary_Of_The_Risk_Cate

Loans (Summary Of The Risk Category Of Loans By Class Of Loans) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	$1,363,187	$1,320,760
Less: Unearned discount	-875	-843
Loans, net of unearned fees	1,362,312	1,319,917
Commercial And Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	904,124	866,507
Less: Unearned discount	-573	-547
Loans, net of unearned fees	903,551	865,960
Construction Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	67,862	77,657
Less: Unearned discount	-50	-56
Loans, net of unearned fees	67,812	77,601
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	288,865	271,843
Less: Unearned discount	-186	-173
Loans, net of unearned fees	288,679	271,670
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	60,010	60,932
Less: Unearned discount	-39	-39
Loans, net of unearned fees	59,971	60,893
Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	42,326	43,821
Less: Unearned discount	-27	-28
Loans, net of unearned fees	42,299	43,793
Non-classified [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	1,340,430	1,296,038
Non-classified [Member] | Commercial And Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	885,526	847,231
Non-classified [Member] | Construction Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	67,862	77,657
Non-classified [Member] | Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	288,267	270,511
Non-classified [Member] | Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	58,388	58,868
Non-classified [Member] | Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	40,387	41,771
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	22,757	24,722
Substandard [Member] | Commercial And Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	18,598	19,276
Substandard [Member] | Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	598	1,332
Substandard [Member] | Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	1,622	2,064
Substandard [Member] | Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Subtotal	$1,939	$2,050

Loans_Loans_By_Class_Modified_

Loans (Loans By Class Modified As Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	loan	loan
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	6	1
Pre-Modification Outstanding Recorded Investment	$332	$1,050
Post-Modification Outstanding Recorded Investment	332	876
Commercial And Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	4	1
Pre-Modification Outstanding Recorded Investment	211	1,050
Post-Modification Outstanding Recorded Investment	211	876
Consumer Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	1	'
Pre-Modification Outstanding Recorded Investment	35	'
Post-Modification Outstanding Recorded Investment	35	'
Other [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Loans	1	'
Pre-Modification Outstanding Recorded Investment	86	'
Post-Modification Outstanding Recorded Investment	$86	'

Other_Real_Estate_Owned_Carryi

Other Real Estate Owned (Carrying Amount Of Other Real Estate Owned) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Other Real Estate Owned [Abstract]	'	'
Beginning Balance	$4,493,000	$19,580,000
Additions to OREO	'	2,821,000
Dispositions of OREO	-82,000	-13,676,000
Net gain on sale and valuation adjustments	8,000	-119,000
Ending Balance	$4,419,000	$8,606,000

Other_Real_Estate_Owned_Expens

Other Real Estate Owned (Expenses Related To Foreclosed Assets) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Accounting Changes and Error Corrections [Abstract]	'	'
Net (gain)/loss on sale and valuation adjustments	($8)	$119
Operating expenses, net of rental income	64	215
Total expenses related to foreclosed assets	$56	$334

Other_Intangible_Assets_Schedu

Other Intangible Assets (Schedule Of Finite Lived Intangible Assets And Related Accumulated Amortization) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Finite-Lived Intangible Assets [Line Items]	'	'
Intangible assets, net	$5,939	$6,530
Core Deposits [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Intangible assets	62,975	62,975
Intangible asset accumulated amortization	-59,139	-58,611
Intangible assets, net	3,836	4,364
Core Deposits [Member] | Maximum [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Intangible assets, Useful life	'15 years	'
Core Deposits [Member] | Minimum [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Intangible assets, Useful life	'7 years	'
Customer Relationship [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Intangible assets	2,524	2,524
Intangible asset accumulated amortization	-421	-358
Intangible assets, net	$2,103	$2,166
Intangible assets, Useful life	'10 years	'

Other_Intangible_Assets_Amorti

Other Intangible Assets (Amortization Of Intangible Assets) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Other Intangible Assets [Abstract]	'	'
Amortization expense	$591	$707

Borrowings_Details

Borrowings (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2014
			Maximum [Member]	Minimum [Member]
Debt Instrument [Line Items]	'	'	'	'
Outstanding borrowings	$173,017,000	$130,000,000	'	'
FHLB outstanding borrowings	110,000,000	110,000,000	'	'
FHLB advances on line of credit	63,017,000	'	'	'
Pledging and security agreement with FHLB	392,722,000	339,727,000	'	'
Remaining credit allowance for future borrowings	$219,705,000	$209,727,000	'	'
Interest rate on the line of credit	0.21%	'	'	'
Term notes fixed interest rates	'	'	3.17%	2.52%
Term notes weighted average interest rate	2.97%	'	'	'
Remaining maturities period	'	'	'46 months	'44 years

Subordinated_Debentures_And_Tr2

Subordinated Debentures And Trust Preferred Securities (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 07, 2013	Feb. 22, 2013	Apr. 15, 2014	Mar. 31, 2014	Apr. 07, 2014	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014
	item		CenBank Trust I [Member]	CenBank Trust I [Member]	CenBank Trust II [Member]	CenBank Trust III [Member]	CenBank Trust III [Member]	Guaranty Capital Trust III [Member]	Guaranty Capital Trust III [Member]	Minimum [Member]	Maximum [Member]
Subordinated Borrowing [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Balance of subordinated debentures outstanding	$25,774,000	$25,774,000	'	'	'	'	$15,464,000	'	$10,310,000	'	'
Subordinated debentures outstanding weighted average cost, percent	3.07%	3.07%	'	'	'	'	'	'	'	'	'
Prepayment Penalty	'	'	629,000	'	'	'	'	'	'	'	'
Current Rate	'	'	'	10.60%	10.20%	2.88%	2.89%	3.33%	3.34%	'	'
Subordinated debenture maturity in years	'30 years	'	'	'	'	'	'	'	'	'	'
Trust preferred securities	25,000,000	'	'	'	'	'	'	'	'	'	'
Number of subordinated debentures issued	2	'	'	'	'	'	'	'	'	'	'
Debentures callable to subsequent time period in years	'	'	'	'	'	'	'	'	'	'5 years	'10 years
Subordinated debt, unpaid interest	198,000	202,000	'	'	'	'	'	'	'	'	'
Percent of Tier 1 capital, maximum	25.00%	'	'	'	'	'	'	'	'	'	'
Securities issued by the trusts qualify as Tier 2 capital threshold, percent	25.00%	'	'	'	'	'	'	'	'	'	'
Trusts' securities qualified as Tier 1 capital	25,000,000	'	'	'	'	'	'	'	'	'	'
Limit on total assets to qualify as Tier 1 capital	15,000,000,000	'	'	'	'	'	'	'	'	'	'
Total assets	$1,961,392,000	$1,911,032,000	'	'	'	'	'	'	'	'	$15,000,000,000

Subordinated_Debentures_And_Tr3

Subordinated Debentures And Trust Preferred Securities (Schedule Of Subordinated Debenture Issuance) (Details) (USD $)	3 Months Ended		3 Months Ended			3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014		Apr. 15, 2014	Mar. 31, 2014		Apr. 07, 2014
			CenBank Trust III [Member]		CenBank Trust III [Member]	Guaranty Capital Trust III [Member]		Guaranty Capital Trust III [Member]
Subordinated Borrowing [Line Items]	'	'	'		'	'		'
Date Issued	'	'	8-Apr-04		'	30-Jun-03		'
Subordinated Debt	$25,774,000	$25,774,000	$15,464,000		'	$10,310,000		'
Maturity Date	1-Dec-31	'	15-Apr-34		'	7-Jul-33		'
Next Call Date	'	'	15-Jul-14	[1]	'	7-Jul-14	[1]	'
Fixed Or Variable	'	'	'Variable		'	'Variable		'
Rate Adjuster	'	'	2.65		'	3.1		'
Current Rate	'	'	2.89%		2.88%	3.34%		3.33%
Next Rate Reset Date	'	'	15-Jul-14	[2]	'	7-Jul-14	[2]	'
[1]	Call date represents the earliest or next date the Company can call the debentures
[2]	On April 7, 2014, the rate on the Guaranty Capital Trust III subordinated debentures reset to 3.33%. On April 15, 2014, the rate on the CenBank Trust III subordinated debentures reset to 2.88%.

Commitments_Details

Commitments (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Commitments To Extend Credit [Line Items]	'	'
Commitments to extend credit, Variable	$328,290	$290,564
Commitments to extend credit, Fixed	29,199	30,343
Total commitments to extend credit	357,489	320,907
Standby letters of credit	$10,000	$10,217
Letters of credit issued expiration time period, maximum	'1 year	'
Minimum [Member]	'	'
Commitments To Extend Credit [Line Items]	'	'
Fixed rate commitments to extend credit	2.40%	'
Maximum [Member]	'	'
Commitments To Extend Credit [Line Items]	'	'
Fixed rate commitments to extend credit	7.25%	'

Fair_Value_Measurements_And_Fa2

Fair Value Measurements And Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Fair Value Measurements And Fair Value Of Financial Instruments [Abstract]	'	'	'	'
Impaired loans, carrying amount	$20,362,000	$21,703,000	'	'
Impaired loans, partial charge-offs	1,541,000	1,507,000	'	'
Specific valuation allowance	104,000	565,000	'	'
Impaired loans carried at fair value	191,000	425,000	'	'
Impaired loans carried at cost	20,171,000	21,278,000	'	'
Other real estate owned and foreclosed assets	4,419,000	4,493,000	8,606,000	19,580,000
Other real estate owned, outstanding balance	5,441,000	5,515,000	'	'
Other real estate owned, valuation allowance	$1,022,000	$1,022,000	'	'

Fair_Value_Measurements_And_Fa3

Fair Value Measurements And Fair Value Of Financial Instruments (Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Marketable Securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$1,535	$1,535
Marketable Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	1,535	1,535
State And Municipal Securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	42,146	41,085
State And Municipal Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	17,500	16,918
State And Municipal Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	24,646	24,167
Mortgage-backed securities - agency/residential [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	249,437	254,103
Mortgage-backed securities - agency/residential [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	249,437	254,103
Mortgage-backed securities - private/residential [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	534	561
Mortgage-backed securities - private/residential [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	534	561
Asset-backed Securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	22,446	22,503
Asset-backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	22,446	22,503
Corporate [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	65,061	39,074
Corporate [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	65,061	39,074
Trust Preferred [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	18,520	26,096
Trust Preferred [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	18,520	26,096
Interest Rate Swap [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	183	465
Interest Rate Swap [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$183	$465

Fair_Value_Measurements_And_Fa4

Fair Value Measurements And Fair Value Of Financial Instruments (Fair Value Measurements Using Significant Unobservable Inputs Level 3) (Details) (State And Municipal Securities [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
In Thousands, unless otherwise specified			Significant Unobservable Inputs (Level 3) [Member]	Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Beginning Balance	$24,646	$24,167	$24,167	$49,889
Total unrealized gains (losses), Other comprehensive income (loss)	'	'	479	-22
Transfer to OREO	'	'	'	-814
Ending Balance	$24,646	$24,167	$24,646	$49,053

Fair_Value_Measurements_And_Fa5

Fair Value Measurements And Fair Value Of Financial Instruments (Quantitative Information About Level 3 Fair Value Measurements) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total impaired loans	$191,000	$346,000	'	'
Total Other Real Estate Owned	4,419,000	4,493,000	8,606,000	19,580,000
State And Municipal Securities [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total	24,646,000	24,167,000	'	'
Commercial And Residential Real Estate Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total impaired loans	'	115,000	'	'
Other Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total impaired loans	191,000	231,000	'	'
Discounted Cash Flow [Member] | State And Municipal Securities [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total	24,115,000	23,636,000	'	'
Valuation Technique Range	4.75%	5.10%	'	'
Matrix Pricing [Member] | State And Municipal Securities [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total	531,000	531,000	'	'
Sales Comparison [Member] | Other Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total impaired loans	'	231,000	'	'
Sales Comparison [Member] | Commercial Real Estate [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total impaired loans	'	115,000	'	'
Sales Comparison [Member] | Land [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total Other Real Estate Owned	'	2,857,000	'	'
Income Approach [Member] | Other Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total impaired loans	191,000	'	'	'
Broker Opinion [Member] | Commercial Real Estate [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total Other Real Estate Owned	'	$1,636,000	'	'
Maximum [Member] | Sales Comparison [Member] | Commercial And Residential Real Estate Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	8.00%	'	'
Maximum [Member] | Sales Comparison [Member] | Other Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	8.00%	'	'
Maximum [Member] | Sales Comparison [Member] | Land [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	55.00%	'	'
Maximum [Member] | Broker Opinion [Member] | Commercial Real Estate [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	20.00%	'	'
Maximum [Member] | Broker Opinion [Member] | Land [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	20.00%	'	'
Minimum [Member] | Sales Comparison [Member] | Commercial And Residential Real Estate Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	6.00%	'	'
Minimum [Member] | Sales Comparison [Member] | Other Loan [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	6.00%	6.00%	'	'
Minimum [Member] | Sales Comparison [Member] | Land [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	10.00%	'	'
Minimum [Member] | Broker Opinion [Member] | Commercial Real Estate [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	10.00%	'	'
Minimum [Member] | Broker Opinion [Member] | Land [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Valuation Technique Range	'	10.00%	'	'

Fair_Value_Measurements_And_Fa6

Fair Value Measurements And Fair Value Of Financial Instruments (Impaired Loans Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]	'	'
Total impaired loans	$191	$346
Significant Unobservable Inputs (Level 3) [Member]	'	'
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]	'	'
Total impaired loans	191	346
Commercial And Residential Real Estate Loan [Member]	'	'
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]	'	'
Total impaired loans	'	115
Commercial And Residential Real Estate Loan [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]	'	'
Total impaired loans	'	115
Other Loan [Member]	'	'
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]	'	'
Total impaired loans	191	231
Other Loan [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Impaired Loans Measured At Fair Value On A Non-Recurring Basis [Line Items]	'	'
Total impaired loans	$191	$231

Fair_Value_Measurements_And_Fa7

Fair Value Measurements And Fair Value Of Financial Instruments (Nonfinancial Assets And Liabilities Measured On A Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Total real estate owned and foreclosed assets	$4,419,000	$4,493,000	$8,606,000	$19,580,000
Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Total real estate owned and foreclosed assets	'	4,493,000	'	'
Commercial Real Estate Owned [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Total real estate owned and foreclosed assets	'	1,636,000	'	'
Commercial Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Total real estate owned and foreclosed assets	'	1,636,000	'	'
Raw Land [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Total real estate owned and foreclosed assets	'	2,857,000	'	'
Raw Land [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Total real estate owned and foreclosed assets	'	$2,857,000	'	'

Fair_Value_Measurements_And_Fa8

Fair Value Measurements And Fair Value Of Financial Instruments (Estimated Fair Values And Related Carrying Amounts Of Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and cash equivalents	$35,311	$28,077
Securities available for sale	399,679	384,957
Securities held to maturity	53,458	40,217
Bank stocks	17,147	15,605
Loans held for sale	'	558
Loans held for investment, net	1,334,280	1,291,439
Accrued interest receivable	6,032	5,156
Interest rate swap - cash flow hedge	183	465
Deposits	1,531,625	1,527,034
Federal funds purchased and securities sold under agreements to repurchase	27,045	24,284
Short-term borrowings	63,017	20,000
Subordinated debentures	18,345	18,351
Long-term borrowings	116,778	117,316
Accrued interest payable	606	600
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and cash equivalents	35,311	28,077
Loans held for sale	'	558
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	375,033	360,790
Securities held to maturity	49,268	36,463
Accrued interest receivable	6,032	5,156
Interest rate swap - cash flow hedge	183	465
Deposits	1,531,625	1,527,034
Federal funds purchased and securities sold under agreements to repurchase	27,045	24,284
Short-term borrowings	63,017	20,000
Long-term borrowings	116,778	117,316
Accrued interest payable	606	600
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	24,646	24,167
Securities held to maturity	4,190	3,754
Loans held for investment, net	1,334,280	1,291,439
Subordinated debentures	18,345	18,351
Carrying Amount [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and cash equivalents	35,311	28,077
Securities available for sale	399,679	384,957
Securities held to maturity	54,021	41,738
Bank stocks	17,147	15,605
Loans held for sale	'	507
Loans held for investment, net	1,340,762	1,298,912
Accrued interest receivable	6,032	5,156
Interest rate swap - cash flow hedge	183	465
Deposits	1,533,010	1,528,457
Federal funds purchased and securities sold under agreements to repurchase	27,045	24,284
Short-term borrowings	63,017	20,000
Subordinated debentures	25,774	25,774
Long-term borrowings	110,000	110,000
Accrued interest payable	$606	$600

Derivatives_And_Hedging_Activi2

Derivatives And Hedging Activities (Narrative) (Details) (USD $)	Mar. 31, 2014
Derivative Instruments, Gain (Loss) [Line Items]	'
The amount of collateral posted in relation to the company's obligation to the swap counterparty	$1,083,000
Interest Rate Swap [Member]	'
Derivative Instruments, Gain (Loss) [Line Items]	'
Notional amount designated as cash flow hedge	50,000,000
Interest Rate Swap [Member] | Swap One [Member]	'
Derivative Instruments, Gain (Loss) [Line Items]	'
Notional amount designated as cash flow hedge	$25,000,000

Derivatives_And_Hedging_Activi3

Derivatives And Hedging Activities (Schedule Of Derivative Financial Instruments As Well As Their Classification On The Balance Sheet) (Details) (Interest Rate Swap [Member], Other Assets [Member], Designated as Hedging Instrument [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Interest Rate Swap [Member] | Other Assets [Member] | Designated as Hedging Instrument [Member]	'	'
Derivatives, Fair Value [Line Items]	'	'
Derivative Assets	$183	$465

Derivatives_And_Hedging_Activi4

Derivatives And Hedging Activities (Schedule Of Derivative Financial Instruments On Both Comprehensive Income And Net Income) (Details) (Interest Rate Swap [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Interest Rate Swap [Member]	'
Derivative Instruments, Gain (Loss) [Line Items]	'
Gain or (Loss) Recognized in OCI on Derivative (Effective Portion)	$175

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Shares of unvested stock granted	745,406	'	386,525
Shares available for grant under Incentive Plan	526,624	'	931,384
Restricted shares expected to vest	674,835	'	'
Number of performance condition restricted shares expected to vest	255,989	'	'
Recognized stock-based compensation expense	$459,000	$337,000	'
Total income tax effect recognized for share-based compensation arrangements	174,000	128,000	'
Unrecognized expense on nonvested awards not yet recognized	6,395,000	'	'
Weighted-average period of nonvested awards expected to be recognized over	'2 years 7 months 6 days	'	'
Fair value of awards that vested	$604,000	'	'
Restricted Performance Shares [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Shares outstanding	326,560	'	'
Maximum [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Approved Stock Awards	1,700,000	'	'

StockBased_Compensation_StockB

Stock-Based Compensation (Stock-Based Compensation Change During The Period) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014
Stock-Based Compensation [Abstract]	'
Beginning Balance, Unearned, Shares	386,525
Awarded, Shares	404,761
Vested, Shares	-45,880
Ending Balance, Unearned, Shares	745,406
Beginning Balance, Unearned, Weighted Average Fair Value on Award Date	$9.18
Awarded, Weighted Average Fair Value on Award Date	$13.37
Vested, Weighted Average Fair Value on Award Date	$8.03
Ending Balance, Unearned, Weighted Average Fair Value on Award Date	$11.53

Capital_Ratios_Details

Capital Ratios (Details)	Mar. 31, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Risk-Based Capital Ratio	14.75%	14.96%
Total Risk-Based Capital Ratio, Minimum Capital Requirement	8.00%	'
Tier 1 Risk-Based Capital Ratio	13.50%	13.71%
Tier 1 Risk-Based Capital Ratio, Minimum Capital Requirement	4.00%	'
Leverage Ratio	11.65%	11.49%
Leverage Ratio, Minimum Capital Requirement	4.00%	'
Guaranty Bank And Trust Company [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Risk-Based Capital Ratio	14.24%	14.37%
Total Risk-Based Capital Ratio, Minimum Capital Requirement	8.00%	'
Total Risk-Based Capital Ratio, Minimum Requirement for "Well Capitalized" Institution	10.00%	'
Tier 1 Risk-Based Capital Ratio	12.99%	13.12%
Tier 1 Risk-Based Capital Ratio, Minimum Capital Requirement	4.00%	'
Tier 1 Risk-Based Capital Ratio, Minimum Requirement for "Well Capitalized" Institution	6.00%	'
Leverage Ratio	11.22%	11.00%
Leverage Ratio, Minimum Capital Requirement	4.00%	'
Leverage Ratio, Minimum Requirement for "Well Capitalized" Institution	5.00%	'