Primis Financial (FRST) 10-K 15 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Mar. 08, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Southern National Bancorp of Virginia Inc
Entity Central Index Key	1,325,670
Trading Symbol	sona
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Well-Known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding		12,238,443
Entity Public Float			$ 114,369,677
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from financial institutions	$ 3,972	$ 5,702
Interest-bearing deposits in other financial institutions	26,364	32,618
Total cash and cash equivalents	30,336	38,320
Securities available for sale, at fair value	4,209	2,285
Securities held to maturity, at amortized cost (fair value of $96,464 and $94,093, respectively)	96,780	94,058
Total loans	829,425	703,472
Less allowance for loan losses	(8,421)	(7,414)
Net loans	821,004	696,058
Stock in Federal Reserve Bank and Federal Home Loan Bank	6,929	5,681
Equity investment in mortgage affiliate	4,459	3,631
Preferred investment in mortgage affiliate	2,555	1,805
Bank premises and equipment, net	8,882	9,453
Goodwill	10,514	10,514
Core deposit intangibles, net	1,093	1,354
FDIC indemnification asset	2,922	3,571
Bank-owned life insurance	23,126	20,990
Other real estate owned	10,439	13,051
Deferred tax assets, net	6,716	10,083
Other assets	6,143	5,791
Total assets	1,036,107	916,645
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	83,769	69,560
Interest-bearing deposits:
NOW accounts	28,080	25,018
Money market accounts	131,731	137,297
Savings accounts	49,939	44,155
Time deposits	531,775	466,395
Total interest-bearing deposits	741,525	672,865
Total deposits	825,294	742,425
Securities sold under agreements to repurchase	10,381	13,794
Federal Home Loan Bank (FHLB) advances-short term	59,000	15,250
Federal Home Loan Bank (FHLB) advances-long term	15,000	25,000
Other liabilities	6,796	6,197
Total liabilities	$ 916,471	$ 802,666
Commitments and contingencies (See Note 14)
Stockholders' equity:
Preferred stock, $.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $.01 par value. Authorized 45,000,000 shares; issued and outstanding, 12,234,443 shares at December 31, 2015 and 12,216,669 at December 31, 2014	$ 122	$ 122
Additional paid in capital	104,389	104,072
Retained earnings	15,735	12,805
Accumulated other comprehensive loss	(610)	(3,020)
Total stockholders' equity	119,636	113,979
Total liabilities and stockholders' equity	1,036,107	916,645
Covered loans
Cash and cash equivalents:
Total loans	34,373	38,496
Non-covered loans
Cash and cash equivalents:
Total loans	$ 795,052	$ 664,976

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Securities held to maturity fair value (in dollars)	$ 96,464	$ 94,093
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	12,234,443	12,216,669
Common stock, shares outstanding	12,234,443	12,216,669

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and dividend income:
Interest and fees on loans	$ 40,104	$ 34,611	$ 32,269
Interest and dividends on taxable securities	2,395	2,239	2,035
Interest and dividends on tax exempt securities	411	389	237
Interest and dividends on other earning assets	791	852	575
Total interest and dividend income	43,701	38,091	35,116
Interest expense:
Interest on deposits	6,433	3,976	4,047
Interest on borrowings	644	697	621
Total interest expense	7,077	4,673	4,668
Net interest income	36,624	33,418	30,448
Provision for loan losses	3,171	3,444	3,615
Net interest income after provision for loan losses	33,453	29,974	26,833
Noninterest income:
Account maintenance and deposit service fees	953	826	793
Income from bank-owned life insurance	636	617	592
Equity income from mortgage affiliate	1,459	558
Net gain on other assets	7	202	13
Gain on sales of available for sale securities	$ 520		142
Total other-than-temporary impairment losses (OTTI)		$ (41)	$ (3)
Portion of OTTI recognized in other comprehensive income (before taxes)
Net credit related OTTI recognized in earnings		$ (41)	$ (3)
Other	$ 206	202	216
Total noninterest income	3,781	2,364	1,753
Noninterest expenses:
Salaries and benefits	11,860	10,225	9,063
Occupancy expenses	3,269	3,165	3,063
Furniture and equipment expenses	815	787	724
Amortization of core deposit intangible	261	220	467
Virginia franchise tax expense	352	455	471
FDIC assessment	664	569	823
Data processing expense	668	569	562
Telephone and communication expense	786	751	684
Amortization of FDIC indemnification asset	630	1,230	483
Net (gain) loss on other real estate owned	291	(433)	(188)
Merger expenses		487	35
Other operating expenses	3,682	3,076	3,105
Total noninterest expenses	23,278	21,101	19,292
Income before income taxes	13,956	11,237	9,294
Income tax expense	4,667	3,754	3,036
Net income	9,289	7,483	6,258
Other comprehensive income (loss):
Unrealized gain (loss) on available for sale securities	(138)	299	(232)
Realized amount on available for sale securities sold, net	(520)		(142)
Non-credit component of other-than-temporary impairment on held-to-maturity securities	4,278	35	97
Amortization and accretion of amounts previously recorded upon transfer to held-to-maturity from available-for sale	32	(77)	(39)
Net unrealized gain (loss)	3,652	257	(316)
Tax effect	1,242	87	(107)
Other comprehensive income (loss)	2,410	170	(209)
Comprehensive income	$ 11,699	$ 7,653	$ 6,049
Earnings per share, basic (in dollars per share)	$ 0.76	$ 0.63	$ 0.54
Earnings per share, diluted (in dollars per share)	$ 0.75	$ 0.63	$ 0.54

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Retained Earnings	Accumulated Other Comprehensive Loss	Total
Balance at Dec. 31, 2012	$ 116	$ 96,840	$ 9,201	$ (2,981)	$ 103,176
Comprehensive income
Net income			6,258		6,258
Change in unrealized loss on securities available for sale (net of tax benefit, $127, $102 and $224 for 2013, 2014 $ 2015 respectively)				(247)	(247)
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $ 20, $15 and $1,466 and accretion, $ 39, $77 and $32 and amounts recorded into other comprehensive income at transfer respectively for 2013, 2014 and 2015)				38	38
Dividends on common stock ($0.25, $0.60 and $0.52 per share respectively for 2013, 2014 and 2015)			(2,898)		(2,898)
Issuance of common stock under Stock Incentive Plan (400 shares, 100,200 shares and 79,950 shares for 2013, 2014 and 2015 respectively)		3			3
Stock-based compensation expense		284			284
Balance at Dec. 31, 2013	116	97,127	12,561	(3,190)	106,614
Comprehensive income
Net income			7,483		7,483
Change in unrealized loss on securities available for sale (net of tax benefit, $127, $102 and $224 for 2013, 2014 $ 2015 respectively)				197	197
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $ 20, $15 and $1,466 and accretion, $ 39, $77 and $32 and amounts recorded into other comprehensive income at transfer respectively for 2013, 2014 and 2015)				(27)	(27)
Dividends on common stock ($0.25, $0.60 and $0.52 per share respectively for 2013, 2014 and 2015)			(7,239)		(7,239)
Issuance of common stock under Stock Incentive Plan (400 shares, 100,200 shares and 79,950 shares for 2013, 2014 and 2015 respectively)	1	885			886
Issuance of common stock in exchange for net assets in acquisition (525,858 shares)	5	5,743			5,748
Stock-based compensation expense		317			317
Balance at Dec. 31, 2014	122	104,072	12,805	(3,020)	113,979
Comprehensive income
Net income			9,289		9,289
Change in unrealized loss on securities available for sale (net of tax benefit, $127, $102 and $224 for 2013, 2014 $ 2015 respectively)				(434)	(434)
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $ 20, $15 and $1,466 and accretion, $ 39, $77 and $32 and amounts recorded into other comprehensive income at transfer respectively for 2013, 2014 and 2015)				2,844	2,844
Dividends on common stock ($0.25, $0.60 and $0.52 per share respectively for 2013, 2014 and 2015)			(6,359)		(6,359)
Repurchase of common stock (62,177 shares)	(1)	(720)			(721)
Issuance of common stock under Stock Incentive Plan (400 shares, 100,200 shares and 79,950 shares for 2013, 2014 and 2015 respectively)	1	706			707
Stock-based compensation expense		331			331
Balance at Dec. 31, 2015	$ 122	$ 104,389	$ 15,735	$ (610)	$ 119,636

CONSOLIDATED STATEMENTS OF CHA6

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parentheticals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement Of Stockholders Equity [Abstract]
Tax on change in unrealized loss on securities available for sale	$ 224	$ 102	$ 127
Tax on change in unrecognized loss on securities held to maturity, portion of OTTI	1,466	15	20
Accretion on change in unrecognized loss on securities held to maturity, portion of OTTI	$ 32	$ 77	$ 39
Common stock dividends per share (in dollars per share)	$ 0.52	$ 0.60	$ 0.25
Repurchase of common stock (in shares)	62,177
Issuance of common shares under Stock Incentive Plan (in shares)	79,950	100,200	400
Issuance of common stock in exchange for net assets in acquisition (in shares)		525,858

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating activities:
Net income	$ 9,289	$ 7,483	$ 6,258
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Depreciation	876	764	665
Amortization of core deposit intangible	261	220	467
Other amortization, net	149	186	344
Accretion of loan discount	(2,510)	(2,616)	(3,507)
Amortization of FDIC indemnification asset	630	1,230	483
Provision for loan losses	3,171	3,444	3,615
Earnings on bank-owned life insurance	(636)	(617)	(592)
Equity income on mortgage affiliate	(1,459)	(558)
Stock based compensation expense	331	317	284
Net gain on sale of available for sale securities	(520)		(142)
Impairment on securities		41	3
Net (gain) loss on other real estate owned	291	(433)	(188)
Provision for (benefit from) deferred income taxes	2,132	(418)	102
Net (increase) decrease in other assets	(385)	1,161	(365)
Net increase (decrease) in other liabilities	599	1,281	(1,581)
Net cash and cash equivalents provided by operating activities	12,219	11,485	5,846
Investing activities:
Proceeds from sales of available for sale securities	3,966		159
Proceeds from paydowns, maturities and calls of available for sale securities	1
Purchases of held to maturity securities	(18,153)	(18,284)	(14,766)
Proceeds from paydowns, maturities and calls of held to maturity securities	13,607	6,571	16,278
Loan originations and payments, net	(127,334)	(100,837)	(18,546)
Purchase of bank-owned life insurance	(1,500)	(2,000)
Net cash received in PGFSB acquisition		22,430
Proceeds from sale of PGFSB loans		3,499
Investment in mortgage affiliate, net	(119)	(4,877)
Net (increase) decrease in stock in Federal Reserve Bank and Federal Home Loan Bank	(1,248)	327	297
Payments received on FDIC indemnification asset	3	1,037	1,017
Proceeds from sale of other real estate owned	4,048	3,276	4,187
Purchases of bank premises and equipment	(307)	(897)	(437)
Net cash and cash equivalents used in investing activities	(127,036)	(89,755)	(11,811)
Financing activities:
Net increase (decrease) in deposits	82,869	112,838	(10,618)
Cash dividends paid - common stock	(6,359)	(7,239)	(2,898)
Issuance of common stock under Stock Incentive Plan	707	886	3
Repurchase of common stock	(721)
Proceeds from Federal Home Loan Bank advances-long term	10,000
Repayment of Federal Home Loan Bank advances-long term	(20,000)
Net increase (decrease) in securities sold under agreement to repurchase and other short-term borrowings	40,337	(10,751)	1,134
Net cash and cash equivalents provided by (used in) financing activities	106,833	95,734	(12,379)
Increase (decrease) in cash and cash equivalents	(7,984)	17,464	(18,344)
Cash and cash equivalents at beginning of period	38,320	20,856	39,200
Cash and cash equivalents at end of period	30,336	38,320	20,856
Cash payments for:
Interest	6,791	4,454	4,586
Income taxes	2,993	3,283	4,598
Supplemental schedule of noncash investing and financing activities
Transfer from non-covered loans to other real estate owned	1,384	4,409	3,044
Transfer from covered loans to other real estate owned	$ 343	342	$ 4,158
Transfer from covered loans to non-covered loans		7,344
Issuance of common stock in exchange for net assets in acquisition		$ 5,748

ORGANIZATION AND SIGNIFICANT AC

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
Organization And Significant Accounting Policies [Abstract]
ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES	1. ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES Southern National Bancorp of Virginia, Inc. (“Southern National” or “SNBV”) is a corporation formed on July 28, 2004 under the laws of the Commonwealth of Virginia and is the holding company for Sonabank (“Sonabank”) a Virginia state chartered bank which commenced operations on April 14, 2005. Sonabank provides a range of financial services to individuals and small and medium sized businesses. Sonabank has fifteen branches in Virginia, located in Fairfax County (Reston, McLean and Fairfax), in Charlottesville, Warrenton (2), Middleburg, Leesburg (2), South Riding, Front Royal, New Market, Haymarket, Richmond and Clifton Forge, and eight branches in Maryland, in Rockville, Shady Grove, Frederick, Bethesda, Upper Marlboro, Brandywine, Owings and Huntingtown. The accounting policies and practices of Southern National and subsidiary conform to U. S. generally accepted accounting principles and to general practice within the banking industry. Major policies and practices are described below: Principles of Consolidation The consolidated financial statements include the accounts of Southern National and its wholly owned subsidiary. Southern National is a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Sonabank. All material intercompany balances and transactions have been eliminated in consolidation. Use of Estimates The preparation of the consolidated financial statements in conformity with U. S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term include: the determination of the allowance for loan losses, the fair value of investment securities, other than temporary impairment of investment securities, the valuation of goodwill and intangible assets, fair value measurements related to assets acquired and liabilities assumed from business combinations, the FDIC indemnification asset, mortgage servicing rights, other real estate owned and deferred tax assets. Investment Securities Debt securities that Southern National has the positive intent and ability to hold to maturity are classified as held-to-maturity and carried at amortized cost. Securities classified as available for sale are those debt and equity securities that may be sold in response to changes in interest rates, liquidity needs or other similar factors. Securities available for sale are carried at fair value, with unrealized gains or losses net of deferred taxes, included in accumulated other comprehensive income (loss) in stockholders' equity. Purchased premiums and discounts are recognized in interest income using the interest method over the terms of the securities without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on the sale of securities are recorded on the settlement date and are determined using the specific identification method. Southern National purchases amortizing investment securities in which the underlying assets are residential mortgage loans subject to prepayments. The actual principal reduction on these assets varies from the expected contractual principal reduction due to principal prepayments resulting from the borrowers’ election to refinance the underlying mortgage based on market and other conditions. The purchase premiums and discounts associated with these assets are amortized or accreted to interest income over the estimated life of the related assets. The estimated life is calculated by projecting future prepayments and the resulting principal cash flows until maturity. Prepayment rate projections utilize actual prepayment speed experience and available market information on like-kind instruments. The prepayment rates form the basis for income recognition of premiums and discounts on the related assets. Changes in prepayment estimates may cause the earnings recognized on these assets to vary over the term that the assets are held, creating volatility in the net interest margin. Prepayment rate assumptions are monitored and updated monthly to reflect actual activity and the most recent market projections. Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, Southern National compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows. Loans Southern National provides mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans secured by real estate throughout its market area. The ability of Southern National’s debtors to honor their contracts is in varying degrees dependent upon the real estate market conditions and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for the allowance for loan losses, purchase premiums and discounts and any deferred loan fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method without anticipating prepayments. As part of the Greater Atlantic acquisition, the Bank and the FDIC entered into a loss sharing agreement on approximately $143.4 million (cost basis) of Greater Atlantic Bank’s assets. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreement; we refer to these assets collectively as “covered assets.” The indemnification against losses in the commercial portfolio on the GAB portfolio ended in December 2014. The FDIC indemnification on the GAB residential mortgages and the GAB HELOCS continues until December 2019. Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans.” The accrual of interest on all loans is discontinued at the time the loan is 90 days delinquent unless the credit is well secured and in process of collection. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Most of Southern National’s business activity is with customers located within Virginia and Maryland. Therefore, our exposure to credit risk is significantly affected by changes in the economy in those areas. We are not dependent on any single customer or group of customers whose insolvency would have a material adverse effect on operations. Southern National has purchased, primarily through acquisitions, individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination. These purchased loans are recorded at fair value such that there is no carryover of the seller’s allowance for loan losses. After acquisition, losses are recognized by an increase in the allowance for loan losses. Purchased credit impaired loans are accounted for using the expected cash flow methodology, and purchased performing loans are accounted for using the contractual cash flow methodology. Such purchased loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as, credit score, loan type, and date of origination. Southern National estimates the amount and timing of expected cash flows for each purchased credit impaired loan or pool, and the expected cash flows in excess of fair value are recorded as interest income over the remaining life of the loan or pool (accretable yield). The excess of the loans’ or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan or pool, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. In accordance with Accounting Standards Codification 310-30, and based on current information and events, if it becomes probable that there is a significant increase in cash flows previously expected to be collected or if actual cash flows are significantly greater than cash flows previously expected, the Bank will recalculate the amount of accretable yield for the acquired loans as the excess of the revised cash flows expected to be collected over the sum of (1) the initial investment in the loans less less Allowance for Loan and Lease Losses (ALLL) The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the collection of the principal is unlikely. Recoveries of amounts previously charged-off are credited to the allowance. Management's determination of the adequacy of the allowance is based on a three year historical average net loss experience for each portfolio segment adjusted for current industry and economic conditions and estimates of their effect on loan collectability. While management uses available information to estimate losses on loans, future additions to the allowance may be necessary based on changes in economic conditions, particularly those affecting real estate values. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component provides for estimated losses in unimpaired loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that Southern National will be unable to collect the scheduled payments of principal or interest when due according to the terms of the loan. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual net loss history experienced by Southern National over the most recent three years. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: owner occupied commercial real estate, non-owner occupied commercial real estate, construction and land development, commercial loans, 1-4 family residential, and other consumer. While underwriting practices in this environment are more stringent, the bank estimates the effect of internal factors on future net loss experience to be negligible. Management’s estimate of the effect of current external economic environmental conditions on future net loss experience is significant in all loan segments and particularly on loans secured by real estate including single family 1-4, non-owner occupied commercial real estate and construction and land development loans. These factors include excess inventory, generally less demand driven in part by fewer qualified borrowers and buyers. These considerations have played a significant role in management’s estimate of the adequacy of the allowance for loan and lease losses. Commercial real estate consists of borrowings secured by owner-occupied and non-owner-occupied commercial real estate. Repayment of these loans is dependent upon rental income or the subsequent sale of the property for loans secured by non-owner-occupied commercial real estate and by cash flows from business operations for owner-occupied commercial real estate. Loans for which the source of repayment is rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial real estate loans that are dependent on cash flows from operations can also be adversely affected by current market conditions for their product or service. Construction and land development primarily consist of borrowings to purchase and develop raw land into residential and non-residential properties. Construction loans are extended to individuals as well as corporations for the construction of an individual or multiple properties and are secured by raw land and the subsequent improvements. Repayment of the loans to real estate developers is dependent upon the sale or lease of properties to third parties in a timely fashion upon completion. Should there be delays in construction or a downturn in the market for those properties, there may be significant erosion in value which may be absorbed by Southern National. Commercial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. Southern National’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure which may require Southern National to write-down the value significantly to sell. Residential real estate loans consist of loans to individuals for the purchase of primary residences with repayment primarily through wage or other income sources of the individual borrower. Southern National’s loss exposure to these loans is dependent on local market conditions for residential properties as loan amounts are determined, in part, by the fair value of the property at origination. Other consumer loans are comprised of loans to individuals both unsecured and secured and open-end home equity loans secured by real estate, with repayment dependent on individual wages and other income. The risk of loss on consumer loans is elevated as the collateral securing these loans, if any, rapidly depreciate in value or may be worthless and/or difficult to locate if repossession is necessary. Losses in this portfolio are generally relatively low, however, due to the small individual loan size and the balance outstanding as a percentage of Southern National’s entire portfolio. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from Southern National, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and Southern National does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Equity Method Investments Southern National’s investment in Southern Trust Mortgage (“STM”) is being accounted for under the equity method. Under the equity method, the carrying value of Southern National’s investment in STM was originally recorded at cost but is adjusted periodically to record Southern National’s proportionate share of STM’s earnings or losses through noninterest income and decreased by the amount of cash dividends or similar distributions received from STM. Bank Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight line method with useful lives of 30 years. Goodwill and Intangible Assets Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. Southern National has selected August 31 as the date to perform the annual goodwill impairment assessment. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. Other intangible assets consist of core deposit intangible assets arising from whole bank and branch acquisitions and are amortized over their estimated useful lives, which range from 6 to 15 years. Stock Based Compensation Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. Bank-owned Life Insurance Southern National has purchased life insurance policies on certain key executives. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Other Real Estate Owned Assets acquired through or instead of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, the direct charge-off method is recorded through expense. Operating costs after acquisition are expensed. Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. We are also required to own FRB stock with a par value equal to 6% of capital. FHLB stock and FRB stock are carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Impairment of Long-Lived Assets Premises and equipment, core deposit intangible assets, the FDIC indemnification asset and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. FDIC Indemnification Asset The acquisition of Greater Atlantic Bank (GAB) on December 4, 2009 was accounted for under the acquisition method of accounting, and the assets and liabilities were recorded at their estimated fair values. The FDIC indemnification asset was measured separately from each of the covered asset categories as it is not contractually embedded in any of the covered asset categories. The indemnification asset represents the present value of cash flows expected to be received from the FDIC for future losses on covered assets based on the expected credit losses estimated for each covered loan or loan pool and the loss sharing percentages at the acquisition date. Cash flows are discounted at a market-based rate to reflect the uncertainty of the timing of the loss sharing reimbursement from the FDIC. The ultimate collectability of this asset is dependent upon the performance of the underlying covered assets, the passage of time and claims paid by the FDIC. We acquired the Greater Atlantic loans in December 2009 and continuously evaluate our estimates of expected losses on these loans. During 2015, and based on the actual historical losses on the loan pools over the previous 24 month period, expected losses on the acquired Greater Atlantic loans (the covered loans) were lower than previously forecasted which results in a lower expected recovery from the FDIC. As of December 31, 2015, we expect to recover $745 thousand from the FDIC under the indemnification agreement. The difference between the carrying amount of $2.9 million and the estimated recovery is being amortized over the remaining life of the indemnification agreement or the expected life of the loans, whichever is shorter. There were two agreements with the FDIC, one for single family assets which is a 10 year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5 year agreement which expired in December 2014. The current overstatement is due to improvements in the loss estimates in the single family covered loans. Retirement Plans Employee 401(k) plan expense is the amount of matching contributions. Supplemental retirement plan expense allocates the benefits over years of service. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are such matters that will have a material effect on the financial statements. Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders. Estimates and Uncertainties Estimates including the fair value of financial instruments, other than temporary impairment, the provision for loan losses, expected loan performance and recoveries from the FDIC, and the evaluation of the recoverability of goodwill and intangible assets involve uncertainties and matters of significant judgment regarding interest rates, credit risk, repayments and prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Operating Segments While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Discrete financial information is not available other than on a company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Reclassifications Certain items in the prior year financial statements were reclassified to conform to the current presentation. Gains and losses on OREO have been reclassified from noninterest income to noninterest expenses in the Consolidated Statements of Income and Comprehensive Income. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. We have no unrecognized tax benefits and do not anticipate any increase in unrecognized benefits during the next twelve months. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is our policy to record such accruals in our income tax accounts; no such accruals exist as of December 31, 2015. Southern National and its subsidiary file a consolidated U. S. federal tax return; Sonabank files a Maryland state income tax return and Southern National files a Virginia state income tax return. These returns are subject to examination by taxing authorities for all years after 2011. Restrictions on Cash Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements in the amount of $872 thousand and $1.5 million at December 31, 2015 and 2014, respectively. Consolidated Statements of Cash Flows For purposes of reporting cash flows, Southern National defines cash and cash equivalents as cash due from banks and interest-bearing deposits in other banks with maturities less than 90 days. Net cash flows are reported for customer loan and deposit transactions and short-term borrowings. Earnings Per Share Basic earnings per share (“EPS”) are computed by dividing net income by the weighted average number of common shares outstanding during the year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by SNBV relate solely to outstanding stock options and warrants and are determined using the treasury stock method. Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and the non-credit component of other than temporary impairment of securities held-to-maturity which are also recognized as a separate component of equity. Off Balance Sheet Credit Related Financial Instruments In the ordinary course of business, Southern National has entered into commitments to extend credit and standby letters of credit. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Recent Accounting Pronouncements In January 2014, the FASB issued ASU No. 2014-04, "Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure." In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers In September 2014, the FASB issued ASU No. 2014-12, Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period In September 2014, the FASB issued ASU No. 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
SECURITIES	2. SECURITIES The amortized cost and fair value of available for sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows (in thousands): Amortized Gross Unrealized Fair December 31, 2015 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,287 $ 25 $ - $ 2,312 Trust preferred securities 2,590 - (693 ) 1,897 $ 4,877 $ 25 $ (693 ) $ 4,209 Amortized Gross Unrealized Fair December 31, 2014 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,295 $ - $ (10 ) $ 2,285 The amortized cost, unrecognized gains and losses, and fair value of securities held to maturity were as follows (in thousands): Amortized Gross Unrecognized Fair December 31, 2015 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 20,751 $ 459 $ (22 ) $ 21,188 Residential government-sponsored collateralized mortgage obligations 2,946 - (66 ) 2,880 Government-sponsored agency securities 55,937 222 (618 ) 55,541 Obligations of states and political subdivisions 12,794 157 (67 ) 12,884 Trust preferred securities 4,352 - (381 ) 3,971 $ 96,780 $ 838 $ (1,154 ) $ 96,464 Amortized Gross Unrecognized Fair December 31, 2014 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 22,897 $ 708 $ (8 ) $ 23,597 Residential government-sponsored collateralized mortgage obligations 3,564 - (53 ) 3,511 Government-sponsored agency securities 44,949 294 (822 ) 44,421 Obligations of states and political subdivisions 15,531 108 (145 ) 15,494 Other residential collateralized mortgage obligations 599 - - 599 Trust preferred securities 6,518 1,527 (1,574 ) 6,471 $ 94,058 $ 2,637 $ (2,602 ) $ 94,093 The amortized cost amounts are net of recognized other than temporary impairment. In the second quarter of 2015, we transferred from our held-to-maturity (HTM) portfolio all of the trust preferred securities and a non-government sponsored residential CMO that had been other than temporarily impaired to the available-for-sale (AFS) classification. We sold five of these trust preferred securities and the CMO recognizing gains of $914 thousand and losses of $394 thousand. Due to the significant deterioration in these issuers’ creditworthiness which could not have been reasonably anticipated, we feel that our change in classification does not taint our intentions in regards to the remainder of our HTM portfolio. We consider this transfer to be isolated, nonrecurring and unusual for Southern National. During 2014, we sold no securities. During 2013, we sold 55 thousand shares of available for sale FHLMC preferred stock resulting in a gain of $142 thousand. The fair value and amortized cost, if different, of debt securities as of December 31, 2015 by contractual maturity were as follows (in thousands). Securities not due at a single maturity date, primarily mortgage-backed securities and collateralized mortgage obligations, are shown separately. Held to Maturity Available for Sale Amortized Amortized Cost Fair Value Cost Fair Value Due in five to ten years $ 12,200 $ 12,206 $ - $ - Due after ten years 60,883 60,190 4,877 4,209 Residential government-sponsored mortgage-backed securities 20,751 21,188 - - Residential government-sponsored collateralized mortgage obligations 2,946 2,880 - - Total $ 96,780 $ 96,464 $ 4,877 $ 4,209 Securities with a carrying amount of approximately $89.7 million and $71.8 million at December 31, 2015 and 2014, respectively, were pledged to secure public deposits, repurchase agreements and a line of credit for advances from the Federal Home Loan Bank of Atlanta (“FHLB”). Southern National monitors the portfolio for indicators of other than temporary impairment. At December 31, 2015 and 2014, certain securities’ fair values were below cost. As outlined in the table below, there were securities with fair values totaling approximately $62.7 million in the portfolio with the carrying value exceeding the estimated fair value that are considered temporarily impaired at December 31, 2015. Because the decline in fair value is attributable to changes in interest rates and market illiquidity, and not credit quality, and because we do not have the intent to sell these securities and it is likely that we will not be required to sell the securities before their anticipated recovery, management does not consider these securities to be other-than-temporarily impaired as of December 31, 2015. The following tables present information regarding securities in a continuous unrealized loss position as of December 31, 2015 and 2014 (in thousands) by duration of time in a loss position: December 31, 2015 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Trust preferred securities $ - $ - $ 1,897 $ (693 ) $ 1,897 $ (693 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 5,459 $ (14 ) $ 640 $ (8 ) $ 6,099 $ (22 ) Residential government-sponsored collateralized mortgage obligations 512 (5 ) 2,368 (61 ) 2,880 (66 ) Government-sponsored agency securities 35,453 (507 ) 9,878 (111 ) 45,331 (618 ) Obligations of states and political subdivisions - - 2,513 (67 ) 2,513 (67 ) Trust preferred securities - - 3,971 (381 ) 3,971 (381 ) $ 41,424 $ (526 ) $ 19,370 $ (628 ) $ 60,794 $ (1,154 ) December 31, 2014 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 485 $ (1 ) $ 1,800 $ (9 ) $ 2,285 $ (10 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 3,506 $ (8 ) $ - $ - $ 3,506 $ (8 ) Residential government-sponsored collateralized mortgage obligations 692 (3 ) 2,819 (50 ) 3,511 (53 ) Government-sponsored agency securities - - 29,154 (822 ) 29,154 (822 ) Obligations of states and political subdivisions 485 (20 ) 8,139 (125 ) 8,624 (145 ) Trust preferred securities - - 4,233 (1,574 ) 4,233 (1,574 ) $ 4,683 $ (31 ) $ 44,345 $ (2,571 ) $ 49,028 $ (2,602 ) As of December 31, 2015, we owned pooled trust preferred securities as follows (in thousands): Previously % of Current Recognized Defaults and Cumulative Ratings Estimated Deferrals to Other Tranche When Purchased Current Ratings Fair Total Comprehensive Security Level Moody's Fitch Moody's Fitch Par Value Book Value Value Collateral Loss (1) Held to Maturity (in thousands) ALESCO VII A1B Senior Aaa AAA A1 A $ 4,462 $ 4,081 $ 3,733 13 % $ 251 MMCF III B Senior Sub A3 A- Ba1 BB 276 271 238 32 % 5 4,738 4,352 3,971 $ 256 Cumulative OTTI Available for Sale Related to Other Than Temporarily Impaired: Credit Loss (2) TPREF FUNDING II Mezzanine A1 A- Caa3 C 1,500 1,100 680 36 % 400 ALESCO V C1 Mezzanine A2 A Caa3 C 2,150 1,490 1,217 13 % 660 3,650 2,590 1,897 $ 1,060 Total $ 8,388 $ 6,942 $ 5,868 (1) Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion (2) Pre-tax Each of these securities has been evaluated for other than temporary impairment (“OTTI”). In performing a detailed cash flow analysis of each security, Sonabank works with independent third parties to estimate expected cash flows and assist with the evaluation of other than temporary impairment. The cash flow analyses performed included the following assumptions: · .5% of the remaining performing collateral will default or defer per annum. · Recoveries of 11% with a two year lag on all defaults and deferrals. · No prepayments for 10 years and then 1% per annum for the remaining life of the security. · Our securities have been modeled using the above assumptions by independent third parties using the forward LIBOR curve to discount projected cash flows to present values. We recognized no OTTI charges during 2015, and we recognized OTTI charges of $41 thousand during 2014 and $3 thousand during 2013. The following table presents a roll forward of the credit losses recognized in earnings for the periods ended December 31, 2015, 2014 and 2013 (in thousands): 2015 2014 2013 Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1 $ 8,949 $ 8,911 $ 8,994 Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized - - - Amounts related to credit loss for which an other-than-temporary impairment was previously recognized - 41 3 Reductions due to sales of securities for which an other-than-temporary impairment was previously recognized (7,889 ) - - Reductions due to realized losses - (3 ) (86 ) Amount of cumulative other-than-temporary impairment related to credit loss as of December 31 $ 1,060 $ 8,949 $ 8,911 Changes in accumulated other comprehensive income by component for the years ended December 31, 2015, 2014 and 2013 are shown in the table below. All amounts are net of tax (in thousands). Unrealized Holding Gains (Losses) on For the year ended December 31, 2015 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (6 ) $ (3,014 ) $ (3,020 ) Other comprehensive income/(loss) before reclassifications (434 ) 21 $ (413 ) Amounts reclassified from accumulated other comprehensive income/(loss) - 2,823 2,823 Net current-period other comprehensive income/(loss) (434 ) 2,844 2,410 Ending balance $ (440 ) $ (170 ) $ (610 ) Unrealized Holding Gains (Losses) on For the year ended December 31, 2014 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (203 ) $ (2,987 ) $ (3,190 ) Other comprehensive income/(loss) before reclassifications 197 (27 ) 170 Amounts reclassified from accumulated other comprehensive income/(loss) - - - Net current-period other comprehensive income/(loss) 197 (27 ) 170 Ending balance $ (6 ) $ (3,014 ) $ (3,020 ) Unrealized Holding Gains (Losses) on For the year ended December 31, 2013 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ 44 $ (3,025 ) $ (2,981 ) Other comprehensive income/(loss) before reclassifications (153 ) 38 (115 ) Amounts reclassified from accumulated other comprehensive income/(loss) (94 ) - (94 ) Net current-period other comprehensive income/(loss) (247 ) 38 (209 ) Ending balance $ (203 ) $ (2,987 ) $ (3,190 )

LOANS

LOANS	12 Months Ended
	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
LOANS	3. LOANS Loans, net of unearned income, consist of the following at year end (in thousands): Covered Non-covered Total Covered Non-covered Total Loans (1) Loans Loans Loans (1) Loans Loans December 31, 2015 December 31, 2014 Loans secured by real estate: Commercial real estate - owner-occupied $ - $ 141,521 $ 141,521 $ - $ 136,597 $ 136,597 Commercial real estate - non-owner-occupied - 256,513 256,513 - 200,517 200,517 Secured by farmland - 578 578 - 612 612 Construction and land loans - 67,832 67,832 - 57,938 57,938 Residential 1-4 family 12,994 165,077 178,071 14,837 123,233 138,070 Multi- family residential - 25,501 25,501 - 21,832 21,832 Home equity lines of credit 21,379 13,798 35,177 23,658 9,751 33,409 Total real estate loans 34,373 670,820 705,193 38,495 550,480 588,975 Commercial loans - 124,985 124,985 - 114,714 114,714 Consumer loans - 1,366 1,366 - 1,564 1,564 Gross loans 34,373 797,171 831,544 38,495 666,758 705,253 Less deferred fees on loans - (2,119 ) (2,119 ) 1 (1,782 ) (1,781 ) Loans, net of deferred fees $ 34,373 $ 795,052 $ 829,425 $ 38,496 $ 664,976 $ 703,472 (1) Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014. Accounting policy related to the allowance for loan losses is considered a critical policy given the level of estimation, judgment, and uncertainty in the levels of the allowance required to account for the inherent probable losses in the loan portfolio and the material effect such estimation, judgment, and uncertainty can have on the consolidated financial results. As part of the Greater Atlantic acquisition, the Bank and the FDIC entered into loss sharing agreements on approximately $143.4 million (contractual basis) of Greater Atlantic Bank’s assets. There were two agreements with the FDIC, one for single family loans which is a 10-year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5-year agreement which expired in December 2014. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreements; we refer to these assets collectively as “covered assets.” Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans”. As of December 31, 2015, non-covered loans included $29.6 million of loans acquired in the HarVest acquisition and $52.0 million acquired in the PGFSB acquisition. Accretable discount on the acquired covered loans, the PGFSB loans and the HarVest loans was $7.9 million and $9.3 million at December 31, 2015 and December 31, 2014 respectively. Credit-impaired covered loans are those loans which presented evidence of credit deterioration at the date of acquisition and it is probable that Southern National would not collect all contractually required principal and interest payments. Generally, acquired loans that meet Southern National’s definition for nonaccrual status fell within the definition of credit-impaired covered loans. Impaired loans for the covered and non-covered portfolios were as follows (in thousands): December 31, 2015 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 6,492 $ 6,986 $ - $ 6,492 $ 6,986 $ - Commercial real estate - non-owner occupied (2) - - - 136 230 - 136 230 - Construction and land development - - - - - - - - - Commercial loans - - - 2,102 2,698 - 2,102 2,698 - Residential 1-4 family (4) 1,066 1,243 - - - - 1,066 1,243 - Other consumer loans - - - - - - - - - Total $ 1,066 $ 1,243 $ - $ 8,730 $ 9,914 $ - $ 9,796 $ 11,157 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 1,370 $ 1,484 $ 439 $ 1,370 $ 1,484 $ 439 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 3,382 3,382 400 3,382 3,382 400 Residential 1-4 family (4) - - - - - - - - - Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 4,752 $ 4,866 $ 839 $ 4,752 $ 4,866 $ 839 Grand total $ 1,066 $ 1,243 $ - $ 13,482 $ 14,780 $ 839 $ 14,548 $ 16,023 $ 839 (1) Recorded investment is after cumulative prior charge offs of $1.2 million. These loans also have aggregate SBA guarantees of $3.5 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. December 31, 2014 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 10,394 $ 10,394 $ - $ 10,394 $ 10,394 $ - Commercial real estate - non-owner occupied (2) - - - 1,859 2,118 - 1,859 2,118 - Construction and land development - - - - - - - - - Commercial loans - - - 4,998 4,999 - 4,998 4,999 - Residential 1-4 family (4) 1,740 2,053 - - - - 1,740 2,053 - Other consumer loans - - - - - - - - - Total $ 1,740 $ 2,053 $ - $ 17,251 $ 17,511 $ - $ 18,991 $ 19,564 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 1,609 $ 2,231 $ 151 $ 1,609 $ 2,231 $ 151 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - 467 740 120 467 740 120 Commercial loans - - - 3,141 3,944 134 3,141 3,944 134 Residential 1-4 family (4) - - - 1,344 1,465 300 1,344 1,465 300 Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 6,561 $ 8,380 $ 705 $ 6,561 $ 8,380 $ 705 Grand total $ 1,740 $ 2,053 $ - $ 23,812 $ 25,891 $ 705 $ 25,552 $ 27,944 $ 705 (1) Recorded investment is after cumulative prior charge offs of $1.7 million. These loans also have aggregate SBA guarantees of $4.7 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. The following tables present the average recorded investment and interest income for impaired loans recognized by class of loans for the years ended December 31, 2015, 2014 and 2013 (in thousands): Year ended 12/31/15 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ 7,156 $ 297 $ 7,156 $ 297 Commercial real estate - non-owner occupied (1) - - 822 11 822 11 Construction and land development - - 89 - 89 - Commercial loans - - 3,428 - 3,428 - Residential 1-4 family (2) 1,501 26 - - 1,501 26 Other consumer loans - - - - - - Total $ 1,501 $ 26 $ 11,495 $ 308 $ 12,996 $ 334 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 2,259 $ 42 $ 2,259 $ 42 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - 93 - 93 - Commercial loans - - 3,488 213 3,488 213 Residential 1-4 family (2) - - 416 - 416 - Other consumer loans - - - - - - Total $ - $ - $ 6,256 $ 255 $ 6,256 $ 255 Grand total $ 1,501 $ 26 $ 17,751 $ 563 $ 19,252 $ 589 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Year ended 12/31/14 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ 599 $ - $ 9,508 $ 511 $ 10,107 $ 511 Commercial real estate - non-owner occupied (1) 1,611 - 581 - 2,192 - Construction and land development - - 421 - 421 - Commercial loans - - 6,154 223 6,154 223 Residential 1-4 family (2) 1,317 40 3,984 - 5,301 40 Other consumer loans - - - - - - Total $ 3,527 $ 40 $ 20,648 $ 734 $ 24,175 $ 774 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 382 $ 14 $ 382 $ 14 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - 93 - 93 - Commercial loans - - 955 - 955 - Residential 1-4 family (2) - - 415 - 415 - Other consumer loans - - - - - - Total $ - $ - $ 1,845 $ 14 $ 1,845 $ 14 Grand total $ 3,527 $ 40 $ 22,493 $ 748 $ 26,020 $ 788 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Year ended 12/31/13 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ 258 $ 55 $ 6,852 $ 439 $ 7,110 $ 494 Commercial real estate - non-owner occupied (1) 2,157 134 913 38 3,070 172 Construction and land development 231 - 2,612 - 2,843 - Commercial loans 69 - 4,024 66 4,093 66 Residential 1-4 family (2) 1,580 47 4,251 347 5,831 394 Other consumer loans - - - - - - Total $ 4,295 $ 236 $ 18,652 $ 890 $ 22,947 $ 1,126 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 422 $ 17 $ 422 $ 17 Commercial real estate - non-owner occupied (1) - - 817 - 817 - Construction and land development - - 93 - 93 - Commercial loans - - 1,493 - 1,493 - Residential 1-4 family (2) - - 415 127 415 127 Other consumer loans - - - - - - Total $ - $ - $ 3,240 $ 144 $ 3,240 $ 144 Grand total $ 4,295 $ 236 $ 21,892 $ 1,034 $ 26,187 $ 1,270 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following table presents the aging of the recorded investment in past due loans by class of loans as of December 31, 2015 and 2014 (in thousands): December 31, 2015 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 119 43 - 162 698 33,513 34,373 Other consumer loans - - - - - - - Total $ 119 $ 43 $ - $ 162 $ 698 $ 33,513 $ 34,373 Non-covered loans: Commercial real estate - owner occupied $ 561 $ - $ - $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate - non-owner occupied (1) - - - - - 282,592 282,592 Construction and land development - - - - - 67,832 67,832 Commercial loans 267 - - 267 2,102 122,616 124,985 Residential 1-4 family (2) 85 - - 85 - 178,790 178,875 Other consumer loans 1 - - 1 - 1,365 1,366 Total $ 914 $ - $ - $ 914 $ 4,173 $ 792,084 $ 797,171 Total loans: Commercial real estate - owner occupied $ 561 $ - $ - $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate - non-owner occupied (1) - - - - - 282,592 282,592 Construction and land development - - - - - 67,832 67,832 Commercial loans 267 - - 267 2,102 122,616 124,985 Residential 1-4 family (2) 204 43 - 247 698 212,303 213,248 Other consumer loans 1 - - 1 - 1,365 1,366 Total $ 1,033 $ 43 $ - $ 1,076 $ 4,871 $ 825,597 $ 831,544 December 31, 2014 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 10 148 - 158 859 37,478 38,495 Other consumer loans - - - - - - - Total $ 10 $ 148 $ - $ 158 $ 859 $ 37,478 $ 38,495 Non-covered loans: Commercial real estate - owner occupied $ - $ - $ - $ 1,524 $ 135,073 $ 136,597 Commercial real estate - non-owner occupied (1) 4,128 - - 4,128 - 218,833 222,961 Construction and land development - - - - 467 57,471 57,938 Commercial loans - - - - 3,140 111,574 114,714 Residential 1-4 family (2) 319 586 - 905 521 131,558 132,984 Other consumer loans 6 - - 6 - 1,558 1,564 Total $ 4,453 $ 586 $ - $ 5,039 $ 5,652 $ 656,067 $ 666,758 Total loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 1,524 $ 135,073 $ 136,597 Commercial real estate - non-owner occupied (1) 4,128 - - 4,128 - 218,833 222,961 Construction and land development - - - - 467 57,471 57,938 Commercial loans - - - - 3,140 111,574 114,714 Residential 1-4 family (2) 329 734 - 1,063 1,380 169,036 171,479 Other consumer loans 6 - - 6 - 1,558 1,564 Total $ 4,463 $ 734 $ - $ 5,197 $ 6,511 $ 693,545 $ 705,253 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Activity in the allowance for non-covered loan and lease losses by class of loan for the years ended December 31, 2015, 2014 and 2013 is summarized below (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Non-covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Year ended December 31, 2015 Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total Allowance for loan losses: Beginning balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Charge offs (1,067 ) - - (1,174 ) (413 ) (19 ) - (2,673 ) Recoveries 18 18 139 91 259 1 - 526 Provision 1,379 81 (918 ) 2,061 240 17 315 3,175 Ending balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Year ended December 31, 2014 Allowance for loan losses: Beginning balance $ 814 $ 985 $ 1,068 $ 2,797 $ 1,302 $ 54 $ 19 $ 7,039 Charge offs (573 ) - (250 ) (1,998 ) (449 ) - - (3,270 ) Recoveries 10 23 4 125 7 5 - 174 Provision 604 115 822 1,139 462 (10 ) 318 3,450 Ending balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Year ended December 31, 2013 Allowance for loan losses: Beginning balance $ 932 $ 1,474 $ 970 $ 2,110 $ 1,163 $ 33 $ 285 $ 6,967 Charge offs - (199 ) (650 ) (2,286 ) (776 ) (144 ) - (4,055 ) Recoveries 13 146 7 204 129 4 - 503 Provision (131 ) (436 ) 741 2,769 786 161 (266 ) 3,624 Ending balance $ 814 $ 985 $ 1,068 $ 2,797 $ 1,302 $ 54 $ 19 $ 7,039 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Activity in the allowance for covered loan and lease losses by class of loan for the years ended December 31, 2015, 2014 and 2013 is summarized below (in thousands). Commercial Commercial Real Estate Real Estate Construction Other Covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Year ended December 31, 2015 Occupied Occupied (1) Development Loans Residential (3) Loans Unallocated Total Allowance for loan losses: Beginning balance $ - $ - $ - $ - $ 17 $ 4 $ - $ 21 Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - - (17 ) - - (17 ) Provision - - - - - (4 ) - (4 ) Ending balance $ - $ - $ - $ - $ - $ - $ - $ - Year ended December 31, 2014 Allowance for loan losses: Beginning balance $ - $ 45 $ - $ - $ - $ 6 $ - $ 51 Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - (36 ) - - 14 (2 ) - (24 ) Provision - (9 ) - - 3 - - (6 ) Ending balance $ - $ - $ - $ - $ 17 $ 4 $ - $ 21 Year ended December 31, 2013 Allowance for loan losses: Beginning balance $ - $ 45 $ - $ 43 $ - $ 11 $ - $ 99 Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - (35 ) - (4 ) - (39 ) Provision - - - (8 ) - (1 ) - (9 ) Ending balance $ - $ 45 $ - $ - $ - $ 6 $ - $ 51 (1) Includes loans secured by farmland and multi-family residential loans. (2) Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC. (3) Includes home equity lines of credit. The following table presents the balance in the allowance for non-covered loan losses and the recorded investment in non-covered loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014 (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Non-covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 439 $ - $ - $ 400 $ - $ - $ - $ 839 Collectively evaluated for impairment 746 1,222 865 2,641 1,408 48 652 7,582 Total ending allowance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Loans: Individually evaluated for impairment $ 7,862 $ 136 $ - $ 5,484 $ - $ - $ - $ 13,482 Collectively evaluated for impairment 133,659 282,456 67,832 119,501 178,875 1,366 - 783,689 Total ending loan balances $ 141,521 $ 282,592 $ 67,832 $ 124,985 $ 178,875 $ 1,366 $ - $ 797,171 December 31, 2014 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 151 $ - $ 120 $ 134 $ 300 $ - $ - $ 705 Collectively evaluated for impairment 704 1,123 1,524 1,929 1,022 49 337 6,688 Total ending allowance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Loans: Individually evaluated for impairment $ 12,003 $ 1,859 $ 467 $ 8,139 $ 1,344 $ - $ - $ 23,812 Collectively evaluated for impairment 124,594 221,102 57,471 106,575 131,640 1,564 - 642,946 Total ending loan balances $ 136,597 $ 222,961 $ 57,938 $ 114,714 $ 132,984 $ 1,564 $ - $ 666,758 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following table presents the balance in the allowance for covered loan losses and the recorded investment in covered loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014 (in thousands). Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - - - - - Total ending allowance $ - $ - $ - $ - $ - $ - $ - $ - Loans: Individually evaluated for impairment $ - $ - $ - $ 1,066 $ - $ 1,066 Collectively evaluated for impairment - - - - 33,307 - - 33,307 Total ending loan balances $ - $ - $ - $ - $ 34,373 $ - $ - $ 34,373 December 31, 2014 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - 17 4 - 21 Total ending allowance $ - $ - $ - $ - $ 17 $ 4 $ - $ 21 Loans: Individually evaluated for impairment $ - $ - $ - $ - $ 1,740 $ - $ - $ 1,740 Collectively evaluated for impairment 36,755 - 36,755 Total ending loan balances $ - $ - $ - $ - $ 38,495 $ - $ - $ 38,495 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Troubled Debt Restructurings A modification is classified as a troubled debt restructuring (“TDR”) if both of the following exist: (1) the borrower is experiencing financial difficulty and (2) the Bank has granted a concession to the borrower. The Bank determines that a borrower may be experiencing financial difficulty if the borrower is currently delinquent on any of its debt, or if the Bank is concerned that the borrower may not be able to perform in accordance with the current terms of the loan agreement in the foreseeable future. Many aspects of the borrower’s financial situation are assessed when determining whether they are experiencing financial difficulty, particularly as it relates to commercial borrowers due to the complex nature of the loan structure, business/industry risk and borrower/guarantor structures. Concessions may include the reduction of an interest rate at a rate lower than current market rate for a new loan with similar risk, extension of the maturity date, reduction of accrued interest, or principal forgiveness. When evaluating whether a concession has been granted, the Bank also considers whether the borrower has provided additional collateral or guarantors and whether such additions adequately compensate the Bank for the restructured terms, or if the revised terms are consistent with those currently being offered to new loan customers. The assessments of whether a borrower is experiencing (or is likely to experience) financial difficulty and whether a concession has been granted is subjective in nature and management’s judgment is required when determining whether a modification is a TDR. Although each occurrence is unique to the borrower and is evaluated separately, for all portfolio segments, TDRs are typically modified through reduction in interest rates, reductions in payments, changing the payment terms from principal and interest to interest only, and/or extensions in term maturity. During year ending December 31, 2015, there were no loans modified in troubled debt restructurings. One TDR which had been modified in 2013 defaulted during the second quarter of 2015. This loan, in the amount of $699 thousand, was 30 – 59 days delinquent as of June 30, 2015, but is current as of December 31, 2015. During the year ending December 31, 2014, there were no loans modified in troubled debt restructurings. No TDRs defaulted during the year ending December 31, 2014, which had been modified in the previous 12 months. Credit Quality Indicators Through its system of internal controls Southern National evaluates and segments loan portfolio credit quality on a quarterly basis using regulatory definitions for Special Mention, Substandard and Doubtful. Special Mention loans are considered to be criticized. Substandard and Doubtful loans are considered to be classified. Southern National has no loans classified Doubtful. Special Mention loans are loans that have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position. Substandard loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. As of December 31, 2015 and 2014, and based on the most recent analysis performed, the risk category of loans by class of loans was as follows (in thousands): December 31, 2015 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ 3,666 $ 7,862 $ 129,993 $ 141,521 $ 11,528 $ 129,993 $ 141,521 Commercial real estate - non-owner occupied (2) - - - - 136 282,456 282,592 136 282,456 282,592 Construction and land development - - - 552 - 67,280 67,832 552 67,280 67,832 Commercial loans - - - 4,014 5,484 115,487 124,985 9,498 115,487 124,985 Residential 1-4 family (4) 1,066 33,307 34,373 - - 178,875 178,875 1,066 212,182 213,248 Other consumer loans - - - - - 1,366 1,366 - 1,366 1,366 Total $ 1,066 $ 33,307 $ 34,373 $ 8,232 $ 13,482 $ 775,457 $ 797,171 $ 22,780 $ 808,764 $ 831,544 December 31, 2014 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ 917 $ 12,003 $ 123,677 $ 136,597 $ 12,920 $ 123,677 $ 136,597 Commercial real estate - non-owner occupied (2) - - - 234 - 222,727 222,961 234 222,727 222,961 Construction and land development - - - 593 467 56,878 57,938 1,060 56,878 57,938 Commercial loans - - - 30 8,139 106,545 114,714 8,169 106,545 114,714 Residential 1-4 family (4) 1,740 36,755 38,495 584 1,344 131,056 132,984 3,668 167,811 171,479 Other consumer loans - - - - - 1,564 1,564 - 1,564 1,564 Total $ 1,740 $ 36,755 $ 38,495 $ 2,358 $ 21,953 $ 642,447 $ 666,758 $ 26,051 $ 679,202 $ 705,253 (1) Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined. (2) Includes loans secured by farmland and multi-family residential loans. (3) Includes SBA guarantees of $3.5 million and $4.7 million as of December 31, 2015 and 2014, respectively. (4) Includes home equity lines of credit. The amount of foreclosed residential real estate property held at December 31, 2015 was $4.1 million. The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $763 thousand at December 31, 2015. Purchased Loans The following table presents the carrying amount of purchased impaired and non-impaired loans from the GAB acquisition as of December 31, 2015 and 2014 (in thousands): December 31, 2015 December 31, 2014 Purchased Purchased Purchased Purchased Impaired Non-impaired Impaired Non-impaired Loans Loans Total Loans Loans Total Commercial real estate $ 1,247 $ 4,045 $ 5,292 $ 1,280 $ 5,290 $ 6,570 Construction and land development - - $ - - - - Commercial loans 197 314 $ 511 200 497 697 Residential 1-4 family - 34,373 $ 34,373 - 38,495 38,495 Other consumer loans - 26 $ 26 - 72 72 Total $ 1,444 $ 38,758 $ 40,202 $ 1,480 $ 44,354 $ 45,834 The indemnification against losses in the non-single family portfolio on the GAB portfolio ended in December 2014. The FDIC indemnification on the GAB residential mortgages and home equity lines of credit continues until December 2019. Changes in the carrying amount and accretable yield for purchased impaired and non-impaired loans from the Greater Atlantic acquisition were as follows for the years ended December 31, 2015 and 2014 (in thousands): December 31, 2015 December 31, 2014 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Carrying Carrying Carrying Carrying Accretable Amount Accretable Amount Accretable Amount Accretable Amount Yield of Loans Yield of Loans Yield of Loans Yield of Loans Balance at beginning of period $ - $ 1,480 $ 5,191 $ 44,354 $ - $ 1,522 $ 6,854 $ 50,174 Additions - - - - - - - - Accretion - - (1,611 ) 1,611 - - (1,928 ) 1,928 Reclassifications from nonaccretable balance - - 1,061 - - 296 - Adjustment-transfer to OREO - - (44 ) (343 ) - (31 ) (375 ) Payments received - (36 ) (6,864 ) - (42 ) - (7,373 ) Balance at end of period $ - $ 1,444 $ 4,597 $ 38,758 $ - $ 1,480 $ 5,191 $ 44,354 The following table presents the carrying amount of purchased impaired and non-impaired loans from the HarVest acquisition as of December 31, 2015 and 2014 (in thousands): December 31, 2015 December 31, 2014 Purchased Purchased Purchased Purchased Impaired Non-impaired Impaired Non-impaired Loans Loans Total Loans Loans Total Commercial real estate $ 296 $ 12,637 $ 12,933 $ 323 $ 14,224 $ 14,547 Construction and land development 552 3,102 3,654 593 3,234 3,827 Commercial loans - 2,745 2,745 - 3,492 3,492 Residential 1-4 family 840 9,392 10,232 855 11,277 12,132 Other consumer loans - 2 2 - 3 3 Total $ 1,688 $ 27,878 $ 29,566 $ 1,771 $ 32,230 $ 34,001 Changes in the carrying amount and accretable yield for purchased impaired and non-impaired loans from the HarVest acquisition were as follows for the years ended December 31, 2015 and 2014 (in thousands): December 31, 2015 December 31, 2014 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Carrying Carrying Carrying Carrying Accretable Amount Accretable Amount Accretable Amount Accretable Amount Yield of Loans Yield of Loans Yield of Loans Yield of Loans Balance at beginning of period $ - $ 1,771 $ 1,218 $ 32,230 $ - $ 1,857 $ 2,087 $ 37,012 Additions - - - - - - - - Accretion - - (360 ) 360 - - (869 ) 869 Reclassifications from nonaccretable balance - - - - - - - - Payments received - (83 ) - (4,712 ) - (86 ) - (5,651 ) Balance at end of period $ - $ 1,688 $ 858 $ 27,878 $ - $ 1,771 $ 1,218 $ 32,230 The following table presents the carrying amount of purchased impaired and non-impaired loans from the PGFSB acquisition as of December 31, 2015 and 2014 (in thousands): December 31, 2015 December 31, 2014 Purchased Purchased Purchased Purchased Impaired Non-impaired Impaired Non-impaired Loans Loans Total Loans Loans Total Commercial real estate $ 339 $ 2,880 $ 3,219 $ 371 $ 3,306 $ 3,677 Construction and land development 364 892 1,256 649 1,168 1,817 Commercial loans - 174 174 - 204 204 Residential 1-4 family - 47,133 47,133 - 53,860 53,860 Other consumer loans - 184 184 - 225 225 Total $ 703 $ 51,263 $ 51,966 $ 1,020 $ 58,763 $ 59,783 Changes in the carrying amount and accretable yield for purchased impaired and non-impaired loans from the PGFSB acquisition were as follows for the year ended December 31, 2015 and 2014 (in thousands): December 31, 2015 December 31, 2014 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Carrying Carrying Carrying Carrying Accretable Amount Accretable Amount Accretable Amount Accretable Amount Yield of Loans Yield of Loans Yield of Loans Yield of Loans Balance at beginning of period $ - $ 1,020 $ 2,908 $ 58,763 $ - $ - $ - $ - Additions - - - - - 642 3,121 61,190 Accretion - (446 ) 446 - - (213 ) 213 Reclassifications from nonaccretable balance - - - - - - - - Disbursements - - - - - 388 - - Adjustment-transfer to OREO - - - - - - - (285 ) Payments received - (317 ) - (7,946 ) - (10 ) - (2,355 ) Balance at end of period $ - $ 703 $ 2,462 $ 51,263 $ - $ 1,020 $ 2,908 $ 58,763

FAIR VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE	4. FAIR VALUE ASC 820-10 establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability The following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Assets Measured on a Recurring Basis Securities Available for Sale Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U. S. agency securities, mortgage-backed securities, obligations of states and political subdivisions and certain corporate, asset-backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of Southern National’s available-for-sale debt securities are considered to be Level 2 securities. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2015 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,312 $ - $ 2,312 $ - Trust preferred securities 1,897 - 1,897 - $ 4,209 $ - $ 4,209 $ - Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2014 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,285 $ - $ 2,285 $ - Assets and Liabilities Measured on a Non-recurring Basis: Trust Preferred Securities Classified as Held-to-Maturity Prior to the quarter ended March 31, 2015, due to market conditions as well as the limited trading activity of these securities, the market value of the securities was highly sensitive to assumption changes and market volatility. We had determined that our trust preferred securities were classified within Level 3 of the fair value hierarchy. Market conditions and trading activity has improved significantly for trust preferred securities, and the fair value as of December 31, 2015 was estimated within Level 2 of the fair value hierarchy, as the fair value is based on either pricing models, quoted market prices of securities with similar characteristics, or discounted cash flows. Impaired Loans Generally, we measure the impairment for impaired loans considering the fair value of the loan’s collateral (if the loan is collateral dependent). Fair value of the loan’s collateral is determined by an independent appraisal or evaluation less estimated costs related to selling the collateral. In some cases appraised value is net of costs to sell. Estimated selling costs range from 6% to 10% of collateral valuation at December 31, 2015 and December 31, 2014. Fair value is classified as Level 3 in the fair value hierarchy. Non-covered loans identified as impaired totaled $13.5 million (including SBA guarantees of $3.5 million) as of December 31, 2015 with an allocated allowance for loan losses totaling $839 thousand compared to a carrying amount of $23.8 million (including SBA guarantees of $4.7 million) with an allocated allowance for loan losses totaling $705 thousand at December 31, 2014. Other Real Estate Owned (OREO) OREO is evaluated at the time of acquisition and recorded at fair value as determined by independent appraisal or evaluation less cost to sell. In some cases appraised value is net of costs to sell. Selling costs have been in the range from 6% to 7.6% of collateral valuation at December 31, 2015 and December 31, 2014. Fair value is classified as Level 3 in the fair value hierarchy. OREO is further evaluated quarterly for any additional impairment. At December 31, 2015, the total amount of non-covered OREO was $10.1 million and covered OREO was $343 thousand. As of December 31, 2014, the total amount of OREO was $13.1 million all of which was non-covered. Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2015 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 7,423 $ 7,423 Commercial real estate - non-owner occupied (1) 136 136 Commercial loans 5,084 5,084 Impaired covered loans: Residential 1-4 family 1,066 1,066 Non-covered other real estate owned: Commercial real estate - owner occupied 1,110 1,110 Commercial real estate - non-owner occupied (1) 237 237 Construction and land development 5,007 5,007 Residential 1-4 family 3,741 3,741 Covered other real estate owned: Residential 1-4 family 343 343 Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2014 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 11,852 $ 11,852 Commercial real estate - non-owner occupied (1) 1,859 1,859 Construction and land development 347 347 Commercial loans 8,005 8,005 Residential 1-4 family 1,044 1,044 Impaired covered loans: Residential 1-4 family 1,740 1,740 Non-covered other real estate owned: Commercial real estate - owner occupied 461 461 Commercial real estate - non-owner occupied (1) 1,792 1,792 Construction and land development 6,818 6,818 Residential 1-4 family 3,980 3,980 Fair Value of Financial Instruments The carrying amount, estimated fair values and fair value hierarchy levels (previously defined) of financial instruments were as follows (in thousands): December 31, 2015 December 31, 2014 Fair Value Carrying Fair Carrying Fair Hierarchy Level Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 30,336 $ 30,336 $ 38,320 $ 38,320 Securities available for sale See previous table 4,209 4,209 2,285 2,285 Securities held to maturity Level 2 96,780 96,464 94,058 94,093 Stock in Federal Reserve Bank and Federal Home Loan Bank n/a 6,929 n/a 5,681 n/a Equity investment in mortgage affiliate Level 3 4,459 4,459 3,631 3,631 Preferred investment in mortgage affiliate Level 3 2,555 2,555 1,805 1,805 Net non-covered loans Level 3 786,631 793,541 657,583 666,621 Net covered loans Level 3 34,373 38,077 38,475 43,663 Accrued interest receivable Level 2 & Level 3 2,914 2,914 2,904 2,904 FDIC indemnification asset Level 3 2,922 745 3,571 2,261 Financial liabilities: Demand deposits Level 1 111,849 111,849 94,578 94,578 Money market and savings accounts Level 1 181,670 181,670 181,452 181,452 Certificates of deposit Level 3 531,775 531,456 466,395 466,391 Securities sold under agreements to repurchase and other short-term borrowings Level 1 69,381 69,381 29,044 29,044 FHLB advances Level 3 15,000 15,041 25,000 25,526 Accrued interest payable Level 1 & Level 3 846 846 560 560 Carrying amount is the estimated fair value for cash and cash equivalents, accrued interest receivable and payable, demand deposits, savings accounts, money market accounts, short-term debt, and variable rate loans that reprice frequently and fully. For fixed rate loans or deposits and for variable rate loans with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life. A discount for liquidity risk was not considered necessary in estimating the fair value of loans. It was not practicable to determine the fair value of Federal Reserve Bank and Federal Home Loan Bank stock due to restrictions placed on its transferability. Carrying amount is the estimated fair value for the equity investment and the preferred investment in the mortgage affiliate. Fair value of long-term debt is based on current rates for similar financing. The fair value of the FDIC indemnification asset was determined by discounting estimated future cash flows using the long-term risk free rate plus a premium and represents the present value of our current expectation for recoveries from the FDIC on covered loans. The fair value of off-balance-sheet items is not considered material. The fair value of loans is not presented on an exit price basis.

BANK PREMISES AND EQUIPMENT

BANK PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
BANK PREMISES AND EQUIPMENT	5. BANK PREMISES AND EQUIPMENT Bank premises and equipment as of December 31, 2015 and 2014 were as follows (in thousands): 2015 2014 Land $ 2,261 $ 2,261 Building and improvements 5,842 5,811 Leasehold improvements 2,428 2,394 Furniture and equipment 4,189 3,948 14,720 14,414 Less accumulated depreciation and amortization 5,838 4,961 Bank premises and equipment, net $ 8,882 $ 9,453 Future minimum rental payments required under non-cancelable operating leases for bank premises that have initial or remaining terms in excess of one year as of December 31, 2015 are as follows (in thousands): 2016 $ 1,852 2017 1,827 2018 1,583 2019 1,333 2020 825 Thereafter 574 $ 7,994 The leases contain options to extend for periods of 2 to 6 years. Rental expense for 2015, 2014 and 2013 was $2.0 million, $2.0 million and $2.0 million, respectively.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	6. GOODWILL AND INTANGIBLE ASSETS Goodwill Goodwill is evaluated for impairment on an annual basis or more frequently if events or circumstances warrant. Goodwill is primarily related to the 2006 acquisition of 1 st The changes in goodwill are presented in the following table (in thousands): 2015 2014 Balance as of January 1 $ 10,514 $ 9,160 PGFSB acquisition - 1,354 Balance as of December 31 $ 10,514 $ 10,514 Acquired Intangible Assets Acquired intangible assets were as follows at year end (in thousands): December 31, 2015 Gross Carrying Accumulated Net Carrying Value Amortization Value Amortizable core deposit intangibles $ 7,477 $ (6,384 ) $ 1,093 December 31, 2014 Gross Carrying Accumulated Net Carrying Value Amortization Value Amortizable core deposit intangibles $ 7,477 $ (6,123 ) $ 1,354 Estimated amortization expense of intangibles for the years ended December 31 follows (in thousands): 2016 $ 219 2017 194 2018 184 2019 173 2020 111 Thereafter 212 $ 1,093

FDIC INDEMNIFICATION ASSET

FDIC INDEMNIFICATION ASSET	12 Months Ended
	Dec. 31, 2015
Fdic Indemnification Asset [Abstract]
FDIC INDEMNIFICATION ASSET	7. FDIC INDEMNIFICATION ASSET The indemnification asset represents our estimate of future expected recoveries under the FDIC loss sharing arrangement for covered loans acquired in the Greater Atlantic Bank acquisition in 2009. The estimated fair value of the indemnification asset was $8.8 million at December 4, 2009, the date of acquisition. The following table presents changes in the indemnification asset for the periods indicated (in thousands): 2015 2014 Balance as of January 1 $ 3,571 $ 5,804 Payments from FDIC (3 ) (1,037 ) Reforecasting adjustment (1) (16 ) 34 Accretion (amortization) (630 ) (1,230 ) Balance as of December 31 $ 2,922 $ 3,571 (1) Represents an increase in the carrying value of the indemnification asset resulting from increased reforecasted losses in individual covered loans and covered loan pools. During 2015, and based on the actual historical losses on the loan pools over the previous 24 month period, expected losses on the acquired Greater Atlantic loans (the covered loans) were lower than previously forecasted which results in a lower expected recovery from the FDIC. As of December 31, 2015, we expect to recover $745 thousand from the FDIC under the indemnification agreement. The difference between the carrying amount of $2.9 million and the estimated recovery is being amortized over the remaining life of the indemnification agreement or the expected life of the loans, whichever is shorter. There were two agreements with the FDIC, one for single family assets which is a 10 year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5 year agreement which expired in December 2014. The current overstatement is due to improvements in the loss estimates in the single family covered loans.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
DEPOSITS	8. DEPOSITS The aggregate amount of time deposits in denominations of $250 thousand or more at December 31, 2015 and 2014 was $99.5 million and $69.4 million, respectively. At December 31, 2015, the scheduled maturities of time deposits are as follows (in thousands): 2016 $ 280,644 2017 105,695 2018 90,782 2019 36,759 2020 17,895 $ 531,775 The following table sets forth the maturities of certificates of deposit of $250 thousand and over as of December 31, 2015 (in thousands): Within 3 to 6 6 to 12 Over 12 3 Months Months Months Months Total $ 3,539 $ 10,532 $ 16,874 $ 68,538 $ 99,483 As of December 31, 2015, we had brokered certificates of deposit in the amount of $62.0 million and brokered money market deposits of $15.4 million. At December 31, 2014, we had brokered certificates of deposit in the amount of $77.0 million, and we had brokered money market deposits of $10.2 million.

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS	12 Months Ended
	Dec. 31, 2015
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS	9. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWING Other short-term borrowings can consist of Federal Home Loan Bank (FHLB) overnight advances, other FHLB advances maturing within one year, federal funds purchased and securities sold under agreements to repurchase that mature within one year, which are secured transactions with customers or broker/dealers. Other short-term borrowings consist of the following (in thousands): 2015 2014 2013 FHLB overnight advances $ 49,000 $ 15,250 $ - Other short-term FHLB advances maturing 11/4/2016 10,000 - - Other short-term FHLB advances maturing 1/27/2014 - - 20,000 Other short-term FHLB advances maturing 7/25/2014 - - 5,250 Securities sold under agreements to repurchase 10,381 13,794 14,545 Total $ 69,381 $ 29,044 $ 39,795 Weighted average interest rate at year end 0.51 % 0.65 % 0.38 % For the periods ended December 31, 2015, 2014 and 2013: Average outstanding balance $ 34,673 $ 37,810 $ 17,259 Average interest rate during the year 0.76 % 0.51 % 0.60 % Maximum month-end outstanding balance $ 69,381 $ 66,852 $ 39,795 At December 31, 2015 and 2014, we have pledged callable agency securities, residential government-sponsored mortgage-backed securities and collateralized mortgage obligations with a carrying value of $26.7 million and $20.8 million, respectively, to customers who require collateral for overnight repurchase agreements and other deposits. For our repurchase agreements with customers, we hold the collateral in a segregated custodial account. We are required to maintain adequate collateral levels. In the event the collateral fair value falls below stipulated levels, we will pledge additional securities. We closely monitor collateral levels to ensure adequate levels are maintained, while mitigating the potential risk of over-collateralization.

FEDERAL HOME LOAN BANK ADVANCES

FEDERAL HOME LOAN BANK ADVANCES	12 Months Ended
	Dec. 31, 2015
Advances From Federal Home Loan Banks [Abstract]
FEDERAL HOME LOAN BANK ADVANCES	10. FEDERAL HOME LOAN BANK ADVANCES At year end, advances from the Federal Home Loan Bank were as follows (in thousands): 2015 2014 FHLB fixed rate advance maturing June 2016 with a rate of 1.78% - 5,000 FHLB fixed rate advance maturing June 2016 with a rate of 1.78% - 5,000 FHLB fixed rate advance maturing June 2016 with a rate of 2.08% - 5,000 FHLB fixed rate advance maturing June 2016 with a rate of 2.03% - 5,000 FHLB fixed rate advance maturing June 2017 with a rate of 2.26% 5,000 5,000 FHLB fixed rate advance maturing June 2017 with a rate of 0.80% 10,000 - Total FHLB advances $ 15,000 $ 25,000 Each FHLB advance is payable at its maturity date, with a prepayment penalty for fixed rate advances paid off earlier than maturity. Residential 1-4 family mortgage loans in the amount of approximately $30.2 million and $39.0 million were pledged as collateral for Federal Home Loan Bank of Atlanta (“FHLB”) advances as of December 31, 2015 and 2014, respectively. Home equity lines of credit (HELOCs) in the amount of approximately $20.9 million and $24.3 million were pledged as collateral for FHLB advances at December 31, 2015 and 2014, respectively. Commercial mortgage loans in the amount of approximately $164.7 million and $134.9 million were pledged as collateral for FHLB advances as of December 31, 2015 and 2014, respectively. Investment securities in the amount of $44.6 million and $50.5 million were pledged as collateral for FHLB advances at December 31, 2015 and 2014, respectively. At December 31, 2015, Sonabank had available collateral to borrow an additional $122.6 million from the FHLB.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	11. INCOME TAXES Net deferred tax assets consist of the following components as of December 31, 2015 and 2014 (in thousands): 2015 2014 Deferred tax assets: Allowance for loan losses $ 2,934 $ 2,570 Organization costs 100 127 Unearned loan fees and other 739 617 Other real estate owned write-downs 1,063 942 FDIC assisted transactions timing difference 827 1,721 Other than temporary impairment charge 369 2,454 Net unrealized loss on securities available for sale 314 1,549 Purchase accounting 1,205 1,340 Deferred compensation 707 563 Other 188 182 Total deferred tax assets 8,446 12,065 Deferred tax liabilities: FDIC indemnification asset 1,018 1,238 Depreciation 712 744 Total deferred tax liabilities 1,730 1,982 Net deferred tax assets $ 6,716 $ 10,083 No valuation allowance was deemed necessary on deferred tax assets in 2015, 2014 or 2013. Management believes that the realization of the deferred tax assets is more likely than not based on the expectation that Southern National will generate the necessary taxable income in future periods. We have no unrecognized tax benefits and do not anticipate any increase in unrecognized benefits during the next twelve months. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is our policy to record such accruals in our income tax accounts; no such accruals existed as of December 31, 2015, 2014 or 2013. Southern National and its subsidiary file a consolidated U. S. federal tax return, and Southern National files a Virginia state income tax return. Sonabank files a Maryland state income tax return. These returns are subject to examination by taxing authorities for all years after 2011. The provision for income taxes consists of the following for the years ended December 31, 2015, 2014 and 2013 (in thousands): 2015 2014 2013 Current tax expense Federal $ 2,367 $ 4,047 $ 2,852 State 168 125 82 Total current tax expense 2,535 4,172 2,934 Deferred tax benefit Federal 2,123 (394 ) 102 State 9 (24 ) - Total deferred tax expense (benefit) 2,132 (418 ) 102 Total income tax expense $ 4,667 $ 3,754 $ 3,036 The income tax expense differed from the amount of income tax determined by applying the U.S. Federal income tax rate of 34% to pretax income for the years ended December 31, 2015, 2014 and 2013 due to the following (in thousands): 2015 2014 2013 Computed expected tax expense at statutory rate $ 4,745 $ 3,821 $ 3,160 Reduction in tax expense resulting from: Income from bank-owned life insurance (216 ) (210 ) (202 ) Other, net 138 143 78 Income tax expense $ 4,667 $ 3,754 $ 3,036

EMPLOYEE BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
EMPLOYEE BENEFITS	12. EMPLOYEE BENEFITS Southern National has a 401(k) plan that allows employees to make pre-tax contributions for retirement. The 401(k) plan provides for discretionary matching contributions by Southern National. Expense for 2015, 2014 and 2013 was $108 thousand, $102 thousand and $115 thousand, respectively. A deferred compensation plan that covers two executive officers was established in 2007. Under the plan, the Bank pays each participant, or their beneficiary, the amount of compensation deferred plus accrued interest over 10 years, beginning with the individual’s retirement. A liability is accrued for the obligation under these plans. The expense incurred for the deferred compensation in 2015, 2014 and 2013 was $403 thousand, $340 thousand and $225 thousand, respectively. The deferred compensation liability was $2.0 million and $1.6 million as of December 31, 2015 and 2014, respectively.

STOCK- BASED COMPENSATION

STOCK- BASED COMPENSATION	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK-BASED COMPENSATION	13. STOCK-BASED COMPENSATION In 2004, the Board of Directors adopted a stock option plan that authorized the reservation of up to 302,500 shares of common stock and provided for the granting of stock options to certain directors, officers and employees. The 2010 Stock Awards and Incentive Plan was approved by the Board of Directors in January 2010 and approved by the stockholders at the Annual Meeting in April 2010. The 2010 plan authorized the reservation of an additional 700,000 shares of common stock for the granting of stock awards. The options granted to officers and employees are incentive stock options and the options granted to non-employee directors are non-qualified stock options. The purpose of the plan is to afford key employees an incentive to remain in the employ of Southern National and to assist in the attracting and retaining of non-employee directors by affording them an opportunity to share in Southern National’s future success. Under the plan, the option’s price cannot be less than the fair market value of the stock on the grant date. The maximum term of the options is ten years and options granted may be subject to a graded vesting schedule. Southern National granted 125,500 options during 2015. The fair value of each option granted is estimated on the date of grant using the Black-Scholes options-pricing model. The following weighted-average assumptions were used to value options granted in the years indicated: 2015 2014 2013 Expected life 10 years 10 years 10 years Expected volatility 14.71 % 29.30 % 34.21 % Risk-free interest rate 2.26 % 2.48 % 2.42 % Weighted average fair value per option granted $ 0.51 $ 2.88 $ 3.58 Dividend yield 5.51 % 2.55 % 1.29 % A summary of the activity in the stock option plan for 2015 follows: Weighted Weighted Average Aggregate Average Remaining Intrinsic Exercise Contractual Value Shares Price Term (in thousands) Options outstanding, beginning of period 621,050 $ 8.49 Granted 125,500 11.43 Forfeited (2,200 ) 9.09 Exercised (79,950 ) 8.84 Options outstanding, end of period 664,400 $ 9.00 6.8 $ 2,703 Vested or expected to vest 664,400 $ 9.00 6.8 $ 2,703 Exercisable at end of period 329,150 $ 7.92 5.3 $ 1,698 Stock-based compensation expense was $331 thousand, $317 thousand and $284 thousand for the years ended December 31, 2015, 2014 and 2013, respectively. As of December 31, 2015, unrecognized compensation expense associated with stock options was $630 thousand which is expected to be recognized over a weighted average period of 2.8 years.

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	12 Months Ended
	Dec. 31, 2015
Financial Instruments With Off Balance Sheet Risk [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	14. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK Southern National is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve elements of credit and funding risk in excess of the amount recognized in the consolidated balance sheet. Letters of credit are written conditional commitments issued by Southern National to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. We had letters of credit outstanding totaling $6.7 million and $8.4 million as of December 31, 2015 and 2014, respectively. Our exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and letters of credit is based on the contractual amount of these instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Unless noted otherwise, we do not require collateral or other security to support financial instruments with credit risk. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments are made predominately for adjustable rate loans, and generally have fixed expiration dates of up to three months or other termination clauses and usually require payment of a fee. Since many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. We evaluate each customer's creditworthiness on a case-by-case basis. At December 31, 2015 and 2014, we had unfunded lines of credit and undisbursed construction loan funds totaling $132.3 million and $113.3 million, respectively. We had approved loan commitments in the amount of $2.7 million as of December 31, 2015, and we had no approved loan commitments as of December 31, 2014. Virtually all of our unfunded lines of credit, undisbursed construction loan funds and approved loan commitments are variable rate.

EARNINGS PER SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
EARNINGS PER SHARE	15. EARNINGS PER SHARE The following is a reconciliation of the denominators of the basic and diluted EPS computations for 2015, 2014 and 2013 (in thousands, except per share data): Weighted Average Income Shares Per Share (Numerator) (Denominator) Amount For the year ended December 31, 2015 Basic EPS $ 9,289 12,224 $ 0.76 Effect of dilutive stock options and warrants 106 - Diluted EPS $ 9,289 12,330 $ 0.75 For the year ended December 31, 2014 Basic EPS $ 7,483 11,846 $ 0.63 Effect of dilutive stock options and warrants 81 - Diluted EPS $ 7,483 11,927 $ 0.63 For the year ended December 31, 2013 Basic EPS $ 6,258 11,590 $ 0.54 Effect of dilutive stock options and warrants 37 - Diluted EPS $ 6,258 11,627 $ 0.54 There were 643,164 anti-dilutive options and warrants during 2015. There were 622,593 anti-dilutive options and warrants during 2014, and there were 676,463 anti-dilutive options and warrants during 2013.

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2015
Regulatory Matters [Abstract]
REGULATORY MATTERS	16. REGULATORY MATTERS Southern National and its subsidiary bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory - and possibly additional discretionary - actions by regulators that, if undertaken, could have a direct material effect on our financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action (PCA), we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. At December 31, 2015 and 2014, the most recent regulatory notifications categorized the Bank as well capitalized under regulatory framework for prompt corrective action. Quantitative measures established by regulation to ensure capital adequacy require Southern National to maintain minimum amounts and ratios of Total and Tier I capital (as defined in the regulations) to average assets (as defined). Management believes, as of December 31, 2015, that Southern National meets all capital adequacy requirements to which it is subject. The capital amounts and ratios for Southern National and Sonabank at year end are presented in the following table (in thousands): Required For Capital To Be Categorized as Actual Adequacy Purposes Well Capitalized Amount Ratio Amount Ratio Amount Ratio December 31, 2015 Southern National Common equity tier 1 capital ratio $ 109,276 13.13 % $ 37,254 4.50 % $ 54,101 6.50 % Tier 1 risk-based capital ratio 109,276 13.13 % 49,939 6.00 % 66,585 8.00 % Total risk-based capital ratio 117,697 14.14 % 66,585 8.00 % 83,232 10.00 % Leverage ratio 109,276 11.06 % 39,509 4.00 % 49,386 5.00 % Sonabank Common equity tier 1 capital ratio $ 108,054 12.99 % $ 37,436 4.50 % $ 54,075 6.50 % Tier 1 risk-based capital ratio 108,054 12.99 % 49,915 6.00 % 66,553 8.00 % Total risk-based capital ratio 116,475 14.00 % 66,553 8.00 % 83,192 10.00 % Leverage ratio 108,054 10.94 % 39,493 4.00 % 49,366 5.00 % December 31, 2014 Southern National Tier 1 risk-based capital ratio $ 105,107 15.19 % $ 27,671 4.00 % $ 41,507 6.00 % Total risk-based capital ratio 112,521 16.27 % 55,343 8.00 % 69,179 10.00 % Leverage ratio 105,107 11.80 % 35,623 4.00 % 44,529 5.00 % Sonabank Tier 1 risk-based capital ratio $ 104,007 15.04 % $ 27,658 4.00 % $ 41,487 6.00 % Total risk-based capital ratio 111,421 16.11 % 55,316 8.00 % 69,145 10.00 % Leverage ratio 104,007 11.68 % 35,609 4.00 % 44,511 5.00 % Southern National’s principal source of funds for dividend payments is dividends received from the Bank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the capital requirements described above. During 2016, the Bank could, without prior approval, declare dividends of approximately $16.9 million plus any 2016 net profits retained to the date of the dividend declaration.

ACQUISTIONS

ACQUISTIONS	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
ACQUISTIONS	17. ACQUISTIONS The merger with PGFSB was completed on August 1, 2014, and allowed Southern National to expand its presence in Maryland. Southern National acquired PGFSB in a cash and stock transaction. PGFSB was founded in 1931 and is headquartered in Upper Marlboro, which is the County Seat of Prince George’s County, Maryland. PGFSB has four offices, all of which are in Maryland, including a main office in Upper Marlboro and three branch offices in Dunkirk, Brandywine and Huntingtown. PGFSB has an excellent core deposit base reflecting its tenure in the communities it serves, and its lending activities have historically been focused on residential mortgages which make up the vast majority of loans acquired. The acquisition was accounted for under the acquisition method of accounting. The assets and liabilities were recorded at their estimated fair values as of the August 1, 2014 acquisition date. Total consideration for the acquisition included cash paid to PGFSB shareholders of $5.749 million and 525,858 shares of Southern National common stock in the amount of $5.748 million. A summary of the net assets acquired is as follows (in thousands): Total purchase price $ 11,497 Fair value of assets acquired: Cash on hand and in banks $ 28,179 Loans 61,832 Loans held for sale 3,499 Land and buildings 3,023 Deferred tax asset 1,877 Other assets 1,022 Core deposit intangible 761 Total assets acquired $ 100,193 Fair value of liabilities assumed: Noninterest-bearing deposits $ 19,233 Interest-bearing deposits 69,995 Other liabilities 822 Total liabilities assumed $ 90,050 Net assets acquired $ 10,143 Goodwill 1,354 $ 11,497 A valuation of the acquired loans and core deposit intangible was performed with the assistance of a third-party valuation consultant. The unpaid principal balance and fair value of performing loans was $64.2 million and $61.2 million, respectively. The discount of $3.0 million will be accreted through interest income over the life of the loans in accordance with Accounting Standards Codification (ASC) topic 310-20. The unpaid principal balance and estimated fair value of acquired and retained non-performing loans was $1.5 million and $682 thousand, respectively. The discount of $790 thousand for these credit impaired loans will not be accreted in accordance with ASC 310-30. We also acquired nonperforming loans with an unpaid principal balance of $5.5 million and a fair value of $3.5 million which were sold immediately after acquisition for the fair value amount. Merger costs related to the PGFSB acquisition were $445 thousand, consisting primarily of legal, investment banking and data processing expenses. We recorded goodwill in the amount of $1.4 million which is the difference between the total purchase price and the net assets acquired and is not deductible for income tax purposes. The PGFSB branches have been integrated into the Sonabank branch system. On May 15, 2014, Southern National Bancorp of Virginia Inc., Jerry Flowers of Southern Trust Mortgage (STM), and Eastern Virginia Bankshares (EVB), the holding company for EVB, completed the purchase of the 62 percent of STM previously owned by Middleburg Bank. Jerry Flowers and other STM executives now own 51.1 percent of STM, Sonabank owns 44 percent and EVB owns 4.9 percent. Sonabank’s equity method investment in STM totaled $3.2 million. Sonabank also acquired 1.8 million shares of preferred stock in the amount of $1.8 million in STM with an annual dividend yield of 7.5%.

PARENT COMPANY FINANCIAL INFORM

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	18. PARENT COMPANY FINANCIAL INFORMATION Condensed financial information of Southern National Bancorp of Virginia, Inc. follows (in thousands): CONDENSED BALANCE SHEETS DECEMBER 31, 2015 2014 ASSETS Cash $ 823 $ 769 Investment in subsidiary 118,413 112,879 Other assets 400 331 Total assets $ 119,636 $ 113,979 LIABILITIES AND STOCKHOLDERS' EQUITY Stockholders' equity: Common stock $ 122 $ 122 Additional paid in capital 104,389 104,072 Retained earnings 15,735 12,805 Accumulated other comprehensive loss (610 ) (3,020 ) Total stockholders' equity 119,636 113,979 Total liabilities and stockholders' equity $ 119,636 $ 113,979 CONDENSED STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013 (in thousands) 2015 2014 2013 Equity in undistributed net income of subsidiary $ 9,424 $ 7,590 $ 6,370 Other operating expenses 204 162 170 Income before income taxes 9,220 7,428 6,200 Income tax benefit (69 ) (55 ) (58 ) Net income $ 9,289 $ 7,483 $ 6,258 CONDENSED STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013 ( in thousands) 2015 2014 2013 Operating activities: Net income $ 9,289 $ 7,483 $ 6,258 Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiary (9,424 ) (7,590 ) (6,370 ) Other, net 262 264 277 Net cash and cash equivalents provided by operating activities 127 157 165 Investing activities: Dividend from bank subsidiary 6,300 6,500 2,680 Net cash and cash equivalents provided by investing activities 6,300 6,500 2,680 Financing activities: Issuance of common stock 707 886 3 Repurchase of common stock (721 ) - - Dividend payment on common stock (6,359 ) (7,239 ) (2,898 ) Net cash and cash equivalents used in financing activities (6,373 ) (6,353 ) (2,895 ) Increase (decrease) in cash and cash equivalents 54 304 (50 ) Cash and cash equivalents at beginning of period 769 465 515 Cash and cash equivalents at end of period $ 823 $ 769 $ 465

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2015
Statement Of Other Comprehensive Income [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	19. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following is a summary of the accumulated other comprehensive loss balances, net of tax (in thousands): Balance at Current Period Balance at December 31, 2014 Change December 31, 2015 Unrealized gains (losses) on securities available for sale $ (6 ) $ (434 ) $ (440 ) Unrecognized loss on securities held to maturity for which other than temporary impairment charges have been taken (2,512 ) 2,823 311 Unrealized loss on securities available for sale transferred to held to maturity (502 ) 21 (481 ) . Total $ (3,020 ) $ 2,410 $ (610 )

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	20. RELATED PARTY TRANSACTIONS Sonabank has entered into loan transactions with STM in the ordinary course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with other customers, and did not, in the opinion of management, involve more than normal credit risk. The following table summarizes the changes in the loan amount outstanding during the periods indicated (in thousands): 2015 2014 Loans outstanding at January 1 $ 9,383 $ - Principal advances 132,206 92,841 Principal paid (131,151 ) (83,458 ) Balance at December 31 $ 10,438 $ 9,383 Sonabank has established with STM underwriting guidelines under which it will purchase residential construction only, construction loans that convert to permanent, and permanent loans primarily in its Virginia and Maryland footprint from STM. These will be largely loans that do not conform to FNMA or FHLMC standards because of size or acreage. We purchased loans in an aggregate amount of $51.4 million during 2015, and $20.2 million during 2014. Sonabank has also entered into deposit transactions with its directors, principal officers and STM, all of which are under the same terms as other customers. The aggregate amount of these deposit accounts were $7.6 million and $6.2 million as of December 31, 2015 and 2014, respectively.

QUARTERLY FINANCIAL DATA (UNAUD

QUARTERLY FINANCIAL DATA (UNAUDITED)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY FINANCIAL DATA (UNAUDITED)	21. QUARTERLY FINANCIAL DATA (UNAUDITED) Interest Net Interest Income Net Earnings Per Share Income Income Before Taxes Income Basic Diluted (dollars in thousands) 2015 First quarter $ 10,435 $ 8,927 $ 2,986 $ 2,004 $ 0.16 $ 0.16 Second quarter 10,732 9,024 3,694 2,466 0.20 0.20 Third quarter 11,148 9,183 3,726 2,481 0.20 0.20 Fourth quarter 11,386 9,490 3,550 2,338 0.19 0.19 2014 First quarter $ 8,641 $ 7,587 $ 2,434 $ 1,642 $ 0.14 $ 0.14 Second quarter 8,926 7,859 2,733 1,772 0.15 0.15 Third quarter 9,984 8,812 3,157 2,108 0.18 0.17 Fourth quarter 10,541 9,160 2,914 1,961 0.16 0.16

ORGANIZATION AND SIGNIFICANT 29

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2015
Organization And Significant Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of Southern National and its wholly owned subsidiary. Southern National is a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Sonabank. All material intercompany balances and transactions have been eliminated in consolidation.
Use of Estimates	Use of Estimates The preparation of the consolidated financial statements in conformity with U. S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term include: the determination of the allowance for loan losses, the fair value of investment securities, other than temporary impairment of investment securities, the valuation of goodwill and intangible assets, fair value measurements related to assets acquired and liabilities assumed from business combinations, the FDIC indemnification asset, mortgage servicing rights, other real estate owned and deferred tax assets.
Investment Securities	Investment Securities Debt securities that Southern National has the positive intent and ability to hold to maturity are classified as held-to-maturity and carried at amortized cost. Securities classified as available for sale are those debt and equity securities that may be sold in response to changes in interest rates, liquidity needs or other similar factors. Securities available for sale are carried at fair value, with unrealized gains or losses net of deferred taxes, included in accumulated other comprehensive income (loss) in stockholders' equity. Purchased premiums and discounts are recognized in interest income using the interest method over the terms of the securities without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on the sale of securities are recorded on the settlement date and are determined using the specific identification method. Southern National purchases amortizing investment securities in which the underlying assets are residential mortgage loans subject to prepayments. The actual principal reduction on these assets varies from the expected contractual principal reduction due to principal prepayments resulting from the borrowers’ election to refinance the underlying mortgage based on market and other conditions. The purchase premiums and discounts associated with these assets are amortized or accreted to interest income over the estimated life of the related assets. The estimated life is calculated by projecting future prepayments and the resulting principal cash flows until maturity. Prepayment rate projections utilize actual prepayment speed experience and available market information on like-kind instruments. The prepayment rates form the basis for income recognition of premiums and discounts on the related assets. Changes in prepayment estimates may cause the earnings recognized on these assets to vary over the term that the assets are held, creating volatility in the net interest margin. Prepayment rate assumptions are monitored and updated monthly to reflect actual activity and the most recent market projections. Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, Southern National compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
Loans	Loans Southern National provides mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans secured by real estate throughout its market area. The ability of Southern National’s debtors to honor their contracts is in varying degrees dependent upon the real estate market conditions and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for the allowance for loan losses, purchase premiums and discounts and any deferred loan fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method without anticipating prepayments. As part of the Greater Atlantic acquisition, the Bank and the FDIC entered into a loss sharing agreement on approximately $143.4 million (cost basis) of Greater Atlantic Bank’s assets. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreement; we refer to these assets collectively as “covered assets.” The indemnification against losses in the commercial portfolio on the GAB portfolio ended in December 2014. The FDIC indemnification on the GAB residential mortgages and the GAB HELOCS continues until December 2019. Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans.” The accrual of interest on all loans is discontinued at the time the loan is 90 days delinquent unless the credit is well secured and in process of collection. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Most of Southern National’s business activity is with customers located within Virginia and Maryland. Therefore, our exposure to credit risk is significantly affected by changes in the economy in those areas. We are not dependent on any single customer or group of customers whose insolvency would have a material adverse effect on operations. Southern National has purchased, primarily through acquisitions, individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination. These purchased loans are recorded at fair value such that there is no carryover of the seller’s allowance for loan losses. After acquisition, losses are recognized by an increase in the allowance for loan losses. Purchased credit impaired loans are accounted for using the expected cash flow methodology, and purchased performing loans are accounted for using the contractual cash flow methodology. Such purchased loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as, credit score, loan type, and date of origination. Southern National estimates the amount and timing of expected cash flows for each purchased credit impaired loan or pool, and the expected cash flows in excess of fair value are recorded as interest income over the remaining life of the loan or pool (accretable yield). The excess of the loans’ or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan or pool, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. In accordance with Accounting Standards Codification 310-30, and based on current information and events, if it becomes probable that there is a significant increase in cash flows previously expected to be collected or if actual cash flows are significantly greater than cash flows previously expected, the Bank will recalculate the amount of accretable yield for the acquired loans as the excess of the revised cash flows expected to be collected over the sum of (1) the initial investment in the loans less less
Allowance for Loan and Lease Losses (ALLL)	Allowance for Loan and Lease Losses (ALLL) The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the collection of the principal is unlikely. Recoveries of amounts previously charged-off are credited to the allowance. Management's determination of the adequacy of the allowance is based on a three year historical average net loss experience for each portfolio segment adjusted for current industry and economic conditions and estimates of their effect on loan collectability. While management uses available information to estimate losses on loans, future additions to the allowance may be necessary based on changes in economic conditions, particularly those affecting real estate values. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component provides for estimated losses in unimpaired loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that Southern National will be unable to collect the scheduled payments of principal or interest when due according to the terms of the loan. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual net loss history experienced by Southern National over the most recent three years. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: owner occupied commercial real estate, non-owner occupied commercial real estate, construction and land development, commercial loans, 1-4 family residential, and other consumer. While underwriting practices in this environment are more stringent, the bank estimates the effect of internal factors on future net loss experience to be negligible. Management’s estimate of the effect of current external economic environmental conditions on future net loss experience is significant in all loan segments and particularly on loans secured by real estate including single family 1-4, non-owner occupied commercial real estate and construction and land development loans. These factors include excess inventory, generally less demand driven in part by fewer qualified borrowers and buyers. These considerations have played a significant role in management’s estimate of the adequacy of the allowance for loan and lease losses. Commercial real estate consists of borrowings secured by owner-occupied and non-owner-occupied commercial real estate. Repayment of these loans is dependent upon rental income or the subsequent sale of the property for loans secured by non-owner-occupied commercial real estate and by cash flows from business operations for owner-occupied commercial real estate. Loans for which the source of repayment is rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial real estate loans that are dependent on cash flows from operations can also be adversely affected by current market conditions for their product or service. Construction and land development primarily consist of borrowings to purchase and develop raw land into residential and non-residential properties. Construction loans are extended to individuals as well as corporations for the construction of an individual or multiple properties and are secured by raw land and the subsequent improvements. Repayment of the loans to real estate developers is dependent upon the sale or lease of properties to third parties in a timely fashion upon completion. Should there be delays in construction or a downturn in the market for those properties, there may be significant erosion in value which may be absorbed by Southern National. Commercial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. Southern National’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure which may require Southern National to write-down the value significantly to sell. Residential real estate loans consist of loans to individuals for the purchase of primary residences with repayment primarily through wage or other income sources of the individual borrower. Southern National’s loss exposure to these loans is dependent on local market conditions for residential properties as loan amounts are determined, in part, by the fair value of the property at origination. Other consumer loans are comprised of loans to individuals both unsecured and secured and open-end home equity loans secured by real estate, with repayment dependent on individual wages and other income. The risk of loss on consumer loans is elevated as the collateral securing these loans, if any, rapidly depreciate in value or may be worthless and/or difficult to locate if repossession is necessary. Losses in this portfolio are generally relatively low, however, due to the small individual loan size and the balance outstanding as a percentage of Southern National’s entire portfolio.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from Southern National, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and Southern National does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Equity Method Investments	Equity Method Investments Southern National’s investment in Southern Trust Mortgage (“STM”) is being accounted for under the equity method. Under the equity method, the carrying value of Southern National’s investment in STM was originally recorded at cost but is adjusted periodically to record Southern National’s proportionate share of STM’s earnings or losses through noninterest income and decreased by the amount of cash dividends or similar distributions received from STM.
Bank Premises and Equipment	Bank Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight line method with useful lives of 30 years.
Goodwill and Intangible Assets	Goodwill and Intangible Assets Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. Southern National has selected August 31 as the date to perform the annual goodwill impairment assessment. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. Other intangible assets consist of core deposit intangible assets arising from whole bank and branch acquisitions and are amortized over their estimated useful lives, which range from 6 to 15 years.
Stock Based Compensation	Stock Based Compensation Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant.
Bank-owned Life Insurance	Bank-owned Life Insurance Southern National has purchased life insurance policies on certain key executives. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Other Real Estate Owned	Other Real Estate Owned Assets acquired through or instead of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, the direct charge-off method is recorded through expense. Operating costs after acquisition are expensed.
Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB)	Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. We are also required to own FRB stock with a par value equal to 6% of capital. FHLB stock and FRB stock are carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets Premises and equipment, core deposit intangible assets, the FDIC indemnification asset and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
FDIC Indemnification Asset	FDIC Indemnification Asset The acquisition of Greater Atlantic Bank (GAB) on December 4, 2009 was accounted for under the acquisition method of accounting, and the assets and liabilities were recorded at their estimated fair values. The FDIC indemnification asset was measured separately from each of the covered asset categories as it is not contractually embedded in any of the covered asset categories. The indemnification asset represents the present value of cash flows expected to be received from the FDIC for future losses on covered assets based on the expected credit losses estimated for each covered loan or loan pool and the loss sharing percentages at the acquisition date. Cash flows are discounted at a market-based rate to reflect the uncertainty of the timing of the loss sharing reimbursement from the FDIC. The ultimate collectability of this asset is dependent upon the performance of the underlying covered assets, the passage of time and claims paid by the FDIC. We acquired the Greater Atlantic loans in December 2009 and continuously evaluate our estimates of expected losses on these loans. During 2015, and based on the actual historical losses on the loan pools over the previous 24 month period, expected losses on the acquired Greater Atlantic loans (the covered loans) were lower than previously forecasted which results in a lower expected recovery from the FDIC. As of December 31, 2015, we expect to recover $745 thousand from the FDIC under the indemnification agreement. The difference between the carrying amount of $2.9 million and the estimated recovery is being amortized over the remaining life of the indemnification agreement or the expected life of the loans, whichever is shorter. There were two agreements with the FDIC, one for single family assets which is a 10 year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5 year agreement which expired in December 2014. The current overstatement is due to improvements in the loss estimates in the single family covered loans.
Retirement Plans	Retirement Plans Employee 401(k) plan expense is the amount of matching contributions. Supplemental retirement plan expense allocates the benefits over years of service.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are such matters that will have a material effect on the financial statements.
Dividend Restriction	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders.
Estimates and Uncertainties	Estimates and Uncertainties Estimates including the fair value of financial instruments, other than temporary impairment, the provision for loan losses, expected loan performance and recoveries from the FDIC, and the evaluation of the recoverability of goodwill and intangible assets involve uncertainties and matters of significant judgment regarding interest rates, credit risk, repayments and prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Operating Segments	Operating Segments While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Discrete financial information is not available other than on a company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Reclassifications	Reclassifications Certain items in the prior year financial statements were reclassified to conform to the current presentation. Gains and losses on OREO have been reclassified from noninterest income to noninterest expenses in the Consolidated Statements of Income and Comprehensive Income.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. We have no unrecognized tax benefits and do not anticipate any increase in unrecognized benefits during the next twelve months. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is our policy to record such accruals in our income tax accounts; no such accruals exist as of December 31, 2015. Southern National and its subsidiary file a consolidated U. S. federal tax return; Sonabank files a Maryland state income tax return and Southern National files a Virginia state income tax return. These returns are subject to examination by taxing authorities for all years after 2011.
Restrictions on Cash	Restrictions on Cash Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements in the amount of $872 thousand and $1.5 million at December 31, 2015 and 2014, respectively.
Consolidated Statements of Cash Flows	Consolidated Statements of Cash Flows For purposes of reporting cash flows, Southern National defines cash and cash equivalents as cash due from banks and interest-bearing deposits in other banks with maturities less than 90 days. Net cash flows are reported for customer loan and deposit transactions and short-term borrowings.
Earnings Per Share	Earnings Per Share Basic earnings per share (“EPS”) are computed by dividing net income by the weighted average number of common shares outstanding during the year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by SNBV relate solely to outstanding stock options and warrants and are determined using the treasury stock method.
Comprehensive Income (Loss)	Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and the non-credit component of other than temporary impairment of securities held-to-maturity which are also recognized as a separate component of equity.
Off Balance Sheet Credit Related Financial Instruments	Off Balance Sheet Credit Related Financial Instruments In the ordinary course of business, Southern National has entered into commitments to extend credit and standby letters of credit. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In January 2014, the FASB issued ASU No. 2014-04, "Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure." In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers In September 2014, the FASB issued ASU No. 2014-12, Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period In September 2014, the FASB issued ASU No. 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities available-for-sale	Amortized Gross Unrealized Fair December 31, 2015 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,287 $ 25 $ - $ 2,312 Trust preferred securities 2,590 - (693 ) 1,897 $ 4,877 $ 25 $ (693 ) $ 4,209 Amortized Gross Unrealized Fair December 31, 2014 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,295 $ - $ (10 ) $ 2,285
Schedule of amortized cost, unrecognized gains and losses, and fair value of held to maturity securities	Amortized Gross Unrecognized Fair December 31, 2015 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 20,751 $ 459 $ (22 ) $ 21,188 Residential government-sponsored collateralized mortgage obligations 2,946 - (66 ) 2,880 Government-sponsored agency securities 55,937 222 (618 ) 55,541 Obligations of states and political subdivisions 12,794 157 (67 ) 12,884 Trust preferred securities 4,352 - (381 ) 3,971 $ 96,780 $ 838 $ (1,154 ) $ 96,464 Amortized Gross Unrecognized Fair December 31, 2014 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 22,897 $ 708 $ (8 ) $ 23,597 Residential government-sponsored collateralized mortgage obligations 3,564 - (53 ) 3,511 Government-sponsored agency securities 44,949 294 (822 ) 44,421 Obligations of states and political subdivisions 15,531 108 (145 ) 15,494 Other residential collateralized mortgage obligations 599 - - 599 Trust preferred securities 6,518 1,527 (1,574 ) 6,471 $ 94,058 $ 2,637 $ (2,602 ) $ 94,093
Schedule of fair value and carrying amount, if different, of debt securities, by contractual maturity	Held to Maturity Available for Sale Amortized Amortized Cost Fair Value Cost Fair Value Due in five to ten years $ 12,200 $ 12,206 $ - $ - Due after ten years 60,883 60,190 4,877 4,209 Residential government-sponsored mortgage-backed securities 20,751 21,188 - - Residential government-sponsored collateralized mortgage obligations 2,946 2,880 - - Total $ 96,780 $ 96,464 $ 4,877 $ 4,209
Schedule of present information regarding securities in a continuous unrealized loss position by duration of time in a loss position	December 31, 2015 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Trust preferred securities $ - $ - $ 1,897 $ (693 ) $ 1,897 $ (693 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 5,459 $ (14 ) $ 640 $ (8 ) $ 6,099 $ (22 ) Residential government-sponsored collateralized mortgage obligations 512 (5 ) 2,368 (61 ) 2,880 (66 ) Government-sponsored agency securities 35,453 (507 ) 9,878 (111 ) 45,331 (618 ) Obligations of states and political subdivisions - - 2,513 (67 ) 2,513 (67 ) Trust preferred securities - - 3,971 (381 ) 3,971 (381 ) $ 41,424 $ (526 ) $ 19,370 $ (628 ) $ 60,794 $ (1,154 ) December 31, 2014 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 485 $ (1 ) $ 1,800 $ (9 ) $ 2,285 $ (10 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 3,506 $ (8 ) $ - $ - $ 3,506 $ (8 ) Residential government-sponsored collateralized mortgage obligations 692 (3 ) 2,819 (50 ) 3,511 (53 ) Government-sponsored agency securities - - 29,154 (822 ) 29,154 (822 ) Obligations of states and political subdivisions 485 (20 ) 8,139 (125 ) 8,624 (145 ) Trust preferred securities - - 4,233 (1,574 ) 4,233 (1,574 ) $ 4,683 $ (31 ) $ 44,345 $ (2,571 ) $ 49,028 $ (2,602 )
Schedule of owned pooled trust preferred securities	Previously % of Current Recognized Defaults and Cumulative Ratings Estimated Deferrals to Other Tranche When Purchased Current Ratings Fair Total Comprehensive Security Level Moody's Fitch Moody's Fitch Par Value Book Value Value Collateral Loss (1) Held to Maturity (in thousands) ALESCO VII A1B Senior Aaa AAA A1 A $ 4,462 $ 4,081 $ 3,733 13 % $ 251 MMCF III B Senior Sub A3 A- Ba1 BB 276 271 238 32 % 5 4,738 4,352 3,971 $ 256 Cumulative OTTI Available for Sale Related to Other Than Temporarily Impaired: Credit Loss (2) TPREF FUNDING II Mezzanine A1 A- Caa3 C 1,500 1,100 680 36 % 400 ALESCO V C1 Mezzanine A2 A Caa3 C 2,150 1,490 1,217 13 % 660 3,650 2,590 1,897 $ 1,060 Total $ 8,388 $ 6,942 $ 5,868 (1) Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion (2) Pre-tax
Schedule of credit losses recognized in earnings	2015 2014 2013 Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1 $ 8,949 $ 8,911 $ 8,994 Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized - - - Amounts related to credit loss for which an other-than-temporary impairment was previously recognized - 41 3 Reductions due to sales of securities for which an other-than-temporary impairment was previously recognized (7,889 ) - - Reductions due to realized losses - (3 ) (86 ) Amount of cumulative other-than-temporary impairment related to credit loss as of December 31 $ 1,060 $ 8,949 $ 8,911
Schedule of changes in accumulated other comprehensive income by component	Unrealized Holding Gains (Losses) on For the year ended December 31, 2015 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (6 ) $ (3,014 ) $ (3,020 ) Other comprehensive income/(loss) before reclassifications (434 ) 21 $ (413 ) Amounts reclassified from accumulated other comprehensive income/(loss) - 2,823 2,823 Net current-period other comprehensive income/(loss) (434 ) 2,844 2,410 Ending balance $ (440 ) $ (170 ) $ (610 ) Unrealized Holding Gains (Losses) on For the year ended December 31, 2014 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (203 ) $ (2,987 ) $ (3,190 ) Other comprehensive income/(loss) before reclassifications 197 (27 ) 170 Amounts reclassified from accumulated other comprehensive income/(loss) - - - Net current-period other comprehensive income/(loss) 197 (27 ) 170 Ending balance $ (6 ) $ (3,014 ) $ (3,020 ) Unrealized Holding Gains (Losses) on For the year ended December 31, 2013 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ 44 $ (3,025 ) $ (2,981 ) Other comprehensive income/(loss) before reclassifications (153 ) 38 (115 ) Amounts reclassified from accumulated other comprehensive income/(loss) (94 ) - (94 ) Net current-period other comprehensive income/(loss) (247 ) 38 (209 ) Ending balance $ (203 ) $ (2,987 ) $ (3,190 )

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Schedule of loans, net of unearned income	Covered Non-covered Total Covered Non-covered Total Loans (1) Loans Loans Loans (1) Loans Loans December 31, 2015 December 31, 2014 Loans secured by real estate: Commercial real estate - owner-occupied $ - $ 141,521 $ 141,521 $ - $ 136,597 $ 136,597 Commercial real estate - non-owner-occupied - 256,513 256,513 - 200,517 200,517 Secured by farmland - 578 578 - 612 612 Construction and land loans - 67,832 67,832 - 57,938 57,938 Residential 1-4 family 12,994 165,077 178,071 14,837 123,233 138,070 Multi- family residential - 25,501 25,501 - 21,832 21,832 Home equity lines of credit 21,379 13,798 35,177 23,658 9,751 33,409 Total real estate loans 34,373 670,820 705,193 38,495 550,480 588,975 Commercial loans - 124,985 124,985 - 114,714 114,714 Consumer loans - 1,366 1,366 - 1,564 1,564 Gross loans 34,373 797,171 831,544 38,495 666,758 705,253 Less deferred fees on loans - (2,119 ) (2,119 ) 1 (1,782 ) (1,781 ) Loans, net of deferred fees $ 34,373 $ 795,052 $ 829,425 $ 38,496 $ 664,976 $ 703,472 (1) Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.
Schedule of summary of impaired loans	December 31, 2015 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 6,492 $ 6,986 $ - $ 6,492 $ 6,986 $ - Commercial real estate - non-owner occupied (2) - - - 136 230 - 136 230 - Construction and land development - - - - - - - - - Commercial loans - - - 2,102 2,698 - 2,102 2,698 - Residential 1-4 family (4) 1,066 1,243 - - - - 1,066 1,243 - Other consumer loans - - - - - - - - - Total $ 1,066 $ 1,243 $ - $ 8,730 $ 9,914 $ - $ 9,796 $ 11,157 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 1,370 $ 1,484 $ 439 $ 1,370 $ 1,484 $ 439 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 3,382 3,382 400 3,382 3,382 400 Residential 1-4 family (4) - - - - - - - - - Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 4,752 $ 4,866 $ 839 $ 4,752 $ 4,866 $ 839 Grand total $ 1,066 $ 1,243 $ - $ 13,482 $ 14,780 $ 839 $ 14,548 $ 16,023 $ 839 (1) Recorded investment is after cumulative prior charge offs of $1.2 million. These loans also have aggregate SBA guarantees of $3.5 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. December 31, 2014 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 10,394 $ 10,394 $ - $ 10,394 $ 10,394 $ - Commercial real estate - non-owner occupied (2) - - - 1,859 2,118 - 1,859 2,118 - Construction and land development - - - - - - - - - Commercial loans - - - 4,998 4,999 - 4,998 4,999 - Residential 1-4 family (4) 1,740 2,053 - - - - 1,740 2,053 - Other consumer loans - - - - - - - - - Total $ 1,740 $ 2,053 $ - $ 17,251 $ 17,511 $ - $ 18,991 $ 19,564 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 1,609 $ 2,231 $ 151 $ 1,609 $ 2,231 $ 151 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - 467 740 120 467 740 120 Commercial loans - - - 3,141 3,944 134 3,141 3,944 134 Residential 1-4 family (4) - - - 1,344 1,465 300 1,344 1,465 300 Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 6,561 $ 8,380 $ 705 $ 6,561 $ 8,380 $ 705 Grand total $ 1,740 $ 2,053 $ - $ 23,812 $ 25,891 $ 705 $ 25,552 $ 27,944 $ 705 (1) Recorded investment is after cumulative prior charge offs of $1.7 million. These loans also have aggregate SBA guarantees of $4.7 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit.
Schedule of details of average recorded investment and interest income for impaired loans recognized by class of loans	Year ended 12/31/15 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ 7,156 $ 297 $ 7,156 $ 297 Commercial real estate - non-owner occupied (1) - - 822 11 822 11 Construction and land development - - 89 - 89 - Commercial loans - - 3,428 - 3,428 - Residential 1-4 family (2) 1,501 26 - - 1,501 26 Other consumer loans - - - - - - Total $ 1,501 $ 26 $ 11,495 $ 308 $ 12,996 $ 334 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 2,259 $ 42 $ 2,259 $ 42 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - 93 - 93 - Commercial loans - - 3,488 213 3,488 213 Residential 1-4 family (2) - - 416 - 416 - Other consumer loans - - - - - - Total $ - $ - $ 6,256 $ 255 $ 6,256 $ 255 Grand total $ 1,501 $ 26 $ 17,751 $ 563 $ 19,252 $ 589 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Year ended 12/31/14 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ 599 $ - $ 9,508 $ 511 $ 10,107 $ 511 Commercial real estate - non-owner occupied (1) 1,611 - 581 - 2,192 - Construction and land development - - 421 - 421 - Commercial loans - - 6,154 223 6,154 223 Residential 1-4 family (2) 1,317 40 3,984 - 5,301 40 Other consumer loans - - - - - - Total $ 3,527 $ 40 $ 20,648 $ 734 $ 24,175 $ 774 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 382 $ 14 $ 382 $ 14 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - 93 - 93 - Commercial loans - - 955 - 955 - Residential 1-4 family (2) - - 415 - 415 - Other consumer loans - - - - - - Total $ - $ - $ 1,845 $ 14 $ 1,845 $ 14 Grand total $ 3,527 $ 40 $ 22,493 $ 748 $ 26,020 $ 788 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Year ended 12/31/13 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ 258 $ 55 $ 6,852 $ 439 $ 7,110 $ 494 Commercial real estate - non-owner occupied (1) 2,157 134 913 38 3,070 172 Construction and land development 231 - 2,612 - 2,843 - Commercial loans 69 - 4,024 66 4,093 66 Residential 1-4 family (2) 1,580 47 4,251 347 5,831 394 Other consumer loans - - - - - - Total $ 4,295 $ 236 $ 18,652 $ 890 $ 22,947 $ 1,126 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 422 $ 17 $ 422 $ 17 Commercial real estate - non-owner occupied (1) - - 817 - 817 - Construction and land development - - 93 - 93 - Commercial loans - - 1,493 - 1,493 - Residential 1-4 family (2) - - 415 127 415 127 Other consumer loans - - - - - - Total $ - $ - $ 3,240 $ 144 $ 3,240 $ 144 Grand total $ 4,295 $ 236 $ 21,892 $ 1,034 $ 26,187 $ 1,270 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of details of aging of the recorded investment in past due loans by class of loans	December 31, 2015 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 119 43 - 162 698 33,513 34,373 Other consumer loans - - - - - - - Total $ 119 $ 43 $ - $ 162 $ 698 $ 33,513 $ 34,373 Non-covered loans: Commercial real estate - owner occupied $ 561 $ - $ - $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate - non-owner occupied (1) - - - - - 282,592 282,592 Construction and land development - - - - - 67,832 67,832 Commercial loans 267 - - 267 2,102 122,616 124,985 Residential 1-4 family (2) 85 - - 85 - 178,790 178,875 Other consumer loans 1 - - 1 - 1,365 1,366 Total $ 914 $ - $ - $ 914 $ 4,173 $ 792,084 $ 797,171 Total loans: Commercial real estate - owner occupied $ 561 $ - $ - $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate - non-owner occupied (1) - - - - - 282,592 282,592 Construction and land development - - - - - 67,832 67,832 Commercial loans 267 - - 267 2,102 122,616 124,985 Residential 1-4 family (2) 204 43 - 247 698 212,303 213,248 Other consumer loans 1 - - 1 - 1,365 1,366 Total $ 1,033 $ 43 $ - $ 1,076 $ 4,871 $ 825,597 $ 831,544 December 31, 2014 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 10 148 - 158 859 37,478 38,495 Other consumer loans - - - - - - - Total $ 10 $ 148 $ - $ 158 $ 859 $ 37,478 $ 38,495 Non-covered loans: Commercial real estate - owner occupied $ - $ - $ - $ 1,524 $ 135,073 $ 136,597 Commercial real estate - non-owner occupied (1) 4,128 - - 4,128 - 218,833 222,961 Construction and land development - - - - 467 57,471 57,938 Commercial loans - - - - 3,140 111,574 114,714 Residential 1-4 family (2) 319 586 - 905 521 131,558 132,984 Other consumer loans 6 - - 6 - 1,558 1,564 Total $ 4,453 $ 586 $ - $ 5,039 $ 5,652 $ 656,067 $ 666,758 Total loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 1,524 $ 135,073 $ 136,597 Commercial real estate - non-owner occupied (1) 4,128 - - 4,128 - 218,833 222,961 Construction and land development - - - - 467 57,471 57,938 Commercial loans - - - - 3,140 111,574 114,714 Residential 1-4 family (2) 329 734 - 1,063 1,380 169,036 171,479 Other consumer loans 6 - - 6 - 1,558 1,564 Total $ 4,463 $ 734 $ - $ 5,197 $ 6,511 $ 693,545 $ 705,253 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of activity in the allowance for non-covered and covered loan and lease losses by class of loan	Activity in the allowance for non-covered loan and lease losses by class of loan for the years ended December 31, 2015, 2014 and 2013 is summarized below (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Non-covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Year ended December 31, 2015 Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total Allowance for loan losses: Beginning balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Charge offs (1,067 ) - - (1,174 ) (413 ) (19 ) - (2,673 ) Recoveries 18 18 139 91 259 1 - 526 Provision 1,379 81 (918 ) 2,061 240 17 315 3,175 Ending balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Year ended December 31, 2014 Allowance for loan losses: Beginning balance $ 814 $ 985 $ 1,068 $ 2,797 $ 1,302 $ 54 $ 19 $ 7,039 Charge offs (573 ) - (250 ) (1,998 ) (449 ) - - (3,270 ) Recoveries 10 23 4 125 7 5 - 174 Provision 604 115 822 1,139 462 (10 ) 318 3,450 Ending balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Year ended December 31, 2013 Allowance for loan losses: Beginning balance $ 932 $ 1,474 $ 970 $ 2,110 $ 1,163 $ 33 $ 285 $ 6,967 Charge offs - (199 ) (650 ) (2,286 ) (776 ) (144 ) - (4,055 ) Recoveries 13 146 7 204 129 4 - 503 Provision (131 ) (436 ) 741 2,769 786 161 (266 ) 3,624 Ending balance $ 814 $ 985 $ 1,068 $ 2,797 $ 1,302 $ 54 $ 19 $ 7,039 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Activity in the allowance for covered loan and lease losses by class of loan for the years ended December 31, 2015, 2014 and 2013 is summarized below (in thousands). Commercial Commercial Real Estate Real Estate Construction Other Covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Year ended December 31, 2015 Occupied Occupied (1) Development Loans Residential (3) Loans Unallocated Total Allowance for loan losses: Beginning balance $ - $ - $ - $ - $ 17 $ 4 $ - $ 21 Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - - (17 ) - - (17 ) Provision - - - - - (4 ) - (4 ) Ending balance $ - $ - $ - $ - $ - $ - $ - $ - Year ended December 31, 2014 Allowance for loan losses: Beginning balance $ - $ 45 $ - $ - $ - $ 6 $ - $ 51 Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - (36 ) - - 14 (2 ) - (24 ) Provision - (9 ) - - 3 - - (6 ) Ending balance $ - $ - $ - $ - $ 17 $ 4 $ - $ 21 Year ended December 31, 2013 Allowance for loan losses: Beginning balance $ - $ 45 $ - $ 43 $ - $ 11 $ - $ 99 Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - (35 ) - (4 ) - (39 ) Provision - - - (8 ) - (1 ) - (9 ) Ending balance $ - $ 45 $ - $ - $ - $ 6 $ - $ 51 (1) Includes loans secured by farmland and multi-family residential loans. (2) Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC. (3) Includes home equity lines of credit.
Schedule of allowance for non-covered loan and covered loan losses and the recorded investment by portfolio segment	The following table presents the balance in the allowance for non-covered loan losses and the recorded investment in non-covered loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014 (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Non-covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 439 $ - $ - $ 400 $ - $ - $ - $ 839 Collectively evaluated for impairment 746 1,222 865 2,641 1,408 48 652 7,582 Total ending allowance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Loans: Individually evaluated for impairment $ 7,862 $ 136 $ - $ 5,484 $ - $ - $ - $ 13,482 Collectively evaluated for impairment 133,659 282,456 67,832 119,501 178,875 1,366 - 783,689 Total ending loan balances $ 141,521 $ 282,592 $ 67,832 $ 124,985 $ 178,875 $ 1,366 $ - $ 797,171 December 31, 2014 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 151 $ - $ 120 $ 134 $ 300 $ - $ - $ 705 Collectively evaluated for impairment 704 1,123 1,524 1,929 1,022 49 337 6,688 Total ending allowance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Loans: Individually evaluated for impairment $ 12,003 $ 1,859 $ 467 $ 8,139 $ 1,344 $ - $ - $ 23,812 Collectively evaluated for impairment 124,594 221,102 57,471 106,575 131,640 1,564 - 642,946 Total ending loan balances $ 136,597 $ 222,961 $ 57,938 $ 114,714 $ 132,984 $ 1,564 $ - $ 666,758 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following table presents the balance in the allowance for covered loan losses and the recorded investment in covered loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014 (in thousands). Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - - - - - Total ending allowance $ - $ - $ - $ - $ - $ - $ - $ - Loans: Individually evaluated for impairment $ - $ - $ - $ 1,066 $ - $ 1,066 Collectively evaluated for impairment - - - - 33,307 - - 33,307 Total ending loan balances $ - $ - $ - $ - $ 34,373 $ - $ - $ 34,373 December 31, 2014 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - 17 4 - 21 Total ending allowance $ - $ - $ - $ - $ 17 $ 4 $ - $ 21 Loans: Individually evaluated for impairment $ - $ - $ - $ - $ 1,740 $ - $ - $ 1,740 Collectively evaluated for impairment 36,755 - 36,755 Total ending loan balances $ - $ - $ - $ - $ 38,495 $ - $ - $ 38,495 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of the risk category of loans by class of loans	December 31, 2015 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ 3,666 $ 7,862 $ 129,993 $ 141,521 $ 11,528 $ 129,993 $ 141,521 Commercial real estate - non-owner occupied (2) - - - - 136 282,456 282,592 136 282,456 282,592 Construction and land development - - - 552 - 67,280 67,832 552 67,280 67,832 Commercial loans - - - 4,014 5,484 115,487 124,985 9,498 115,487 124,985 Residential 1-4 family (4) 1,066 33,307 34,373 - - 178,875 178,875 1,066 212,182 213,248 Other consumer loans - - - - - 1,366 1,366 - 1,366 1,366 Total $ 1,066 $ 33,307 $ 34,373 $ 8,232 $ 13,482 $ 775,457 $ 797,171 $ 22,780 $ 808,764 $ 831,544 December 31, 2014 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ 917 $ 12,003 $ 123,677 $ 136,597 $ 12,920 $ 123,677 $ 136,597 Commercial real estate - non-owner occupied (2) - - - 234 - 222,727 222,961 234 222,727 222,961 Construction and land development - - - 593 467 56,878 57,938 1,060 56,878 57,938 Commercial loans - - - 30 8,139 106,545 114,714 8,169 106,545 114,714 Residential 1-4 family (4) 1,740 36,755 38,495 584 1,344 131,056 132,984 3,668 167,811 171,479 Other consumer loans - - - - - 1,564 1,564 - 1,564 1,564 Total $ 1,740 $ 36,755 $ 38,495 $ 2,358 $ 21,953 $ 642,447 $ 666,758 $ 26,051 $ 679,202 $ 705,253 (1) Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined. (2) Includes loans secured by farmland and multi-family residential loans. (3) Includes SBA guarantees of $3.5 million and $4.7 million as of December 31, 2015 and 2014, respectively. (4) Includes home equity lines of credit.
GAB acquisition
Accounts Notes And Loans Receivable [Line Items]
Schedule of carrying amount of covered purchased impaired and non-impaired loans	December 31, 2015 December 31, 2014 Purchased Purchased Purchased Purchased Impaired Non-impaired Impaired Non-impaired Loans Loans Total Loans Loans Total Commercial real estate $ 1,247 $ 4,045 $ 5,292 $ 1,280 $ 5,290 $ 6,570 Construction and land development - - $ - - - - Commercial loans 197 314 $ 511 200 497 697 Residential 1-4 family - 34,373 $ 34,373 - 38,495 38,495 Other consumer loans - 26 $ 26 - 72 72 Total $ 1,444 $ 38,758 $ 40,202 $ 1,480 $ 44,354 $ 45,834
Schedule of carrying amount and accretable yield for covered purchased impaired and non-impaired loans	December 31, 2015 December 31, 2014 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Carrying Carrying Carrying Carrying Accretable Amount Accretable Amount Accretable Amount Accretable Amount Yield of Loans Yield of Loans Yield of Loans Yield of Loans Balance at beginning of period $ - $ 1,480 $ 5,191 $ 44,354 $ - $ 1,522 $ 6,854 $ 50,174 Additions - - - - - - - - Accretion - - (1,611 ) 1,611 - - (1,928 ) 1,928 Reclassifications from nonaccretable balance - - 1,061 - - 296 - Adjustment-transfer to OREO - - (44 ) (343 ) - (31 ) (375 ) Payments received - (36 ) (6,864 ) - (42 ) - (7,373 ) Balance at end of period $ - $ 1,444 $ 4,597 $ 38,758 $ - $ 1,480 $ 5,191 $ 44,354
HarVest acquisition
Accounts Notes And Loans Receivable [Line Items]
Schedule of carrying amount of covered purchased impaired and non-impaired loans	December 31, 2015 December 31, 2014 Purchased Purchased Purchased Purchased Impaired Non-impaired Impaired Non-impaired Loans Loans Total Loans Loans Total Commercial real estate $ 296 $ 12,637 $ 12,933 $ 323 $ 14,224 $ 14,547 Construction and land development 552 3,102 3,654 593 3,234 3,827 Commercial loans - 2,745 2,745 - 3,492 3,492 Residential 1-4 family 840 9,392 10,232 855 11,277 12,132 Other consumer loans - 2 2 - 3 3 Total $ 1,688 $ 27,878 $ 29,566 $ 1,771 $ 32,230 $ 34,001
Schedule of carrying amount and accretable yield for covered purchased impaired and non-impaired loans	December 31, 2015 December 31, 2014 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Carrying Carrying Carrying Carrying Accretable Amount Accretable Amount Accretable Amount Accretable Amount Yield of Loans Yield of Loans Yield of Loans Yield of Loans Balance at beginning of period $ - $ 1,771 $ 1,218 $ 32,230 $ - $ 1,857 $ 2,087 $ 37,012 Additions - - - - - - - - Accretion - - (360 ) 360 - - (869 ) 869 Reclassifications from nonaccretable balance - - - - - - - - Payments received - (83 ) - (4,712 ) - (86 ) - (5,651 ) Balance at end of period $ - $ 1,688 $ 858 $ 27,878 $ - $ 1,771 $ 1,218 $ 32,230
Prince George's Federal Savings Bank
Accounts Notes And Loans Receivable [Line Items]
Schedule of carrying amount of covered purchased impaired and non-impaired loans	December 31, 2015 December 31, 2014 Purchased Purchased Purchased Purchased Impaired Non-impaired Impaired Non-impaired Loans Loans Total Loans Loans Total Commercial real estate $ 339 $ 2,880 $ 3,219 $ 371 $ 3,306 $ 3,677 Construction and land development 364 892 1,256 649 1,168 1,817 Commercial loans - 174 174 - 204 204 Residential 1-4 family - 47,133 47,133 - 53,860 53,860 Other consumer loans - 184 184 - 225 225 Total $ 703 $ 51,263 $ 51,966 $ 1,020 $ 58,763 $ 59,783
Schedule of carrying amount and accretable yield for covered purchased impaired and non-impaired loans	December 31, 2015 December 31, 2014 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Carrying Carrying Carrying Carrying Accretable Amount Accretable Amount Accretable Amount Accretable Amount Yield of Loans Yield of Loans Yield of Loans Yield of Loans Balance at beginning of period $ - $ 1,020 $ 2,908 $ 58,763 $ - $ - $ - $ - Additions - - - - - 642 3,121 61,190 Accretion - (446 ) 446 - - (213 ) 213 Reclassifications from nonaccretable balance - - - - - - - - Disbursements - - - - - 388 - - Adjustment-transfer to OREO - - - - - - - (285 ) Payments received - (317 ) - (7,946 ) - (10 ) - (2,355 ) Balance at end of period $ - $ 703 $ 2,462 $ 51,263 $ - $ 1,020 $ 2,908 $ 58,763

FAIR VALUE (Tables)

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of assets measured at fair value on a recurring basis	Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2015 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,312 $ - $ 2,312 $ - Trust preferred securities 1,897 - 1,897 - $ 4,209 $ - $ 4,209 $ - Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2014 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,285 $ - $ 2,285 $ -
Schedule of assets measured at fair value on non recurring basis	Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2015 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 7,423 $ 7,423 Commercial real estate - non-owner occupied (1) 136 136 Commercial loans 5,084 5,084 Impaired covered loans: Residential 1-4 family 1,066 1,066 Non-covered other real estate owned: Commercial real estate - owner occupied 1,110 1,110 Commercial real estate - non-owner occupied (1) 237 237 Construction and land development 5,007 5,007 Residential 1-4 family 3,741 3,741 Covered other real estate owned: Residential 1-4 family 343 343 Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2014 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 11,852 $ 11,852 Commercial real estate - non-owner occupied (1) 1,859 1,859 Construction and land development 347 347 Commercial loans 8,005 8,005 Residential 1-4 family 1,044 1,044 Impaired covered loans: Residential 1-4 family 1,740 1,740 Non-covered other real estate owned: Commercial real estate - owner occupied 461 461 Commercial real estate - non-owner occupied (1) 1,792 1,792 Construction and land development 6,818 6,818 Residential 1-4 family 3,980 3,980
Schedule of estimated fair values and fair value hierarchy levels of financial instruments	December 31, 2015 December 31, 2014 Fair Value Carrying Fair Carrying Fair Hierarchy Level Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 30,336 $ 30,336 $ 38,320 $ 38,320 Securities available for sale See previous table 4,209 4,209 2,285 2,285 Securities held to maturity Level 2 96,780 96,464 94,058 94,093 Stock in Federal Reserve Bank and Federal Home Loan Bank n/a 6,929 n/a 5,681 n/a Equity investment in mortgage affiliate Level 3 4,459 4,459 3,631 3,631 Preferred investment in mortgage affiliate Level 3 2,555 2,555 1,805 1,805 Net non-covered loans Level 3 786,631 793,541 657,583 666,621 Net covered loans Level 3 34,373 38,077 38,475 43,663 Accrued interest receivable Level 2 & Level 3 2,914 2,914 2,904 2,904 FDIC indemnification asset Level 3 2,922 745 3,571 2,261 Financial liabilities: Demand deposits Level 1 111,849 111,849 94,578 94,578 Money market and savings accounts Level 1 181,670 181,670 181,452 181,452 Certificates of deposit Level 3 531,775 531,456 466,395 466,391 Securities sold under agreements to repurchase and other short-term borrowings Level 1 69,381 69,381 29,044 29,044 FHLB advances Level 3 15,000 15,041 25,000 25,526 Accrued interest payable Level 1 & Level 3 846 846 560 560

BANK PREMISES AND EQUIPMENT (Ta

BANK PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Schedule of bank premises and equipment	2015 2014 Land $ 2,261 $ 2,261 Building and improvements 5,842 5,811 Leasehold improvements 2,428 2,394 Furniture and equipment 4,189 3,948 14,720 14,414 Less accumulated depreciation and amortization 5,838 4,961 Bank premises and equipment, net $ 8,882 $ 9,453
Schedule of future minimum rental payments required under non-cancelable operating leases for bank premises	2016 $ 1,852 2017 1,827 2018 1,583 2019 1,333 2020 825 Thereafter 574 $ 7,994

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of changes in goodwill	2015 2014 Balance as of January 1 $ 10,514 $ 9,160 PGFSB acquisition - 1,354 Balance as of December 31 $ 10,514 $ 10,514
Schedule of acquired intangible assets	December 31, 2015 Gross Carrying Accumulated Net Carrying Value Amortization Value Amortizable core deposit intangibles $ 7,477 $ (6,384 ) $ 1,093 December 31, 2014 Gross Carrying Accumulated Net Carrying Value Amortization Value Amortizable core deposit intangibles $ 7,477 $ (6,123 ) $ 1,354
Schedule of estimated amortization expense of intangibles	2016 $ 219 2017 194 2018 184 2019 173 2020 111 Thereafter 212 $ 1,093

FDIC INDEMNIFICATION ASSET (Tab

FDIC INDEMNIFICATION ASSET (Tables)	12 Months Ended
	Dec. 31, 2015
Fdic Indemnification Asset [Abstract]
Schedule of changes in the indemnification asset	2015 2014 Balance as of January 1 $ 3,571 $ 5,804 Payments from FDIC (3 ) (1,037 ) Reforecasting adjustment (1) (16 ) 34 Accretion (amortization) (630 ) (1,230 ) Balance as of December 31 $ 2,922 $ 3,571 (1) Represents an increase in the carrying value of the indemnification asset resulting from increased reforecasted losses in individual covered loans and covered loan pools.

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Schedule of scheduled maturities of time deposits	2016 $ 280,644 2017 105,695 2018 90,782 2019 36,759 2020 17,895 $ 531,775
Schedule of maturities of certificates of deposit	Within 3 to 6 6 to 12 Over 12 3 Months Months Months Months Total $ 3,539 $ 10,532 $ 16,874 $ 68,538 $ 99,483

SECURITIES SOLD UNDER AGREEME37

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
Schedule of other short-term borrowings	2015 2014 2013 FHLB overnight advances $ 49,000 $ 15,250 $ - Other short-term FHLB advances maturing 11/4/2016 10,000 - - Other short-term FHLB advances maturing 1/27/2014 - - 20,000 Other short-term FHLB advances maturing 7/25/2014 - - 5,250 Securities sold under agreements to repurchase 10,381 13,794 14,545 Total $ 69,381 $ 29,044 $ 39,795 Weighted average interest rate at year end 0.51 % 0.65 % 0.38 % For the periods ended December 31, 2015, 2014 and 2013: Average outstanding balance $ 34,673 $ 37,810 $ 17,259 Average interest rate during the year 0.76 % 0.51 % 0.60 % Maximum month-end outstanding balance $ 69,381 $ 66,852 $ 39,795

FEDERAL HOME LOAN BANK ADVANC38

FEDERAL HOME LOAN BANK ADVANCES (Tables)	12 Months Ended
	Dec. 31, 2015
Advances From Federal Home Loan Banks [Abstract]
Schedule of advances from the Federal Home Loan Bank	2015 2014 FHLB fixed rate advance maturing June 2016 with a rate of 1.78% - 5,000 FHLB fixed rate advance maturing June 2016 with a rate of 1.78% - 5,000 FHLB fixed rate advance maturing June 2016 with a rate of 2.08% - 5,000 FHLB fixed rate advance maturing June 2016 with a rate of 2.03% - 5,000 FHLB fixed rate advance maturing June 2017 with a rate of 2.26% 5,000 5,000 FHLB fixed rate advance maturing June 2017 with a rate of 0.80% 10,000 - Total FHLB advances $ 15,000 $ 25,000

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of net deferred tax assets	2015 2014 Deferred tax assets: Allowance for loan losses $ 2,934 $ 2,570 Organization costs 100 127 Unearned loan fees and other 739 617 Other real estate owned write-downs 1,063 942 FDIC assisted transactions timing difference 827 1,721 Other than temporary impairment charge 369 2,454 Net unrealized loss on securities available for sale 314 1,549 Purchase accounting 1,205 1,340 Deferred compensation 707 563 Other 188 182 Total deferred tax assets 8,446 12,065 Deferred tax liabilities: FDIC indemnification asset 1,018 1,238 Depreciation 712 744 Total deferred tax liabilities 1,730 1,982 Net deferred tax assets $ 6,716 $ 10,083
Schedule of provision for income taxes	2015 2014 2013 Current tax expense Federal $ 2,367 $ 4,047 $ 2,852 State 168 125 82 Total current tax expense 2,535 4,172 2,934 Deferred tax benefit Federal 2,123 (394 ) 102 State 9 (24 ) - Total deferred tax expense (benefit) 2,132 (418 ) 102 Total income tax expense $ 4,667 $ 3,754 $ 3,036
Schedule of income tax expense determined by applying the U.S. Federal income tax rate	2015 2014 2013 Computed expected tax expense at statutory rate $ 4,745 $ 3,821 $ 3,160 Reduction in tax expense resulting from: Income from bank-owned life insurance (216 ) (210 ) (202 ) Other, net 138 143 78 Income tax expense $ 4,667 $ 3,754 $ 3,036

STOCK- BASED COMPENSATION (Tabl

STOCK- BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Schedule of weighted-average assumptions used to value options	2015 2014 2013 Expected life 10 years 10 years 10 years Expected volatility 14.71 % 29.30 % 34.21 % Risk-free interest rate 2.26 % 2.48 % 2.42 % Weighted average fair value per option granted $ 0.51 $ 2.88 $ 3.58 Dividend yield 5.51 % 2.55 % 1.29 %
Schedule of activity in the stock option plan	Weighted Weighted Average Aggregate Average Remaining Intrinsic Exercise Contractual Value Shares Price Term (in thousands) Options outstanding, beginning of period 621,050 $ 8.49 Granted 125,500 11.43 Forfeited (2,200 ) 9.09 Exercised (79,950 ) 8.84 Options outstanding, end of period 664,400 $ 9.00 6.8 $ 2,703 Vested or expected to vest 664,400 $ 9.00 6.8 $ 2,703 Exercisable at end of period 329,150 $ 7.92 5.3 $ 1,698

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of reconciliation of the denominators of the basic and diluted earnings per share	Weighted Average Income Shares Per Share (Numerator) (Denominator) Amount For the year ended December 31, 2015 Basic EPS $ 9,289 12,224 $ 0.76 Effect of dilutive stock options and warrants 106 - Diluted EPS $ 9,289 12,330 $ 0.75 For the year ended December 31, 2014 Basic EPS $ 7,483 11,846 $ 0.63 Effect of dilutive stock options and warrants 81 - Diluted EPS $ 7,483 11,927 $ 0.63 For the year ended December 31, 2013 Basic EPS $ 6,258 11,590 $ 0.54 Effect of dilutive stock options and warrants 37 - Diluted EPS $ 6,258 11,627 $ 0.54

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2015
Regulatory Matters [Abstract]
Schedule of capital amounts and ratios for southern national and sonabank	Required For Capital To Be Categorized as Actual Adequacy Purposes Well Capitalized Amount Ratio Amount Ratio Amount Ratio December 31, 2015 Southern National Common equity tier 1 capital ratio $ 109,276 13.13 % $ 37,254 4.50 % $ 54,101 6.50 % Tier 1 risk-based capital ratio 109,276 13.13 % 49,939 6.00 % 66,585 8.00 % Total risk-based capital ratio 117,697 14.14 % 66,585 8.00 % 83,232 10.00 % Leverage ratio 109,276 11.06 % 39,509 4.00 % 49,386 5.00 % Sonabank Common equity tier 1 capital ratio $ 108,054 12.99 % $ 37,436 4.50 % $ 54,075 6.50 % Tier 1 risk-based capital ratio 108,054 12.99 % 49,915 6.00 % 66,553 8.00 % Total risk-based capital ratio 116,475 14.00 % 66,553 8.00 % 83,192 10.00 % Leverage ratio 108,054 10.94 % 39,493 4.00 % 49,366 5.00 % December 31, 2014 Southern National Tier 1 risk-based capital ratio $ 105,107 15.19 % $ 27,671 4.00 % $ 41,507 6.00 % Total risk-based capital ratio 112,521 16.27 % 55,343 8.00 % 69,179 10.00 % Leverage ratio 105,107 11.80 % 35,623 4.00 % 44,529 5.00 % Sonabank Tier 1 risk-based capital ratio $ 104,007 15.04 % $ 27,658 4.00 % $ 41,487 6.00 % Total risk-based capital ratio 111,421 16.11 % 55,316 8.00 % 69,145 10.00 % Leverage ratio 104,007 11.68 % 35,609 4.00 % 44,511 5.00 %

ACQUISTIONS (Tables)

ACQUISTIONS (Tables)	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
Schedule of summary of the net assets acquired	Total purchase price $ 11,497 Fair value of assets acquired: Cash on hand and in banks $ 28,179 Loans 61,832 Loans held for sale 3,499 Land and buildings 3,023 Deferred tax asset 1,877 Other assets 1,022 Core deposit intangible 761 Total assets acquired $ 100,193 Fair value of liabilities assumed: Noninterest-bearing deposits $ 19,233 Interest-bearing deposits 69,995 Other liabilities 822 Total liabilities assumed $ 90,050 Net assets acquired $ 10,143 Goodwill 1,354 $ 11,497

PARENT COMPANY FINANCIAL INFO44

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of condensed balance sheet of Southern National Bancorp of Virginia, Inc.	CONDENSED BALANCE SHEETS DECEMBER 31, 2015 2014 ASSETS Cash $ 823 $ 769 Investment in subsidiary 118,413 112,879 Other assets 400 331 Total assets $ 119,636 $ 113,979 LIABILITIES AND STOCKHOLDERS' EQUITY Stockholders' equity: Common stock $ 122 $ 122 Additional paid in capital 104,389 104,072 Retained earnings 15,735 12,805 Accumulated other comprehensive loss (610 ) (3,020 ) Total stockholders' equity 119,636 113,979 Total liabilities and stockholders' equity $ 119,636 $ 113,979
Schedule of condensed statements of income of Southern National Bancorp of Virginia, Inc.	CONDENSED STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013 (in thousands) 2015 2014 2013 Equity in undistributed net income of subsidiary $ 9,424 $ 7,590 $ 6,370 Other operating expenses 204 162 170 Income before income taxes 9,220 7,428 6,200 Income tax benefit (69 ) (55 ) (58 ) Net income $ 9,289 $ 7,483 $ 6,258
Schedule of condensed statements of cash flows information of Southern National Bancorp of Virginia, Inc.	CONDENSED STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013 ( in thousands) 2015 2014 2013 Operating activities: Net income $ 9,289 $ 7,483 $ 6,258 Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiary (9,424 ) (7,590 ) (6,370 ) Other, net 262 264 277 Net cash and cash equivalents provided by operating activities 127 157 165 Investing activities: Dividend from bank subsidiary 6,300 6,500 2,680 Net cash and cash equivalents provided by investing activities 6,300 6,500 2,680 Financing activities: Issuance of common stock 707 886 3 Repurchase of common stock (721 ) - - Dividend payment on common stock (6,359 ) (7,239 ) (2,898 ) Net cash and cash equivalents used in financing activities (6,373 ) (6,353 ) (2,895 ) Increase (decrease) in cash and cash equivalents 54 304 (50 ) Cash and cash equivalents at beginning of period 769 465 515 Cash and cash equivalents at end of period $ 823 $ 769 $ 465

ACCUMULATED OTHER COMPREHENSI45

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2015
Statement Of Other Comprehensive Income [Abstract]
Schedule of the accumulated other comprehensive loss balances, net of tax	Balance at Current Period Balance at December 31, 2014 Change December 31, 2015 Unrealized gains (losses) on securities available for sale $ (6 ) $ (434 ) $ (440 ) Unrecognized loss on securities held to maturity for which other than temporary impairment charges have been taken (2,512 ) 2,823 311 Unrealized loss on securities available for sale transferred to held to maturity (502 ) 21 (481 ) . Total $ (3,020 ) $ 2,410 $ (610 )

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Schedule of changes in the loan amount outstanding during the periods	2015 2014 Loans outstanding at January 1 $ 9,383 $ - Principal advances 132,206 92,841 Principal paid (131,151 ) (83,458 ) Balance at December 31 $ 10,438 $ 9,383

QUARTERLY FINANCIAL DATA (UNA47

QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of income statement information (unaudited)	Interest Net Interest Income Net Earnings Per Share Income Income Before Taxes Income Basic Diluted (dollars in thousands) 2015 First quarter $ 10,435 $ 8,927 $ 2,986 $ 2,004 $ 0.16 $ 0.16 Second quarter 10,732 9,024 3,694 2,466 0.20 0.20 Third quarter 11,148 9,183 3,726 2,481 0.20 0.20 Fourth quarter 11,386 9,490 3,550 2,338 0.19 0.19 2014 First quarter $ 8,641 $ 7,587 $ 2,434 $ 1,642 $ 0.14 $ 0.14 Second quarter 8,926 7,859 2,733 1,772 0.15 0.15 Third quarter 9,984 8,812 3,157 2,108 0.18 0.17 Fourth quarter 10,541 9,160 2,914 1,961 0.16 0.16

ORGANIZATION AND SIGNIFICANT 48

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)Branch
Organization And Significant Accounting Policies [Line Items]
FDIC indemnification asset term	5 years
Greater Atlantic Bank
Organization And Significant Accounting Policies [Line Items]
Loss sharing agreement | $	$ 143.4
Sonabank | Virginia
Organization And Significant Accounting Policies [Line Items]
Number of branches	15
Sonabank | Warrenton
Organization And Significant Accounting Policies [Line Items]
Number of branches	2
Sonabank | Maryland
Organization And Significant Accounting Policies [Line Items]
Number of branches	8
Sonabank | Maryland | Rockville
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Shady Grove
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Frederick
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Bethesda
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Upper Marlboro
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Brandywine
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Owings
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Huntingtown
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Middleburg and Leesburg
Organization And Significant Accounting Policies [Line Items]
Number of branches	2
Sonabank | South Riding
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Front Royal
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | New Market
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Haymarket
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Richmond
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Clifton Forge
Organization And Significant Accounting Policies [Line Items]
Number of branches	1

ORGANIZATION AND SIGNIFICANT 49

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 1)	12 Months Ended
	Dec. 31, 2015
Buildings and related components
Property, Plant and Equipment [Line Items]
Depreciation method	30 years
Estimated useful lives	straight line method
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Depreciation method	3 to 10 years
Estimated useful lives	straight line method

ORGANIZATION AND SIGNIFICANT 50

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 2) - Core Deposits	12 Months Ended
	Dec. 31, 2015
Minimum
Finite-Lived Intangible Assets [Line Items]
Estimated useful lives of intangible assets	6 years
Maximum
Finite-Lived Intangible Assets [Line Items]
Estimated useful lives of intangible assets	15 years

ORGANIZATION AND SIGNIFICANT 51

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 3) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)AgreementsReporting_Segment	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Organization And Significant Accounting Policies Line Items [Line Items]
Percentage of capital, par value FRB stock required to own	6.00%
Amount to be recover from FDIC under indemnification agreement | $	$ 745
FDIC indemnification asset | $	$ 2,922	$ 3,571	$ 5,804
Number of agreement with FDIC | Agreements	2
Number of reportable segment | Reporting_Segment	1
Restricted cash on hand or on deposit with Federal Reserve Bank | $	$ 872	$ 1,500
Single Family Assets
Organization And Significant Accounting Policies Line Items [Line Items]
Term of FDIC agreement	10 years
Number of agreement with FDIC | Agreements	1
Non-Single Family (Commercial) Assets
Organization And Significant Accounting Policies Line Items [Line Items]
Term of FDIC agreement	5 years
Number of agreement with FDIC | Agreements	1

SECURITIES - Amortized cost and

SECURITIES - Amortized cost and fair value of securities (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	$ 4,877
Gross Unrealized Gains	25
Gross Unrealized Losses	(693)
Fair Value	4,209	$ 2,285
Obligations of states and political subdivisions
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	2,287	2,295
Gross Unrealized Gains	25
Gross Unrealized Losses		(10)
Fair Value	2,312	$ 2,285
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	$ 2,590
Gross Unrealized Gains
Gross Unrealized Losses	$ (693)
Fair Value	$ 1,897

SECURITIES - Carrying amount an

SECURITIES - Carrying amount and fair value of securities (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	$ 96,780	$ 94,058
Gross Unrecognized Gains	838	2,637
Gross Unrecognized Losses	(1,154)	(2,602)
Fair Value	96,464	94,093
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	20,751	22,897
Gross Unrecognized Gains	459	708
Gross Unrecognized Losses	(22)	(8)
Fair Value	21,188	23,597
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	$ 2,946	$ 3,564
Gross Unrecognized Gains
Gross Unrecognized Losses	$ (66)	$ (53)
Fair Value	2,880	3,511
Government-sponsored agency securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	55,937	44,949
Gross Unrecognized Gains	222	294
Gross Unrecognized Losses	(618)	(822)
Fair Value	55,541	44,421
Obligations of states and political subdivisions
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	12,794	15,531
Gross Unrecognized Gains	157	108
Gross Unrecognized Losses	(67)	(145)
Fair Value	12,884	15,494
Other residential collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost		599
Fair Value		599
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	4,352	6,518
Gross Unrecognized Gains		1,527
Gross Unrecognized Losses	(381)	(1,574)
Fair Value	$ 3,971	$ 6,471

SECURITIES - Contractual maturi

SECURITIES - Contractual maturity (Details 2) $ in Thousands	Dec. 31, 2015USD ($)
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to Maturity, due in five to ten years, amortized cost	$ 12,200
Held to Maturity, due in five to ten years, fair value	$ 12,206
Available for Sale, due in five to ten years, amortized cost
Available for Sale, due in five to ten years, fair value
Held to maturity, due after ten years, amortized cost	$ 60,883
Held to maturity, due after ten years, fair value	60,190
Available for sale, due after ten years, amortized cost	4,877
Available for sale, due after ten years, fair value	4,209
Held to maturity, amortized cost	96,780
Held to maturity, fair value	96,464
Available for sale, amortized cost	4,877
Available for sale, fair value	4,209
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, amortized cost	20,751
Held to maturity, fair value	$ 21,188
Available for sale, amortized cost
Available for sale, fair value
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, amortized cost	$ 2,946
Held to maturity, fair value	$ 2,880
Available for sale, amortized cost
Available for sale, fair value

SECURITIES - Securities in cont

SECURITIES - Securities in continuous unrealized loss position (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	$ 41,424	$ 4,683
Held to Maturity, less than 12 months unrecognized losses	(526)	(31)
Held to Maturity, 12 months or more, fair value	19,370	44,345
Held to Maturity, 12 months or more, unrecognized losses	(628)	(2,571)
Held to maturity, total fair value	60,794	49,028
Held to maturity, total unrecognized losses	(1,154)	(2,602)
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	5,459	3,506
Held to Maturity, less than 12 months unrecognized losses	(14)	$ (8)
Held to Maturity, 12 months or more, fair value	640
Held to Maturity, 12 months or more, unrecognized losses	(8)
Held to maturity, total fair value	6,099	$ 3,506
Held to maturity, total unrecognized losses	(22)	(8)
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	512	692
Held to Maturity, less than 12 months unrecognized losses	(5)	(3)
Held to Maturity, 12 months or more, fair value	2,368	2,819
Held to Maturity, 12 months or more, unrecognized losses	(61)	(50)
Held to maturity, total fair value	2,880	3,511
Held to maturity, total unrecognized losses	(66)	$ (53)
Government-Sponsored Agency Securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	35,453
Held to Maturity, less than 12 months unrecognized losses	(507)
Held to Maturity, 12 months or more, fair value	9,878	$ 29,154
Held to Maturity, 12 months or more, unrecognized losses	(111)	(822)
Held to maturity, total fair value	45,331	29,154
Held to maturity, total unrecognized losses	$ (618)	(822)
Obligations of states and political subdivisions
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Available for sale, less than 12 months, fair value		485
Available for sale, less than 12 months, unrealized losses		(1)
Available for sale, 12 months or more, fair value		1,800
Available for sale, 12 months or more, unrealized losses		(9)
Available for sale, total fair value		2,285
Available for sale, total unrealized losses		(10)
Held to maturity, less than 12 months, fair value		485
Held to Maturity, less than 12 months unrecognized losses		(20)
Held to Maturity, 12 months or more, fair value	$ 2,513	8,139
Held to Maturity, 12 months or more, unrecognized losses	(67)	(125)
Held to maturity, total fair value	2,513	8,624
Held to maturity, total unrecognized losses	$ (67)	$ (145)
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Available for sale, less than 12 months, fair value
Available for sale, less than 12 months, unrealized losses
Available for sale, 12 months or more, fair value	$ 1,897
Available for sale, 12 months or more, unrealized losses	(693)
Available for sale, total fair value	1,897
Available for sale, total unrealized losses	$ (693)
Held to maturity, less than 12 months, fair value
Held to Maturity, less than 12 months unrecognized losses
Held to Maturity, 12 months or more, fair value	$ 3,971	$ 4,233
Held to Maturity, 12 months or more, unrecognized losses	(381)	(1,574)
Held to maturity, total fair value	3,971	4,233
Held to maturity, total unrecognized losses	$ (381)	$ (1,574)

SECURITIES - Owned pooled trust

SECURITIES - Owned pooled trust preferred securities (Details 4) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other than temporarily impaired
Cumulative Other Comprehensive Loss
Cumulative OTTI Related to Credit Loss
Trust preferred securities
Security
Par value - security		$ 4,738
Book value - security		4,352
Estimated fair value - security		3,971
Previously Recognized Cumulative Other Comprehensive Loss	[1]	256
Other than temporarily impaired
Par value - other than temporarily impaired		3,650
Book value - other than temporarily impaired		2,590
Estimated fair value - other than temporarily impaired		1,897
Cumulative OTTI Related to Credit Loss	[2]	1,060
Par value		8,388
Book value		6,942
Estimated fair value		5,868
Trust preferred securities | ALESCO VII A1B Senior | Rating Of Moody Aaa Fitch AAA When Purchased and Current Moody A1 Fitch A
Security
Par value - security		4,462
Book value - security		4,081
Estimated fair value - security		$ 3,733
Current Deferrals and Defaults - Security		13.00%
Previously Recognized Cumulative Other Comprehensive Loss	[1]	$ 251
Trust preferred securities | MMCF III B Senior Sub | Rating Of Moody A3 Fitch A- When Purchased and Current Moody Ba1 Fitch BB
Security
Par value - security		276
Book value - security		271
Estimated fair value - security		$ 238
Current Deferrals and Defaults - Security		32.00%
Previously Recognized Cumulative Other Comprehensive Loss	[1]	$ 5
Trust preferred securities | TPREF FUNDING II Mezzanine | Rating Of Moody A1 Fitch A- When Purchased and Current Moody Caa3 Fitch C
Other than temporarily impaired
Par value - other than temporarily impaired		1,500
Book value - other than temporarily impaired		1,100
Estimated fair value - other than temporarily impaired		$ 680
Current Deferrals and Defaults - other than temporarily impaired		36.00%
Cumulative OTTI Related to Credit Loss	[2]	$ 400
Trust preferred securities | ALESCO V C1 Mezzanine | Rating Of Moody A2 Fitch A When Purchased and Current Moody Caa3 Fitch C
Other than temporarily impaired
Par value - other than temporarily impaired		2,150
Book value - other than temporarily impaired		1,490
Estimated fair value - other than temporarily impaired		$ 1,217
Current Deferrals and Defaults - other than temporarily impaired		13.00%
Cumulative OTTI Related to Credit Loss	[2]	$ 660
[1]	Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion
[2]	Pre-tax

SECURITIES - Roll forward of cr

SECURITIES - Roll forward of credit losses (Details 5) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1	$ 8,949	$ 8,911	$ 8,994
Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized
Amounts related to credit loss for which an other-than-temporary impairment was previously recognized		$ 41	$ 3
Reductions due to sales of securities for which an other-than-temporary impairment was previously recognized	$ (7,889)
Reductions due to realized losses		(3)	(86)
Amount of cumulative other-than-temporary impairment related to credit loss as of December 31	$ 1,060	$ 8,949	$ 8,911

SECURITIES - Changes in accumul

SECURITIES - Changes in accumulated other comprehensive income by component (Details 6) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income Loss Net [Roll Forward]
Beginning balance	$ (3,020)	$ (3,190)	$ (2,981)
Other comprehensive income/(loss) before reclassifications	(413)	170	(115)
Amounts reclassified from accumulated other comprehensive income/(loss)	2,823		(94)
Net current-period other comprehensive income/(loss)	2,410	170	(209)
Ending balance	(610)	(3,020)	(3,190)
Unrealized Holding Gains (Losses) on Available for Sale Securities
Accumulated Other Comprehensive Income Loss Net [Roll Forward]
Beginning balance	(6)	(203)	44
Other comprehensive income/(loss) before reclassifications	(434)	197	(153)
Amounts reclassified from accumulated other comprehensive income/(loss)			(94)
Net current-period other comprehensive income/(loss)	(434)	197	(247)
Ending balance	(440)	(6)	(203)
Held to Maturity Securities
Accumulated Other Comprehensive Income Loss Net [Roll Forward]
Beginning balance	(3,014)	(2,987)	(3,025)
Other comprehensive income/(loss) before reclassifications	21	(27)	38
Amounts reclassified from accumulated other comprehensive income/(loss)	2,823
Net current-period other comprehensive income/(loss)	2,844	(27)	38
Ending balance	$ (170)	$ (3,014)	$ (2,987)

SECURITIES (Detail Textuals)

SECURITIES (Detail Textuals) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Sale of investment available-for-sale		$ 3,966		$ 159
Temporarily impaired securities			$ 41	$ 3
Mortgage-backed securities | Trust preferred securities
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Number of preferred stock sold	5
Realized gain from transaction	$ 914
Realized loss from transaction	$ 394
FHLMC preferred stock
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Number of preferred stock sold				55
Realized gain from transaction				$ 142
Federal Home Loan Bank of Atlanta
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Sale of investment available-for-sale		89,700	$ 71,800
Temporarily impaired securities		$ 62,700

SECURITIES (Detail Textuals 1)

SECURITIES (Detail Textuals 1)	12 Months Ended
	Dec. 31, 2015
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Other than temporary impairment performing collateral will default or defer per annum	0.50%
Recoveries ranging	11.00%
Lag period on all default and deferrals	2 years
Period of no prepayments for security	10 years
Percentage of prepayments for remaining life of the security	1.00%

SECURITIES (Detail Textuals 2)

SECURITIES (Detail Textuals 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
OTTI charges related to credit	$ 41	$ 3

LOANS - Summary (Details)

LOANS - Summary (Details) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Loans, net of deferred fees		$ 821,004	$ 696,058
Loan receivable
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		141,521	136,597
Commercial real estate - non-owner-occupied		256,513	200,517
Secured by farmland		578	612
Construction and land development		67,832	57,938
Residential 1-4 family		178,071	138,070
Multi- family residential		25,501	21,832
Home equity lines of credit		35,177	33,409
Total real estate loans		705,193	588,975
Commercial loans		124,985	114,714
Consumer loans		1,366	1,564
Gross loans		831,544	705,253
Less deferred fees on loans		(2,119)	(1,781)
Loans, net of deferred fees		$ 829,425	$ 703,472
Loan receivable | Covered loans
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied	[1]
Commercial real estate - non-owner-occupied	[1]
Secured by farmland	[1]
Construction and land development	[1]
Residential 1-4 family	[1]	$ 12,994	$ 14,837
Multi- family residential	[1]
Home equity lines of credit	[1]	$ 21,379	$ 23,658
Total real estate loans	[1]	$ 34,373	$ 38,495
Commercial loans	[1]
Consumer loans	[1]
Gross loans	[1]	$ 34,373	$ 38,495
Less deferred fees on loans	[1]		1
Loans, net of deferred fees	[1]	$ 34,373	38,496
Loan receivable | Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		141,521	136,597
Commercial real estate - non-owner-occupied		256,513	200,517
Secured by farmland		578	612
Construction and land development		67,832	57,938
Residential 1-4 family		165,077	123,233
Multi- family residential		25,501	21,832
Home equity lines of credit		13,798	9,751
Total real estate loans		670,820	550,480
Commercial loans		124,985	114,714
Consumer loans		1,366	1,564
Gross loans		797,171	666,758
Less deferred fees on loans		(2,119)	(1,782)
Loans, net of deferred fees		$ 795,052	$ 664,976
[1]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Impaired loans (Details

LOANS - Impaired loans (Details 1) - Loan receivable - USD ($) $ in Thousands		Dec. 31, 2015		Dec. 31, 2014
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 9,796		$ 18,991
With no related allowance recorded - Unpaid Principal Balance		11,157		19,564
With an allowance recorded
With an allowance recorded - Recorded Investment		4,752		6,561
With an allowance recorded - Unpaid Principal Balance		4,866		8,380
With an allowance recorded - Allowance for Loan Losses Allocated		839		705
Recorded Investment, Grand total		14,548		25,552
Unpaid Principal Balance, Grand total		16,023		27,944
Related Allowance, Grand total		839		705
Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment		6,492		10,394
With no related allowance recorded - Unpaid Principal Balance		6,986		10,394
With an allowance recorded
With an allowance recorded - Recorded Investment		1,370		1,609
With an allowance recorded - Unpaid Principal Balance		1,484		2,231
With an allowance recorded - Allowance for Loan Losses Allocated		439		151
Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[1]	136		1,859
With no related allowance recorded - Unpaid Principal Balance	[1]	$ 230		$ 2,118
With an allowance recorded
With an allowance recorded - Recorded Investment	[1]
With an allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded - Allowance for Loan Losses Allocated	[1]
Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment				$ 467
With an allowance recorded - Unpaid Principal Balance				740
With an allowance recorded - Allowance for Loan Losses Allocated				120
Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 2,102		4,998
With no related allowance recorded - Unpaid Principal Balance		2,698		4,999
With an allowance recorded
With an allowance recorded - Recorded Investment		3,382		3,141
With an allowance recorded - Unpaid Principal Balance		3,382		3,944
With an allowance recorded - Allowance for Loan Losses Allocated		400		134
Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]	1,066		1,740
With no related allowance recorded - Unpaid Principal Balance	[2]	$ 1,243		2,053
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]			1,344
With an allowance recorded - Unpaid Principal Balance	[2]			1,465
With an allowance recorded - Allowance for Loan Losses Allocated	[2]			$ 300
Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 1,066		$ 1,740
With no related allowance recorded - Unpaid Principal Balance		$ 1,243		$ 2,053
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Recorded Investment, Grand total		$ 1,066		$ 1,740
Unpaid Principal Balance, Grand total		$ 1,243		$ 2,053
Covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[1]
With no related allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded
With an allowance recorded - Recorded Investment	[1]
With an allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded - Allowance for Loan Losses Allocated	[1]
Covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]	$ 1,066		$ 1,740
With no related allowance recorded - Unpaid Principal Balance	[2]	$ 1,243		$ 2,053
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]
With an allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded - Allowance for Loan Losses Allocated	[2]
Covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Non-covered Loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 8,730	[3]	$ 17,251	[4]
With no related allowance recorded - Unpaid Principal Balance		9,914		17,511
With an allowance recorded
With an allowance recorded - Recorded Investment		4,752	[3]	6,561	[4]
With an allowance recorded - Unpaid Principal Balance		4,866		8,380
With an allowance recorded - Allowance for Loan Losses Allocated		839		705
Recorded Investment, Grand total		13,482	[3]	23,812	[4]
Unpaid Principal Balance, Grand total		14,780		25,891
Related Allowance, Grand total		839		705
Non-covered Loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment		6,492	[3]	10,394	[4]
With no related allowance recorded - Unpaid Principal Balance		6,986		10,394
With an allowance recorded
With an allowance recorded - Recorded Investment		1,370	[3]	1,609	[4]
With an allowance recorded - Unpaid Principal Balance		1,484		2,231
With an allowance recorded - Allowance for Loan Losses Allocated		439		151
Non-covered Loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[1]	136	[3]	1,859	[4]
With no related allowance recorded - Unpaid Principal Balance	[1]	$ 230		$ 2,118
With an allowance recorded
With an allowance recorded - Recorded Investment	[1]		[3]		[4]
With an allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded - Allowance for Loan Losses Allocated	[1]
Non-covered Loans | Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[3]		[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[3]	$ 467	[4]
With an allowance recorded - Unpaid Principal Balance				740
With an allowance recorded - Allowance for Loan Losses Allocated				120
Non-covered Loans | Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 2,102	[3]	4,998	[4]
With no related allowance recorded - Unpaid Principal Balance		2,698		4,999
With an allowance recorded
With an allowance recorded - Recorded Investment		3,382	[3]	3,141	[4]
With an allowance recorded - Unpaid Principal Balance		3,382		3,944
With an allowance recorded - Allowance for Loan Losses Allocated		$ 400		$ 134
Non-covered Loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]		[3]		[4]
With no related allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]		[3]	$ 1,344	[4]
With an allowance recorded - Unpaid Principal Balance	[2]			1,465
With an allowance recorded - Allowance for Loan Losses Allocated	[2]			$ 300
Non-covered Loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[3]		[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[3]		[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Recorded investment is after cumulative prior charge offs of $1.2 million. These loans also have aggregate SBA guarantees of $3.5 million.
[4]	Recorded investment is after cumulative prior charge offs of $1.7 million. These loans also have aggregate SBA guarantees of $4.7 million.

LOANS - Average recorded invest

LOANS - Average recorded investment and interest income for impaired loans (Details 2) - Loan receivable - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 12,996	$ 24,175	$ 22,947
With no related allowance recorded, Interest Income Recognized		334	774	1,126
With an allowance recorded
With an allowance recorded, Average Recorded Investment		6,256	1,845	3,240
With an allowance recorded, Interest IncomeRecognized		255	14	144
Average Recorded Investment, Grand total		19,252	26,020	26,187
Interest Income Recognized, Grand total		589	788	1,270
Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		7,156	10,107	7,110
With no related allowance recorded, Interest Income Recognized		297	511	494
With an allowance recorded
With an allowance recorded, Average Recorded Investment		2,259	382	422
With an allowance recorded, Interest IncomeRecognized		42	14	17
Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]	822	$ 2,192	3,070
With no related allowance recorded, Interest Income Recognized	[1]	$ 11		172
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]			$ 817
With an allowance recorded, Interest IncomeRecognized	[1]
Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 89	$ 421	$ 2,843
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment		$ 93	$ 93	$ 93
With an allowance recorded, Interest IncomeRecognized
Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 3,428	$ 6,154	$ 4,093
With no related allowance recorded, Interest Income Recognized			223	66
With an allowance recorded
With an allowance recorded, Average Recorded Investment		$ 3,488	$ 955	$ 1,493
With an allowance recorded, Interest IncomeRecognized		213
Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]	1,501	$ 5,301	$ 5,831
With no related allowance recorded, Interest Income Recognized	[2]	26	40	394
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]	$ 416	$ 415	415
With an allowance recorded, Interest IncomeRecognized	[2]			$ 127
Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 1,501	$ 3,527	$ 4,295
With no related allowance recorded, Interest Income Recognized		$ 26	$ 40	$ 236
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Average Recorded Investment, Grand total		$ 1,501	$ 3,527	$ 4,295
Interest Income Recognized, Grand total		$ 26	40	236
Covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment			$ 599	258
With no related allowance recorded, Interest Income Recognized				$ 55
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]		$ 1,611	$ 2,157
With no related allowance recorded, Interest Income Recognized	[1]			$ 134
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest IncomeRecognized	[1]
Covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment				$ 231
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment				$ 69
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]	$ 1,501	$ 1,317	$ 1,580
With no related allowance recorded, Interest Income Recognized	[2]	$ 26	$ 40	$ 47
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]
With an allowance recorded, Interest IncomeRecognized	[2]
Covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Non-covered Loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 11,495	$ 20,648	$ 18,652
With no related allowance recorded, Interest Income Recognized		308	734	890
With an allowance recorded
With an allowance recorded, Average Recorded Investment		6,256	1,845	3,240
With an allowance recorded, Interest IncomeRecognized		255	14	144
Average Recorded Investment, Grand total		17,751	22,493	21,892
Interest Income Recognized, Grand total		563	748	1,034
Non-covered Loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		7,156	9,508	6,852
With no related allowance recorded, Interest Income Recognized		297	511	439
With an allowance recorded
With an allowance recorded, Average Recorded Investment		2,259	382	422
With an allowance recorded, Interest IncomeRecognized		42	14	17
Non-covered Loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]	822	$ 581	913
With no related allowance recorded, Interest Income Recognized	[1]	$ 11		38
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]			$ 817
With an allowance recorded, Interest IncomeRecognized	[1]
Non-covered Loans | Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 89	$ 421	$ 2,612
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment		$ 93	$ 93	$ 93
With an allowance recorded, Interest IncomeRecognized
Non-covered Loans | Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 3,428	$ 6,154	$ 4,024
With no related allowance recorded, Interest Income Recognized			223	66
With an allowance recorded
With an allowance recorded, Average Recorded Investment		$ 3,488	$ 955	$ 1,493
With an allowance recorded, Interest IncomeRecognized		$ 213
Non-covered Loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]		$ 3,984	$ 4,251
With no related allowance recorded, Interest Income Recognized	[2]			347
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]	$ 416	$ 415	415
With an allowance recorded, Interest IncomeRecognized	[2]			$ 127
Non-covered Loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Aging of recorded inves

LOANS - Aging of recorded investment (Details 3) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 1,076	$ 5,197
Recorded Investment, Nonaccrual Loans		4,871	6,511
Recorded Investment, Loans Not Past Due		825,597	693,545
Gross loans		831,544	705,253
Loan receivable | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,033	4,463
Loan receivable | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 43	$ 734
Loan receivable | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 561
Recorded Investment, Nonaccrual Loans		2,071	$ 1,524
Recorded Investment, Loans Not Past Due		138,889	135,073
Gross loans		141,521	$ 136,597
Loan receivable | Commercial real estate - owner occupied | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 561
Loan receivable | Commercial real estate - owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Commercial real estate - owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]		$ 4,128
Recorded Investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]	$ 282,592	$ 218,833
Gross loans	[1]	$ 282,592	222,961
Loan receivable | Commercial real estate - non-owner occupied | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]		$ 4,128
Loan receivable | Commercial real estate - non-owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Commercial real estate - non-owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans			$ 467
Recorded Investment, Loans Not Past Due		$ 67,832	57,471
Gross loans		$ 67,832	$ 57,938
Loan receivable | Construction and land development | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Construction and land development | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Construction and land development | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 267
Recorded Investment, Nonaccrual Loans		2,102	$ 3,140
Recorded Investment, Loans Not Past Due		122,616	111,574
Gross loans		124,985	114,714
Loan receivable | Commercial loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 267
Loan receivable | Commercial loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Commercial loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	$ 247	1,063
Recorded Investment, Nonaccrual Loans	[2]	698	1,380
Recorded Investment, Loans Not Past Due	[2]	212,303	169,036
Gross loans	[2]	213,248	171,479
Loan receivable | Residential 1-4 family | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	204	329
Loan receivable | Residential 1-4 family | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	$ 43	$ 734
Loan receivable | Residential 1-4 family | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]
Loan receivable | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 1	$ 6
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		$ 1,365	$ 1,558
Gross loans		1,366	1,564
Loan receivable | Other consumer loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 1	6
Loan receivable | Other consumer loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Other consumer loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 162	158
Recorded Investment, Nonaccrual Loans		698	859
Recorded Investment, Loans Not Past Due		33,513	37,478
Gross loans	[3]	34,373	38,495
Loan receivable | Covered loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		119	10
Loan receivable | Covered loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 43	$ 148
Loan receivable | Covered loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans
Loan receivable | Covered loans | Commercial real estate - owner occupied | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial real estate - owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial real estate - owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Recorded Investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]
Gross loans	[1]
Loan receivable | Covered loans | Commercial real estate - non-owner occupied | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Covered loans | Commercial real estate - non-owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Covered loans | Commercial real estate - non-owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans
Loan receivable | Covered loans | Construction and land development | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Construction and land development | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Construction and land development | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans
Loan receivable | Covered loans | Commercial loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Commercial loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	$ 162	$ 158
Recorded Investment, Nonaccrual Loans	[2]	698	859
Recorded Investment, Loans Not Past Due	[2]	33,513	37,478
Gross loans	[2]	34,373	38,495
Loan receivable | Covered loans | Residential 1-4 family | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	119	10
Loan receivable | Covered loans | Residential 1-4 family | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	$ 43	$ 148
Loan receivable | Covered loans | Residential 1-4 family | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]
Loan receivable | Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans
Loan receivable | Covered loans | Other consumer loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Other consumer loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Covered loans | Other consumer loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 914	$ 5,039
Recorded Investment, Nonaccrual Loans		4,173	5,652
Recorded Investment, Loans Not Past Due		792,084	656,067
Gross loans		797,171	666,758
Loan receivable | Non-covered Loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 914	4,453
Loan receivable | Non-covered Loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due			$ 586
Loan receivable | Non-covered Loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 561
Recorded Investment, Nonaccrual Loans		2,071	$ 1,524
Recorded Investment, Loans Not Past Due		138,889	135,073
Gross loans		141,521	$ 136,597
Loan receivable | Non-covered Loans | Commercial real estate - owner occupied | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 561
Loan receivable | Non-covered Loans | Commercial real estate - owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Commercial real estate - owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]		$ 4,128
Recorded Investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]	$ 282,592	$ 218,833
Gross loans	[1]	$ 282,592	222,961
Loan receivable | Non-covered Loans | Commercial real estate - non-owner occupied | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]		$ 4,128
Loan receivable | Non-covered Loans | Commercial real estate - non-owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Non-covered Loans | Commercial real estate - non-owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Loan receivable | Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans			$ 467
Recorded Investment, Loans Not Past Due		$ 67,832	57,471
Gross loans		$ 67,832	$ 57,938
Loan receivable | Non-covered Loans | Construction and land development | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Construction and land development | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Construction and land development | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 267
Recorded Investment, Nonaccrual Loans		2,102	$ 3,140
Recorded Investment, Loans Not Past Due		122,616	111,574
Gross loans		124,985	$ 114,714
Loan receivable | Non-covered Loans | Commercial loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 267
Loan receivable | Non-covered Loans | Commercial loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Commercial loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	$ 85	$ 905
Recorded Investment, Nonaccrual Loans	[2]		521
Recorded Investment, Loans Not Past Due	[2]	$ 178,790	131,558
Gross loans	[2]	178,875	132,984
Loan receivable | Non-covered Loans | Residential 1-4 family | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	$ 85	319
Loan receivable | Non-covered Loans | Residential 1-4 family | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]		$ 586
Loan receivable | Non-covered Loans | Residential 1-4 family | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]
Loan receivable | Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 1	$ 6
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		$ 1,365	$ 1,558
Gross loans		1,366	1,564
Loan receivable | Non-covered Loans | Other consumer loans | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 1	$ 6
Loan receivable | Non-covered Loans | Other consumer loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Loan receivable | Non-covered Loans | Other consumer loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Allowance for loan and

LOANS - Allowance for loan and lease losses (Details 4) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 7,414
Provision for loan losses		3,171	$ 3,444	$ 3,615
Ending balance		8,421	7,414
Loan receivable | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		7,393	7,039	6,967
Charge offs		(2,673)	(3,270)	(4,055)
Recoveries		526	174	503
Provision for loan losses		3,175	3,450	3,624
Ending balance		8,421	7,393	7,039
Loan receivable | Commercial real estate - owner occupied | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		855	814	$ 932
Charge offs		(1,067)	(573)
Recoveries		18	10	$ 13
Provision for loan losses		1,379	604	(131)
Ending balance		1,185	855	814
Loan receivable | Commercial Real Estate Non-owner Occupied | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[1]	$ 1,123	$ 985	1,474
Charge offs	[1]			(199)
Recoveries	[1]	$ 18	$ 23	146
Provision for loan losses	[1]	81	115	(436)
Ending balance	[1]	1,222	1,123	985
Loan receivable | Construction and Land Loans | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 1,644	1,068	970
Charge offs			(250)	(650)
Recoveries		$ 139	4	7
Provision for loan losses		(918)	822	741
Ending balance		865	1,644	1,068
Loan receivable | Commercial loans | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		2,063	2,797	2,110
Charge offs		(1,174)	(1,998)	(2,286)
Recoveries		91	125	204
Provision for loan losses		2,061	1,139	2,769
Ending balance		3,041	2,063	2,797
Loan receivable | 1-4 Family Residential | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[2]	1,322	1,302	1,163
Charge offs	[2]	(413)	(449)	(776)
Recoveries	[2]	259	7	129
Provision for loan losses	[2]	240	462	786
Ending balance	[2]	1,408	1,322	1,302
Loan receivable | Other consumer loans | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		49	$ 54	33
Charge offs		(19)		(144)
Recoveries		1	$ 5	4
Provision for loan losses		17	(10)	161
Ending balance		48	49	54
Loan receivable | Unallocated | Non-covered Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 337	$ 19	$ 285
Charge offs
Recoveries
Provision for loan losses		$ 315	$ 318	$ (266)
Ending balance		$ 652	$ 337	$ 19
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Activity in allowance f

LOANS - Activity in allowance for covered loan and lease losses by class of loan (Details 5) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 7,414
Provision for loan losses		3,171	$ 3,444	$ 3,615
Ending balance		8,421	7,414
Loans Receivable | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 21	$ 51	$ 99
Charge offs
Recoveries
Adjustments	[1]	$ (17)	$ (24)	$ (39)
Provision for loan losses		$ (4)	(6)	(9)
Ending balance			$ 21	$ 51
Loans Receivable | Commercial real estate - owner occupied | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
Loans Receivable | Commercial Real Estate Non-owner Occupied | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[2]		$ 45	$ 45
Charge offs	[2]
Recoveries	[2]
Adjustments	[1],[2]		$ (36)
Provision for loan losses	[2]		$ (9)
Ending balance	[2]			$ 45
Loans Receivable | Construction and Land Loans | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
Loans Receivable | Commercial loans | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance				$ 43
Charge offs
Recoveries
Adjustments	[1]			$ (35)
Provision for loan losses				$ (8)
Ending balance
Loans Receivable | 1-4 Family Residential | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[3]	$ 17
Charge offs	[3]
Recoveries	[3]
Adjustments	[1],[3]	$ (17)	$ 14
Provision for loan losses	[3]		3
Ending balance	[3]		17
Loans Receivable | Other consumer loans | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 4	$ 6	$ 11
Charge offs
Recoveries
Adjustments	[1]		$ (2)	$ (4)
Provision for loan losses		$ (4)		(1)
Ending balance			$ 4	$ 6
Loans Receivable | Unallocated | Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
[1]	Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC.
[2]	Includes loans secured by farmland and multi-family residential loans.
[3]	Includes home equity lines of credit.

LOANS - Allowance for loan loss

LOANS - Allowance for loan losses and recorded investment in non covered loans by portfolio segment (Details 6) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Ending allowance balance attributable to loans:
Total ending allowance		$ 8,421	$ 7,414
Loan receivable
Loans:
Total ending loan balances		831,544	705,253
Loan receivable | Commercial real estate - owner occupied
Loans:
Total ending loan balances		141,521	136,597
Loan receivable | Commercial real estate - non-owner occupied
Loans:
Total ending loan balances	[1]	282,592	222,961
Loan receivable | Construction and land development
Loans:
Total ending loan balances		67,832	57,938
Loan receivable | Commercial loans
Loans:
Total ending loan balances		124,985	114,714
Loan receivable | Residential 1-4 family
Loans:
Total ending loan balances	[2]	213,248	171,479
Loan receivable | Other consumer loans
Loans:
Total ending loan balances		1,366	1,564
Loan receivable | Non-covered Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment		839	705
Collectively evaluated for impairment		7,582	6,688
Total ending allowance		8,421	7,393	$ 7,039	$ 6,967
Loans:
Individually evaluated for impairment		13,482	23,812
Collectively evaluated for impairment		783,689	642,946
Total ending loan balances		797,171	666,758
Loan receivable | Non-covered Loans | Commercial real estate - owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment		439	151
Collectively evaluated for impairment		746	704
Total ending allowance		1,185	855	814	932
Loans:
Individually evaluated for impairment		7,862	12,003
Collectively evaluated for impairment		133,659	124,594
Total ending loan balances		$ 141,521	$ 136,597
Loan receivable | Non-covered Loans | Commercial real estate - non-owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]	$ 1,222	$ 1,123
Total ending allowance	[1]	1,222	1,123	985	1,474
Loans:
Individually evaluated for impairment	[1]	136	1,859
Collectively evaluated for impairment	[1]	282,456	221,102
Total ending loan balances	[1]	$ 282,592	222,961
Loan receivable | Non-covered Loans | Construction and land development
Ending allowance balance attributable to loans:
Individually evaluated for impairment			120
Collectively evaluated for impairment		$ 865	1,524
Total ending allowance		$ 865	1,644	1,068	970
Loans:
Individually evaluated for impairment			467
Collectively evaluated for impairment		$ 67,832	57,471
Total ending loan balances		67,832	57,938
Loan receivable | Non-covered Loans | Commercial loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment		400	134
Collectively evaluated for impairment		2,641	1,929
Total ending allowance		3,041	2,063	2,797	2,110
Loans:
Individually evaluated for impairment		5,484	8,139
Collectively evaluated for impairment		119,501	106,575
Total ending loan balances		$ 124,985	114,714
Loan receivable | Non-covered Loans | Residential 1-4 family
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[2]		300
Collectively evaluated for impairment	[2]	$ 1,408	1,022
Total ending allowance	[2]	$ 1,408	1,322	1,302	1,163
Loans:
Individually evaluated for impairment	[2]		1,344
Collectively evaluated for impairment	[2]	$ 178,875	131,640
Total ending loan balances	[2]	$ 178,875	$ 132,984
Loan receivable | Non-covered Loans | Other consumer loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 48	$ 49
Total ending allowance		$ 48	$ 49	54	33
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 1,366	$ 1,564
Total ending loan balances		$ 1,366	$ 1,564
Loan receivable | Non-covered Loans | Unallocated Loan
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		$ 652	$ 337
Total ending allowance		$ 652	$ 337	$ 19	$ 285
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total ending loan balances
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Balance in allowance fo

LOANS - Balance in allowance for covered loan losses and recorded investment in covered loans by portfolio segment and based on impairment method (Details 7) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Ending allowance balance attributable to loans:
Less allowance for loan losses		$ 8,421	$ 7,414
Loans Receivable
Loans:
Total loans		831,544	705,253
Loans Receivable | Commercial real estate - owner occupied
Loans:
Total loans		141,521	136,597
Loans Receivable | Commercial real estate - non-owner occupied
Loans:
Total loans	[1]	282,592	222,961
Loans Receivable | Construction and land development
Loans:
Total loans		67,832	57,938
Loans Receivable | Commercial loans
Loans:
Total loans		124,985	114,714
Loans Receivable | Residential 1-4 family
Loans:
Total loans	[2]	213,248	171,479
Loans Receivable | Other consumer loans
Loans:
Total loans		$ 1,366	$ 1,564
Loans Receivable | Covered loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment			$ 21
Less allowance for loan losses			$ 21	$ 51	$ 99
Loans:
Individually evaluated for impairment		$ 1,066
Collectively evaluated for impairment		33,307	$ 1,740
Total loans	[3]	$ 34,373	$ 38,495
Loans Receivable | Covered loans | Commercial real estate - owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Loans Receivable | Covered loans | Commercial real estate - non-owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]
Less allowance for loan losses	[1]			$ 45	$ 45
Loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]
Total loans	[1]
Loans Receivable | Covered loans | Construction and land development
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Loans Receivable | Covered loans | Commercial loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses					$ 43
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Loans Receivable | Covered loans | Residential 1-4 family
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[2]
Collectively evaluated for impairment	[2]		$ 17
Less allowance for loan losses	[2]		17
Loans:
Individually evaluated for impairment	[2]	$ 1,066	1,740
Collectively evaluated for impairment	[2]	33,307	36,755
Total loans	[2]	$ 34,373	$ 38,495
Loans Receivable | Covered loans | Other consumer loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment			$ 4
Less allowance for loan losses			$ 4	$ 6	$ 11
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Loans Receivable | Covered loans | Unallocated Loan
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Risk category of loans

LOANS - Risk category of loans by class of loans (Details 8) - Loan receivable - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		$ 141,521	$ 136,597
Commercial real estate - non-owner occupied	[1]	282,592	222,961
Construction and land development		67,832	57,938
Commercial loans		124,985	114,714
Residential 1-4 family	[2]	213,248	171,479
Consumer loans		1,366	1,564
Total loans		831,544	705,253
Classified/Criticized
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		11,528	12,920
Commercial real estate - non-owner occupied	[1]	136	234
Construction and land development		552	1,060
Commercial loans		9,498	8,169
Residential 1-4 family	[2]	$ 1,066	$ 3,668
Consumer loans
Total loans		$ 22,780	$ 26,051
Pass
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		129,993	123,677
Commercial real estate - non-owner occupied	[1]	282,456	222,727
Construction and land development		67,280	56,878
Commercial loans		115,487	106,545
Residential 1-4 family	[2]	212,182	167,811
Consumer loans		1,366	1,564
Total loans		$ 808,764	$ 679,202
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied	[3]
Commercial real estate - non-owner occupied	[1]
Construction and land development	[3]
Commercial loans	[3]
Residential 1-4 family	[2]	$ 34,373	$ 38,495
Consumer loans	[3]
Total loans	[3]	$ 34,373	$ 38,495
Covered loans | Classified/Criticized
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied	[4]
Commercial real estate - non-owner occupied	[1],[4]
Construction and land development	[4]
Commercial loans	[4]
Residential 1-4 family	[2],[4]	$ 1,066	$ 1,740
Consumer loans	[4]
Total loans	[4]	$ 1,066	$ 1,740
Covered loans | Pass
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied
Commercial real estate - non-owner occupied	[1]
Construction and land development
Commercial loans
Residential 1-4 family	[2]	$ 33,307	$ 36,755
Consumer loans
Total loans		$ 33,307	$ 36,755
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		141,521	136,597
Commercial real estate - non-owner occupied	[1]	282,592	222,961
Construction and land development		67,832	57,938
Commercial loans		124,985	114,714
Residential 1-4 family	[2]	178,875	132,984
Consumer loans		1,366	1,564
Total loans		797,171	666,758
Non-covered Loans | Special Mention
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		$ 3,666	917
Commercial real estate - non-owner occupied	[1]		234
Construction and land development		$ 552	593
Commercial loans		$ 4,014	30
Residential 1-4 family	[2]		$ 584
Consumer loans
Total loans		$ 8,232	$ 2,358
Non-covered Loans | Substandard
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied	[5]	7,862	$ 12,003
Commercial real estate - non-owner occupied	[1],[5]	$ 136
Construction and land development	[5]		$ 467
Commercial loans	[5]	$ 5,484	8,139
Residential 1-4 family	[2],[5]		$ 1,344
Consumer loans	[5]
Total loans	[5]	$ 13,482	$ 21,953
Non-covered Loans | Pass
Accounts Notes And Loans Receivable [Line Items]
Commercial real estate - owner-occupied		129,993	123,677
Commercial real estate - non-owner occupied	[1]	282,456	222,727
Construction and land development		67,280	56,878
Commercial loans		115,487	106,545
Residential 1-4 family	[2]	178,875	131,056
Consumer loans		1,366	1,564
Total loans		$ 775,457	$ 642,447
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.
[4]	Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined.
[5]	Includes SBA guarantees of $3.5 million and $4.7 million as of December 31, 2015 and 2014, respectively.

LOANS - Covered purchased impai

LOANS - Covered purchased impaired and non-impaired loans (Details 9) - Loans Receivable - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 831,544	$ 705,253
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		67,832	57,938
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		124,985	114,714
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	213,248	171,479
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,366	1,564
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	$ 34,373	$ 38,495
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	$ 34,373	$ 38,495
Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Greater Atlantic Bank | Purchased impaired loan
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 1,444	$ 1,480	$ 1,522
Greater Atlantic Bank | Purchased impaired loan | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 1,247	$ 1,280
Greater Atlantic Bank | Purchased impaired loan | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Greater Atlantic Bank | Purchased impaired loan | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 197	$ 200
Greater Atlantic Bank | Purchased impaired loan | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans
Greater Atlantic Bank | Purchased impaired loan | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Greater Atlantic Bank | Purchased non impaired loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 38,758	$ 44,354	$ 50,174
Greater Atlantic Bank | Purchased non impaired loans | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 4,045	$ 5,290
Greater Atlantic Bank | Purchased non impaired loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Greater Atlantic Bank | Purchased non impaired loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 314	$ 497
Greater Atlantic Bank | Purchased non impaired loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		34,373	38,495
Greater Atlantic Bank | Purchased non impaired loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		26	72
Greater Atlantic Bank | Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		40,202	45,834
Greater Atlantic Bank | Covered loans | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 5,292	$ 6,570
Greater Atlantic Bank | Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Greater Atlantic Bank | Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 511	$ 697
Greater Atlantic Bank | Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		34,373	38,495
Greater Atlantic Bank | Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 26	$ 72
[1]	Includes home equity lines of credit.
[2]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Carrying amount and acc

LOANS - Carrying amount and accretable yield for covered purchased impaired and non-impaired loans (Details 10) - Loans Receivable - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 705,253
Balance at end of period	$ 831,544	$ 705,253
Greater Atlantic Bank | Purchased impaired loan
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period
Additions
Accretion
Reclassifications from nonaccretable balance
Adjustment-transfer to OREO
Payments received
Balance at end of period
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 1,480	$ 1,522
Additions
Accretion
Reclassifications from nonaccretable balance
Adjustment-transfer to OREO
Payments received	$ (36)	$ (42)
Balance at end of period	1,444	1,480
Greater Atlantic Bank | Purchased non impaired loans
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 5,191	$ 6,854
Additions
Accretion	$ (1,611)	$ (1,928)
Reclassifications from nonaccretable balance	1,061	296
Adjustment-transfer to OREO	$ (44)	$ (31)
Payments received
Balance at end of period	$ 4,597	$ 5,191
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 44,354	$ 50,174
Additions
Accretion	$ 1,611	$ 1,928
Reclassifications from nonaccretable balance
Adjustment-transfer to OREO	$ (343)	$ (375)
Payments received	(6,864)	(7,373)
Balance at end of period	$ 38,758	$ 44,354

LOANS - Carrying amount of non-

LOANS - Carrying amount of non-covered purchased impaired and non-impaired loans (Details 11) - Loans Receivable - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 831,544	$ 705,253
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		67,832	57,938
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		124,985	114,714
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	213,248	171,479
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,366	1,564
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		797,171	666,758
Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		67,832	57,938
Non-covered Loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		124,985	114,714
Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	178,875	132,984
Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,366	1,564
HarVest Bank of Maryland | Purchased impaired loan
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,688	1,771	$ 1,857
HarVest Bank of Maryland | Purchased impaired loan | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		296	323
HarVest Bank of Maryland | Purchased impaired loan | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 552	$ 593
HarVest Bank of Maryland | Purchased impaired loan | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
HarVest Bank of Maryland | Purchased impaired loan | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 840	$ 855
HarVest Bank of Maryland | Purchased impaired loan | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
HarVest Bank of Maryland | Purchased non impaired loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 27,878	$ 32,230	$ 37,012
HarVest Bank of Maryland | Purchased non impaired loans | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		12,637	14,224
HarVest Bank of Maryland | Purchased non impaired loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		3,102	3,234
HarVest Bank of Maryland | Purchased non impaired loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		2,745	3,492
HarVest Bank of Maryland | Purchased non impaired loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		9,392	11,277
HarVest Bank of Maryland | Purchased non impaired loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		2	3
HarVest Bank of Maryland | Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		29,566	34,001
HarVest Bank of Maryland | Non-covered Loans | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		12,933	14,547
HarVest Bank of Maryland | Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		3,654	3,827
HarVest Bank of Maryland | Non-covered Loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		2,745	3,492
HarVest Bank of Maryland | Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		10,232	12,132
HarVest Bank of Maryland | Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 2	$ 3
[1]	Includes home equity lines of credit.

LOANS - Carrying amount and a74

LOANS - Carrying amount and accretable yield for non-covered purchased impaired and non-impaired loans (Details 12) - Loans Receivable - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 705,253
Balance at end of period	$ 831,544	$ 705,253
HarVest Bank of Maryland | Purchased impaired loan
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period
Additions
Accretion
Reclassifications from nonaccretable balance
Payments received
Balance at end of period
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 1,771	$ 1,857
Additions
Accretion
Reclassifications from nonaccretable balance
Payments received	$ (83)	$ (86)
Balance at end of period	1,688	1,771
HarVest Bank of Maryland | Purchased non impaired loans
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 1,218	$ 2,087
Additions
Accretion	$ (360)	$ (869)
Reclassifications from nonaccretable balance
Payments received
Balance at end of period	$ 858	$ 1,218
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 32,230	$ 37,012
Additions
Accretion	$ 360	$ 869
Reclassifications from nonaccretable balance
Payments received	$ (4,712)	$ (5,651)
Balance at end of period	$ 27,878	$ 32,230

LOANS - Carrying amount of purc

LOANS - Carrying amount of purchased impaired and non-impaired loans from the PGFSB acquisition (Details 13) - Loans Receivable - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		$ 831,544	$ 705,253
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		67,832	57,938
Commercial mortgage loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		124,985	114,714
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances	[1]	213,248	171,479
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		1,366	1,564
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		797,171	666,758
Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		67,832	57,938
Non-covered Loans | Commercial mortgage loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		124,985	114,714
Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances	[1]	178,875	132,984
Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		1,366	1,564
PGFSB | Purchased impaired loan
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		703	1,020
PGFSB | Purchased impaired loan | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		339	371
PGFSB | Purchased impaired loan | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		$ 364	$ 649
PGFSB | Purchased impaired loan | Commercial mortgage loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances
PGFSB | Purchased impaired loan | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances
PGFSB | Purchased impaired loan | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances
PGFSB | Purchased non impaired loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		$ 51,263	$ 58,763
PGFSB | Purchased non impaired loans | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		2,880	3,306
PGFSB | Purchased non impaired loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		892	1,168
PGFSB | Purchased non impaired loans | Commercial mortgage loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		174	204
PGFSB | Purchased non impaired loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		47,133	53,860
PGFSB | Purchased non impaired loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		184	225
PGFSB | Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		51,966	59,783
PGFSB | Non-covered Loans | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		3,219	3,677
PGFSB | Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		1,256	1,817
PGFSB | Non-covered Loans | Commercial mortgage loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		174	204
PGFSB | Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		47,133	53,860
PGFSB | Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		$ 184	$ 225
[1]	Includes home equity lines of credit.

LOANS - Carrying amount and a76

LOANS - Carrying amount and accretable yield for purchased impaired and non-impaired loans from the PGFSB acquisition (Details 14) - Loans Receivable - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 705,253
Balance at end of period	$ 831,544	$ 705,253
PGFSB | Purchased impaired loan
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period
Additions
Accretion
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO
Payments received
Balance at end of period
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 1,020
Additions		$ 642
Accretion
Reclassifications from nonaccretable balance
Disbursements		$ 388
Adjustment-transfer to OREO
Payments received	$ (317)	$ (10)
Balance at end of period	703	$ 1,020
PGFSB | Purchased non impaired loans
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	$ 2,908
Additions		$ 3,121
Accretion	$ (446)	$ (213)
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO
Payments received
Balance at end of period	$ 2,462	$ 2,908
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 58,763
Additions		$ 61,190
Accretion	$ 446	$ 213
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO		$ (285)
Payments received	$ (7,946)	(2,355)
Balance at end of period	$ 51,263	$ 58,763

LOANS (Detail Textuals)

LOANS (Detail Textuals) $ in Thousands		12 Months Ended
		Dec. 31, 2015USD ($)Agreements	Dec. 31, 2014USD ($)
FDIC
Accounts Notes And Loans Receivable [Line Items]
Number of agreements | Agreements		2
Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Loss sharing agreement		$ 143,400
Single family loans | FDIC
Accounts Notes And Loans Receivable [Line Items]
Term loan agreement expiring		10 years
Non-Single Family (Commercial) | FDIC
Accounts Notes And Loans Receivable [Line Items]
Term loan agreement expiring		5 years
Loans Receivable
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 831,544	$ 705,253
Loans Receivable | Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	34,373	38,495
Loans Receivable | Covered loans | Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Total loans		40,202	45,834
Loans Receivable | Covered loans | Greater Atlantic Bank | FDIC
Accounts Notes And Loans Receivable [Line Items]
Loss sharing agreement			143,400
Loans Receivable | Covered loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Accretable discount on the acquired covered loans		7,900	9,300
Loans Receivable | Covered loans | Prince George's Federal Savings Bank (PGFSB)
Accounts Notes And Loans Receivable [Line Items]
Accretable discount on the acquired covered loans		7,900	9,300
Loans Receivable | Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		797,171	666,758
Loans Receivable | Non-covered Loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Total loans		29,566	34,001
Loans Receivable | Non-covered Loans | Prince George's Federal Savings Bank (PGFSB)
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 51,966	$ 59,783
[1]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS (Detail Textuals 1)

LOANS (Detail Textuals 1) - Non-covered Loans - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Charge off on Recorded investment	$ 1.2	$ 1.7
SBA guarantees	$ 3.5	$ 4.7

LOANS (Detail Textuals 2)

LOANS (Detail Textuals 2) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)Loan	Dec. 31, 2015USD ($)
Accounts Notes And Loans Receivable [Line Items]
Foreclosure expense of real estate property		$ 4,100
In process recorded investment in consumer mortgage		$ 763
Loans Receivable | 35 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Loans modified in troubled debt restructurings	$ 699
Number of modified loan | Loan	1

FAIR VALUE - Assets measured at

FAIR VALUE - Assets measured at fair value on recurring basis (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available for sale securities
Fair value	$ 4,209	$ 2,285
Fair Value, Measurements, Recurring | Total
Available for sale securities
Fair value	4,209
Fair Value, Measurements, Recurring | Total | Obligations of states and political subdivisions
Available for sale securities
Fair value	2,312	$ 2,285
Fair Value, Measurements, Recurring | Total | Trust preferred securities
Available for sale securities
Fair value	$ 1,897
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Trust preferred securities
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Available for sale securities
Fair value	$ 4,209
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Available for sale securities
Fair value	2,312	$ 2,285
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Trust preferred securities
Available for sale securities
Fair value	$ 1,897
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Trust preferred securities
Available for sale securities
Fair value

FAIR VALUE - Assets measured 81

FAIR VALUE - Assets measured at fair value on non-recurring basis (Details 1) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Total | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans	$ 7,423	$ 11,852
Non covered other real estate owned:
Non-covered other real estate owned	1,110	461
Total | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans	136	1,859
Non covered other real estate owned:
Non-covered other real estate owned	237	1,792
Total | Construction and land development
Impaired non-covered loans:
Impaired non-covered loans		347
Non covered other real estate owned:
Non-covered other real estate owned	5,007	6,818
Total | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans	5,084	8,005
Total | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans		1,044
Impaired covered loans:
Impaired covered loans	1,066	1,740
Non covered other real estate owned:
Non-covered other real estate owned	3,741	$ 3,980
Covered other real estate owned:
Covered other real estate owned	$ 343
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Construction and land development
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans
Impaired covered loans:
Impaired covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Covered other real estate owned:
Covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Construction and land development
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans
Significant Other Observable Inputs (Level 2) | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans
Impaired covered loans:
Impaired covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Covered other real estate owned:
Covered other real estate owned
Significant Unobservable Inputs (Level 3) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans	$ 7,423	$ 11,852
Non covered other real estate owned:
Non-covered other real estate owned	1,110	461
Significant Unobservable Inputs (Level 3) | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans	136	1,859
Non covered other real estate owned:
Non-covered other real estate owned	237	1,792
Significant Unobservable Inputs (Level 3) | Construction and land development
Impaired non-covered loans:
Impaired non-covered loans		347
Non covered other real estate owned:
Non-covered other real estate owned	5,007	6,818
Significant Unobservable Inputs (Level 3) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans	5,084	8,005
Significant Unobservable Inputs (Level 3) | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans		1,044
Impaired covered loans:
Impaired covered loans	1,066	1,740
Non covered other real estate owned:
Non-covered other real estate owned	3,741	$ 3,980
Covered other real estate owned:
Covered other real estate owned	$ 343

FAIR VALUE - Fair Value of Fina

FAIR VALUE - Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financial assets:
Cash and cash equivalents		$ 30,336	$ 38,320	$ 20,856	$ 39,200
Securities available for sale		4,209	2,285
Securities held to maturity		96,780	94,058
Stock in Federal Reserve Bank and Federal Home Loan Bank		6,929	5,681
Equity investment in mortgage affiliate		4,459	3,631
Preferred investment in mortgage affiliate		2,555	1,805
FDIC indemnification asset		2,922	3,571	5,804
Financial liabilities:
Certificates of deposit		531,775	466,395
Securities sold under agreements to repurchase and other short-term borrowings		69,381	29,044	$ 39,795
FHLB advances		15,000	25,000
Carrying Amount
Financial assets:
Cash and cash equivalents	[1]	30,336	38,320
Securities available for sale		4,209	2,285
Securities held to maturity	[2]	96,780	94,058
Stock in Federal Reserve Bank and Federal Home Loan Bank		6,929	5,681
Equity investment in mortgage affiliate	[3]	4,459	3,631
Preferred investment in mortgage affiliate	[3]	2,555	1,805
Net non-covered loans	[3]	786,631	657,583
Net covered loans	[3]	34,373	38,475
Accrued interest receivable	[4]	2,914	2,904
FDIC indemnification asset	[3]	2,922	3,571
Financial liabilities:
Demand deposits	[1]	111,849	94,578
Money market and savings accounts	[1]	181,670	181,452
Certificates of deposit	[3]	531,775	466,395
Securities sold under agreements to repurchase and other short-term borrowings	[1]	69,381	29,044
FHLB advances	[3]	15,000	25,000
Accrued interest payable	[5]	846	560
Fair Value
Financial assets:
Cash and cash equivalents	[1]	30,336	38,320
Securities available for sale		4,209	2,285
Securities held to maturity	[2]	96,464	94,093
Equity investment in mortgage affiliate	[3]	4,459	3,631
Preferred investment in mortgage affiliate	[3]	2,555	1,805
Net non-covered loans	[3]	793,541	666,621
Net covered loans	[3]	38,077	43,663
Accrued interest receivable	[4]	2,914	2,904
FDIC indemnification asset	[3]	745	2,261
Financial liabilities:
Demand deposits	[1]	111,849	94,578
Money market and savings accounts	[1]	181,670	181,452
Certificates of deposit	[3]	531,456	466,391
Securities sold under agreements to repurchase and other short-term borrowings	[1]	69,381	29,044
FHLB advances	[3]	15,041	25,526
Accrued interest payable	[5]	$ 846	$ 560
[1]	Level 1
[2]	Level 2
[3]	Level 3
[4]	Level 2 & Level 3
[5]	Level 1 & Level 3

FAIR VALUE (Detail Textuals)

FAIR VALUE (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Allowances for loan losses	$ 8,421	$ 7,414
Minimum
Accounts Notes And Loans Receivable [Line Items]
Fair value of estimated costs related to selling the collateral	6.00%
Maximum
Accounts Notes And Loans Receivable [Line Items]
Fair value of estimated costs related to selling the collateral	10.00%
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Non covered Impaired loans	$ 13,500	23,800
Allowances for loan losses	839	705
SBA guaranteed
Accounts Notes And Loans Receivable [Line Items]
SBA guarantees	$ 3,500	$ 4,700

FAIR VALUE (Detail Textuals 1)

FAIR VALUE (Detail Textuals 1)	12 Months Ended
	Dec. 31, 2015
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Description of other real estate owned loan collateral liquidation expenses	Fair value is classified as Level 3 in the fair value hierarchy. OREO is further evaluated quarterly for any additional impairment.
Minimum
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Percentage of discount rate on other real estate owned	6.00%
Maximum
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Percentage of discount rate on other real estate owned	7.60%

FAIR VALUE (Detail Textuals 2)

FAIR VALUE (Detail Textuals 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Other real estate owned	$ 10,439	$ 13,051
Non-covered Loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Other real estate owned	13,100
Significant Unobservable Inputs (Level 3) | Non-covered Loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Non covered other real estate owned	10,100
Significant Unobservable Inputs (Level 3) | Covered loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Covered other real estate owned	$ 343

BANK PREMISES AND EQUIPMENT - S

BANK PREMISES AND EQUIPMENT - Summary of Bank premises and equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 14,720	$ 14,414
Less accumulated depreciation and amortization	5,838	4,961
Bank premises and equipment, net	8,882	9,453
Land
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	2,261	2,261
Building and improvements
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	5,842	5,811
Leasehold improvements
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	2,428	2,394
Furniture and equipment
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 4,189	$ 3,948

BANK PREMISES AND EQUIPMENT -87

BANK PREMISES AND EQUIPMENT - Summary of Future minimum rental payments (Details 1) $ in Thousands	Dec. 31, 2014USD ($)
Property, Plant and Equipment [Abstract]
2,016	$ 1,852
2,017	1,827
2,018	1,583
2,019	1,333
2,020	825
Thereafter	574
Future minimum rental payments, total	$ 7,994

BANK PREMISES AND EQUIPMENT (De

BANK PREMISES AND EQUIPMENT (Detail Textuals) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Rental expense	$ 2	$ 2	$ 2
Minimum
Property, Plant and Equipment [Line Items]
Lease term	2 years
Maximum
Property, Plant and Equipment [Line Items]
Lease term	6 years

GOODWILL AND INTANGIBLE ASSET89

GOODWILL AND INTANGIBLE ASSETS - changes in goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Goodwill [Roll Forward]
Balance as of January 1	$ 10,514	$ 9,160
PGFSB acquisition		1,354
Balance as of December 31	$ 10,514	$ 10,514

GOODWILL AND INTANGIBLE ASSET90

GOODWILL AND INTANGIBLE ASSETS - Acquired intangible assets (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Amortizable core deposit intangibles, gross carrying value	$ 7,477	$ 7,477
Accumulated Amortization	(6,384)	(6,123)
Amortizable core deposit intangibles, net carrying value	$ 1,093	$ 1,354

GOODWILL AND INTANGIBLE ASSET91

GOODWILL AND INTANGIBLE ASSETS - Estimated amortization expense of intangibles (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
2,016	$ 219
2,017	194
2,018	184
2,019	173
2,020	111
Thereafter	212
Core deposit intangibles, net	$ 1,093	$ 1,354

GOODWILL AND INTANGIBLE ASSET92

GOODWILL AND INTANGIBLE ASSETS (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Goodwill [Line Items]
Increase in goodwill		$ 1,354
PGFSB
Goodwill [Line Items]
Increase in goodwill	$ 1,400

FDIC INDEMNIFICATION ASSET - Ch

FDIC INDEMNIFICATION ASSET - Changes in the indemnification asset for the periods (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
FDIC Indemnification Asset [Roll Forward]
Balance as of January 1		$ 3,571	$ 5,804
Payments from FDIC		(3)	(1,037)
Reforecasting adjustment	[1]	(16)	34
Accretion (amortization)		(630)	(1,230)	$ (483)
Balance as of December 31		$ 2,922	$ 3,571	$ 5,804
[1]	Represents an increase in the carrying value of the indemnification asset resulting from increased reforecasted losses in individual covered loans and covered loan pools.

FDIC INDEMNIFICATION ASSET (Det

FDIC INDEMNIFICATION ASSET (Detail Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Agreements	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 04, 2009USD ($)
Indemnity [Line Items]
Estimated fair value of the indemnification asset | $				$ 8,800
Amount to be recover from FDIC under indemnification agreement | $	$ 745
FDIC indemnification asset carrying amount | $	$ 2,922	$ 3,571	$ 5,804
Number of agreement with FDIC | Agreements	2
Single Family Assets
Indemnity [Line Items]
Number of agreement with FDIC | Agreements	1
Term of FDIC agreement	10 years
Non-Single Family (Commercial) Assets
Indemnity [Line Items]
Number of agreement with FDIC | Agreements	1
Term of FDIC agreement	5 years

DEPOSITS - Scheduled maturities

DEPOSITS - Scheduled maturities of time deposits (Details) $ in Thousands	Dec. 31, 2015USD ($)
Deposits [Abstract]
2,016	$ 280,644
2,017	105,695
2,018	90,782
2,019	36,759
2,020	17,895
Time deposits, total	$ 531,775

DEPOSITS - Scheduled maturiti96

DEPOSITS - Scheduled maturities of certificates of deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Within 3 Months	$ 3,539
3 to 6 Months	10,532
6 to 12 Months	16,874
Over 12 Months	68,538
Total	$ 99,483	$ 69,400

DEPOSITS (Detail Textual)

DEPOSITS (Detail Textual) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Aggregate amount of time deposits in denominations of $100,000 or more	$ 99,483	$ 69,400
Brokered certificate of deposits	62,000	77,000
Money market deposits	$ 15,400	$ 10,200

SECURITIES SOLD UNDER AGREEME98

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS - Summary of Other short-term borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Banking and Thrift [Abstract]
FHLB overnight advances	$ 49,000	$ 15,250
Other short-term FHLB advances maturing 11/4/2016	10,000
Other short-term FHLB advances maturing 1/27/2014			$ 20,000
Other short-term FHLB advances maturing 7/25/2014			5,250
Securities sold under agreements to repurchase	10,381	13,794	14,545
Total	$ 69,381	$ 29,044	$ 39,795
Weighted average interest rate at year end	0.51%	0.65%	0.38%
Average outstanding balance	$ 34,673	$ 37,810	$ 17,259
Average interest rate during the year	0.76%	0.51%	0.60%
Maximum month-end outstanding balance	$ 69,381	$ 66,852	$ 39,795

SECURITIES SOLD UNDER AGREEME99

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS (Detail Textuals) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
Investment securities pledged as collateral for securities sold under agreements to repurchase	$ 26.7	$ 20.8

FEDERAL HOME LOAN BANK ADVAN100

FEDERAL HOME LOAN BANK ADVANCES - Advances from the Federal Home Loan Bank (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances	$ 15,000	$ 25,000
FHLB fixed rate advance maturing June 2016 with a rate of 1.78%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		5,000
FHLB fixed rate advance maturing June 2016 with a rate of 1.78%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		5,000
FHLB fixed rate advance maturing June 2016 with a rate of 2.08%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		5,000
FHLB fixed rate advance maturing June 2016 with a rate of 2.03%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		5,000
FHLB fixed rate advance maturing June 2017 with a rate of 2.26%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances	$ 5,000	$ 5,000
FHLB fixed rate advance maturing June 2017 with a rate of 0.80%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances	$ 10,000

FEDERAL HOME LOAN BANK ADVAN101

FEDERAL HOME LOAN BANK ADVANCES - Parentheticals (Details)	12 Months Ended
	Dec. 31, 2015
FHLB fixed rate advance maturing June 2016 with a rate of 1.78%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	1.78%
Interest rate type	Fixed
Maturity date of FHLB fixed rate advance	2016 June
FHLB fixed rate advance maturing June 2016 with a rate of 1.78%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	1.78%
Interest rate type	Fixed
Maturity date of FHLB fixed rate advance	2016 June
FHLB fixed rate advance maturing June 2016 with a rate of 2.08%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	2.08%
Interest rate type	Fixed
Maturity date of FHLB fixed rate advance	2016 June
FHLB fixed rate advance maturing June 2016 with a rate of 2.03%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	2.03%
Interest rate type	Fixed
Maturity date of FHLB fixed rate advance	2016 June
FHLB fixed rate advance maturing June 2017 with a rate of 2.26%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	2.26%
Interest rate type	Fixed
Maturity date of FHLB fixed rate advance	2017 June
FHLB fixed rate advance maturing June 2017 with a rate of 0.80%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	0.80%
Interest rate type	Fixed
Maturity date of FHLB fixed rate advance	2017 June

FEDERAL HOME LOAN BANK ADVAN102

FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Financial Instruments Owned and Pledged as Collateral [Line Items]
Available collateral to borrow an additional amount from FHLB	$ 122.6
Home equity lines of credit (HELOCs)
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	20.9	$ 24.3
Commercial mortgage loans
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	164.7	134.9
Investment securities
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	44.6	50.5
Federal Home Loan Bank of Atlanta | Residential 1-4 family mortgage loans
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	$ 30.2	$ 39

INCOME TAXES - Net deferred tax

INCOME TAXES - Net deferred tax assets (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets:
Allowance for loan losses	$ 2,934	$ 2,570
Organization costs	100	127
Unearned loan fees and other	739	617
Other real estate owned write-downs	1,063	942
FDIC assisted transactions timing difference	827	1,721
Other than temporary impairment charge	369	2,454
Net unrealized loss on securities available for sale	314	1,549
Purchase accounting	1,205	1,340
Deferred compensation	707	563
Other	188	182
Total deferred tax assets	8,446	12,065
Deferred tax liabilities:
FDIC indemnification asset	1,018	1,238
Depreciation	712	744
Total deferred tax liabilities	1,730	1,982
Net deferred tax assets	$ 6,716	$ 10,083

INCOME TAXES - Provision for in

INCOME TAXES - Provision for income taxes (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current tax expense
Federal	$ 2,367	$ 4,047	$ 2,852
State	168	125	82
Total current tax expense	2,535	4,172	2,934
Deferred tax benefit
Federal	2,123	(394)	102
State	9	(24)
Total deferred tax expense (benefit)	2,132	(418)	102
Total income tax expense	$ 4,667	$ 3,754	$ 3,036

INCOME TAXES - Income tax expen

INCOME TAXES - Income tax expense (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Computed expected tax expense at statutory rate	$ 4,745	$ 3,821	$ 3,160
Reduction in tax expense resulting from:
Income from bank-owned life insurance	(216)	(210)	(202)
Other, net	138	143	78
Total income tax expense	$ 4,667	$ 3,754	$ 3,036

INCOME TAXES (Detail Textuals)

INCOME TAXES (Detail Textuals)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
U.S. Federal income tax rate	34.00%	34.00%	34.00%

EMPLOYEE BENEFITS (Detail Textu

EMPLOYEE BENEFITS (Detail Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Executive_Officer	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Employer discretionary matching contributions in 401(k) plan	$ 108	$ 102	$ 115
Executive Officer
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Number of officers | Executive_Officer	2
Term of deferred compensation arrangement	10 years
Deferred compensation expense	$ 403	340	$ 225
Deferred compensation liability	$ 2,000	$ 1,600

STOCK- BASED COMPENSATION - Wei

STOCK- BASED COMPENSATION - Weighted-average assumptions (Details) - Stock Options - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected life	10 years	10 years	10 years
Expected volatility	14.71%	29.30%	34.21%
Risk-free interest rate	2.26%	2.48%	2.42%
Weighted average fair value per option granted	$ 0.51	$ 2.88	$ 3.58
Dividend yield	5.51%	2.55%	1.29%

STOCK- BASED COMPENSATION - Act

STOCK- BASED COMPENSATION - Activity in stock option plan (Details 1) - Stock Options $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Options outstanding, beginning of period (in shares) | shares	621,050
Granted (in shares) | shares	125,500
Forfeited (in shares) | shares	(2,200)
Exercised (in shares) | shares	(79,950)
Options outstanding, end of period (in shares) | shares	664,400
Vested or expected to vest (in shares) | shares	664,400
Exercisable at end of period (in shares) | shares	329,150
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Roll Forward]
Options outstanding, beginning of period - Weighted Average Exercise Price | $ / shares	$ 8.49
Granted Weighted Average Exercise Price | $ / shares	11.43
Forfeited Weighted Average Exercise Price | $ / shares	9.09
Exercised Exercises in Period, Weighted Average Exercise Price | $ / shares	8.84
Options outstanding, end of period - Weighted Average Exercise Price | $ / shares	9
Vested or expected to vest - Weighted Average Exercise Price | $ / shares	9
Exercisable at end of period - Weighted Average Exercise Price | $ / shares	$ 7.92
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions and Methodology [Abstract]
Options outstanding, end of period - Weighted Average Remaining Contractual Term	6 years 9 months 18 days
Vested or expected to vest - Weighted Average Remaining Contractual Term	6 years 9 months 18 days
Exercisable at end of period - Weighted Average Remaining Contractual Term	5 years 3 months 18 days
Options outstanding, end of period - Aggregate Intrinsic Value | $	$ 2,703
Vested or expected to vest - Aggregate Intrinsic Value | $	2,703
Exercisable at end of period - Aggregate Intrinsic Value | $	$ 1,698

STOCK- BASED COMPENSATION (Deta

STOCK- BASED COMPENSATION (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 331	$ 317	$ 284
Unrecognized compensation expense associated with the stock options	$ 2,918
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	125,500
Method used for fair value of each option granted	Black-Scholes options-pricing model
Unrecognized compensation expense associated with the stock options	$ 630
Unrecognized compensation cost weighted average recognition period	2 years 9 months 18 days
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum term of options	10 years
Stock Options | 2004 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for reservation (in shares)	302,500
Stock Options | 2010 Stock Awards and Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for reservation (in shares)	700,000

FINANCIAL INSTRUMENTS WITH O111

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Detail Textuals) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Letter of Credit
Line of Credit Facility [Line Items]
Letters of credit outstanding	$ 6.7	$ 8.4

FINANCIAL INSTRUMENTS WITH O112

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Detail Textuals 1) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Unfunded Lines Of Credit and Undisbursed Construction Loan Funds
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Unfunded lines of credit and undisbursed construction loan funds	$ 132.3	$ 113.3
Loan commitment
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Unfunded lines of credit and undisbursed construction loan funds	$ 2.7

EARNINGS PER SHARE - Reconcilia

EARNINGS PER SHARE - Reconciliation of the denominators of the basic and diluted EPS computations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Basic EPS - Income (Numerator) (in dollars)									$ 9,289	$ 7,483	$ 6,258
Diluted EPS - Income (Numerator)	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 1,961	$ 2,108	$ 1,772	$ 1,642	$ 9,289	$ 7,483	$ 6,258
Basic EPS- Weighted Average Shares (Denominator) (in shares)									12,224	11,846	11,590
Effect of dilutive stock options and warrants- Weighted Average Shares (Denominator) (in shares)									106	81	37
Diluted EPS- Weighted Average Shares (Denominator) (in shares)									12,330	11,927	11,627
Basic EPS - Per Share Amount (in dollars per share)	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.16	$ 0.18	$ 0.15	$ 0.14	$ 0.76	$ 0.63	$ 0.54
Effect of dilutive stock options and warrants- Per Share Amount (in dollars per share)
Diluted EPS- Per Share Amount (in dollars per share)	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.16	$ 0.17	$ 0.15	$ 0.14	$ 0.75	$ 0.63	$ 0.54

EARNINGS PER SHARE (Detail Text

EARNINGS PER SHARE (Detail Textuals) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Stock Options and Warrants
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive options and warrants (in shares)	643,164	622,593	676,463

REGULATORY MATTERS - Capital am

REGULATORY MATTERS - Capital amounts and ratios for Southern National and Sonabank at year end (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Southern National
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common equity tier 1 capital ratio, Actual Amount	$ 109,276
Common equity tier 1 capital ratio, Actual Ratio	1313.00%
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Amount	$ 37,254
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Ratio	450.00%
Common equity tier 1 capital ratio, To Be Categorized as Well Capitalized Amount	$ 54,101
Common equity tier 1 capital ratio, To Be Categorized as Well Capitalized Ratio	650.00%
Tier 1 risk-based capital ratio, Actual Amount	$ 109,276	$ 105,107
Tier 1 risk-based capital ratio, Actual Ratio	13.13%	15.19%
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	$ 49,939	$ 27,671
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	6.00%	4.00%
Tier 1 risk-based capital ratio, To Be Categorized as Well Capitalized, Amount	$ 66,585	$ 41,507
Tier 1 risk-based capital ratio, To Be Categorized as Well Capitalized, Ratio	8.00%	6.00%
Total risk-based capital ratio, Actual Amount	$ 117,697	$ 112,521
Total risk-based capital ratio, Actual Ratio	14.14%	16.27%
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	$ 66,585	$ 55,343
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total risk-based capital ratio, To Be Categorized as Well Capitalized, Amount	$ 83,232	$ 69,179
Total risk-based capital ratio, To Be Categorized as Well Capitalized, Ratio	10.00%	10.00%
Leverage ratio, Actual Amount	$ 109,276	$ 105,107
Leverage ratio, Actual Ratio	11.06%	11.80%
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	$ 39,509	$ 35,623
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Leverage ratio, To Be Categorized as Well Capitalized, Amount	$ 49,386	$ 44,529
Leverage ratio, To Be Categorized as Well Capitalized, Ratio	5.00%	5.00%
Sonabank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common equity tier 1 capital ratio, Actual Amount	$ 108,054
Common equity tier 1 capital ratio, Actual Ratio	1299.00%
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Amount	$ 37,436
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Ratio	450.00%
Common equity tier 1 capital ratio, To Be Categorized as Well Capitalized Amount	$ 54,075
Common equity tier 1 capital ratio, To Be Categorized as Well Capitalized Ratio	650.00%
Tier 1 risk-based capital ratio, Actual Amount	$ 108,054	$ 104,007
Tier 1 risk-based capital ratio, Actual Ratio	12.99%	15.04%
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	$ 49,915	$ 27,658
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	6.00%	4.00%
Tier 1 risk-based capital ratio, To Be Categorized as Well Capitalized, Amount	$ 66,553	$ 41,487
Tier 1 risk-based capital ratio, To Be Categorized as Well Capitalized, Ratio	8.00%	6.00%
Total risk-based capital ratio, Actual Amount	$ 116,475	$ 111,421
Total risk-based capital ratio, Actual Ratio	14.00%	16.11%
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	$ 66,553	$ 55,316
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total risk-based capital ratio, To Be Categorized as Well Capitalized, Amount	$ 83,192	$ 69,145
Total risk-based capital ratio, To Be Categorized as Well Capitalized, Ratio	10.00%	10.00%
Leverage ratio, Actual Amount	$ 108,054	$ 104,007
Leverage ratio, Actual Ratio	10.94%	11.68%
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	$ 39,493	$ 35,609
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Leverage ratio, To Be Categorized as Well Capitalized, Amount	$ 49,366	$ 44,511
Leverage ratio, To Be Categorized as Well Capitalized, Ratio	5.00%	5.00%

REGULATORY MATTERS (Detail Text

REGULATORY MATTERS (Detail Textuals) $ in Millions	Dec. 31, 2015USD ($)
Dividend declared
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Dividends declared for 2016	$ 16.9

ACQUISTIONS - Summary of net as

ACQUISTIONS - Summary of net assets acquired (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Aug. 01, 2014	Dec. 31, 2013
Fair value of liabilities assumed:
Goodwill	$ 10,514	$ 10,514		$ 9,160
Prince George's Federal Savings Bank (PGFSB)
Business Acquisition [Line Items]
Total purchase price			$ 11,497
Fair value of assets acquired:
Cash on hand and in banks			28,179
Loans			61,832
Loans held for sale			3,499
Land and buildings			3,023
Deferred tax asset			1,877
Other assets			1,022
Core deposit intangible			761
Total assets acquired			100,193
Fair value of liabilities assumed:
Noninterest-bearing deposits			19,233
Interest-bearing deposits			69,995
Other liabilities			822
Total liabilities assumed			90,050
Net assets acquired			10,143
Goodwill			1,354
Net assets acquired (bargain purchase gain)			$ 11,497

ACQUISTIONS (Detail Textuals)

ACQUISTIONS (Detail Textuals) $ in Thousands	Aug. 01, 2014USD ($)BranchOfficesshares	May. 15, 2014USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Business Acquisition [Line Items]
Goodwill			$ 10,514	$ 10,514	$ 9,160
Southern National Bancorp Of Virginia
Business Acquisition [Line Items]
Percentage of common stock hold by entity		44.00%
Southern Trust Mortgage LLC (STM)
Business Acquisition [Line Items]
Percentage of common stock hold by entity		51.10%
Equity method investment		$ 3,200
Value of preferred shares owned as the investment		$ 1,800
Annual dividend yield		7.50%
EVB
Business Acquisition [Line Items]
Percentage of common stock hold by entity		4.90%
Middleburg Bank | Southern National Bancorp Of Virginia
Business Acquisition [Line Items]
Percentage of common stock purchase by entity		62.00%
Prince George's Federal Savings Bank (PGFSB)
Business Acquisition [Line Items]
Number of offices | Offices	4
Number of branches | Branch	3
Total cash paid for acquisition	$ 5,749
Number of shares issued for acquisition | shares	525,858
Value of common stock issued for acquisition	$ 5,748
Unpaid principal balance of performing loans	64,200
Fair value of performing loans	61,200
Discount accreted through interest income over the life of the loans	3,000
Unpaid principal balance of non-performing loans	1,500
Fair value of non-performing loans	682
Non accreted discount for credit impaired loans	790
Acquired non performing loans with unpaid principal balance	5,500
Fair value of nonperforming loans sold after acquisition	3,500
Merger related costs	445
Goodwill	$ 1,354

PARENT COMPANY FINANCIAL INF119

PARENT COMPANY FINANCIAL INFORMATION - CONDENSED BALANCE SHEETS (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash	$ 30,336	$ 38,320	$ 20,856	$ 39,200
Other assets	6,143	5,791
Total assets	1,036,107	916,645
Stockholders' equity:
Retained earnings	15,735	12,805
Accumulated other comprehensive loss	610	3,020	3,190	2,981
Total stockholders' equity	119,636	113,979	106,614	103,176
Total liabilities and stockholders' equity	1,036,107	916,645
Southern National Bancorp of Virginia, Inc
ASSETS
Cash	823	769	$ 465	$ 515
Investment in subsidiary	118,413	112,879
Other assets	400	331
Total assets	119,636	113,979
Stockholders' equity:
Common stock	122	122
Additional paid in capital	104,389	104,072
Retained earnings	15,735	12,805
Accumulated other comprehensive loss	(610)	(3,020)
Total stockholders' equity	119,636	113,979
Total liabilities and stockholders' equity	$ 119,636	$ 113,979

PARENT COMPANY FINANCIAL INF120

PARENT COMPANY FINANCIAL INFORMATION - CONDENSED STATEMENTS OF INCOME (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Financial Statements, Captions [Line Items]
Other operating expenses									$ 3,682	$ 3,076	$ 3,105
Income before income taxes	$ 3,550	$ 3,726	$ 3,694	$ 2,986	$ 2,914	$ 3,157	$ 2,733	$ 2,434	13,956	11,237	9,294
Income tax benefit									(4,667)	(3,754)	(3,036)
Net income	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 1,961	$ 2,108	$ 1,772	$ 1,642	9,289	7,483	6,258
Southern National Bancorp of Virginia, Inc
Condensed Financial Statements, Captions [Line Items]
Equity in undistributed net income of subsidiary									9,424	7,590	6,370
Other operating expenses									204	162	170
Income before income taxes									9,220	7,428	6,200
Income tax benefit									(69)	(55)	(58)
Net income									$ 9,289	$ 7,483	$ 6,258

PARENT COMPANY FINANCIAL INF121

PARENT COMPANY FINANCIAL INFORMATION - CONDENSED STATEMENTS OF CASH FLOWS (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating activities:
Net income	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 1,961	$ 2,108	$ 1,772	$ 1,642	$ 9,289	$ 7,483	$ 6,258
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Other, net									385	(1,161)	365
Net cash and cash equivalents provided by (used in) operating activities									12,219	11,485	5,846
Investing activities:
Net cash and cash equivalents provided by investing activities									(127,036)	(89,755)	(11,811)
Financing activities:
Issuance of common stock									707	886	3
Repurchase of common stock									(721)
Dividend payment on common stock									(6,359)	(7,239)	(2,898)
Net cash and cash equivalents used in financing activities									(106,833)	(95,734)	12,379
Increase (decrease) in cash and cash equivalents									7,984	(17,464)	18,344
Cash and cash equivalents at beginning of period				38,320				20,856	38,320	20,856	39,200
Cash and cash equivalents at end of period	30,336				38,320				30,336	38,320	20,856
Southern National Bancorp of Virginia, Inc
Operating activities:
Net income									9,289	7,483	6,258
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Equity in undistributed net income of subsidiary									(9,424)	(7,590)	(6,370)
Other, net									262	264	277
Net cash and cash equivalents provided by (used in) operating activities									127	157	165
Investing activities:
Dividend from bank subsidiary									6,300	6,500	2,680
Net cash and cash equivalents provided by investing activities									6,300	6,500	2,680
Financing activities:
Issuance of common stock									707	886	3
Repurchase of common stock									(721)
Dividend payment on common stock									(6,359)	(7,239)	(2,898)
Net cash and cash equivalents used in financing activities									(6,373)	(6,353)	(2,895)
Increase (decrease) in cash and cash equivalents									54	304	(50)
Cash and cash equivalents at beginning of period				$ 769				$ 465	769	465	515
Cash and cash equivalents at end of period	$ 823				$ 769				$ 823	$ 769	$ 465

ACCUMULATED OTHER COMPREHENS122

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Summary of the accumulated other comprehensive loss balances, net of tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	$ (3,020)	$ (3,190)	$ (2,981)
Current Period Change	2,410	170	(209)
Ending balance	(610)	(3,020)	(3,190)
Unrealized gains (losses) on securities available for sale
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	(6)	(203)	44
Current Period Change	(434)	197	(247)
Ending balance	(440)	(6)	$ (203)
Unrecognized loss on securities held to maturity for which other than temporary impairment charges have been taken
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	(2,512)
Current Period Change	2,823
Ending balance	311	(2,512)
Unrealized loss on securities available for sale transferred to held to maturity
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	(502)
Current Period Change	21
Ending balance	$ (481)	$ (502)

RELATED PARTY TRANSACTIONS (Det

RELATED PARTY TRANSACTIONS (Detail) - Southern Trust Mortgage - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Related Party Transaction [Line Items]
Loans outstanding at January 1	$ 9,383
Principal advances	132,206	$ 92,841
Principal paid	(131,151)	(83,458)
Balance at December 31	$ 10,438	$ 9,383

RELATED PARTY TRANSACTIONS (124

RELATED PARTY TRANSACTIONS (Detail Textuals) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Southern Trust Mortgage
Related Party Transaction [Line Items]
Loan purchased from STM	$ 51.4	$ 20.2

QUARTERLY FINANCIAL DATA (UN125

QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest Income	$ 11,386	$ 11,148	$ 10,732	$ 10,435	$ 10,541	$ 9,984	$ 8,926	$ 8,641	$ 43,701	$ 38,091	$ 35,116
Net Interest Income	9,490	9,183	9,024	8,927	9,160	8,812	7,859	7,587	36,624	33,418	30,448
Income Before Taxes	3,550	3,726	3,694	2,986	2,914	3,157	2,733	2,434	13,956	11,237	9,294
Net income	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 1,961	$ 2,108	$ 1,772	$ 1,642	$ 9,289	$ 7,483	$ 6,258
Earnings per share, basic (in dollars per share)	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.16	$ 0.18	$ 0.15	$ 0.14	$ 0.76	$ 0.63	$ 0.54
Earnings Per Share, Diluted (in dollars per share)	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.16	$ 0.17	$ 0.15	$ 0.14	$ 0.75	$ 0.63	$ 0.54