Primis Financial (FRST) 10-K 16 Mar 17 2016 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Mar. 06, 2017	Jun. 30, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	Southern National Bancorp of Virginia Inc
Entity Central Index Key	1,325,670
Trading Symbol	sona
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Well-Known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding		12,318,743
Entity Public Float			$ 135,038,733
Document Type	10-K
Document Period End Date	Dec. 31, 2016
Amendment Flag	false
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from financial institutions		$ 4,656	$ 3,972
Interest-bearing deposits in other financial institutions		42,736	26,364
Total cash and cash equivalents		47,392	30,336
Securities available for sale, at fair value		3,918	4,209
Securities held to maturity, at amortized cost (fair value of $83,344 and $96,464, respectively)		85,300	96,780
Total loans		930,415	829,425
Less allowance for loan losses		(8,610)	(8,421)
Net loans		921,805	821,004
Stock in Federal Reserve Bank and Federal Home Loan Bank		7,929	6,929
Equity investment in mortgage affiliate		4,629	4,459
Preferred investment in mortgage affiliate		2,555	2,555
Bank premises and equipment, net		8,227	8,882
Goodwill		10,514	10,514
Core deposit intangibles, net		874	1,093
FDIC indemnification asset		2,111	2,922
Bank-owned life insurance		23,826	23,126
Other real estate owned		8,617	10,439
Deferred tax assets, net		6,780	6,716
Other assets		7,966	6,143
Total assets		1,142,443	1,036,107
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits		88,783	83,769
Interest-bearing deposits:
NOW accounts		26,338	28,080
Cash management accounts		9,658
Money market accounts		129,835	131,731
Savings accounts		52,755	49,939
Time deposits		605,613	531,775
Total interest-bearing deposits		824,199	741,525
Total deposits		912,982	825,294
Securities sold under agreements to repurchase			10,381
Federal Home Loan Bank (FHLB) advances-short term		95,000	59,000
Federal Home Loan Bank (FHLB) advances-long term			15,000
Other liabilities		8,117	6,796
Total liabilities		1,016,099	916,471
Commitments and contingencies (See Note 14)
Stockholders' equity:
Preferred stock, $.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $.01 par value. Authorized 45,000,000 shares; issued and outstanding, 12,263,643 shares at December 31, 2016 and 12,234,443 at December 31, 2015		123	122
Additional paid in capital		104,884	104,389
Retained earnings		22,126	15,735
Accumulated other comprehensive loss		(789)	(610)
Total stockholders' equity		126,344	119,636
Total liabilities and stockholders' equity		1,142,443	1,036,107
Covered loans
Cash and cash equivalents:
Total loans	[1]	28,180	34,373
Less allowance for loan losses
Non-covered loans
Cash and cash equivalents:
Total loans		902,235	795,052
Less allowance for loan losses		$ (8,610)	$ (8,421)
[1]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Statement Of Financial Position [Abstract]
Securities held to maturity fair value (in dollars)	$ 83,344	$ 96,464
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	12,263,643	12,234,443
Common stock, shares outstanding	12,263,643	12,234,443

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Interest and dividend income:
Interest and fees on loans	$ 45,348	$ 40,104	$ 34,611
Interest and dividends on taxable securities	2,619	2,395	2,239
Interest and dividends on tax exempt securities	336	411	389
Interest and dividends on other earning assets	644	791	852
Total interest and dividend income	48,947	43,701	38,091
Interest expense:
Interest on deposits	8,101	6,433	3,976
Interest on borrowings	532	644	697
Total interest expense	8,633	7,077	4,673
Net interest income	40,314	36,624	33,418
Provision for loan losses	4,912	3,171	3,444
Net interest income after provision for loan losses	35,402	33,453	29,974
Noninterest income:
Account maintenance and deposit service fees	896	953	826
Income from bank-owned life insurance	700	636	617
Equity income from mortgage affiliate	1,109	1,459	558
Net gain on other assets		7	202
Gain on sales of available for sale securities		520
Total other-than-temporary impairment losses (OTTI)			(41)
Portion of OTTI recognized in other comprehensive income (before taxes)
Net credit related OTTI recognized in earnings			(41)
Other	115	206	202
Total noninterest income	2,820	3,781	2,364
Noninterest expenses:
Salaries and benefits	11,675	11,860	10,225
Occupancy expenses	3,155	3,269	3,165
Furniture and equipment expenses	975	815	787
Amortization of core deposit intangible	219	261	220
Virginia franchise tax expense	387	352	455
FDIC assessment	543	664	569
Data processing expense	744	668	569
Telephone and communication expense	745	786	751
Amortization of FDIC indemnification asset	793	630	1,230
Net (gain) loss on other real estate owned	174	291	(433)
Merger expenses	429		487
Other operating expenses	2,976	3,682	3,076
Total noninterest expenses	22,815	23,278	21,101
Income before income taxes	15,407	13,956	11,237
Income tax expense	5,095	4,667	3,754
Net income	10,312	9,289	7,483
Other comprehensive income (loss):
Unrealized gain (loss) on available for sale securities	(284)	(138)	299
Realized amount on available for sale securities sold, net		(520)
Non-credit component of other-than-temporary impairment on held-to-maturity securities		4,278	35
Amortization and accretion of amounts previously recorded upon transfer to held-to-maturity from available-for sale	12	32	(77)
Net unrealized gain (loss)	(272)	3,652	257
Tax effect	(93)	1,242	87
Other comprehensive income (loss)	(179)	2,410	170
Comprehensive income	$ 10,133	$ 11,699	$ 7,653
Earnings per share, basic (in dollars per share)	$ 0.84	$ 0.76	$ 0.63
Earnings per share, diluted (in dollars per share)	$ 0.83	$ 0.75	$ 0.63

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Retained Earnings	Accumulated Other Comprehensive Loss	Total
Balance at Dec. 31, 2013	$ 116	$ 97,127	$ 12,561	$ (3,190)	$ 106,614
Comprehensive income
Net income			7,483		7,483
Change in unrealized loss on securities available for sale (net of tax benefit, $102, $224 and $97 for 2014, 2015 $ 2016 respectively)				197	197
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $15, $1,466 and $4 and accretion, $77, $32 and $8 and amounts recorded into other comprehensive income at transfer respectively for 2014, 2015 and 2016)				(27)	(27)
Dividends on common stock ($0.60, $0.52 and $0.32 per share respectively for 2014, 2015 and 2016)			(7,239)		(7,239)
Issuance of common stock under Stock Incentive Plan (100,200 shares, 79,950 shares and 18,200 shares for 2014, 2015 and 2016 respectively)	1	885			886
Issuance of common stock in exchange for net assets in acquisition (525,858 shares)	5	5,743			5,748
Stock-based compensation expense		317			317
Balance at Dec. 31, 2014	122	104,072	12,805	(3,020)	113,979
Comprehensive income
Net income			9,289		9,289
Change in unrealized loss on securities available for sale (net of tax benefit, $102, $224 and $97 for 2014, 2015 $ 2016 respectively)				(434)	(434)
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $15, $1,466 and $4 and accretion, $77, $32 and $8 and amounts recorded into other comprehensive income at transfer respectively for 2014, 2015 and 2016)				2,844	2,844
Dividends on common stock ($0.60, $0.52 and $0.32 per share respectively for 2014, 2015 and 2016)			(6,359)		(6,359)
Repurchase of common stock (62,177 shares)	(1)	(720)			(721)
Issuance of common stock under Stock Incentive Plan (100,200 shares, 79,950 shares and 18,200 shares for 2014, 2015 and 2016 respectively)	1	706			707
Stock-based compensation expense		331			331
Balance at Dec. 31, 2015	122	104,389	15,735	(610)	119,636
Comprehensive income
Net income			10,312		10,312
Change in unrealized loss on securities available for sale (net of tax benefit, $102, $224 and $97 for 2014, 2015 $ 2016 respectively)				(187)	(187)
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $15, $1,466 and $4 and accretion, $77, $32 and $8 and amounts recorded into other comprehensive income at transfer respectively for 2014, 2015 and 2016)				8	8
Dividends on common stock ($0.60, $0.52 and $0.32 per share respectively for 2014, 2015 and 2016)			(3,921)		(3,921)
Issuance of common stock for warrants exercised (11,000 shares)	1	100			101
Issuance of common stock under Stock Incentive Plan (100,200 shares, 79,950 shares and 18,200 shares for 2014, 2015 and 2016 respectively)		135			135
Stock-based compensation expense		260			260
Balance at Dec. 31, 2016	$ 123	$ 104,884	$ 22,126	$ (789)	$ 126,344

CONSOLIDATED STATEMENTS OF CHA6

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parentheticals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Statement Of Stockholders Equity [Abstract]
Tax on change in unrealized loss on securities available for sale	$ 97	$ 224	$ 102
Tax on change in unrecognized loss on securities held to maturity, portion of OTTI	4	1,466	15
Accretion on change in unrecognized loss on securities held to maturity, portion of OTTI	$ 8	$ 32	$ 77
Common stock dividends per share (in dollars per share)	$ 0.32	$ 0.52	$ 0.60
Repurchase of common stock (in shares)		62,177
Issuance of common stock for warrants exercised (in shares)	11,000
Issuance of common shares under Stock Incentive Plan (in shares)	18,200	79,950	100,200
Issuance of common stock in exchange for net assets in acquisition (in shares)			525,858

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Operating activities:
Net income	$ 10,312	$ 9,289	$ 7,483
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Depreciation	798	876	764
Amortization of core deposit intangible	219	261	220
Other amortization, net	(36)	149	186
Accretion of loan discount	(1,874)	(2,510)	(2,616)
Amortization of FDIC indemnification asset	793	630	1,230
Provision for loan losses	4,912	3,171	3,444
Earnings on bank-owned life insurance	(700)	(636)	(617)
Equity income on mortgage affiliate	(1,109)	(1,459)	(558)
Stock based compensation expense	260	331	317
Net gain on sale of available for sale securities		(520)
Impairment on securities			41
Net (gain) loss on other real estate owned	174	291	(433)
Provision for (benefit from) deferred income taxes	29	2,132	(418)
Net (increase) decrease in other assets	2,924	(385)	1,161
Net increase in other liabilities	1,321	599	1,281
Net cash and cash equivalents provided by operating activities	18,023	12,219	11,485
Investing activities:
Proceeds from sales of available for sale securities		3,966
Proceeds from paydowns, maturities and calls of available for sale securities		1
Purchases of held to maturity securities	(46,055)	(18,153)	(18,284)
Proceeds from paydowns, maturities and calls of held to maturity securities	57,622	13,607	6,571
Loan originations and payments, net	(108,760)	(127,334)	(100,837)
Purchase of bank-owned life insurance		(1,500)	(2,000)
Net cash received in PGFSB acquisition			22,430
Proceeds from sale of PGFSB loans			3,499
Investment in mortgage affiliate, net	939	(119)	(4,877)
Net (increase) decrease in stock in Federal Reserve Bank and Federal Home Loan Bank	(1,000)	(1,248)	327
Payments received on FDIC indemnification asset	18	3	1,037
Proceeds from sale of other real estate owned	1,790	4,048	3,276
Purchases of bank premises and equipment	(143)	(307)	(897)
Net cash and cash equivalents used in investing activities	(95,589)	(127,036)	(89,755)
Financing activities:
Net increase in deposits	77,307	82,869	112,838
Cash dividends paid - common stock	(3,921)	(6,359)	(7,239)
Issuance of common stock under Stock Incentive Plan	135	707	886
Issuance of common stock for warrants exercised	101
Repurchase of common stock		(721)
Proceeds from Federal Home Loan Bank advances-long term		10,000
Repayment of Federal Home Loan Bank advances-long term		(20,000)
Net increase (decrease) in securities sold under agreement to repurchase and other short-term borrowings	21,000	40,337	(10,751)
Net cash and cash equivalents provided by financing activities	94,622	106,833	95,734
Increase (decrease) in cash and cash equivalents	17,056	(7,984)	17,464
Cash and cash equivalents at beginning of period	30,336	38,320	20,856
Cash and cash equivalents at end of period	47,392	30,336	38,320
Cash payments for:
Interest	8,289	6,791	4,454
Income taxes	4,604	2,993	3,283
Supplemental schedule of noncash investing and financing activities
Transfer from non-covered loans to other real estate owned		1,384	4,409
Transfer from covered loans to other real estate owned	144	$ 343	342
Transfer from covered loans to non-covered loans			7,344
Issuance of common stock in exchange for net assets in acquisition			$ 5,748
Transfer from long-term FHLB advances to short-term FHLB advances	15,000
Transfer from securities sold under agreement to repurchase to deposits	$ 10,381

ORGANIZATION AND SIGNIFICANT AC

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2016
Organization And Significant Accounting Policies [Abstract]
ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES	1. ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES Southern National Bancorp of Virginia, Inc. (“Southern National” or “SNBV”) is a corporation formed on July 28, 2004 under the laws of the Commonwealth of Virginia and is the holding company for Sonabank (“Sonabank”) a Virginia state chartered bank which commenced operations on April 14, 2005. Sonabank provides a range of financial services to individuals and small and medium sized businesses. Sonabank has fifteen branches in Virginia, located in Fairfax County (Reston, McLean and Fairfax), in Charlottesville, Warrenton (2), Middleburg, Leesburg (2), South Riding, Front Royal, New Market, Haymarket, Richmond and Clifton Forge, and eight branches in Maryland, in Rockville, Shady Grove, Frederick, Bethesda, Upper Marlboro, Brandywine, Owings and Huntingtown. The accounting policies and practices of Southern National and subsidiary conform to U. S. generally accepted accounting principles and to general practice within the banking industry. Major policies and practices are described below: Principles of Consolidation The consolidated financial statements include the accounts of Southern National and its wholly owned subsidiary. Southern National is a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Sonabank. All material intercompany balances and transactions have been eliminated in consolidation. Use of Estimates The preparation of the consolidated financial statements in conformity with U. S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term include: the determination of the allowance for loan losses, the fair value of investment securities, other than temporary impairment of investment securities, the valuation of goodwill and intangible assets, fair value measurements related to assets acquired and liabilities assumed from business combinations, the FDIC indemnification asset, other real estate owned and deferred tax assets. Investment Securities Debt securities that Southern National has the positive intent and ability to hold to maturity are classified as held-to-maturity and carried at amortized cost. Securities classified as available for sale are those debt and equity securities that may be sold in response to changes in interest rates, liquidity needs or other similar factors. Securities available for sale are carried at fair value, with unrealized gains or losses net of deferred taxes, included in accumulated other comprehensive income (loss) in stockholders’ equity. Purchased premiums and discounts are recognized in interest income using the interest method over the terms of the securities without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on the sale of securities are recorded on the settlement date and are determined using the specific identification method. Southern National purchases amortizing investment securities in which the underlying assets are residential mortgage loans subject to prepayments. The actual principal reduction on these assets varies from the expected contractual principal reduction due to principal prepayments resulting from the borrowers’ election to refinance the underlying mortgage based on market and other conditions. The purchase premiums and discounts associated with these assets are amortized or accreted to interest income over the estimated life of the related assets. The estimated life is calculated by projecting future prepayments and the resulting principal cash flows until maturity. Prepayment rate projections utilize actual prepayment speed experience and available market information on like-kind instruments. The prepayment rates form the basis for income recognition of premiums and discounts on the related assets. Changes in prepayment estimates may cause the earnings recognized on these assets to vary over the term that the assets are held, creating volatility in the net interest margin. Prepayment rate assumptions are monitored and updated monthly to reflect actual activity and the most recent market projections. Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, Southern National compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows. Loans Southern National provides mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans secured by real estate throughout its market area. The ability of Southern National’s debtors to honor their contracts is in varying degrees dependent upon the real estate market conditions and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for the allowance for loan losses, purchase premiums and discounts and any deferred loan fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method without anticipating prepayments. As part of the Greater Atlantic Bank (GAB) acquisition, the Bank and the FDIC entered into a loss sharing agreement on approximately $143.4 million (cost basis) of Greater Atlantic Bank’s assets. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreement; we refer to these assets collectively as “covered assets.” The indemnification against losses in the commercial portfolio on the GAB portfolio ended in December 2014. The FDIC indemnification on the GAB residential mortgages and the GAB HELOCS continues until December 2019. Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans.” The accrual of interest on all loans is discontinued at the time the loan is 90 days delinquent unless the credit is well secured and in process of collection. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Most of Southern National’s business activity is with customers located within Virginia and Maryland. Therefore, our exposure to credit risk is significantly affected by changes in the economy in those areas. We are not dependent on any single customer or group of customers whose insolvency would have a material adverse effect on operations. Southern National has purchased, primarily through acquisitions, individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination. These purchased loans are recorded at fair value such that there is no carryover of the seller’s allowance for loan losses. After acquisition, losses are recognized by an increase in the allowance for loan losses. Purchased credit impaired loans are accounted for using the expected cash flow methodology, and purchased performing loans are accounted for using the contractual cash flow methodology. Such purchased loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as, credit score, loan type, and date of origination. Southern National estimates the amount and timing of expected cash flows for each purchased credit impaired loan or pool, and the expected cash flows in excess of fair value are recorded as interest income over the remaining life of the loan or pool (accretable yield). The excess of the loans’ or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan or pool, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. In accordance with Accounting Standards Codification 310-30, and based on current information and events, if it becomes probable that there is a significant increase in cash flows previously expected to be collected or if actual cash flows are significantly greater than cash flows previously expected, the Bank will recalculate the amount of accretable yield for the acquired loans as the excess of the revised cash flows expected to be collected over the sum of  (1) the initial investment in the loans less less plus Allowance for Loan and Lease Losses (ALLL) The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the collection of the principal is unlikely. Recoveries of amounts previously charged-off are credited to the allowance. Management’s determination of the adequacy of the allowance is based on a three year historical average net loss experience for each portfolio segment adjusted for current industry and economic conditions and estimates of their effect on loan collectability. While management uses available information to estimate losses on loans, future additions to the allowance may be necessary based on changes in economic conditions, particularly those affecting real estate values. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component provides for estimated losses in unimpaired loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that Southern National will be unable to collect the scheduled payments of principal or interest when due according to the terms of the loan. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual net loss history experienced by Southern National over the most recent three years. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: owner occupied commercial real estate, non-owner occupied commercial real estate, construction and land development, commercial loans, 1 – 4 family residential, and other consumer. While underwriting practices in this environment are more stringent, the bank estimates the effect of internal factors on future net loss experience to be negligible. Management’s estimate of the effect of current external economic environmental conditions on future net loss experience is significant in all loan segments and particularly on loans secured by real estate including single family 1 – 4, non-owner occupied commercial real estate and construction and land development loans. These factors include excess inventory, generally less demand driven in part by fewer qualified borrowers and buyers. These considerations have played a significant role in management’s estimate of the adequacy of the allowance for loan and lease losses. Commercial real estate consists of borrowings secured by owner-occupied and non-owner-occupied commercial real estate. Repayment of these loans is dependent upon rental income or the subsequent sale of the property for loans secured by non-owner-occupied commercial real estate and by cash flows from business operations for owner-occupied commercial real estate. Loans for which the source of repayment is rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial real estate loans that are dependent on cash flows from operations can also be adversely affected by current market conditions for their product or service. Construction and land development primarily consist of borrowings to purchase and develop raw land into residential and non-residential properties. Construction loans are extended to individuals as well as corporations for the construction of an individual or multiple properties and are secured by raw land and the subsequent improvements. Repayment of the loans to real estate developers is dependent upon the sale or lease of properties to third parties in a timely fashion upon completion. Should there be delays in construction or a downturn in the market for those properties, there may be significant erosion in value which may be absorbed by Southern National. Commercial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. Southern National’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure which may require Southern National to write-down the value significantly to sell. Residential real estate loans consist of loans to individuals for the purchase of primary residences with repayment primarily through wage or other income sources of the individual borrower. Southern National’s loss exposure to these loans is dependent on local market conditions for residential properties as loan amounts are determined, in part, by the fair value of the property at origination. On May 15, 2014, we purchased a 44% equity investment and preferred stock of Southern Trust Mortgage (“STM”), a regional mortgage banking company headquartered in Virginia Beach. STM has mortgage banking originators in Virginia, Maryland, North Carolina and South Carolina. Southern Trust Mortgage only originates retail mortgage production. Sonabank has established with STM underwriting guidelines under which it will purchase residential construction only, construction loans that convert to permanent, and permanent loans primarily in its Virginia and Maryland footprint from STM. These will be largely loans that do not conform to FNMA or FHLMC standards because of size or acreage. Other consumer loans are comprised of loans to individuals both unsecured and secured and open-end home equity loans secured by real estate, with repayment dependent on individual wages and other income. The risk of loss on consumer loans is elevated as the collateral securing these loans, if any, rapidly depreciate in value or may be worthless and/or difficult to locate if repossession is necessary. Losses in this portfolio are generally relatively low, however, due to the small individual loan size and the balance outstanding as a percentage of Southern National’s entire portfolio. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from Southern National, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and Southern National does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Equity Method Investments Southern National’s investment in STM, our mortgage affiliate, is being accounted for under the equity method. Under the equity method, the carrying value of Southern National’s investment in STM was originally recorded at cost but is adjusted periodically to record Southern National’s proportionate share of STM’s earnings or losses through noninterest income and decreased by the amount of cash dividends or similar distributions received from STM. Bank Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight line method with useful lives of 30 years. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years. Leasehold improvements are amortized over the shorter of their estimated useful lives or the lease term. Goodwill and Intangible Assets Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. Southern National has selected August 31 as the date to perform the annual goodwill impairment assessment. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. Other intangible assets consist of core deposit intangible assets arising from whole bank and branch acquisitions and are amortized over their estimated useful lives, which range from 6 to 15 years. Stock Based Compensation Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Bank-owned Life Insurance Southern National has purchased life insurance policies on certain key executives. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Other Real Estate Owned Assets acquired through or instead of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, the direct charge-off method is recorded through expense. Operating costs after acquisition are expensed. Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. We are also required to own FRB stock with a par value equal to 6% of capital. FHLB stock and FRB stock are carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Impairment of Long-Lived Assets Premises and equipment, core deposit intangible assets, the FDIC indemnification asset and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. FDIC Indemnification Asset The acquisition of Greater Atlantic Bank (GAB) on December 4, 2009 was accounted for under the acquisition method of accounting, and the assets and liabilities were recorded at their estimated fair values. The FDIC indemnification asset was measured separately from each of the covered asset categories as it is not contractually embedded in any of the covered asset categories. The indemnification asset represents the present value of cash flows expected to be received from the FDIC for future losses on covered assets based on the expected credit losses estimated for each covered loan or loan pool and the loss sharing percentages at the acquisition date. Cash flows are discounted at a market-based rate to reflect the uncertainty of the timing of the loss sharing reimbursement from the FDIC. The ultimate collectability of this asset is dependent upon the performance of the underlying covered assets, the passage of time and claims paid by the FDIC. We acquired the Greater Atlantic loans in December 2009 and continuously evaluate our estimates of expected losses on these loans. During 2016, and based on the actual historical losses on the loan pools over the previous 24 month period, expected losses on the acquired Greater Atlantic loans (the covered loans) were lower than previously forecasted which results in a lower expected recovery from the FDIC. As of December 31, 2016, we expect to recover $528 thousand from the FDIC under the indemnification agreement. The difference between the carrying amount of  $2.1 million and the estimated recovery is being amortized over the remaining life of the indemnification agreement or the expected life of the loans, whichever is shorter. There were two agreements with the FDIC, one for single family assets which is a 10 year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5 year agreement which expired in December 2014. The current overstatement is due to improvements in the loss estimates in the single family covered loans. Retirement Plans Employee 401(k) plan expense is the amount of matching contributions. Supplemental retirement plan expense allocates the benefits over years of service. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are such matters that will have a material effect on the financial statements. Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders. Estimates and Uncertainties Estimates including the fair value of financial instruments, other than temporary impairment, the provision for loan losses, expected loan performance and recoveries from the FDIC, and the evaluation of the recoverability of goodwill and intangible assets involve uncertainties and matters of significant judgment regarding interest rates, credit risk, repayments and prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Operating Segments While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Discrete financial information is not available other than on a company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Reclassifications In certain instances, amounts reported in prior years’ consolidated financial statements have been reclassified to conform to the current financial statement presentation. Such reclassifications had no effect on previously reported cash flows, shareholders’ equity or net income. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. We have no unrecognized tax benefits and do not anticipate any increase in unrecognized benefits during the next twelve months. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is our policy to record such accruals in our income tax accounts; no such accruals exist as of December 31, 2016. Southern National and its subsidiary file a consolidated U. S. federal tax return; Sonabank files a Maryland state income tax return and Southern National files a Virginia state income tax return. These returns are subject to examination by taxing authorities for all years after 2012. Restrictions on Cash Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements in the amount of  $2.9 million and $872 thousand at December 31, 2016 and 2015, respectively. Consolidated Statements of Cash Flows For purposes of reporting cash flows, Southern National defines cash and cash equivalents as cash due from banks and interest-bearing deposits in other banks with maturities less than 90 days. Net cash flows are reported for customer loan and deposit transactions and short-term borrowings. Earnings Per Share Basic earnings per share (“EPS”) are computed by dividing net income by the weighted average number of common shares outstanding during the year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by SNBV relate solely to outstanding stock options and warrants and are determined using the treasury stock method. Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and the non-credit component of other than temporary impairment of securities held-to-maturity which are also recognized as a separate component of equity. Off Balance Sheet Credit Related Financial Instruments In the ordinary course of business, Southern National has entered into commitments to extend credit and standby letters of credit. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Recent Accounting Pronouncements In September 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-12, Compensation — Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period In April 2015, the FASB issued ASU No. 2015-03, Simplifying the Presentation of Debt Issuance Costs. In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments In January 2016, the FASB issued ASU 2016-1, Financial Instruments Overall (Topic 825): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-07 , Investments — Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting In May 2014, the FASB issued ASU No. 2014-09, Revenue From Contracts With Customers (Topic 606). These amendments affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (e.g. insurance contracts or lease contracts). This ASU will supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific guidance, and creates a Topic 606, Revenue from Contracts with Customers. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the conside

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
SECURITIES	2. SECURITIES The amortized cost and fair value of available for sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows (in thousands): December 31, 2016 Amortized Gross Unrealized Fair Gains Losses Obligations of states and political subdivisions $ 2,280 $ 9 $ (30 ) $ 2,259 Trust preferred securities 2,590 — (931 ) 1,659 $ 4,870 $ 9 $ (961 ) $ 3,918 December 31, 2015 Amortized Gross Unrealized Fair Gains Losses Obligations of states and political subdivisions $ 2,287 $ 25 $ — $ 2,312 Trust preferred securities 2,590 — (693 ) 1,897 $ 4,877 $ 25 $ (693 ) $ 4,209 The amortized cost, unrecognized gains and losses, and fair value of securities held to maturity were as follows (in thousands): December 31, 2016 Amortized Gross Unrecognized Fair Gains Losses Residential government-sponsored mortgage-backed securities $ 18,594 $ 308 $ (118 ) 18,784 Residential government-sponsored collateralized mortgage obligations 2,371 — (54 ) 2,317 Government-sponsored agency securities 47,975 28 (1,865 ) 46,138 Obligations of states and political subdivisions 12,706 53 (162 ) 12,597 Trust preferred securities 3,654 — (146 ) 3,508 $ 85,300 $ 389 $ (2,345 ) $ 83,344 December 31, 2015 Amortized Gross Unrecognized Fair Gains Losses Residential government-sponsored mortgage-backed securities $ 20,751 $ 459 $ (22 ) $ 21,188 Residential government-sponsored collateralized mortgage obligations 2,946 — (66 ) 2,880 Government-sponsored agency securities 55,937 222 (618 ) 55,541 Obligations of states and political subdivisions 12,794 157 (67 ) 12,884 Trust preferred securities 4,352 — (381 ) 3,971 $ 96,780 $ 838 $ (1,154 ) $ 96,464 The amortized cost amounts are net of recognized other than temporary impairment. During 2016 we sold no securities. In the second quarter of 2015, we transferred from our held-to-maturity (HTM) portfolio all of the trust preferred securities and a non-government sponsored residential CMO that had been other than temporarily impaired to the available-for-sale (AFS) classification. We sold five of these trust preferred securities and the CMO recognizing gains of  $914 thousand and losses of  $394 thousand. Due to the significant deterioration in these issuers’ creditworthiness which could not have been reasonably anticipated, we feel that our change in classification does not taint our intentions in regards to the remainder of our HTM portfolio. We consider this transfer to be isolated, nonrecurring and unusual for Southern National. During 2014 we sold no securities. The fair value and amortized cost, if different, of debt securities as of December 31, 2016 by contractual maturity were as follows (in thousands). Securities not due at a single maturity date, primarily mortgage-backed securities and collateralized mortgage obligations, are shown separately. Held to Maturity Available for Sale Amortized Fair Value Amortized Fair Value Due in one to five years $ 1,459 $ 1,440 $ — $ — Due in five to ten years 5,727 5,720 — — Due after ten years 57,149 55,083 4,870 3,918 Residential government-sponsored mortgage-backed securities 18,594 18,784 — — Residential government-sponsored collateralized mortgage obligations 2,371 2,317 — — Total $ 85,300 $ 83,344 $ 4,870 $ 3,918 Securities with a carrying amount of approximately $73.9 million and $89.7 million at December 31, 2016 and 2015, respectively, were pledged to secure public deposits, certain deposits and a line of credit for advances from the Federal Home Loan Bank of Atlanta (“FHLB”). Southern National monitors the portfolio for indicators of other than temporary impairment. At December 31, 2016 and 2015, certain securities’ fair values were below cost. As outlined in the table below, there were securities with fair values totaling approximately $65.6 million in the portfolio with the carrying value exceeding the estimated fair value that are considered temporarily impaired at December 31, 2016. Because the decline in fair value is attributable to changes in interest rates and market illiquidity, and not credit quality, and because we do not have the intent to sell these securities and it is likely that we will not be required to sell the securities before their anticipated recovery, management does not consider these securities to be other-than-temporarily impaired as of December 31, 2016. The following tables present information regarding securities in a continuous unrealized loss position as of December 31, 2016 and 2015 (in thousands) by duration of time in a loss position: December 31, 2016 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 1,706 $ (30 ) $ — $ — $ 1,706 $ (30 ) Trust preferred securities — — 1,658 (931 ) 1,658 (931 ) $ 1,706 $ (30 ) $ 1,658 $ (931 ) $ 3,364 $ (961 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 10,238 $ (110 ) $ 457 $ (8 ) $ 10,695 $ (118 ) Residential government-sponsored collateralized mortgage obligations 1,346 (27 ) 971 (27 ) 2,317 (54 ) Government-sponsored agency securities 41,110 (1,865 ) — — 41,110 (1,865 ) Obligations of states and political subdivisions 3,578 (98 ) 1,065 (64 ) 4,643 (162 ) Trust preferred securities — — 3,508 (146 ) 3,508 (146 ) $ 56,272 $ (2,100 ) $ 6,001 $ (245 ) $ 62,273 $ (2,345 ) December 31, 2015 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Trust preferred securities $ — $ — $ 1,897 $ (693 ) $ 1,897 $ (693 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 5,459 $ (14 ) $ 640 $ (8 ) $ 6,099 $ (22 ) Residential government-sponsored collateralized mortgage obligations 512 (5 ) 2,368 (61 ) 2,880 (66 ) Government-sponsored agency securities 35,453 (507 ) 9,878 (111 ) 45,331 (618 ) Obligations of states and political subdivisions — — 2,513 (67 ) 2,513 (67 ) Trust preferred securities — — 3,971 (381 ) 3,971 (381 ) $ 41,424 $ (526 ) $ 19,370 $ (628 ) $ 60,794 $ (1,154 ) As of December 31, 2016, we owned pooled trust preferred securities as follows (in thousands): Security Tranche Ratings Current Par Book Estimated % of Current Previously (1) Moody’s Fitch Moody’s Fitch Held to Maturity (in thousands) ALESCO VII A1B Senior Aaa AAA A1 A $ 3,688 $ 3,389 $ 3,275 11 % $ 239 MMCF III B Senior Sub A3 A- Ba1 BB 269 265 233 32 % 4 3,957 3,654 3,508 $ 243 Available for Sale Cumulative OTTI (2) TPREF FUNDING II Mezzanine A1 A- Caa3 C 1,500 1,099 623 37 % $ 400 ALESCO V C1 Mezzanine A2 A Caa3 C 2,150 1,491 1,036 10 % 659 3,650 2,590 1,659 $ 1,059 Total $ 7,607 $ 6,244 $ 5,167 (1) Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion (2) Pre-tax Each of these securities has been evaluated for other than temporary impairment (“OTTI”). In performing a detailed cash flow analysis of each security, Sonabank works with independent third parties to estimate expected cash flows and assist with the evaluation of other than temporary impairment. The cash flow analyses performed included the following assumptions: • .5% of the remaining performing collateral will default or defer per annum. • Recoveries of 7% with a two year lag on all defaults and deferrals. • No prepayments for 10 years and then 1% per annum for the remaining life of the security. • Our securities have been modeled using the above assumptions by independent third parties using the forward LIBOR curve to discount projected cash flows to present values. We recognized no OTTI charges during 2016 and 2015, and we recognized OTTI charges of  $41 thousand during 2014. The following table presents a roll forward of the credit losses recognized in earnings for the periods ended December 31, 2016, 2015 and 2014 (in thousands): 2016 2015 2014 Amount of cumulative other-than-temporary impairment related to credit loss $ 1,060 $ 8,949 $ 8,911 Amounts related to credit loss for which an other-than-temporary impairment — — — Amounts related to credit loss for which an other-than-temporary impairment — — 41 Reductions due to sales of securities for which an other-than-temporary impairment was previously recognized — (7,889 ) — Reductions due to realized losses — — (3 ) Amount of cumulative other-than-temporary impairment related to credit loss $ 1,060 $ 1,060 $ 8,949 Changes in accumulated other comprehensive income by component for the years ended December 31, 2016, 2015 and 2014 are shown in the table below. All amounts are net of tax (in thousands). For the year ended December 31, 2016 Unrealized Holding Held to Maturity Total Beginning balance $ (440 ) $ (170 ) $ (610 ) Other comprehensive income/(loss) before reclassifications (187 ) 8 $ (179 ) Amounts reclassified from accumulated other comprehensive income/(loss) — — — Net current-period other comprehensive income/(loss) (187 ) 8 (179 ) Ending balance $ (627 ) $ (162 ) $ (789 ) For the year ended December 31, 2015 Unrealized Holding Held to Maturity Total Beginning balance $ (6 ) $ (3,014 ) $ (3,020 ) Other comprehensive income/(loss) before reclassifications (434 ) 21 $ (413 ) Amounts reclassified from accumulated other comprehensive income/(loss) — 2,823 2,823 Net current-period other comprehensive income/(loss) (434 ) 2,844 2,410 Ending balance $ (440 ) $ (170 ) $ (610 ) For the year ended December 31, 2014 Unrealized Holding Held to Maturity Total Beginning balance $ (203 ) $ (2,987 ) $ (3,190 ) Other comprehensive income/(loss) before reclassifications 197 (27 ) 170 Amounts reclassified from accumulated other comprehensive income/(loss) — — — Net current-period other comprehensive income/(loss) 197 (27 ) 170 Ending balance $ (6 ) $ (3,014 ) $ (3,020 )

LOANS

LOANS	12 Months Ended
	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
LOANS	3. LOANS Loans, net of unearned income, consist of the following at year end (in thousands): Covered (1) Non-covered Total Covered (1) Non-covered Total December 31, 2016 December 31, 2015 Loans secured by real estate: Commercial real estate – $ — $ 154,807 $ 154,807 $ — $ 141,521 $ 141,521 Commercial real estate – — 279,634 279,634 — 256,513 256,513 Secured by farmland — 541 541 — 578 578 Construction and land loans — 91,067 91,067 — 67,832 67,832 Residential 1– 4 family 10,519 220,291 230,810 12,994 165,077 178,071 Multi-family residential — 30,021 30,021 — 25,501 25,501 Home equity lines of credit 17,661 11,542 29,203 21,379 13,798 35,177 Total real estate loans 28,180 787,903 816,083 34,373 670,820 705,193 Commercial loans — 115,365 115,365 — 124,985 124,985 Consumer loans — 856 856 — 1,366 1,366 Gross loans 28,180 904,124 932,304 34,373 797,171 831,544 Less deferred fees on loans — (1,889 ) (1,889 ) — (2,119 ) (2,119 ) Loans, net of deferred fees $ 28,180 $ 902,235 $ 930,415 $ 34,373 $ 795,052 $ 829,425 (1) Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014. Accounting policy related to the allowance for loan losses is considered a critical policy given the level of estimation, judgment, and uncertainty in the levels of the allowance required to account for the inherent probable losses in the loan portfolio and the material effect such estimation, judgment, and uncertainty can have on the consolidated financial results. As part of the Greater Atlantic acquisition, the Bank and the FDIC entered into loss sharing agreements on approximately $143.4 million (contractual basis) of Greater Atlantic Bank’s assets. There were two agreements with the FDIC, one for single family loans which is a 10-year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5-year agreement which expired in December 2014. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreements; we refer to these assets collectively as “covered assets.” Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans”. As of December 31, 2016, non-covered loans included $23.0 million of loans acquired in the HarVest acquisition and $42.2 million acquired in the PGFSB acquisition. Accretable discount on the acquired covered loans, the PGFSB loans and the HarVest loans was $6.5 million and $7.9 million at December 31, 2016 and 2015 respectively. Credit-impaired covered loans are those loans which presented evidence of credit deterioration at the date of acquisition and it is probable that Southern National would not collect all contractually required principal and interest payments. Generally, acquired loans that meet Southern National’s definition for nonaccrual status fell within the definition of credit-impaired covered loans. Impaired loans for the covered and non-covered portfolios were as follows (in thousands): Covered Loans Non-covered Loans Total Loans December 31, 2016 Recorded Unpaid Related Recorded (1) Unpaid Related Recorded Unpaid Related With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 5,583 $ 5,592 $ — $ 5,583 $ 5,592 $ — Commercial real estate – non-owner (2) — — — — — — — — — Construction and land development — — — — — — — — — Commercial loans — — — 3,002 3,603 — 3,002 3,603 — Residential 1 – 4 family (4) 963 1,113 — — — — 963 1,113 — Other consumer loans — — — — — — — — — Total $ 963 $ 1,113 $ — $ 8,585 $ 9,195 $ — $ 9,548 $ 10,308 $ — With an allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 688 $ 688 $ 150 $ 688 $ 688 $ 150 Commercial real estate – non-owner (2) — — — — — — — — — Construction and land development — — — — — — — — — Commercial loans — — — 3,378 5,798 750 3,378 5,798 750 Residential 1 – 4 family (4) — — — — — — — — Other consumer loans — — — — — — — — — Total $ — $ — $ — $ 4,066 $ 6,486 $ 900 $ 4,066 $ 6,486 $ 900 Grand total $ 963 $ 1,113 $ — $ 12,651 $ 15,681 $ 900 $ 13,614 $ 16,794 $ 900 (1) Recorded investment is after cumulative prior charge offs of  $3.0 million. These loans also have aggregate SBA guarantees of  $2.2 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. Covered Loans Non-covered Loans Total Loans December 31, 2015 Recorded Unpaid Related Recorded (1) Unpaid Related Recorded Unpaid Related With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 6,492 $ 6,986 $ — $ 6,492 $ 6,986 $ — Commercial real estate – non-owner (2) — — — 136 230 — 136 230 — Construction and land development — — — — — — — — — Commercial loans — — — 2,102 2,698 — 2,102 2,698 — Residential 1– 4 family (4) 1,066 1,243 — — — — 1,066 1,243 — Other consumer loans — — — — — — — — — Total $ 1,066 $ 1,243 $ — $ 8,730 $ 9,914 $ — $ 9,796 $ 11,157 $ — With an allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 1,370 $ 1,484 $ 439 $ 1,370 $ 1,484 $ 439 Commercial real estate – non-owner (2) — — — — — — — — — Construction and land development — — — — — — — — — Commercial loans — — — 3,382 3,382 400 3,382 3,382 400 Residential 1– 4 family (4) — — — — — — — — — Other consumer loans — — — — — — — — — Total $ — $ — $ — $ 4,752 $ 4,866 $ 839 $ 4,752 $ 4,866 $ 839 Grand total $ 1,066 $ 1,243 $ — $ 13,482 $ 14,780 $ 839 $ 14,548 $ 16,023 $ 839 (1) Recorded investment is after cumulative prior charge offs of  $1.2 million. These loans also have aggregate SBA guarantees of  $3.5 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. The following tables present the average recorded investment and interest income for impaired loans recognized by class of loans for the years ended December 31, 2016, 2015 and 2014 (in thousands): Covered Loans Non-covered Loans Total Loans Year ended 12/31/16 Average Interest Average Interest Average Interest With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ 6,454 $ 292 $ 6,454 $ 292 Commercial real estate – non-owner (1) — — 103 3 103 3 Construction and land development — — — — — — Commercial loans — — 2,888 54 2,888 54 Residential 1– 4 family (2) 988 32 — — 988 32 Other consumer loans — — — — — — Total $ 988 $ 32 $ 9,445 $ 349 $ 10,433 $ 381 With an allowance recorded Commercial real estate – owner occupied $ — $ — $ 694 $ 31 $ 694 $ 31 Commercial real estate – non-owner (1) — — — — — — Construction and land development — — — — — — Commercial loans — — 3,402 155 3,402 155 Residential 1 – 4 family (2) — — — — — — Other consumer loans — — — — — — Total $ — $ — $ 4,096 $ 186 $ 4,096 $ 186 Grand total $ 988 $ 32 $ 13,541 $ 535 $ 14,529 $ 567 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Covered Loans Non-covered Loans Total Loans Year ended 12/31/15 Average Interest Average Interest Average Interest With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ 7,156 $ 297 $ 7,156 $ 297 Commercial real estate – non-owner (1) — — 822 11 822 11 Construction and land development — — 89 — 89 — Commercial loans — — 3,428 — 3,428 — Residential 1– 4 family (2) 1,501 26 — — 1,501 26 Other consumer loans — — — — — — Total $ 1,501 $ 26 $ 11,495 $ 308 $ 12,996 $ 334 With an allowance recorded Commercial real estate – owner occupied $ — $ — $ 2,259 $ 42 $ 2,259 $ 42 Commercial real estate – non-owner (1) — — — — — — Construction and land development — — 93 — 93 — Commercial loans — — 3,488 213 3,488 213 Residential 1 – 4 family (2) — — 416 — 416 — Other consumer loans — — — — — — Total $ — $ — $ 6,256 $ 255 $ 6,256 $ 255 Grand total $ 1,501 $ 26 $ 17,751 $ 563 $ 19,252 $ 589 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Covered Loans Non-covered Loans Total Loans Year ended 12/31/14 Average Interest Average Interest Average Interest With no related allowance recorded Commercial real estate – owner occupied $ 599 $ — $ 9,508 $ 511 $ 10,107 $ 511 Commercial real estate – non-owner (1) 1,611 — 581 — 2,192 — Construction and land development — — 421 — 421 — Commercial loans — — 6,154 223 6,154 223 Residential 1 – 4 family (2) 1,317 40 3,984 — 5,301 40 Other consumer loans — — — — — — Total $ 3,527 $ 40 $ 20,648 $ 734 $ 24,175 $ 774 With an allowance recorded Commercial real estate – owner occupied $ — $ — $ 382 $ 14 $ 382 $ 14 Commercial real estate – non-owner (1) — — — — — — Construction and land development — — 93 — 93 — Commercial loans — — 955 — 955 — Residential 1 – 4 family (2) — — 415 — 415 — Other consumer loans — — — — — — Total $ — $ — $ 1,845 $ 14 $ 1,845 $ 14 Grand total $ 3,527 $ 40 $ 22,493 $ 748 $ 26,020 $ 788 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following table presents the aging of the recorded investment in past due loans by class of loans as of December 31, 2016 and 2015 (in thousands): December 31, 2016 30 – 59 60 – 89 90 Days Total Nonaccrual Loans Not Total Covered loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ — $ — $ — Commercial real estate – non-owner (1) — — — — — — — Construction and land development — — — — — — — Commercial loans — — — — — — — Residential 1 – 4 family (2) 221 95 — 316 850 27,014 28,180 Other consumer loans — — — — — — — Total $ 221 $ 95 $ — $ 316 $ 850 $ 27,014 $ 28,180 Non-covered loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ 637 $ 154,170 $ 154,807 Commercial real estate – non-owner (1) — — — — — 310,196 310,196 Construction and land development — — — — — 91,067 91,067 Commercial loans 1,349 — — 1,349 3,158 110,858 115,365 Residential 1 – 4 family (2) 1,011 — — 1,011 — 230,822 231,833 Other consumer loans — — — — 856 856 Total $ 2,360 $ — $ — $ 2,360 $ 3,795 $ 897,969 $ 904,124 Total loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ 637 $ 154,170 $ 154,807 Commercial real estate – non-owner (1) — — — — — 310,196 310,196 Construction and land development — — — — — 91,067 91,067 Commercial loans 1,349 — — 1,349 3,158 110,858 115,365 Residential 1 – 4 family (2) 1,232 95 — 1,327 850 257,836 260,013 Other consumer loans — — — — — 856 856 Total $ 2,581 $ 95 $ — $ 2,676 $ 4,645 $ 924,983 $ 932,304 December 31, 2015 30 – 59 60 – 89 90 Days Total Nonaccrual Loans Not Total Covered loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ — $ — $ — Commercial real estate – non-owner (1) — — — — — — — Construction and land development — — — — — — — Commercial loans — — — — — — — Residential 1 – 4 family (2) 119 43 — 162 698 33,513 34,373 Other consumer loans — — — — — — — Total $ 119 $ 43 $ — $ 162 $ 698 $ 33,513 $ 34,373 Non-covered loans: Commercial real estate – owner occupied $ 561 $ — $ — $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate – non-owner (1) — — — — — 282,592 282,592 Construction and land development — — — — — 67,832 67,832 Commercial loans 267 — — 267 2,102 122,616 124,985 Residential 1 – 4 family (2) 85 — — 85 — 178,790 178,875 Other consumer loans 1 — — 1 — 1,365 1,366 Total $ 914 $ — $ — $ 914 $ 4,173 $ 792,084 $ 797,171 Total loans: Commercial real estate – owner occupied $ 561 $ — $ — $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate – non-owner (1) — — — — — 282,592 282,592 Construction and land development — — — — — 67,832 67,832 Commercial loans 267 — — 267 2,102 122,616 124,985 Residential 1 – 4 family (2) 204 43 — 247 698 212,303 213,248 Other consumer loans 1 — — 1 — 1,365 1,366 Total $ 1,033 $ 43 $ — $ 1,076 $ 4,871 $ 825,597 $ 831,544 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Non-covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (2) Other Unallocated Total Year ended December 31, 2016 Allowance for loan losses: Beginning balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Charge offs (799 ) — (449 ) (3,370 ) (22 ) (322 ) — (4,962 ) Recoveries 8 — 121 96 10 4 — 239 Provision 511 262 215 3,599 (117 ) 348 94 4,912 Ending balance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Year ended December 31, 2015 Allowance for loan losses: Beginning balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Charge offs (1,067 ) — — (1,174 ) (413 ) (19 ) — (2,673 ) Recoveries 18 18 139 91 259 1 — 526 Provision 1,379 81 (918 ) 2,061 240 17 315 3,175 Ending balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Year ended December 31, 2014 Allowance for loan losses: Beginning balance $ 814 $ 985 $ 1,068 $ 2,797 $ 1,302 $ 54 $ 19 $ 7,039 Charge offs (573 ) — (250 ) (1,998 ) (449 ) — — (3,270 ) Recoveries 10 23 4 125 7 5 — 174 Provision 604 115 822 1,139 462 (10 ) 318 3,450 Ending balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Activity in the allowance for covered loan and lease losses by class of loan for the years ended December 31, 2016, 2015 and 2014 is summarized below (in thousands). Covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (3) Other Unallocated Total Year ended December 31, Allowance for loan losses: Beginning balance $ — $ — $ — $ — $ — $ — $ — $ — Charge offs — — — — — — — — Recoveries — — — — — — — — Adjustments (2) — — — — — — — — Provision — — — — — — — — Ending balance $ — $ — $ — $ — $ — $ — $ — $ — Year ended December 31, Allowance for loan losses: Beginning balance $ — $ — $ — $ — $ 17 $ 4 $ — $ 21 Charge offs — — — — — — — — Recoveries — — — — — — — — Adjustments (2) — — — — (17 ) — — (17 ) Provision — — — — — (4 ) — (4 ) Ending balance $ — $ — $ — $ — $ — $ — $ — $ — Year ended December 31, Allowance for loan losses: Beginning balance $ — $ 45 $ — $ — $ — $ 6 $ — $ 51 Charge offs — — — — — — — — Recoveries — — — — — — — — Adjustments (2) — (36 ) — — 14 (2 ) — (24 ) Provision — (9 ) — — 3 — — (6 ) Ending balance $ — $ — $ — $ — $ 17 $ 4 $ — $ 21 (1) Includes loans secured by farmland and multi-family residential loans. (2) Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC. (3) Includes home equity lines of credit. The following table presents the balance in the allowance for non-covered loan losses and the recorded investment in non-covered loans by portfolio segment and based on impairment method as of December 31, 2016 and 2015 (in thousands): Non-covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (2) Other Unallocated Total December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for $ 150 $ — $ — $ 750 $ — $ — $ — $ 900 Collectively evaluated for 755 1,484 752 2,616 1,279 78 746 7,710 Total ending allowance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Loans: Individually evaluated for $ 6,271 $ — $ — $ 6,380 $ — $ — $ — $ 12,651 Collectively evaluated for 148,536 310,196 91,067 108,985 231,833 856 — 891,473 Total ending loan balances $ 154,807 $ 310,196 $ 91,067 $ 115,365 $ 231,833 $ 856 $ — $ 904,124 December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for $ 439 $ — $ — $ 400 $ — $ — $ — $ 839 Collectively evaluated for 746 1,222 865 2,641 1,408 48 652 7,582 Total ending allowance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Loans: Individually evaluated for $ 7,862 $ 136 $ — $ 5,484 $ — $ — $ — $ 13,482 Collectively evaluated for 133,659 282,456 67,832 119,501 178,875 1,366 — 783,689 Total ending loan balances $ 141,521 $ 282,592 $ 67,832 $ 124,985 $ 178,875 $ 1,366 $ — $ 797,171 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following table presents the balance in the allowance for covered loan losses and the recorded investment in covered loans by portfolio segment and based on impairment method as of December 31, 2016 and 2015 (in thousands). Covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (2) Other Unallocated Total December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment — — — — — — — — Total ending allowance $ — $ — $ — $ — $ — $ — $ — $ — Loans: Individually evaluated for $ — $ — $ — $ — $ 963 $ — $ — $ 963 Collectively evaluated for impairment — — — — 27,217 — — 27,217 Total ending loan balances $ — $ — $ — $ — $ 28,180 $ — $ — $ 28,180 December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment — — — — — — — — Total ending allowance $ — $ — $ — $ — $ — $ — $ — $ — Loans: Individually evaluated for $ — $ — $ — $ — $ 1,066 $ — $ — $ 1,066 Collectively evaluated for impairment — — — — 33,307 — — 33,307 Total ending loan balances $ — $ — $ — $ — $ 34,373 $ — $ — $ 34,373 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Troubled Debt Restructurings A modification is classified as a troubled debt restructuring (“TDR”) if both of the following exist: (1) the borrower is experiencing financial difficulty and (2) the Bank has granted a concession to the borrower. The Bank determines that a borrower may be experiencing financial difficulty if the borrower is currently delinquent on any of its debt, or if the Bank is concerned that the borrower may not be able to perform in accordance with the current terms of the loan agreement in the foreseeable future. Many aspects of the borrower’s financial situation are assessed when determining whether they are experiencing financial difficulty, particularly as it relates to commercial borrowers due to the complex nature of the loan structure, business/industry risk and borrower/guarantor structures. Concessions may include the reduction of an interest rate at a rate lower than current market rate for a new loan with similar risk, extension of the maturity date, reduction of accrued interest, or principal forgiveness. When evaluating whether a concession has been granted, the Bank also considers whether the borrower has provided additional collateral or guarantors and whether such additions adequately compensate the Bank for the restructured terms, or if the revised terms are consistent with those currently being offered to new loan customers. The assessments of whether a borrower is experiencing (or is likely to experience) financial difficulty and whether a concession has been granted is subjective in nature and management’s judgment is required when determining whether a modification is a TDR. Although each occurrence is unique to the borrower and is evaluated separately, for all portfolio segments, TDRs are typically modified through reduction in interest rates, reductions in payments, changing the payment terms from principal and interest to interest only, and/or extensions in term maturity. During the year ending December 31, 2016, there were no loans modified in troubled debt restructurings. One TDR which had been modified in 2013 defaulted during the second quarter of 2015. This loan, in the amount of  $688 thousand, was current as of December 31, 2016. During the year ending December 31, 2015, there were no loans modified in troubled debt restructurings. One TDR which had been modified in 2013 defaulted during the second quarter of 2015. This loan, in the amount of  $699, was current as of December 31, 2015. Credit Quality Indicators Through its system of internal controls Southern National evaluates and segments loan portfolio credit quality on a quarterly basis using regulatory definitions for Special Mention, Substandard and Doubtful. Special Mention loans are considered to be criticized. Substandard and Doubtful loans are considered to be classified. Southern National has no loans classified Doubtful. Special Mention loans are loans that have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position. Substandard loans are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. As of December 31, 2016 and 2015, and based on the most recent analysis performed, the risk category of loans by class of loans was as follows (in thousands): Covered Loans Non-covered Loans Total Loans December 31, 2016 Classified/ (1) Pass Total Special Substandard (3) Pass Total Classified/ Pass Total Commercial real estate – owner occupied $ — $ — $ — $ — $ 6,271 $ 148,536 $ 154,807 $ 6,271 $ 148,536 $ 154,807 Commercial real estate – non-owner occupied (2) — — — — — 310,196 310,196 — 310,196 310,196 Construction and land development — — — — — 91,067 91,067 — 91,067 91,067 Commercial loans — — — 28 6,380 108,957 115,365 6,408 108,957 115,365 Residential 1– 4 family (4) 963 27,217 28,180 — — 231,833 231,833 963 259,050 260,013 Other consumer loans — — — — — 856 856 — 856 856 Total $ 963 $ 27,217 $ 28,180 $ 28 $ 12,651 $ 891,445 $ 904,124 $ 13,642 $ 918,662 $ 932,304 Covered Loans Non-covered Loans Total Loans December 31, 2015 Classified/ (1) Pass Total Special Substandard (3) Pass Total Classified/ Pass Total Commercial real estate – owner occupied $ — $ — $ — $ 3,666 $ 7,862 $ 129,993 $ 141,521 $ 11,528 $ 129,993 $ 141,521 Commercial real estate – non-owner occupied (2) — — — — 136 282,456 282,592 136 282,456 282,592 Construction and land development — — — 552 — 67,280 67,832 552 67,280 67,832 Commercial loans — — — 4,014 5,484 115,487 124,985 9,498 115,487 124,985 Residential 1 – 4 family (4) 1,066 33,307 34,373 — — 178,875 178,875 1,066 212,182 213,248 Other consumer loans — — — — — 1,366 1,366 — 1,366 1,366 Total $ 1,066 $ 33,307 $ 34,373 $ 8,232 $ 13,482 $ 775,457 $ 797,171 $ 22,780 $ 808,764 $ 831,544 (1) Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined. (2) Includes loans secured by farmland and multi-family residential loans. (3) Includes SBA guarantees of  $2.2 million and $3.5 million as of December 31, 2016 and 2015, respectively. (4) Includes home equity lines of credit. The amount of foreclosed residential real estate property held at December 31, 2016 and 2015, was $3.4 million and $4.1 million, respectively. The recorded investment in consumer mortgage loans collateralized by residential real estate property that were in the process of foreclosure was $1.8 million and $763 thousand at December 31, 2016 and 2015, respectively. Purchased Loans The following table presents the carrying amount of purchased impaired and non-impaired loans from the GAB acquisition as of December 31, 2016 and 2015 (in thousands): December 31, 2016 December 31, 2015 Purchased Purchased Total Purchased Purchased Total Commercial real estate $ 1,080 $ 3,630 $ 4,710 $ 1,247 $ 4,045 $ 5,292 Construction and land development — — — — — — Commercial loans 193 347 540 197 314 511 Residential 1 – 4 family — 28,180 28,180 — 34,373 34,373 Other consumer loans — 14 14 — 26 26 Total $ 1,273 $ 32,171 $ 33,444 $ 1,444 $ 38,758 $ 40,202 The indemnification against losses in the non-single family portfolio on the GAB portfolio ended in December 2014. The FDIC indemnification on the GAB residential mortgages and home equity lines of credit continues until December 2019. Changes in the carrying amount and accretable yield for purchased impaired and non-impaired loans from the Greater Atlantic acquisition were as follows for the years ended December 31, 2016 and 2015 (in thousands): December 31, 2016 December 31, 2015 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Accretable Carrying Accretable Carrying Accretable Carrying Accretable Carrying Balance at beginning of period $ — $ 1,444 $ 4,597 $ 38,758 $ — $ 1,480 $ 5,191 $ 44,354 Additions — — — — — — — — Accretion — — (1,085 ) 1,085 — — (1,611 ) 1,611 Reclassifications from nonaccretable balance — — 269 — — — 1,061 — Adjustment-transfer to OREO — — (20 ) (169 ) — — (44 ) (343 ) Payments received — (171 ) — (7,503 ) — (36 ) (6,864 ) Balance at end of period $ — $ 1,273 $ 3,761 $ 32,171 $ — $ 1,444 $ 4,597 $ 38,758 The following table presents the carrying amount of purchased impaired and non-impaired loans from the HarVest acquisition as of December 31, 2016 and 2015 (in thousands): December 31, 2016 December 31, 2015 Purchased Purchased Total Purchased Purchased Total Commercial real estate $ 258 $ 10,150 $ 10,408 $ 296 $ 12,637 $ 12,933 Construction and land development 488 2,996 3,484 552 3,102 3,654 Commercial loans — 2,062 2,062 — 2,745 2,745 Residential 1 – 4 family 818 6,221 7,039 840 9,392 10,232 Other consumer loans — 2 2 — 2 2 Total $ 1,564 $ 21,431 $ 22,995 $ 1,688 $ 27,878 $ 29,566 Changes in the carrying amount and accretable yield for purchased impaired and non-impaired loans from the HarVest acquisition were as follows for the years ended December 31, 2016 and 2015 (in thousands): December 31, 2016 December 31, 2015 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Accretable Carrying Accretable Carrying Accretable Carrying Accretable Carrying Balance at beginning of period $ — $ 1,688 $ 858 $ 27,878 $ — $ 1,771 $ 1,218 $ 32,230 Additions — — — — — — — — Accretion — — (196 ) 139 — — (360 ) 360 Reclassifications from nonaccretable balance — — — — — — — — Payments received — (124 ) — (6,586 ) — (83 ) — (4,712 ) Balance at end of period $ — $ 1,564 $ 662 $ 21,431 $ — $ 1,688 $ 858 $ 27,878 The following table presents the carrying amount of purchased impaired and non-impaired loans from the PGFSB acquisition as of December 31, 2016 and 2015 (in thousands): December 31, 2016 December 31, 2015 Purchased Purchased Total Purchased Purchased Total Commercial real estate $ 225 $ 2,638 $ 2,863 $ 339 $ 2,880 $ 3,219 Construction and land development 355 860 1,215 364 892 1,256 Commercial loans — 116 116 — 174 174 Residential 1 – 4 family — 38,018 38,018 — 47,133 47,133 Other consumer loans — 142 142 — 184 184 Total $ 580 $ 41,774 $ 42,354 $ 703 $ 51,263 $ 51,966 Changes in the carrying amount and accretable yield for purchased impaired and non-impaired loans from the PGFSB acquisition were as follows for the year ended December 31, 2016 and 2015 (in thousands): December 31, 2016 December 31, 2015 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Accretable Carrying Accretable Carrying Accretable Carrying Accretable Carrying Balance at beginning of period $ — $ 703 $ 2,462 $ 51,263 $ — $ 1,020 $ 2,908 $ 58,763 Additions — — — — — — — — Accretion — — (366 ) 365 — (446 ) 446 Reclassifications from nonaccretable balance — — — — — — — — Disbursements — — — — — — — — Adjustment-transfer to OREO — — — — — — — — Payments received — (123 ) — (9,854 ) — (317 ) — (7,946 ) Balance at end of period $ — $ 580 $ 2,096 $ 41,774 $ — $ 703 $ 2,462 $ 51,263

FAIR VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE	4. FAIR VALUE ASC 820-10 establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability The following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Assets Measured on a Recurring Basis Securities Available for Sale Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U. S. agency securities, mortgage-backed securities, obligations of states and political subdivisions and certain corporate, asset-backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of Southern National’s available-for-sale debt securities are considered to be Level 2 securities. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,259 $ — $ 2,259 $ — Trust preferred securities 1,659 — 1,659 — $ 3,918 $ — $ 3,918 $ — Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,312 $ — $ 2,312 $ — Trust preferred securities 1,897 — 1,897 — $ 4,209 $ — $ 4,209 $ — Assets and Liabilities Measured on a Non-recurring Basis: Impaired Loans Generally, we measure the impairment for impaired loans considering the fair value of the loan’s collateral (if the loan is collateral dependent). Fair value of the loan’s collateral is determined by an independent appraisal or evaluation less estimated costs related to selling the collateral. In some cases appraised value is net of costs to sell. Estimated selling costs range from 6% to 10% of collateral valuation at December 31, 2016 and 2015. Fair value is classified as Level 3 in the fair value hierarchy. Non-covered loans identified as impaired totaled $12.7 million (including SBA guarantees of  $2.2 million) as of December 31, 2016 with an allocated allowance for loan losses totaling $900 thousand compared to a carrying amount of  $13.5 million (including SBA guarantees of  $3.5 million) with an allocated allowance for loan losses totaling $839 thousand at December 31, 2015. Covered impaired loans totaled $963 thousand and $1.1 million at December 31, 2016 and 2015, respectively. Other Real Estate Owned (OREO) OREO is evaluated at the time of acquisition and recorded at fair value as determined by independent appraisal or evaluation less cost to sell. In some cases appraised value is net of costs to sell. Selling costs have been in the range from 6% to 7.6% of collateral valuation at December 31, 2016 and 2015. Fair value is classified as Level 3 in the fair value hierarchy. OREO is further evaluated quarterly for any additional impairment. At December 31, 2016, the total amount of non-covered OREO was $8.6 million and we had no covered OREO. As of December 31, 2015, the total amount of non-covered OREO was $10.1 million, and covered OREO was $343 thousand. Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Impaired non-covered loans: Commercial real estate – owner occupied $ 6,121 $ 6,121 Commercial loans 5,630 5,630 Impaired covered loans: Residential 1 – 4 family 963 963 Non-covered other real estate owned: Commercial real estate – owner occupied 1,110 1,110 Commercial real estate – non-owner occupied (1) 237 237 Construction and land development 3,863 3,863 Residential 1 – 4 family 3,407 3,407 Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Impaired non-covered loans: Commercial real estate – owner occupied $ 7,423 $ 7,423 Commercial real estate – non-owner occupied (1) 136 136 Commercial loans 5,084 5,084 Impaired covered loans: Residential 1 – 4 family 1,066 1,066 Non-covered other real estate owned: Commercial real estate – owner occupied 1,110 1,110 Commercial real estate – non-owner occupied (1) 237 237 Construction and land development 5,007 5,007 Residential 1 – 4 family 3,741 3,741 Covered other real estate owned: Residential 1– 4 family 343 343 (1) Includes loans secured by farmland and multi-family residential loans. Fair Value of Financial Instruments The carrying amount, estimated fair values and fair value hierarchy levels (previously defined) of financial instruments were as follows (in thousands): December 31, 2016 December 31, 2015 Fair Value Carrying Fair Carrying Fair Financial assets: Cash and cash equivalents Level 1 $ 47,392 $ 47,392 $ 30,336 $ 30,336 Securities available for sale See previous table 3,918 3,918 4,209 4,209 Securities held to maturity Level 2 85,300 83,344 96,780 96,464 Stock in Federal Reserve Bank and Federal Home Loan Bank n/a 7,929 n/a 6,929 n/a Equity investment in mortgage affiliate Level 3 4,629 4,629 4,459 4,459 Preferred investment in mortgage affiliate Level 3 2,555 2,555 2,555 2,555 Net non-covered loans Level 3 893,625 903,085 786,631 793,541 Net covered loans Level 3 28,180 32,173 34,373 38,077 Accrued interest receivable Level 2 & Level 3 3,202 3,202 2,914 2,914 FDIC indemnification asset Level 3 2,111 528 2,922 745 Financial liabilities: Demand deposits Level 1 124,779 124,779 111,849 111,849 Money market and savings accounts Level 1 182,590 182,590 181,670 181,670 Certificates of deposit Level 3 605,613 605,394 531,775 531,456 Securities sold under agreements to repurchase and other short-term borrowings Level 1 95,000 95,000 69,381 69,381 FHLB long term advances Level 3 — — 15,000 15,041 Accrued interest payable Level 1 & Level 3 1,190 1,190 846 846 Carrying amount is the estimated fair value for cash and cash equivalents, accrued interest receivable and payable, demand deposits, savings accounts, money market accounts, short-term debt, and variable rate loans that reprice frequently and fully. For fixed rate loans or deposits and for variable rate loans with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life. A discount for liquidity risk was not considered necessary in estimating the fair value of loans. It was not practicable to determine the fair value of Federal Reserve Bank and Federal Home Loan Bank stock due to restrictions placed on its transferability. Carrying amount is the estimated fair value for the equity investment and the preferred investment in the mortgage affiliate. Fair value of long-term debt is based on current rates for similar financing. The fair value of the FDIC indemnification asset was determined by discounting estimated future cash flows using the long-term risk free rate plus a premium and represents the present value of our current expectation for recoveries from the FDIC on covered loans. The fair value of off-balance-sheet items is not considered material. The fair value of loans is not presented on an exit price basis.

BANK PREMISES AND EQUIPMENT

BANK PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
BANK PREMISES AND EQUIPMENT	5. BANK PREMISES AND EQUIPMENT Bank premises and equipment as of December 31, 2016 and 2015 were as follows (in thousands): 2016 2015 Land $ 2,261 $ 2,261 Building and improvements 5,842 5,842 Leasehold improvements 2,428 2,428 Furniture and equipment 4,332 4,189 14,863 14,720 Less accumulated depreciation and amortization 6,636 5,838 Bank premises and equipment, net $ 8,227 $ 8,882 Future minimum rental payments required under non-cancelable operating leases for bank premises that have initial or remaining terms in excess of one year as of December 31, 2016 are as follows (in thousands): 2017 $ 1,907 2018 1,630 2019 1,341 2020 825 2021 149 Thereafter 425 $ 6,277 The leases contain options to extend for periods of 2 to 6 years. Rental expense for 2016, 2015 and 2014 was $2.0 million, $2.0 million and $2.0 million, respectively.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	6. GOODWILL AND INTANGIBLE ASSETS Goodwill Southern National has recorded $10.5 million of goodwill at December 31, 2016 and 2015, respectively. Goodwill is evaluated for impairment on an annual basis or more frequently if events or circumstances warrant. Goodwill is primarily related to the 2006 acquisition of 1 st Intangible Assets Intangible assets were as follows at year end (in thousands): December 31, 2016 Gross Carrying Accumulated Net Carrying Amortizable core deposit intangibles $ 7,477 $ (6,603 ) $ 874 December 31, 2015 Gross Carrying Accumulated Net Carrying Amortizable core deposit intangibles $ 7,477 $ (6,384 ) $ 1,093 Estimated amortization expense of intangibles for the years ended December 31 follows (in thousands): 2017 $ 194 2018 184 2019 174 2020 111 2021 111 Thereafter 100 $ 874

FDIC INDEMNIFICATION ASSET

FDIC INDEMNIFICATION ASSET	12 Months Ended
	Dec. 31, 2016
Fdic Indemnification Asset [Abstract]
FDIC INDEMNIFICATION ASSET	7. FDIC INDEMNIFICATION ASSET The indemnification asset represents our estimate of future expected recoveries under the FDIC loss sharing arrangement for covered loans acquired in the Greater Atlantic Bank acquisition in 2009. The estimated fair value of the indemnification asset was $8.8 million at December 4, 2009, the date of acquisition. The following table presents changes in the indemnification asset for the periods indicated (in thousands): 2016 2015 Balance as of January 1 $ 2,922 $ 3,571 Payments from FDIC (18 ) (3 ) Reforecasting adjustment — (16 ) Accretion (amortization) (793 ) (630 ) Balance as of December 31 $ 2,111 $ 2,922 During 2016, and based on the actual historical losses on the loan pools over the previous 24 month period, expected losses on the acquired Greater Atlantic loans (the covered loans) were lower than previously forecasted which results in a lower expected recovery from the FDIC. As of December 31, 2016, we expect to recover $528 thousand from the FDIC under the indemnification agreement. The difference between the carrying amount of  $2.1 million and the estimated recovery is being amortized over the remaining life of the indemnification agreement or the expected life of the loans, whichever is shorter. There were two agreements with the FDIC, one for single family assets which is a 10 year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5 year agreement which expired in December 2014. The current overstatement is due to improvements in the loss estimates in the single family covered loans.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
DEPOSITS	8. DEPOSITS The aggregate amount of time deposits in denominations of  $250 thousand or more at December 31, 2016 and 2015 was $147.6 million and $99.5 million, respectively. At December 31, 2016, the scheduled maturities of time deposits are as follows (in thousands): 2017 $ 335,344 2018 179,719 2019 51,608 2020 16,692 2021 22,250 $ 605,613 The following table sets forth the maturities of certificates of deposit of  $250 thousand and over as of December 31, 2016 (in thousands): Within 3 Months 3 to 6 Months 6 to 12 Months Over 12 Months Total $3,778 $19,926 $44,179 $79,686 $147,569 As of December 31, 2016, we had brokered certificates of deposit in the amount of  $66.5 million and brokered money market deposits of  $14.2 million. At December 31, 2015, we had brokered certificates of deposit in the amount of  $62.0 million, and we had brokered money market deposits of  $15.4 million. For our deposit agreements with certain customers, we hold the collateral in a segregated custodial account. We are required to maintain adequate collateral levels. In the event the collateral fair value falls below stipulated levels, we will pledge additional securities. We closely monitor collateral levels to ensure adequate levels are maintained, while mitigating the potential risk of over-collateralization.

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS	12 Months Ended
	Dec. 31, 2016
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS	9. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS Other short-term borrowings can consist of Federal Home Loan Bank (FHLB) overnight advances, other FHLB advances maturing within one year, federal funds purchased and, until the second quarter of 2016, securities sold under agreements to repurchase that mature within one year, which are secured transactions with customers. During the second quarter of 2016, we discontinued offering securities sold under agreements to repurchase and transferred those accounts into interest-bearing cash management accounts. Other short-term borrowings consist of the following (in thousands): December 31, 2016 2015 2014 FHLB overnight advances $ 50,000 $ 49,000 $ 15,250 Other short-term FHLB advances maturing 3/27/17 10,000 — — Other short-term FHLB advances maturing 5/4/2017 10,000 — — Other short-term FHLB advances maturing 6/5/2017 10,000 — — Other short-term FHLB advances maturing 6/19/2017 5,000 — — Other short-term FHLB advances maturing 12/15/2017 10,000 — — Other short-term FHLB advances maturing 11/4/2016 — 10,000 — Securities sold under agreements to repurchase — 10,381 13,794 Total $ 95,000 $ 69,381 $ 29,044 Weighted average interest rate at year end 0.86 % 0.51 % 0.65 % For the periods ended December 31, 2016, 2015 and 2014: Average outstanding balance $ 66,864 $ 34,673 $ 37,810 Average interest rate during the year 0.74 % 0.76 % 0.51 % Maximum month-end outstanding balance $ 95,000 $ 69,381 $ 66,852 See Note 10 for amounts pledged as collateral to secure FHLB advances. At December 31, 2016 and 2015, we have pledged callable agency securities, residential government-sponsored mortgage-backed securities and collateralized mortgage obligations with a carrying value of  $13.6 million and $26.7 million, respectively, to customers who require collateral for overnight repurchase agreements and other deposits.

FEDERAL HOME LOAN BANK ADVANCES

FEDERAL HOME LOAN BANK ADVANCES - LONG-TERM	12 Months Ended
	Dec. 31, 2016
Advances From Federal Home Loan Banks [Abstract]
FEDERAL HOME LOAN BANK ADVANCES - LONG-TERM	10. FEDERAL HOME LOAN BANK ADVANCES — LONG-TERM At year end, long-term advances from the Federal Home Loan Bank were as follows (in thousands): December 31, 2016 2015 FHLB fixed rate advance maturing June 2017 with a rate of 2.26% $ — $ 5,000 FHLB fixed rate advance maturing June 2017 with a rate of 0.80% — 10,000 Total FHLB advances $ — $ 15,000 Each FHLB advance is payable at its maturity date, with a prepayment penalty for fixed rate advances paid off earlier than maturity. Residential 1-4 family mortgage loans in the amount of approximately $128.9 million and $30.2 million were pledged as collateral for Federal Home Loan Bank of Atlanta (“FHLB”) advances as of December 31, 2016 and 2015, respectively. Home equity lines of credit (HELOCs) in the amount of approximately $17.5 million and $20.9 million were pledged as collateral for FHLB advances at December 31, 2016 and 2015, respectively. Commercial mortgage loans in the amount of approximately $172.6 million and $164.7 million were pledged as collateral for FHLB advances as of December 31, 2016 and 2015, respectively. Investment securities in the amount of  $46.7 million and $44.6 million were pledged as collateral for FHLB advances at December 31, 2016 and 2015, respectively. At December 31, 2016, Sonabank had available collateral to borrow an additional $178.7 million from the FHLB.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
INCOME TAXES	11. INCOME TAXES Net deferred tax assets consist of the following components as of December 31, 2016 and 2015 (in thousands): 2016 2015 Deferred tax assets: Allowance for loan losses $ 2,997 $ 2,934 Organization costs 72 100 Unearned loan fees and other 656 739 Other real estate owned write-downs 945 1,063 FDIC assisted transactions timing difference — 827 Other than temporary impairment charge 369 369 Net unrealized loss on securities available for sale 406 314 Purchase accounting 934 1,205 Deferred compensation 878 707 Other 871 188 Total deferred tax assets 8,128 8,446 Deferred tax liabilities: FDIC indemnification asset 735 1,018 Depreciation 613 712 Total deferred tax liabilities 1,348 1,730 Net deferred tax assets $ 6,780 $ 6,716 No valuation allowance was deemed necessary on deferred tax assets in 2016 or 2015. Management believes that the realization of the deferred tax assets is more likely than not based on the expectation that Southern National will generate the necessary taxable income in future periods. We have no unrecognized tax benefits and do not anticipate any increase in unrecognized benefits during the next twelve months. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is our policy to record such accruals in our income tax accounts; no such accruals existed as of December 31, 2016, 2015 or 2014. Southern National and its subsidiary file a consolidated U. S. federal tax return, and Southern National files a Virginia state income tax return. Sonabank files a Maryland state income tax return. These returns are subject to examination by taxing authorities for all years after 2012. The provision for income taxes consists of the following for the years ended December 31, 2016, 2015 and 2014 (in thousands): 2016 2015 2014 Current tax expense Federal $ 4,781 $ 2,367 $ 4,047 State 285 168 125 Total current tax expense 5,066 2,535 4,172 Deferred tax benefit Federal 28 2,123 (394 ) State 1 9 (24 ) Total deferred tax expense (benefit) 29 2,132 (418 ) Total income tax expense $ 5,095 $ 4,667 $ 3,754 The income tax expense differed from the amount of income tax determined by applying the U.S. Federal income tax rate of 34% to pretax income for the years ended December 31, 2016, 2015 and 2014 due to the following (in thousands): 2016 2015 2014 Computed expected tax expense at statutory rate $ 5,238 $ 4,745 $ 3,821 Reduction in tax expense resulting from: Income from bank-owned life insurance (238 ) (216 ) (210 ) Other, net 95 138 143 Income tax expense $ 5,095 $ 4,667 $ 3,754

EMPLOYEE BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2016
Compensation and Retirement Disclosure [Abstract]
EMPLOYEE BENEFITS	12. EMPLOYEE BENEFITS Southern National has a 401(k) plan that allows employees to make pre-tax contributions for retirement. The 401(k) plan provides for discretionary matching contributions by Southern National. Expense for 2016, 2015 and 2014 was $132 thousand, $108 thousand and $102 thousand, respectively. A deferred compensation plan that covers two executive officers was established in 2007. Under the plan, the Bank pays each participant, or their beneficiary, the amount of compensation deferred plus accrued interest over 10 years, beginning with the individual’s retirement. A liability is accrued for the obligation under these plans. The expense incurred for the deferred compensation in 2016, 2015 and 2014 was $495 thousand, $403 thousand and $340 thousand, respectively. The deferred compensation liability was $2.5 million and $2.0 million as of December 31, 2016 and 2015, respectively.

STOCK- BASED COMPENSATION

STOCK- BASED COMPENSATION	12 Months Ended
	Dec. 31, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK-BASED COMPENSATION	13. STOCK-BASED COMPENSATION In 2004, the Board of Directors adopted a stock option plan that authorized the reservation of up to 302,500 shares of common stock and provided for the granting of stock options to certain directors, officers and employees. The 2010 Stock Awards and Incentive Plan was approved by the Board of Directors in January 2010 and approved by the stockholders at the Annual Meeting in April 2010. The 2010 plan authorized the reservation of an additional 700,000 shares of common stock for the granting of stock awards. The options granted to officers and employees are incentive stock options and the options granted to non-employee directors are non-qualified stock options. The purpose of the plan is to afford key employees an incentive to remain in the employ of Southern National and to assist in the attracting and retaining of non-employee directors by affording them an opportunity to share in Southern National’s future success. Under the plan, the option’s price cannot be less than the fair market value of the stock on the grant date. The maximum term of the options is ten years and options granted may be subject to a graded vesting schedule. Southern National granted 136,000 options during 2016. The fair value of each option granted is estimated on the date of grant using the Black-Scholes options-pricing model. The following weighted-average assumptions were used to value options granted in the years indicated: 2016 2015 2014 Expected life 10 years 10 years 10 years Expected volatility 14.16 % 14.71 % 29.30 % Risk-free interest rate 1.62 % 2.26 % 2.48 % Weighted average fair value per option granted $ 0.63 $ 0.51 $ 2.88 Dividend yield 4.44 % 5.51 % 2.55 % A summary of the activity in the stock option plan for 2016 follows: Shares Weighted Weighted Aggregate Options outstanding, beginning of period 664,400 $ 9.00 Granted 136,000 11.99 Forfeited — — Exercised (18,200 ) 7.44 Options outstanding, end of period 782,200 $ 9.56 6.5 $ 5,301 Vested or expected to vest 782,200 $ 9.56 6.7 $ 5,301 Exercisable at end of period 418,910 $ 7.99 4.7 $ 3,365 Stock-based compensation expense was $260 thousand, $331 thousand and $317 thousand for the years ended December 31, 2016, 2015 and 2014, respectively. As of December 31, 2016, unrecognized compensation expense associated with stock options was $451 thousand which is expected to be recognized over a weighted average period of 2.4 years.

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	12 Months Ended
	Dec. 31, 2016
Financial Instruments With Off Balance Sheet Risk [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	14. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK Southern National is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve elements of credit and funding risk in excess of the amount recognized in the consolidated balance sheet. Letters of credit are written conditional commitments issued by Southern National to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. We had letters of credit outstanding totaling $6.4 million and $6.7 million as of December 31, 2016 and 2015, respectively. Our exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and letters of credit is based on the contractual amount of these instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Unless noted otherwise, we do not require collateral or other security to support financial instruments with credit risk. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments are made predominately for adjustable rate loans, and generally have fixed expiration dates of up to three months or other termination clauses and usually require payment of a fee. Since many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. We evaluate each customer’s creditworthiness on a case-by-case basis. At December 31, 2016 and 2015, we had unfunded lines of credit and undisbursed construction loan funds totaling $135.8 million and $132.3 million, respectively. We had approved loan commitments in the amount of  $6.5 million and $2.7 million as of December 31, 2016 and 2015, respectively. Virtually all of our unfunded lines of credit, undisbursed construction loan funds and approved loan commitments are variable rate.

EARNINGS PER SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
EARNINGS PER SHARE	15. EARNINGS PER SHARE The following is a reconciliation of the denominators of the basic and diluted EPS computations for 2016, 2015 and 2014 (in thousands, except per share data): Income Weighted Per Share For the year ended December 31, 2016 Basic EPS $ 10,312 12,252 $ 0.84 Effect of dilutive stock options and warrants 175 — Diluted EPS $ 10,312 12,427 $ 0.83 For the year ended December 31, 2015 Basic EPS $ 9,289 12,224 $ 0.76 Effect of dilutive stock options and warrants 106 — Diluted EPS $ 9,289 12,330 $ 0.75 For the year ended December 31, 2014 Basic EPS $ 7,483 11,846 $ 0.63 Effect of dilutive stock options and warrants 81 — Diluted EPS $ 7,483 11,927 $ 0.63 There were 678,721 anti-dilutive options and warrants during 2016. There were 643,164 anti-dilutive options and warrants during 2015, and there were 622,593 anti-dilutive options and warrants during 2014.

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2016
Regulatory Matters [Abstract]
REGULATORY MATTERS	16. REGULATORY MATTERS Southern National and its subsidiary bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory — and possibly additional discretionary — actions by regulators that, if undertaken, could have a direct material effect on our financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action (PCA), we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. At December 31, 2016 and 2015, the most recent regulatory notifications categorized the Bank as well capitalized under regulatory framework for prompt corrective action. Quantitative measures established by regulation to ensure capital adequacy require Southern National to maintain minimum amounts and ratios of Total and Tier I capital (as defined in the regulations) to average assets (as defined). Management believes, as of December 31, 2016, that Southern National meets all capital adequacy requirements to which it is subject. The capital amounts and ratios for Southern National and Sonabank at year end are presented in the following table (in thousands): Actual Required (1) To Be Categorized as (2) Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Southern National Common equity tier 1 capital ratio $ 116,076 12.69 % $ 41,171 4.50 % n/a n/a Tier 1 risk-based capital ratio 116,076 12.69 % 54,894 6.00 % n/a n/a Total risk-based capital ratio 124,686 13.63 % 73,193 8.00 % n/a n/a Leverage ratio 116,076 10.56 % 43,965 4.00 % n/a n/a Sonabank Common equity tier 1 capital ratio $ 114,779 12.55 % $ 41,151 4.50 % $ 59,440 6.50 % Tier 1 risk-based capital ratio 114,779 12.55 % 54,868 6.00 % 73,157 8.00 % Total risk-based capital ratio 123,389 13.49 % 73,157 8.00 % 91,447 10.00 % Leverage ratio 114,779 10.45 % 43,947 4.00 % 54,934 5.00 % December 31, 2015 Southern National Common equity tier 1 capital ratio $ 109,276 13.13 % $ 37,254 4.50 % n/a n/a Tier 1 risk-based capital ratio 109,276 13.13 % 49,939 6.00 % n/a n/a Total risk-based capital ratio 117,697 14.14 % 66,585 8.00 % n/a n/a Leverage ratio 109,276 11.06 % 39,509 4.00 % n/a n/a Sonabank Common equity tier 1 capital ratio $ 108,054 12.99 % $ 37,436 4.50 % $ 54,075 6.50 % Tier 1 risk-based capital ratio 108,054 12.99 % 49,915 6.00 % 66,553 8.00 % Total risk-based capital ratio 116,475 14.00 % 66,553 8.00 % 83,192 10.00 % Leverage ratio 108,054 10.94 % 39,493 4.00 % 49,366 5.00 % (1) When fully phased-in on January 1, 2019, the Basel III capital rules include a capital conservation buffer of 2.5% that is added on top of each of the minimum risk-based capital ratios noted above. Implementation began on January 1, 2016 at the 0.625% level and will increase each subsequent January 1, until it reaches 2.5% on January 1, 2019. (2) Prompt corrective action provisions are not applicable at the bank holding company level. Southern National’s principal source of funds for dividend payments is dividends received from the Bank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the capital requirements described above. During 2017, the Bank could, without prior approval, declare dividends of approximately $19.6 million plus any 2017 net profits retained to the date of the dividend declaration.

PARENT COMPANY FINANCIAL INFORM

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	17. PARENT COMPANY FINANCIAL INFORMATION Condensed financial information of Southern National Bancorp of Virginia, Inc. follows (in thousands): CONDENSED BALANCE SHEETS DECEMBER 31, 2016 2015 ASSETS Cash $ 856 $ 823 Investment in subsidiary 125,047 118,413 Other assets 441 400 Total assets $ 126,344 $ 119,636 LIABILITIES AND STOCKHOLDERS’ EQUITY Stockholders’ equity: Common stock $ 123 $ 122 Additional paid in capital 104,884 104,389 Retained earnings 22,126 15,735 Accumulated other comprehensive loss (789 ) (610 ) Total stockholders’ equity 126,344 119,636 Total liabilities and stockholders’ equity $ 126,344 $ 119,636 CONDENSED STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014 (in thousands) 2016 2015 2014 Cash dividends received from Sonabank $ 3,600 $ 6,300 $ 6,500 Other operating expenses 153 204 162 Income before tax benefit and undistributed income of 3,447 6,096 6,338 Income tax benefit (52 ) (69 ) (55 ) Equity in undistributed net income of Sonabank 6,813 3,124 1,090 Net income $ 10,312 $ 9,289 $ 7,483 CONDENSED STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014 (in thousands) 2016 2015 2014 Operating activities: Net income $ 10,312 $ 9,289 $ 7,483 Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiary (10,413 ) (9,424 ) (7,590 ) Other, net 219 262 264 Net cash and cash equivalents provided by operating activities 118 127 157 Investing activities: Dividend from bank subsidiary 3,600 6,300 6,500 Net cash and cash equivalents provided by investing 3,600 6,300 6,500 Financing activities: Issuance of common stock 236 707 886 Repurchase of common stock — (721 ) — Dividend payment on common stock (3,921 ) (6,359 ) (7,239 ) Net cash and cash equivalents used in financing (3,685 ) (6,373 ) (6,353 ) Increase (decrease) in cash and cash equivalents 33 54 304 Cash and cash equivalents at beginning of period 823 769 465 Cash and cash equivalents at end of period $ 856 $ 823 $ 769

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2016
Statement Of Other Comprehensive Income [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	18. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following is a summary of the accumulated other comprehensive loss balances, net of tax (in thousands): Balance at Current Period Balance at Unrealized gains (losses) on securities available for sale $ (440 ) $ (187 ) $ (627 ) Unrecognized loss on securities held to maturity for which other than temporary impairment charges have been taken 311 — 311 Unrealized loss on securities available for sale transferred (481 ) 8 (473 ) Total $ (610 ) $ (179 ) $ (789 )

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2016
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	19. RELATED PARTY TRANSACTIONS Sonabank has entered into loan transactions with STM in the ordinary course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with other customers, and did not, in the opinion of management, involve more than normal credit risk. The following table summarizes the changes in the loan amount outstanding during the periods indicated (in thousands): 2016 2015 Loans outstanding at January 1 $ 10,438 $ 9,383 Principal advances 149,725 132,206 Principal paid (152,037 ) (131,151 ) Balance at December 31 $ 8,126 $ 10,438 Sonabank has established with STM underwriting guidelines under which it will purchase residential construction only, construction loans that convert to permanent, and permanent loans primarily in its Virginia and Maryland footprint from STM. These will be largely loans that do not conform to FNMA or FHLMC standards because of size or acreage. We purchased loans in an aggregate amount of  $77.4 million during 2016, and $51.4 million during 2015. Sonabank has also entered into deposit transactions with its directors, principal officers and STM, all of which are under the same terms as other customers. The aggregate amount of these deposit accounts were $5.9 million and $7.6 million as of December 31, 2016 and 2015, respectively.

QUARTERLY FINANCIAL DATA (UNAUD

QUARTERLY FINANCIAL DATA (UNAUDITED)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY FINANCIAL DATA (UNAUDITED)	20. QUARTERLY FINANCIAL DATA (UNAUDITED) Interest Net Interest Income Net Earnings Per Share Basic Diluted (dollars in thousands) 2016 First quarter $ 11,673 $ 9,712 $ 3,555 $ 2,566 $ 0.21 $ 0.21 Second quarter 12,291 10,174 4,182 2,789 0.23 0.23 Third quarter 12,619 10,373 4,140 2,765 0.23 0.22 Fourth quarter 12,364 10,055 3,530 2,192 0.18 0.18 2015 First quarter $ 10,435 $ 8,927 $ 2,986 $ 2,004 $ 0.16 $ 0.16 Second quarter 10,732 9,024 3,694 2,466 0.20 0.20 Third quarter 11,148 9,183 3,726 2,481 0.20 0.20 Fourth quarter 11,386 9,490 3,550 2,338 0.19 0.19

SUBSEQUENT EVENT

SUBSEQUENT EVENT	12 Months Ended
	Dec. 31, 2016
Subsequent Events [Abstract]
SUBSEQUENT EVENT	21. SUBSEQUENT EVENT On January 20, 2017, Southern National announced that it had completed the sale of  $27 million of its fixed-to-floating rate Subordinated Notes due 2027 (the “Notes”). The Notes will initially bear interest at 5.875% per annum until January 31, 2022; thereafter, the Notes will be payable at an annual floating rate equal to three-month LIBOR plus a spread of 3.95% until maturity or early redemption. Southern National plans to use the net proceeds of the offering for general corporate purposes, including but not limited to, contributing capital to its bank subsidiary to support continued growth.

ORGANIZATION AND SIGNIFICANT 29

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2016
Organization And Significant Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of Southern National and its wholly owned subsidiary. Southern National is a bank holding company that owns all of the outstanding common stock of its banking subsidiary, Sonabank. All material intercompany balances and transactions have been eliminated in consolidation.
Use of Estimates	Use of Estimates The preparation of the consolidated financial statements in conformity with U. S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term include: the determination of the allowance for loan losses, the fair value of investment securities, other than temporary impairment of investment securities, the valuation of goodwill and intangible assets, fair value measurements related to assets acquired and liabilities assumed from business combinations, the FDIC indemnification asset, other real estate owned and deferred tax assets.
Investment Securities	Investment Securities Debt securities that Southern National has the positive intent and ability to hold to maturity are classified as held-to-maturity and carried at amortized cost. Securities classified as available for sale are those debt and equity securities that may be sold in response to changes in interest rates, liquidity needs or other similar factors. Securities available for sale are carried at fair value, with unrealized gains or losses net of deferred taxes, included in accumulated other comprehensive income (loss) in stockholders’ equity. Purchased premiums and discounts are recognized in interest income using the interest method over the terms of the securities without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on the sale of securities are recorded on the settlement date and are determined using the specific identification method. Southern National purchases amortizing investment securities in which the underlying assets are residential mortgage loans subject to prepayments. The actual principal reduction on these assets varies from the expected contractual principal reduction due to principal prepayments resulting from the borrowers’ election to refinance the underlying mortgage based on market and other conditions. The purchase premiums and discounts associated with these assets are amortized or accreted to interest income over the estimated life of the related assets. The estimated life is calculated by projecting future prepayments and the resulting principal cash flows until maturity. Prepayment rate projections utilize actual prepayment speed experience and available market information on like-kind instruments. The prepayment rates form the basis for income recognition of premiums and discounts on the related assets. Changes in prepayment estimates may cause the earnings recognized on these assets to vary over the term that the assets are held, creating volatility in the net interest margin. Prepayment rate assumptions are monitored and updated monthly to reflect actual activity and the most recent market projections. Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, Southern National compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
Loans	Loans Southern National provides mortgage, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by loans secured by real estate throughout its market area. The ability of Southern National’s debtors to honor their contracts is in varying degrees dependent upon the real estate market conditions and general economic conditions in this area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for the allowance for loan losses, purchase premiums and discounts and any deferred loan fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method without anticipating prepayments. As part of the Greater Atlantic Bank (GAB) acquisition, the Bank and the FDIC entered into a loss sharing agreement on approximately $143.4 million (cost basis) of Greater Atlantic Bank’s assets. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreement; we refer to these assets collectively as “covered assets.” The indemnification against losses in the commercial portfolio on the GAB portfolio ended in December 2014. The FDIC indemnification on the GAB residential mortgages and the GAB HELOCS continues until December 2019. Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans.” The accrual of interest on all loans is discontinued at the time the loan is 90 days delinquent unless the credit is well secured and in process of collection. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal and interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Most of Southern National’s business activity is with customers located within Virginia and Maryland. Therefore, our exposure to credit risk is significantly affected by changes in the economy in those areas. We are not dependent on any single customer or group of customers whose insolvency would have a material adverse effect on operations. Southern National has purchased, primarily through acquisitions, individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination. These purchased loans are recorded at fair value such that there is no carryover of the seller’s allowance for loan losses. After acquisition, losses are recognized by an increase in the allowance for loan losses. Purchased credit impaired loans are accounted for using the expected cash flow methodology, and purchased performing loans are accounted for using the contractual cash flow methodology. Such purchased loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as, credit score, loan type, and date of origination. Southern National estimates the amount and timing of expected cash flows for each purchased credit impaired loan or pool, and the expected cash flows in excess of fair value are recorded as interest income over the remaining life of the loan or pool (accretable yield). The excess of the loans’ or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan or pool, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. In accordance with Accounting Standards Codification 310-30, and based on current information and events, if it becomes probable that there is a significant increase in cash flows previously expected to be collected or if actual cash flows are significantly greater than cash flows previously expected, the Bank will recalculate the amount of accretable yield for the acquired loans as the excess of the revised cash flows expected to be collected over the sum of  (1) the initial investment in the loans less less plus
Allowance for Loan and Lease Losses (ALLL)	Allowance for Loan and Lease Losses (ALLL) The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the collection of the principal is unlikely. Recoveries of amounts previously charged-off are credited to the allowance. Management’s determination of the adequacy of the allowance is based on a three year historical average net loss experience for each portfolio segment adjusted for current industry and economic conditions and estimates of their effect on loan collectability. While management uses available information to estimate losses on loans, future additions to the allowance may be necessary based on changes in economic conditions, particularly those affecting real estate values. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component provides for estimated losses in unimpaired loans and is based on historical loss experience adjusted for current factors. A loan is considered impaired when, based on current information and events, it is probable that Southern National will be unable to collect the scheduled payments of principal or interest when due according to the terms of the loan. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual net loss history experienced by Southern National over the most recent three years. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: owner occupied commercial real estate, non-owner occupied commercial real estate, construction and land development, commercial loans, 1 – 4 family residential, and other consumer. While underwriting practices in this environment are more stringent, the bank estimates the effect of internal factors on future net loss experience to be negligible. Management’s estimate of the effect of current external economic environmental conditions on future net loss experience is significant in all loan segments and particularly on loans secured by real estate including single family 1 – 4, non-owner occupied commercial real estate and construction and land development loans. These factors include excess inventory, generally less demand driven in part by fewer qualified borrowers and buyers. These considerations have played a significant role in management’s estimate of the adequacy of the allowance for loan and lease losses. Commercial real estate consists of borrowings secured by owner-occupied and non-owner-occupied commercial real estate. Repayment of these loans is dependent upon rental income or the subsequent sale of the property for loans secured by non-owner-occupied commercial real estate and by cash flows from business operations for owner-occupied commercial real estate. Loans for which the source of repayment is rental income are primarily impacted by local economic conditions which dictate occupancy rates and the amount of rent charged. Commercial real estate loans that are dependent on cash flows from operations can also be adversely affected by current market conditions for their product or service. Construction and land development primarily consist of borrowings to purchase and develop raw land into residential and non-residential properties. Construction loans are extended to individuals as well as corporations for the construction of an individual or multiple properties and are secured by raw land and the subsequent improvements. Repayment of the loans to real estate developers is dependent upon the sale or lease of properties to third parties in a timely fashion upon completion. Should there be delays in construction or a downturn in the market for those properties, there may be significant erosion in value which may be absorbed by Southern National. Commercial loans consist of borrowings for commercial purposes to individuals, corporations, partnerships, sole proprietorships, and other business enterprises. Commercial loans are generally secured by business assets such as equipment, accounts receivable, inventory, or any other asset excluding real estate and generally made to finance capital expenditures or operations. Southern National’s risk exposure is related to deterioration in the value of collateral securing the loan should foreclosure become necessary. Generally, business assets used or produced in operations do not maintain their value upon foreclosure which may require Southern National to write-down the value significantly to sell. Residential real estate loans consist of loans to individuals for the purchase of primary residences with repayment primarily through wage or other income sources of the individual borrower. Southern National’s loss exposure to these loans is dependent on local market conditions for residential properties as loan amounts are determined, in part, by the fair value of the property at origination. On May 15, 2014, we purchased a 44% equity investment and preferred stock of Southern Trust Mortgage (“STM”), a regional mortgage banking company headquartered in Virginia Beach. STM has mortgage banking originators in Virginia, Maryland, North Carolina and South Carolina. Southern Trust Mortgage only originates retail mortgage production. Sonabank has established with STM underwriting guidelines under which it will purchase residential construction only, construction loans that convert to permanent, and permanent loans primarily in its Virginia and Maryland footprint from STM. These will be largely loans that do not conform to FNMA or FHLMC standards because of size or acreage. Other consumer loans are comprised of loans to individuals both unsecured and secured and open-end home equity loans secured by real estate, with repayment dependent on individual wages and other income. The risk of loss on consumer loans is elevated as the collateral securing these loans, if any, rapidly depreciate in value or may be worthless and/or difficult to locate if repossession is necessary. Losses in this portfolio are generally relatively low, however, due to the small individual loan size and the balance outstanding as a percentage of Southern National’s entire portfolio.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from Southern National, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and Southern National does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Equity Method Investments	Equity Method Investments Southern National’s investment in STM, our mortgage affiliate, is being accounted for under the equity method. Under the equity method, the carrying value of Southern National’s investment in STM was originally recorded at cost but is adjusted periodically to record Southern National’s proportionate share of STM’s earnings or losses through noninterest income and decreased by the amount of cash dividends or similar distributions received from STM.
Bank Premises and Equipment	Bank Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight line method with useful lives of 30 years. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years. Leasehold improvements are amortized over the shorter of their estimated useful lives or the lease term.
Goodwill and Intangible Assets	Goodwill and Intangible Assets Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. Southern National has selected August 31 as the date to perform the annual goodwill impairment assessment. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. Other intangible assets consist of core deposit intangible assets arising from whole bank and branch acquisitions and are amortized over their estimated useful lives, which range from 6 to 15 years.
Stock Based Compensation	Stock Based Compensation Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Bank-owned Life Insurance	Bank-owned Life Insurance Southern National has purchased life insurance policies on certain key executives. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Other Real Estate Owned	Other Real Estate Owned Assets acquired through or instead of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, the direct charge-off method is recorded through expense. Operating costs after acquisition are expensed.
Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB)	Stock in Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. We are also required to own FRB stock with a par value equal to 6% of capital. FHLB stock and FRB stock are carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Impairment of Long-Lived Assets	Impairment of Long-Lived Assets Premises and equipment, core deposit intangible assets, the FDIC indemnification asset and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
FDIC Indemnification Asset	FDIC Indemnification Asset The acquisition of Greater Atlantic Bank (GAB) on December 4, 2009 was accounted for under the acquisition method of accounting, and the assets and liabilities were recorded at their estimated fair values. The FDIC indemnification asset was measured separately from each of the covered asset categories as it is not contractually embedded in any of the covered asset categories. The indemnification asset represents the present value of cash flows expected to be received from the FDIC for future losses on covered assets based on the expected credit losses estimated for each covered loan or loan pool and the loss sharing percentages at the acquisition date. Cash flows are discounted at a market-based rate to reflect the uncertainty of the timing of the loss sharing reimbursement from the FDIC. The ultimate collectability of this asset is dependent upon the performance of the underlying covered assets, the passage of time and claims paid by the FDIC. We acquired the Greater Atlantic loans in December 2009 and continuously evaluate our estimates of expected losses on these loans. During 2016, and based on the actual historical losses on the loan pools over the previous 24 month period, expected losses on the acquired Greater Atlantic loans (the covered loans) were lower than previously forecasted which results in a lower expected recovery from the FDIC. As of December 31, 2016, we expect to recover $528 thousand from the FDIC under the indemnification agreement. The difference between the carrying amount of  $2.1 million and the estimated recovery is being amortized over the remaining life of the indemnification agreement or the expected life of the loans, whichever is shorter. There were two agreements with the FDIC, one for single family assets which is a 10 year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5 year agreement which expired in December 2014. The current overstatement is due to improvements in the loss estimates in the single family covered loans.
Retirement Plans	Retirement Plans Employee 401(k) plan expense is the amount of matching contributions. Supplemental retirement plan expense allocates the benefits over years of service.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are such matters that will have a material effect on the financial statements.
Dividend Restriction	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders.
Estimates and Uncertainties	Estimates and Uncertainties Estimates including the fair value of financial instruments, other than temporary impairment, the provision for loan losses, expected loan performance and recoveries from the FDIC, and the evaluation of the recoverability of goodwill and intangible assets involve uncertainties and matters of significant judgment regarding interest rates, credit risk, repayments and prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Operating Segments	Operating Segments While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Discrete financial information is not available other than on a company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Reclassifications	Reclassifications In certain instances, amounts reported in prior years’ consolidated financial statements have been reclassified to conform to the current financial statement presentation. Such reclassifications had no effect on previously reported cash flows, shareholders’ equity or net income.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. We have no unrecognized tax benefits and do not anticipate any increase in unrecognized benefits during the next twelve months. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is our policy to record such accruals in our income tax accounts; no such accruals exist as of December 31, 2016. Southern National and its subsidiary file a consolidated U. S. federal tax return; Sonabank files a Maryland state income tax return and Southern National files a Virginia state income tax return. These returns are subject to examination by taxing authorities for all years after 2012.
Restrictions on Cash	Restrictions on Cash Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements in the amount of  $2.9 million and $872 thousand at December 31, 2016 and 2015, respectively.
Consolidated Statements of Cash Flows	Consolidated Statements of Cash Flows For purposes of reporting cash flows, Southern National defines cash and cash equivalents as cash due from banks and interest-bearing deposits in other banks with maturities less than 90 days. Net cash flows are reported for customer loan and deposit transactions and short-term borrowings.
Earnings Per Share	Earnings Per Share Basic earnings per share (“EPS”) are computed by dividing net income by the weighted average number of common shares outstanding during the year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by SNBV relate solely to outstanding stock options and warrants and are determined using the treasury stock method.
Comprehensive Income (Loss)	Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and the non-credit component of other than temporary impairment of securities held-to-maturity which are also recognized as a separate component of equity.
Off Balance Sheet Credit Related Financial Instruments	Off Balance Sheet Credit Related Financial Instruments In the ordinary course of business, Southern National has entered into commitments to extend credit and standby letters of credit. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In September 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-12, Compensation — Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period In April 2015, the FASB issued ASU No. 2015-03, Simplifying the Presentation of Debt Issuance Costs. In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments In January 2016, the FASB issued ASU 2016-1, Financial Instruments Overall (Topic 825): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-07 , Investments — Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting In May 2014, the FASB issued ASU No. 2014-09, Revenue From Contracts With Customers (Topic 606). These amendments affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (e.g. insurance contracts or lease contracts). This ASU will supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific guidance, and creates a Topic 606, Revenue from Contracts with Customers. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This ASU also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. The ASU allows for either full retrospective or modified retrospective adoption. In August 2015, the FASB issued ASU 2015-14, Revenue From Contracts With Customers (Topic 606): Deferral of the Effective Date. This ASU defers the effective date of ASU 2014-09, Revenue From Contracts With Customers (Topic 606) by one year. The new guidance is effective for interim and annual reporting periods beginning after December 15, 2017. Early adoption is permitted for interim and annual reporting periods beginning after December 15, 2016. Our revenue is balanced between net interest income on financial assets and liabilities, which is explicitly excluded from the scope of the new standard, and noninterest income. The Company has begun to scope its general ledger revenue items and assess its contracts with customers to identify its performance obligations and will continue to evaluate the impact of adoption on our noninterest income and disclosures. In March 2016, the FASB issued ASU 2016-09, Compensation — Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting In June 2016 , Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments During August 2016, the FASB issued new guidance related to the Statement of Cash Flows In January 2017, the FASB issued ASU No. 2017-04, Intangibles — Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities available-for-sale	December 31, 2016 Amortized Gross Unrealized Fair Gains Losses Obligations of states and political subdivisions $ 2,280 $ 9 $ (30 ) $ 2,259 Trust preferred securities 2,590 — (931 ) 1,659 $ 4,870 $ 9 $ (961 ) $ 3,918 December 31, 2015 Amortized Gross Unrealized Fair Gains Losses Obligations of states and political subdivisions $ 2,287 $ 25 $ — $ 2,312 Trust preferred securities 2,590 — (693 ) 1,897 $ 4,877 $ 25 $ (693 ) $ 4,209
Schedule of amortized cost, unrecognized gains and losses, and fair value of held to maturity securities	December 31, 2016 Amortized Gross Unrecognized Fair Gains Losses Residential government-sponsored mortgage-backed securities $ 18,594 $ 308 $ (118 ) 18,784 Residential government-sponsored collateralized mortgage obligations 2,371 — (54 ) 2,317 Government-sponsored agency securities 47,975 28 (1,865 ) 46,138 Obligations of states and political subdivisions 12,706 53 (162 ) 12,597 Trust preferred securities 3,654 — (146 ) 3,508 $ 85,300 $ 389 $ (2,345 ) $ 83,344 December 31, 2015 Amortized Gross Unrecognized Fair Gains Losses Residential government-sponsored mortgage-backed securities $ 20,751 $ 459 $ (22 ) $ 21,188 Residential government-sponsored collateralized mortgage obligations 2,946 — (66 ) 2,880 Government-sponsored agency securities 55,937 222 (618 ) 55,541 Obligations of states and political subdivisions 12,794 157 (67 ) 12,884 Trust preferred securities 4,352 — (381 ) 3,971 $ 96,780 $ 838 $ (1,154 ) $ 96,464
Schedule of fair value and carrying amount, if different, of debt securities, by contractual maturity	Held to Maturity Available for Sale Amortized Fair Value Amortized Fair Value Due in one to five years $ 1,459 $ 1,440 $ — $ — Due in five to ten years 5,727 5,720 — — Due after ten years 57,149 55,083 4,870 3,918 Residential government-sponsored mortgage-backed securities 18,594 18,784 — — Residential government-sponsored collateralized mortgage obligations 2,371 2,317 — — Total $ 85,300 $ 83,344 $ 4,870 $ 3,918
Schedule of present information regarding securities in a continuous unrealized loss position by duration of time in a loss position	Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 1,706 $ (30 ) $ — $ — $ 1,706 $ (30 ) Trust preferred securities — — 1,658 (931 ) 1,658 (931 ) $ 1,706 $ (30 ) $ 1,658 $ (931 ) $ 3,364 $ (961 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 10,238 $ (110 ) $ 457 $ (8 ) $ 10,695 $ (118 ) Residential government-sponsored collateralized mortgage obligations 1,346 (27 ) 971 (27 ) 2,317 (54 ) Government-sponsored agency securities 41,110 (1,865 ) — — 41,110 (1,865 ) Obligations of states and political subdivisions 3,578 (98 ) 1,065 (64 ) 4,643 (162 ) Trust preferred securities — — 3,508 (146 ) 3,508 (146 ) $ 56,272 $ (2,100 ) $ 6,001 $ (245 ) $ 62,273 $ (2,345 ) December 31, 2015 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Trust preferred securities $ — $ — $ 1,897 $ (693 ) $ 1,897 $ (693 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 5,459 $ (14 ) $ 640 $ (8 ) $ 6,099 $ (22 ) Residential government-sponsored collateralized mortgage obligations 512 (5 ) 2,368 (61 ) 2,880 (66 ) Government-sponsored agency securities 35,453 (507 ) 9,878 (111 ) 45,331 (618 ) Obligations of states and political subdivisions — — 2,513 (67 ) 2,513 (67 ) Trust preferred securities — — 3,971 (381 ) 3,971 (381 ) $ 41,424 $ (526 ) $ 19,370 $ (628 ) $ 60,794 $ (1,154 )
Schedule of owned pooled trust preferred securities	Security Tranche Ratings Current Par Book Estimated % of Current Previously (1) Moody’s Fitch Moody’s Fitch Held to Maturity (in thousands) ALESCO VII A1B Senior Aaa AAA A1 A $ 3,688 $ 3,389 $ 3,275 11 % $ 239 MMCF III B Senior Sub A3 A- Ba1 BB 269 265 233 32 % 4 3,957 3,654 3,508 $ 243 Available for Sale Cumulative OTTI (2) TPREF FUNDING II Mezzanine A1 A- Caa3 C 1,500 1,099 623 37 % $ 400 ALESCO V C1 Mezzanine A2 A Caa3 C 2,150 1,491 1,036 10 % 659 3,650 2,590 1,659 $ 1,059 Total $ 7,607 $ 6,244 $ 5,167 (1) Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion (2) Pre-tax
Schedule of credit losses recognized in earnings	2016 2015 2014 Amount of cumulative other-than-temporary impairment related to credit loss $ 1,060 $ 8,949 $ 8,911 Amounts related to credit loss for which an other-than-temporary impairment — — — Amounts related to credit loss for which an other-than-temporary impairment — — 41 Reductions due to sales of securities for which an other-than-temporary impairment was previously recognized — (7,889 ) — Reductions due to realized losses — — (3 ) Amount of cumulative other-than-temporary impairment related to credit loss $ 1,060 $ 1,060 $ 8,949
Schedule of changes in accumulated other comprehensive income by component	For the year ended December 31, 2016 Unrealized Holding Held to Maturity Total Beginning balance $ (440 ) $ (170 ) $ (610 ) Other comprehensive income/(loss) before reclassifications (187 ) 8 $ (179 ) Amounts reclassified from accumulated other comprehensive income/(loss) — — — Net current-period other comprehensive income/(loss) (187 ) 8 (179 ) Ending balance $ (627 ) $ (162 ) $ (789 ) For the year ended December 31, 2015 Unrealized Holding Held to Maturity Total Beginning balance $ (6 ) $ (3,014 ) $ (3,020 ) Other comprehensive income/(loss) before reclassifications (434 ) 21 $ (413 ) Amounts reclassified from accumulated other comprehensive income/(loss) — 2,823 2,823 Net current-period other comprehensive income/(loss) (434 ) 2,844 2,410 Ending balance $ (440 ) $ (170 ) $ (610 ) For the year ended December 31, 2014 Unrealized Holding Held to Maturity Total Beginning balance $ (203 ) $ (2,987 ) $ (3,190 ) Other comprehensive income/(loss) before reclassifications 197 (27 ) 170 Amounts reclassified from accumulated other comprehensive income/(loss) — — — Net current-period other comprehensive income/(loss) 197 (27 ) 170 Ending balance $ (6 ) $ (3,014 ) $ (3,020 )

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2016
Accounts Notes And Loans Receivable [Line Items]
Schedule of loans, net of unearned income	Covered (1) Non-covered Total Covered (1) Non-covered Total December 31, 2016 December 31, 2015 Loans secured by real estate: Commercial real estate – $ — $ 154,807 $ 154,807 $ — $ 141,521 $ 141,521 Commercial real estate – — 279,634 279,634 — 256,513 256,513 Secured by farmland — 541 541 — 578 578 Construction and land loans — 91,067 91,067 — 67,832 67,832 Residential 1– 4 family 10,519 220,291 230,810 12,994 165,077 178,071 Multi-family residential — 30,021 30,021 — 25,501 25,501 Home equity lines of credit 17,661 11,542 29,203 21,379 13,798 35,177 Total real estate loans 28,180 787,903 816,083 34,373 670,820 705,193 Commercial loans — 115,365 115,365 — 124,985 124,985 Consumer loans — 856 856 — 1,366 1,366 Gross loans 28,180 904,124 932,304 34,373 797,171 831,544 Less deferred fees on loans — (1,889 ) (1,889 ) — (2,119 ) (2,119 ) Loans, net of deferred fees $ 28,180 $ 902,235 $ 930,415 $ 34,373 $ 795,052 $ 829,425 (1) Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.
Schedule of summary of impaired loans	Covered Loans Non-covered Loans Total Loans December 31, 2016 Recorded Unpaid Related Recorded (1) Unpaid Related Recorded Unpaid Related With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 5,583 $ 5,592 $ — $ 5,583 $ 5,592 $ — Commercial real estate – non-owner (2) — — — — — — — — — Construction and land development — — — — — — — — — Commercial loans — — — 3,002 3,603 — 3,002 3,603 — Residential 1 – 4 family (4) 963 1,113 — — — — 963 1,113 — Other consumer loans — — — — — — — — — Total $ 963 $ 1,113 $ — $ 8,585 $ 9,195 $ — $ 9,548 $ 10,308 $ — With an allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 688 $ 688 $ 150 $ 688 $ 688 $ 150 Commercial real estate – non-owner (2) — — — — — — — — — Construction and land development — — — — — — — — — Commercial loans — — — 3,378 5,798 750 3,378 5,798 750 Residential 1 – 4 family (4) — — — — — — — — Other consumer loans — — — — — — — — — Total $ — $ — $ — $ 4,066 $ 6,486 $ 900 $ 4,066 $ 6,486 $ 900 Grand total $ 963 $ 1,113 $ — $ 12,651 $ 15,681 $ 900 $ 13,614 $ 16,794 $ 900 (1) Recorded investment is after cumulative prior charge offs of  $3.0 million. These loans also have aggregate SBA guarantees of  $2.2 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. Covered Loans Non-covered Loans Total Loans December 31, 2015 Recorded Unpaid Related Recorded (1) Unpaid Related Recorded Unpaid Related With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 6,492 $ 6,986 $ — $ 6,492 $ 6,986 $ — Commercial real estate – non-owner (2) — — — 136 230 — 136 230 — Construction and land development — — — — — — — — — Commercial loans — — — 2,102 2,698 — 2,102 2,698 — Residential 1– 4 family (4) 1,066 1,243 — — — — 1,066 1,243 — Other consumer loans — — — — — — — — — Total $ 1,066 $ 1,243 $ — $ 8,730 $ 9,914 $ — $ 9,796 $ 11,157 $ — With an allowance recorded Commercial real estate – owner occupied $ — $ — $ — $ 1,370 $ 1,484 $ 439 $ 1,370 $ 1,484 $ 439 Commercial real estate – non-owner (2) — — — — — — — — — Construction and land development — — — — — — — — — Commercial loans — — — 3,382 3,382 400 3,382 3,382 400 Residential 1– 4 family (4) — — — — — — — — — Other consumer loans — — — — — — — — — Total $ — $ — $ — $ 4,752 $ 4,866 $ 839 $ 4,752 $ 4,866 $ 839 Grand total $ 1,066 $ 1,243 $ — $ 13,482 $ 14,780 $ 839 $ 14,548 $ 16,023 $ 839 (1) Recorded investment is after cumulative prior charge offs of  $1.2 million. These loans also have aggregate SBA guarantees of  $3.5 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit.
Schedule of details of average recorded investment and interest income for impaired loans recognized by class of loans	Covered Loans Non-covered Loans Total Loans Year ended 12/31/16 Average Interest Average Interest Average Interest With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ 6,454 $ 292 $ 6,454 $ 292 Commercial real estate – non-owner (1) — — 103 3 103 3 Construction and land development — — — — — — Commercial loans — — 2,888 54 2,888 54 Residential 1– 4 family (2) 988 32 — — 988 32 Other consumer loans — — — — — — Total $ 988 $ 32 $ 9,445 $ 349 $ 10,433 $ 381 With an allowance recorded Commercial real estate – owner occupied $ — $ — $ 694 $ 31 $ 694 $ 31 Commercial real estate – non-owner (1) — — — — — — Construction and land development — — — — — — Commercial loans — — 3,402 155 3,402 155 Residential 1 – 4 family (2) — — — — — — Other consumer loans — — — — — — Total $ — $ — $ 4,096 $ 186 $ 4,096 $ 186 Grand total $ 988 $ 32 $ 13,541 $ 535 $ 14,529 $ 567 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Covered Loans Non-covered Loans Total Loans Year ended 12/31/15 Average Interest Average Interest Average Interest With no related allowance recorded Commercial real estate – owner occupied $ — $ — $ 7,156 $ 297 $ 7,156 $ 297 Commercial real estate – non-owner (1) — — 822 11 822 11 Construction and land development — — 89 — 89 — Commercial loans — — 3,428 — 3,428 — Residential 1– 4 family (2) 1,501 26 — — 1,501 26 Other consumer loans — — — — — — Total $ 1,501 $ 26 $ 11,495 $ 308 $ 12,996 $ 334 With an allowance recorded Commercial real estate – owner occupied $ — $ — $ 2,259 $ 42 $ 2,259 $ 42 Commercial real estate – non-owner (1) — — — — — — Construction and land development — — 93 — 93 — Commercial loans — — 3,488 213 3,488 213 Residential 1 – 4 family (2) — — 416 — 416 — Other consumer loans — — — — — — Total $ — $ — $ 6,256 $ 255 $ 6,256 $ 255 Grand total $ 1,501 $ 26 $ 17,751 $ 563 $ 19,252 $ 589 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Covered Loans Non-covered Loans Total Loans Year ended 12/31/14 Average Interest Average Interest Average Interest With no related allowance recorded Commercial real estate – owner occupied $ 599 $ — $ 9,508 $ 511 $ 10,107 $ 511 Commercial real estate – non-owner (1) 1,611 — 581 — 2,192 — Construction and land development — — 421 — 421 — Commercial loans — — 6,154 223 6,154 223 Residential 1 – 4 family (2) 1,317 40 3,984 — 5,301 40 Other consumer loans — — — — — — Total $ 3,527 $ 40 $ 20,648 $ 734 $ 24,175 $ 774 With an allowance recorded Commercial real estate – owner occupied $ — $ — $ 382 $ 14 $ 382 $ 14 Commercial real estate – non-owner (1) — — — — — — Construction and land development — — 93 — 93 — Commercial loans — — 955 — 955 — Residential 1 – 4 family (2) — — 415 — 415 — Other consumer loans — — — — — — Total $ — $ — $ 1,845 $ 14 $ 1,845 $ 14 Grand total $ 3,527 $ 40 $ 22,493 $ 748 $ 26,020 $ 788 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit
Schedule of details of aging of the recorded investment in past due loans by class of loans	December 31, 2016 30 – 59 60 – 89 90 Days Total Nonaccrual Loans Not Total Covered loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ — $ — $ — Commercial real estate – non-owner (1) — — — — — — — Construction and land development — — — — — — — Commercial loans — — — — — — — Residential 1 – 4 family (2) 221 95 — 316 850 27,014 28,180 Other consumer loans — — — — — — — Total $ 221 $ 95 $ — $ 316 $ 850 $ 27,014 $ 28,180 Non-covered loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ 637 $ 154,170 $ 154,807 Commercial real estate – non-owner (1) — — — — — 310,196 310,196 Construction and land development — — — — — 91,067 91,067 Commercial loans 1,349 — — 1,349 3,158 110,858 115,365 Residential 1 – 4 family (2) 1,011 — — 1,011 — 230,822 231,833 Other consumer loans — — — — 856 856 Total $ 2,360 $ — $ — $ 2,360 $ 3,795 $ 897,969 $ 904,124 Total loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ 637 $ 154,170 $ 154,807 Commercial real estate – non-owner (1) — — — — — 310,196 310,196 Construction and land development — — — — — 91,067 91,067 Commercial loans 1,349 — — 1,349 3,158 110,858 115,365 Residential 1 – 4 family (2) 1,232 95 — 1,327 850 257,836 260,013 Other consumer loans — — — — — 856 856 Total $ 2,581 $ 95 $ — $ 2,676 $ 4,645 $ 924,983 $ 932,304 December 31, 2015 30 – 59 60 – 89 90 Days Total Nonaccrual Loans Not Total Covered loans: Commercial real estate – owner occupied $ — $ — $ — $ — $ — $ — $ — Commercial real estate – non-owner (1) — — — — — — — Construction and land development — — — — — — — Commercial loans — — — — — — — Residential 1 – 4 family (2) 119 43 — 162 698 33,513 34,373 Other consumer loans — — — — — — — Total $ 119 $ 43 $ — $ 162 $ 698 $ 33,513 $ 34,373 Non-covered loans: Commercial real estate – owner occupied $ 561 $ — $ — $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate – non-owner (1) — — — — — 282,592 282,592 Construction and land development — — — — — 67,832 67,832 Commercial loans 267 — — 267 2,102 122,616 124,985 Residential 1 – 4 family (2) 85 — — 85 — 178,790 178,875 Other consumer loans 1 — — 1 — 1,365 1,366 Total $ 914 $ — $ — $ 914 $ 4,173 $ 792,084 $ 797,171 Total loans: Commercial real estate – owner occupied $ 561 $ — $ — $ 561 $ 2,071 $ 138,889 $ 141,521 Commercial real estate – non-owner (1) — — — — — 282,592 282,592 Construction and land development — — — — — 67,832 67,832 Commercial loans 267 — — 267 2,102 122,616 124,985 Residential 1 – 4 family (2) 204 43 — 247 698 212,303 213,248 Other consumer loans 1 — — 1 — 1,365 1,366 Total $ 1,033 $ 43 $ — $ 1,076 $ 4,871 $ 825,597 $ 831,544 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of activity in the allowance for non-covered and covered loan and lease losses by class of loan	Non-covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (2) Other Unallocated Total Year ended December 31, 2016 Allowance for loan losses: Beginning balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Charge offs (799 ) — (449 ) (3,370 ) (22 ) (322 ) — (4,962 ) Recoveries 8 — 121 96 10 4 — 239 Provision 511 262 215 3,599 (117 ) 348 94 4,912 Ending balance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Year ended December 31, 2015 Allowance for loan losses: Beginning balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 Charge offs (1,067 ) — — (1,174 ) (413 ) (19 ) — (2,673 ) Recoveries 18 18 139 91 259 1 — 526 Provision 1,379 81 (918 ) 2,061 240 17 315 3,175 Ending balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Year ended December 31, 2014 Allowance for loan losses: Beginning balance $ 814 $ 985 $ 1,068 $ 2,797 $ 1,302 $ 54 $ 19 $ 7,039 Charge offs (573 ) — (250 ) (1,998 ) (449 ) — — (3,270 ) Recoveries 10 23 4 125 7 5 — 174 Provision 604 115 822 1,139 462 (10 ) 318 3,450 Ending balance $ 855 $ 1,123 $ 1,644 $ 2,063 $ 1,322 $ 49 $ 337 $ 7,393 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (3) Other Unallocated Total Year ended December 31, Allowance for loan losses: Beginning balance $ — $ — $ — $ — $ — $ — $ — $ — Charge offs — — — — — — — — Recoveries — — — — — — — — Adjustments (2) — — — — — — — — Provision — — — — — — — — Ending balance $ — $ — $ — $ — $ — $ — $ — $ — Year ended December 31, Allowance for loan losses: Beginning balance $ — $ — $ — $ — $ 17 $ 4 $ — $ 21 Charge offs — — — — — — — — Recoveries — — — — — — — — Adjustments (2) — — — — (17 ) — — (17 ) Provision — — — — — (4 ) — (4 ) Ending balance $ — $ — $ — $ — $ — $ — $ — $ — Year ended December 31, Allowance for loan losses: Beginning balance $ — $ 45 $ — $ — $ — $ 6 $ — $ 51 Charge offs — — — — — — — — Recoveries — — — — — — — — Adjustments (2) — (36 ) — — 14 (2 ) — (24 ) Provision — (9 ) — — 3 — — (6 ) Ending balance $ — $ — $ — $ — $ 17 $ 4 $ — $ 21 (1) Includes loans secured by farmland and multi-family residential loans. (2) Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC. (3) Includes home equity lines of credit.
Schedule of allowance for non-covered loan and covered loan losses and the recorded investment by portfolio segment	Non-covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (2) Other Unallocated Total December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for $ 150 $ — $ — $ 750 $ — $ — $ — $ 900 Collectively evaluated for 755 1,484 752 2,616 1,279 78 746 7,710 Total ending allowance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Loans: Individually evaluated for $ 6,271 $ — $ — $ 6,380 $ — $ — $ — $ 12,651 Collectively evaluated for 148,536 310,196 91,067 108,985 231,833 856 — 891,473 Total ending loan balances $ 154,807 $ 310,196 $ 91,067 $ 115,365 $ 231,833 $ 856 $ — $ 904,124 December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for $ 439 $ — $ — $ 400 $ — $ — $ — $ 839 Collectively evaluated for 746 1,222 865 2,641 1,408 48 652 7,582 Total ending allowance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Loans: Individually evaluated for $ 7,862 $ 136 $ — $ 5,484 $ — $ — $ — $ 13,482 Collectively evaluated for 133,659 282,456 67,832 119,501 178,875 1,366 — 783,689 Total ending loan balances $ 141,521 $ 282,592 $ 67,832 $ 124,985 $ 178,875 $ 1,366 $ — $ 797,171 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Covered loans: Commercial Commercial (1) Construction Commercial 1 – 4 Family (2) Other Unallocated Total December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment — — — — — — — — Total ending allowance $ — $ — $ — $ — $ — $ — $ — $ — Loans: Individually evaluated for $ — $ — $ — $ — $ 963 $ — $ — $ 963 Collectively evaluated for impairment — — — — 27,217 — — 27,217 Total ending loan balances $ — $ — $ — $ — $ 28,180 $ — $ — $ 28,180 December 31, 2015 Ending allowance balance attributable to loans: Individually evaluated for $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment — — — — — — — — Total ending allowance $ — $ — $ — $ — $ — $ — $ — $ — Loans: Individually evaluated for $ — $ — $ — $ — $ 1,066 $ — $ — $ 1,066 Collectively evaluated for impairment — — — — 33,307 — — 33,307 Total ending loan balances $ — $ — $ — $ — $ 34,373 $ — $ — $ 34,373 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of the risk category of loans by class of loans	Covered Loans Non-covered Loans Total Loans December 31, 2016 Classified/ (1) Pass Total Special Substandard (3) Pass Total Classified/ Pass Total Commercial real estate – owner occupied $ — $ — $ — $ — $ 6,271 $ 148,536 $ 154,807 $ 6,271 $ 148,536 $ 154,807 Commercial real estate – non-owner occupied (2) — — — — — 310,196 310,196 — 310,196 310,196 Construction and land development — — — — — 91,067 91,067 — 91,067 91,067 Commercial loans — — — 28 6,380 108,957 115,365 6,408 108,957 115,365 Residential 1– 4 family (4) 963 27,217 28,180 — — 231,833 231,833 963 259,050 260,013 Other consumer loans — — — — — 856 856 — 856 856 Total $ 963 $ 27,217 $ 28,180 $ 28 $ 12,651 $ 891,445 $ 904,124 $ 13,642 $ 918,662 $ 932,304 Covered Loans Non-covered Loans Total Loans December 31, 2015 Classified/ (1) Pass Total Special Substandard (3) Pass Total Classified/ Pass Total Commercial real estate – owner occupied $ — $ — $ — $ 3,666 $ 7,862 $ 129,993 $ 141,521 $ 11,528 $ 129,993 $ 141,521 Commercial real estate – non-owner occupied (2) — — — — 136 282,456 282,592 136 282,456 282,592 Construction and land development — — — 552 — 67,280 67,832 552 67,280 67,832 Commercial loans — — — 4,014 5,484 115,487 124,985 9,498 115,487 124,985 Residential 1 – 4 family (4) 1,066 33,307 34,373 — — 178,875 178,875 1,066 212,182 213,248 Other consumer loans — — — — — 1,366 1,366 — 1,366 1,366 Total $ 1,066 $ 33,307 $ 34,373 $ 8,232 $ 13,482 $ 775,457 $ 797,171 $ 22,780 $ 808,764 $ 831,544 (1) Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined. (2) Includes loans secured by farmland and multi-family residential loans. (3) Includes SBA guarantees of  $2.2 million and $3.5 million as of December 31, 2016 and 2015, respectively. (4) Includes home equity lines of credit.
GAB acquisition
Accounts Notes And Loans Receivable [Line Items]
Schedule of carrying amount of covered purchased impaired and non-impaired loans	December 31, 2016 December 31, 2015 Purchased Purchased Total Purchased Purchased Total Commercial real estate $ 1,080 $ 3,630 $ 4,710 $ 1,247 $ 4,045 $ 5,292 Construction and land development — — — — — — Commercial loans 193 347 540 197 314 511 Residential 1 – 4 family — 28,180 28,180 — 34,373 34,373 Other consumer loans — 14 14 — 26 26 Total $ 1,273 $ 32,171 $ 33,444 $ 1,444 $ 38,758 $ 40,202
Schedule of carrying amount and accretable yield for covered purchased impaired and non-impaired loans	December 31, 2016 December 31, 2015 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Accretable Carrying Accretable Carrying Accretable Carrying Accretable Carrying Balance at beginning of period $ — $ 1,444 $ 4,597 $ 38,758 $ — $ 1,480 $ 5,191 $ 44,354 Additions — — — — — — — — Accretion — — (1,085 ) 1,085 — — (1,611 ) 1,611 Reclassifications from nonaccretable balance — — 269 — — — 1,061 — Adjustment-transfer to OREO — — (20 ) (169 ) — — (44 ) (343 ) Payments received — (171 ) — (7,503 ) — (36 ) (6,864 ) Balance at end of period $ — $ 1,273 $ 3,761 $ 32,171 $ — $ 1,444 $ 4,597 $ 38,758
HarVest acquisition
Accounts Notes And Loans Receivable [Line Items]
Schedule of carrying amount of covered purchased impaired and non-impaired loans	December 31, 2016 December 31, 2015 Purchased Purchased Total Purchased Purchased Total Commercial real estate $ 258 $ 10,150 $ 10,408 $ 296 $ 12,637 $ 12,933 Construction and land development 488 2,996 3,484 552 3,102 3,654 Commercial loans — 2,062 2,062 — 2,745 2,745 Residential 1 – 4 family 818 6,221 7,039 840 9,392 10,232 Other consumer loans — 2 2 — 2 2 Total $ 1,564 $ 21,431 $ 22,995 $ 1,688 $ 27,878 $ 29,566
Schedule of carrying amount and accretable yield for covered purchased impaired and non-impaired loans	December 31, 2016 December 31, 2015 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Accretable Carrying Accretable Carrying Accretable Carrying Accretable Carrying Balance at beginning of period $ — $ 1,688 $ 858 $ 27,878 $ — $ 1,771 $ 1,218 $ 32,230 Additions — — — — — — — — Accretion — — (196 ) 139 — — (360 ) 360 Reclassifications from nonaccretable balance — — — — — — — — Payments received — (124 ) — (6,586 ) — (83 ) — (4,712 ) Balance at end of period $ — $ 1,564 $ 662 $ 21,431 $ — $ 1,688 $ 858 $ 27,878
Prince George's Federal Savings Bank
Accounts Notes And Loans Receivable [Line Items]
Schedule of carrying amount of covered purchased impaired and non-impaired loans	December 31, 2016 December 31, 2015 Purchased Purchased Total Purchased Purchased Total Commercial real estate $ 225 $ 2,638 $ 2,863 $ 339 $ 2,880 $ 3,219 Construction and land development 355 860 1,215 364 892 1,256 Commercial loans — 116 116 — 174 174 Residential 1 – 4 family — 38,018 38,018 — 47,133 47,133 Other consumer loans — 142 142 — 184 184 Total $ 580 $ 41,774 $ 42,354 $ 703 $ 51,263 $ 51,966
Schedule of carrying amount and accretable yield for covered purchased impaired and non-impaired loans	December 31, 2016 December 31, 2015 Purchased Impaired Purchased Non-impaired Purchased Impaired Purchased Non-impaired Accretable Carrying Accretable Carrying Accretable Carrying Accretable Carrying Balance at beginning of period $ — $ 703 $ 2,462 $ 51,263 $ — $ 1,020 $ 2,908 $ 58,763 Additions — — — — — — — — Accretion — — (366 ) 365 — (446 ) 446 Reclassifications from nonaccretable balance — — — — — — — — Disbursements — — — — — — — — Adjustment-transfer to OREO — — — — — — — — Payments received — (123 ) — (9,854 ) — (317 ) — (7,946 ) Balance at end of period $ — $ 580 $ 2,096 $ 41,774 $ — $ 703 $ 2,462 $ 51,263

FAIR VALUE (Tables)

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of assets measured at fair value on a recurring basis	Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,259 $ — $ 2,259 $ — Trust preferred securities 1,659 — 1,659 — $ 3,918 $ — $ 3,918 $ — Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,312 $ — $ 2,312 $ — Trust preferred securities 1,897 — 1,897 — $ 4,209 $ — $ 4,209 $ —
Schedule of assets measured at fair value on non recurring basis	Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Impaired non-covered loans: Commercial real estate – owner occupied $ 6,121 $ 6,121 Commercial loans 5,630 5,630 Impaired covered loans: Residential 1 – 4 family 963 963 Non-covered other real estate owned: Commercial real estate – owner occupied 1,110 1,110 Commercial real estate – non-owner occupied (1) 237 237 Construction and land development 3,863 3,863 Residential 1 – 4 family 3,407 3,407 Fair Value Measurements Using Total at Quoted Prices in Significant Significant (dollars in thousands) Impaired non-covered loans: Commercial real estate – owner occupied $ 7,423 $ 7,423 Commercial real estate – non-owner occupied (1) 136 136 Commercial loans 5,084 5,084 Impaired covered loans: Residential 1 – 4 family 1,066 1,066 Non-covered other real estate owned: Commercial real estate – owner occupied 1,110 1,110 Commercial real estate – non-owner occupied (1) 237 237 Construction and land development 5,007 5,007 Residential 1 – 4 family 3,741 3,741 Covered other real estate owned: Residential 1– 4 family 343 343 (1) Includes loans secured by farmland and multi-family residential loans.
Schedule of estimated fair values and fair value hierarchy levels of financial instruments	December 31, 2016 December 31, 2015 Fair Value Carrying Fair Carrying Fair Financial assets: Cash and cash equivalents Level 1 $ 47,392 $ 47,392 $ 30,336 $ 30,336 Securities available for sale See previous table 3,918 3,918 4,209 4,209 Securities held to maturity Level 2 85,300 83,344 96,780 96,464 Stock in Federal Reserve Bank and Federal Home Loan Bank n/a 7,929 n/a 6,929 n/a Equity investment in mortgage affiliate Level 3 4,629 4,629 4,459 4,459 Preferred investment in mortgage affiliate Level 3 2,555 2,555 2,555 2,555 Net non-covered loans Level 3 893,625 903,085 786,631 793,541 Net covered loans Level 3 28,180 32,173 34,373 38,077 Accrued interest receivable Level 2 & Level 3 3,202 3,202 2,914 2,914 FDIC indemnification asset Level 3 2,111 528 2,922 745 Financial liabilities: Demand deposits Level 1 124,779 124,779 111,849 111,849 Money market and savings accounts Level 1 182,590 182,590 181,670 181,670 Certificates of deposit Level 3 605,613 605,394 531,775 531,456 Securities sold under agreements to repurchase and other short-term borrowings Level 1 95,000 95,000 69,381 69,381 FHLB long term advances Level 3 — — 15,000 15,041 Accrued interest payable Level 1 & Level 3 1,190 1,190 846 846

BANK PREMISES AND EQUIPMENT (Ta

BANK PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Schedule of bank premises and equipment	2016 2015 Land $ 2,261 $ 2,261 Building and improvements 5,842 5,842 Leasehold improvements 2,428 2,428 Furniture and equipment 4,332 4,189 14,863 14,720 Less accumulated depreciation and amortization 6,636 5,838 Bank premises and equipment, net $ 8,227 $ 8,882
Schedule of future minimum rental payments required under non-cancelable operating leases for bank premises	2017 $ 1,907 2018 1,630 2019 1,341 2020 825 2021 149 Thereafter 425 $ 6,277

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of acquired intangible assets	December 31, 2016 Gross Carrying Accumulated Net Carrying Amortizable core deposit intangibles $ 7,477 $ (6,603 ) $ 874 December 31, 2015 Gross Carrying Accumulated Net Carrying Amortizable core deposit intangibles $ 7,477 $ (6,384 ) $ 1,093
Schedule of estimated amortization expense of intangibles	2017 $ 194 2018 184 2019 174 2020 111 2021 111 Thereafter 100 $ 874

FDIC INDEMNIFICATION ASSET (Tab

FDIC INDEMNIFICATION ASSET (Tables)	12 Months Ended
	Dec. 31, 2016
Fdic Indemnification Asset [Abstract]
Schedule of changes in the indemnification asset	2016 2015 Balance as of January 1 $ 2,922 $ 3,571 Payments from FDIC (18 ) (3 ) Reforecasting adjustment — (16 ) Accretion (amortization) (793 ) (630 ) Balance as of December 31 $ 2,111 $ 2,922

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Schedule of scheduled maturities of time deposits	2017 $ 335,344 2018 179,719 2019 51,608 2020 16,692 2021 22,250 $ 605,613
Schedule of maturities of certificates of deposit	Within 3 Months 3 to 6 Months 6 to 12 Months Over 12 Months Total $3,778 $19,926 $44,179 $79,686 $147,569

SECURITIES SOLD UNDER AGREEME37

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2016
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
Schedule of other short-term borrowings	December 31, 2016 2015 2014 FHLB overnight advances $ 50,000 $ 49,000 $ 15,250 Other short-term FHLB advances maturing 3/27/17 10,000 — — Other short-term FHLB advances maturing 5/4/2017 10,000 — — Other short-term FHLB advances maturing 6/5/2017 10,000 — — Other short-term FHLB advances maturing 6/19/2017 5,000 — — Other short-term FHLB advances maturing 12/15/2017 10,000 — — Other short-term FHLB advances maturing 11/4/2016 — 10,000 — Securities sold under agreements to repurchase — 10,381 13,794 Total $ 95,000 $ 69,381 $ 29,044 Weighted average interest rate at year end 0.86 % 0.51 % 0.65 % For the periods ended December 31, 2016, 2015 and 2014: Average outstanding balance $ 66,864 $ 34,673 $ 37,810 Average interest rate during the year 0.74 % 0.76 % 0.51 % Maximum month-end outstanding balance $ 95,000 $ 69,381 $ 66,852

FEDERAL HOME LOAN BANK ADVANC38

FEDERAL HOME LOAN BANK ADVANCES - LONG-TERM (Tables)	12 Months Ended
	Dec. 31, 2016
Advances From Federal Home Loan Banks [Abstract]
Schedule of advances from the Federal Home Loan Bank	December 31, 2016 2015 FHLB fixed rate advance maturing June 2017 with a rate of 2.26% $ — $ 5,000 FHLB fixed rate advance maturing June 2017 with a rate of 0.80% — 10,000 Total FHLB advances $ — $ 15,000

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of net deferred tax assets	2016 2015 Deferred tax assets: Allowance for loan losses $ 2,997 $ 2,934 Organization costs 72 100 Unearned loan fees and other 656 739 Other real estate owned write-downs 945 1,063 FDIC assisted transactions timing difference — 827 Other than temporary impairment charge 369 369 Net unrealized loss on securities available for sale 406 314 Purchase accounting 934 1,205 Deferred compensation 878 707 Other 871 188 Total deferred tax assets 8,128 8,446 Deferred tax liabilities: FDIC indemnification asset 735 1,018 Depreciation 613 712 Total deferred tax liabilities 1,348 1,730 Net deferred tax assets $ 6,780 $ 6,716
Schedule of provision for income taxes	2016 2015 2014 Current tax expense Federal $ 4,781 $ 2,367 $ 4,047 State 285 168 125 Total current tax expense 5,066 2,535 4,172 Deferred tax benefit Federal 28 2,123 (394 ) State 1 9 (24 ) Total deferred tax expense (benefit) 29 2,132 (418 ) Total income tax expense $ 5,095 $ 4,667 $ 3,754
Schedule of income tax expense determined by applying the U.S. Federal income tax rate	2016 2015 2014 Computed expected tax expense at statutory rate $ 5,238 $ 4,745 $ 3,821 Reduction in tax expense resulting from: Income from bank-owned life insurance (238 ) (216 ) (210 ) Other, net 95 138 143 Income tax expense $ 5,095 $ 4,667 $ 3,754

STOCK- BASED COMPENSATION (Tabl

STOCK- BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Schedule of weighted-average assumptions used to value options	2016 2015 2014 Expected life 10 years 10 years 10 years Expected volatility 14.16 % 14.71 % 29.30 % Risk-free interest rate 1.62 % 2.26 % 2.48 % Weighted average fair value per option granted $ 0.63 $ 0.51 $ 2.88 Dividend yield 4.44 % 5.51 % 2.55 %
Schedule of activity in the stock option plan	Shares Weighted Weighted Aggregate Options outstanding, beginning of period 664,400 $ 9.00 Granted 136,000 11.99 Forfeited — — Exercised (18,200 ) 7.44 Options outstanding, end of period 782,200 $ 9.56 6.5 $ 5,301 Vested or expected to vest 782,200 $ 9.56 6.7 $ 5,301 Exercisable at end of period 418,910 $ 7.99 4.7 $ 3,365

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Schedule of reconciliation of the denominators of the basic and diluted earnings per share	Income Weighted Per Share For the year ended December 31, 2016 Basic EPS $ 10,312 12,252 $ 0.84 Effect of dilutive stock options and warrants 175 — Diluted EPS $ 10,312 12,427 $ 0.83 For the year ended December 31, 2015 Basic EPS $ 9,289 12,224 $ 0.76 Effect of dilutive stock options and warrants 106 — Diluted EPS $ 9,289 12,330 $ 0.75 For the year ended December 31, 2014 Basic EPS $ 7,483 11,846 $ 0.63 Effect of dilutive stock options and warrants 81 — Diluted EPS $ 7,483 11,927 $ 0.63

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2016
Regulatory Matters [Abstract]
Schedule of capital amounts and ratios for southern national and sonabank	Actual Required (1) To Be Categorized as (2) Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Southern National Common equity tier 1 capital ratio $ 116,076 12.69 % $ 41,171 4.50 % n/a n/a Tier 1 risk-based capital ratio 116,076 12.69 % 54,894 6.00 % n/a n/a Total risk-based capital ratio 124,686 13.63 % 73,193 8.00 % n/a n/a Leverage ratio 116,076 10.56 % 43,965 4.00 % n/a n/a Sonabank Common equity tier 1 capital ratio $ 114,779 12.55 % $ 41,151 4.50 % $ 59,440 6.50 % Tier 1 risk-based capital ratio 114,779 12.55 % 54,868 6.00 % 73,157 8.00 % Total risk-based capital ratio 123,389 13.49 % 73,157 8.00 % 91,447 10.00 % Leverage ratio 114,779 10.45 % 43,947 4.00 % 54,934 5.00 % December 31, 2015 Southern National Common equity tier 1 capital ratio $ 109,276 13.13 % $ 37,254 4.50 % n/a n/a Tier 1 risk-based capital ratio 109,276 13.13 % 49,939 6.00 % n/a n/a Total risk-based capital ratio 117,697 14.14 % 66,585 8.00 % n/a n/a Leverage ratio 109,276 11.06 % 39,509 4.00 % n/a n/a Sonabank Common equity tier 1 capital ratio $ 108,054 12.99 % $ 37,436 4.50 % $ 54,075 6.50 % Tier 1 risk-based capital ratio 108,054 12.99 % 49,915 6.00 % 66,553 8.00 % Total risk-based capital ratio 116,475 14.00 % 66,553 8.00 % 83,192 10.00 % Leverage ratio 108,054 10.94 % 39,493 4.00 % 49,366 5.00 % (1) When fully phased-in on January 1, 2019, the Basel III capital rules include a capital conservation buffer of 2.5% that is added on top of each of the minimum risk-based capital ratios noted above. Implementation began on January 1, 2016 at the 0.625% level and will increase each subsequent January 1, until it reaches 2.5% on January 1, 2019. (2) Prompt corrective action provisions are not applicable at the bank holding company level.

PARENT COMPANY FINANCIAL INFO43

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of condensed balance sheet of Southern National Bancorp of Virginia, Inc.	CONDENSED BALANCE SHEETS DECEMBER 31, 2016 2015 ASSETS Cash $ 856 $ 823 Investment in subsidiary 125,047 118,413 Other assets 441 400 Total assets $ 126,344 $ 119,636 LIABILITIES AND STOCKHOLDERS’ EQUITY Stockholders’ equity: Common stock $ 123 $ 122 Additional paid in capital 104,884 104,389 Retained earnings 22,126 15,735 Accumulated other comprehensive loss (789 ) (610 ) Total stockholders’ equity 126,344 119,636 Total liabilities and stockholders’ equity $ 126,344 $ 119,636
Schedule of condensed statements of income of Southern National Bancorp of Virginia, Inc.	CONDENSED STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014 (in thousands) 2016 2015 2014 Cash dividends received from Sonabank $ 3,600 $ 6,300 $ 6,500 Other operating expenses 153 204 162 Income before tax benefit and undistributed income of 3,447 6,096 6,338 Income tax benefit (52 ) (69 ) (55 ) Equity in undistributed net income of Sonabank 6,813 3,124 1,090 Net income $ 10,312 $ 9,289 $ 7,483
Schedule of condensed statements of cash flows information of Southern National Bancorp of Virginia, Inc.	CONDENSED STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2016, 2015 AND 2014 (in thousands) 2016 2015 2014 Operating activities: Net income $ 10,312 $ 9,289 $ 7,483 Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiary (10,413 ) (9,424 ) (7,590 ) Other, net 219 262 264 Net cash and cash equivalents provided by operating activities 118 127 157 Investing activities: Dividend from bank subsidiary 3,600 6,300 6,500 Net cash and cash equivalents provided by investing 3,600 6,300 6,500 Financing activities: Issuance of common stock 236 707 886 Repurchase of common stock — (721 ) — Dividend payment on common stock (3,921 ) (6,359 ) (7,239 ) Net cash and cash equivalents used in financing (3,685 ) (6,373 ) (6,353 ) Increase (decrease) in cash and cash equivalents 33 54 304 Cash and cash equivalents at beginning of period 823 769 465 Cash and cash equivalents at end of period $ 856 $ 823 $ 769

ACCUMULATED OTHER COMPREHENSI44

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2016
Statement Of Other Comprehensive Income [Abstract]
Schedule of the accumulated other comprehensive loss balances, net of tax	Balance at Current Period Balance at Unrealized gains (losses) on securities available for sale $ (440 ) $ (187 ) $ (627 ) Unrecognized loss on securities held to maturity for which other than temporary impairment charges have been taken 311 — 311 Unrealized loss on securities available for sale transferred (481 ) 8 (473 ) Total $ (610 ) $ (179 ) $ (789 )

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2016
Related Party Transactions [Abstract]
Schedule of changes in the loan amount outstanding during the periods	2016 2015 Loans outstanding at January 1 $ 10,438 $ 9,383 Principal advances 149,725 132,206 Principal paid (152,037 ) (131,151 ) Balance at December 31 $ 8,126 $ 10,438

QUARTERLY FINANCIAL DATA (UNA46

QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Schedule of income statement information (unaudited)	Interest Net Interest Income Net Earnings Per Share Basic Diluted (dollars in thousands) 2016 First quarter $ 11,673 $ 9,712 $ 3,555 $ 2,566 $ 0.21 $ 0.21 Second quarter 12,291 10,174 4,182 2,789 0.23 0.23 Third quarter 12,619 10,373 4,140 2,765 0.23 0.22 Fourth quarter 12,364 10,055 3,530 2,192 0.18 0.18 2015 First quarter $ 10,435 $ 8,927 $ 2,986 $ 2,004 $ 0.16 $ 0.16 Second quarter 10,732 9,024 3,694 2,466 0.20 0.20 Third quarter 11,148 9,183 3,726 2,481 0.20 0.20 Fourth quarter 11,386 9,490 3,550 2,338 0.19 0.19

ORGANIZATION AND SIGNIFICANT 47

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals) $ in Millions	12 Months Ended
	Dec. 31, 2016USD ($)Branch	May 15, 2014
Organization And Significant Accounting Policies [Line Items]
Percentage of equity investment and preferred stock of STM		44.00%
Greater Atlantic Bank
Organization And Significant Accounting Policies [Line Items]
Loss sharing agreement | $	$ 143.4
Sonabank | Virginia
Organization And Significant Accounting Policies [Line Items]
Number of branches	15
Sonabank | Warrenton
Organization And Significant Accounting Policies [Line Items]
Number of branches	2
Sonabank | Maryland
Organization And Significant Accounting Policies [Line Items]
Number of branches	8
Sonabank | Maryland | Rockville
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Shady Grove
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Frederick
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Bethesda
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Upper Marlboro
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Brandywine
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Owings
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Maryland | Huntingtown
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Middleburg and Leesburg
Organization And Significant Accounting Policies [Line Items]
Number of branches	2
Sonabank | South Riding
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Front Royal
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | New Market
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Haymarket
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Richmond
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Sonabank | Clifton Forge
Organization And Significant Accounting Policies [Line Items]
Number of branches	1

ORGANIZATION AND SIGNIFICANT 48

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 1)	12 Months Ended
	Dec. 31, 2016
Buildings and related components
Property, Plant and Equipment [Line Items]
Depreciation method	straight line method
Estimated useful lives	30 years
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Depreciation method	straight line method
Estimated useful lives	3 to 10 years

ORGANIZATION AND SIGNIFICANT 49

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 2) - Core Deposits	12 Months Ended
	Dec. 31, 2016
Minimum
Finite-Lived Intangible Assets [Line Items]
Estimated useful lives of intangible assets	6 years
Maximum
Finite-Lived Intangible Assets [Line Items]
Estimated useful lives of intangible assets	15 years

ORGANIZATION AND SIGNIFICANT 50

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 3) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)AgreementsReporting_Segment	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Organization And Significant Accounting Policies [Line Items]
Percentage of capital, par value FRB stock required to own	6.00%
Amount to be recover from FDIC under indemnification agreement | $	$ 528
FDIC indemnification asset | $	$ 2,111	$ 2,922	$ 3,571
Number of agreement with FDIC | Agreements	2
Number of reportable segment | Reporting_Segment	1
Restricted cash on hand or on deposit with Federal Reserve Bank | $	$ 2,900	$ 872
Single Family Assets
Organization And Significant Accounting Policies [Line Items]
Term of FDIC agreement	10 years
Number of agreement with FDIC | Agreements	1
Non-Single Family (Commercial) Assets
Organization And Significant Accounting Policies [Line Items]
Term of FDIC agreement	5 years
Number of agreement with FDIC | Agreements	1

SECURITIES - Amortized cost and

SECURITIES - Amortized cost and fair value of securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 4,870	$ 4,877
Gross Unrealized Gains	9	25
Gross Unrealized Losses	(961)	(693)
Available for sale, fair value	3,918	4,209
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,280	2,287
Gross Unrealized Gains	9	25
Gross Unrealized Losses	(30)
Available for sale, fair value	2,259	2,312
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,590	2,590
Gross Unrealized Gains
Gross Unrealized Losses	(931)	(693)
Available for sale, fair value	$ 1,659	$ 1,897

SECURITIES - Carrying amount an

SECURITIES - Carrying amount and fair value of securities (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	$ 85,300	$ 96,780
Gross Unrecognized Gains	389	838
Gross Unrecognized Losses	(2,345)	(1,154)
Fair Value	83,344	96,464
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	18,594	20,751
Gross Unrecognized Gains	308	459
Gross Unrecognized Losses	(118)	(22)
Fair Value	18,784	21,188
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	2,371	2,946
Gross Unrecognized Gains
Gross Unrecognized Losses	(54)	(66)
Fair Value	2,317	2,880
Government-sponsored agency securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	47,975	55,937
Gross Unrecognized Gains	28	222
Gross Unrecognized Losses	(1,865)	(618)
Fair Value	46,138	55,541
Obligations of states and political subdivisions
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	12,706	12,794
Gross Unrecognized Gains	53	157
Gross Unrecognized Losses	(162)	(67)
Fair Value	12,597	12,884
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Amortized Cost	3,654	4,352
Gross Unrecognized Gains
Gross Unrecognized Losses	(146)	(381)
Fair Value	$ 3,508	$ 3,971

SECURITIES - Contractual maturi

SECURITIES - Contractual maturity (Details 2) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to Maturity, due in one to five years, amortized cost	$ 1,459
Held to Maturity, due in one to five years, fair value	1,440
Available for Sale, due in one to five years, amortized cost
Available for Sale, due in one to five years, fair value
Held to Maturity, due in five to ten years, amortized cost	5,727
Held to Maturity, due in five to ten years, fair value	5,720
Available for Sale, due in five to ten years, amortized cost
Available for Sale, due in five to ten years, fair value
Held to maturity, due after ten years, amortized cost	57,149
Held to maturity, due after ten years, fair value	55,083
Available for sale, due after ten years, amortized cost	4,870
Available for sale, due after ten years, fair value	3,918
Held to maturity, amortized cost	85,300
Held to maturity fair value	83,344	$ 96,464
Available for sale, amortized cost	4,870
Available for sale, fair value	3,918
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, amortized cost	18,594
Held to maturity fair value	18,784	21,188
Available for sale, amortized cost
Available for sale, fair value
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, amortized cost	2,371
Held to maturity fair value	2,317	$ 2,880
Available for sale, amortized cost
Available for sale, fair value

SECURITIES - Securities in cont

SECURITIES - Securities in continuous unrealized loss position (Details 3) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Available for sale, less than 12 months, fair value	$ 1,706
Available for sale, less than 12 months, unrealized losses	(30)
Available for sale, 12 months or more, fair value	1,658
Available for sale, 12 months or more, unrealized losses	(931)
Available for sale, total fair value	3,364
Available for sale, total unrealized losses	(961)
Held to maturity, less than 12 months, fair value	56,272	$ 41,424
Held to Maturity, less than 12 months unrecognized losses	(2,100)	(526)
Held to Maturity, 12 months or more, fair value	6,001	19,370
Held to Maturity, 12 months or more, unrecognized losses	(245)	(628)
Held to maturity, total fair value	62,273	60,794
Held to maturity, total unrecognized losses	(2,345)	(1,154)
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	10,238	5,459
Held to Maturity, less than 12 months unrecognized losses	(110)	(14)
Held to Maturity, 12 months or more, fair value	457	640
Held to Maturity, 12 months or more, unrecognized losses	(8)	(8)
Held to maturity, total fair value	10,695	6,099
Held to maturity, total unrecognized losses	(118)	(22)
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	1,346	512
Held to Maturity, less than 12 months unrecognized losses	(27)	(5)
Held to Maturity, 12 months or more, fair value	971	2,368
Held to Maturity, 12 months or more, unrecognized losses	(27)	(61)
Held to maturity, total fair value	2,317	2,880
Held to maturity, total unrecognized losses	(54)	(66)
Government-Sponsored Agency Securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, less than 12 months, fair value	41,110	35,453
Held to Maturity, less than 12 months unrecognized losses	(1,865)	(507)
Held to Maturity, 12 months or more, fair value		9,878
Held to Maturity, 12 months or more, unrecognized losses		(111)
Held to maturity, total fair value	41,110	45,331
Held to maturity, total unrecognized losses	(1,865)	(618)
Obligations of states and political subdivisions
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Available for sale, less than 12 months, fair value	1,706
Available for sale, less than 12 months, unrealized losses	(30)
Available for sale, 12 months or more, fair value
Available for sale, 12 months or more, unrealized losses
Available for sale, total fair value	1,706
Available for sale, total unrealized losses	(30)
Held to maturity, less than 12 months, fair value	3,578
Held to Maturity, less than 12 months unrecognized losses	(98)
Held to Maturity, 12 months or more, fair value	1,065	2,513
Held to Maturity, 12 months or more, unrecognized losses	(64)	(67)
Held to maturity, total fair value	4,643	2,513
Held to maturity, total unrecognized losses	(162)	(67)
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Available for sale, less than 12 months, fair value
Available for sale, less than 12 months, unrealized losses
Available for sale, 12 months or more, fair value	1,658	1,897
Available for sale, 12 months or more, unrealized losses	(931)	(693)
Available for sale, total fair value	1,658	1,897
Available for sale, total unrealized losses	(931)	(693)
Held to maturity, less than 12 months, fair value
Held to Maturity, less than 12 months unrecognized losses
Held to Maturity, 12 months or more, fair value	3,508	3,971
Held to Maturity, 12 months or more, unrecognized losses	(146)	(381)
Held to maturity, total fair value	3,508	3,971
Held to maturity, total unrecognized losses	$ (146)	$ (381)

SECURITIES - Owned pooled trust

SECURITIES - Owned pooled trust preferred securities (Details 4) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Other than temporarily impaired
Cumulative Other Comprehensive Loss
Cumulative OTTI Related to Credit Loss
Trust preferred securities
Security
Par value - security		3,957
Book value - security		3,654
Estimated fair value - security		3,508
Previously Recognized Cumulative Other Comprehensive Loss	[1]	243
Other than temporarily impaired
Par value - other than temporarily impaired		3,650
Book value - other than temporarily impaired		2,590
Estimated fair value - other than temporarily impaired		1,659
Cumulative OTTI Related to Credit Loss	[2]	1,059
Par value		7,607
Book value		6,244
Estimated fair value		5,167
Trust preferred securities | ALESCO VII A1B Senior | Rating Of Moody Aaa Fitch AAA When Purchased and Current Moody A1 Fitch A
Security
Par value - security		3,688
Book value - security		3,389
Estimated fair value - security		$ 3,275
Current Deferrals and Defaults - Security		11.00%
Previously Recognized Cumulative Other Comprehensive Loss	[1]	$ 239
Trust preferred securities | MMCF III B Senior Sub | Rating Of Moody A3 Fitch A- When Purchased and Current Moody Ba1 Fitch BB
Security
Par value - security		269
Book value - security		265
Estimated fair value - security		$ 233
Current Deferrals and Defaults - Security		32.00%
Previously Recognized Cumulative Other Comprehensive Loss	[1]	$ 4
Trust preferred securities | TPREF FUNDING II Mezzanine | Rating Of Moody A1 Fitch A- When Purchased and Current Moody Caa3 Fitch C
Other than temporarily impaired
Par value - other than temporarily impaired		1,500
Book value - other than temporarily impaired		1,099
Estimated fair value - other than temporarily impaired		$ 623
Current Deferrals and Defaults - other than temporarily impaired		37.00%
Cumulative OTTI Related to Credit Loss	[2]	$ 400
Trust preferred securities | ALESCO V C1 Mezzanine | Rating Of Moody A2 Fitch A When Purchased and Current Moody Caa3 Fitch C
Other than temporarily impaired
Par value - other than temporarily impaired		2,150
Book value - other than temporarily impaired		1,491
Estimated fair value - other than temporarily impaired		$ 1,036
Current Deferrals and Defaults - other than temporarily impaired		10.00%
Cumulative OTTI Related to Credit Loss	[2]	$ 659
[1]	Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion
[2]	Pre-tax

SECURITIES - Roll forward of cr

SECURITIES - Roll forward of credit losses (Details 5) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1	$ 1,060	$ 8,949	$ 8,911
Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized
Amounts related to credit loss for which an other-than-temporary impairment was previously recognized			41
Reductions due to sales of securities for which an other-than-temporary impairment was previously recognized		(7,889)
Reductions due to realized losses			(3)
Amount of cumulative other-than-temporary impairment related to credit loss as of December 31	$ 1,060	$ 1,060	$ 8,949

SECURITIES - Changes in accumul

SECURITIES - Changes in accumulated other comprehensive income by component (Details 6) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ (610)	$ (3,020)	$ (3,190)
Other comprehensive income/(loss) before reclassifications	(179)	(413)	170
Amounts reclassified from accumulated other comprehensive income/(loss)		2,823
Net current-period other comprehensive income/(loss)	(179)	2,410	170
Ending balance	(789)	(610)	(3,020)
Held to Maturity Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(170)	(3,014)	(2,987)
Other comprehensive income/(loss) before reclassifications	8	21	(27)
Amounts reclassified from accumulated other comprehensive income/(loss)		2,823
Net current-period other comprehensive income/(loss)	8	2,844	(27)
Ending balance	(162)	(170)	(3,014)
Unrealized Holding Gains (Losses) on Available for Sale Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(440)	(6)	(203)
Other comprehensive income/(loss) before reclassifications	(187)	(434)	197
Amounts reclassified from accumulated other comprehensive income/(loss)
Net current-period other comprehensive income/(loss)	(187)	(434)	197
Ending balance	$ (627)	$ (440)	$ (6)

SECURITIES (Detail Textuals)

SECURITIES (Detail Textuals) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Sale of investment available-for-sale			$ 3,966
Temporarily impaired securities				$ 41
Mortgage-backed securities | Trust preferred securities
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Number of preferred stock sold	5
Realized gain from transaction	$ 914
Realized loss from transaction	$ 394
Federal Home Loan Bank of Atlanta
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Sale of investment available-for-sale		$ 73,900	$ 89,700
Temporarily impaired securities		$ 65,600

SECURITIES (Detail Textuals 1)

SECURITIES (Detail Textuals 1)	12 Months Ended
	Dec. 31, 2016
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Other than temporary impairment performing collateral will default or defer per annum	0.50%
Recoveries ranging	7.00%
Lag period on all default and deferrals	2 years
Period of no prepayments for security	10 years
Percentage of prepayments for remaining life of the security	1.00%

SECURITIES (Detail Textuals 2)

SECURITIES (Detail Textuals 2) $ in Thousands	12 Months Ended
	Dec. 31, 2014USD ($)
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
OTTI charges related to credit	$ 41

LOANS - Summary (Details)

LOANS - Summary (Details) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		$ 816,083		$ 705,193
Gross loans		932,304		831,544
Less deferred fees on loans		(1,889)		(2,119)
Loans, net of deferred fees		930,415		829,425
Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		154,807		141,521
Gross loans		154,807		141,521
Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		279,634		256,513
Gross loans	[1]	310,196		282,592
Secured by farmland
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		541		578
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		91,067		67,832
Gross loans		91,067		67,832
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		230,810		178,071
Gross loans		260,013	[1]	213,248	[2]
Multi- family residential
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		30,021		25,501
Home equity lines of credit (HELOCs)
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		29,203		35,177
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		115,365		124,985
Gross loans		115,365		213,248
Consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		856		1,366
Gross loans		856		1,366
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]	28,180		34,373
Gross loans	[3]	28,180		34,373
Less deferred fees on loans	[3]
Loans, net of deferred fees	[3]	28,180		34,373
Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans	[3]
Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans	[1]
Covered loans | Secured by farmland
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans	[3]
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]	10,519		12,994
Gross loans	[2]	28,180		34,373
Covered loans | Multi- family residential
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Covered loans | Home equity lines of credit (HELOCs)
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]	17,661		21,379
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans	[3]
Covered loans | Consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans	[3]
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		787,903		670,820
Gross loans		904,124		797,171
Less deferred fees on loans		(1,889)		(2,119)
Loans, net of deferred fees		902,235		795,052
Non-covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		154,807		141,521
Gross loans		154,807		141,521
Non-covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		279,634		256,513
Gross loans	[1]	310,196		282,592
Non-covered loans | Secured by farmland
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		541		578
Non-covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		91,067		67,832
Gross loans		91,067		67,832
Non-covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		220,291		165,077
Gross loans	[2]	231,833		178,875
Non-covered loans | Multi- family residential
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		30,021		25,501
Non-covered loans | Home equity lines of credit (HELOCs)
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		11,542		13,798
Non-covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		115,365		124,985
Gross loans		115,365		124,985
Non-covered loans | Consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		856		1,366
Gross loans		$ 856		$ 1,366
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Impaired loans (Details

LOANS - Impaired loans (Details 1) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 9,548		$ 9,796	[1]
With no related allowance recorded - Unpaid Principal Balance		10,308		11,157
With an allowance recorded
With an allowance recorded - Recorded Investment		4,066		4,752	[1]
With an allowance recorded - Unpaid Principal Balance		6,486		4,866
With an allowance recorded - Allowance for Loan Losses Allocated		900		839
Recorded Investment, Grand total		13,614		14,548	[1]
Unpaid Principal Balance, Grand total		16,794		16,023
Related Allowance, Grand total		900		839
Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment		5,583		6,492
With no related allowance recorded - Unpaid Principal Balance		5,592		6,986
With an allowance recorded
With an allowance recorded - Recorded Investment		688		1,370
With an allowance recorded - Unpaid Principal Balance		688		1,484
With an allowance recorded - Allowance for Loan Losses Allocated		150		439
Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]			136
With no related allowance recorded - Unpaid Principal Balance	[2]			230
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]
With an allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded - Allowance for Loan Losses Allocated	[2]
Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		3,002		2,102
With no related allowance recorded - Unpaid Principal Balance		3,603		2,698
With an allowance recorded
With an allowance recorded - Recorded Investment		3,378		3,382
With an allowance recorded - Unpaid Principal Balance		5,798		3,382
With an allowance recorded - Allowance for Loan Losses Allocated		750		400
Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[3]	963		1,066
With no related allowance recorded - Unpaid Principal Balance	[3]	1,113		1,243
With an allowance recorded
With an allowance recorded - Recorded Investment	[3]
With an allowance recorded - Unpaid Principal Balance	[3]
With an allowance recorded - Allowance for Loan Losses Allocated	[3]
Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		963	[4]	1,066
With no related allowance recorded - Unpaid Principal Balance		1,113		1,243
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Recorded Investment, Grand total		963		1,066
Unpaid Principal Balance, Grand total		1,113		1,243
Related Allowance, Grand total
Covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]		[4]
With no related allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]		[4]
With an allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[3]	963	[4]	1,066
With no related allowance recorded - Unpaid Principal Balance	[3]	1,113		1,243
With an allowance recorded
With an allowance recorded - Recorded Investment	[3]		[4]
With an allowance recorded - Unpaid Principal Balance	[3]
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Non-covered loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		8,585	[4]	8,730	[5]
With no related allowance recorded - Unpaid Principal Balance		9,195		9,914
With an allowance recorded
With an allowance recorded - Recorded Investment		4,066	[4]	4,752	[5]
With an allowance recorded - Unpaid Principal Balance		6,486		4,866
With an allowance recorded - Allowance for Loan Losses Allocated		900		839
Recorded Investment, Grand total		12,651	[4]	13,482	[5]
Unpaid Principal Balance, Grand total		15,681		14,780
Related Allowance, Grand total		900		839
Non-covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment		5,583	[4]	6,492	[1],[5]
With no related allowance recorded - Unpaid Principal Balance		5,592		6,986
With an allowance recorded
With an allowance recorded - Recorded Investment		688	[4]	1,370	[1],[5]
With an allowance recorded - Unpaid Principal Balance		688		1,484
With an allowance recorded - Allowance for Loan Losses Allocated		150		439
Non-covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]		[4]	136	[5]
With no related allowance recorded - Unpaid Principal Balance	[2]			230
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]		[4]		[5]
With an allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded - Allowance for Loan Losses Allocated	[2]
Non-covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[4]		[5]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]		[5]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Non-covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		3,002	[4]	2,102	[5]
With no related allowance recorded - Unpaid Principal Balance		3,603		2,698
With an allowance recorded
With an allowance recorded - Recorded Investment		3,378	[4]	3,382	[5]
With an allowance recorded - Unpaid Principal Balance		5,798		3,382
With an allowance recorded - Allowance for Loan Losses Allocated		750		400
Non-covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[3]		[4]		[5]
With no related allowance recorded - Unpaid Principal Balance	[3]
With an allowance recorded
With an allowance recorded - Recorded Investment	[3]		[4]		[5]
With an allowance recorded - Unpaid Principal Balance	[3]
With an allowance recorded - Allowance for Loan Losses Allocated	[3]
Non-covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[4]		[5]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[4]		[5]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
[1]	Recorded investment is after cumulative prior charge offs of $3.0 million. These loans also have aggregate SBA guarantees of $2.2 million
[2]	Includes loans secured by farmland and multi-family residential loans.
[3]	Includes home equity lines of credit.
[4]	Recorded investment is after cumulative prior charge offs of $3.0 million. These loans also have aggregate SBA guarantees of $2.2 million.
[5]	Recorded investment is after cumulative prior charge offs of $1.2 million. These loans also have aggregate SBA guarantees of $3.5 million.

LOANS - Average recorded invest

LOANS - Average recorded investment and interest income for impaired loans (Details 2) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 10,433	$ 12,996	$ 24,175
With no related allowance recorded, Interest Income Recognized		381	334	774
With an allowance recorded
With an allowance recorded, Average Recorded Investment		4,096	6,256	1,845
With an allowance recorded, Interest IncomeRecognized		186	255	14
Average Recorded Investment, Grand total		14,529	19,252	26,020
Interest Income Recognized, Grand total		567	589	788
Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		6,454	7,156	10,107
With no related allowance recorded, Interest Income Recognized		292	297	511
With an allowance recorded
With an allowance recorded, Average Recorded Investment		694	2,259	382
With an allowance recorded, Interest IncomeRecognized		31	42	14
Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]	103	822	2,192
With no related allowance recorded, Interest Income Recognized	[1]	3	11
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest IncomeRecognized	[1]
Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment			89	421
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment			93	93
With an allowance recorded, Interest IncomeRecognized
Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		2,888	3,428	6,154
With no related allowance recorded, Interest Income Recognized		54		223
With an allowance recorded
With an allowance recorded, Average Recorded Investment		3,402	3,488	955
With an allowance recorded, Interest IncomeRecognized		155	213
Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]	988	1,501	5,301
With no related allowance recorded, Interest Income Recognized	[2]	32	26	40
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]		416	415
With an allowance recorded, Interest IncomeRecognized	[2]
Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		988	1,501	3,527
With no related allowance recorded, Interest Income Recognized		32	26	40
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Average Recorded Investment, Grand total		988	1,501	3,527
Interest Income Recognized, Grand total		32	26	40
Covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment				599
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]			1,611
With no related allowance recorded, Interest Income Recognized	[1]
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest IncomeRecognized	[1]
Covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]	988	1,501	1,317
With no related allowance recorded, Interest Income Recognized	[2]	32	26	40
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]
With an allowance recorded, Interest IncomeRecognized	[2]
Covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
Non-covered loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		9,445	11,495	20,648
With no related allowance recorded, Interest Income Recognized		349	308	734
With an allowance recorded
With an allowance recorded, Average Recorded Investment		4,096	6,256	1,845
With an allowance recorded, Interest IncomeRecognized		186	255	14
Average Recorded Investment, Grand total		13,541	17,751	22,493
Interest Income Recognized, Grand total		535	563	748
Non-covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		6,454	7,156	9,508
With no related allowance recorded, Interest Income Recognized		292	297	511
With an allowance recorded
With an allowance recorded, Average Recorded Investment		694	2,259	382
With an allowance recorded, Interest IncomeRecognized		31	42	14
Non-covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]	103	822	581
With no related allowance recorded, Interest Income Recognized	[1]	3	11
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest IncomeRecognized	[1]
Non-covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment			89	421
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment			93	93
With an allowance recorded, Interest IncomeRecognized
Non-covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		2,888	3,428	6,154
With no related allowance recorded, Interest Income Recognized		54		223
With an allowance recorded
With an allowance recorded, Average Recorded Investment		3,402	3,488	955
With an allowance recorded, Interest IncomeRecognized		155	213
Non-covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]			3,984
With no related allowance recorded, Interest Income Recognized	[2]
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]		416	415
With an allowance recorded, Interest IncomeRecognized	[2]
Non-covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest IncomeRecognized
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Aging of recorded inves

LOANS - Aging of recorded investment (Details 3) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		$ 2,676		$ 1,076
Recorded Investment, Nonaccrual Loans		4,645		4,871
Recorded Investment, Loans Not Past Due		924,983		825,597
Gross loans		932,304		831,544
30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		2,581		1,033
60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		95		43
90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				561
Recorded Investment, Nonaccrual Loans		637		2,071
Recorded Investment, Loans Not Past Due		154,170		138,889
Gross loans		154,807		141,521
Commercial real estate - owner occupied | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				561
Commercial real estate - owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Commercial real estate - owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Recorded Investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]	310,196		282,592
Gross loans	[1]	310,196		282,592
Commercial real estate - non-owner occupied | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Commercial real estate - non-owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Commercial real estate - non-owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		91,067		67,832
Gross loans		91,067		67,832
Construction and land development | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Construction and land development | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Construction and land development | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,349		267
Recorded Investment, Nonaccrual Loans		3,158		2,102
Recorded Investment, Loans Not Past Due		110,858		122,616
Gross loans		115,365		124,985
Commercial loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,349		267
Commercial loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Commercial loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,327	[1]	247	[2]
Recorded Investment, Nonaccrual Loans		850	[1]	698	[2]
Recorded Investment, Loans Not Past Due		257,836	[1]	212,303	[2]
Gross loans		260,013	[1]	213,248	[2]
Residential 1-4 family | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,232	[1]	204	[2]
Residential 1-4 family | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		95	[1]	43	[2]
Residential 1-4 family | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due			[1]		[2]
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				1
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		856		1,365
Gross loans		856		1,366
Other consumer loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				1
Other consumer loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Other consumer loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		316		162
Recorded Investment, Nonaccrual Loans		850		698
Recorded Investment, Loans Not Past Due		27,014		33,513
Gross loans	[3]	28,180		34,373
Covered loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		221		119
Covered loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		95		43
Covered loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans	[3]
Covered loans | Commercial real estate - owner occupied | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial real estate - owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial real estate - owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Recorded Investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]
Gross loans	[1]
Covered loans | Commercial real estate - non-owner occupied | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Covered loans | Commercial real estate - non-owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Covered loans | Commercial real estate - non-owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans	[3]
Covered loans | Construction and land development | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Construction and land development | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Construction and land development | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans
Covered loans | Commercial loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Commercial loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	316		162
Recorded Investment, Nonaccrual Loans	[2]	850		698
Recorded Investment, Loans Not Past Due	[2]	27,014		33,513
Gross loans	[2]	28,180		34,373
Covered loans | Residential 1-4 family | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	221		119
Covered loans | Residential 1-4 family | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	95		43
Covered loans | Residential 1-4 family | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]
Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Gross loans
Covered loans | Other consumer loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Other consumer loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Covered loans | Other consumer loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		2,360		914
Recorded Investment, Nonaccrual Loans		3,795		4,173
Recorded Investment, Loans Not Past Due		897,969		792,084
Gross loans		904,124		797,171
Non-covered loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		2,360		914
Non-covered loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				561
Recorded Investment, Nonaccrual Loans		637		2,071
Recorded Investment, Loans Not Past Due		154,170		138,889
Gross loans		154,807		141,521
Non-covered loans | Commercial real estate - owner occupied | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				561
Non-covered loans | Commercial real estate - owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Commercial real estate - owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Recorded Investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]	310,196		282,592
Gross loans	[1]	310,196		282,592
Non-covered loans | Commercial real estate - non-owner occupied | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Non-covered loans | Commercial real estate - non-owner occupied | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Non-covered loans | Commercial real estate - non-owner occupied | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[1]
Non-covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		91,067		67,832
Gross loans		91,067		67,832
Non-covered loans | Construction and land development | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Construction and land development | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Construction and land development | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,349		267
Recorded Investment, Nonaccrual Loans		3,158		2,102
Recorded Investment, Loans Not Past Due		110,858		122,616
Gross loans		115,365		124,985
Non-covered loans | Commercial loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due		1,349		267
Non-covered loans | Commercial loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Commercial loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	1,011		85
Recorded Investment, Nonaccrual Loans	[2]
Recorded Investment, Loans Not Past Due	[2]	230,822		178,790
Gross loans	[2]	231,833		178,875
Non-covered loans | Residential 1-4 family | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]	1,011		85
Non-covered loans | Residential 1-4 family | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]
Non-covered loans | Residential 1-4 family | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due	[2]
Non-covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				1
Recorded Investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		856		1,365
Gross loans		856		1,366
Non-covered loans | Other consumer loans | 30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due				1
Non-covered loans | Other consumer loans | 60 to 89 days due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
Non-covered loans | Other consumer loans | 90 days or more
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Past Due
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Allowance for loan and

LOANS - Allowance for loan and lease losses (Details 4) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 8,421
Provision for loan losses		4,912	$ 3,171	$ 3,444
Ending balance		8,610	8,421
Non-covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		8,421	7,393	7,039
Charge offs		(4,962)	(2,673)	(3,270)
Recoveries		239	526	174
Provision for loan losses		4,912	3,175	3,450
Ending balance		8,610	8,421	7,393
Non-covered loans | Commercial real estate - owner occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		1,185	855	814
Charge offs		(799)	(1,067)	(573)
Recoveries		8	18	10
Provision for loan losses		511	1,379	604
Ending balance		905	1,185	855
Non-covered loans | Commercial Real Estate Non-owner Occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[1]	1,222	1,123	985
Charge offs	[1]
Recoveries	[1]		18	23
Provision for loan losses	[1]	262	81	115
Ending balance	[1]	1,484	1,222	1,123
Non-covered loans | Construction and Land Development
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		865	1,644	1,068
Charge offs		(449)		(250)
Recoveries		121	139	4
Provision for loan losses		215	(918)	822
Ending balance		752	865	1,644
Non-covered loans | Commercial loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		3,041	2,063	2,797
Charge offs		(3,370)	(1,174)	(1,998)
Recoveries		96	91	125
Provision for loan losses		3,599	2,061	1,139
Ending balance		3,366	3,041	2,063
Non-covered loans | 1-4 Family Residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[2]	1,408	1,322	1,302
Charge offs	[2]	(22)	(413)	(449)
Recoveries	[2]	10	259	7
Provision for loan losses	[2]	(117)	240	462
Ending balance	[2]	1,279	1,408	1,322
Non-covered loans | Other consumer loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		48	49	54
Charge offs		(322)	(19)
Recoveries		4	1	5
Provision for loan losses		348	17	(10)
Ending balance		78	48	49
Non-covered loans | Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		652	337	19
Charge offs
Recoveries
Provision for loan losses		94	315	318
Ending balance		$ 746	$ 652	$ 337
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Activity in allowance f

LOANS - Activity in allowance for covered loan and lease losses by class of loan (Details 5) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance		$ 8,421
Provision for loan losses		4,912	$ 3,171	$ 3,444
Ending balance		8,610	8,421
Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance			21	51
Charge offs
Recoveries
Adjustments	[1]		(17)	(24)
Provision for loan losses			(4)	(6)
Ending balance				21
Covered loans | Commercial Real Estate Owner Occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
Covered loans | Commercial Real Estate Non-owner Occupied
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[2]			45
Charge offs	[2]
Recoveries	[2]
Adjustments	[1],[2]			(36)
Provision for loan losses	[2]			(9)
Ending balance	[2]
Covered loans | Construction and Land Development
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
Covered loans | Commercial Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
Covered loans | 1-4 Family Residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	[3]		17
Charge offs	[3]
Recoveries	[3]
Adjustments	[1],[3]		(17)	14
Provision for loan losses	[3]			3
Ending balance	[3]			17
Covered loans | Other Consumer Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance			4	6
Charge offs
Recoveries
Adjustments	[1]			(2)
Provision for loan losses			(4)
Ending balance				4
Covered loans | Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision for loan losses
Ending balance
[1]	Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC.
[2]	Includes loans secured by farmland and multi-family residential loans.
[3]	Includes home equity lines of credit.

LOANS - Allowance for loan loss

LOANS - Allowance for loan losses and recorded investment in non covered loans by portfolio segment (Details 6) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015		Dec. 31, 2014	Dec. 31, 2013
Ending allowance balance attributable to loans:
Total ending allowance		$ 8,610		$ 8,421
Loans:
Total ending loan balances		932,304		831,544
Commercial Real Estate Owner Occupied
Loans:
Total ending loan balances		154,807		141,521
Commercial Real Estate Non-owner Occupied
Loans:
Total ending loan balances	[1]	310,196		282,592
Construction and Land Development
Loans:
Total ending loan balances		91,067		67,832
Commercial Loans
Loans:
Total ending loan balances		115,365		124,985
1-4 Family Residential
Loans:
Total ending loan balances		260,013	[1]	213,248	[2]
Other Consumer Loans
Loans:
Total ending loan balances		856		1,366
Non-covered loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment		900		839
Collectively evaluated for impairment		7,710		7,582
Total ending allowance		8,610		8,421		$ 7,393	$ 7,039
Loans:
Individually evaluated for impairment		12,651		13,482
Collectively evaluated for impairment		891,473		783,689
Total ending loan balances		904,124		797,171
Non-covered loans | Commercial Real Estate Owner Occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment		150		439
Collectively evaluated for impairment		755		746
Total ending allowance		905		1,185		855	814
Loans:
Individually evaluated for impairment		6,271		7,862
Collectively evaluated for impairment		148,536		133,659
Total ending loan balances		154,807		141,521
Non-covered loans | Commercial Real Estate Non-owner Occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]	1,484		1,222
Total ending allowance	[1]	1,484		1,222		1,123	985
Loans:
Individually evaluated for impairment	[1]			136
Collectively evaluated for impairment	[1]	310,196		282,456
Total ending loan balances	[1]	310,196		282,592
Non-covered loans | Construction and Land Development
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		752		865
Total ending allowance		752		865		1,644	1,068
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment		91,067		67,832
Total ending loan balances		91,067		67,832
Non-covered loans | Commercial Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment		750		400
Collectively evaluated for impairment		2,616		2,641
Total ending allowance		3,366		3,041		2,063	2,797
Loans:
Individually evaluated for impairment		6,380		5,484
Collectively evaluated for impairment		108,985		119,501
Total ending loan balances		115,365		124,985
Non-covered loans | 1-4 Family Residential
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[2]
Collectively evaluated for impairment	[2]	1,279		1,408
Total ending allowance	[2]	1,279		1,408		1,322	1,302
Loans:
Individually evaluated for impairment	[2]
Collectively evaluated for impairment	[2]	231,833		178,875
Total ending loan balances	[2]	231,833		178,875
Non-covered loans | Other Consumer Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		78		48
Total ending allowance		78		48		49	54
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment		856		1,366
Total ending loan balances		856		1,366
Non-covered loans | Unallocated Loan
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		746		652
Total ending allowance		746		652		$ 337	$ 19
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total ending loan balances
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Balance in allowance fo

LOANS - Balance in allowance for covered loan losses and recorded investment in covered loans by portfolio segment and based on impairment method (Details 7) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015		Dec. 31, 2014	Dec. 31, 2013
Ending allowance balance attributable to loans:
Less allowance for loan losses		$ 8,610		$ 8,421
Loans:
Total loans		932,304		831,544
Commercial Real Estate Owner Occupied
Loans:
Total loans		154,807		141,521
Commercial Real Estate Non-owner Occupied
Loans:
Total loans	[1]	310,196		282,592
Construction and Land Development
Loans:
Total loans		91,067		67,832
Commercial Loans
Loans:
Total loans		115,365		124,985
1-4 Family Residential
Loans:
Total loans		260,013	[1]	213,248	[2]
Other Consumer Loans
Loans:
Total loans		856		1,366
Covered loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses						$ 21	$ 51
Loans:
Individually evaluated for impairment		963		1,066
Collectively evaluated for impairment		27,217		33,307
Total loans	[3]	28,180		34,373
Covered loans | Commercial Real Estate Owner Occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans	[3]
Covered loans | Commercial Real Estate Non-owner Occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]
Less allowance for loan losses	[1]						45
Loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]
Total loans	[1]
Covered loans | Construction and Land Development
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans	[3]
Covered loans | Commercial Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Covered loans | 1-4 Family Residential
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[2]
Collectively evaluated for impairment	[2]
Less allowance for loan losses	[2]					17
Loans:
Individually evaluated for impairment	[2]	963		1,066
Collectively evaluated for impairment	[2]	27,217		33,307
Total loans	[2]	28,180		34,373
Covered loans | Other Consumer Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses						$ 4	$ 6
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Covered loans | Unallocated Loan
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Less allowance for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Risk category of loans

LOANS - Risk category of loans by class of loans (Details 8) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 932,304		$ 831,544
Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		154,807		141,521
Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	310,196		282,592
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,832
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		115,365		213,248
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		260,013	[1]	213,248	[2]
Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		856		1,366
Classified/Criticized
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	13,642		22,780
Classified/Criticized | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	6,271		11,528
Classified/Criticized | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans			[3]	136	[1]
Classified/Criticized | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]			552
Classified/Criticized | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	6,408		9,498
Classified/Criticized | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	963		1,066
Classified/Criticized | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans		918,662		808,764
Pass | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		148,536		129,993
Pass | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	310,196		282,456
Pass | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,280
Pass | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		108,957		115,487
Pass | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		259,050		212,182
Pass | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		856		1,366
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]	28,180		34,373
Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	28,180		34,373
Covered loans | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Classified/Criticized
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	963		1,066
Covered loans | Classified/Criticized | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Classified/Criticized | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Covered loans | Classified/Criticized | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Classified/Criticized | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Classified/Criticized | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	963		1,066
Covered loans | Classified/Criticized | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans		27,217		33,307
Covered loans | Pass | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Pass | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Covered loans | Pass | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Pass | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Pass | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		27,217		33,307
Covered loans | Pass | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		904,124		797,171
Non-covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		154,807		141,521
Non-covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	310,196		282,592
Non-covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,832
Non-covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		115,365		124,985
Non-covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	231,833		178,875
Non-covered loans | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		856		1,366
Non-covered loans | Special Mention
Accounts Notes And Loans Receivable [Line Items]
Total loans		28		8,232
Non-covered loans | Special Mention | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans				3,666
Non-covered loans | Special Mention | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Non-covered loans | Special Mention | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans				552
Non-covered loans | Special Mention | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		28		4,014
Non-covered loans | Special Mention | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans
Non-covered loans | Special Mention | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Non-covered loans | Substandard
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]	12,651		13,482
Non-covered loans | Substandard | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]	6,271		7,862
Non-covered loans | Substandard | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1],[5]			136
Non-covered loans | Substandard | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]		[3]
Non-covered loans | Substandard | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]	6,380	[3]	5,484
Non-covered loans | Substandard | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]		[3]
Non-covered loans | Substandard | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]		[3]
Non-covered loans | Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans		891,445		775,457
Non-covered loans | Pass | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		148,536		129,993
Non-covered loans | Pass | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	310,196		282,456
Non-covered loans | Pass | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,280
Non-covered loans | Pass | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		108,957		115,487
Non-covered loans | Pass | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		231,833		178,875
Non-covered loans | Pass | Other Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 856		$ 1,366
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined.
[4]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.
[5]	Includes SBA guarantees of $2.2 million and $3.5 million as of December 31, 2016 and 2015, respectively.

LOANS - Covered purchased impai

LOANS - Covered purchased impaired and non-impaired loans (Details 9) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015		Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 932,304		$ 831,544
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,832
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		115,365		124,985
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		260,013	[1]	213,248	[2]
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		856		1,366
Purchased impaired loan | Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,273		1,444		$ 1,480
Purchased impaired loan | Greater Atlantic Bank | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,080		1,247
Purchased impaired loan | Greater Atlantic Bank | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Purchased impaired loan | Greater Atlantic Bank | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		193		197
Purchased impaired loan | Greater Atlantic Bank | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans
Purchased impaired loan | Greater Atlantic Bank | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Purchased non impaired loans | Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Total loans		32,171		38,758		$ 44,354
Purchased non impaired loans | Greater Atlantic Bank | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		3,630		4,045
Purchased non impaired loans | Greater Atlantic Bank | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Purchased non impaired loans | Greater Atlantic Bank | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		347		314
Purchased non impaired loans | Greater Atlantic Bank | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		28,180		34,373
Purchased non impaired loans | Greater Atlantic Bank | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		14		26
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	28,180		34,373
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	28,180		34,373
Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Total loans		33,444		40,202
Covered loans | Greater Atlantic Bank | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		4,710		5,292
Covered loans | Greater Atlantic Bank | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Greater Atlantic Bank | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		540		511
Covered loans | Greater Atlantic Bank | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		28,180		34,373
Covered loans | Greater Atlantic Bank | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 14		$ 26
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS - Carrying amount and acc

LOANS - Carrying amount and accretable yield for covered purchased impaired and non-impaired loans (Details 10) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 831,544
Balance at end of period	932,304	$ 831,544
Purchased impaired loan | Greater Atlantic Bank
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period
Additions
Accretion
Reclassifications from nonaccretable balance
Adjustment-transfer to OREO
Payments received
Balance at end of period
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	1,444	1,480
Additions
Accretion
Reclassifications from nonaccretable balance
Adjustment-transfer to OREO
Payments received	(171)	(36)
Balance at end of period	1,273	1,444
Purchased non impaired loans | Greater Atlantic Bank
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	4,597	5,191
Additions
Accretion	(1,085)	(1,611)
Reclassifications from nonaccretable balance	269	1,061
Adjustment-transfer to OREO	(20)	(44)
Payments received
Balance at end of period	3,761	4,597
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	38,758	44,354
Additions
Accretion	1,085	1,611
Reclassifications from nonaccretable balance
Adjustment-transfer to OREO	(169)	(343)
Payments received	(7,503)	(6,864)
Balance at end of period	$ 32,171	$ 38,758

LOANS - Carrying amount of non-

LOANS - Carrying amount of non-covered purchased impaired and non-impaired loans (Details 11) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015		Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 932,304		$ 831,544
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,832
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		115,365		124,985
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		260,013	[1]	213,248	[2]
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		856		1,366
Purchased impaired loan | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Total loans		1,564		1,688		$ 1,771
Purchased impaired loan | HarVest Bank of Maryland | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		258		296
Purchased impaired loan | HarVest Bank of Maryland | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		488		552
Purchased impaired loan | HarVest Bank of Maryland | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Purchased impaired loan | HarVest Bank of Maryland | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		818		840
Purchased impaired loan | HarVest Bank of Maryland | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Purchased non impaired loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Total loans		21,431		27,878		$ 32,230
Purchased non impaired loans | HarVest Bank of Maryland | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		10,150		12,637
Purchased non impaired loans | HarVest Bank of Maryland | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		2,996		3,102
Purchased non impaired loans | HarVest Bank of Maryland | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		2,062		2,745
Purchased non impaired loans | HarVest Bank of Maryland | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		6,221		9,392
Purchased non impaired loans | HarVest Bank of Maryland | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		2		2
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		904,124		797,171
Non-covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		91,067		67,832
Non-covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		115,365		124,985
Non-covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	231,833		178,875
Non-covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		856		1,366
Non-covered loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Total loans		22,995		29,566
Non-covered loans | HarVest Bank of Maryland | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total loans		10,408		12,933
Non-covered loans | HarVest Bank of Maryland | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		3,484		3,654
Non-covered loans | HarVest Bank of Maryland | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		2,062		2,745
Non-covered loans | HarVest Bank of Maryland | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans		7,039		10,232
Non-covered loans | HarVest Bank of Maryland | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 2		$ 2
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Carrying amount and a73

LOANS - Carrying amount and accretable yield for non-covered purchased impaired and non-impaired loans (Details 12) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 831,544
Balance at end of period	932,304	$ 831,544
Purchased impaired loan | HarVest Bank of Maryland
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period
Additions
Accretion
Reclassifications from nonaccretable balance
Payments received
Balance at end of period
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	1,688	1,771
Additions
Accretion
Reclassifications from nonaccretable balance
Payments received	(124)	(83)
Balance at end of period	1,564	1,688
Purchased non impaired loans | HarVest Bank of Maryland
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	858	1,218
Additions
Accretion	(196)	(360)
Reclassifications from nonaccretable balance
Payments received
Balance at end of period	662	858
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	27,878	32,230
Additions
Accretion	139	360
Reclassifications from nonaccretable balance
Payments received	(6,586)	(4,712)
Balance at end of period	$ 21,431	$ 27,878

LOANS - Carrying amount of purc

LOANS - Carrying amount of purchased impaired and non-impaired loans from the PGFSB acquisition (Details 13) - USD ($) $ in Thousands		Dec. 31, 2016		Dec. 31, 2015		Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		$ 932,304		$ 831,544
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		91,067		67,832
Commercial Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		115,365		124,985
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		260,013	[1]	213,248	[2]
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		856		1,366
Purchased impaired loan | PGFSB
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		580		703		$ 1,020
Purchased impaired loan | PGFSB | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		225		339
Purchased impaired loan | PGFSB | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		355		364
Purchased impaired loan | PGFSB | Commercial Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances
Purchased impaired loan | PGFSB | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances
Purchased impaired loan | PGFSB | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances
Purchased non impaired loans | PGFSB
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		41,774		51,263		$ 58,763
Purchased non impaired loans | PGFSB | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		2,638		2,880
Purchased non impaired loans | PGFSB | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		860		892
Purchased non impaired loans | PGFSB | Commercial Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		116		174
Purchased non impaired loans | PGFSB | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		38,018		47,133
Purchased non impaired loans | PGFSB | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		142		184
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		904,124		797,171
Non-covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		91,067		67,832
Non-covered loans | Commercial Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		115,365		124,985
Non-covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances	[2]	231,833		178,875
Non-covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		856		1,366
Non-covered loans | PGFSB
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		42,354		51,966
Non-covered loans | PGFSB | Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		2,863		3,219
Non-covered loans | PGFSB | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		1,215		1,256
Non-covered loans | PGFSB | Commercial Loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		116		174
Non-covered loans | PGFSB | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		38,018		47,133
Non-covered loans | PGFSB | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total ending loan balances		$ 142		$ 184
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS - Carrying amount and a75

LOANS - Carrying amount and accretable yield for purchased impaired and non-impaired loans from the PGFSB acquisition (Details 14) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	$ 831,544
Balance at end of period	932,304	$ 831,544
Purchased impaired loan | PGFSB
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period
Additions
Accretion
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO
Payments received
Balance at end of period
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	703	1,020
Additions
Accretion
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO
Payments received	(123)	(317)
Balance at end of period	580	703
Purchased non impaired loans | PGFSB
Loans and Leases Receivable Accretable Yield Movement Schedule [Roll Forward]
Balance at beginning of period	2,462	2,908
Additions
Accretion	(366)	(446)
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO
Payments received
Balance at end of period	2,096	2,462
Loan and Leases Receivable Recorded Investment Schedule [Roll Forward]
Balance at beginning of period	51,263	58,763
Additions
Accretion	365	446
Reclassifications from nonaccretable balance
Disbursements
Adjustment-transfer to OREO
Payments received	(9,854)	(7,946)
Balance at end of period	$ 41,774	$ 51,263

LOANS (Detail Textuals)

LOANS (Detail Textuals) $ in Thousands		12 Months Ended
		Dec. 31, 2016USD ($)Agreements	Dec. 31, 2015USD ($)
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 932,304	$ 831,544
Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Loss sharing agreement		143,400
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	28,180	34,373
Covered loans | Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Total loans		33,444	40,202
Covered loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Accretable discount on the acquired covered loans		6,500	7,900
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		904,124	797,171
Non-covered loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Total loans		22,995	29,566
Non-covered loans | Prince George's Federal Savings Bank (PGFSB)
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 42,354	$ 51,966
FDIC
Accounts Notes And Loans Receivable [Line Items]
Number of agreements | Agreements		2
FDIC | Single family loans
Accounts Notes And Loans Receivable [Line Items]
Term loan agreement expiring		10 years
FDIC | Non-Single Family (Commercial)
Accounts Notes And Loans Receivable [Line Items]
Term loan agreement expiring		5 years
[1]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS (Detail Textuals 1)

LOANS (Detail Textuals 1) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Charge off on recorded investment	$ 3
SBA guaranteed
Accounts Notes And Loans Receivable [Line Items]
SBA guarantees	$ 1.2	$ 3.5

LOANS (Detail Textuals 2)

LOANS (Detail Textuals 2) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)Loan	Dec. 31, 2015USD ($)Loan
Accounts Notes And Loans Receivable [Line Items]
Foreclosure expense of real estate property	$ 3,400	$ 4,100
In process recorded investment in consumer mortgage	1,800	763
30 to 59 days due
Accounts Notes And Loans Receivable [Line Items]
Loans modified in troubled debt restructurings	$ 688	$ 699
Number of modified loan | Loan	1	1

FAIR VALUE - Assets measured at

FAIR VALUE - Assets measured at fair value on recurring basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Available for sale securities
Fair value	$ 3,918	$ 4,209
Total
Available for sale securities
Fair value	3,918	4,209
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Trust preferred securities
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Available for sale securities
Fair value	3,918	4,209
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Available for sale securities
Fair value	2,259	2,312
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Trust preferred securities
Available for sale securities
Fair value	1,659	1,897
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Trust preferred securities
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Total
Available for sale securities
Fair value	3,918	4,209
Fair Value, Measurements, Recurring | Total | Obligations of states and political subdivisions
Available for sale securities
Fair value	2,259	2,312
Fair Value, Measurements, Recurring | Total | Trust preferred securities
Available for sale securities
Fair value	$ 1,659	$ 1,897

FAIR VALUE - Assets measured 80

FAIR VALUE - Assets measured at fair value on non-recurring basis (Details 1) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans	[1]
Non covered other real estate owned:
Non-covered other real estate owned	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential 1-4 family
Impaired covered loans:
Impaired covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Covered other real estate owned:
Covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans	[1]
Non covered other real estate owned:
Non-covered other real estate owned	[1]
Significant Other Observable Inputs (Level 2) | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans
Significant Other Observable Inputs (Level 2) | Residential 1-4 family
Impaired covered loans:
Impaired covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Covered other real estate owned:
Covered other real estate owned
Significant Unobservable Inputs (Level 3) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans		6,121	7,423
Non covered other real estate owned:
Non-covered other real estate owned		1,110	1,110
Significant Unobservable Inputs (Level 3) | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans	[1]		136
Non covered other real estate owned:
Non-covered other real estate owned	[1]	237	237
Significant Unobservable Inputs (Level 3) | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned		3,863	5,007
Significant Unobservable Inputs (Level 3) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans		5,630	5,084
Significant Unobservable Inputs (Level 3) | Residential 1-4 family
Impaired covered loans:
Impaired covered loans		963	1,066
Non covered other real estate owned:
Non-covered other real estate owned		3,407	3,741
Covered other real estate owned:
Covered other real estate owned			343
Total | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans		6,121	7,423
Non covered other real estate owned:
Non-covered other real estate owned		1,110	1,110
Total | Commercial real estate - non-owner occupied
Impaired non-covered loans:
Impaired non-covered loans	[1]		136
Non covered other real estate owned:
Non-covered other real estate owned	[1]	237	237
Total | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned		3,863	5,007
Total | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans		5,630	5,084
Total | Residential 1-4 family
Impaired covered loans:
Impaired covered loans		963	1,066
Non covered other real estate owned:
Non-covered other real estate owned		$ 3,407	3,741
Covered other real estate owned:
Covered other real estate owned			$ 343
[1]	Includes loans secured by farmland and multi-family residential loans.

FAIR VALUE - Fair Value of Fina

FAIR VALUE - Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financial assets:
Cash and cash equivalents		$ 47,392	$ 30,336	$ 38,320	$ 20,856
Securities available for sale		3,918	4,209
Securities held to maturity		85,300	96,780
Stock in Federal Reserve Bank and Federal Home Loan Bank		7,929	6,929
Equity investment in mortgage affiliate		4,629	4,459
Preferred investment in mortgage affiliate		2,555	2,555
FDIC indemnification asset		2,111	2,922	3,571
Financial liabilities:
Certificates of deposit		605,613	531,775
Securities sold under agreements to repurchase and other short-term borrowings		95,000	69,381	$ 29,044
FHLB advances			15,000
Carrying Amount
Financial assets:
Cash and cash equivalents	[1]	47,392	30,336
Securities available for sale		3,918	4,209
Securities held to maturity	[2]	85,300	96,780
Stock in Federal Reserve Bank and Federal Home Loan Bank		7,929	6,929
Equity investment in mortgage affiliate	[3]	4,629	4,459
Preferred investment in mortgage affiliate	[3]	2,555	2,555
Net non-covered loans	[3]	893,625	786,631
Net covered loans	[3]	28,180	34,373
Accrued interest receivable	[4]	3,202	2,914
FDIC indemnification asset	[3]	2,111	2,922
Financial liabilities:
Demand deposits	[1]	124,779	111,849
Money market and savings accounts	[1]	182,590	181,670
Certificates of deposit	[3]	605,613	531,775
Securities sold under agreements to repurchase and other short-term borrowings	[1]	95,000	69,381
FHLB advances	[3]		15,000
Accrued interest payable	[5]	1,190	846
Fair Value
Financial assets:
Cash and cash equivalents	[1]	47,392	30,336
Securities available for sale		3,918	4,209
Securities held to maturity	[2]	83,344	96,464
Equity investment in mortgage affiliate	[3]	4,629	4,459
Preferred investment in mortgage affiliate	[3]	2,555	2,555
Net non-covered loans	[3]	903,085	793,541
Net covered loans	[3]	32,173	38,077
Accrued interest receivable	[4]	3,202	2,914
FDIC indemnification asset	[3]	528	745
Financial liabilities:
Demand deposits	[1]	124,779	111,849
Money market and savings accounts	[1]	182,590	181,670
Certificates of deposit	[3]	605,394	531,456
Securities sold under agreements to repurchase and other short-term borrowings	[1]	95,000	69,381
FHLB advances	[3]		15,041
Accrued interest payable	[5]	$ 1,190	$ 846
[1]	Level 1
[2]	Level 2
[3]	Level 3
[4]	Level 2 & Level 3
[5]	Level 1 & Level 3

FAIR VALUE (Detail Textuals)

FAIR VALUE (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts Notes And Loans Receivable [Line Items]
Allowances for loan losses	$ 8,610	$ 8,421
Minimum
Accounts Notes And Loans Receivable [Line Items]
Fair value of estimated costs related to selling the collateral	6.00%
Maximum
Accounts Notes And Loans Receivable [Line Items]
Fair value of estimated costs related to selling the collateral	10.00%
Non-covered loans
Accounts Notes And Loans Receivable [Line Items]
Non covered Impaired loans	$ 12,700	13,500
Allowances for loan losses	8,610	8,421	$ 7,393	$ 7,039
SBA guaranteed
Accounts Notes And Loans Receivable [Line Items]
SBA guarantees	2,200	3,500
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Allowances for loan losses			$ 21	$ 51
Total impaired loans	$ 963	$ 1,100

FAIR VALUE (Detail Textuals 1)

FAIR VALUE (Detail Textuals 1)	12 Months Ended
	Dec. 31, 2016
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Description of other real estate owned loan collateral liquidation expenses	Fair value is classified as Level 3 in the fair value hierarchy. OREO is further evaluated quarterly for any additional impairment.
Minimum
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Percentage of discount rate on other real estate owned	6.00%
Maximum
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Percentage of discount rate on other real estate owned	7.60%

FAIR VALUE (Detail Textuals 2)

FAIR VALUE (Detail Textuals 2) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Other real estate owned	$ 8,617	$ 10,439
Significant Unobservable Inputs (Level 3) | Non-covered loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Non covered other real estate owned	$ 8,600	10,100
Significant Unobservable Inputs (Level 3) | Covered loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Covered other real estate owned		$ 343

BANK PREMISES AND EQUIPMENT - S

BANK PREMISES AND EQUIPMENT - Summary of Bank premises and equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 14,863	$ 14,720
Less accumulated depreciation and amortization	6,636	5,838
Bank premises and equipment, net	8,227	8,882
Land
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	2,261	2,261
Building and improvements
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	5,842	5,842
Leasehold improvements
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	2,428	2,428
Furniture and equipment
Property, Plant and Equipment [Line Items]
Bank premises and equipment, gross	$ 4,332	$ 4,189

BANK PREMISES AND EQUIPMENT -86

BANK PREMISES AND EQUIPMENT - Summary of Future minimum rental payments (Details 1) $ in Thousands	Dec. 31, 2016USD ($)
Property, Plant and Equipment [Abstract]
2,017	$ 1,907
2,018	1,630
2,019	1,341
2,020	825
2,021	149
Thereafter	425
Future minimum rental payments, total	$ 6,277

BANK PREMISES AND EQUIPMENT (De

BANK PREMISES AND EQUIPMENT (Detail Textuals) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Rental expense	$ 2	$ 2	$ 2
Minimum
Property, Plant and Equipment [Line Items]
Lease term	2 years
Maximum
Property, Plant and Equipment [Line Items]
Lease term	6 years

GOODWILL AND INTANGIBLE ASSET88

GOODWILL AND INTANGIBLE ASSETS - Acquired intangible assets (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Amortizable core deposit intangibles, gross carrying value	$ 7,477	$ 7,477
Accumulated Amortization	(6,603)	(6,384)
Amortizable core deposit intangibles, net carrying value	$ 874	$ 1,093

GOODWILL AND INTANGIBLE ASSET89

GOODWILL AND INTANGIBLE ASSETS - Estimated amortization expense of intangibles (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
2,017	$ 194
2,018	184
2,019	174
2,020	111
2,021	111
Thereafter	100
Core deposit intangibles, net	$ 874	$ 1,093

GOODWILL AND INTANGIBLE ASSET90

GOODWILL AND INTANGIBLE ASSETS (Detail Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Goodwill [Line Items]
Goodwill	$ 10,514	$ 10,514
PGFSB
Goodwill [Line Items]
Increase in goodwill	$ 1,400

FDIC INDEMNIFICATION ASSET - Ch

FDIC INDEMNIFICATION ASSET - Changes in the indemnification asset for the periods (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
FDIC Indemnification Asset [Roll Forward]
Balance as of January 1	$ 2,922	$ 3,571
Payments from FDIC	(18)	(3)
Reforecasting adjustment		(16)
Accretion (amortization)	(793)	(630)	$ (1,230)
Balance as of December 31	$ 2,111	$ 2,922	$ 3,571

FDIC INDEMNIFICATION ASSET (Det

FDIC INDEMNIFICATION ASSET (Detail Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)Agreements	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 04, 2009USD ($)
Indemnity [Line Items]
Estimated fair value of the indemnification asset | $				$ 8,800
Amount to be recover from FDIC under indemnification agreement | $	$ 528
FDIC indemnification asset carrying amount | $	$ 2,111	$ 2,922	$ 3,571
Number of agreement with FDIC | Agreements	2
Single Family Assets
Indemnity [Line Items]
Number of agreement with FDIC | Agreements	1
Term of FDIC agreement	10 years
Non-Single Family (Commercial) Assets
Indemnity [Line Items]
Number of agreement with FDIC | Agreements	1
Term of FDIC agreement	5 years

DEPOSITS - Scheduled maturities

DEPOSITS - Scheduled maturities of time deposits (Details) $ in Thousands	Dec. 31, 2016USD ($)
Deposits [Abstract]
2,017	$ 335,344
2,018	179,719
2,019	51,608
2,020	16,692
2,021	22,250
Time deposits, total	$ 605,613

DEPOSITS - Scheduled maturiti94

DEPOSITS - Scheduled maturities of certificates of deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deposits [Abstract]
Within 3 Months	$ 3,778
3 to 6 Months	19,926
6 to 12 Months	44,179
Over 12 Months	79,686
Total	$ 147,569	$ 99,500

DEPOSITS (Detail Textual)

DEPOSITS (Detail Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deposits [Abstract]
Aggregate amount of time deposits in denominations of $100,000 or more	$ 147,569	$ 99,500
Brokered certificate of deposits	66,500	62,000
Money market deposits	$ 14,200	$ 15,400

SECURITIES SOLD UNDER AGREEME96

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS - Summary of Other short-term borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
FHLB overnight advances	$ 50,000	$ 49,000	$ 15,250
Other short-term FHLB advances maturing 3/27/17	10,000
Other short-term FHLB advances maturing 5/4/2017	10,000
Other short-term FHLB advances maturing 6/5/2017	10,000
Other short-term FHLB advances maturing 6/19/2017	5,000
Other short-term FHLB advances maturing 12/15/2017	10,000
Other short-term FHLB advances maturing 11/4/2016		10,000
Securities sold under agreements to repurchase		10,381	13,794
Total	$ 95,000	$ 69,381	$ 29,044
Weighted average interest rate at year end	0.86%	0.51%	0.65%
Average outstanding balance	$ 66,864	$ 34,673	$ 37,810
Average interest rate during the year	0.74%	0.76%	0.51%
Maximum month-end outstanding balance	$ 95,000	$ 69,381	$ 66,852

SECURITIES SOLD UNDER AGREEME97

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS (Detail Textuals) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Banking and Thrift [Abstract]
Investment securities pledged as collateral for securities sold under agreements to repurchase	$ 13.6	$ 26.7

FEDERAL HOME LOAN BANK ADVANC98

FEDERAL HOME LOAN BANK ADVANCES - LONG-TERM - Advances from the Federal Home Loan Bank (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		$ 15,000
FHLB fixed rate advance maturing June 2017 with a rate of 2.26%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		5,000
FHLB fixed rate advance maturing June 2017 with a rate of 0.80%
Federal Home Loan Bank Advances [Line Items]
Federal Home Loan Bank (FHLB) advances		$ 10,000

FEDERAL HOME LOAN BANK ADVANC99

FEDERAL HOME LOAN BANK ADVANCES - LONG-TERM - Parentheticals (Details)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
FHLB fixed rate advance maturing June 2017 with a rate of 2.26%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	2.26%	2.26%
Interest rate type	Fixed	Fixed
Maturity date of FHLB fixed rate advance	2017 June	2017 June
FHLB fixed rate advance maturing June 2017 with a rate of 0.80%
Federal Home Loan Bank Advances [Line Items]
FHLB fixed rate advance, interest rate	0.80%	0.80%
Interest rate type	Fixed	Fixed
Maturity date of FHLB fixed rate advance	2017 June	2017 June

FEDERAL HOME LOAN BANK ADVAN100

FEDERAL HOME LOAN BANK ADVANCES - LONG-TERM (Detail Textuals) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Financial Instruments Owned and Pledged as Collateral [Line Items]
Available collateral to borrow an additional amount from FHLB	$ 178.7
Home equity lines of credit (HELOCs)
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	17.5	$ 20.9
Commercial Loans
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	172.6	164.7
Investment securities
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	46.7	44.6
Federal Home Loan Bank of Atlanta | Residential 1-4 family mortgage loans
Financial Instruments Owned and Pledged as Collateral [Line Items]
FHLB advances, pledged as collateral	$ 128.9	$ 30.2

INCOME TAXES - Net deferred tax

INCOME TAXES - Net deferred tax assets (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets:
Allowance for loan losses	$ 2,997	$ 2,934
Organization costs	72	100
Unearned loan fees and other	656	739
Other real estate owned write-downs	945	1,063
FDIC assisted transactions timing difference		827
Other than temporary impairment charge	369	369
Net unrealized loss on securities available for sale	406	314
Purchase accounting	934	1,205
Deferred compensation	878	707
Other	871	188
Total deferred tax assets	8,128	8,446
Deferred tax liabilities:
FDIC indemnification asset	735	1,018
Depreciation	613	712
Total deferred tax liabilities	1,348	1,730
Net deferred tax assets	$ 6,780	$ 6,716

INCOME TAXES - Provision for in

INCOME TAXES - Provision for income taxes (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Current tax expense
Federal	$ 4,781	$ 2,367	$ 4,047
State	285	168	125
Total current tax expense	5,066	2,535	4,172
Deferred tax benefit
Federal	28	2,123	(394)
State	1	9	(24)
Total deferred tax expense (benefit)	29	2,132	(418)
Total income tax expense	$ 5,095	$ 4,667	$ 3,754

INCOME TAXES - Income tax expen

INCOME TAXES - Income tax expense (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Computed expected tax expense at statutory rate	$ 5,238	$ 4,745	$ 3,821
Reduction in tax expense resulting from:
Income from bank-owned life insurance	(238)	(216)	(210)
Other, net	95	138	143
Total income tax expense	$ 5,095	$ 4,667	$ 3,754

INCOME TAXES (Detail Textuals)

INCOME TAXES (Detail Textuals)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Income Tax Disclosure [Abstract]
U.S. Federal income tax rate	34.00%	34.00%	34.00%

EMPLOYEE BENEFITS (Detail Textu

EMPLOYEE BENEFITS (Detail Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)Executive_Officer	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Employer discretionary matching contributions in 401(k) plan	$ 132	$ 108	$ 102
Executive Officer
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Number of officers | Executive_Officer	2
Term of deferred compensation arrangement	10 years
Deferred compensation expense	$ 495	403	$ 340
Deferred compensation liability	$ 2,500	$ 2,000

STOCK- BASED COMPENSATION - Wei

STOCK- BASED COMPENSATION - Weighted-average assumptions (Details) - Stock Options - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected life	10 years	10 years	10 years
Expected volatility	14.16%	14.71%	29.30%
Risk-free interest rate	1.62%	2.26%	2.48%
Weighted average fair value per option granted	$ 0.63	$ 0.51	$ 2.88
Dividend yield	4.44%	5.51%	2.55%

STOCK- BASED COMPENSATION - Act

STOCK- BASED COMPENSATION - Activity in stock option plan (Details 1) - Stock Options $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)$ / sharesshares
Shares
Options outstanding, beginning of period | shares	664,400
Granted | shares	136,000
Forfeited | shares
Exercised | shares	(18,200)
Options outstanding, end of period | shares	782,200
Vested or expected to vest | shares	782,200
Exercisable at end of period | shares	418,910
Weighted Average Exercise Price
Options outstanding, beginning of period | $ / shares	$ 9
Granted | $ / shares	11.99
Forfeited | $ / shares
Exercised | $ / shares	7.44
Options outstanding, end of period | $ / shares	9.56
Vested or expected to vest | $ / shares	9.56
Exercisable at end of period | $ / shares	$ 7.99
Weighted Average Remaining Contractual Term
Options outstanding, end of period	6 years 6 months
Vested or expected to vest	6 years 8 months 12 days
Exercisable at end of period	4 years 8 months 12 days
Options outstanding, end of period - Aggregate Intrinsic Value | $	$ 5,301
Vested or expected to vest - Aggregate Intrinsic Value | $	5,301
Exercisable at end of period - Aggregate Intrinsic Value | $	$ 3,365

STOCK- BASED COMPENSATION (Deta

STOCK- BASED COMPENSATION (Detail Textuals) - Stock Options - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted	136,000
Method used for fair value of each option granted	Black-Scholes options-pricing model
Stock-based compensation expense	$ 260	$ 331	$ 317
Unrecognized compensation expense associated with the stock options	$ 451
Unrecognized compensation cost weighted average recognition period	2 years 4 months 24 days
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum term of options	10 years
2004 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for reservation (in shares)	302,500
2010 Stock Awards and Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for reservation (in shares)	700,000

FINANCIAL INSTRUMENTS WITH O109

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Detail Textuals) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Letter of Credit
Line of Credit Facility [Line Items]
Letters of credit outstanding	$ 6.4	$ 6.7

FINANCIAL INSTRUMENTS WITH O110

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Detail Textuals 1) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Unfunded Lines Of Credit and Undisbursed Construction Loan Funds
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Unfunded lines of credit and undisbursed construction loan funds	$ 135.8	$ 132.3
Loan commitment
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Unfunded lines of credit and undisbursed construction loan funds	$ 6.5	$ 2.7

EARNINGS PER SHARE - Reconcilia

EARNINGS PER SHARE - Reconciliation of the denominators of the basic and diluted EPS computations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Earnings Per Share [Abstract]
Basic EPS - Income (Numerator) (in dollars)									$ 10,312	$ 9,289	$ 7,483
Effect of dilutive stock options and warrants - Income (Numerator) (in dollars)
Diluted EPS - Income (Numerator)	$ 2,192	$ 2,765	$ 2,789	$ 2,566	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 10,312	$ 9,289	$ 7,483
Basic EPS- Weighted Average Shares (Denominator) (in shares)									12,252	12,224	11,846
Effect of dilutive stock options and warrants- Weighted Average Shares (Denominator) (in shares)									175	106	81
Diluted EPS- Weighted Average Shares (Denominator) (in shares)									12,427	12,330	11,927
Basic EPS - Per Share Amount (in dollars per share)	$ 0.18	$ 0.23	$ 0.23	$ 0.21	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.84	$ 0.76	$ 0.63
Effect of dilutive stock options and warrants- Per Share Amount (in dollars per share)
Diluted EPS- Per Share Amount (in dollars per share)	$ 0.18	$ 0.22	$ 0.23	$ 0.21	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.83	$ 0.75	$ 0.63

EARNINGS PER SHARE (Detail Text

EARNINGS PER SHARE (Detail Textuals) - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Stock Options and Warrants
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive options and warrants (in shares)	678,721	643,164	622,593

REGULATORY MATTERS - Capital am

REGULATORY MATTERS - Capital amounts and ratios for Southern National and Sonabank at year end (Details) - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015
Southern National
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common equity tier 1 capital ratio, Actual Amount		$ 116,076	$ 109,276
Common equity tier 1 capital ratio, Actual Ratio		12.69%	13.13%
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Amount	[1]	$ 41,171	$ 37,254
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Ratio	[1]	4.50%	4.50%
Tier 1 risk-based capital ratio, Actual Amount		$ 116,076	$ 109,276
Tier 1 risk-based capital ratio, Actual Ratio		12.69%	13.13%
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	[1]	$ 54,894	$ 49,939
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	[1]	6.00%	6.00%
Total risk-based capital ratio, Actual Amount		$ 124,686	$ 117,697
Total risk-based capital ratio, Actual Ratio		13.63%	14.14%
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	[1]	$ 73,193	$ 66,585
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	[1]	8.00%	8.00%
Leverage ratio, Actual Amount		$ 116,076	$ 109,276
Leverage ratio, Actual Ratio		10.56%	11.06%
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	[1]	$ 43,965	$ 39,509
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	[1]	4.00%	4.00%
Sonabank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common equity tier 1 capital ratio, Actual Amount		$ 114,779	$ 108,054
Common equity tier 1 capital ratio, Actual Ratio		12.55%	12.99%
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Amount	[1]	$ 41,151	$ 37,436
Common equity tier 1 capital ratio, Required For Capital Adequacy Purposes Ratio	[1]	4.50%	4.50%
Common equity tier 1 capital ratio, To Be Categorized as Well Capitalized Amount	[2]	$ 59,440	$ 54,075
Common equity tier 1 capital ratio, To Be Categorized as Well Capitalized Ratio	[2]	6.50%	6.50%
Tier 1 risk-based capital ratio, Actual Amount		$ 114,779	$ 108,054
Tier 1 risk-based capital ratio, Actual Ratio		12.55%	12.99%
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	[1]	$ 54,868	$ 49,915
Tier 1 risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	[1]	6.00%	6.00%
Tier 1 risk-based capital ratio, To Be Categorized as Well Capitalized, Amount	[2]	$ 73,157	$ 66,553
Tier 1 risk-based capital ratio, To Be Categorized as Well Capitalized, Ratio	[2]	8.00%	8.00%
Total risk-based capital ratio, Actual Amount		$ 123,389	$ 116,475
Total risk-based capital ratio, Actual Ratio		13.49%	14.00%
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	[1]	$ 73,157	$ 66,553
Total risk-based capital ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	[1]	8.00%	8.00%
Total risk-based capital ratio, To Be Categorized as Well Capitalized, Amount	[2]	$ 91,447	$ 83,192
Total risk-based capital ratio, To Be Categorized as Well Capitalized, Ratio	[2]	10.00%	10.00%
Leverage ratio, Actual Amount		$ 114,779	$ 108,054
Leverage ratio, Actual Ratio		10.45%	10.94%
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Amount	[1]	$ 43,947	$ 39,493
Leverage ratio, Actual Ratio Required For Capital Adequacy Purposes, Ratio	[1]	4.00%	4.00%
Leverage ratio, To Be Categorized as Well Capitalized, Amount	[2]	$ 54,934	$ 49,366
Leverage ratio, To Be Categorized as Well Capitalized, Ratio	[2]	5.00%	5.00%
[1]	When fully phased-in on January 1, 2019, the Basel III capital rules include a capital conservation buffer of 2.5% that is added on top of each of the minimum risk-based capital ratios noted above. Implementation began on January 1, 2016 at the 0.625% level and will increase each subsequent January 1, until it reaches 2.5% on January 1, 2019.
[2]	Prompt corrective action provisions are not applicable at the bank holding company level.

REGULATORY MATTERS (Parenthetic

REGULATORY MATTERS (Parentheticals) (Details)	12 Months Ended
	Dec. 31, 2016
Regulatory Matters [Abstract]
Capital conservation buffer	2.50%
Minimum risk based capital ratio	0.625%
Maximum limit for risk based capital ratio	2.50%

REGULATORY MATTERS (Detail Text

REGULATORY MATTERS (Detail Textuals) $ in Millions	Dec. 31, 2016USD ($)
Dividend declared
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Dividends declared for 2016	$ 19.6

PARENT COMPANY FINANCIAL INF116

PARENT COMPANY FINANCIAL INFORMATION - CONDENSED BALANCE SHEETS (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Cash	$ 47,392	$ 30,336	$ 38,320	$ 20,856
Other assets	7,966	6,143
Total assets	1,142,443	1,036,107
Stockholders' equity:
Retained earnings	22,126	15,735
Accumulated other comprehensive loss	789	610	3,020	3,190
Total stockholders' equity	126,344	119,636	113,979	106,614
Total liabilities and stockholders' equity	1,142,443	1,036,107
Southern National Bancorp of Virginia, Inc
ASSETS
Cash	856	823	$ 769	$ 465
Investment in subsidiary	125,047	118,413
Other assets	441	400
Total assets	126,344	119,636
Stockholders' equity:
Common stock	123	122
Additional paid in capital	104,884	104,389
Retained earnings	22,126	15,735
Accumulated other comprehensive loss	(789)	(610)
Total stockholders' equity	126,344	119,636
Total liabilities and stockholders' equity	$ 126,344	$ 119,636

PARENT COMPANY FINANCIAL INF117

PARENT COMPANY FINANCIAL INFORMATION - CONDENSED STATEMENTS OF INCOME (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Condensed Financial Statements, Captions [Line Items]
Other operating expenses									$ 2,976	$ 3,682	$ 3,076
Income before income taxes	$ 3,530	$ 4,140	$ 4,182	$ 3,555	$ 3,550	$ 3,726	$ 3,694	$ 2,986	15,407	13,956	11,237
Income tax benefit									(5,095)	(4,667)	(3,754)
Net income	$ 2,192	$ 2,765	$ 2,789	$ 2,566	$ 2,338	$ 2,481	$ 2,466	$ 2,004	10,312	9,289	7,483
Southern National Bancorp of Virginia, Inc
Condensed Financial Statements, Captions [Line Items]
Cash dividends received from Sonabank									3,600	6,300	6,500
Other operating expenses									153	204	162
Income before income taxes									3,447	6,096	6,338
Income tax benefit									(52)	(69)	(55)
Equity in undistributed net income of Sonabank									6,813	3,124	1,090
Net income									$ 10,312	$ 9,289	$ 7,483

PARENT COMPANY FINANCIAL INF118

PARENT COMPANY FINANCIAL INFORMATION - CONDENSED STATEMENTS OF CASH FLOWS (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Operating activities:
Net income	$ 2,192	$ 2,765	$ 2,789	$ 2,566	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 10,312	$ 9,289	$ 7,483
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Other, net									(2,924)	385	(1,161)
Net cash and cash equivalents provided by operating activities									18,023	12,219	11,485
Investing activities:
Net cash and cash equivalents provided by investing activities									(95,589)	(127,036)	(89,755)
Financing activities:
Issuance of common stock									135	707	886
Repurchase of common stock										(721)
Dividend payment on common stock									(3,921)	(6,359)	(7,239)
Net cash and cash equivalents used in financing activities									(94,622)	(106,833)	(95,734)
Increase (decrease) in cash and cash equivalents									(17,056)	7,984	(17,464)
Cash and cash equivalents at beginning of period				30,336				38,320	30,336	38,320	20,856
Cash and cash equivalents at end of period	47,392				30,336				47,392	30,336	38,320
Southern National Bancorp of Virginia, Inc
Operating activities:
Net income									10,312	9,289	7,483
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Equity in undistributed net income of subsidiary									(10,413)	(9,424)	(7,590)
Other, net									219	262	264
Net cash and cash equivalents provided by operating activities									118	127	157
Investing activities:
Dividend from bank subsidiary									3,600	6,300	6,500
Net cash and cash equivalents provided by investing activities									3,600	6,300	6,500
Financing activities:
Issuance of common stock									236	707	886
Repurchase of common stock										(721)
Dividend payment on common stock									(3,921)	(6,359)	(7,239)
Net cash and cash equivalents used in financing activities									(3,685)	(6,373)	(6,353)
Increase (decrease) in cash and cash equivalents									33	54	304
Cash and cash equivalents at beginning of period				$ 823				$ 769	823	769	465
Cash and cash equivalents at end of period	$ 856				$ 823				$ 856	$ 823	$ 769

ACCUMULATED OTHER COMPREHENS119

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Summary of the accumulated other comprehensive loss balances, net of tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	$ (610)	$ (3,020)	$ (3,190)
Current Period Change	(179)	2,410	170
Ending balance	(789)	(610)	(3,020)
Unrealized gains (losses) on securities available for sale
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	(440)	(6)	(203)
Current Period Change	(187)	(434)	197
Ending balance	(627)	(440)	$ (6)
Unrecognized loss on securities held to maturity for which other than temporary impairment charges have been taken
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	311
Current Period Change
Ending balance	311	311
Unrealized loss on securities available for sale transferred to held to maturity
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance	(481)
Current Period Change	8
Ending balance	$ (473)	$ (481)

RELATED PARTY TRANSACTIONS (Det

RELATED PARTY TRANSACTIONS (Detail) - Southern Trust Mortgage - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loans and Leases Receivable, Related Parties [Roll Forward]
Loans outstanding at January 1	$ 10,438	$ 9,383
Principal advances	149,725	132,206
Principal paid	(152,037)	(131,151)
Balance at December 31	$ 8,126	$ 10,438

RELATED PARTY TRANSACTIONS (121

RELATED PARTY TRANSACTIONS (Detail Textuals) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Related Party Transaction [Line Items]
Aggregate amount of deposit	$ 5.9	$ 7.6
Southern Trust Mortgage
Related Party Transaction [Line Items]
Loan purchased from STM	$ 77.4	$ 51.4

QUARTERLY FINANCIAL DATA (UN122

QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]
Interest Income	$ 12,364	$ 12,619	$ 12,291	$ 11,673	$ 11,386	$ 11,148	$ 10,732	$ 10,435	$ 48,947	$ 43,701	$ 38,091
Net Interest Income	10,055	10,373	10,174	9,712	9,490	9,183	9,024	8,927	40,314	36,624	33,418
Income Before Taxes	3,530	4,140	4,182	3,555	3,550	3,726	3,694	2,986	15,407	13,956	11,237
Net income	$ 2,192	$ 2,765	$ 2,789	$ 2,566	$ 2,338	$ 2,481	$ 2,466	$ 2,004	$ 10,312	$ 9,289	$ 7,483
Earnings per share, basic (in dollars per share)	$ 0.18	$ 0.23	$ 0.23	$ 0.21	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.84	$ 0.76	$ 0.63
Earnings Per Share, Diluted (in dollars per share)	$ 0.18	$ 0.22	$ 0.23	$ 0.21	$ 0.19	$ 0.20	$ 0.20	$ 0.16	$ 0.83	$ 0.75	$ 0.63

SUBSEQUENT EVENT (Detail Textua

SUBSEQUENT EVENT (Detail Textuals) - SUBSEQUENT EVENT $ in Millions	1 Months Ended
	Jan. 20, 2017USD ($)
Subsequent Event [Line Items]
Proceeds from subordinated notes	$ 27
Subordinated notes initial interest rate percentage	5.875%
Subordinate notes annual floating rate discription	three-month LIBOR plus a spread of 3.95%
Subordinate notes interest rate until maturity	3.95%