Primis Financial (FRST) 10-Q 9 May 17 2017 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 02, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	Southern National Bancorp of Virginia Inc
Entity Central Index Key	1,325,670
Trading Symbol	sona
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		12,340,993
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Amendment Flag	false
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Cash and cash equivalents:
Cash and due from financial institutions		$ 3,901	$ 4,656
Interest-bearing deposits in other financial institutions		31,518	42,736
Total cash and cash equivalents		35,419	47,392
Securities available for sale, at fair value		4,238	3,918
Securities held to maturity, at amortized cost (fair value of $87,054 and $83,344, respectively)		89,003	85,300
Total loans		974,222	930,415
Less allowance for loan losses		(8,678)	(8,610)
Net loans		965,544	921,805
Stock in Federal Reserve Bank and Federal Home Loan Bank		8,917	7,929
Equity investment in mortgage affiliate		4,150	4,629
Preferred investment in mortgage affiliate		2,555	2,555
Bank premises and equipment, net		8,083	8,227
Goodwill		10,514	10,514
Core deposit intangibles, net		825	874
FDIC indemnification asset		1,920	2,111
Bank-owned life insurance		23,989	23,826
Other real estate owned		8,265	8,617
Deferred tax assets, net		6,669	6,780
Other assets		7,242	7,966
Total assets		1,177,333	1,142,443
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits		101,674	88,783
Interest-bearing deposits:
NOW accounts		26,287	26,338
Cash management accounts		10,252	9,658
Money market accounts		127,052	129,835
Savings accounts		53,949	52,755
Time deposits		577,003	605,613
Total interest-bearing deposits		794,543	824,199
Total deposits		896,217	912,982
Federal Home Loan Bank (FHLB) advances - short term		116,000	95,000
Subordinated notes		26,075
Other liabilities		10,753	8,117
Total liabilities		1,049,045	1,016,099
Commitments and contingencies (See Note 5)
Stockholders' equity:
Preferred stock, $.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $.01 par value. Authorized 45,000,000 shares; issued and outstanding, 12,330,043 shares at March 31, 2017 and 12,263,643 at December 31, 2016		123	123
Additional paid in capital		105,544	104,884
Retained earnings		23,195	22,126
Accumulated other comprehensive loss		(574)	(789)
Total stockholders' equity		128,288	126,344
Total liabilities and stockholders' equity		1,177,333	1,142,443
Covered loans
Cash and cash equivalents:
Total loans	[1]	25,666	28,180
Less allowance for loan losses
Non-covered loans
Cash and cash equivalents:
Total loans		948,556	902,235
Less allowance for loan losses		$ (8,678)	$ (8,610)
[1]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Statement Of Financial Position [Abstract]
Securities held to maturity fair value (in dollars)	$ 87,054	$ 83,344
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	12,330,043	12,263,643
Common stock, shares outstanding	12,330,043	12,263,643

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest and dividend income :
Interest and fees on loans	$ 11,761	$ 10,757
Interest and dividends on taxable securities	538	681
Interest and dividends on tax exempt securities	84	84
Interest and dividends on other earning assets	162	151
Total interest and dividend income	12,545	11,673
Interest expense:
Interest on deposits	2,160	1,812
Interest on subordinated notes	329
Interest on other borrowings	165	150
Total interest expense	2,654	1,962
Net interest income	9,891	9,711
Provision for loan losses	550	625
Net interest income after provision for loan losses	9,341	9,086
Noninterest income (loss):
Account maintenance and deposit service fees	213	223
Income from bank-owned life insurance	163	174
Equity (loss) income from mortgage affiliate	(479)	80
Other	36	24
Total noninterest (loss) income	(67)	501
Noninterest expenses:
Salaries and benefits	2,898	3,128
Occupancy expenses	791	809
Furniture and equipment expenses	247	189
Amortization of core deposit intangible	49	62
Virginia franchise tax expense	111	97
FDIC assessment	137	146
Data processing expense	208	172
Telephone and communication expense	162	187
Amortization of FDIC indemnification asset	191	216
Net loss on other real estate owned	53	120
Merger expenses	323
Other operating expenses	883	907
Total noninterest expenses	6,053	6,033
Income before income taxes	3,221	3,554
Income tax expense	1,167	989
Net income	2,054	2,565
Other comprehensive income:
Unrealized gain (loss) on available for sale securities	322	(337)
Non-credit component of other-than-temporary impairment on held-to-maturity securities
Accretion of amounts previously recorded upon transfer to held-to-maturity from available-for-sale	3	3
Net unrealized gain (loss)	325	(334)
Tax effect	(110)	114
Other comprehensive income (loss)	215	(220)
Comprehensive income	$ 2,269	$ 2,345
Earnings per share, basic (in dollars per share)	$ 0.17	$ 0.21
Earnings per share, diluted (in dollars per share)	$ 0.16	$ 0.21

CONSOLIDATED STATEMENT OF CHANG

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) - 3 months ended Mar. 31, 2017 - USD ($) $ in Thousands	Common Stock	Additional Paid in Capital	Retained Earnings	Accumulated Other Comprehensive Loss	Total
Balance at Dec. 31, 2016	$ 123	$ 104,884	$ 22,126	$ (789)	$ 126,344
Comprehensive income:
Net income			2,054		2,054
Change in unrealized loss on securities available for sale (net of tax benefit, $109)				213	213
Change in unrecognized loss on securities held to maturity for which a portion of OTTI has been recognized (net of tax, $1 and accretion, $2 and amounts recorded into other comprehensive income at transfer)				2	2
Dividends on common stock ($.08 per share)			(985)		(985)
Issuance of common stock for warrants exercised (49,500 shares)		449			449
Issuance of common stock under Stock Incentive Plan (16,900 shares)		151			151
Stock-based compensation expense		60			60
Balance at Mar. 31, 2017	$ 123	$ 105,544	$ 23,195	$ (574)	$ 128,288

CONSOLIDATED STATEMENT OF CHAN6

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) (Parentheticals) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)$ / sharesshares
Statement Of Stockholders Equity [Abstract]
Tax on change in unrealized loss on securities available for sale	$ 109
Tax on change in unrecognized loss on securities held to maturity, portion of OTTI	1
Accretion on change in unrecognized loss on securities held to maturity, portion of OTTI	$ 2
Common stock dividends per share (in dollars per share) | $ / shares	$ 0.08
Issuance of common stock for warrants exercised (in shares) | shares	49,500
Issuance of common shares under Stock Incentive Plan (in shares) | shares	16,900

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Operating activities:
Net income	$ 2,054	$ 2,565
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Depreciation	179	208
Amortization of core deposit intangible	49	62
Other amortization, net	54
Accretion of loan discount	(349)	(502)
Amortization of FDIC indemnification asset	191	216
Provision for loan losses	550	625
Earnings on bank-owned life insurance	(163)	(174)
Equity loss (income) on mortgage affiliate	479	(80)
Stock based compensation expense	60	79
Net loss on other real estate owned	53	120
Net decrease (increase) in other assets	720	(1,549)
Net increase in other liabilities	2,636	734
Net cash and cash equivalents provided by operating activities	6,513	2,304
Investing activities:
Purchases of held to maturity securities	(9,950)	(10,994)
Proceeds from paydowns, maturities and calls of held to maturity securities	6,204	9,059
Loan originations and payments, net	(43,940)	(41,212)
Net increase in stock in Federal Reserve Bank and Federal Home Loan Bank	(988)	(660)
Proceeds from sale of other real estate owned	298	357
Purchases of bank premises and equipment	(35)	(70)
Net cash and cash equivalents used in investing activities	(48,411)	(43,520)
Financing activities:
Net (decrease) increase in deposits	(16,765)	32,244
Cash dividends paid - common stock	(985)	(979)
Issuance of common stock for warrants exercised	449
Issuance of common stock under Stock Incentive Plan	151	75
Issuance of subordinated notes net of cost	26,075
Net increase in short-term borrowings	21,000	13,664
Net cash and cash equivalents provided by financing activities	29,925	45,004
(Decrease) Increase in cash and cash equivalents	(11,973)	3,788
Cash and cash equivalents at beginning of period	47,392	30,336
Cash and cash equivalents at end of period	35,419	34,124
Cash payments for:
Interest	$ 2,290	1,903
Income taxes		700
Supplemental schedule of noncash investing and financing activities
Transfer from covered loans to other real estate owned		$ 144

ACCOUNTING POLICIES

ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2017
Accounting Policies [Abstract]
ACCOUNTING POLICIES	1. ACCOUNTING POLICIES Southern National Bancorp of Virginia, Inc. (“Southern National” or “SNBV”) is a corporation formed on July 28, 2004 under the laws of the Commonwealth of Virginia and is the holding company for Sonabank (“Sonabank”) a Virginia state chartered bank which commenced operations on April 14, 2005. Sonabank provides a range of financial services to individuals and small and medium sized businesses. Sonabank has fifteen branches in Virginia, located in Fairfax County (Reston, McLean and Fairfax), in Charlottesville, Warrenton (2), Middleburg, Leesburg (2), South Riding, Front Royal, New Market, Haymarket, Richmond and Clifton Forge, and eight branches in Maryland, in Rockville, Shady Grove, Frederick, Bethesda, Upper Marlboro, Brandywine, Owings and Huntingtown. The consolidated financial statements include the accounts of Southern National Bancorp of Virginia, Inc. and its subsidiary. Significant inter-company accounts and transactions have been eliminated in consolidation. The unaudited consolidated financial statements have been prepared in accordance with U. S. generally accepted accounting principles (“U. S. GAAP”) for interim financial information and instructions for Form 10-Q and follow general practice within the banking industry. Accordingly, the unaudited consolidated financial statements do not include all of the information and footnotes required by U. S. GAAP for complete financial statements. However, in the opinion of management, all adjustments (consisting only of normal recurring accruals) necessary for a fair presentation of the results of the interim periods presented have been made. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year. For further information, refer to the consolidated financial statements and footnotes thereto included in Southern National’s Form 10-K for the year ended December 31, 2016. Use of Estimates The preparation of the consolidated financial statements in conformity with U. S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the carrying value of investment securities, other than temporary impairment of investment securities, the valuation of goodwill and intangible assets, the FDIC indemnification asset, mortgage servicing rights, other real estate owned and deferred tax assets. Recent Accounting Pronouncements In January 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-1, Financial Instruments Overall (Topic 825): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-07 , Investments – Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting In May 2014, the FASB issued ASU No. 2014-09, Revenue From Contracts With Customers (Topic 606). In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting In June 2016 , Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments sets forth a “current expected credit loss” ("CECL") model requiring the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost and applies to some off-balance sheet credit exposures. For public business entities that are U.S. Securities and Exchange Commission filers, the amendments in this update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. SNBV is currently assessing the impact of the adoption of this ASU on its consolidated financial statements and is collecting data that will be needed to produce historical inputs into any models created as a result of adopting this ASU . In August 2016, the FASB issued new guidance related to the Statement of Cash Flows In January 2017, the FASB issued ASU No. 2017-04 , Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment ("ASU 2017-04"), In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business, In January 2017, the FASB issued ASU 2017-03, Accounting Changes and Error Corrections Investments – Equity Method and Joint Ventures – Amendments to SEC Paragraphs Pursuant to Staff Announcements at the September 22, 2016 and November 17, 2016 EITF Meetings. In March 2017, the FASB issued ASU 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20), Premium Amortization on Purchased Callable Debt Securities,

STOCK- BASED COMPENSATION

STOCK- BASED COMPENSATION	3 Months Ended
	Mar. 31, 2017
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK-BASED COMPENSATION	2. STOCK- BASED COMPENSATION In 2004, the Board of Directors adopted a stock option plan that authorized the reservation of up to 302,500 shares of common stock and provided for the granting of stock options to certain directors, officers and employees. The 2010 Stock Awards and Incentive Plan was approved by the Board of Directors in January 2010 and approved by the stockholders at the Annual Meeting in April 2010. The 2010 plan authorized the reservation of an additional 700,000 shares of common stock for the granting of stock awards. The options granted to officers and employees are incentive stock options and the options granted to non-employee directors are non-qualified stock options. The purpose of the plan is to afford key employees an incentive to remain in the employ of Southern National and to assist in the attracting and retaining of non-employee directors by affording them an opportunity to share in Southern National’s future success. Under the plan, the option’s price cannot be less than the fair market value of the stock on the grant date. The maximum term of the options is ten years and options granted may be subject to a graded vesting schedule. Southern National granted no options during the first three months of 2017. For the three months ended March 31, 2017 and 2016, stock-based compensation expense was $60 thousand and $79 thousand, respectively. As of March 31, 2017, unrecognized compensation expense associated with the stock options was $390 thousand, which is expected to be recognized over a weighted average period of 2.3 years. A summary of the activity in the stock option plan during the three months ended March 31, 2017 follows (dollars in thousands): Weighted Weighted Average Aggregate Average Remaining Intrinsic Exercise Contractual Value Shares Price Term (in thousands) Options outstanding, beginning of period 782,200 $ 9.56 Granted - - Forfeited (2,200 ) 14.73 Exercised (16,900 ) 8.92 Options outstanding, end of period 763,100 $ 9.56 6.3 $ 5,627 Vested or expected to vest 763,100 $ 9.56 6.3 $ 5,627 Exercisable at end of period 410,630 $ 8.27 4.7 $ 3,552

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
SECURITIES	3. SECURITIES The amortized cost and fair value of available for sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows (in thousands): Amortized Gross Unrealized Fair March 31, 2017 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,279 $ 12 $ (20 ) $ 2,271 Trust preferred securities 2,589 - (622 ) 1,967 $ 4,868 $ 12 $ (642 ) $ 4,238 Amortized Gross Unrealized Fair December 31, 2016 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,280 $ 9 $ (30 ) $ 2,259 Trust preferred securities 2,590 - (931 ) 1,659 $ 4,870 $ 9 $ (961 ) $ 3,918 The amortized cost, unrecognized gains and losses, and fair value of securities held to maturity were as follows (in thousands): Amortized Gross Unrecognized Fair March 31, 2017 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 17,570 $ 292 $ (77 ) 17,785 Residential government-sponsored collateralized mortgage obligations 2,224 - (49 ) 2,175 Government-sponsored agency securities 52,926 10 (2,023 ) 50,913 Obligations of states and political subdivisions 12,684 80 (87 ) 12,677 Trust preferred securities 3,599 - (95 ) 3,504 $ 89,003 $ 382 $ (2,331 ) $ 87,054 Amortized Gross Unrecognized Fair December 31, 2016 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 18,594 $ 308 $ (118 ) $ 18,784 Residential government-sponsored collateralized mortgage obligations 2,371 - (54 ) 2,317 Government-sponsored agency securities 47,975 28 (1,865 ) 46,138 Obligations of states and political subdivisions 12,706 53 (162 ) 12,597 Trust preferred securities 3,654 - (146 ) 3,508 $ 85,300 $ 389 $ (2,345 ) $ 83,344 The amortized cost amounts are net of recognized other than temporary impairment. The fair value and carrying amount, if different, of debt securities as of March 31, 2017, by contractual maturity were as follows (in thousands). Securities not due at a single maturity date, primarily mortgage-backed securities and collateralized mortgage obligations, are shown separately. Held to Maturity Available for Sale Amortized Amortized Cost Fair Value Cost Fair Value Due in one to five years $ 1,458 $ 1,462 $ - $ - Due in five to ten years 5,975 5,980 - - Due after ten years 61,776 59,652 4,868 4,238 Residential government-sponsored mortgage-backed securities 17,570 17,785 - - Residential government-sponsored collateralized mortgage obligations 2,224 2,175 - - Total $ 89,003 $ 87,054 $ 4,868 $ 4,238 Securities with a carrying amount of approximately $75.7 million and $73.9 million at March 31, 2017 and December 31, 2016, respectively, were pledged to secure public deposits, certain deposits and a line of credit for advances from the Federal Home Loan Bank of Atlanta (“FHLB”). Southern National monitors the portfolio for indicators of other than temporary impairment. At March 31, 2017 and December 31, 2016, certain securities’ fair values were below cost. As outlined in the table below, there were securities with fair values totaling approximately $64.7 million in the portfolio with the carrying value exceeding the estimated fair value that are considered temporarily impaired at March 31, 2017. Because the decline in fair value is attributable to changes in interest rates and market illiquidity, and not credit quality, and because we do not have the intent to sell these securities and it is likely that we will not be required to sell the securities before their anticipated recovery, management does not consider these securities to be other-than-temporarily impaired as of March 31, 2017. The following tables present information regarding securities in a continuous unrealized loss position as of March 31, 2017 and December 31, 2016 (in thousands) by duration of time in a loss position: March 31, 2017 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 1,715 $ (20 ) $ - $ - $ 1,715 $ (20 ) Trust preferred securities - - 1,966 (622 ) 1,966 (622 ) $ 1,715 $ (20 ) $ 1,966 $ (622 ) $ 3,681 $ (642 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 7,669 $ (68 ) $ 451 $ (9 ) $ 8,120 $ (77 ) Residential government-sponsored collateralized mortgage obligations 1,271 (27 ) 904 (22 ) 2,175 (49 ) Government-sponsored agency securities 43,953 (2,023 ) - - 43,953 (2,023 ) Obligations of states and political subdivisions 2,175 (40 ) 1,080 (47 ) 3,255 (87 ) Trust preferred securities - - 3,504 (95 ) 3,504 (95 ) $ 55,068 $ (2,158 ) $ 5,939 $ (173 ) $ 61,007 $ (2,331 ) December 31, 2016 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 1,706 $ (30 ) $ - $ - $ 1,706 $ (30 ) Trust preferred securities - - 1,658 (931 ) 1,658 (931 ) $ 1,706 $ (30 ) $ 1,658 $ (931 ) $ 3,364 $ (961 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 10,238 $ (110 ) $ 457 $ (8 ) $ 10,695 $ (118 ) Residential government-sponsored collateralized mortgage obligations 1,346 (27 ) 971 (27 ) 2,317 (54 ) Government-sponsored agency securities - - Obligations of states and political subdivisions 41,110 (1,865 ) - - 41,110 (1,865 ) Trust preferred securities 3,578 (98 ) 1,065 (64 ) 4,643 (162 ) - - 3,508 (146 ) 3,508 (146 ) $ 56,272 $ (2,100 ) $ 6,001 $ (245 ) $ 62,273 $ (2,345 ) As of March 31, 2017, we owned pooled trust preferred securities as follows: Previously % of Current Recognized Defaults and Cumulative Ratings Estimated Deferrals to Other Tranche When Purchased Current Ratings Fair Total Comprehensive Security Level Moody's Fitch Moody's Fitch Par Value Book Value Value Collateral Loss (1) Held to Maturity (in thousands) ALESCO VII A1B Senior Aaa AAA A1 A $ 3,624 $ 3,334 $ 3,271 11 % $ 236 MMCF III B Senior Sub A3 A- Ba1 BB 269 265 233 32 % 4 3,893 3,599 3,504 $ 240 Cumulative Available for Sale Related to Other Than Temporarily Impaired: Credit Loss (2) TPREF FUNDING II Mezzanine A1 A- Caa3 C 1,500 1,099 675 37 % $ 400 ALESCO V C1 Mezzanine A2 A Caa3 C 2,150 1,490 1,292 10 % 660 3,650 2,589 1,967 $ 1,060 Total $ 7,543 $ 6,188 $ 5,471 (1) Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion (2) Pre-tax Each of these securities has been evaluated for other than temporary impairment. In performing a detailed cash flow analysis of each security, Sonabank works with independent third parties to estimate expected cash flows and assist with the evaluation of other than temporary impairment. The cash flow analyses performed included the following assumptions: · .5% of the remaining performing collateral will default or defer per annum. · Recoveries of 9% with a two year lag on all defaults and deferrals. · No prepayments for 10 years and then 1% per annum for the remaining life of the security. · Our securities have been modeled using the above assumptions by independent third parties using the forward LIBOR curve to discount projected cash flows to present values. We recognized no OTTI charges during the three months ended March 31, 2017 and the three months ended March 31, 2016. The following table presents a roll forward of the credit losses on our securities previously classified as held to maturity and now classified as available for sale recognized in earnings for the three months ended March 31, 2017 and 2016 (in thousands): 2017 2016 Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1 $ 1,060 $ 1,060 Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized - - Amounts related to credit loss for which an other-than-temporary impairment was previously recognized - - Reductions due to realized losses - - Amount of cumulative other-than-temporary impairment related to credit loss as of March 31 $ 1,060 $ 1,060 Changes in accumulated other comprehensive income by component for the three months ended March 31, 2017 and 2016 are shown in the table below. All amounts are net of tax (in thousands). Unrealized Holding Gains (Losses) on For the three months ended March 31, 2017 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (627 ) $ (162 ) $ (789 ) Other comprehensive income/(loss) before reclassifications 213 2 215 Amounts reclassified from accumulated other comprehensive income/(loss) - - - Net current-period other comprehensive income/(loss) 213 2 215 Ending balance $ (414 ) $ (160 ) $ (574 ) Unrealized Holding Gains (Losses) on For the three months ended March 31, 2016 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (440 ) $ (170 ) $ (610 ) Other comprehensive income/(loss) before reclassifications (222 ) 2 (220 ) Amounts reclassified from accumulated other comprehensive income/(loss) - - - Net current-period other comprehensive income/(loss) (222 ) 2 (220 ) Ending balance $ (662 ) $ (168 ) $ (830 )

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	4. LOANS AND ALLOWANCE FOR LOAN LOSSES The following table summarizes the composition of our loan portfolio as of March 31, 2017 and December 31, 2016: Covered Non-covered Total Covered Non-covered Total Loans (1) Loans Loans Loans (1) Loans Loans March 31, 2017 December 31, 2016 Loans secured by real estate: Commercial real estate - owner-occupied $ - $ 154,041 $ 154,041 $ - $ 154,807 $ 154,807 Commercial real estate - non-owner-occupied - 296,176 296,176 - 279,634 279,634 Secured by farmland - 438 438 - 541 541 Construction and land loans - 97,002 97,002 - 91,067 91,067 Residential 1-4 family 9,957 248,108 258,065 10,519 220,291 230,810 Multi- family residential - 30,222 30,222 - 30,021 30,021 Home equity lines of credit 15,709 11,539 27,248 17,661 11,542 29,203 Total real estate loans 25,666 837,526 863,192 28,180 787,903 816,083 Commercial loans - 111,957 111,957 - 115,365 115,365 Consumer loans - 804 804 - 856 856 Gross loans 25,666 950,287 975,953 28,180 904,124 932,304 Less deferred fees on loans - (1,731 ) (1,731 ) - (1,889 ) (1,889 ) Loans, net of deferred fees $ 25,666 $ 948,556 $ 974,222 $ 28,180 $ 902,235 $ 930,415 (1) Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014. Accounting policy related to the allowance for loan losses is considered a critical policy given the level of estimation, judgment, and uncertainty in the levels of the allowance required to account for the inherent probable losses in the loan portfolio and the material effect such estimation, judgment, and uncertainty can have on the consolidated financial results. As part of the Greater Atlantic acquisition, the Bank and the FDIC entered into loss sharing agreements on approximately $143.4 million (contractual basis) of Greater Atlantic Bank’s assets. There were two agreements with the FDIC, one for single family loans which is a 10-year agreement expiring in December 2019, and one for non-single family (commercial) assets which was a 5-year agreement which expired in December 2014. The Bank will share in the losses on the loans and foreclosed loan collateral with the FDIC as specified in the loss sharing agreements; we refer to these assets collectively as “covered assets.” Loans that are not covered in the loss sharing agreement are referred to as “non-covered loans”. As of March 31, 2017, non-covered loans included $22.3 million of loans acquired in the HarVest acquisition and $39.6 million acquired in the PGFSB acquisition. Accretable discount on the acquired Greater Atlantic loans, the PGFSB loans and the HarVest loans was $6.2 million and $6.5 million at March 31, 2017 and December 31, 2016 respectively. Credit-impaired covered loans are those loans which presented evidence of credit deterioration at the date of acquisition and it is probable that Southern National would not collect all contractually required principal and interest payments. Generally, acquired loans that meet Southern National’s definition for nonaccrual status fell within the definition of credit-impaired covered loans. Impaired loans for the covered and non-covered portfolios were as follows (in thousands): March 31, 2017 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (2) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - 2,060 2,632 - 2,060 2,632 - Residential 1-4 family (4) 1,288 1,499 - - - - 1,288 1,499 - Other consumer loans - - - - - - - - - Total $ 1,288 $ 1,499 $ - $ 2,060 $ 2,632 $ - $ 3,348 $ 4,131 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 1,322 $ 1,331 $ 250 $ 1,322 $ 1,331 $ 250 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 482 3,402 350 482 3,402 350 Residential 1-4 family (4) - - - 484 517 100 484 517 100 Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 2,288 $ 5,250 $ 700 $ 2,288 $ 5,250 $ 700 Grand total $ 1,288 $ 1,499 $ - $ 4,348 $ 7,882 $ 700 $ 5,636 $ 9,381 $ 700 (1) Recorded investment is after cumulative prior charge offs of $3.5 million. These loans also have aggregate SBA guarantees of $2.1 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. December 31, 2016 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 5,583 $ 5,592 $ - $ 5,583 $ 5,592 $ - Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 3,002 3,603 - 3,002 3,603 - Residential 1-4 family (4) 963 1,113 - - - - 963 1,113 - Other consumer loans - - - - - - - - - Total $ 963 $ 1,113 $ - $ 8,585 $ 9,195 $ - $ 9,548 $ 10,308 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 688 $ 688 $ 150 $ 688 $ 688 $ 150 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 3,378 5,798 750 3,378 5,798 750 Residential 1-4 family (4) - - - - - - - - Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 4,066 $ 6,486 $ 900 $ 4,066 $ 6,486 $ 900 Grand total $ 963 $ 1,113 $ - $ 12,651 $ 15,681 $ 900 $ 13,614 $ 16,794 $ 900 (1) Recorded investment is after cumulative prior charge offs of $3.0 million. These loans also have aggregate SBA guarantees of $2.2 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. The following tables present the average recorded investment and interest income for impaired loans recognized by class of loans for the three months ended March 31, 2017 and 2016 (in thousands): Three months ended March 31, 2017 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - - - - - Commercial loans - - 2,117 - 2,117 - Residential 1-4 family (2) 1,290 8 - - 1,290 8 Other consumer loans - - - - - - Total $ 1,290 $ 8 $ 2,117 $ - $ 3,407 $ 8 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 1,324 $ 8 $ 1,324 $ 8 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - - - - - Commercial loans - - 859 - 859 - Residential 1-4 family (2) - - 242 - 242 - Other consumer loans - - - - - - Total $ - $ - $ 2,425 $ 8 $ 2,425 $ 8 Grand total $ 1,290 $ 8 $ 4,542 $ 8 $ 5,832 $ 16 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Three months ended March 31, 2016 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ 5,041 $ 73 $ 5,041 $ 73 Commercial real estate - non-owner occupied (1) - - 135 3 135 3 Construction and land development - - - - - - Commercial loans - - 2,020 - 2,020 - Residential 1-4 family (2) 986 8 - - 986 8 Other consumer loans - - - - - - Total $ 986 $ 8 $ 7,196 $ 76 $ 8,182 $ 84 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 1,364 $ 10 $ 1,364 $ 10 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - - - - - Commercial loans - - 3,413 53 3,413 53 Residential 1-4 family (2) - - - - - - Other consumer loans - - - - - - Total $ - $ - $ 4,777 $ 63 $ 4,777 $ 63 Grand total $ 986 $ 8 $ 11,973 $ 139 $ 12,959 $ 147 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following tables present the aging of the recorded investment in past due loans by class of loans as of March 31, 2017 and December 31, 2016 (in thousands): March 31, 2017 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 88 44 - 132 850 24,684 25,666 Other consumer loans - - - - - - - Total $ 88 $ 44 $ - $ 132 $ 850 $ 24,684 $ 25,666 Non-covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 153,404 $ 154,041 Commercial real estate - non-owner occupied (1) - - - - - 326,836 326,836 Construction and land development - - - - - 97,002 97,002 Commercial loans 315 - - 315 2,542 109,100 111,957 Residential 1-4 family (2) 336 503 - 839 484 258,324 259,647 Other consumer loans 28 - - 28 - 776 804 Total $ 679 $ 503 $ - $ 1,182 $ 3,663 $ 945,442 $ 950,287 Total loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 153,404 $ 154,041 Commercial real estate - non-owner occupied (1) - - - - - 326,836 326,836 Construction and land development - - - - - 97,002 97,002 Commercial loans 315 - - 315 2,542 109,100 111,957 Residential 1-4 family (2) 424 547 - 971 1,334 283,008 285,313 Other consumer loans 28 - - 28 - 776 804 Total $ 767 $ 547 $ - $ 1,314 $ 4,513 $ 970,126 $ 975,953 December 31, 2016 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 221 95 - 316 850 27,014 28,180 Other consumer loans - - - - - - - Total $ 221 $ 95 $ - $ 316 $ 850 $ 27,014 $ 28,180 Non-covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 154,170 $ 154,807 Commercial real estate - non-owner occupied (1) - - - - - 310,196 310,196 Construction and land development - - - - - 91,067 91,067 Commercial loans 1,349 - - 1,349 3,158 110,858 115,365 Residential 1-4 family (2) 1,011 - - 1,011 - 230,822 231,833 Other consumer loans - - - - 856 856 Total $ 2,360 $ - $ - $ 2,360 $ 3,795 $ 897,969 $ 904,124 Total loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 154,170 $ 154,807 Commercial real estate - non-owner occupied (1) - - - - - 310,196 310,196 Construction and land development - - - - - 91,067 91,067 Commercial loans 1,349 - - 1,349 3,158 110,858 115,365 Residential 1-4 family (2) 1,232 95 - 1,327 850 257,836 260,013 Other consumer loans - - - - - 856 856 Total $ 2,581 $ 95 $ - $ 2,676 $ 4,645 $ 924,983 $ 932,304 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Non-covered nonaccrual loans include SBA guaranteed amounts totaling $2.1 million and $2.2 million at March 31, 2017 and December 31, 2016, respectively. Activity in the allowance for non-covered loan and lease losses for the three months ended March 31, 2017 and 2016 is summarized below (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Non-covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Three months ended March 31, 2017 Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total Allowance for loan losses: Beginning balance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Charge offs - - - (500 ) (12 ) - - (512 ) Recoveries 10 - - 16 2 2 - 30 Provision 273 62 49 125 (15 ) (6 ) 62 550 Ending balance $ 1,188 $ 1,546 $ 801 $ 3,007 $ 1,254 $ 74 $ 808 $ 8,678 Three months ended March 31, 2016 Allowance for loan losses: Beginning balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Charge offs - - - (114 ) - (253 ) - (367 ) Recoveries - - - 8 2 1 - 11 Provision 66 331 (149 ) (43 ) 146 286 (12 ) 625 Ending balance $ 1,251 $ 1,553 $ 716 $ 2,892 $ 1,556 $ 82 $ 640 $ 8,690 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Activity in the allowance for covered loan and lease losses by class of loan for the three months ended March 31, 2017 and 2016 is summarized below (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Three months ended March 31, 2017 Occupied Occupied (1) Development Loans Residential (3) Loans Unallocated Total Allowance for loan losses: Beginning balance $ - $ - $ - $ - $ - $ - $ - $ - Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - - - - - - Provision - - - - - - - - Ending balance $ - $ - $ - $ - $ - $ - $ - $ - Three months ended March 31, 2016 Allowance for loan losses: Beginning balance $ - $ - $ - $ - $ - $ - $ - $ - Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - - - - - - Provision - - - - - - - - Ending balance $ - $ - $ - $ - $ - $ - $ - $ - (1) Includes loans secured by farmland and multi-family residential loans. (2) Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC. (3) Includes home equity lines of credit. The following tables present the balance in the allowance for loan losses and the recorded investment in non-covered loans by portfolio segment and based on impairment method as of March 31, 2017 and December 31, 2016 (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Non-covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total March 31, 2017 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 250 $ - $ - $ 350 $ 100 $ - $ - $ 700 Collectively evaluated for impairment 938 1,546 801 2,657 1,154 74 808 7,978 Total ending allowance $ 1,188 $ 1,546 $ 801 $ 3,007 $ 1,254 $ 74 $ 808 $ 8,678 Loans: Individually evaluated for impairment $ 1,322 $ - $ - $ 2,542 $ 484 $ - $ - $ 4,348 Collectively evaluated for impairment 152,719 326,836 97,002 109,415 259,163 804 - 945,939 Total ending loan balances $ 154,041 $ 326,836 $ 97,002 $ 111,957 $ 259,647 $ 804 $ - $ 950,287 December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 150 $ - $ - $ 750 $ - $ - $ - $ 900 Collectively evaluated for impairment 755 1,484 752 2,616 1,279 78 746 7,710 Total ending allowance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Loans: Individually evaluated for impairment $ 6,271 $ - $ - $ 6,380 $ - $ - $ - $ 12,651 Collectively evaluated for impairment 148,536 310,196 91,067 108,985 231,833 856 - 891,473 Total ending loan balances $ 154,807 $ 310,196 $ 91,067 $ 115,365 $ 231,833 $ 856 $ - $ 904,124 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. The following tables present the balance in the allowance for covered loan losses and the recorded investment in covered loans by portfolio segment and based on impairment method as of March 31, 2017 and December 31, 2016 (in thousands): Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total March 31, 2017 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - - - - - Total ending allowance $ - $ - $ - $ - $ - $ - $ - $ - Loans: Individually evaluated for impairment $ - $ - $ - $ - $ 1,288 $ - $ - $ 1,288 Collectively evaluated for impairment - - - - 24,378 - - 24,378 Total ending loan balances $ - $ - $ - $ - $ 25,666 $ - $ - $ 25,666 December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - - - - - Total ending allowance $ - $ - $ - $ - $ - $ - $ - $ - Loans: Individually evaluated for impairment $ - $ - $ - $ 963 $ - $ 963 Collectively evaluated for impairment - - - - 27,217 - - 27,217 Total ending loan balances $ - $ - $ - $ - $ 28,180 $ - $ - $ 28,180 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Troubled Debt Restructurings A modification is classified as a troubled debt restructuring (“TDR”) if both of the following exist: (1) the borrower is experiencing financial difficulty and (2) the Bank has granted a concession to the borrower. The Bank determines that a borrower may be experiencing financial difficulty if the borrower is currently delinquent on any of its debt, or if the Bank is concerned that the borrower may not be able to perform in accordance with the current terms of the loan agreement in the foreseeable future. Many aspects of the borrower’s financial situation are assessed when determining whether they are experiencing financial difficulty, particularly as it relates to commercial borrowers due to the complex nature of the loan structure, business/industry risk and borrower/guarantor structures. Concessions may include the reduction of an interest rate at a rate lower than current market rate for a new loan with similar risk, extension of the maturity date, reduction of accrued interest, or principal forgiveness. When evaluating whether a concession has been granted, the Bank also considers whether the borrower has provided additional collateral or guarantors and whether such additions adequately compensate the Bank for the restructured terms, or if the revised terms are consistent with those currently being offered to new loan customers. The assessments of whether a borrower is experiencing (or is likely to experience) financial difficulty and whether a concession has been granted is subjective in nature and management’s judgment is required when determining whether a modification is a TDR. Although each occurrence is unique to the borrower and is evaluated separately, for all portfolio segments, TDRs are typically modified through reduction in interest rates, reductions in payments, changing the payment terms from principal and interest to interest only, and/or extensions in term maturity. During the three months ending March 31, 2017, there were no loans modified in troubled debt restructurings. One TDR which had been modified in 2013 defaulted during the second quarter of 2015. This loan, in the amount of $683 thousand, was current as of March 31, 2017. During the three months ending March 31, 2016, there were no loans modified in troubled debt restructurings. One TDR which had been modified in 2013 defaulted during the second quarter of 2015. This loan, in the amount of $696 thousand, was current as of March 31, 2016. Credit Quality Indicators Through its system of internal controls Southern National evaluates and segments loan portfolio credit quality on a quarterly basis using regulatory definitions for Special Mention, Substandard and Doubtful. Special Mention loans are considered to be criticized. Substandard and Doubtful loans are considered to be classified. Southern National had no loans classified Doubtful at March 31, 2017 or December 31, 2016. Special Mention loans are loans that have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position. Substandard loans may be inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. As of March 31, 2017 and December 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands): March 31, 2017 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ 4,916 $ 1,322 $ 147,803 $ 154,041 $ 6,238 $ 147,803 $ 154,041 Commercial real estate - non-owner occupied (2) - - - - - 326,836 326,836 - 326,836 326,836 Construction and land development - - - - - 97,002 97,002 - 97,002 97,002 Commercial loans - - - 3,365 2,542 106,050 111,957 5,907 106,050 111,957 Residential 1-4 family (4) 1,288 24,378 25,666 - 484 259,163 259,647 1,772 283,541 285,313 Other consumer loans - - - - - 804 804 - 804 804 Total $ 1,288 $ 24,378 $ 25,666 $ 8,281 $ 4,348 $ 937,658 $ 950,287 $ 13,917 $ 962,036 $ 975,953 December 31, 2016 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ - $ 6,271 $ 148,536 $ 154,807 $ 6,271 $ 148,536 $ 154,807 Commercial real estate - non-owner occupied (2) - - - - - 310,196 310,196 - 310,196 310,196 Construction and land development - - - - - 91,067 91,067 - 91,067 91,067 Commercial loans - - - 28 6,380 108,957 115,365 6,408 108,957 115,365 Residential 1-4 family (4) 963 27,217 28,180 - - 231,833 231,833 963 259,050 260,013 Other consumer loans - - - - - 856 856 - 856 856 Total $ 963 $ 27,217 $ 28,180 $ 28 $ 12,651 $ 891,445 $ 904,124 $ 13,642 $ 918,662 $ 932,304 (1) Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined. (2) Includes loans secured by farmland and multi-family residential loans. (3) Includes SBA guarantees of $2.1 million and $2.2 million as of March 31, 2017 and December 31, 2016. (4) Includes home equity lines of credit. The amount of foreclosed residential real estate property held at March 31, 2017 and December 31, 2016 was $3.4 million. The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $1.5 million and $1.8 million at March 31, 2017 and December 31, 2016, respectively.

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	3 Months Ended
	Mar. 31, 2017
Financial Instruments With Off Balance Sheet Risk [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	5. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK Southern National is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve elements of credit and funding risk in excess of the amount recognized in the consolidated balance sheet. Letters of credit are written conditional commitments issued by Southern National to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. We had letters of credit outstanding totaling $6.4 million as of March 31, 2017 and December 31, 2016. Our exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and letters of credit is based on the contractual amount of these instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Unless noted otherwise, we do not require collateral or other security to support financial instruments with credit risk. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments are made predominately for adjustable rate loans, and generally have fixed expiration dates of up to three months or other termination clauses and usually require payment of a fee. Since many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. We evaluate each customer's creditworthiness on a case-by-case basis. At March 31, 2017 and December 31, 2016, we had unfunded lines of credit and undisbursed construction loan funds totaling $127.4 million and $135.8 million, respectively. We had approved loan commitments of $13.3 million and $6.5 million at March 31, 2017, and December 31, 2016, respectively. Virtually all of our unfunded lines of credit, undisbursed construction loan funds and approved loan commitments are variable rate.

EARNINGS PER SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2017
Earnings Per Share [Abstract]
EARNINGS PER SHARE	6. EARNINGS PER SHARE The following is a reconciliation of the denominators of the basic and diluted earnings per share (“EPS”) computations (dollars in thousands, except per share data): Weighted Average Income Shares Per Share (Numerator) (Denominator) Amount For the three months ended March 31, 2017 Basic EPS $ 2,054 12,307 $ 0.17 Effect of dilutive stock options and warrants - 304 Diluted EPS $ 2,054 12,611 $ 0.16 For the three months ended March 31, 2016 Basic EPS $ 2,565 12,237 $ 0.21 Effect of dilutive stock options and warrants - 165 - Diluted EPS $ 2,565 12,402 $ 0.21 There were 481,433 and 571,159 anti-dilutive options and warrants for the three months ended March 31, 2017, and March 31, 2016, respectively.

FAIR VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2017
Fair Value Disclosures [Abstract]
FAIR VALUE	7. FAIR VALUE ASC 820-10 establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability The following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Available for Sale Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U. S. agency securities, mortgage-backed securities, obligations of states and political subdivisions and certain corporate, asset-backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of Southern National’s available-for-sale debt securities are considered to be Level 2 securities. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) March 31, 2017 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,271 $ - $ 2,271 $ - Trust preferred securities 1,967 - 1,967 - $ 4,238 $ - $ 4,238 $ - Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2016 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,259 $ - $ 2,259 $ - Trust preferred securities 1,659 - 1,659 - $ 3,918 $ - $ 3,918 $ - Assets and Liabilities Measured on a Non-recurring Basis: Impaired Loans Generally, we measure the impairment for impaired loans considering the fair value of the loan’s collateral (if the loan is collateral dependent). Fair value of the loan’s collateral is determined by an independent appraisal or evaluation less estimated costs related to selling the collateral. In some cases appraised value is net of costs to sell. Estimated selling costs range from 6% to 10% of collateral valuation at March 31, 2017 and December 31, 2016. Fair value is classified as Level 3 in the fair value hierarchy. Non-covered loans identified as impaired totaled $4.3 million (including SBA guarantees of $2.1 million) as of March 31, 2017 with an allocated allowance for loan losses totaling $700 thousand compared to a carrying amount of $12.7 million (including SBA guarantees of $2.2 million) with an allocated allowance for loan losses totaling $900 thousand at December 31, 2016. Other Real Estate Owned (OREO) OREO is evaluated at the time of acquisition and recorded at fair value as determined by independent appraisal or evaluation less cost to sell. In some cases appraised value is net of costs to sell. Selling costs have been in the range from 6% to 7.6% of collateral valuation at March 31, 2017 and December 31, 2016. Fair value is classified as Level 3 in the fair value hierarchy. OREO is further evaluated quarterly for any additional impairment. At March 31, 2017, the total amount of non-covered OREO was $8.3 million, and there was no covered OREO. As of December 31, 2016, the total amount of OREO was $8.6 million, and there was no covered OREO. Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) March 31, 2017 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 1,072 $ 1,072 Commercial loans 2,192 2,192 Residential 1-4 family 384 384 Impaired covered loans: Residential 1-4 family 1,288 1,288 Non-covered other real estate owned: Commercial real estate - owner occupied 1,110 1,110 Construction and land development 3,748 3,748 Residential 1-4 family 3,407 3,407 Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2016 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 6,121 $ 6,121 Commercial loans 5,630 5,630 Impaired covered loans: Residential 1-4 family 963 963 Non-covered other real estate owned: Commercial real estate - owner occupied 1,110 1,110 Commercial real estate - non-owner occupied (1) 237 237 Construction and land development 3,863 3,863 Residential 1-4 family 3,407 3,407 (1) Includes loans secured by farmland and multi-family residential loans. Fair Value of Financial Instruments The carrying amount, estimated fair values and fair value hierarchy levels (previously defined) of financial instruments were as follows (in thousands): March 31, 2017 December 31, 2016 Fair Value Carrying Fair Carrying Fair Hierarchy Level Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 35,419 $ 35,419 $ 47,392 $ 47,392 Securities available for sale See previous table 4,238 4,238 3,918 3,918 Securities held to maturity Level 2 89,003 87,054 85,300 83,344 Stock in Federal Reserve Bank and Federal Home Loan Bank n/a 8,917 n/a 7,929 n/a Equity investment in mortgage affiliate Level 3 4,150 4,150 4,629 4,629 Preferred investment in mortgage affiliate Level 3 2,555 2,555 2,555 2,555 Net non-covered loans Level 3 939,878 953,328 893,625 903,085 Net covered loans Level 3 25,666 31,291 28,180 32,173 Accrued interest receivable Level 2 & Level 3 3,012 3,012 3,202 3,202 FDIC indemnification asset Level 3 1,920 528 2,111 528 Financial liabilities: Demand deposits Level 1 138,213 138,213 124,779 124,779 Money market and savings accounts Level 1 181,001 181,001 182,590 182,590 Certificates of deposit Level 3 577,003 576,469 605,613 605,394 FHLB short term advances Level 1 116,000 116,000 95,000 95,000 Subordinated notes Level 3 26,075 32,508 - - Accrued interest payable Level 1 & Level 3 1,242 1,242 1,190 1,190 Carrying amount is the estimated fair value for cash and cash equivalents, equity investment in mortgage affiliate, preferred investment in mortgage affiliate, accrued interest receivable and payable, demand deposits, savings accounts, money market accounts, short-term debt, and variable rate loans that reprice frequently and fully. For fixed rate loans or deposits and for variable rate loans with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life. A discount for liquidity risk was not considered necessary in estimating the fair value of loans. It was not practicable to determine the fair value of Federal Reserve Bank and Federal Home Loan Bank stock due to restrictions placed on its transferability. Carrying amount is the estimated fair value for the equity investment and the preferred investment in the mortgage affiliate. Fair value of long-term debt is based on current rates for similar financing. The fair value of the FDIC indemnification asset was determined by discounting estimated future cash flows using the long-term risk free rate plus a premium and represents the present value of our current expectation for recoveries from the FDIC on covered loans. The fair value of off-balance-sheet items is not considered material. The fair value of loans is not presented on an exit price basis.

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS	3 Months Ended
	Mar. 31, 2017
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS	8. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM BORROWINGS Other short-term borrowings can consist of Federal Home Loan Bank (FHLB) overnight advances, other FHLB advances maturing within one year, federal funds purchased and, until the second quarter of 2016, securities sold under agreements to repurchase that mature within one year, which are secured transactions with customers. During the second quarter of 2016, we discontinued offering securities sold under agreements to repurchase and transferred those accounts into interest-bearing cash management accounts.

SUBORDINATED NOTES

SUBORDINATED NOTES	3 Months Ended
	Mar. 31, 2017
Debt Disclosure [Abstract]
SUBORDINATED NOTES	9. SUBORDINATED NOTES On January 20, 2017, Southern National completed the sale of $27 million of its fixed-to-floating rate Subordinated Notes due 2027 (the “Notes”). The Notes will initially bear interest at 5.875% per annum until January 31, 2022; thereafter, the Notes will be payable at an annual floating rate equal to three-month LIBOR plus a spread of 3.95% until maturity or early redemption. Southern National plans to use the net proceeds of the offering for general corporate purposes, including but not limited to, contributing capital to its bank subsidiary to support continued growth.

ACCOUNTING POLICIES (Policies)

ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2017
Accounting Policies [Abstract]
Use of Estimates	Use of Estimates The preparation of the consolidated financial statements in conformity with U. S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the carrying value of investment securities, other than temporary impairment of investment securities, the valuation of goodwill and intangible assets, the FDIC indemnification asset, mortgage servicing rights, other real estate owned and deferred tax assets.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In January 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-1, Financial Instruments Overall (Topic 825): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-07 , Investments – Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting In May 2014, the FASB issued ASU No. 2014-09, Revenue From Contracts With Customers (Topic 606). In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting In June 2016 , Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments sets forth a “current expected credit loss” ("CECL") model requiring the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost and applies to some off-balance sheet credit exposures. For public business entities that are U.S. Securities and Exchange Commission filers, the amendments in this update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. SNBV is currently assessing the impact of the adoption of this ASU on its consolidated financial statements and is collecting data that will be needed to produce historical inputs into any models created as a result of adopting this ASU . In August 2016, the FASB issued new guidance related to the Statement of Cash Flows In January 2017, the FASB issued ASU No. 2017-04 , Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment ("ASU 2017-04"), In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business, In January 2017, the FASB issued ASU 2017-03, Accounting Changes and Error Corrections Investments – Equity Method and Joint Ventures – Amendments to SEC Paragraphs Pursuant to Staff Announcements at the September 22, 2016 and November 17, 2016 EITF Meetings. In March 2017, the FASB issued ASU 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20), Premium Amortization on Purchased Callable Debt Securities,

STOCK- BASED COMPENSATION (Tabl

STOCK- BASED COMPENSATION (Tables)	3 Months Ended
	Mar. 31, 2017
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Schedule of activity in the stock option plan	Weighted Weighted Average Aggregate Average Remaining Intrinsic Exercise Contractual Value Shares Price Term (in thousands) Options outstanding, beginning of period 782,200 $ 9.56 Granted - - Forfeited (2,200 ) 14.73 Exercised (16,900 ) 8.92 Options outstanding, end of period 763,100 $ 9.56 6.3 $ 5,627 Vested or expected to vest 763,100 $ 9.56 6.3 $ 5,627 Exercisable at end of period 410,630 $ 8.27 4.7 $ 3,552

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities available-for-sale	Amortized Gross Unrealized Fair March 31, 2017 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,279 $ 12 $ (20 ) $ 2,271 Trust preferred securities 2,589 - (622 ) 1,967 $ 4,868 $ 12 $ (642 ) $ 4,238 Amortized Gross Unrealized Fair December 31, 2016 Cost Gains Losses Value Obligations of states and political subdivisions $ 2,280 $ 9 $ (30 ) $ 2,259 Trust preferred securities 2,590 - (931 ) 1,659 $ 4,870 $ 9 $ (961 ) $ 3,918
Schedule of amortized cost, unrecognized gains and losses, and fair value of held to maturity securities	Amortized Gross Unrecognized Fair March 31, 2017 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 17,570 $ 292 $ (77 ) 17,785 Residential government-sponsored collateralized mortgage obligations 2,224 - (49 ) 2,175 Government-sponsored agency securities 52,926 10 (2,023 ) 50,913 Obligations of states and political subdivisions 12,684 80 (87 ) 12,677 Trust preferred securities 3,599 - (95 ) 3,504 $ 89,003 $ 382 $ (2,331 ) $ 87,054 Amortized Gross Unrecognized Fair December 31, 2016 Cost Gains Losses Value Residential government-sponsored mortgage-backed securities $ 18,594 $ 308 $ (118 ) $ 18,784 Residential government-sponsored collateralized mortgage obligations 2,371 - (54 ) 2,317 Government-sponsored agency securities 47,975 28 (1,865 ) 46,138 Obligations of states and political subdivisions 12,706 53 (162 ) 12,597 Trust preferred securities 3,654 - (146 ) 3,508 $ 85,300 $ 389 $ (2,345 ) $ 83,344
Schedule of fair value and carrying amount, if different, of debt securities, by contractual maturity	Held to Maturity Available for Sale Amortized Amortized Cost Fair Value Cost Fair Value Due in one to five years $ 1,458 $ 1,462 $ - $ - Due in five to ten years 5,975 5,980 - - Due after ten years 61,776 59,652 4,868 4,238 Residential government-sponsored mortgage-backed securities 17,570 17,785 - - Residential government-sponsored collateralized mortgage obligations 2,224 2,175 - - Total $ 89,003 $ 87,054 $ 4,868 $ 4,238
Schedule of present information regarding securities in a continuous unrealized loss position by duration of time in a loss position	Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 1,715 $ (20 ) $ - $ - $ 1,715 $ (20 ) Trust preferred securities - - 1,966 (622 ) 1,966 (622 ) $ 1,715 $ (20 ) $ 1,966 $ (622 ) $ 3,681 $ (642 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 7,669 $ (68 ) $ 451 $ (9 ) $ 8,120 $ (77 ) Residential government-sponsored collateralized mortgage obligations 1,271 (27 ) 904 (22 ) 2,175 (49 ) Government-sponsored agency securities 43,953 (2,023 ) - - 43,953 (2,023 ) Obligations of states and political subdivisions 2,175 (40 ) 1,080 (47 ) 3,255 (87 ) Trust preferred securities - - 3,504 (95 ) 3,504 (95 ) $ 55,068 $ (2,158 ) $ 5,939 $ (173 ) $ 61,007 $ (2,331 ) December 31, 2016 Less than 12 months 12 Months or More Total Available for Sale Fair value Unrealized Fair value Unrealized Fair value Unrealized Obligations of states and political subdivisions $ 1,706 $ (30 ) $ - $ - $ 1,706 $ (30 ) Trust preferred securities - - 1,658 (931 ) 1,658 (931 ) $ 1,706 $ (30 ) $ 1,658 $ (931 ) $ 3,364 $ (961 ) Less than 12 months 12 Months or More Total Held to Maturity Fair value Unrecognized Fair value Unrecognized Fair value Unrecognized Residential government-sponsored mortgage-backed securities $ 10,238 $ (110 ) $ 457 $ (8 ) $ 10,695 $ (118 ) Residential government-sponsored collateralized mortgage obligations 1,346 (27 ) 971 (27 ) 2,317 (54 ) Government-sponsored agency securities - - Obligations of states and political subdivisions 41,110 (1,865 ) - - 41,110 (1,865 ) Trust preferred securities 3,578 (98 ) 1,065 (64 ) 4,643 (162 ) - - 3,508 (146 ) 3,508 (146 ) $ 56,272 $ (2,100 ) $ 6,001 $ (245 ) $ 62,273 $ (2,345 )
Schedule of owned pooled trust preferred securities	Previously % of Current Recognized Defaults and Cumulative Ratings Estimated Deferrals to Other Tranche When Purchased Current Ratings Fair Total Comprehensive Security Level Moody's Fitch Moody's Fitch Par Value Book Value Value Collateral Loss (1) Held to Maturity (in thousands) ALESCO VII A1B Senior Aaa AAA A1 A $ 3,624 $ 3,334 $ 3,271 11 % $ 236 MMCF III B Senior Sub A3 A- Ba1 BB 269 265 233 32 % 4 3,893 3,599 3,504 $ 240 Cumulative OTTI Available for Sale Related to Other Than Temporarily Impaired: Credit Loss (2) TPREF FUNDING II Mezzanine A1 A- Caa3 C 1,500 1,099 675 37 % $ 400 ALESCO V C1 Mezzanine A2 A Caa3 C 2,150 1,490 1,292 10 % 660 3,650 2,589 1,967 $ 1,060 Total $ 7,543 $ 6,188 $ 5,471 (1) Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion (2) Pre-tax
Schedule of credit losses recognized in earnings	2017 2016 Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1 $ 1,060 $ 1,060 Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized - - Amounts related to credit loss for which an other-than-temporary impairment was previously recognized - - Reductions due to realized losses - - Amount of cumulative other-than-temporary impairment related to credit loss as of March 31 $ 1,060 $ 1,060
Schedule of changes in accumulated other comprehensive income by component	Unrealized Holding Gains (Losses) on For the three months ended March 31, 2017 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (627 ) $ (162 ) $ (789 ) Other comprehensive income/(loss) before reclassifications 213 2 215 Amounts reclassified from accumulated other comprehensive income/(loss) - - - Net current-period other comprehensive income/(loss) 213 2 215 Ending balance $ (414 ) $ (160 ) $ (574 ) Unrealized Holding Gains (Losses) on For the three months ended March 31, 2016 Available for Sale Held to Maturity Securities Securities Total Beginning balance $ (440 ) $ (170 ) $ (610 ) Other comprehensive income/(loss) before reclassifications (222 ) 2 (220 ) Amounts reclassified from accumulated other comprehensive income/(loss) - - - Net current-period other comprehensive income/(loss) (222 ) 2 (220 ) Ending balance $ (662 ) $ (168 ) $ (830 )

LOANS AND ALLOWANCE FOR LOAN 20

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Schedule of composition of loan portfolio	Covered Non-covered Total Covered Non-covered Total Loans (1) Loans Loans Loans (1) Loans Loans March 31, 2017 December 31, 2016 Loans secured by real estate: Commercial real estate - owner-occupied $ - $ 154,041 $ 154,041 $ - $ 154,807 $ 154,807 Commercial real estate - non-owner-occupied - 296,176 296,176 - 279,634 279,634 Secured by farmland - 438 438 - 541 541 Construction and land loans - 97,002 97,002 - 91,067 91,067 Residential 1-4 family 9,957 248,108 258,065 10,519 220,291 230,810 Multi- family residential - 30,222 30,222 - 30,021 30,021 Home equity lines of credit 15,709 11,539 27,248 17,661 11,542 29,203 Total real estate loans 25,666 837,526 863,192 28,180 787,903 816,083 Commercial loans - 111,957 111,957 - 115,365 115,365 Consumer loans - 804 804 - 856 856 Gross loans 25,666 950,287 975,953 28,180 904,124 932,304 Less deferred fees on loans - (1,731 ) (1,731 ) - (1,889 ) (1,889 ) Loans, net of deferred fees $ 25,666 $ 948,556 $ 974,222 $ 28,180 $ 902,235 $ 930,415 (1) Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.
Schedule of summary of impaired loans	March 31, 2017 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (2) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - 2,060 2,632 - 2,060 2,632 - Residential 1-4 family (4) 1,288 1,499 - - - - 1,288 1,499 - Other consumer loans - - - - - - - - - Total $ 1,288 $ 1,499 $ - $ 2,060 $ 2,632 $ - $ 3,348 $ 4,131 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 1,322 $ 1,331 $ 250 $ 1,322 $ 1,331 $ 250 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 482 3,402 350 482 3,402 350 Residential 1-4 family (4) - - - 484 517 100 484 517 100 Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 2,288 $ 5,250 $ 700 $ 2,288 $ 5,250 $ 700 Grand total $ 1,288 $ 1,499 $ - $ 4,348 $ 7,882 $ 700 $ 5,636 $ 9,381 $ 700 (1) Recorded investment is after cumulative prior charge offs of $3.5 million. These loans also have aggregate SBA guarantees of $2.1 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit. December 31, 2016 Covered Loans Non-covered Loans Total Loans Unpaid Unpaid Unpaid Recorded Principal Related Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment (1) Balance Allowance Investment Balance Allowance With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 5,583 $ 5,592 $ - $ 5,583 $ 5,592 $ - Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 3,002 3,603 - 3,002 3,603 - Residential 1-4 family (4) 963 1,113 - - - - 963 1,113 - Other consumer loans - - - - - - - - - Total $ 963 $ 1,113 $ - $ 8,585 $ 9,195 $ - $ 9,548 $ 10,308 $ - With an allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ 688 $ 688 $ 150 $ 688 $ 688 $ 150 Commercial real estate - non-owner occupied (2) - - - - - - - - - Construction and land development - - - - - - - - - Commercial loans - - - 3,378 5,798 750 3,378 5,798 750 Residential 1-4 family (4) - - - - - - - - Other consumer loans - - - - - - - - - Total $ - $ - $ - $ 4,066 $ 6,486 $ 900 $ 4,066 $ 6,486 $ 900 Grand total $ 963 $ 1,113 $ - $ 12,651 $ 15,681 $ 900 $ 13,614 $ 16,794 $ 900 (1) Recorded investment is after cumulative prior charge offs of $3.0 million. These loans also have aggregate SBA guarantees of $2.2 million. (2) Includes loans secured by farmland and multi-family residential loans. (3) The Bank recognizes loan impairment and may concurrently record a charge off to the allowance for loan losses. (4) Includes home equity lines of credit.
Schedule of details of average recorded investment and interest income for impaired loans recognized by class of loans	Three months ended March 31, 2017 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - - - - - Commercial loans - - 2,117 - 2,117 - Residential 1-4 family (2) 1,290 8 - - 1,290 8 Other consumer loans - - - - - - Total $ 1,290 $ 8 $ 2,117 $ - $ 3,407 $ 8 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 1,324 $ 8 $ 1,324 $ 8 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - - - - - Commercial loans - - 859 - 859 - Residential 1-4 family (2) - - 242 - 242 - Other consumer loans - - - - - - Total $ - $ - $ 2,425 $ 8 $ 2,425 $ 8 Grand total $ 1,290 $ 8 $ 4,542 $ 8 $ 5,832 $ 16 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Three months ended March 31, 2016 Covered Loans Non-covered Loans Total Loans Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Investment Recognized Investment Recognized Investment Recognized With no related allowance recorded Commercial real estate - owner occupied $ - $ - $ 5,041 $ 73 $ 5,041 $ 73 Commercial real estate - non-owner occupied (1) - - 135 3 135 3 Construction and land development - - - - - - Commercial loans - - 2,020 - 2,020 - Residential 1-4 family (2) 986 8 - - 986 8 Other consumer loans - - - - - - Total $ 986 $ 8 $ 7,196 $ 76 $ 8,182 $ 84 With an allowance recorded Commercial real estate - owner occupied $ - $ - $ 1,364 $ 10 $ 1,364 $ 10 Commercial real estate - non-owner occupied (1) - - - - - - Construction and land development - - - - - - Commercial loans - - 3,413 53 3,413 53 Residential 1-4 family (2) - - - - - - Other consumer loans - - - - - - Total $ - $ - $ 4,777 $ 63 $ 4,777 $ 63 Grand total $ 986 $ 8 $ 11,973 $ 139 $ 12,959 $ 147 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of details of aging of the recorded investment in past due loans by class of loans	March 31, 2017 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 88 44 - 132 850 24,684 25,666 Other consumer loans - - - - - - - Total $ 88 $ 44 $ - $ 132 $ 850 $ 24,684 $ 25,666 Non-covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 153,404 $ 154,041 Commercial real estate - non-owner occupied (1) - - - - - 326,836 326,836 Construction and land development - - - - - 97,002 97,002 Commercial loans 315 - - 315 2,542 109,100 111,957 Residential 1-4 family (2) 336 503 - 839 484 258,324 259,647 Other consumer loans 28 - - 28 - 776 804 Total $ 679 $ 503 $ - $ 1,182 $ 3,663 $ 945,442 $ 950,287 Total loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 153,404 $ 154,041 Commercial real estate - non-owner occupied (1) - - - - - 326,836 326,836 Construction and land development - - - - - 97,002 97,002 Commercial loans 315 - - 315 2,542 109,100 111,957 Residential 1-4 family (2) 424 547 - 971 1,334 283,008 285,313 Other consumer loans 28 - - 28 - 776 804 Total $ 767 $ 547 $ - $ 1,314 $ 4,513 $ 970,126 $ 975,953 December 31, 2016 30 - 59 60 - 89 Days Days 90 Days Total Nonaccrual Loans Not Total Past Due Past Due or More Past Due Loans Past Due Loans Covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ - $ - $ - Commercial real estate - non-owner occupied (1) - - - - - - - Construction and land development - - - - - - - Commercial loans - - - - - - - Residential 1-4 family (2) 221 95 - 316 850 27,014 28,180 Other consumer loans - - - - - - - Total $ 221 $ 95 $ - $ 316 $ 850 $ 27,014 $ 28,180 Non-covered loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 154,170 $ 154,807 Commercial real estate - non-owner occupied (1) - - - - - 310,196 310,196 Construction and land development - - - - - 91,067 91,067 Commercial loans 1,349 - - 1,349 3,158 110,858 115,365 Residential 1-4 family (2) 1,011 - - 1,011 - 230,822 231,833 Other consumer loans - - - - 856 856 Total $ 2,360 $ - $ - $ 2,360 $ 3,795 $ 897,969 $ 904,124 Total loans: Commercial real estate - owner occupied $ - $ - $ - $ - $ 637 $ 154,170 $ 154,807 Commercial real estate - non-owner occupied (1) - - - - - 310,196 310,196 Construction and land development - - - - - 91,067 91,067 Commercial loans 1,349 - - 1,349 3,158 110,858 115,365 Residential 1-4 family (2) 1,232 95 - 1,327 850 257,836 260,013 Other consumer loans - - - - - 856 856 Total $ 2,581 $ 95 $ - $ 2,676 $ 4,645 $ 924,983 $ 932,304 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of activity in the allowance for non-covered and covered loan and lease losses by class of loan	Commercial Commercial Real Estate Real Estate Construction Other Non-covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Three months ended March 31, 2017 Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total Allowance for loan losses: Beginning balance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Charge offs - - - (500 ) (12 ) - - (512 ) Recoveries 10 - - 16 2 2 - 30 Provision 273 62 49 125 (15 ) (6 ) 62 550 Ending balance $ 1,188 $ 1,546 $ 801 $ 3,007 $ 1,254 $ 74 $ 808 $ 8,678 Three months ended March 31, 2016 Allowance for loan losses: Beginning balance $ 1,185 $ 1,222 $ 865 $ 3,041 $ 1,408 $ 48 $ 652 $ 8,421 Charge offs - - - (114 ) - (253 ) - (367 ) Recoveries - - - 8 2 1 - 11 Provision 66 331 (149 ) (43 ) 146 286 (12 ) 625 Ending balance $ 1,251 $ 1,553 $ 716 $ 2,892 $ 1,556 $ 82 $ 640 $ 8,690 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Commercial Commercial Real Estate Real Estate Construction Other Covered loans: Owner Non-owner and Land Commercial 1-4 Family Consumer Three months ended March 31, 2017 Occupied Occupied (1) Development Loans Residential (3) Loans Unallocated Total Allowance for loan losses: Beginning balance $ - $ - $ - $ - $ - $ - $ - $ - Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - - - - - - Provision - - - - - - - - Ending balance $ - $ - $ - $ - $ - $ - $ - $ - Three months ended March 31, 2016 Allowance for loan losses: Beginning balance $ - $ - $ - $ - $ - $ - $ - $ - Charge offs - - - - - - - - Recoveries - - - - - - - - Adjustments (2) - - - - - - - - Provision - - - - - - - - Ending balance $ - $ - $ - $ - $ - $ - $ - $ - (1) Includes loans secured by farmland and multi-family residential loans. (2) Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC. (3) Includes home equity lines of credit.
Schedule of allowance for non-covered loan and covered loan losses and the recorded investment by portfolio segment	Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Non-covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total March 31, 2017 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 250 $ - $ - $ 350 $ 100 $ - $ - $ 700 Collectively evaluated for impairment 938 1,546 801 2,657 1,154 74 808 7,978 Total ending allowance $ 1,188 $ 1,546 $ 801 $ 3,007 $ 1,254 $ 74 $ 808 $ 8,678 Loans: Individually evaluated for impairment $ 1,322 $ - $ - $ 2,542 $ 484 $ - $ - $ 4,348 Collectively evaluated for impairment 152,719 326,836 97,002 109,415 259,163 804 - 945,939 Total ending loan balances $ 154,041 $ 326,836 $ 97,002 $ 111,957 $ 259,647 $ 804 $ - $ 950,287 December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 150 $ - $ - $ 750 $ - $ - $ - $ 900 Collectively evaluated for impairment 755 1,484 752 2,616 1,279 78 746 7,710 Total ending allowance $ 905 $ 1,484 $ 752 $ 3,366 $ 1,279 $ 78 $ 746 $ 8,610 Loans: Individually evaluated for impairment $ 6,271 $ - $ - $ 6,380 $ - $ - $ - $ 12,651 Collectively evaluated for impairment 148,536 310,196 91,067 108,985 231,833 856 - 891,473 Total ending loan balances $ 154,807 $ 310,196 $ 91,067 $ 115,365 $ 231,833 $ 856 $ - $ 904,124 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit. Commercial Commercial Real Estate Real Estate Construction Other Owner Non-owner and Land Commercial 1-4 Family Consumer Covered loans: Occupied Occupied (1) Development Loans Residential (2) Loans Unallocated Total March 31, 2017 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - - - - - Total ending allowance $ - $ - $ - $ - $ - $ - $ - $ - Loans: Individually evaluated for impairment $ - $ - $ - $ - $ 1,288 $ - $ - $ 1,288 Collectively evaluated for impairment - - - - 24,378 - - 24,378 Total ending loan balances $ - $ - $ - $ - $ 25,666 $ - $ - $ 25,666 December 31, 2016 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment - - - - - - - - Total ending allowance $ - $ - $ - $ - $ - $ - $ - $ - Loans: Individually evaluated for impairment $ - $ - $ - $ 963 $ - $ 963 Collectively evaluated for impairment - - - - 27,217 - - 27,217 Total ending loan balances $ - $ - $ - $ - $ 28,180 $ - $ - $ 28,180 (1) Includes loans secured by farmland and multi-family residential loans. (2) Includes home equity lines of credit.
Schedule of the risk category of loans by class of loans	March 31, 2017 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ 4,916 $ 1,322 $ 147,803 $ 154,041 $ 6,238 $ 147,803 $ 154,041 Commercial real estate - non-owner occupied (2) - - - - - 326,836 326,836 - 326,836 326,836 Construction and land development - - - - - 97,002 97,002 - 97,002 97,002 Commercial loans - - - 3,365 2,542 106,050 111,957 5,907 106,050 111,957 Residential 1-4 family (4) 1,288 24,378 25,666 - 484 259,163 259,647 1,772 283,541 285,313 Other consumer loans - - - - - 804 804 - 804 804 Total $ 1,288 $ 24,378 $ 25,666 $ 8,281 $ 4,348 $ 937,658 $ 950,287 $ 13,917 $ 962,036 $ 975,953 December 31, 2016 Covered Loans Non-covered Loans Total Loans Classified/ Special Classified/ Criticized (1) Pass Total Mention Substandard (3) Pass Total Criticized Pass Total Commercial real estate - owner occupied $ - $ - $ - $ - $ 6,271 $ 148,536 $ 154,807 $ 6,271 $ 148,536 $ 154,807 Commercial real estate - non-owner occupied (2) - - - - - 310,196 310,196 - 310,196 310,196 Construction and land development - - - - - 91,067 91,067 - 91,067 91,067 Commercial loans - - - 28 6,380 108,957 115,365 6,408 108,957 115,365 Residential 1-4 family (4) 963 27,217 28,180 - - 231,833 231,833 963 259,050 260,013 Other consumer loans - - - - - 856 856 - 856 856 Total $ 963 $ 27,217 $ 28,180 $ 28 $ 12,651 $ 891,445 $ 904,124 $ 13,642 $ 918,662 $ 932,304 (1) Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined. (2) Includes loans secured by farmland and multi-family residential loans. (3) Includes SBA guarantees of $2.1 million and $2.2 million as of March 31, 2017 and December 31, 2016. (4) Includes home equity lines of credit.

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2017
Earnings Per Share [Abstract]
Schedule of reconciliation of the denominators of the basic and diluted earnings per share	Weighted Average Income Shares Per Share (Numerator) (Denominator) Amount For the three months ended March 31, 2017 Basic EPS $ 2,054 12,307 $ 0.17 Effect of dilutive stock options and warrants - 304 Diluted EPS $ 2,054 12,611 $ 0.16 For the three months ended March 31, 2016 Basic EPS $ 2,565 12,237 $ 0.21 Effect of dilutive stock options and warrants - 165 - Diluted EPS $ 2,565 12,402 $ 0.21

FAIR VALUE (Tables)

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2017
Fair Value Disclosures [Abstract]
Schedule of assets measured at fair value on a recurring basis	Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) March 31, 2017 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,271 $ - $ 2,271 $ - Trust preferred securities 1,967 - 1,967 - $ 4,238 $ - $ 4,238 $ - Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2016 (Level 1) (Level 2) (Level 3) Financial assets: Available for sale securities Obligations of states and political subdivisions $ 2,259 $ - $ 2,259 $ - Trust preferred securities 1,659 - 1,659 - $ 3,918 $ - $ 3,918 $ -
Schedule of assets measured at fair value on non recurring basis	Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) March 31, 2017 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 1,072 $ 1,072 Commercial loans 2,192 2,192 Residential 1-4 family 384 384 Impaired covered loans: Residential 1-4 family 1,288 1,288 Non-covered other real estate owned: Commercial real estate - owner occupied 1,110 1,110 Construction and land development 3,748 3,748 Residential 1-4 family 3,407 3,407 Fair Value Measurements Using Significant Quoted Prices in Other Significant Active Markets for Observable Unobservable Total at Identical Assets Inputs Inputs (dollars in thousands) December 31, 2016 (Level 1) (Level 2) (Level 3) Impaired non-covered loans: Commercial real estate - owner occupied $ 6,121 $ 6,121 Commercial loans 5,630 5,630 Impaired covered loans: Residential 1-4 family 963 963 Non-covered other real estate owned: Commercial real estate - owner occupied 1,110 1,110 Commercial real estate - non-owner occupied (1) 237 237 Construction and land development 3,863 3,863 Residential 1-4 family 3,407 3,407
Schedule of estimated fair values and fair value hierarchy levels of financial instruments	March 31, 2017 December 31, 2016 Fair Value Carrying Fair Carrying Fair Hierarchy Level Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 35,419 $ 35,419 $ 47,392 $ 47,392 Securities available for sale See previous table 4,238 4,238 3,918 3,918 Securities held to maturity Level 2 89,003 87,054 85,300 83,344 Stock in Federal Reserve Bank and Federal Home Loan Bank n/a 8,917 n/a 7,929 n/a Equity investment in mortgage affiliate Level 3 4,150 4,150 4,629 4,629 Preferred investment in mortgage affiliate Level 3 2,555 2,555 2,555 2,555 Net non-covered loans Level 3 939,878 953,328 893,625 903,085 Net covered loans Level 3 25,666 31,291 28,180 32,173 Accrued interest receivable Level 2 & Level 3 3,012 3,012 3,202 3,202 FDIC indemnification asset Level 3 1,920 528 2,111 528 Financial liabilities: Demand deposits Level 1 138,213 138,213 124,779 124,779 Money market and savings accounts Level 1 181,001 181,001 182,590 182,590 Certificates of deposit Level 3 577,003 576,469 605,613 605,394 FHLB short term advances Level 1 116,000 116,000 95,000 95,000 Subordinated notes Level 3 26,075 32,508 - - Accrued interest payable Level 1 & Level 3 1,242 1,242 1,190 1,190

ACCOUNTING POLICIES (Detail Tex

ACCOUNTING POLICIES (Detail Textuals) - Sonabank	3 Months Ended
	Mar. 31, 2017Branch
Virginia
Organization And Significant Accounting Policies [Line Items]
Number of branches	15
Warrenton
Organization And Significant Accounting Policies [Line Items]
Number of branches	2
Middleburg and Leesburg | Loudoun
Organization And Significant Accounting Policies [Line Items]
Number of branches	2
South Riding | Loudoun
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Front Royal
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
New Market
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Haymarket
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Richmond
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Clifton Forge
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland
Organization And Significant Accounting Policies [Line Items]
Number of branches	8
Maryland | Rockville
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Shady Grove
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Frederick
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Bethesda
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Upper Marlboro
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Brandywine
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Owings
Organization And Significant Accounting Policies [Line Items]
Number of branches	1
Maryland | Huntingtown
Organization And Significant Accounting Policies [Line Items]
Number of branches	1

STOCK- BASED COMPENSATION - Act

STOCK- BASED COMPENSATION - Activity in stock option plan (Details 1) - Stock Options $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)$ / sharesshares
Shares
Options outstanding, beginning of period | shares	782,200
Granted | shares
Forfeited | shares	(2,200)
Exercised | shares	(16,900)
Options outstanding, end of period | shares	763,100
Vested or expected to vest | shares	763,100
Exercisable at end of period | shares	410,630
Weighted Average Exercise Price
Options outstanding, beginning of period | $ / shares	$ 9.56
Granted | $ / shares
Forfeited | $ / shares	14.73
Exercised | $ / shares	8.92
Options outstanding, end of period | $ / shares	9.56
Vested or expected to vest | $ / shares	9.56
Exercisable at end of period | $ / shares	$ 8.27
Weighted Average Remaining Contractual Term
Options outstanding, end of period	6 years 3 months 18 days
Vested or expected to vest	6 years 3 months 18 days
Exercisable at end of period	4 years 8 months 12 days
Options outstanding, end of period - Aggregate Intrinsic Value | $	$ 5,627
Vested or expected to vest - Aggregate Intrinsic Value | $	5,627
Exercisable at end of period - Aggregate Intrinsic Value | $	$ 3,552

STOCK- BASED COMPENSATION (Deta

STOCK- BASED COMPENSATION (Detail Textuals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Apr. 30, 2010	Dec. 31, 2004
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 60	$ 79
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option granted
Unrecognized compensation expense associated with the stock options	$ 390
Unrecognized compensation cost weighted average recognition period	2 years 3 months 18 days
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum term of options	10 years
Stock Options | 2004 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for reservation (in shares)				302,500
Stock Options | 2010 Stock Awards and Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized for reservation (in shares)			700,000

SECURITIES - Amortized cost and

SECURITIES - Amortized cost and fair value of securities (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 4,868	$ 4,870
Gross Unrealized Gains	12	9
Gross Unrealized Losses	(642)	(961)
Fair value	4,238	3,918
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,279	2,280
Gross Unrealized Gains	12	9
Gross Unrealized Losses	(20)	(30)
Fair value	2,271	2,259
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,589	2,590
Gross Unrealized Gains
Gross Unrealized Losses	(622)	(931)
Fair value	$ 1,967	$ 1,659

SECURITIES - Carrying amount an

SECURITIES - Carrying amount and fair value of securities (Details 1) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 89,003	$ 85,300
Gross Unrecognized Gains	382	389
Gross Unrecognized Losses	(2,331)	(2,345)
Fair Value	87,054	83,344
Residential government-sponsored mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	17,570	18,594
Gross Unrecognized Gains	292	308
Gross Unrecognized Losses	(77)	(118)
Fair Value	17,785	18,784
Residential government-sponsored collateralized mortgage obligations
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	2,224	2,371
Gross Unrecognized Gains
Gross Unrecognized Losses	(49)	(54)
Fair Value	2,175	2,317
Government-sponsored agency securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	52,926	47,975
Gross Unrecognized Gains	10	28
Gross Unrecognized Losses	(2,023)	(1,865)
Fair Value	50,913	46,138
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	12,684	12,706
Gross Unrecognized Gains	80	53
Gross Unrecognized Losses	(87)	(162)
Fair Value	12,677	12,597
Trust preferred securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	3,599	3,654
Gross Unrecognized Gains
Gross Unrecognized Losses	(95)	(146)
Fair Value	$ 3,504	$ 3,508

SECURITIES - Contractual maturi

SECURITIES - Contractual maturity (Details 2) $ in Thousands	Mar. 31, 2017USD ($)
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, due in one to five years, amortized cost	$ 1,458
Held to maturity, due in one to five years, fair value	1,462
Held to maturity, due in five to ten years, amortized cost	5,975
Held to maturity, due in five to ten years, fair value	5,980
Held to maturity, due after ten years, amortized cost	61,776
Held to maturity, due after ten years, fair value	59,652
Held to maturity, amortized cost	89,003
Held to maturity, fair value	87,054
Available for sale, due in one to five years, amortized cost
Available for sale, due in one to five years, fair value
Available for sale, due in five to ten years, amortized cost
Available for sale, due in five to ten years, fair value
Available for sale, due after ten years, amortized cost	4,868
Available for sale, due after ten years, fair value	4,238
Available for sale, amortized cost	4,868
Available for sale, fair value	4,238
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, amortized cost	17,570
Held to maturity, fair value	17,785
Available for sale, amortized cost
Available for sale, fair value
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities [Line Items]
Held to maturity, amortized cost	2,224
Held to maturity, fair value	2,175
Available for sale, amortized cost
Available for sale, fair value

SECURITIES - Securities in cont

SECURITIES - Securities in continuous unrealized loss position (Details 3) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule Of Available For Sale and Held To Maturity Securities
Available for sale, less than 12 months, fair value	$ 1,715	$ 1,706
Available for sale, less than 12 months, unrealized losses	(20)	(30)
Available for sale, 12 months or more, fair value	1,966	1,658
Available for sale, 12 months or more, unrealized losses	(622)	(931)
Available for sale, total fair value	3,681	3,364
Available for sale, total unrealized losses	(642)	(961)
Held to maturity, less than 12 months, fair value	55,068	56,272
Held to Maturity, less than 12 months unrecognized losses	(2,158)	(2,100)
Held to maturity, 12 months or more, fair value	5,939	6,001
Held to Maturity, 12 months or more, unrecognized losses	(173)	(245)
Held to maturity, total fair value	61,007	62,273
Held to maturity, total unrecognized losses	(2,331)	(2,345)
Residential government-sponsored mortgage-backed securities
Schedule Of Available For Sale and Held To Maturity Securities
Held to maturity, less than 12 months, fair value	7,669	10,238
Held to Maturity, less than 12 months unrecognized losses	(68)	(110)
Held to maturity, 12 months or more, fair value	451	457
Held to Maturity, 12 months or more, unrecognized losses	(9)	(8)
Held to maturity, total fair value	8,120	10,695
Held to maturity, total unrecognized losses	(77)	(118)
Residential government-sponsored collateralized mortgage obligations
Schedule Of Available For Sale and Held To Maturity Securities
Held to maturity, less than 12 months, fair value	1,271	1,346
Held to Maturity, less than 12 months unrecognized losses	(27)	(27)
Held to maturity, 12 months or more, fair value	904	971
Held to Maturity, 12 months or more, unrecognized losses	(22)	(27)
Held to maturity, total fair value	2,175	2,317
Held to maturity, total unrecognized losses	(49)	(54)
Government-Sponsored Agency Securities
Schedule Of Available For Sale and Held To Maturity Securities
Held to maturity, less than 12 months, fair value	43,953	41,110
Held to Maturity, less than 12 months unrecognized losses	(2,023)	(1,865)
Held to maturity, 12 months or more, fair value
Held to Maturity, 12 months or more, unrecognized losses
Held to maturity, total fair value	43,953	41,110
Held to maturity, total unrecognized losses	(2,023)	(1,865)
Obligations of states and political subdivisions
Schedule Of Available For Sale and Held To Maturity Securities
Available for sale, less than 12 months, fair value	1,715	1,706
Available for sale, less than 12 months, unrealized losses	(20)	(30)
Available for sale, 12 months or more, fair value
Available for sale, 12 months or more, unrealized losses
Available for sale, total fair value	1,715	1,706
Available for sale, total unrealized losses	(20)	(30)
Held to maturity, less than 12 months, fair value	2,175	3,578
Held to Maturity, less than 12 months unrecognized losses	(40)	(98)
Held to maturity, 12 months or more, fair value	1,080	1,065
Held to Maturity, 12 months or more, unrecognized losses	(47)	(64)
Held to maturity, total fair value	3,255	4,643
Held to maturity, total unrecognized losses	(87)	(162)
Trust preferred securities
Schedule Of Available For Sale and Held To Maturity Securities
Available for sale, less than 12 months, fair value
Available for sale, less than 12 months, unrealized losses
Available for sale, 12 months or more, fair value	1,966	1,658
Available for sale, 12 months or more, unrealized losses	(622)	(931)
Available for sale, total fair value	1,966	1,658
Available for sale, total unrealized losses	(622)	(931)
Held to maturity, less than 12 months, fair value
Held to Maturity, less than 12 months unrecognized losses
Held to maturity, 12 months or more, fair value	3,504	3,508
Held to Maturity, 12 months or more, unrecognized losses	(95)	(146)
Held to maturity, total fair value	3,504	3,508
Held to maturity, total unrecognized losses	$ (95)	$ (146)

SECURITIES - Owned pooled trust

SECURITIES - Owned pooled trust preferred securities (Details 4) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
Available for Sale other than temporarily impaired
Cumulative OTTI related to credit loss
Trust preferred securities
Security
Par value - security		3,893
Book value - security		3,599
Estimated fair value - security		3,504
Previously recognized cumulative other comprehensive loss	[1]	240
Available for Sale other than temporarily impaired
Par value - Available for Sale other than temporarily impaired		3,650
Book value - Available for Sale other than temporarily impaired		2,589
Estimated fair value - Available for Sale other than temporarily impaired		1,967
Cumulative OTTI related to credit loss	[2]	1,060
Par value		7,543
Book value		6,188
Estimated Fair Value		5,471
Trust preferred securities | ALESCO VII A1B Senior | Rating Of Moody Aaa Fitch AAA When Purchased and Current Moody A1 Fitch A
Security
Par value - security		3,624
Book value - security		3,334
Estimated fair value - security		$ 3,271
% of Current Defaults and Deferrals to Total Collateral - security		11.00%
Previously recognized cumulative other comprehensive loss	[1]	$ 236
Trust preferred securities | MMCF III B Senior Sub | Rating Of Moody A3 Fitch A- When Purchased and Current Moody Ba1 Fitch BB
Security
Par value - security		269
Book value - security		265
Estimated fair value - security		$ 233
% of Current Defaults and Deferrals to Total Collateral - security		32.00%
Previously recognized cumulative other comprehensive loss	[1]	$ 4
Trust preferred securities | TPREF FUNDING II Mezzanine | Rating Of Moody A1 Fitch A- When Purchased and Current Moody Caa3 Fitch C
Available for Sale other than temporarily impaired
Par value - Available for Sale other than temporarily impaired		1,500
Book value - Available for Sale other than temporarily impaired		1,099
Estimated fair value - Available for Sale other than temporarily impaired		$ 675
% of Current Defaults and Deferrals to Total Collateral - Available for Sale other than temporarily impaired		37.00%
Cumulative OTTI related to credit loss	[2]	$ 400
Trust preferred securities | ALESCO V C1 Mezzanine | Rating Of Moody A2 Fitch A When Purchased and Current Moody Caa3 Fitch C
Available for Sale other than temporarily impaired
Par value - Available for Sale other than temporarily impaired		2,150
Book value - Available for Sale other than temporarily impaired		1,490
Estimated fair value - Available for Sale other than temporarily impaired		$ 1,292
% of Current Defaults and Deferrals to Total Collateral - Available for Sale other than temporarily impaired		10.00%
Cumulative OTTI related to credit loss	[2]	$ 660
[1]	Pre-tax, and represents unrealized losses at date of transfer from available-for-sale to held-to-maturity, net of accretion
[2]	Pre-tax

SECURITIES - Roll forward of cr

SECURITIES - Roll forward of credit losses (Details 5) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Amount of cumulative other-than-temporary impairment related to credit loss prior to January 1	$ 1,060	$ 1,060
Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized
Amounts related to credit loss for which an other-than-temporary impairment was previously recognized
Reductions due to realized losses
Amount of cumulative other-than-temporary impairment related to credit loss as of March 31	$ 1,060	$ 1,060

SECURITIES - Changes in accumul

SECURITIES - Changes in accumulated other comprehensive income by component (Details 6) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ (789)	$ (610)
Other comprehensive income/(loss) before reclassifications	215	(220)
Amounts reclassified from accumulated other comprehensive income/(loss)
Net current-period other comprehensive income/(loss)	215	(220)
Ending balance	(574)	(830)
Unrealized Holding Gains (Losses) on Available for Sale Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(627)	(440)
Other comprehensive income/(loss) before reclassifications	213	(222)
Amounts reclassified from accumulated other comprehensive income/(loss)
Net current-period other comprehensive income/(loss)	213	(222)
Ending balance	(414)	(662)
Held to Maturity Securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(162)	(170)
Other comprehensive income/(loss) before reclassifications	2	2
Amounts reclassified from accumulated other comprehensive income/(loss)
Net current-period other comprehensive income/(loss)	2	2
Ending balance	$ (160)	$ (168)

SECURITIES (Detail Textuals)

SECURITIES (Detail Textuals) - Federal Home Loan Bank of Atlanta - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Securities with a carrying amount pledged to secure public deposits	$ 75.7	$ 73.9
Temporarily impaired securities	$ 64.7

SECURITIES (Detail Textuals 1)

SECURITIES (Detail Textuals 1)	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Other than temporary impairment performing collateral will default or defer per annum	0.50%
Recoveries ranging	9.00%
Period of no prepayments for security	10 years
Percentage of prepayments for remaining life of the security	1.00%

LOANS AND ALLOWANCE FOR LOAN 35

LOANS AND ALLOWANCE FOR LOAN LOSSES - Summary (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		$ 863,192	$ 816,083
Gross loans		975,953	932,304
Less deferred fees on loans		(1,731)	(1,889)
Loans, net of deferred fees		974,222	930,415
Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		154,041	154,807
Gross loans		154,041	154,807
Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		296,176	279,634
Gross loans	[1]	326,836	310,196
Secured by farmland
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		438	541
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		97,002	91,067
Gross loans		97,002	91,067
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		258,065	230,810
Gross loans	[2]	285,313	260,013
Multi- family residential
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		30,222	30,021
Home equity lines of credit
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		27,248	29,203
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Gross loans		111,957	115,365
Consumer loans
Accounts Notes And Loans Receivable [Line Items]
Gross loans		804	856
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]	25,666	28,180
Gross loans	[3]	25,666	28,180
Less deferred fees on loans	[3]
Loans, net of deferred fees	[3]	25,666	28,180
Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans
Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans	[1]
Covered loans | Secured by farmland
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Gross loans
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]	9,957	10,519
Gross loans	[2]	25,666	28,180
Covered loans | Multi- family residential
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]
Covered loans | Home equity lines of credit
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans	[3]	15,709	17,661
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Gross loans	[3]
Covered loans | Consumer loans
Accounts Notes And Loans Receivable [Line Items]
Gross loans	[3]
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		837,526	787,903
Gross loans		950,287	904,124
Less deferred fees on loans		(1,731)	(1,889)
Loans, net of deferred fees		948,556	902,235
Non-covered Loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		154,041	154,807
Gross loans		154,041	154,807
Non-covered Loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		296,176	279,634
Gross loans	[1]	326,836	310,196
Non-covered Loans | Secured by farmland
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		438	541
Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		97,002	91,067
Gross loans		97,002	91,067
Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		248,108	220,291
Gross loans	[2]	259,647	231,833
Non-covered Loans | Multi- family residential
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		30,222	30,021
Non-covered Loans | Home equity lines of credit
Accounts Notes And Loans Receivable [Line Items]
Total real estate loans		11,539	11,542
Non-covered Loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Gross loans		111,957	115,365
Non-covered Loans | Consumer loans
Accounts Notes And Loans Receivable [Line Items]
Gross loans		$ 804	$ 856
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS AND ALLOWANCE FOR LOAN 36

LOANS AND ALLOWANCE FOR LOAN LOSSES - Impaired loans (Details 1) - USD ($) $ in Thousands		Mar. 31, 2017		Dec. 31, 2016
With no related allowance recorded
With no related allowance recorded - Recorded Investment		$ 3,348		$ 9,548
With no related allowance recorded - Unpaid Principal Balance		4,131		10,308
With an allowance recorded
With an allowance recorded - Recorded Investment		2,288		4,066
With an allowance recorded - Unpaid Principal Balance		5,250		6,486
With an allowance recorded - Allowance for Loan Losses Allocated		700		900
Recorded Investment, Grand total		5,636		13,614
Unpaid Principal Balance, Grand total		9,381		16,794
Related Allowance, Grand total		700		900
Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment				5,583
With no related allowance recorded - Unpaid Principal Balance				5,592
With an allowance recorded
With an allowance recorded - Recorded Investment		1,322		688
With an allowance recorded - Unpaid Principal Balance		1,331		688
With an allowance recorded - Allowance for Loan Losses Allocated		250		150
Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[1]
With no related allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded
With an allowance recorded - Recorded Investment	[1]
With an allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded - Allowance for Loan Losses Allocated	[1]
Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		2,060		3,002
With no related allowance recorded - Unpaid Principal Balance		2,632		3,603
With an allowance recorded
With an allowance recorded - Recorded Investment		482		3,378
With an allowance recorded - Unpaid Principal Balance		3,402		5,798
With an allowance recorded - Allowance for Loan Losses Allocated		350		750
Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]	1,288		963
With no related allowance recorded - Unpaid Principal Balance	[2]	1,499		1,113
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]	484
With an allowance recorded - Unpaid Principal Balance	[2]	517
With an allowance recorded - Allowance for Loan Losses Allocated	[2]	100
Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Covered loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		1,288		963
With no related allowance recorded - Unpaid Principal Balance		1,499		1,113
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
Recorded Investment, Grand total		1,288		963
Unpaid Principal Balance, Grand total		1,499		1,113
Covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
Covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[1]
With no related allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded
With an allowance recorded - Recorded Investment	[1]
With an allowance recorded - Unpaid Principal Balance	[1]
Covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
Covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
Covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]	1,288		963
With no related allowance recorded - Unpaid Principal Balance	[2]	1,499		1,113
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]
With an allowance recorded - Unpaid Principal Balance	[2]
Covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment
With an allowance recorded - Unpaid Principal Balance
Non-covered Loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		2,060	[3]	8,585	[4]
With no related allowance recorded - Unpaid Principal Balance		2,632		9,195
With an allowance recorded
With an allowance recorded - Recorded Investment		2,288	[3]	4,066	[4]
With an allowance recorded - Unpaid Principal Balance		5,250		6,486
With an allowance recorded - Allowance for Loan Losses Allocated		700		900
Recorded Investment, Grand total		4,348	[3]	12,651	[4]
Unpaid Principal Balance, Grand total		7,882		15,681
Related Allowance, Grand total		700		900
Non-covered Loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[3]	5,583	[4]
With no related allowance recorded - Unpaid Principal Balance				5,592
With an allowance recorded
With an allowance recorded - Recorded Investment		1,322	[3]	688	[4]
With an allowance recorded - Unpaid Principal Balance		1,331		688
With an allowance recorded - Allowance for Loan Losses Allocated		250		150
Non-covered Loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[1]		[3]		[4]
With no related allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded
With an allowance recorded - Recorded Investment	[1]		[3]		[4]
With an allowance recorded - Unpaid Principal Balance	[1]
With an allowance recorded - Allowance for Loan Losses Allocated	[1]
Non-covered Loans | Construction and land development
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[3]		[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[3]		[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
Non-covered Loans | Commercial loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment		2,060	[3]	3,002	[4]
With no related allowance recorded - Unpaid Principal Balance		2,632		3,603
With an allowance recorded
With an allowance recorded - Recorded Investment		482	[3]	3,378	[4]
With an allowance recorded - Unpaid Principal Balance		3,402		5,798
With an allowance recorded - Allowance for Loan Losses Allocated		350		750
Non-covered Loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded - Recorded Investment	[2]		[3]		[4]
With no related allowance recorded - Unpaid Principal Balance	[2]
With an allowance recorded
With an allowance recorded - Recorded Investment	[2]	484	[3]		[4]
With an allowance recorded - Unpaid Principal Balance	[2]	517
With an allowance recorded - Allowance for Loan Losses Allocated	[2]	100
Non-covered Loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded - Recorded Investment			[3]		[4]
With no related allowance recorded - Unpaid Principal Balance
With an allowance recorded
With an allowance recorded - Recorded Investment			[3]		[4]
With an allowance recorded - Unpaid Principal Balance
With an allowance recorded - Allowance for Loan Losses Allocated
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Recorded investment is after cumulative prior charge offs of $3.5 million. These loans also have aggregate SBA guarantees of $2.1 million.
[4]	Recorded investment is after cumulative prior charge offs of $3.0 million. These loans also have aggregate SBA guarantees of $2.2 million.

LOANS AND ALLOWANCE FOR LOAN 37

LOANS AND ALLOWANCE FOR LOAN LOSSES - Average recorded investment and interest income for impaired loans (Details 2) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		$ 3,407	$ 8,182
With no related allowance recorded, Interest Income Recognized		8	84
With an allowance recorded
With an allowance recorded, Average Recorded Investment		2,425	4,777
With an allowance recorded, Interest Income Recognized		8	63
Average Recorded Investment, Grand total		5,832	12,959
Interest Income Recognized, Grand total		16	147
Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment			5,041
With no related allowance recorded, Interest Income Recognized			73
With an allowance recorded
With an allowance recorded, Average Recorded Investment		1,324	1,364
With an allowance recorded, Interest Income Recognized		8	10
Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]		135
With no related allowance recorded, Interest Income Recognized	[1]		3
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest Income Recognized	[1]
Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		2,117	2,020
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment		859	3,413
With an allowance recorded, Interest Income Recognized			53
Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]	1,290	986
With no related allowance recorded, Interest Income Recognized	[2]	8	8
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]	242
With an allowance recorded, Interest Income Recognized	[2]
Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Covered loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		1,290	986
With no related allowance recorded, Interest Income Recognized		8	8
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Average Recorded Investment, Grand total		1,290	986
Interest Income Recognized, Grand total		8	8
Covered loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Covered loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]
With no related allowance recorded, Interest Income Recognized	[1]
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest Income Recognized	[1]
Covered loans | Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Covered loans | Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Covered loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]	1,290	986
With no related allowance recorded, Interest Income Recognized	[2]	8	8
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]
With an allowance recorded, Interest Income Recognized	[2]
Covered loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Non-covered Loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		2,117	7,196
With no related allowance recorded, Interest Income Recognized			76
With an allowance recorded
With an allowance recorded, Average Recorded Investment		2,425	4,777
With an allowance recorded, Interest Income Recognized		8	63
Average Recorded Investment, Grand total		4,542	11,973
Interest Income Recognized, Grand total		8	139
Non-covered Loans | Commercial real estate - owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment			5,041
With no related allowance recorded, Interest Income Recognized			73
With an allowance recorded
With an allowance recorded, Average Recorded Investment		1,324	1,364
With an allowance recorded, Interest Income Recognized		8	10
Non-covered Loans | Commercial real estate - non-owner occupied
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[1]		135
With no related allowance recorded, Interest Income Recognized	[1]		3
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[1]
With an allowance recorded, Interest Income Recognized	[1]
Non-covered Loans | Construction and land development
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
Non-covered Loans | Commercial loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment		2,117	2,020
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment		859	3,413
With an allowance recorded, Interest Income Recognized			53
Non-covered Loans | Residential 1-4 family
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment	[2]
With no related allowance recorded, Interest Income Recognized	[2]
With an allowance recorded
With an allowance recorded, Average Recorded Investment	[2]	242
With an allowance recorded, Interest Income Recognized	[2]
Non-covered Loans | Other consumer loans
With no related allowance recorded
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With an allowance recorded
With an allowance recorded, Average Recorded Investment
With an allowance recorded, Interest Income Recognized
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS AND ALLOWANCE FOR LOAN 38

LOANS AND ALLOWANCE FOR LOAN LOSSES - Aging of recorded investment (Details 3) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		$ 1,314	$ 2,676
Recorded investment, Nonaccrual Loans		4,513	4,645
Recorded Investment, Loans Not Past Due		970,126	924,983
Total Loans		975,953	932,304
30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		767	2,581
60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		547	95
90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans		637	637
Recorded Investment, Loans Not Past Due		153,404	154,170
Total Loans		154,041	154,807
Commercial real estate - owner occupied | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Commercial real estate - owner occupied | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Commercial real estate - owner occupied | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Recorded investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]	326,836	310,196
Total Loans	[1]	326,836	310,196
Commercial real estate - non-owner occupied | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Commercial real estate - non-owner occupied | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Commercial real estate - non-owner occupied | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		97,002	91,067
Total Loans		97,002	91,067
Construction and land development | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Construction and land development | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Construction and land development | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		315	1,349
Recorded investment, Nonaccrual Loans		2,542	3,158
Recorded Investment, Loans Not Past Due		109,100	110,858
Total Loans		111,957	115,365
Commercial loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		315	1,349
Commercial loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Commercial loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	971	1,327
Recorded investment, Nonaccrual Loans	[2]	1,334	850
Recorded Investment, Loans Not Past Due	[2]	283,008	257,836
Total Loans	[2]	285,313	260,013
Residential 1-4 family | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	424	1,232
Residential 1-4 family | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	547	95
Residential 1-4 family | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		28
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		776	856
Total Loans		804	856
Other consumer loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		28
Other consumer loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Other consumer loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		132	316
Recorded investment, Nonaccrual Loans		850	850
Recorded Investment, Loans Not Past Due		24,684	27,014
Total Loans	[3]	25,666	28,180
Covered loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		88	221
Covered loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		44	95
Covered loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Total Loans
Covered loans | Commercial real estate - owner occupied | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial real estate - owner occupied | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial real estate - owner occupied | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Recorded investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]
Total Loans	[1]
Covered loans | Commercial real estate - non-owner occupied | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Covered loans | Commercial real estate - non-owner occupied | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Covered loans | Commercial real estate - non-owner occupied | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Total Loans
Covered loans | Construction and land development | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Construction and land development | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Construction and land development | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Total Loans	[3]
Covered loans | Commercial loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Commercial loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	132	316
Recorded investment, Nonaccrual Loans	[2]	850	850
Recorded Investment, Loans Not Past Due	[2]	24,684	27,014
Total Loans	[2]	25,666	28,180
Covered loans | Residential 1-4 family | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	88	221
Covered loans | Residential 1-4 family | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	44	95
Covered loans | Residential 1-4 family | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]
Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due
Total Loans	[3]
Covered loans | Other consumer loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Other consumer loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Covered loans | Other consumer loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		1,182	2,360
Recorded investment, Nonaccrual Loans		3,663	3,795
Recorded Investment, Loans Not Past Due		945,442	897,969
Total Loans		950,287	904,124
Non-covered Loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		679	2,360
Non-covered Loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		503
Non-covered Loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans		637	637
Recorded Investment, Loans Not Past Due		153,404	154,170
Total Loans		154,041	154,807
Non-covered Loans | Commercial real estate - owner occupied | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Commercial real estate - owner occupied | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Commercial real estate - owner occupied | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Recorded investment, Nonaccrual Loans	[1]
Recorded Investment, Loans Not Past Due	[1]	326,836	310,196
Total Loans	[1]	326,836	310,196
Non-covered Loans | Commercial real estate - non-owner occupied | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Non-covered Loans | Commercial real estate - non-owner occupied | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Non-covered Loans | Commercial real estate - non-owner occupied | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[1]
Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		97,002	91,067
Total Loans		97,002	91,067
Non-covered Loans | Construction and land development | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Construction and land development | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Construction and land development | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		315	1,349
Recorded investment, Nonaccrual Loans		2,542	3,158
Recorded Investment, Loans Not Past Due		109,100	110,858
Total Loans		111,957	115,365
Non-covered Loans | Commercial loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		315	1,349
Non-covered Loans | Commercial loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Commercial loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	839	1,011
Recorded investment, Nonaccrual Loans	[2]	484
Recorded Investment, Loans Not Past Due	[2]	258,324	230,822
Total Loans	[2]	259,647	231,833
Non-covered Loans | Residential 1-4 family | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	336	1,011
Non-covered Loans | Residential 1-4 family | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]	503
Non-covered Loans | Residential 1-4 family | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due	[2]
Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		28
Recorded investment, Nonaccrual Loans
Recorded Investment, Loans Not Past Due		776	856
Total Loans		804	856
Non-covered Loans | Other consumer loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due		28
Non-covered Loans | Other consumer loans | 60 - 89 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
Non-covered Loans | Other consumer loans | 90 Days or More
Accounts Notes And Loans Receivable [Line Items]
Recorded Investment, Total Past Due
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS AND ALLOWANCE FOR LOAN 39

LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowance for loan and lease losses (Details 4) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
Allowance for loan losses:
Beginning balance		$ 8,610
Provision		550	$ 625
Ending balance		8,678
Non-covered Loans
Allowance for loan losses:
Beginning balance		8,610	8,421
Charge offs		(512)	(367)
Recoveries		30	11
Provision		550	625
Ending balance		8,678	8,690
Commercial real estate - owner occupied | Non-covered Loans
Allowance for loan losses:
Beginning balance		905	1,185
Charge offs
Recoveries		10
Provision		273	66
Ending balance		1,188	1,251
Commercial Real Estate Non-owner Occupied | Non-covered Loans
Allowance for loan losses:
Beginning balance	[1]	1,484	1,222
Charge offs	[1]
Recoveries	[1]
Provision	[1]	62	331
Ending balance	[1]	1,546	1,553
Construction and Land Loans | Non-covered Loans
Allowance for loan losses:
Beginning balance		752	865
Charge offs
Recoveries
Provision		49	(149)
Ending balance		801	716
Commercial loans | Non-covered Loans
Allowance for loan losses:
Beginning balance		3,366	3,041
Charge offs		(500)	(114)
Recoveries		16	8
Provision		125	(43)
Ending balance		3,007	2,892
1-4 Family Residential | Non-covered Loans
Allowance for loan losses:
Beginning balance	[2]	1,279	1,408
Charge offs	[2]	(12)
Recoveries	[2]	2	2
Provision	[2]	(15)	146
Ending balance	[2]	1,254	1,556
Other consumer loans | Non-covered Loans
Allowance for loan losses:
Beginning balance		78	48
Charge offs			(253)
Recoveries		2	1
Provision		(6)	286
Ending balance		74	82
Unallocated | Non-covered Loans
Allowance for loan losses:
Beginning balance		746	652
Charge offs
Recoveries
Provision		62	(12)
Ending balance		$ 808	$ 640
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS AND ALLOWANCE FOR LOAN 40

LOANS AND ALLOWANCE FOR LOAN LOSSES - Activity in allowance for covered loan and lease losses by class of loan (Details 5) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
Allowance for loan losses:
Beginning balance		$ 8,610
Provision		550	$ 625
Ending balance		8,678
Covered loans
Allowance for loan losses:
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision
Ending balance
Commercial real estate - owner occupied | Covered loans
Allowance for loan losses:
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision
Ending balance
Commercial Real Estate Non-owner Occupied | Covered loans
Allowance for loan losses:
Beginning balance	[2]
Charge offs	[2]
Recoveries	[2]
Adjustments	[1],[2]
Provision	[2]
Ending balance	[2]
Construction and Land Loans | Covered loans
Allowance for loan losses:
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision
Ending balance
Commercial loans | Covered loans
Allowance for loan losses:
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision
Ending balance
1-4 Family Residential | Covered loans
Allowance for loan losses:
Beginning balance	[3]
Charge offs	[3]
Recoveries	[3]
Adjustments	[1],[3]
Provision	[3]
Ending balance	[3]
Other consumer loans | Covered loans
Allowance for loan losses:
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision
Ending balance
Unallocated | Covered loans
Allowance for loan losses:
Beginning balance
Charge offs
Recoveries
Adjustments	[1]
Provision
Ending balance
[1]	Represents the portion of increased expected losses which is covered by the loss sharing agreement with the FDIC.
[2]	Includes loans secured by farmland and multi-family residential loans.
[3]	Includes home equity lines of credit.

LOANS AND ALLOWANCE FOR LOAN 41

LOANS AND ALLOWANCE FOR LOAN LOSSES -Allowance for loan losses and recorded investment in non covered loans by portfolio segment (Details 6) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Ending allowance balance attributable to loans:
Total ending allowance		$ 8,678	$ 8,610
Loans:
Total ending loan balances		975,953	932,304
Commercial real estate - owner occupied
Loans:
Total ending loan balances		154,041	154,807
Commercial real estate - non-owner occupied
Loans:
Total ending loan balances	[1]	326,836	310,196
Construction and land development
Loans:
Total ending loan balances		97,002	91,067
Commercial loans
Loans:
Total ending loan balances		111,957	115,365
1-4 Family Residential
Loans:
Total ending loan balances	[2]	285,313	260,013
Other consumer loans
Loans:
Total ending loan balances		804	856
Non-covered Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment		700	900
Collectively evaluated for impairment		7,978	7,710
Total ending allowance		8,678	8,610	$ 8,690	$ 8,421
Loans:
Individually evaluated for impairment		4,348	12,651
Collectively evaluated for impairment		945,939	891,473
Total ending loan balances		950,287	904,124
Non-covered Loans | Commercial real estate - owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment		250	150
Collectively evaluated for impairment		938	755
Total ending allowance		1,188	905	1,251	1,185
Loans:
Individually evaluated for impairment		1,322	6,271
Collectively evaluated for impairment		152,719	148,536
Total ending loan balances		154,041	154,807
Non-covered Loans | Commercial real estate - non-owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]	1,546	1,484
Total ending allowance	[1]	1,546	1,484	1,553	1,222
Loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]	326,836	310,196
Total ending loan balances	[1]	326,836	310,196
Non-covered Loans | Construction and land development
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		801	752
Total ending allowance		801	752	716	865
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment		97,002	91,067
Total ending loan balances		97,002	91,067
Non-covered Loans | Commercial loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment		350	750
Collectively evaluated for impairment		2,657	2,616
Total ending allowance		3,007	3,366	2,892	3,041
Loans:
Individually evaluated for impairment		2,542	6,380
Collectively evaluated for impairment		109,415	108,985
Total ending loan balances		111,957	115,365
Non-covered Loans | 1-4 Family Residential
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[2]	100
Collectively evaluated for impairment	[2]	1,154	1,279
Total ending allowance	[2]	1,254	1,279	1,556	1,408
Loans:
Individually evaluated for impairment	[2]	484
Collectively evaluated for impairment	[2]	259,163	231,833
Total ending loan balances	[2]	259,647	231,833
Non-covered Loans | Other consumer loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		74	78
Total ending allowance		74	78	82	48
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment		804	856
Total ending loan balances		804	856
Non-covered Loans | Unallocated
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment		808	746
Total ending allowance		808	746	$ 640	$ 652
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total ending loan balances
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.

LOANS AND ALLOWANCE FOR LOAN 42

LOANS AND ALLOWANCE FOR LOAN LOSSES - Balance in allowance for covered loan losses and recorded investment in covered loans by portfolio segment and based on impairment method (Details 7) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Ending allowance balance attributable to loans:
Allowances for loan losses		$ 8,678	$ 8,610
Loans:
Total loans		975,953	932,304
Commercial real estate - owner occupied
Loans:
Total loans		154,041	154,807
Commercial real estate - non-owner occupied
Loans:
Total loans	[1]	326,836	310,196
Construction and land development
Loans:
Total loans		97,002	91,067
Commercial loans
Loans:
Total loans		111,957	115,365
Residential 1-4 family
Loans:
Total loans	[2]	285,313	260,013
Other consumer loans
Loans:
Total loans		804	856
Covered loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Allowances for loan losses
Loans:
Individually evaluated for impairment		1,288	963
Collectively evaluated for impairment		24,378	27,217
Total loans	[3]	25,666	28,180
Covered loans | Commercial real estate - owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Allowances for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Covered loans | Commercial real estate - non-owner occupied
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]
Allowances for loan losses	[1]
Loans:
Individually evaluated for impairment	[1]
Collectively evaluated for impairment	[1]
Total loans	[1]
Covered loans | Construction and land development
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Allowances for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
Covered loans | Commercial loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Allowances for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans	[3]
Covered loans | Residential 1-4 family
Ending allowance balance attributable to loans:
Individually evaluated for impairment	[2]
Collectively evaluated for impairment	[2]
Allowances for loan losses	[2]
Loans:
Individually evaluated for impairment	[2]	1,288	963
Collectively evaluated for impairment	[2]	24,378	27,217
Total loans	[2]	25,666	28,180
Covered loans | Other consumer loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Allowances for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans	[3]
Covered loans | Unallocated
Ending allowance balance attributable to loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Allowances for loan losses
Loans:
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS AND ALLOWANCE FOR LOAN 43

LOANS AND ALLOWANCE FOR LOAN LOSSES - Risk category of loans by class of loans (Details 8) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 975,953	$ 932,304
Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		154,041	154,807
Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	326,836	310,196
Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		97,002	91,067
Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		111,957	115,365
Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	285,313	260,013
Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		804	856
Classified/Criticized
Accounts Notes And Loans Receivable [Line Items]
Total loans		13,917	13,642
Classified/Criticized | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		6,238	6,271
Classified/Criticized | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Classified/Criticized | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Classified/Criticized | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		5,907	6,408
Classified/Criticized | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	1,772	963
Classified/Criticized | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans		962,036	918,662
Pass | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		147,803	148,536
Pass | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	326,836	310,196
Pass | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		97,002	91,067
Pass | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		106,050	108,957
Pass | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	283,541	259,050
Pass | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		804	856
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]	25,666	28,180
Covered loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Covered loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	25,666	28,180
Covered loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[3]
Covered loans | Classified/Criticized
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]	1,288	963
Covered loans | Classified/Criticized | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Classified/Criticized | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1],[4]
Covered loans | Classified/Criticized | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Classified/Criticized | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Classified/Criticized | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2],[4]	1,288	963
Covered loans | Classified/Criticized | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[4]
Covered loans | Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans		24,378	27,217
Covered loans | Pass | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Pass | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Covered loans | Pass | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Pass | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Covered loans | Pass | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	24,378	27,217
Covered loans | Pass | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		950,287	904,124
Non-covered Loans | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		154,041	154,807
Non-covered Loans | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	326,836	310,196
Non-covered Loans | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		97,002	91,067
Non-covered Loans | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		111,957	115,365
Non-covered Loans | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	259,647	231,833
Non-covered Loans | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		804	856
Non-covered Loans | Special Mention
Accounts Notes And Loans Receivable [Line Items]
Total loans		8,281	28
Non-covered Loans | Special Mention | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		4,916
Non-covered Loans | Special Mention | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]
Non-covered Loans | Special Mention | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans
Non-covered Loans | Special Mention | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		3,365	28
Non-covered Loans | Special Mention | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]
Non-covered Loans | Special Mention | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans
Non-covered Loans | Substandard
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]	4,348	12,651
Non-covered Loans | Substandard | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]	1,322	6,271
Non-covered Loans | Substandard | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1],[5]
Non-covered Loans | Substandard | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]
Non-covered Loans | Substandard | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]	2,542	6,380
Non-covered Loans | Substandard | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2],[5]	484
Non-covered Loans | Substandard | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[5]
Non-covered Loans | Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans		937,658	891,445
Non-covered Loans | Pass | Commercial real estate - owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans		147,803	148,536
Non-covered Loans | Pass | Commercial real estate - non-owner occupied
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	326,836	310,196
Non-covered Loans | Pass | Construction and land development
Accounts Notes And Loans Receivable [Line Items]
Total loans		97,002	91,067
Non-covered Loans | Pass | Commercial loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		106,050	108,957
Non-covered Loans | Pass | Residential 1-4 family
Accounts Notes And Loans Receivable [Line Items]
Total loans	[2]	259,163	231,833
Non-covered Loans | Pass | Other consumer loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 804	$ 856
[1]	Includes loans secured by farmland and multi-family residential loans.
[2]	Includes home equity lines of credit.
[3]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.
[4]	Credit quality is enhanced by a loss sharing agreement with the FDIC in the covered portfolio. The same credit quality indicators used in the non-covered portfolio are combined.
[5]	Includes SBA guarantees of $2.1 million and $2.2 million as of March 31, 2017 and December 31, 2016.

LOANS AND ALLOWANCE FOR LOAN 44

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Textuals) $ in Thousands		3 Months Ended
		Mar. 31, 2017USD ($)agreements	Dec. 31, 2016USD ($)
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 975,953	$ 932,304
Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Accretable discount on the acquired covered loans		6,200	6,500
HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Accretable discount on the acquired covered loans		6,200	6,500
PGFSB
Accounts Notes And Loans Receivable [Line Items]
Accretable discount on the acquired covered loans		6,200	6,500
Covered loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	[1]	25,666	28,180
Charge off on recorded investment		3,000
SBA guarantees		2,200
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		950,287	904,124
Charge off on recorded investment		3,500
SBA guarantees		$ 2,100	$ 2,200
FDIC
Accounts Notes And Loans Receivable [Line Items]
Number of agreements | agreements		2
FDIC | Covered loans | Greater Atlantic Bank
Accounts Notes And Loans Receivable [Line Items]
Loss sharing agreement		$ 143,400
FDIC | Non-covered Loans | HarVest Bank of Maryland
Accounts Notes And Loans Receivable [Line Items]
Total loans		22,300
FDIC | Non-covered Loans | PGFSB
Accounts Notes And Loans Receivable [Line Items]
Total loans		$ 39,600
FDIC | Single family loans
Accounts Notes And Loans Receivable [Line Items]
Term loan agreement expiring		10 years
FDIC | Non-Single Family (Commercial)
Accounts Notes And Loans Receivable [Line Items]
Term loan agreement expiring		5 years
[1]	Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.

LOANS AND ALLOWANCE FOR LOAN 45

LOANS AND ALLOWANCE FOR LOAN LOSSESS (Details Textuals 1) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Accounts Notes And Loans Receivable [Line Items]
Foreclosure expense of real estate property	$ 3,400	$ 3,400
In process recorded investment in consumer mortgage	1,500	1,800
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
SBA guarantees	2,100	2,200
Non-covered Loans | 30 - 59 Days Past Due
Accounts Notes And Loans Receivable [Line Items]
Post-modification troubled debt restructurings	696
SBA guaranteed
Accounts Notes And Loans Receivable [Line Items]
SBA guarantees	$ 2,100	$ 2,200

FINANCIAL INSTRUMENTS WITH OF46

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Detail Textuals) - USD ($) $ in Millions	Mar. 31, 2017	Dec. 31, 2016
Letter of Credit
Line of Credit Facility [Line Items]
Letters of credit outstanding	$ 6.4	$ 6.4

FINANCIAL INSTRUMENTS WITH OF47

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Detail Textuals 1) - USD ($) $ in Millions	Mar. 31, 2017	Dec. 31, 2016
Unfunded Lines Of Credit and Undisbursed Construction Loan Funds
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Unfunded lines of credit and undisbursed construction loan funds	$ 127.4	$ 135.8
Approved loan commitment
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Unfunded lines of credit and undisbursed construction loan funds	$ 13.3	$ 6.5

EARNINGS PER SHARE - Reconcilia

EARNINGS PER SHARE - Reconciliation of the denominators of the basic and diluted EPS computations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Earnings Per Share [Abstract]
Basic EPS - Income (Numerator) (in dollars)	$ 2,054	$ 2,565
Effect of dilutive stock options and warrants - Income (Numerator) (in dollars)
Diluted EPS - Income (Numerator)	$ 2,054	$ 2,565
Basic EPS - Weighted Average Shares (Denominator) (in shares)	12,307	12,237
Effect of dilutive stock options and warrants - Weighted Average Shares (Denominator) (in shares)	304	165
Diluted EPS - Weighted Average Shares (Denominator) (in shares)	12,611	12,402
Basic EPS - Per Share Amount (in dollars per share)	$ 0.17	$ 0.21
Effect of dilutive stock options and warrants - Per Share Amount (in dollars per share)
Diluted EPS - Per Share Amount (in dollars per share)	$ 0.16	$ 0.21

EARNINGS PER SHARE (Detail Text

EARNINGS PER SHARE (Detail Textuals) - shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Stock Options and Warrants
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive options and warrants (in shares)	481,433	571,159

FAIR VALUE - Assets measured at

FAIR VALUE - Assets measured at fair value on recurring basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Available for sale securities
Fair value	$ 4,238	$ 3,918
Total
Available for sale securities
Fair value	4,238	3,918
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Trust preferred securities
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Available for sale securities
Fair value	4,238	3,918
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Available for sale securities
Fair value	2,271	2,259
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Trust preferred securities
Available for sale securities
Fair value	1,967	1,659
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Trust preferred securities
Available for sale securities
Fair value
Fair Value, Measurements, Recurring | Total
Available for sale securities
Fair value	4,238	3,918
Fair Value, Measurements, Recurring | Total | Obligations of states and political subdivisions
Available for sale securities
Fair value	2,271	2,259
Fair Value, Measurements, Recurring | Total | Trust preferred securities
Available for sale securities
Fair value	$ 1,967	$ 1,659

FAIR VALUE - Assets measured 51

FAIR VALUE - Assets measured at fair value on non-recurring basis (Details 1) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate - non-owner occupied
Non covered other real estate owned:
Non-covered other real estate owned	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans
Impaired covered loans:
Impaired covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial real estate - non-owner occupied
Non covered other real estate owned:
Non-covered other real estate owned	[1]
Significant Other Observable Inputs (Level 2) | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned
Significant Other Observable Inputs (Level 2) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans
Significant Other Observable Inputs (Level 2) | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans
Impaired covered loans:
Impaired covered loans
Non covered other real estate owned:
Non-covered other real estate owned
Significant Unobservable Inputs (Level 3) | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans		1,072	6,121
Non covered other real estate owned:
Non-covered other real estate owned		1,110	1,110
Significant Unobservable Inputs (Level 3) | Commercial real estate - non-owner occupied
Non covered other real estate owned:
Non-covered other real estate owned	[1]		237
Significant Unobservable Inputs (Level 3) | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned		3,748	3,863
Significant Unobservable Inputs (Level 3) | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans		2,192	5,630
Significant Unobservable Inputs (Level 3) | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans		384
Impaired covered loans:
Impaired covered loans		1,288	963
Non covered other real estate owned:
Non-covered other real estate owned		3,407	3,407
Total | Commercial real estate - owner occupied
Impaired non-covered loans:
Impaired non-covered loans		1,072	6,121
Non covered other real estate owned:
Non-covered other real estate owned		1,110	1,110
Total | Commercial real estate - non-owner occupied
Non covered other real estate owned:
Non-covered other real estate owned	[1]		237
Total | Construction and land development
Non covered other real estate owned:
Non-covered other real estate owned		3,748	3,863
Total | Commercial loans
Impaired non-covered loans:
Impaired non-covered loans		2,192	5,630
Total | Residential 1-4 family
Impaired non-covered loans:
Impaired non-covered loans		384
Impaired covered loans:
Impaired covered loans		1,288	963
Non covered other real estate owned:
Non-covered other real estate owned		$ 3,407	$ 3,407
[1]	Includes loans secured by farmland and multi-family residential loans.

FAIR VALUE - Fair Value of Fina

FAIR VALUE - Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Financial assets:
Cash and cash equivalents		$ 35,419	$ 47,392	$ 34,124	$ 30,336
Securities available for sale		4,238	3,918
Securities held to maturity		89,003	85,300
Stock in Federal Reserve Bank and Federal Home Loan Bank		8,917	7,929
Equity investment in mortgage affiliate		4,150	4,629
Preferred investment in mortgage affiliate		2,555	2,555
FDIC indemnification asset		1,920	2,111
Financial liabilities:
Certificates of deposit		577,003	605,613
FHLB short term advances		116,000	95,000
Subordinated notes		26,075
Carrying Amount
Financial assets:
Cash and cash equivalents	[1]	35,419	47,392
Securities available for sale		4,238	3,918
Securities held to maturity	[2]	89,003	85,300
Stock in Federal Reserve Bank and Federal Home Loan Bank		8,917	7,929
Equity investment in mortgage affiliate	[3]	4,150	4,629
Preferred investment in mortgage affiliate	[3]	2,555	2,555
Net non-covered loans	[3]	939,878	893,625
Net covered loans	[3]	25,666	28,180
Accrued interest receivable	[4]	3,012	3,202
FDIC indemnification asset	[3]	1,920	2,111
Financial liabilities:
Demand deposits	[1]	138,213	124,779
Money market and savings accounts	[1]	181,001	182,590
Certificates of deposit	[3]	577,003	605,613
FHLB short term advances	[1]	116,000	95,000
Subordinated notes	[3]	26,075
Accrued interest payable	[5]	1,242	1,190
Fair Value
Financial assets:
Cash and cash equivalents	[1]	35,419	47,392
Securities available for sale		4,238	3,918
Securities held to maturity	[2]	87,054	83,344
Equity investment in mortgage affiliate	[3]	4,150	4,629
Preferred investment in mortgage affiliate	[3]	2,555	2,555
Net non-covered loans	[3]	953,328	903,085
Net covered loans	[3]	31,291	32,173
Accrued interest receivable	[4]	3,012	3,202
FDIC indemnification asset	[3]	528	528
Financial liabilities:
Demand deposits	[1]	138,213	124,779
Money market and savings accounts	[1]	181,001	182,590
Certificates of deposit	[3]	576,469	605,394
FHLB short term advances	[1]	116,000	95,000
Subordinated notes	[3]	32,508
Accrued interest payable	[5]	$ 1,242	$ 1,190
[1]	Level 1
[2]	Level 2
[3]	Level 3
[4]	Level 2 & Level 3
[5]	Level 1 & Level 3

FAIR VALUE (Details Textuals)

FAIR VALUE (Details Textuals) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Allowances for loan losses	$ 8,678	$ 8,610
Minimum
Accounts Notes And Loans Receivable [Line Items]
Fair value of estimated costs related to selling the collateral	6.00%	6.00%
Maximum
Accounts Notes And Loans Receivable [Line Items]
Fair value of estimated costs related to selling the collateral	10.00%	10.00%
Non-covered Loans
Accounts Notes And Loans Receivable [Line Items]
Non covered Impaired loans	$ 4,300	$ 12,700
SBA guarantees	2,100	2,200
Allowances for loan losses	8,678	8,610	$ 8,690	$ 8,421
SBA guaranteed
Accounts Notes And Loans Receivable [Line Items]
SBA guarantees	2,100	2,200
Total Loans
Accounts Notes And Loans Receivable [Line Items]
Allowances for loan losses	$ 700	$ 900

FAIR VALUE (Details Textuals 1)

FAIR VALUE (Details Textuals 1)	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Description of other real estate owned loan collateral liquidation expenses	Fair value is classified as Level 3 in the fair value hierarchy. OREO is further evaluated quarterly for any additional impairment.
Minimum
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Selling costs percentage of collateral valuation	6.00%	6.00%
Maximum
Fair Value, Assets Measured On Recurring Basis, Unobservable Input Reconciliation [Line Items]
Selling costs percentage of collateral valuation	7.60%	7.60%

FAIR VALUE (Details Textuals 2)

FAIR VALUE (Details Textuals 2) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Other real estate owned	$ 8,265	$ 8,617
Non-covered Loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Non covered other real estate owned	8,300	8,600
Covered loans
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Covered other real estate owned

SUBORDINATED NOTES (Details)

SUBORDINATED NOTES (Details) $ in Millions	1 Months Ended
	Jan. 20, 2017USD ($)
Debt Disclosure [Abstract]
Proceeds from subordinated notes	$ 27
Subordinated notes initial interest rate percentage	5.875%
Subordinate notes annual floating rate discription	three-month LIBOR plus a spread of 3.95
Subordinate notes interest rate until maturity	3.95%