COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Darden Restaurants Inc | COM | 237194105 | 210 | 1,776 | SH | | SOLE | 0 | 1,776 | 0 | 0 |
Wyndham Destinations Inc | COM | 98310W108 | 201 | 4,364 | SH | | SOLE | 0 | 4,364 | 0 | 0 |
A S E Industrial Holdi | COM | 00215W100 | 159 | 35,600 | SH | | SOLE | 0 | 35,600 | 0 | 0 |
Abbott Laboratories | COM | 002824100 | 814 | 9,733 | SH | | SOLE | 0 | 9,733 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 1,008 | 4,542 | SH | | SOLE | 0 | 4,542 | 0 | 0 |
Algonquin Pwr &Utils | COM | 015857105 | 266 | 19,398 | SH | | SOLE | 0 | 19,398 | 0 | 0 |
Allianz Societas Europ | COM | 018805101 | 223 | 9,615 | SH | | SOLE | 0 | 9,615 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 355 | 1,835 | SH | | SOLE | 0 | 1,835 | 0 | 0 |
Apple Inc | COM | 037833100 | 1,109 | 4,951 | SH | | SOLE | 0 | 4,951 | 0 | 0 |
Applied Visual Scien | COM | 038287108 | 0 | 47,075 | SH | | SOLE | 0 | 47,075 | 0 | 0 |
Aptar Group | COM | 038336103 | 239 | 2,019 | SH | | SOLE | 0 | 2,019 | 0 | 0 |
Aqua America Inc | COM | 03836W103 | 225 | 5,015 | SH | | SOLE | 0 | 5,015 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 535 | 3,316 | SH | | SOLE | 0 | 3,316 | 0 | 0 |
BB&T Corp. | COM | 054937107 | 1,311 | 24,561 | SH | | SOLE | 0 | 24,561 | 0 | 0 |
Berkshire Hath. Cl B | COM | 084670207 | 235 | 1,130 | SH | | SOLE | 0 | 1,130 | 0 | 0 |
Blackrock Inc | COM | 09247X101 | 812 | 1,822 | SH | | SOLE | 0 | 1,822 | 0 | 0 |
C S X Corp | COM | 126408103 | 207 | 2,984 | SH | | SOLE | 0 | 2,984 | 0 | 0 |
Canbiola Inc | COM | 13730L103 | 3 | 130,435 | SH | | SOLE | 0 | 130,435 | 0 | 0 |
Caretrust REIT | COM | 14174T107 | 205 | 8,741 | SH | | SOLE | 0 | 8,741 | 0 | 0 |
Carlisle Companies | COM | 142339100 | 215 | 1,480 | SH | | SOLE | 0 | 1,480 | 0 | 0 |
Chemed Corporation New | COM | 16359R103 | 241 | 578 | SH | | SOLE | 0 | 578 | 0 | 0 |
Chevron Corp | COM | 166764100 | 1,014 | 8,549 | SH | | SOLE | 0 | 8,549 | 0 | 0 |
Churchill Downs Inc | COM | 171484108 | 237 | 1,920 | SH | | SOLE | 0 | 1,920 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 283 | 2,425 | SH | | SOLE | 0 | 2,425 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 1,383 | 27,996 | SH | | SOLE | 0 | 27,996 | 0 | 0 |
Coca Cola | COM | 191216100 | 364 | 6,690 | SH | | SOLE | 0 | 6,690 | 0 | 0 |
Comcast Corp Cl A | COM | 20030N101 | 548 | 12,160 | SH | | SOLE | 0 | 12,160 | 0 | 0 |
Community Healthcare Tru | COM | 20369C106 | 211 | 4,727 | SH | | SOLE | 0 | 4,727 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 1,092 | 7,859 | SH | | SOLE | 0 | 7,859 | 0 | 0 |
Cyrusone Inc | COM | 23283R100 | 238 | 3,008 | SH | | SOLE | 0 | 3,008 | 0 | 0 |
Deutsche Telekom Ag | COM | 251566105 | 175 | 10,470 | SH | | SOLE | 0 | 10,470 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 401 | 4,183 | SH | | SOLE | 0 | 4,183 | 0 | 0 |
Emisphere Tech | COM | 291345106 | 193 | 21,019 | SH | | SOLE | 0 | 21,019 | 0 | 0 |
Ensign Group Inc | COM | 29358P101 | 294 | 6,191 | SH | | SOLE | 0 | 6,191 | 0 | 0 |
Evolution Petroleum | COM | 30049A107 | 116 | 19,923 | SH | | SOLE | 0 | 19,923 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 813 | 11,516 | SH | | SOLE | 0 | 11,516 | 0 | 0 |
Flir Systems Inc | COM | 302445101 | 223 | 4,234 | SH | | SOLE | 0 | 4,234 | 0 | 0 |
Facebook Inc | COM | 30303M102 | 253 | 1,422 | SH | | SOLE | 0 | 1,422 | 0 | 0 |
Hanover Insurance Group | COM | 410867105 | 230 | 1,695 | SH | | SOLE | 0 | 1,695 | 0 | 0 |
Hewlett Packard Co | COM | 428236103 | 269 | 14,233 | SH | | SOLE | 0 | 14,233 | 0 | 0 |
Hexcel Corp | COM | 428291108 | 233 | 2,840 | SH | | SOLE | 0 | 2,840 | 0 | 0 |
Healthsouth Corp | COM | 431475102 | 202 | 1,924 | SH | | SOLE | 0 | 1,924 | 0 | 0 |
Home Depot | COM | 437076102 | 1,590 | 6,851 | SH | | SOLE | 0 | 6,851 | 0 | 0 |
Honeywell International | COM | 438516106 | 1,191 | 7,038 | SH | | SOLE | 0 | 7,038 | 0 | 0 |
Hubbell Inc Class B | COM | 443510201 | 299 | 2,275 | SH | | SOLE | 0 | 2,275 | 0 | 0 |
Iberdrola S A | COM | 450737101 | 300 | 7,220 | SH | | SOLE | 0 | 7,220 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 563 | 3,595 | SH | | SOLE | 0 | 3,595 | 0 | 0 |
Insperity Inc | COM | 45778Q107 | 208 | 2,112 | SH | | SOLE | 0 | 2,112 | 0 | 0 |
iShares Mstar Large Core | LRGE CORE INDX | 464287127 | 292 | 1,737 | SH | | SOLE | 0 | 1,737 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 1,467 | 4,916 | SH | | SOLE | 0 | 4,916 | 0 | 0 |
iShares Barclays Agg Bond | BARCLYS US AGG B | 464287226 | 1,408 | 12,440 | SH | | SOLE | 0 | 12,440 | 0 | 0 |
Ishares S&P 500 Growth | S&P 500 GRWT ETF | 464287309 | 411 | 2,284 | SH | | SOLE | 0 | 2,284 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 488 | 2,527 | SH | | SOLE | 0 | 2,527 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 822 | 6,411 | SH | | SOLE | 0 | 6,411 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 727 | 4,552 | SH | | SOLE | 0 | 4,552 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 9,705 | 58,984 | SH | | SOLE | 0 | 58,984 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 401 | 3,360 | SH | | SOLE | 0 | 3,360 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 1,109 | 7,326 | SH | | SOLE | 0 | 7,326 | 0 | 0 |
iShares S&P Smallcap 600 | CORE S&P SCP ETF | 464287804 | 12,588 | 161,710 | SH | | SOLE | 0 | 161,710 | 0 | 0 |
iShares Short Treasury Fund | SHORT TREAS BD | 464288679 | 11,313 | 102,265 | SH | | SOLE | 0 | 102,265 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 10,734 | 175,759 | SH | | SOLE | 0 | 175,759 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 3,357 | 68,487 | SH | | SOLE | 0 | 68,487 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 2,063 | 17,533 | SH | | SOLE | 0 | 17,533 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 1,143 | 8,837 | SH | | SOLE | 0 | 8,837 | 0 | 0 |
Kontoor Brands Inc | COM | 50050N103 | 218 | 6,223 | SH | | SOLE | 0 | 6,223 | 0 | 0 |
Ladder Capital Corp | COM | 505743104 | 183 | 10,596 | SH | | SOLE | 0 | 10,596 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 338 | 3,025 | SH | | SOLE | 0 | 3,025 | 0 | 0 |
Lloyds Banking Gp Adr | COM | 539439109 | 89 | 33,540 | SH | | SOLE | 0 | 33,540 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 1,280 | 3,282 | SH | | SOLE | 0 | 3,282 | 0 | 0 |
MDC Holdings | COM | 552676108 | 271 | 6,282 | SH | | SOLE | 0 | 6,282 | 0 | 0 |
Magic Software Enterprises Ltd | COM | 559166103 | 189 | 20,611 | SH | | SOLE | 0 | 20,611 | 0 | 0 |
Manhattan Scientific | COM | 563122100 | 0 | 10,000 | SH | | SOLE | 0 | 10,000 | 0 | 0 |
Marriott Vacations | COM | 57164Y107 | 246 | 2,375 | SH | | SOLE | 0 | 2,375 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 759 | 7,585 | SH | | SOLE | 0 | 7,585 | 0 | 0 |
Maxim Integrated Prods | COM | 57772K101 | 356 | 6,151 | SH | | SOLE | 0 | 6,151 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 1,408 | 6,557 | SH | | SOLE | 0 | 6,557 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 875 | 8,060 | SH | | SOLE | 0 | 8,060 | 0 | 0 |
Microsoft | COM | 594918104 | 1,553 | 11,168 | SH | | SOLE | 0 | 11,168 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 840 | 15,183 | SH | | SOLE | 0 | 15,183 | 0 | 0 |
Munchener Ruckversicherungs-Gesellschaft AG ADR | COM | 626188106 | 229 | 8,885 | SH | | SOLE | 0 | 8,885 | 0 | 0 |
Nn Group N V | COM | 629334103 | 185 | 10,460 | SH | | SOLE | 0 | 10,460 | 0 | 0 |
Ntnl Cinemedia | COM | 635309107 | 176 | 21,512 | SH | | SOLE | 0 | 21,512 | 0 | 0 |
Nestle ADR | COM | 641069406 | 337 | 3,107 | SH | | SOLE | 0 | 3,107 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 1,905 | 8,178 | SH | | SOLE | 0 | 8,178 | 0 | 0 |
Nippon Teleg&Teleph | COM | 654624105 | 247 | 5,160 | SH | | SOLE | 0 | 5,160 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 2 | 10,000 | SH | | SOLE | 0 | 10,000 | 0 | 0 |
Novartis AG | COM | 66987V109 | 290 | 3,340 | SH | | SOLE | 0 | 3,340 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 442 | 3,150 | SH | | SOLE | 0 | 3,150 | 0 | 0 |
Paychex Inc | COM | 704326107 | 965 | 11,664 | SH | | SOLE | 0 | 11,664 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 1,280 | 9,339 | SH | | SOLE | 0 | 9,339 | 0 | 0 |
Pfizer Inc | COM | 717081103 | 856 | 23,816 | SH | | SOLE | 0 | 23,816 | 0 | 0 |
Phillips 66 | COM | 718546104 | 352 | 3,435 | SH | | SOLE | 0 | 3,435 | 0 | 0 |
Pool Corp | COM | 73278L105 | 241 | 1,193 | SH | | SOLE | 0 | 1,193 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 14,479 | 116,412 | SH | | SOLE | 0 | 116,412 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 225 | 2,641 | SH | | SOLE | 0 | 2,641 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 593 | 7,732 | SH | | SOLE | 0 | 7,732 | 0 | 0 |
Roche Hldg Ltd Spon Adrf | COM | 771195104 | 273 | 7,485 | SH | | SOLE | 0 | 7,485 | 0 | 0 |
Royal Dutch Shell B Adr | COM | 780259107 | 205 | 3,430 | SH | | SOLE | 0 | 3,430 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 3,158 | 51,549 | SH | | SOLE | 0 | 51,549 | 0 | 0 |
Charles Schwab Corp | COM | 808513105 | 290 | 6,941 | SH | | SOLE | 0 | 6,941 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 1,840 | 25,903 | SH | | SOLE | 0 | 25,903 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 6,019 | 218,333 | SH | | SOLE | 0 | 218,333 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 21,915 | 687,838 | SH | | SOLE | 0 | 687,838 | 0 | 0 |
Schwab US Agg Bond ETF | US AGGREGATE B | 808524839 | 261 | 4,855 | SH | | SOLE | 0 | 4,855 | 0 | 0 |
Schwab Intermediate-Term U.S. Treasury ETF | INTRM TRM TRES | 808524854 | 1,666 | 29,978 | SH | | SOLE | 0 | 29,978 | 0 | 0 |
Sempra Energy | COM | 816851109 | 923 | 6,256 | SH | | SOLE | 0 | 6,256 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 2,509 | 52,482 | SH | | SOLE | 0 | 52,482 | 0 | 0 |
Simon Ppty Group New | COM | 828806109 | 679 | 4,361 | SH | | SOLE | 0 | 4,361 | 0 | 0 |
Sonic Healthcare Ltd | COM | 83546A203 | 262 | 13,800 | SH | | SOLE | 0 | 13,800 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 1,078 | 12,190 | SH | | SOLE | 0 | 12,190 | 0 | 0 |
Sysco Corp | COM | 871829107 | 384 | 4,833 | SH | | SOLE | 0 | 4,833 | 0 | 0 |
Telefonica Brasil S. | COM | 87936R106 | 148 | 11,220 | SH | | SOLE | 0 | 11,220 | 0 | 0 |
Texas Instruments | COM | 882508104 | 1,383 | 10,700 | SH | | SOLE | 0 | 10,700 | 0 | 0 |
Texas Roadhouse | COM | 882681109 | 211 | 4,014 | SH | | SOLE | 0 | 4,014 | 0 | 0 |
Toro Company | COM | 891092108 | 241 | 3,286 | SH | | SOLE | 0 | 3,286 | 0 | 0 |
US Bancorp | COM | 902973304 | 893 | 16,141 | SH | | SOLE | 0 | 16,141 | 0 | 0 |
Unilever N V | COM | 904784709 | 201 | 3,340 | SH | | SOLE | 0 | 3,340 | 0 | 0 |
Utd Overseas Bk | COM | 911271302 | 247 | 6,675 | SH | | SOLE | 0 | 6,675 | 0 | 0 |
Upm-Kymmene Corp | COM | 915436208 | 203 | 6,875 | SH | | SOLE | 0 | 6,875 | 0 | 0 |
Valero Energy | COM | 91913Y100 | 384 | 4,505 | SH | | SOLE | 0 | 4,505 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 29,332 | 347,415 | SH | | SOLE | 0 | 347,415 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 6,142 | 149,501 | SH | | SOLE | 0 | 149,501 | 0 | 0 |
Vanguard High Dividend Yield Indx ETF | HIGH DIV YLD | 921946406 | 23,950 | 269,917 | SH | | SOLE | 0 | 269,917 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 808 | 7,923 | SH | | SOLE | 0 | 7,923 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 1,448 | 35,971 | SH | | SOLE | 0 | 35,971 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 27,884 | 344,039 | SH | | SOLE | 0 | 344,039 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 710 | 4,325 | SH | | SOLE | 0 | 4,325 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 3,160 | 23,231 | SH | | SOLE | 0 | 23,231 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 40,541 | 148,719 | SH | | SOLE | 0 | 148,719 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,614 | 8,867 | SH | | SOLE | 0 | 8,867 | 0 | 0 |
Vanguard Large Value | VALUE ETF | 922908744 | 10,977 | 98,344 | SH | | SOLE | 0 | 98,344 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 490 | 8,853 | SH | | SOLE | 0 | 8,853 | 0 | 0 |
Wells Fargo & Co | COM | 949746101 | 293 | 5,811 | SH | | SOLE | 0 | 5,811 | 0 | 0 |
Western Alliance Bnc | COM | 957638109 | 248 | 5,380 | SH | | SOLE | 0 | 5,380 | 0 | 0 |
Williams Companies | COM | 969457100 | 368 | 15,295 | SH | | SOLE | 0 | 15,295 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 898 | 9,438 | SH | | SOLE | 0 | 9,438 | 0 | 0 |
Wisdomtree Small Cap Dividend | SMALLCAP DIVID | 97717W604 | 8,231 | 300,719 | SH | | SOLE | 0 | 300,719 | 0 | 0 |
WisdomTree Dynamic Currency Hedged International E | CURRNCY INT EQ | 97717X263 | 8,999 | 312,238 | SH | | SOLE | 0 | 312,238 | 0 | 0 |
Zurich Insurance Group | COM | 989825104 | 258 | 6,745 | SH | | SOLE | 0 | 6,745 | 0 | 0 |
GlaxoSmithKline plc (ADR) | COM | G3910J112 | 227 | 5,330 | SH | | SOLE | 0 | 5,330 | 0 | 0 |
Sapiens Interntnl Corp | COM | G7T16G103 | 210 | 10,690 | SH | | SOLE | 0 | 10,690 | 0 | 0 |
Logitech Intl S A | COM | H50430232 | 222 | 5,479 | SH | | SOLE | 0 | 5,479 | 0 | 0 |
Lyondellbasell Inds | COM | N53745100 | 448 | 5,008 | SH | | SOLE | 0 | 5,008 | 0 | 0 |
Broadcom Ltd | COM | Y09827109 | 395 | 1,430 | SH | | SOLE | 0 | 1,430 | 0 | 0 |
Corenergy Infrastructure Tru | COM | 21870U502 | 250 | 5,287 | SH | | SOLE | 0 | 5,287 | 0 | 0 |
Nextera Energy Partn Lp | COM | 65341B106 | 225 | 4,255 | SH | | SOLE | 0 | 4,255 | 0 | 0 |
Outfront Media Inc | COM | 69007J106 | 200 | 7,204 | SH | | SOLE | 0 | 7,204 | 0 | 0 |