COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
A S E Industrial Holdi | COM | 00215W100 | 118 | 31,520 | SH | | SOLE | 0 | 31,520 | 0 | 0 |
Abbott Laboratories | COM | 002824100 | 549 | 6,954 | SH | | SOLE | 0 | 6,954 | 0 | 0 |
Abbvie Inc | COM | 00287Y109 | 380 | 4,990 | SH | | SOLE | 0 | 4,990 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 830 | 4,158 | SH | | SOLE | 0 | 4,158 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 340 | 1,678 | SH | | SOLE | 0 | 1,678 | 0 | 0 |
Apple Inc | COM | 037833100 | 1,386 | 5,449 | SH | | SOLE | 0 | 5,449 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 681 | 4,983 | SH | | SOLE | 0 | 4,983 | 0 | 0 |
BCE, Inc. | COM | 05534B760 | 207 | 5,075 | SH | | SOLE | 0 | 5,075 | 0 | 0 |
Berkshire Hath. Cl B | COM | 084670207 | 209 | 1,145 | SH | | SOLE | 0 | 1,145 | 0 | 0 |
Blackrock Inc | COM | 09247X101 | 728 | 1,654 | SH | | SOLE | 0 | 1,654 | 0 | 0 |
British American Tobacco PLC ADR | COM | 110448107 | 206 | 6,025 | SH | | SOLE | 0 | 6,025 | 0 | 0 |
Chevron Corp | COM | 166764100 | 651 | 8,985 | SH | | SOLE | 0 | 8,985 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 932 | 23,698 | SH | | SOLE | 0 | 23,698 | 0 | 0 |
Coca Cola | COM | 191216100 | 343 | 7,743 | SH | | SOLE | 0 | 7,743 | 0 | 0 |
Comcast Corp Cl A | COM | 20030N101 | 379 | 11,015 | SH | | SOLE | 0 | 11,015 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 996 | 6,897 | SH | | SOLE | 0 | 6,897 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 422 | 5,223 | SH | | SOLE | 0 | 5,223 | 0 | 0 |
Emisphere Tech | COM | 291345106 | 117 | 21,019 | SH | | SOLE | 0 | 21,019 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 242 | 6,366 | SH | | SOLE | 0 | 6,366 | 0 | 0 |
Facebook Inc | COM | 30303M102 | 235 | 1,408 | SH | | SOLE | 0 | 1,408 | 0 | 0 |
Home Depot | COM | 437076102 | 1,157 | 6,199 | SH | | SOLE | 0 | 6,199 | 0 | 0 |
Honeywell International | COM | 438516106 | 844 | 6,310 | SH | | SOLE | 0 | 6,310 | 0 | 0 |
Iberdrola S A | COM | 450737101 | 236 | 6,055 | SH | | SOLE | 0 | 6,055 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 447 | 3,147 | SH | | SOLE | 0 | 3,147 | 0 | 0 |
iShares Mstar Large Core | LRGE CORE INDX | 464287127 | 251 | 1,715 | SH | | SOLE | 0 | 1,715 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 1,273 | 4,926 | SH | | SOLE | 0 | 4,926 | 0 | 0 |
iShares Barclays Agg Bond | BARCLYS US AGG B | 464287226 | 1,324 | 11,473 | SH | | SOLE | 0 | 11,473 | 0 | 0 |
Ishares S&P 500 Growth | S&P 500 GRWT ETF | 464287309 | 212 | 1,284 | SH | | SOLE | 0 | 1,284 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 359 | 2,497 | SH | | SOLE | 0 | 2,497 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 883 | 8,903 | SH | | SOLE | 0 | 8,903 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 735 | 4,880 | SH | | SOLE | 0 | 4,880 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 13,162 | 92,995 | SH | | SOLE | 0 | 92,995 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 411 | 5,015 | SH | | SOLE | 0 | 5,015 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 2,028 | 17,715 | SH | | SOLE | 0 | 17,715 | 0 | 0 |
iShares S&P Smallcap 600 | CORE S&P SCP ETF | 464287804 | 15,261 | 271,981 | SH | | SOLE | 0 | 271,981 | 0 | 0 |
iShares Short Treasury Fund | SHORT TREAS BD | 464288679 | 19,767 | 178,049 | SH | | SOLE | 0 | 178,049 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 12,351 | 247,567 | SH | | SOLE | 0 | 247,567 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 3,651 | 90,217 | SH | | SOLE | 0 | 90,217 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 1,297 | 14,408 | SH | | SOLE | 0 | 14,408 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 1,037 | 7,910 | SH | | SOLE | 0 | 7,910 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 575 | 4,142 | SH | | SOLE | 0 | 4,142 | 0 | 0 |
Lloyds Banking Gp Adr | COM | 539439109 | 59 | 38,840 | SH | | SOLE | 0 | 38,840 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 1,009 | 2,978 | SH | | SOLE | 0 | 2,978 | 0 | 0 |
Manulife Finl | COM | 56501R106 | 137 | 10,915 | SH | | SOLE | 0 | 10,915 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 575 | 6,645 | SH | | SOLE | 0 | 6,645 | 0 | 0 |
Maxim Integrated Prods | COM | 57772K101 | 261 | 5,377 | SH | | SOLE | 0 | 5,377 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 979 | 5,919 | SH | | SOLE | 0 | 5,919 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 653 | 7,236 | SH | | SOLE | 0 | 7,236 | 0 | 0 |
Merck & Co | COM | 589331107 | 628 | 8,166 | SH | | SOLE | 0 | 8,166 | 0 | 0 |
Microsoft | COM | 594918104 | 960 | 6,086 | SH | | SOLE | 0 | 6,086 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 872 | 17,405 | SH | | SOLE | 0 | 17,405 | 0 | 0 |
Nn Group N V | COM | 629334103 | 142 | 10,460 | SH | | SOLE | 0 | 10,460 | 0 | 0 |
Nestle ADR | COM | 641069406 | 285 | 2,767 | SH | | SOLE | 0 | 2,767 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 1,588 | 6,600 | SH | | SOLE | 0 | 6,600 | 0 | 0 |
Nippon Teleg&Teleph | COM | 654624105 | 208 | 8,795 | SH | | SOLE | 0 | 8,795 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 2 | 10,000 | SH | | SOLE | 0 | 10,000 | 0 | 0 |
Novartis AG | COM | 66987V109 | 224 | 2,720 | SH | | SOLE | 0 | 2,720 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 459 | 4,799 | SH | | SOLE | 0 | 4,799 | 0 | 0 |
Paychex Inc | COM | 704326107 | 617 | 9,807 | SH | | SOLE | 0 | 9,807 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 1,079 | 8,980 | SH | | SOLE | 0 | 8,980 | 0 | 0 |
Pfizer Inc | COM | 717081103 | 458 | 14,032 | SH | | SOLE | 0 | 14,032 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 12,430 | 112,997 | SH | | SOLE | 0 | 112,997 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 222 | 2,760 | SH | | SOLE | 0 | 2,760 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 354 | 7,106 | SH | | SOLE | 0 | 7,106 | 0 | 0 |
Roche Hldg Ltd Spon Adrf | COM | 771195104 | 214 | 5,265 | SH | | SOLE | 0 | 5,265 | 0 | 0 |
S&P 500 Index SPDR | TR UNIT | 78462F103 | 214 | 829 | SH | | SOLE | 0 | 829 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 4,549 | 111,320 | SH | | SOLE | 0 | 111,320 | 0 | 0 |
Sanofi SA ADR | COM | 80105N105 | 214 | 4,890 | SH | | SOLE | 0 | 4,890 | 0 | 0 |
Charles Schwab Corp | COM | 808513105 | 233 | 6,941 | SH | | SOLE | 0 | 6,941 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 1,615 | 26,733 | SH | | SOLE | 0 | 26,733 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 487 | 9,443 | SH | | SOLE | 0 | 9,443 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 4,576 | 217,585 | SH | | SOLE | 0 | 217,585 | 0 | 0 |
Schwab Fundamental US Small Cap | SCHWAB FDT US SC | 808524763 | 238 | 9,209 | SH | | SOLE | 0 | 9,209 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 18,030 | 697,771 | SH | | SOLE | 0 | 697,771 | 0 | 0 |
Schwab Intermediate-Term U.S. Treasury ETF | INTRM TRM TRES | 808524854 | 1,613 | 27,444 | SH | | SOLE | 0 | 27,444 | 0 | 0 |
Sempra Energy | COM | 816851109 | 621 | 5,497 | SH | | SOLE | 0 | 5,497 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 1,896 | 48,482 | SH | | SOLE | 0 | 48,482 | 0 | 0 |
Sonic Healthcare Ltd | COM | 83546A203 | 205 | 13,800 | SH | | SOLE | 0 | 13,800 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 712 | 10,831 | SH | | SOLE | 0 | 10,831 | 0 | 0 |
Texas Instruments | COM | 882508104 | 954 | 9,548 | SH | | SOLE | 0 | 9,548 | 0 | 0 |
Truist Finl Corp | COM | 89832Q109 | 678 | 21,993 | SH | | SOLE | 0 | 21,993 | 0 | 0 |
US Bancorp | COM | 902973304 | 500 | 14,517 | SH | | SOLE | 0 | 14,517 | 0 | 0 |
Unilever N V | COM | 904784709 | 201 | 4,115 | SH | | SOLE | 0 | 4,115 | 0 | 0 |
Vanguard Div Apprciation | DIV APP ETF | 921908844 | 1,717 | 16,608 | SH | | SOLE | 0 | 16,608 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 30,739 | 360,150 | SH | | SOLE | 0 | 360,150 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 7,772 | 233,104 | SH | | SOLE | 0 | 233,104 | 0 | 0 |
Vanguard High Dividend Yield Indx ETF | HIGH DIV YLD | 921946406 | 18,283 | 258,418 | SH | | SOLE | 0 | 258,418 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 784 | 10,017 | SH | | SOLE | 0 | 10,017 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 3,059 | 91,164 | SH | | SOLE | 0 | 91,164 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 5,675 | 71,750 | SH | | SOLE | 0 | 71,750 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 660 | 4,264 | SH | | SOLE | 0 | 4,264 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 2,363 | 20,157 | SH | | SOLE | 0 | 20,157 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 37,188 | 157,033 | SH | | SOLE | 0 | 157,033 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,223 | 8,136 | SH | | SOLE | 0 | 8,136 | 0 | 0 |
Vanguard Large Value | VALUE ETF | 922908744 | 8,825 | 99,088 | SH | | SOLE | 0 | 99,088 | 0 | 0 |
Verizon Communications | COM | 92343V104 | 581 | 10,815 | SH | | SOLE | 0 | 10,815 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 636 | 13,898 | SH | | SOLE | 0 | 13,898 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 756 | 8,583 | SH | | SOLE | 0 | 8,583 | 0 | 0 |
Wisdomtree Small Cap Dividend | SMALLCAP DIVID | 97717W604 | 5,124 | 284,341 | SH | | SOLE | 0 | 284,341 | 0 | 0 |
WisdomTree Dynamic Currency Hedged International E | CURRNCY INT EQ | 97717X263 | 7,018 | 306,866 | SH | | SOLE | 0 | 306,866 | 0 | 0 |
Zurich Insurance Group | COM | 989825104 | 238 | 6,745 | SH | | SOLE | 0 | 6,745 | 0 | 0 |
GlaxoSmithKline plc (ADR) | COM | G3910J112 | 217 | 5,715 | SH | | SOLE | 0 | 5,715 | 0 | 0 |
Ubs Group Ag | COM | H42097107 | 140 | 15,165 | SH | | SOLE | 0 | 15,165 | 0 | 0 |
Broadcom Ltd | COM | Y09827109 | 506 | 2,135 | SH | | SOLE | 0 | 2,135 | 0 | 0 |