COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABB Ltd. | COM | 000375204 | 222 | 8,741 | SH | | SOLE | 0 | 8,741 | 0 | 0 |
A S E Industrial Holdi | COM | 00215W100 | 160 | 39,324 | SH | | SOLE | 0 | 39,324 | 0 | 0 |
Abbott Laboratories | COM | 002824100 | 647 | 5,944 | SH | | SOLE | 0 | 5,944 | 0 | 0 |
Abbvie Inc | COM | 00287Y109 | 617 | 7,040 | SH | | SOLE | 0 | 7,040 | 0 | 0 |
Advanced Micro Devic | COM | 007903107 | 215 | 2,620 | SH | | SOLE | 0 | 2,620 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 1,057 | 3,548 | SH | | SOLE | 0 | 3,548 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 367 | 1,445 | SH | | SOLE | 0 | 1,445 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 46 | 10,000 | SH | | SOLE | 0 | 10,000 | 0 | 0 |
Apple Inc | COM | 037833100 | 2,333 | 20,142 | SH | | SOLE | 0 | 20,142 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 593 | 4,248 | SH | | SOLE | 0 | 4,248 | 0 | 0 |
BCE, Inc. | COM | 05534B760 | 234 | 5,635 | SH | | SOLE | 0 | 5,635 | 0 | 0 |
Blackrock Inc | COM | 09247X101 | 810 | 1,437 | SH | | SOLE | 0 | 1,437 | 0 | 0 |
British American Tobacco PLC ADR | COM | 110448107 | 218 | 6,025 | SH | | SOLE | 0 | 6,025 | 0 | 0 |
C S X Corp | COM | 126408103 | 202 | 2,600 | SH | | SOLE | 0 | 2,600 | 0 | 0 |
Chevron Corp | COM | 166764100 | 570 | 7,915 | SH | | SOLE | 0 | 7,915 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 796 | 20,213 | SH | | SOLE | 0 | 20,213 | 0 | 0 |
Coca Cola | COM | 191216100 | 334 | 6,770 | SH | | SOLE | 0 | 6,770 | 0 | 0 |
Comcast Corp Cl A | COM | 20030N101 | 438 | 9,465 | SH | | SOLE | 0 | 9,465 | 0 | 0 |
Rio Doce | COM | 204412209 | 144 | 13,605 | SH | | SOLE | 0 | 13,605 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 966 | 5,799 | SH | | SOLE | 0 | 5,799 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 459 | 5,187 | SH | | SOLE | 0 | 5,187 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 336 | 3,296 | SH | | SOLE | 0 | 3,296 | 0 | 0 |
Emisphere Tech | COM | 291345106 | 177 | 21,019 | SH | | SOLE | 0 | 21,019 | 0 | 0 |
Enel-Societa Per Azion | COM | 29265W207 | 244 | 28,345 | SH | | SOLE | 0 | 28,345 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 218 | 6,352 | SH | | SOLE | 0 | 6,352 | 0 | 0 |
Facebook Inc | COM | 30303M102 | 362 | 1,383 | SH | | SOLE | 0 | 1,383 | 0 | 0 |
Home Depot | COM | 437076102 | 1,474 | 5,309 | SH | | SOLE | 0 | 5,309 | 0 | 0 |
Honeywell International | COM | 438516106 | 738 | 4,485 | SH | | SOLE | 0 | 4,485 | 0 | 0 |
Iberdrola S A | COM | 450737101 | 272 | 5,505 | SH | | SOLE | 0 | 5,505 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 508 | 2,630 | SH | | SOLE | 0 | 2,630 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 239 | 860 | SH | | SOLE | 0 | 860 | 0 | 0 |
iShares Mstar Large Core | LRGE CORE INDX | 464287127 | 308 | 1,581 | SH | | SOLE | 0 | 1,581 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 1,635 | 4,865 | SH | | SOLE | 0 | 4,865 | 0 | 0 |
iShares Barclays Agg Bond | BARCLYS US AGG B | 464287226 | 1,394 | 11,804 | SH | | SOLE | 0 | 11,804 | 0 | 0 |
Ishares S&P 500 Growth | S&P 500 GRWT ETF | 464287309 | 297 | 1,284 | SH | | SOLE | 0 | 1,284 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 463 | 2,497 | SH | | SOLE | 0 | 2,497 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 941 | 7,963 | SH | | SOLE | 0 | 7,963 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 1,058 | 4,880 | SH | | SOLE | 0 | 4,880 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 17,096 | 91,351 | SH | | SOLE | 0 | 91,351 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 500 | 5,032 | SH | | SOLE | 0 | 5,032 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 2,045 | 13,654 | SH | | SOLE | 0 | 13,654 | 0 | 0 |
iShares S&P Smallcap 600 | CORE S&P SCP ETF | 464287804 | 18,021 | 256,601 | SH | | SOLE | 0 | 256,601 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 15,502 | 257,168 | SH | | SOLE | 0 | 257,168 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 5,086 | 96,323 | SH | | SOLE | 0 | 96,323 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 1,216 | 12,628 | SH | | SOLE | 0 | 12,628 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 722 | 4,848 | SH | | SOLE | 0 | 4,848 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 524 | 3,537 | SH | | SOLE | 0 | 3,537 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 975 | 2,543 | SH | | SOLE | 0 | 2,543 | 0 | 0 |
Manulife Finl | COM | 56501R106 | 177 | 12,705 | SH | | SOLE | 0 | 12,705 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 647 | 5,640 | SH | | SOLE | 0 | 5,640 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 799 | 3,639 | SH | | SOLE | 0 | 3,639 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 644 | 6,201 | SH | | SOLE | 0 | 6,201 | 0 | 0 |
Merck & Co | COM | 589331107 | 1,012 | 12,203 | SH | | SOLE | 0 | 12,203 | 0 | 0 |
Microsoft | COM | 594918104 | 1,105 | 5,254 | SH | | SOLE | 0 | 5,254 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 858 | 14,940 | SH | | SOLE | 0 | 14,940 | 0 | 0 |
Nestle ADR | COM | 641069406 | 330 | 2,767 | SH | | SOLE | 0 | 2,767 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 1,581 | 5,696 | SH | | SOLE | 0 | 5,696 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 19 | 25,000 | SH | | SOLE | 0 | 25,000 | 0 | 0 |
Novartis AG | COM | 66987V109 | 237 | 2,720 | SH | | SOLE | 0 | 2,720 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 449 | 4,089 | SH | | SOLE | 0 | 4,089 | 0 | 0 |
Paychex Inc | COM | 704326107 | 667 | 8,362 | SH | | SOLE | 0 | 8,362 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 1,081 | 7,799 | SH | | SOLE | 0 | 7,799 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 15,719 | 113,097 | SH | | SOLE | 0 | 113,097 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 512 | 5,087 | SH | | SOLE | 0 | 5,087 | 0 | 0 |
Qualcomm Inc | COM | 747525103 | 388 | 3,296 | SH | | SOLE | 0 | 3,296 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 266 | 4,378 | SH | | SOLE | 0 | 4,378 | 0 | 0 |
Roche Hldg Ltd Spon Adrf | COM | 771195104 | 219 | 5,114 | SH | | SOLE | 0 | 5,114 | 0 | 0 |
S&P 500 Index SPDR | TR UNIT | 78462F103 | 278 | 829 | SH | | SOLE | 0 | 829 | 0 | 0 |
SPDR Developed World ex-US ETF | PORTFOLIO DEVLPD | 78463X889 | 1,041 | 35,581 | SH | | SOLE | 0 | 35,581 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 6,124 | 122,262 | SH | | SOLE | 0 | 122,262 | 0 | 0 |
Sanofi SA ADR | COM | 80105N105 | 231 | 4,595 | SH | | SOLE | 0 | 4,595 | 0 | 0 |
Charles Schwab Corp | COM | 808513105 | 251 | 6,941 | SH | | SOLE | 0 | 6,941 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 1,759 | 22,088 | SH | | SOLE | 0 | 22,088 | 0 | 0 |
Schwab US Large Cap ETF | US LRG CAP ETF | 808524201 | 3,375 | 41,861 | SH | | SOLE | 0 | 41,861 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 673 | 9,852 | SH | | SOLE | 0 | 9,852 | 0 | 0 |
Schwab Emerging Market ETF | EMRG MKTEQ ETF | 808524706 | 675 | 25,242 | SH | | SOLE | 0 | 25,242 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 5,466 | 222,486 | SH | | SOLE | 0 | 222,486 | 0 | 0 |
Schwab Fundamental US Small Cap | SCHWAB FDT US SC | 808524763 | 306 | 9,258 | SH | | SOLE | 0 | 9,258 | 0 | 0 |
Schwab US Div Equity ETF | US DIVIDEND EQ | 808524797 | 324 | 5,853 | SH | | SOLE | 0 | 5,853 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 22,871 | 728,376 | SH | | SOLE | 0 | 728,376 | 0 | 0 |
Schwab US Agg Bond ETF | US AGGREGATE B | 808524839 | 200 | 3,575 | SH | | SOLE | 0 | 3,575 | 0 | 0 |
Sempra Energy | COM | 816851109 | 557 | 4,707 | SH | | SOLE | 0 | 4,707 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 2,045 | 48,482 | SH | | SOLE | 0 | 48,482 | 0 | 0 |
Siemens AG ADR | COM | 826197501 | 247 | 3,550 | SH | | SOLE | 0 | 3,550 | 0 | 0 |
Smurfit Kappa Group PLC ADR | COM | 83272W106 | 248 | 6,255 | SH | | SOLE | 0 | 6,255 | 0 | 0 |
Softbank Mobile Servic | COM | 83405K102 | 171 | 15,433 | SH | | SOLE | 0 | 15,433 | 0 | 0 |
Sonic Healthcare Ltd | COM | 83546A203 | 226 | 9,437 | SH | | SOLE | 0 | 9,437 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 791 | 9,210 | SH | | SOLE | 0 | 9,210 | 0 | 0 |
Texas Instruments | COM | 882508104 | 1,161 | 8,128 | SH | | SOLE | 0 | 8,128 | 0 | 0 |
Toyota Motor Corp ADR | COM | 892331307 | 255 | 1,925 | SH | | SOLE | 0 | 1,925 | 0 | 0 |
Truist Finl Corp | COM | 89832Q109 | 715 | 18,778 | SH | | SOLE | 0 | 18,778 | 0 | 0 |
US Bancorp | COM | 902973304 | 461 | 12,857 | SH | | SOLE | 0 | 12,857 | 0 | 0 |
Unilever N V | COM | 904784709 | 208 | 3,450 | SH | | SOLE | 0 | 3,450 | 0 | 0 |
Upm-Kymmene Corp | COM | 915436208 | 209 | 6,875 | SH | | SOLE | 0 | 6,875 | 0 | 0 |
Vanguard Div Apprciation | DIV APP ETF | 921908844 | 2,282 | 17,738 | SH | | SOLE | 0 | 17,738 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 25,080 | 301,987 | SH | | SOLE | 0 | 301,987 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 32,836 | 372,207 | SH | | SOLE | 0 | 372,207 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 9,920 | 242,550 | SH | | SOLE | 0 | 242,550 | 0 | 0 |
Vanguard High Dividend Yield Indx ETF | HIGH DIV YLD | 921946406 | 15,152 | 187,220 | SH | | SOLE | 0 | 187,220 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 1,206 | 11,451 | SH | | SOLE | 0 | 11,451 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 4,379 | 101,280 | SH | | SOLE | 0 | 101,280 | 0 | 0 |
Vanguard Short Term | SHORT TERM TREAS | 92206C102 | 344 | 5,548 | SH | | SOLE | 0 | 5,548 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 5,401 | 65,186 | SH | | SOLE | 0 | 65,186 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 924 | 4,144 | SH | | SOLE | 0 | 4,144 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 3,052 | 19,716 | SH | | SOLE | 0 | 19,716 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 51,847 | 168,527 | SH | | SOLE | 0 | 168,527 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,749 | 8,136 | SH | | SOLE | 0 | 8,136 | 0 | 0 |
Vanguard Large Value | VALUE ETF | 922908744 | 10,091 | 96,555 | SH | | SOLE | 0 | 96,555 | 0 | 0 |
Verizon Communications | COM | 92343V104 | 678 | 11,393 | SH | | SOLE | 0 | 11,393 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 499 | 13,898 | SH | | SOLE | 0 | 13,898 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 630 | 6,499 | SH | | SOLE | 0 | 6,499 | 0 | 0 |
Wisdomtree Small Cap Dividend | SMALLCAP DIVID | 97717W604 | 5,798 | 275,044 | SH | | SOLE | 0 | 275,044 | 0 | 0 |
WisdomTree Dynamic Currency Hedged International | CURRNCY INT EQ | 97717X263 | 7,609 | 299,207 | SH | | SOLE | 0 | 299,207 | 0 | 0 |
Zurich Insurance Group | COM | 989825104 | 235 | 6,745 | SH | | SOLE | 0 | 6,745 | 0 | 0 |
GlaxoSmithKline plc (ADR) | COM | G3910J112 | 207 | 5,499 | SH | | SOLE | 0 | 5,499 | 0 | 0 |
Ubs Group Ag | COM | H42097107 | 201 | 18,065 | SH | | SOLE | 0 | 18,065 | 0 | 0 |
Broadcom Ltd | COM | Y09827109 | 794 | 2,179 | SH | | SOLE | 0 | 2,179 | 0 | 0 |