COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
iShares Morningstar US Equity ETF | LRGE CORE INDX | 464287127 | 374 | 6,164 | SH | | SOLE | 0 | 6,164 | 0 | 0 |
A S E Industrial Holdi | COM | 00215W100 | 213 | 26,515 | SH | | SOLE | 0 | 26,515 | 0 | 0 |
Abbott Laboratories | COM | 002824100 | 533 | 4,597 | SH | | SOLE | 0 | 4,597 | 0 | 0 |
Abbvie Inc | COM | 00287Y109 | 680 | 6,036 | SH | | SOLE | 0 | 6,036 | 0 | 0 |
Advanced Micro Devic | COM | 007903107 | 246 | 2,620 | SH | | SOLE | 0 | 2,620 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 835 | 2,903 | SH | | SOLE | 0 | 2,903 | 0 | 0 |
Avantis Intl Small Cap Value ETF | INTL SMCP VLU | 025072802 | 5,926 | 91,542 | SH | | SOLE | 0 | 91,542 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 266 | 1,093 | SH | | SOLE | 0 | 1,093 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 240 | 10,500 | SH | | SOLE | 0 | 10,500 | 0 | 0 |
Apple Inc | COM | 037833100 | 2,403 | 17,546 | SH | | SOLE | 0 | 17,546 | 0 | 0 |
Arch Therapeutics | COM | 03939W109 | 1 | 11,500 | SH | | SOLE | 0 | 11,500 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 658 | 3,315 | SH | | SOLE | 0 | 3,315 | 0 | 0 |
Bnp Paribas | COM | 05565A202 | 251 | 8,005 | SH | | SOLE | 0 | 8,005 | 0 | 0 |
Best Buy Inc | COM | 086516101 | 369 | 3,213 | SH | | SOLE | 0 | 3,213 | 0 | 0 |
Blackrock Inc | COM | 09247X101 | 822 | 940 | SH | | SOLE | 0 | 940 | 0 | 0 |
Blue Diamond Ventures In | COM | 09539R101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
C S X Corp | COM | 126408103 | 250 | 7,794 | SH | | SOLE | 0 | 7,794 | 0 | 0 |
Chevron Corp | COM | 166764100 | 646 | 6,165 | SH | | SOLE | 0 | 6,165 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 283 | 2,425 | SH | | SOLE | 0 | 2,425 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 713 | 13,456 | SH | | SOLE | 0 | 13,456 | 0 | 0 |
Comcast Corp Cl A | COM | 20030N101 | 457 | 8,017 | SH | | SOLE | 0 | 8,017 | 0 | 0 |
Compagnie De St Gobain | COM | 204280309 | 266 | 20,257 | SH | | SOLE | 0 | 20,257 | 0 | 0 |
Rio Doce | COM | 204412209 | 236 | 10,341 | SH | | SOLE | 0 | 10,341 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 744 | 3,813 | SH | | SOLE | 0 | 3,813 | 0 | 0 |
Deutsche Post AG ADR | COM | 25157Y202 | 225 | 3,298 | SH | | SOLE | 0 | 3,298 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 417 | 4,226 | SH | | SOLE | 0 | 4,226 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 415 | 2,799 | SH | | SOLE | 0 | 2,799 | 0 | 0 |
Enel-Societa Per Azion | COM | 29265W207 | 229 | 24,696 | SH | | SOLE | 0 | 24,696 | 0 | 0 |
Eversource Energy | COM | 30040W108 | 232 | 2,893 | SH | | SOLE | 0 | 2,893 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 398 | 6,312 | SH | | SOLE | 0 | 6,312 | 0 | 0 |
Facebook Inc | COM | 30303M102 | 768 | 2,210 | SH | | SOLE | 0 | 2,210 | 0 | 0 |
Home Depot | COM | 437076102 | 1,205 | 3,778 | SH | | SOLE | 0 | 3,778 | 0 | 0 |
Honeywell International | COM | 438516106 | 306 | 1,395 | SH | | SOLE | 0 | 1,395 | 0 | 0 |
Iberdrola S A | COM | 450737101 | 207 | 4,237 | SH | | SOLE | 0 | 4,237 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 435 | 1,948 | SH | | SOLE | 0 | 1,948 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 960 | 2,708 | SH | | SOLE | 0 | 2,708 | 0 | 0 |
Invesco High Yield Equity Dividend Achievers ETF | HIG YLD EQ DIV | 46137V563 | 205 | 9,920 | SH | | SOLE | 0 | 9,920 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 2,025 | 4,709 | SH | | SOLE | 0 | 4,709 | 0 | 0 |
iShares Barclays Agg Bond | BARCLYS US AGG B | 464287226 | 1,351 | 11,712 | SH | | SOLE | 0 | 11,712 | 0 | 0 |
Ishares S&P 500 Growth | S&P 500 GRWT ETF | 464287309 | 321 | 4,416 | SH | | SOLE | 0 | 4,416 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 609 | 2,265 | SH | | SOLE | 0 | 2,265 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 1,215 | 7,657 | SH | | SOLE | 0 | 7,657 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 2,448 | 9,019 | SH | | SOLE | 0 | 9,019 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 21,877 | 90,369 | SH | | SOLE | 0 | 90,369 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 878 | 5,298 | SH | | SOLE | 0 | 5,298 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 3,224 | 14,057 | SH | | SOLE | 0 | 14,057 | 0 | 0 |
iShares S&P Smallcap 600 | CORE S&P SCP ETF | 464287804 | 29,469 | 260,830 | SH | | SOLE | 0 | 260,830 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 19,468 | 260,065 | SH | | SOLE | 0 | 260,065 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 8,327 | 124,300 | SH | | SOLE | 0 | 124,300 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 1,637 | 10,525 | SH | | SOLE | 0 | 10,525 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 249 | 1,510 | SH | | SOLE | 0 | 1,510 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 633 | 2,757 | SH | | SOLE | 0 | 2,757 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 575 | 1,520 | SH | | SOLE | 0 | 1,520 | 0 | 0 |
Marathon Group Corp | COM | 565807401 | 0 | 300,000 | SH | | SOLE | 0 | 300,000 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 610 | 4,339 | SH | | SOLE | 0 | 4,339 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 678 | 2,934 | SH | | SOLE | 0 | 2,934 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 625 | 5,036 | SH | | SOLE | 0 | 5,036 | 0 | 0 |
Merck & Co | COM | 589331107 | 876 | 11,269 | SH | | SOLE | 0 | 11,269 | 0 | 0 |
Microsoft | COM | 594918104 | 1,212 | 4,473 | SH | | SOLE | 0 | 4,473 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 832 | 13,323 | SH | | SOLE | 0 | 13,323 | 0 | 0 |
Nn Group N V | COM | 629334103 | 235 | 9,937 | SH | | SOLE | 0 | 9,937 | 0 | 0 |
Nestle ADR | COM | 641069406 | 270 | 2,162 | SH | | SOLE | 0 | 2,162 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 1,130 | 15,414 | SH | | SOLE | 0 | 15,414 | 0 | 0 |
NOHO, Inc. | COM | 65528C109 | 0 | 150,000 | SH | | SOLE | 0 | 150,000 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 66 | 45,150 | SH | | SOLE | 0 | 45,150 | 0 | 0 |
Novartis AG | COM | 66987V109 | 204 | 2,231 | SH | | SOLE | 0 | 2,231 | 0 | 0 |
Nvidia Corp | COM | 67066G104 | 202 | 252 | SH | | SOLE | 0 | 252 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 608 | 3,187 | SH | | SOLE | 0 | 3,187 | 0 | 0 |
Paychex Inc | COM | 704326107 | 692 | 6,445 | SH | | SOLE | 0 | 6,445 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 959 | 6,472 | SH | | SOLE | 0 | 6,472 | 0 | 0 |
Persimmon | COM | 715318101 | 230 | 2,763 | SH | | SOLE | 0 | 2,763 | 0 | 0 |
Phillips 66 | COM | 718546104 | 208 | 2,425 | SH | | SOLE | 0 | 2,425 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 14,845 | 110,019 | SH | | SOLE | 0 | 110,019 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 476 | 3,982 | SH | | SOLE | 0 | 3,982 | 0 | 0 |
Qualcomm Inc | COM | 747525103 | 605 | 4,232 | SH | | SOLE | 0 | 4,232 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 393 | 5,891 | SH | | SOLE | 0 | 5,891 | 0 | 0 |
Roche Hldg Ltd Spon Adrf | COM | 771195104 | 250 | 5,314 | SH | | SOLE | 0 | 5,314 | 0 | 0 |
S&P 500 Index SPDR | TR UNIT | 78462F103 | 464 | 1,083 | SH | | SOLE | 0 | 1,083 | 0 | 0 |
SPDR Gold Trust | GOLD SHS | 78463V107 | 225 | 1,358 | SH | | SOLE | 0 | 1,358 | 0 | 0 |
SPDR Developed World ex-US ETF | PORTFOLIO DEVLPD | 78463X889 | 1,637 | 44,484 | SH | | SOLE | 0 | 44,484 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 10,163 | 118,574 | SH | | SOLE | 0 | 118,574 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 2,872 | 27,548 | SH | | SOLE | 0 | 27,548 | 0 | 0 |
Schwab US Large Cap ETF | US LRG CAP ETF | 808524201 | 3,352 | 32,239 | SH | | SOLE | 0 | 32,239 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 1,083 | 10,395 | SH | | SOLE | 0 | 10,395 | 0 | 0 |
Schwab Emerging Market ETF | EMRG MKTEQ ETF | 808524706 | 1,073 | 32,633 | SH | | SOLE | 0 | 32,633 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 7,491 | 225,076 | SH | | SOLE | 0 | 225,076 | 0 | 0 |
Schwab Fundamental US Small Cap ETF | SCHWAB FDT US SC | 808524763 | 437 | 8,040 | SH | | SOLE | 0 | 8,040 | 0 | 0 |
Schwab US Div Equity ETF | US DIVIDEND EQ | 808524797 | 492 | 6,509 | SH | | SOLE | 0 | 6,509 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 33,344 | 845,227 | SH | | SOLE | 0 | 845,227 | 0 | 0 |
Sempra Energy | COM | 816851109 | 543 | 4,096 | SH | | SOLE | 0 | 4,096 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 3,114 | 58,117 | SH | | SOLE | 0 | 58,117 | 0 | 0 |
Siemens AG ADR | COM | 826197501 | 218 | 2,740 | SH | | SOLE | 0 | 2,740 | 0 | 0 |
Smurfit Kappa Group PLC ADR | COM | 83272W106 | 262 | 4,821 | SH | | SOLE | 0 | 4,821 | 0 | 0 |
Softbank Mobile Servic | COM | 83405K102 | 263 | 20,039 | SH | | SOLE | 0 | 20,039 | 0 | 0 |
Southern Home Med | COM | 84305M206 | 0 | 150,000 | SH | | SOLE | 0 | 150,000 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 708 | 6,330 | SH | | SOLE | 0 | 6,330 | 0 | 0 |
Svenska Hndlsbnkn Ab | COM | 86959C103 | 229 | 40,824 | SH | | SOLE | 0 | 40,824 | 0 | 0 |
Texas Instruments | COM | 882508104 | 1,213 | 6,306 | SH | | SOLE | 0 | 6,306 | 0 | 0 |
3M Company | COM | 88579Y101 | 238 | 1,198 | SH | | SOLE | 0 | 1,198 | 0 | 0 |
Total Fina Elf S A Adr | COM | 89151E109 | 273 | 6,041 | SH | | SOLE | 0 | 6,041 | 0 | 0 |
Toyota Motor Corp ADR | COM | 892331307 | 305 | 1,745 | SH | | SOLE | 0 | 1,745 | 0 | 0 |
Truist Finl Corp | COM | 89832Q109 | 813 | 14,656 | SH | | SOLE | 0 | 14,656 | 0 | 0 |
US Bancorp | COM | 902973304 | 608 | 10,677 | SH | | SOLE | 0 | 10,677 | 0 | 0 |
Unilever PLC ADR | COM | 904767704 | 208 | 3,564 | SH | | SOLE | 0 | 3,564 | 0 | 0 |
Utd Overseas Bk | COM | 911271302 | 227 | 5,890 | SH | | SOLE | 0 | 5,890 | 0 | 0 |
United Parcel Service | COM | 911312106 | 295 | 1,419 | SH | | SOLE | 0 | 1,419 | 0 | 0 |
Vanguard Div Apprciation | DIV APP ETF | 921908844 | 2,798 | 18,078 | SH | | SOLE | 0 | 18,078 | 0 | 0 |
Vanguard US Multifactor | US MULTIFACTOR | 921935607 | 6,342 | 62,796 | SH | | SOLE | 0 | 62,796 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 22,635 | 275,503 | SH | | SOLE | 0 | 275,503 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 38,763 | 451,315 | SH | | SOLE | 0 | 451,315 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 12,484 | 242,309 | SH | | SOLE | 0 | 242,309 | 0 | 0 |
Vanguard High Dividend Yield Indx ETF | HIGH DIV YLD | 921946406 | 18,931 | 180,691 | SH | | SOLE | 0 | 180,691 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 1,585 | 11,619 | SH | | SOLE | 0 | 11,619 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 5,466 | 100,653 | SH | | SOLE | 0 | 100,653 | 0 | 0 |
Vanguard Short Term | SHORT TERM TREAS | 92206C102 | 218 | 3,541 | SH | | SOLE | 0 | 3,541 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 5,325 | 64,378 | SH | | SOLE | 0 | 64,378 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 1,148 | 16,442 | SH | | SOLE | 0 | 16,442 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 3,834 | 19,142 | SH | | SOLE | 0 | 19,142 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 78,623 | 199,795 | SH | | SOLE | 0 | 199,795 | 0 | 0 |
Vanguard REIT | REIT ETF | 922908553 | 245 | 2,405 | SH | | SOLE | 0 | 2,405 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 2,444 | 8,433 | SH | | SOLE | 0 | 8,433 | 0 | 0 |
Vanguard Large Value | VALUE ETF | 922908744 | 12,459 | 90,637 | SH | | SOLE | 0 | 90,637 | 0 | 0 |
Verizon Communications | COM | 92343V104 | 350 | 6,241 | SH | | SOLE | 0 | 6,241 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 533 | 10,140 | SH | | SOLE | 0 | 10,140 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 386 | 4,337 | SH | | SOLE | 0 | 4,337 | 0 | 0 |
WisdomTree Dynamic Currency Hedged International | CURRNCY INT EQ | 97717X263 | 8,850 | 288,282 | SH | | SOLE | 0 | 288,282 | 0 | 0 |
Worksport Ltd | COM | 98139Q100 | 5 | 10,000 | SH | | SOLE | 0 | 10,000 | 0 | 0 |
Zurich Insurance Group | COM | 989825104 | 210 | 5,225 | SH | | SOLE | 0 | 5,225 | 0 | 0 |
Broadcom Ltd | COM | Y09827109 | 876 | 1,838 | SH | | SOLE | 0 | 1,838 | 0 | 0 |