COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Abbott Laboratories | COM | 002824100 | 502 | 3,567 | SH | | SOLE | 0 | 3,567 | 0 | 0 |
Abbvie Inc | COM | 00287Y109 | 615 | 4,544 | SH | | SOLE | 0 | 4,544 | 0 | 0 |
Advanced Micro Devic | COM | 007903107 | 377 | 2,620 | SH | | SOLE | 0 | 2,620 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 693 | 2,277 | SH | | SOLE | 0 | 2,277 | 0 | 0 |
Avantis Intl Small Cap Value ETF | INTL SMCP VLU | 025072802 | 11,490 | 178,008 | SH | | SOLE | 0 | 178,008 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 286 | 16,500 | SH | | SOLE | 0 | 16,500 | 0 | 0 |
Apple Inc | COM | 037833100 | 3,377 | 19,018 | SH | | SOLE | 0 | 19,018 | 0 | 0 |
Arch Therapeutics | COM | 03939W109 | 1 | 11,500 | SH | | SOLE | 0 | 11,500 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 608 | 2,465 | SH | | SOLE | 0 | 2,465 | 0 | 0 |
Best Buy Inc | COM | 086516101 | 294 | 2,898 | SH | | SOLE | 0 | 2,898 | 0 | 0 |
Blackrock Inc | COM | 09247X101 | 633 | 691 | SH | | SOLE | 0 | 691 | 0 | 0 |
Blue Diamond Ventures In | COM | 09539R101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
C S X Corp | COM | 126408103 | 243 | 6,470 | SH | | SOLE | 0 | 6,470 | 0 | 0 |
Chevron Corp | COM | 166764100 | 572 | 4,871 | SH | | SOLE | 0 | 4,871 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 276 | 2,425 | SH | | SOLE | 0 | 2,425 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 639 | 10,087 | SH | | SOLE | 0 | 10,087 | 0 | 0 |
Comcast Corp Cl A | COM | 20030N101 | 310 | 6,167 | SH | | SOLE | 0 | 6,167 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 615 | 2,948 | SH | | SOLE | 0 | 2,948 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 437 | 4,166 | SH | | SOLE | 0 | 4,166 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 367 | 2,124 | SH | | SOLE | 0 | 2,124 | 0 | 0 |
Energy Transfer LP | COM | 29273V100 | 151 | 18,399 | SH | | SOLE | 0 | 18,399 | 0 | 0 |
Eversource Energy | COM | 30040W108 | 209 | 2,293 | SH | | SOLE | 0 | 2,293 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 386 | 6,312 | SH | | SOLE | 0 | 6,312 | 0 | 0 |
Facebook Inc | COM | 30303M102 | 913 | 2,715 | SH | | SOLE | 0 | 2,715 | 0 | 0 |
Google Inc Class A | COM | 38259P508 | 211 | 73 | SH | | SOLE | 0 | 73 | 0 | 0 |
Home Depot | COM | 437076102 | 1,144 | 2,757 | SH | | SOLE | 0 | 2,757 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 370 | 1,498 | SH | | SOLE | 0 | 1,498 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 1,077 | 2,708 | SH | | SOLE | 0 | 2,708 | 0 | 0 |
Invesco High Yield Equity Dividend Achievers ETF | HIG YLD EQ DIV | 46137V563 | 209 | 9,920 | SH | | SOLE | 0 | 9,920 | 0 | 0 |
iShares Morningstar US Equity ETF | LRGE CORE INDX | 464287127 | 410 | 6,173 | SH | | SOLE | 0 | 6,173 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 2,249 | 4,715 | SH | | SOLE | 0 | 4,715 | 0 | 0 |
iShares Barclays Agg Bond | BARCLYS US AGG B | 464287226 | 1,541 | 13,509 | SH | | SOLE | 0 | 13,509 | 0 | 0 |
Ishares S&P 500 Growth | S&P 500 GRWT ETF | 464287309 | 416 | 4,968 | SH | | SOLE | 0 | 4,968 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 643 | 2,272 | SH | | SOLE | 0 | 2,272 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 1,395 | 8,310 | SH | | SOLE | 0 | 8,310 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 2,633 | 8,617 | SH | | SOLE | 0 | 8,617 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 22,828 | 86,329 | SH | | SOLE | 0 | 86,329 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 900 | 5,423 | SH | | SOLE | 0 | 5,423 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 3,236 | 14,548 | SH | | SOLE | 0 | 14,548 | 0 | 0 |
iShares S&P Smallcap 600 | CORE S&P SCP ETF | 464287804 | 31,912 | 278,684 | SH | | SOLE | 0 | 278,684 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 20,559 | 275,447 | SH | | SOLE | 0 | 275,447 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 8,128 | 135,791 | SH | | SOLE | 0 | 135,791 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 1,337 | 8,444 | SH | | SOLE | 0 | 8,444 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 245 | 1,432 | SH | | SOLE | 0 | 1,432 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 555 | 2,010 | SH | | SOLE | 0 | 2,010 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 338 | 951 | SH | | SOLE | 0 | 951 | 0 | 0 |
Marathon Group Corp | COM | 565807401 | 0 | 300,000 | SH | | SOLE | 0 | 300,000 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 563 | 3,239 | SH | | SOLE | 0 | 3,239 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 611 | 2,279 | SH | | SOLE | 0 | 2,279 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 552 | 5,336 | SH | | SOLE | 0 | 5,336 | 0 | 0 |
Merck & Co | COM | 589331107 | 684 | 8,925 | SH | | SOLE | 0 | 8,925 | 0 | 0 |
Microsoft | COM | 594918104 | 1,193 | 3,548 | SH | | SOLE | 0 | 3,548 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 736 | 11,102 | SH | | SOLE | 0 | 11,102 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 1,022 | 10,949 | SH | | SOLE | 0 | 10,949 | 0 | 0 |
NOHO, Inc. | COM | 65528C109 | 0 | 150,000 | SH | | SOLE | 0 | 150,000 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 32 | 45,150 | SH | | SOLE | 0 | 45,150 | 0 | 0 |
Nvidia Corp | COM | 67066G104 | 297 | 1,009 | SH | | SOLE | 0 | 1,009 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 491 | 2,450 | SH | | SOLE | 0 | 2,450 | 0 | 0 |
Paychex Inc | COM | 704326107 | 500 | 3,664 | SH | | SOLE | 0 | 3,664 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 891 | 5,131 | SH | | SOLE | 0 | 5,131 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 18,206 | 111,299 | SH | | SOLE | 0 | 111,299 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 519 | 3,082 | SH | | SOLE | 0 | 3,082 | 0 | 0 |
Qualcomm Inc | COM | 747525103 | 599 | 3,277 | SH | | SOLE | 0 | 3,277 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 363 | 5,070 | SH | | SOLE | 0 | 5,070 | 0 | 0 |
S&P 500 Index SPDR | TR UNIT | 78462F103 | 477 | 1,004 | SH | | SOLE | 0 | 1,004 | 0 | 0 |
SPDR Gold Trust | GOLD SHS | 78463V107 | 222 | 1,298 | SH | | SOLE | 0 | 1,298 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 10,151 | 119,816 | SH | | SOLE | 0 | 119,816 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 3,104 | 27,467 | SH | | SOLE | 0 | 27,467 | 0 | 0 |
Schwab US Large Cap ETF | US LRG CAP ETF | 808524201 | 2,847 | 25,010 | SH | | SOLE | 0 | 25,010 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 1,060 | 10,352 | SH | | SOLE | 0 | 10,352 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 11,886 | 365,623 | SH | | SOLE | 0 | 365,623 | 0 | 0 |
Schwab Fundamental US Small Cap ETF | SCHWAB FDT US SC | 808524763 | 522 | 9,389 | SH | | SOLE | 0 | 9,389 | 0 | 0 |
Schwab US Div Equity ETF | US DIVIDEND EQ | 808524797 | 731 | 9,049 | SH | | SOLE | 0 | 9,049 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 37,056 | 953,343 | SH | | SOLE | 0 | 953,343 | 0 | 0 |
Schwab Intermediate-Term U.S. Treasury ETF | INTRM TRM TRES | 808524854 | 2,661 | 47,394 | SH | | SOLE | 0 | 47,394 | 0 | 0 |
Sempra Energy | COM | 816851109 | 409 | 3,096 | SH | | SOLE | 0 | 3,096 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 4,548 | 64,065 | SH | | SOLE | 0 | 64,065 | 0 | 0 |
Southern Home Med | COM | 84305M206 | 0 | 150,000 | SH | | SOLE | 0 | 150,000 | 0 | 0 |
Square Inc | COM | 852234103 | 204 | 1,263 | SH | | SOLE | 0 | 1,263 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 635 | 5,430 | SH | | SOLE | 0 | 5,430 | 0 | 0 |
Texas Instruments | COM | 882508104 | 887 | 4,706 | SH | | SOLE | 0 | 4,706 | 0 | 0 |
3M Company | COM | 88579Y101 | 213 | 1,200 | SH | | SOLE | 0 | 1,200 | 0 | 0 |
Truist Finl Corp | COM | 89832Q109 | 647 | 11,049 | SH | | SOLE | 0 | 11,049 | 0 | 0 |
US Bancorp | COM | 902973304 | 499 | 8,888 | SH | | SOLE | 0 | 8,888 | 0 | 0 |
United Parcel Service | COM | 911312106 | 458 | 2,137 | SH | | SOLE | 0 | 2,137 | 0 | 0 |
Vanguard Div Apprciation | DIV APP ETF | 921908844 | 3,028 | 17,630 | SH | | SOLE | 0 | 17,630 | 0 | 0 |
Vanguard US Multifactor | US MULTIFACTOR | 921935607 | 7,355 | 68,600 | SH | | SOLE | 0 | 68,600 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 21,295 | 263,456 | SH | | SOLE | 0 | 263,456 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 40,565 | 478,644 | SH | | SOLE | 0 | 478,644 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 12,508 | 244,958 | SH | | SOLE | 0 | 244,958 | 0 | 0 |
Vanguard High Dividend Yield Indx ETF | HIGH DIV YLD | 921946406 | 20,293 | 181,013 | SH | | SOLE | 0 | 181,013 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 1,967 | 14,680 | SH | | SOLE | 0 | 14,680 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 5,414 | 109,457 | SH | | SOLE | 0 | 109,457 | 0 | 0 |
Vanguard Short Term | SHORT TERM TREAS | 92206C102 | 205 | 3,363 | SH | | SOLE | 0 | 3,363 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 5,034 | 61,952 | SH | | SOLE | 0 | 61,952 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 1,276 | 16,243 | SH | | SOLE | 0 | 16,243 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 4,107 | 18,766 | SH | | SOLE | 0 | 18,766 | 0 | 0 |
Vanguard Tax-Exempt Bond Index ETF | TAX EXEMPT BD | 922907746 | 203 | 3,691 | SH | | SOLE | 0 | 3,691 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 100,959 | 231,256 | SH | | SOLE | 0 | 231,256 | 0 | 0 |
Vanguard REIT | REIT ETF | 922908553 | 566 | 4,877 | SH | | SOLE | 0 | 4,877 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 2,138 | 7,587 | SH | | SOLE | 0 | 7,587 | 0 | 0 |
Vanguard Mid Cap ETF | MID CAP ETF | 922908629 | 259 | 1,017 | SH | | SOLE | 0 | 1,017 | 0 | 0 |
Vanguard Large Value | VALUE ETF | 922908744 | 13,129 | 89,249 | SH | | SOLE | 0 | 89,249 | 0 | 0 |
Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 | 368 | 1,526 | SH | | SOLE | 0 | 1,526 | 0 | 0 |
Verizon Communications | COM | 92343V104 | 262 | 5,033 | SH | | SOLE | 0 | 5,033 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 470 | 9,019 | SH | | SOLE | 0 | 9,019 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 273 | 2,811 | SH | | SOLE | 0 | 2,811 | 0 | 0 |
WisdomTree Dynamic Currency Hedged International | CURRNCY INT EQ | 97717X263 | 8,237 | 267,357 | SH | | SOLE | 0 | 267,357 | 0 | 0 |
Broadcom Ltd | COM | Y09827109 | 912 | 1,371 | SH | | SOLE | 0 | 1,371 | 0 | 0 |