COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Abbott Laboratories | COM | 002824100 | 388 | 3,567 | SH | | SOLE | 0 | 3,567 | 0 | 0 |
Abbvie Inc | COM | 00287Y109 | 752 | 4,907 | SH | | SOLE | 0 | 4,907 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 552 | 2,296 | SH | | SOLE | 0 | 2,296 | 0 | 0 |
Avantis Emerging Markets Equity ETF | AVANTIS EMGMKT | 025072604 | 7,105 | 136,556 | SH | | SOLE | 0 | 136,556 | 0 | 0 |
Avantis Intl Small Cap Value ETF | INTL SMCP VLU | 025072802 | 13,903 | 263,518 | SH | | SOLE | 0 | 263,518 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 165 | 16,500 | SH | | SOLE | 0 | 16,500 | 0 | 0 |
Apple Inc | COM | 037833100 | 2,565 | 18,764 | SH | | SOLE | 0 | 18,764 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 403 | 1,918 | SH | | SOLE | 0 | 1,918 | 0 | 0 |
Best Buy Inc | COM | 086516101 | 216 | 3,321 | SH | | SOLE | 0 | 3,321 | 0 | 0 |
Blackrock Inc | COM | 09247X101 | 458 | 752 | SH | | SOLE | 0 | 752 | 0 | 0 |
Cambria Foreign Shareholder Yield ETF | CAMBRIA FGN SHR | 132061300 | 6,088 | 261,751 | SH | | SOLE | 0 | 261,751 | 0 | 0 |
Cambria Emerging Shareholder Yield ETF | EMRG SHAREHLDR | 132061706 | 2,575 | 96,423 | SH | | SOLE | 0 | 96,423 | 0 | 0 |
Chevron Corp | COM | 166764100 | 693 | 4,785 | SH | | SOLE | 0 | 4,785 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 289 | 2,425 | SH | | SOLE | 0 | 2,425 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 430 | 10,082 | SH | | SOLE | 0 | 10,082 | 0 | 0 |
Comcast Corp Cl A | COM | 20030N101 | 224 | 5,721 | SH | | SOLE | 0 | 5,721 | 0 | 0 |
Corning Inc | COM | 219350105 | 226 | 7,173 | SH | | SOLE | 0 | 7,173 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 500 | 2,970 | SH | | SOLE | 0 | 2,970 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 447 | 4,166 | SH | | SOLE | 0 | 4,166 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 267 | 2,119 | SH | | SOLE | 0 | 2,119 | 0 | 0 |
Energy Transfer LP | COM | 29273V100 | 184 | 18,399 | SH | | SOLE | 0 | 18,399 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 513 | 5,995 | SH | | SOLE | 0 | 5,995 | 0 | 0 |
Facebook Inc | COM | 30303M102 | 444 | 2,754 | SH | | SOLE | 0 | 2,754 | 0 | 0 |
Fidelity Natl Info Svcs | COM | 31620M106 | 278 | 3,036 | SH | | SOLE | 0 | 3,036 | 0 | 0 |
Flexshares Morningstar Global Upstream Natural Resources | MORNSTAR UPSTR | 33939L407 | 763 | 19,245 | SH | | SOLE | 0 | 19,245 | 0 | 0 |
Home Depot | COM | 437076102 | 689 | 2,511 | SH | | SOLE | 0 | 2,511 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 273 | 1,498 | SH | | SOLE | 0 | 1,498 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 493 | 1,759 | SH | | SOLE | 0 | 1,759 | 0 | 0 |
Invesco High Yield Equity Dividend Achievers ETF | HIG YLD EQ DIV | 46137V563 | 204 | 9,920 | SH | | SOLE | 0 | 9,920 | 0 | 0 |
iShares Morningstar US Equity ETF | LRGE CORE INDX | 464287127 | 306 | 5,883 | SH | | SOLE | 0 | 5,883 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 1,790 | 4,721 | SH | | SOLE | 0 | 4,721 | 0 | 0 |
iShares Barclays Agg Bond | BARCLYS US AGG B | 464287226 | 3,685 | 36,242 | SH | | SOLE | 0 | 36,242 | 0 | 0 |
Ishares S&P 500 Growth | S&P 500 GRWT ETF | 464287309 | 206 | 3,418 | SH | | SOLE | 0 | 3,418 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 505 | 2,232 | SH | | SOLE | 0 | 2,232 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 1,187 | 8,185 | SH | | SOLE | 0 | 8,185 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 1,005 | 4,594 | SH | | SOLE | 0 | 4,594 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 17,767 | 85,519 | SH | | SOLE | 0 | 85,519 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 794 | 5,828 | SH | | SOLE | 0 | 5,828 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 2,555 | 15,083 | SH | | SOLE | 0 | 15,083 | 0 | 0 |
iShares Core S&P Small-Cap ETF | CORE S&P SCP ETF | 464287804 | 29,526 | 319,511 | SH | | SOLE | 0 | 319,511 | 0 | 0 |
iShares Short-Term National Muni Bond ETF | SHRT NAT MUN ETF | 464288158 | 6,787 | 64,842 | SH | | SOLE | 0 | 64,842 | 0 | 0 |
iShares National AMT-Free Muni Bond | NATIONAL MUN ETF | 464288414 | 11,064 | 104,020 | SH | | SOLE | 0 | 104,020 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 20,345 | 345,709 | SH | | SOLE | 0 | 345,709 | 0 | 0 |
iShares Core 1-5 Year USD Bond ETF | CORE 1 5 YR USD | 46432F859 | 8,072 | 170,288 | SH | | SOLE | 0 | 170,288 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 7,453 | 151,914 | SH | | SOLE | 0 | 151,914 | 0 | 0 |
iShares 0-5 Year High Yield Corporate Bond ETF | 0-5YR HI YL CP | 46434V407 | 1,312 | 32,355 | SH | | SOLE | 0 | 32,355 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 589 | 5,230 | SH | | SOLE | 0 | 5,230 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 235 | 1,323 | SH | | SOLE | 0 | 1,323 | 0 | 0 |
Keurig Dr Pepper Inc. | COM | 49271V100 | 337 | 9,519 | SH | | SOLE | 0 | 9,519 | 0 | 0 |
The Kraft Heinz Co | COM | 500754106 | 286 | 7,503 | SH | | SOLE | 0 | 7,503 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 482 | 1,486 | SH | | SOLE | 0 | 1,486 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 409 | 951 | SH | | SOLE | 0 | 951 | 0 | 0 |
Marathon Group Corp | COM | 565807401 | 0 | 300,000 | SH | | SOLE | 0 | 300,000 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 503 | 3,239 | SH | | SOLE | 0 | 3,239 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 560 | 2,267 | SH | | SOLE | 0 | 2,267 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 450 | 5,011 | SH | | SOLE | 0 | 5,011 | 0 | 0 |
Merck & Co | COM | 589331107 | 799 | 8,766 | SH | | SOLE | 0 | 8,766 | 0 | 0 |
Microsoft | COM | 594918104 | 713 | 2,777 | SH | | SOLE | 0 | 2,777 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 693 | 11,168 | SH | | SOLE | 0 | 11,168 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 751 | 9,691 | SH | | SOLE | 0 | 9,691 | 0 | 0 |
NOHO, Inc. | COM | 65528C109 | 0 | 150,000 | SH | | SOLE | 0 | 150,000 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 35 | 55,150 | SH | | SOLE | 0 | 55,150 | 0 | 0 |
Nutanix Inc | COM | 67059N108 | 238 | 16,240 | SH | | SOLE | 0 | 16,240 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 566 | 3,587 | SH | | SOLE | 0 | 3,587 | 0 | 0 |
Paychex Inc | COM | 704326107 | 287 | 2,520 | SH | | SOLE | 0 | 2,520 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 852 | 5,112 | SH | | SOLE | 0 | 5,112 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 16,110 | 112,039 | SH | | SOLE | 0 | 112,039 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 360 | 3,057 | SH | | SOLE | 0 | 3,057 | 0 | 0 |
Qualcomm Inc | COM | 747525103 | 420 | 3,291 | SH | | SOLE | 0 | 3,291 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 492 | 7,204 | SH | | SOLE | 0 | 7,204 | 0 | 0 |
S&P 500 Index SPDR | TR UNIT | 78462F103 | 384 | 1,017 | SH | | SOLE | 0 | 1,017 | 0 | 0 |
SPDR Gold Trust | GOLD SHS | 78463V107 | 224 | 1,332 | SH | | SOLE | 0 | 1,332 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 10,052 | 138,816 | SH | | SOLE | 0 | 138,816 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 822 | 21,081 | SH | | SOLE | 0 | 21,081 | 0 | 0 |
Schwab Fundamental Emg Mkts Large Co Index | SCHWB FDT EMK LG | 808524730 | 789 | 30,436 | SH | | SOLE | 0 | 30,436 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 14,042 | 495,997 | SH | | SOLE | 0 | 495,997 | 0 | 0 |
Schwab Fundamental US Small Cap ETF | SCHWAB FDT US SC | 808524763 | 431 | 9,525 | SH | | SOLE | 0 | 9,525 | 0 | 0 |
Schwab US Dividend Equity ETF | US DIVIDEND EQ | 808524797 | 5,121 | 71,497 | SH | | SOLE | 0 | 71,497 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 31,045 | 987,130 | SH | | SOLE | 0 | 987,130 | 0 | 0 |
Schwab Intermediate-Term U.S. Treasury ETF | INTRM TRM TRES | 808524854 | 6,717 | 130,168 | SH | | SOLE | 0 | 130,168 | 0 | 0 |
Sempra Energy | COM | 816851109 | 465 | 3,096 | SH | | SOLE | 0 | 3,096 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 4,711 | 68,155 | SH | | SOLE | 0 | 68,155 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 504 | 6,599 | SH | | SOLE | 0 | 6,599 | 0 | 0 |
Texas Instruments | COM | 882508104 | 496 | 3,230 | SH | | SOLE | 0 | 3,230 | 0 | 0 |
Truist Finl Corp | COM | 89832Q109 | 600 | 12,650 | SH | | SOLE | 0 | 12,650 | 0 | 0 |
US Bancorp | COM | 902973304 | 409 | 8,888 | SH | | SOLE | 0 | 8,888 | 0 | 0 |
United Parcel Service | COM | 911312106 | 504 | 2,762 | SH | | SOLE | 0 | 2,762 | 0 | 0 |
Vanguard Div Apprciation | DIV APP ETF | 921908844 | 2,465 | 17,183 | SH | | SOLE | 0 | 17,183 | 0 | 0 |
Vanguard US Multifactor | US MULTIFACTOR | 921935607 | 7,583 | 84,632 | SH | | SOLE | 0 | 84,632 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 18,478 | 240,635 | SH | | SOLE | 0 | 240,635 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 29,285 | 389,117 | SH | | SOLE | 0 | 389,117 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 8,053 | 197,389 | SH | | SOLE | 0 | 197,389 | 0 | 0 |
Vanguard High Dividend Yield Indx ETF | HIGH DIV YLD | 921946406 | 28,785 | 283,039 | SH | | SOLE | 0 | 283,039 | 0 | 0 |
Vanguard International High Dividend ETF | INTL HIGH ETF | 921946794 | 2,199 | 37,383 | SH | | SOLE | 0 | 37,383 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 929 | 9,004 | SH | | SOLE | 0 | 9,004 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 5,986 | 143,726 | SH | | SOLE | 0 | 143,726 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 5,441 | 71,352 | SH | | SOLE | 0 | 71,352 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 914 | 16,243 | SH | | SOLE | 0 | 16,243 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 18,211 | 105,981 | SH | | SOLE | 0 | 105,981 | 0 | 0 |
Vanguard Tax-Exempt Bond Index ETF | TAX EXEMPT BD | 922907746 | 222 | 4,456 | SH | | SOLE | 0 | 4,456 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 83,817 | 241,631 | SH | | SOLE | 0 | 241,631 | 0 | 0 |
Vanguard Real Estate Index | REIT ETF | 922908553 | 1,450 | 15,919 | SH | | SOLE | 0 | 15,919 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,289 | 6,542 | SH | | SOLE | 0 | 6,542 | 0 | 0 |
Vanguard Mid Cap ETF | MID CAP ETF | 922908629 | 242 | 1,227 | SH | | SOLE | 0 | 1,227 | 0 | 0 |
Vanguard Large Cap Value ETF | VALUE ETF | 922908744 | 14,603 | 110,727 | SH | | SOLE | 0 | 110,727 | 0 | 0 |
Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 | 288 | 1,526 | SH | | SOLE | 0 | 1,526 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 288 | 7,601 | SH | | SOLE | 0 | 7,601 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 283 | 2,811 | SH | | SOLE | 0 | 2,811 | 0 | 0 |
Wisdomtree Small Cap Dividend | SMALLCAP DIVID | 97717W604 | 869 | 30,799 | SH | | SOLE | 0 | 30,799 | 0 | 0 |
WisdomTree Dynamic Currency Hedged International | CURRNCY INT EQ | 97717X263 | 211 | 7,535 | SH | | SOLE | 0 | 7,535 | 0 | 0 |
Broadcom Ltd | COM | Y09827109 | 714 | 1,470 | SH | | SOLE | 0 | 1,470 | 0 | 0 |
Amern Tower Corp | COM | 03027X100 | 347 | 1,358 | SH | | SOLE | 0 | 1,358 | 0 | 0 |