COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Abbott Laboratories | COM | 002824100 | 343 | 3,386 | SH | | SOLE | 0 | 3,386 | 0 | 0 |
Abbvie Inc | COM | 00287Y109 | 774 | 4,858 | SH | | SOLE | 0 | 4,858 | 0 | 0 |
Advanced Micro Devic | COM | 007903107 | 250 | 2,551 | SH | | SOLE | 0 | 2,551 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 627 | 2,184 | SH | | SOLE | 0 | 2,184 | 0 | 0 |
Avantis US Large Cap Value ETF | US LARGE CAP VLU | 025072349 | 16,608 | 324,954 | SH | | SOLE | 0 | 324,954 | 0 | 0 |
Avantis Emerging Markets Equity ETF | AVANTIS EMGMKT | 025072604 | 8,107 | 153,279 | SH | | SOLE | 0 | 153,279 | 0 | 0 |
Avantis International Small Cap Value ETF | INTL SMCP VLU | 025072802 | 17,806 | 304,483 | SH | | SOLE | 0 | 304,483 | 0 | 0 |
Avantis U.S. Small Cap Value ETF | US SML CP VALU | 025072877 | 6,989 | 94,370 | SH | | SOLE | 0 | 94,370 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 227 | 26,500 | SH | | SOLE | 0 | 26,500 | 0 | 0 |
Apple Inc | COM | 037833100 | 2,865 | 17,373 | SH | | SOLE | 0 | 17,373 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 489 | 2,197 | SH | | SOLE | 0 | 2,197 | 0 | 0 |
Berkshire Hath. Cl B | COM | 084670207 | 525 | 1,700 | SH | | SOLE | 0 | 1,700 | 0 | 0 |
Broadcom Ltd | COM | 11135F101 | 891 | 1,389 | SH | | SOLE | 0 | 1,389 | 0 | 0 |
Cambria Foreign Shareholder Yield ETF | CAMBRIA FGN SHR | 132061300 | 7,254 | 290,049 | SH | | SOLE | 0 | 290,049 | 0 | 0 |
Cambria Emerging Shareholder Yield ETF | EMRG SHAREHLDR | 132061706 | 4,518 | 158,702 | SH | | SOLE | 0 | 158,702 | 0 | 0 |
Chevron Corp | COM | 166764100 | 935 | 5,731 | SH | | SOLE | 0 | 5,731 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 253 | 2,255 | SH | | SOLE | 0 | 2,255 | 0 | 0 |
Cisco Systems | COM | 17275R102 | 358 | 6,846 | SH | | SOLE | 0 | 6,846 | 0 | 0 |
Compass Diversified | COM | 20451Q104 | 1,479 | 77,500 | SH | | SOLE | 0 | 77,500 | 0 | 0 |
Corning Inc | COM | 219350105 | 271 | 7,674 | SH | | SOLE | 0 | 7,674 | 0 | 0 |
Crown Castle International Corp | COM | 22822V101 | 370 | 2,765 | SH | | SOLE | 0 | 2,765 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 402 | 4,166 | SH | | SOLE | 0 | 4,166 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 439 | 2,561 | SH | | SOLE | 0 | 2,561 | 0 | 0 |
Energy Transfer LP | COM | 29273V100 | 229 | 18,399 | SH | | SOLE | 0 | 18,399 | 0 | 0 |
Eversource Energy | COM | 30040W108 | 212 | 2,706 | SH | | SOLE | 0 | 2,706 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 959 | 8,741 | SH | | SOLE | 0 | 8,741 | 0 | 0 |
Meta Platforms Inc | COM | 30303M102 | 483 | 2,279 | SH | | SOLE | 0 | 2,279 | 0 | 0 |
Flexshares Morningstar Global Upstream Natural Resources | MORNSTAR UPSTR | 33939L407 | 563 | 13,311 | SH | | SOLE | 0 | 13,311 | 0 | 0 |
Home Depot | COM | 437076102 | 722 | 2,446 | SH | | SOLE | 0 | 2,446 | 0 | 0 |
Hubbell Inc Class B | COM | 443510201 | 221 | 910 | SH | | SOLE | 0 | 910 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 340 | 1,397 | SH | | SOLE | 0 | 1,397 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 270 | 840 | SH | | SOLE | 0 | 840 | 0 | 0 |
iShares Morningstar US Equity ETF | LRGE CORE INDX | 464287127 | 310 | 5,496 | SH | | SOLE | 0 | 5,496 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 1,942 | 4,724 | SH | | SOLE | 0 | 4,724 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 542 | 2,168 | SH | | SOLE | 0 | 2,168 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 1,105 | 7,259 | SH | | SOLE | 0 | 7,259 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 873 | 3,572 | SH | | SOLE | 0 | 3,572 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 18,889 | 83,867 | SH | | SOLE | 0 | 83,867 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 640 | 4,671 | SH | | SOLE | 0 | 4,671 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 1,908 | 10,693 | SH | | SOLE | 0 | 10,693 | 0 | 0 |
iShares Core S&P Small-Cap ETF | CORE S&P SCP ETF | 464287804 | 33,524 | 346,683 | SH | | SOLE | 0 | 346,683 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 23,669 | 354,059 | SH | | SOLE | 0 | 354,059 | 0 | 0 |
iShares Core 1-5 Year USD Bond ETF | CORE 1 5 YR USD | 46432F859 | 521 | 11,054 | SH | | SOLE | 0 | 11,054 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 9,085 | 186,207 | SH | | SOLE | 0 | 186,207 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 256 | 1,967 | SH | | SOLE | 0 | 1,967 | 0 | 0 |
JPMorgan Equity Premium | COM | 46641Q332 | 856 | 15,669 | SH | | SOLE | 0 | 15,669 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 209 | 1,349 | SH | | SOLE | 0 | 1,349 | 0 | 0 |
Keurig Dr Pepper Inc. | COM | 49271V100 | 319 | 9,049 | SH | | SOLE | 0 | 9,049 | 0 | 0 |
Kroger Corp | COM | 501044101 | 226 | 4,583 | SH | | SOLE | 0 | 4,583 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 480 | 1,397 | SH | | SOLE | 0 | 1,397 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 471 | 997 | SH | | SOLE | 0 | 997 | 0 | 0 |
Marathon Group Corp | COM | 565807401 | 0 | 300,000 | SH | | SOLE | 0 | 300,000 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 515 | 3,091 | SH | | SOLE | 0 | 3,091 | 0 | 0 |
Matador Resources Co | COM | 576485205 | 382 | 8,020 | SH | | SOLE | 0 | 8,020 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 657 | 2,351 | SH | | SOLE | 0 | 2,351 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Medtronic Inc. | COM | 585055106 | 243 | 3,015 | SH | | SOLE | 0 | 3,015 | 0 | 0 |
Merck & Co | COM | 589331107 | 886 | 8,329 | SH | | SOLE | 0 | 8,329 | 0 | 0 |
Meta Materials Inc. | COM | 59134N104 | 4 | 10,000 | SH | | SOLE | 0 | 10,000 | 0 | 0 |
Microsoft | COM | 594918104 | 722 | 2,504 | SH | | SOLE | 0 | 2,504 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 724 | 10,384 | SH | | SOLE | 0 | 10,384 | 0 | 0 |
Netlist, Inc. | COM | 64118P109 | 48 | 13,000 | SH | | SOLE | 0 | 13,000 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 689 | 8,939 | SH | | SOLE | 0 | 8,939 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 38 | 60,150 | SH | | SOLE | 0 | 60,150 | 0 | 0 |
Nutanix Inc | COM | 67059N108 | 416 | 16,007 | SH | | SOLE | 0 | 16,007 | 0 | 0 |
Nvidia Corp | COM | 67066G104 | 351 | 1,265 | SH | | SOLE | 0 | 1,265 | 0 | 0 |
Otter Tail Corp | COM | 689648103 | 381 | 5,266 | SH | | SOLE | 0 | 5,266 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 472 | 3,711 | SH | | SOLE | 0 | 3,711 | 0 | 0 |
Paychex Inc | COM | 704326107 | 274 | 2,395 | SH | | SOLE | 0 | 2,395 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 914 | 5,011 | SH | | SOLE | 0 | 5,011 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 18,124 | 121,892 | SH | | SOLE | 0 | 121,892 | 0 | 0 |
Prologis Inc | COM | 74340W103 | 496 | 3,976 | SH | | SOLE | 0 | 3,976 | 0 | 0 |
Qualcomm Inc | COM | 747525103 | 289 | 2,267 | SH | | SOLE | 0 | 2,267 | 0 | 0 |
Raytheon Technologies Co | COM | 75513E101 | 297 | 3,037 | SH | | SOLE | 0 | 3,037 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 439 | 6,931 | SH | | SOLE | 0 | 6,931 | 0 | 0 |
SPDR S&P 500 ETF | TR UNIT | 78462F103 | 431 | 1,052 | SH | | SOLE | 0 | 1,052 | 0 | 0 |
SPDR Gold Trust | GOLD SHS | 78463V107 | 238 | 1,298 | SH | | SOLE | 0 | 1,298 | 0 | 0 |
SPDR Developed World ex-US ETF | PORTFOLIO DEVLPD | 78463X889 | 2,168 | 67,482 | SH | | SOLE | 0 | 67,482 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 3,901 | 51,214 | SH | | SOLE | 0 | 51,214 | 0 | 0 |
Schwab US Large Cap ETF | US LRG CAP ETF | 808524201 | 209 | 4,328 | SH | | SOLE | 0 | 4,328 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 862 | 20,561 | SH | | SOLE | 0 | 20,561 | 0 | 0 |
Schwab Fundamental Emg Mkts Large Co Index | SCHWB FDT EMK LG | 808524730 | 829 | 31,823 | SH | | SOLE | 0 | 31,823 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 16,710 | 534,367 | SH | | SOLE | 0 | 534,367 | 0 | 0 |
Schwab Fundamental US Small Cap ETF | SCHWAB FDT US SC | 808524763 | 426 | 8,747 | SH | | SOLE | 0 | 8,747 | 0 | 0 |
Schwab US Dividend Equity ETF | US DIVIDEND EQ | 808524797 | 5,378 | 73,509 | SH | | SOLE | 0 | 73,509 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 37,538 | 1,078,666 | SH | | SOLE | 0 | 1,078,666 | 0 | 0 |
Schwab Intermediate-Term U.S. Treasury ETF | INTRM TRM TRES | 808524854 | 4,355 | 86,366 | SH | | SOLE | 0 | 86,366 | 0 | 0 |
Sellas Life Sciences Gro | COM | 81642T209 | 36 | 25,000 | SH | | SOLE | 0 | 25,000 | 0 | 0 |
Sempra Energy | COM | 816851109 | 444 | 2,936 | SH | | SOLE | 0 | 2,936 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 4,671 | 67,913 | SH | | SOLE | 0 | 67,913 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 782 | 7,507 | SH | | SOLE | 0 | 7,507 | 0 | 0 |
Texas Instruments | COM | 882508104 | 568 | 3,053 | SH | | SOLE | 0 | 3,053 | 0 | 0 |
Travelers Co | COM | 89417E109 | 352 | 2,053 | SH | | SOLE | 0 | 2,053 | 0 | 0 |
Truist Finl Corp | COM | 89832Q109 | 438 | 12,843 | SH | | SOLE | 0 | 12,843 | 0 | 0 |
US Bancorp | COM | 902973304 | 431 | 11,967 | SH | | SOLE | 0 | 11,967 | 0 | 0 |
United Parcel Service | COM | 911312106 | 516 | 2,658 | SH | | SOLE | 0 | 2,658 | 0 | 0 |
Vanguard Dividend Appreciation | DIV APP ETF | 921908844 | 2,550 | 16,556 | SH | | SOLE | 0 | 16,556 | 0 | 0 |
Vanguard US Multifactor | US MULTIFACTOR | 921935607 | 9,009 | 90,915 | SH | | SOLE | 0 | 90,915 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 2,043 | 26,710 | SH | | SOLE | 0 | 26,710 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 5,856 | 79,319 | SH | | SOLE | 0 | 79,319 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 8,329 | 184,392 | SH | | SOLE | 0 | 184,392 | 0 | 0 |
Vanguard High Dividend Yield Index Fund | HIGH DIV YLD | 921946406 | 31,914 | 302,503 | SH | | SOLE | 0 | 302,503 | 0 | 0 |
Vanguard International High Dividend ETF | INTL HIGH ETF | 921946794 | 2,527 | 40,797 | SH | | SOLE | 0 | 40,797 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 949 | 8,685 | SH | | SOLE | 0 | 8,685 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 3,978 | 98,467 | SH | | SOLE | 0 | 98,467 | 0 | 0 |
Vanguard Energy ETF | ENERGY ETF | 92204A306 | 232 | 2,031 | SH | | SOLE | 0 | 2,031 | 0 | 0 |
Vanguard Short-Term Treasury Index | SHORT TERM TREAS | 92206C102 | 24,270 | 414,589 | SH | | SOLE | 0 | 414,589 | 0 | 0 |
Vanguard Short-Term Corp Bond ETF | SHRT-TERM CORP | 92206C409 | 2,791 | 36,615 | SH | | SOLE | 0 | 36,615 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 956 | 15,206 | SH | | SOLE | 0 | 15,206 | 0 | 0 |
Vanguard Intermediate-Term Treasury Index | INTER TERM TREAS | 92206C706 | 27,096 | 451,907 | SH | | SOLE | 0 | 451,907 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 12,271 | 65,856 | SH | | SOLE | 0 | 65,856 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 103,575 | 275,415 | SH | | SOLE | 0 | 275,415 | 0 | 0 |
Vanguard Real Estate Index | REIT ETF | 922908553 | 1,125 | 13,549 | SH | | SOLE | 0 | 13,549 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,231 | 5,687 | SH | | SOLE | 0 | 5,687 | 0 | 0 |
Vanguard Large Cap Value ETF | VALUE ETF | 922908744 | 4,839 | 35,036 | SH | | SOLE | 0 | 35,036 | 0 | 0 |
Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 | 316 | 1,549 | SH | | SOLE | 0 | 1,549 | 0 | 0 |
Walgreens Boots Alliance Inc. | COM | 931427108 | 263 | 7,601 | SH | | SOLE | 0 | 7,601 | 0 | 0 |
Williams Companies | COM | 969457100 | 213 | 7,133 | SH | | SOLE | 0 | 7,133 | 0 | 0 |
Wisconsin Energy | COM | 976657106 | 261 | 2,754 | SH | | SOLE | 0 | 2,754 | 0 | 0 |
Wisdomtree Small Cap Dividend | SMALLCAP DIVID | 97717W604 | 901 | 31,533 | SH | | SOLE | 0 | 31,533 | 0 | 0 |
iShares Short-Term National Muni Bond ETF | SHRT NAT MUN ETF | 464288158 | 6,549 | 62,561 | SH | | SOLE | 0 | 62,561 | 0 | 0 |
iShares National AMT-Free Muni Bond | NATIONAL MUN ETF | 464288414 | 10,420 | 96,710 | SH | | SOLE | 0 | 96,710 | 0 | 0 |