COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Abbvie Inc | COM | 00287Y109 | 839 | 4,248 | SH | | SOLE | 0 | 4,248 | 0 | 0 |
Advanced Micro Devic | COM | 007903107 | 260 | 1,582 | SH | | SOLE | 0 | 1,582 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 338 | 1,136 | SH | | SOLE | 0 | 1,136 | 0 | 0 |
Alpha Architect 1-3 Month Box ETF | ALPHA ARCH 1-3 | 02072L565 | 11,324 | 103,953 | SH | | SOLE | 0 | 103,953 | 0 | 0 |
Amazon.com | COM | 023135106 | 260 | 1,396 | SH | | SOLE | 0 | 1,396 | 0 | 0 |
Avantis US Large Cap Value ETF | US LARGE CAP VLU | 025072349 | 32,796 | 498,186 | SH | | SOLE | 0 | 498,186 | 0 | 0 |
Avantis Emerging Markets Equity ETF | AVANTIS EMGMKT | 025072604 | 12,013 | 185,958 | SH | | SOLE | 0 | 185,958 | 0 | 0 |
Avantis International Small Cap Value ETF | INTL SMCP VLU | 025072802 | 24,285 | 343,634 | SH | | SOLE | 0 | 343,634 | 0 | 0 |
Avantis U.S. Small Cap Value ETF | US SML CP VALU | 025072877 | 14,329 | 149,333 | SH | | SOLE | 0 | 149,333 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 186 | 32,700 | SH | | SOLE | 0 | 32,700 | 0 | 0 |
Apple Inc | COM | 037833100 | 3,897 | 16,723 | SH | | SOLE | 0 | 16,723 | 0 | 0 |
Applied Visual Scien | COM | 038287108 | 0 | 2,000,000 | SH | | SOLE | 0 | 2,000,000 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 542 | 1,957 | SH | | SOLE | 0 | 1,957 | 0 | 0 |
Berkshire Hath. Cl B | COM | 084670207 | 808 | 1,755 | SH | | SOLE | 0 | 1,755 | 0 | 0 |
Broadcom Ltd | COM | 11135F101 | 1,261 | 7,311 | SH | | SOLE | 0 | 7,311 | 0 | 0 |
CME Group Inc | COM | 12572Q105 | 210 | 953 | SH | | SOLE | 0 | 953 | 0 | 0 |
Cambria Shareholder Yield ETF | SHSHLD YIELD ETF | 132061201 | 15,968 | 220,637 | SH | | SOLE | 0 | 220,637 | 0 | 0 |
Cambria Foreign Shareholder Yield ETF | CAMBRIA FGN SHR | 132061300 | 8,044 | 288,850 | SH | | SOLE | 0 | 288,850 | 0 | 0 |
Cambria Emerging Shareholder Yield ETF | EMRG SHAREHLDR | 132061706 | 5,131 | 148,306 | SH | | SOLE | 0 | 148,306 | 0 | 0 |
Charming Shoppes Inc | COM | 161133103 | 14 | 13,000 | SH | | SOLE | 0 | 13,000 | 0 | 0 |
Chevron Corp | COM | 166764100 | 622 | 4,221 | SH | | SOLE | 0 | 4,221 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 543 | 3,990 | SH | | SOLE | 0 | 3,990 | 0 | 0 |
Compass Diversified | COM | 20451Q104 | 974 | 44,000 | SH | | SOLE | 0 | 44,000 | 0 | 0 |
Corning Inc | COM | 219350105 | 262 | 5,792 | SH | | SOLE | 0 | 5,792 | 0 | 0 |
Costco Wholesale Corp | COM | 22160K105 | 211 | 238 | SH | | SOLE | 0 | 238 | 0 | 0 |
Dell Computers | COM | 247025109 | 245 | 2,069 | SH | | SOLE | 0 | 2,069 | 0 | 0 |
Dimensional US High Profitability ETF | US HIGH PROFITAB | 25434V831 | 17,764 | 521,404 | SH | | SOLE | 0 | 521,404 | 0 | 0 |
Dimensional Core Fixed | CORE FIXED INCOM | 25434V872 | 27,286 | 631,771 | SH | | SOLE | 0 | 631,771 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 456 | 3,953 | SH | | SOLE | 0 | 3,953 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 491 | 1,482 | SH | | SOLE | 0 | 1,482 | 0 | 0 |
Energy Transfer LP | COM | 29273V100 | 295 | 18,399 | SH | | SOLE | 0 | 18,399 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 940 | 8,022 | SH | | SOLE | 0 | 8,022 | 0 | 0 |
Meta Platforms Inc | COM | 30303M102 | 1,212 | 2,117 | SH | | SOLE | 0 | 2,117 | 0 | 0 |
Federal Home Loan Mortgage Corporation | COM | 313400301 | 23 | 20,000 | SH | | SOLE | 0 | 20,000 | 0 | 0 |
Metaverse Capital Corp | COM | 37958T100 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Home Depot | COM | 437076102 | 848 | 2,094 | SH | | SOLE | 0 | 2,094 | 0 | 0 |
Hubbell Inc Class B | COM | 443510201 | 390 | 910 | SH | | SOLE | 0 | 910 | 0 | 0 |
Illinois Tool Works | COM | 452308109 | 252 | 961 | SH | | SOLE | 0 | 961 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 410 | 840 | SH | | SOLE | 0 | 840 | 0 | 0 |
Invesco S&P 500 Top 50 | S&P 500 TOP 50 | 46137V233 | 691 | 14,540 | SH | | SOLE | 0 | 14,540 | 0 | 0 |
Invesco High Yield Equity Dividend Achievers ETF | HIG YLD EQ DIV | 46137V563 | 218 | 9,920 | SH | | SOLE | 0 | 9,920 | 0 | 0 |
iShares Mstar Large Core | LRGE CORE INDX | 464287127 | 258 | 3,252 | SH | | SOLE | 0 | 3,252 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 2,369 | 4,108 | SH | | SOLE | 0 | 4,108 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 667 | 10,706 | SH | | SOLE | 0 | 10,706 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 1,370 | 7,217 | SH | | SOLE | 0 | 7,217 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 1,119 | 2,980 | SH | | SOLE | 0 | 2,980 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 25,818 | 82,122 | SH | | SOLE | 0 | 82,122 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 747 | 4,478 | SH | | SOLE | 0 | 4,478 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 2,073 | 9,383 | SH | | SOLE | 0 | 9,383 | 0 | 0 |
iShares Core S&P Small-Cap ETF | CORE S&P SCP ETF | 464287804 | 42,140 | 360,294 | SH | | SOLE | 0 | 360,294 | 0 | 0 |
iShares 3-7 Year Treasury Bond | 3-7 YR TR BD ETF | 464288661 | 5,358 | 44,795 | SH | | SOLE | 0 | 44,795 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 28,125 | 360,342 | SH | | SOLE | 0 | 360,342 | 0 | 0 |
iShares Core 1-5 Year USD Bond ETF | CORE 1 5 YR USD | 46432F859 | 498 | 10,220 | SH | | SOLE | 0 | 10,220 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 12,554 | 218,674 | SH | | SOLE | 0 | 218,674 | 0 | 0 |
iShares High Yield Systematic Bond ETF | HIGH YLD SYSTM B | 46435G250 | 238 | 4,946 | SH | | SOLE | 0 | 4,946 | 0 | 0 |
iShares 0-3 Month Treasury Bond ETF | 0-3 MNTH TREASRY | 46436E718 | 28,705 | 284,999 | SH | | SOLE | 0 | 284,999 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 717 | 3,402 | SH | | SOLE | 0 | 3,402 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 356 | 2,198 | SH | | SOLE | 0 | 2,198 | 0 | 0 |
Keurig Dr Pepper Inc. | COM | 49271V100 | 278 | 7,417 | SH | | SOLE | 0 | 7,417 | 0 | 0 |
Kroger Corp | COM | 501044101 | 281 | 4,907 | SH | | SOLE | 0 | 4,907 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 8,070 | 9,109 | SH | | SOLE | 0 | 9,109 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 392 | 670 | SH | | SOLE | 0 | 670 | 0 | 0 |
Marathon Group Corp | COM | 565807401 | 0 | 300,000 | SH | | SOLE | 0 | 300,000 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 511 | 2,291 | SH | | SOLE | 0 | 2,291 | 0 | 0 |
Mastercard Inc | COM | 57636Q104 | 217 | 440 | SH | | SOLE | 0 | 440 | 0 | 0 |
Matador Resources Co | COM | 576485205 | 279 | 5,639 | SH | | SOLE | 0 | 5,639 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 662 | 2,173 | SH | | SOLE | 0 | 2,173 | 0 | 0 |
Medical Svcs Intl Cl A | COM | 58463C101 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Merck & Co | COM | 589331107 | 796 | 7,014 | SH | | SOLE | 0 | 7,014 | 0 | 0 |
Microsoft | COM | 594918104 | 1,227 | 2,852 | SH | | SOLE | 0 | 2,852 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 710 | 9,633 | SH | | SOLE | 0 | 9,633 | 0 | 0 |
Netlist, Inc. | COM | 64118P109 | 22 | 19,500 | SH | | SOLE | 0 | 19,500 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 705 | 8,339 | SH | | SOLE | 0 | 8,339 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 19 | 60,150 | SH | | SOLE | 0 | 60,150 | 0 | 0 |
Nvidia Corp | COM | 67066G104 | 1,000 | 8,236 | SH | | SOLE | 0 | 8,236 | 0 | 0 |
Otter Tail Corp | COM | 689648103 | 412 | 5,266 | SH | | SOLE | 0 | 5,266 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 516 | 2,789 | SH | | SOLE | 0 | 2,789 | 0 | 0 |
PPL Corporation | COM | 69351T106 | 248 | 7,506 | SH | | SOLE | 0 | 7,506 | 0 | 0 |
Paychex Inc | COM | 704326107 | 279 | 2,076 | SH | | SOLE | 0 | 2,076 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 769 | 4,522 | SH | | SOLE | 0 | 4,522 | 0 | 0 |
Phillips 66 | COM | 718546104 | 328 | 2,495 | SH | | SOLE | 0 | 2,495 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 20,108 | 116,097 | SH | | SOLE | 0 | 116,097 | 0 | 0 |
Qualcomm Inc | COM | 747525103 | 235 | 1,381 | SH | | SOLE | 0 | 1,381 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 384 | 6,061 | SH | | SOLE | 0 | 6,061 | 0 | 0 |
SPDR S&P 500 ETF | TR UNIT | 78462F103 | 533 | 929 | SH | | SOLE | 0 | 929 | 0 | 0 |
SPDR Gold Trust | GOLD SHS | 78463V107 | 315 | 1,298 | SH | | SOLE | 0 | 1,298 | 0 | 0 |
SPDR Developed World ex-US ETF | PORTFOLIO DEVLPD | 78463X889 | 2,503 | 66,647 | SH | | SOLE | 0 | 66,647 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 1,719 | 19,800 | SH | | SOLE | 0 | 19,800 | 0 | 0 |
Charles Schwab Corp | COM | 808513105 | 252 | 3,891 | SH | | SOLE | 0 | 3,891 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 4,376 | 65,781 | SH | | SOLE | 0 | 65,781 | 0 | 0 |
Schwab US Large Cap ETF | US LRG CAP ETF | 808524201 | 291 | 4,288 | SH | | SOLE | 0 | 4,288 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 1,355 | 26,313 | SH | | SOLE | 0 | 26,313 | 0 | 0 |
Schwab Emerging Market ETF | EMRG MKTEQ ETF | 808524706 | 1,799 | 61,656 | SH | | SOLE | 0 | 61,656 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 20,672 | 553,168 | SH | | SOLE | 0 | 553,168 | 0 | 0 |
Schwab Fundamental US Small Cap ETF | SCHWAB FDT US SC | 808524763 | 517 | 8,681 | SH | | SOLE | 0 | 8,681 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 50,318 | 1,223,688 | SH | | SOLE | 0 | 1,223,688 | 0 | 0 |
Sellas Life Sciences Gro | COM | 81642T209 | 283 | 226,100 | SH | | SOLE | 0 | 226,100 | 0 | 0 |
Sempra Energy | COM | 816851109 | 460 | 5,495 | SH | | SOLE | 0 | 5,495 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 5,670 | 71,840 | SH | | SOLE | 0 | 71,840 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 576 | 5,908 | SH | | SOLE | 0 | 5,908 | 0 | 0 |
Texas Instruments | COM | 882508104 | 460 | 2,225 | SH | | SOLE | 0 | 2,225 | 0 | 0 |
Travelers Co | COM | 89417E109 | 594 | 2,537 | SH | | SOLE | 0 | 2,537 | 0 | 0 |
Vanguard Dividend Appreciation | DIV APP ETF | 921908844 | 2,798 | 14,126 | SH | | SOLE | 0 | 14,126 | 0 | 0 |
Vanguard US Multifactor | US MULTIFACTOR | 921935607 | 13,904 | 106,630 | SH | | SOLE | 0 | 106,630 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 873 | 11,095 | SH | | SOLE | 0 | 11,095 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 309 | 4,113 | SH | | SOLE | 0 | 4,113 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 9,760 | 184,814 | SH | | SOLE | 0 | 184,814 | 0 | 0 |
Vanguard High Dividend Yield Index Fund | HIGH DIV YLD | 921946406 | 31,318 | 244,291 | SH | | SOLE | 0 | 244,291 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 1,218 | 9,667 | SH | | SOLE | 0 | 9,667 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 4,196 | 87,699 | SH | | SOLE | 0 | 87,699 | 0 | 0 |
Vanguard Energy ETF | ENERGY ETF | 92204A306 | 251 | 2,052 | SH | | SOLE | 0 | 2,052 | 0 | 0 |
Vanguard Short-Term Treasury Index | SHORT TERM TREAS | 92206C102 | 33,474 | 567,159 | SH | | SOLE | 0 | 567,159 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 1,421 | 14,726 | SH | | SOLE | 0 | 14,726 | 0 | 0 |
Vanguard Intermediate-Term Treasury Index | INTER TERM TREAS | 92206C706 | 42,763 | 707,766 | SH | | SOLE | 0 | 707,766 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 15,036 | 57,817 | SH | | SOLE | 0 | 57,817 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 146,520 | 277,673 | SH | | SOLE | 0 | 277,673 | 0 | 0 |
Vanguard Real Estate Index | REIT ETF | 922908553 | 600 | 6,157 | SH | | SOLE | 0 | 6,157 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,395 | 5,217 | SH | | SOLE | 0 | 5,217 | 0 | 0 |
Vanguard Large Cap Value ETF | VALUE ETF | 922908744 | 5,120 | 29,328 | SH | | SOLE | 0 | 29,328 | 0 | 0 |
Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 | 409 | 1,443 | SH | | SOLE | 0 | 1,443 | 0 | 0 |
Wal Mart Stores Inc | COM | 931142103 | 208 | 2,582 | SH | | SOLE | 0 | 2,582 | 0 | 0 |
Weight Watchers Intl | COM | 948626106 | 19 | 21,100 | SH | | SOLE | 0 | 21,100 | 0 | 0 |
Williams Companies | COM | 969457100 | 537 | 11,770 | SH | | SOLE | 0 | 11,770 | 0 | 0 |
iShares Short-Term National Muni Bond ETF | SHRT NAT MUN ETF | 464288158 | 7,670 | 72,229 | SH | | SOLE | 0 | 72,229 | 0 | 0 |
iShares National AMT-Free Muni Bond | NATIONAL MUN ETF | 464288414 | 9,448 | 86,977 | SH | | SOLE | 0 | 86,977 | 0 | 0 |