COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Abbvie Inc | COM | 00287Y109 | 618 | 3,479 | SH | | SOLE | 0 | 3,479 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 268 | 925 | SH | | SOLE | 0 | 925 | 0 | 0 |
Alpha Architect 1-3 Month Box ETF | ALPHA ARCH 1-3 | 02072L565 | 16,033 | 145,381 | SH | | SOLE | 0 | 145,381 | 0 | 0 |
Amazon.com | COM | 023135106 | 295 | 1,346 | SH | | SOLE | 0 | 1,346 | 0 | 0 |
Avantis US Large Cap Value ETF | US LARGE CAP VLU | 025072349 | 33,013 | 494,434 | SH | | SOLE | 0 | 494,434 | 0 | 0 |
Avantis Emerging Markets Equity ETF | AVANTIS EMGMKT | 025072604 | 11,272 | 191,738 | SH | | SOLE | 0 | 191,738 | 0 | 0 |
Avantis International Small Cap Value ETF | INTL SMCP VLU | 025072802 | 22,975 | 353,030 | SH | | SOLE | 0 | 353,030 | 0 | 0 |
Avantis U.S. Small Cap Value ETF | US SML CP VALU | 025072877 | 14,307 | 148,212 | SH | | SOLE | 0 | 148,212 | 0 | 0 |
Anavex Life Sciences | COM | 032797300 | 373 | 34,700 | SH | | SOLE | 0 | 34,700 | 0 | 0 |
Apple Inc | COM | 037833100 | 4,151 | 16,577 | SH | | SOLE | 0 | 16,577 | 0 | 0 |
Applied Visual Scien | COM | 038287108 | 0 | 2,000,000 | SH | | SOLE | 0 | 2,000,000 | 0 | 0 |
Automatic Data Processing | COM | 053015103 | 493 | 1,685 | SH | | SOLE | 0 | 1,685 | 0 | 0 |
Berkshire Hath. Cl B | COM | 084670207 | 796 | 1,755 | SH | | SOLE | 0 | 1,755 | 0 | 0 |
Broadcom Ltd | COM | 11135F101 | 1,219 | 5,258 | SH | | SOLE | 0 | 5,258 | 0 | 0 |
CME Group Inc | COM | 12572Q105 | 212 | 915 | SH | | SOLE | 0 | 915 | 0 | 0 |
Cambria Shareholder Yield ETF | SHSHLD YIELD ETF | 132061201 | 15,142 | 221,150 | SH | | SOLE | 0 | 221,150 | 0 | 0 |
Cambria Foreign Shareholder Yield ETF | CAMBRIA FGN SHR | 132061300 | 7,886 | 312,818 | SH | | SOLE | 0 | 312,818 | 0 | 0 |
Cambria Emerging Shareholder Yield ETF | EMRG SHAREHLDR | 132061706 | 4,712 | 150,502 | SH | | SOLE | 0 | 150,502 | 0 | 0 |
Charming Shoppes Inc | COM | 161133103 | 18 | 13,000 | SH | | SOLE | 0 | 13,000 | 0 | 0 |
Chevron Corp | COM | 166764100 | 535 | 3,693 | SH | | SOLE | 0 | 3,693 | 0 | 0 |
Cincinnati Financial | COM | 172062101 | 573 | 3,990 | SH | | SOLE | 0 | 3,990 | 0 | 0 |
Compass Diversified | COM | 20451Q104 | 1,016 | 44,000 | SH | | SOLE | 0 | 44,000 | 0 | 0 |
Corning Inc | COM | 219350105 | 224 | 4,712 | SH | | SOLE | 0 | 4,712 | 0 | 0 |
Costco Wholesale Corp | COM | 22160K105 | 218 | 238 | SH | | SOLE | 0 | 238 | 0 | 0 |
Dell Computers | COM | 247025109 | 226 | 1,964 | SH | | SOLE | 0 | 1,964 | 0 | 0 |
Dimensional US High Profitability ETF | US HIGH PROFITAB | 25434V831 | 17,982 | 532,172 | SH | | SOLE | 0 | 532,172 | 0 | 0 |
Dimensional Core Fixed | CORE FIXED INCOM | 25434V872 | 28,123 | 681,444 | SH | | SOLE | 0 | 681,444 | 0 | 0 |
Duke Energy Corporation | COM | 26441C105 | 423 | 3,924 | SH | | SOLE | 0 | 3,924 | 0 | 0 |
Eaton Corporation | COM | 278058102 | 406 | 1,223 | SH | | SOLE | 0 | 1,223 | 0 | 0 |
Energy Transfer LP | COM | 29273V100 | 360 | 18,399 | SH | | SOLE | 0 | 18,399 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 788 | 7,326 | SH | | SOLE | 0 | 7,326 | 0 | 0 |
Meta Platforms Inc | COM | 30303M102 | 1,174 | 2,005 | SH | | SOLE | 0 | 2,005 | 0 | 0 |
Federal Home Loan Mortgage Corporation | COM | 313400301 | 65 | 20,000 | SH | | SOLE | 0 | 20,000 | 0 | 0 |
Metaverse Capital Corp | COM | 37958T100 | 0 | 50,000 | SH | | SOLE | 0 | 50,000 | 0 | 0 |
Home Depot | COM | 437076102 | 708 | 1,821 | SH | | SOLE | 0 | 1,821 | 0 | 0 |
Hubbell Inc Class B | COM | 443510201 | 381 | 910 | SH | | SOLE | 0 | 910 | 0 | 0 |
Nasdaq 100 Shares | UNIT SER 1 | 46090E103 | 429 | 840 | SH | | SOLE | 0 | 840 | 0 | 0 |
Invesco S&P 500 Top 50 | S&P 500 TOP 50 | 46137V233 | 726 | 14,540 | SH | | SOLE | 0 | 14,540 | 0 | 0 |
Invesco High Yield Equity Dividend Achievers ETF | HIG YLD EQ DIV | 46137V563 | 211 | 9,920 | SH | | SOLE | 0 | 9,920 | 0 | 0 |
iShares Mstar Large Core | LRGE CORE INDX | 464287127 | 264 | 3,252 | SH | | SOLE | 0 | 3,252 | 0 | 0 |
iShares S&P 500 Index | S&P 500 INDEX | 464287200 | 2,408 | 4,090 | SH | | SOLE | 0 | 4,090 | 0 | 0 |
iShares S&P Midcap 400 | CORE S&P MCP ETF | 464287507 | 661 | 10,603 | SH | | SOLE | 0 | 10,603 | 0 | 0 |
iShares Russell 1000 Value | RUSSELL1000VAL | 464287598 | 1,331 | 7,192 | SH | | SOLE | 0 | 7,192 | 0 | 0 |
iShares Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 1,197 | 2,980 | SH | | SOLE | 0 | 2,980 | 0 | 0 |
iShares Russell 1000 Index | RUSSELL 1000 | 464287622 | 26,346 | 81,780 | SH | | SOLE | 0 | 81,780 | 0 | 0 |
iShares Russell 2000 Value Idx | RUSL 2000 VALU | 464287630 | 774 | 4,717 | SH | | SOLE | 0 | 4,717 | 0 | 0 |
iShares Russell 2000 Idx | RUSSELL 2000 ETF | 464287655 | 2,073 | 9,383 | SH | | SOLE | 0 | 9,383 | 0 | 0 |
iShares Core S&P Small-Cap ETF | CORE S&P SCP ETF | 464287804 | 41,796 | 362,751 | SH | | SOLE | 0 | 362,751 | 0 | 0 |
iShares 3-7 Year Treasury Bond | 3-7 YR TR BD ETF | 464288661 | 5,464 | 47,291 | SH | | SOLE | 0 | 47,291 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 26,072 | 370,973 | SH | | SOLE | 0 | 370,973 | 0 | 0 |
iShares Core 1-5 Year USD Bond ETF | CORE 1 5 YR USD | 46432F859 | 542 | 11,341 | SH | | SOLE | 0 | 11,341 | 0 | 0 |
iShares Core MSCI Emerging Markets | CORE MSCI EMKT | 46434G103 | 11,896 | 227,800 | SH | | SOLE | 0 | 227,800 | 0 | 0 |
iShares High Yield Systematic Bond ETF | HIGH YLD SYSTM B | 46435G250 | 242 | 5,157 | SH | | SOLE | 0 | 5,157 | 0 | 0 |
iShares 0-3 Month Treasury Bond ETF | 0-3 MNTH TREASRY | 46436E718 | 31,847 | 317,452 | SH | | SOLE | 0 | 317,452 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 685 | 2,858 | SH | | SOLE | 0 | 2,858 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 570 | 3,939 | SH | | SOLE | 0 | 3,939 | 0 | 0 |
Kroger Corp | COM | 501044101 | 300 | 4,907 | SH | | SOLE | 0 | 4,907 | 0 | 0 |
Lilly Eli & Co | COM | 532457108 | 2,250 | 2,914 | SH | | SOLE | 0 | 2,914 | 0 | 0 |
Lockheed Martin Corp | COM | 539830109 | 265 | 546 | SH | | SOLE | 0 | 546 | 0 | 0 |
Marathon Group Corp | COM | 565807401 | 0 | 300,000 | SH | | SOLE | 0 | 300,000 | 0 | 0 |
Marsh & McLennan | COM | 571748102 | 399 | 1,878 | SH | | SOLE | 0 | 1,878 | 0 | 0 |
Mastercard Inc | COM | 57636Q104 | 232 | 440 | SH | | SOLE | 0 | 440 | 0 | 0 |
Matador Resources Co | COM | 576485205 | 318 | 5,653 | SH | | SOLE | 0 | 5,653 | 0 | 0 |
McDonalds Corp | COM | 580135101 | 531 | 1,833 | SH | | SOLE | 0 | 1,833 | 0 | 0 |
Merck & Co | COM | 589331107 | 571 | 5,738 | SH | | SOLE | 0 | 5,738 | 0 | 0 |
Microsoft | COM | 594918104 | 1,246 | 2,956 | SH | | SOLE | 0 | 2,956 | 0 | 0 |
Mondelez Intl Inc Cl A | COM | 609207105 | 474 | 7,932 | SH | | SOLE | 0 | 7,932 | 0 | 0 |
Netlist, Inc. | COM | 64118P109 | 16 | 19,500 | SH | | SOLE | 0 | 19,500 | 0 | 0 |
Nextera Energy Inc | COM | 65339F101 | 507 | 7,074 | SH | | SOLE | 0 | 7,074 | 0 | 0 |
NW Biotherapeutics | COM | 66737P600 | 17 | 60,150 | SH | | SOLE | 0 | 60,150 | 0 | 0 |
Nvidia Corp | COM | 67066G104 | 1,107 | 8,246 | SH | | SOLE | 0 | 8,246 | 0 | 0 |
Otter Tail Corp | COM | 689648103 | 389 | 5,266 | SH | | SOLE | 0 | 5,266 | 0 | 0 |
PNC Financial Services | COM | 693475105 | 437 | 2,266 | SH | | SOLE | 0 | 2,266 | 0 | 0 |
PPL Corporation | COM | 69351T106 | 228 | 7,027 | SH | | SOLE | 0 | 7,027 | 0 | 0 |
Paychex Inc | COM | 704326107 | 237 | 1,692 | SH | | SOLE | 0 | 1,692 | 0 | 0 |
Pepsico Inc | COM | 713448108 | 584 | 3,840 | SH | | SOLE | 0 | 3,840 | 0 | 0 |
Phillips 66 | COM | 718546104 | 231 | 2,028 | SH | | SOLE | 0 | 2,028 | 0 | 0 |
Procter & Gamble | COM | 742718109 | 19,948 | 118,984 | SH | | SOLE | 0 | 118,984 | 0 | 0 |
Realty Income Corp. | COM | 756109104 | 264 | 4,946 | SH | | SOLE | 0 | 4,946 | 0 | 0 |
SPDR S&P 500 ETF | TR UNIT | 78462F103 | 602 | 1,028 | SH | | SOLE | 0 | 1,028 | 0 | 0 |
SPDR Gold Trust | GOLD SHS | 78463V107 | 314 | 1,298 | SH | | SOLE | 0 | 1,298 | 0 | 0 |
SPDR S&P 600 Small Cap Value | S&P 600 SMCP VAL | 78464A300 | 1,729 | 19,817 | SH | | SOLE | 0 | 19,817 | 0 | 0 |
Charles Schwab Corp | COM | 808513105 | 285 | 3,852 | SH | | SOLE | 0 | 3,852 | 0 | 0 |
Schwab U.S. Broad Market ETF | US BRD MKT ETF | 808524102 | 4,453 | 196,170 | SH | | SOLE | 0 | 196,170 | 0 | 0 |
Schwab US Large Cap ETF | US LRG CAP ETF | 808524201 | 298 | 12,864 | SH | | SOLE | 0 | 12,864 | 0 | 0 |
Schwab U.S. Small Cap ETF | US SML CAP ETF | 808524607 | 1,353 | 52,322 | SH | | SOLE | 0 | 52,322 | 0 | 0 |
Schwab Emerging Market ETF | EMRG MKTEQ ETF | 808524706 | 1,645 | 61,757 | SH | | SOLE | 0 | 61,757 | 0 | 0 |
Schwab Fundamental International Large Cap | SCHWB FDT INT LG | 808524755 | 18,929 | 569,979 | SH | | SOLE | 0 | 569,979 | 0 | 0 |
Schwab Fundamental US Small Cap ETF | SCHWAB FDT US SC | 808524763 | 510 | 17,168 | SH | | SOLE | 0 | 17,168 | 0 | 0 |
Schwab International Equity ETF | INTL EQTY ETF | 808524805 | 47,468 | 2,565,851 | SH | | SOLE | 0 | 2,565,851 | 0 | 0 |
Schwab Intermediate-Term U.S. Treasury ETF | INTRM TRM TRES | 808524854 | 2,267 | 93,326 | SH | | SOLE | 0 | 93,326 | 0 | 0 |
Sellas Life Sciences Gro | COM | 81642T209 | 248 | 238,500 | SH | | SOLE | 0 | 238,500 | 0 | 0 |
Sempra Energy | COM | 816851109 | 371 | 4,228 | SH | | SOLE | 0 | 4,228 | 0 | 0 |
Service Corp Int'l, Inc. | COM | 817565104 | 5,097 | 63,860 | SH | | SOLE | 0 | 63,860 | 0 | 0 |
Starbucks Corp | COM | 855244109 | 295 | 3,232 | SH | | SOLE | 0 | 3,232 | 0 | 0 |
Texas Instruments | COM | 882508104 | 340 | 1,811 | SH | | SOLE | 0 | 1,811 | 0 | 0 |
Travelers Co | COM | 89417E109 | 554 | 2,299 | SH | | SOLE | 0 | 2,299 | 0 | 0 |
Vanguard Dividend Appreciation | DIV APP ETF | 921908844 | 2,733 | 13,954 | SH | | SOLE | 0 | 13,954 | 0 | 0 |
Vanguard US Multifactor | US MULTIFACTOR | 921935607 | 13,826 | 105,878 | SH | | SOLE | 0 | 105,878 | 0 | 0 |
Vanguard Short Term Bond Index | SHORT TRM BOND | 921937827 | 857 | 11,095 | SH | | SOLE | 0 | 11,095 | 0 | 0 |
Vanguard Total Bond Market | TOTAL BND MRKT | 921937835 | 278 | 3,860 | SH | | SOLE | 0 | 3,860 | 0 | 0 |
Vanguard FTSE Developed Markets ETF | FTSE DEV MKT ETF | 921943858 | 9,345 | 195,421 | SH | | SOLE | 0 | 195,421 | 0 | 0 |
Vanguard High Dividend Yield Index Fund | HIGH DIV YLD | 921946406 | 30,709 | 240,686 | SH | | SOLE | 0 | 240,686 | 0 | 0 |
Vanguard FTSE All-World ex-US Sm-Cp ETF | FTSE SMCAP ETF | 922042718 | 1,098 | 9,591 | SH | | SOLE | 0 | 9,591 | 0 | 0 |
Vanguard Emerging Market | FTSE EMR MKT ETF | 922042858 | 4,111 | 93,354 | SH | | SOLE | 0 | 93,354 | 0 | 0 |
Vanguard Energy ETF | ENERGY ETF | 92204A306 | 250 | 2,062 | SH | | SOLE | 0 | 2,062 | 0 | 0 |
Vanguard Short-Term Treasury Index | SHORT TERM TREAS | 92206C102 | 33,877 | 582,280 | SH | | SOLE | 0 | 582,280 | 0 | 0 |
Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 1,519 | 14,706 | SH | | SOLE | 0 | 14,706 | 0 | 0 |
Vanguard Intermediate-Term Treasury Index | INTER TERM TREAS | 92206C706 | 43,805 | 755,258 | SH | | SOLE | 0 | 755,258 | 0 | 0 |
Vanguard Russell 1000 ETF | VNG RUS1000IDX | 92206C730 | 15,269 | 57,247 | SH | | SOLE | 0 | 57,247 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 145,412 | 269,877 | SH | | SOLE | 0 | 269,877 | 0 | 0 |
Vanguard Real Estate Index | REIT ETF | 922908553 | 545 | 6,113 | SH | | SOLE | 0 | 6,113 | 0 | 0 |
Vanguard Small-Cap Growth ETF | SML CP GRW ETF | 922908595 | 1,414 | 5,047 | SH | | SOLE | 0 | 5,047 | 0 | 0 |
Vanguard Large Cap Value ETF | VALUE ETF | 922908744 | 4,901 | 28,947 | SH | | SOLE | 0 | 28,947 | 0 | 0 |
Vanguard Total Stock Market ETF | TOTAL STK MKT | 922908769 | 404 | 1,395 | SH | | SOLE | 0 | 1,395 | 0 | 0 |
Wal Mart Stores Inc | COM | 931142103 | 233 | 2,582 | SH | | SOLE | 0 | 2,582 | 0 | 0 |
Weight Watchers Intl | COM | 948626106 | 27 | 21,600 | SH | | SOLE | 0 | 21,600 | 0 | 0 |
Williams Companies | COM | 969457100 | 554 | 10,234 | SH | | SOLE | 0 | 10,234 | 0 | 0 |
iShares Short-Term National Muni Bond ETF | SHRT NAT MUN ETF | 464288158 | 7,610 | 72,149 | SH | | SOLE | 0 | 72,149 | 0 | 0 |
iShares National AMT-Free Muni Bond | NATIONAL MUN ETF | 464288414 | 8,760 | 82,213 | SH | | SOLE | 0 | 82,213 | 0 | 0 |