![]() Exhibit 99.2 |
![]() 2 This presentation contains forward-looking statements which include, but are not limited to, statements about the benefits of the business combination transaction involving Home and Broward, including future financial and operating results, the combined company’s plans, objectives, expectations, goals and outlook for the future. Statements in this presentation that are not historical facts should be considered forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements of this type speak only as of the date of this news release. By nature, forward-looking statements involve inherent risk and uncertainties. Various factors could cause actual results to differ materially from those contemplated by the forward- looking statements, including, but not limited to, (i) the possibility that the acquisition does not close when expected or at all because required regulatory, shareholder or other approvals and other conditions to closing are not received or satisfied on a timely basis or at all; (ii) changes in Home’s stock price before closing, (iii) the risk that the benefits from the transaction may not be fully realized or may take longer to realize than expected, including as a result of changes in general economic and market conditions, interest and exchange rates, monetary policy, laws and regulations and their enforcement, and the degree of competition in the geographic and business areas in which Home and Broward operate; (iv) the ability to promptly and effectively integrate the businesses of Home and Broward; (v) the reaction to the transaction of the companies’ customers, employees and counterparties; and (vi) diversion of management time on acquisition-related issues. Additional information on factors that might affect Home BancShares, Inc.'s financial results is included in its Annual Report on Form 10-K for the year ended December 31, 2013, filed with the Securities and Exchange Commission. |
![]() • Purchase all of the issued and outstanding shares of common stock of Broward Financial Holdings, Inc., a Florida state-chartered holding company with $168.5 million in total assets • No additional capital required to complete the transaction • Acquired branches will operate as Centennial Bank, a wholly-owned subsidiary of Home BancShares, Inc. • Proceeds from transaction between $33.06 million and $33.96 million – 90% HOMB Common Stock – 10% Cash • Purchase price includes conversion of Broward stock warrants into $3.0 million of Broward common equity – Priced between 1.645 and 1.649 of pro forma tangible common equity as of June 30, 2014 3 |
![]() • Additive to current South Florida footprint – Expands into the southeast coast of Florida • Financially attractive transaction – immediately accretive to: – Net income – Earnings per share – Book value – Tangible book value • Addition of experienced Southeast Florida bankers to the Centennial Bank team 4 |
![]() • 2 full service locations in Fort Lauderdale, Florida • Broward Bank has recently been ranked 12 th in the “DepositAccounts.com Top 200 Healthiest Banks 2014”. Note: Core deposits defined as total deposits less time deposits greater than $100K; Shown as Broward Bank of Commerce. (’09YE-’14MRQ) 5 Core Deposits ($mm) $0 $20 $40 $60 $80 $100 '09YE '10YE '11YE '12YE '13YE '14MRQ $39 $68 $73 $95 $93 $100 |
![]() ![]() Rank Institution Branches Deposits ($mm) Dep/Branch ($mm) Market Share 1 BANK OF AMERICA CORPORATION 73 10,305,955 $ 141,177 $ 24.7% 2 WELLS FARGO & COMPANY 74 7,979,329 107,829 19.1% 3 JPMORGAN CHASE & CO. 49 2,877,219 58,719 6.9% 4 CITIGROUP INC. 15 2,837,281 189,152 6.8% 5 SUNTRUST BANKS, INC. 36 2,607,879 72,441 6.2% 6 BB&T CORPORATION 41 2,303,376 56,180 5.5% 7 BANKUNITED, INC. 22 1,645,838 74,811 3.9% 8 HSBC HOLDINGS PLC 4 1,176,432 294,108 2.8% 9 NEW YORK COMMUNITY BANCORP, INC. 8 1,155,598 144,450 2.8% 10 FIRST BANCORP 4 1,142,091 285,523 2.7% HOME BANCSHARES, INC. - PRO-FORMA 2 126,170 63,085 0.3% 30 BROWARD FINANCIAL HOLDINGS, INC. 2 126,170 63,085 0.3% • Broward is ranked 30 th with aggregate market share of 0.30% in Broward County (1) Deposit market share as of 6/30/13 6 Deposit Market Share of Top 10 Holding Companies in Broward County (1) |
![]() Note: Dollars in Millions 7 HOMB Florida Traditions HOMB – Pro-Forma Transaction Accounts Money Market & Savings Jumbo Time Deposits Retail Time Deposits 12% 13% 18% 57% 16% 37% 10% 37% 12% 13% 20% 55% 6% 23% 27% 44% Broward Bank HOMB 6/30/2014 Acquired FL Traditions Deposits 6/30/2014 Acquired Broward Deposits 6/30/2014 HOMB Pro-Forma Transaction Accounts $ 2,947 $ 102 $ $ 3,082 Money Market & Savings 932 101 64 1,097 Retail Time Deposits 616 27 39 682 Jumbo Time Deposits 697 43 8 748 $ 5,192 $ 273 $ $ 5,609 33 144 |
![]() Note: Dollars in Millions (1) Includes Agriculture (2) Before loan discounts 8 Loan Type HOMB (6/30/14) Acquired Traditions Loans (2) (6/30/14) Acquired Broward Loans (2) (6/30/14) HOMB Pro-forma Total % of Pro-forma Total Loans Commercial RE (Non-farm/non-residential & agriculture) $ 1,906 $ 149 $ 55 $ Construction/Land Development 648 25 10 683 14.4% Residential Real Estate 1,207 31 26 1,264 26.5% Commercial & Industrial (1) 512 49 19 580 12.2% Consumer 56 2 1 59 1.2% Other 67 - - 67 1.4% Total $ 4,396 $ 256 $ 111 4,763 $ 100.0% 44.3% 2,110 |
![]() 9 Note: Dollars in Millions Year Acquired Bank Acquisition Type Location Assets 2003 Community Bank Market Cabot, AR $326 2005 Twin City Bank Market North Little Rock, AR $633 2005 Marine Bank Market Marathon, FL $258 2005 Bank of Mountain View Market Mountain View, AR $203 2008 Centennial Bank Market Little Rock, AR $234 2010 Old Southern Bank FDIC-assisted Orlando, FL $335 2010 Key West Bank FDIC-assisted Key West, FL $97 2010 Coastal Community Bank FDIC-assisted Panama City, FL $362 2010 Bayside Savings Bank FDIC-assisted Port Saint Joe, FL $63 2010 Wakulla Bank FDIC-assisted Crawfordville, FL $353 2010 Gulf State Community Bank FDIC-assisted Carrabelle, FL $112 2012 Vision Bank Market Panama City, FL $530 2012 Heritage Bank of Florida FDIC-assisted Lutz, FL $225 2012 Premier Bank §363 Bankruptcy Tallahassee, FL $265 2013 Liberty Bancshares, Inc. Market Jonesboro, AR $2,853 2014 Florida Traditions Bank Market Dade City, FL $307 2014 Broward Financial Holdings, Inc. Market Ft. Lauderdale, FL $169 |
![]() 10 Note: Pro-forma map as of July 2014 ARKANSAS 83 Branches ALABAMA 7 Branches Panhandle 29 Branches FLORIDA 17 Branches FLORIDA 4 Branches FLORIDA 9 Branches South Central Southwest Keys FLORIDA Branch Locations (151) FLORIDA 2 Branches Southeast |
![]() Note: Map as of July 2014 11 Branch Locations Mountain View (2) Searcy (3) Beebe (2) Ward Cabot (5) Jacksonville (3) Sherwood Greenbrier Vilonia Conway (7) Mayflower Maumelle Little Rock (8) Bryant Quitman Fordyce North Little Rock (5) Morrilton Heber Springs ARKANSAS Jonesboro (7) Batesville (2) Highland Monette Mountain Home (2) Paragould (3) Rector Bentonville Fayetteville (2) Fort Smith (3) Rogers Siloam Springs (2) Springdale Tontitown Atkins Clarksville Dardanelle (2) Russellville (3) Pottsville Van Buren Branch Locations (83) |
![]() Note: Map as of July 2014 12 Eastpoint Apalachicola Carrabelle Port St. Joe Lynn Haven Panama City St. George Island Panama City Beach (2) Mexico Beach Southport Blountstown Bristol Tallahassee (6) Crawfordville Daphne Fairhope Point Clear Elberta Foley Orange Beach Gulf Shores Navarre Destin Wewahitchka ALABAMA FLORIDA Quincy St. Marks Pensacola (2) Santa Rosa Beach (2) Branch Locations (36) |
![]() Note: Map as of July 2014 13 Clermont Lake Mary Longwood Winder Park Orlando (2) Kissimmee St. Cloud Winter Haven Lakeland Zephyrhills Plant City Tampa Lutz Wesley Chapel Dade City Spring Hill Branch Locations (17) |
![]() Note: Pro-forma map as of July 2014 14 FLORIDA Port Charlotte Punta Gorda Marco Island Key Largo Islamorada Marathon (2) Big Pine Key West (3) Summerland Eastpoint Apalachicola Carrabelle Port St. Joe Lynn Haven Panama City St. George Island Panama City Beach (2) Mexico Beach Southport Blountstown Bristol Tallahassee (6) Navarre Wewahitchka Destin Quincy Crawfordville Existing Branch Locations (59) St. Marks Pensacola (2) Santa Rosa Beach (2) Orlando (2) Winter Park Clermont Lutz Wesley Chapel Tampa Lake Mary Longwood Kissimmee St. Cloud Zephyrhills Dade City Plant City Lakeland Winter Haven Spring Hill Ft. Lauderdale (2) Broward Branch Locations (2) Naples |
![]() 15 Corporate Headquarters Home BancShares, Inc. 719 Harkrider Street, Suite 100 P.O. Box 966 Conway, AR 72033 Financial Information Brian Davis Investor Relations Officer (501) 328-4770 Website www.homebancshares.com |
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