Sky Investment 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
APPLE INC.	COM	037833100	8,208,730	38,974	SH		SOLE	0	38,974	0	0
ABBVIE INC.	COM	00287Y109	6,686,496	38,984	SH		SOLE	0	38,984	0	0
ABBOTT LABORATORIES	COM	002824100	11,196,112	107,748	SH		SOLE	0	107,748	0	0
ADOBE SYSTEMS INC.	COM	00724F101	1,964,945	3,537	SH		SOLE	0	3,537	0	0
AUTOMATIC DATA PROCESSING, INC.	COM	053015103	5,631,413	23,593	SH		SOLE	0	23,593	0	0
AUTODESK INC	COM	052769106	2,090,458	8,448	SH		SOLE	0	8,448	0	0
AMERICAN ELECTRIC POWER	COM	025537101	392,198	4,470	SH		SOLE	0	4,470	0	0
AMGEN INC.	COM	031162100	707,074	2,263	SH		SOLE	0	2,263	0	0
AMAZON.COM, INC.	COM	023135106	4,987,589	25,809	SH		SOLE	0	25,809	0	0
AIR PRODUCTS & CHEMICALS INC	COM	009158106	1,590,708	6,164	SH		SOLE	0	6,164	0	0
BROADCOM INC.	COM	11135F101	635,790	396	SH		SOLE	0	396	0	0
AVERY DENNISON CORP	COM	053611109	3,261,821	14,918	SH		SOLE	0	14,918	0	0
AMERICAN EXPRESS COMPANY	COM	025816109	11,316,312	48,872	SH		SOLE	0	48,872	0	0
BANK OF AMERICA CORP.	COM	060505104	622,560	15,654	SH		SOLE	0	15,654	0	0
BALL CORP	COM	058498106	850,183	14,165	SH		SOLE	0	14,165	0	0
BECTON, DICKINSON & COMPANY	COM	075887109	6,147,742	26,305	SH		SOLE	0	26,305	0	0
BRISTOL-MYERS SQUIBB COMPANY	COM	110122108	889,448	21,417	SH		SOLE	0	21,417	0	0
BERKSHIRE HATHAWAY INC. - CL B	COM	084670702	5,736,287	14,101	SH		SOLE	0	14,101	0	0
CAMDEN NATIONAL CORP.	COM	133034108	254,100	7,700	SH		SOLE	0	7,700	0	0
CARRIER GLOBAL CORP.	COM	14448C104	576,047	9,132	SH		SOLE	0	9,132	0	0
CHUBB LTD.	COM	H1467J104	588,214	2,306	SH		SOLE	0	2,306	0	0
CHURCH & DWIGHT COMPANY, INC.	COM	171340102	3,469,859	33,467	SH		SOLE	0	33,467	0	0
CIGNA GROUP	COM	125523100	409,576	1,239	SH		SOLE	0	1,239	0	0
CLEAN HARBORS, INC.	COM	184496107	203,535	900	SH		SOLE	0	900	0	0
COMCAST CORP. - CL A	COM	20030N101	2,993,625	76,446	SH		SOLE	0	76,446	0	0
CUMMINS INC.	COM	231021106	324,839	1,173	SH		SOLE	0	1,173	0	0
CANADIAN NATL RAILWAY COMPANY	COM	136375102	231,535	1,960	SH		SOLE	0	1,960	0	0
CAPITAL ONE FINANCIAL CORP.	COM	14040H105	621,641	4,490	SH		SOLE	0	4,490	0	0
COSTCO WHOLESALE CORP.	COM	22160K105	2,409,722	2,835	SH		SOLE	0	2,835	0	0
SALESFORCE.COM, INC.	COM	79466L302	912,191	3,548	SH		SOLE	0	3,548	0	0
CISCO SYSTEMS INC	COM	17275R102	688,895	14,500	SH		SOLE	0	14,500	0	0
COTERRA ENERGY INC.	COM	127097103	330,895	12,407	SH		SOLE	0	12,407	0	0
CVS HEALTH CORP.	COM	126650100	512,131	8,671	SH		SOLE	0	8,671	0	0
CHEVRON CORP.	COM	166764100	8,632,038	55,185	SH		SOLE	0	55,185	0	0
DASSAULT SYSTEMES SA ADR	COM	237545108	1,623,647	42,965	SH		SOLE	0	42,965	0	0
DIAGEO PLC - ADR	COM	25243Q205	3,231,178	25,628	SH		SOLE	0	25,628	0	0
DANAHER CORP.	COM	235851102	10,393,760	41,600	SH		SOLE	0	41,600	0	0
WALT DISNEY COMPANY	COM	254687106	2,639,724	26,586	SH		SOLE	0	26,586	0	0
DUKE ENERGY CORPORATION	COM	26441C204	4,029,647	40,204	SH		SOLE	0	40,204	0	0
ECOLAB INC	COM	278865100	6,094,574	25,607	SH		SOLE	0	25,607	0	0
EMERSON ELECTRIC COMPANY	COM	291011104	6,544,385	59,408	SH		SOLE	0	59,408	0	0
EMERA INC.	COM	290876101	2,228,449	66,760	SH		SOLE	0	66,760	0	0
EARTH SEARCH SCIENCES INC.	COM	270313208	1	10,000	SH		SOLE	0	10,000	0	0
FORTUNE BRANDS INNOVATIONS, INC.	COM	34964C106	631,217	9,720	SH		SOLE	0	9,720	0	0
FIRST GRAPHENE LTD	COM	Q3860H107	340	10,000	SH		SOLE	0	10,000	0	0
FISERV, INC.	COM	337738108	289,883	1,945	SH		SOLE	0	1,945	0	0
FORTIVE CORP.	COM	34959J108	3,098,417	41,814	SH		SOLE	0	41,814	0	0
GENERAL DYNAMICS CORP.	COM	369550108	3,703,057	12,763	SH		SOLE	0	12,763	0	0
GE HEALTHCARE TECHNOLOGIES INC.	COM	36266G107	4,046,541	51,932	SH		SOLE	0	51,932	0	0
GENERAL MILLS, INC.	COM	370334104	3,961,278	62,619	SH		SOLE	0	62,619	0	0
ALPHABET INC. - CL C (Non-Voting)	COM	02079K107	8,598,730	46,880	SH		SOLE	0	46,880	0	0
ALPHABET INC. - CL A (Voting)	COM	02079K305	17,519,369	96,181	SH		SOLE	0	96,181	0	0
GOLDMAN SACHS GROUP, INC.	COM	38141G104	470,413	1,040	SH		SOLE	0	1,040	0	0
HOME DEPOT, INC.	COM	437076102	7,594,279	22,061	SH		SOLE	0	22,061	0	0
HONEYWELL INTERNATIONAL INC	COM	438516106	4,492,241	21,037	SH		SOLE	0	21,037	0	0
INTERNATIONAL BUSINESS MACHINES CORPORATION	COM	459200101	2,932,194	16,954	SH		SOLE	0	16,954	0	0
ISHARES CORE S&P MID-CAP ETF	CONV BONDS	464287507	3,907,667	66,775	PRN		SOLE	0	66,775	0	0
INTEL CORP	COM	458140100	650,060	20,990	SH		SOLE	0	20,990	0	0
ILLINOIS TOOL WORKS	COM	452308109	8,646,196	36,488	SH		SOLE	0	36,488	0	0
JOHNSON & JOHNSON	COM	478160104	10,329,642	70,674	SH		SOLE	0	70,674	0	0
JPMORGAN CHASE & COMPANY	COM	46625H100	1,978,305	9,781	SH		SOLE	0	9,781	0	0
KYNDRYL HOLDINGS, INC.	COM	50155Q100	1,347,467	51,215	SH		SOLE	0	51,215	0	0
KIMBERLY-CLARK CORP.	COM	494368103	5,934,999	42,945	SH		SOLE	0	42,945	0	0
COCA-COLA COMPANY	COM	191216100	8,709,279	136,831	SH		SOLE	0	136,831	0	0
L3 HARRIS TECHNOLOGIES, INC.	COM	502431109	330,133	1,470	SH		SOLE	0	1,470	0	0
LINDE PLC	COM	G54950103	11,939,581	27,209	SH		SOLE	0	27,209	0	0
ELI LILLY & COMPANY	COM	532457108	1,360,786	1,503	SH		SOLE	0	1,503	0	0
MASTERCARD INC. - CL A	COM	57636Q104	10,623,574	24,081	SH		SOLE	0	24,081	0	0
MASCO CORP	COM	574599106	2,315,782	34,735	SH		SOLE	0	34,735	0	0
MCDONALD`S CORP.	COM	580135101	8,298,681	32,564	SH		SOLE	0	32,564	0	0
BARINGS CORPORATE INVESTORS	CONV BONDS	06759X107	3,080,940	165,464	PRN		SOLE	0	165,464	0	0
MONDELEZ INTERNATIONAL, INC. - CL A	COM	609207105	2,695,191	41,186	SH		SOLE	0	41,186	0	0
META PLATFORMS, INC.	COM	30303M102	8,199,655	16,262	SH		SOLE	0	16,262	0	0
MCCORMICK & COMPANY, INC.	COM	579780206	411,239	5,797	SH		SOLE	0	5,797	0	0
MERCK & COMPANY, INC.	COM	58933Y105	9,520,715	76,904	SH		SOLE	0	76,904	0	0
MICROSOFT CORP	COM	594918104	40,236,635	90,025	SH		SOLE	0	90,025	0	0
MOTOROLA SOLUTIONS INC.	COM	620076307	325,826	844	SH		SOLE	0	844	0	0
M & T BANK CORP.	COM	55261F104	4,943,720	32,662	SH		SOLE	0	32,662	0	0
NIKE, INC. - CL B	COM	654106103	527,063	6,993	SH		SOLE	0	6,993	0	0
NESTLE SA - ADR	COM	641069406	8,437,475	82,357	SH		SOLE	0	82,357	0	0
NETAPP, INC.	COM	64110D104	344,540	2,675	SH		SOLE	0	2,675	0	0
NUCOR CORP	COM	670346105	263,994	1,670	SH		SOLE	0	1,670	0	0
NVIDIA CORP	COM	67066G104	35,636,966	288,465	SH		SOLE	0	288,465	0	0
ORACLE CORP	COM	68389X105	1,414,824	10,020	SH		SOLE	0	10,020	0	0
OTIS WORLDWIDE CORP	COM	68902V107	243,538	2,530	SH		SOLE	0	2,530	0	0
PALO ALTO NETWORKS, INC.	COM	697435105	1,588,262	4,685	SH		SOLE	0	4,685	0	0
PEPSICO, INC.	COM	713448108	12,249,017	74,268	SH		SOLE	0	74,268	0	0
PROCTER & GAMBLE COMPANY	COM	742718109	11,030,066	66,881	SH		SOLE	0	66,881	0	0
PROGRESSIVE CORP.	COM	743315103	668,826	3,220	SH		SOLE	0	3,220	0	0
PHILIP MORRIS INTERNATIONAL INC.	COM	718172109	8,529,853	84,179	SH		SOLE	0	84,179	0	0
PNC FINANCIAL SERVICES GROUP, INC.	COM	693475105	5,408,372	34,785	SH		SOLE	0	34,785	0	0
PAYPAL HOLDINGS, INC.	COM	70450Y103	234,557	4,042	SH		SOLE	0	4,042	0	0
QUALCOMM INC	COM	747525103	234,634	1,178	SH		SOLE	0	1,178	0	0
ROCHE HOLDINGS AG - ADR	COM	771195104	1,226,902	35,388	SH		SOLE	0	35,388	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	CONV BONDS	46137V357	377,023	2,295	PRN		SOLE	0	2,295	0	0
RTX CORPORATION	COM	75513E101	8,194,936	81,631	SH		SOLE	0	81,631	0	0
STARBUCKS CORP.	COM	855244109	1,577,609	20,265	SH		SOLE	0	20,265	0	0
CHARLES SCHWAB CORP.	COM	808513105	374,714	5,085	SH		SOLE	0	5,085	0	0
SHELL PLC - ADR	COM	780295305	1,622,967	22,485	SH		SOLE	0	22,485	0	0
SOUTHERN COMPANY	COM	842587107	6,228,250	80,292	SH		SOLE	0	80,292	0	0
SPDR S&P 500 ETF TRUST	CONV BONDS	78462F103	3,123,670	5,740	PRN		SOLE	0	5,740	0	0
STANLEY BLACK & DECKER INC	COM	854502101	2,171,490	27,181	SH		SOLE	0	27,181	0	0
STRYKER CORP.	COM	863667101	4,962,887	14,586	SH		SOLE	0	14,586	0	0
SYSCO CORP.	COM	871829107	5,827,423	81,628	SH		SOLE	0	81,628	0	0
TORONTO-DOMINION BANK	COM	891160509	813,408	14,800	SH		SOLE	0	14,800	0	0
THERMO FISHER SCIENTIFIC INC.	COM	883556102	9,804,137	17,729	SH		SOLE	0	17,729	0	0
T. ROWE PRICE GROUP, INC.	COM	74144T108	6,513,516	56,487	SH		SOLE	0	56,487	0	0
TRAVELERS COMPANIES, INC.	COM	89417E109	531,734	2,615	SH		SOLE	0	2,615	0	0
TAIWAN SEMICONDUCTOR MFG CO. LTD. - ADR	COM	874039100	365,001	2,100	SH		SOLE	0	2,100	0	0
TRANE TECHNOLOGIES PLC	COM	G8994E103	323,996	985	SH		SOLE	0	985	0	0
TEXAS INSTRUMENTS INC	COM	882508104	9,171,117	47,145	SH		SOLE	0	47,145	0	0
TEXTRON INC	COM	883203101	347,733	4,050	SH		SOLE	0	4,050	0	0
UNILEVER PLC - ADR	COM	904767704	501,234	9,115	SH		SOLE	0	9,115	0	0
UNITEDHEALTH GROUP INC.	COM	91324P102	6,739,547	13,234	SH		SOLE	0	13,234	0	0
UNION PACIFIC CORP	COM	907818108	1,141,482	5,045	SH		SOLE	0	5,045	0	0
UNITED PARCEL SERVICE - CL B	COM	911312106	5,493,159	40,140	SH		SOLE	0	40,140	0	0
U.S. BANCORP	COM	902973304	1,549,928	39,041	SH		SOLE	0	39,041	0	0
VISA INC.	COM	92826C839	1,759,074	6,702	SH		SOLE	0	6,702	0	0
VERALTO CORP.	COM	92338C103	456,538	4,782	SH		SOLE	0	4,782	0	0
VERISK ANALYTICS	COM	92345Y106	470,365	1,745	SH		SOLE	0	1,745	0	0
VERIZON COMMUNICATIONS INC.	COM	92343V104	2,846,426	69,021	SH		SOLE	0	69,021	0	0
WEBSTER FINANCIAL CORP.	COM	947890109	226,058	5,186	SH		SOLE	0	5,186	0	0
WELLS FARGO & COMPANY	COM	949746101	462,351	7,785	SH		SOLE	0	7,785	0	0
WALMART INC.	COM	931142103	1,402,806	20,718	SH		SOLE	0	20,718	0	0
TECHNOLOGY SELECT SECTOR SPDR ETF	CONV BONDS	81369Y803	392,962	1,737	PRN		SOLE	0	1,737	0	0
EXXON MOBIL CORP.	COM	30231G102	9,284,773	80,653	SH		SOLE	0	80,653	0	0
ZOETIS INC.	COM	98978V103	3,672,426	21,184	SH		SOLE	0	21,184	0	0