UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): February 22, 2006
BANK OF WILMINGTON CORPORATION
(Exact name of registrant as specified in its charter)
| | | | |
| North Carolina | | 000-51513 | | 20-3035898 |
(State or other jurisdiction of incorporation) | | (Commission File Number) | | (IRS Employer Identification No.) |
| | |
1117 Military Cutoff Road Wilmington, North Carolina | | 28405 |
| (Address of principal executive offices) | | (Zip Code) |
Registrant’s telephone number, including area code: (910) 509-2000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ¨ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ¨ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ¨ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ¨ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Item 2.02. Results of Operations and Financial Condition
On February 22, 2006, we announced our financial condition and results of operations at, and for the quarter and year ended, December 31, 2005. A copy of our press release is being furnished as Exhibit 99.1 to this Report.
Item 9.01. Financial Statements and Exhibits
Exhibits. The following exhibit is being furnished with this Report:
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| Exhibit No. | | Exhibit Description |
| 99.1 | | Copy of our press release dated February 22, 2006 |
Disclosures About Forward Looking Statements
The discussions included in this Report and its exhibits may contain comments or information that constitute forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995) that are based on current expectations that involve a number of risks and uncertainties. Actual results may differ materially from the results expressed in forward-looking statements. Factors that might cause such a difference include changes in interest rates and interest rate relationships; changes in demand for products and services; changes in the degree of competition by traditional and non-traditional competitors; changes in banking regulation; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior as well as their ability to repay loans; changes in the national and local economy; and other factors, including risk factors, referred to from time to time in filings we make with the Securities and Exchange Commission. Copies of those reports are available through our Internet website atwww.bankofwilmington.com or directly through the Commission’s website atwww.sec.gov.All forward-looking statements attributable to us are expressly qualified in their entirety by the cautionary statements in this paragraph. We undertake no obligation, and we do not intend, to update or clarify forward-looking statements, whether as a result of new information, future events or otherwise.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.
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| | BANK OF WILMINGTON CORPORATION |
| | | (Registrant) |
| | |
| Date: February 22, 2006 | | By: | | /s/ Betty V. Norris |
| | | | Betty V. Norris |
| | | | Senior Vice President and Chief Financial Officer |
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