Exhibit 99.1
AmeriCredit Corp.
Composition of the Receivables
2006-R-M Stat Cut
4/17/06*
New | Used | Total | ||||||||||
Aggregate Principal Balance (1) | $ | 281,542,409.80 | $ | 786,455,352.01 | $ | 1,067,997,761.81 | ||||||
Number of Receivables in Pool | 13,069 | 49,874 | 62,943 | |||||||||
Percent of Pool by Principal Balance | 26.36 | % | 73.64 | % | 100.00 | % | ||||||
Average Principal Balance | $ | 21,542.77 | $ | 15,768.84 | $ | 16,967.70 | ||||||
Range of Principal Balances | ($278.95 to $76,502.82) | ($312.28 to $61,609.55) | ||||||||||
Weighted Average APR (1) | 15.30 | % | 17.61 | % | 17.00 | % | ||||||
Range of APRs | (1.90% to 25.95%) | (2.70% to 29.95%) | ||||||||||
Weighted Average Remaining Term | 68 | 64 | 65 | |||||||||
Range of Remaining Terms | (3 to 72 months) | (3 to 72 months | ) | |||||||||
Weighted Average Original Term | 69 | 64 | 65 | |||||||||
Range of Original Terms | (18 to 72 months) | (12 to 72 months | ) |
(1) | Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance. |
Distribution of the Receivables by Score as of the Cutoff Date
AmeriCredit Score (1) | Percent of Aggregate Principal Balance (3) | Aggregate Principal Balance as of Cutoff Date | Credit Bureau Score (2) | Percent of Aggregate Principal Balance (3) | Aggregate Principal Balance as of Cutoff Date (2) | |||||||||
<215 | 2.57 | % | $ | 27,497,852.55 | ||||||||||
215-224 | 23.54 | % | $ | 251,410,287.29 | <540 | 21.01 | % | $ | 223,930,066.86 | |||||
225-244 | 41.05 | % | $ | 438,387,922.33 | 540-599 | 37.43 | % | $ | 398,895,757.28 | |||||
245-259 | 19.05 | % | $ | 203,440,019.68 | 600-659 | 33.90 | % | $ | 361,288,780.79 | |||||
260+ | 13.79 | % | $ | 147,261,679.96 | 660+ | 7.66 | % | $ | 81,650,473.77 | |||||
Weighted Average Score | 238 | 585 | ||||||||||||
(1) | Proprietary credit score, scaled from 135 to 320, developed and utilized by the sponsor to support the credit approval and pricing process. |
(2) | A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Score unavailable for some accounts. |
(3) | Percentages may not add to 100% because of rounding. |
* | Receivable information is through close of business on date indicated. |
AmeriCredit Corp.
Distribution of the Receivables by APR as of the Cutoff Date
2006-R-M Stat Cut
4/17/06*
APR Range (1) | Aggregate Principal Balance as of Cutoff Date | Percent of Aggregate Principal Balance (2) | Number of Receivables | Percent of Number of Receivables (2) | |||||||
1.000%-1.999 | % | 47,032.45 | 0.00 | % | 2 | 0.00 | % | ||||
2.000%-2.999 | % | 180,807.43 | 0.02 | % | 6 | 0.01 | % | ||||
3.000%-3.999 | % | 459,631.43 | 0.04 | % | 17 | 0.03 | % | ||||
4.000%-4.999 | % | 1,363,355.70 | 0.13 | % | 47 | 0.07 | % | ||||
5.000%-5.999 | % | 581,405.39 | 0.05 | % | 25 | 0.04 | % | ||||
6.000%-6.999 | % | 2,405,652.10 | 0.23 | % | 110 | 0.17 | % | ||||
7.000%-7.999 | % | 4,198,924.93 | 0.39 | % | 193 | 0.31 | % | ||||
8.000%-8.999 | % | 8,220,245.72 | 0.77 | % | 388 | 0.62 | % | ||||
9.000%-9.999 | % | 18,029,842.14 | 1.69 | % | 860 | 1.37 | % | ||||
10.000%-10.999 | % | 34,550,826.21 | 3.24 | % | 1,724 | 2.74 | % | ||||
11.000%-11.999 | % | 35,669,670.93 | 3.34 | % | 1,825 | 2.90 | % | ||||
12.000%-12.999 | % | 65,850,812.35 | 6.17 | % | 3,486 | 5.54 | % | ||||
13.000%-13.999 | % | 61,503,514.69 | 5.76 | % | 3,265 | 5.19 | % | ||||
14.000%-14.999 | % | 74,564,300.51 | 6.98 | % | 3,999 | 6.35 | % | ||||
15.000%-15.999 | % | 79,923,348.45 | 7.48 | % | 4,354 | 6.92 | % | ||||
16.000%-16.999 | % | 93,991,829.27 | 8.80 | % | 5,175 | 8.22 | % | ||||
17.000%-17.999 | % | 122,025,763.59 | 11.43 | % | 7,021 | 11.15 | % | ||||
18.000%-18.999 | % | 158,570,721.89 | 14.85 | % | 9,549 | 15.17 | % | ||||
19.000%-19.999 | % | 90,713,698.44 | 8.49 | % | 5,852 | 9.30 | % | ||||
20.000%-20.999 | % | 85,508,124.09 | 8.01 | % | 5,747 | 9.13 | % | ||||
21.000%-21.999 | % | 72,174,307.16 | 6.76 | % | 5,063 | 8.04 | % | ||||
22.000%-22.999 | % | 35,433,781.82 | 3.32 | % | 2,531 | 4.02 | % | ||||
23.000%-23.999 | % | 15,286,261.06 | 1.43 | % | 1,147 | 1.82 | % | ||||
24.000%-24.999 | % | 5,765,263.04 | 0.54 | % | 473 | 0.75 | % | ||||
25.000%-25.999 | % | 740,174.49 | 0.07 | % | 58 | 0.09 | % | ||||
26.000%-26.999 | % | 145,078.59 | 0.01 | % | 15 | 0.02 | % | ||||
27.000%-27.999 | % | 36,065.11 | 0.00 | % | 4 | 0.01 | % | ||||
28.000%-28.999 | % | 23,052.90 | 0.00 | % | 3 | 0.00 | % | ||||
29.000%-29.999 | % | 34,269.93 | 0.00 | % | 4 | 0.01 | % | ||||
TOTAL | 1,067,997,761.81 | 100.00 | % | 62,943 | 100.00 | % | |||||
(1) | Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest. |
(2) | Percentages may not add to 100% because of rounding. |
* | Receivable information is through close of business on date indicated. |
AmeriCredit Corp.
Distribution of the Receivables by Geographic Location of Obligor
2006-R-M Stat Cut
4/17/06*
State | Aggregate Principal Balance as of Cutoff Date (1) | Percent of Aggregate Principal Balance (2) | Number of Receivables | Percent of Number of Receivables (2) | |||||||
Alabama | 22,598,345.19 | 2.12 | % | 1,319 | 2.10 | % | |||||
Alaska | 1,174,011.58 | 0.11 | % | 59 | 0.09 | % | |||||
Arizona | 21,660,183.75 | 2.03 | % | 1,267 | 2.01 | % | |||||
Arkansas | 13,070,296.89 | 1.22 | % | 769 | 1.22 | % | |||||
California | 103,166,909.75 | 9.66 | % | 5,237 | 8.32 | % | |||||
Colorado | 15,899,057.11 | 1.49 | % | 895 | 1.42 | % | |||||
Connecticut | 8,220,942.71 | 0.77 | % | 503 | 0.80 | % | |||||
Delaware | 4,130,076.65 | 0.39 | % | 251 | 0.40 | % | |||||
District of Columbia | 2,440,353.68 | 0.23 | % | 137 | 0.22 | % | |||||
Florida | 110,838,608.56 | 10.38 | % | 6,265 | 9.95 | % | |||||
Georgia | 40,439,391.72 | 3.79 | % | 2,295 | 3.65 | % | |||||
Hawaii | 5,529,872.06 | 0.52 | % | 281 | 0.45 | % | |||||
Idaho | 1,984,718.27 | 0.19 | % | 125 | 0.20 | % | |||||
Illinois | 40,673,893.26 | 3.81 | % | 2,581 | 4.10 | % | |||||
Indiana | 21,124,204.38 | 1.98 | % | 1,347 | 2.14 | % | |||||
Iowa | 5,323,091.26 | 0.50 | % | 345 | 0.55 | % | |||||
Kansas | 5,557,358.75 | 0.52 | % | 334 | 0.53 | % | |||||
Kentucky | 16,324,237.49 | 1.53 | % | 1,073 | 1.70 | % | |||||
Louisiana | 20,076,957.96 | 1.88 | % | 1,183 | 1.88 | % | |||||
Maine | 5,087,380.74 | 0.48 | % | 333 | 0.53 | % | |||||
Maryland | 20,969,613.93 | 1.96 | % | 1,187 | 1.89 | % | |||||
Massachusetts | 20,080,986.97 | 1.88 | % | 1,225 | 1.95 | % | |||||
Michigan | 24,994,611.97 | 2.34 | % | 1,654 | 2.63 | % | |||||
Minnesota | 9,687,561.79 | 0.91 | % | 611 | 0.97 | % | |||||
Mississippi | 16,255,823.97 | 1.52 | % | 934 | 1.48 | % | |||||
Missouri | 16,047,467.19 | 1.50 | % | 1,026 | 1.63 | % | |||||
Nebraska | 2,535,060.18 | 0.24 | % | 161 | 0.26 | % | |||||
Nevada | 14,311,521.76 | 1.34 | % | 783 | 1.24 | % | |||||
New Hampshire | 4,032,572.67 | 0.38 | % | 271 | 0.43 | % | |||||
New Jersey | 24,568,365.09 | 2.30 | % | 1,413 | 2.24 | % | |||||
New Mexico | 9,862,002.38 | 0.92 | % | 578 | 0.92 | % | |||||
New York | 43,619,987.29 | 4.08 | % | 2,666 | 4.24 | % | |||||
North Carolina | 35,166,640.06 | 3.29 | % | 2,077 | 3.30 | % | |||||
Ohio | 53,490,187.57 | 5.01 | % | 3,602 | 5.72 | % | |||||
Oklahoma | 11,717,146.04 | 1.10 | % | 747 | 1.19 | % | |||||
Oregon | 7,635,239.81 | 0.71 | % | 486 | 0.77 | % | |||||
Pennsylvania | 51,643,455.14 | 4.84 | % | 3,200 | 5.08 | % | |||||
Rhode Island | 4,025,234.80 | 0.38 | % | 243 | 0.39 | % | |||||
South Carolina | 16,545,242.56 | 1.55 | % | 995 | 1.58 | % | |||||
South Dakota | 1,416,206.44 | 0.13 | % | 88 | 0.14 | % | |||||
Tennessee | 22,372,933.77 | 2.09 | % | 1,386 | 2.20 | % | |||||
Texas | 119,936,399.43 | 11.23 | % | 6,648 | 10.56 | % | |||||
Utah | 4,417,919.11 | 0.41 | % | 272 | 0.43 | % | |||||
Vermont | 1,403,034.41 | 0.13 | % | 95 | 0.15 | % | |||||
Virginia | 23,637,276.45 | 2.21 | % | 1,377 | 2.19 | % | |||||
Washington | 17,362,701.13 | 1.63 | % | 1,011 | 1.61 | % | |||||
West Virginia | 9,114,739.52 | 0.85 | % | 591 | 0.94 | % | |||||
Wisconsin | 13,662,406.64 | 1.28 | % | 883 | 1.40 | % | |||||
Other (3) | 2,165,531.98 | 0.20 | % | 134 | 0.21 | % | |||||
TOTAL | $ | 1,067,997,761.81 | 100.00 | % | 62,943 | 100.00 | % | ||||
(1) | Aggregate Principal Balances include some portion of accrued interest. |
(2) | Percentages may not add to 100% because of rounding. |
(3) | States with aggregate principal balances less than $1,000,000. |
* | Receivable information is through close of business on date indicated. |