CMS Bancorp Inactive 10-Q12 Feb 142014 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
Document and Entity Information	Dec. 31, 2013	Feb. 12, 2014
Document and Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Dec-13	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Trading Symbol	'CMSB	'
Entity Registrant Name	'CMS Bancorp, Inc.	'
Entity Central Index Key	'0001350072	'
Current Fiscal Year End Date	'--09-30	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	1,862,803

Consolidated_Statements_Of_Fin

Consolidated Statements Of Financial Condition (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
ASSETS	'	'
Cash and amounts due from depository institutions	$1,386	$2,219
Interest-bearing deposits	1,968	258
Total cash and cash equivalents	3,354	2,477
Securities available for sale	39,389	40,420
Loans held for sale	0	337
Loans receivable, net of allowance for loan losses of $646 and $923, respectively	212,882	207,996
Premises and equipment	2,711	2,742
Federal Home Loan Bank of New York stock, at cost	1,257	1,262
Accrued interest receivable	1,002	954
Other assets	2,124	2,067
Total assets	262,719	258,255
LIABILITIES AND STOCKHOLDERS' EQUITY	'	'
Deposits	216,701	212,312
Advances from Federal Home Loan Bank of New York	19,784	19,889
Advance payments by borrowers for taxes and insurance	1,493	1,221
Other liabilities	1,977	2,098
Total liabilities	239,955	235,520
Commitments and Contingencies	'	'
Stockholders' equity:	'	'
Preferred stock, $.01 par value, 1,000,000 shares authorized, 1,500 shares issued and outstanding (liquidation preference value $1,000 per share)	0	0
Common stock, $.01 par value, authorized shares: 7,000,000; shares issued: 2,055,165; shares outstanding: 1,862,803	21	21
Additional paid-in capital	20,300	20,283
Retained earnings	7,195	7,007
Treasury stock, 192,362 shares	-1,660	-1,660
Unearned Employee Stock Ownership Plan ("ESOP") shares	-1,274	-1,288
Accumulated other comprehensive (loss)	-1,818	-1,628
Total stockholders' equity	22,764	22,735
Total liabilities and stockholders' equity	$262,719	$258,255

Consolidated_Statements_Of_Fin1

Consolidated Statements Of Financial Condition (Parenthetical) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Consolidated Statements Of Financial Condition	'	'
Loans receivable, allowance for loan losses	$646	$923
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	1,500	1,500
Preferred stock, shares outstanding	1,500	1,500
Preferred Stock, Liquidation Preference Per Share	$1,000	$1,000
Common stock, par value	$0.01	$0.01
Common Stock, Shares Authorized	7,000,000	7,000,000
Common stock, shares issued	2,055,165	2,055,165
Common stock, shares outstanding	1,862,803	1,862,803
Treasury stock, shares	192,362	192,362

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Interest income:	'	'
Loans	$2,587	$2,577
Securities	182	227
Other interest-earning assets	16	26
Total interest income	2,785	2,830
Interest expense:	'	'
Deposits	359	379
Mortgage escrow funds	10	16
Borrowings, short term	5	18
Borrowings, long term	172	174
Total interest expense	546	587
Net interest income	2,239	2,243
Provision for loan losses	100	100
Net interest income after provision for loan losses	2,139	2,143
Non-interest income:	'	'
Fees and service charges	41	41
Net gain on sale of loans	40	140
Other	3	2
Total non-interest income	84	183
Non-interest expense	'	'
Salaries and employee benefits	936	1,111
Net occupancy	333	309
Equipment	194	195
Professional fees	140	141
Advertising	14	8
Federal insurance premium	54	54
Directors' fees	47	44
Other	160	165
Total non-interest expenses	1,878	2,027
Income before income taxes	345	299
Income tax	134	117
Net income	211	182
Preferred stock dividends	23	0
Net income attributable to common stockholders	$188	$182
Net income per common share - basic and diluted	$0.11	$0.11
Weighted average number of common shares outstanding: Basic	1,735,382	1,729,902
Weighted average number of common shares outstanding: Diluted	1,736,370	1,729,902

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012
Consolidated Statements Of Comprehensive Income	'		'
Net income	$211		$182
Other comprehensive (loss):	'		'
Gross unrealized holding (losses) on securities available for sale, net of deferred income tax of $115 and $40, respectively	-176		-59
Retirement plan amortization, net of deferred income tax of $9 and $2, respectively	-14	[1]	-3	[1]
Other comprehensive (loss)	-190		-62
Comprehensive income	$21		$120

[1]	Retirement plan amortization and related income tax are reflected in the consolidated statement of operations within the salaries and benefits and income tax expense lines, respectively.

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements Of Comprehensive Income	'	'
Gross unrealized holding gains on securities available for sale, deferred income tax	$115	$40
Retirement plan amortization, net of deferred income tax	$9	$2

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:	'	'
Net income	$211	$182
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation of premises and equipment	88	90
Amortization and accretion, net	63	30
Provision for loan losses	100	100
Deferred income taxes	100	92
ESOP expense	12	11
Stock option expense	10	20
Restricted stock award expense	9	31
Net gain on sale of loans	-40	-140
Loans originated for sale	-2,013	-2,439
Proceeds from sale of loans originated for sale	2,390	4,759
(Increase) in interest receivable	-48	-105
(Increase) decrease in other assets	-33	2,931
(Decrease) increase in accrued interest payable	-33	9
(Decrease) in other liabilities	-111	-214
Net cash provided by operating activities	705	5,357
Cash flows from investing activities:	'	'
Principal repayments and calls on securities available for sale	707	308
Net (increase) in loans receivable	-5,016	-5,862
Additions to premises and equipment	-57	-20
Redemption of Federal Home Loan Bank of N.Y. Stock	5	276
Net cash (used by) investing activities	-4,361	-5,298
Cash flows from financing activities:	'	'
Net increase in deposits	4,389	13,991
Repayment of advances from Federal Home Loan Bank of N.Y.	-105	-6,143
Net increase in payments by borrowers for taxes and insurance	272	1,138
Preferred stock dividends	-23	0
Net cash provided by financing activities	4,533	8,986
Net increase in cash and cash equivalents	877	9,045
Cash and cash equivalents-beginning	2,477	1,841
Cash and cash equivalents-ending	3,354	10,886
Supplemental information	'	'
Cash paid during the period for: Interest	579	578
Cash paid during the period for: Income taxes	$186	$0

Principles_of_Consolidation

Principles of Consolidation	3 Months Ended
Principles of Consolidation	Dec. 31, 2013
Principles Of Consolidation [Abstract]	'
Principles of Consolidation	'

	1. Principles of Consolidation

	The consolidated financial statements include the accounts of CMS Bancorp, Inc. (the "Company") and its wholly owned subsidiary, CMS Bank (the "Bank"). The Company's business is conducted principally through the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified in the consolidated financial statements to conform to the current presentation.

Description_of_Business_Nature

Description of Business, Nature of Operations and Termination of Pending Merger	3 Months Ended
	Dec. 31, 2013
Description of Operations [Abstract]	'
Description of Business, Nature of Operations and Termination of Pending Merger	'

	2. Description of Business, Nature of Operations and Termination of Pending Merger

	The Bank was originally chartered in 1887 as Community Savings and Loan, a New York State-chartered savings and loan association. In 1980, it converted to a New York State-chartered savings bank and changed its name to Community Mutual Savings Bank of Southern New York. In 1983, Community Mutual Savings Bank of Southern New York changed its name to Community Mutual Savings Bank. In 2007, the Bank reorganized to a federally-chartered mutual savings bank and simultaneously converted from a federally-chartered mutual savings bank to a federally-chartered stock savings bank, with the concurrent formation of the Company. The Company, a stock holding company for the Bank, conducted a public offering of its common stock in connection with the conversion. After the 2007 conversion and offering, all of the Bank's stock became owned by the Company. In June 2013, the Bank completed its conversion from a federally-chartered savings bank to a New York state-chartered savings bank after receiving approval from the New York State Department of Financial Services ("NYSDFS") and non-objection from the Office of the Comptroller of the Currency ("OCC"), and changed its name to CMS Bank. The Company will continue to be regulated as a savings and loan holding company by the Federal Reserve Bank of Philadelphia as long as the Bank continues to meet the requirements to remain a "qualified thrift lender" under the Home Owners' Loan Act.

	The Bank is a community and customer-oriented retail savings bank offering residential mortgage loans and traditional deposit products and commercial real estate, small business and consumer loans in Westchester County, New York, and the surrounding areas. The Bank also invests in various types of assets, including securities of various government-sponsored enterprises, corporations, municipalities and mortgage-backed securities. The Bank's revenues are derived principally from interest on loans, interest and dividends received from its investment securities and fees for bank services. The Bank's primary sources of funds are deposits, scheduled amortization and prepayments of loan principal and mortgage-backed securities, maturities and calls of investment securities, funds provided by operations and borrowings from the Federal Home Loan Bank of New York ("FHLB").

	Effective as of December 31, 2013, CMS Bancorp, Inc. (the "Company") terminated the previously announced Agreement and Plan of Merger dated as of August 10, 2012 by and between the Company and Customers Bancorp, Inc. ("Customers"), as amended effective as of April 22, 2013 ("Merger Agreement"). The Merger Agreement had called for a termination date by December 31, 2013 if the contemplated merger of the Company and Customers is not completed by that time. The termination date was subject to extension to a later date of March 31, 2014 if certain conditions were satisfied; however, the conditions for extension of the termination date were not satisfied by Customers.

	As the Company announced in its press release issued on December 20, 2013, the decision of the CMS Board of Directors to not further extend the Merger Agreement beyond the December 31, 2013 termination date was due to the continued delay and uncertainty in the timing of receipt of regulatory approvals by Customers and Customers' inability to satisfy the conditions for extending the termination date of the Merger Agreement. The Company determined that not further extending the Merger Agreement beyond the December 31, 2013 termination date was in the Company's best interest and has provided written notice to Customers of termination of the Merger Agreement under Sections 8.01(c) and 8.01(d)(iii), effective December 31, 2013.

	Under the Merger Agreement, Customers is required to pay to the Company a termination fee of $1,000,000 ("Termination Fee") in the event the Merger Agreement is terminated under Sections 8.01(c) or 8.01(d)(iii), which relate to failure to consummate the merger due to non-receipt of required government approvals by Customers. The Merger Agreement required Customers to pay the Termination Fee within 15 business days of December 31, 2013 (the termination date). To date, the Company has not received the Termination Fee and continues to evaluate its options with respect to enforcement of the Termination Fee payment.

	Notwithstanding the termination of the Merger Agreement, Customers continues to hold shares of the Company's Series A Noncumulative Perpetual Preferred Stock ("Series A Preferred Stock") pursuant to the terms of such preferred stock as set forth in the Certificate of Designations establishing the designations, powers, preferences, limitations, restrictions, and relative rights of the Series A Preferred Stock filed with the Secretary of State of Delaware on May 21, 2013. For additional information on the Series A Preferred Stock, see the Company's Current Report on Form 8-K filed with the Securities and Exchange Commission ("SEC") on May 24, 2013.

	For information about the original Merger Agreement dated August 10, 2012, the amendment to the Merger Agreement dated April 22, 2013 and the Termination of the Merger Agreement, see the Company's Current Reports on Form 8-K filed with the SEC on August 10, 2012, April 24, 2013 and January 6, 2014, respectively.

Basis_of_Presentation

Basis of Presentation	3 Months Ended
Basis of Presentation	Dec. 31, 2013
Basis Of Presentation [Abstract]	'
Basis of Presentation	'

	3. Basis of Presentation

	The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States of America ("U.S. GAAP"). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three months ended December 31, 2013 are not necessarily indicative of the results which may be expected for the entire fiscal year. These consolidated financial statements should be read in conjunction with the Company's audited consolidated financial statements and notes thereto for the fiscal year ended September 30, 2013, which are in the Company's Annual Report for the fiscal year ended September 30, 2013, filed with the Securities and Exchange Commission ("SEC") on December 23, 2013.

Summary_of_Significant_Account

Summary of Significant Accounting Policies	3 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'

	4. Critical Accounting Policies

	The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America ("GAAP"). In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the statements of financial condition and revenues and expenses for the periods then ended. Actual results could differ significantly from those estimates.

	It is management's opinion that accounting estimates covering certain aspects of the business have more significance than others due to the relative importance of those areas to overall performance, or the level of subjectivity required in making these estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, the potential impairment of FHLB stock, the determination of other-than-temporary impairment on securities, and the assessment of whether deferred taxes are more likely than not to be realized. Management believes that the allowance for loan losses represents its best estimate of losses known and inherent in the loan portfolio that are both probable and reasonable to estimate. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in market and economic conditions in the Company's market area. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses. Such agencies may require the Company to recognize additions to the allowance for loan losses based on their judgments about information available to them at the time of their examination.

	Management's determination of whether investments, including FHLB stock, are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. Management's assessment as to the amount of deferred taxes more likely than not to be realized is based upon estimates of future taxable income, which is subject to revision upon receipt of updated information.

	The Company follows Financial Accounting Standards Board ("FASB") guidance on subsequent events, which establishes general standards for accounting for and disclosure of events that occur after the balance sheet date but before the financial statements are issued. This guidance sets forth the period after the balance sheet date during which management of the reporting entity should evaluate events or transactions that occur for potential recognition in the financial statements. This guidance identifies the circumstances under which an entity should recognize events or transactions occurring after the balance sheet date in its financial statements, and the disclosure that should be made about events or transactions that occur after the balance sheet date. In preparing these consolidated financial statements, the Company evaluated the events that occurred after December 31, 2013 and through the date these consolidated financial statements were issued.

Net_Income_Per_Share

Net Income Per Share	3 Months Ended
Net Income Per Share	Dec. 31, 2013
Net Income Per Share [Abstract]	'
Net Income Per Share	'

	5. Net Income Per Share

	Basic net income per share was computed by dividing the net income available to common stockholders by the weighted average number of shares of common stock outstanding, adjusted for unearned shares of the Company's employee stock ownership plan, or "ESOP". Stock options granted are considered common stock equivalents and are therefore considered in diluted net income per share calculations, if dilutive, using the treasury stock method. 185,491 of the 186,479 stock options outstanding were anti-dilutive and therefore excluded from the computation of diluted net income per share for the three months ended December 31, 2013. All outstanding stock options were anti-dilutive and therefore excluded from the computation of diluted net per share for the three months ended December 31, 2012. Unallocated common shares held by the ESOP are not included in the weighted average number of common shares outstanding for purposes of calculating both basic and diluted net income per share until they are committed to be released

Benefit_Plans

Benefit Plans	3 Months Ended
	Dec. 31, 2013
Benefit Plans [Abstract]	'
Benefit Plans	'

	6. Retirement Plan – Components of Net Periodic Pension Cost

	The components of periodic pension expense were as follows:


			Three Months

			Ended
			December 31,
			2013			2012
		(In Thousands)
	Service cost		$	—		$	—
	Interest cost			62			64
	Expected return on plan assets			(73	)		(66	)
	Amortization of unrecognized loss			23			5

	Total		$	12		$	3

Stock_Based_Compensation

Stock Based Compensation	3 Months Ended
Stock Based Compensation	Dec. 31, 2013
Stock Based Compensation [Abstract]	'
Stock-Based Compensation	'

	7. Stock Based Compensation

	At a special meeting of the stockholders of the Company held on November 9, 2007, the stockholders approved the CMS Bancorp, Inc. 2007 Stock Option Plan and the CMS Bancorp, Inc. 2007 Recognition and Retention Plan (collectively the "Plans"). The Plans authorize the award of up to 205,516 stock options and 82,206 shares of restricted stock. The stock options and restricted stock awarded under the Plans vest over a five year service period based on the anniversary of the grant date.

	The Company recorded compensation expense with respect to stock options of $10,000 and $20,000 during the three month periods ended December 31, 2013 and 2012, respectively. Unrecognized compensation expense associated with stock option grants as of December 31, 2013 was $118,000.

	The Company recorded compensation expense with respect to restricted stock of $9,000 and $31,000 during the three month periods ended December 31, 2013 and 2012, respectively. Unrecognized compensation expense associated with grants of restricted stock as of December 31, 2013 was $84,000.

Securities

Securities	3 Months Ended
Securities	Dec. 31, 2013
Securities Available for Sale [Abstract]	'
Securities Available for Sale	'

	8. Securities

	Securities available for sale as of December 31, 2013 and September 30, 2013 were as follows:


			Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
			(In thousands)
	31-Dec-13
	U.S. Government Agencies:
	Due after five but within ten years		$	14,991		$	—		$	805		$	14,186
	Due after ten years but within fifteen years			5,000			—			544			4,456
	Corporate bonds due after five years but within ten years			4,379			—			120			4,259
	Municipal bonds:
	Due within five years			468			—			3			465
	Due after five years but within ten years			3,267			19			34			3,252
	Mortgage-backed securities			12,767			191			187			12,771


			$	40,872		$	210		$	1,693		$	39,389






			Amortized			Gross			Gross			Fair
			Cost			Unrealized			Unrealized			Value
						Gains			Losses
			(In thousands)
	September 30, 2013
	U.S. Government Agencies:
	Due after five but within ten years		$	14,990		$	—		$	760		$	14,230
	Due after ten years but within fifteen years			5,000			—			404			4,596
	Corporate bonds due after five years but within ten years			4,384			—			78			4,306
	Municipal bonds:
	Due within five years			988			—			8			980
	Due after five years but within ten years			2,753			32			38			2,747
	Mortgage-backed securities			13,497			203			139			13,561


			$	41,612		$	235		$	1,427		$	40,420





	The age of unrealized losses and fair value of related securities available for sale at December 31, 2013 and September 30, 2013 were as follows:


			Less than 12 Months						12 Months or More						Total
			Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
			Value			Losses			Value			Losses			Value			Losses
			(In thousands)
	31-Dec-13
	U.S. Government Agencies		$	18,642		$	1,347		$	—		$	—		$	18,642		$	1,347
	Corporate bonds			4,259			120									4,259			120
	Municipal bonds			2,309			37									2,309			37
	Mortgage-backed securities			4,039			187			—			—			4,039			187
			$	29,249		$	1,693		$	—		$	—		$	29,249		$	1,693





		Less than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
		Value			Losses			Value			Losses			Value			Losses
		(In thousands)
30-Sep-13
U.S. Government Agencies		$	18,826		$	1,164		$	—		$	—		$	18,826		$	1,164
Corporate bonds			4,306			78									4,306			78
Municipal bonds			2,625			46									2,625			46
Mortgage-backed securities			4,353			139			—			—			4,353			139
		$	30,110		$	1,427		$	—		$	—		$	30,110		$	1,427




When the fair value of security is below its amortized cost, additional analysis is performed to determine whether an other-than-temporary impairment condition exists. Securities are analyzed quarterly for possible other-than-temporary impairment. In addition to the severity of unrealized losses and the length of time such losses have existed, the analysis considers (i) whether the Company has the intent to sell the securities prior to recovery and/or maturity and (ii) whether it is more likely than not that the Company will have to sell the securities prior to recovery and/or maturity. Often, the information available to conduct these assessments is limited and rapidly changing, making estimates of fair value subject to judgment. If actual information or conditions are different than estimated, the extent of the impairment of the security may be different than previously estimated, which could have a material effect on the Company's consolidated financial statements.

The unrealized losses reported on securities at December 31, 2013 relate to four securities issued by U.S. Government Agencies, three Corporate bonds, four Municipal bonds and one Mortgage-backed security. These unrealized losses were due to changes in interest rates. The unrealized losses reported on securities at September 30, 2013 relate to four securities issued by U.S. Government Agencies, three Corporate bonds, four Municipal bonds and one Mortgage-backed security. These unrealized losses were due to changes in interest rates.

All mortgage-backed securities are U.S. Government Agencies backed and collateralized by residential mortgages.

There were no sales of securities available for sale during the three month periods ended December 31, 2013 or December 31, 2012.

Loans_Receivable

Loans Receivable	3 Months Ended
Loans Receivable	Dec. 31, 2013
Loans Receivable [Abstract]	'
Loans Receivable	'

	9. Loans

	Loans receivable are carried at unpaid principal balances and net deferred loan origination costs less the allowance for loan losses.

	The Company defers loan origination fees and certain direct loan origination costs and accretes net amounts as an adjustment of yield over the contractual lives of the related loans. Unamortized net fees and costs are written off if the loan is repaid before its stated maturity date.

	Recognition of interest income is discontinued and existing accrued interest receivable is reversed on loans that are more than ninety days delinquent and where management, through its loan review process, feels such loan should be classified as non-accrual. Income is subsequently recognized only to the extent that cash payments are received until the obligation has been brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt, in which case the loan is returned to an accrual status. The past due status of all classes of loans receivable is determined based on the contractual due dates for loan payments.



	Loan balances as of December 31, 2013 and September 30, 2013 consist of the following:




			,
			December 31,2013				30-Sep-13
			(In thousands)
	Real estate:
	One-to-four-family		$	91,838			$	90,177
	Multi-family			25,594				25,771
	Non-residential			54,087				50,655
	Construction			935				935
	Home equity and second mortgages			8,444				8,169


				180,898				175,707
	Commercial			32,506				33,089
	Consumer			83				103


	Total Loans			213,487				208,899
	Allowance for loan losses			(646	)			(923	)
	Net deferred loan origination fees and costs			41				20


			$	212,882			$	207,996





	An allowance for loan and lease losses ("ALLL") is maintained to absorb losses from the loan portfolio. The ALLL is based on management's continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.

	The Bank's methodology for determining the ALLL is based on the requirements of the FASB's Accounting Standards Codification ("ASC") Sub-Topic 450-20 for loans collectively evaluated for impairment, ASC Section 310-10-35 for loans individually evaluated for impairment, as well as the Interagency Policy Statement on the Allowance for Loan and Lease Losses, and other bank regulatory guidance.

	Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends and Federal Deposit Insurance Corporation Uniform Bank Performance Report ("UBPR") loss experience for the Bank's Peer Group are used in the estimation of losses in the current portfolio. These historical loss amounts are modified by other qualitative factors.

	The classes described below, which are based on the Federal Thrift Financial Report classifications, provide the starting point for the ALLL analysis. Management tracks the historical net charge-off activity at the reporting class level. A historical charge-off factor is calculated utilizing one year to five year averages, depending on the trend of losses and other factors. In addition, the UBPR Peer Group charge-off factor is determined. The Bank uses Bank specific charge-off experience adjusted for recent loss trends and economic conditions as well as Peer Group charge-off experience to establish its historical charge-off factor.

	"Pass" rated credits are segregated from "Classified" credits for the application of qualitative factors. Management has identified a number of additional qualitative factors that it uses to supplement the historical charge-off factor because these factors are likely to cause estimated credit losses associated with the existing loan pools to differ from historical loss experience. The additional factors that are evaluated quarterly and updated using information obtained from internal, regulatory, and governmental sources are: national and local economic trends and conditions; levels of and trends in delinquency rates and non-accrual loans; trends in volumes and terms of loans; effects of changes in lending policies; experience, ability, and depth of lending staff; value of underlying collateral; and concentrations of credit from a loan type, industry and/or geographic standpoint.

	An allowance for loan losses is maintained at a level that represents management's best estimate of losses known and inherent in the loan portfolio that are both probable and reasonably estimable. The allowance is decreased by loan charge-offs, increased by subsequent recoveries of loans previously charged off, and then adjusted, via either a charge or credit to operations, to an amount determined by management to be necessary. Loans or portions thereof are charged off when, after collection efforts are exhausted, they are determined to be uncollectible. Management of the Company, in determining the allowance for loan losses, considers the losses inherent in its loan portfolio and changes in the nature and volume inherent in its loan activities, along with the general economic and real estate market conditions. The total of the two components represents the Bank's ALLL. The Company utilizes a two tier approach: (1) identification of impaired loans and establishment of specific loss allowances on such loans; and (2) establishment of general valuation allowances on the remainder of its loan portfolio. The Company maintains a loan review system which allows for a periodic review of its loan portfolio and the early identification of potential impaired loans.

	Such system takes into consideration, among other things, delinquency status, size of loans, and type of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified loans based on a review of such information and/or appraisals of the underlying collateral. General loan losses are determined based upon a combination of factors including, but not limited to, actual loan loss experience, composition of the loan portfolio, current economic conditions and management's judgment. Although management believes that specific and general loan losses are established in accordance with management's best estimate, actual losses are dependent upon future events and, as such, further additions to the level of loan loss allowances may be necessary.

	The segments of the Bank's loan portfolio are disaggregated to a level that allows management to monitor risk and performance. Loans secured by real estate consist of one-to-four-family, multi-family, non-residential, construction and home equity and second mortgage loans. Substantially all of the commercial loans are secured and consumer loans are principally secured.

	Management uses a six category internal risk rating system to monitor the credit quality of the overall loan portfolio that generally follows bank regulatory definitions. Pass graded loans are considered to have average or better than average risk characteristics. They demonstrate satisfactory debt service capacity and coverage along with a generally stable financial position. These loans are performing in accordance with the terms of their loan agreement. The Watch category, a non bank regulatory category, includes assets that, while performing, demonstrate above average risk through a pattern of declining earnings trends, strained cash flow, increasing leverage, and/or weakening market fundamentals. The Special Mention category includes assets that are currently protected but exhibit potential credit weakness or a downward trend which, if not checked or corrected, will weaken the Bank's asset or inadequately protect the Bank's position. Loans in the Substandard category have a well-defined weakness that jeopardizes the orderly liquidation of the debt. For loans in this category, normal repayment from the borrower is in jeopardy and there is a distinct possibility that a partial loss of interest and/or principal will occur if the deficiencies are not corrected. All loans greater than 90 days past due are considered Substandard. Loans in the Doubtful category have weaknesses inherent in those classified Substandard with the added provision that the weakness makes collection of debt in full, on the basis of current existing facts, conditions, and values, highly questionable and improbable. The portion of any loan that represents a specific allocation of the allowance for loan losses is placed in the special valuation category. Loans that are deemed incapable of repayment where continuance as an active asset of the Bank is not warranted are charged off as a Loss. The classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off the asset even though partial recovery may be achieved in the future.

	To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as delinquency, bankruptcy, repossession, or death occurs to raise awareness of a possible credit event. The Bank's Senior Lending Officer is responsible for the timely and accurate risk rating of the loans in the portfolios at origination and on an ongoing basis. The Bank has an experienced outsourced Loan Review function that on a quarterly basis, reviews and assesses loans within the portfolio and the adequacy of the Bank's allowance for loan losses. Detailed reviews, including plans for resolution, are performed on loans classified as Substandard or Doubtful on a quarterly basis. Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.

Management evaluates individual loans in all of the segments for possible impairment if the loan is either in nonaccrual status, or is risk rated Substandard or Doubtful. Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of any shortfall in relation to the principal and interest owed.

Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods: (a) the present value of expected future cash flows discounted at the loan's effective interest rate; (b) the loan's observable market price; or (c) the fair value of the collateral less selling costs. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Bank's policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition. A loan evaluated for impairment is deemed to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. The Company does not aggregate such loans for evaluation purposes. A reserve for losses related to unfunded lending commitments is also maintained. This reserve represents management's estimate of losses inherent in unfunded credit commitments.



The following table summarizes the primary segments of the loan portfolio, including net deferred loan origination fees and costs, as of December 31, 2013 and September 30, 2013:




December 31, 2013		Individually				Collectively				Total
		Evaluated for				Evaluated for
		Impairment				Impairment
		(In thousands)
Real estate:
One-to-four-family		$	6,465			$	85,391			$	91,856
Multi-family			—				25,599				25,599
Non-residential			541				53,557				54,098
Construction			—				935				935
Home equity and second mortgages			395				8,050				8,445


			7,401				173,532				180,933
Commercial			—				32,512				32,512
Consumer			—				83				83


Total		$	7,401			$	206,127			$	213,528






		Individually				Collectively				Total
		Evaluated for				Evaluated for
September 30, 2013		Impairment				Impairment
		(In thousands)
Real estate:
One-to-four-family		$	6,693			$	83,493			$	90,186
Multi-family			—				25,773				25,773
Non-residential			—				50,660				50,660
Construction			—				935				935
Home equity and second mortgages			471				7,699				8,170


			7,164				168,560				175,724
Commercial			873				32,219				33,092
Consumer			—				103				103


Total		$	8,037			$	200,882			$	208,919





The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of December 31, 2013 and September 30, 2013:




December 31, 2013		Impaired Loans with								Impaired		Total Impaired Loans
		Specific Allowance								Loans with
										No Specific
										Allowance
		Recorded				Related				Recorded		Recorded			Unpaid
		Investment				Allowance				Investment		Investment			Principal
															Balance
		(In thousands)
Real estate:
One-to-four-family		$	—			$	—			$	6,465	$	6,465		$	6,431
Multi-family			—				—				—		—			—
Non-residential			—				—				541		541			540
Construction			—				—				—		—			—
Home equity and second mortgages			—				—				395		395			388


			—				—				7,401		7,401			7,359
Commercial			—				—				—		—			—
Consumer			—				—				—		—			—


Total		$	—			$	—			$	7,401	$	7,401		$	7,359






September 30, 2013		Impaired Loans with								Impaired		Total Impaired Loans
		Specific Allowance								Loans with
										No Specific
										Allowance
		Recorded				Related				Recorded		Recorded			Unpaid
		Investment				Allowance				Investment		Investment			Principal
															Balance
		(In thousands)
Real estate:
One-to-four-family		$	—			$	—			$	6,693	$	6,693		$	6,658
Multi-family			—				—				—		—			—
Non-residential			—				—				—		—			—
Construction			—				—				—		—			—
Home equity and second mortgages			—				—				471		471			462


			—				—				7,164		7,164			7,120
Commercial			—				—				873		873			873
Consumer			—				—				—		—			—


Total		$	—			$	—			$	8,037	$	8,037		$	7,993

The following table presents the average recorded investment in impaired loans and related interest income recognized for the three month periods ended December 31, 2013 and 2012:




December 31, 2013		One-to-				Home Equity				Commercial		Consumer			Total
		four-				and Second
		family				Mortgages
		(In thousands)
Average investment in impaired loans		$	6,579			$	433			$	707	$	—		$	7,719
Interest income recognized on an accrual basis on impaired loans			21				3				—		—			24
Interest income recognized on a cash basis on impaired loans			16				—				—		—			16
December 31, 2012		One-to-				Home Equity				Commercial		Consumer			Total
		four-				and Second
		family				Mortgages
		(In thousands)
Average investment in impaired loans		$	10,659			$	617			$	—	$	14		$	11,290
Interest income recognized on an accrual basis on impaired loans			42				4				—		—			46
Interest income recognized on a cash basis on impaired loans			4				1				—		—			5



The following table presents the classes of the loan portfolio summarized by the aggregate Pass (including loans graded Watch) and the classified ratings of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2013 and September 30, 2013:




December 31, 2013		Pass				Special				Substandard		Doubtful			Total
December 31, 2013		Pass				Mention				Substandard		Doubtful			Total
		(In thousands)
Real estate:
One-to-four-family		$	88,446			$	—			$	3,410	$	—		$	91,856
Multi-family			24,846				753				—		—			25,599
Non-residential			51,802				1,755				541		—			54,098
Construction			935				—				—		—			935
Home equity and second mortgages			8,345				—				100		—			8,445


			174,374				2,508				4,051		—			180,933
Commercial			30,391				2,113				8		—			32,512
Consumer			83				—				—		—			83


Total		$	204,848			$	4,621			$	4,059	$	—		$	213,528






September 30, 2013		Pass				Special				Substandard		Doubtful			Total
September 30, 2013		Pass				Mention				Substandard		Doubtful			Total
		(In thousands)
Real estate:
One-to-four-family		$	86,077			$	—			$	4,109	$	—		$	90,186
Multi-family			25,018				755				—		—			25,773
Non-residential			50,660				—				—		—			50,660
Construction			935				—				—		—			935
Home equity and second mortgages			7,999				—				171		—			8,170


			170,689				755				4,280		—			175,724
Commercial			28,498				3,721				873		—			33,092
Consumer			103				—				—		—			103


Total		$	199,290			$	4,476			$	5,153	$	—		$	208,919



Management further monitors the performance and credit quality of the loan portfolio by analyzing the delinquency aging of the portfolio as determined by the length of time a recorded payment is past due.



The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2013 and September 30, 2013:




December 31, 2013		Current				30-59				60-89		90 Days or			Non-		Total		Total
						Days				Days		More Past			Accrual		Past
						Past				Past		Due and					Due
						Due				Due		Accruing
		(In thousands)
Real estate:
One-to-four-family		$	88,091			$	—			$	213	$	—		$	3,552	$	3,765	$	91,856
Multi-family			25,599				—				—		—			—		—		25,599
Non-residential			53,557				—				—		—			541		541		54,098
Construction			935				—				—		—			—		—		935
Home equity and second mortgages			7,872				573				—		—			—		573		8,445


			176,054				573				213		—			4,093		4,879		180,933
Commercial			32,512				—				—		—			—		—		32,512
Consumer			83				—				—		—			—		—		83


Total		$	208,649			$	573			$	213	$	—		$	4,093	$	4,879	$	213,528








September 30, 2013		Current				30-59				60-89		90 Days or			Non-		Total		Total
						Days				Days		More Past			Accrual		Past
						Past				Past		Due and					Due
						Due				Due		Accruing
		(In thousands)
Real estate:
One-to-four-family		$	86,125			$	—			$	237	$	—		$	3,824	$	4,061	$	90,186
Multi-family			25,773				—				—		—			—		—		25,773
Non-residential			50,660				—				—		—			—		—		50,660
Construction			935				—				—		—			—		—		935
Home equity and second mortgages			8,098				—				—		—			72		72		8,170


			171,591				—				237		—			3,896		4,133		175,724
Commercial			32,206				—				13		—			873		886		33,092
Consumer			103				—				—		—			—		—		103


Total		$	203,900			$	—			$	250	$	—		$	4,769	$	5,019	$	208,919





The Company is not committed to lend additional funds on nonaccrual loans at December 31, 2013.



Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALLL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALLL. Management utilizes an internally developed spreadsheet to track and apply the various components of the allowance.











The following table summarizes the primary segments of the ALLL, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of December 31, 2013 and September 30, 2013








December 31, 2013		ALLL				Collectively				Individually
		Balance				Evaluated for				Evaluated for
						Impairment				Impairment
		(In thousands)
Real estate:
One-to-four-family		$	227			$	227			$	—
Multi-family			14				14				—
Non-residential			262				262				—
Construction			4				4				—
Home equity and second mortgages			81				81				—


			588				588				—
Commercial			53				53				—
Consumer			5				5				—


Total		$	646			$	646			$	—


September 30, 2013		ALLL				Collectively				Individually
		Balance				Evaluated for				Evaluated for
						Impairment				Impairment
		(In thousands)
Real estate:
One-to-four-family		$	225			$	225			$	—
Multi-family			48				48				—
Non-residential			374				374				—
Construction			7				7				—
Home equity and second mortgages			82				82				—


			736				736				—
Commercial			187				187				—
Consumer			—				—				—


Total		$	923			$	923			$	—







:The following table summarizes activity in the primary segments of the ALLL for the three month periods ended December 31, 2013 and 2012:








December 31, 2013		Balance				Charge-				Recoveries		Provision			Balance
						offs									31-Dec-13
		30-Sep-13
		(In thousands)

Real estate:
One-to-four-family		$	225			$	(44	)		$	—	$	46		$	227
Multi-family			48				—				—		-34			14
Non-residential			374				(324	)			—		212			262
Construction			7				—				—		(3	)		4
Home equity and second mortgages			82				—				—		(1	)		81

			736				(368	)			—		220			588

Commercial			187				(9	)			—		(125	)		53
Consumer			—				—				—		5			5


Total		$	923			$	(377	)		$	—	$	100		$	646







December 31, 2012		Balance				Charge-				Recoveries		Provision			Balance
						offs									31-Dec-12
		30-Sep-12
		(In thousands)

Real estate:
One-to-four-family		$	625			$	(218	)		$	—	$	203		$	610
Multi-family			35				—				—		(9	)		26
Non-residential			67				—				—		(28	)		39
Construction			3				—				—		(3	)		—
Home equity and second mortgages			71				—				—		23			94

			801				(218	)			—		186			769

Commercial			164				—				—		(86	)		78
Consumer			2				—				—		—			2


Total		$	967			$	(218	)		$	—	$	100		$	849






The Company has adopted Accounting Standards Update (ASU) No. 2011-02, which provides additional guidance to creditors for evaluating whether a modification or restructuring of a receivable is a troubled debt restructuring ("TDR"). A TDR is a loan that has been modified whereby the Bank has agreed to make certain concessions that would otherwise not be granted to a borrower experiencing or expected to experience financial difficulties in order to maximize the ultimate recovery of a loan. The types of concessions granted generally include, but are not limited to interest rate reductions, limitations on the accrued interest charged, term extensions, and deferment of principal. In evaluating whether a restructuring constitutes a TDR, ASU No. 2011-02 requires that a creditor must separately conclude that the restructuring constitutes a concession and the borrower is experiencing financial difficulties. In conjunction with the Bank's adoption of ASU No. 2011-02, it determined that no loans were TDRs other than those previously considered as such prior to the adoption. The concessions granted on these loans consisted of interest rate reductions and/- or extensions of the loan term. The following table summarizes the TDR during the three month periods ended December 31, 2013 and 2013:

			Number of Loans		Recorded Investment Before Modification		Recorded Investment After Modification
December 31, 2013		(Dollars in thousands)
One-to-four-family			1	$	523	$	523
December 31, 2012
One-to-four-family			2	$	25	$	25



A default on a troubled debt restructured loan for purposes of disclosure occurs when a borrower is 90 days past due or a foreclosure or repossession of the applicable collateral has occurred. During the three month periods ended December 31, 2013 and 2012, one and no defaults occurred on troubled debt restructured loans that were modified as a TDR within the previous 12 months.

Fair_Value_Measurements_and_Fa

Fair Value Measurements and Fair Value of Financial Instruments	3 Months Ended
	Dec. 31, 2013
Fair Value Measurements and Fair Value of Financial Instruments [Abstract]	'
Fair Value Measurements and Fair Value of Financial Instruments	'

	10. Fair Value Measurements

	U.S. GAAP has established a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:

	Level 1: Quoted prices in active markets for identical assets or liabilities.

	Level 2: Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.

	Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.

	An asset's or liability's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

	In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and counterparty creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective value or reflective of future values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. In addition, the guidance requires the Company to disclose the fair value for financial assets on both a recurring and non-recurring basis.



	For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy at December 31, 2013 and September 30, 2013 are summarized below:




	Description		Fair			(Level 1)			(Level 2)		(Level 3)
			Value			Quoted Prices in			Significant Other		Significant
						Active Markets for			Observable Inputs		Unobservable Inputs
						Identical Assets
			(In thousands)
	December 31, 2013
	Securities available for sale:
	U.S. Government Agencies		$	18,642		$	—		$	18,642	$	—
	Corporate bonds			4,259			—			4,259		—
	Municipal bonds			3,717			—			3,717		—
	Mortgage-backed securities			12,771			—			12,771		—
	Description		Fair			(Level 1)			(Level 2)		(Level 3)
			Value			Quoted Prices in			Significant Other		Significant
						Active Markets for			Observable Inputs		Unobservable Inputs
						Identical Assets
			(In thousands)
	September 30, 2013
	Securities available for sale:
	U.S. Government Agencies		$	18,826		$	—		$	18,826	$	—
	Corporate bonds			4,306			—			4,306		—
	Municipal bonds			3,727			—			3,727		—
	Mortgage-backed securities			13,561			—			13,561		—



	The Company had no financial assets measured at fair value on a non-recurring basis as of December 31, 2013 or September 30, 2013.





	The following methods and assumptions were used to estimate the fair value of each class of financial instruments at December 31, 2013 and September 30, 2013:

	Cash and Cash Equivalents, Interest Receivable and Interest Payable. The carrying amounts for cash and cash equivalents, interest receivable and interest payable approximate fair value because they mature in three months or less.

	Securities. The fair value for debt securities are based on quoted market prices or dealer prices (Level 1), if available. If quoted market prices are not available, fair values are determined by obtaining matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs).

	Loans Receivable. The fair value of loans receivable is estimated by discounting the future cash flows, using the current market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, of such loans.

	Loans Held for Sale. Loans held for sale are carried at estimated fair value in the aggregate, determined based on actual amounts subsequently realized after the balance sheet date, or estimates of amounts to be subsequently realized, based on actual amounts realized for similar loans.

Deposits. The fair value of demand, savings and club accounts is equal to the amount payable on demand at the reporting date. The fair value of certificates of deposit is estimated using market rates currently offered for deposits of similar remaining maturities. The fair value estimates do not include the benefit that results from the low-cost funding provided by deposit liabilities compared to the cost of borrowing funds in the market.

Advances from FHLB. Fair value is estimated using rates currently offered for advances of similar remaining maturities.



Commitments to Extend Credits. The fair value of commitments to fund credit lines and originate or participate in loans is estimated using fees currently charged to enter into similar agreements taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed rate loan commitments, fair value also considers the difference between current levels of interest and the committed rates. The carrying value, represented by the net deferred fee arising from the unrecognized commitment, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment using fees currently charged to enter into similar agreements with similar credit risk, was not considered material at December 31, 2013 or September 30, 2013.

The carrying amounts and estimated fair values of financial instruments at December 31, 2013 are summarized as follows:




Description				Fair				(Level 1)					(Level 2)			(Level 3)
				Value				Quoted Prices in					Significant Other			Significant
								Active Markets for					Observable Inputs			Unobservable Inputs
								Identical Assets
		Carrying

		Amount
December 31, 2013				(In thousands)
Financial assets:
Cash and cash equivalents	$	3,354		$	3,354				$	3,354				$	—		$	—
Securities available-for-sale		39,389			39,389					—					39,389			—
Loans receivable		212,882			229,314					—					—			229,314
Accrued interest receivable		1,002			1,002					—					1,002			—
Financial liabilities:
Deposits		216,701			218,002					—					218,002			—
FHLB-NY advances		19,784			20,798					—					20,798			—
Accrued interest payable		97			97					—					97			—




The carrying amounts and estimated fair values of financial instruments at September 30, 2013 are summarized as follows:




Description				Fair				(Level 1)					(Level 2)			(Level 3)
				Value				Quoted Prices in					Significant Other			Significant
								Active Markets for					Observable Inputs			Unobservable Inputs
								Identical Assets
		Carrying

		Amount
September 30, 2013				(In thousands)
Financial assets:
Cash and cash equivalents	$	2,477		$	2,477				$	2,477				$	—		$	—
Securities available-for-sale		40,420			40,420					—					40,420			—
Loans held for sale		337			337					—					337
Loans receivable		207,996			224,884					—					—			224,884
Accrued interest receivable		954			954					—					954			—
Financial liabilities:
Deposits		212,312			213,595					—					213,595			—
FHLB-NY advances		19,889			20,976					—					20,976			—
Accrued interest payable		130			130					—					130			—




Limitations

The fair value estimates are made at a discrete point in time based on relevant market information about the financial instruments. Fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Further, the foregoing estimates may not reflect the actual amount that could be realized if all of the financial instruments were offered for sale.



In addition, the fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to value the anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets and liabilities that are not considered financial assets and liabilities include premises and equipment and advances from borrowers for taxes and insurance. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.



Finally, reasonable comparability between financial institutions may not be likely due to the wide range of permitted valuation techniques and numerous estimates which must be made given the absence of active secondary markets for many of the financial instruments. This lack of uniform valuation methodologies introduces a greater degree of subjectivity to these estimated fair values.

Federal_Home_Loan_Bank_of_New_

Federal Home Loan Bank of New York Stock	3 Months Ended
Federal Home Loan Bank of New York Stock	Dec. 31, 2013
Federal Home Loan Bank Of New York Stock [Abstract]	'
Federal Home Loan Bank of New York Stock	'

	11. Federal Home Loan Bank of New York Stock

	The Company's required investment in the common stock of the FHLB-NY is carried at cost as of December 31, 2013 and September 30, 2013. Management periodically evaluates this common stock for impairment based on assessment of the ultimate recoverability of the cost of the stock rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of the cost of the stock is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB-NY as compared to the capital stock amount for the FHLB-NY and the length of time this situation has persisted, (2) commitments by the FHLB-NY to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB-NY, (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB-NY, and (4) the liquidity position of the FHLB-NY. Management believes no impairment charge was necessary related to the FHLB-NY stock as of December 31, 2013 or September 30, 2013.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
Recent Accounting Pronouncements	Dec. 31, 2013
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'

	12. Recent Accounting Pronouncements



	In January 2014, the FASB issued ASU 2014-04 "Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure". The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. Under the modified retrospective transition method, an entity should apply the amendments in this Update by means of a cumulative-effect adjustment to residential consumer mortgage loans and foreclosed residential real estate properties existing as of the beginning of the annual period for which the amendments are effective. Assets reclassified from real estate to loans as a result of adopting the amendments in this Update should be measured at the carrying value of the real estate at the date of adoption. Assets reclassified from loans to real estate as a result of adopting the amendments in this Update should be measured at the lower of the net amount of loan receivable or the real estate's fair value less costs to sell at the time of adoption. For prospective transition, an entity should apply the amendments in this Update to all instances of an entity receiving physical possession of residential real estate property collateralized by consumer mortgage loans that occur after the date of adoption. Early adoption is permitted. This update is not expected to have a material effect on the financial statements of the Company.

Commitments_and_Contingencies

Commitments and Contingencies	3 Months Ended
Commitments and Contingencies	Dec. 31, 2013
Commitments and Contingencies [Abstract]	'
Commitments and Contingencies	'

	13. Commitments and Contingencies

	The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments primarily include commitments to extend credit. These financial instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the statements of financial condition. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance-sheet instruments.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policy)	3 Months Ended
Summary of Significant Accounting Policies (Policy)	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Consolidation [Policy Text Block]	'

	The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America ("GAAP"). In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the statements of financial condition and revenues and expenses for the periods then ended. Actual results could differ significantly from those estimates.

Use of Estimates, Policy [Policy Text Block]	'

	It is management's opinion that accounting estimates covering certain aspects of the business have more significance than others due to the relative importance of those areas to overall performance, or the level of subjectivity required in making these estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, the potential impairment of FHLB stock, the determination of other-than-temporary impairment on securities, and the assessment of whether deferred taxes are more likely than not to be realized. Management believes that the allowance for loan losses represents its best estimate of losses known and inherent in the loan portfolio that are both probable and reasonable to estimate. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in market and economic conditions in the Company's market area. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses. Such agencies may require the Company to recognize additions to the allowance for loan losses based on their judgments about information available to them at the time of their examination.

Federal Home Loan Bank of New York Stock [Policy Text Block]	'

	Management's determination of whether investments, including FHLB stock, are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. Management's assessment as to the amount of deferred taxes more likely than not to be realized is based upon estimates of future taxable income, which is subject to revision upon receipt of updated information.

Subsequent Events, Policy [Policy Text Block]	'

	The Company follows Financial Accounting Standards Board ("FASB") guidance on subsequent events, which establishes general standards for accounting for and disclosure of events that occur after the balance sheet date but before the financial statements are issued. This guidance sets forth the period after the balance sheet date during which management of the reporting entity should evaluate events or transactions that occur for potential recognition in the financial statements. This guidance identifies the circumstances under which an entity should recognize events or transactions occurring after the balance sheet date in its financial statements, and the disclosure that should be made about events or transactions that occur after the balance sheet date. In preparing these consolidated financial statements, the Company evaluated the events that occurred after December 31, 2013 and through the date these consolidated financial statements were issued.

Benefit_Plans_Tables

Benefit Plans (Tables)	3 Months Ended
	Dec. 31, 2013
Benefit Plans [Abstract]	'
Components of Periodic Pension Expense	'

			Three Months

			Ended
			December 31,
			2013			2012
		(In Thousands)
	Service cost		$	—		$	—
	Interest cost			62			64
	Expected return on plan assets			(73	)		(66	)
	Amortization of unrecognized loss			23			5

	Total		$	12		$	3

Securities_Available_for_Sale_

Securities Available for Sale (Tables)	3 Months Ended
Securities Available for Sale (Tables)	Dec. 31, 2013
Securities Available for Sale [Abstract]	'
Available-for-Sale Securities [Table Text Block]	'

	Securities available for sale as of December 31, 2013 and September 30, 2013 were as follows:

		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
		(In thousands)
	31-Dec-13
	U.S. Government Agencies:
	Due after five but within ten years	$	14,991	$	—	$	805	$	14,186
	Due after ten years but within fifteen years		5,000		—		544		4,456
	Corporate bonds due after five years but within ten years		4,379		—		120		4,259
	Municipal bonds:
	Due within five years		468		—		3		465
	Due after five years but within ten years		3,267		19		34		3,252
	Mortgage-backed securities		12,767		191		187		12,771


		$	40,872	$	210	$	1,693	$	39,389





		Amortized		Gross		Gross		Fair
		Cost		Unrealized		Unrealized		Value
				Gains		Losses
		(In thousands)
	September 30, 2013
	U.S. Government Agencies:
	Due after five but within ten years	$	14,990	$	—	$	760	$	14,230
	Due after ten years but within fifteen years		5,000		—		404		4,596
	Corporate bonds due after five years but within ten years		4,384		—		78		4,306
	Municipal bonds:
	Due within five years		988		—		8		980
	Due after five years but within ten years		2,753		32		38		2,747
	Mortgage-backed securities		13,497		203		139		13,561


		$	41,612	$	235	$	1,427	$	40,420





Age of Unrealized Losses and Fair Value of Available-for-Sale Securities [Table Text Block]	'

	The age of unrealized losses and fair value of related securities available for sale at December 31, 2013 and September 30, 2013 were as follows:

		Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(In thousands)
	31-Dec-13
	U.S. Government Agencies	$	18,642	$	1,347	$	—	$	—	$	18,642	$	1,347
	Corporate bonds		4,259		120						4,259		120
	Municipal bonds		2,309		37						2,309		37
	Mortgage-backed securities		4,039		187		—		—		4,039		187
		$	29,249	$	1,693	$	—	$	—	$	29,249	$	1,693




		Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(In thousands)
	30-Sep-13
	U.S. Government Agencies	$	18,826	$	1,164	$	—	$	—	$	18,826	$	1,164
	Corporate bonds		4,306		78						4,306		78
	Municipal bonds		2,625		46						2,625		46
	Mortgage-backed securities		4,353		139		—		—		4,353		139
		$	30,110	$	1,427	$	—	$	—	$	30,110	$	1,427

Loans_Receivable_Tables

Loans Receivable (Tables)	3 Months Ended
Loans Receivable (Tables)	Dec. 31, 2013
Loans Receivable [Abstract]	'
Loan Balances [Table Text Block]	'

			,
			December 31,2013				30-Sep-13
			(In thousands)
	Real estate:
	One-to-four-family		$	91,838			$	90,177
	Multi-family			25,594				25,771
	Non-residential			54,087				50,655
	Construction			935				935
	Home equity and second mortgages			8,444				8,169


				180,898				175,707
	Commercial			32,506				33,089
	Consumer			83				103


	Total Loans			213,487				208,899
	Allowance for loan losses			(646	)			(923	)
	Net deferred loan origination fees and costs			41				20


			$	212,882			$	207,996


Primary Segments of the Loan Portfolio [Table Text Block]	'

	The following table summarizes the primary segments of the loan portfolio, including net deferred loan origination fees and costs, as of December 31, 2013 and September 30, 2013:




	December 31, 2013		Individually				Collectively				Total
			Evaluated for				Evaluated for
			Impairment				Impairment
			(In thousands)
	Real estate:
	One-to-four-family		$	6,465			$	85,391			$	91,856
	Multi-family			—				25,599				25,599
	Non-residential			541				53,557				54,098
	Construction			—				935				935
	Home equity and second mortgages			395				8,050				8,445


				7,401				173,532				180,933
	Commercial			—				32,512				32,512
	Consumer			—				83				83


	Total		$	7,401			$	206,127			$	213,528





			Individually				Collectively				Total
			Evaluated for				Evaluated for
	September 30, 2013		Impairment				Impairment
			(In thousands)
	Real estate:
	One-to-four-family		$	6,693			$	83,493			$	90,186
	Multi-family			—				25,773				25,773
	Non-residential			—				50,660				50,660
	Construction			—				935				935
	Home equity and second mortgages			471				7,699				8,170


				7,164				168,560				175,724
	Commercial			873				32,219				33,092
	Consumer			—				103				103


	Total		$	8,037			$	200,882			$	208,919


Impaired Loans by Class [Table Text Block]	'

	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of December 31, 2013 and September 30, 2013:




	December 31, 2013		Impaired Loans with								Impaired			Total Impaired Loans
			Specific Allowance								Loans with
											No Specific
											Allowance
			Recorded				Related				Recorded			Recorded				Unpaid
			Investment				Allowance				Investment			Investment				Principal
																		Balance
			(In thousands)
	Real estate:
	One-to-four-family		$	—			$	—			$	6,465		$	6,465			$	6,431
	Multi-family			—				—				—			—				—
	Non-residential			—				—				541			541				540
	Construction			—				—				—			—				—
	Home equity and second mortgages			—				—				395			395				388


				—				—				7,401			7,401				7,359
	Commercial			—				—				—			—				—
	Consumer			—				—				—			—				—


	Total		$	—			$	—			$	7,401		$	7,401			$	7,359





	September 30, 2013		Impaired Loans with								Impaired			Total Impaired Loans
			Specific Allowance								Loans with
											No Specific
											Allowance
			Recorded				Related				Recorded			Recorded				Unpaid
			Investment				Allowance				Investment			Investment				Principal
																		Balance
			(In thousands)
	Real estate:
	One-to-four-family		$	—			$	—			$	6,693		$	6,693			$	6,658
	Multi-family			—				—				—			—				—
	Non-residential			—				—				—			—				—
	Construction			—				—				—			—				—
	Home equity and second mortgages			—				—				471			471				462


				—				—				7,164			7,164				7,120
	Commercial			—				—				873			873				873
	Consumer			—				—				—			—				—


	Total		$	—			$	—			$	8,037		$	8,037			$	7,993

	The following table presents the average recorded investment in impaired loans and related interest income recognized for the three month periods ended December 31, 2013 and 2012:




	December 31, 2013		One-to-				Home Equity				Commercial			Consumer				Total
			four-				and Second
family			Mortgages
			(In thousands)
Average investment in impaired loans		$	6,579			$	433			$	707		$	—			$	7,719
Interest income recognized on an accrual basis on impaired loans			21				3				—			—				24
Interest income recognized on a cash basis on impaired loans			16				—				—			—				16
December 31, 2012		One-to-				Home Equity				Commercial			Consumer				Total
		four-				and Second
		family				Mortgages
		(In thousands)
Average investment in impaired loans		$	10,659			$	617			$	—		$	14			$	11,290
Interest income recognized on an accrual basis on impaired loans			42				4				—			—				46
Interest income recognized on a cash basis on impaired loans			4				1				—			—				5
Classes of the Loan Portfolio Summarized by the Aggregate Risk Level [Table Text Block]	'

	The following table presents the classes of the loan portfolio summarized by the aggregate Pass (including loans graded Watch) and the classified ratings of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2013 and September 30, 2013:




	December 31, 2013		Pass				Special				Substandard			Doubtful				Total
	December 31, 2013		Pass				Mention				Substandard			Doubtful				Total
			(In thousands)
	Real estate:
	One-to-four-family		$	88,446			$	—			$	3,410		$	—			$	91,856
	Multi-family			24,846				753				—			—				25,599
	Non-residential			51,802				1,755				541			—				54,098
	Construction			935				—				—			—				935
	Home equity and second mortgages			8,345				—				100			—				8,445


				174,374				2,508				4,051			—				180,933
	Commercial			30,391				2,113				8			—				32,512
	Consumer			83				—				—			—				83


	Total		$	204,848			$	4,621			$	4,059		$	—			$	213,528





	September 30, 2013		Pass				Special				Substandard			Doubtful				Total
	September 30, 2013		Pass				Mention				Substandard			Doubtful				Total
			(In thousands)
	Real estate:
	One-to-four-family		$	86,077			$	—			$	4,109		$	—			$	90,186
	Multi-family			25,018				755				—			—				25,773
	Non-residential			50,660				—				—			—				50,660
	Construction			935				—				—			—				935
	Home equity and second mortgages			7,999				—				171			—				8,170


				170,689				755				4,280			—				175,724
	Commercial			28,498				3,721				873			—				33,092
	Consumer			103				—				—			—				103


	Total		$	199,290			$	4,476			$	5,153		$	—			$	208,919





Classes of the Loan Portfolio Summarized by the Aging Categories of Performing Loans and Nonaccrual Loans [Table Text Block]	'

	The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2013 and September 30, 2013:




	December 31, 2013		Current				30-59				60-89			90 Days or				Non-		Total		Total
							Days				Days			More Past				Accrual		Past
							Past				Past			Due and						Due
							Due				Due			Accruing
			(In thousands)
	Real estate:
	One-to-four-family		$	88,091			$	—			$	213		$	—			$	3,552	$	3,765	$	91,856
	Multi-family			25,599				—				—			—				—		—		25,599
	Non-residential			53,557				—				—			—				541		541		54,098
	Construction			935				—				—			—				—		—		935
	Home equity and second mortgages			7,872				573				—			—				—		573		8,445


				176,054				573				213			—				4,093		4,879		180,933
	Commercial			32,512				—				—			—				—		—		32,512
	Consumer			83				—				—			—				—		—		83


	Total		$	208,649			$	573			$	213		$	—			$	4,093	$	4,879	$	213,528





	September 30, 2013		Current				30-59				60-89			90 Days or				Non-		Total		Total
							Days				Days			More Past				Accrual		Past
							Past				Past			Due and						Due
							Due				Due			Accruing
			(In thousands)
	Real estate:
	One-to-four-family		$	86,125			$	—			$	237		$	—			$	3,824	$	4,061	$	90,186
	Multi-family			25,773				—				—			—				—		—		25,773
	Non-residential			50,660				—				—			—				—		—		50,660
	Construction			935				—				—			—				—		—		935
	Home equity and second mortgages			8,098				—				—			—				72		72		8,170


				171,591				—				237			—				3,896		4,133		175,724
	Commercial			32,206				—				13			—				873		886		33,092
	Consumer			103				—				—			—				—		—		103


	Total		$	203,900			$	—			$	250		$	—			$	4,769	$	5,019	$	208,919


Primary Segments of the Allowance for Loan Losses [Table Text Block]	'






	December 31, 2013		ALLL				Collectively				Individually
			Balance				Evaluated for				Evaluated for
							Impairment				Impairment
			(In thousands)
	Real estate:
	One-to-four-family		$	227			$	227			$	—
	Multi-family			14				14				—
	Non-residential			262				262				—
	Construction			4				4				—
	Home equity and second mortgages			81				81				—


				588				588				—
	Commercial			53				53				—
	Consumer			5				5				—


	Total		$	646			$	646			$	—


	September 30, 2013		ALLL				Collectively				Individually
			Balance				Evaluated for				Evaluated for
							Impairment				Impairment
			(In thousands)
	Real estate:
	One-to-four-family		$	225			$	225			$	—
	Multi-family			48				48				—
	Non-residential			374				374				—
	Construction			7				7				—
	Home equity and second mortgages			82				82				—


				736				736				—
	Commercial			187				187				—
	Consumer			—				—				—


	Total		$	923			$	923			$	—





Activity in the Primary Segments of the Allowance for Loan Losses [Table Text Block]	'

	The following table summarizes activity in the primary segments of the ALLL for the three month periods ended December 31, 2013 and 2012:




	December 31, 2013		Balance				Charge-				Recoveries			Provision				Balance
							offs											31-Dec-13
			30-Sep-13
			(In thousands)

	Real estate:
	One-to-four-family		$	225			$	(44	)		$	—		$	46			$	227
	Multi-family			48				—				—			-34				14
	Non-residential			374				(324	)			—			212				262
	Construction			7				—				—			(3	)			4
	Home equity and second mortgages			82				—				—			(1	)			81

				736				(368	)			—			220				588

	Commercial			187				(9	)			—			(125	)			53
	Consumer			—				—				—			5				5


	Total		$	923			$	(377	)		$	—		$	100			$	646






	December 31, 2012		Balance				Charge-				Recoveries			Provision				Balance
							offs											31-Dec-12
			30-Sep-12
			(In thousands)

	Real estate:
	One-to-four-family		$	625			$	(218	)		$	—		$	203			$	610
	Multi-family			35				—				—			(9	)			26
	Non-residential			67				—				—			(28	)			39
	Construction			3				—				—			(3	)			—
	Home equity and second mortgages			71				—				—			23				94

				801				(218	)			—			186				769

	Commercial			164				—				—			(86	)			78
	Consumer			2				—				—			—				2


	Total		$	967			$	(218	)		$	—		$	100			$	849






Summary of Troubled Debt Restructurings [Table Text Block]	'
				Number of Loans		Recorded Investment Before Modification		Recorded Investment After Modification
	December 31, 2013		(Dollars in thousands)
	One-to-four-family			1	$	523	$	523
	December 31, 2012
	One-to-four-family			2	$	25	$	25

Fair_Value_Measurements_and_Fa1

Fair Value Measurements and Fair Value of Financial Instruments (Tables)	3 Months Ended
	Dec. 31, 2013
Fair Value Measurements and Fair Value of Financial Instruments [Abstract]	'
Financial Assets Measured at Fair Value on a Recurring Basis [Table Text Block]	'

	Description		Fair				(Level 1)		(Level 2)			(Level 3)
			Value				Quoted Prices in		Significant Other			Significant
							Active Markets for		Observable Inputs			Unobservable Inputs
							Identical Assets
			(In thousands)
	December 31, 2013
	Securities available for sale:
	U.S. Government Agencies		$	18,642			$	—	$	18,642		$	—
	Corporate bonds			4,259				—		4,259			—
	Municipal bonds			3,717				—		3,717			—
	Mortgage-backed securities			12,771				—		12,771			—
	Description		Fair				(Level 1)		(Level 2)			(Level 3)
			Value				Quoted Prices in		Significant Other			Significant
							Active Markets for		Observable Inputs			Unobservable Inputs
							Identical Assets
			(In thousands)
	September 30, 2013
	Securities available for sale:
	U.S. Government Agencies		$	18,826			$	—	$	18,826		$	—
	Corporate bonds			4,306				—		4,306			—
	Municipal bonds			3,727				—		3,727			—
	Mortgage-backed securities			13,561				—		13,561			—
Fair Value, by Balance Sheet Grouping [Table Text Block]	'

	The carrying amounts and estimated fair values of financial instruments at December 31, 2013 are summarized as follows:



	Description				Fair				(Level 1)					(Level 2)			(Level 3)
					Value				Quoted Prices in					Significant Other			Significant
									Active Markets for					Observable Inputs			Unobservable Inputs
									Identical Assets
			Carrying

			Amount
	December 31, 2013				(In thousands)
	Financial assets:
	Cash and cash equivalents	$	3,354		$	3,354				$	3,354				$	—		$	—
	Securities available-for-sale		39,389			39,389					—					39,389			—
	Loans receivable		212,882			229,314					—					—			229,314
	Accrued interest receivable		1,002			1,002					—					1,002			—
	Financial liabilities:
	Deposits		216,701			218,002					—					218,002			—
	FHLB-NY advances		19,784			20,798					—					20,798			—
	Accrued interest payable		97			97					—					97			—


	The carrying amounts and estimated fair values of financial instruments at September 30, 2013 are summarized as follows:



	Description				Fair				(Level 1)					(Level 2)			(Level 3)
					Value				Quoted Prices in					Significant Other			Significant
									Active Markets for					Observable Inputs			Unobservable Inputs
									Identical Assets
			Carrying

			Amount
	September 30, 2013				(In thousands)
	Financial assets:
	Cash and cash equivalents	$	2,477		$	2,477				$	2,477				$	—		$	—
	Securities available-for-sale		40,420			40,420					—					40,420			—
	Loans held for sale		337			337					—					337
	Loans receivable		207,996			224,884					—					—			224,884
	Accrued interest receivable		954			954					—					954			—
	Financial liabilities:
	Deposits		212,312			213,595					—					213,595			—
	FHLB-NY advances		19,889			20,976					—					20,976			—
	Accrued interest payable		130			130					—					130			—

Description_of_Business_Nature1

Description of Business, Nature of Operations and Termination of Pending Merger (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Description of Operations [Abstract]	'
Business Acquisition, Termination Fee Due in the Event of Merger Termination	$1,000

Net_Income_Per_Share_Details

Net Income Per Share (Details)	3 Months Ended
Net Income Per Share (Details)	Dec. 31, 2013	Dec. 31, 2012
Net Income Per Share [Abstract]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	185,491	186,479
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	186,479	186,479

Benefit_Plans_Components_of_Ne

Benefit Plans (Components of Net Periodic Pension Cost) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Benefit Plans [Abstract]	'	'
Service cost	$0	$0
Interest cost	62	64
Expected return on plan assets	-73	-66
Amortization of unrecognized loss	23	5
Total	$12	$3

Stock_Based_Compensation_Narra

Stock Based Compensation (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period	'5 years	'
Stock or Unit Option Plan Expense	$10	$20
Restricted Stock or Unit Expense	9	31
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	84	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	186,479	186,479
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options	$118	'
Employee Stock Option [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	205,516	'
Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	82,206	'

Securities_Narrative_Details

Securities (Narrative) (Details)	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2013	Sep. 30, 2013
	security	security	U.S. Government Agencies [Member]	U.S. Government Agencies [Member]	Corporate bonds [Member]	Corporate bonds [Member]	Municipal bonds [Member]	Municipal bonds [Member]	Mortgage-backed securities [Member]	Mortgage-backed securities [Member]
			security	security	security	security	security	security	security	security
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	'	'	4	4	3	3	4	4	1	1
Available-for-sale Securities, Number of Sales	0	0	'	'	'	'	'	'	'	'

Securities_AvailableforSale_Se

Securities (Available-for-Sale Securities) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Gross Unrealized Gains	$210	$235
Gross Unrealized Losses	1,693	1,427
Amortized Cost, Total	40,872	41,612
Available-for-sale Securities, Total	39,389	40,420
U.S. Government Agencies [Member]	'	'
Available-for-sale Securities, Total	18,642	18,826
Corporate bonds [Member]	'	'
Available-for-sale Securities, Total	4,259	4,306
Municipal bonds [Member]	'	'
Available-for-sale Securities, Total	3,717	3,727
Mortgage-backed securities [Member]	'	'
Gross Unrealized Gains	191	203
Gross Unrealized Losses	187	139
Amortized Cost	12,767	13,497
Fair Value	12,771	13,561
Available-for-sale Securities, Total	12,771	13,561
Due after one but within five years [Member] \| Municipal bonds [Member]	'	'
Gross Unrealized Losses	3	'
Amortized Cost, Due after one but within five years	468	'
Fair Value, Due after one but within five years	465	'
Due after five but within ten years [Member] \| U.S. Government Agencies [Member]	'	'
Gross Unrealized Losses	805	760
Amortized Cost, Due after five years but within ten years	14,991	14,990
Fair Value, Due after five but within ten years	14,186	14,230
Due after five but within ten years [Member] \| Corporate bonds [Member]	'	'
Gross Unrealized Losses	120	78
Amortized Cost, Due after five years but within ten years	4,379	4,384
Fair Value, Due after five but within ten years	4,259	4,306
Due after five but within ten years [Member] \| Municipal bonds [Member]	'	'
Gross Unrealized Gains	19	32
Gross Unrealized Losses	34	38
Amortized Cost, Due after five years but within ten years	3,267	2,753
Fair Value, Due after five but within ten years	3,252	2,747
Due after ten but within fifteen years [Member] \| U.S. Government Agencies [Member]	'	'
Gross Unrealized Losses	544	404
Amortized Cost, Due after ten years but within fifteen years	5,000	5,000
Fair Value, Due after ten but within fifteen years	$4,456	$4,596

Securities_Age_of_Unrealized_L

Securities (Age of Unrealized Losses and Fair Value of Available-for-Sale Securities) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Less than 12 Months, Fair Value	$29,249	$30,110
Less than 12 Months, Unrealized Losses	1,693	1,427
Total, Fair Value	29,249	30,110
Total, Unrealized Losses	1,693	1,427
U.S. Government Agencies [Member]	'	'
Less than 12 Months, Fair Value	18,642	18,826
Less than 12 Months, Unrealized Losses	1,347	1,164
Total, Fair Value	18,642	18,826
Total, Unrealized Losses	1,347	1,164
Corporate bonds [Member]	'	'
Less than 12 Months, Fair Value	4,259	4,306
Less than 12 Months, Unrealized Losses	120	78
Total, Fair Value	4,259	4,306
Total, Unrealized Losses	120	78
Municipal bonds [Member]	'	'
Less than 12 Months, Fair Value	2,309	2,625
Less than 12 Months, Unrealized Losses	37	46
Total, Fair Value	2,309	2,625
Total, Unrealized Losses	37	46
Mortgage-backed securities [Member]	'	'
Less than 12 Months, Fair Value	4,039	4,353
Less than 12 Months, Unrealized Losses	187	139
Total, Fair Value	4,039	4,353
Total, Unrealized Losses	$187	$139

Loans_Loan_Balances_Details

Loans (Loan Balances) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Real estate:	$180,898	$175,707
Commercial	32,506	33,089
Consumer	83	103
Total	213,487	208,899
Allowance for loan losses	-646	-923
Net deferred loan origination fees and costs	41	20
Loans receivable, net of allowance for loan losses of $833 and $749, respectively	212,882	207,996
One-to-four-family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Real estate:	91,838	90,177
Multi-family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Real estate:	25,594	25,771
Non-residential [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Real estate:	54,087	50,655
Construction [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Real estate:	935	935
Home equity and second mortgages [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Real estate:	$8,444	$8,169

Loans_Primary_Segments_of_the_

Loans (Primary Segments of the Loan Portfolio) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Individually Evaluated for Impairment	$7,401	$8,037
Collectively Evaluated for Impairment	206,127	200,882
Total	213,528	208,919
Real Estate: [Member]	'	'
Individually Evaluated for Impairment	7,401	7,164
Collectively Evaluated for Impairment	173,532	168,560
Total	180,933	175,724
One-to-four-family [Member]	'	'
Individually Evaluated for Impairment	6,465	6,693
Collectively Evaluated for Impairment	85,391	83,493
Total	91,856	90,186
Multi-family [Member]	'	'
Collectively Evaluated for Impairment	25,599	25,773
Total	25,599	25,773
Non-residential [Member]	'	'
Individually Evaluated for Impairment	541	'
Collectively Evaluated for Impairment	53,557	50,660
Total	54,098	50,660
Construction [Member]	'	'
Collectively Evaluated for Impairment	935	935
Total	935	935
Home equity and second mortgages [Member]	'	'
Individually Evaluated for Impairment	395	471
Collectively Evaluated for Impairment	8,050	7,699
Total	8,445	8,170
Commercial [Member]	'	'
Individually Evaluated for Impairment	'	873
Collectively Evaluated for Impairment	32,512	32,219
Total	32,512	33,092
Consumer [Member]	'	'
Collectively Evaluated for Impairment	83	103
Total	$83	$103

Loans_Impaired_Loans_by_Class_

Loans (Impaired Loans by Class) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Specific Allowance, Recorded Investment	$7,401	$8,037
Total Impaired Loans, Recorded Investment	7,401	8,037
Total Impaired Loans, Unpaid Principal Balance	7,359	7,993
Real Estate: [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Specific Allowance, Recorded Investment	7,401	7,164
Total Impaired Loans, Recorded Investment	7,401	7,164
Total Impaired Loans, Unpaid Principal Balance	7,359	7,120
One-to-four-family [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Specific Allowance, Recorded Investment	6,465	6,693
Total Impaired Loans, Recorded Investment	6,465	6,693
Total Impaired Loans, Unpaid Principal Balance	6,431	6,658
Non-residential [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Specific Allowance, Recorded Investment	541	'
Total Impaired Loans, Recorded Investment	541	'
Total Impaired Loans, Unpaid Principal Balance	540	'
Home equity and second mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Specific Allowance, Recorded Investment	395	471
Total Impaired Loans, Recorded Investment	395	471
Total Impaired Loans, Unpaid Principal Balance	388	462
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Specific Allowance, Recorded Investment	'	873
Total Impaired Loans, Recorded Investment	'	873
Total Impaired Loans, Unpaid Principal Balance	'	$873

Loans_Average_Investment_in_Im

Loans (Average Investment in Impaired Loans) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	$7,719	$11,290
Interest income recognized on an accrual basis on impaired loans	24	46
Interest income recognized on a cash basis on impaired loans	16	5
One-to-four-family [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	6,579	10,659
Interest income recognized on an accrual basis on impaired loans	21	42
Interest income recognized on a cash basis on impaired loans	16	4
Home equity and second mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	433	617
Interest income recognized on an accrual basis on impaired loans	3	4
Interest income recognized on a cash basis on impaired loans	'	1
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	707	'
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	'	$14

Loans_Classes_of_the_Loan_Port

Loans (Classes of the Loan Portfolio Summarized by the Aggregate Risk Level) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	$213,528	$208,919
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	204,848	199,290
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	4,621	4,476
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	4,059	5,153
Real Estate: [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	180,933	175,724
Real Estate: [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	174,374	170,689
Real Estate: [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	2,508	755
Real Estate: [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	4,051	4,280
One-to-four-family [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	91,856	90,186
One-to-four-family [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	88,446	86,077
One-to-four-family [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	3,410	4,109
Multi-family [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	25,599	25,773
Multi-family [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	24,846	25,018
Multi-family [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	753	755
Non-residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	54,098	50,660
Non-residential [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	51,802	50,660
Non-residential [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	1,755	'
Non-residential [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	541	'
Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	935	935
Construction [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	935	935
Home equity and second mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	8,445	8,170
Home equity and second mortgages [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	8,345	7,999
Home equity and second mortgages [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	100	171
Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	32,512	33,092
Commercial [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	30,391	28,498
Commercial [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	2,113	3,721
Commercial [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	8	873
Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	83	103
Consumer [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	$83	$103

Loans_Classes_of_the_Loan_Port1

Loans (Classes of the Loan Portfolio Summarized by the Aging Categories of Performing Loans and Nonaccrual Loans) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	$208,649	$203,900
30 to 59 Days Past Due	573	'
60 to 89 Days Past Due	213	250
Non-Accrual	4,093	4,769
Total Past Due	4,879	5,019
Financing Receivable, Net	213,528	208,919
Real Estate: [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	176,054	171,591
30 to 59 Days Past Due	573	'
60 to 89 Days Past Due	213	237
Non-Accrual	4,093	3,896
Total Past Due	4,879	4,133
Financing Receivable, Net	180,933	175,724
One-to-four-family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	88,091	86,125
60 to 89 Days Past Due	213	237
Non-Accrual	3,552	3,824
Total Past Due	3,765	4,061
Financing Receivable, Net	91,856	90,186
Multi-family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	25,599	25,773
Financing Receivable, Net	25,599	25,773
Non-residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	53,557	50,660
Non-Accrual	541	'
Total Past Due	541	'
Financing Receivable, Net	54,098	50,660
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	935	935
Financing Receivable, Net	935	935
Home equity and second mortgages [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	7,872	8,098
30 to 59 Days Past Due	573	'
Non-Accrual	'	72
Total Past Due	573	72
Financing Receivable, Net	8,445	8,170
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	32,512	32,206
60 to 89 Days Past Due	'	13
Non-Accrual	'	873
Total Past Due	'	886
Financing Receivable, Net	32,512	33,092
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	83	103
Financing Receivable, Net	$83	$103

Loans_Primary_Segments_of_the_1

Loans (Primary Segments of the Allowance for Loan Losses) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	$646	$923	$849	$967
Collectively Evaluated for Impairment	646	923	'	'
Real Estate: [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	588	736	769	801
Collectively Evaluated for Impairment	588	736	'	'
One-to-four-family [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	227	225	610	625
Collectively Evaluated for Impairment	227	225	'	'
Multi-family [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	14	48	26	35
Collectively Evaluated for Impairment	14	48	'	'
Non-residential [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	262	374	39	67
Collectively Evaluated for Impairment	262	374	'	'
Construction [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	4	7	'	3
Collectively Evaluated for Impairment	4	7	'	'
Home equity and second mortgages [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	81	82	94	71
Collectively Evaluated for Impairment	81	82	'	'
Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	53	187	78	164
Collectively Evaluated for Impairment	53	187	'	'
Consumer [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
ALLL Balance	5	'	2	2
Collectively Evaluated for Impairment	$5	'	'	'

Loans_Activity_in_the_Primary_

Loans (Activity in the Primary Segments of the Allowance for Loan Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Sep. 30, 2012
	Dec. 31, 2013	Dec. 31, 2012	Real Estate: [Member]	Real Estate: [Member]	One-to-four-family [Member]	One-to-four-family [Member]	Multi-family [Member]	Multi-family [Member]	Non-residential [Member]	Non-residential [Member]	Construction [Member]	Construction [Member]	Home equity and second mortgages [Member]	Home equity and second mortgages [Member]	Commercial [Member]	Commercial [Member]	Consumer [Member]	Consumer [Member]	Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Balance,	$923	$967	$736	$801	$225	$625	$48	$35	$374	$67	$7	$3	$82	$71	$187	$164	'	$2	$2
Charge-offs	-377	-218	-368	-218	-44	-218	'	'	-324	'	'	'	'	'	-9	'	'	'	'
Provision	100	100	220	186	46	203	-34	-9	212	-28	-3	-3	-1	23	-125	-86	5	'	'
Balance,	$646	$849	$588	$769	$227	$610	$14	$26	$262	$39	$4	'	$81	$94	$53	$78	$5	$2	$2

Loans_Summary_of_Troubled_Debt

Loans (Summary of Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	loan	loan
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	1	'
One-to-four-family [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Financing Receivable, Modifications, Number of Contracts	1	2
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$523	$25
Financing Receivable, Modifications, Post-Modification Recorded Investment	$523	$25

Fair_Value_Measurements_Financ

Fair Value Measurements (Financial Assets Measured at Fair Value on a Recurring Basis) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	$39,389	$40,420
U.S. Government Agencies [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	18,642	18,826
Corporate bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	4,259	4,306
Municipal bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	3,717	3,727
Mortgage-backed securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	12,771	13,561
(Level 2) Significant Other Observable Inputs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	39,389	40,420
(Level 2) Significant Other Observable Inputs [Member] \| U.S. Government Agencies [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	18,642	18,826
(Level 2) Significant Other Observable Inputs [Member] \| Corporate bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	4,259	4,306
(Level 2) Significant Other Observable Inputs [Member] \| Municipal bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	3,717	3,727
(Level 2) Significant Other Observable Inputs [Member] \| Mortgage-backed securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	$12,771	$13,561

Fair_Value_Measurements_Fair_V

Fair Value Measurements (Fair Value of Financial Instruments) (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	$3,354	$2,477	$10,886	$1,841
Securities available-for-sale	39,389	40,420	'	'
Loans held for sale	0	337	'	'
Loans receivable	212,882	207,996	'	'
Accrued interest receivable	1,002	954	'	'
Deposits	216,701	212,312	'	'
FHLB-NY advances	19,784	19,889	'	'
Accrued interest payable	97	130	'	'
Cash and cash equivalents, Fair Value Disclosure	3,354	2,477	'	'
Loans held for sale, Fair Value Disclosure	'	337	'	'
Loans receivable, Fair Value Disclosure	229,314	224,884	'	'
Accrued interest receivable, Fair Value Disclosure	1,002	954	'	'
Deposits, Fair Value Disclosure	218,002	213,595	'	'
FHLB-NY advances, Fair Value Disclosure	20,798	20,976	'	'
Accrued interest payable, Fair Value Disclosure	97	130	'	'
(Level 1) Quoted Prices in Active Markets for Identical Assets [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents, Fair Value Disclosure	3,354	2,477	'	'
(Level 2) Significant Other Observable Inputs [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Securities available-for-sale	39,389	40,420	'	'
Loans held for sale, Fair Value Disclosure	'	337	'	'
Accrued interest receivable, Fair Value Disclosure	1,002	954	'	'
Deposits, Fair Value Disclosure	218,002	213,595	'	'
FHLB-NY advances, Fair Value Disclosure	20,798	20,976	'	'
Accrued interest payable, Fair Value Disclosure	97	130	'	'
(Level 3) Significant Unobservable Inputs [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Loans receivable, Fair Value Disclosure	$229,314	$224,884	'	'

Federal_Home_Loan_Bank_of_New_1

Federal Home Loan Bank of New York Stock (Details) (USD $)	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013
Federal Home Loan Bank Of New York Stock [Abstract]	'	'
Federal Home Loan Bank, Impairment	$0	$0