Bangor Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COMMON STOCK	002824100	227	4,617	SH		SOLE		4,617	0	0
ABBOTT LABS	COMMON STOCK	002824100	122	2,481	SH		OTR		2,481	0	0
ABBVIE INC	COMMON STOCK	00287Y109	233	3,475	SH		SOLE		3,475	0	0
ABBVIE INC	COMMON STOCK	00287Y109	133	1,976	SH		OTR		1,976	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	97	1,985	SH		SOLE		1,985	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	530	10,840	SH		OTR		10,840	0	0
AMGEN INC	COMMON STOCK	031162100	336	2,190	SH		SOLE		2,190	0	0
ANTHEM INC	COMMON STOCK	036752103	1,151	7,014	SH		SOLE		7,014	0	0
ANTHEM INC	COMMON STOCK	036752103	12	74	SH		OTR		74	0	0
APPLE INC	COMMON STOCK	037833100	3,345	26,673	SH		SOLE		26,673	0	0
APPLE INC	COMMON STOCK	037833100	245	1,957	SH		OTR		1,957	0	0
AT&T INC	COMMON STOCK	00206R102	984	27,697	SH		SOLE		27,697	0	0
AT&T INC	COMMON STOCK	00206R102	990	27,882	SH		OTR		27,882	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	614	7,648	SH		SOLE		7,648	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	165	2,054	SH		OTR		2,054	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	232	13,626	SH		SOLE		13,626	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	96	5,666	SH		OTR		5,666	0	0
BAXTER INTL INC	COMMON STOCK	071813109	222	3,177	SH		SOLE		3,177	0	0
BLACKROCK INC CL A	COMMON STOCK	09247X101	318	919	SH		SOLE		919	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	207	3,108	SH		SOLE		3,108	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	111	1,670	SH		OTR		1,670	0	0
CERNER CORP	COMMON STOCK	156782104	1,984	28,723	SH		SOLE		28,723	0	0
CERNER CORP	COMMON STOCK	156782104	13	181	SH		OTR		181	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,635	16,950	SH		SOLE		16,950	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	325	3,371	SH		OTR		3,371	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	463	16,865	SH		SOLE		16,865	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	48	1,750	SH		OTR		1,750	0	0
CME GROUP INC.	COMMON STOCK	12572Q105	294	3,158	SH		SOLE		3,158	0	0
COCA COLA CO	COMMON STOCK	191216100	517	13,175	SH		SOLE		13,175	0	0
COCA COLA CO	COMMON STOCK	191216100	39	1,000	SH		OTR		1,000	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	227	3,475	SH		SOLE		3,475	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	83	1,275	SH		OTR		1,275	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	263	4,365	SH		SOLE		4,365	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	10	163	SH		OTR		163	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	1,596	25,990	SH		SOLE		25,990	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	191	3,110	SH		OTR		3,110	0	0
CORNING INC	COMMON STOCK	219350105	1,386	70,255	SH		SOLE		70,255	0	0
CUMMINS INC	COMMON STOCK	231021106	811	6,181	SH		SOLE		6,181	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	2,683	25,580	SH		SOLE		25,580	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	189	1,802	SH		OTR		1,802	0	0
DANAHER CORP	COMMON STOCK	235851102	410	4,793	SH		SOLE		4,793	0	0
DANAHER CORP	COMMON STOCK	235851102	6	70	SH		OTR		70	0	0
DEERE & CO	COMMON STOCK	244199105	175	1,808	SH		SOLE		1,808	0	0
DEERE & CO	COMMON STOCK	244199105	79	814	SH		OTR		814	0	0
DISCOVERY COMMUNICATIONS CL A	COMMON STOCK	25470F104	570	17,137	SH		SOLE		17,137	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	1,825	15,993	SH		SOLE		15,993	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	75	660	SH		OTR		660	0	0
DU PONT E I DE NEMOURS & CO	COMMON STOCK	263534109	346	5,411	SH		SOLE		5,411	0	0
DU PONT E I DE NEMOURS & CO	COMMON STOCK	263534109	42	651	SH		OTR		651	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	82	1,155	SH		SOLE		1,155	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	241	3,409	SH		OTR		3,409	0	0
EBAY INC	COMMON STOCK	278642103	746	12,379	SH		SOLE		12,379	0	0
EMC CORP MASS	COMMON STOCK	268648102	1,152	43,664	SH		SOLE		43,664	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	2,820	33,890	SH		SOLE		33,890	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	1,152	13,846	SH		OTR		13,846	0	0
FACEBOOK INC-A	COMMON STOCK	30303M102	853	9,950	SH		SOLE		9,950	0	0
FACEBOOK INC-A	COMMON STOCK	30303M102	17	200	SH		OTR		200	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	1,226	7,194	SH		SOLE		7,194	0	0
FIRST BANCORP INC	COMMON STOCK	31866P102	13	650	SH		SOLE		650	0	0
FIRST BANCORP INC	COMMON STOCK	31866P102	208	10,700	SH		OTR		10,700	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	2,219	83,524	SH		SOLE		83,524	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	750	28,225	SH		OTR		28,225	0	0
GENERAL MLS INC	COMMON STOCK	370334104	333	5,971	SH		SOLE		5,971	0	0
GENERAL MLS INC	COMMON STOCK	370334104	52	938	SH		OTR		938	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	183	2,044	SH		SOLE		2,044	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	163	1,825	SH		OTR		1,825	0	0
GOOGLE INC CL A	COMMON STOCK	38259P508	1,464	2,711	SH		SOLE		2,711	0	0
GOOGLE INC CL A	COMMON STOCK	38259P508	43	80	SH		OTR		80	0	0
GOOGLE INC CLASS C	COMMON STOCK	38259P706	245	471	SH		SOLE		471	0	0
GOOGLE INC CLASS C	COMMON STOCK	38259P706	21	40	SH		OTR		40	0	0
HESS CORPORATION	COMMON STOCK	42809H107	738	11,033	SH		SOLE		11,033	0	0
HOME DEPOT INC	COMMON STOCK	437076102	300	2,698	SH		SOLE		2,698	0	0
HOME DEPOT INC	COMMON STOCK	437076102	67	600	SH		OTR		600	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	104	1,019	SH		SOLE		1,019	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	299	2,928	SH		OTR		2,928	0	0
INTEL CORP	COMMON STOCK	458140100	446	14,650	SH		SOLE		14,650	0	0
INTEL CORP	COMMON STOCK	458140100	97	3,179	SH		OTR		3,179	0	0
INTERCONTINENTAL EXCHANGE INC	COMMON STOCK	45866F104	1,975	8,834	SH		SOLE		8,834	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,053	10,803	SH		SOLE		10,803	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	230	2,355	SH		OTR		2,355	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	2,267	33,463	SH		SOLE		33,463	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	99	1,463	SH		OTR		1,463	0	0
MCDONALDS CORP	COMMON STOCK	580135101	532	5,601	SH		SOLE		5,601	0	0
MCDONALDS CORP	COMMON STOCK	580135101	271	2,854	SH		OTR		2,854	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	434	7,623	SH		SOLE		7,623	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	101	1,775	SH		OTR		1,775	0	0
MICROSOFT CORP	COMMON STOCK	594918104	755	17,112	SH		SOLE		17,112	0	0
MICROSOFT CORP	COMMON STOCK	594918104	144	3,266	SH		OTR		3,266	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	396	4,040	SH		SOLE		4,040	0	0
OCCIDENTAL PETE CORP	COMMON STOCK	674599105	148	1,905	SH		SOLE		1,905	0	0
OCCIDENTAL PETE CORP	COMMON STOCK	674599105	92	1,178	SH		OTR		1,178	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	117	7,200	SH		SOLE		7,200	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	350	21,596	SH		OTR		21,596	0	0
PEPSICO INC	COMMON STOCK	713448108	3,378	36,187	SH		SOLE		36,187	0	0
PEPSICO INC	COMMON STOCK	713448108	280	3,001	SH		OTR		3,001	0	0
PFIZER INC	COMMON STOCK	717081103	598	17,840	SH		SOLE		17,840	0	0
PFIZER INC	COMMON STOCK	717081103	332	9,897	SH		OTR		9,897	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	406	5,067	SH		SOLE		5,067	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	885	11,040	SH		OTR		11,040	0	0
PHILLIPS 66	COMMON STOCK	718546104	1,930	23,958	SH		SOLE		23,958	0	0
PHILLIPS 66	COMMON STOCK	718546104	69	858	SH		OTR		858	0	0
PILGRIM'S PRIDE	COMMON STOCK	72147K108	515	22,415	SH		SOLE		22,415	0	0
PPL CORPORATION	COMMON STOCK	69351T106	818	27,766	SH		SOLE		27,766	0	0
PPL CORPORATION	COMMON STOCK	69351T106	24	813	SH		OTR		813	0	0
PRECISION CASTPARTS CORP	COMMON STOCK	740189105	1,072	5,362	SH		SOLE		5,362	0	0
PRICELINE GROUP INC	COMMON STOCK	741503403	838	728	SH		SOLE		728	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	761	9,728	SH		SOLE		9,728	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	127	1,620	SH		OTR		1,620	0	0
QUALCOMM INC	COMMON STOCK	747525103	1,751	27,961	SH		SOLE		27,961	0	0
QUALCOMM INC	COMMON STOCK	747525103	26	414	SH		OTR		414	0	0
SIGNATURE BANK	COMMON STOCK	82669G104	385	2,631	SH		SOLE		2,631	0	0
SIRONA DENTAL SYSTEMS	COMMON STOCK	82966C103	1,931	19,225	SH		SOLE		19,225	0	0
SPECTRA ENERGY CORP	COMMON STOCK	847560109	1,776	54,475	SH		SOLE		54,475	0	0
SPECTRA ENERGY CORP	COMMON STOCK	847560109	144	4,422	SH		OTR		4,422	0	0
STATE STREET CORP	COMMON STOCK	857477103	1,579	20,500	SH		SOLE		20,500	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	1,378	14,415	SH		SOLE		14,415	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	24	248	SH		OTR		248	0	0
TARGET CORP	COMMON STOCK	87612E106	300	3,678	SH		SOLE		3,678	0	0
TARGET CORP	COMMON STOCK	87612E106	6	75	SH		OTR		75	0	0
TIME WARNER INC	COMMON STOCK	887317303	216	2,470	SH		SOLE		2,470	0	0
TORCHMARK CORP	COMMON STOCK	891027104	1,630	28,005	SH		SOLE		28,005	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	295	3,039	SH		SOLE		3,039	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	70	724	SH		OTR		724	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	2,088	18,821	SH		SOLE		18,821	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	240	2,161	SH		OTR		2,161	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	2,294	49,210	SH		SOLE		49,210	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	740	15,883	SH		OTR		15,883	0	0
VISA INC CL A	COMMON STOCK	92826C839	2,008	29,910	SH		SOLE		29,910	0	0
VISA INC CL A	COMMON STOCK	92826C839	36	540	SH		OTR		540	0	0
WAL MART STORES INC	COMMON STOCK	931142103	203	2,860	SH		SOLE		2,860	0	0
WAL MART STORES INC	COMMON STOCK	931142103	10	135	SH		OTR		135	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	2,140	25,341	SH		SOLE		25,341	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	17	200	SH		OTR		200	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	2,671	47,485	SH		SOLE		47,485	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	197	3,495	SH		OTR		3,495	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	993	11,028	SH		SOLE		11,028	0	0
3M CO	COMMON STOCK	88579Y101	167	1,080	SH		SOLE		1,080	0	0
3M CO	COMMON STOCK	88579Y101	327	2,120	SH		OTR		2,120	0	0
GLAXO SMITHKLINE SPONS ADR	COMMON STOCK	37733W105	234	5,610	SH		SOLE		5,610	0	0
GLAXO SMITHKLINE SPONS ADR	COMMON STOCK	37733W105	27	650	SH		OTR		650	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	1,395	25,483	SH		SOLE		25,483	0	0
CANADIAN NATIONAL RAILWAY CO	COMMON STOCK	136375102	267	4,619	SH		SOLE		4,619	0	0
ICON PLC	COMMON STOCK	G4705A100	991	14,732	SH		SOLE		14,732	0	0
TRANSALTA CORP	COMMON STOCK	89346D107	85	11,000	SH		SOLE		11,000	0	0
CONSUMER DISCRETIONARY SELT	OTHER	81369Y407	2,482	32,450	SH		SOLE		0	0	0
HEALTH CARE SELECT SECTOR SPDR	OTHER	81369Y209	957	12,871	SH		SOLE		0	0	0
IPATH BLOOMBERG COMMODITY IN	OTHER	06738C778	7,245	249,302	SH		SOLE		0	0	0
IPATH BLOOMBERG COMMODITY IN	OTHER	06738C778	476	16,382	SH		OTR		0	0	0
ISHARES CORE MSCI EAFE ETF	OTHER	46432F842	2,042	35,023	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTHER	46432F842	626	10,734	SH		OTR		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTHER	464287507	24,069	160,480	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTHER	464287507	1,686	11,240	SH		OTR		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTHER	464287804	25,334	214,913	SH		SOLE		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTHER	464287804	1,946	16,510	SH		OTR		0	0	0
ISHARES CORE S&P 500 ETF	OTHER	464287200	41,082	198,253	SH		SOLE		0	0	0
ISHARES CORE S&P 500 ETF	OTHER	464287200	3,633	17,533	SH		OTR		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTHER	464287168	595	7,919	SH		SOLE		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTHER	464287168	269	3,580	SH		OTR		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	18,524	291,764	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	400	6,303	SH		OTR		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	539	13,596	SH		SOLE		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	15	390	SH		OTR		0	0	0
ISHARES MSCI JAPAN ETF	OTHER	464286848	137	10,733	SH		SOLE		0	0	0
ISHARES MSCI KLD 400 SOCIAL ET	OTHER	464288570	558	7,337	SH		SOLE		0	0	0
ISHARES MSCI KLD 400 SOCIAL ET	OTHER	464288570	116	1,530	SH		OTR		0	0	0
ISHARES NASDAQ BIOTECH ETF	OTHER	464287556	2,714	7,356	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTHER	464287606	582	3,434	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/VALUE E	OTHER	464287705	1,401	10,866	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP 600/VAL E	OTHER	464287879	1,102	9,359	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP/600 GROWT	OTHER	464287887	301	2,297	SH		SOLE		0	0	0
ISHARES S&P 500 GROWTH ETF	OTHER	464287309	327	2,871	SH		SOLE		0	0	0
ISHARES S&P 500 VALUE ETF	OTHER	464287408	417	4,519	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTHER	81369Y100	2,086	43,098	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTHER	81369Y100	43	897	SH		OTR		0	0	0
SCHWAB EMERGING MARKETS ETF	OTHER	808524706	952	38,717	SH		SOLE		0	0	0
SCHWAB EMERGING MARKETS ETF	OTHER	808524706	31	1,255	SH		OTR		0	0	0
SCHWAB INTL EQUITY ETF	OTHER	808524805	2,170	71,215	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTHER	808524805	59	1,950	SH		OTR		0	0	0
SCHWAB STRATEGIC TR	OTHER	808524201	11,497	233,160	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	OTHER	808524201	305	6,190	SH		OTR		0	0	0
SCHWAB US DVD EQUITY ETF	OTHER	808524797	643	16,796	SH		SOLE		0	0	0
SCHWAB US DVD EQUITY ETF	OTHER	808524797	695	18,140	SH		OTR		0	0	0
SCHWAB US MID CAP ETF	OTHER	808524508	2,496	58,525	SH		SOLE		0	0	0
SCHWAB US MID CAP ETF	OTHER	808524508	42	985	SH		OTR		0	0	0
SCHWAB US REIT ETF	OTHER	808524847	1,427	39,289	SH		SOLE		0	0	0
SCHWAB US REIT ETF	OTHER	808524847	59	1,615	SH		OTR		0	0	0
SCHWAB US SMALL CAP ETF	OTHER	808524607	2,576	44,810	SH		SOLE		0	0	0
SCHWAB US SMALL CAP ETF	OTHER	808524607	40	690	SH		OTR		0	0	0
SPDR EURO STOXX 50 ETF	OTHER	78463X202	3,853	102,929	SH		SOLE		0	0	0
SPDR EURO STOXX 50 ETF	OTHER	78463X202	53	1,411	SH		OTR		0	0	0
SPDR S&P DIVIDEND ETF	OTHER	78464A763	242	3,171	SH		SOLE		0	0	0
SPDR S&P DIVIDEND ETF	OTHER	78464A763	77	1,010	SH		OTR		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	6	31	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	879	4,268	SH		OTR		0	0	0
UTILITIES SELECT SECTOR SPDR	OTHER	81369Y886	1,786	43,072	SH		SOLE		0	0	0
UTILITIES SELECT SECTOR SPDR	OTHER	81369Y886	49	1,185	SH		OTR		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTHER	921943858	612	15,428	SH		SOLE		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTHER	921943858	402	10,147	SH		OTR		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTHER	922042858	9,147	223,743	SH		SOLE		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTHER	922042858	747	18,271	SH		OTR		0	0	0
VANGUARD FTSE EUROPE ETF	OTHER	922042874	216	3,998	SH		SOLE		0	0	0
VANGUARD IND FD MID-CAP	OTHER	922908629	308	2,415	SH		SOLE		0	0	0
VANGUARD IND FD MID-CAP	OTHER	922908629	396	3,111	SH		OTR		0	0	0
VANGUARD REIT ETF	OTHER	922908553	14,122	189,074	SH		SOLE		0	0	0
VANGUARD REIT ETF	OTHER	922908553	1,129	15,118	SH		OTR		0	0	0
VANGUARD S&P 500 ETF	OTHER	922908363	2,936	15,545	SH		SOLE		0	0	0
VANGUARD S&P 500 ETF	OTHER	922908363	749	3,967	SH		OTR		0	0	0
VANGUARD SMALL-CAP ETF	OTHER	922908751	303	2,497	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTHER	922908751	118	970	SH		OTR		0	0	0
VANGUARD TOT WORLD STK INDEX	OTHER	922042742	1,050	17,060	SH		SOLE		0	0	0
DEUTSCHE STRATEGIC INCOME TRUS	OTHER	25160F109	142	12,805	SH		SOLE		0	0	0
ISHARES BARCLAYS TIPS BOND ETF	OTHER	464287176	505	4,504	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTHER	464288646	10,840	102,918	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTHER	464288646	2,152	20,427	SH		OTR		0	0	0
ISHARES BARCLAYS 1-3 YEAR TR E	OTHER	464287457	1,870	22,042	SH		SOLE		0	0	0
ISHARES BARCLAYS 3-7 YEAR ETF	OTHER	464288661	12,601	102,484	SH		SOLE		0	0	0
ISHARES BARCLAYS 3-7 YEAR ETF	OTHER	464288661	334	2,715	SH		OTR		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTHER	464287226	4,605	42,336	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTHER	464287226	107	985	SH		OTR		0	0	0
ISHARES IBOXX H/Y CORP BOND ET	OTHER	464288513	1,264	14,238	SH		SOLE		0	0	0
ISHARES IBOXX H/Y CORP BOND ET	OTHER	464288513	214	2,410	SH		OTR		0	0	0
ISHARES INTERMEDIATE CREDIT ET	OTHER	464288638	32,860	301,852	SH		SOLE		0	0	0
ISHARES INTERMEDIATE CREDIT ET	OTHER	464288638	1,395	12,814	SH		OTR		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTHER	464288612	23,500	212,536	SH		SOLE		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTHER	464288612	519	4,696	SH		OTR		0	0	0
POWERSHARES BUILD AMERICA PO	OTHER	73937B407	5,065	175,986	SH		SOLE		0	0	0
POWERSHARES BUILD AMERICA PO	OTHER	73937B407	111	3,853	SH		OTR		0	0	0
POWERSHARES SENIOR LOAN PORT	OTHER	73936Q769	592	24,881	SH		SOLE		0	0	0
SCHWAB INTERMEDIATE TERM-US	OTHER	808524854	1,645	30,688	SH		SOLE		0	0	0
SCHWAB INTERMEDIATE TERM-US	OTHER	808524854	50	940	SH		OTR		0	0	0
SCHWAB SHORT TERM US TREASURY	OTHER	808524862	8,269	163,066	SH		SOLE		0	0	0
SCHWAB SHORT TERM US TREASURY	OTHER	808524862	115	2,268	SH		OTR		0	0	0
SCHWAB US AGGREGATE BOND ETF	OTHER	808524839	3,968	76,701	SH		SOLE		0	0	0
SCHWAB US AGGREGATE BOND ETF	OTHER	808524839	120	2,315	SH		OTR		0	0	0
SCHWAB US TIPS ETF	OTHER	808524870	242	4,466	SH		SOLE		0	0	0
SPDR BARCLAYS S/T HIGH YIELD B	OTHER	78468R408	1,084	37,485	SH		SOLE		0	0	0
VANGUARD INTER TERM CORP BOND	OTHER	92206C870	231	2,713	SH		SOLE		0	0	0
VANGUARD INTM-TERM GOVT BOND F	OTHER	92206C706	1,638	25,410	SH		SOLE		0	0	0
VANGUARD SHORT TERM CORP BOND	OTHER	92206C409	620	7,796	SH		SOLE		0	0	0
ISHARES S&P S/T NATION MUNI ET	OTHER	464288158	821	7,768	SH		SOLE		0	0	0
ISHARES S&P S/T NATION MUNI ET	OTHER	464288158	50	470	SH		OTR		0	0	0
ISHARES TR S&P NAT MUNI BOND E	OTHER	464288414	1,499	13,857	SH		SOLE		0	0	0
ISHARES TR S&P NAT MUNI BOND E	OTHER	464288414	97	900	SH		OTR		0	0	0