Bangor Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COMMON STOCK	002824100	167	2,791	SH		SOLE		2,791	0	0
ABBOTT LABS	COMMON STOCK	002824100	59	991	SH		OTR		991	0	0
ABBVIE INC	COMMON STOCK	00287Y109	528	5,579	SH		SOLE		5,579	0	0
ABBVIE INC	COMMON STOCK	00287Y109	122	1,288	SH		OTR		1,288	0	0
AECOM	COMMON STOCK	00766T100	1,234	34,636	SH		SOLE		34,636	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	1,710	1,649	SH		SOLE		1,649	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	73	70	SH		OTR		70	0	0
ALPHABET INC CL C	COMMON STOCK	02079K107	172	167	SH		SOLE		167	0	0
ALPHABET INC CL C	COMMON STOCK	02079K107	31	30	SH		OTR		30	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	311	4,996	SH		SOLE		4,996	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	663	10,639	SH		OTR		10,639	0	0
AMAZON.COM INC	COMMON STOCK	023135106	307	212	SH		SOLE		212	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	1,204	14,665	SH		SOLE		14,665	0	0
AMGEN INC	COMMON STOCK	031162100	506	2,966	SH		SOLE		2,966	0	0
AMGEN INC	COMMON STOCK	031162100	3	19	SH		OTR		19	0	0
ANTHEM INC	COMMON STOCK	036752103	1,839	8,371	SH		SOLE		8,371	0	0
APPLE INC	COMMON STOCK	037833100	3,537	21,082	SH		SOLE		21,082	0	0
APPLE INC	COMMON STOCK	037833100	317	1,892	SH		OTR		1,892	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	263	6,074	SH		SOLE		6,074	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	3	60	SH		OTR		60	0	0
AT&T INC	COMMON STOCK	00206R102	2,335	65,509	SH		SOLE		65,509	0	0
AT&T INC	COMMON STOCK	00206R102	846	23,734	SH		OTR		23,734	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	884	7,788	SH		SOLE		7,788	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	223	1,966	SH		OTR		1,966	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	290	9,668	SH		SOLE		9,668	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	167	5,566	SH		OTR		5,566	0	0
BAR HBR BANKSHARES	COMMON STOCK	066849100	216	7,784	SH		SOLE		7,784	0	0
BAXTER INTL INC	COMMON STOCK	071813109	1,437	22,089	SH		SOLE		22,089	0	0
BB&T CORPORATION	COMMON STOCK	054937107	1,528	29,358	SH		SOLE		29,358	0	0
BLACKROCK INC CL A	COMMON STOCK	09247X101	768	1,417	SH		SOLE		1,417	0	0
BLACKROCK INC CL A	COMMON STOCK	09247X101	5	10	SH		OTR		10	0	0
BOEING CO	COMMON STOCK	097023105	585	1,783	SH		SOLE		1,783	0	0
BOEING CO	COMMON STOCK	097023105	3	8	SH		OTR		8	0	0
BOOKING HOLDINGS INC	COMMON STOCK	09857L108	1,358	653	SH		SOLE		653	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	660	10,440	SH		SOLE		10,440	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	106	1,669	SH		OTR		1,669	0	0
CARDINAL HEALTH INC	COMMON STOCK	14149Y108	253	4,034	SH		SOLE		4,034	0	0
CARDINAL HEALTH INC	COMMON STOCK	14149Y108	2	37	SH		OTR		37	0	0
CELGENE CORP	COMMON STOCK	151020104	1,325	14,854	SH		SOLE		14,854	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	2,079	18,234	SH		SOLE		18,234	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	375	3,286	SH		OTR		3,286	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	949	22,131	SH		SOLE		22,131	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	46	1,066	SH		OTR		1,066	0	0
CME GROUP INC.	COMMON STOCK	12572Q105	686	4,242	SH		SOLE		4,242	0	0
CME GROUP INC.	COMMON STOCK	12572Q105	5	33	SH		OTR		33	0	0
COCA COLA CO	COMMON STOCK	191216100	749	17,250	SH		SOLE		17,250	0	0
COCA COLA CO	COMMON STOCK	191216100	17	400	SH		OTR		400	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	358	10,468	SH		SOLE		10,468	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	60	1,764	SH		OTR		1,764	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	625	10,546	SH		SOLE		10,546	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	102	1,716	SH		OTR		1,716	0	0
DEERE & CO	COMMON STOCK	244199105	289	1,860	SH		SOLE		1,860	0	0
DEERE & CO	COMMON STOCK	244199105	93	600	SH		OTR		600	0	0
DENTSPLY SIRONA INC	COMMON STOCK	24906P109	1,076	21,391	SH		SOLE		21,391	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	1,633	16,263	SH		SOLE		16,263	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	44	440	SH		OTR		440	0	0
DOWDUPONT INC	COMMON STOCK	26078J100	147	2,310	SH		SOLE		2,310	0	0
DOWDUPONT INC	COMMON STOCK	26078J100	76	1,200	SH		OTR		1,200	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	60	777	SH		SOLE		777	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	206	2,653	SH		OTR		2,653	0	0
EBAY INC	COMMON STOCK	278642103	1,298	32,264	SH		SOLE		32,264	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	158	2,317	SH		SOLE		2,317	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	55	799	SH		OTR		799	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	2,126	28,493	SH		SOLE		28,493	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	858	11,502	SH		OTR		11,502	0	0
FACEBOOK INC-A	COMMON STOCK	30303M102	1,282	8,026	SH		SOLE		8,026	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	1,638	6,822	SH		SOLE		6,822	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	1,514	112,297	SH		SOLE		112,297	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	338	25,042	SH		OTR		25,042	0	0
GENERAL MLS INC	COMMON STOCK	370334104	396	8,790	SH		SOLE		8,790	0	0
GENERAL MLS INC	COMMON STOCK	370334104	37	818	SH		OTR		818	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	301	3,348	SH		SOLE		3,348	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	134	1,497	SH		OTR		1,497	0	0
HOME DEPOT INC	COMMON STOCK	437076102	327	1,833	SH		SOLE		1,833	0	0
HOME DEPOT INC	COMMON STOCK	437076102	106	593	SH		OTR		593	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	41	285	SH		SOLE		285	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	409	2,828	SH		OTR		2,828	0	0
IDEXX LABS INC	COMMON STOCK	45168D104	289	1,509	SH		SOLE		1,509	0	0
INTEL CORP	COMMON STOCK	458140100	1,167	22,417	SH		SOLE		22,417	0	0
INTEL CORP	COMMON STOCK	458140100	105	2,025	SH		OTR		2,025	0	0
INTERCONTINENTAL EXCHANGE INC	COMMON STOCK	45866F104	2,381	32,835	SH		SOLE		32,835	0	0
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	966	6,298	SH		SOLE		6,298	0	0
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	35	228	SH		OTR		228	0	0
JM SMUCKER CO	COMMON STOCK	832696405	1,311	10,573	SH		SOLE		10,573	0	0
JM SMUCKER CO	COMMON STOCK	832696405	6	50	SH		OTR		50	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,487	11,606	SH		SOLE		11,606	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	252	1,963	SH		OTR		1,963	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	3,815	34,694	SH		SOLE		34,694	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	144	1,309	SH		OTR		1,309	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	1,597	24,421	SH		SOLE		24,421	0	0
LILLY ELI & CO	COMMON STOCK	532457108	1,283	16,579	SH		SOLE		16,579	0	0
LILLY ELI & CO	COMMON STOCK	532457108	82	1,064	SH		OTR		1,064	0	0
LKQ CORP	COMMON STOCK	501889208	1,198	31,581	SH		SOLE		31,581	0	0
MCDONALDS CORP	COMMON STOCK	580135101	795	5,085	SH		SOLE		5,085	0	0
MCDONALDS CORP	COMMON STOCK	580135101	345	2,206	SH		OTR		2,206	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	349	6,413	SH		SOLE		6,413	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	76	1,391	SH		OTR		1,391	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,301	14,251	SH		SOLE		14,251	0	0
MICROSOFT CORP	COMMON STOCK	594918104	203	2,224	SH		OTR		2,224	0	0
MOTOROLA SOLUTIONS, INC	COMMON STOCK	620076307	209	1,985	SH		SOLE		1,985	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	493	3,017	SH		SOLE		3,017	0	0
PALO ALTO NETWORKS	COMMON STOCK	697435105	1,649	9,087	SH		SOLE		9,087	0	0
PAYPAL HOLDINGS INC	COMMON STOCK	70450Y103	1,310	17,269	SH		SOLE		17,269	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	209	11,201	SH		SOLE		11,201	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	194	10,396	SH		OTR		10,396	0	0
PEPSICO INC	COMMON STOCK	713448108	3,218	29,480	SH		SOLE		29,480	0	0
PEPSICO INC	COMMON STOCK	713448108	186	1,702	SH		OTR		1,702	0	0
PFIZER INC	COMMON STOCK	717081103	843	23,743	SH		SOLE		23,743	0	0
PFIZER INC	COMMON STOCK	717081103	343	9,655	SH		OTR		9,655	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	742	7,460	SH		SOLE		7,460	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	1,080	10,870	SH		OTR		10,870	0	0
PHILLIPS 66	COMMON STOCK	718546104	2,085	21,738	SH		SOLE		21,738	0	0
PHILLIPS 66	COMMON STOCK	718546104	48	502	SH		OTR		502	0	0
PIONEER NATURAL RESOURCES CO	COMMON STOCK	723787107	761	4,432	SH		SOLE		4,432	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	493	6,217	SH		SOLE		6,217	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	73	920	SH		OTR		920	0	0
PURE STORAGE INC CL A	COMMON STOCK	74624M102	782	39,203	SH		SOLE		39,203	0	0
QUALCOMM INC	COMMON STOCK	747525103	1,662	29,991	SH		SOLE		29,991	0	0
QUALCOMM INC	COMMON STOCK	747525103	17	300	SH		OTR		300	0	0
RAYTHEON COMPANY	COMMON STOCK	755111507	1,441	6,678	SH		SOLE		6,678	0	0
STERICYCLE INC	COMMON STOCK	858912108	1,054	18,000	SH		SOLE		18,000	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	1,358	8,438	SH		SOLE		8,438	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	10	60	SH		OTR		60	0	0
TORCHMARK CORP	COMMON STOCK	891027104	1,727	20,518	SH		SOLE		20,518	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	357	3,408	SH		SOLE		3,408	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	51	491	SH		OTR		491	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	572	4,543	SH		SOLE		4,543	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	197	1,564	SH		OTR		1,564	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	224	1,045	SH		SOLE		1,045	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	2,469	51,640	SH		SOLE		51,640	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	602	12,584	SH		OTR		12,584	0	0
VISA INC CL A	COMMON STOCK	92826C839	2,393	20,006	SH		SOLE		20,006	0	0
VISA INC CL A	COMMON STOCK	92826C839	40	335	SH		OTR		335	0	0
VMWARE INC.	COMMON STOCK	928563402	1,214	10,008	SH		SOLE		10,008	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	1,561	23,850	SH		SOLE		23,850	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	20	300	SH		OTR		300	0	0
WALMART INC	COMMON STOCK	931142103	1,492	16,771	SH		SOLE		16,771	0	0
WALMART INC	COMMON STOCK	931142103	13	150	SH		OTR		150	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	354	4,214	SH		SOLE		4,214	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	3	34	SH		OTR		34	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	2,127	40,578	SH		SOLE		40,578	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	106	2,031	SH		OTR		2,031	0	0
3M CO	COMMON STOCK	88579Y101	149	677	SH		SOLE		677	0	0
3M CO	COMMON STOCK	88579Y101	308	1,404	SH		OTR		1,404	0	0
DIAGEO PLC SPONS ADR	COMMON STOCK	25243Q205	313	2,309	SH		SOLE		2,309	0	0
DIAGEO PLC SPONS ADR	COMMON STOCK	25243Q205	7	53	SH		OTR		53	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	331	6,716	SH		SOLE		6,716	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	3	54	SH		OTR		54	0	0
CARNIVAL CORP	COMMON STOCK	143658300	327	4,984	SH		SOLE		4,984	0	0
CARNIVAL CORP	COMMON STOCK	143658300	3	42	SH		OTR		42	0	0
EATON CORP PLC	COMMON STOCK	G29183103	867	10,850	SH		SOLE		10,850	0	0
ENBRIDGE INCORPORATED	COMMON STOCK	29250N105	1,444	45,877	SH		SOLE		45,877	0	0
ENBRIDGE INCORPORATED	COMMON STOCK	29250N105	97	3,089	SH		OTR		3,089	0	0
ICON PLC	COMMON STOCK	G4705A100	1,202	10,172	SH		SOLE		10,172	0	0
TRANSALTA CORP	COMMON STOCK	89346D107	60	11,000	SH		SOLE		11,000	0	0
CONSUMER DISCRETIONARY SELT	OTHER	81369Y407	1,446	14,275	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTHER	46432F842	37,063	562,587	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTHER	46432F842	817	12,408	SH		OTR		0	0	0
ISHARES CORE MSCI EMERGING	OTHER	46434G103	385	6,597	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTHER	464287507	28,863	153,879	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTHER	464287507	947	5,047	SH		OTR		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTHER	464287804	29,965	389,100	SH		SOLE		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTHER	464287804	1,229	15,956	SH		OTR		0	0	0
ISHARES CORE S&P 500 ETF	OTHER	464287200	61,597	232,117	SH		SOLE		0	0	0
ISHARES CORE S&P 500 ETF	OTHER	464287200	1,823	6,870	SH		OTR		0	0	0
ISHARES DJ INTL EPAC SELECT DI	OTHER	464288448	2,344	71,010	SH		SOLE		0	0	0
ISHARES DJ INTL EPAC SELECT DI	OTHER	464288448	9	270	SH		OTR		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTHER	464287168	827	8,690	SH		SOLE		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTHER	464287168	90	950	SH		OTR		0	0	0
ISHARES EDGE MSCI MIN VOL EAFE	OTHER	46429B689	328	4,450	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	570	8,175	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	141	2,026	SH		OTR		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	450	9,318	SH		SOLE		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	21	425	SH		OTR		0	0	0
ISHARES MSCI INDIA ETF	OTHER	46429B598	2,134	62,536	SH		SOLE		0	0	0
ISHARES MSCI INDIA ETF	OTHER	46429B598	0	12	SH		OTR		0	0	0
ISHARES MSCI KLD 400 SOCIAL ET	OTHER	464288570	876	8,964	SH		SOLE		0	0	0
ISHARES RUSSELL MIDCAP ETF	OTHER	464287499	325	1,574	SH		SOLE		0	0	0
ISHARES RUSSELL 2000 ETF	OTHER	464287655	211	1,389	SH		SOLE		0	0	0
ISHARES RUSSELL 2000 GROWTH ET	OTHER	464287648	248	1,301	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTHER	464287606	833	3,816	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/VALUE E	OTHER	464287705	1,441	9,329	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP 600/VAL E	OTHER	464287879	1,191	7,893	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP/600 GROWT	OTHER	464287887	372	2,140	SH		SOLE		0	0	0
ISHARES S&P 500 GROWTH ETF	OTHER	464287309	346	2,229	SH		SOLE		0	0	0
ISHARES S&P 500 VALUE ETF	OTHER	464287408	400	3,659	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTHER	81369Y100	1,886	33,130	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTHER	81369Y100	29	502	SH		OTR		0	0	0
SCHWAB EMERGING MARKETS ETF	OTHER	808524706	2,715	94,592	SH		SOLE		0	0	0
SCHWAB EMERGING MARKETS ETF	OTHER	808524706	114	3,985	SH		OTR		0	0	0
SCHWAB FUNDAMENTAL EM L/C	OTHER	808524730	706	22,638	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTHER	808524805	6,277	186,216	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTHER	808524805	184	5,447	SH		OTR		0	0	0
SCHWAB STRATEGIC TR	OTHER	808524201	20,128	319,081	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	OTHER	808524201	318	5,038	SH		OTR		0	0	0
SCHWAB US DVD EQUITY ETF	OTHER	808524797	1,199	24,445	SH		SOLE		0	0	0
SCHWAB US DVD EQUITY ETF	OTHER	808524797	819	16,694	SH		OTR		0	0	0
SCHWAB US MID CAP ETF	OTHER	808524508	5,037	95,252	SH		SOLE		0	0	0
SCHWAB US MID CAP ETF	OTHER	808524508	34	651	SH		OTR		0	0	0
SCHWAB US REIT ETF	OTHER	808524847	4,650	121,573	SH		SOLE		0	0	0
SCHWAB US REIT ETF	OTHER	808524847	43	1,128	SH		OTR		0	0	0
SCHWAB US SMALL CAP ETF	OTHER	808524607	4,966	71,837	SH		SOLE		0	0	0
SCHWAB US SMALL CAP ETF	OTHER	808524607	26	371	SH		OTR		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	53	200	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	299	1,138	SH		OTR		0	0	0
TECHNOLOGY SELECT SECT SPDR	OTHER	81369Y803	876	13,397	SH		SOLE		0	0	0
TECHNOLOGY SELECT SECT SPDR	OTHER	81369Y803	44	675	SH		OTR		0	0	0
UTILITIES SELECT SECTOR SPDR	OTHER	81369Y886	1,499	29,661	SH		SOLE		0	0	0
UTILITIES SELECT SECTOR SPDR	OTHER	81369Y886	43	844	SH		OTR		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTHER	921943858	2,289	51,721	SH		SOLE		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTHER	921943858	470	10,611	SH		OTR		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTHER	922042858	14,661	312,076	SH		SOLE		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTHER	922042858	524	11,147	SH		OTR		0	0	0
VANGUARD IND FD MID-CAP	OTHER	922908629	561	3,641	SH		SOLE		0	0	0
VANGUARD IND FD MID-CAP	OTHER	922908629	601	3,899	SH		OTR		0	0	0
VANGUARD INFO TECH ETF	OTHER	92204A702	239	1,400	SH		SOLE		0	0	0
VANGUARD MID-CAP VALUE INDEX	OTHER	922908512	1,357	12,401	SH		SOLE		0	0	0
VANGUARD REAL ESTATE ETF	OTHER	922908553	3,605	47,773	SH		SOLE		0	0	0
VANGUARD REAL ESTATE ETF	OTHER	922908553	315	4,174	SH		OTR		0	0	0
VANGUARD S&P SMALL-CAP 600 ETF	OTHER	921932828	200	1,429	SH		SOLE		0	0	0
VANGUARD S&P 500 ETF	OTHER	922908363	6,760	27,925	SH		SOLE		0	0	0
VANGUARD S&P 500 ETF	OTHER	922908363	394	1,627	SH		OTR		0	0	0
VANGUARD SMALL CAP VALUE ETF	OTHER	922908611	1,299	10,039	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTHER	922908751	571	3,886	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTHER	922908751	313	2,128	SH		OTR		0	0	0
VANGUARD TOT WORLD STK INDEX	OTHER	922042742	2,462	33,438	SH		SOLE		0	0	0
ISHARES BARCLAYS TIPS BOND ETF	OTHER	464287176	318	2,816	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTHER	464288646	11,466	110,465	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTHER	464288646	1,721	16,579	SH		OTR		0	0	0
ISHARES BARCLAYS 1-3 YEAR TR E	OTHER	464287457	1,749	20,935	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTHER	464287226	3,004	28,006	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTHER	464287226	105	980	SH		OTR		0	0	0
ISHARES IBOXX USD HIGH YIELD	OTHER	464288513	961	11,224	SH		SOLE		0	0	0
ISHARES IBOXX USD HIGH YIELD	OTHER	464288513	181	2,110	SH		OTR		0	0	0
ISHARES INTERMEDIATE CREDIT ET	OTHER	464288638	22,123	206,296	SH		SOLE		0	0	0
ISHARES INTERMEDIATE CREDIT ET	OTHER	464288638	895	8,345	SH		OTR		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTHER	464288612	29,449	271,967	SH		SOLE		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTHER	464288612	235	2,170	SH		OTR		0	0	0
ISHARES 3-7 YEAR TREASURY BOND	OTHER	464288661	13,440	111,426	SH		SOLE		0	0	0
ISHARES 3-7 YEAR TREASURY BOND	OTHER	464288661	295	2,444	SH		OTR		0	0	0
PIMCO INV GRADE CORP BD ETF	OTHER	72201R817	479	4,681	SH		SOLE		0	0	0
POWERSHARES SENIOR LOAN PORT	OTHER	73936Q769	5,872	253,864	SH		SOLE		0	0	0
POWERSHARES SENIOR LOAN PORT	OTHER	73936Q769	53	2,308	SH		OTR		0	0	0
POWERSHARES TAXABLE MUNICIPAL	OTHER	73937B407	5,512	182,939	SH		SOLE		0	0	0
POWERSHARES TAXABLE MUNICIPAL	OTHER	73937B407	68	2,264	SH		OTR		0	0	0
SCHWAB INTERMEDIATE TERM-US	OTHER	808524854	3,663	69,653	SH		SOLE		0	0	0
SCHWAB INTERMEDIATE TERM-US	OTHER	808524854	49	940	SH		OTR		0	0	0
SCHWAB SHORT TERM US TREASURY	OTHER	808524862	12,047	241,721	SH		SOLE		0	0	0
SCHWAB SHORT TERM US TREASURY	OTHER	808524862	263	5,275	SH		OTR		0	0	0
SCHWAB US AGGREGATE BOND ETF	OTHER	808524839	7,932	155,477	SH		SOLE		0	0	0
SCHWAB US AGGREGATE BOND ETF	OTHER	808524839	118	2,315	SH		OTR		0	0	0
SCHWAB US TIPS ETF	OTHER	808524870	248	4,522	SH		SOLE		0	0	0
SPDR BLOOMBERG BARCLAYS S/T BD	OTHER	78468R408	1,650	60,303	SH		SOLE		0	0	0
VANGUARD INTER TERM CORP BOND	OTHER	92206C870	545	6,419	SH		SOLE		0	0	0
VANGUARD INTERMEDIATE-TERM BON	OTHER	921937819	441	5,394	SH		SOLE		0	0	0
VANGUARD INTM-TERM GOVT BOND F	OTHER	92206C706	6,139	97,473	SH		SOLE		0	0	0
VANGUARD INTM-TERM GOVT BOND F	OTHER	92206C706	3	41	SH		OTR		0	0	0
VANGUARD SHORT TERM CORP BOND	OTHER	92206C409	1,055	13,446	SH		SOLE		0	0	0
ISHARES NATIONAL MUNI BOND ETF	OTHER	464288414	1,258	11,549	SH		SOLE		0	0	0
ISHARES NATIONAL MUNI BOND ETF	OTHER	464288414	98	900	SH		OTR		0	0	0
ISHARES SHORT-TERM NATIONAL MU	OTHER	464288158	221	2,103	SH		SOLE		0	0	0
ISHARES SHORT-TERM NATIONAL MU	OTHER	464288158	49	470	SH		OTR		0	0	0