Bangor Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COMMON STOCK	002824100	176	2,882	SH		SOLE		2,882	0	0
ABBOTT LABS	COMMON STOCK	002824100	60	991	SH		OTR		991	0	0
ABBVIE INC	COMMON STOCK	00287Y109	516	5,569	SH		SOLE		5,569	0	0
ABBVIE INC	COMMON STOCK	00287Y109	119	1,288	SH		OTR		1,288	0	0
AECOM	COMMON STOCK	00766T100	1,148	34,751	SH		SOLE		34,751	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	1,843	1,632	SH		SOLE		1,632	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	79	70	SH		OTR		70	0	0
ALPHABET INC CL C	COMMON STOCK	02079K107	187	168	SH		SOLE		168	0	0
ALPHABET INC CL C	COMMON STOCK	02079K107	33	30	SH		OTR		30	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	279	4,920	SH		SOLE		4,920	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	607	10,689	SH		OTR		10,689	0	0
AMAZON.COM INC	COMMON STOCK	023135106	374	220	SH		SOLE		220	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	1,246	14,595	SH		SOLE		14,595	0	0
AMGEN INC	COMMON STOCK	031162100	488	2,646	SH		SOLE		2,646	0	0
AMGEN INC	COMMON STOCK	031162100	13	69	SH		OTR		69	0	0
ANTHEM INC	COMMON STOCK	036752103	1,935	8,131	SH		SOLE		8,131	0	0
APPLE INC	COMMON STOCK	037833100	3,835	20,715	SH		SOLE		20,715	0	0
APPLE INC	COMMON STOCK	037833100	346	1,867	SH		OTR		1,867	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	1,247	27,004	SH		SOLE		27,004	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	273	5,964	SH		SOLE		5,964	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	3	60	SH		OTR		60	0	0
AT&T INC	COMMON STOCK	00206R102	2,132	66,385	SH		SOLE		66,385	0	0
AT&T INC	COMMON STOCK	00206R102	762	23,734	SH		OTR		23,734	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	1,014	7,559	SH		SOLE		7,559	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	291	2,166	SH		OTR		2,166	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	206	7,310	SH		SOLE		7,310	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	157	5,566	SH		OTR		5,566	0	0
BAR HBR BANKSHARES	COMMON STOCK	066849100	236	7,784	SH		SOLE		7,784	0	0
BAXTER INTL INC	COMMON STOCK	071813109	1,601	21,679	SH		SOLE		21,679	0	0
BB&T CORPORATION	COMMON STOCK	054937107	1,439	28,521	SH		SOLE		28,521	0	0
BLACKROCK INC CL A	COMMON STOCK	09247X101	688	1,379	SH		SOLE		1,379	0	0
BLACKROCK INC CL A	COMMON STOCK	09247X101	5	10	SH		OTR		10	0	0
BOEING CO	COMMON STOCK	097023105	582	1,735	SH		SOLE		1,735	0	0
BOEING CO	COMMON STOCK	097023105	3	8	SH		OTR		8	0	0
BOOKING HOLDINGS INC	COMMON STOCK	09857L108	1,305	644	SH		SOLE		644	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	576	10,416	SH		SOLE		10,416	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	92	1,669	SH		OTR		1,669	0	0
CARDINAL HEALTH INC	COMMON STOCK	14149Y108	200	4,092	SH		SOLE		4,092	0	0
CARDINAL HEALTH INC	COMMON STOCK	14149Y108	2	37	SH		OTR		37	0	0
CELGENE CORP	COMMON STOCK	151020104	1,183	14,892	SH		SOLE		14,892	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	859	16,807	SH		SOLE		16,807	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	2,245	17,758	SH		SOLE		17,758	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	411	3,251	SH		OTR		3,251	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	885	20,577	SH		SOLE		20,577	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	46	1,066	SH		OTR		1,066	0	0
CME GROUP INC.	COMMON STOCK	12572Q105	661	4,033	SH		SOLE		4,033	0	0
CME GROUP INC.	COMMON STOCK	12572Q105	5	33	SH		OTR		33	0	0
COCA COLA CO	COMMON STOCK	191216100	735	16,750	SH		SOLE		16,750	0	0
COCA COLA CO	COMMON STOCK	191216100	18	400	SH		OTR		400	0	0
COHERENT INC	COMMON STOCK	192479103	914	5,841	SH		SOLE		5,841	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	333	10,155	SH		SOLE		10,155	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	58	1,764	SH		OTR		1,764	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	534	7,668	SH		SOLE		7,668	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	114	1,636	SH		OTR		1,636	0	0
CSX CORP	COMMON STOCK	126408103	206	3,234	SH		SOLE		3,234	0	0
CSX CORP	COMMON STOCK	126408103	22	340	SH		OTR		340	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	161	2,504	SH		SOLE		2,504	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	41	637	SH		OTR		637	0	0
DEERE & CO	COMMON STOCK	244199105	260	1,860	SH		SOLE		1,860	0	0
DEERE & CO	COMMON STOCK	244199105	84	600	SH		OTR		600	0	0
DENTSPLY SIRONA INC	COMMON STOCK	24906P109	973	22,239	SH		SOLE		22,239	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	1,708	16,294	SH		SOLE		16,294	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	43	410	SH		OTR		410	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	65	822	SH		SOLE		822	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	210	2,653	SH		OTR		2,653	0	0
EBAY INC	COMMON STOCK	278642103	1,161	32,013	SH		SOLE		32,013	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	168	2,427	SH		SOLE		2,427	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	55	799	SH		OTR		799	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	2,237	27,044	SH		SOLE		27,044	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	954	11,537	SH		OTR		11,537	0	0
FACEBOOK INC-A	COMMON STOCK	30303M102	1,532	7,885	SH		SOLE		7,885	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	1,509	6,644	SH		SOLE		6,644	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	1,502	110,381	SH		SOLE		110,381	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	345	25,342	SH		OTR		25,342	0	0
GENERAL MLS INC	COMMON STOCK	370334104	375	8,471	SH		SOLE		8,471	0	0
GENERAL MLS INC	COMMON STOCK	370334104	36	818	SH		OTR		818	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	301	3,279	SH		SOLE		3,279	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	137	1,497	SH		OTR		1,497	0	0
HOME DEPOT INC	COMMON STOCK	437076102	354	1,815	SH		SOLE		1,815	0	0
HOME DEPOT INC	COMMON STOCK	437076102	116	593	SH		OTR		593	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	45	313	SH		SOLE		313	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	407	2,828	SH		OTR		2,828	0	0
IDEXX LABS INC	COMMON STOCK	45168D104	329	1,509	SH		SOLE		1,509	0	0
INTEL CORP	COMMON STOCK	458140100	1,001	20,127	SH		SOLE		20,127	0	0
INTEL CORP	COMMON STOCK	458140100	100	2,014	SH		OTR		2,014	0	0
INTERCONTINENTAL EXCHANGE INC	COMMON STOCK	45866F104	2,058	27,981	SH		SOLE		27,981	0	0
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	921	6,596	SH		SOLE		6,596	0	0
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	42	303	SH		OTR		303	0	0
JM SMUCKER CO	COMMON STOCK	832696405	1,133	10,541	SH		SOLE		10,541	0	0
JM SMUCKER CO	COMMON STOCK	832696405	5	50	SH		OTR		50	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,410	11,624	SH		SOLE		11,624	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	238	1,963	SH		OTR		1,963	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	3,523	33,814	SH		SOLE		33,814	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	136	1,309	SH		OTR		1,309	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	1,415	23,979	SH		SOLE		23,979	0	0
LILLY ELI & CO	COMMON STOCK	532457108	1,413	16,564	SH		SOLE		16,564	0	0
LILLY ELI & CO	COMMON STOCK	532457108	91	1,064	SH		OTR		1,064	0	0
LKQ CORP	COMMON STOCK	501889208	1,027	32,181	SH		SOLE		32,181	0	0
MCDONALDS CORP	COMMON STOCK	580135101	791	5,047	SH		SOLE		5,047	0	0
MCDONALDS CORP	COMMON STOCK	580135101	371	2,366	SH		OTR		2,366	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	385	6,350	SH		SOLE		6,350	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	84	1,391	SH		OTR		1,391	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,388	14,078	SH		SOLE		14,078	0	0
MICROSOFT CORP	COMMON STOCK	594918104	214	2,174	SH		OTR		2,174	0	0
MOTOROLA SOLUTIONS, INC	COMMON STOCK	620076307	231	1,985	SH		SOLE		1,985	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	506	3,030	SH		SOLE		3,030	0	0
PALO ALTO NETWORKS	COMMON STOCK	697435105	1,787	8,699	SH		SOLE		8,699	0	0
PAYPAL HOLDINGS INC	COMMON STOCK	70450Y103	1,407	16,900	SH		SOLE		16,900	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	199	11,000	SH		SOLE		11,000	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	188	10,396	SH		OTR		10,396	0	0
PEPSICO INC	COMMON STOCK	713448108	3,193	29,327	SH		SOLE		29,327	0	0
PEPSICO INC	COMMON STOCK	713448108	182	1,672	SH		OTR		1,672	0	0
PFIZER INC	COMMON STOCK	717081103	848	23,375	SH		SOLE		23,375	0	0
PFIZER INC	COMMON STOCK	717081103	368	10,155	SH		OTR		10,155	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	600	7,426	SH		SOLE		7,426	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	902	11,170	SH		OTR		11,170	0	0
PHILLIPS 66	COMMON STOCK	718546104	1,956	17,415	SH		SOLE		17,415	0	0
PHILLIPS 66	COMMON STOCK	718546104	56	502	SH		OTR		502	0	0
PIONEER NATURAL RESOURCES CO	COMMON STOCK	723787107	849	4,484	SH		SOLE		4,484	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	463	5,936	SH		SOLE		5,936	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	72	920	SH		OTR		920	0	0
PURE STORAGE INC CL A	COMMON STOCK	74624M102	748	31,338	SH		SOLE		31,338	0	0
QUALCOMM INC	COMMON STOCK	747525103	432	7,690	SH		SOLE		7,690	0	0
QUALCOMM INC	COMMON STOCK	747525103	20	364	SH		OTR		364	0	0
RAYTHEON COMPANY	COMMON STOCK	755111507	1,250	6,472	SH		SOLE		6,472	0	0
SKYWORKS SOLUTIONS INC	COMMON STOCK	83088M102	899	9,299	SH		SOLE		9,299	0	0
STERICYCLE INC	COMMON STOCK	858912108	1,171	17,933	SH		SOLE		17,933	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	1,385	8,200	SH		SOLE		8,200	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	3	15	SH		OTR		15	0	0
TORCHMARK CORP	COMMON STOCK	891027104	1,501	18,433	SH		SOLE		18,433	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	358	3,372	SH		SOLE		3,372	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	52	491	SH		OTR		491	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	543	4,342	SH		SOLE		4,342	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	192	1,534	SH		OTR		1,534	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	229	934	SH		SOLE		934	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	2,562	50,919	SH		SOLE		50,919	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	641	12,748	SH		OTR		12,748	0	0
VIRTU FINANCIAL INC CL A	COMMON STOCK	928254101	835	31,443	SH		SOLE		31,443	0	0
VISA INC CL A	COMMON STOCK	92826C839	2,572	19,421	SH		SOLE		19,421	0	0
VISA INC CL A	COMMON STOCK	92826C839	40	300	SH		OTR		300	0	0
VMWARE INC.	COMMON STOCK	928563402	1,421	9,668	SH		SOLE		9,668	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	1,371	22,839	SH		SOLE		22,839	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	18	300	SH		OTR		300	0	0
WALMART INC	COMMON STOCK	931142103	1,433	16,730	SH		SOLE		16,730	0	0
WALMART INC	COMMON STOCK	931142103	13	150	SH		OTR		150	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	337	4,145	SH		SOLE		4,145	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	3	34	SH		OTR		34	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	721	13,009	SH		SOLE		13,009	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	100	1,806	SH		OTR		1,806	0	0
3M CO	COMMON STOCK	88579Y101	136	689	SH		SOLE		689	0	0
3M CO	COMMON STOCK	88579Y101	276	1,404	SH		OTR		1,404	0	0
DIAGEO PLC SPONS ADR	COMMON STOCK	25243Q205	326	2,265	SH		SOLE		2,265	0	0
DIAGEO PLC SPONS ADR	COMMON STOCK	25243Q205	8	53	SH		OTR		53	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	301	6,537	SH		SOLE		6,537	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	2	54	SH		OTR		54	0	0
CARNIVAL CORP	COMMON STOCK	143658300	286	4,999	SH		SOLE		4,999	0	0
CARNIVAL CORP	COMMON STOCK	143658300	2	42	SH		OTR		42	0	0
EATON CORP PLC	COMMON STOCK	G29183103	871	11,648	SH		SOLE		11,648	0	0
ENBRIDGE INCORPORATED	COMMON STOCK	29250N105	2,220	62,215	SH		SOLE		62,215	0	0
ENBRIDGE INCORPORATED	COMMON STOCK	29250N105	106	2,970	SH		OTR		2,970	0	0
ICON PLC	COMMON STOCK	G4705A100	1,309	9,878	SH		SOLE		9,878	0	0
TRANSALTA CORP	COMMON STOCK	89346D107	55	11,000	SH		SOLE		11,000	0	0
CONSUMER DISCRETIONARY SELT	OTR	81369Y407	1,527	13,974	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTR	46432F842	36,023	568,451	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTR	46432F842	786	12,408	SH		OTR		0	0	0
ISHARES CORE MSCI EMERGING	OTR	46434G103	347	6,614	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTR	464287507	30,562	156,906	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTR	464287507	940	4,824	SH		OTR		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTR	464287804	32,906	394,278	SH		SOLE		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTR	464287804	1,340	16,050	SH		OTR		0	0	0
ISHARES CORE S&P 500 ETF	OTR	464287200	64,317	235,551	SH		SOLE		0	0	0
ISHARES CORE S&P 500 ETF	OTR	464287200	1,828	6,693	SH		OTR		0	0	0
ISHARES DJ INTL EPAC SELECT DI	OTR	464288448	2,298	71,687	SH		SOLE		0	0	0
ISHARES DJ INTL EPAC SELECT DI	OTR	464288448	9	270	SH		OTR		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTR	464287168	852	8,715	SH		SOLE		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTR	464287168	93	950	SH		OTR		0	0	0
ISHARES EDGE MSCI MIN VOL EAFE	OTR	46429B689	317	4,450	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTR	464287465	481	7,183	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTR	464287465	192	2,861	SH		OTR		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTR	464287234	403	9,298	SH		SOLE		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTR	464287234	15	350	SH		OTR		0	0	0
ISHARES MSCI INDIA ETF	OTR	46429B598	2,166	65,058	SH		SOLE		0	0	0
ISHARES MSCI INDIA ETF	OTR	46429B598	0	12	SH		OTR		0	0	0
ISHARES MSCI KLD 400 SOCIAL ET	OTR	464288570	916	9,070	SH		SOLE		0	0	0
ISHARES RUSSELL MIDCAP ETF	OTR	464287499	334	1,574	SH		SOLE		0	0	0
ISHARES RUSSELL 2000 ETF	OTR	464287655	231	1,409	SH		SOLE		0	0	0
ISHARES RUSSELL 2000 GROWTH ET	OTR	464287648	266	1,301	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTR	464287606	858	3,816	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTR	464287606	42	185	SH		OTR		0	0	0
ISHARES S&P MIDCAP 400/VALUE E	OTR	464287705	1,452	8,963	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP 600/VAL E	OTR	464287879	1,226	7,512	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP/600 GROWT	OTR	464287887	404	2,140	SH		SOLE		0	0	0
ISHARES S&P 500 GROWTH ETF	OTR	464287309	362	2,229	SH		SOLE		0	0	0
ISHARES S&P 500 VALUE ETF	OTR	464287408	403	3,659	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTR	81369Y100	1,833	31,573	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTR	81369Y100	26	447	SH		OTR		0	0	0
SCHWAB EMERGING MARKETS ETF	OTR	808524706	2,670	103,141	SH		SOLE		0	0	0
SCHWAB EMERGING MARKETS ETF	OTR	808524706	74	2,865	SH		OTR		0	0	0
SCHWAB FUNDAMENTAL EM L/C	OTR	808524730	649	23,455	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTR	808524805	6,831	206,699	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTR	808524805	83	2,520	SH		OTR		0	0	0
SCHWAB STRATEGIC TR	OTR	808524201	22,169	341,118	SH		SOLE		0	0	0
SCHWAB US DVD EQUITY ETF	OTR	808524797	1,180	23,941	SH		SOLE		0	0	0
SCHWAB US DVD EQUITY ETF	OTR	808524797	823	16,694	SH		OTR		0	0	0
SCHWAB US MID CAP ETF	OTR	808524508	5,705	103,930	SH		SOLE		0	0	0
SCHWAB US REIT ETF	OTR	808524847	5,433	130,050	SH		SOLE		0	0	0
SCHWAB US REIT ETF	OTR	808524847	21	508	SH		OTR		0	0	0
SCHWAB US SMALL CAP ETF	OTR	808524607	5,753	78,195	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTR	78462F103	74	272	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTR	78462F103	309	1,138	SH		OTR		0	0	0
TECHNOLOGY SELECT SECT SPDR	OTR	81369Y803	186	2,680	SH		SOLE		0	0	0
TECHNOLOGY SELECT SECT SPDR	OTR	81369Y803	40	575	SH		OTR		0	0	0
UTILITIES SELECT SECTOR SPDR	OTR	81369Y886	1,484	28,555	SH		SOLE		0	0	0
UTILITIES SELECT SECTOR SPDR	OTR	81369Y886	44	844	SH		OTR		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTR	921943858	2,278	53,093	SH		SOLE		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTR	921943858	455	10,611	SH		OTR		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTR	922042858	13,370	316,834	SH		SOLE		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTR	922042858	490	11,622	SH		OTR		0	0	0
VANGUARD IND FD MID-CAP	OTR	922908629	574	3,641	SH		SOLE		0	0	0
VANGUARD IND FD MID-CAP	OTR	922908629	615	3,899	SH		OTR		0	0	0
VANGUARD INFO TECH ETF	OTR	92204A702	254	1,400	SH		SOLE		0	0	0
VANGUARD MID-CAP VALUE INDEX	OTR	922908512	1,471	13,321	SH		SOLE		0	0	0
VANGUARD REAL ESTATE ETF	OTR	922908553	3,826	46,972	SH		SOLE		0	0	0
VANGUARD REAL ESTATE ETF	OTR	922908553	340	4,174	SH		OTR		0	0	0
VANGUARD S&P MID CAP 400 ETF	OTR	921932885	244	1,856	SH		SOLE		0	0	0
VANGUARD S&P SMALL-CAP 600 ETF	OTR	921932828	248	1,626	SH		SOLE		0	0	0
VANGUARD S&P 500 ETF	OTR	922908363	6,905	27,676	SH		SOLE		0	0	0
VANGUARD S&P 500 ETF	OTR	922908363	406	1,627	SH		OTR		0	0	0
VANGUARD SMALL CAP VALUE ETF	OTR	922908611	1,457	10,732	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTR	922908751	605	3,886	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTR	922908751	331	2,128	SH		OTR		0	0	0
VANGUARD TOT WORLD STK INDEX	OTR	922042742	2,713	36,973	SH		SOLE		0	0	0
INVESCO SENIOR LOAN ETF	OTR	46138G508	6,001	262,042	SH		SOLE		0	0	0
INVESCO SENIOR LOAN ETF	OTR	46138G508	53	2,308	SH		OTR		0	0	0
INVESCO TAXABLE MUNICIPAL BOND	OTR	46138G805	5,517	186,346	SH		SOLE		0	0	0
INVESCO TAXABLE MUNICIPAL BOND	OTR	46138G805	67	2,264	SH		OTR		0	0	0
ISHARES BARCLAYS TIPS BOND ETF	OTR	464287176	318	2,816	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTR	464288646	12,324	118,841	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTR	464288646	1,643	15,844	SH		OTR		0	0	0
ISHARES BARCLAYS 1-3 YEAR TR E	OTR	464287457	1,730	20,756	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTR	464287226	3,156	29,683	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTR	464287226	104	980	SH		OTR		0	0	0
ISHARES IBOXX USD HIGH YIELD	OTR	464288513	515	6,048	SH		SOLE		0	0	0
ISHARES IBOXX USD HIGH YIELD	OTR	464288513	180	2,110	SH		OTR		0	0	0
ISHARES INTERMEDIATE CREDIT ET	OTR	464288638	21,045	198,091	SH		SOLE		0	0	0
ISHARES INTERMEDIATE CREDIT ET	OTR	464288638	810	7,620	SH		OTR		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTR	464288612	28,097	260,737	SH		SOLE		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTR	464288612	234	2,170	SH		OTR		0	0	0
ISHARES 3-7 YEAR TREASURY BOND	OTR	464288661	13,164	109,697	SH		SOLE		0	0	0
ISHARES 3-7 YEAR TREASURY BOND	OTR	464288661	293	2,444	SH		OTR		0	0	0
PIMCO INV GRADE CORP BD ETF	OTR	72201R817	556	5,539	SH		SOLE		0	0	0
SCHWAB INTERMEDIATE TERM-US	OTR	808524854	3,987	76,184	SH		SOLE		0	0	0
SCHWAB SHORT TERM US TREASURY	OTR	808524862	12,514	251,582	SH		SOLE		0	0	0
SCHWAB SHORT TERM US TREASURY	OTR	808524862	217	4,354	SH		OTR		0	0	0
SCHWAB US AGGREGATE BOND ETF	OTR	808524839	8,847	174,699	SH		SOLE		0	0	0
SCHWAB US TIPS ETF	OTR	808524870	454	8,267	SH		SOLE		0	0	0
SPDR BLOOMBERG BARCLAYS S/T BD	OTR	78468R408	1,857	68,030	SH		SOLE		0	0	0
VANGUARD INTER TERM CORP BOND	OTR	92206C870	536	6,419	SH		SOLE		0	0	0
VANGUARD INTM-TERM GOVT BOND F	OTR	92206C706	6,273	100,121	SH		SOLE		0	0	0
VANGUARD INTM-TERM GOVT BOND F	OTR	92206C706	3	41	SH		OTR		0	0	0
VANGUARD SHORT TERM CORP BOND	OTR	92206C409	1,050	13,446	SH		SOLE		0	0	0
ISHARES NATIONAL MUNI BOND ETF	OTR	464288414	1,259	11,549	SH		SOLE		0	0	0
ISHARES NATIONAL MUNI BOND ETF	OTR	464288414	98	900	SH		OTR		0	0	0
ISHARES SHORT-TERM NATIONAL MU	OTR	464288158	221	2,103	SH		SOLE		0	0	0
ISHARES SHORT-TERM NATIONAL MU	OTR	464288158	49	470	SH		OTR		0	0	0