Bangor Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COMMON STOCK	002824100	327	4,138	SH		SOLE		4,138	0	0
ABBOTT LABS	COMMON STOCK	002824100	78	991	SH		OTR		991	0	0
ABBVIE INC	COMMON STOCK	00287Y109	689	9,046	SH		SOLE		9,046	0	0
ABBVIE INC	COMMON STOCK	00287Y109	95	1,245	SH		OTR		1,245	0	0
ADOBE INC	COMMON STOCK	00724F101	384	1,206	SH		SOLE		1,206	0	0
ALBEMARLE CORP	COMMON STOCK	012653101	339	6,013	SH		SOLE		6,013	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	1,676	1,442	SH		SOLE		1,440	0	2
ALPHABET INC CL A	COMMON STOCK	02079K305	64	55	SH		OTR		55	0	0
ALPHABET INC CL C	COMMON STOCK	02079K107	184	158	SH		SOLE		147	0	11
ALPHABET INC CL C	COMMON STOCK	02079K107	35	30	SH		OTR		30	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	181	4,683	SH		SOLE		4,683	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	423	10,939	SH		OTR		10,939	0	0
AMAZON.COM INC	COMMON STOCK	023135106	2,102	1,078	SH		SOLE		1,066	0	12
AMERICAN EXPRESS CO	COMMON STOCK	025816109	186	2,167	SH		SOLE		2,167	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	51	600	SH		OTR		600	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	1,877	15,700	SH		SOLE		15,700	0	0
AMGEN INC	COMMON STOCK	031162100	656	3,237	SH		SOLE		3,237	0	0
AMGEN INC	COMMON STOCK	031162100	14	71	SH		OTR		71	0	0
ANTHEM INC	COMMON STOCK	036752103	1,590	7,004	SH		SOLE		7,004	0	0
APPLE INC	COMMON STOCK	037833100	4,984	19,598	SH		SOLE		19,504	0	94
APPLE INC	COMMON STOCK	037833100	457	1,798	SH		OTR		1,798	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	1,230	26,839	SH		SOLE		26,839	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	337	9,588	SH		SOLE		9,588	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	3	87	SH		OTR		87	0	0
AT&T INC	COMMON STOCK	00206R102	999	34,267	SH		SOLE		34,267	0	0
AT&T INC	COMMON STOCK	00206R102	527	18,070	SH		OTR		18,070	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	594	4,344	SH		SOLE		4,344	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	251	1,834	SH		OTR		1,834	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	194	9,127	SH		SOLE		9,127	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	108	5,066	SH		OTR		5,066	0	0
BERKSHIRE HATHAWAY INC-CL B	COMMON STOCK	084670702	1,213	6,632	SH		SOLE		6,610	0	22
BLACKROCK INC CL A	COMMON STOCK	09247X101	627	1,424	SH		SOLE		1,421	0	3
BLACKROCK INC CL A	COMMON STOCK	09247X101	14	31	SH		OTR		31	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	2,411	43,263	SH		SOLE		43,263	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	71	1,279	SH		OTR		1,279	0	0
CARDINAL HEALTH INC	COMMON STOCK	14149Y108	333	6,954	SH		SOLE		6,954	0	0
CARDINAL HEALTH INC	COMMON STOCK	14149Y108	4	88	SH		OTR		88	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	734	21,826	SH		SOLE		21,826	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,364	18,824	SH		SOLE		18,794	0	30
CHEVRON CORPORATION	COMMON STOCK	166764100	244	3,368	SH		OTR		3,368	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,047	26,633	SH		SOLE		26,442	0	191
CISCO SYSTEMS INC	COMMON STOCK	17275R102	27	677	SH		OTR		677	0	0
COCA COLA CO	COMMON STOCK	191216100	478	10,791	SH		SOLE		10,791	0	0
COCA COLA CO	COMMON STOCK	191216100	18	400	SH		OTR		400	0	0
COMCAST CORP-CL A	COMMON STOCK	20030N101	283	8,243	SH		SOLE		8,196	0	47
COMCAST CORP-CL A	COMMON STOCK	20030N101	53	1,545	SH		OTR		1,545	0	0
CONSTELLATION BRANDS INC	COMMON STOCK	21036P108	878	6,123	SH		SOLE		6,123	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	322	1,130	SH		SOLE		1,130	0	0
CSX CORP	COMMON STOCK	126408103	264	4,602	SH		SOLE		4,602	0	0
CSX CORP	COMMON STOCK	126408103	23	400	SH		OTR		400	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	162	2,738	SH		SOLE		2,738	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	38	637	SH		OTR		637	0	0
DANAHER CORP	COMMON STOCK	235851102	261	1,883	SH		SOLE		1,883	0	0
DEERE & CO	COMMON STOCK	244199105	225	1,628	SH		SOLE		1,628	0	0
DEERE & CO	COMMON STOCK	244199105	83	600	SH		OTR		600	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	1,195	12,372	SH		SOLE		12,350	0	22
DISNEY WALT CO NEW	COMMON STOCK	254687106	9	95	SH		OTR		95	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	80	992	SH		SOLE		992	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	149	1,844	SH		OTR		1,844	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	362	7,597	SH		SOLE		7,597	0	0
EMERSON ELEC CO	COMMON STOCK	291011104	40	837	SH		OTR		837	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	983	25,899	SH		SOLE		25,899	0	0
EXXONMOBIL CORP	COMMON STOCK	30231G102	378	9,967	SH		OTR		9,967	0	0
FACEBOOK INC-A	COMMON STOCK	30303M102	809	4,851	SH		SOLE		4,839	0	12
FEDEX CORPORATION	COMMON STOCK	31428X106	1,249	10,300	SH		SOLE		10,300	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	155	19,583	SH		SOLE		19,583	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	23	2,900	SH		OTR		2,900	0	0
GENERAL MLS INC	COMMON STOCK	370334104	206	3,895	SH		SOLE		3,895	0	0
GENERAL MLS INC	COMMON STOCK	370334104	29	548	SH		OTR		548	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	358	5,318	SH		SOLE		5,318	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	95	1,408	SH		OTR		1,408	0	0
HANESBRANDS INC	COMMON STOCK	410345102	155	19,750	SH		SOLE		19,750	0	0
HANESBRANDS INC	COMMON STOCK	410345102	1	133	SH		OTR		133	0	0
HOME DEPOT INC	COMMON STOCK	437076102	556	2,976	SH		SOLE		2,976	0	0
HOME DEPOT INC	COMMON STOCK	437076102	111	593	SH		OTR		593	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	170	1,269	SH		SOLE		1,269	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	363	2,715	SH		OTR		2,715	0	0
IDEXX LABS INC	COMMON STOCK	45168D104	327	1,348	SH		SOLE		1,348	0	0
ILLUMINA INC	COMMON STOCK	452327109	521	1,908	SH		SOLE		1,908	0	0
INTEL CORP	COMMON STOCK	458140100	1,373	25,364	SH		SOLE		25,206	0	158
INTEL CORP	COMMON STOCK	458140100	85	1,574	SH		OTR		1,574	0	0
INTERCONTINENTAL EXCHANGE INC	COMMON STOCK	45866F104	1,778	22,021	SH		SOLE		21,990	0	31
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	642	5,785	SH		SOLE		5,785	0	0
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	38	343	SH		OTR		343	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,808	21,415	SH		SOLE		21,338	0	77
JOHNSON & JOHNSON	COMMON STOCK	478160104	265	2,020	SH		OTR		2,020	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	2,441	27,111	SH		SOLE		27,079	0	32
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	127	1,416	SH		OTR		1,416	0	0
LILLY ELI & CO	COMMON STOCK	532457108	444	3,200	SH		SOLE		3,200	0	0
LILLY ELI & CO	COMMON STOCK	532457108	103	739	SH		OTR		739	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	1,211	3,572	SH		SOLE		3,572	0	0
LOWES COS INC	COMMON STOCK	548661107	1,065	12,373	SH		SOLE		12,346	0	27
LOWES COS INC	COMMON STOCK	548661107	11	125	SH		OTR		125	0	0
MCDONALDS CORP	COMMON STOCK	580135101	927	5,609	SH		SOLE		5,609	0	0
MCDONALDS CORP	COMMON STOCK	580135101	372	2,249	SH		OTR		2,249	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	452	5,877	SH		SOLE		5,877	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	90	1,166	SH		OTR		1,166	0	0
MICROSOFT CORP	COMMON STOCK	594918104	3,679	23,326	SH		SOLE		23,158	0	168
MICROSOFT CORP	COMMON STOCK	594918104	272	1,725	SH		OTR		1,725	0	0
NETAPP INC	COMMON STOCK	64110D104	370	8,869	SH		SOLE		8,869	0	0
NETAPP INC	COMMON STOCK	64110D104	2	47	SH		OTR		47	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	718	2,983	SH		SOLE		2,983	0	0
PALO ALTO NETWORKS	COMMON STOCK	697435105	348	2,120	SH		SOLE		2,120	0	0
PAYCHEX INC	COMMON STOCK	704326107	326	5,176	SH		SOLE		5,176	0	0
PAYCHEX INC	COMMON STOCK	704326107	3	45	SH		OTR		45	0	0
PAYPAL HOLDINGS INC	COMMON STOCK	70450Y103	1,163	12,146	SH		SOLE		12,146	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	362	32,788	SH		SOLE		32,788	0	0
PEOPLES UNITED FINANCIAL, INC	COMMON STOCK	712704105	102	9,200	SH		OTR		9,200	0	0
PEPSICO INC	COMMON STOCK	713448108	2,340	19,485	SH		SOLE		19,438	0	47
PEPSICO INC	COMMON STOCK	713448108	207	1,724	SH		OTR		1,724	0	0
PFIZER INC	COMMON STOCK	717081103	1,168	35,777	SH		SOLE		35,441	0	336
PFIZER INC	COMMON STOCK	717081103	320	9,801	SH		OTR		9,801	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	181	2,474	SH		SOLE		2,474	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	502	6,874	SH		OTR		6,874	0	0
PHILLIPS 66	COMMON STOCK	718546104	834	15,549	SH		SOLE		15,549	0	0
PHILLIPS 66	COMMON STOCK	718546104	23	422	SH		OTR		422	0	0
PPL CORPORATION	COMMON STOCK	69351T106	251	10,161	SH		SOLE		10,161	0	0
PPL CORPORATION	COMMON STOCK	69351T106	3	135	SH		OTR		135	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	718	6,526	SH		SOLE		6,526	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	84	760	SH		OTR		760	0	0
PRUDENTIAL FINL INC	COMMON STOCK	744320102	363	6,958	SH		SOLE		6,958	0	0
PRUDENTIAL FINL INC	COMMON STOCK	744320102	4	73	SH		OTR		73	0	0
QUALCOMM INC	COMMON STOCK	747525103	691	10,218	SH		SOLE		10,218	0	0
QUALCOMM INC	COMMON STOCK	747525103	19	279	SH		OTR		279	0	0
RAYTHEON COMPANY	COMMON STOCK	755111507	947	7,219	SH		SOLE		7,219	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	1,111	6,673	SH		SOLE		6,673	0	0
TRADEWEB MARKETS INC CL A	COMMON STOCK	892672106	1,005	23,899	SH		SOLE		23,899	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	350	3,742	SH		SOLE		3,742	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	46	493	SH		OTR		493	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	511	5,413	SH		SOLE		5,370	0	43
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	136	1,439	SH		OTR		1,439	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	262	1,049	SH		SOLE		1,049	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	2,731	50,824	SH		SOLE		50,824	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	605	11,263	SH		OTR		11,263	0	0
VIACOMCBS INC CL B	COMMON STOCK	92556H206	422	30,116	SH		SOLE		30,116	0	0
VIRTU FINANCIAL INC CL A	COMMON STOCK	928254101	1,104	53,018	SH		SOLE		53,018	0	0
VIRTU FINANCIAL INC CL A	COMMON STOCK	928254101	2	107	SH		OTR		107	0	0
VISA INC CL A	COMMON STOCK	92826C839	1,882	11,679	SH		SOLE		11,536	0	143
VISA INC CL A	COMMON STOCK	92826C839	64	400	SH		OTR		400	0	0
VMWARE INC.	COMMON STOCK	928563402	945	7,807	SH		SOLE		7,807	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	1,105	24,148	SH		SOLE		24,148	0	0
WALMART INC	COMMON STOCK	931142103	1,603	14,110	SH		SOLE		14,047	0	63
WALMART INC	COMMON STOCK	931142103	17	150	SH		OTR		150	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	376	4,063	SH		SOLE		4,063	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	2	26	SH		OTR		26	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	171	5,966	SH		SOLE		5,966	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	37	1,300	SH		OTR		1,300	0	0
XILINX INC	COMMON STOCK	983919101	1,028	13,186	SH		SOLE		13,186	0	0
3M CO	COMMON STOCK	88579Y101	264	1,933	SH		SOLE		1,933	0	0
3M CO	COMMON STOCK	88579Y101	171	1,256	SH		OTR		1,256	0	0
ABB LTD SPONS ADR	COMMON STOCK	000375204	276	16,003	SH		SOLE		16,003	0	0
ABB LTD SPONS ADR	COMMON STOCK	000375204	2	128	SH		OTR		128	0	0
BANCO SANTANDER SA SPONS ADR	COMMON STOCK	05964H105	80	33,936	SH		SOLE		33,936	0	0
DIAGEO PLC SPONS ADR	COMMON STOCK	25243Q205	359	2,826	SH		SOLE		2,826	0	0
DIAGEO PLC SPONS ADR	COMMON STOCK	25243Q205	16	124	SH		OTR		124	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	458	7,603	SH		SOLE		7,603	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	10	168	SH		OTR		168	0	0
AON PLC CL A	COMMON STOCK	G0408V102	661	4,003	SH		SOLE		4,003	0	0
CYBERARK SOFTWARE LTD	COMMON STOCK	M2682V108	1,086	12,688	SH		SOLE		12,688	0	0
EATON CORP PLC	COMMON STOCK	G29183103	1,137	14,629	SH		SOLE		14,629	0	0
ENBRIDGE INCORPORATED	COMMON STOCK	29250N105	1,589	54,634	SH		SOLE		54,634	0	0
ENBRIDGE INCORPORATED	COMMON STOCK	29250N105	85	2,906	SH		OTR		2,906	0	0
GILDAN ACTIVEWEAR INC CL A	COMMON STOCK	375916103	475	37,246	SH		SOLE		37,246	0	0
ICON PLC	COMMON STOCK	G4705A100	1,085	7,979	SH		SOLE		7,979	0	0
PUBLIC STORAGE INC REIT	OTR	74460D109	1,271	6,398	SH		SOLE		0	0	0
CONSUMER DISCRETIONARY SELT	OTR	81369Y407	1,402	14,290	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTR	46432F842	31,076	622,888	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTR	46432F842	613	12,278	SH		OTR		0	0	0
ISHARES CORE MSCI EMERGING	OTR	46434G103	461	11,387	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTR	464287507	24,181	168,090	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTR	464287507	613	4,260	SH		OTR		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTR	464287804	23,783	423,863	SH		SOLE		0	0	0
ISHARES CORE S&P SMALL-CAP ETF	OTR	464287804	779	13,879	SH		OTR		0	0	0
ISHARES CORE S&P 500 ETF	OTR	464287200	59,525	230,360	SH		SOLE		0	0	0
ISHARES CORE S&P 500 ETF	OTR	464287200	1,304	5,046	SH		OTR		0	0	0
ISHARES DJ INTL EPAC SELECT DI	OTR	464288448	1,973	87,321	SH		SOLE		0	0	0
ISHARES DJ INTL EPAC SELECT DI	OTR	464288448	6	270	SH		OTR		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTR	464287168	212	2,888	SH		SOLE		0	0	0
ISHARES DJ SELECT DIVIDEND ETF	OTR	464287168	70	950	SH		OTR		0	0	0
ISHARES EDGE MSCI MIN VOL EAFE	OTR	46429B689	276	4,450	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTR	464287465	375	7,013	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTR	464287465	161	3,004	SH		OTR		0	0	0
ISHARES MSCI KLD 400 SOCIAL ET	OTR	464288570	1,109	11,387	SH		SOLE		0	0	0
ISHARES MSCI KLD 400 SOCIAL ET	OTR	464288570	149	1,530	SH		OTR		0	0	0
ISHARES NASDAQ BIOTECH ETF	OTR	464287556	2,154	19,996	SH		SOLE		0	0	0
ISHARES RUSSELL MIDCAP ETF	OTR	464287499	268	6,207	SH		SOLE		0	0	0
ISHARES RUSSELL 2000 GROWTH ET	OTR	464287648	202	1,276	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTR	464287606	603	3,379	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTR	464287606	33	185	SH		OTR		0	0	0
ISHARES S&P MIDCAP 400/VALUE E	OTR	464287705	834	7,596	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP 600/VAL E	OTR	464287879	613	6,129	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP/600 GROWT	OTR	464287887	224	1,625	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTR	81369Y100	630	13,994	SH		SOLE		0	0	0
MATERIALS SELECT SPDR FUND	OTR	81369Y100	17	382	SH		OTR		0	0	0
SCHWAB EMERGING MARKETS ETF	OTR	808524706	4,788	231,394	SH		SOLE		0	0	0
SCHWAB EMERGING MARKETS ETF	OTR	808524706	59	2,850	SH		OTR		0	0	0
SCHWAB FUNDAMENTAL EM L/C	OTR	808524730	600	29,167	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTR	808524805	10,978	424,831	SH		SOLE		0	0	0
SCHWAB INTL EQUITY ETF	OTR	808524805	65	2,520	SH		OTR		0	0	0
SCHWAB STRATEGIC TR	OTR	808524201	31,596	515,858	SH		SOLE		0	0	0
SCHWAB US DVD EQUITY ETF	OTR	808524797	1,593	35,407	SH		SOLE		0	0	0
SCHWAB US DVD EQUITY ETF	OTR	808524797	887	19,720	SH		OTR		0	0	0
SCHWAB US MID CAP ETF	OTR	808524508	7,826	185,632	SH		SOLE		0	0	0
SCHWAB US REIT ETF	OTR	808524847	5,655	172,729	SH		SOLE		0	0	0
SCHWAB US REIT ETF	OTR	808524847	24	740	SH		OTR		0	0	0
SCHWAB US SMALL CAP ETF	OTR	808524607	7,655	148,577	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTR	78462F103	626	2,428	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTR	78462F103	265	1,028	SH		OTR		0	0	0
TECHNOLOGY SELECT SECT SPDR	OTR	81369Y803	1,986	24,709	SH		SOLE		0	0	0
TECHNOLOGY SELECT SECT SPDR	OTR	81369Y803	52	645	SH		OTR		0	0	0
UTILITIES SELECT SECTOR SPDR	OTR	81369Y886	2,051	37,009	SH		SOLE		0	0	0
UTILITIES SELECT SECTOR SPDR	OTR	81369Y886	44	792	SH		OTR		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTR	921943858	2,180	65,387	SH		SOLE		0	0	0
VANGUARD FTSE DEVELOPED MARKET	OTR	921943858	270	8,110	SH		OTR		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTR	922042858	13,774	410,537	SH		SOLE		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTR	922042858	381	11,342	SH		OTR		0	0	0
VANGUARD IND FD MID-CAP	OTR	922908629	583	4,429	SH		SOLE		0	0	0
VANGUARD IND FD MID-CAP	OTR	922908629	458	3,476	SH		OTR		0	0	0
VANGUARD INFO TECH ETF	OTR	92204A702	259	1,223	SH		SOLE		0	0	0
VANGUARD MID-CAP VALUE INDEX	OTR	922908512	1,272	15,649	SH		SOLE		0	0	0
VANGUARD REAL ESTATE ETF	OTR	922908553	1,643	23,527	SH		SOLE		0	0	0
VANGUARD REAL ESTATE ETF	OTR	922908553	261	3,732	SH		OTR		0	0	0
VANGUARD S&P 500 ETF	OTR	922908363	5,385	22,740	SH		SOLE		0	0	0
VANGUARD S&P 500 ETF	OTR	922908363	458	1,934	SH		OTR		0	0	0
VANGUARD SMALL CAP VALUE ETF	OTR	922908611	1,160	13,061	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTR	922908751	538	4,662	SH		SOLE		0	0	0
VANGUARD SMALL-CAP ETF	OTR	922908751	303	2,626	SH		OTR		0	0	0
VANGUARD TOT WORLD STK INDEX	OTR	922042742	2,149	34,218	SH		SOLE		0	0	0
INVESCO TAXABLE MUNICIPAL BOND	OTR	46138G805	9,680	313,264	SH		SOLE		0	0	0
INVESCO TAXABLE MUNICIPAL BOND	OTR	46138G805	119	3,840	SH		OTR		0	0	0
ISHARES BARCLAYS TIPS BOND ETF	OTR	464287176	266	2,259	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR TR E	OTR	464287457	322	3,720	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTR	464287226	2,807	24,330	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTR	464287226	84	732	SH		OTR		0	0	0
ISHARES IBOXX INV GRD CORP BON	OTR	464287242	337	2,732	SH		SOLE		0	0	0
ISHARES IBOXX USD HIGH YIELD	OTR	464288513	65	837	SH		SOLE		0	0	0
ISHARES IBOXX USD HIGH YIELD	OTR	464288513	149	1,935	SH		OTR		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTR	464288612	1,331	11,606	SH		SOLE		0	0	0
ISHARES INTERMEDIATE GOV/CR ET	OTR	464288612	169	1,469	SH		OTR		0	0	0
ISHARES INTERMEDIATE TERM CORP	OTR	464288638	21,520	391,842	SH		SOLE		0	0	0
ISHARES INTERMEDIATE TERM CORP	OTR	464288638	1,010	18,389	SH		OTR		0	0	0
ISHARES SHORT-TERM CORPORATE B	OTR	464288646	18,412	351,639	SH		SOLE		0	0	0
ISHARES SHORT-TERM CORPORATE B	OTR	464288646	1,112	21,231	SH		OTR		0	0	0
ISHARES 3-7 YEAR TREASURY BOND	OTR	464288661	37,601	281,994	SH		SOLE		0	0	0
ISHARES 3-7 YEAR TREASURY BOND	OTR	464288661	782	5,864	SH		OTR		0	0	0
ISHARES 7-10 YEAR TREASURY B	OTR	464287440	10,108	83,210	SH		SOLE		0	0	0
ISHARES 7-10 YEAR TREASURY B	OTR	464287440	21	169	SH		OTR		0	0	0
PIMCO INV GRADE CORP BD ETF	OTR	72201R817	1,464	13,832	SH		SOLE		0	0	0
SCHWAB INTERMEDIATE TERM-US	OTR	808524854	11,904	202,517	SH		SOLE		0	0	0
SCHWAB SHORT TERM US TREASURY	OTR	808524862	30,018	580,284	SH		SOLE		0	0	0
SCHWAB SHORT TERM US TREASURY	OTR	808524862	1,239	23,949	SH		OTR		0	0	0
SCHWAB US AGGREGATE BOND ETF	OTR	808524839	24,024	442,667	SH		SOLE		0	0	0
SCHWAB US TIPS ETF	OTR	808524870	807	14,029	SH		SOLE		0	0	0
SCHWAB 5-10 YEAR CORPORATE B	OTR	808524698	655	13,675	SH		SOLE		0	0	0
SPDR BLOOMBERG BARCLAYS S/T BD	OTR	78468R408	1,616	68,592	SH		SOLE		0	0	0
VANGUARD INTER TERM CORP BOND	OTR	92206C870	498	5,720	SH		SOLE		0	0	0
VANGUARD INTM-TERM GOVT BOND F	OTR	92206C706	1,480	20,971	SH		SOLE		0	0	0
VANGUARD MORTGAGE-BACKED SEC	OTR	92206C771	327	6,004	SH		SOLE		0	0	0
VANGUARD MORTGAGE-BACKED SEC	OTR	92206C771	27	492	SH		OTR		0	0	0
VANGUARD SHORT TERM CORP BOND	OTR	92206C409	567	7,170	SH		SOLE		0	0	0
ISHARES NATIONAL MUNI BOND ETF	OTR	464288414	1,241	10,978	SH		SOLE		0	0	0
ISHARES NATIONAL MUNI BOND ETF	OTR	464288414	151	1,340	SH		OTR		0	0	0
ISHARES SHORT-TERM NATIONAL MU	OTR	464288158	226	2,130	SH		SOLE		0	0	0
ISHARES SHORT-TERM NATIONAL MU	OTR	464288158	50	470	SH		OTR		0	0	0
SPDR NUVEEN BLOOMBERG BARCLAYS	OTR	78468R739	466	9,529	SH		SOLE		0	0	0