Bangor Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	30,377	289	SH		DFND	NONE	289	0	0
3M Co	COM	88579Y101	982,148	9,344	SH		SOLE	NONE	9,344	0	0
5TH THIRD BANCORP	COM	316773100	17,316	650	SH		SOLE	NONE	650	0	0
ABB LTD	SPONSORED ADR	000375204	13,171	384	SH		DFND	NONE	384	0	0
ABB LTD	SPONSORED ADR	000375204	973,468	28,381	SH		SOLE	NONE	28,381	0	0
ADAMS EXPRESS COMPANY	COM	006212104	10,574	680	SH		SOLE	NONE	680	0	0
ADVANCED MICRO DEV	COM	007903107	125,747	1,283	SH		SOLE	NONE	1,283	0	0
AGILENT TECHS INC	COM	00846U101	1,798	13	SH		SOLE	NONE	13	0	0
ALBEMARLE CORP	COM	012653101	45,534	206	SH		DFND	NONE	206	0	0
ALBEMARLE CORP	COM	012653101	1,664,873	7,532	SH		SOLE	NONE	7,532	0	0
ALPHABET INC	CAP STK CL A	02079K305	182,565	1,760	SH		DFND	NONE	1,760	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,302,141	31,834	SH		SOLE	NONE	31,834	0	0
ALTRIA GROUP INC	COM	02209S103	428,352	9,600	SH		DFND	NONE	9,600	0	0
ALTRIA GROUP INC	COM	02209S103	143,141	3,208	SH		SOLE	NONE	3,208	0	0
AMER EXPRESS CO	COM	025816109	384,169	2,329	SH		SOLE	NONE	2,329	0	0
AMEREN CORP	COM	023608102	30,237	350	SH		SOLE	NONE	350	0	0
ANALOG DEVICES INC	COM	032654105	211,223	1,071	SH		SOLE	NONE	1,071	0	0
ANSYS, INC.	COM	03662Q105	1,331	4	SH		DFND	NONE	4	0	0
ANSYS, INC.	COM	03662Q105	33,280	100	SH		SOLE	NONE	100	0	0
APPLIED MATERIALS	COM	038222105	70,504	574	SH		DFND	NONE	574	0	0
APPLIED MATERIALS	COM	038222105	2,635,563	21,457	SH		SOLE	NONE	21,457	0	0
ARK Investment Management LLC	INNOVATION ETF	00214Q104	3,026	75	SH		SOLE	NONE	75	0	0
AT&T INC	COM	00206R102	419,438	21,789	SH		DFND	NONE	21,789	0	0
AT&T INC	COM	00206R102	1,165,395	60,540	SH		SOLE	NONE	60,540	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	331,941	1,491	SH		DFND	NONE	1,491	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	807,034	3,625	SH		SOLE	NONE	3,625	0	0
AUTOZONE INC	COM	053332102	68,828	28	SH		SOLE	NONE	28	0	0
AVERY DENNISON CORP	COM	053611109	1,074	6	SH		SOLE	NONE	6	0	0
AbbVie Inc	COM	00287Y109	308,222	1,934	SH		DFND	NONE	1,934	0	0
AbbVie Inc	COM	00287Y109	1,994,197	12,513	SH		SOLE	NONE	12,513	0	0
Abbott Laboratories	COM	002824100	42,833	423	SH		DFND	NONE	423	0	0
Abbott Laboratories	COM	002824100	575,359	5,682	SH		SOLE	NONE	5,682	0	0
Accenture PLC	SHS CLASS A	G1151C101	28,581	100	SH		DFND	NONE	100	0	0
Accenture PLC	SHS CLASS A	G1151C101	297,814	1,042	SH		SOLE	NONE	1,042	0	0
Adobe Inc	COM	00724F101	26,591	69	SH		DFND	NONE	69	0	0
Adobe Inc	COM	00724F101	1,800,834	4,673	SH		SOLE	NONE	4,673	0	0
Aflac Inc	COM	001055102	52,648	816	SH		SOLE	NONE	816	0	0
Air Products and Chemicals Inc	COM	009158106	122,064	425	SH		SOLE	NONE	425	0	0
Alibaba Group Holding Ltd	SPONSORED ADS	01609W102	6,131	60	SH		DFND	NONE	60	0	0
Alibaba Group Holding Ltd	SPONSORED ADS	01609W102	36,683	359	SH		SOLE	NONE	359	0	0
Alliant Energy Corp	COM	018802108	10,306	193	SH		SOLE	NONE	193	0	0
Allstate Corp/The	COM	020002101	2,770	25	SH		SOLE	NONE	25	0	0
Alphabet Inc	CAP STK CL C	02079K107	108,368	1,042	SH		DFND	NONE	1,042	0	0
Alphabet Inc	CAP STK CL C	02079K107	2,248,376	21,619	SH		SOLE	NONE	21,619	0	0
Amazon.com Inc	COM	023135106	32,950	319	SH		DFND	NONE	319	0	0
Amazon.com Inc	COM	023135106	2,579,358	24,972	SH		SOLE	NONE	24,972	0	0
Amcor PLC	ORD	G0250X107	34,140	3,000	SH		SOLE	NONE	3,000	0	0
American Electric Power Co Inc	COM	025537101	47,679	524	SH		SOLE	NONE	524	0	0
American Tower Corp	COM	03027X100	43,729	214	SH		SOLE	NONE	214	0	0
American Water Works Co Inc	COM	030420103	29,152	199	SH		DFND	NONE	199	0	0
American Water Works Co Inc	COM	030420103	1,923,414	13,130	SH		SOLE	NONE	13,130	0	0
Ameriprise Financial Inc	COM	03076C106	28,811	94	SH		SOLE	NONE	94	0	0
Amgen Inc	COM	031162100	40,614	168	SH		DFND	NONE	168	0	0
Amgen Inc	COM	031162100	1,483,620	6,137	SH		SOLE	NONE	6,137	0	0
Anavex Life Sciences Corp	COM NEW	032797300	1,286	150	SH		SOLE	NONE	150	0	0
Aon PLC	SHS CL A	G0403H108	820,700	2,603	SH		SOLE	NONE	2,603	0	0
Apple Inc	COM	037833100	345,301	2,094	SH		DFND	NONE	2,094	0	0
Apple Inc	COM	037833100	12,717,889	77,125	SH		SOLE	NONE	77,125	0	0
Archer-Daniels-Midland Co	COM	039483102	92,406	1,160	SH		DFND	NONE	1,160	0	0
Archer-Daniels-Midland Co	COM	039483102	940,944	11,812	SH		SOLE	NONE	11,812	0	0
Arthur J Gallagher & Co	COM	363576109	79,202	414	SH		SOLE	NONE	414	0	0
Atmos Energy Corp	COM	049560105	3,034	27	SH		SOLE	NONE	27	0	0
Autodesk Inc	COM	052769106	31,224	150	SH		SOLE	NONE	150	0	0
Avanos Medical Inc	COM	05350V106	922	31	SH		DFND	NONE	31	0	0
BAKER HUGHES INC	CL A	05722G100	5,426	188	SH		SOLE	NONE	188	0	0
BARRICK GOLD CORP	COM	067901108	2,897	156	SH		SOLE	NONE	156	0	0
BAXTER INTL INC	COM	071813109	10,140	250	SH		DFND	NONE	250	0	0
BAXTER INTL INC	COM	071813109	71,710	1,768	SH		SOLE	NONE	1,768	0	0
BECTON DICKINSON	COM	075887109	49,508	200	SH		DFND	NONE	200	0	0
BECTON DICKINSON	COM	075887109	60,152	243	SH		SOLE	NONE	243	0	0
BED BATH & BEYOND	COM	075896100	107	250	SH		SOLE	NONE	250	0	0
BEST BUY CO INC	COM	086516101	548	7	SH		SOLE	NONE	7	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	27,330	431	SH		DFND	NONE	431	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	27,964	441	SH		SOLE	NONE	441	0	0
BK OF AMERICA CORP	COM	060505104	125,583	4,391	SH		DFND	NONE	4,391	0	0
BK OF AMERICA CORP	COM	060505104	170,113	5,948	SH		SOLE	NONE	5,948	0	0
BLACKROCK FUND ADVISORS	HDG MSCI EAFE	46434V803	25,609	869	SH		SOLE	NONE	869	0	0
BOEING CO	COM	097023105	37,600	177	SH		DFND	NONE	177	0	0
BOEING CO	COM	097023105	103,453	487	SH		SOLE	NONE	487	0	0
BP PLC	SPONSORED ADR	055622104	6,715	177	SH		DFND	NONE	177	0	0
BP PLC	SPONSORED ADR	055622104	36,119	952	SH		SOLE	NONE	952	0	0
BRIGHTHOUSE FINANCIAL INC.	COM	10922N103	2,073	47	SH		DFND	NONE	47	0	0
BRISTOL-MYRS SQUIB	COM	110122108	216,178	3,119	SH		DFND	NONE	3,119	0	0
BRISTOL-MYRS SQUIB	COM	110122108	3,313,295	47,804	SH		SOLE	NONE	47,804	0	0
BROADRIDGE FIN SOL	COM	11133T103	49,541	338	SH		DFND	NONE	338	0	0
BROADRIDGE FIN SOL	COM	11133T103	16,709	114	SH		SOLE	NONE	114	0	0
BROWN-FORMAN CORP	CL B	115637209	6,427	100	SH		DFND	NONE	100	0	0
Banco Santander SA	ADR	05964H105	162,124	43,936	SH		SOLE	NONE	43,936	0	0
Bar Harbor Bankshares	COM	066849100	264,500	10,000	SH		DFND	NONE	10,000	0	0
Bar Harbor Bankshares	COM	066849100	95,881	3,625	SH		SOLE	NONE	3,625	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	32,730	106	SH		DFND	NONE	106	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	1,949,883	6,315	SH		SOLE	NONE	6,315	0	0
Biogen Inc	COM	09062X103	7,785	28	SH		SOLE	NONE	28	0	0
BlackRock Fund Advisors	20 YR TR BD ETF	464287432	9,680	91	SH		SOLE	NONE	91	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	219,423	3,068	SH		DFND	NONE	3,068	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	309,181	4,323	SH		SOLE	NONE	4,323	0	0
BlackRock Fund Advisors	RUS MDCP VAL ETF	464287473	50,445	475	SH		SOLE	NONE	475	0	0
BlackRock Fund Advisors	RUS MID CAP ETF	464287499	438,398	6,270	SH		SOLE	NONE	6,270	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	966,868	3,865	SH		DFND	NONE	3,865	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	44,091,387	176,253	SH		SOLE	NONE	176,253	0	0
BlackRock Fund Advisors	S&P MC 400GR ETF	464287606	52,917	740	SH		DFND	NONE	740	0	0
BlackRock Fund Advisors	S&P MC 400GR ETF	464287606	797,193	11,148	SH		SOLE	NONE	11,148	0	0
BlackRock Fund Advisors	RUS 1000 ETF	464287622	8,559	38	SH		SOLE	NONE	38	0	0
BlackRock Fund Advisors	RUS 2000 GRW ETF	464287648	292,825	1,291	SH		SOLE	NONE	1,291	0	0
BlackRock Fund Advisors	RUSSELL 3000 ETF	464287689	52,967	225	SH		SOLE	NONE	225	0	0
BlackRock Fund Advisors	S&P MC 400VL ETF	464287705	1,292,847	12,580	SH		SOLE	NONE	12,580	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	1,330,785	13,762	SH		DFND	NONE	13,762	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	37,420,704	386,977	SH		SOLE	NONE	386,977	0	0
BlackRock Fund Advisors	US CONSM STAPLES	464287812	27,095	136	SH		SOLE	NONE	136	0	0
BlackRock Fund Advisors	DOW JONES US ETF	464287846	47,233	472	SH		SOLE	NONE	472	0	0
BlackRock Fund Advisors	INTL TREA BD ETF	464288117	6,032	150	SH		DFND	NONE	150	0	0
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	49,200	470	SH		DFND	NONE	470	0	0
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	189,890	1,814	SH		SOLE	NONE	1,814	0	0
BlackRock Fund Advisors	INTL SEL DIV ETF	464288448	5,267,276	191,607	SH		SOLE	NONE	191,607	0	0
BlackRock Fund Advisors	MSCI KLD400 SOC	464288570	238,649	3,060	SH		DFND	NONE	3,060	0	0
BlackRock Fund Advisors	MSCI KLD400 SOC	464288570	2,009,568	25,767	SH		SOLE	NONE	25,767	0	0
BlackRock Fund Advisors	MBS ETF	464288588	20,177	213	SH		SOLE	NONE	213	0	0
BlackRock Fund Advisors	INTRM GOV CR ETF	464288612	387,031	3,704	SH		DFND	NONE	3,704	0	0
BlackRock Fund Advisors	INTRM GOV CR ETF	464288612	702,382	6,722	SH		SOLE	NONE	6,722	0	0
BlackRock Fund Advisors	ISHS 5-10YR INVT	464288638	879,042	17,142	SH		DFND	NONE	17,142	0	0
BlackRock Fund Advisors	ISHS 5-10YR INVT	464288638	19,972,503	389,479	SH		SOLE	NONE	389,479	0	0
BlackRock Fund Advisors	ISHS 1-5YR INVS	464288646	1,323,087	26,179	SH		DFND	NONE	26,179	0	0
BlackRock Fund Advisors	ISHS 1-5YR INVS	464288646	50,117,104	991,632	SH		SOLE	NONE	991,632	0	0
BlackRock Fund Advisors	GLOB UTILITS ETF	464288711	90,358	1,495	SH		SOLE	NONE	1,495	0	0
BlackRock Fund Advisors	EAFE GRWTH ETF	464288885	23,326	249	SH		SOLE	NONE	249	0	0
BlackRock Fund Advisors	MSCI USA MIN VOL	46429B697	42,116	579	SH		SOLE	NONE	579	0	0
BlackRock Fund Advisors	MSCI USA QLT FCT	46432F339	2,233	18	SH		SOLE	NONE	18	0	0
BlackRock Fund Advisors	MSCI USA VALUE	46432F388	2,870	31	SH		SOLE	NONE	31	0	0
BlackRock Fund Advisors	MSCI USA MMENTM	46432F396	41,712	300	SH		SOLE	NONE	300	0	0
BlackRock Fund Advisors	CORE MSCI EMKT	46434G103	538,398	11,035	SH		SOLE	NONE	11,035	0	0
BlackRock Fund Advisors	MSCI EMRG CHN	46434G764	81,395	1,650	SH		SOLE	NONE	1,650	0	0
BlackRock Fund Advisors	ESG AWR MSCI EM	46434G863	185,071	5,879	SH		SOLE	NONE	5,879	0	0
BlackRock Fund Advisors	ESG AWARE MSCI	46435U663	380,926	11,207	SH		SOLE	NONE	11,207	0	0
BlackRock Inc	COM	09247X101	12,713	19	SH		DFND	NONE	19	0	0
BlackRock Inc	COM	09247X101	1,211,776	1,811	SH		SOLE	NONE	1,811	0	0
Booking Holdings Inc	COM	09857L108	111,401	42	SH		SOLE	NONE	42	0	0
BrainStorm Cell Therapeutics I	COM NEW	10501E201	13,200	4,000	SH		SOLE	NONE	4,000	0	0
Broadcom Inc	COM	11135F101	261,107	407	SH		SOLE	NONE	407	0	0
CAMECO CORP	COM	13321L108	11,384	435	SH		DFND	NONE	435	0	0
CARRIER GLOBAL CORP	COM	14448C104	52,613	1,150	SH		DFND	NONE	1,150	0	0
CARRIER GLOBAL CORP	COM	14448C104	79,559	1,739	SH		SOLE	NONE	1,739	0	0
CDN NATL RAILWAYS	COM	136375102	75,501	640	SH		SOLE	NONE	640	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	EMRG MKTEQ ETF	808524706	23,171	945	SH		DFND	NONE	945	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	EMRG MKTEQ ETF	808524706	6,997,286	285,371	SH		SOLE	NONE	285,371	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US DIVIDEND EQ	808524797	259,645	3,549	SH		DFND	NONE	3,549	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US DIVIDEND EQ	808524797	2,424,742	33,143	SH		SOLE	NONE	33,143	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US TIPS ETF	808524870	12,974	242	SH		DFND	NONE	242	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US TIPS ETF	808524870	1,640,359	30,598	SH		SOLE	NONE	30,598	0	0
CHENIERE ENERGY IN	COM NEW	16411R208	4,570	29	SH		SOLE	NONE	29	0	0
CHUBB LIMITED COM	COM	H1467J104	27,185	140	SH		SOLE	NONE	140	0	0
CISCO SYSTEMS	COM	17275R102	72,767	1,392	SH		DFND	NONE	1,392	0	0
CISCO SYSTEMS	COM	17275R102	2,034,021	38,910	SH		SOLE	NONE	38,910	0	0
CLEVELAND CLIFFS COM	COM	185899101	18,330	1,000	SH		SOLE	NONE	1,000	0	0
CME Group Inc	COM	12572Q105	33,708	176	SH		SOLE	NONE	176	0	0
CMS Energy Corp	COM	125896100	5,401	88	SH		SOLE	NONE	88	0	0
COLGATE-PALMOLIVE	COM	194162103	7,515	100	SH		DFND	NONE	100	0	0
COLGATE-PALMOLIVE	COM	194162103	160,596	2,137	SH		SOLE	NONE	2,137	0	0
CONOCOPHILLIPS	COM	20825C104	18,552	187	SH		DFND	NONE	187	0	0
CONOCOPHILLIPS	COM	20825C104	265,188	2,673	SH		SOLE	NONE	2,673	0	0
CORNING INC	COM	219350105	17,181	487	SH		DFND	NONE	487	0	0
CORNING INC	COM	219350105	127,008	3,600	SH		SOLE	NONE	3,600	0	0
CRISPR Therapeutics AG	NAMEN AKT	H17182108	11,534	255	SH		SOLE	NONE	255	0	0
CSX CORP	COM	126408103	32,335	1,080	SH		DFND	NONE	1,080	0	0
CSX CORP	COM	126408103	411,855	13,756	SH		SOLE	NONE	13,756	0	0
CUMMINS INC	COM	231021106	478	2	SH		DFND	NONE	2	0	0
CUMMINS INC	COM	231021106	23,888	100	SH		SOLE	NONE	100	0	0
CVS Health Corp	COM	126650100	27,346	368	SH		DFND	NONE	368	0	0
CVS Health Corp	COM	126650100	191,423	2,576	SH		SOLE	NONE	2,576	0	0
Camden National Corp	COM	133034108	50,594	1,398	SH		SOLE	NONE	1,398	0	0
Capital One Financial Corp	COM	14040H105	16,828	175	SH		DFND	NONE	175	0	0
Capital One Financial Corp	COM	14040H105	18,847	196	SH		SOLE	NONE	196	0	0
Cardinal Health Inc	COM	14149Y108	36,693	486	SH		SOLE	NONE	486	0	0
Catalyst Pharmaceuticals Inc	COM	14888U101	1,658	100	SH		SOLE	NONE	100	0	0
Caterpillar Inc	COM	149123101	114,420	500	SH		DFND	NONE	500	0	0
Caterpillar Inc	COM	149123101	181,012	791	SH		SOLE	NONE	791	0	0
Charles Schwab Corp/The	COM	808513105	39,285	750	SH		DFND	NONE	750	0	0
Charles Schwab Investment Management Inc	US BRD MKT ETF	808524102	8,144	170	SH		SOLE	NONE	170	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	49,628	1,026	SH		DFND	NONE	1,026	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	67,209,046	1,389,478	SH		SOLE	NONE	1,389,478	0	0
Charles Schwab Investment Management Inc	US LCAP GR ETF	808524300	50,181	770	SH		SOLE	NONE	770	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	42,610	628	SH		DFND	NONE	628	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	15,286,601	225,300	SH		SOLE	NONE	225,300	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	38,072	908	SH		DFND	NONE	908	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	13,084,924	312,066	SH		SOLE	NONE	312,066	0	0
Charles Schwab Investment Management Inc	5 10YR CORP BD	808524698	124,113	2,780	SH		SOLE	NONE	2,780	0	0
Charles Schwab Investment Management Inc	INTL EQTY ETF	808524805	46,597	1,339	SH		DFND	NONE	1,339	0	0
Charles Schwab Investment Management Inc	INTL EQTY ETF	808524805	18,174,666	522,261	SH		SOLE	NONE	522,261	0	0
Charles Schwab Investment Management Inc	US AGGREGATE B	808524839	4,785	102	SH		DFND	NONE	102	0	0
Charles Schwab Investment Management Inc	US AGGREGATE B	808524839	3,556,373	75,813	SH		SOLE	NONE	75,813	0	0
Charles Schwab Investment Management Inc	INT-TRM U.S TRES	808524854	1,362	27	SH		DFND	NONE	27	0	0
Charles Schwab Investment Management Inc	INT-TRM U.S TRES	808524854	1,976,705	39,197	SH		SOLE	NONE	39,197	0	0
Chart Industries Inc	COM	16115Q308	251	2	SH		DFND	NONE	2	0	0
Check Point Software Technolog	ORD	M22465104	3,900	30	SH		SOLE	NONE	30	0	0
Chemours Co/The	COM	163851108	1,048	35	SH		DFND	NONE	35	0	0
Chevron Corp	COM	166764100	90,880	557	SH		DFND	NONE	557	0	0
Chevron Corp	COM	166764100	2,792,647	17,116	SH		SOLE	NONE	17,116	0	0
Church & Dwight Co Inc	COM	171340102	82,044	928	SH		SOLE	NONE	928	0	0
Cigna Group/The	COM	125523100	6,388	25	SH		SOLE	NONE	25	0	0
Cincinnati Financial Corp	COM	172062101	38,780	346	SH		SOLE	NONE	346	0	0
Citigroup Inc	COM NEW	172967424	18,756	400	SH		DFND	NONE	400	0	0
Citigroup Inc	COM NEW	172967424	24,289	518	SH		SOLE	NONE	518	0	0
Clorox Co/The	COM	189054109	25,318	160	SH		DFND	NONE	160	0	0
Clorox Co/The	COM	189054109	352,717	2,229	SH		SOLE	NONE	2,229	0	0
Coca-Cola Co/The	COM	191216100	44,351	715	SH		DFND	NONE	715	0	0
Coca-Cola Co/The	COM	191216100	658,200	10,611	SH		SOLE	NONE	10,611	0	0
Cognition Therapeutics Inc	COM	19243B102	37,658	19,019	SH		SOLE	NONE	19,019	0	0
Coherent Corp	COM	19247G107	8,568	225	SH		DFND	NONE	225	0	0
Coherent Corp	COM	19247G107	1,105,957	29,043	SH		SOLE	NONE	29,043	0	0
Comcast Corp	CL A	20030N101	72,408	1,910	SH		DFND	NONE	1,910	0	0
Comcast Corp	CL A	20030N101	897,140	23,665	SH		SOLE	NONE	23,665	0	0
Conduent Inc	COM	206787103	220	64	SH		SOLE	NONE	64	0	0
Consolidated Edison Inc	COM	209115104	19,230	201	SH		DFND	NONE	201	0	0
Consolidated Edison Inc	COM	209115104	73,188	765	SH		SOLE	NONE	765	0	0
Constellation Brands Inc	CL A	21036P108	24,170	107	SH		DFND	NONE	107	0	0
Constellation Brands Inc	CL A	21036P108	2,043,401	9,046	SH		SOLE	NONE	9,046	0	0
Constellation Energy Corp	COM	21037T109	2,591	33	SH		DFND	NONE	33	0	0
Corteva Inc	COM	22052L104	4,584	76	SH		DFND	NONE	76	0	0
Corteva Inc	COM	22052L104	37,272	618	SH		SOLE	NONE	618	0	0
Costco Wholesale Corp	COM	22160K105	6,956	14	SH		DFND	NONE	14	0	0
Costco Wholesale Corp	COM	22160K105	603,697	1,215	SH		SOLE	NONE	1,215	0	0
Crown Castle Inc	COM	22822V101	3,346	25	SH		SOLE	NONE	25	0	0
CyberArk Software Ltd	SHS	M2682V108	15,390	104	SH		DFND	NONE	104	0	0
CyberArk Software Ltd	SHS	M2682V108	1,076,702	7,276	SH		SOLE	NONE	7,276	0	0
DEERE & CO	COM	244199105	247,728	600	SH		DFND	NONE	600	0	0
DEERE & CO	COM	244199105	630,881	1,528	SH		SOLE	NONE	1,528	0	0
DENTSPLY SIRONA	COM	24906P109	10,134	258	SH		SOLE	NONE	258	0	0
DIAGEO	SPON ADR NEW	25243Q205	28,989	160	SH		DFND	NONE	160	0	0
DIAGEO	SPON ADR NEW	25243Q205	932,171	5,145	SH		SOLE	NONE	5,145	0	0
DISCOVER FINL SVCS	COM	254709108	5,634	57	SH		SOLE	NONE	57	0	0
DOMINION RES(VIR)	COM	25746U109	11,182	200	SH		DFND	NONE	200	0	0
DOMINION RES(VIR)	COM	25746U109	33,378	597	SH		SOLE	NONE	597	0	0
DUKE ENERGY CORP	COM NEW	26441C204	107,661	1,116	SH		DFND	NONE	1,116	0	0
DUKE ENERGY CORP	COM NEW	26441C204	104,284	1,081	SH		SOLE	NONE	1,081	0	0
Danaher Corp	COM	235851102	536,845	2,130	SH		SOLE	NONE	2,130	0	0
Danimer Scientific Inc	COM CL A	236272100	345	100	SH		SOLE	NONE	100	0	0
Dell Technologies Inc	CL C	24703L202	5,951	148	SH		SOLE	NONE	148	0	0
Delta Air Lines Inc	COM NEW	247361702	3,492	100	SH		DFND	NONE	100	0	0
Digital Realty Trust Inc	COM	253868103	11,896	121	SH		SOLE	NONE	121	0	0
Donaldson Co Inc	COM	257651109	81,218	1,243	SH		SOLE	NONE	1,243	0	0
Dover Corp	COM	260003108	45,582	300	SH		SOLE	NONE	300	0	0
Dow Inc	COM	260557103	17,542	320	SH		DFND	NONE	320	0	0
Dow Inc	COM	260557103	42,540	776	SH		SOLE	NONE	776	0	0
DuPont de Nemours Inc	COM	26614N102	13,277	185	SH		DFND	NONE	185	0	0
DuPont de Nemours Inc	COM	26614N102	54,186	755	SH		SOLE	NONE	755	0	0
EBAY INC	COM	278642103	4,792	108	SH		DFND	NONE	108	0	0
ECOLAB INC	COM	278865100	38,237	231	SH		SOLE	NONE	231	0	0
EMERSON ELECTRIC	COM	291011104	96,638	1,109	SH		DFND	NONE	1,109	0	0
EMERSON ELECTRIC	COM	291011104	993,135	11,397	SH		SOLE	NONE	11,397	0	0
ENBRIDGE INC	COM	29250N105	128,375	3,365	SH		DFND	NONE	3,365	0	0
ENBRIDGE INC	COM	29250N105	2,015,770	52,838	SH		SOLE	NONE	52,838	0	0
EXELON CORP	COM	30161N101	12,567	300	SH		DFND	NONE	300	0	0
EXELON CORP	COM	30161N101	10,473	250	SH		SOLE	NONE	250	0	0
Eaton Corp PLC	SHS	G29183103	18,676	109	SH		DFND	NONE	109	0	0
Eaton Corp PLC	SHS	G29183103	433,319	2,529	SH		SOLE	NONE	2,529	0	0
Edwards Lifesciences Corp	COM	28176E108	58,656	709	SH		SOLE	NONE	709	0	0
Elevance Health Inc	COM	036752103	103,457	225	SH		DFND	NONE	225	0	0
Elevance Health Inc	COM	036752103	2,380,896	5,178	SH		SOLE	NONE	5,178	0	0
Eli Lilly & Co	COM	532457108	290,190	845	SH		DFND	NONE	845	0	0
Eli Lilly & Co	COM	532457108	933,759	2,719	SH		SOLE	NONE	2,719	0	0
Embecta Corp	COMMON STOCK	29082K105	1,125	40	SH		DFND	NONE	40	0	0
Embecta Corp	COMMON STOCK	29082K105	1,350	48	SH		SOLE	NONE	48	0	0
Essential Utilities Inc	COM	29670G102	2,794	64	SH		SOLE	NONE	64	0	0
Essex Property Trust Inc	COM	297178105	8,784	42	SH		SOLE	NONE	42	0	0
Eversource Energy	COM	30040W108	55,878	714	SH		SOLE	NONE	714	0	0
Exxon Mobil Corp	COM	30231G102	1,554,869	14,179	SH		DFND	NONE	14,179	0	0
Exxon Mobil Corp	COM	30231G102	1,607,182	14,656	SH		SOLE	NONE	14,656	0	0
FACEBOOK INC	CL A	30303M102	60,615	286	SH		DFND	NONE	286	0	0
FACEBOOK INC	CL A	30303M102	1,301,524	6,141	SH		SOLE	NONE	6,141	0	0
FEDEX CORP	COM	31428X106	31,303	137	SH		DFND	NONE	137	0	0
FEDEX CORP	COM	31428X106	1,907,892	8,350	SH		SOLE	NONE	8,350	0	0
FISERV INC	COM	337738108	3,052	27	SH		DFND	NONE	27	0	0
FISERV INC	COM	337738108	6,556	58	SH		SOLE	NONE	58	0	0
FORD MOTOR CO	COM	345370860	25,238	2,003	SH		SOLE	NONE	2,003	0	0
FREEPORT-MCMOR C&G	CL B	35671D857	10,228	250	SH		SOLE	NONE	250	0	0
FTI Consulting Inc	COM	302941109	6,710	34	SH		DFND	NONE	34	0	0
FTI Consulting Inc	COM	302941109	1,445,983	7,327	SH		SOLE	NONE	7,327	0	0
Fastenal Co	COM	311900104	113,813	2,110	SH		SOLE	NONE	2,110	0	0
Fidelity National Information	COM	31620M106	32,489	598	SH		SOLE	NONE	598	0	0
First Bancorp Inc/The	COM	31866P102	214,887	8,300	SH		DFND	NONE	8,300	0	0
First Bancorp Inc/The	COM	31866P102	3,832	148	SH		SOLE	NONE	148	0	0
First Republic Bank/CA	COM	33616C100	4,197	300	SH		DFND	NONE	300	0	0
First Trust Advisors LP	NASDAQ CYB ETF	33734X846	47,025	1,100	SH		SOLE	NONE	1,100	0	0
First Trust Advisors LP	NO AMER ENERGY	33738D101	13,315	500	SH		SOLE	NONE	500	0	0
First Trust Advisors LP	SENIOR LN FD	33738D309	4,524	100	SH		SOLE	NONE	100	0	0
Fortive Corp	COM	34959J108	70,011	1,027	SH		SOLE	NONE	1,027	0	0
Fortune Brands Innovations Inc	COM	34964C106	17,619	300	SH		SOLE	NONE	300	0	0
GE HealthCare Technologies Inc	None	36266G107	6,398	78	SH		DFND	NONE	78	0	0
GE HealthCare Technologies Inc	None	36266G107	56,437	688	SH		SOLE	NONE	688	0	0
GEN DYNAMICS CORP	COM	369550108	135,785	595	SH		SOLE	NONE	595	0	0
GENERAL MILLS INC	COM	370334104	196,643	2,301	SH		SOLE	NONE	2,301	0	0
GOLDMAN SACHS GRP	COM	38141G104	8,178	25	SH		SOLE	NONE	25	0	0
GSK PLC	SPONSORED ADR	37733W204	6,191	174	SH		DFND	NONE	174	0	0
GSK PLC	SPONSORED ADR	37733W204	17,470	491	SH		SOLE	NONE	491	0	0
Garmin Ltd	SHS	H2906T109	11,101	110	SH		SOLE	NONE	110	0	0
Generac Holdings Inc	COM	368736104	10,585	98	SH		DFND	NONE	98	0	0
Generac Holdings Inc	COM	368736104	1,755,919	16,257	SH		SOLE	NONE	16,257	0	0
General Electric Co	COM NEW	369604301	22,753	238	SH		DFND	NONE	238	0	0
General Electric Co	COM NEW	369604301	207,548	2,171	SH		SOLE	NONE	2,171	0	0
Genuine Parts Co	COM	372460105	80,141	479	SH		DFND	NONE	479	0	0
Genuine Parts Co	COM	372460105	1,191,749	7,123	SH		SOLE	NONE	7,123	0	0
Global Payments Inc	COM	37940X102	47,253	449	SH		SOLE	NONE	449	0	0
Global X ETFs/USA	LITHIUM BTRY ETF	37954Y855	7,532	119	SH		SOLE	NONE	119	0	0
Globe Life Inc	COM	37959E102	1,100	10	SH		DFND	NONE	10	0	0
Globe Life Inc	COM	37959E102	108,040	982	SH		SOLE	NONE	982	0	0
HALLIBURTON	COM	406216101	6,296	199	SH		DFND	NONE	199	0	0
HANESBRANDS INC	COM	410345102	1,720	327	SH		DFND	NONE	327	0	0
HANESBRANDS INC	COM	410345102	38,971	7,409	SH		SOLE	NONE	7,409	0	0
HASBRO INC	COM	418056107	10,201	190	SH		DFND	NONE	190	0	0
HASBRO INC	COM	418056107	23,999	447	SH		SOLE	NONE	447	0	0
HCA Healthcare Inc	COM	40412C101	10,547	40	SH		SOLE	NONE	40	0	0
HERSHEY CO (THE)	COM	427866108	47,575	187	SH		SOLE	NONE	187	0	0
Haleon PLC	SPON ADS	405552100	98	12	SH		DFND	NONE	12	0	0
Hess Corp	COM	42809H107	28,850	218	SH		SOLE	NONE	218	0	0
Home Depot Inc/The	COM	437076102	254,984	864	SH		DFND	NONE	864	0	0
Home Depot Inc/The	COM	437076102	843,748	2,859	SH		SOLE	NONE	2,859	0	0
Honeywell International Inc	COM	438516106	364,275	1,906	SH		DFND	NONE	1,906	0	0
Honeywell International Inc	COM	438516106	256,101	1,340	SH		SOLE	NONE	1,340	0	0
Huntington Ingalls Industries	COM	446413106	13,663	66	SH		DFND	NONE	66	0	0
Huntington Ingalls Industries	COM	446413106	849,196	4,102	SH		SOLE	NONE	4,102	0	0
ICON PLC	SHS	G4705A100	32,039	150	SH		DFND	NONE	150	0	0
ICON PLC	SHS	G4705A100	1,644,857	7,701	SH		SOLE	NONE	7,701	0	0
IDEX CORP	COM	45167R104	23,103	100	SH		SOLE	NONE	100	0	0
IDEXX Laboratories Inc	COM	45168D104	841,635	1,683	SH		SOLE	NONE	1,683	0	0
ILLINOIS TOOL WKS	COM	452308109	97,380	400	SH		DFND	NONE	400	0	0
ILLINOIS TOOL WKS	COM	452308109	67,923	279	SH		SOLE	NONE	279	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	21,692	208	SH		DFND	NONE	208	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	1,519,401	14,569	SH		SOLE	NONE	14,569	0	0
INTL BUSINESS MCHN	COM	459200101	673,803	5,140	SH		DFND	NONE	5,140	0	0
INTL BUSINESS MCHN	COM	459200101	1,517,105	11,573	SH		SOLE	NONE	11,573	0	0
IPATH ETNS/USA	DJUBS CMDT ETN36	06738C778	10,930	346	SH		DFND	NONE	346	0	0
IPATH ETNS/USA	DJUBS CMDT ETN36	06738C778	258,438	8,181	SH		SOLE	NONE	8,181	0	0
ISHARES	SELECT DIVID ETF	464287168	487,000	4,156	SH		SOLE	NONE	4,156	0	0
ISHARES	CORE S&P500 ETF	464287200	3,693,554	8,985	SH		DFND	NONE	8,985	0	0
ISHARES	CORE S&P500 ETF	464287200	110,344,149	268,425	SH		SOLE	NONE	268,425	0	0
ISHARES	IBOXX INV CP ETF	464287242	11,509	105	SH		SOLE	NONE	105	0	0
ISHARES	S&P 500 GRWT ETF	464287309	100,307	1,570	SH		SOLE	NONE	1,570	0	0
ISHARES	S&P 500 VAL ETF	464287408	260,875	1,719	SH		SOLE	NONE	1,719	0	0
ISHARES	ISHARES BIOTECH	464287556	1,162	9	SH		DFND	NONE	9	0	0
ISHARES	ISHARES BIOTECH	464287556	343,049	2,656	SH		SOLE	NONE	2,656	0	0
ISHARES	RUSSELL 2000 ETF	464287655	268,492	1,505	SH		SOLE	NONE	1,505	0	0
ISHARES	U.S. ENERGY ETF	464287796	2,100	48	SH		SOLE	NONE	48	0	0
ISHARES	SP SMCP600VL ETF	464287879	959,859	10,256	SH		SOLE	NONE	10,256	0	0
ISHARES	EAFE VALUE ETF	464288877	971	20	SH		SOLE	NONE	20	0	0
ISHARES	CORE MSCI EAFE	46432F842	810,423	12,123	SH		DFND	NONE	12,123	0	0
ISHARES	CORE MSCI EAFE	46432F842	43,413,794	649,421	SH		SOLE	NONE	649,421	0	0
ISHARES ETFS/USA	ESG AW MSCI EAFE	46435G516	324,501	4,517	SH		SOLE	NONE	4,517	0	0
ISHARES GOLD TRUST	ISHARES NEW	464285204	4,111	110	SH		SOLE	NONE	110	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	1,973	50	SH		DFND	NONE	50	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	26,912	682	SH		SOLE	NONE	682	0	0
ISHARES TR	MSCI EAFE MIN VL	46429B689	6,697	99	SH		SOLE	NONE	99	0	0
ISHARES TRUST	TIPS BD ETF	464287176	18,081	164	SH		DFND	NONE	164	0	0
ISHARES TRUST	TIPS BD ETF	464287176	84,672	768	SH		SOLE	NONE	768	0	0
ISHARES TRUST	1 3 YR TREAS BD	464287457	334,473	4,071	SH		SOLE	NONE	4,071	0	0
ISHARES TRUST	GL CLEAN ENE ETF	464288224	216,809	10,961	SH		SOLE	NONE	10,961	0	0
ISHARES TRUST	IBOXX HI YD ETF	464288513	204,589	2,708	SH		DFND	NONE	2,708	0	0
ISHARES TRUST	IBOXX HI YD ETF	464288513	3,778	50	SH		SOLE	NONE	50	0	0
ISHARES TRUST	CORE HIGH DV ETF	46429B663	14,029	138	SH		SOLE	NONE	138	0	0
ISHARES/USA	S&P SML 600 GWT	464287887	357,305	3,250	SH		SOLE	NONE	3,250	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	144,372	1,340	SH		DFND	NONE	1,340	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	987,114	9,162	SH		SOLE	NONE	9,162	0	0
Illumina Inc	COM	452327109	590,910	2,541	SH		SOLE	NONE	2,541	0	0
Indaptus Therapeutics Inc	COM	45339J105	740	400	SH		SOLE	NONE	400	0	0
Ingersoll Rand Inc	COM	45687V106	45,904	789	SH		SOLE	NONE	789	0	0
Intel Corp	COM	458140100	84,289	2,580	SH		DFND	NONE	2,580	0	0
Intel Corp	COM	458140100	1,695,508	51,898	SH		SOLE	NONE	51,898	0	0
International Paper Co	COM	460146103	12,296	341	SH		SOLE	NONE	341	0	0
Intuit Inc	COM	461202103	24,075	54	SH		SOLE	NONE	54	0	0
Invesco Capital Management LLC	UNIT SER 1	46090E103	341,790	1,065	SH		SOLE	NONE	1,065	0	0
Invesco Capital Management LLC	WATER RES ETF	46137V142	113,529	2,128	SH		SOLE	NONE	2,128	0	0
Invesco Capital Management LLC	HIG YLD EQ DIV	46137V563	95,835	4,811	SH		SOLE	NONE	4,811	0	0
Invesco Capital Management LLC	FTSE RAFI 1000	46137V613	15,678	100	SH		SOLE	NONE	100	0	0
Invesco Capital Management LLC	S&P500 LOW VOL	46138E354	3,619	58	SH		SOLE	NONE	58	0	0
Invesco Capital Management LLC	PFD ETF	46138E511	74,620	6,500	SH		DFND	NONE	6,500	0	0
Invesco Capital Management LLC	SR LN ETF	46138G508	389,854	18,743	SH		DFND	NONE	18,743	0	0
Invesco Capital Management LLC	SR LN ETF	46138G508	1,152,391	55,403	SH		SOLE	NONE	55,403	0	0
Invesco Capital Management LLC	TAXABLE MUN BD	46138G805	269,875	10,040	SH		DFND	NONE	10,040	0	0
Invesco Capital Management LLC	TAXABLE MUN BD	46138G805	10,193,300	379,215	SH		SOLE	NONE	379,215	0	0
Invesco ETFs/USA	S&P500 PUR VAL	46137V258	759	10	SH		SOLE	NONE	10	0	0
JB Hunt Transport Services Inc	COM	445658107	166,687	950	SH		SOLE	NONE	950	0	0
JPMorgan Chase & Co	COM	46625H100	266,354	2,044	SH		DFND	NONE	2,044	0	0
JPMorgan Chase & Co	COM	46625H100	6,221,781	47,746	SH		SOLE	NONE	47,746	0	0
Johnson & Johnson	COM	478160104	350,300	2,260	SH		DFND	NONE	2,260	0	0
Johnson & Johnson	COM	478160104	3,605,610	23,262	SH		SOLE	NONE	23,262	0	0
Jumia Technologies AG	SPONSORED ADS	48138M105	253	77	SH		DFND	NONE	77	0	0
KIMBERLY-CLARK CP	COM	494368103	55,030	410	SH		DFND	NONE	410	0	0
KIMBERLY-CLARK CP	COM	494368103	24,831	185	SH		SOLE	NONE	185	0	0
KRAFT FOODS INC	CL A	609207105	15,617	224	SH		DFND	NONE	224	0	0
KRAFT FOODS INC	CL A	609207105	157,637	2,261	SH		SOLE	NONE	2,261	0	0
KeyCorp	COM	493267108	37,560	3,000	SH		DFND	NONE	3,000	0	0
KeyCorp	COM	493267108	13,672	1,092	SH		SOLE	NONE	1,092	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	1,299	88	SH		SOLE	NONE	88	0	0
L3Harris Technologies Inc	COM	502431109	57,302	292	SH		DFND	NONE	292	0	0
L3Harris Technologies Inc	COM	502431109	80,066	408	SH		SOLE	NONE	408	0	0
LOWE'S COS INC	COM	548661107	205,969	1,030	SH		DFND	NONE	1,030	0	0
LOWE'S COS INC	COM	548661107	2,135,680	10,680	SH		SOLE	NONE	10,680	0	0
LXP Industrial Trust	COM	529043101	9,279	900	SH		SOLE	NONE	900	0	0
Lam Research Corp	COM	512807108	45,060	85	SH		DFND	NONE	85	0	0
Lamb Weston Holdings Inc	COM	513272104	523	5	SH		SOLE	NONE	5	0	0
Lancaster Colony Corp	COM	513847103	32,867	162	SH		SOLE	NONE	162	0	0
Leidos Holdings Inc	COM	525327102	18,412	200	SH		SOLE	NONE	200	0	0
Lockheed Martin Corp	COM	539830109	34,509	73	SH		DFND	NONE	73	0	0
Lockheed Martin Corp	COM	539830109	1,574,664	3,331	SH		SOLE	NONE	3,331	0	0
Lumen Technologies Inc	COM	550241103	257	97	SH		DFND	NONE	97	0	0
LyondellBasell Industries NV	SHS - A -	N53745100	5,821	62	SH		DFND	NONE	62	0	0
LyondellBasell Industries NV	SHS - A -	N53745100	393,775	4,194	SH		SOLE	NONE	4,194	0	0
M&T Bank Corp	COM	55261F104	546,554	4,571	SH		DFND	NONE	4,571	0	0
M&T Bank Corp	COM	55261F104	264,848	2,215	SH		SOLE	NONE	2,215	0	0
MARSH & MCLENNAN	COM	571748102	666	4	SH		SOLE	NONE	4	0	0
MASTERCARD INC	CL A	57636Q104	60,326	166	SH		SOLE	NONE	166	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	4,577	55	SH		SOLE	NONE	55	0	0
MCDONALD'S CORP	COM	580135101	508,051	1,817	SH		DFND	NONE	1,817	0	0
MCDONALD'S CORP	COM	580135101	2,115,529	7,566	SH		SOLE	NONE	7,566	0	0
MDU RES GROUP INC	COM	552690109	46,421	1,523	SH		DFND	NONE	1,523	0	0
MDU RES GROUP INC	COM	552690109	2,279,874	74,799	SH		SOLE	NONE	74,799	0	0
MGE Energy Inc	COM	55277P104	38,835	500	SH		SOLE	NONE	500	0	0
MICROSOFT CORP	COM	594918104	527,012	1,828	SH		DFND	NONE	1,828	0	0
MICROSOFT CORP	COM	594918104	5,034,880	17,464	SH		SOLE	NONE	17,464	0	0
MORGAN STANLEY	COM NEW	617446448	171,210	1,950	SH		DFND	NONE	1,950	0	0
MORGAN STANLEY	COM NEW	617446448	50,485	575	SH		SOLE	NONE	575	0	0
MSCI Inc	COM	55354G100	1,119	2	SH		SOLE	NONE	2	0	0
Marathon Petroleum Corp	COM	56585A102	48,539	360	SH		DFND	NONE	360	0	0
Marathon Petroleum Corp	COM	56585A102	32,899	244	SH		SOLE	NONE	244	0	0
Markel Corp	COM	570535104	12,774	10	SH		SOLE	NONE	10	0	0
Markforged Holding Corp	COM	57064N102	1,745	1,820	SH		SOLE	NONE	1,820	0	0
Marvell Technology Inc	COM	573874104	6,495	150	SH		DFND	NONE	150	0	0
MasTec Inc	COM	576323109	23,799	252	SH		DFND	NONE	252	0	0
MasTec Inc	COM	576323109	1,706,625	18,071	SH		SOLE	NONE	18,071	0	0
Masterbrand Inc	None	57638P104	2,412	300	SH		SOLE	NONE	300	0	0
Medtronic PLC	SHS	G5960L103	805,394	9,990	SH		SOLE	NONE	9,990	0	0
Merck & Co Inc	COM	58933Y105	119,476	1,123	SH		DFND	NONE	1,123	0	0
Merck & Co Inc	COM	58933Y105	593,869	5,582	SH		SOLE	NONE	5,582	0	0
MetLife Inc	COM	59156R108	62,691	1,082	SH		DFND	NONE	1,082	0	0
MetLife Inc	COM	59156R108	20,047	346	SH		SOLE	NONE	346	0	0
Methanex Corp	COM	59151K108	140	3	SH		DFND	NONE	3	0	0
Middleby Corp/The	COM	596278101	14,661	100	SH		SOLE	NONE	100	0	0
Moderna Inc	COM	60770K107	55,289	360	SH		SOLE	NONE	360	0	0
MoneyGram International Inc	COM NEW	60935Y208	89,862	8,624	SH		SOLE	NONE	8,624	0	0
NETAPP INC	COM	64110D104	12,004	188	SH		DFND	NONE	188	0	0
NETAPP INC	COM	64110D104	909,224	14,240	SH		SOLE	NONE	14,240	0	0
NETFLIX INC	COM	64110L106	10,364	30	SH		SOLE	NONE	30	0	0
NEWMONT MINING CP	COM	651639106	23,824	486	SH		DFND	NONE	486	0	0
NEWMONT MINING CP	COM	651639106	1,516,042	30,927	SH		SOLE	NONE	30,927	0	0
NEXTERA ENERGY	COM	65339F101	61,664	800	SH		DFND	NONE	800	0	0
NEXTERA ENERGY	COM	65339F101	722,394	9,372	SH		SOLE	NONE	9,372	0	0
NIKE INC	CL B	654106103	171,696	1,400	SH		DFND	NONE	1,400	0	0
NIKE INC	CL B	654106103	63,650	519	SH		SOLE	NONE	519	0	0
NORTHROP GRUMMAN	COM	666807102	46,172	100	SH		DFND	NONE	100	0	0
NORTHROP GRUMMAN	COM	666807102	68,796	149	SH		SOLE	NONE	149	0	0
NOV Inc	COM	62955J103	8,330	450	SH		DFND	NONE	450	0	0
NOW Inc	COM	67011P100	1,249	112	SH		DFND	NONE	112	0	0
NRG Energy Inc	COM NEW	629377508	480	14	SH		SOLE	NONE	14	0	0
NVIDIA Corp	COM	67066G104	29,166	105	SH		DFND	NONE	105	0	0
NXP Semiconductors NV	COM	N6596X109	1,305	7	SH		DFND	NONE	7	0	0
NXP Semiconductors NV	COM	N6596X109	66,012	354	SH		SOLE	NONE	354	0	0
NY COMMUNITY CAP TRUST V	UNIT 05/07/2051	64944P307	23,220	600	SH		SOLE	NONE	600	0	0
National Amusements Inc	CLASS B COM	92556H206	106,910	4,792	SH		SOLE	NONE	4,792	0	0
Newell Brands Inc	COM	651229106	11,134	895	SH		DFND	NONE	895	0	0
Newell Brands Inc	COM	651229106	694,015	55,789	SH		SOLE	NONE	55,789	0	0
NextEra Energy Equity Partners	COM UNIT PART IN	65341B106	8,870	146	SH		SOLE	NONE	146	0	0
NiSource Inc	COM	65473P105	26,870	961	SH		DFND	NONE	961	0	0
Norfolk Southern Corp	COM	655844108	1,060	5	SH		DFND	NONE	5	0	0
Norfolk Southern Corp	COM	655844108	73,140	345	SH		SOLE	NONE	345	0	0
Norwood Financial Corp	COM	669549107	29,818	1,014	SH		SOLE	NONE	1,014	0	0
Novartis AG	SPONSORED ADR	66987V109	9,752	106	SH		DFND	NONE	106	0	0
Novartis AG	SPONSORED ADR	66987V109	675,464	7,342	SH		SOLE	NONE	7,342	0	0
Novo Holdings A/S	ADR	670100205	41,536	261	SH		DFND	NONE	261	0	0
Novo Holdings A/S	ADR	670100205	1,386,269	8,711	SH		SOLE	NONE	8,711	0	0
Nucor Corp	COM	670346105	13,593	88	SH		DFND	NONE	88	0	0
Nucor Corp	COM	670346105	320,062	2,072	SH		SOLE	NONE	2,072	0	0
Nuveen Asset Management LLC	NUVEEN BLMBRG SH	78468R739	23,632	497	SH		SOLE	NONE	497	0	0
Nuveen Closed-End Funds/USA	SHS	67075F105	15	1	SH		SOLE	NONE	1	0	0
OCCIDENTAL PETROLEUM CORP	*W EXP 08/03/202	674599162	1,754	43	SH		SOLE	NONE	43	0	0
OMNICOM GROUP INC	COM	681919106	28,774	305	SH		SOLE	NONE	305	0	0
ORACLE CORP	COM	68389X105	223,658	2,407	SH		SOLE	NONE	2,407	0	0
OSHKOSH CORP	COM	688239201	10,231	123	SH		SOLE	NONE	123	0	0
Occidental Petroleum Corp	COM	674599105	187	3	SH		DFND	NONE	3	0	0
Occidental Petroleum Corp	COM	674599105	7,242	116	SH		SOLE	NONE	116	0	0
Omega Healthcare Investors Inc	COM	681936100	13,705	500	SH		SOLE	NONE	500	0	0
Organon & Co	COMMON STOCK	68622V106	5,363	228	SH		SOLE	NONE	228	0	0
Orion Office REIT Inc	COM	68629Y103	235	35	SH		SOLE	NONE	35	0	0
Otis Worldwide Corp	COM	68902V107	48,446	574	SH		DFND	NONE	574	0	0
Otis Worldwide Corp	COM	68902V107	90,139	1,068	SH		SOLE	NONE	1,068	0	0
Owens Corning	COM	690742101	25,387	265	SH		SOLE	NONE	265	0	0
PEPSICO INC	COM	713448108	433,145	2,376	SH		DFND	NONE	2,376	0	0
PEPSICO INC	COM	713448108	3,514,926	19,281	SH		SOLE	NONE	19,281	0	0
PHILIP MORRIS INTL	COM	718172109	453,866	4,667	SH		DFND	NONE	4,667	0	0
PHILIP MORRIS INTL	COM	718172109	151,516	1,558	SH		SOLE	NONE	1,558	0	0
PIONEER NATURAL RESOURCE	COM	723787107	1,225	6	SH		SOLE	NONE	6	0	0
PNC Financial Services Group I	COM	693475105	10,168	80	SH		DFND	NONE	80	0	0
PNC Financial Services Group I	COM	693475105	684,942	5,389	SH		SOLE	NONE	5,389	0	0
PPG Industries Inc	COM	693506107	2,939	22	SH		SOLE	NONE	22	0	0
PPL CORP	COM	69351T106	8,754	315	SH		DFND	NONE	315	0	0
PPL CORP	COM	69351T106	600,681	21,615	SH		SOLE	NONE	21,615	0	0
PROGRESSIVE CP(OH)	COM	743315103	2,289	16	SH		SOLE	NONE	16	0	0
PRUDENTIAL FINL	COM	744320102	11,666	141	SH		DFND	NONE	141	0	0
PRUDENTIAL FINL	COM	744320102	796,124	9,622	SH		SOLE	NONE	9,622	0	0
PUREFUNDS ETFS/USA	PRIME CYBR SCRTY	26924G201	19,128	400	SH		SOLE	NONE	400	0	0
Pacific Investment Management Co LLC	INV GRD CRP BD	72201R817	289	3	SH		DFND	NONE	3	0	0
Pacific Investment Management Co LLC	INV GRD CRP BD	72201R817	187,205	1,946	SH		SOLE	NONE	1,946	0	0
Packaging Corp of America	COM	695156109	8,607	62	SH		DFND	NONE	62	0	0
Packaging Corp of America	COM	695156109	652,640	4,701	SH		SOLE	NONE	4,701	0	0
Palantir Technologies Inc	CL A	69608A108	1,310	155	SH		DFND	NONE	155	0	0
Palo Alto Networks Inc	COM	697435105	935,982	4,686	SH		SOLE	NONE	4,686	0	0
PayPal Holdings Inc	COM	70450Y103	8,202	108	SH		DFND	NONE	108	0	0
PayPal Holdings Inc	COM	70450Y103	1,329,026	17,501	SH		SOLE	NONE	17,501	0	0
Paychex Inc	COM	704326107	14,897	130	SH		DFND	NONE	130	0	0
Paychex Inc	COM	704326107	1,049,759	9,161	SH		SOLE	NONE	9,161	0	0
Pfizer Inc	COM	717081103	236,885	5,806	SH		DFND	NONE	5,806	0	0
Pfizer Inc	COM	717081103	1,658,112	40,640	SH		SOLE	NONE	40,640	0	0
Pfizer Inc	CL A	98978V103	1,498	9	SH		SOLE	NONE	9	0	0
Phillips 66	COM	718546104	26,156	258	SH		DFND	NONE	258	0	0
Phillips 66	COM	718546104	1,157,861	11,421	SH		SOLE	NONE	11,421	0	0
Plug Power Inc	COM NEW	72919P202	1,172	100	SH		SOLE	NONE	100	0	0
Polaris Inc	COM	731068102	23,011	208	SH		SOLE	NONE	208	0	0
Procter & Gamble Co/The	COM	742718109	224,522	1,510	SH		DFND	NONE	1,510	0	0
Procter & Gamble Co/The	COM	742718109	804,264	5,409	SH		SOLE	NONE	5,409	0	0
Prologis Inc	COM	74340W103	49,284	395	SH		SOLE	NONE	395	0	0
Public Storage	COM	74460D109	21,452	71	SH		DFND	NONE	71	0	0
Public Storage	COM	74460D109	1,602,551	5,304	SH		SOLE	NONE	5,304	0	0
QUALCOMM Inc	COM	747525103	154,244	1,209	SH		DFND	NONE	1,209	0	0
QUALCOMM Inc	COM	747525103	963,994	7,556	SH		SOLE	NONE	7,556	0	0
Quest Diagnostics Inc	COM	74834L100	2,830	20	SH		SOLE	NONE	20	0	0
REALTY INCOME CORP	COM	756109104	73,641	1,163	SH		DFND	NONE	1,163	0	0
REALTY INCOME CORP	COM	756109104	47,490	750	SH		SOLE	NONE	750	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	821,670	1,000	SH		SOLE	NONE	1,000	0	0
RPM INTERNATIONAL	COM	749685103	15,529	178	SH		DFND	NONE	178	0	0
Raytheon Technologies Corp	COM	75513E101	188,809	1,928	SH		DFND	NONE	1,928	0	0
Raytheon Technologies Corp	COM	75513E101	1,981,907	20,238	SH		SOLE	NONE	20,238	0	0
Regions Financial Corp	COM	7591EP100	874,918	47,140	SH		SOLE	NONE	47,140	0	0
Republic Services Inc	COM	760759100	7,708	57	SH		SOLE	NONE	57	0	0
Rio Tinto PLC	SPONSORED ADR	767204100	2,744	40	SH		SOLE	NONE	40	0	0
Rivian Automotive Inc	COM CL A	76954A103	2,632	170	SH		SOLE	NONE	170	0	0
Rumble Inc	COM CL A	78137L105	15,000	1,500	SH		SOLE	NONE	1,500	0	0
S&P Global Inc	COM	78409V104	31,374	91	SH		SOLE	NONE	91	0	0
SALESFORCE.COM INC	COM	79466L302	1,781,238	8,916	SH		SOLE	NONE	8,916	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	726	9	SH		DFND	NONE	9	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	177,613	2,202	SH		SOLE	NONE	2,202	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	63,694	492	SH		SOLE	NONE	492	0	0
SELECT SECTOR SPDR	SBI CONS STPLS	81369Y308	18,902	253	SH		SOLE	NONE	253	0	0
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	44,862	300	SH		DFND	NONE	300	0	0
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	1,233,256	8,247	SH		SOLE	NONE	8,247	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	60,052	725	SH		SOLE	NONE	725	0	0
SELECT SECTOR SPDR	FINANCIAL	81369Y605	279,994	8,709	SH		SOLE	NONE	8,709	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	152,218	1,008	SH		DFND	NONE	1,008	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	1,367,094	9,053	SH		SOLE	NONE	9,053	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	19,630	290	SH		DFND	NONE	290	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	529,742	7,826	SH		SOLE	NONE	7,826	0	0
SEMPRA ENERGY	COM	816851109	7,558	50	SH		DFND	NONE	50	0	0
SEMPRA ENERGY	COM	816851109	68,022	450	SH		SOLE	NONE	450	0	0
SHOPIFY INC	CL A	82509L107	7,191	150	SH		SOLE	NONE	150	0	0
SMUCKER(JM)CO	COM NEW	832696405	97,884	622	SH		SOLE	NONE	622	0	0
SOUTHWEST AIRLINES	COM	844741108	3,254	100	SH		SOLE	NONE	100	0	0
SPDR DOW JONES IND	UT SER 1	78467X109	69,850	210	SH		DFND	NONE	210	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	204,107	1,114	SH		SOLE	NONE	1,114	0	0
SPDR SERIES TRUST	S&P 600 SMCP VAL	78464A300	378,843	4,973	SH		SOLE	NONE	4,973	0	0
SPDR SERIES TRUST	BBG CONV SEC ETF	78464A359	11,335	169	SH		SOLE	NONE	169	0	0
SPIRIT AEROSYSTEMS	COM CL A	848574109	13,812	400	SH		SOLE	NONE	400	0	0
SQZ Biotechnologies Co	COM	78472W104	6,360	11,357	SH		SOLE	NONE	11,357	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO INTRMD	78464A375	16,862	519	SH		SOLE	NONE	519	0	0
SSGA FUNDS MANAGEMENT INC	PRTFLO S&P500 VL	78464A508	896	22	SH		SOLE	NONE	22	0	0
SSGA FUNDS MANAGEMENT INC	BLOOMBERG SHT TE	78468R408	1,614,600	65,000	SH		SOLE	NONE	65,000	0	0
SSGA Funds Management	S&P METALS MNG	78464A755	5,316	100	SH		SOLE	NONE	100	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	158,720	1,283	SH		DFND	NONE	1,283	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	69,154	559	SH		SOLE	NONE	559	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	484,718	1,184	SH		DFND	NONE	1,184	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	1,310,867	3,202	SH		SOLE	NONE	3,202	0	0
SSgA Funds Management Inc	PRTFLO S&P500 GW	78464A409	5,591	101	SH		SOLE	NONE	101	0	0
SSgA Funds Management Inc	COMMUNICATION	81369Y852	63,767	1,100	SH		SOLE	NONE	1,100	0	0
STARBUCKS CORP	COM	855244109	49,253	473	SH		SOLE	NONE	473	0	0
STATE STREET ETF/USA	PORTFOLIO AGRGTE	78464A649	2,863	111	SH		SOLE	NONE	111	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	190,699	416	SH		SOLE	NONE	416	0	0
Schlumberger NV	COM STK	806857108	19,640	400	SH		DFND	NONE	400	0	0
Schlumberger NV	COM STK	806857108	19,640	400	SH		SOLE	NONE	400	0	0
Schwab ETFs/USA	SCHWB FDT EMK LG	808524730	668,756	25,672	SH		SOLE	NONE	25,672	0	0
Schwab ETFs/USA	US REIT ETF	808524847	61,191	3,138	SH		DFND	NONE	3,138	0	0
Schwab ETFs/USA	US REIT ETF	808524847	8,095,836	415,171	SH		SOLE	NONE	415,171	0	0
Schwab ETFs/USA	SHT TM US TRES	808524862	1,396,272	28,618	SH		DFND	NONE	28,618	0	0
Schwab ETFs/USA	SHT TM US TRES	808524862	33,751,746	691,776	SH		SOLE	NONE	691,776	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	22,547	341	SH		DFND	NONE	341	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	379,198	5,735	SH		SOLE	NONE	5,735	0	0
Snowflake Inc	CL A	833445109	8,177	53	SH		DFND	NONE	53	0	0
Snowflake Inc	CL A	833445109	1,792,850	11,620	SH		SOLE	NONE	11,620	0	0
Southern Co/The	COM	842587107	50,237	722	SH		DFND	NONE	722	0	0
Southern Co/The	COM	842587107	74,799	1,075	SH		SOLE	NONE	1,075	0	0
State Street Corp	COM	857477103	22,934	303	SH		DFND	NONE	303	0	0
State Street Corp	COM	857477103	58,811	777	SH		SOLE	NONE	777	0	0
State Street Global Advisors Inc	ICE PFD SEC ETF	78464A292	12,226	360	SH		SOLE	NONE	360	0	0
State Street Global Advisors Inc	S&P BIOTECH	78464A870	15,242	200	SH		SOLE	NONE	200	0	0
State Street Global Advisors Inc	BLOOMBERG HIGH Y	78468R622	1,949	21	SH		SOLE	NONE	21	0	0
State Street Global Advisors Inc	SBI INT-INDS	81369Y704	80,236	793	SH		SOLE	NONE	793	0	0
State Street Global Advisors Inc	RL EST SEL SEC	81369Y860	2,467	66	SH		DFND	NONE	66	0	0
State Street Global Advisors Inc	RL EST SEL SEC	81369Y860	192,096	5,139	SH		SOLE	NONE	5,139	0	0
Stratasys Ltd	SHS	M85548101	33	2	SH		DFND	NONE	2	0	0
Stryker Corp	COM	863667101	186,697	654	SH		DFND	NONE	654	0	0
Stryker Corp	COM	863667101	2,002,858	7,016	SH		SOLE	NONE	7,016	0	0
Sylvamo Corp	COMMON STOCK	871332102	416	9	SH		SOLE	NONE	9	0	0
Sysco Corp	COM	871829107	10,503	136	SH		DFND	NONE	136	0	0
Sysco Corp	COM	871829107	127,970	1,657	SH		SOLE	NONE	1,657	0	0
T Rowe Price Group Inc	COM	74144T108	39,515	350	SH		DFND	NONE	350	0	0
TC Energy Corp	COM	87807B107	1,362	35	SH		SOLE	NONE	35	0	0
TE Connectivity Ltd	SHS	H84989104	27,804	212	SH		SOLE	NONE	212	0	0
TEXAS INSTRUMENTS	COM	882508104	37,202	200	SH		DFND	NONE	200	0	0
TEXAS INSTRUMENTS	COM	882508104	131,881	709	SH		SOLE	NONE	709	0	0
TJX Cos Inc/The	COM	872540109	98,028	1,251	SH		SOLE	NONE	1,251	0	0
TORONTO-DOMINION	COM NEW	891160509	141,604	2,364	SH		SOLE	NONE	2,364	0	0
TOYOTA MOTOR CORP	ADS	892331307	29,613	209	SH		SOLE	NONE	209	0	0
TRACTOR SUPPLY CO	COM	892356106	879,050	3,740	SH		SOLE	NONE	3,740	0	0
TRAVELERS CO INC	COM	89417E109	145,356	848	SH		SOLE	NONE	848	0	0
Takeda Pharmaceutical Co Ltd	SPONSORED ADS	874060205	3,065	186	SH		DFND	NONE	186	0	0
Target Corp	COM	87612E106	191,137	1,154	SH		SOLE	NONE	1,154	0	0
Teladoc Health Inc	COM	87918A105	1,036	40	SH		SOLE	NONE	40	0	0
Tellurian Inc	COM	87968A104	12,146	9,875	SH		SOLE	NONE	9,875	0	0
Tesla Inc	COM	88160R101	217,833	1,050	SH		SOLE	NONE	1,050	0	0
Textron Inc	COM	883203101	21,189	300	SH		SOLE	NONE	300	0	0
Thermo Fisher Scientific Inc	COM	883556102	193,660	336	SH		SOLE	NONE	336	0	0
TotalEnergies SE	SPONSORED ADS	89151E109	70,860	1,200	SH		SOLE	NONE	1,200	0	0
Tradeweb Markets Inc	CL A	892672106	43,540	551	SH		DFND	NONE	551	0	0
Tradeweb Markets Inc	CL A	892672106	1,888,815	23,903	SH		SOLE	NONE	23,903	0	0
Trane Technologies PLC	SHS	G8994E103	203,114	1,104	SH		SOLE	NONE	1,104	0	0
Trimble Inc	COM	896239100	10,484	200	SH		SOLE	NONE	200	0	0
Truist Financial Corp	COM	89832Q109	11,048	324	SH		SOLE	NONE	324	0	0
Tyler Technologies Inc	COM	902252105	21,988	62	SH		SOLE	NONE	62	0	0
US Bancorp	COM NEW	902973304	17,556	487	SH		SOLE	NONE	487	0	0
UTD PARCEL SERV	CL B	911312106	73,522	379	SH		DFND	NONE	379	0	0
UTD PARCEL SERV	CL B	911312106	905,739	4,669	SH		SOLE	NONE	4,669	0	0
UiPath Inc	CL A	90364P105	966	55	SH		DFND	NONE	55	0	0
Unilever PLC	SPON ADR NEW	904767704	24,355	469	SH		SOLE	NONE	469	0	0
Union Pacific Corp	COM	907818108	133,435	663	SH		SOLE	NONE	663	0	0
United Rentals Inc	COM	911363109	35,618	90	SH		SOLE	NONE	90	0	0
UnitedHealth Group Inc	COM	91324P102	561,910	1,189	SH		SOLE	NONE	1,189	0	0
VANECK VECTORS ETF	AGRIBUSINESS ETF	92189F700	17,372	200	SH		SOLE	NONE	200	0	0
VANGUARD	FINANCIALS ETF	92204A405	34,895	448	SH		SOLE	NONE	448	0	0
VANGUARD	S&P 500 ETF SHS	922908363	177,505	472	SH		DFND	NONE	472	0	0
VANGUARD	S&P 500 ETF SHS	922908363	8,291,215	22,047	SH		SOLE	NONE	22,047	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	24,026	156	SH		SOLE	NONE	156	0	0
VANGUARD ETF/USA	STRM INFPROIDX	922020805	259,854	5,434	SH		SOLE	NONE	5,434	0	0
VANGUARD ETF/USA	GLB EX US ETF	922042676	8,114	200	SH		SOLE	NONE	200	0	0
VANGUARD ETF/USA	TT WRLD ST ETF	922042742	3,417,368	37,109	SH		SOLE	NONE	37,109	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	504,758	12,494	SH		DFND	NONE	12,494	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	18,092,978	447,846	SH		SOLE	NONE	447,846	0	0
VANGUARD ETF/USA	MATERIALS ETF	92204A801	36,097	203	SH		SOLE	NONE	203	0	0
VANGUARD ETF/USA	COMM SRVC ETF	92204A884	25,424	263	SH		SOLE	NONE	263	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	33,084	434	SH		DFND	NONE	434	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	61,975	813	SH		SOLE	NONE	813	0	0
VANGUARD ETF/USA	INT-TERM CORP	92206C870	7,380	92	SH		SOLE	NONE	92	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	18,575	117	SH		DFND	NONE	117	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	3,777,694	23,795	SH		SOLE	NONE	23,795	0	0
VANGUARD ETF/USA	TOTAL STK MKT	922908769	19,390	95	SH		SOLE	NONE	95	0	0
VANGUARD GROUP	SHORT TRM BOND	921937827	3,060	40	SH		SOLE	NONE	40	0	0
VANGUARD GROUP INC/THE	SHORT TERM TREAS	92206C102	3,044	52	SH		SOLE	NONE	52	0	0
VANGUARD INTL EQUI	FTSE EUROPE ETF	922042874	137,442	2,255	SH		SOLE	NONE	2,255	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	60,557	574	SH		DFND	NONE	574	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	4,642	44	SH		SOLE	NONE	44	0	0
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	63,821	335	SH		SOLE	NONE	335	0	0
VERIZON COMMUN	COM	92343V104	356,894	9,177	SH		DFND	NONE	9,177	0	0
VERIZON COMMUN	COM	92343V104	2,592,369	66,659	SH		SOLE	NONE	66,659	0	0
VF Corp	COM	918204108	8,087	353	SH		SOLE	NONE	353	0	0
VIATRIS INC	COM	92556V106	2,886	300	SH		DFND	NONE	300	0	0
VIATRIS INC	COM	92556V106	2,386	248	SH		SOLE	NONE	248	0	0
VISA INC	COM CL A	92826C839	205,394	911	SH		DFND	NONE	911	0	0
VISA INC	COM CL A	92826C839	2,554,011	11,328	SH		SOLE	NONE	11,328	0	0
VMware Inc	CL A COM	928563402	20,975	168	SH		SOLE	NONE	168	0	0
Valero Energy Corp	COM	91913Y100	9,912	71	SH		DFND	NONE	71	0	0
Valero Energy Corp	COM	91913Y100	582,970	4,176	SH		SOLE	NONE	4,176	0	0
Valley National Bancorp	COM	919794107	1,848	200	SH		DFND	NONE	200	0	0
Vanguard ETF/USA	ESG INTL STK ETF	921910725	81,158	1,550	SH		SOLE	NONE	1,550	0	0
Vanguard ETF/USA	MEGA GRWTH IND	921910816	36,812	180	SH		SOLE	NONE	180	0	0
Vanguard ETF/USA	INTERMED TERM	921937819	23,406	305	SH		DFND	NONE	305	0	0
Vanguard ETF/USA	INTERMED TERM	921937819	2,072	27	SH		SOLE	NONE	27	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	388,101	8,592	SH		DFND	NONE	8,592	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	2,101,805	46,531	SH		SOLE	NONE	46,531	0	0
Vanguard ETF/USA	ALLWRLD EX US	922042775	61,544	1,151	SH		SOLE	NONE	1,151	0	0
Vanguard ETF/USA	CONSUM DIS ETF	92204A108	83,847	332	SH		SOLE	NONE	332	0	0
Vanguard ETF/USA	CONSUM STP ETF	92204A207	35,221	182	SH		SOLE	NONE	182	0	0
Vanguard ETF/USA	HEALTH CAR ETF	92204A504	49,123	206	SH		SOLE	NONE	206	0	0
Vanguard ETF/USA	INF TECH ETF	92204A702	68,614	178	SH		SOLE	NONE	178	0	0
Vanguard ETF/USA	UTILITIES ETF	92204A876	30,389	206	SH		SOLE	NONE	206	0	0
Vanguard ETF/USA	MCAP VL IDXVIP	922908512	24,401	182	SH		DFND	NONE	182	0	0
Vanguard ETF/USA	MCAP VL IDXVIP	922908512	4,957,775	36,979	SH		SOLE	NONE	36,979	0	0
Vanguard ETF/USA	MCAP GR IDXVIP	922908538	85,752	440	SH		SOLE	NONE	440	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	182,854	2,202	SH		DFND	NONE	2,202	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	1,927,441	23,211	SH		SOLE	NONE	23,211	0	0
Vanguard ETF/USA	SML CP GRW ETF	922908595	48,259	223	SH		SOLE	NONE	223	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	374,383	1,775	SH		DFND	NONE	1,775	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	1,299,689	6,162	SH		SOLE	NONE	6,162	0	0
Vanguard ETF/USA	GROWTH ETF	922908736	72,587	291	SH		SOLE	NONE	291	0	0
Vanguard ETF/USA	VALUE ETF	922908744	72,370	524	SH		SOLE	NONE	524	0	0
Vanguard ETF/USA	SMALL CP ETF	922908751	689,809	3,639	SH		SOLE	NONE	3,639	0	0
Vanguard Group Inc/The	TOTAL BND MRKT	921937835	23,626	320	SH		DFND	NONE	320	0	0
Vanguard Group Inc/The	TOTAL BND MRKT	921937835	3,322	45	SH		SOLE	NONE	45	0	0
Vanguard Group Inc/The	FTSE SMCAP ETF	922042718	2,185	20	SH		SOLE	NONE	20	0	0
Vanguard Group Inc/The	INTER TERM TREAS	92206C706	895,443	14,934	SH		DFND	NONE	14,934	0	0
Vanguard Group Inc/The	INTER TERM TREAS	92206C706	65,072,355	1,085,263	SH		SOLE	NONE	1,085,263	0	0
Vanguard Group Inc/The	MTG-BKD SECS ETF	92206C771	22,437	482	SH		DFND	NONE	482	0	0
Vanguard Group Inc/The	MTG-BKD SECS ETF	92206C771	28,256	607	SH		SOLE	NONE	607	0	0
Vanguard Group Inc/The	TAX EXEMPT BD	922907746	202,640	4,000	SH		SOLE	NONE	4,000	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	42,621	304	SH		SOLE	NONE	304	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	37,493	119	SH		DFND	NONE	119	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	2,149,723	6,823	SH		SOLE	NONE	6,823	0	0
Vicor Corp	COM	925815102	2,347	50	SH		SOLE	NONE	50	0	0
Virgin Galactic Holdings Inc	COM	92766K106	3,758	928	SH		SOLE	NONE	928	0	0
Virtu Financial Inc	CL A	928254101	8,108	429	SH		DFND	NONE	429	0	0
Virtu Financial Inc	CL A	928254101	1,405,706	74,376	SH		SOLE	NONE	74,376	0	0
Vodafone Group PLC	SPONSORED ADR	92857W308	3,886	352	SH		DFND	NONE	352	0	0
Vodafone Group PLC	SPONSORED ADR	92857W308	4,052	367	SH		SOLE	NONE	367	0	0
Vontier Corp	COM	928881101	4,648	170	SH		SOLE	NONE	170	0	0
Vulcan Materials Co	COM	929160109	20,930	122	SH		DFND	NONE	122	0	0
WASTE MANAGEMENT	COM	94106L109	13,054	80	SH		DFND	NONE	80	0	0
WASTE MANAGEMENT	COM	94106L109	280,979	1,722	SH		SOLE	NONE	1,722	0	0
WATSCO INC	COM	942622200	4,772	15	SH		SOLE	NONE	15	0	0
WD-40 Co	COM	929236107	62,496	351	SH		SOLE	NONE	351	0	0
WEC Energy Group Inc	COM	92939U106	56,874	600	SH		DFND	NONE	600	0	0
WEC Energy Group Inc	COM	92939U106	4,740	50	SH		SOLE	NONE	50	0	0
WELLS FARGO & CO	COM	949746101	44,370	1,187	SH		DFND	NONE	1,187	0	0
WELLS FARGO & CO	COM	949746101	102,272	2,736	SH		SOLE	NONE	2,736	0	0
WESTN DIGITAL CORP	COM	958102105	866	23	SH		DFND	NONE	23	0	0
WEX Inc	COM	96208T104	69,878	380	SH		SOLE	NONE	380	0	0
WEYERHAEUSER CO	COM NEW	962166104	20,579	683	SH		SOLE	NONE	683	0	0
WISDOMTREE ETFS/USA	EMER MKT HIGH FD	97717W315	4,733	125	SH		DFND	NONE	125	0	0
WISDOMTREE ETFS/USA	EMER MKT HIGH FD	97717W315	16,507	436	SH		SOLE	NONE	436	0	0
WISDOMTREE ETFS/USA	INTL SMCAP DIV	97717W760	10,665	175	SH		SOLE	NONE	175	0	0
WP Carey Inc	COM	92936U109	154,900	2,000	SH		DFND	NONE	2,000	0	0
Walgreens Boots Alliance Inc	COM	931427108	25,347	733	SH		DFND	NONE	733	0	0
Walgreens Boots Alliance Inc	COM	931427108	1,002,924	29,003	SH		SOLE	NONE	29,003	0	0
Walmart Inc	COM	931142103	104,837	711	SH		DFND	NONE	711	0	0
Walmart Inc	COM	931142103	1,895,175	12,853	SH		SOLE	NONE	12,853	0	0
Walt Disney Co/The	COM	254687106	28,938	289	SH		DFND	NONE	289	0	0
Walt Disney Co/The	COM	254687106	1,522,877	15,209	SH		SOLE	NONE	15,209	0	0
Warner Bros Discovery Inc	COM SER A	934423104	9,166	607	SH		DFND	NONE	607	0	0
Warner Bros Discovery Inc	COM SER A	934423104	48,939	3,241	SH		SOLE	NONE	3,241	0	0
Waters Corp	COM	941848103	1,858	6	SH		DFND	NONE	6	0	0
Waters Corp	COM	941848103	19,816	64	SH		SOLE	NONE	64	0	0
Webster Financial Corp	COM	947890109	39,420	1,000	SH		SOLE	NONE	1,000	0	0
Whirlpool Corp	COM	963320106	12,542	95	SH		DFND	NONE	95	0	0
Williams Cos Inc/The	COM	969457100	5,524	185	SH		SOLE	NONE	185	0	0
Williams-Sonoma Inc	COM	969904101	140,396	1,154	SH		SOLE	NONE	1,154	0	0
WisdomTree Asset Management Inc	US QTLY DIV GRT	97717X669	11,221	180	SH		SOLE	NONE	180	0	0
Woodside Energy Group Ltd	SPONSORED ADR	980228308	3,499	156	SH		DFND	NONE	156	0	0
Woodside Energy Group Ltd	SPONSORED ADR	980228308	3,028	135	SH		SOLE	NONE	135	0	0
Xcel Energy Inc	COM	98389B100	19,288	286	SH		DFND	NONE	286	0	0
Xerox Holdings Corp	COM NEW	98421M106	1,232	80	SH		SOLE	NONE	80	0	0
Xylem Inc/NY	COM	98419M100	17,485	167	SH		SOLE	NONE	167	0	0
YUM BRANDS INC	COM	988498101	396	3	SH		DFND	NONE	3	0	0
Yum China Holdings Inc	COM	98850P109	190	3	SH		DFND	NONE	3	0	0
Zions Bancorp NA	COM	989701107	2,155	72	SH		SOLE	NONE	72	0	0
iShares ETFs/USA	MSCI CDA ETF	464286509	1,743	51	SH		SOLE	NONE	51	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	83,997	843	SH		DFND	NONE	843	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	198,682	1,994	SH		SOLE	NONE	1,994	0	0
iShares ETFs/USA	7-10 YR TRSY BD	464287440	34,692	350	SH		DFND	NONE	350	0	0
iShares ETFs/USA	7-10 YR TRSY BD	464287440	395,291	3,988	SH		SOLE	NONE	3,988	0	0
iShares ETFs/USA	3 7 YR TREAS BD	464288661	416,834	3,543	SH		DFND	NONE	3,543	0	0
iShares ETFs/USA	3 7 YR TREAS BD	464288661	8,434,329	71,690	SH		SOLE	NONE	71,690	0	0
iShares ETFs/USA	ESG AWRE USD ETF	46435G193	21,335	927	SH		SOLE	NONE	927	0	0
iShares ETFs/USA	ESG AWRE 1 5 YR	46435G243	507,305	21,085	SH		SOLE	NONE	21,085	0	0
iShares ETFs/USA	ESG AWR MSCI USA	46435G425	2,221,000	24,555	SH		SOLE	NONE	24,555	0	0
iShares ETFs/USA	ESG AWR US AGRGT	46435U549	502,083	10,447	SH		SOLE	NONE	10,447	0	0